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Home My WebLink About10-7758~OLDBECK McCAFFERTY & McKEEVER SUITE 5000 - MELLON INDEPENDENCE CENTER ?01 MARKET STREET PHILADELP~ PA 19106 (866) 413-2311 WWW.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF PENNXMAC LOAN SERVICES, LLC 27001 Agoura Road Suite 350 Calabasas, CA 91301 Plaint ff vs. EMERIC KOCSIS JR. Mortgagor and Record Owner 126 East Green Street Camp Hill, PA 17011 F~~.~'{~-G F6i'~. ~3r0~"~~ 17 ~~~~: r~ COMMON PLEAS OF Cumberland COUNTY CNIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE No.16-?75g Defendant I Ct'VIL ACTltal+,g: ~~~TGAGE NOTICE FORS.-~F ~_.;.., , _...,. You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 ~ ~9aap`I~°~ 717-243-9400 ~`~~,y,,sS~ f ~?~' S n~asas~3 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de Ia demands y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuer la demands en contra suya sin previo aviso o notificacion. Ademas, la corte puede decider a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demands. Usted puede perder dinero o sus propiedades u otros derechos importantes pars usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO. VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717- 243-9400. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website htt~://www.Qhfa.org~consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Foreclosure Resource Center: htt~://www.philadelphiafed.org/foreclosure/ 7). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(cr~,~?oldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 101991FC. Para informacion en espanol puede communicarse con Loretta a1215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is PENNYMAC LOAN SE~ZYI~S, LLC, 27001 Agoura Road, Suite 350 Calabasas, CA 91301. 2. The names and addresses of the Defendant is EMERIC KOCSIS JR., 126 East Green Street, Camp Hill, PA 1701 1, who is the mortgagor and record owner of the mortgaged premises hereinafter described. 3. On March 24, 2008 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to MOREQUITY, INC, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Instrument # 200810004. The mortgage has been assigned to: PENNYMAC LOAN SERVICES, LLC by assignment of Mortgage. Plaintiff is the real party in interest pursuant to an Assignment of Mortgage to Plaintiff attached as Exhibit C. The Mortgage and Assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(8); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). 5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for May O l , 2010 and each month thereafter and by the terms of the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ..................................................................................$139,346.10 Interest from 04/01/2010 through 08/25/2010 at 5.9900% .......................$3,323.66 Per Diem interest rate at $22.87 Late Charges from 05/01/2010 to 08/25/2010 .............................................$559.04 Monthly late charge amount at $85.79 Monthly Escrow amount $200.63 Escrow Advance ..........................................................................................$437.40 Recoverable Balance ......................................................................................$40.50 NSF Charges ................................................................................................$125.00 Reasonable Attorney's Fee .......................................................................$1,300.00 $145,131.70 7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. Plaintiff reserves the right to request additional attorney's fees if the complexity of the action results in fees in excess of the amount demanded. Further, Plaintiff will request recovery of all costs incurred in this action including, but not limited to, costs of suit, process serving and skip tracing, title searches, recording costs and any other costs of the action in accordance with the mortgage documents and applicable law. 8. Plaintiff is not seeking a judgment of personal liability (or an "in personam"judgment) against the Defendant in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant has received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendant have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant through the Plaintiff, he Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terns judgment in mortgage foreclosure in the sum of $145,131.70, together with interest at the rate of $22.87, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff's Sale of the Property. & MCKEEVER Michael PGIcKeever a. 6129 Gary McCafferty Pa. ID 42386.E Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff VERIFICATION 'lied Tomescu I, as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. Date: q~~)10 Ted Totnescu Director of Default #101991FC - EMERIC KOCSIS JR. 126 East Green Street Camp Hill, PA 17011 ~xhf A Report Number: 14423QU Ir7Cl]2blt .R1. ALL. THAT CERTAIN tract of land with the_improvements thereon erected, situate in the Borough of Shiremanstown,: Cum#erland"County, Pennsylvania, iaounded,and described as foi<ows BEGINtdIIVG of a point on the southern fines of East Green Street, which pouitis 375 feet measured eastwardly from the eastern line of Spruce Street; thence easiwardly ~-long the. southern line of East Green Street, 75 412-feet to a point;: thence southwardly 145 feet to a point on the norihern fine of Parish AUey; #hence westwardly along the northern line of Parish Alley, 75 'i!2 feet to a point; thence northwardly 145 feet to the southern line of East Green Street, the place ofBEGINNlNG. Subject to easetnents, restrictions, and>covenants of record, if any. Tax ID: 37-23-0555-237 P:f). Box 514387 Los Angeles, CA 90051387 06-03-10 0000039 01 SP O.MO "3NGIP 730001717011-671526 X01-I Emeric K~sis Jr 126 E Green St Camp Hill, PA 1 701 1-671 5 Re: Loan Number: 1000005645 126 E Green St Camp Hill PA 17011 Dear Emeric Kocsis Jr: Notice of Intent to Foreclose Call us at (866) 545-9070 ACT 91 NOTICE DATE OF NOTICE: 06-03 -10 TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE THI5 LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. This is an official notice that the rnortg_a a on your home is in default. and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAPI may be able to help to save your home. This Notice explains how theprogram works. ,~.~ 2235628418 0017-01-02-000 D039-00 O t -000 ~ 69 To see if HEMAP can help you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name address and phone number of Consumer Credit Counseling Agencies serving? your County are listed at the end of this Notice If you have any questions, you may call the Pennsylvania Housing Finance Ag_ency toll free at 1-800-342-2397. (Persons with impaired hearing can call (717) 780-1869.1 This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact any attorney in your area. T'he local bar association may be able to help you find a lawyer. La notificacion en adjunto es de soma importancia, pues afecta su derecho a continuar viviendo en su casa. Si no comprende el contenido de esta notification obtenga una traduccion immediatamente llamanda esta agencia {Pennsylvania Housing Finance Agency) sin cargos al numero mencionada arriba. Puedes ser elegible pars un prestamo por el programs llamado "Homeowner's Emergency Mortgage Assistance Program" el coal puede salvar su casa de la perdida del derecho a redimir su hipoteca. 00 »-oi-o2-ooooo3e-0ooi-ooooo~ Date: Ob-03-10 Homeowners Name: Emeric Kocsis Jr ProperiyAddress:126 E Crreen St Camp Hill PA 17011 Loan Account No.: 1000005645 Original Lender: MOREQUITY, INC. Current Lender/Servicer: PennyMac Loan Services HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30} days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling_agencies for the county in which the properly is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. ~~ 0017-01-02-0000039-0002-0000070 APPLICATION FOR MORTGAGE ASSISTANCE -Your mortgage is in default for the reasons set forth later in this Notice {see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice_ Only consumer credit counseling agencies have applications for the program and they will assist you in subnutting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty {30) days of your fact-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION -Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (b0} days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have fled bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Brim it uu to date). NATURE OF THE DEFAULT -The MORTGAGE debt held by the above lender on your property located at: I5 SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: (a) Monthly payment from 04-01-10 thru Ofi-03-10 (3 mos. At $ 1,058.51/month) $ 3,175.53 {b} Late charges from 04-01-10 thru 06-03-10 (3 mos. at $ 1,437.58/month) (c) Other charges; Escrow, Inspec. NSF Checks $ 13.50 (d) Other provisions of the mortgage obligation, if any $ 75.00 (e) TOTAL AMOUNT REQUIRED AS OF THIS DATE: $ 3,175.53 0017-0'1.02-0000036-0002-OD00070 HOW TO CURE THE DEFAULT -You may cure the default within THIRTY (30) DAY5 of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS $ 3,175.53, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check. certified check or money order made payable and sent to: PennyMac Loan Services 27001 Agoura Road Suite #350 Calabasas, CA 91301 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY {30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30} DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON -The mortgaged property will be sold by the Sheriff to gay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender brings legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. Ii you cure the default within the THIRTY (30) DAY period. you will not be required to pay attorney's fees. OTHER LENDER REMEDIES -The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any Time up to one hour before the Sheriffs Sale. Yau may do so by vavins the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as saecified in writing by the lender and byperforming any other requirements under the wort aye. