The URL can be used to link to this page

Home My WebLink About10-7713Robert N. Polas, Jr., Esquire PA Bar # 201259 . ,,M ~_ Carrie A. Brown, Esquire PA Baz # 94055 Portfolio Recovery Associates, LLC ~' ~~,~Q - 0 F F l CE 14o Corporate Blvd. OF THE PROTHONOTARY Norfolk, VA 23502 TELE: 1-866-428-8102 2~ ~ ~ QE~ ~ 5 ~~ ~ ~ ~ 4 ~ FAX: 757-518-0860 AttomeysforPlaintiff r11MeERL~t~Q COUldTY pEtdl~S~t~'' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CML ACTION -LAW PORTFOLIO RECOVERY 140 Corporate Blvd. Norfolk, VA 23502 ASSOCIATES, LLC v. Plaintiff JACQUELINE S TRIANO 312 LEWISBERRY RD NEW CUMBERLAND PA 17070 Defendant NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action wihing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIltING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service -CUMBERLAND County Bar Association Court Administrator ~ a 32 South Bedford Street '~~~ ~ ~ r Carlisle, PA 17013 C~ ~ y ~?(~ (717) 249-316b S Pennsylvania Lawyer Referral Service Gad r. f 3 373 (800) 692-7375 ~~,ol S ~Yl'O This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Came Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CNIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. v. JACQUELINE S TRIANO 312 LEWISBERRY RD NEW CUMBERLAND PA 17070 Defendant • ' , ~ ~ ,~ , N TICIA •. U'3TEb HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante pars usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIlZ iJN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service -CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800)692-7375 This communication is from a debt collector anal is an attempt to collect a debt. Any information obtained «~ill be used for that ptrcpose.. Robert N. Polas, Jr., Esquire PA Bar # 201259 Came Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. ; Norfolk, VA 23502 ; Plaintiff No. -~ ~-L,/A1 v. ~~- 77' 3 C1/r JACQUELINE S TRIANO ; 312 LEWISBERRY RD NEW CUMBERLAND PA 17070 . . Defendant ; ., COMPLAINT ' 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140 Corporate Blvd., Norfolk, VA 23502. 2. Defendant JACQUELINE S TRIANO, is an adult individual with last known address of 312 LEWISBERRY RD, NEW CUMBERLAND PA 17070. 3. It is averred that Defendant was indebted to WELLS FARGO BANK,N.A. on November 1, 1994 with account number ************3645 (hereafter referred to as "Account"). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This con~n~unication is from a debt collector and .is an attempt to collect a debt. Any i~~formation obtained will be used for il~at purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on Apri122, 2008. 8. Plaintiff is the purchaser, assignee and/or successor in interest WELLS FARGO BANK,N.A. and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $15,900.00. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and dgtriment of the Plaintiff. , . . , . , 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, JACQUELINE S TRIANO, in the amount of $15,900.00, plus costs of this action and any other relief as the Court deems just and reasonable. xooert 1v. Yolas Jr., 1/squire # 201259 ,__,___ Carrie A. Brown, Esquire # 94055 09-98309 This con~mnnication is fi•om a debt col.lec;tor anti i.s an attempt to co.ll.ect a debt. Any information obtained will be used for ihat purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, i anya Hollenbeck hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date : (~ By' ~~,~ T Custodi f Records . - . . . , 09-98309 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. ~` r e~ • ~ .• / ~ . . ~ ~ EXHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, Virginia 23502 Telephone: 1-866-428-8102 Fax: 1-757-518-0860 Statement of Account Account: ************3645 JACQUELINE S TRIANO Account Holder: JACQUELINE S TRIANO 312 LEWISBERRY RD NEW CUMBERLAND PA 17070 Consumer Account Product Code: VISA Issuer: WELLS FARGO BANK,N.A. Assignee: Portfolio Recovery Associates, LLC Account Number: ************3645 Date Account Opened: November 1, 1994 ~ ~ . ' Date of Last Payment: April 22, 2008 w Date of Charge Off May 31, 2008 Balance at Purchase: $15,900.00 Purchase Date: July 31, 2009 Balance at Purchase: $15,900.00 Less Payments: $.00 Balance Due: $15,900.00 09-98309 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned, Tanya Hollenbeek ,Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose, affirm and state as follows: I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make the statements, representations and averments herein, and do so based upon personal knowledge and a review of the business records of the Account Assignee and those account records transferred to Account Assignee from WELLS FARGO BANK,N.A. ("Account Seller"), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on July 31, 2009. Further a review of the records reveals that the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the account records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from JACQUELINE S TRIANO ("Debtor") to the Account Seller the sum of $15,900.00 with the respect to account number (************3645), as of July 31, 2009 with there being ngknbwn un~cr~ditecj.payments, counterclaims or offsets against the said debt as oitithe date of the sale. 5. According to the account records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, there is currently due and owing the sum of $15,900.00 . Portfolio Recovery Associates, LLC BY~ ,Custodian of Records ;~~\~E,,N• B;. R~C,S,''~,' •'NCTARY~ ~j PUBLIC • Subscribed and sworn to before me on ~I of ~'~~2010 = ~ •RFC ~ ~~4"~'3~6.• MY CC"~1MSSION ~' =XPI?.S ~ ~ Not ryPublic ~";"~~,~'•••......