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Home My WebLink About12-08-10~Iark7N. ACCshouse, esquire 4833 Spring Road Shermans Dale, PA 17090 December 8, 2010 HAND DELIVERY VIA REGIS~['ER OF WILLS PA Department of Revenue Bureau of Individual Taxes P.O. Box 280601 Harrisburg, PA 17128-0601 LETTER OF ATTACHMENT RE: ESTATE OF WALTER H. GANTZ, SR. NO. 21-10-0615 Dear Sir/Madam: Attached please find Rev-1500 for the above-referenced Estate. Please note that the Will in Article III(A) provides that the funding formula for the martial share and family trust shall be the formula interpreted as if Congress h.ad acted to extend the 2009 estate tax regime through 2010, even though they failed to do so. As such, the portion of the Estate which can be paid outright to spouse to avoid federal inheritance tax was the total Estate and the family trust remained unfunded. Therefore, the marital spouse, Carol L. Gantz, received the rest, residue and remainder of the Estate, excepting only the specific bequests set forth within the Will. Certainly feel free to contact me should you have any questions. Very truly yours, r ,~1Vlark W. Allshouse MWA/sa Enclosure cc: Mr. Kevin B. Gantz, Executor Mr. Stephen B. Gantz, Executor Phone: (717) 582-4006 Fax: (717) 582-7476 MarI~C~ChristanlpwyerSolu#ions.com 505610101 REV-1500 Ex ~o~_~o, enns lvania OFFICIAL USE ONLY PA Department of Revenue p_ Y ,~F>Fr~.~r~~F.~_,~~~F County Code Year File Number Bureau of Individual Taxes INHERITANCE TAX RETURN PO BOX z8o6oi Harrisburg, PA 1128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 173-32-2432 05/28/2010 09/08/1933 Decedent's Last Name Suffix Decedent's First Name MI Gantz Sr. Walter H (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Gantz Carol L Spouse's Social Security Number r., .-. THIS RETURN MUST BE FILED IN DUPLICATE WITH THE: I~~ ~' ~-~ `" ~~~ REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW ~ 1. Original Return O 2. Supplemental Return O 3. Remainder Return (date of death O 4. Limited Estate O 6. Decedent Died Testate {Attach Copy of Will) O 9. Litigation Proceeds Received O 4a. Future Interest Compromise (date of death after 12-12-82} O 7. Decedent Maintained a Living Trust (Attach Copy of Trust) O 10. Spousal Poverty Credit {date of death between 12-31-91 and 1-1-95) prior to 12-13-82) O 5. Federal Estate Ta;< Return Required 8. Total Number of Safe Deposit Boxes O 11. Election to tax under Sec. 9113{A} {Attach Sch. O) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number Mark W. Allshouse, Esq. (717) 582-4006 r-a C-7 First line of address 4833 Spring Road Second line of address City or Post Office Shermans Dale State ZIP Code PA 17090 REGISTER OF_ SE ON~ ~ ~ ~ "-L7 t"r"I ',. ,~ OD ' ~,' ( ~J t=ice _ .. i._ : __ ~ ~. ._._.i . , DATE FIILED '~ Correspondent's a-mail address: mark cls@comcast.net Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, c rect and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIrrNA E OF SON RESEQNSIS.Ie~'FZ$~'1`tL~11VG RETURN ~ DATTE Z,~w/ ~C~ 442 West Main~Stre~,t!Wal14u#.~ottom, PA 17266 e SIGN~TUR~"QF Pf~EPARF,g OTHER THAN REPRESENTATIVE 483 Spring Road, Shermans Dale, PA 17090 ~- PLEASE USE ORIGINAL FORM ONLY Side 1 1,505610101 1505610101, a ~.. . _. _.. r-: ~ 3 ' _ ..: j c - _ ..~, j t_•- .. r - ,`'~ - ._:: ..~`3 ._...~ J 15D561D1D5 REV-1500 EX Decedent's Social Security Number Decedent's Name: 173-32-2432 RECAPITULATION 1. Real Estate (Schedule A) ........................................... .. 1. $06,000.00 2. Stocks and Bonds (Schedule B) ..................................... .. 2. 214,881.61 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ... .. 3. 0.00 4. Mort a es and Notes Receivable Schedule D 9 9 ( ) ......................... .. 4. 0.00 5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)..... .. 5. '121,542.41 6. Jointly Owned Property (Schedule F) O Separate Billing Requested ..... .. 6. 0.00 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) O Separate Billing Requested...... .. 7. 240,580.27 8. Total Gross Assets (total Lines 1 through 7) ........................... .. 8. 1,383,004.20 9. Funeral Expenses and Administrative Costs (Schedule H) ................. .. 9. 26,718.59 10. Debts of Decedent, Mortgage Liabilities, and Liens (Schedule I) ............ .. 10. 5,107.24 11. Total Deductions (total Lines 9 and 10) ............................... .. 11. 31,825.83 12. Net Value of Estate (Line 8 minus Line 11) ............................ .. 12. 1 ,351,178.40 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ...................... .. 13. 3,000.00 14. Net Value Subject to Tax (Line 12 minus Line 13) ...................... .. 14. 1,348,178.40 TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) x .0 00 1,337,778.40 15. 0.00 16. Amount of Line 14 taxable at lineal rate X .0 45 400.00 1 s. 18.00 17. Amount of Line 14 taxable at sibling rate X .12 0.00 17 0.00 18. Amount of Line 14 taxable 10 000.00 at collateral rate X .15 ~ 18. 1 500.00 19. TAX DUE . .................................. .. ................. -.. 19. 1,518.00 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O Side 2 15D5610105 15056101,05 REV-1500 EX Page 3 File Number Decedent's Complete Address: DECEDENT'S NAME Walter H. Gantz, Sr. STREET ADDRESS 80 Seavers Road CITY 'STATE ZIP Newville PA 17241 Tax Payments and Credits: 1. Tax Due (Page 2, Line 19) (1) 1,518.00 2. Credits(Payments --- A. Prior Payments 1,200.00 B. Discount 60.00 Total Credits (A + B) (2) 1,260.00 3. Interest (3) _____ 0.00_ 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. (4) 0.00 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 258.00 Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :.................................................................................... ...... ^ 0 b. retain the right to designate who shall use the property transferred or its income : ...................................... ...... ^ c. retain a reversionary interest; or .................................................................................................................... ...... ^ d. receive the promise for life of either payments, benefits or care? ................................................................ ...... ^ 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ........................................................................................................ ...... ^ 0 3. Did decedent own an "in trust for" or payable-upon-death bank account or security at his or her death? ........ ...... ~ ^ 4. Did decedent own an individual retirement account, annuity or other non-probate property, which contains a beneficiary designation? ................................................................................................................. ...... 0 ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994, and before Jan. 1, 1995, the tax rate imposed on the Diet value of transfers to or far the use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent [72 P.S. §9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or far the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)). • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116(a)(1.~3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. ~ pennsylvania SCHEDULE A DEPARTMENT OP REVENUE INHERITANCE TAX RETURN REAL ESTATE RESIDENT DECEDENT ESTATE OF FILE NUMBER Walter H. Gantz, Sr. 21-10-061~i All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the=_ prig at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F. If more space is needed, insert additional sheets of the same size, REV-1503 EX+ (6-98j . SCHEDULE B COMMONWEALTH OF PENNSYLVANIA STOCKS & BONDS INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Walter H. Gantz, Sr. 21-10-0615 All property jointly-owned with right of survivorship must be disclosed on Schedule F. (If more space is needed, insert additional sheets of the same size) REV-1508 EX+ (6-98) y ~ SCHEDtlLE E - CASH BANK DEPOSITS 8c MISC. COMMONWEALTH OF PENNSYLVANIA , , INHERITANCE TAX RETURN PERSONAL PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER Walter H. Gantz, Sr. 21-10-0615 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM 'VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Cornerstone Federal Credit Union Savings Account # 4865-01 111.55 2. Cornerstone Federal Credit Union Certificate of Deposit # 4865-10 25,839.02 3. Cornerstone Federal Credit Union Certificate of Deposit # 4865-11 68, 322.25 4. Susquehanna Bank Checking Account # 151130824 26.19 5. Susquehanna Bank Certificate of Deposit # 351178281 6 655.15 6. Susquehanna Bank Certificate of Deposit # 40510005850 7 378.25 7. Firearms -Remington 30-06, Higgins 22, Marlin 12 gauge -see Blume's Gun Shop appraisal 400.00 8. 2002 GMC 1500 pick-up truck 7 050.00 9. 2003 Pontiac Montana Minivan 2,935.00 10. 1988 Chevy Cheyenne pick-up truck (very poor condition) 825.00 11. 1986 Ford pick-up truck (poor condition) 2, 000.00 TOTAL (Also enter on line 5, Recapitulation) $ 121,542.41 (If more space is needed, insert additional sheets of the same size) ~ pennsylvania SCHEDULE G DEPARTMENT of REVENUE INTER-VIVOS TRANSFERS AND INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBE~t Walter H. Gantz, Sr. 21-10-0615 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes. ITEM NUMBER DESCRIPTION OF PROPERTY iNCL'JDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE of TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST EXCLUSION (IF APPLICABI_Ej TAXABLE VALUE 1 ~ Janney Montgomery Scott Account # 7264-9598 230,651.02 100 0.00 230,651.0; Spouse, Carol L. Gantz, Beneficiary 2 Prudential IRA Annuity (Strategic Partners Select) # E0298154 g,g29.25 100 l).00 9,929.2; Spouse, Carol L. Gantz, Beneficiary TOTAL (Also enter on Line 7, Recapitulation) $ ~ 240,580.27 If more space is needed, use additional sheets of paper of the same size. ~li.; tl~.. ~. ri .t. j ~. X.? :~ A~...~~~~~. it pennsylvania SCHEDULE H DEPARTMENT or REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER Walter H. Gantt, Sr. 21-10-06151 Decedent's debts must be reported on Schedule I. ITE M NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: I' Ewing Brothers Funeral Home, Inc. a. professional services, embalming, etc. 3,005.00 b. facilities and equipment 1, 305.00 c. merchandise 2,175.00 d. grave opening, death certificates, newspaper ads, flowers, etc. 1,027.09 B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: ~Jame(s} of Personal Representatives} Street Address City State ZIP Years} Commission Paid: Z• Attorney Fees: 13, 830.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation.) 3,500.00 Claimant Carol L. Gantt Street Address 80 Seavers Road city Newville state PA zIP 17241 Relationship of Claimant to Decedent SpOUSe 4• Probate Fees: 701.50 5. Accountant Fees: 6. Tax Return Preparer Fees: ~~ Mateya Law Firm, PC -consultation with outside counsel on estate administration 250.00 s. S.W. Barrett Real Estate and Appraisal Services - 88 Seavers Road appraisal 750.00 9. Cumberland Law Journal -estate advertising 75.00 ~ o. Journal Publications -estate advertising in Central Penn Business Journal _ 85.00 ~ ~ . Cumberland County Register of Wills -filing fee for Inheritance Tax Return 15.00 TOTAL {Also enter on Line 9, Recapitulation) ($ 26,718.59 If more space is needed, use additional sheets of paper of the same size. i~ pennsylvania SCHEDULE I oE~ARTMENT ~r REVENUE DEBTS OF DECEDENT, INHERITANCE Tax RETURN MORTGAGE LIABILITIES & LIENS RESIDENT DECEGENT ESTATE OF FILE NUMBER Walter H. Gantz, Sr. 21-10-0615 Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. If more space is needed, insert additional sheets of the same size, REV-1.51 EX~ (;11~~1.0) ~ pennsylvania SCHEDULE J DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Walter H. Gantz, Sr. 21-10-0615 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under Sec. 9116 (a) (1.2).] 