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately four {4) to six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will by contacting the lender. ~~.. y.~ 0017-01-02-OOOD039-0003-0000071 HOW TO CONTACT THE LENDER: Name of Lender: PENNYMAC LOAN SERVICES LLC Address: 27001 Agoura Rd Suite 350, Calabasas, CA 91301 Phone Number: (86fi) 545-9070 Fax Number: (86G}577-7205 Contact Person: Todd Graves EFFECT OF SHERIFF'S SALE -You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE -You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: * TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBTOR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. * TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. * TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIlVIES IN ANY CALENDAR YEAR) * TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. * TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER * TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. 0017-01-02-0000039-0003-0000071 CONSUMER CREDIT COUNSELING AGENCIES SERVICNG YOUR COUNTY Germantown Settlement 5538 Wayne Avenue Philadelphia, PA 19144 Phone 215-849-3104 Acorn Housing Corporation 218 W.Cheften Avenue Philadelphia, PA 19144 Acorn Housing Corporation 848 North Broad Street Philadelphia PA 19130 Phone: (215) 765-1221 (215) 849-3104 RACE fi7 W. Allegheny Avenue Philadelphia, PA 19140 Phone: (215) 426-8025. American Credit Counseling Institute 167 W Allegheny Avenue Coatsville, PA 19320 American Financial Counseling Services, Inc. Housing Association of Delaware Valley 175 Stafford Avenue, Suite One Wayne, PA 19087 American Financial Counseling Services, Inc. Housing Association of Delaware Valley 658 North Watts Street Philadelphia, PA 19123 Phone: (800) 490-3039 (215) 978-0224 Northwest Counseling Service 5001 North Broad Street Philadelphia PA 19141 Phone: {215)235-6788 {215}324-7500 American Credit Counseling Institute 845 Coates Street 2^d Floor Philadelphia PA 19140 Phone: (888)212-6741 (21526-8025 American Credit Counseling Institute Housing Association of Delaware Valley 530 West Street Road Suite 201 Warminster, PA 18974 American Credit Counseling Institute Housing Association of Delaware Valley 1500 Walnut Street suite 601 Philadelphia 19102 Phone: (215) 444-9429 (215) 545-6010 ~, i~ Carroll Park Community Council, Inc., Phila Council for Community Advancement 5218 Master Street Philadelphia, PA 19131 Phone: {215)878-2722 {215)877-1157 Catholic Social Services Building Southwest Community Development Corporation 7340 Jackson Street Philadelphia, PA 19136 00 »-oi-o2-ooooose-0ooa-ooooorz Catholic Social Services Building Southwest Community Development Corporation 6328 Paschall Avenue Philadelphia, PA 19142 Phone: (215) 563-5665 (215} 729-0800 CCCS of Delaware Valley Urban League of Philadelphia 1801 Market Street Suite 250 Philadelphia, PA 19103 Phone: (215}561-6070 (215)563-5665 CCCS of Delaware Valley 1515 Market Street Suite 1325 Philadelphia, PA 19107 Phone: (215) 563-5665 Chester Community Improvement Project 412 Avenue of the States P.O. Box 541 Chester, PA 19016 Phone: {610) 876-3449 Diversified Community Services Dixon House 1920 South 20th Street Philadelphia, PA 19145 Phone: (21'5) 336-3511 We attempted to contact you on numerous occasions via phone and mail, but have not heard from you. You have not paid your loan under the terms of the promissory note and mortgage instrument for the real estate loan identified above. If we do not receive full reinstatement within 30 days from the date of this letter, we will proceed to pursue our legal rights and remedies. Subject to applicable State law, you will be required to pay all reasonable costs incurred by us in pursuing our foreclosure rights, including trustee's fees, cost of title evidence, attorney fees and other applicable costs. In addition, please be advised: • Your loan with PennyMac Loan Services is in Default due to non-payment of the installment due on 04-01-10 and all subsequent installments. • As of the date of this letter, your delinquency is $ 3,175.53, which includes any accrued fees. Subject to applicable State law, if any other installments or fees are due at the time you cure this Default, they will be added to the total delinquency amount stated above. • You have the right to reinstate the loan even after acceleration, on or before the reinstatement period ends. • You have the right to bring a court action if you believe that the loan is not in default or if you believe that you have any other defense to the acceleration of the Note and Sale. • To cure this Default, you must pay with a cashier's check, money order or by Western Union Quidc Collect funds, the full amount stated above We can help, but you MUST call us: D017-01-02-0000038-0004-0000072 Our Loan Specialists stand ready to help you resolve this issue. We have numerous programs to help you with your payment and/or past due amount. We urge you to contact our Loan Specialists toll free at (866) 545-9070 for assistance immediately. Sincerely, i Additional Notes: • In addition, you may wish to consult a credit counseling agency to assist you. For more resources, please go to the "Helpful Websites" section of our website (~~ra~s~.Pf-r3:~vlv~at:IJaA.ro:~3} or you can access a local HUD-approved counseling agency by calling their toll free hotline at (800) 569-4287. • Any partial payments you have made have been taken into account when calculating the total delinquency. Acceptance of these payments by us does not constitute a cure of the Default. • Regardless of our rights to take action, you have the right to reinstate the loan at any point after acceleration as set forth in the mortgage instrument. • The Fair Debt Collection Practices Act requires us to notify you that this is an attempt io collect a debt and any information we obtain will be used for that purpose. However, if you have received a discharge in a bankruptcy since acquiring this loan, and if the loan was not reaffirmed, this correspondence is not and should not be construed as an attempt to collect a debt from you personally, but only an attempt to enforce a lien against the property. riS. 0017-01-02-0000039-0005-0000073 ~F.xkidit~ ~- ~ ,r :• Document Prepared By. Ron 1VIe6arg, 8(10-345-0187 1111 Alderman Dr., Smite 350, Alpharetta, GA 30005 When Recorded Return To: DOCX 1111 Alderman Dr., Smite 35D AI netts, GA 30t905 MORAN 891 0001015783 CRef#:09J03tZ009-PRef1F:AD69-POF Date:08/04/~004-Print Batch ID:7254 1'roperry Address: 126E GREEN ST CAMP HILL, PA 17811 Pro~xty Location. NA . ;UPI/PINlCax ID #: 37-Z3-i555-237 e:"~E~~ ""'r",:::~:,~~u ---"iiYioi..: i:: i~iii~ii i.ir -.... ,this ASSIGNMENT OF MORTGAGE FOR GOOD AND VALUABLE CONSIDERATION, the receipt and sufFiciency of which is hereby acknowledged, MarEgaity, Le, whose address is 601N W. Second Stmt, Evansville, IN 47705, does by these presents hereby grant, bargain, sell, assign, treasfer, convey, sd over and deliver unto i.e ~ 1...I-C- whose address is ~ boa t lati b 'Cd r~ - C~ ~ nb c1S ci s ~ CAN 13a 1 ,the following described mortgage, securing the payment of a txrtain promissory note(s) for the sum listed below, together with ail rights therein and thereto, all littu creatai or secured thereby, all obligations therein described, the money due and to become due thereon with interest, and all rights accrued or to accrue under such mortgage. Origins! Borrower(s): EMERIC KOCSIS JR, A DIVORCED INDIVIDUAL Original Mortgagee: MOREQUITY, INC. Date of Mortgage: 03/248008 Loan Amount: 5143,240.00 Recording Date: 04/012008 Book: NA Page: NA Document #: 200810004 Legal Description: BEGIlYNING AT A POINT ON THE SOUTHERN LINE3 OF EAST GREEN STREET, WHICK POINT IS 375 FEET MEASURF,D EASTWARDLY FROM THE EASTERN LIlYE OF SPRUCE 5TREET, THERICE EA3TWARDLY ALONG TIIE 50U THERM LINE OF EAST GREEN STREET, 7518 FEET TO A POINT, THENCE SOUTHWARDLY 145 FEET TO A POINT ON THE NORTHERN LIlYE OF PARISH ALLEY; THENCE WESf~VARDLY ALONG THE NORTHERN LINE OF PARISH ALLEY, 751/2 FEET TO A POIlYT, THENCE NORTIiWARDLY 145 FEET TO THE SOUTHERN LINE OF EAST GREEN STREET, TIE PLACE OE BEGIlYNNING. and recorded in tfre official records of the Couety of Canberland, State of Pennsylvania affecting Real Property and more particularly described on said Mortgage referred to herein. I hereby certify that the precise residence (address) of the Assignee is _~ ~o0 2 Ac :~ iv ~ C~tnbasas,,s~ 913ni . By: • _ .» <- ;:;,_, IN WITNESS WHEREOF, the undersigned has caused these presents to be executed on this date of 08r271Z009. ` MorEgaity, Inc. ~. Renee Gaglio e Vice President State of GA County of Felton On this date of 08127!2009, before me, the undersigned authority, a Notary Public duly commissioned, qualified and acting within and for the aforementioned State and County, personally appeared the within named Renee Gaglione, known to me (or identified to me on the basis of satisfactory evidence) that he or she is the Vice President of MorEgaity, Inc., and was duly authorized in his or her respective capacity to execute the foregoing instrument for and in the name and in behalf of said corporation and that said corporation executed the same, and fiuther stated and acknowledged that they had so signed, executed and delivered said instrument for the consideration, uses and purposes therein mentioned and set forth. Witness my hand and official seal on the date hereinabove set forth. /~ ~ Mra Dlann~e Miskdl `sue '-~~~ ,,~~ NOTARY PttBLIC Notary Public: Dianne Miskell ~+~ '~ Fulton County My Commission Expires: 04/09/2013 ~ ~ «'• ~ ~ -`~ State of Geo is ~.