•''~~Q;;• 09-98309 '~~~°''~~A ~~~ ~~~~~`` "t`his con~nannication is from a debt collector and is an attempt to collect a debt. Any information obtained will. be used for that purpose. Exhibit 1 BILL OF SALE Wells Fargo Bank, N.A. ("Seller"}, for valuable consideration, the receipt an sufficiency of which is hereby acknowledged, hereby sells, assigns and transfers to Portfolio Recover Associates, LLC ("Buyer"), all personal property comprising the charged-off Accounts as defined in the Agreement for Purchase and Sale of Charged-Off Accounts meted October 28, 2008, by and between Seller and Buyer, and identified on Exhibit A attached hereto. Seller hereby covenants with Buyer and its successors and assigns that Seller has good and lawful authority to sell and convey the above-described property and that said property is free and clear of all liens and encumbrances whatsoever. B elrgo ~~ ~j~ Date: 7/31 /09 State of Iowa ) ) S5. County of Polk ) On this ~_ day of ~ , 20~, before me the undersigned, a Notary Public in and for th State of Iowa, personally appeared ~~ ~ Y. tr----_. ~~~s~.~:s ~ ~ ~ G+ to me personally known, w,ho, being by me duly sworn, did say the within and foregoing instrument was signed on behalf of said Seller by authority of its Board of Directors; and that the said person as such of~'icer, acknowledged the execution of said instrument to be the voluntary act~and deed of said Seller. ~ r ~u~i~i~i ~~~~`,,P~V ET ~''i,~~~~ Notary Public in and for the State of Iowa W ~, '~ sm ~ _ ,. .~ .. ~~ i•~ ~ Lbw, 18 c s 2 c E. -.. S G A ^ ~ . ^ W w C w 3 To "~ ~ ~ XX ^ ~ ~' N R ~ S ~ G.'C z 3'~E`s'o~d3- °~ ^~_~C~ ~E. nv 3 ii` ~.~ _.S ~= ~ $^'~';a~' 'Rf ~g5 N$w'° of ~.~~ H^~~ o a ~ ~'o ;nw }~~=o "~~R A ^ ~' ~ ° o=~ § x 3 w' ~ ~ T a, _~ ~q' -°_fw 0.R ^^c v n o '0 3 'g 3 ~ ~ 9- N w O ~ G ^~ ~=2~ E C ~ y ~ c °~e g C n.~c 8 nn ^ rS'~J ~ H ~ O' S 3°.-_ B T^ ~ ^ 3'0.x,. ^ ~3 ~ $ ~ o F o ~ Q.~ ~$ ~i w ~ w'c.~ d og °34g~NV~~a~~`;~~No ~ ~ o a~ T^ o. q°i < <~ S ~ ~. r~ 3'E ~ c ~ =E.s ~~ w ~ ^ n ~ u ^ s8~ .. ~w ^.c o S.n a=~~o~-~c aOno'g w~~+~~ 7. dv; n,4 w w n a C .0., v C O n oT~a~=c~~~=aaT`x~ a' T. u ~ '° .. w o n E v, ~ c 3 3 F..~ o `~ r u$ w ~. g e _. ~ ~a°~. sw~~ ~ • • • ~ w ~qRT ~pA ~~ ~ -t ~ ~ ~ ~auc no ~ ~~ q °1 ~ ~ S ^ ~Y ~ E ~ ~ ~ '~ 7.C ~~C~~ ~.3,a•3 Ag pp N p ~"7 O ~ ~ T~ Q s ~i ~ ~ . ~. ~x~ ~~~; aT ~ 2" ~~ ~ 3 ~ ~' n ' ° .3 R ~ N ^a ,~~, N~o.~~Q ca ~N~ ' a~ng 7 ., o c 9 '- °o{~,~ 3 ^ ~ C ~ ~ ~• , ~ .~ w 01 ° ~ gqq'~ R 'o f°~+ ° }Z.. o c SYi c ~ ~ w g v?3 ~ ?o w H ~~ ~ S 9 ~ Y ; 3'EH '~'^. Ow ' < a u ^ ~ ~ ~ C A ~qo ok J ' n ~ ~~ ~3 R'X ~ X~. n N. c. N ~ 3~ w~ y3 ~~ ° w a E a ~~ ~~ ~ ~a g. 0 ~_,<~ 46 ~ ^~` a a ~~• ~~.~~ °~~ 0 ~'R ~. e ~' ~ ~'o~~ Q, ~. ~ ~~Q~ ~_ ~ ~ v .n ~~a~ c o 3. ~? 3~~!S. o' ~~~e ~' „_. ~~~ ~ 3v~3.~ 3~ ^'y+ 7. i5 Q~~N c~ .,, ...~; ... .o ..~ .. ..~ .. ... .ego ~,„. ~7O„Q ~ o~ ~ n~>P.a' c c ~ ~y ~,^,' SR'd ~~ R-sd ~- 3'~ ~I-~R c~ a R w ~ '`~., ~. ~;tp-~ $~~Q~O>p ?~~^`~~„~ 0'2 ~Q„~_^sn~' gsc~~o<R-R'Y` w^ ~o o. v. `y a2'~= o`~^~~~~'~+ ~~Yl 3~^.°GOC A_~n.~~~Rg°3'~' vg a g' ~.o ~'~ § G ~~ _vn ~ aTc .^, ~3 ~ ~+y^+ ~ STi3di~ 7~ ^_~A_~ °f a ~ . ~e b ~.a ~ asp' a~'Za:: Z ~o~ °..°i~E'oX ^ap'~°~.~~eu`.!~ o f?~ii ~' Q x ~ ^ ~ `~ G c' z ;Rp]] o' w '~ o ~ v °^_' A yyqqC -~i $ ~' S "~, c -. ~ "d Fi ~a •, d ~ E E =3 n ~ ~ s•^ ~. w dY w ~s x 3 Y,' w C• •~c ~' gT 3 0 0, ~ ~ ~x 'O a ~+~ e ~ ~ Q~ ~ ~, a ~ ~ ~ E. F ~ 3 $- C w ~ d^ ~ v c ~ ~ 3 ~ ~ Y ~ ~ ~ ^~3 ~ ^b _~~.w p" 3 C~ aw w v~ w B d a~~e a ,e E o ~ ~ ~ n~ g ~' R'F'` ~ 8 ~~_y a"F^e~2 3. ~~v- H~ . ~ S ~. ~ 3 F.9 ° ~- c ~ C n ~ ~.d`c' ~~ Ts ~''c ~~ ~ ~F` `^ ~.}$ o.^ xrEri ~ T ' ° R`~ ~ o a ~ v ~ `~ t °' aA ~0 3.3 0 ~4.~ c. ~ c ',~ -e u 3-c'R~n o 3'8 s7~ o da ~ w .c ~'~ o n,~ c w o a^ ., ~ is ° ,?~ ~ y5 ~'°` TA ~ ~~~ `~ a3 r'~i ~ ~ n R ~'^~`i' o ~ c x,~^ 3 ~'~ g g 3~~ g ~ g p ~4 x s. ~ w ~ ~ ~ ~_.~ a.a ~« g<° w Q.~ w-~ ~ ~ [Lp Xsw ~3 ~'i. R g°' ~ g ~ g~ 5' 3~ a ~ u 3 ~ ~~ s~`Q u c S'~ c° c. ~ E u ~ ° 3'~ °e ~-a~e ~.?'~.~ 3.R o~. ^ ^„_.- n-~w~a~7S s'R !~~' ~ ~°y'~. ~ e°^.ng ~T~qq ~~one~i T8? ~ ~' g ~ ~ ~ ~ ~~ n ~ ~ r~ ~ Q'~ ~ L; .sS~ 2 a.'.^..n ~3 u ~~ u g~ A~ c T ~jn~ xa1, ^ 3 ~3d=.~ ~3^3E.8- G'u r.:,°e 3a~ ~ '6°'.w.,euE°,~e E, R- -•~A ~~nwg3~ "q_C :c~ H83,~^'R ^R7 B. "n~° 3F~~~ 3°"oe,~ vY'S ~'~g0 ,E ~ ~ d~-~Tr 3 a~.'~e 5~c u;u ..~ 2 _~'o~ 'n _T^~~. ~'~.~^, r~ ~ y> > > o-~^nu X~ ° y Ali 'a^ ° a _ _ ~ >E' ^p > >'~i,rT ~ M d ~.< ~'S 2"~ w M 2'~ ~~ _ ^`C ~ ° .._ CC ^ w SC Tp ^ ~ ^ Y ~ A ~ ~ ~ ~ E 'a ~ ~p ~ ~ a ~ ^ : o ~.., a g C. „i N N 3 ii ~ ~, ~ ^. n 'o ^ ~ T~ ~ w .~ 3,R ~ ; ~^ ~ ° d~ n ^yq'o 3~~'m ~ aR ~a ~~' ~'0 3`~=w °'~~ ~''~'^ ~ .. _~" ~' B. ~ a '~" ? '`~ ~ ~-:> > SC ~~' ~ w `.` _a ~ E_ ~ a ~, c' H ~ R z ~. ~ '~ s A =' ~ 0.2 .Q ~ n > >OO ~a, ~ ~ ^ S-'< ~u ~ ir~ 3 Q.G O4°. v^O•R tnA>^ w ~~u g E'C>n"u3'u ~ E. n.~ $ ,~ ~ ~ ~~n 8' ~s~R ~~a o.~o c u g g~g''n ~~o ~ p ~ ~^a.~~'R ~~~~ o ~f e;~' ~ ~~a~ s~ ~ ~.o ~, u ~ y~, _ ~^ to M'> c R'~-oaf5'-.A~. w`q o '<fA 5' ~ ~`~k 5 e k gd Ria ~~ "3 Siic'nu$ ~f ~ wo ~`c-wo of ei >•`aIIu S~.u^- w 3.X ~ $ w,< g^ TS a ~ ~ k~~~^~ dT~~ ~R v 3~ ~y,•n M rn A 5 ;?H n. is ng ~ g 0 2 3 c^'> n ~^+o ° ~ ^ ~ .pS ^ mn 5. r o N o ~~~ ".: a' 3 m s~^ ~°3 0 ~ E o_~~•+& ~'~ c G' o n ~ g' ~ •^ ^,$ ~ °.:r R ~ Y1 D. R u w E ~ a ~ ~ u o• ~ E ~ .,~ H G. c _ „ ^ °' $ R O .O. u > T2on'M~~..° H~ ~N.tt ~ A n'C'~ a R'C '" r''• 5-~ 'E T :'Z ~n a b^ O' ~ G ~ °°c9 gg.'~~'~a R~' °$~~g~ ?O ~s^.~~na- ~-~~j,3~7°~-00_~ ^>;r-YJ^k~`~m~,~ S~3u~ ~$ 0 3G'w ~s'$~ g R' ~ .~ h ~ ~e^ ~T> E ao.R aq 9 ~ > c. gTk 2p Y $ 0 3 odfo c 7 ~ $ O Rf y w ~< ~ ~ ~ n w `O O' g iTi ~y t"u'^ 5 R o-R~~$ a~ g ?~3 Rf -1 < n w u 5~'o n^... ~ n o ~e „~Y „wc °_;• 3'e A'•so ~^ ° a ate-.^+d w ~.~w ~ o oA~u o^R^~E ~a~^,X~ `~Z ~w ~~..gEc c p5t n e n S ~ .e =1 n 0 ~ ~ O `t gYg M O ~ ~ g ~~' rl ~ O err O N C ~' p ? e5" ~ •~ 5"i-c.n~jo" g ~ ~ n ~ c ~ 3.3.