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Home My WebLink About01-1993PNC BANK, NATIONAL ASSOCIATION, · IN THE COURT OF COMMON PLEAS Plaintiff · CUMBERLAND COUNTY, PENNS~V~ v. .no. OI Iqq5 JOHN J. PARK AND MARIE E. PARK, · CIVIL ACTION - LAW Defendants · CONFESSION OF JUDGMENT COMPLAINT FOR CONFESSION OF JUDGMENT UNDER RULE 2951 1. The name and address of the Plaintiff is PNC Bank, National Association, 4242 Carlisle Pike, Camp Hill, Pennsylvania 17011. 2. The names and last known address of the Defendants are John J. Park and Marie E. Park, 29 Old Gettysburg Pike, Mechanicsburg, Pennsylvania 17055. 3. Defendants John J. Park and Marie E. Park ("Defendants") executed and delivered to Plaintiff a Commercial Guaranty ("Guaranty"), a true and correct photostatic reproduction of the original of which is attached hereto as Exhibit "A" and made a part hereof. 4. The Defendants under the Guaranty, guaranteed to Plaintiff the payment of all amounts due to Bank by MOP Corporation ("Debtor") under, inter alia, the Promissory Note dated April 28, 1995, in the original principal amount of Fifty-Two Thousand Two Hundred Fourteen and 00/100 Dollars ($52,214.00) (the "Note"), a true and correct photostatic copy of which is attached hereto as Exhibit "B" and made part hereof. 5. Debtor is in default of Debtor's obligations to make payment to Plaintiff as required in the Note and Defendants are in default of Defendants' obligations to make payment to Plaintiff under the Guaranty. 6. Judgment is not being entered by confession against a natural person in connection with a consumer credit transaction. 7. There has not been any assignment of the Guaranty. PNC BANK, NATIONAL ASSOCIATION, · 1N THE COURT OF COMMON PLEAS Plaintiff · CUMBERLAND COUNTY, PENNSYLVANIA · V. · /et? · JOHN J. PARK AND MARIE E. PARK, 'CIVIL ACTION LAW Defendants - ·CONFESSION OF JUDGMENT CONFESSION OF JUDGMENT Pursuant to the authority contained in the warrant of attorney, the original or a copy of which is attached to the complaint filed in this action, I appear for the Defendants and confess judgment in favor of the Plaintiff and against Defendants as follows. Principal $44,1 ! 5.54 Other authorized items. Interest to April 2, 2001 $ 5,601.16 Attorneys' commission $_$ 4,971.67 TOTAL $54,688.37 plus interest at the default rate set forth in the Note and costs &suit Respectfully submitted, SAIDIS, SHUF/F, FLOWER & LIN~SAY : ' By: upreme Court ID #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 PNC BANK, NATIONAL ASSOCIATION, · IN THE COURT OF COMMON PLEAS Plaintiff · CUMBERLAND COUNTY, PENNSYLVANIA V. $OHN ~. PARK AND MARIE E. PARK, · CIVIL ACTION- LAW Defendants ' CONFESSION OF JUDGMENT CERTIFICATE OF ADDRESSES I hereby certify that the precise address of Plaintiff, PNC Bank, National Association, is 4242 Carlisle Pike, Camp Hill, Pennsylvania 17011; and that the last known address of the Defendants, John J. Park and Marie E. Park, is 29 Old Gettysburg Pike, Mechanicsburg, Pennsylvania 17055. Respectfully submitted, SAIDIS, SHUFF, FLOWER & LINDSAY :~: , Esquire ~upreme Court ID #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff PNC BANK, NATIONAL ASSOCIATION, · IN THE COURT OF COMMON PLEAS Plaintiff ' CUMBERLAND COUNTY, PENNS~V~~ v. JOHN J. PARK AND MARIE E. PARK, · CIVIL ACTION- LAW Defendants · CONFESSION OF JUDGMENT NOTICE TO- John J. Park and Marie E. Park, Defendants Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a JUDGMENT BY CONFESSION has been entered against you in the above proceeding and that enclosed herewith is a copy of all the documents filed in support of the said judgmem. IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: KARL M. LEDEBOHM, ESQUIRE TELEPHONE NUMBER: (717) 737-3405 PNC BANK, NATIONAL ASSOCIATION, · IN THE COURT OF COMMON PLEAS Plaintiff ' CUMBERLAND COUNTY, PENNSYLVANIA v. iNO. 01- /~ ~[o[.L'~/-'~_n.l' JOHN j. PARK AND MARIE E. PARK, · CIVIL ACTION- LAW Defendants ' CONFESSION OF JUDGMENT AFFIDAVIT OF NON-MILITARY SERVICE TO THE PROTHONOTARY: I do certify, to the best of my knowledge, that the Defendants, John J. Park and Marie E. Park, in the above-captioned action are not presently on active or nonactive military status. Respectfiflly submitted, SAIDIS, SHUFrl,, FLOWER & LINDSAY Kar M Leddbohm,0Esquire Supreme Court ID #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff PNC BANK, NATIONAL ASSOCIATION, · IN THE COURT OF COMMON PLEAS Plaintiff ·CUMBERLAND COUNTY, PENNSYLVANIA · JOHN J. PARK AND MARIE E. PARK, · CIVIL ACTION - LAW Defendants · CONFESSION OF JUDGMENT ENTRY OF APPEARANCE TO THE PROTHONOTARY: Please enter the appearance of the undersigned on behalf of PNC Bank, National Association, Plaintiff in the above captioned matter. Respectfully submitted, SAIDIS, SHUFF, FLOWER & LINDSAY Date: ~ b~]'~/[~'I, . By: i~,l~M~~.L~~[de~ofint, Esquire~ ~ -' ~,.. ~upreme Court ID #59012 12109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attomey for Plaintiff SHERIFF'S RETURN - GARNISHEE . CASE NO' 2001-01993 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND PNC BANK NATIONAL ASSOCIATION VS PARK JOHN J ET AL -- ,Sheriff or Deputy Sheriff of And now ROBERT BITNER cumberland County of Pennsylvania, who being duly sworn according 2002, attached to law, at 0015-28 Hours, on the 9t____~h day of August , ~ as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT , , in the PARK MARIE E hands, possession, or control of the within named Garnishee WAYPOINT BANK 798 EAST SIMPSON ST MECHANICSBURG, PA 17055 Cumberland County, Pennsylvania, by handing to JENNIFER SIPE ~ personally three copies of interogatories together with 3 true and attested copies of the within WRIT OF EXECUTION and made the contents there of known to He~r · Sheriff's Costs' .