`~~'~!!~.' My Cammissbo E pIJ'!i l hereby certify that the precise residence Aprll 9, 2013 of the within named Assignees) is: Blank Assignee PennyMac Loan Services. L,LC: ~ 1 ~,~,~ QD cy~}~sAS ~a 4i 3o I Signature• ~ ~ '~ SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff m ?. FI ED-OF'FIC,. li itil(lubrt4? (?1??jlF6kFIF? r'S Jody S Smith Chief Deputy 8EC 28 p?. j, Richard W Stewart n$? Solicitor T "IIFRIFF `" BER P40 ?,,0Ui4 ,i.. ,I/ Pennymac Loan Services, LLC Case Number vs. Emeric Kocsis, Jr. 2010-7758 SHERIFF'S RETURN OF SERVICE 12/21/2010 08:21 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on December 21, 2010 at 2021 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Emeric Kocsis Jr., by making known unto himself personally, at 126 E. Green Street, Shiremanstown, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $41.50 December 22, 2010 72,>? RYAN BURGE , DEPUTY SO ANSWERS, RON R ANDERSON, SHERIFF ic;i Cour• Suite Sheriff. le eoscrt. In;:. In the Court of Common Pleas of Cumberland County PENNYMAC LOAN SERVICES, LLC 27001 Agoura Road Suite 350 Calabasas, CA 91301 No. 2010-7758 ,D Plaintiff vs. EMERIC KOCSIS JR. - rri M --1 m- (Mortgagor(s) and Record Owner(s)) c7a -V M 126 East Green Street 1 o Camp Hill, PA 17011 C Defendant(s) > 3no u C?, C- +' _ t+- t PRAECIPE FOR JUDGMENT ?x n Crt =a 3 - THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU W ILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against EMERIC KOCSIS JR. by default for want of an Answer. Assess damages as follows: Debt Interest from 02/01/2011 to Date of Sale per diem at $22.87 Total (Assessment of Damages attached) $150,200.13 I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at least ten days prior to the date of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237,4 By: DBECK CCAFFERTY &: MCKEEVER ichael McKeever Pa. ID 56124 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff AND NOW Judgment is entered in favor of PENNYMAC LOAN SERVICES, LLC and against EMERIC O SIS JR. by default for want of an Answer and damages assessed in the sum of $150,200.13 as per the above certification. onotary Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW PENNYMAC LOAN SERVICES, LLC 27001 Agoura Road Suite 350 Calabasas, CA 91301 Plaintiff VS. EMERIC KOCSIS JR. (Mortgagors and Record Owner(s)) 126 East Green Street Camp Hill, PA 17011 Defendant(s) No. 2010-7758 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. David D. Buell Prothonotary of Cumberland County 1 Courthouse Square Carlisle, PA 17013 Prothono By: d13111 4Deu If you have any questions concerning the above, please contact: Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 101991FC THIS LAW FIIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. TO: DATE OF THIS NOTICE: January 11, 2011 EMERIC KOCSIS JR KOCSIS JR-, EMERIC 126 East Green Street Camp Hill, PA 17011 PENNYMAC LOAN SERVICES, LLC 27001 Agoura Road Suite 350 Calabasas, CA 91301 Plaintiff VS. EMERIC KOCSIS JR.. (Mortgagor(s) and Record Owner(s)) 126 East Green Street Camp Hill, PA 17011 Defendant(s) T0: EM ERIC KOCSIS JR. 126 East Grccn Street Camp Hill, PA 17011 IMPORTANT NOTICE In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW Action of Mortgage Foreclosure Term No. 2010.7758 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT' MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT BERING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE ORNO FEE. CUMBERLAND 001k" BAR ASSMAT10N 2 Liberty Avenue Carlisle PA 17013 LEGAL SERVICES JNC 8lrvina Row Carlisle. PA 17013 717-243-9400 By: GOLDBECK MCCAFFERTY & MCKEEVER Michael McKeever Pa. ID 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA PENNYMAC LOAN SERVICES, LLC Plaintiff vs. EMERIC KOCSIS JR. Defendant(s) NO. 2010-7758 VERIFICATION OF NON-MILITARY SERVICE UNDER THE SOLDIERS' AND SAILORS' CIVIL RELIEF ACT OF 1940 AS AMENDED 1. The undersigned attorney with Goldbeck McCafferty & McKeever, as the representative for the Plaintiff in the above entitled matter, does hereby state to the best of his/her information and belief, as follows: 2. That the above named Defendant, EMERIC KOCSIS JR., has a last known residence of 126 East Green Street, Camp Hill, PA 17011. 3. That inquiry has been made with the Department of Defense as to the military status of each of the Defendants in this action. A copy of the Military Status Report is attached. 4. The Defendant is not in the military service of the United States of America as defined by the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 as amended. The undersigned understands that the statements herein are made subject to penalties of 18 Pa. C.S.A. 4904 relating to unsworn falsification to authorities. Date: 1/31/2011 By: OLDBECK MCCAFFERTY & MCKEEVER ichael McKeever Pa. ID 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Jay Kivitz Pa. ID 26769 Attorneys for Plaintiff Request for Military Status Department of Defense Manpower Data Center 40 Military Status Report Pursuant to the Service Members Civil Relief Act Pagel of 2 Jan-31-2011 10:20:15 -K Last Name First/Middle Begin Date Active Duty Status Active Duty End Date Service Agency KOCSIS EMERIC Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). 41 Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.dmdc.osd.mil/appj/scra/popreport.do 1/31/2011 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons Nvho have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:20QDSE3ALE https://www.dmdc.osd.mil/appj/scra/popreport.do 1/31/2011 GOLDBECK McCAFFERTY & McKEEVER Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff 27001 Agoura Road Suite 350 Calabasas, CA 91301 vs. Plaintiff IN THE COURT OF COMMON PLEAS of Cumberland County EMERIC KOCSIS JR. (Mortgagor(s) and Record owner(s)) 126 East Green Street Camp Hill, PA 17011 CIVIL ACTION LAW Defendant(s) ORDER FOR JUDGMENT ACTION OF MORTGAGE FORECLOSURE No. 2010-7758 Please enter Judgment in favor of PENNYMAC LOAN SERVICES, LLC, and against EMERIC KOCSIS JR. for failure to file an Answer in the above action within (20) days (or sixty (60) days if defendant is the United States of America) from the date of service of the Complaint, in the sum of $150,200.13. By: GO E MCCAFFERTY & MCKEEVER chael McKeever Pa. II) 56129 ary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is PENNYMAC LOAN SERVICES, LLC 27001 Agoura Road Suite 350 Calabasas, CA 91301 and that the name(s) and last known address(es) of the Defendant(s) is/are EMERIC KOCSIS JR., 126 East Green Street Camp Hill, PA 17011; By: G BECK MC AFFERTY & MCKEEVER ichael McKeever Pa. II) 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61.858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance Interest from 04/01/2010 through 01/31/2011 Reasonable Attorney's Fee Late Charges Costs of Suit and Title Search Escrow Payments Due 5 X $200.63 Escrow Advance Recoverable Balance NSF Charges AND NOW, this 3ro day of P'b $139,346.10 $6,959.99 $1,300.00 $987.99 $0.00 $1,003.15 $437.40 $40.50 $125.00 $150,200.13 By: l .. G / GO BECK M CAFFERTY & MCKE EVER Kary ael McKeever Pa. II) 56129 .? Mc Cafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff , 2011 damages are assessed as above. PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 ' Attorney for Plaintiff PENNYMAC LOAN SERVICES, LLC 27001 Agoura Road Suite 350 Calabasas, CA 91301 vs. EMERIC KOCSIS JR. Mortgagor(s) and Record Owner(s) 126 East Green Street Camp Hill, PA 17011 Plaintiff Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 2010-7758 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due GU Interest from 02/01/2011 to Date of Sale per diem at $22.87 n' r k6 IqlK (Costs to be added) f: rr' =rn r rn F c cn i a c? = C ) -L -n y.° 3 '?t G r cut $150,200.13 r 1 q, l)/# -71 By: GQLDBECK MCCAFFERTY & MCKEEVER ichael McKeever Pa. ID 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristin Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff C41'-u C ( z a- w .a H > U v? 3 ? x O U -0 i o a o Ln oa' _ O 4 c* Q v?QM o OU U O Pi i; a, 0 a i «a x ? > 4 , . c v 0 N O Q U c x u U > '" O.? V N N cC u ,-. O N Z O U ??