HomeMy WebLinkAbout10-7714Robert N. Polar, Jr., Esquire PA Bar # 201259
Came A. Brown, Esquire PA Bar # 94055 FILEO-OFFICE
Portfolio Recovery Associates,LLC OF THE PROTHONOTARY
140 Corporate Blvd.
Norfolk, VA 23502 ZD ~ 0 0~~
TELE: 1-866-428-8102 I ~ ~~ I ~ ~ It 6
FAX: 757-518-0860 rU~'OERLI~P~D COUNTY
Attome s for Plaintiff ;-~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION -LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC .
140 Corporate Blvd.
Norfolk, VA 23502 No.
Plaintiff
v.
RANDY M NELSON
73 LITTLE RUN RD
CAMP HILL PA 17011
Defendant
- ,. NOTICE
• , ,
r'd~-771y c~'f -~c~'N
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, an filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment maybe entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIltE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service -CUMBERLAND County Bar Association
Court Administrator ~'~` ~d ,( Q,1~r
32 South Bedford Street ~
Carlisle, PA 17013 C~~ yaSi3
(717) 249-3166 ~~~ ~~ 3 7 ~ ~/^~~,
Pennsylvania Lawyer Referral Service
(800) 692-7375 Q,fl~~a y6 y
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION -LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
v.
RANDY M NELSON
73 LITTLE RUN RD
CAMP HILL PA 17011
Defendant
USTED•HA' SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender cdnta ~la demanda
puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) digs despues que esta
Demanda y Aviso es servido, con entrando por escrito una aparencia personahnente o por un abogado y
archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra
usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede
ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por
cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros
derechos importante pars usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA
OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service -CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This cornm~micatior.~ is from a debt collector and is an attempt to collect a debt.
Any i«formation obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Came Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION -LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
v.
RANDY M NELSON
73 LITTLE RUN RD
CAMP HILL PA 17011
l~ -- ~ ~ l ~ c~ "! ~~.~.
Defendant
COMPLAINT ~ '
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 140 Corporate Blvd., Norfolk, VA 23502.
2. Defendant RANDY M NELSON, is an adult individual with last known address of 73 LITTLE
RUN RD, CAMP HILL PA 17011.
3. It is averred that Defendant was indebted to Wells Fargo Bank,N.A. on October 4, 2006 with
account number ************1060 (hereafter referred to as "Account"). A copy of the account
history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
'This communication is from a debt collector and is ~i attempt to collect a debt.
Any information obtained will be used for iliac purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on July 30, 2007.
8. Plaintiff is the purchaser, assignee andlor successor in interest Wells Fargo Bank,N.A. and
Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached
hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$8,256.89.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
. • detrimept of the Plaintiff. , • ,
. ,
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, RANDY M NELSON, in the amount of $8,256.89, plus costs of this
action and any other relief as the Court deems just and reasonable.
Robert N. Polas Jr., Esquire # 201259 ~..._
Carrie A. Brown, Esquire # 94055
10-08561
T~hi.s communication. is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
MeryI~D ,nano hereby states that he/she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint aze
true and correct to the best of his/her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein aze made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date : OCT 2 7 2010
B.
e
Custodi o ecords
•• ~ • • •~ •
i . ~ •.
~ • • ~ • ~
10-08561
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866-428-8102
Fax: 1-757-518-0860
Statement of Account
ACCOUnt: ************1060
RANDY M NELSON
Account Holder:
RANDY M NELSON
73 LITTLE RUN RD
CAMP HILL PA 17011
Consumer Account Product Code: VISA
Issuer:
Assignee:
Account Number:
Date Account Opened: .
Date of Last Payment:
Date of Charge Off:
Balance at Purchase:
Purchase Date:
Wells Fargo Bank,N.A.
Portfolio Recovery Associates, LLC
************1060
October 4, 2006
July 30, 2007
March 31, 2008
$8,256.89
November 25, 2008
. ,
. .