~~~~ ~~-~ Docketing .00 00 ------- Service ' R Thomas Kline Affidavit .00 · -- .00 Sheriff of cumberland County Surcharge .00 .00 00/00/0000 Sworn and subscribed to before me ~ erlf this ~ ~ day of ~~~,~-~ -- Deputy _ A.D. SHERIFF ' S RETURN - ~RNI SHEE CASE NO' 2001-01993 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND PNC BANK NATIONAL ASSOCIATION VS PARK JOHN J ET AL And now ROBERT BITNER ,Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according 2002, attached to law, at 0015-40 Hours, on the 9t____h day of ~ugust , ~ as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT , , in the PARK MARIE E hands, possession, or control of the within named Garnishee MEMBERS lST FEDERAL CREDIT UNION 5000 LOUISE DRIVE MECHANICSBURG, PA 17055 Cumberland County, Pennsylvania, by handing to JEANETTE NYE (TELLER) personally three copies of interogatories together with 3 true and attested copies of the within WRIT OF EXECUTION and made the contents there of known to He_~r. So answe s: Sheriff's Costs' Docketing .00 Service .00 Affidavit .00 R. Thomas Kline Surcharge .00 Sheriff of Cumberland County .00 .00 00/00/0000 Sworn and subscribed to before me this ~ ~ day of ~~ f f ~~ _ A.D. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) ~ NO 01-1993 Civil COUNTY OF CUMBERLAND) CIVIL ACTION- LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PNC BANK, NATIONAL ASSOCIATION, Plaintiff (s) From JOHN J. PARK AND MARIE E. PARK, 29 OLD GETTYSBURG PIKE, MECHANICSBURG, PA 17055 (1) You are directed to levy upon the property of the defendant (s)and to sell ANY AND ALL PERSONAL PROPERTY OF DEFENDANTS, JOHN J. PARK AND/OR MARIE E. PARK LOCATED AT THE ADDRESS OF THE DEFENDANTS AT 29 OLD GETTYSBURG PIKE, MECHANICSBURG, PA, 17055 INCLUDING WITHOUT LIMITATION ANY AND ALL HOUSEHOLD BELONGINGS AND AUTOMOBILES. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of WAYPOINT BANK, 798 EAST SIMPSON STREET, MECHANICSBURG, PA 17055 AND MEMBERS 1ST FEDERAL CREDIT UNION, 5000 LOUISE DRIVE, MECHANICSBURG, PA 17055 - ANY AND ALL PERSONAL PROPERTY OF THE DEFENDANTS IN THE POSSESSION OF WAYPOINT BANK, GARNISHEE OR MEMBERS IST CREDIT UNION, GARNISHEE INCLUDING WITHOUT LIMITATION ANY CASH, DEPOSIT ACCOUNTS AND SAFETY DEPOSIT BOXES. GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount DueS54,688.37 L.L. $.50 Interest FROM 4/2/01 AT 9.5% PER ANNUM Atty's Corem % Due Prothy $1.00 Atty Paid $32.50 Other Costs Plaintiff Paid Date: JULY 31, 2002 CURTIS R. LONG Prothonotary (Seal) Deputy REQUESTING PARTY: Name KARL M. LEDEBOItM, ESQUIRE Address: SAIDIS, SHUFF, FLOWER & LINDSAY PNC BANK, NATIONAL ASSOCIATION, · IN THE COURT OF COMMON PL Plaintiff · CUMBERLAND COUNTY, PENNSYLVANIA · v. '. NO. 01-1993 · JOHN J. PARK AND MARIE E. PARK, · CIVIL ACTION- LAW Defendants · CONFESSION OF JUDGMENT NOTICE UNDER RULE 2958.3 OF JUDGMENT AND EXECUTION THEREON TO: John J. Park and Marie E. Park A judgment in the amount of $54,688.37 has been entered against you and in favor of the plaintiff without any prior notice or heating based on a confession of judgment contained in a written agreement or other paper allegedly signed by you. The court has issued a Writ of Execution which directs the sheriff to take your money or other property owned by you to pay the judgment. If your money or property has been taken, you have the fight to get the money or property back if you did not voluntarily, intelligently and knowingly give up your constitutional fight to notice and heating prior to the entry ofjudgrnent or if you have defenses or other valid objections to the judgment. You have a fight to a prompt court heating if you claim that you did not voluntarily, intelligently and knowingly give up your fights to notice and heating prior to the entry of the judgment. If you wish to exercise this fight, you must immediately fill out and sign the petition to strike the judgment which accompanies the Writ of Execution and deliver it to the Sheriff of Cumberland County at Cumberland County Courth~se, One Courthouse Square, Carlisle, Pennsylvania 17013. ,.a. ~ ....: IT IS IMPORTANT THAT YOU ACT PROMPTLY. IT WILL BE TOO LATE TO REGAIN YOUR PROPERTY IF YOU WAIT UNTIL AFTER THE PROPERTY HAS BEEN SOLD BY THE SHERIFF OR TU~NED OVER TO THE PLAINTIFF. YOU MUST FILE A PETITION SEEKING RELIEF FROM THE JUDGMENT AND PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHICH THIS NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD' ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT' WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 or 1-800-990-9108 Respectfully submitted, SAIl)IS, SHUFF, FLOWER & LINDSAY Date. ,~/,7..;~ q_,,' By Karl M. Ledebohm, Esquire Supreme Court ID# 59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff 'PNC BANK, NATIONAL ASSOCIATION, · IN THE COURT OF COMMON PLEAS " Plaintiff · CUMBERLAND COUNTY, PENNSYLVANIA · v. · NO. 01-1993 JOHN J. PARK AND MARIE E. PARK, · CIVIL ACTION- LAW Defendants -' CONFESSION OF JUDGMENT PETITION TO STRIKE JUDGMENT REQUEST FOR PROMPT HEARING I hereby certify that I did not voluntarily, intelligently and knowingly give up my fight to notice and heating prior to the entry of judgTnent. I petition the court to strike the judgment on this ground and request a prompt hearing on this issue. I verify that the statements made in this Request for Hearing are 2'ue and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. {}4904 relating to unswom falsification to authorities. Notice of the hearing should be given to me at Street Address City,' State Telephone Number. · :~;., 5~ · . o , Date: Defendant 8. Judgment has not been entered on the Guaranty in any jurisdiction. 9. An itemized computation of the amount due to Plaintiff by Defendants as a result of Debtor's default is as follows: a. Principal $ 44,115.54 b. Interest to April 2, 2001 $ 5,601.16 c. Attorneys' commission $ 4,971.67 d. Total due to Plaintiff as of April 2, 2001 $54,688.37 10. Interest continues to accrue at the default rate provided in the Note. WHEREFORE, Plaintiff demands judgment against Defendants, John J. Park and Marie E. Park, as authorized by the warrant of attorney contained in the Guaranty for Fifty Four Thousand Six Hundred Eighty Eight and 37/100 Dollars ($54,688.37), plus interest from and including the date of this Complaint and judgment entered hereon at the default rate provided in the Note and costs of suit. Respectfully submitted, SAIDI~, ~/~FF, FLOWER & LINDSAY 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attomey for Plaintiff · .