~ ° ~ ~^r,~~, f.~ R~ ~A f ~o SB< ^wo~.~ d'8.gq R o 3 $~ R'~' n ~°~°$'~u ~,~ ~ 7a5 ~g ~~' ~'R T o g ~jTO _.,? '~- n 7G --~ 8,~5'- G R R-o o ,g'~ QQ ^ ~ o- >9~O -w ob ~ ~+~ ;, A ~ ~ ~ o- '~ " w N.w ~ r .'~ ° ~'~ u f ~ e w yS'r'k c R >n^ N noQ 5•~ o. ~w T Q n(m r' .,,~ H,0.' H... n ~ g $ g~ ~ ~T q'1 ^ w .'1 n ij n ~ 'V `~' a3 ? o o ° o_o ~ 2 c ^ q N 3 ~^u4 ~'~w$ m~ '~ R S~~ e~ ° ~; G ~; 5 ~~ r~~ v~ 5.w ~.a S'~? ~= u^ y p k ~R~ E q$q ° o.$ $~ ~ ^ e K ~ ~'« ~ !" ~~ g 5'v O!" a 3 u v n5"si•4 a`6.oL °1 ~^ °'o o'C 44 i~ gg e ~e < u 7 '< n T'" E' G p^ kQu ^°~'^$R irnu w~. o'S7 y:Gaa -'a~`i ~$ko~-'~ v„i ~n3~'~o5. .&g °~u~C E. $ ~ °- ~ R.~ ~5• .'e ~ ? ~~ q,° a~~u o ~ ~I ,y^~'~.a k po. o. as ^ 13 3.~ E'er ~ T^ d ~i ~nT ~-, ° ~ E . n R n ~_-rb. ~% anon d ~'[v*f n~1Q ow X N w R 0 2 2 0 ~0" E ~ ~ g~s3 '~ Ta c g ~~ 7r ^C ~d~ $ ~ d_.3•o ~ H E u .'v ~ jR ~ ~~3 n^ `" ~.~ a ~ ^ .°: 5• u ^ ~ ~.o a~N~ o n r >aU d a X' r~,'~„X, ~ ~. :: n o^ ^~A ~ 2 n.c~ •'O'~ „cN, ~ ~ o ~ ~ ~. ~~ o- TAO c' u :~ w ^ ~^ ~ K o' o 7 u O m ~ w ~ G. o' ^ w S~ O_ E w u ~~ S ti y trl ~ °A' > C~,~r A ~ ° ~ $' A ao < _`~ e n o. ~? w ~ `^^p O u ~ o u a. °° o $ o.~'i ^ a~4~. Tn g >u '~ o .~ '$ ~ a'~ >~'s^°°' F~^t- c ^ ^ S ~f g~, 3 ^ p.-~n ~ ^ ~ N" n ~ > ^ £ aw ~° ' ° o w vn S S'~' ° !± s... ,~ v.N o o n u ~5. ~ o ~ ~ K ~ma. an ~ < 18 7S'' ~°- `cZa ~ 5•~ Toe ~ ^ nee m S^.ri ~ .. $ w E $. $ ~o.~w ~ ~II - o o Ao °' aa,.°,'. rr~u ~'S wg 4° n~'- A u °=R-i5•n.o°~'~"~ ~~~ 5'3' $ f ~R' n.^.^ a `~ ~ 3s s~o_r v sue- -~" ~ _ M°`• QQw a. w r ..w ~ 3 =~" -• ° ~ 5'~ 5's~°n ° A 5-.i 3•d~`~ ~ N Ta ii~ ~o'.~ ~o 0 5e, ~ ,< n~ oT~ ^~C. n s^ 7Zn~=.v bn w.<~•~-E n?'s•s~A w 3s~<a~.,a"?a ~;n~ "'~~ gw4~ .: wg^=~a° '~ ~n0 s~3~'~C,~- 00 9' o'•3'C~° u (~0 7.$ f^, n ~~ R rs SO- .E•e^.~ ^ ,< e.~~< ~.e p d~ ~ 3 •°: ^ C5''V^ 3 do T O ~- Y d o.c b w ~iv m .^ _w fr ^ k S ° O n n <~°f^uN~'d~a'^~°TY- o.~;~,od~.S' ~' ~'3 ^5`d•~$~°4~~"`-2c^wGV~oanb+< ~~•~inc.?mo$^~S'r 3Q'3~~^'"O'~.-.>•~~a ^n•c.c.c.E~ ~~'~v°.~~o°~s~QO^ 'aC~~'-`.4$3,~~~ ~~.°.~on~~n`~n 6 •'~~~ M ~ ^ E f 5 O u ^ A~ ^ w bn^ o^ ^ o k ~ c~ 08.3 ^ ° g ^ -° ~. ~ ~^ w ~^ ~~3;R~G. wo ~,E, v4 E o_^ ~^,° $s5',Q 9.o^w tnn 9v R'R $~~. no. Y 3~'cCU '^F°ao~ °f_^}^dT'~'-',~'~7 r:g 'fC ~~.w cu,v'1 ~+CIO~ w~n 0 ~ ~ R' ~ e cT4~• .e E O^t u n O~3 R.E., M, SS$ $ °~ dd~u ~ 5 srn 3r CX>>~e B.y v~ ~4Y 6' n~: 5' on~aw ?^ ~°ov?c o a _.&c 'd (n a.. no_ ~°z ooS^u G ~ n.~nb ~c.~ca_O R'~qs ate' ~w -.. 5~g u 4~w ~ E 5' ~ R f~ G" c. ` $ o e 3 ~ a9. C~ `c .~`c 5+ F, n aoe o O `~ ° oo n ~ 3 o in ~J A R C ' w m ,= a -^. 7 O .'< < Y ~ O ~. _. n S O O~ 3 3 ~ O~^ Y w° R C G^ b E ~ W $ O ^ C nnp ...~~mA ^,^~. ao En,c. Y_-u,^. .75 0.~ 3 gi't4n c~''^ n c°~ $„ ~nn< 9 c a~_ :.~~~++ Ea^'o o_a $ d^o ~ ~ ~~ T <~ _ o o ~ ~ ~ ~ ~E o o T~~ ` z< ° °„ ^ K •+'~ ^ ° ~ x < ~tn^ O ~.< m ~' 3~J. v.~ ^ C Z ^ c ~? w ^ Q ° ~ ~~,o .H..° %s w _~ ~.T~ c~ n aK' ~^ - A ~o ~ n 0' .w. ' O_ ~ ,^,~ F N~ S ,^,. D ~ G _, y T S R O. A ' lei T^ ~ R" n r R n w C v~+ ." w n7-.< ~R ~ S~ y m ? ^°-Q Q~ ~~ k w 3 w c '~'~.~-O ~.~ s~ G'n,~° ^ c.n 5'0_~-~;=~ _g`an a e° "R °o, Gv ~ < > CN o a Sc;c~ C~ w 9. Q- ow o'!~n n :r s•7.' k o Mn u w c3i „ g v$ C g u o 'd~^ ^ 4 ~ ^c. ;3 ^~ °^°° u o °°n c° '~~Qv^ ~ ° ~p2 9 ,w~_ G. -^i m %S Z'i~i-„Y, 6 vXi f 9°+^ p,n ui^i<y. <6'> °.~$~c~'°~c^r~ o_ o gg wn~w Opp :t .°, Q m o. A^ p ~ m^ ~5~~.u o a~~ n ~ -^~ c C u ~ O $- o ° ^ a~ P. ~'A n ~ e ~< ° n E u .~-F ~• ~ !l0 5.6 g +.E Y " g. o F~'n~~ _~'".u ins a. o~d~~'° > Pn4 ~° ^ R~~'o ?> > G~. S~„^^, '< in ~'Ogn u O '<'~ ~~' >> •< ?`C O.T ~'f ~O.O 3- ~.n ~~~ ^.S. O,nn ~•nn E'YV MgdSb M c ydOnn ~ T R" C ~'^ s ao ~ a „ n~< O „c~ ^A..., Q v 5'u n..c, 9v'~-'< 9 R^ C.Y ~ A~ ~ 7C ~f~bY ^n . C. ~ g ~ ^ n Ni ~v CO c O~O' Lam. ~ < ~^ s n n 'c g ^ ^ ° $ $ tXnw .. y ~^ m~ C.{n m in Y'^ y < v `3.? H^ ^ 30•° O ~" ~ K R T~ ^ ~ w o Gu d^.$ au p b o..-d.. n Ll %v cp Ap. g' s'~° ° ~n'c_w~ E't~~ $pp $ $H^a w3 $^ <'c i.m3ofi ~' ~7 ° .~ T~~o n>S ~~w E ~.O _: n0 R ~ ^n n R5~ IZm C u nb A~3C R 1~we7C .- n •b3 `g.o ooR~A ~,7c, 5p ~Rc oo~o wow ,< o Si- v~ Is1 d3~ k a 3 ° ~.3w~ ~^. k ~w ~» ~ 3 ~ Q~p~.c° ^ ^ O1 ^ ° ~'J ~=~ ^ ° '_g ~.3b c N 5 ~ y OA~p~$ ° A.^ ~ IIa'o s3 ~ w ~ ~, -.^ 9 ~. ga +fw s o c3 aO R ..: M1~c g^ n N S = «..~ZN ii'o .,' Y. b: Q $oE3~m Ka. -e "' ~.~g}'. T^n uE ~ •s cr.. a~'if~t' 8 ~~a°e~kc fin" s? ~ g~o'og$, es ~,~wkTO ~ ~ ~~eX ow G•R 3i-~o~^~ ~~~~g~~7 ~~~ ~ ~ w E ~-~_° S' ~.~ d,'C w n a ~'c ~ a.5.< ~ ~ y ' SP' N tFp ~ 3 Sm c ~ o-~^ °~ C~'a.. aA 9$ E f n o o g n ~ ^ ~R ~ e ii~~oa ~~?~ ~. $ ~w ylj8^n w ASO~ S;'gOp~ °'~°•o R,~y=~~''u~b-^. k~^°~v'S~ ~~a ^^.n^G2'~~ fCR~ o$, ~^~~ wv~iau~ u $' $ -6T~ 3 f ~ Ti f ~ > > `< 9$ `° ~•k ~ 3 ~> n ~', o ~'< k m ^ X' ~~. s'f 3.'` ,<' n ~~~ ~ ~ 3 ^' ~ ou° $ °c m c.S '~ _.~ S ~ 4y ~'3.v ii'~ ~ °c ~~~' < &„ f ^ ~'~ 5 n ~~~ ^ ~o.~~'p ^ o ~:<,g '~~ ~~ ~ iS'n ~, $;c ~' $ o ~ 28 g c u ° E ~ ~k ~_~ ~^rAw ~n 3g 3no~o~o-a awl E.o2fo'a^~<, ~, s.apa ^~ u~g. ~ o s n oS; f,E w' ~nye° 0 c ~ R ^~~y ,~ n o YuR~. =.005• cR '`< 3 `<~ N. #„ w&n"~ ~~' ~,°^ nn° 7f~... ~~'~3^i~i 3~ ~ G w5: w._... o_. < an~<..~ `< cw^$~o ~~~dLt .<nn:< gg <?,an.'°9.3 A ~~'8 vo.,w<n~ 3~n. co n`< ~Tgnn.. < ,~ R5'e~ $b~ww 9~n ~,.a p•~..d'` °^S- d`o3 e;dg~ moo ~~. °w~ ~'~ ~&~gR~ ~' a u-.3 a~g q Q"N ~.^F=.^ ~., E^... ESo~E 5~og= n~~Q:~Ra~~ ~~=.R°. .1~~$,~5~'~~.~' E'w''i 'S$'c~''...~g~ a4 ~g~'i~~3i s~` $ c" ~ ~~ $ s.7S E .F, ~4' ~ ° R" •< u ^ '~ ~°E.a ~ ~ w~ n R ~ ~ ~$,^~ ^^ 7~^ ^ ~ ~ o a ~~~,~p' a p ~v-. 3 ~ 7-f ~ 3 sa•v d. QS~6 C koo ~ ~ '~~ g s ~N a. g'b $ ~G~ n ~ ? F u ~. G• ~ 3~Ro .7 ~4i° in d~°66 o. ~$,^F~v ~,^°de .7R~ a.°a'bR yi ''".1 ~ ~~xG+~~S ~f~ .e egg~. <Y:e.~~-fz gR'^ o°~EC~n.R`. 05' uo..., En3K q4~ ~ L~'d.g' ng §n r~'ri E. Rov nn oo~..o otc.n.. cod $..$ wc^ ro <u v .<_ .. Sr >° ~ 'q< ~^.'~ a-°~g.o 3 ~ `n^.