1• Kevin B. Gantz child 275.00 442 West Main Street Walnut Bottom, PA 17266 2. Stephen B. Gantz child 50.00 1405 Boiling Springs Road Boiling Springs, PA 17007 3. Walter H. Gantz, Jr. child 75.00 155 Springfield Road Shippensburg, PA 17257 4. Sandra Paioletti neice 10,000.00 2592 South Pine Grove Street Lebanon, PA 17046 5. Carol L. Gantz spouse residue 80 Seavers Road, Newville, PA 17241 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET, A S APPROPRIATE, II NON-TAXABLE DISTRIBUTIONS A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. Diller Mennonite Church 3,000.00 345 Creek Road, Newville, PA 17241 TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. I $ 3,000.00 If more space is needed, use additional sheets of paper of the same size. TAX WILL WITH OUTRIGHT DISPOSITION OF MARITAL SHARE WILL OF WALTER H. GANTZ, SR. I, Walter H. Lantz, Sr., of Newville, Cumberland County, Pennsylvania, make this my Will. I revoke any other Wills or Codicils to Wills made by me. ARTICLE I. DISTRIBUTION OF MY ESTATE A. I give the following items of my tangible personal property: 1. To my son, Kevin B. Lantz my 30.06 rifle. 2. To my son, Stephen B. Lantz my 12 gauge shotgun. 3. To my son, Walter H. Lantz, Jr. my .22 rifle. 4. To my sister, Ruth's adopted daughter, Sandra the amount of $1(),000.00. I give the remainder of my tangible personal property to my wife, Carol L. (iantz, if she survives me by thirty (30) days. If my wife does not survive me, I give the remainder of my tangible personal property in equal shares to my children, Brenda Reed, Kevin B. (Yantz, Stephen B. Lantz and Walter H. Lantz, Jr., who survive me, per stirpes, in as nearly equal shares as they shall select under the supervision of my Executor. (The children shall take turns picking which items they desire, with the value thereof being charged against their share of my estate. The order of selection shall be based upon age and shall alternate each round, the then oldest living child picking first in the first round, second in the second round, third in the third round and so on.) If any such articles cannot be fairly divided. or distributed in kind, in 1:he opinion of my Executor, such articles shall be sold and proceeds thereof shall pass as part of my residuary estate. Tangible personal property includes stamp or coin collections but does not include other money or stock certificates or other evidences of intangible rights or interests. Tangible personal property does not include any property that is held primarily for investment purposes or used in connection with any business in which I may be engaged or in which I may have any interest at the time of my death. B. I give to my wife, if she survives me by thirty (30) days, all my interest in the residence that serves as my principal. home at my death, including all adjoining lands and any related casualty insurance. C. To the Cemetery Association of Diller Mennonite Church of Newville, Pennsylvania, the sum of Three Thousand Dollars ($3,000.00) to be used for upkeep and maintenance of the Diller Mennonite Church Cemetery. D. I give the residue of my estate to my Trustee to be divided (along with any assets coming to my Trustee from other sources at my death) into two separate shares, called the Marital Share and the Family Trust, according to the directions in. Article III. `~ g/ t Y}? ~ ~~ I 1. Marital Share. My Trustee shall distribute the Marital Share outright to my wife. In the event my spouse has predeceased me, I give, devise and bequeath my estate as follows: a. Two Thousand Five Hundred ($2,500.00) Dollars to each of my grandchildren living at the time of my death. Said sum shall be placed in long term federally insured certificates of deposit containing a restriction to the effect that all principal and income shall be reinvested and no distribution shall be made by or on behalf of said child until he or she reaches the age of 22, at which time all restrictions shall be removed therefrom. b. All the rest, residue and remainder of my estate shall be divided equally among my children, per stirpes. 2. Family Trust. My Trustee shall administer the Family Trust upon these directions: a. Pay the net income to my wife during her lifetime in quarterly or more frequent installments and pay to her as much of the principal. as my Trustee may deem necessary for her support in reasonable comfort and for her medical, dental, hospital and nursing expenses and expenses of invalidism. b. Upon my wife's death (or my death if my wife predeceases me), distribute the principal and any undistributed income of the Family Tryst to my then living descendants, Brenda Reed, Kevin B. Gantt, Stephen B. Gantt and Walter H. Gantt, Jr., in equal shares, per stirpes. c. In the event any of my children shall predecease me, that child's proportionate share shall go to his/her issue in equal shares. If that child has no issue, their share shall be split equally among his/her surviving siblings. d. If at the death of the survivor of my wife and me, or the tenx~ination of a child's separate trust there is no living beneficiary designated to take the assets held in the trust, distribute the principal and any undistributed income to the persons who would then be my distributees under the laws of Pennsylvania then in effect as if I had then died without a V~'ill, unmarried and owning the assets. ARTICLE II. PROVISIONS FOR INTERESTS VESTING IN BENEFICIARIES UNDER AGE TWENTY-TWO Notwithstanding the foregoing provisions, whenever any interest in my estate vests absolutely in a beneficiary under age twenty-two, my Trustee may retain the interest upon a ~` ~ ~;: ~~i 2 ~y~ F separate trust and pay to the beneficiary as much of the net income or principal as my Trustee may deem appropriate to provide for the beneficiary's support, other needs or education until the beneficiary reaches age twenty-two, when the interest shall go outright to the beneficiary. If the beneficiary dies before reaching that age, the interest shall constitute a part of the beneficiary's estate. ARTICLE IIL. DIVISION INTO MARITAL SHARE AND FAMILY TRUST If nay wife survives me, then as of my death my Trustee shall divide the trust assets (but excluding assets used to make the payments described in Article N) into the Marital Share and the Famil~~ Trust as follows: A. If I die during the year 2010 at a time when Chapters 11 and/or 13 of the Internal Revenue Code do not apply to my estate, and if said Chapters are not retroactively reinstated so as to apply to my estate, then notwithstanding anything hereinabove to the contrary, for the purposes of all computations that are required to be made under this instrument, it shall be presumed that Chapters 11, 12 and 13 of the Internal. Revenue Code as in effect on December 31, 2009, are in effect at the time of my death anal that all elections under said Chapters shall be deemed to be available for purposes of said computations. It is my intention in adding this provision to have the funding formula interpreted as if Congress had acted to extend the 2009 estate tax regime through 2010 even though they have failed to do so to date. I3. The Marital Share shall consist of the following fractional share of the trust assets: The nuanerator of the traction shall be a figure equal to (1) such portion, if any, of the unlimited marital deduction allowable to my estate as may be necessary to reduce to zero (o~- if that is not possible, to a minimum) the federal estate tax on my estate after taking into account all other deductions, exclusions, the unified credit, and. the state death tax credit finally allowed :for federal estate tax purposes less (2) the aggregate value as finally determined for such purposes of all property and interests in property included in my gross estate that qualify for tl~e marital deduceion anal that pass or have passed to or for the benefit of my wife on or before my death, other than as a part of the Marital Share. The denominator of the fraction shall be a figure equal to the value of the trust assets calculated on the basis of values as finally determined for federal estate tax purposes. C.. The Family Trust shall consist of the remaining fractional share of the trust assets. F~. ~~ r ~, , ,. rJ D. In making the division, my Trustee shall not distribute to the Marital Share any property or the proceeds of any property that are not capable of qualifying for th.e marital deduction. Except to the extent that the Marital Share cannot be satisfied by other property qualifying for the marital deduction, my Trustee shall not distribute to the Marital Share any property in respect of which any tax is payable to a foreign country by reason of my death. Subject to the restrictions of this paragraph, my Trustee may select trust assets to be allocated to 3 the Marital Share and the Family Trust as my Trustee may determine, valuing the assets selected as of tl~e date or dates of distribution. ~-~ ; '~ ~.~; ~ , Y q . ~' E. All income earned upon. the trust assets before the division (including income from. assets used to make the payments described in Article N and income added to the trust ascots from my probate estate or otherwise by reason of my death) shall retain its character as income and shall be allocated to the Marital Share and the Family Trust in accordance with the same fractions specified above. F. As used in this Article, the terms "gross estate," "marital deduction.," "pass or have passed." "unified credit," and "state death tax credit" shall have the meanings they have in the Internal Revenue Code of 1986 (as amended from time to time before my death). ARTICLE Iu. PAYMENT OF EXPENSES AND OTHER CHARGES I direct my Exocutor to pay my funeral and burial expenses including the cost of a monument or marker over my grave, and all of the estate, inheritance, and similar taxes assessable on Ix~.y death (including taxes on assets not passing under this Will) as well as the cost of administering my estate. My Executor shall not request any beneficiary to pay any part of such tax. ARTICLE V. MISCELLANEOUS PROVISIONS A. Distribution to Descendants. Whenever property is to be distributed to the descendants of a person (the "ancestor"), such property shall be divided into equal. shares, one share for each then living descendant in the first generation below the ancestor in which at least one descendant. is living, and one share for each deceased descendant in such generation who has a descendant then living. Each share created for a living descendant shall be distributed to such descendant. Each share created for a deceased descendant shall be divided and. distributed according to the directions in the two preceding sentences until no property remains undistributed. l3. Disclaimers. Any beneficiary or the legal representative of any deceased beneficiary shall have the right, within the time period prescribed by law, to disclaim any benef t or power under this Will. When property is to be distributed to the descendants of a person and one such descendant disclaims his interest in all or a portion of such property, the disclaimed interest, determined as if the disclaimant were living at the time of distribution, shall be distributed to the then living descendants of the disclaimant; provided, however, that if the disclaimant has no descendants then living, the interest shall be distributed as if the disclaimant had predeceased the event that results in the distribution of the property. All or any fractional part of the Marital Share may be disclaimed by or on behalf of my wife and such disclaimed part shall be added to the hamily Trust. My wife shall have the same interest in such added property as she has in the other property in the Family Trust (unless she also disclaims her interest in the Family Trust). Transfer taxes incurred at my death and attributable to a qualified disclaimer of property included in. my gross estate shall be paid from the disclaimed