-:-..... -.......- .......... .. :..: ....... ;:: ... ...... .. . e. f-. "..'.'. ~a: "':'-' ':' L. ' ' · ........ .. . ....... .~ ~... cron.. No:.-... ~:'":':':':':.C' :":':':,"'-" ' · .. ....... · '".-" '-' ".:' '::' ::":'.': ...... "':' ":" :' .'.'"':::':.-:...':.':::-'.'::'::::::::::::::::::::::::: · ". ~.f:::~.~;.:'::..::'..'::.::':::. ..-.....:. 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'.v; ;' "'". ..... -.-.. :.....v.- ::..:.::. :.......:;~:....-.~.,,:..ff..::.:.:.....:...:.:...;....v;.....:v..:.. .-.v:-.'.:..'..';.'.v. ............... . ........ 0 ~ ~,~ ~:: - ,.q ._~ ~ ~, · .-.: ......... rer~rlc s in ~,sle $~a = ~ ............... ...........: .... ...::..... ::.:. :...::....[::. .:.:.:.......:.:.-:..-..-...:. .....:......;::;:.:.. ...... .:~............;..:::..:.:...~....:..:::.:.......:......::::~:...:~:....~...~:~:~..~:.....~ ...... ... .s.~ "-r.'-: ' '- - , nec: are~ r= , r = ' · ............. .'.-:' '.. :'. ...... .".'-:.:.--IL.:.:: ....... -:.:-.'-..:.:-.'..-..: ...... ::-::.::...:.-.:................::.::.".-.'.::..'.'.:.!:."."..'.'.':!;.::. :".:.L.'.-':! :' "'"' :.':-:-.'.-:-'.-'-....'-!~.: ...."'.:: ............ :_ a L. nc:er s use, only ~n(::: ,"' n ' ' , . . ' ..................... ' ........ .'" :"'.':'-'-."-'.:.:.:.:.:-::.:::;::::.:'.':-.'."."..':.':::.'.-'.::i.... Y-':-:-'.'~:.W. ~.~]"-::.-i.::..'...".:-.'~:;:::.'-'.':_.".::i:i:!:i:-~: MECNANIC$1~URG, PA 170S5 42¢2 CARL!$LE PIKE (:AMP NIL,L, PA 17001-,~87.t, Guarantor: JOHN J. 13ARK and MARIE E. PARK: 29 OLD GETTYSUBURG PIKE MECHANICSSIJRG, ~A I70S~ ' CONTINUING UNLIMITED GUARANTY For gooct anct vatua I ' unconditionaJly guarantee and promise to oa" ;ointl .... 13 · ¢=n..Sictera_tlon_, JOHN J. PARK: and MARl- ' ,. , tencter at the Unite ; ~r,e ,,, ^__ -__ . .y,.J . y an= severe,y, co PNC gAN · ' ~ =' ~ARK ( Guarantor' ai3solutely s an= c=n;ltlons ~t tar:~ ~n t~is Guaranty. U~=er t are continuing .......... -,,,~y ~r uuarantor is unlimite~ an~ t~e OEFINITIONS. ~a ~cllowing wor~s snail haw t~a following meanings whsn useC in t~is Guaracr/: Sorrower. The '.vccC "Scrrower" .~aans MC~ Guarantor. T~a wcr: "Guaractcc" means JC~N J. PA~K ant ,MA~iE E. ~A~K, who ara siG~ing this Gu~an~/~in~y =nc severally. GuaranF. The wcr= "Guaran¥ ,means t~is Guaran~ mace ~y Guarantor for t~e ~enefit of LanCer ~ataa A~dl 28. Indebtedness. The '.yore "InCac:acness" is usac in its m~st comprehensive sense ~nC ~a=ns ~ incluCes any ~nC ..! af ~orrowad$ ~iabiiitle /nra,as; costs. ¢=~s over,raft ~nc=~t=Cn=ss crac~t care inner:access, lease o~lJga:icns. ~t~ec c=tiga~c~s, one ~ia~il/tlas :hem. ~n~ ~cy :c~sent 3r fu~uc~ ~uCgmec~s agalns~ 5orrcwar. ~r any ~f them; an~ w~elhgr any suc.q in~a0t~Cness ~s '/~luntadly or icvclunqni,. inc~'zid~ail,/ cc ieln,l,/ with =~et~. ~ -'-- ', can=ma ~rrac :r unentcrca~;~a ~ga~ns~ ~crrc',ver fc~ ~n'., c==s-n 'v' =~ -=, · ~n~ '~~r :~e in ...... ,.ass ~nses ~r:~ ~rans~c~ns ',vnic~ ma 3= '/air,cie cn ~cccunt ct infancy, ins~nt~/, ~itc~ '/ires. cc ct~ac.vise. Len~er. The wcrc '%anCa~' maa~s ;=NC 3A,NK, .NATtCNAL A~SCC;~T;CN./ts succasscr~ ~nC ~eiatea Oacuments. The ',vcc:s "~eia:ac Cccumen{s" mean ~nC ~nc~uCa '.vithcut ~im:ta~icn ~ti Cram~sscr/ nates :taCit agreements, Icon ~gr~emenrs. environmental ~c:aem=nts .- ...... , .... ~ =~'==m n' ---,- . · ....... ' - ~ ~re=~=r ~XiS"" =X=~.,, .~ y '~'''."e ,,S ....... ~gaS, 32G~S 0f ~F~S;, NATURE OF GUARANTY Guar=~;--'-'i-~' , .. Guar=nr~-;~t - .,. ' , ..... ~ , acM:,/ '~c.ar ~nlS Guarani/ S;~=i! ~= - 3 - ,. ct,.ac~/~se, or all :nC=-'=C-as~ A~-- · , .... " ....ann. ~nc :,r .... ot ca,/men, when Cu _ ,v~=" . . . .. ~_ s ~-,ran,y ,amalna in ~rc= . i = .. , ............... rc:n~,y no '='/m=n~S m ..... .. · .. : e.. ..nar ~t ~at~-~, ur aadier' / n C:n~.C::C~ '.vf.~ 3-,/ '=m=,~ ..... ' . . --. ...... aug u..n :~a ~n~:n~n~ will ~--~ .... ': ~. '] .. , C naS~ ,fCn =u~se~uend,/ ~nsas cr . ,,.. · -:. .. ~r~c .... =~ns, an,/ or ,ne Guaranrc:s ~nCivicu~lly, ma~ ~r~ coverer :,/:ms Guaranr/..~ny 'naczlit,/.;i LanCer :o =rccaec ~ga~ns: ~n,/Guarantor ('.vna{~er c3useC cy act~cns ..vdi nc: stfac'. Lancar's :fgn~ ~o ;rccaec ~g~ns: =~,/c~ ail :ema~ning 3uaractcrs ~or ~11 cr .~a~ 3~ :~a amounts cc,/ere~ :y :~s ~;zran:v. DURATION QF GUARANTY. ~is ~r~:,/'.wil :~a atf~c: ,.vnen '=~iv ~ -, ~ =~ ~ · · .. '' - - ~11 lncaC:ac~ass incurraC cr ccntrac:ac 3e~cre :~a~cr :,/ fuji. [f Guaran:cr a~ec:s 'o rsvcka ~s ~uaranr,/, Guarantor mav ~ni,/¢c sc ~n '.vrtting. ~ · LLncar ~: ~na ~ccr=<s ci Lancer ~istec 5ccve cc suc~ c[nar clara ~s Lancer may - · ,= ,, . n~tt,, cf ravcc3:t~n must . - ' -es~gna,. Jn '.vnting. Wn,,an revcc3[icn cf :his Guaranty ..viii - -',, : c.u~a ~cac~acness w~:cn ~t :~e ::me :t nc;ica ct " . iicu~ca:ac. Ca~grmmaC .-, c',e N~"-= ..... ra'/cca[ion is c:~tJngant, unticuic~:a~. . .- .. = ..... . ~ ..... ~- c~ ;evcca[zcn ;nail ~a e/fac:tva only as ~c::cwer cr c:m~*'=~ =v Le~car =::.:: :c ,a..~:: cf Guar~c:cr's '.vnttan ~c~ica ct ;avcc3~c~. ~cJuCmg ~,,. ~x:a~sic~s. ..... v~,s. ~x:~;cns. s~'s:::~:ic~s, zn3 .~cciffc2[icn~ c~ '~a IncgOcec~as~ gran:ac " ' '~ .... ' ..... regar~,.s~ cf LenCar's sc~uai .~atica cl G~ractcr's ,~=C.=~ .... ~ ............ - ' ' v L. ~. - ~. ~ =~' ~a,~ -~ "~' ' ' .... '; "' ~f=~' ;~e ;i~Cd~V C~ ~nv ram~m~ ~u~r~nt~rS u~car ~s Guar~c:,/. it is anfici~a(e~ [hat ~fuc~uations may ~c~ur , Indebtedness covered ~y t~is Guaranty, ant it is s~ec:fically acknowledged an~ agr~ ~y Guarantor that r~uc:ions in Indebtedness. even :o :~o dollars ~:0.00), ~r~cr :o written cevocation ot ~s Guaranty ~y Guarantor s~all not constitu:e a terminatfcn ot t~is Guaranty. Th~s Guaranty is ~inCing u~on Guarantor an~ Guarantor's heirs, Suc:essorS an~ assigns, so long as any o~ :~e guarante~ In~e~t~nes= re~a~ns un~m~ an~ ~v~ r~oug~ :~e indebtedness guara~te~C may from ti~ to tim- ~e :~ro ~ollars (~.