<L°''~!f~d"' z °7 w ^ Y ~ •° p o`<n.~ ~$'R w E x ~ = ri ~ ~"~ M o u k 5'~ ~ g ~ i" ag ~ n g ~~•~G'a o~g .. 3 ~'S =x'g, 3.~ 02g~'' c <n° ~8p. ~~ o'b'. n nac ;n~ w 5,~~. S^~ _."F° Hao ~Op ~'~''~ IIN;<we~Rc e $ ~_ N>>^. >ie a~K ~~.E~~$ oFy o.~ 2c^3w~~R2 $gZ-3 0~a. 'o^y.o 3'§~ cc~a w-Rg~$$~o$i~ '$^,R^', ~,°~~io.S.1' ^ ^ e II ~ ~ ° q m0 ~ ~ °' ~ ~ n~ F ~ $ o, o N ~ ~~.~u =•S, ~ =iii ~ g O n,o ^ ° C w A^Tp ,`<~' ^~ ~,°< ° ~+ k 2 0. ~`5^O ~ ~ c`3'w 3-~ w f o Q'r $ ~ °• ^ o ,S, ^ Q,a n ^ ^ ^ ^ SO ~:. '.^' n Si' ~ u R n 5' Sv~w 3'r nQ•4 v ^c ~ 6 „^c °.-" ~ Stu =,~' 0 2 ~$ a wop3v u A l.v ~• n ~ ~`aRSG o ~iw < <2 u3~~c ?, ~~~ u ¢5~~30~ c.RRw- w•~d?3~„fg ~~~ ~cc°-~~Y.EiNr ~_m $3~c°'~ ~' ,y^, 2 R k L ~~m °' ~. ^L' 9 .~ ~ ? ~o a ^o w ~^ o O .i rJ s.^. 3 ~< °^ ."^ `° ~o°n ~!+ o ~ shoo o_ S a°o 53R- a ~'~. ° E9~$ e.< .c _3.E ^ s-o C~~ E ~:3 '~m~O~ ^ `~-^._5 oT R 3~n° o ^~ 3cH '3~g~~d 3= n-. ~EmRa~ ~~g ~ 3 F ~ .~'.'TE ~a £ Q.~ ~ `~ x ',<c o ~8 3 u ~ .~y a$ vi ~ n. cZ.w :. ~ ~~. 3~y^ 5 :~. ~ :_n ~ ° a O it ^ ~ Y ~ N ~T' 7 ~-.~ c'S n u o ' R m •$ .1T ^ ~ CF. ~S ~a o ~ ~' -ems o 7 Y ~ ~-~ ~ y O ~ d ° r n E OC~ G ^ d Vf ~ n ~ v -. 8 ~ ~. N ~ rt O ^ p .< ~.., 7 ~ ~ -. O S ~a°p.. c-~-k~' ~$,n^II>`gg.~ E$$a ~`~>>'d$'m!w~o ~n e~u^~~cgw~ fC g~Sem3 g °^ c u $ '<<^'S°. o °^ F ~ o ~~+,g .°. f °}~ 3i° 2rn ^ 3 ~ ag3 Ly^ a'wR R. =cg ~wY a ^n ^n n'8?'~w'a dgn^S r'~~&~nai2St ~~4- R~y~CQ3~3. was ~5g~1"'_~'~+^!1 .1^~~pw o,~sT~ c~ ~~g$n Rn',^~Gm$7 a~.o Z^ ~~$~,«°°,w3~ ,e`N.n ~~~~ga3~g.,~ y"~?~ 'R~'<$•R- ~ p ~ ~.a n R $,j: ~ ~ o ~ s~ ~ O'3 ~, o3i ~-.O s'< ^y `_^. Si °~^' ~ >~ srl ~ ~ °o''i ~ <^ ,+~4 ^ac°~ ?~c$d ?."~~~~o~ ~,~.w`c dw~<a^^~ 30~ ~n^°.Y^`Tn.°~' ~.." `G'3ae~~~ .. ~ c'o -fin n:~' 3,3 °'gnw.sTC c ~. =.~~~ ~o~'OS ~ P~ ~~~^^g '~a~nTP~-°=~,o=, d°°f.~~~s,°YO,c~~p~N ^" u~'o.~,e°i~~u0.~.~LSB-$°o S'$ y ^ ~J3 T n ~ A K P90 n ii n 14 Ln ~, O p ^ .' C = n F'»,<.c ~~CK 7C.y n.s C e ~ y..; _ ~ ~ ^ Lk w ~'_ °«n~` `^Sf R p ~i ~ R-5 ^yn ^3 3 ~ T.y. ^ n p o° a _'-^ " 9 n O ~ A S as _ ~ N~S° ~~ SC TO TR ^ 'TT3 ?'~ w ~ ._. d ' ~ X ^ ~ n Y ~~ ^ a~$ w lr,' Y ,~ ° ~$ O ~ Y~F. r O_ .eYn ~-.~~$o~•. ~~ n°~a. «~a=o ^° o_~°2w ~°c -^E~o 3o5~s Q^ o = .. e K ~ -•aT^ , E sin.. s<.c.< a. .. FTa° ~~^ n 3'n ° ° n o R °' do' S'Y F'~, g.,< ors iS ~ o .. Q FQ.ao _~'v ~ ~ o :; s~ Y° ~ o ~=,$~a'a.~'n^ 3 -eg.~~o3n 9^°°.~ueg~2~w~~a~«`~o=''K3'd.-^.Er"i°Y.^°,~ s~a~'c~~~3^nLO.pe~p^C'~;yKp$' 3-~ O 7C ~ y 'J+~ u~OO»~~yM ~~[ n ~ ~p4~•O T~,,,.CC gR3^?o~ e h y's'`~. oT n 0 a 3K `4° 5~ ~y e ° ~~ g c Y ao ~ o ~ ~ ~ r~ ia- w ° c R• c3~~oo-O° %+cax'~~R~oSo`-'^d ~°Y~w,$••R=003•.~> o ~~~~_ Yanb«-~~oK~~~ S'k n Y an 7Yg' m 3~ ~w ^.T'~a ~~ ~~ ~°.c 3a C•o ~ > ; n ~ ~ 3 _ ~ ~ y.^ 3 3 c~ p.n S 7~'',y R'g a^K ~ ~ Y° ° _•< o Y ~ ~ ^ .. ~ a•_,YT:: 3 x °~ PO a3K 5 ^n ~ "++ e' ^n nsg = ~ ~" `~ ~.-. R ^ = g K o ~ o R ~ ~^u ,e g C4~ ~ ~ ~ ~? ° ~ ~'a~ ae ~ Yg^ 2 k g o _~ 4.^ ~~ Y ~ ~ ~~.~ti ~ ~ .. '4. „~ ° c L,e~ 3~ £ nc e = n sa-. sc L $ ~ _ °~ ^ $A H ~ `e n ~ w Y n ,^~3 3. ~ e 3 g7•..^ ~ g' ~.,8 n~ S.= '$ wF"'^~ ..s w EYa^ s Y= c ~.N ~q ^ ° Ya,~E $•Q R-'~ o.Y~ae ~.~.,~3 a .ew 3 ~ sg~ o , ~ ^ n c ~F~~.an c.Y a Q ^ u E = B o. w `e "R K ~ vex o: P ~ ~ e o p eT q = ~ ~ 4 Q ~ .n $•K ^~~~ or ~ ...~r75~ n °7C = n w .30^.6 O. °aa ~Q.~5g,3- E ^ c 8.g w ~ ~ n n ~~ ~ (~~~ ~,~ ~~ °'~^y~-k 3 a:~.. 5 ~o ~ ~ N ~ `~ ~~ ~'~ ag ~ ~R n..o ~~ ~dtia ~O bra k' aLr'~X 2 =~k:i3n3_~+ ~' c •S-= Ya go '.Qj S ~~ ii w & p a 3 c k' O N w = ~ C ?e~ H~ ~ ^ SYw TN.=. ~ a : O C Y 2 u 3 'p C G ss~ T~,S= Y R 7 ^ C ^ ~ ~S T. qq Qg g ^ L~ Y g n.g~3~-' '"°•o5^^"E~n 3-t. E~^ °x ,n~•8 '=° o'<o°fn3«'^ cE~ F .T >$3••<`<O Y, 7. C7+,o'n~u3Na 'a =^_^ -30.5 59~.Y,~,3 ° o~ Y~ T gg3~ ~ gnp~e > 0T X ~^~ w = os°'n ~ v' e.n~o 'S^~cn• ° .np0p g 3 v ~ '° ~ ~ o ° 'q" ~= R ~~ so y!; a T YQ c o ~0. n =~°-.a1°^ ~L c'^r2 v.^ .°c .'i o.^ ^~ ~~ r~ ~p ~~„~ii tn-e TT ain'^ T» ~ ~d a § ~~3 s~~e `.n n Q ° s='. ^ ~ 7 E ~,. ~'~-~~i3~ `oQ~G~go,«a~ N~ gK...oA,orR..2.^.T~'w vX =-an~°y^cwcTg_,o ^ = Qo ~.~., .^. E ~^, 3 a... ~ o dw R M ~^ c ~n a °° ^ g sT A Y° n ^`Y ° », n 5 ~4~° n Y >n~ ~ '^ r o A m~ ~ 3 ~ ~ 3 n a ~ & n „ ~ cads ~ Lid ~R ~.~ ~b ^ Y c$ .~a$°,9~~c°= ~KOr$~g~-nQ~n'~o~c~=~r6;~ «L.~7+s °v`n Sc~YC.~~~kn., ~44n•~rag n 3 ~6gQv+ g~2°$^"vo~wKr~3^ ~3R'a^~^^'3 g'~ 3=~w~c~ o-~wp ^ ~ ,^, ~ ~C ~'~ ^ ~ ~~- n 1^t ~ g ~R+,•,T3e-~~ ~<~g~ g «_~^~ ~ a ^~ }^.~ n 3 ~ ~ ,fin v~o~ Y g•3 T~ ^ ~ tip `~A" R ~. E `~ ^ E g .. u.~ ~^ ~~ 6 3 k ~ S u 3~3.n ~ ^L.c^ :: 0 3 2~ ~Z 3 r a~ tlE ~~ 3 n = c Y ~v ~v ~ ~ K ~ :; c:.yS&% n-=o .. E '~ s-..Y n e e° ~ ^ -y a eTM ~ n ~ ^' ~~ ~`- YE~ `~~-nQ=a~r~ne.T~` K- os°~~~=oo-aa~ ~_Q3 ~ o `"~' k ~ < ~ ~°.~ Y.'g^'.~ u ~ ~ - q^qu~R ~ ~op' .<, T'~ nsY aa'O°'° o q° "'p y ~°. ~ ;g.~ ~ ~ '.n 3 g.^+.~ R n R 3 ~ 1i n Y ~'K p i~+'^ ~ ~1$y~.Y C•>~.~$ $t'9 3 °~ w u H r°i~'~ ~~ 3'Q F p E ~^ n k a ~ Y 5 0 3 ~~~ ~ 3•=, ~~ B ~ ~ 1in:: ~~~~ 3 ~~ ^ tN~. n fS «.~ ~, ~~~^ .Y v'~6'~b' ~, ~,° ~•n ' ~^^ a ,mss AY ~ ~k~g ~ ay^no°~v~ 3 a~$~ ~~ _~ C-'g w~ u~«~ ETa=o• $ 3'Q, .': 7o :n 3~0~'2 T d ^~ s3^x ?'~= ~ ° ,a~ = M `J PFi ^ LO'O Y $ ~ ..n j' Y Pl'~ yc O E ~ S= YK ^ ~° w ~~ zoog~. 9odwa~ ~~'~~ +i"~~~'~~d`~' 3~.ng~n ~$ ^E°~°=^~ fG'ngxo~2ck y, [~~f~ _ ~ ~ ~ ° 13 sew .°„0.?3 R, ~ ~ ~r+q~ ~ X 0 0 ~~~yy ~ -a -'o = ~^o Y N Y ^ >0. A ~~ w n ~+ Z^,p ^~ 0yn ~ ^ T~ 5 ~ ~ N' S~~ng~R ~< Sw ~R-~ ~ c A~3 ~ ~ `~E 3 n ~ ~+ ~^s~ ~ ~ '"~ ~^~ T°e ~~^ °cas ~003~ ~oTa~` n~.i+TnL~sS'^ „~ C~Ya ?nns^^nT~ --1 a..A ~~vo~ ~. >`~ Y-_. ^. c s ^ o A ~.'n Y n ...E °' M Y ^c fr ^ pn =--.E >- wow 1 3 ng » rt ~ sY .~~ sw a '~ `~ n Y •..s~ ri ~' Y o.c R Y ^ w_ m Y ° „ r•.^ Fj o ~ « fpY '0~'i~n b~.o v ., g ~ ~' ^ ~.e !'.~ yn ~ Y ak° ?e Y e •" ~ Q ?d°-v ^ d 'u'o'3~ rn~~.n ~ a...~ T G > ^ = Y .., ~ ° O n .°.~ M n ~9..^, ^ ~^n a ~ 1~' O n c Z?. a o• ~' 'J7 C $ p' fi S ^ 0 7ov -fin ~ c ~-n Q, ^ u 'T~5'n ~Cn -~ ° O ~ ~C ^3. ~j'g T ~^ ~G... y ~ M '$ ~~3 ~ Y .