property. The transfer taxes 4 attributable to a qualified disclaimer shall be the difference between (i) the actual taxes payable at my death and (ii) the taxes that would be payable if the disclaimer were not made. Effect of Adoption. A person who has a relationship by or through legal adoption shall take under this Will as if the person had the relationship by or through birth, except that a person. adopted after reaching age twenty-one and descendants of such a person shall not so take. ~. Specific Items of Property. Gifts of specific items of property mentioned in this Will or any separate writing that is binding upon my Executor shall fail to the extent that I, or any duly authorised agent of mine, dispose of such property prior to my death. My Executor shall not substitute cash or any other assets for any such property. E. Spendthrift Trust. To the extent permitted by law, neither the principal nor income of any trust shall be liable for the debts of any beneficiary or, except to the extent otherwise specifically provided, to alienation or anticipation by a beneficiary. ~. Survivorship. My wife shall be deemed for purposes of this Will to have survived me if we die simultaneously or if there is no sufficient evidence (in the opinion of my Executor) that my wife and I have died. otherwise than simultaneously. G. Matters of Interpretation. ~,or simplicity, I have expressed pronouns and other terms in one number and gender, but where appropriate to the context these terms shall be deemed to include the other number and genders. The bold headings are for convenience and shall not affect interpretation. ARTICLE ~'i. APPOINTMENT OF FIDUCIARIES AND POWERS ~.. I name my sons, Kevin B. Gantz and Stephen B. Gantz to be my ~o-Executors and my Co-Trustees (hereinafter "Executor'' and "Trustee"). If either of my sons fail to agree on how to act, I appoint Mark W. Alishouse, Esquire to have a vote to resolve the dispute. If administration of my estate or trust should be necessary in any jurisdiction where my Executor or my "Trustee is unable to qualify, (or if my Executor or my Trustee deems it necessary for any other reason, 1 give to my Executor and my Trustee the power to designate any individual or corporation with trust powers to serve with my Executor or my Trustee or in my Executor's or my Trustee's stead. I request that no security be required of any Executor or Trustee, including an Executor or `~,rustee named pursuant to the preceding sentence. References in my Will to my "Executor" and my "Trustee" are to the one or ones acting at the time, except where otherwise specifically provided. I3. Any corporate Executor or Trustee shall receive for its services the compensation for which it is willing to undertake similar services for others at the time such services are rendered, as evidenced by its published fee schedule in effect from time to time„ unless it is willing to agree upon a fee that is less than its customary fee. Any individual who serves as Executor or Trustee shall be entitled to receive reasonable compensation. for his or her services `'~ ~,~, ..~ ~'•n 5 ~; ~~; ~, and. whether or not such individual receives compensation, shall be entitled to be reimbursed for expenses incurred for such services. ~'. I grant my Executor and my Trustee the powers set forth in 20 Pa. C.S. ~§ 3311- 3332 and 20 Pa. C,S. ~~ 7131-7143 respectively. In addition., my Trustee may merge any trust under this Will with any trust having the same trustee and substantially the same dispositive provisions. if at any time after my death the size of any mist under this Will is so small that, in the opinion of my Trustee, the trust is uneconomical to administer, my Trustee may terminate the trust and distribute the assets to the person or persons authorized to receive the trust income in such. shares as my Trustee may deem appropriate. No Trustee who is also an income beneficiary of the trust at issue shall exercise any discretion granted in the preceding sentence,. My Executor and my "Trustee may distribute tangible personal property passing to a minor to any adult person with whom she minor resides, and that person's receipt shall be a sufficient voucher in the accounts of ray executor and my Trustee. In funding or administering the Marital Share, my Trustee shall not exercise any power in a manner that would infringe upon any legal requirement for the allowance of the estate tax marital deduction. Subject to the requirements of the preceding sentence and to paragraph C of Article III, my Executor or my Trustee may select assets for allocation to a particular trust or share as my Executor or my Trustee shall deem to be in the best interests of the beneficiaries of my estate or any trust created under this Will, and assets allocated to one trust or share need not be of the same character as assets allocated to another trust or share; and without limiting the generality of the foregoing, my Executor or my Trustee may allocate assets leaving different income tax bases in such manner, amounts, and proportions as my Executor or my Trustee shall deem appropriate. The powers and discretion granted to my Executor a~~d my Trustee are exercisable only in a fiduciary capacity and may not be used to enlarge or shi~~ any beneficial interest except as an incidental consequence of the discharge of the duties of my Executor or my Trustee. My Executor may distribute tangible personal property passing to a minor to any adult person with whom the minor resides, and that person's receipt shall be sufficient voucher in the accounts of my Executor. T~. No Trustee shall have any voice as a Trustee in any decision covering the discretionai~ distribution of income or principal of any trust for the purpose of discharging a legal obligation of such Trustee or for such Trustee's pecuniary benefit unless related to such Trustee's needs for health, education, support, or maintenance. E. My Executor/Trustee shall have the sole and absolute discretion to treat expenses as either estate tax or income tax deductions, to select tax valuation methods and dates, to make allocations of basis, and to exercise any other allowable tax election, regardless of the effect thereof on the amount of this bequest, a.nd no adjustment to this bequest shall be required by reason of any Bach determination made by the Trustee. .~~. , Executc:.d this sy .~- ~ day of ~~ ~ ~/,~;fi', ~% ~~-~ 2010 J ,~, ~, _ ~' ~. ,,,~ %~ ~ _~SEAL) ~.~;:~ ~~' a~ ~ ~I~I. Gin z ~ __ ,~~ 6 Signed. sealed, published, and declared for and as his Last Will and Testament by the Testator in our presence, we ail being present at the same time; and we, in his presence and at his request aid in the presence of each. other, have subscribed our names as witnesses whereof, all on the date last above written. ~._ .. ~, -~ ~'; OF `_.~ .~,~ c~ .. ~ ~ ~4 =,~,~ jaw,, - ~ --=-- ., F ;~ ~OIViI~~[ONWE~LT'I~ OF PENNSYLVANIA ~OIJ~T~~. ~ ~F l~el~re me, the undersigned authority, on this date personally appeared Walter H. Lantz, Sr. ~..`,` t' ~ ~~' ~~ .~,~~~_~_~ and ?!r ~~ `~~~~t~~~~T ---~ known to me to be the Testator and witnesses, respectively, whose names are signed to the fi~regoing instrument and, all of these persons being by me first duly sworn., the Testator declared to me and to the witnesses in my presence that said instrument is his Last Will and Testament and that he lead willingly signed and executed it in the presence of said witnesses as his :Free and voluntary act for the purposes therein expressed, that said witnesses stated before me that the foregoing Will was executed and acknowledged by the Testator as his Last Will and Testament in the presence of said witnesses who in his presence and at his request and in the presence of each. other did subscribe their names thereto as attesting witnesses on the day of the date of said Will and that the Testator, at the time of the execution of said Will, was over the age of eighteen yeax-s anal. of sound and disposing mind and memory. Swore and acknowledged before me by Walter H. Lantz, Sr., the Testator and r_ ~,~~~;.,.~:~% ~_ _~.. ~, , ~~_._ and ,f,}r~~,~" ,~~~ ~'~,'~,%i ~'~~ -~ witnesses, this ~~~'''.,~ day -- o f .%i, F ~,~`~ _ , 2010. s~',~ ~i,~6A~ StA s~,~ s.°~ ~a~ ~~k~ya~~+~ ~ Ry~CS EkQ"'C,(F i~ ~'°S,~jp4(.^3~1~v ggq,W~~r :%~'` - ~`~ ~ ~ ~ ~` l ~. ' No~"ary Public 7 S. W. BARRETT REAL ESTATE AND APPRAISAL SERVICES File No. 10-0230 _ _ ~ . - -- _ ~ 4 ~l 1 I a APPRAISAL OF i I __ _ __ _ 4 I, , is 1 ~" ~ 5 ., i _ "~--~.-.. 'j :Jig?. M1 a e 7 i~ u ~ 4 ~° ~. i g. f ii i -- I ~ _ I I LOCATED AT: 88 Seavers Road ~ Newville, PA 17241-9529 j I i j CLIENT: Mark W. Allshouse, Esquire ' 4833 Spring Road Shermans Dale, PA 17090 I I AS OF: j May 28, 2010 I I 1 ~ BY: ' Stan A. Skowronek PA Certified Residential Real Estate Appraiser l I j ~~ i S. W. BARRETT REAL ESTATE AND APPRAISAL SERVICES File No. 1U-023A osro2~2o10 i ~ Mark W. Allshouse, Esquire 4833 Spring Road Shermans Dale, PA 1709Q File Number: 10-0230 i In accordance with your request, f have appraised the real property at: 8$ Seavers Road Newville, PA 17241-9529 The purpose of this appraisal is to develop an opinion of the defined value of the subject property, as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion, the defined value of the property as of May 28, 2010 is: ~ ~sos,aoo Eight Hundred Six Thousand Dollars The attached report contains the description, analysis and supportive data for the conclusions., final opinion of value, descriptive photographs, assignment conditions and appropriate certifications. Respectfully submitted _ ' Stan A. Skowronek PA Certified Residential Reaf Estate Appraiser i i ' - _-- __ ~ Summary Residential Appraisal Report File No. 10-0230 The purpose of this appraisal report is to provide the client with a credible opinion of the defined value of the subject property, given the intended use of the appraisal. Gient Name/Intended user Matk W. Alfshouse Es uire ___ E-mail N!A Client address 4833 Sprin Road City Shermans Dale crate PA Zi 17090 • Additional Intended users} The Intended User of this appraisal report is the Client. No additional intended Users are rmitted without . the ermission of the a raisers . Intended use The Intended Use is t0 evaluate the ro that is the sub'ect of this a raisai to ravide the Client with an ___ ____. accurate and ad uatel su rted o inion of value. Pro Address 88 Beavers Road city NewviNe State PA zi 17241-9529 Owner of Public Record Gan Walter N. Sr. county Cumberland Le al Descri lion Deed Book 134 a e 140 " Assessor's Parcel # 31-12-0330-018 _ Tax Year 09!10 R.E. taxes S 2,782.00 Nei hborhood Name Penn Townshi Ma Reference 12-0330 Census Tract 0127.00 Pro a Ri hts A raised X Fee Si le Leasehold Other describe My research X did did not reveal rior sales or transfers of the sub ro rty for the three years prior to the effective date of this appraisal. Prior SalelTransfer: Date 01!19!1996 Price $1 Sources Courthouse Analysis of prior sate or transfer History of the subject property (and comparable sales, rf applicable) No prior trans#er5 of the subject within the past 36 months, nor were there an riot transfers of the com ambles within 12 months of their sale date. - - _ Offerings, options and contracts as of the effectve date of the appraisal N/A Neighborhood Characteristics One-UnkHousing Trends One-UnitHOUSing Preserrt!-andUSe% Location Urban Suburban X Rural Pro Values Increasin X Stable DeGinin PRICE AGE One-Unit 25 °!o Bull-U Over 75% X 25-75~ Under 25Wo Demand/Su Shorts e X fn Balance Over 5u $ 000 s 2-a Unit 0 Growth Ra id X Stable Sbw Marketin Time Under 3 mths X 3-6 mths Over 6 mths 120 Low NeW Multi-Fami 0 % Neighborhood Boundaries The subject is bounded on the north by the PA Turnpike, on the 275 Hf h 100 Commercial 0 ~ • east b route 34 on the south b Seavers Rd and on the west b S tin told Rd. 175 Pred. 40 Other Vac 75 s% ~ Neighborhood Description The subject is located in an area of mixed residential and agricultura l use, which is common to Western Cumberland Couny_ It is within reasonable driving distance to ammenities such as schools rho in and em la ent. Market Conditions (including suppon for the above conclusions) See Attached Addendum .