+ G N --U O a ; U w w 00 o W ? c U W ? c? F z ? C7 ? a ALL THAT CERTAIN tract of land with the improvements thereon erected, situate in the Borough of Shiremanstown, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point on the southern lines of East Green Street, which point is 375 feet measured eastwardly from the eastern line of Spruce Street; thence eastwardly along the southern line of East Green Street, 75 1/2 feet to a point; thence southwardly 145 feet to a point on the northern line of Parish Alley; thence westwardly along the northern line of Parish Alley, 75 1/2 feet to a point; thence northwardly 145 feet to the southern line of East Green Street, the place of BEGINNING. Subject to easements, restrictions, and covenants of record, if any. Tax ID: 37-23-0555-237 BEING THE SAME PREMISES BY DEED FROM MOLY A BRENNAN, NOW KNOWN AS MOLLY A MOORE AND WILLIAM MOORE, HER HUSBAND DATED 09/28/01 AND RECORDED 0/01/01 IN BOOK 248 PAGE 2932 GRANTED AND CONVEYED UNTO EMERIC KOCSIS JR, MARRIED INDIVIDUAL. BEING KNOWN AS 126 E. GREEN STREET, CAMP HILL PA 17011 Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff PENNYMAC LOAN SERVICES, LLC 27001 Agoura Road IN THE COURT OF COMMON PLEAS Suite 350 Calabasas, CA 91.301 of Cumberland County Plaintiff vs. CIVIL ACTION - LAW EMERIC KOCSIS JR. (Mortgagor(s) and Record Owner(s)) 126 East Green Street ACTION OF MORTGAGE FORECLOSURE Camp Hill, PA 17011 Defendant(s) No. 2010-7758 AFFIDAVIT PURSUANT TO RULE 3129 PENNYMAC LOAN SERVICES, LLC, Plaintiff in the above action, by counsel, Goldbeck McCafferty & McKeever, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 126 East Green Street Camp Hill, PA 17011 1.Name and address of Owner(s) or Reputed Owner(s): EMERIC KOCSIS JR. - 126 East Green Street m =? r Camp Hill, PA 17011 m -n 2. Name and address of Defendant(s) in the judgment: Zrn Z z' tisr" rn °Q rnr= ?° r*z ?*a i p EMERIC KOCSIS JR. r-: =' 3MR 126 East Green Street ? CD ! Camp Hill, PA 17011 , C= c? a -t cn cr, 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 126 East Green Street Camp Hill, PA 17011 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. DATED: January 31, 2011 / 13y: Fv BECKMCCAFFERTY & MCKEEVER el McKeever Pa. ID 56129 McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff GOLDBECK McCAFFERTY & McKEEVER Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff PENNYMAC LOAN SERVICES, LLC 27001 Agoura Road Suite 350 Calabasas, CA 91301 Plaintiff vs. EMERIC KOCSIS JR. Mortgagor(s) and Record Owner(s) 2010-7758 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 126 East Green Street Camp Hill, PA 17011 c - 3 Docket No. 2010-7758rnw z3 Defendant(s can THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO D COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO = COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE '> C USED FOR THAT PURPOSE. --? - NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: KOCSIS JR., EMERIC EMERIC KOCSIS JR. 126 East Green Street Camp Hill, PA 17011 Your house at 126 East Green Street, Camp Hill, PA 17011 is scheduled to be sold at Sheriffs Sale on Wednesday, June 01, 2011, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $150,200.13 obtained by PENNYMAC LOAN SERVICES, LLC against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay to PENNYMAC LOAN SERVICES, LLC, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866413-2311. M w W i cn 0-1 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. M ?C) C:) -n You may also be able to stop the sale through other legal proceedings. 2010-7758 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: hqp://www.philadelphiafed.org/foreclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 2010-7758 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an. Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717-243-9400. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionggoldbecklaw com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 101991 FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. Goldbeck, McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff FILED-OF I`E OF THE PROTI- ONOTA '." 2011 FEB -3 AM 10: 56 CUMBERLAND COUNTY PENNSYLVANIA PENNYMAC LOAN SERVICES, LLC 27001 Agoura Road Suite 350 IN THE COURT OF Calabasas, CA 91301 COMMON PLEAS Plaintiff vs. of Cumberland County EMERIC KOCSIS JR. CIVIL ACTION - LAW Mortgagor(s) and Record Owner(s) 126 East Green Street ACTION OF Camp Hill, PA 17011 MORTGAGE FORECLOSURE Defendant(s) NO. 2010-7758 CERTIFICATION AS TO THE SALE OF REAL PROPERTY Plaintiff, by counsel, hereby certifies that it has complied with the provisions of Act 91 of 1983 and/or the real property in question is not subject to the Act. By: G DBECK CCAFFERTY & MCKEEVER ichael McKeever Pa. ID 5612./ Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-7758 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PENNYMAC LOAN SERVICES, LLC Plaintiff (s) From EMERIC KOCSIS, JR. (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $150,200.13 L. L.$.50 Interest FROM 02/01/2011 TO DATE OF SALE PER DIEM AT $22.87 Atty's Comm % Due Prothy $2.00 Atty Paid $174.00 Other Costs TO BE ADDED Plaintiff Paid Date: 2/3/11 avid D. Buell,, rothonotary (Seal) By: Deputy REQUESTING PARTY: Name: MICHAEL MCKEEVER, ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 56129 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor F ILED-OFFICF 'fi1x:- TH fiE... 4.• ?'j! ! FEB 16 Pfd 2: 234 C?. MBERi.AND CGIU =- P[7-NNSYL\°>EC !P. Pennymac Loan Services, LLC vs. Case Number Emeric Kocsis, Jr. 2010-7758 SHERIFF'S RETURN OF SERVICE 02/15/2011 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $99.90 SO ANSWERS, February 16, 2011 RON R ANDERSON, SHERIFF *-0 a 5 `,' 36L7 Feb. 15. 2011 2:27PM GOLDBECK 1vMcCA)H'lF'ERT'Y & 1VMcKEEVER A Professional Corporation Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 (215) 627-1322 (215) 627-7734 (Fax) Goldbeck. McCaffery, McKeever- February 15, 2011 R. Thomas Kline SH TFF OF CUMBERLAND COUNW Sheriffs Office 1 Courthouse Square Carlisle, PA 17013 FAX BOOK WRff RE: PENNYMAC LOAN SERVICES, LLC vs. EMERIC KOCSIS M Term No. 2010-7758 ProveM address: 126 East Green Street Camp H94 PA 17011 Sheriffs Sale Date: Jane 01, 2011 Dear Sir/Madam: Cumberland As a result of the filing of a Petition in Bankmptcy, kindly stay the Sheriffs Sale with reference to the above-captioned matter and return any unused costs. The bankruptcy filing information is as follows: Date filed: February 09, 2011 Case number: 11-00893 Chapter: 13 Thank you for your cooperation. 'V'ery Truly Yours, GOLD13ECK MCCAFFERTY & MCKEEVER Gary cC erc , q. By- ennifer Bradley, Legal Assistant No. 9717 P. 1/1 cc: WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-7758 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PENNYMAC LOAN SERVICES, LLC Plaintiff (s) From EMERIC KOCSIS, JR. (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $150,200.13 L.L.$.50 Interest FROM 02/01/2011 TO DATE OF SALE PER DIEM AT $22.87 Atty's Comm % Due Prothy $2.00 Atty Paid $174.00 Other Costs TO BE ADDED Plaintiff Paid Date: 2/3/11 D. Buell, Prc honotary (Seal) By: REQUESTING PARTY: Name: MICHAEL MCKEEVER, ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 56129 Deputy TRUE COPY FROM RECORD In Testimony whereof, I here unto set my hand and the seal of said Court at Carlisle, Pa. This day of L 'b- , 2C i l Prothonotary On March 3, 2011 the Sheriff levied upon the defendant's interest in the real property situated in Shiremanstown Borough, Cumberland County, PA, Known and numbered as, 126 East Green Street, Camp Hill, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: March 3, 2011 By: Real Estate Coordinator d L- E PRAECIPE FOR WRIT OF EXECUTION- (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 KML Law Group,P.C. Suite 5000-BNY Independence Center ""r o w, 701 Market Street Philadelphia,PA 19106-1532 1 215-627-1322 Jl E L A � r 4 —Attorney for Plaintiff 5 , C'O Ut . PENNYMAC LOAN SERVICES,LLC A 27001 Agoura Road Suite 350 IN THE COURT OF COMMON PLEAS Calabasas,CA 91301 Plaintiff of Cumberland County VS. CIVIL ACTION—LAW EMERIC KOCSIS JR. Mortgagor(s)and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE 126 East Green Street Camp Hill,PA 17011 Defendant(s) No. 2010-7758 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due $150,200.13 Interest from 2/1/2011 to Date of Sale per diem at$22.87 (Costs to be added) By: , 110'09� KML LAW GROUP �,SO �F Michael McKeever Pal 56129 901 n Q a Jay E.Kivitz Pa.ID 26769 '1 Lisa Lee Pa.ID 78020 9 c9. 00 Kristina Murtha Pa.ID 61858 ly.00 David Fein Pa.ID 82628 ,l.DO Thomas Puleo Pa.ID 27615 a Joshua I.Goldman Pa.205047 Q 1_t 10 lx' Jill P.Jenkins Pa. ID 306588 Attorneys for Plaintiff Sr!Nedra, F, rig-A 0 313 8�t'� of J12SW No.2010-7758 IN THE COURT OF COMMON PLEAS PENNYMAC LOAN SERVICES,LLC vs. EMERIC KOCSIS JR. (Mortgagor(s)and Record Owner(s)) 126 East Green Street Camp Hill,PA 17011 PRAECIPE FOR WRIT OF EXECUTION (Mortgage Foreclosure) KML Law Group,P.C. Attorney for Plaintiff KML Law Group,P.C. Suite 5000—BNY Independence Center 701 Market Street Philadelphia,PA 19106-1532 215-627-1322 r 'i ALL THAT CERTAIN tract of land with the improvements thereon erected, situate in the Borough of Shiremanstown, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point on the southern lines of East Green Street, which point is 375 feet measured eastwardly from the eastern line of Spruce Street; thence eastwardly along the southern line of East Green Street, 75 1/2 feet to a point; thence southwardly 145 feet to a point on the northern line of Parish Alley;thence westwardly along the northern line of Parish Alley, 75 1/2 feet to a point; thence northwardly 145 feet to the southern line of East Green Street, the place of BEGINNING. Subject to easements, restrictions, and covenants of record, if any. IMPROVEMENTS consist of a residential dwelling. MUNICIPALITY Borough of Shiremanstown BEING PREMISES: 126 East Green Street, Camp Hill PA 17011 SOLD as the property of EMERIC KOCSIS JR., MARRIED INDIVIDUAL. TAX PARCEL#37-23-0555-237 BEING the same premises which MOLY A. BRENNAN,NOW KNOWN AS MOLLY A. MOORE AND WILLIAM MOORE, HER HUSBAND by deed dated 9/28/2001 and recorded 10/1/2001 in Cumberland County In Deed Book Volume 248 at Page 2932 granted and conveyed unto EMERIC KOCSIS JR., MARRIED INDIVIDUAL. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 10-7758 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt,interest and costs due PENNYMAC LOAN SERVICES,LLC Plaintiff(s) From EMERIC KOCSIS JR. (l) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that:(a)an attachment has been issued;(b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof, (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $150,200.13 L.L.: Interest FROM 2/1/2011 TO DATE OF SALE PER DIEM AT$22.87 Atty's Comm: Due Prothy: $2.25 Atty Paid: $299.90 Other Costs: Plaintiff Paid: Date: 8/5/13 David D.Bu ill,Prothonota (Seal) B Deputy REQUESTING PARTY: Name: SALVATORE FILIPPELLO,ESQUIRE Address: KML LAW GROUP,P.C. SUITE 5000-BNY INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA,PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No.313897 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA PENNYMAC LOAN SERVICES,LLC Plaintiff vs. EMERIC KOCSIS JR. NO.2010-7758 Defendant(s) VERIFICATION OF NON-MILITARY SERVICE UNDER THE SERVICEMEMBERS CIVIL RELIEF ACT AS AMENDED 1. The undersigned attorney with KML Law Group, P.C., as the representative for the Plaintiff in the above entitled matter, does hereby state to the best of his/her information and belief, as follows: 2. That an inquiry has been made with the Defense Manpower Data Center ("DMDC") website operated by the United States Department of Defense (https://www.dmde.osd.miUappi/scra/scraHome.do) for the following individual(s): EMERIC KOCSIS JR., has a last known residence of 126 East Green Street, Camp Hill, PA 17011. The following information was used to search the DMDC (check all that apply): X Last Name X First Name X Social Security Number 3. The DMDC search results, a copy of which is attached, states that based on the information provided, the DMDC does not possess any information indicating that the individual is on active duty or has been on active duty within the last 367 days. The undersigned understands that the statements herein are made subject to penalties of 18 Pa. C.S.A.4904 relating to unsworn falsification to authorities. Date By: -"Ae A KML LAW GROUP,P.C. Michael McKeever PaAD 56129 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Jay Kivitz Pa. ID 26769 Andrew Gornall Pa. ID 923 82 r D�._. Joshua I. Goldman Pa.ID 205047 C 1--°7 Salvatore Filippello Pa. ID 313897 Jill P.Jenkins Pa. ID 306588 ' Alyk L. Oflazian Pa. ID 312912 ; Attorneys for Plaintiff °s �" Department of Defense Manpower Data Center Results as of:Jul-31-2013 12:53:21 SCRA 3.0 t r' Pursuant to Servicememben Civil,Relief Act Last Name: KOCSIS First Name: EMERIC Middle Name: Active Duty Status As Of: Jul-31-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA :- — - .t, No NA This response reflects w_here the Individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA ;.NA.. ',` �_ ,,-. .No NA This response reflects whether the individual or h slher unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. 4. Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DOD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL hftp://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARS),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: T3484Fl ER05CA50 KML Law Group,P.C. Suite 5000—BNY Independence Center 701 Market Street Philadelphia,PA 19106-1532 f {�T�fOfy 0 7z 215-627-1322 Attorney for Plaintiff AUG E —� P.1 0: 4 PENNYMAC LOAN SERVICES,LLC �, t 111 t L rf,D � ;. y1�� .� PF COMMON PLEAS 27001 Agoura Road 1N"�� JtQ Suite 350 Calabasas, CA 91301 of Cumberland County Plaintiff vs. CIVIL ACTION -LAW EMERIC KOCSIS JR. (Mortgagor(s) and Record Owner(s)) 126 East Green Street ACTION OF MORTGAGE FORECLOSURE Camp Hill,PA 17011 Defendant(s) No. 2010-7758 AFFIDAVIT PURSUANT TO RULE 3129 PENNYMAC LOAN SERVICES,LLC,Plaintiff in the above action,by counsel,KML Law Group,P.C., sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 126 East Green Street Camp Hill,PA 17011 1.Name and address of Owner(s)or Reputed Owner(s): EMERIC KOCSIS JR. 126 East Green Street Camp Hill,PA 17011 2.Name and address of Defendant(s)in the judgment: EMERIC KOCSIS JR. 126 East Green Street Camp Hill,PA 17011 3.Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle,PA 17013 PA DEPARTMENT OF PUBLIC WELFARE-Bureau of Child Support Enforcement Health and Welfare Bldg. -Room 432 P.O.Box 2675 Harrisburg,PA 17105-2675 r� 4.Name and address of the last recorded holder of every mortgage of record: 5.Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6.Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7.Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 126 East Green Street Camp Hill,PA 17011 I verify that the statements made in this affidavit are true and correct to the best of my information and belief.I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: ! 3 ( J By: KML LAW GROUP,P Michael McKeever Pa. 6129 Jay E.Kivitz Pa.ID 26769 Lisa Lee Pa. ID 78020 Kristina Murtha Pa.ID 61858 David Fein Pa.ID 82628 Thomas Puleo Pa.ID 27615 Joshua I.Goldman Pa.205047 Jill P.Jenkins Pa.ID 306588 Attorneys for Plaintiff n sojt a,:fvre, 313 6"Alf-J ' 2010-7758 KML Law Group,P.C. 'f i i r fu-[",v{ r' Suite 5000-BNY Independence Center i Ht 701 Market Street Philadelphia,PA 19106 1113 AUG (215)627-1322 Attorney for Plaintiff �(. Nj) CO N-V ill PENNYMAC . 1��11� PENNYMAC LOAN SERVICES,LLC 27001 Agoura Road IN THE COURT OF COMMON PLEAS Suite 350 Calabasas,CA 91301 of Cumberland County Plaintiff CIVIL ACTION-LAW vs. EMERIC KOCSIS JR. ACTION OF MORTGAGE Mortgagor(s)and Record Owner(s) FORECLOSURE 126 East Green Street Camp Hill,PA 17011 Docket No.2010-7758 Defendants THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT.THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: KOCSIS JR.,EMERIC EMERIC KOCSIS JR. 126 East Green Street Camp Hill,PA 17011 Your house at 126 East Green Street,Camp Hill,PA 17011 is scheduled to be sold at Sheriffs Sale on Wednesday,December 04,2013,at 10:00 AM,in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of$150,200.13 obtained by PENNYMAC LOAN SERVICES,LLC against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay to PENNYMAC LOAN SERVICES,LLC,the back payments,late charges,costs and reasonable attorney's fees due.To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment,if the judgment was improperly entered.You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 2010-7758 4. You may need an attorney to assert your rights.The sooner you contact one,the more chance you will have of stopping the sale.(See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder.You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer.At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house.A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty(30)days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money.The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after the schedule of distribution is filed. 7. You may also have other rights and defenses,or ways of getting your house back,if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: hqp://www.philadelphiafed.orWforeclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle,PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle,PA 17013 717-243-9400 'M 2010-7758 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender(and our client)has filed an Action of Mortgage Foreclosure against you,you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717-243-9400. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.jzov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default;Please See the PHFA website http://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff(your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout/Home Retention Package. Call our toll free number at 1-866-41.3-231.1 or via email at homeretention @kmllawgroup.com.com. Call Seth at 215-825-6329 or fax 215-825- 6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215- 825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 101991FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. KML Law Group,P.C. _,, Suite 5000—BNY Independence Center 701 Market Street Philadelphia,PA 19106-1532Cff 215-627-1322 Attorney for Plaintiff PENNYMAC LOAN SERVICES,LLC M�"A N/A 27001 Agoura Road Suite 350 IN THE COURT OF Calabasas, CA 91301 COMMON PLEAS Plaintiff VS. of Cumberland County EMERIC KOCSIS JR. CIVIL ACTION-LAW Mortgagor(s) and Record Owner(s) 126 East Green Street ACTION OF Camp Hill,PA 17011 MORTGAGE FORECLOSURE Defendant(s) NO. 2010-7758 CERTIFICATION AS TO THE SALE OF REAL PROPERTY Plaintiff,by counsel,hereby certifies that it has complied with the provisions of Act 91 of 1983 and/or the real property in question is not subject to the Act. By: KML LAW GROUP, Michael McKeever Pa. 56129 Jay E.Kivitz Pa.ID 26769 Lisa Lee Pa.ID 78020 Kristina Murtha Pa.ID 61858 David Fein Pa.ID 82628 Thomas Puleo Pa.ID 27615 Joshua I. Goldman Pa.205047 Jill P.Jenkins Pa.ID 306588 Attorneys for Plaintiff. x,S0.1Vatore, �� l to 3i38`�`� KML Law Group,P.C. f;!:, Suite 5000-BNY Independence Center 701 Market Street (� ; I Philadelphia,PA 19106-1532 215-627-1322 .1,9t3 E[ LMI u r' , ' ' PENNS YL A H j� Attorney for Plaintiff PENNYMAC LOAN SERVICES,LLC 27001 Agoura Road IN THE COURT OF COMMON PLEAS Suite 350 Calabasas, CA 91301 OF Cumberland COUNTY vs. EMERIC KOCSIS JR. 126 East Green Street No. 2010-7758 Camp Hill,PA 17011 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT.ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. MOTION FOR SUBSTITUTED SERVICE UNDER PA.R.C.P. 430(a) Plaintiff, by and through its attorney, in support of its Motion for Substituted Service, represents as follows: 1. Plaintiff is the holder of a mortgage upon the premises 126 East Green Street, Camp Hill, PA, 17011126 East Green Street, Camp Hill,PA, 17011, hereinafter,the "mortgaged premises". 2. Defendant, EMERIC KOCSIS JR., is the mortgagor and real owner of the mortgaged premises. 3. Pursuant to Cumberland County Local Rule 208.3(a)(2)and/or Rule 208.3(a)(9), I,Alyk Oflazian, Esquire,hereby certify that no judge has ruled on any other matters in this case. I further certify that I am not aware that the Defendant has obtained counsel. Moreover, due to the nature of this motion, it was not possible to locate or contact the Defendant to request his concurrence. 4. The last known addresses of Defendant,Emeric Kocsis,Jr., are 126 East Green Street, Camp Hill,PA 17011 and 11 Cromwell Court,Mechanicsburg,PA 17050 from our investigative search. 5. The Sheriff has been unable to effect service of the Notice of Sale upon Defendant, Emeric Kocsis,Jr.. Service was attempted on Defendant, Emeric Kocsis,Jr. at the mortgaged premises 126 East Green Street, Camp Hill,PA 17011. The return of service indicates several attempts were made without any response. Per a neighbor Defendant,Emeric Kocsis,Jr. resides at said address. Service was attempted on Defendant, Emeric Kocsis,Jr. at 11 Cromwell Court,Mechanicsburg, PA 17050. The return of service indicates per Emeric Kocsis, Sr. father of Defendant, Emeric Kocsis,Jr. has not resided at said address for over eleven years. No further information was provided. 6. The following investigation was conducted in a good faith attempt to ascertain the whereabouts of Defendant,Emeric Kocsis,Jr.. WHEREFORE, Plaintiff prays that the Court enter the attached order allowing Plaintiff to serve the Notice of Sale upon Defendant,Emeric Kocsis,Jr., by posting the premises and certified and regular mail to the Defendant's last known address. By: a//. KML LAW'GROUP,P.C. Michael McKeever Pa. ID 56129 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Jill P. Jenkins Pa. ID 306588 /Alyk Oflazian Pa. ID 312912 Attorneys for Plaintiff Affidavit of Good Faith Investigation At the request of the law firm identified below I initiated an investigation into the whereabouts of the defendant identified as the subject below. The following is true and accurate representation of my investigation. Client provided information: File Number: 101991FC Attorney/Law Firm:KML LAW GROUP, P.0 Subject Name:EMERIC KOCSIS JR. Property Address:Street: 126 East Green Street City:Camp Hill State: PA Zip: 17011 Skip Results: Date of Birth: ProVest File Number:3748502 Last Known Address(as of 8/30/2013)Street: 126 E Green St City:Camp Hill State: PA Zip: 17011 Death Record Search As of 08/30/2013,the Social Security Administration has no death record on file for Emeric Kocsis Jr Social Security Number [X]Verifed[]Not Verified Employment Search During a search for employment of our defendant no employment information was provided prior to the investigation or found during the Investigation. Business Records Search No business records found. Creditor Header Inquiry The latest address from the credit header info is: Address: 126 E GREEN ST, CAMP HILL, PA 17011 6715 Department of Motor Unable to obtain Motor Vehicle Records in the State of Pennsylvania. Vehicle Records Search* Drivers License Information Search License 1: []Govemmental**+ Name: EMERIC KOCSIS [X]Non-governmental State Name: ennsylvania Address: 11 CROMWELL CT, MECHANICSBURG, PA 17050 3176 Non Governmental:Y Issue Date: No issue date reported. Expiration Date: No expiration date reported. Date Range: 5/1996-5/2013 Professional Licenses Search No current records found. Freedom Of Information Act Inquiry The following addresses were sent to the United States Postal Made to U.S. Postal Service inspector at the zip code listed with no return information to date: 126 EAST GREEN STREET I CAMP HILL I PA 1 17011 CUMBERLAND COUNTY Military Search Not on Active Duty; Did not leave Active Duty within the past 367 days; Has not been notified of a future call up to Active Duty Inquiry of Relatives, 717-730-7303: Called possible relative,Sue Ducombs, answering Neighbors,&Friends machine answered,no message left. 717-691-3019: Called possible relative, David Steen, answering machine answered,no message left. 717-766-1810: Called possible neighbor, Carol Baker, answering machine answered, no message left. 717-737-7539: Called possible neighbor, John B Harmon,there was no answer. Comments: 717-763-1474: Called number listed to defendant, Emeric Kocsis Jr,a generic answering machine answered, no message left. 717-796-1162: Called number listed to defendant, Emeric Kocsis, a generic answering machine answered, no message left.-Active 717-545-4705: Called possible number of defendant, Emeric Kocsis, MOM as number has been disconnected. 717-763-1663: Called possible number of defendant, Emeric Kocsis, a generic answering machine answered, no message left. Data not available in AL,AR,CA,HI,NH,OR,PA,VA,WA..'Historical data in CO,DE,ID,IL,KY,LA,MD,MA,MS,MO,NH,N0, SC,WV. +Data available in CO,CT,DE,FL,ID,IL,KY,LA,ME,MD,MA,MI,MN,MS,MO,NH,ND,OH,SC,TN,TX,WV,WI,WY. The foregoing statement is true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unswom falsification to authorities. Under penalties of perjury,I declare that I have read the foregoing affidavit and that the fa :stated in it are true. / ij7, ST ATE OF FLORIDA �/�.4w, COUNTY OF HILLSBOROUGH SEP 0 3 2013 Cassey Hanks Pr. e.t File Number:3748502 Sworn to or affirmed and signed before me on this`day of , Provest Se ces LLC (Seal) Date: -3-0. JOSHUA N.PIMENTEL Notary Public,State of Florida Signat .i.n.-; ublic My Comm:Expires May 24,2015 No.EE 97050 I v^—.-- 1. Printed Name of Notary Public Personally Known ( )Produced as identification r • T iL iN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA PENNYMAC LOAN SERVICES,LLC 27001 AGOURA ROAD;et seq. CASE and/or DOCKET No.: 2010-7758 Plaintiff(Petitioner) Sheriff's Sale Date: 12/4/2013 V. EMERIC KOCSIS JR.;et al. Defendant(Respondent) AFFIDAVIT OF NON-SERVICE _.. Complaint Summons Y Other: NOTICE OF SALE I, RYAN MARKS,certify that 1 am eighteen years of age or older and that I am not a party to the action nor an employee nor relative of a party,and that attempted to serve EMERIC KOCSIS JR.the above process on the 15 day of August,2013,at 7:38 o'clock,PM,at 126 East Green Street Camp Hill, PA 17011 ,County of Cumberland,Commonwealth of Pennsylvania: Manner of Service: Defendant was not served because: Moved Li Unknown . :No Answer Vacant `4'Other:NO ANSWER AT PROPERTY,NO RESPONSE TO CARD LEFT ON PROPERTY DOOR TO ARRANGE FOR SERVICE,PER NEIGHBOR, W/M/40/6'/190/BLK, WHO RESIDES AT 234 EAST GREEN ST,DEFENDANT RESIDES AT ADDRESS PROVIDED. Service was attempted on the following dates/times: 1)8/10/13 8:46 AM 2)8/14/132:25 PM 3)8/15/13 7:38 PM Commonwealth/State of P4 )SS: County of 13••.1c/ ) Before me,the undersigned notary public, is day,personally,appeared le pis. AI to me known,who being duly sworn according to law,depose. T following: I hereby swear or affirm/ft s •t forth in the foregoing Affidavit of Non-Service are true and correct. /i Subscribed and sworn to befor- u ignatur:of Affiant) this Of day • Ay ,20 4? . File Number:101'91 FC Case ID#:3730086 Notary Public COMMpryW OF Notarial PENMSYLV1NL4 Eric M.q Seal Notary My ComrpN 1 13 • 4:11' .I+J • IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA PENNYMAC LOAN SERVICES, LLC;et seq. CASE and/or DOCKET No.: 2010-7758 Plaintiff(Petitioner) Sheriffs Sale Date: 12/4/2013 V. EMERIC KOCSIS JR.; et al. Defendant(Respondent) AFFIDAVIT OF NON-SERVICE El Complaint LI Summons la Other: NOTICE OF SALE 1, RYAN MARKS,certify that I am eighteen years of age or older and that I am not a party to the action nor an employee nor relative of a party,and that attempted to serve EMERIC KOCSIS JR.the above process on the 12 day of September,2013,at 4:40 o'clock,PM,at 11 CROMWELL CT. MECHANICSBURG,PA 17050,County of Cumberland,Commonwealth of Pennsylvania: Manner of Service: Defendant was not served because: Li Moved ❑Unknown [ I]No Answer 71. Vacant [`I]Other: PER RESIDENT,DEFENDANT'S FATHER,EMERIC KOCSIS SR.,W/M/56/6'1/240/BLK,DEFENDANT DOES NOT RESIDE,HE HAS NOT LIVED AT THIS ADDRESS FOR 11 YEARS,NO FURTHER INFORMATION ON WHEREABOUTS WHEN ASKED BY SERVER. Service was attempted on the following dates/times: 1) 2) 3) Commonwealth/State of 4 )SS: County of jihritef Before me,the undersigned otary publ'•, , is day,personally,appeared gym.. Al•►'li I to me known,who being duly sworn according to la de.s 4•- h: ollowing: I hereby swear or affir that • f. / set forth in the foregoing Affidavit of Non-Service are true and correct. Subscribed and sworn to before me '§ignature of Affiant) this /3 day o t- ,21 File Number:l0 '91 FC Case ID#:3754596 Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal Eric M.Afflerbach,Notary Public Washington Twp.,Berks County My Commission Expires Nov. 18,2013 KML Law Group,P.C. Suite 5000-BNY Independence Center 701 Market Street Philadelphia,PA 19106-1532 215-627-1322 Attorney for Plaintiff PENNYMAC LOAN SERVICES, LLC 27001 Agoura Road Suite 350 IN THE COURT OF COMMON PLEAS Calabasas, CA 