°..E YPn O^= n O ~ O LY ~~ ~ n00 R Y ~ a = ~ $,~ ^ ~ 3~3 ...o ~ ^ ~'N.< 7 ~ TF~- c = :~ ,so sE ~ ~TY >^J~n ~ypJ !!. K o .~ ~ G ,Y^ ~~ a O o Y Y '" Y T ^ Y v^ = O 3 p Y R"~ Q Y LL05' C O O ~a'~ kSC ~v,2w,~ y ~ ~^ ;.~~ ^ A =.~.. Y'~S~ np"O~ r1~ ^ ~ ~d~ ~'q :. n00 ~>O° P ~. 3 ^ J^ ~ iii <3c~ T' S:~ ~ "^' o n ~c ^°~ a^ ~T oN ~ s5 n ~ o.~ ~.~ nK '^n d d ~ ~c qa ~C3~c no°o ^ X' 3P g ' ~' ~.t ~' ': ~ n ~'= A 3 ~ Y -1'~ L'L `° ~ = E ~ v n -' R w ° n o r. ~;5 bMS~«~, 6~..n -° ~.. g'nYQQ.SRICTY a 3,~~ ~ Y~n.°., '+? >-.o-~° c ~a c ~"ss'.05'S'oo4i°e R' RE ~oa'~ 3~, ~ ^c.4 EST= ~^,5 a°a^ "n o_g ~Y 3. 1. ° 0_ Y ~ n ~ ^ ~ n r. H (n ~ n T G. G.d .~x~'~,S'^~ ^ 35si+a:,F.4- ~n~'g~~7iR~n-oa ~~scn9"00~a e~Y=s^o--~~~ ~$ S.'~,?_YQ ou 3 ~o '~~ y'Dm ^ ^ ~ s ao 3 S'~ 2 ~. 7. K 3 >f~~ ~~ n ~o ~ " a g c ~= A T H° An ~ ~Y ~ `~' ~ ~2.^ ~ n ~v^a ^ 3 p ~n r~R ~ ~~ R b 33 Q 00 ~ >Z k t i.< ~ u ~ ^ Y w 5 ~5.3 iTi ~' •Y ~ > ~o >~ ~_ E 0_Eo o. ° 5 b.i3 ~~ ~!l r1Y ~ ~» -g° Y^~ E, O.='I~j'F ~ Y~ Y ~ ~7 Y° ~. R ~v~ O ~.Y3p F = TE ~ ^ I~ ti ° ~^''A~ ~ Sy ~°a A C~arr.A G X ^^~ p.SQr.~[Yg ,~ S~ ~,~ ~ ~v' ° ° ~ E •p id ~~ g ^^ -S:' c y'N 2'.~d° R a ~~ ~~ O^ .° ^3, n : ~ ~i' O ^ o- S n Y f~ ~ ~ a ~. '} ~ ~i < c ^ n 0 Pd 'd' n R"~.. ~ 7.-»•< 7. 7§ '~SI"„~ 5^. 5.0.A a r=i~x xp~'Q ,r3 ~~~-~ '~Enr.g ~ 33 qr'e^ ~fK.=',° ~5'MiTiY ~gg~(? 6~$Y+. .a nn3.~ R_~ $~ ^~ '" ~Eg'Q .. ~o~ e~ M ~~ aw~,OtiGE [ol :i o-a•~ '~ gia F~~i~n^ ~ ~ 3 a u ~ ^ ~syow o R'~'4. ~ a- ~S ~3 n ^ ~~ ~°- < ~0?__ a ~~ ~ ~ Oa gu a ~~ o •,.-~~'^w'O ^ ~ ~ F ~^ N C'4'°""g.~ E E ^ ~a O .e aL~°. G'Rf fsT^ = O T~ ~ O E P O- ^_ ^ 'ten n ~~ ~ Yn ~n -°.. n• .~~' ~~ AA ~~C++,, B°$Y S ~,O t~, n R'O$~S'g k G1~ Y m3 ~T n 3= '" G'nd~6 ~~RTY ~^~~ Q~S~ ^ %ic ~'cbnc "o ~' 6L c ~#~g~ ,°a.,Z,°`,Sg^=.~3fYg~. ~SoL.^ ~r,~•g-° 41S ~^'.^ 4 S-~~. u ° 71 ~ <0>.~ 2~$ g ^ 3 w~ S'»A ~ 3,v < ~y° p s~ 5 ` ^ e ye,LTw 3 ~~~ Rid ~~~g~~a.°~~~+ ~NQ $~iR~r gY~~c $^'~~^swc «~R' !'• ~j ^ Y Q - A ~. ~ T T T Y„i~ tl0 6F r > 9 G » ooR3 P°wa•~~>~'"^oO'`SP R~^~~R~M R.=cabN~~^~^ 3•R ~-~ ~- ~~ Q°~ $,~'~, ~^TJiPS°3~o' S~ ~_~+ Gc~'~ ~ vc~ ~~w ~ E 3~ p p g ^ ~, e..~ ro. n ^.~~'s~.g3 Pg: ~ n.R p ~Q' yy ~n n o,~ T ^ Y :'" T 00 «' p ~j =P 3•~ ~~ S .T..^ ^ N y-~' PSG S- ~- ~'~s ~ ~>V, O A N 70 9 w '~.~g- ~~3=~ _ ~ E EE'~~~ TO ^ T~ 3~ ~6~ _~~ A Y 3 3 ~ p1 3 g.'° _. 3 ~~~.3~. n R~'~-'< 93 ~.~~ ~Ks~a TA n u v~p,^ c;d ~~ a c; d 3 c ~ t. ^ $ o t ~^ ~~9-~~'R' =~kR~ 7th 3~ ~~YR~~ o.p T~'~Y^~n a.~=9Ey^. .~.~a x ~~" k C~$ x 5 ~ d o n RR Y~ s '~~aPT' o z~ n^~ oc~~ ~r=ag,.~~w~~-c n ~ ~ 0 g~~ ~~k O Fd ^~ S.O. n R e~~ 7TOO O u ~K ~ ~`KO ^ C n G dv.N •+.n to -.. 5. r9+ ,~„p ~ ° ~° -^ rs~ o.£ o ~ Cv^ 7C wsQ a °E c n ° ° ~ < u^ £~~ e u o-~° ^ •d a o- ~~ ~W$y'~ g^°.,c%'Qo3~s'$~ ~~^^~'{{^ ~<- x ,w°XX~~~3o ~~p~ry3o.koa ~ ~3~~'~~cw a~ O. ~ Y K O. y R K ~~ 3 '< d i ~f C Q~ .J n O _. R 7' # ~.d0 w T1 ^ N# a Fn ~ n O n ~a Su {n '.^ x eCa_ n ao^ O3~-« wee ~ ~ ~'S'~Q ExS n ~ rr ~' t•~ £..K u rn S -a ~• g a N.. ~ ~'v APO gg Q" ~~~~ °~~~a ~'"g§~a~$i Xu ~0~~ ~,FOag'~.~~ 'o ~ga~,u<d~$G a.~~3~'~~.^-.,,aM~^ .3. emu.' aZnaKp ~<a'-.~ v, '- g o^ y o,^ ^ a-a 2~ ?• a ~1= r `~ o^ n"^K g i° # .3 c o a c a o'B w k~ n o e.,-1, 5w o £~ ^ 5'~' R ^ A~ on u ~ c - ~ .,, ~.Y~ $ ~~adu. c ~~ c c~ £ ~. oaK ~~' b'3 c ~ 1Cn R' ° ~3FS^ rn a j.• t/~ C ~ w e ~ 3 v "' ~ `~a > ° ^ En K ^ ~ n „ 3n. :~• O OV ? '~ S aa- ~ 3 ^ T .(T1 y~~ Q5 $` ~ ei ~ ° 3 '3- ~S~ ~a^ .i ~r T7 T^~°n~3K •C 'f1 °'~~ ^•=, ~~~g"~ Cy'yM~f,~~~C 11 '"^'^CGw~>^ °-(C ?°^?^ £P-•gn a..o.9- u cR ~a^n5.-c.u c n,a,oa!^~:,a~. ~a 3 8'° 3 ~, $ 3'^ Su a .. ~ ~ X00 EK ^ X a -C a, ea ^ o E ° $ e `~ ^ » 3~ u d B 5 ~'~o a S7.T ~'g;. $Pg d.•>-2'g Kg'~"~ a g- i,^uEeT~R~u ~•^.E^R~e~Re .,w~-T~E~e~a n a # ~ ~. 3 ~'+ ~~ ~'i+ g ~+ R B~'t § ~ 3 ~ N 7TN =^. ..ll+~~ d~ » ~_o.~ 3 ~, n c o o ~ o dg`d.cT-' a d< w T ~ o Se ^:~~ a ~gc a ~ YC O ~5 n w ~ ' ~'. ~$ ^ gg _ s ~ ' s'' n $ ~ a:~d~; ~ n~ ~ o ~ ~ }g~ Pfld~ ~ ~ R ~o dd'^^'< R ~ ^ 3 ~ ~ $^ ~ ~ w ~ o u c a~~ A ~ ~w ~ 3 Ap a. v' F y. ~ g n." c ;.c ~F ~ ti ~ ~•: ^ c a ,~ o Qa. ~~ u ~ C ~ ~ ~ p ^ 7~ n ~. ~ C ^^J U C fi =• ° ~ K g € ~ ~?. ~ n n G £L. ~ ~' ~ = l ~ ~ FI K •°« r a3 ° V'' y ~ ~ a O w ^ ~ C p O. R p ~• ~.,< Doan 'o ~..E~•73•~-. ~y^.np~ 3-~ r'l o'.~+ ~. a $,5 ~~ c $ ~ g$ a e."'~g $ c ~g^ ~ n n ~n b 3 3 dA R X ~ ..~ g~ v 9-T TK ~i....~~. ~a ~ °a ~`-'O3n~o'o^n~'~.=.Qgg. s nog u 3°ooc.g.a~e~ RR~ac]e333• ~o~~.c°2~~~°n 3 ~ ^ ^ ~' ~ ~ ,£ < d ~ ^ K S' n ? " ~ a C ~ ~ ^ N ~ ^ -a. -~ K £ < Y O w d A ~. ~_ 7 . d ^ ^ '~ Y M °m~^T ~°a5' o:QOXogT' o~^ ^R vc~ ,Y,c°cT~n8.3~n^ FS. 3~n,a.~d Q ~n a~wK a-. e~K dFw°^o RR ~ ~.~ Y w -°r'~ $~ a 3-'~a~Y,;w>~'-•^ og ~° w jai. 95oo~aK-,c 3ag'u~o££,?a •R~.Fco~T,o~4' a n c u °r ^ NR,a< aK c c° a $ ~•a , ^ -_ •o a c a o ~a ~R u ~' --g.< s ~L' 4y u'3 0.... w#~a ~ .Ya £~E~ ra ,^~~ T ~iR g u 5-. a SNd ~ ~<R.^.c^~D-~_~^ m~ 'OCG u 3^C.G^ A~~'^f=r.'g; =2~^~'$gR °-' a' EK a ~c.^ n -.€ ~ 3 ~ 3 E' ad ~~.6 ~ n c K "S~.N ~ ^ SSQ e,~^ R R,~~ ~~ 5$ a •r ~ a- na •t- g oK £vc Nokwa~QEoa•c: ° 9 a 570 •~ x~.r3 n R A a s °-~~N s A ~ g ~ ° ~ ~x~= ~ ' d ~ = so s~° ~ ~Sr rw 3 ~ ~ ~ w~~ = F 3 ~0 n~ a^a~ 'a` ~g ~nogn4'< ^° cHSt^•3,r"aeR°ER p^o~~v o~dc~~~ S~ ~'R°$ ;-e y e ^ o,~ e z c o 3 a ~e u o do ~ Ra 5;~3-. ?.~ n~~^•~~g2:n^ }A'.^c ~yc^, ~~.°,.Q .~' S.~ •eg<~ eg w. .~ ~R ~~o3 n'L£ KC. .O..vK nr~i v Ayxn o$ n~ a-0CT 3 9.+ ~a39 o> cuZ T5'=~~-~St_ °T gAnac°° 7~ O~~O `c c. u uu~•^,«G aa~ SE3a '< g o u d ~ ~4.° ads ~ ~ ~ ~ ?°~°. $ ~°° $ R 3 ~ -°.ZY ~n3 :: ~ y g g ~ c~ R.° F.~ ~$,c 'n~ d o ~ - ~ a g 4~ ~•T'A u A Y o'd R ° Si'< ^ 7o^d'^S 3 Q~c u ~ .~~ g.c ° ~' n ~ A~ $ ~ ~"`R u ~, 3. ° . " 3- 5' ^ o X p a g ° u ~' 4' ~ .. B ii a 5 ~i'S~r' c K 5. '< n' A a o ~ u u .t ~~ ^ ~ ~ n }S c "'T ~ `Sw ~ 3 3 ~ ~ ~ = q SR ~ a o a ~ ~ ^o ^S~ o -r'3~?xc >-~ ~5' ~ K rN.