~o). one or mcre 3~Citicn31 secure~ or unsecureC ~oans ~o ~orrower. to lease equs~ment or ot~er goods to ~orrawer, or omenvise :o extent acczlfOnal c... to ]Qrrower- (b} '~ 41tar. ccmoro~ise, renew, extend, accelerate, or ot~e~ise c~ange one or more times t~e :ime fcr fnce~re~ness, extensions may ~e ce:e3fe~ ann may 0e forfonger t~an tneorlginalloan :er~- (c) Co take an~ol~ ;n,s Cuar~nl,/ cr ;~e InCe~tecness. ~nC exchange, enforce, wa~./e, su~or~inafe, tail or ~ect~ not [o ~ertect, and retease any such security. wft~ or w,;~OU~ ~e SuCS:~fU[;On Qt ~%v CoIfo:~31- [~) :o reteLse, su~sf;[ute, agree nor :o sue. or ~eai wit~ anv one or mor~ of ~orrower's suretres, endorsers, or crier guar3n:cr~ cn ~v :arms or in any manner Lender may c~oose: (e) :o ~eterm~ne no~;, w,~en and ~vnat ~;01icatton 04-28-1995 COMMERCIAL GUARANTOr · Loan No (Continued) Pa, of payments and credits snail be maae on t~e Inaeoteaness: (f) to alOlOly such security ancl c~irect the or=let or manner of Sale the inclucling without limitation, any nonlucliclal sale permitted 13y tlqe Terms of the ==ntt. oiling security agreement or oecd of trust, as LenOer: discretion may aa:ermine; (g) to sell, transfer, assign, or grant participations in ali or any part of the Incle0teaness; ancl (n) Io transtar ti:is Guaranty in whole or in part· GU,ARANTO~'S RE.:oi:qESENTATIONS AND WA~qRANTIES. Guarantor raCrese.~:s an: ;'.'errants to "..eh=er ',:':.ac (al: nc reoreser-.:a::cns o: of an}, kin: ~,ave 3eon maoe to Guaramor whit.-, wout: limit or =uallt~., in an}. way t~e :arms of :nfs Guaranty; (D} :nfs Gua:ar.:v ;s execute 5orr=war's recuest ar'LC not at :ne recuest of Lance;' (c) Guarantor nas no: ant ;'.'ill not. ',,,.'itnout the ;:nor ',.vrmen consent cf '..enact. s~ll, iease, as: encum13er. ~y=o|ne:ate. tra~ster, c,r otner,,v~sa ~;s==se of ail or suOstanhal;y all =f Guarantor's assets, or any i,":,:eres= !hereof:,. (cOl Lenaer ~as mac~ reDresenta;[c:':, to Guarantor as to the crecli~wo~nl,~ess of ~orrower: (e) ~,oon "..eno)et's--request, Guarantor wilt Drovic~e z= '..enact hr'can=iai ancl .-- informatic,":. ~r. form acceptable to Lanaer, ancl all sucJ't, linen=tel informahon ~rovi0ec! t= Lan=et ~s true anct corre=t in ~ll .material respects aha presents the ~f,'~ar.c~al condition of Guarantor as of the ,,,ares mere=f, an~ no mater=al, ac,.verse :.-.ange has occurre=' in the f;nar:.cial Guarantor s~n:a :ne '=ale of l~e financ:af s=ateme.-,;s: an= (f) Guarantor ~.as as:aSiisn'ec' ao~cua:e means of o=taining ,rom =-orr=war on a :ant:n:., basisTM , ~n.c:m~:=O.-t. re.:ar=in.c ~orrov:er's fine,coal c=~,'Oition. GuaramOr agr-,,as ~c keep aCaCua:elv ' ' ..,., ,,:- . fn.or..,e~ ;rom such means of an}, ;acts. ~-ven;s =ir=urns:an:es wmcr..,"tlig,,.tt ~n &nv '.;'ay affect Gua.'a~tor's r~si,'.s ua=er th;s '~:,;aramy. ~nc Guarantor fu,":ner acraes ~,at "...en~e.' snail ,":,ave nc to 0isci=se :c .~:.;arar,:or any information or Cocum-:n!s ac=u~re: ~,;; '...att,:Oar ~ '~e ..... ,.,, ~e .a, ,' · ' · ~. ...... se ........ a.~ons~= ,,...;tr'. -:orr=ave,' GUARANTOr'S WAIVERS. -:xcel' as ~ro,'oi~ottec 3'..' aDoi~ca:31e law, Gua:amor waives any :lc,':.: tc re:u~ra ~ ,,'"oar ~a'~ 'c :o.".:i~ue lenCinc ..-.:."lay ..,. extent ":n-~,' ....... ,7 :c -Rorrower; (~') tc make an,.,. ;::resentment, 2to:esl. :amanC or nc, hca of any kin,: inc,'~,:m; .... = .,, ' "' ,-.. " ' · .... ~-- a~y .~ort.=a.,,,..-.ar, t 'of ' lnae=~ecnass =; ,",, any non;oaymem reiatec tc an;. =cllateraj. or nc:ice of a,",v ac~or, or none=rich cn the ;aa: of ~orrower, La.hOer. an.,., surep., enCOre or other .c~aramor ~n connectxon w~t,-, ;ne In,:eDit=ness Or In connects=r, ',;;;tn the creation 3f new or 8.,.:=lIic."';al icons or co:ica:ions; (cC, :3 res=r: 13aymant o: :: ;or=teed :::lirectly or a: ,.once ac, ainst any ~erson, inc~uciin..3 ~o."rower or any other guarantor: (,-,') :; =to:aec :otrec;l~ aaainst or ex.':.aus; a o · collateral ne~: :y Lan:tier from ~crrower, a~v ot,~a; guarantor, or an,.' other oersc,"1,; (e) :0 give no:toe of ;r~a terms, ti..-,e, ar.: =lace of an.,.. ;out:lac private sale of ;::erect, al orooe~y secu;ttv nei¢ :ov ' = , ' · . . -,ncler ,rom :~orro~er o; ~,., comply wi:r, any ocher a,~Diica,,'ie ~,"ovisions cf t~e Uniform Conner: Co=e; (f} tc,.oursue any =:nar remedy wi:mn '...an:oar's ;3=war: or (g) to commi: any ac: or om;ss~on of any kmC. or at any ,me. w¢'r, respect to ma,'1er wnalsoe,.,er. · If now or hereafter Ca,) ~orrower si'lair toe or 3ecc..~e insolvent, and (13) the Inc~aotednee. s saall not at all times until cai3 13e fully se=ute=. :y cotta~ oleo:gaol 3y =-,crrower. Guarantor nera~y forever waives an: retincu[snes ~n favor of Lan0er an= ::.'::orr=war. ant tne~r respective s~cc..osso."s, ,~y rigm tc :oa.,.'ment ":.;oran:or may now nave or hereafter have or actuate against Sorrower. 13v sc,cOrot, etlon or '-'"'= ' · · . ..... rw~se, sc t~at a: r,.- time sc' Guarantor oe 3; os=cma a "crec'-'itor" of Sorrower wi:,'lin tl~e meaning of i '~ U.c ."" sect=on $;,7(3~ or an.v sc:=teaser =revision ;..' ',he .:a,'JeraJ laws. '-'--. ", · .. Guarar:.:or a~s: ;,.'a,vas any and al~ ri=t'1,!s or Cate-sas ads,ny 3v "=ason cf fa". anv "one ach=n" or anti-~,-fic=a,-,," Jaw or any o:~e:' la,.,,. ,.vnic~ :- 13raven: enter ;rom 3nngfn,~ any attic, n, Jn:~in: a claim fo:' .:Oeficiencv. a=atnst Guarantor, ~efore or at, er L.enoer's c~..-.l,,-'Je.':,:ement ,or any ' .... - -. - . ,,.,,e,.=s;,'re action, either iu.:oicJally or ,my ex='rcisa of a =owe; of sate: r,.,; an}, eiecticn ,.of remeC~as ~v; ,-n,-w~- wn:c.~ .oastr~;,s or ,otherwise a0verse; affects Guar,=.,':..'.=r"s suer=cation ~gr':.!s or Guarantor's ," -,~ to ':; ...... · ,, ,~g .... or=oeeC, a. cains; ~orrower for reim=ursement, incl,;Oin~ ,.v~t,"1, cu! limitation, any loss rights ~u,ara:':to; ma.,., suff~r 3y reason cf any Jaw i;..~Jting, =:.;aiify~ng, or ~=s:,"lar=in§ ti-la in,.cat, taonass: (c; an.,., C!saCifitv ~r otne: c, efense c; ~,:.'rower. any other .c. uaramor, or ,~; an}' ot,"ler .=ers;r,, 3r Oy ..'aason ,3; trle cassatio~ -' ~crrower's J;a:OdltV fO'Om any CaUSe what. Soever. Cln-3.r tr, a.,':, ,=ay.-.,en; i,'-. ;:.; in legal tan=er, cf :~e In~e~;a~n.a_ss: (C'.. any ny,'.- ,.- ctaim ~isc,~a..-oe of the inoe=la~ess cn ~e 13asia of un/ustifieC ~m=airme.-.t of a~.,., co;aa:oral for tn~eoiec~n=~.' ~=~, "v '"" ~ ~ ' '* '" if '" .... ,.-., a,,. S,GI:JI. O, Ilrnt,atzo~S. at a.~v time =nv ac:~on or s;ji: 3 .... - , ,..,:j .... .3y! -~ ~a .,"'. Inoe:ote~ne~s "'f ='"-,'=war t,', i ,-n~,,,. ,,,,,,,,~ e ,.,,,, ..n,.,,r acalnSt :.ca, ran:or !s comma....:,:a~ '-,ar=; ,-,., , ,,,.,,~ .. "' "~ ...... $ ,..