91301" OF Cumberland COUNTY vs. EMERIC KOCSIS JR. 126 East Green Street No. 2010-7758 Camp Hill,PA 17011 MEMORANDUM OF LAW IN SUPPORT OF MOTION FOR SUBSTITUTED SERVICE UNDER Pa.R.C.P.430(a) Plaintiff has filed a Notice of Sheriff's Sale against Defendant,Emeric Kocsis,Jr.,which the Sheriff has been unable to personally serve upon Defendant, Emeric Kocsis,Jr.. As noted in the attached Motion,Plaintiff has made a good faith attempt to ascertain Defendant's whereabouts without success. Accordingly,the Court may approve alternative means of service. See Pa.R.C.P. 430(a). CONCLUSION For reasons stated above and in the attached Motion,the Court should enter an order allowing Plaintiff to serve the Notice of Sheriffs Sale upon Defendant, Emeric Kocsis,Jr., by posting the premises and certified mail and regular mail to the Defendant's last known address. By: KML LAW OUP,P.C. Michael McKeever Pa. ID 56129 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Jill P.Jenkins Pa. ID 306588 Alyk Oflazian Pa. ID 312912 `Attorneys for Plaintiff KML Law Group,P.C. Suite 5000-BNY Independence Center 701 Market Street Philadelphia,PA 19106-1532 215-627-1322 Attorney for Plaintiff PENNYMAC LOAN SERVICES,LLC 27001 Agoura Road IN THE COURT OF COMMON PLEAS Suite 350 Calabasas, CA 91301 of Cumberland County vs. EMERIC KOCSIS JR. No. 2010-7758 126 East Green Street Camp Hill, PA 17011 CERTIFICATE OF SERVICE Marlene Powers, an employee of KML Law Group, P.C., counsel for plaintiff, does hereby certify that true and correct copies of the foregoing Motion for Substituted Service have been served upon the Defendant, Emeric Kocsis,Jr. this day of October 2013, by first class mail, postage prepaid. EMERIC KOCSIS JR. 11 Cromwell Ct. Mechanicsburg, PA 17050 EMERIC KOCSIS JR. 126 East Green Street Camp Hill, PA 17011 By: rift trn-c— c G't-t'-1--2-- KML Law Group, P.C. Marlene Powers, Legal Secretary Direct Phone: 215-825-6340 V PENNYMAC LOAN SERVICES, LLC IN THE COURT OF COMMON PLEAS 27001 Agoura Road Suite 350 OF Cumberland COUNTY Calabasas,CA 91301 4-1 2010-7758 r J EMERIC KOCSIS JR. 4" " 126 East Green Street r- _{ Camp Hill,PA 17011 _ - ORDER '' a- AND NOW,this �lj day of CA-3c 2013, upon consideration of the Plaintiffs Motion for Substituted Service under Pa.R.C.P. 430(a)and it appearing to the Court that Plaintiffs good faith efforts to ascertain the present whereabouts of Defendant, Emeric Kocsis,Jr.,have been unsuccessful, it is, ORDERED and DECREED: that Plaintiffs Motion is granted and the Sheriff and/or Plaintiff is directed to Serve the Notice of Sheriff's Sale upon Defendant,Emeric Kocsis,Jr., by posting a copy of the Notice upon the premises 126 East Green Street, Camp Hill,PA, 17011,and Plaintiff is directed to serve the Notice of Sheriff Sale by certified and regular mail to the Defendant's last known addresses at 126 East Green Street, Camp Hill, PA 17011 and 11 Cromwell Court,Mechanicsburg,PA 17050, and that all further service of legal papers, including but not limited to motions,petitions and rules be made by certified and regular mail to Defendant's last known address and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure 3129 may be made upon Defendant,Emeric Kocsis,Jr.,by sending copies of same to Defendant's last known addresses by certified and regular mail and by posting the premises. Service is complete upon mailing. BY THE COURT: J. Distribution list: chael T. McKeever, Esquire, Suite 5000—BNY Independence Center, 701 Market Street, Philadelphia,PA 19106-1532 EMERIC KOCSIS JR., 11 Cromwell Ct. Mechanicsburg, PA 17050 /c)%/I3- ` 1) KML LAW GROUP,P.C. 101991FC Suite 5000 C CF: 12/17/2010 BNY Mellon Independence Center wj�x (� ""` ;- `A' } 1 t,L- 7 SD: 12/04/2013 01 Market Street U tI 9 $150,200.13 Philadelphia,PA 19106-1532 2E; ! 1:iUt..215-627-1322 `t . w Q Attorne for Plaintiff C UMBEr _. a , • PENNYMAC LOAN SERVICES,LLC NHS LVAI 1N HE COURT OF COMMON PLEAS 27001 Agoura Road Suite 350 of Cumberland County Calabasas, CA 91301 Plaintiff CIVIL ACTION—LAW vs. ACTION OF MORTGAGE FORECLOSURE EMERIC KOCSIS JR. Mortgagor(s)and Term Record Owner(s) No. 2010-7758 126 East Green Street Camp Hill,PA 17011 Defendant(s) CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P.3129.2 (c)(2) Veronica Cosme, an employee of KML Law Group,P.C.,counsel of Plaintiff,hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: ( ) Personal Service by the Sheriffs Office/competent adult(copy of return attached). ( ) Certified mail by KML Law Group,P.C. (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by KML Law Group,P.C. to Attorney for Defendant(s)of record(proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s)(proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s)of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. (X) Premises was posted by Sheriffs Office/competent adult(copy of return attached). ( ) Certified Mail&ordinary mail by Sheriffs Office(copy of return attached). (X) Certified Mail&ordinary mail by KML Law Group,P.C. (original receipt(s)for Certified Mail attached). ( ) Published in accordance with court order(copy of publication attached). Pursuant to the Affidavit under Rule 3129(copy attached), service on all lienholders(if any)has been made by ordinary mail KML Law Group,P.C. (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 Pa. C.S.A. Section 4904. Respectfully submitted, geronica Cosme Legal Assistant 1. ., solo° \ ■001110 i .00110 i Mss ` 7 N.r N rn "" C? G .r z � U .sii$t I Itt4),‘ so c4. s, 4 4......„ .. ... ., • , .,, , ,:Ai-ia \-r) , _00i c. rn� d 4 a, a 00111 Oli k ki:at Z 4.11.1 to . 11 cco 111N F- o 1---v- d A ■ d v Co R t • d) o+ E r c Z' 0 N 4 lepp — * 15 %0 a. u-1 ; e s 1 dic \_ 0-cs 0 0 F.1 CD 0 Q Z N Sa 1 irt tft �`0 y 1.i- a 0 ° Y u..) N o . 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Defendant(Respondent) AFFIDAVIT OF SERVICE 0 Complaint ❑Summons 0 Other:NOTICE OF SALE I,RYAN MARKS,certify that I am eighteen years of age or older and that I am not a party to the action nor an employee nor relative of a party,and that I served EMERIC KOCSIS JR.the above process on the 1 day of November,2013,at 12:55 o'clock,PM,at 126 East Green Street Camp Hill,PA 17011 , County of Cumberland,Commonwealth of Pennsylvania: Manner of Service: . • [] By posting a copy of the original process on the most public part of the property pursuant to an order of court • Service was attempted on the following dates/times: • I) 2) 3) Commonwealth/State of P~ ) )SS: County of fit,-1Cff ) • Before me,the undersigned notary public,thi •ay,personally,appeared ly*.' fle'•I'l to me known,who being duly sworn according to law,deposes t .1 wing: I hereby swear or affirm th!'the '•c. Lei forth in the foregoing Affidavit of Service-are true and correct. 4111(../ Subscribed and sworn t• •- ( ,gnature of Affiant) this Y day of ,20 a . File Number:101 1FC Case 1D#:379934I Notary Public COIL1t=iONI.N'L,'` 1 C;C 1.1A;MSYLVANIA PIntaariat 5,eal .. ' tii is M.Nile-Jack Dlotary Public . Wo hillgi:on rwt7.,Derk.County .. My Comrnlson:a_,ires Nov.1tt,2013 PENNYMAC LOAN SERVICES,LLC IN THE COURT OF COMMON PLEAS'_ 27001 Agoura Road .r- Suite 350 - -OF Cumberland COTY Calabasas,CA 91301 1;_' vs. 2010-7758 - - EMERIC KOCSIS JR. T 126 East Green Street V Camp Hill,PA 17011 _ r ORDER AND NOW,this jittk-day of DGI 2013, upon consideration of the Plaintiffs Motion for Substituted Service under Pa.R.C.P.430(a)and it appearing to the Court that Plaintiffs good faith efforts to ascertain the present whereabouts of Defendant,Emeric Kocsis,Jr.,have been unsuccessful,it is, ORDERED and DECREED: that Plaintiffs Motion is granted and the Sheriff and/or Plaintiff is directed to Serve the Notice of Sheriff's Sale upon Defendant,Emeric Kocsis,Jr.,by posting a copy of the Notice upon the premises 126 East Green Street,Camp Hill,PA, 17011,and Plaintiff is directed to serve the Notice of Sheriff Sale by certified and regular mail to the Defendant's last known addresses at 126 East Green Street,Camp Hill, PA 17011 and 11 Cromwell Court,Mechanicsburg,PA 17050,and that all further service of legal papers, including but not limited to motions,petitions and rules be made by certified and regular mail to Defendant's last known address and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure 3129 may be made upon Defendant,Emeric Kocsis,Jr.,by sending copies of same to Defendant's last known addresses by certified and regular mail and by posting the premises. Service is complete upon mailing. BY THE COURT: llS ' 'r r h-� Distribution list: Michael T. McKeever,Esquire,Suite 5000—BNY Independence Center, 701 Market Street, Philadelphia,PA 19106-1532 EMERIC KOCSIS JR., 11 Cromwell Ct.Mechanicsburg, PA 17050 KML LAW GROUP,P.C. Suite 5000—BNY Mellon Independence Center 701 Market Street Philadelphia,PA 19106 215-825-6320 Attorney for Plaintiff PENNYMAC LOAN SERVICES,LLC 1N THE COURT OF COMMON PLEAS 27001 Agoura Road Suite 350 of Cumberland County Calabasas,CA 91301 Plaintiff CIVIL ACTION-LAW vs. EMERIC KOCSIS JR. ACTION OF MORTGAGE FORECLOSURE Mortgagor(s)and Record Owner(s) Term 126 East Green Street No. 2010-7758 Camp Hill,PA 17011 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 PENNYMAC LOAN SERVICES,LLC,Plaintiff in the above action,by and through an authorized employee of its attorneys,KML Law Group,P.C., sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 126 East Green Street Camp Hill,PA 17011 1.Name and address of Owner(s)or Reputed Owner(s): EMERIC KOCSIS JR. 126 East Green Street Camp Hill,PA 17011. 