+'< ^aR g ~`~Il °-^,•LS ~. +~, Q°~~~ .^i =+ ~~ c v £ v °„ n,3 T$ K Ca,c ~ ~.< ~' m~ d oK s $ .a o u ° 0 33u ~ •~.~ ~ cu c K n n «^,~ ~'^'^ --n•~p^•«C~ £^ ~o'.€~nvy>•v° a^g'~'~> o-n g°a°~^ R• wX~w.^.acc~ X`a a• ~_~ 5 £ ~ ^ - `^ ^ ~ ^< o'a SKT< .`^o K ^ ~°p q4 ~ ,~ `'^ R « r5 ~ ~o ^ ~ ~ m ~ ~ K^'.d re w~ ~~ n$ °`~Xne~n2e~..' ecn~~c c 3 N'^^noRNS~n=' d~ ^~na' ?, ~~. ~ r#e`g°:?~a c°a' _-dd3~"°cao$° '< ^R3o~w ^n~' _.zo°cys~ 8~ n3„kc'y~.~X ~ 09 d-.q ~i n ^ S ~O V n w ~~~ryy =. a K ~ _ £ ~ a „^ a £ ~ - ~~ x u 5'e o R c ~~ k ^'.9 ~ ,a.. -K a-~9 R'•~^ C u O3T ~ - A ~d $ `~``~'R tl+ ~.~ ~ o o-n n d ?. ~ a v " ~ ~ Pu9.S ~'~K ~ < ?.^a. S' oe >c.~,Ri' q N moo ~ ~~''~~w5'SQ 3°1.o~m .R A~o'3 ni"~g<~ ~~ 7S'~~~•Sg ~o ~ AT~aa~~ 0.n^ d~'u°<'.?s°°ca ~.a ao. `~' ~£ a ~•~,a,^o C a.,,S oG^ ~, Q ^ Ou O w' ~ O w ~ ^ w •~' '~' ^ ~+,, u ~ S^T nO' ~ o_ 3 ~ O, ^ ° .~. a ^ N ~' w ~ ;; pn f ~' $ o ~~ n qq n "' R 2 ~ n~ ~'$ a g-y~ 5 0° o fl `~ o u w o Q.E.K ~ w 3~ ~_ Fi'O~i ~w ^~ 9A O? ~~K.w.. cN~o..$ 1F•Ra~^ Xtlo £~qay ^K v wKQ'•£S ~3 ^ n oXK~ a E ~ a' 1S o u ow o ~ n•^ Y ~, c u '< 3 1~' =a ~ g e.K o o ~g ~ `d 3K ~ 5u o ~ K a T ~pp.., ^o~$ Koa "2 ^ ~ ~.<. n9-~ ~M~ -• C O 9 ~ w C ~ C n `^ D 4 ~i O '" ~ d`^ n wp ', N ^ qZ a7,~p ~_ ~. O %I ~ p M ~ o ~ ~~ - ~ ~ ~ a ^'~ ~ L:a~ Q u8' # C Swf - 7Ti ~. ~" ~ 0. 8n 2: L?,W ~ ~ $ ~~g •OF~QO- ;, 7 n ~ n -~ `~ ~'^ Ed~s~2 k~o k'~g^g'~Ag3 ~~oR~Ry ~ $~~~~ao ~$ o~`aa~- ^ ~ $ ~3~~Zn # ~ u ~ Q~,a,~"'Y.~7 v7 a ~ R ~' a w 4. '^ ~45 $ ~'~j g ~, `~ °c$p3o wE' ^~~.R.~t~e ~~°. $, OiS.p ~~~ A~`.~~T~'~,°'~~ ~ ^ ~ dnK^~i 3 ~' ~' N o R ~g;~ 3 a4 .~.°e r .^a. ~~w•~ « ~~ ~o F g ~ ~ ~ g ^ .'^ $ s~o ~ ~ a~c ~ ~ T~ qp n n a a Roo c^^~ocd ~c~a ~° ~ _ x 0.3•~ g.~~ o ~'.<8 3 a „v Sac ~°~ ~ R~ .'p ~^ .a p O acrid- 3'n 3~v^s5~£wc ~-~ ~.P~i~ R d •p g ~ a .< . 5' a M~~'4~~ n J{ an.~Yn' a =w "a~ k C r~ c'~ w ~ d « ~,~ ~ a~A. u~cRR'' o,g_N.a ~w•~ 5'0 ?~d°~o g a•~44~~~ a^R,~.". ~~ ; . < o' ~ d aav~ °aR ~A ~. _. ~~~i ~• ~ s~ ~'~~ Ta a. ~oo ~$'~~R~ wq~RS^ ~ u a- ~ a 3 y~~ ~rd•.c n R u o $ k~: « x u x u•~ P~ ~~.~~~. ~,~~v ~ add ~,? ~~'N_~~n C J~j~ A c ^ w ~ ~ Q, ~. o'er ~?.X ~o au a ~o0 4 ~~S a• d v~n~u~i~^^R n4'! q~~~E.2~~~'83ax3~sKp~p4 d O.0ap ~ C ~ ~ ~ rn ~A 'w+ 3 gam 5 $C no~H~.o:.3Aa ~La^~~3~~~ C ~ e k ?K « °..~ ; ~ 7N ~0 S~'GnOO 4~Sn ~ ^ o ea=_~'vooo~woau~$. d ~- ~ > st, R ~' s n cc ~.r ~ ~~$~~-•-a .~ao- 5 C g~~s~' 508 5'~ a ~.~~~.•~N. ?° w ~ N ~~d u ~'A~~p3 0 ~+~E~K a >?~•3 a" ~ u c ~ ~~~ae a G~ ^ ~~~~da,~ ~ ~'' ~ ~• ~ ~• k S• u `~ ~° ,5• o' #~~ O,K (!f u ~ ~~aj~ $QO S.~ PORTFOLIO RECOVERY ASSOCIATES, LLC Plaintiff V. JACQUELINE S. TRIANO, Defendant : COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA No: 10-7713- CIVIL TERM Civil Action - Law C) N p Q NOTICE TO PLEAD = -+ rn? To: Portfolio Recovery Associates, LLC urn ? c/o Robert N. Polas, Jr., Esquire - -X- v ° Carrie Brown, Esquire - -? Q T 140 Corporate Boulevard _ o n rn Norfolk, VA 23502 --e You are hereby notified to plead to the enclosed Preliminary Objections within twenty (20) days from the date of service hereof or a default judgment may be entered against you. Date: Respectfully Submitted ichael J. Py o , I.D. # 58851 2132 Market Street Camp Hill, Pennsylvania 17011 Attorney for Defendant, Jacqueline S. Triano Michael J. Pykosh, Esquire ID # 58851 Dethlefs-Pykosh Law Group, LLC 2132 Market Street Camp Hill, Pennsylvania 17011 Telephone - (717) 975-9446 Fax - (717) 975-2309 mnvkosh d-,dnlalaw.com Attorney for Defendant PORTFOLIO RECOVERY : COURT OF COMMON PLEAS ASSOCIATES, LLC : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. No: 10-7713- CIVIL TERM JACQUELINE S. TRIANO, Civil Action - Law Defendant DEFENDANT'S PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT AND NOW, comes the Defendant, Jacqueline S. Triano, by and through her attorneys Dethlefs-Pykosh Law Group, LLC, by Michael J. Pykosh, Esquire, who files her Preliminary Objections to the Plaintiff's Complaint, and avers as follows: Plaintiff filed suit against Defendant alleging that Defendant owes money to Plaintiff arising out of an account issued by Wells Fargo Bank, N.A.. Comp. ¶ 1 and 3. 2. The Complaint was filed on December 15, 2010. First Preliminary Objection- Pa. R.C.P. 1028(a)(2)- Failure to conform to rule of court (failure to state whether agreements is oral or written, state its terms, and/or attach written contract upon which the claim is based) 3. The Complaint avers the existence of some type of contract between the parties, referred to as the "account." 4. Pursuant to Pa. R.C.P. 1019(h), where a claim asserted is based upon an agreement, the pleading must state whether the agreement is oral or written. 5. The Complaint does not indicate whether the agreement is oral or written. 6. Pursuant to Pa. R.C.P. 1019(1), if the agreement is written, it must be attached to the pleading or, if not, the pleader must explain its absence and set forth the substance of the agreement. More specifically, Plaintiff has failed to attach the original Loan/Credit Agreement signed and dated, including both original and amended terms and conditions applicable to the credit card agreement. Asset Acceptance, LLC v Margaret Madden Order dated March 18, 2009, No. 2912 of 2008 GD (Fayette County 2009) citing Atlantic Credit & Finance, Inc. v Guiliana, 829 A.2d 340 (Pa. Super. 