~.S,a .... rt., .. :' ...................... ~ .....=~rreC =.,,, ~ny ao~hca:~ie s:a~ut~ of lin:cations; or (f) any :efenses g;ver. :: .cue:amc, cs a: ;aw ca' equtt.,,, =,net ;~,an ac:ual ~ayment an,: ca.'torment_-- of the Jn,.oe=te:'ness. If =ay,,"nent is ma:oa ,.,y Borrower ,.','~=tn=; vo~,:",'ari;y or omer,.v~$e, or ~v a~'., thiro ;=arty, c~ :me tn=eom=neSs ant inerea,'ler Lea:let is for:aC to remic ;ne am=un: of :.'.ac =avmen: tr,, -=orr=war's ~r:.:stee ~ .:ankru=::,.. =: t~, ar., simiiar .:oe."son ur..:er any feaeral or state =ankr::,3:cv law or :aw 'or .tr, e rebel of '-= :ma ' ' ,,, , , , ' · ' a, :,;ts, ,,"t. Gacta,.cness snal~ 3e consicarec un=ale for -:n~.: =urDcse ,,.n,orcamen, ,.:, ~,~s Guarantor fu."t,"t..3; walvos and ac:jrees not ,,', a~ser':, cr claim at any time any " '"' . o.,.,ucttons tc the amount guarantee¢ un=er ',."tis Guaranty fo; an,,, claim -" se[~ff, coumercta~=, counter Oamancl. recou:omer'.~ or s~miiar ri=nt, wne.:n,-,, such claim, ceman~ or right may =ee. ssa~.3... 3y tl~e ."3or.'ower, the Guarantor, or 3ot~. "' ,., ,,, ' GUARANTO;q'$ UNDERSTANDING WITH ;:qESPECT TO WAIVE~q$. Guarantor warrants an= agrees thai eac~ o; !he waivers set to,"t,~ a=cv..3 is mace with Guarantor's full kn=wlecloe of its significance an3 consecluencas ant f~at, un:oar the cir=u..'-,s~ancas, ',ne waivers are raasc,,-,a~ie ant no; c,.on~rary DuDJic Doilcy or law. If any s~ucn waiver is ae~armlna~ to Oe contrary to any a,c:3,caD~e iow or Du:ohc ooi~cv, suc,n wa.Jver s~all ~e effective ~nty ;c extent =ermitteC 3y la,,:' or joutotic policy. ' ' . . ' LENDER'S RIGHT OF' $c?TOF'F. In adc~ition t: all hans u~on an¢ rig~*.s of setoff acai~s', the ,.-.~neys, securities or otr~er :r=:)e~v of Guard.-.:-o gfven Lender by lay,,..',an=er s,'"lail have. with ras~ec', ~o Guarantor's o~31ioah,3~s to ~ -';hOer unoer ,n.s Guaranty an= to the .xle,,, ;:)ermJtte¢ 3y law, I· ! ° comra:tual .3~ssesso,'3, security interest ~n an¢a ."~,~m of se',off a~af~st, an,~ G~a,"antor nere.3v asszgns, c~veys, Celivers, ;ieoge$, ar.- :."ansfo,.~ to I. en~er al: of G~arantor's rtgnt, title anc~ interest i~ a~c:l to all ,3'"~",si,s. m n :, , ' ',.,( ~cssess~on o' o on ,- ' o · s secunhes an =thor r o, f ,., , , r , cle,.,=si, with Lan=tar wnetn,-r n,- .... '-' ....,~ ." .... . .' · . .... D oD.."'y o ~uaran.,,r nov,, or hereof:er in ,~.= held 'o' saf-kee.,,n ~r ,','~,-m. ....... ; ..... _~ ._-,u ,n..a. 9.ene.;a, O.r sDe.',al ac:aunt or aeDosit, whether nelcl jo,ntlv wltl"t SnOmrK~, ,,$~ .-_: wl~etne," .... ' -: ...... ',~=. =,,,c~uu~ncj ~ov,,,ever ali i.q,,~, Kc=on. a.-t.', fruit accoun!s. _=very such se:,..,,dtv ~nt~rest a ........ ::lament uaon ,,. notice to Guarantor. Nc secu,"t~'v Interest or rig,"1: of seto,'f, snail De aeemecJ to nave ~oeen walvec 3v any act or exerc:se-'J . = "'- of se;off may ~ewith°u2 ¢onclu=! on the =ac =f Lenaer or :3,.' any ~.gle,.. '.-.- exercise suc~ r~a~t Of --e~-,,. · · .. .,-.,.,,, or to enforce sucJ't, securt!y ~."t. tarast or 13v any '""*ay ~,-, so co~.-.=. Ever',, riglqt of se~o,'t, ancl secunl'y inter-st ~,',all continue irt. full force ant effect :,,:."1Iii suc,"t, n=nt of se:cfr or secu,,itv imerest is saeciflcaih, waivecl or release=: =y an instrument ~n wrftin~ executeC Dy L. an=er. - · . SUBOiqDINAT'ION OF BORPiOWE~q'$ DE~TS TO GUA~ANTOFq. Gua;a.ntor a=rees t~at t.~e inoeioleCness of ~o."rower tc Lender, '.;'ne:nar no,,,,,, axis:my or hereafter c.'eateC, snail toe ;:nor to a,"ty ctaim tna~ Guarantor ma,,., now ~ave or hereafter ac=uire acalrt, s[ ~orrower. v`'ne!.~er or ,"t.-' ~orrowe; becomes i?.solvem. Guaranlor ,"'Jere:oy ex=rassly s:..:=or~ina;es any cta~.,"n ~:.;aramc.- ma;, nave ace,ri, st :3or.'ow~.- u;3~r, any ac,:cun~ , ~ -,~ .~,,. "' · - . ~ ~a ,S,., .',.... tO a ny claim t:",a: L. ence; .,~ay now or ~eraafter ,".ave a.=.~;nst :3orr=war. In the eve~'. ~t insolvenoy an= cor.sec',uen: ii~u~cahon of the assets c; ~orrowe.". :hr=u? 3,~nkru,.:lC.v, 3y an ass~cnmenl for ;ne ",=~af~t o; ore,,tit=rs. Dy voiu,,'t;a..,.y it:ut=ah=n, or otherwise, the assets cf ~crrower a~r, ilca=le to the ,cayman: cf :ne ctafms of :3=tn L~noer an,= Ga.;afar, ocr snail ~e ,.:az: to Lancer an,: snail De firs: ao:oi~ec~ 3y Len0er to the InOeoteoness of -:,-.'tower tc LenOer. G:,;aramor :oas here~y assign :o Le,,':,:Oer ail cta~ms wm:,-: it ,.--.ay ,~ava or aC=lUCre against Borrower or against ar:.y assignee c: :ruslee ~n bankr~=tc.,.' =t .'~orrc,.;,ar: =rove=ad ,"'toweva,. :,',at s~:,"t, assic:~..-qen= st"Jail :3~ effechve only for the ~utocse of assuring to Lenc)a." fu;= Gay.,"nen: ~n legal tender ct ~ne lnOeote:ness. If Lencler so recoues~s, any notes or c;edil agreements now or hereafter ew0en-zng any Oe~3+s or chilcott=ns o~ ~crrower to Guarani=: snail .oe ,,--,a."kecJ wttn a legend teat fne same are su=lect to n ~ · · " ' - ' I ts ~uara,":,,y an= shall 3e cletfverect to Lenclar Guarantor agre,~s ant Lenaer hereOy ~s autnonze,,j, fn t~e name of Guaramer. fro,-., time tc time :o execule ant file financ;ng szalements an= continuation statements ant to execute such other Goc:Jments an=cfto take s~c,"1 other actions as LanCer ~eems necessary or aD=to:oriole to ;:effect. ;:reserve and enforce ItS rlgrl!S under this Guaran;;/. . . , MISCELLANEOUS P.qOVISIONS. T~e folio .,n;$ceJlaneous .or=visions are a .,oarl of t~s Guaran, .,,. , · · ;.,,"nan=:merits. T~is Guaranty. :ooet~er ,.,,.~t~ a..-tv J~P..laleCl ~O.-.tJrlqAnt~ .-.~-eo; ....... ,.. · . ma,'tCem set farm in this Guaranb/. Ne al[e, .'~ ot er AmenCmen~ ~a ~his Gu~ran~t shal ~e aff~ ~ unless given in wdEng An~ siGne¢ ' ar ~r~es sau~m {a ~e cn3r~a~ cr ~aun~ ~y ~ha.~lter~ian cr amen~enL Appfica~te Law. ~is Guaran~t has ~een ¢ativ~e¢ to Lan:ar an~ accac~ad ~y Lender in the Commanweat~ ~ ~tnnsylv~nia. It ' lawsuit. Guarantor a~r~s u~n Lancer's ~acues[ to sucmit ~o ~a jucsCic~an ct ~a coups ~t CUMSE~NO Ccunb/, Pannsytvama. Lanc~ and Guarantor hers~./waive :~e n~t ~a ~n,/lu~/trial in any ocean, orccae~in~, or c=uctemtaim ~rcu~t ~y ~t~er Guarantor a~ams; ~e ~t~. ~s Guar~/ saall ~e gc,/erne~ ~y ant ~- ~annsylvania. Attorneys' Fees; ~enses. Guarantor ~raes ~a ~,/ uccn Ceman~ ~ll ct LanCes c=stS [~d excanses, inctuCmg ~t:crneys' ~ees te;~i expenses, iccurra~ ~n :=nn~.