- Dimensions See legal description area 115.21 Acres m/1 Shape Irregular view Open country J S eci6c Zonin Cfassifica6on A Zoni Descri lion A ricultural __ Zonin Com !lance X Le al L al Nonconformin Grandfathered Use No Zonin II al describe is the highest and best use of the subject property as improved (or as proposed per plans and specifications) the present use? ~ X Yes No df No, describe. V~ Utilities Public Other(describe Public Other describe Off-srtelmprovements-Type public Private Etectnc X 100 amp water X Well 5yeet Macadam ~ - Gas Sanitary sewer ~_~ X Se tic alley None Site Comments Private water and sanitary systems are common to the area and have no adverse affect upon marketability. GENERAL DESCRIPTION FOUNDATION EXTERIOR DESCRIPTION materials INTERIOR materials units X One One w1Acc. unrt Concrete Slab Crawls ace Foundation walls Conc Blk/Av Floors C tin I/Av # of Stories 1 Fufl Basement X Partial Basement Exterior Wa11s Brick/Av Watts D aiUAv T e X Det. Arc. S-Det.fEnd Unit Basement Area 891 tt. Root Surface Com oSh le/Av TrimlFinish WoodfAv X Existin Pro osed Under Const Basement Finish 50 % Gutters & Down outs AluminumlAv Bath Fbor Vin /Av De n S le 1 5to X outside En (Exit Sum Pum window T e Double Hun /Av Bath wainscot D II/Av Year Built 1966 Storm Sash/tnsulated Thermal/AY Car Stora a None Effective A e Yrs 12-20 Screens Yes/Av X Drivewa # of Cars 2 Affic None Neati FWA X HW Radiant Amenities WoodStwe s # Drivewa Surface Macadam Drop Stair Stairs Other Fuel Oil _ X Fire laces # 1 Fence X Gars e # of Cars 1 Floor X Scuibe Coolin Ceniral Air Conditionin X PatiotDeck Porch Ca rt # of t cars Finished Heated Individual Other Pool Other Att. Dot. X Buitt-in A !lances Refr orator X Ra eJOven Dishwasher Dis sal Microwave Washer/0 er Other describe Finished area above rode contains: 5 Rooms 3 Bedrooms 1 Bath s 1 215 uare Feet of Gross Lnrin Area Above Grade Additional Features Rear wood deck. Fireplace in basement family room. 36x45 bankbarn, 40x64 shed, 12x20 shed, 24x100 metal shed, 48x96 machine shed 20x20 metal shed and 32x20 metal machine shed. Comments on the lmpravements Improvements are in average condition with no physical or functional inadequacies noted. ^r rrooucea uanq nu smwere. eW.L"3,_a/Lr www.eaweo Com ices Corm coPyrigM ®2°057009 AG niwson or I50 gaans Sen+tes, mc., A9 RtghCS Reserveo ~~~ "~ Page 1 of 2 (gPAR }General Purpose Appraisal R 1212(x15 cvars>.one~sas11roo2 ADDENDUM Client Mark W Atlshouse Esquire File No.: 10-0230 Property Address: 88 Seavers Road Case No.: .___.. ~! Gity~ Newville State: PA Zip: 17241-9529 Neighborhood Market Conditions List/Sale ratio approximately 95%.1 have considered relevant competitive listings and/or contract offerings in the performance of this appraisal and in the trending information reported in this section. If a trend is indicated, I have attached an addendum providing relevant competitive listinglcontract offering data. Local multidist data indicates stable market in the past calendar year with no appreciation in the subjects market area, with an average marketing time of 90-180 days. Economic trends and lending rates have remained favorable. Sates concessions are occuring more frequently; however, there is no known prevelance of unusual seller financing concessions or buydowns. There are new homes under construction in surrounding developements, as wet! as resales available in the neighborhood. Comments on Sales Comparison Comparable #1's outbuildings - 48x500 metal poultry bldg, (2) 40x40 metal machine shed, 42x72 bankbarn, 56x52 frame shed and 48x500 metal poultry bldg. Several smaller buildings. Comparable #2's outbuildings - 32x56 frame shed, 30x51 frame polebldg, 48x64 bankbarn, 32x641ivestock bldg, 56x108 metal livestock bldg, 32x100 frame freestall bldg. Several smaller buildings. Comparable #3's outbuilding -40x86 bankbarn, 30x40 frame livestock bldg, 24x40 metal shed, 30x22 pole shed, 24x40 corn crib. Several smaller buildings. Subject outbuildings - 36x45 bankbam, 40x64 block shed, 24x100 metal shed, 48x96 metal machine shed, 32x20 metal machine shed. Several smaller buildings. Addendum Page 1 of 1 Summary Residential Appraisal Report File No. 1o-023a FEATURE SUBJECT COMPARABLE SALE N0. 1 COMPARABLE SALE N0.2 COMPARABLE SALE N0.3 88 Seavers Road Address Newville 225 Creekview Road Newville 17241 385 Springfield Road Shi nsbur 17257 415 E. Old York Road Car{isle 17015 Proxim to sub' ct 8.50 miles NW 4.86 miles WNW 10.51 miles ENE Sale Price $ $ 780 000 $ 1,000,000 $ 746 000 Sale Price/Gross Liv. Area $ 0.00 . tt. $ 378.46 . n $ 488.28 . tt. $ 270.29 . fc Data sources Ins ction Courthouse Courthouse CPMLS 10176529 veritica6on Sources Courthouse Courthouse VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(- Saq~mert DESCRIPTION +(_IsA matt DESCRIPTION «(- Sn Safe or Financing Concessions N/A Unknown Unknown _ _ Unknown Unknown Nane, Conv l DOM 21 ` Date otsale/Time N/A 09/08/2009 - 12/08/2009 05/04/2009 _ tocahon Rural Rura{ _ Rural Rural LeaseholdfFee Sim le Fee Sim le Fee Sim le Fee Sim le Fee Sim le Site 115.21 Ac/Av 114.93 AC/Av 1,400 138.69 AC/Av -117 400 90.79 AC/Av 122 100 view O en count O en count O en count O n coun Desi n s e 1 Sto 2 Sto 2 Sto 2 Sto uaf of Construction Averse Averse Averse Averse 'Actual age __ 44 Years _ 100 Yea +2°Ia 15,600 100 Year +2°!0 20 000 100 Year *2% 14 920 Condition Averse Averse Averse Averse __ Above Grade Taal Brims Baths Taal Brims Baths teal BdrrtS. Basrs Total BOr Batts _ • Room Count 5 3 1 6 3 1 8 4 1 9 5 1.5 -2 500 GrossL Acea30.00 1 215 . it 2,061 . tt. -25 380 2 048 . ft. -24,990 2 760 . Ft. -46 350 Basement& Finished • Rooms Below Grade Partial Bsmt Famil Room Full Bsmt Unfinished 2 000 Full Bsmt Unfinished 2 000 Partial Bsmt Famil Room Functional Utility Avers Averse Averse Avers e - lieabn rCooli IiWB6/None HWBB/None WdStvlNone HWBB/None Ener Efficient Items u T ical T ical T ica{ T ical Gars e1Car ort 1 Car Gara e 1 Car Gara a None 5 000 2 Car Gara a -5,000 Porch/PatiolDeck Deck PorchlBalcon -4,000 Porches -2 000 Porches -5 000 1 Fire lace None 3,000 None - 3 OQO 1 Fire lace Outbuildin s Similar Similar Similar Net Ad ustment Total + X - $ 7 380 + X - $ __._ 114,390 X + $ 78,170 Adjusted Sale Price of Com rabies Net Adj. -0.996 Gross Ad'. 6.6% $ 772 620 Net Adj. -11.496 Gross '. 17.4°!0 $ 885 610 Net Adj. 10.596 Gross .26.3% $ 824 170 summa of Sales Com orison A roach Theo inion of value is based u on the ad'usted rice r acre which includes the im rovements. Unad"usted rice er acre ran a is $6 7871$7 210 and $8 217 res five/ far coin arable #'s 1 2 and 3. The ad'usted rice er acre ran a is $6 723/$6 386 and $9,078 -SAY - $7,000 per acre. Subject acreage 115.21 ~ $7,000 = $806 470. Opinion of value - $806,000. COSS APPROACH TO VALUE site value Comments A two ear review of land sales did not locate an sales within the sub'ects mark therefore the o inion of value for the site is based u on the 2010 tax assessment of $681,700 rounded to $688,000. ESTIMATED REPRODUCTION OR REPLACEMENT COST NEW OPINION OF SITE VALUE ........................................ _ $ 688 000 Source of cost data DweOin _ S4 Ft. @ $ ~.......... , . _ $ 0 all rahn from cost service Effective date of cost data Sq. Ft- @ $ ............ _ $ 0 Comments on Cost A roach Toss IMn area calculations, de recia6on etc. Cost A roach deemed a oar indicator of value. _ Gara elCar ort O S . Ft. @ $ ............ _ $ 0 • EStimateRemainin Economic Life - 40-45 ors. Total Estimate of Cost-New ............ _ $ .~ 0 - Less Ph cal Functonal External De reciation ~ _ $ ( 0 _ De reciafed Cost of Im rovements ................................ _ $ 0 'AS-is" Value of Site Improvements ......... . ...................... _ $ fNDICATED VALUE BY COST APPROACf-t ...................... _ $ 688 000 INCOME APPROACH TO VALUE _ _ Estimated Monih Market Rent $ N/A X Gross Rent MuIG Tier N/A = $ N/A Indicated Value b Income A roach i • Summary of Income Approach (including support far market rent and GRM) N/A Indicated value b : sales Com ison A roach;8O6 OOO Cost Approach (rf developed); 688,000 Income A roach if develo ; N/A The Market Data Anal is su orts m o inion of value for the sub"act. The Cast A roach was not deemed an a ro riate indicator of value and therefore was not included herein. The Income AQproach was also deemed inappropriate for this • anal is. _ ____ This appraisal is made X °as is," subject to completion per plans and speciticatlons on the basis of a hypothetical condition that the improvements have been completed. , ^ subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed ^ subjea to the following: • The roe has been a raised in current condition. This is for the clients use only. Based on the scope of work, assumptions, limiting conditions and appraiser's certification, my (our) opinion of the defined value of me real property mat is the subject of this report is S 806,000 as of 05128/2010 __ ,which is me effective dare of this appraisal. nn rromrcea using nu sonware, axi.zaa alt ~ vn w.aoueo.com rnis torm capyrgnc ro zoos20Ue act onASan a tso auras senxes. inc., an ai~a Reseroeo. Pape "e o! 2 (gPnRTMt General Purpose Appraisal Report 1712005 S.W. Barrett Real Estate 8 A cvaarooa nsoarr2ooa ppraisa{ Services File No. 10-0230 Scope of Work, Assumptions and Limiting Conditions Scope of work is defined m the Uniform Standards of Professional Appraisal Practice as " the type and extent of research and analyses in an assignment" In short, scope of work is simpy whatthe appraiser did and did not do during the course of the assignment It includes, but is oat limited to: the extent to which the property is identified and inspected, the type and extent of data researched, the type and extent of analyses applied to arrive at opinions or canctusions. The scope of this appraisal and ensuing discussion in this report are specific to the needs of the client, other identified intended users and to the intended use of the report This report was prepared for the sole and exclusive use of the client and other identified intended users for the identified intended use and its use by any other parties is prohibited. The appraiser is not responsible for unauthorized use of the report The appraiser's certification appearing in this appraisal report is subject to the following conditions and to such other specific conditions as are setforth by the appraiser in the report All extraordinary assumptions and hypothetical conditions are stated in the report and might have affected the assignment results. 1. The appraiser assumes no responsibility for matters of a legal nature affecting the property appraised or title thereto, nor does the appraiser render any opinion as to the title, rovnich is assumed to be good and marketable. The property is appraised as though under responsible ownership. 2. Any sketch in this report may show approximate dimensions and is included only to assist the reade- in visualizing the property. The appraiser has made no survey of the property. 3. The appraiser is not required m give testimony or appear in court because of having made the appraisal with reference ro the property in question, unless arrangements have been previously made therew. 4, Neither all, nor any part of the content of this report, copy or other media ttrereof (including conclusions as to the property value, the identity of the appraiser, professional designations, or the firm with which the appraiser is connected), shall be used for any purposes by anyone but the client and other intended users as identified fn this report, nor Shall rt be conveyed by anyone to the public through advertising, public relations, news, sales, or other media, without the written consent of the appraiser. 