2003). Plaintiff has also failed to attach "other periodic mailings detailing changes to the terms of the contract Remit Corporation v Miller, 5 Pa. D&C 5th 43, 45 (Centre Cty., 2008) 7. The Plaintiff has failed to describe the terms of the agreement, nor has it attached a copy of a written agreement or explained its absence. Second Preliminary Objection- Pa. R.C.P. No. 1028(x)(4)- Demurrer The Plaintiff has failed to allege facts sufficient to maintain a cause of action for Breach of Contract. Third Preliminary Objection- Pa. R.C.P. No. 1028(a)(3) 9. The Complaint contains only a general assertion of the amount the Plaintiff claims is owed by the Defendant. It provided no detail as to the date(s) on which the debts were incurred, the amounts incurred on each date, the dates or amounts of payments, nor dates of accrual and amounts of interest charges and other fees. 10. Pa. R.C.P. No. 1019 and Pa. R.C.P. 1028(a)(3) require that the above detail be included in a Complaint of this type. 11. By not including the requisite detail of the account, the Complaint fails to conform to an express rule of Court. Fourth Preliminary Objection- Pa. R.C.P. 1028(a)(5) Plaintiff is stranger to Defendant 12. Pa. R.C.P. 2002(a) required that an action be brought by the real party in interest. 13. By failing to attach a copy of the necessary writing by which the Plaintiff would become the assignee of the account and thus the real party in interest or an agency agreement, the Plaintiff has failed to conform with the requirements of the aforesaid rule. 14. Plaintiff has not shown standing or capacity to sue Defendant. 15. Since this matter was not brought by the real party in interest it must be dismissed. Fifth Preliminary Objection- Pa.R.C.P. No. 1028(a)(2)-Failure to conform to rule of court (failure to attach written assignments of debt) 16. The Plaintiff is not the original creditor, but rather assignee of the original creditor. Comp. ¶ 1 and 5. Since the Plaintiff's right to maintain an action as an assignee is predicted upon written assignment or agency agreement, that writing must be attached to the Complaint, pursuant to Pa. R.C.P. 1019(i). 17. By failing to attach a copy of the assignment of the debt to the Plaintiff, the Complaint does not comply with an express rule of court, in violation of Pa. R.C.P. 1028(a)(2). See Remit Corporation v Miller 5 Pa. D&C 5th 43 and Capital One Bank v. Clevenstine, 7 Pa. D&C 5th 153 WHEREFORE, the Defendant respectfully requests that her Preliminary Objections be sustained, and that Plaintiff's Complaint be dismissed with prejudice. Respectfully Su=--- Michael Date: " , x J. P kosh, Esquire I.D. # 58851 2132 Market Street Camp Hill, Pennsylvania 17011 (717)975-9446 PORTFOLIO RECOVERY ASSOCIATES, LLC Plaintiff V. JACQUELINE S. TRIANO, Defendant : COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA No: 10-7713- CIVIL TERM Civil Action - Law CERTIFICATE OF SERVICE I hereby certify that a copy of the foregoing Defendant, Jacqueline Triano's, Preliminary Objections to Plaintiffs Complaint, was hereby served by depositing the same within the custody of the United States Postal Service, First Class, postage prepaid, addressed as follows: Portfolio Recovery Associates, LLC c/o Robert N. Polas, Jr., Esquire Carrie Brown, Esquire 140 Corporate Boulevard Norfolk, VA 23502 Respectfully Subn*(ed, Date: I- \2-\\ Michael J. Pykosh, Esquire I.D. # 58851 2132 Market Street Camp Hill, Pennsylvania 17011 Attorney for Defendant VERIFICATION I, Jacqueline S. Triano, hereby verify that the statements of fact made in the foregoing documents are true and correct to the best of my personal knowledge, information and belief. I understand that any false statements therein are subje o the criminal penalties contained in 18 Pa C. S. Section 4904, relating to unsworn falsific ion authorities. Date: /- Jacqueline S. Triano SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson ILED-Or `"ICr- Sheriff M, Jody S Smith Chief Deputy iH JANI 12 AM 9: 5 Richard W Stewart _r'E.rf1lJ i?_ , F Solicitor "=at SYLVAh,Ii Portfolio Recovery Associates, LLC Case Number vs. Jacqueline S. Triano 2010-7713 SHERIFF'S RETURN OF SERVICE 12/16/2010 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Jacqueline S. Triano, but was unable to locate her in his bailiwick. He therefore deputized the Sheriff of York County, Pennsylvania to serve the within Complaint and Notice according to law. 12/22/2010 12:52 PM - York County Return: And now December 22, 2010 at 1252 hours I, Richard P. Keuerleber, Sheriff of York County, Pennsylvania, do herby certify and return that I served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Jacqueline S. Triano by making known unto herself personally, at 312 Lewisberry Road, New Cumberland,Pennsylvania 17070 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $37.00 January 07, 2011 SO ANSWERS, 122, 4" RONP R ANDERSON, SHERIFF SHERIFF'S OFFIC15 OF YORK COUNTY Richard P Keuerleber Sheriff Reuben B Zeager Chief Deputy, Operations PETER J. MANGAN, ESQ. Solicitor Richard E Rice, II Chief Deputy, Administration PORTOFOLIO RECOVERY ASSOCIATES, LLC Case Number VS. JACQUELINE S. TRIANO 10-7713 CIVIL SHERIFF'S RETURN OF SERVICE 12/22/2010 12:52 PM - DEPUTY BRET NEWCOMER, BEING DULY SWORN ACCORDING TO LAW, SERVED THE REQUESTED COMPLAINT IN CIVIL ACTION (CICA) BY "PERSONALLY" HANDING A TRUE COPY TO A PERSON REPRESENTING THEMSELVES TO BE THE DEFENDANT, TO WIT: JACQUELINE S. TRIANO AT 312 LEWISBERRY ROAD, NEW CUMBERLAND, PA 17070. SHERIFF COST: $43.00 January 04, 2011 BRET NEWCOMER, DEPUTY SO S, 2 t RICHARD P LEBER, VWFr ---------- ------------------------------ - ------------------------.