~on wit~ ~e e~forcamen~ ct C~is Gu~ranW. Lander m~,/~,/someone eisa :~ halo enforce ~his Guarantor sM~li .c~y t~e costs ~n~ axcensas ct suc~ entcrcamem. Costs ~n~ ~ensas inctuCa Lancar's ~ttcrneys' fe~ ~nC wnemer or ncr ~era is ~ I~ws~it. inc:~cin~ ~gcrne,/s' /ess ~n~ 1~ excenses ~cr ~nkruccc7 ~rccaa~in~s ......., ~..~x~ens~ ~cC s~cn ~Cition~ fees ~ may 3e Cir~:~ ~,/~e cc~rt. ' ......... ," ~,"'~. ~u~nc~r ~lsc s~ell c~ . Notices. ~ll no;foes raCuirec ~o ~e given ~y ;ft~er ~ar~/ to ~e ot~er unCa~ :~;. Guara. nr/s~all ~e in wn~n;, ~ay ~e sent ~y ,ale~cs;,~;i~e, . cc~der, :r w~en Ca0os~ta¢ ~n ~e Umta~ Sta~as marl, ~m: crass Oostage ~racajc, aCCtassaC :o the ~arv/;o '.vnom :ha ~c:ica is :o 0e ~ress shown ~ccva cr to suc~ omar ~¢crasses ~s a~t~ar ~a~ m~,/~as;~na[e to t~e ~[~ar in writing. ~ti revoc~[Jc~ ~cficas ~y Guarantor aa tn wn~n~ ~nC s~1 ~e a~tJve only uoc~ Calive~ tO ~a~cer ~s ~rovfCaC ~ove in ~e s~on ~i~ ".~U~A~CN CF ~UARAN~." ;t more t~an ~ne ~ua~an[cr, notice ;o ~n,/Gu~crcr will consMt~te nctzca ~o ~ii Guarantor. ;or nodca =ur~oses, Guarantor agrees :o in~crme~ ~t ~11 ~imes of Guarantor's c~ffan~ ~Ccrass. . . ~aeme~ :c have ~een usaa ~n ~ha ~lural w~ara ~ha contax: ant cons:mcffcn so ~aCuira; ~nc where ~hara is m~ra ~h~n =ne ~or~ower Guaran~ or when ~is Guarani/is ~uta~ :,/ more ~han one Guarantor. :~e wcrCs '3or~wef' ant "Guarantor' rasg~:ivety Shall ~n,! one ct more ~t :~em. Tee '.vorcs "Guarantor," '~crrcwer," and '~ancar" inctuCe the helm, successors, assJg=s, an~ ~r~ns~eraes :~am. Cac~i~n ~eacings in ~is Gu~an~: = for · .r. c=nvenienca ~u~csas c~/y amc ~ra ~c~ :c 3e useC ~o an;ar:re{ cr carina ~he ~rovis~cns of th.- ~ac3ss~r/for Le~Car ;o inquire i~o :he ~c',vars c~ ~orrcwer cr Guarantor cr ct ~he ~fficar;. cir~crs. :~ers. cr .~ ..... ;urcc.~g ~c'/ c:~er =re'Ns;ch cf ~s Guar~c~/. Nc '"ct waiver 3y: =~-=r ~cr ~c,! :curse cf :a~;~G =e~,veen Lan~ar ~c: G~r~ntcr, s~aii c:~s~tuta CONFESSIQN 0F JUDGMENT. ~ ~CT;~ONCTA~v ~,~ C;E~K CF ANY CC~,~ =N 7:~E ~,MMCNW~L~ ' ~'=.~ .~ ~.E~.~UL; ~J.NCE; ~f; ~: ,~ .... ~ ,,,~ ~,.~ ..... 7CGE~:~ER ,,vlT:~ ~STS CF S~T. ~N0 .~N -~O~NEY'S ~C~,I,MISS;ON CF TEN ~E.;CENT (TO%) CF 7~E UNPA;O PR;NC:PAL ~AL;NCE · ~CCgUE~ iNTErEST FOR COLLECT:CH. ~U7 'N .~NY EVENT NOT LESS 7;-~N ~{VE ~UNC~ED ~L~&~S (S5C0) CN wHICH JUCGMENT ........ X,._~, ,~N~ .~,!~'( ~SS~'E .IMMEClATELY; ANO ::OR SC 0ClNG. ~tS GUA~AN~ O~ A ':CgY CF ~IS G~A~A,NTCR S~ALL NOT ~E ~:~A~'STEC =v 'NY EXERC:SE CF ~A7 AU~-CRI~ ~UT S;~ALL ~ -' ~= F~CM ~ht~ TO TaME .AN~ AT ALL TIMES UNT:L P.~'(ME'N7 'N F~LL CF ALL AM~' :~,-~ mt 'E E.~ ' " - - ' -~ . NE.~E~Y ',VAIVE$ .;NY RIGHT M~Y ~V= TO NCT~CE CR 70 ~ :-~RING ;N ~-NNEC~CN wJT~ ANY S~C:~ CCNFESSiCN j, EACH UNOERSIGNED GUARANTOR ACKNC',VLEOGES HAVING REAO ALL THE PROVISIONS OF THIS GUARANTY AND AGREES TO ITS TERMS. IN AO01T~CN, EACH GUA~A,NT0~ UNOE~STANOS THAT THIS GUARANTY IS EFFECTIVE UPON GUARANTOR'S ~ECUT;CN AN0 IN THE SECTION TITLED "OURATiCN CF GUArANtY" NC FQRMA~ ACCEPTANCE ay LENOER 'S,NECESSARy ?0 MAKE THIS G~ARANTY EFFECTIVE. THISG~A~ANTy IS 0A TED ~FqiL~S, 1~9S. ' GUARA,NTO~ x ~t_'~ / -, .~ .... ~ - ,' - ~ · · 04.-28-1995 . ' Loan No COMMERCIAL GUARANTY"-" (Continued) INDIVIDUAL ACKNOWLEDGMENT STATE OF COUNTY OF ) SS · · . ~ ~' .., .-,, ~ . ' On th~. the ~ da ~ ' names are su~sc~ ' ~ ~gge ' ~, ~= me ~/ bee to the wit.i · ~?o JOHN j. ~~a MARl ..... .' ' In Wll~lg w~ereof, I hereunto set my hah= and offl~al ~al - '-=y exKuleO t~e ~ ........... ,,,,,,~ ,'ea. e, ~.o98 ' I Mem,:e,;/=e.'t:'t. sylvac;a Assa.-..a~,, ot · i i i .~. i " ~:-.:.:. E, oan.:.H0:.....r.. .... CalL:.:....:.c:. Co[lat~ra '~%..~'-A~c~aL.:~:.:: .. ~. ~ffiC~' ~'.'. ... ~rincipa~: ...... ' Loan. D~[e [::.: .MAt' '~ ...... "" ': - · ~":"":: ....... :-' ' ' ' .. . ~.. ::.... ........:,.........~ ..... .... .:.:......:....~.~. ..... . :...:.:.:.., .....::....... ...... ...~..::.:......: ..:.....:::...(..:: ~.:.....~ ...~=...... ::.~.:.-. ~-.~.~.. · . :'""..'.'"'-'.: ......... ...... .... :.".-:':: ..... , ..... .:-"':," ........ ::':'.':':. .. ;... . {: .......... :.: ....~: ... ......~ :: ...... ::.: ..,:.:. ....... {?.':.: .:.:.:.;~. . . ..: :.:...:.:.::.: ......: .:,.:,.: .............. ......,::.~.. ~:~ ~:' - 29 OLD G~SSURG ~IKE ~24~ C~ISLE PIK~ MECHANICSSURG, ~A 17055 CAMP HILL, PA 17001~87~ . Principal Amount: S52,214.00 Interest Rate' 9.500% Data of Note: April 28, 1995 ~R~MISE TO PAY. M~P CORFORATION ("8orrower") promises to gay to ~NC ~ANK, NATIONAL ASSOCIATION ('%an~er"), o¢ order, in I~fu: to,ether wit~ interest at t~e rate ot ~.j00% ~e¢ a~num on t~e un~ai~ ~rinci~al ~ata~ from A~ril 2~, 199S, u~til ~ai~ in ~11. PAYMENT. 8orrowe¢ will ~ay t~is loan in 59 regular ~ayme~ts of S~4S.71 eac~ an~ o~e .irregular last ~ayment astimate~ at ~2,7~.73. 8orrowe¢'~ firs= ~ayment is ~ue May 2S, 199S, an~ all suOse~ue~t ~ayme~ts ar~ue on ~e Mme ~ay of eac~ mo~t~ after ~a~. final Fayme~t ~ue A~rtl tS, 20~0, will ~e for ail ~ri~ci~al an~ all accrue~ i~terest ~ot 7et ~ai~. ~ayme~ts i~ctu~e ~rinci~al a~d inter,st. cn ~s N~[a ~S ccm~a~ on a 36~i=~G sim~le interns: 3aSiS: :~ac ~s. ~y ~cl'/tn~ ~he r~do cf ~a ~nnual ~ntaras: c~a c'/ar a ,/e~' =~ ~C c~,/s. ~ulU¢ie~ ~anCar'~ ~rass ~cwn ~Cove ~¢ ~i SUC~ ot~er C~Ca ~ ~anCar ~e,/ ~asi~na~a in wnttn~. Umess =t~ec,¢se ~raa~ ~r r~uired 3,/~ociic~le ~,/maccs wtll ~e ~clie~ ~irs~ ~ accr~aC un0~i~ interest, then to ~dnci~. ~n~ ~ny romanm~ ~ount ~o ~a,/u~ai~ ccil~tio~ costs PREPAYMENT. ~crr~wet ~raas ~c ~il loan ~s ~n~ =~er crecei~ fine,ca ~ -~ · to ra/u~C uCoa a~ty =ayment (whereat vctunt~p/c¢ ts a result cf Cafautt). axca~t as ct~er~/ise raquira~ ~y ~a,,v. Excao~ ~c: me ~cr~cing, m~,/c~y w~thout pac~l~/~11 cr ~ ~cmca =f ~na ~mauat awe~ a~dier :h~n it is due. E~y ~,/mec:s will act. unless ~rae~ '= :=,/~anCat in writing, raieve ~crrcwar cf ~orrcwe¢'~ =~ligaticn to c~nfinue ~ m~Xe =a,/ments un,er t~e =a'/ment schedule. ~at~e¢, ~ey wH! ~,' ~ m~y result in ~orrcwer making ~ewer C~,/mems. OE~ULT. ~crrower will ~e ia Cet~uit ~f ~ny of ~=_ ~cil~wiaG ,,~e~cens:,. (~) ~crr~wer ¢~ils ~o me:<e ~nv. ~,/mec~ wh=n.. C~a. (~) flcrrcwer ~e~ac~ccuman~. lc) Any r~crasac:~cn cr ~aman: m~ca cr ~ucnls~aC t~ Lancer 3v. ~crrc'../ar crcn =crr-'.var'~. ~ :e~m~ '~ ~so c¢ .