5. The appra+sec will not disclose the contents of this appraisal report unless required by applicable law or as specfied in the Uniform Standards of Professional Appraisal Practice. 6. Information, estimates, and opinions furnished to the appraiser, and contained in the report, were obtained from sources considered reliable and believed to be true and correct. However. no responsibility for accuracy of such items tarnished to the appraiser is assumed by the appraiser. 7. The appraiser assumes that there are no hidden or unapparent conditions of the property, subsoil, or structures, which would render ft more or less valuable. The appraiser assumes no cesponsibiliry for such conditions, or for engineering or testing, which might be required to discover such factors. This appraisal is not an environmental assessment of the property and should not be considered as such. B. The appraiser specialties in the valuation of real property and is not a home inspector, building contractor, sUucfural engineer, or similar expert, unless otherwise noted. The appraiser did not conduct the intensive type of field observations of the kind intended W seek and discover property defects. The viewing of the property and any improvements is ~r purposes of developing an opinion of the defined value of the property, given the intended use of this assignment. Statements regarding condition are based on surface observations Dory. The appraiser claims no special expertise regarding issues including, but not limited [o: foundation settlement, basement moisture problems, wood destroying (or other} insects, pest infestation, radon gas. lead based paint, mold or environmental issues. Unless otherwise indicated, mechanical systems were not activated or tested. This appraisal report should not be used to disclose the condition of the property as it relates to ttre presencelabsence of defeas. The client is invited and encouraged to employ qualfied experts to inspect and address areas of concern. If negative conditions are discovered, the opinion of value may be affected. Unless otherwise noted, the appraiser assumes the components thatconstitute the subject property improvement(s) are fundamentally sound and in working order. Any viewing of the property by tyre appraiser was limited to readi{y observable areas. Unless otherwise noted, attics and crawl space areas were not accessed. The appraiser did not move furniture, floor coverings or other items that may restrict the viewing of the property. 9. Appraisals involving hypothetical conditions related to completion of new consrtuctian, repairs or alteration are based on the assumption that such completion, alteration or repairs will be competently performed. 10. Unless the intended use of this appraisal specifically includes issues of property insurance coverage, this appraisal should not be used far such purposes. Reproduction or Replacement cost figures used in the cast approach are for valualion purposes only, given the intended use of the assignment. The Definition of value used in this assignmern is unlikely to be consistent with the definition of Insurable Value for property insurance coverageluse. 7.1. The ACI General Purpose Appraisa{ Report (GPAR~"") is not intended for use in transactions that require a Fannie Mae 1004JFreddie Mac 70 form, also known as the Uniform Residential Appraisal Report (URAR). Additional Comments Related To Scope Of Work, Assumptions and Limiting Conditions None PrD0ute0 uanq ACI so8wsre, 800.234.6727 wNw.atiwe6.com Ths form CapyrightO 20052008 ACI DiVi9On d ISO Claims SeMCeS, fnc., AN RtgR6 ReSetveO. ~AMr~n Pam t nr 7 raPARTM) GM18r8I PUDp52 Arwraisel Reuat I7I2005 ~~ Fle No. 10.0230 Appraiser's Certification The appraiser(s) certifies that, tothe bestof the appraiser's knowledge and belief: 1. The statements of fact contained in this report are true and correct 2. The reported analyses, opinions, and conclusions are limited on{y by the reported assumptions and limiting conditions and are the appraiser's personal, impartial, and unbiased professional anayses, opinions, and conclusions. 3. Unless otherwise stated, the appraiser has no present or prospective interest in the property tltat is the subject of this report and has no personal interest with respect to the parties rnvolved. 4. The appraiser has no bias with respect to tare property that is the subject of this report or to the parties invohred with this assignment. 5. The appraiser's engagement in this assignment was not contingent upon developing or reporting predetermined results. 6. The appraiser's compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. 7. The appraiser's analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. 8. Unless otherwise noted, the appraiser has made a personal inspection of the property that is the subject of this report. 9. Unless noted below, no one provided significant real property appraisal assistance to the appraiser signing this certification. Signficant real property appraisal assistance protinded by: Additional Certifications: None Definition of Value: XOMarket Value Other Value: ^_ Source of Definition: USPAP The most probable price in terms of money which a property should bring in competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. ADDRESS OF THE PROPERTY APPRAISED: 88 Beavers Road Newville, PA 17241-9529 EFFECTIVE DATE OF THE APPRAISAL: 05/28/2010 _ APPRAISED VALUE OF THE SUBJECT PROPERTY $ 806L000 ^` APPRAISER Signature: ~~:~ a.. / .~ _'~` ., - ~-- Name: Stan A. Skowronek State Certification # RL001572L or License # _ or Other (descnhe) State #: State: PA _ Expiration Date of Cenification or License: June 30, 2011 _, Date of Signature and Report: 08/02/2010 __,___ Date of Property viewing: 05!28/2010 Degree of property viewing: XD Interior and Exterior ^ Exterior Only ^ Did not personally view A(:1 sottware. 800.23A.8727 ~w,w.aciw¢~ com SUPERVISORY APPRAISER Signature: Name: Steven W. Barrett, SRPA, SRA, ASA state Certification # GA000298L or License # RB026921 A __ ^ State: PA _ _ Expiration Date of Certification or License: dune 30, 2011 _~ Date of Signature: 08!02/2010 Date of Property viewing: 05/28/2010 J_ Degree of property viewing: _ XD Interior and Exterior . U Exterior Onry ^ Did not personally view palms SenACes. Inc.. All RIgMS Reserve0 Page 2 or 2 (grnrt ~-) caenerN rtnpose nppralsai KePurt u~eun GPARLIM OS D8112008 S.W. Barrett Reaf Estate 8~ Appraisal Services ~LOORPLAN client: Mark W. Altshouse, Esquire _ Fi{e No.: 10-0230 ?roperty Address: 88 Beavers Road Case No.: _ ;,ity: Newville State: PA Zip: 17241 __ _ I ~~ ~ II I i i i I ~ I ~ ! i yea P Kitchen O~°`c~ Bath Bedroom 1 i 4 !~ y Living Bedroom Bedroom ~ Sketch by Apex Iv Windows TM' I i I ~I ~ I i j I !', ~ Code AREA CALCULATIONS SUMMARY Description Size Totals GLA1 First Floor 1215.00 1215.00 p/p wood Deck 144.00 { 144.00 TOTAL LIVABLE {rounded) 1215 LIV{NG AREA BREAKDOWN Breakdown Subtotals First Floor 27.0 x 45.0 1215.00 i 1 Area Total (rounded) 1215 SUBJECT PROPERTY PHOTO ADDENDUM Client: Mark W. Allshouse Fs uire File No.: 10-0230 Property Address: 88 Seavers Road Ciry. Newville Case No.: State PA ZIa: 17241 FRONT VIEW OF SUBJECT PROPERTY Appraised Date: Appraised Value: $ REAR VIEW OF SUBJECT PROPERTY STREET SCENE Client: Mark W. Allshause Es uire Pro e Address: 88 Beavers Road File No.: 10-0230 Ciry: Newville Case No.: State PA Zip: 17241 Client: Mark W. Allshouse, Esquire File No.: 10-0230 Property Address: 88 Seavers Road Case No City Newville State PA __ Zip: 17241 y _ ;,.:;, _ a~` .. _ .'tri.iribi,. rp." ~ '~^'. _ Client: Mark W. Allshouse Es uire Pro a Address: 88 Seavers Road File No.: 10-0230 City: Newville Case No.: -` State PA _ Zip: 17241 ~ -- - F ~' C ~% dR_ r r. ®~ ,. _~ '~~ ~ ; .. ~. _ . _ _ ,. ;~• ~ ~ - ~~.~:j*:+~,t pink:'.;: ""'• ~~~a - ,y, ._ ~, ~ r, < ~`~~ y + Client: Mark W. Allshouse Es uire Property Address 88 Seavers Road File No.: 10-0230 CIN Newville __ Case No.: `-- Client: Mark W. Allshouse Es uire Pro e Address: 88 Seavers Road File No.: 10-0230 ~. Newv~lle Case No.: -- State PA Zip: 17241 Client: Mark W. Allshouse, Esquire _ _ ___ File No.: 10-0230 Pro er Address:88 Seavers Road J__ Case No.: ` City Newville State: PA Zip: 17241-9529 FVoodNfap Legend Y~e>> ~ ~a'ed ~_,~ ~..~ pear'iooding ~•e.s ~...., Ye ur I^e 184- a^~ X00-t•ea° Y:aC;..a ^s . rc.... ., ..~".nd ty ., -yewr'lOOdirig ~,•r,~.; . ,. .."rid y '~::~yrnr'loodirig •. ri!,,..fi..., :.i{y :. a3w•.^: ~ .._...:.r. drl•d:: f ::.....' d. 3rr;e:::: Sh •ar!ae'.•: tsr,trd "•-r:.... .. :r"..r•rntirtrd'v:.'.: ~_,.....,. ~..:..'.I'r.xT.:~rd:: F{ao•d tcafarm8tion ~s%;~n-uritif: ~+~ " v8A - P~Nt+f. T:~'i~.ft~{SHiP ~F ~rc~•~r_.,;. i3 r°•~: i t c:: ~[F.feS ~.~~c;r~ial fb3cd r,~;~a°c ~t'r3.3. ~'~:T:~~i t'•tllfflt)!:f' '~ i'l)!~ 1fr tSt [i~ '.•r ~~: ('.::-11:f?'. ():i~ S~i.~r:: S,r ..~-;Ir+•, ~r-,ri~:.;r-.I[~r,~.r..:r::.n~ ,~~_:,':. .. r~.,(t:::t.:.+tt+{ 1.f itu.:°i';':!,:.r-.r;,,..r. F--;. t .{i:,3•i r:. ~ _.. .~. rSB '.I...,c.~. ':~ 3'.;• F. r ~ .. .-, "-:P(fi fr;. ttr [:7ri;r. . 't r.~rr,=,.:.:; rr ;rcp~t~n.. ~r-""•h ':,,.., ru~•~r-.i,t-.,di-Z..n; rraryrr' •.Fm~' -.n'.a~•rli.s:•-.r tt ... S:n .s }r;r,I :.. ~,i r:.,l:v .,:,!hrr,, {F ~'- rr ., : `;I .,f'!;•: '+.:`r :~! 1, •. ..,n r,.;xir - haP h- ....,f~~,• iiA. Li`•c '.: ,~ . 'ft ~ _ ,.;i , .~r :.i,-' ..:~e ~~- rrr>~..s.. -, LOCATION MAP Client: Mark W. Allshouse, Esquire Fite No.: 1d-023d Property Address: 88 Seavers Road Case No.: Ci : Newville State: PA Zi :17241-9529 997 944 3/~!~ O ~ ~ `'~A u m O ~ X1 < n m _ __ ,~„%-"„` ++"~omparahle Sale 1 225 Creek~die+~ Road _y -G~ . _ ~, 4de~~KiIIQ, PA 11241-8611 -~---"= ==°-"~-~~-~ _- _ (8.50 miles N'o'd) <_ _.. ~~ Caru~e` e4i _ .,.:..... 74 I b~ ~~ I ~~°~"" ~ ,Mewa~~e I ~ ~~~ ya Com arable Sale 3 p +~i ~'ock 415 E. l~ld York Road ~ °` Carlisle, PA 17015-9207 '~~ [10.51 miles EN1E) it ~ 3a Comparable Sale 2 ~ 385 Springfield Road ~ Shippensburg, PA 17257-9557 g f4,~6 mile~'Y"JPdVN) 1 _ _ , ~.: ~~ os ~ i ~. sa a ~ ~~ a 233 174 i °oickfisoa Subject ~,. 88 Seavers Road ~ Newvifle, PQ 17241-9529 ~ / S{ park I~ ~~~ 4a ~~ , Springs @' wa e-~ ,~e off' Q~ Para, C~t-,,~F 34 ~`{~ Bendersnilte ~a I ~'~F320 t4 taictosoRCap ~s2008 roaViFQ. Me/oritle Boas. roc. 14 I,I Culx~~~erland County 1'A Unincorporated Towns Municipality Counties 0 IrJ Q Roads Minor Hydro 7.007 Orthophotography Ally Red: Band_1 Minor Road Major Hydro °~~Green: Band 2 --State Road - .