-. - --- - ------------ -------- _-----------------------------------.. NOTARY Affirmed and subscribed to before me this 4th day of JANUARY 2 011 (c)CountvSuteSheriff Teleosoft lnc. o N07AQ 1. LI SA , Y ,RK CC ?? Y. CITY OF YOR< ..., r?n?nKnic, ON EYG:.F<".SAU?? 2. _-, Carrie A. Brown, Esquire PA Bar #:94055 Robert N. Polas, Jr, Esquire PA Bar #: 201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866428-4102 FAX: 757-518-0860 Attorneys for Plaintiff t- t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC Plaintiff No. 10-7713 v. JACQUELINE S. TRIANO Defendant PLAINTIFF'S RESPONSE TO DEFENDANT'S PRELIMINARY OBJECTIONS AND NOW, TO WIT, this ? day of of 2011, comes the Plaintiff, Portfolio Recovery Associates, LLC, by and through its attorneys, and files the following Response to Preliminary Objections as a statement herein: Plaintiff's Complaint is a writing which speaks for itself, any characterization of same by Defendant is Denied. 2. Plaintiff's Complaint is a writing which speaks for itself, any characterization of same by Defendant is Denied. 3. Plaintiff's Complaint is a writing which speaks for itself, any characterization of same by Defendant is Denied. Denied. The allegations contained in Paragraph 4 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. Denied. The allegations contained in Paragraph 5 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. 6. Denied. The allegations contained in Paragraph 6 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. Denied. The allegations contained in Paragraph 7 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. Without waiving said objection, by way of further response, a copy of the Terms and Conditions for the account are attached to the Complaint. 8. Denied. The allegations contained in Paragraph 8 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. Denied. The allegations contained in Paragraph 9 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. 10. Denied. The allegations contained in Paragraph 10 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. 11. Denied. The allegations contained in Paragraph 11 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. 12. Denied. The allegations contained in Paragraph 12 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. 13. Denied. The allegations contained in Paragraph 13 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. 14. Denied. The allegations contained in Paragraph 14 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. 15. Denied. The allegations contained in Paragraph 15 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. 16. Denied. The allegations contained in Paragraph 16 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. 17. Denied. The allegations contained in Paragraph 17 of Defendant's Preliminary Objections are conclusions of law to which no response is required. To the extent that a response is necessary, same is denied and strict proof is demanded at Trial. WHEREFORE, Plaintiff respectfully requests that this Honorable Court dismiss Defendant's Preliminary Objections with prejudice, and deny the relief requested therein. Respectfully submitted, Carrl Brown, Esquire #94055 Robert N. Polas Jr., Esquire #201259 Attorneys for Plaintiff VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff, Portfolio Recovery Associates, LLC, who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Response to Preliminary Objections are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: A2 a-) II By: Carrie A. Brown, Esquire #94055 Robert N. Polas Jr., Esquire #201259 Carrie A. Brown, Esquire PA Bar #:94055 Robert N. Polas, Jr, Esquire PA Bar* 201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-4102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC Plaintiff No. 10-7713 V. JACQUELINE S. TRIANO Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing Response to Preliminary Objections was served upon the Counsel for the Defendant, by First Class Mail, Postage Pre-Paid, a copy thereof on this 10 day of \ CUC h , 2011, to: Michael J. Pykosh, Jr., Esquire Dethlefs-Pykosh Law Group, LLC 2132 Market Street Camp Hill, PA 17011 Respectfully Submitted, By: Carrie A. Brown, Esquire #94055 Robert N. Polas Jr., Esquire #201259 Carrie A. Brown, Esquire PA Bar #:94055 Robert N. Polas, Jr, Esquire PA Bar #: 201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-4102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC . Plaintiff No. 10-7713 v. JACQUELINE S. TRIANO Defendant On This ORDER OF COURT Day of , Upon upon review of the Preliminary Objections of the Defendants and the Response thereto, IT IS HEREBY ORDERED that the Defendants' Preliminary Objections are DENIED, and the Defendants are required to file an Answer within twenty (20) days from the date of this Order. J. Carrie A. Brown, Esquire t Robert N. Polas Jr, Esquire #' fr , Attorney ID # 94055/201259 Portfolio Recovery Associates, LLC k.` ? 1 10 140 Corporate Blvd. Norfolk, VA 23502 aU Attorneys for Plaintiff a CPNsyl 144 V" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 10-7713 V. JACQUELINE S TRIANO 312 LEWISBERRY RD NEW CUMBERLAND PA 17070 Defendant PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respect ubmitted, Carrie A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, #201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 (T) 1-866-428-8102 (F) 757-518-0860 Attorneys for Plaintiff 09-98309 This letter is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Attorney ID # 94055/201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 10-7713 V. ; JACQUELINE S TRIANO 312 LEWISBERRY RD NEW CUMBERLAND PA 17070 Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Dismiss upon MICHAELI PYKOSH, by First Class Mail, Postage Pre-Paid, a copy thereof on this A day of 20'x, to: MICHAEL J PYKOSH 2132 MARKET ST, CAMP HILL, PA 17011 Date: 09-98309 Carrie A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, #201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 (T) 1-866-428-8102 (F) 757-518-0860 Attorneys for Plaintiff This letter is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.