2.Name and address of Defendant(s)in the judgment: EMERIC KOCSIS JR. 126 East Green Street Camp Hill,PA 17011 3.Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle,PA 17013 PA DEPARTMENT OF PUBLIC WELFARE-Bureau of Child Support Enforcement Health and Welfare Bldg. -Room 432 P.O. Box 2675 Harrisburg,PA 17105-2675 4.Name and address of the last recorded holder of every mortgage of record: 5.Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6.Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7.Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 126 East Green Street Camp Hill,PA 17011 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: November 18, 2013 - Law Group,P.C. BY: Veronica Cosme Legal Assistant Prepared by : ,. ._ Mi:. P�;QTEiCat�ia`4t�`f Edward L. Redding, Esquire 548 N. New Street 2013 DEC -3 AM N � Bethlehem, PA 18018 CUMBERLAND COUINTY 610-868-0111 PENNSYLVANIA Attorney for Defendant IN THE COURT OF COMMON PLEAS OF COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA PENNYMAC LOAN SERVICES, LLC., CIVIL ACTION - LAW Plaintiff No. 2010-7758 Vs. EMERIC KOCSIS, JR., Defendant EMERGENCY MOTION TO POSTPONE SHERIFF SALE Defendant, Emeric Kocsis, Jr., by and through his attorney, Edward L. Redding, Esquire, hereby move for the postponement of the sheriff sale set for December 4, 2013, as to their real property located at 126 East Green Street, Camp Hill, PA 17011, and in support thereof aver as follows: 1. , Defendant, Emeric Kocsis, Jr., is the Mortgagor and record owner of the property located 126 East Green Street, Camp Hill, PA 17011. 2. A sheriff's sale is set for December 4, 2013. 3. Defendant has applied for a mortgage modification in order to save his property. Defendant believes that he qualifies for a mortgage modification through the HAMP Program (Home Affordable Modification Program), or any other available program. 4. Equitable principals demand that the Defendants be given the opportunity to modify their mortgage and to retain the property. 5. The Plaintiff will in no way be prejudiced by a sixty (60) day stay of the sale. WHEREFORE, Defendant respectfully requests the sheriff sale be rescheduled to sixty (60) days from the date of this Motion. Date: December 2, 2013 Edward L. Redding, Esquire Attorney for Defendant Attorney ID #36550 VERIFICATION I, Emeric Kocsis, Jr.,verify that the statements made in the foregoing document are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. 4904, relating to unsworn falsification to authorities. Date: La/�/43 L�e� ff4� ,z- Emeric Kocsis,Jr. Prepared by : Edward L. Redding, Esquire 548 N. New Street Bethlehem, PA 18018 610-868-0111 Attorney for Defendant IN THE COURT OF COMMON PLEAS OF COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA PENNYMAC LOAN SERVICES, LLC., CIVIL ACTION — LAW Plaintiff No. 2010-7758 Vs. EMERIC KOCSIS, JR., Defendant CERTIFICATE OF SERVICE I, Edward L. Redding, Esquire, Attorney for Defendant, hereby certify that true and correct copies of the following document(s): ( X ) Emergency Motion to Postpone Sheriff Sale Was served, via fax transmittal and telephone conversation. Date: December 2, 2013 Edward L. Redding, Esquire Attorney for Defendant T" Prepared by : t E r� PRO ' Edward L. Redding, Esquire 19 548 N. New Street `' `3 � : Bethlehem, PA 18018O�tER! �FdO GEIt� 7 ,r, 610-868-0111 PENNSYLVANIA Attorney for Defendant IN THE COURT OF COMMON PLEAS OF COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA PENNYMAC LOAN SERVICES, LLC., CIVIL ACTION — LAW Plaintiff No. 2010-7758 Vs. EMERIC KOCSIS, JR., Defendant PRAECIPE FOR APPEARANCE Please enter my appearance on behalf of EMERIC KOCSIS, JR., MORTGAGOR AND REAL OWNER, in the above captioned matter. Date: December 2, 2013 Edward L. Redding, Esquire Attorney for Plaintiff 548 N. New Street Bethlehem, PA 18018 (610) 868-0111 Attorney ID 36550 PENNYMAC LOAN SERVICES, LLC IN THE COURT OF COMMON PLEAS OF PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA V. EMERIC KOCSIS, JR., DEFENDANT NO. 10-7758 CIVIL ORDER OF COURT AND NOW, this 4th day of December, 2013, upon consideration of the Emergency Motion to Postpone Sheriff Sale, filed one day before the scheduled sale, and the Motion not being in compliance with Cumberland County Rule of Court 208.3(a) (9); and the Court having been advised that the Plaintiff does not concur in the Motion; IT IS HEREBY ORDERED AND DIRECTED that the Motion is DENIED. By the Court, �� M. L. Ebert, Jr., J. ✓ KML Law Group 701 Market Street, Suite 5000 BNY Independence Center Philadelphia, PA 19106 For Plaintiff Edward Redding, Esquire 528 North New Street P. O. Box 558 Bethlehem, PA 18016-0558 For Defendant Sheriff — 1,-��a,13 SAS bas < c m CD CAL . C? SHERIFF'S OFFICE OF CUMBERLAND FNE Ronny R Anderson Sheriff Jody S Smith ~4 a" yf� ' Chief Deputy : ' Richard W Stewart CUM '- .A A,• Solicitor r,, kFr= P��q'f'r'Lrt,tD COU COUNTY Pennymac Loan Services, LLC vs. Case Number Emeric Kocsis, Jr. 2010-7758 SHERIFF'S RETURN OF SERVICE 09/20/2013 Shawn Gutshall, Deputy, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 12 East Green Street, Shiremanstown, PA 17011, Cumberland County. 12/04/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, Cumberland County, Pennsylvania on December 04, 2013 at 10:00 AM. He sold the same for the sum of$1.00 to Attorney Michael McKeever, on behalf of Pennymac Loan Services, Inc, being the buyer in this execution, paid to the Sheriff the sum of$ SHERIFF COST: $888.42 SO ANSWERS, January 23, 2014 RONNK ANDERSON, SHERIFF W.00 p.4.. 064 zkir 44/-?2„ 'e0 .3 D/67? i lc, so-t_Irc LXII 41 CUMBERLAND LAW JOURNAL 10/11/13 Writ No. 2010-7758 Civil Term PENNYMAC LOAN SERVICES,LLC vs. EMERIC KOCSIS,JR. Atty.: Michael McKeever BEGINNING at a point on the southern lines of East Green Street, which point is 375 feet measured eastwardly from the eastern line of Spruce Street; thence eastwardly along the southern line of East Green Street,75 1/2 feet to a point;thence southwardly 145 feet to a point on the northern line of Parish Alley;thence westwardly along the northern line of Parish Alley, 75 1/2 feet to a point; thence northwardly 145 feet to the southern line of East Green Street, the place of BEGINNING. Subject to easements, restric- tions,and covenants of record,if any. IMPROVEMENTS consist of a residential dwelling. MUNICIPALITY Borough of Shire- manstown. BEING PREMISES: 126 East Green Street,Camp Hill PA 17011. SOLD as the property of EMERIC KOCSIS JR.,MARRIED INDIVIDUAL. TAX PARCEL#37-23-0555-237. BEING the same premises which MOLY A. BRENNAN, NOW KNOWN AS MOLLY A. MOORE AND WIL- LIAM MOORE, HER HUSBAND by deed dated 9/28/2001 and recorded 10/1/2001 in Cumberland County In Deed Book Volume 248 at Page 2932 granted and conveyed unto EMERIC KOCSIS JR.,MARRIED INDIVIDUAL. 76 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 11, October 18 and October 25, 2013 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time,place and character of publication are true. ,v _ 1 .�.. l Li a Marie Coyne, Ff itor f SWORN TO AND SUBSCRIBED before me this 25 day of October, 2013 r:6_, A,t-?,,24) d. ,, ,,, ., AO Notary rf �_,.-- YN'T RI41..SEAL Dail`RAi-i A COL LINS N:; ary Puh;c ,::AR1ISLE BOROUGH,' IJMOE AND COUNTY My Commission Expires Apr 28,2014 The Patriot-News Co. • 2020 Technology Pkwy e atriotXews Suite 300' Mechanicsburg, PA 17050 Now you know Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Marianne Miller, being duly sworn according to law, deposes and says: That she is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317. 2010-7758 civil Term This ad ran on the date(s)shown below: PE NYMAC LOAN SERVI ES, LLC 10/13/13 vs. EMERIC KOCSIS,-JR. / // 10/20/13 Atty: Michael Mc Keever BEGINNING at a point on the southern 10/27/13 lines of East Green Street,which point is 375 feet measured eastwardly from the eastern g ./411 line of Spruce Street; thence eastwardly v ' along the southern line of East Green Street, 75 1/2 feet to a point; thence southward]; 145 feet to a point on the northern line of Parish Alley; thence westwardly along the. Swor to a • subscribed before me this 11 day of November, 2013 A.D. northern line of Parish Alley,75 1/2 feet to /� a point;thence northwardly 145 feet to the ' l/ southern line of East Green Street,the place of BEGINNING. , Subject to easements, restrictions, and tary P Ilc covenants of record,if any. IMPROVEMENTS consist of a residential dwelling. MUNICIPALITY Borough of COMMONWEALTH OF PENNSYLVANIA Shiremanstown -..- Notarial Seal BEING PREMISES:126 East Green Street, holly Lynn Warfel,Notary Public Camp Hill PA 17011 . Twp.,Dauphin County SOLD as the property of EMERIC KOCSIS My Commission Expires Dec.12,2016 MEMBER,PENNSYLVANIA ASSOCIATInN OF NOTARIES COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND }SS: I, Tammy Shearer, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Pennymac Loan Services LLC is the grantee the same having been sold to said grantee on the 4th day of December A.D., 2013, under and by virtue of a writ Execution issued on the 5th day of August, A.D., 2013, out of the Court of Common Pleas of said County as of Civil Term, 2010 Number 7758, at the suit of Pennvmac Loan Services LLC against Emeric Kocsis Jr. is duly recorded as Instrument Number 201403351. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this ) y day of A.D. a d/ -1 10,turn (ALe.J1,01, ocdoiy Recorder of Deeds,Cumberlah County,Carlisle,PA Recorder of Deeds My Commission Expires the First Monday of Jan.2018