=Interstate Blue: Band_3 Water Bodies Parcels Page 1 0l~ 1 8/2/2010 Cumberland County PA File No. 10-0230 ********* QUALIFICATIONS *"r******* ' The following checked items are SPEC{FIC SPECIAL. CONDITIONS that were identified by this appraiser during the inspection of the subject property, the comparab{es sales, and their neighborhoods and locations. Unless otherwise noted, the conditions that apply to the subject property or the comparable safes used DO NOT AFFECT THE MARKET VALUE OR THE FUTURE MARKETABIt1TY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home inspection service. This is an appraisal to estimate market value. i ~ x 1. The subject is located in a rural area and is less than 25% built-up. I, _ _2, Commercialllndustrial uses are located within the subject's neighborhood. These uses are typical of similar I neighborhoods. I _x~3. Vacant and undeveloped land uses are located within the subject's neighborhood. These uses are typical for ~ the area. I ~ _x~4. The predominant value in the neighborhood is less than that of the market value of the subject property. This ' is due to the very wide range of value of properties in the area and superior quality of the subject property. ~ 5. The subject property is located in a F,E.M.A. Identified Flood Zone. Flood insurance coverage is required and suggested, ~I 6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement floor. This condition is considered typical in dwellings of this style. Mx~7. The subject property is serviced by private well and/or septic systems which is common for the area. I _x _8. The subject is older than five(5) years. AN mechanical systems including the heating, electrical and plumbing systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement. I 9. Repair items were noted in the comments section of the report. These comments on repair items are for descriptive purposes only and are not required repairs. The items listed are cosmetic in nature. _10. The basement floor is a dirt floor. This condition is common and typical for the area. and does not pose a i health or safety hazard. i ,11. The subject property does contain functional obsolescence as noted in the report, This condition is considered typical and common for the area and this style dwelling. j ____12. The land value exceeds 30% of total value due to the high demand for vacant land in this neighborhood. This condition is considered common and typical for the neighborhood. _x_13. The land value exceeds 30% of total value. This is due to the large size of the site. This condition is considered to be typical and common. _x_14. Individual adjustments were required that exceed 15%. These adjustments were required due to lack of more similar comparables on that individual rating. All comparables used are the best available. _x_15. Total adjustments exceed 25%. This is due to the lack of comparable sales that were more similar in the ~ subject's market area, All comparables used are the best available, I _x_16. Qne or more comparable sales are older than six(6) months. Although there are comparable properties in the ~ subject's area, Wane have sold recently; therefore, sales in excess of six(6) months have to be used. All comparables used are the best available. _x _17. One or more comparables used were in excess of one (1) mile from the subject property. Although there are comparable properties in the immediate area, none have sold recently. Therefore, it was necessary to use comparable sales outside of the immediate area. AO comparables used are located in similar neighborhoods and within the same marketing area. Afl comparables used are the best available. ~18, The electrical system was not connected during inspection. ' 19, The water service was not connected during inspection. f 1 _20. The heating system was shut down during inspection. 21. Roofing Plumbing Electrical Heating certification(s) is/are suggested. 1 -- f i ~ _22. Inground swimming pool ,out buildings are included ,not included according to lender's guidelines, _23, According to lender's guidelines a maximum of acres were considered for this valuation. Remaining j acreage was given no value. File No. 10-0230 I *'~***°''**'* QUALIFICATIONS *~'***~*** ~ 2A. The subject property is located on a private road. 25. Waod infestation inspection is suggested. I~ _x_26. Last recorded deed transfer: Date_01/22/1996 !, Consideration: $1.00 `27. Proposed constructionlrenovation in accordance to plans and specifications to be completed in a workman-like i manner. I ,28. Selfer is paying part or all of closing cysts. i ~ _x_29. All comparable sales are verified closed sales. ~ _x_30. There are no special conditions or other requirements that would affect market value or future marketability in the Appraisal Report. ~f i'~, 1 i ~ CHECKED ITEMS ARE SPECIFIC SPECIAL CONDITIONS THAT WERE IDENTIFIED BY THIS APPRAISER DURING INSPECTION. i I' i I I i ~ I I i t I i I ~I'I i I I f I ~ i i _ _ _.._~ ~ tw - ?ORERT P. ZIEGLER ~~~' RECORDER OF DEEDS CU(dSERLAl1Q COU~ITY-PA Tex Pnresl No. 31-12-330-p19 '9fi Jfll~ 22 P~1 3 93 31-12-330-013 .. - ; TBIB D88D tti1DL~ SHB ~4~ day of ~~~"""'a'' in the year of our Lord one thousand nine hundred ninety-six (1996). BSTif$BN WALTER H. GANTZ, SR. and CAROL L. GANiTZ, his wife, of Penn Township, Cumberland County, Pennsylvania, ' (Grantors} . and WALTER H. CANTZ,~of Penn Township, Cumberland County, Pennsylvania, (Grantee) 1tiTlIaSSETx, that in consideration of One ($1.00) Dollar, in hand paid, the receipt whereof is hereby acknowledged, the said Grantors do hereby grant and convey to the said Grantee, her heixs and assigns ALL fiHOSE CSRTAIN tracts of land situated in Peon Township, Cumberland County, Pennsylvania, with the improvements thereon erected, more particularly hounded and described as follows: TRACT NO. 1 - BEGINNING at a white oak; thence by land now ar late of Henry Gibble, Nazth two and one-fourth (2 1/4) degrees Weat, :orty-one and six-tenths {41.6) perches to a point; thence by land non~or late of Hm. Palm, South eighty-nine and_one-fourth (89 1/4) degrees West, tiFty and two-tenths (50,2} perches to a point; thence by land now ar late of William McCullough, South nineteen and three-quarters (]9 3/4) degrees West, forty and sight-tenths {40,8) perches to a point; thence South nineteen'{19) degrees Sast, fourteen (14} perches to a goint; thence North twenty-three (23} degrees East, sixteen (16) perches to a point; thence by lands-now or late of 3ahn P. Davis, South eighty-eight (88) degrees East, fifty-six (56j perches to a white oak, the place of Beginning. HXL'EPTING AND RLSERVIPIG, however, the tract of land conveyed by 'u~lizabeth Bennett, V73.t]uw, to William 8. Fitch and Daniel G. Fitch, by Deed dated August 2, 1974, and retarded in the Office of the Recorder cf Deeds in and for Cumberland County, PA, in Dead Hook S, ~olumb 25, Paye b71. TRRC'C N0. 2 - Sr.GII~NittG at a t~take; t+~erce North 2 1/2 degrees West 92 perches to a stake, thence South 88 1/4 degrees Weat 42 perches to the root of b P1.ne stump; thence South 3 degrees Sast 14 perches to a small Pine; thence South 88 1/4 degrees West 46 perches to stones; thence by land of Joseph A: Leone and wife, South 2 1/2 degrees Saat 40 pe*_•chea; thence by the same, south 88 1/4 degrees West 16 perches to a stake; thence,by the same North 2 7./2 degrees ~ 1~ ~AGf 1~ West 40 perches to a stake; thence 8auth 88 1/4 degrees West i00 perches to a poet; thence South 2 degrees Last 101 perches to stones; thence South 80 i/2 degrees Last 20 perches to atones; thence by land now or formerly of H.A. lYFyere, North 43 Qorches to a Pine; thence by the same and by land now or formerly of Jahn Myers, H.A. Myers and Henry Cockley, Jr., South 85 degrees East 185.5 perches to the placo of Beginning. SUB3ECT, HOWEVER, to an easement for ingress, egress and regress, to Joseph A. Leone and wife, their hairs and assigns, over that portion of the lane siturste on the land above described loading from the land of 3oseph A. Leone and wife, Eastwardly and Northwardly along the Northern line of the land above described to the public road. _ EXCEPTINC THEREFROM the tract of land corvayed by Paul ft. Bennett and Elizabeth Bennett, hie wife to Lloyd B. Loag~and Florence G. Long, his wife, by Deed dated December 20, 1968, and recorded in the Cumberland County Raeorder of Deeds Office in Deed Book A, Volume 23, page 879. 'riRACT NO. 3 - BEGINNING at a stake at the line ~t..lands now or 'formerly of Henry Cocklay~s heirs,~South by lands now or formerly of Isaac Peahart~s heirs South two end one-half (Z 1/Z) degxeee Sast one hundred twelve (112) perches; thence by land now or formerly of Harry Shaeffer and Hertxler South eighty-eight (88} degrees Weat fifty-six (56) perches to a point; thence along lands now or formerly of Holbert Myers North twenty-one (21) degrees East twenty three and one-half {23 1/2) parches to stone; thence along lands now or formerly of Holbert Myers North two and one-half (2 1/2} degrees East ninety-two {92} perches to a point; thence along lands now ar formerly of Henry Cockley~s heirs North eighty-eight and one-forth (B8 1/4} degrees East fifty-five and oae-half {55 1/2} perches to a stake. Containing 42 acres and one hundred perches mare or less. EXCEPTING AND RESERVING, the tract of land conveyed by Deed of even date herewith to Carol L, Lentz and recorded in Cumberland County Dead Book~~, Page TRACTS No. 1, 2, and 3 being the same premises which Elizabeth Bennett, widow, by geed June 29, 1976 and recorded in Cumberland County Deed Bvok "Q", volume 26, Page 887, granted and conveyed unto Walter H. Lantz and Carol L. Lantz, hie wife, Grantors herein. THIS is a tax exempt conveyance between spouses. AND the said Grantors aereby covenant and agree that they will warrant specially the property hereby conveyed. ~QOI( ~,`~ PACE ~.~. t _ .. .., • ! ' _~ - -~ _-~ -•. ~ IN WITNESS WHEREOF, said Grantors have hereunto set their hands and seals the day and year above written. ,. SI~iNED, $ BND DELIVERED ~ ~~M (~~ /c1. %~;.•f . _.•! .,. ,,'~- -. I1t SIlNCB OF Walter H. 6antz, S~ Carol L. Gantt ,~ - CtlhWOliKE11LTS tlF PLIl~6YLVAIRIA ' BS. CtlCftTY OF CtJl48ERLANA , On this, .the ~ `~ day of !' a-^'-' , 1996, before me, the undersigned officer, personally appeared Waiter K. Lantz, ' Sr. and Carol L. Ganta known to me (ar satisfactorily proven) to be the persons whose names are subscribed to the within instrument, and acknowledged that they executed the same far the purposes therein contained. ,~~~~,,.,~,~~:, IN WITNESS WHEREOF, I hereunto set my hand end off' '' .~ ~ ~~. /, C .Lr t...[-• . 1lf.t..t .r ,e a •l' . ~('uF.A£~);r..._~.~ ^-~. Notary Pu lic ~ T~'~7R'RC•':::~tk.:~•.'c.•xyp~,yp~ ~.ir?i~8, Cwluwland CDIYIIy e let/ CWImiOliun 6~ fiW. 2,198 ,,~ I do hereby certify that the precise residence an~~~p-•• post office address of the within named Gr ee is SO SeaWer Road, Newville, PA 17241 / ~6 y , 199 G _--_._. ~,_------- Aitvrney for G COMMONW$kLTH OF PEtJNSYLV~,HIA ss. COUNTY Ulr `.r Cq~~4~, '7 N r.:.--~~~~~ Recordon this (, ~•- day of A. D. l , is the Recorder's of o the ~'r~ u~`s,. •Bi k, said County, in Deed Book Vol. , .As~.f~ ;..,: .~~b~,,;:~,; ;#~. Given under ray hand and the seal of the said E r ~• ~rt~,;~~•.hf~~ office, the da'-e b e. written. Y 3.f ~~a~~'1A ~~•'~??;`' ~%~i ~ 'r/ _ _,,, Recorder . eFRf'•.~Mt ~- doDx ,~;~ PAGf ~.~ ~. • J ACNB.OB: Historical Prices for ACNB CORD -Yahoo! Finance Page 1 of 2 C I Historical Prices Get Historical Prices for: GO SET DATE RANGE Eg' ,q, Daily Start Date: May 2$ 2010 Jan - 1, ~ _ ~ Weekly 2oio ~ _ ~ Monthly End Date: May 28 2010 ~'_ ~ Dividends Only Get Prices PRICES Date Open High Low Close Volume Add Close* May 28, 2010 14.00 14.00 14.00 14.00 2,400 14.00 Close price adjusted for dividends and splits. 3 ~i"^~''{' I 3>~'b. R~. Cy, -- I ~.. I ~ rp ,rya d. ~~ Download to Spreadsheet ~ri(.;PTE7It;Bfi http://finance.yahoo.com/q/hp?s=ACNB.OB&a=04&b=28&c=2010&d=04&e=28&201... 