~iste~:~ ~fl ~,~ 'nc~ucas = ~rnls~ma~t of =~v :f 5c:rz,,ver'~ ~c::u~:3 ,.v,t~, ~c~¢. (g) Any ~f ~e a,/ent3 3asc:::=c in mis ;~ .... t ~ts Nc:a. (h) A m~;ar'[~ ~C'/ersa c~;a cc:~rs :n ~crra,.ver'~ ~in~nc:~t ccnc~:~:,~, cr ~ancar :eiievas ma :rcs:ac: cf ca'/. 5~,'-'vat ~lSa ..,/~il cay LenCar :~a: zmcunt. This ~nctuCas. su~,~' :c ~n,/:imams unCar zc:~ic~t~. [&w ~ =~-=/3 =--ma,/s' ~aes =~" La,car's I~I . ~., ~. ~. , ;~- , , --~..~. ~..~ ~. '/~c~:a ~'/ ~u~c~a~:c 3ray ar 'ntu~c:ic~'. ~c=eals. ~¢C &c'/ ~ct:c:c~;aC ~cs;-juC~ant ccilec=ca 3e~/~cas. ?~ ncr :rcni~[ca~ 3y ~cciicz=le ~,,v. ~crr=we¢ __ . . ..... rider s t ~o su~mit ~a the jurisdiction of the ~ -n~e, in :~e Commonweatt~ at ~ennsvlvania. If t~ere is a lawsuit. Borrower agrees ucon ~ - ' toques courts of CUMBERLAND County. t~e Commonwealt~ of Pennsylvania. ~nder an~ ~orrcwer here~y waive ~he ng~t to any juw trial in any sc:ton Droc . ..~ng, or caunterctmm ~roug~t ~y ait~er ~an~er ar 3orrower against t~e other. This Note snail ~e governed ~y occurrence wit~ the laws at t~e Cammonweatt~ at ~nnsyIvania. ~iGHT CF S~OFF. ~crrcwer gr~cr3 :c ~ancar ~ ContraCtual Ccsses3~/ secu:~t,/interns: ~n. ~nd herac,/ ~ss;gns. ::n,,'eys. deii,/ers. -~. , ~ . - . ....... '' ' . , COLLATERAL. Th~s NC:a ,s s~urac '/ ~ Mcrt~a 3a:aC Aonl 2~ t~5, ta~ =~=r Cn F=~ =r==arW ~cca~ac :n ~.-U~IN C:~nt'/. Ccmmc-' = GENERAL PROVISICNS. L~ndar ma,,' :e~ay cr fcr~= ~nfcrc:ng ~n,/ ~f ,tS n~ts :r romeo:es ~r:ar ~:s Ncta .';.:.~cu: :csmg '-~m. ~crrc,.var ~C ~n'/ c;s~crcr. UCc~ .any. ~cGe ,n ~ha '=,~ =f m~s Nc:= ~cc uc~ess ,,~.rN~sa excras3~v s:a[ec :n ...;r::~G ~e carry .','~c s;~s '.ms '~ote...vhamer ~cr ~c,.' :ae~:n ~f ::me~ :~TS ~a~. cr .'a~ezse ~,/:~rr/ cr ~uar~n:cr cr :~llater~t: cr :moatr. ~asi ~o -a~;i:a uCcn cr -arfec' La,car; s~ur:t,/ --':~;=~, ~c3 ~ke ~m.' c~e~ ~c=~c~ :a~.~=C ~e~=ss~./ :v ' =~-~r ,.v~t~c~ ,~a c:~se~t cf =r nc''-= ~o acyc~e. :i~ suc~ =3r::as ~ls~ ,~'/ .--'3::'/ :~:~ ~CaC '.':~:~C~: '~a CCnSa~: Ct Cr ~Ct:ca '' &~'/C~a ::~ar t~G~ ~e =~r:,/ ',vit~ '.v~C~ :~ ,~CC:f:C3;~C~ ~ ~aca. 'f i"/ CCr:t:~ Cf 'r'S N~:a :s rcr ~.; 'a=scn :ecerm.~ec := =e una~rc::aac~e :t ..~,,* ~at a~ec: :ne ~fcrca~ofli~' ct 3ny otRer :r:,/ts;c~s ot :n~s CONFESSION CF JUCGMENT. 3C.q=CwE~ :-E~E~'/. ~;E~.'CCA&LY AU. ~C~,~=S .~N0 EM='Z',vE~S ~,Nv, ,.' --~NE'(,~. C= T:~E ;qO~:-C';CT;~Y. ~ Z=:'~' -' NCE~ "-i5 NC--. ~,~,C ..v~?:~ C= ''T:-C~- CC~,;=:~;NT F;L~. ~S CF AN', -E~M. CCNFE~S C~ E:NTE= JUCGMENT ~,~ ~.~'. ~'. ~.~-,%CT _~ T~.~N = ', ~ -,~.x~ 'C~.~.~3 '~c~u~ ~,N ',V~IC~~ j~0G,M~N~ ~ ~G,M~N ~ ~N~ ~ ,~1~ ~XE.ZuT:C.~ MAY ?'-E '_-~C~;~ G~%-~.2 ',~ 7~,~ % '-E ~O ' '%=~SS .L~G~.tE.~T ~G.4;NS- ~C~C~,v~.~ ~:-.~LL NOT ~ ~X~.~ST~ 3Y .~,~v b;/- '6 04-:28-1995 .. . Loan No PROMISSORY--NOTE '"' ' . TI',IAT AU3'HORITy, BUT SHALL, THIS NO'I'E,. B~ ....... _ CON'~NUE FROM TIME TO 3'IME AND AT ALL ~MES U~q'~L RAYMEN'i' IN FUI, J, OF' ALI,, AMOUN'I'S DUE U~ SUCH ~nn~w~R H=R~y WAIVES Aka' RIG~ BOR~owE~ MAY HAVE TO NOTICE OR TO A H~RING IN CONNE~ON W~ CON~SSiON OF JUDGME~ AND ~A~S ~T aORRowER HAS BEEN REPRESE~D BY LEGAL COUNSEL . PRIOR TO SIGNING THIS NOTE, BORRow~ RE~ AND UNDERSTOOD ~ THE PROVISIONS OF THIS NO~. BORROW~ AGREE~ THE T~M$ OF ~E NO~ AND ACKNOW~~s RECEIPT OF A COMP~ED COPy OF THE NO~ BORROWS: ' sy: ~~ .'~.:<.=~"'.~.:.~-:.~'.~.~ .... ..?. .... = ..,., , · . . ............ .. . ;~,~,:~(~ ~:~.-~ ~ - . , ..~~.=. ~~ .............. · L~nd~r: PNC Ba~, Nado~ Assoc~adoa ~2~2 Cadisl~ Camp Hill, PA 170~ 1 The ua~eailaed di~ ~xecu~e, ancot is ~xecudn~, oa ~b/lowing document(s) un~e~ which a~ un~signe~ is obliga~e~ ~o re.ay ---. i A PRONffSSORY NOTE IN TH~ AMOUNT OF . ..~, . .... . . A THE UNDERSIGNED AC~ -. "' D~C~fEN'TS CON'T~XN-- ...... i O~LEDGES AN~ .... ~:~ rxuvlsIONS UNDER WH~~ ~N ENTER GAINST THE UNDERSIGNED BEING FULLY AW~ 0F ITS ~GETs T0 · ~U DGMENT P~0R NOTICE AND A H2~NG 0N THE VALIDWy 0F AN'Y IUDG~fENT 0R 0T~ER CLAIMS THAT MAY BE ASSERTED AGMNST IT BY LENDER HE~5'ND IUDGMENT IS ENTE~D, THE UNDERSIGNED ~~BY F~~~i' ER B EF0~ INTELLIGENTLY WAIVES THESE ~GHTS AND EXP~SSLy AO~=a -~- ' ,~-,~ ~N'0W!N'GL y a~-~ LENDER'S ~NTE~NG ~UDGNIENT AG.~NST IT BY CONF -~ - '~' 9 CONSENTS TO TE~IS TH~~OF B. TH: ~ ..... _ ~ u~DERSiGN. ED ALSO ~.-, ....... ;UDGMENT AND WlTw0UT EITHER N'0TrCE 0a A flEA. NO, FO~cLosE oL . ' '- ' ' ~ :~ :via y, AFTER Eh'TRw OF OTHERWISE SErZ~ ~~.. ...... AT,ACE, ~ ~uUi~O IHE ~rnwm ~ , ,~.:l"'~'~ uP iTS ~~-mc ,, ~_~~ . . - E ~ 0 0PE~ 0R ST~r;-= ~,,= _.~DOb'lENT - - ERSIGNED ~E~3VFRaELY, KNOWiNGLY AND INTELLiGENTLYWAfVES Y~ESE ~GHTS AND :X~~SSL y AG~~S AND CONSENTS TO L~NDER'S T.M~N.G SUCH ACTION'S AS MAY BE PEr'fITTED UNDER APPLICABLE STATE AND FEDEraL LAW WITHOUT P~0R NOTICE TO ' UNDERSIGNED. . - C. The undersigned hereby c- .: · " ,, . ~r~,fies- mac rcs a~ual ~ncome ex~~s S~0,000. chac aI' the undersigned above refer co ali persons and enriches signin~ below, and ma~ cae received a copy hereof ac the r,~. of signing. - . AFFIANT: - ~[0P COR. PORA. TrON ('Seal) · . 7177]?~407 SI:I I D I S SHIJFF MI~SLI~N]] 4]8 P05 M~R .. ' PNC B~ NA~0NAL ASSOC~~0N, ·~ T~ C0~T 0F C0~ON PLEAS Pl~nfiff ·C~E~~D CO~, PEnSiVe' v. ·NO. . JO~ J. P~ ~D ~E E. P~ · C~ AC~ON - LAW Defend~ · CO~ESSION 0F JUDGM~T VERIFICATION I, Anura Unger, Assistant Vice President, for PNC/CRC, being authorized to do so on behalf of PNC Bank, National Association, hereby verify that the statements mad, in the foregoing pleading are tree and correct to the best of my information, knowledge and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unswom falsification to authorities. Date: ~ ~b !/~! By: ~nuraun§er Assistant Vice President 1.. 