Balance at Purchase: $8,256.89
Less Payments: $.00
Balance Due: $8,256.89
10-08561
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
Mery( Dreano
I, the undersigned,
depose, affirm and state as follows:
Custodian of Records, for Portfolio Recovery Associates, LLC hereby
I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing
business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make the
statements, representations and averments herein, and do so based upon personal knowledge and a review of the business
records of the Account Assignee and those account records transferred to Account Assignee from Wells Fargo Bank,N.A.
("Account Seller"), which have become a part of and have integrated into Account Assignee's business records, in the
ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on November 25, 2008. Further a review of the records
reveals that the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all
acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account
Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the account records transferred to the Account Assignee from Account Seller, and maintained in the
ordinary course of business by the Account Assignee, there was due and payable from RANDY M NELSON ("Debtor")
to the Account Seller the sum of $8,256.89 with the respect to account number (************1060), as of November 25,
2008 with there,being'no knoavirun-crgditard payments, counterclaims or offsets against the said debt as'of the date of the .
sales •
5. According to the account records of said Account Assignee, after all known payments, counterclaims, and/or
setoffs occurring subsequent to the date of sale, there is currently due and owing the sum of $8,256.89 .
Subscribed to be re me on
Notary Pu is
10-08561
~~ of C...-' 2010
~~~`~~' FOST ~~~~i
~• P;,,.....•F ~i
Z`. NOTPS~
>O•• R G'#3~ 9 ~pN' Q
C~~SS
z i M'1 Xp~RE'
this communication is from a debt collector and is an attempt to collect a debt.
tiny information obtained mill. be used for that purpose.
•
Exhibit 1
BILL OF SALE
Wells Fargo Bank, N.A. ("Seller"}, far valuable consideration, the receipt an
sufficiency of which is hereby acknowledged, hereby sells, assigns and transfers to
Portfolio Recover Associates, LLC {"Buyer"), all personal property comprising the
charged-off Accounts as defined in the Agreement for Purchase and Sale of Charged-Off
Accounts dated Octobet 28, 2008, by and between Seller and Buyer, and identified on
Exhibit A attached hereto.
Seller hereby covenants with Buyer and its successors and assigns that Seller has
good and lawful authority to sell and convey the above-described property and that said
property is free and clear of all liens and encumbrances whatsoever.
W ar Ba:n~, -~; ~ r--~
Date: 11/25/08
State of Iowa )
ss.
County of Polk }
On this ~ `.~ day of /~(~, ~ ~ ~ Z(t~_, 20~ before me the undersigned, a
Notary Public in and for the State of Iowa, personally appeared
'~~G ~ 1 n C~ , ~ {~ ci , to me personally known, who, being by me duty sworn, did
say the within and foregoing instrument was signed on behalf of said Seller by authority
of its Board of Directors; and that the said person as such officer, acknowledged the
execution of said instrument to be the voluntary act.~nd deed of said Seller.
~~tlllllfl/~b .;.
`,~.~~~.~..,~T~~~i,~' Notary Public in and For the State of Iowa
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•+ G a.
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R F;LE ` + n'
-T A
T F,,
Sheriff I E C , 0 kR Y
,•• qt v?1I,r,1
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
1i 'j --l
t3?it?? A =G nCOU'NTY
Y L%'' ;111 A
Portfolio Recovery Associates, LLC
vs.
Randy M. Nelson
Case Number
2010-7714
SHERIFF'S RETURN OF SERVICE
12/22/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law„ states that he made a diligent search
and inquiry for the within named defendant to wit: Randy M. Nelson, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Randy M
Nelson. Request for service at 73 Little Run Road, Camp Hill, Pennsylvania 17011 the defendant was not
found. The Camp Hill Postmaster has confirmed, Randy M. Nelson has moved and left no forwarding
address.
SHERIFF COST: $46.50
December 22, 2010
SO ANSWERS,
RON R ANDERSON, SHERIFF
icl Coun?ySukte SherfP. T e!eo"O L7c-