8/30/2010 ~omputershare MARK W ALLSHOUSE ESQUIRE 4833 SPRING ROAD SHERMANS DALE PA 17090 July 1, 2010 Company: Registration: Holder Account Number: Document I.D.: Our Reference: PRUDENTIAL FINANCIAL INC WALTER H GANTZ 00011763014 10176WF00649946 PRU/0002893896/ 16/ Computershare Investor Services 250 Royall Street Canton Massachusetts 02021 vvww.computershare.com Dear Sir/Madam: Thank you for contacting Computershare, Prudential's transfer agent. We appreciate the opportunity to be of service to you. The following list provides the information you requested for account number 00011763014, as of the close of business on May 28, 2010: • Date investment established: December 18, 2001 • Share balance: 36 • Value per share: $57.71 • Total dollar value of account: $2,077.56 • Approximate dividend rate per share for 2009: $0.70 • Dividend payment cycle: annual • Account type: individual The above referenced account has maintained a balance of 36 shares since December 18, 2001. The market value changes daily according to the New York Stock Exchange (NYSE). For your convenience we have attached a Transfer of Ownership package. The package contains instructions and forms to transfer shares from the account. Should you have other account related questions, please call us at 1-800-305-9404 between the hours of 8:30 AM and 6:00 PM Eastern US time, Monday through Friday. Pease note that any available representative can assist you. A telecommunications device for the hearing impaired (T7Y/TDD) is a/so avai/able at 1-800-619 2837, Sincerely, .. ' Service Representative Enclosure: US Holder-Deceased Transfer Package.pdf °~:A,asi~ Infc~rmati~~:~ ,_ ~, pe: Strategic Partners Enhanced Non Sta~us: Issued Policy Anniversary: 11/18/2010 Bonus lss;se Cate: 11/18/2002 Matursty Date: 11!18/2028 Inherited 4ndicator: N Ma^-kea:: Non Qualified agent 9nforrxaati~zrk Cs~~~atract Number Name Role Agency ls~teresteci Parties _ Role Name Relation Rene#iciary Order Beneficiary Class Owner/Annuitant WALTER H GANTZ Owner/Annuitant Beneficiary WALTER H GANTZ TR UST See bene provision Primary Contract t/a4ues __ Valuation Date: 06/25/2010 Death Bene€it: $50,000.00 Charge Free Amount: $72,670.71 Surrender tfalue: $74,670.71 Total Value: $74,705.71 Variab$e I=und Bnfca .. _ _, Portfolio Pymt Alloe Fund Val Unit Price units Value Prudential High Yield Bond 0.00% 52.98% $10.71447 3,693.70641 $39,576.11 AST PIMCO Total Return Bond 0.00% 47.02% $10.36268 3,390.01147 $35,129.60 Variable Funds Total: $74.705.71 Fixed Fund info Portfolio Pymt Alloc Fund Val Unadjusted Amt. Adjusted Amt. MVA Amt. Value Fixed Funds Total: $0.00 Total Fund Amount: $74,705.71 Benefit Description Effective Date: 90% Cap Election Date: __ Est, Annual Income Amt.: $0.00 initial Protected Withdrawal Amt: $0.00 Remaining Protected Withdrawal Amt,: $0.00 Guaranteed Withdrawal Annual Cap: $0.00 Future Guaranteed Withdrawal Arnt.: $0.00 Est. Protected Withdrawal Value: $0.00 1=°l~rGhaSe ~a,(tn('CAt inft~rmatiOrl Total Purchase Payr-~er~i Arnt: $50,000.00 __ Vltitfhdravual information „ m. . ,.. Total Amt, -Current Contract Year: $0.00 Total Amt, -Current Calendar Year: . .. ~. .~. . . ro.,.... ~_ $0.00 Total Amt. -Since Contract Issue: $0.00 __ Required Minimum t~istributior~ _ __ RNlla: N Sys. RMl3 Request: Current Year RMD Amt. $OAO Remaining RM[3 Anat. $0.00 ©Copyright 2009-2010 The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102-3777. All rights reserved. Prudential is authorized to ...~_,...... t_...._~..,.._...ii t r o a.....,. _._a a_,. rte:.....:,.. _cr~i.....,.t_:~ n-_ a---~ ---_n_~.:~'~- --.. ,. ,. .. .. Basic Information Plan Type: VIP Status: Issued Palicy Anniversary: 04/22/2011 Issue Date: 04(22!2003 Maturity Bate: 04/22/2024 Inherited Indicator: N Market: Non Qualified Agent Inforrr~atior~ Contract Numkaer Narvae Role Agency Interested Parties Role Name Relation Beneficiary Qrder Beneficiary Glass Owner/Annuitant WALTER GANTZ Owner/Annuitant Beneficiary WALTER H GANTZ TRUST See bene provision Primary Contract Values Valuation Bate; 06/25/2010 Beath Bersefit: $0.00 Charge Free Amount: $24,454.07 Surrender Value: $62,244.36 "total Value: $63,070.87 ~r`ariable Fund info Portfolio Pymt Alloc l=and Val iJnit Pr'sce Units Value Prudential Diversified Bond 33% 32.77% $5.90927 3,497.76194 $20,669.22 Prudential High Yield Bond 33°to 36.79% $3.63264 6,387.63533 $23,203.98 Prudential Government Income 34°/° 30.44% $3.30153 5,814.77948 $19,197.67 Variable Funds Total: $63,070.87 _ _ Fixed Fund Infer _ _ _ _ _ Portfolio Pymt Alloc Fund 'Val '~lnadjusted Amt. Adjusted Anat. MVA Amt. Value Fixed Funds Total: $0.00 Total Fund Arrrount: $63,070.87 Benefit Description . ,. ,. _ _ Effective Date: 90°t° Cap Election l3ate: Est. Annual Income Amt.; $0.00 Initial Protected Withdrawal Amt; $0.00 __ Remaining Protected Withdrawal Anat.: $0.00 Guaranteed Withdraws! Annua! Gap: $0.00 Future Guaranteed 01tPitltclra+n~a! Assert,: $D.00 Est. Protected WitMdra~~val Valise: $0.00 Purchase Payment lnfornnatson Total Purchase Payeaaesat Asr€: $44,479.10 l _ _ _ __ _. 4r'Vithdrawa! Inforrnation Toter! Amt. -Current Contract Year: $0.00 Total Arrat. -Current Calendar Year: $0.00 Total Amt. -Since Contract Issue: $D.00 Required Minimurrr Distribution RMD: N .Sys. RMD Request: Current Year RMD Arrst, $0.00 Remaining RMR Anat. $0.00 ©Copyright 2009-2010 The Prudential Insurance Company ofAmerica, 751 Broad Street, Newaxk, NJ 07102-3777. All rights reserved. Prudential is authorized to ~n~u~~ e~a~~~R ~~~~~~~~~ ~lrtr~~r~ ~~~~~ ~Q~9~3~37 i3asic infor-lnation .. Plan Type: Strategic Partners Select Status: Issued Policy Anniversary: 10/20/2010 Issue Qate: 10/20!2003 Maturity Llate: 10/20/2023 Inherited Indicator: N Market: Non Qualified Agent inforrnaticsn - ~ Agency R~sle 'seYasr~~ Relation Beneficiary Ctrder Beneficiary Class Owner/Annuitant WALTER H GANTZ Owner/Annuitant Beneficiary LAST WILL & TESTAMENT See bene provision Primary _. Contract Vaiues Valuation Date: 06/25/2010 Qeath E3enefit: $56,082.02 Charge Free Amount: $28,331.73 Surrender Value: $50,289.30 Total Value: $50,410.72 ifariabie Fund info. Portfolio ., Pymt Alloc Fund VaI 1.lrsit Price Emits Value AST Preservation Asset Allocation Portf 100% 100% $10.84612 4,647.81127 $50,410.72 Variable Funds Total: $50,410.72 _ _ _ _ Fixed Fund info - Portfolio ~~ Pymt Alloc Fund Val E3nadjusted Amt. MVA Amt. Value Fixed Funds Total: $0.00 Total Fund Amount: $50,410.72. Benefit ®escription Effective Date: 90% Cap Election Bate: __ _ .-_ ._ 'Est. Annual Income An>at.: $0.00 Initial Protected3 Witl-tdrawal Amt: $0.00 Remaining Protected Withdrawal Amt.: $0.00 Guaranteed Withdrawal Anr-ual Cap: $0.00 Future Guaranteed Withdrawal Amt.: $0.00 Est. Protected Withdrawal Value: $0.00 Purchase Payment inforrnatian Total Purchase Payment Aa~it: $40,473.87 Vllithdrawaf infarlmation Total'Amt. -Current Go¢~tract Year: $0.00 Total Amt. -Current Calendar Year: $0.00 Total Amt. -Since Cor~tracf. Issue: $0.00 Required Minir:nurr>; irlistribufion C~Copyright 2009-2010 The Prudential insurance Company oCAmerica, 751 Broad Street Newark, NJ 07102-3777, All rights reserved. Prudential is authorised to transact business in all U.S. States and the District of Columbia Product availability varies ~ state. Amy printed material generated from this site is for intema] ttse only. $().l)Q Page 1 of 1 Datc Prepared: 6i28/201U _. _ ~~~ Statement of Account Statement Date: July 22, 2010 I~~~III~~~I~~I~I~I~~I~~~III~I,~~I~I~~~l~ll~l~~l~~l~ll~~~~~l~ll WALTER H GANTZ 80 BEAVERS RD NEWVILLE PA 17241 Policy Information $14,158.75 578132X Non-Qualified SP Platnm Walter H Gantz July 1 s, 2005 Statement Period: 07/22/2009 - 07/21/2010 __ _ --- - - Accumulation Value Distribution by Account © Ending Indexed $9,723.40 Average Indexed $4,435,.35 Ending Accumulation Value: Policy Number: Annuity Type: Product Name: Annuitant: Policy Issue Date: Current Allocations for New Premium Ending Indexed Account: 70.0°/a `"~~~-~~i~Le~~~~ ~~~ ~~~n E~e~i~e ~J~° Average Indexed Account: 30.0% Rated "A" Excellent by A.M. Best & Co., the third Declared Interest Account: ,0% highest out of 1 S rankings. Rating effective November 2008. Current Statement Period activity and interest credited details are shown on the following page(s~. For Agent Service: Jeffrey L Bouder Phone: 717 776 4051 Email: Bouder Jeffrey@nlvmail.com LSW Home Office: LSW 1300 West Mockingbird Lane Dallas, TX 75247-4921 www.lsw.net Phone: 1-800-579-2878 Fax: 1-214-638-9162 593000 E ~. T e ~ ~' t~ c~ I ~ i ~ l.7 9 l LJ ~ A ~ rr P.O. Box 1181, 5 East Gate Driue, Carlisle, PA { 70 15 Telephone (7 f 7) 249- 166 f FAX (7 17) 249-8208 Me~nberr, founded - Ser-vice based www.carnerstonefcu.coop July 6, 2010 Mark W. Allshouse, Esquire Christian Lawyer Solutions 4833 Spring Road Shermans Dale, PA 17090 RE: Estate of Walter H. Gantz, Sr. Mark, At the time of his death, Walter was a single owner of a savings and a two certificate of deposits. Listed below is the information requested per your fetter dated June 22: Acct # Type of account Principal Accrued Interest 4865-01 Savings $ 111.30 $ .25 4865-10 Certificate of Deposit $25,555.47 $283.55 4865-11 Certificate of Deposit $67,627.14 $695.11 Mr. Gantz had a Visa Credit Card with Cornerstone, at the time of his death the credit card was closed and there is no balance due. Also, Mr. Gantz did not have a safe deposit box or bank stock and there were no accounts transferred within one year of the date of his death. If you require any additional information, please do not hesitate to contact me at 717-249- 1661 ext 240. Sincerely, Donna J. Mickey Financial Services Administrator - MEMBER SAVINGS ACCOUNTS FEDERALLY INSURED TO $2SO,000 BY THE I'~JATIONAL CREDIT UNION ADMINISTRATION Sus ueHanna 9 Susquehanna Bank 26 North Cedar Street P.O. Box 1000 Lititz, PA 17543-7000 1"0ll free 800.311.3182 June 30, 2010 MARK W. ALLSHOUSE, ESQUIRE 4833 SPRING RD SHERMANS DALE, PA 17090 RE: Walter H. Gantz, Sr. Estate SS # : 173-32-2432 DOD: May 28, 2010 - To Whom It May Concern: In response to your letter of June 22, 2010, here is the above customer account information as of May 28, 2010. Account #1 Account #2 Account #3 • Account Title: Walter H Gantz Walter H Gantz Walter H Gantz • Account Type/# Ckg/1 51 1 30824 CD/351178281 CD/405100005850 • Date Opened /Maturity 3/20/06 5/20/06 ! 10/20/ 1 1 1 1 / 15!07 / 9/ 15/ 1 1 • Interest Rate: .05% 2.00% 2.02% • Account Balance*: 26.18 6,601.34 7,318.00 • Accrued Interest: .00 2.86 5.21 - YTG Interest: .01 53.81 X0.25 *Account balance does not include accrued interest. CD #405100003335 in the name of Walter was closed on 4/27/10 @ $30,086.57. interest earned in 2010 was 99.53. There is no safe deposit box in the name of the decedent. 1f I can be of further assistance, please feel free to call. Sincerely, Dawn M. Berrier a` Support Services Lead 1-717-625-6546 DMB/LJR }~C.~ `. BLUMES GUN SHOP B&11V VW Service 43 ~Idwood Road NEWVILLE, PA 17241 (717) 776-5237 To ~~~~ LETTER -Date ~ --,~ C - ~ L% Subject _~ .--~ c~;.,~.-- ~~ ~ ~~-~ ~~.` SIGNED ^ Please reply ^ No reply necessary Used 2002 GMC Sierra 1.500 Extended Cab Short Bed Resale Value, Used GMC Resale ... Page 1 of 3 _~. . _ i~I., l ..l.bigC ;-~u~G??:Cr•~ c.ii~fEl Sv1nCr !`r; ~S~at~~ Yau are here• ~_: ,;.. ,,..._ . !<;i<,,, l~,::€- BceK = ~:.~~:i~,rrr~,-,r ,report 2002 GMC Sierra 1500 Extended ~ 1::~~ril Cab Short Bed ., > ~_.i!_. _ . ~ ,.._ .., ~; ~ ' ~:- 2002 GMC Sierra 1500 Extended Cab (Short Bed) Mileage I_ocati~n _ Engine DrivetTransmtssion Equipments: Air Conditioning, rower Stecarisig, Tilt Wheel, Atv1!f=1~1 Stereo, I:)iral Air Says. AB;; (4-tNheel~. Steel 1^lt?e~,ls f F;. ~d R ~.Y+u^}$r 1..„rt73 ~'M ~"; t+~^ S l.y Condition ~~ ~~~ _~~,it~~D ~ W°4~R~n~~~% 1=XCE;iier"!t ~7,~~J $J~,`(700 .N~>QF3Q N~A Good $7.050 $5,300 Nf,4 NIA Fair 56.125 $4,415 N/A N/A Suggestec6 Befall Value is representative of dealers' askir?g prices for a used car, arxd the starti!?g point for negotiation betw<;~:n a consumer and a dealer. This Suggested (?etail Value assts;??es that the vehicle has been fully reconditioned and has a clean title history, br_rt has not been rectified in accordance Urith any L;ertified Pre- O'~,aned (CPCJ} program the autor??aker may offer {For whicf? it n?ay or may not qualify; :according tv factors such as vehicle agf: and mileage?. This value also takes into account the dealers' protit, ~:osts for advertising, sales iorrrmissians and other casts of doing business. The final sale price will likely be less d4xpending r.En tht: vehicle's actual condition. popularity.. tys,e of warranty offered and IocaE market conditions. RESEARCH A NEW CAR GMC FOR SALE - Submit C Submit Query _. ,_. FEr?d a CyM~ i~~ ~ :1: # ,. ~' . 2E111 GMC Sierra _, a,-+vt t~RP~ 1:~ at `~ ~;,^i h~v ~=ham ;,xr:~e~i,r 1 ~ } ~~ t6NTORY - ~ocArc ~ c,~e.- ">r,^rl ~;r~_r ivr m~ra infra r~~.<~r. ._!..: L..j tt?.. ...) }~~'3'J yy~r .}L: '~:~3`.~:- f. s. f.~ zi°.'~w'Y 3. -.ir ~< i4. t'w'i`3'.•.?~ l'd %iti>u ~Rir',R c fi:,x.'~r'. ~1l:''O Cal^s,llat:rE';~ ft~~Ot'tt6'll;f I`~~:}rPY3L.R~{a .,c^aEGi1~:c']i0i` f~~L .'v' tt ~; LS'CZ .r..