9 21101 ' PNC BANK, NATIONAL ASSOCIATION, · IN THE COURT OF COMMON PLEAS Plaintiff · CUMBE~AND COUNTY, PENNSYLVAN~ · V. · NO. 01-1993 · JOHN J. PARK AND MARIE E. PARK, ·CIVIL ACTION LAW Defendants - ·CONFESSION OF JUDGMENT PRAECIPE FOR WRIT OF EXECUTION UPON A CONFESSED JUDGMENT To the Prothonotary: Issue a writ of execution upon a judgment entered by confession in the above matter. (1) directed to the sheriff of Cumberland County; (2) against John J. Park and Marie E. Park, 29 Old Gettysburg Pike, Mechanicsburg, Pennsylvania 17055, Defendants; and (3) against (a) Waypoint Bank, 798 East Simpson Street, Mechanicsburg, Pennsylvania 17055, Garnishee; and (b) Members 1st Federal Credit Union, 5000 Louise Drive, Mechan/csburg, Pennsylvania 17055, Garnishee. (4) and index this writ (a) against John J. Park and Marie E. Park, 29 Old Gettysburg Pike, Mechanicsburg, Pennsylvania 17055, Defendants; and (b) against: (i) Waypoint Bank, 798 East Simpson Street, Mechanicsburg, Pennsylvan/a 17055, Garnishee; and (ii) Members 1 st Federal Credit Union, 5000 Louise Drive, Mechanicsburg, Pennsylvania 17055, Garnishee. and levy upon and attach as required the following: (a) Any and all personal property of Defendants, John J. Park and/or Marie E. Park located at the address of the Defendants at 29 Old Gettysburg Pike, Mechanicsburg, Pennsylvania 17055, including without limitation any and all household belongings and automobiles and (b) Any and all personal property of the Defendants in the possession of Waypoint Bank, Garnishee or Members 1st Federal Credit Union, Garnishee including without limitation any cash, deposit accounts and safety deposit boxes. (5) Amount due: $54,688.37 Interest from 4/2/01 at 9.5% per annum (to be added) Attorneys fees (to be added) Costs (to be added) Certification I certify that (a) This praecipe is based upon a judgment entered by confession; and (b) Notice will be served with the Writ of Execution Pursuant to Rule 2958.3. Respectfully submitted, SAIDITZ~, FLOWER & LINDSAY Date: ~' 7,-~-- 0~. B ~.__,..... , / ~an tv~. Leclebohm, Esquire Supreme Court ID #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff PNC BANK, NATIONAL ASSOCIATION, · 1N THE COURT OF COMMON PLEAS Plaintiff · CUMBERLAND COUNTY, PENNSYLVANIA V. · NO. 01-1993 · JOHN J. PARK AND MARIE E. PARK, ' CIVIL ACTION-LAW Defendants ' CONFESSION OF JUDGMENT NOTICE UNDER RULE 2958.3 OF JUDGMENT AND EXECUTION THEREON TO' John J. Park and Marie E. Park A judgment in the amount of $54,688.37 has been entered against you and in favor of the plaintiff without any prior notice or hearing based on a confession of judgment contained in a written agreement or other paper allegedly signed by you. The court has issued a Writ of Execution which directs the sheriff to take your money or other property owned by you to pay the judgment. If your money or property has been taken, you have the fight to get the money or property back if you did not voluntarily, intelligently and knowingly give up your constitutional fight to notice and hearing prior to the entry of judgment or if you have defenses or other valid objections to the judgment. You have a right to a prompt court hearing if you claim that you did not voluntarily, intelligently and knowingly give up your rights to notice and hearing prior to the entry of the judgment. If you wish to exercise this fight, you must immediately fill out and sign the petition to strike the judgment which accompanies the Writ of Execution and deliver it to the Sheriff of Cumberland County at Cumberland County Courthouse, One Courthouse Square, Carlisle, Pennsylvania 17013. IT IS IMPORTANT THAT YOU ACT PROMPTLY. IT WILL BE TOO LATE TO REGAIN YOUR PROPERTY IF YOU WAIT UNTIL AFTER THE PROPERTY HAS BEEN SOLD BY THE SHERIFF OR TURNED OVER TO THE PLAINTIFF. YOU MUST FILE A PETITION SEEKING RELIEF FROM THE JUDGMENT AND PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHICH THIS NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 or 1-800-990-9108 Respectfully submitted, SAIDIS, SHUFF, FLOWER & LINDSAY Date: 7~/'gl0 ~/ By / ~ua]pre~eL~ do~°iD~ ~~~~~re 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff PNC BANK, NATIONAL ASSOCIATION, · IN THE COURT OF COMMON PLEAS Plaintiff ' CUMBERLAND COUNTY, PENNSYLVANIA v. · NO. 01-1993 · JOHN J. PARK AND MARIE E. PARK, ' CIVIL ACTION- LAW Defendants ' CONFESSION OF JUDGMENT PETITION TO STRIKE JUDGMENT REQUEST FOR PROMPT HEARING I hereby certify that I did not voluntarily, intelligently and knowingly give up my fight to notice and heating prior to the entry of judgment. I petition the court to strike the judgment on this ground and request a prompt heating on this issue. I verify that the statements made in this Request for Heating are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S {}4904 relating to unswom falsification to authorities. ' Notice of the heating should be given to me at Street Address City, State Telephone Number Date: Defendant WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OFPENNSYLVANIA) NO 01-1993 Civil COUNTY OF CUMBERLAND) CIVIL ACTION- LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PNC BANK, NATIONAL ASSOCIATION, Plaintiff (s) From JOHN J. PARK AND MARIE E. PARK, 29 OLD GETTYSBURG PIKE, MECHANICSBURG, PA 17055 (1) You are directed to levy upon the property of the defendant (s)and to sell ANY AND ALL PERSONAL PROPERTY OF DEFENDANTS, JOHN J. PARK AND/OR MARIE E. PARK LOCATED AT THE ADDRESS OF THE DEFENDANTS AT 29 OLD GETTYSBURG PIKE, MECHANICSBURG, PA, 17055 INCLUDING WITHOUT LIMITATION ANY AND ALL HOUSEHOLD BELONGINGS AND AUTOMOBILES. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of WAYPOINT BANK, 798 EAST SIMPSON STREET, MECHANICSBURG, PA 17055 AND MEMBERS IST FEDERAL CREDIT UNION, 5000 LOUISE DRIVE, MECHANICSBURG, PA 17055 - ANY AND ALL PERSONAL PROPERTY OF THE DEFENDANTS IN THE POSSESSION OF WAYPOINT BANK, GARNISHEE OR MEMBERS lST CREDIT UNION, GARNIS~E INCLUDING WITHOUT LIMITATION ANY CASH, DEPOSIT ACCOUNTS AND SAFETY DEPOSIT BOXES. GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount DueS54,688.37 L.L. $.50 Interest FROM 4/2/01 AT 9.5% PER ANNUM Atty's Comm % Due Prothy $1.00 Atty Paid $32.50 Other Costs Plaintiff Paid Date: JULY 31, 2002 CURTIS R. LONG (Seal) · Deputy REQUESTING PARTY: Name KARL M. LEDEBOItM, ESQUIRE Address: SAIDIS, $1-1UFF, FLOWER & LINDSAY ~ 2109 MARKET STREET · CAMP HILL, PA 17011 Attorney for: PLAINTIFF Telephone: 717-737-3405 Supreme Court ID No. 59012