~<34' vL'34•',:;,'i~tQi {_:~ f ~C~3an ~.c,CLEIatG€- Lc)" .h#ford~~t~;llty ~`£31CUi_3;'~i' :;.as€; vs r~snar?crn~ t'~l>:ul:~tar ~`at~cat~; ~,;:~ 1r;c~-r1°<i'v~e ~ al;;c~i~~t~,~ `~3<<,., •,R.?tli ~= CARFAX Report. No VIN Available? Powered by http:~~aUtOS.a0l.com/usedlkhh/(TM(~'/~iPrra+15~~+F~rPn~P~~-r~~h_c>-,~,~ Roe ~~nrn i,.,.,,,.1,. _. i ~ ~~ rr,n~ n ?003 Pontiac Montana Minivan 4D Retail value, Pontiac Retail Price J J ~ ~J I ~ i P.P.. i. ,_acbo rcbog Creert Fd1~,;r~ 6 Page 1 of 2 Submit Query x .. .. 7 _, ~ ~., .. 2003 Pontiac Montana (Minivan 4D) _~ ~ ~'~- Mileage Location Ci i Engine DrivedTransrrrission - EgaasperFent'a; A'ir d;c~nditis3rEing, 1'o~rver ~~teerir~iy, Po~~rer W«dows, Power Door I_sycks. /at,~;f 11.4 SY,ere~. Gt) (Single I:)?sc;, i:)uai Air f3ags Condition ~s.`~:~~ ~r._~~= ~`~fi~af::r ~wsa~~~ Exceller•tt $3,336 $1,62J w~.~1~ N(A Good $2,935 $1.275 NIA NIA fail' ~~,~~~ $l:sf~' NrA N(A Private Pa~fy Lulus iS ti~~hat ~~ buys~r {pan expect to pay vdYrc:n buying a rise{9 car frE~rre a private party. The ?rivate Pariy Val~re assurn:~~;, the vehicle i°> sold °As fs' and carries no vaarranty (othe'r than any remaining factory vlarranty~) The final s,ralc pr!ci. rrsay vary depending ran the uefZicie's actual condiiiors and loco! market conditions. This vals;e may also s'~e s~sed iv d¢,nvr Fair Market Value bor insurance and vehicle donation purposes. PONTIAC FOR SALE SELL YOUR CAR List Your Car for Sale with Us ..w,rliMS~Ci~r ,... - ~~f^ ; C t' ~ sir .Ct ~i?~2 ='~',~ ~'~ r:~rF ,~ __ ..~ ~ s , ~, , t~,t'~ti'ti6!ly ~''i~3 tl C?'1 Grit i,; :'`':.l:iu°:~~. ..._. ~ O,.A St' ~.,.~fI~.~FE .~f7K \: x;1111 V~ Ir sdfA rv,.5:3~ `_ x i.:.t~i-3if,~;• ~„ ~r r"~ffs:ar~<:3~E'xi1iC{ Cxa1t;,Jia;.n€. <~ash tiS a-ir'~a??Cdt'lC4 (:~4r~.icst0;' s~i:~t s?2 LSS if~C;Y^-41SiU>c ~;clCiil~tL~!' .. ,,r ya, ~ ... s+. '> . r ; : ~ < CARFAX Report. iF„ No VIN Available? Powered by C3r:~~.r ~ ~:,.a~r~ A~ t~l3GiL•.1 http://autos.aoLcom/used/kbb/Pontiac/Montana-Minivan 4TH/7(1(l~/rPtail_~,al„P/ ~ ~~i 1~ni n Z D ~. o n p m ~ ~ ~' r Q D o ~' ~ a ~ ~ ~ m 0 D n O -I D n 0 c .A wC 00 ~_ om 0 c U1 .~•., W ~ ~ ~ ~~ O CD C c~ ~~ m o °Q. ~ N N ~~ ~ O ~ ~Do ~ F"u m z 0 Q cn rt ~_ ~ ~ .~-~ (Q fA ~_ O ~ O to (p c o m Q tD (D ~~oD~~ ~ n~in~Doc~i~-G '~`~ m m ~ ~ cn D "A ~-~~Q~oQ~ '~ ~ ~~ D o ~ <p~c~o vim °o°o° -~ o~_ ~v~m~ ~~ a Z com~~~,o~,~ ~ ~ p ~ ~•_.o ~ ~•~ Z l7 m' cn•~n~~NS r,:oo~~ v -r1 p to ~o~vso~~ 7a ' ~ ~ Q ~ ~J v ~ O ~ N 0P N ~ ~ O N 000 C D_C~ "n ~ ~ =• O ~`< • O OD o N W 00 IO ' [_ ~ p ='= ~ ~~ fn • Z ~! W N \ 00 0 N O ~ ~ ~ ~ ~ < ~ ~_~- ~ ~ ~ ~ N 0 c~ V _ CO ~ N v W 0 N _~ Sy ~ "'~t D a- o~ ~. 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Plan Type: Strategic Partners Select Status: Issued Policy Anniversary: 10!06/2010 Issue I?ate: 10/06/2003 Maturity ~7ate: 10!06!2023 _ 6rsherited Indicator: N Market: IRA Agent Information Contract Nurraber Naarae Role Agency Interested Parties Foie i~lacxoe Relation Beneficiary ~srder Beneficiary Class Owner/Annuitant WALTER H GANTZ Owner/Annuitant Beneficiary CAROL GANTZ Wife Primary _. Contract Values _._ __ __ ~. ._ Valuation State: 06/25/2010 Death Benefit: $11,210.26 Charge Free Aa~soasa~*.: $4,628,08 Surrender Value: $9,868.26 Total Value: $9,929.25 Varialaie Fund Info Portfolio Pysrat Alloc Fund Val Snit Price Units Value AST Preservation Asset Allocation Portf 100% 100% $10.84612 915.46595 $9,929.25 Variable Funds Total: $9,929.25 Fixed Fund Info Portfol'eo Pymt Alloc Fund Val Unadjusted Amt. Adjusted Amt. MVA Amt. Value Fixed Farads ~ otal: $0.013 Total Fund Arraou~~t: $9,929.25 Benefst I~escrRpt~on . Effective Date: 90°!° Cap Election Date: _ _ _ _ Est. Annual Income Aarat.: $0.00 initial Protected Withdrawal Amt: $0.00 _. Remaining Protected Wit6~drawal Atxat.: $0.00 Guaranteed Withdrawal Annual Cap: $0.00 Future Guaranteed Withdrawal Atrat.: $0.00 Est. Protected Withdrawal Value: $0.00 Purchase Payment Information _ __ _ _ Total Purchase Payment A:nt: $10,330.79 __ _ Withdrawral Inforrraation Total Amt. -Current Contract Year: $394.24 Total Arxat. -Current Calendar Year: $0.00 Total Amt. -Since Contract Issue: $2,603.48 Required Iltlinirt~um f3istribution __ RMD: Y Sys. RMD Request: Y Current Year RMl? A~sat. $462.92 __ Remaining RMD Amt. $0.00 _ _ _ _ _ _ ©Copyright 2009-2010 The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07l 02-3777. All rights reserved. Prudential is authorized to Ewing Brothers Funeral Home, Inc. 630 South Hanover Street Carlisle, PA 17013- (717)243-2421 June 7, 2010 Carol L. () Gantz 80 Seavers Rd. Newville, PA 17241 The Funeral Service for Walter H. Gantz Sr. We sincerely appreciate the confidence you have placed in us and will continue to assist you in every 'way we can. Please feel free to contact us if you have any questions in regard to this statement. THE FOLLOWING IS AN ITEMIZED STATEMENT OF THE SERVICES, FACILITIES, AUTOMOTIVE EQUIPMENT, AND MERCHANDISE THAT YOU SELECTED WHEN MAKING THE FUNERAL ARRANGEMENTS. 1. PROFESSIONAL SERVICES Services of Funeral Director/Staff , $1840.00 Embalming, _ _ _ $875.00 Dressing, Casketing, Cosmo. $290.00 2. FACILITIES AND SERVICES Combined staff usage for Viewing/Funeral $595.00 3. AUTOMOTIVE EQUIPMENT Vehicle to transfer remains to Funeral Home, $275.00 Hearse (Casket Coach) $250.00 Lead car/Clergy $125.00 Utility Vehicle for Filing DC $60.00 FUNERAL HOME SERVICE CHARGES $4310.00 SELECTED MERCHANDISE: Pacific Blue 18G Gasketed Casket , _ _ $1675.00 Cemetery Set-Up ??~, _ $375.00 Acknowledgement cards , _ $10.00 Register Book(s) _ _ $40.00 Memorial folders , $75.00 THE COST OF OUR SERVICES, EQUIPMENT, AND MERCHANDISE THAT YOU HAVE SELECTED $6485.00 Cash Advances Opening Grave, _ _ $252.50 Certified Copies of the Death Certificate , _ $180.00 Flowers . $159.00 The Patriot (No Photo) $286.54 The Sentinel (No Photo) , _ $149.05 TOTAL CASH ADVANCES AND SPECIAL CHARGES . $1027.09 Total Total Cost , $7512.09 ~~ ~ ~ ~ ~~j~ ~ ~ `I' ~ ~~'~/ ~ -~~ f ~ ~--~ ~. RECEIPT FOR PAYMENT GLENDA FARNER STRASBAUGH Cumberland County - Register Of Wills One Courthouse Square Carlisle, PA 17613 GANTZ WALTER H SR Estate File No.: 2010-00615 Receipt Date: 6/17/2010 Receipt Time: 09:24:40 Receipt No.: 1061551 Paid By Remarks: KEVIN B GANTZ CJ ------------------------ Receipt Distribution ------ ------- -------- ---- Fee/Tax Description Payment Amount Payee Name PETITION LTRS TEST 610.00 CUMBERLAND COUNTY GENERAL FUN WILL 15.00 CUMBERLAND COUNTY GENERAL FUN SHORT CERTIFICATE 48.00 CUMBERLAND COUNTY GENERAL FUN JCS FEE 23.50 BUREAU OF RECEIPTS & CNTR M.D AUTOMATION FEE 5.00 ------ CUMBERLAND COUNTY G'~ENERAL FUN - Check# 155 --------- $701.50 - , Total Received......... $701.50 Mateya Law Firm PC 55 West Church Avenue Carlisle PA 17013 Mark W. Allshouse Date: Tuesday, August 31, 2010 4833 Spring Road File Number: 1195/001 Shermansdale PA 17090 Invoice Number: 1871 Re: Allshouse estate administration Date INIT. Descriation of Service Hours Amount Aug 18/10 mm Meet with client re: the estate administration of 1.00 250.00 Wafter H. Ganz of Newville, Pa; reviewed will with trust, as drafted by counsel; reviewed distribution and taxation thereof; reviewed trust distribtion under the testamnentary trust; reviewed taxation issues in current estate administration; discussed next set of tax ramifications for surviving spouse/wife's estate; advised client accordingly; Our Fee 1.00 $250.00 Time Summary Lawyer Initials Rate HRS Amount mm 250.00 1.00 250.00 TOTAL NEW CHARGES $250.00 STATEMENT OF ACCOUNT Prior Balance 0.00 Payment & adjustments 0.00 Current Fees 250.00 Current Expenses 0.00 Current payment 0.00 AMOUNT DUE AND OWING TO DATE $250.00 Remaining Retainer $o.oo S. W. BARRETT REAL ESTATE AND APPRAISAL SERVICES File No. 7U-UZ3U I *~~******* iNVO1CE *''r**~"`*** File Number: 10-0230 08/02/2010 Mark W. Allshouse, Esquire 4833 Spring Road Shermans Dale, PA 17090 Invoice # : 10-0230 Order Date : 07/15/2010 Reference/Case # PO Number j 88 Seavers Road Newville, PA 17241-9529 i i Appraisal Services $ 750.00 i Invoice Total $ 750.00 State Sales Tax @ $ 0.00 Deposit ~ $ ~ Deposit ~ $ } Amount Due i $ 750.00 i Terms: Payable Upon Receipt -Please, reference the file number Please Make Check Payable To: I'~ S. W. Barrett Real Estate 8~ Appraisal Services j 505 South Hanover Street Carlisle, PA 17013 Fed. I.D, #: 236646-804 ~ YOUR SINGLE SOURCE...Professional, Efficient Service THANK YOU i I _ _J CUMBERLAND LAW JOURNAL 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 Tele: (717) 249-3166 Fax: (717) 249-2663 July 16, 2010 Cumberland Law Journal is published every Friday by the Cumberland County Bar Association and is designated by the Court of Common Pleas as the official legal publication for Cumberland County and the legal newspaper for publication of legal notices. TO: Mark W. Allshouse, Esquire Walter H. Gantt, Sr. Estate RE: Legal advertisements must be received by Friday Noon. All legal advertising must be paid in advance. Make all checks payable to: Cumberland Law Journal. Advertisement inserted on following dates: July 2, July 9, and July 16, 2010 Advertising Cost $ 75.00 Proof of Publication $ 0.00 Second Proof Request $ 0.00 Payment received $ 75.00 Total Amount Due $ 0.00 Becky H. Morgenthal, Executive Director I N V O I C E 1500 Paxton Street ~~ ~ ,; Harrisburg, PA 17104 ~t E ~~ ~ ~~ ~ 717-236-4300 'r ~ 717-236-6803 FAX P U B L I C A T f O N S www.journalpub.cotn -------------- fNVOtCE TO ------------ Christian Lawyer Solutions, LLC Accounts Payable 4833 Spring Road Shermans Dale, PA 17090 7/22/2010 ORDER #: 72082 TERMS: Net 30 Days -------------- ADVERTISER ------------ Christian Lawyer Solutions, LLC DESCRIPTION OF CHARGES PUBLICATION: CLASSIFIED/CENTRAL PENN BUS. JRNL COVER DATE; 7/16/2010 RATE CARD: DESCRIPTION OF AD: Legal listing: Estate of tir~Jalter H. Gantt, Sr. REP(S): MARK SUNDAY INVOICING: Advertiser COST = CRED17 - BALANCE _ THEME: CLASSIFIED ADlCENTRAL PENN BUSINESS JRNL SIZE: LEGAL LISTING, PAGE: COLOR: B&W 85.00 0.00 SPACE SUB-TOTAL: S5.UU * BALANCE DUE: 85.00 1 _., ~R G =:j'--, r, „~ ~'`, ~Z Z iTi ...~ i~J ~ ~" w -~i G ~ Z ---' r^~ 'vr1 ...- --S ~ -:~ ~~ ~~ a'" ~, ~~n~a ~~~ r'n N r'! C'~-- Q C au' cf% -t , ~'' r ~~~ _ y~~~' ~,o;~' ~Y ~ -x T+ ~ kk== ~i~~. ~~~ ~7~Swi~~ ~~/'~ ~~5?"t fl_CS'` GO ~ ~~ r Q ~' 1v o a ~3 c~ c c G ~~ ~_ ~_ p J ~'~ ~'~ ~- ~` ~!_ S~ r o- --~ '~'- o Lv - ~ c~ r G ~- t0 Cv^ t'~ P';' ~~ 4°: '~ .ns r :,c ::. ~. o ~, ~ ~ ~~ ~ ~ ~ ffi Y ~ O C" ~ ~`~ tQ ~? b. ~ n+ l r; '` G t re'+~ ~ ~ ,~ ..1 ~~` C m i m r'ti, ~ ~~~~~~ -et 73~ v H ~ ~ 7r033Gq'~ ~~~~""c Q~~~a~ ,.,.~. z~ 4 ~~~ ~ ~ ~~~ ~r~cam~ c~v~~r ~ ~--~- ~ °.,~~~ ~~P 3 p '~ 4 " ~ y~ ss~rz r~~ y ~ ^~ ~p Q ~ ~~ ,,c ~. x cs~ ', ~ i~ r ~l~ [K 1p LS i}-~ 1~ o~~, ;4~ ..~.w.m....--~-^H^*^*"'~:~ a .~S a e -.r^- . . ,r., s;? L... rR, ~ i,r ~5~~ ,d . ^a^`?~ ." v ~' _,r 5 y ~. ...~ .'."~r""m... Fm. ~ ~. ". ~ ~i . ~~'1e t~~~aC~?d~Q ~~aE~iSe f~eC'C~' ~?e Gp~~?~e$e~ C~'$~ ~l!lzt~~ ~~~s £,'~s~siSe'~eo1~ FS 'S~'t,ie~ Skd~,'Set~~,'0~.,1~?~ i~ ~~"~~~3~'~~~L3~'? ~~ ~~?~ ~~ss es~dcrse~e~~. e~ect;t~e on ~ ,~''2G 1 ~ ~ a~ 2:~'~ R.~~. s~a~ adard ti€~e, ass ~ ~a~ ~~ ~~€i~~f P~'~`~x: ~'©~4cv ;~o; 1 ~ ~ 2 ~ 5 3 ~ 5 ~ caf tie Goodvi(ie ~l}u#a.iai Casuai~y ~ompa~y- ~r~ai~box: i ~ - _ Bals~a~g~. insurance Agenc~;r, snc. ~~~E~;~3. ec-~o~: 'tCi~'" 6j2~,':~Q 43 5;`29/`i1 (`t v .. ti..~ J ~. . ~r ~.H.~.ZVG~": Y ~r;c~Fal Farms Residence Deduc~ibie is c~sang~:d tc $5C?~ . -ax r-r ran s- .-~.-.< e- ~- l Zy T:rV~ -r i-- h~ r-~~ 3.{~P_,'d. -_,C7 ~°. r^, ~11~,~ ~..~J~: ~'3~- ~ i ~, ~~u ~2) tiil~ Bros Gravity gins c~ $35C~C eac'~. DELETE : N # A ?_, ~ 3 r 8 ~ ~' { 2 i Hay Wagcns @ ~ 19 ~ ~ max each ?DELETE: ~~?3 Additional Residences Rented Te Uthers-8~ Sewers Rd, `~e~v-vilie ~HAI~TTGF: `the Na*szed snsured is changed rc thaf~ whi ch is shown a~cve. ~~:~: NQ~Z Addi~icnai Zn.sureds-Property ADD: ~~,?~; Additional insureds-Persons cr ~./rga~i~a~}_ons iPre~i:is° L•ia.~} ADD: ~L7~ Employers Liability/Farm ET~ployees ~- ~ ~,: ~ ~ ~~ , 0 mange ?r eutium $ A7 ~ _ fl C~ ~R Annual Endorsement Premiurl $ l~o.~~~R Revised Az2rzua~ Policy Prel[tii.~.m ~ .~ fQ64.4 G112Q37 A6 ?8 Page i +~~ 1 ~eaad~r~41e ~1att~al 7!~7 ~ ~ S~tSUred F~$ 456235 73F~~