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HomeMy WebLinkAbout10-7898PEL EU-0 F f TKi E PRU TFDIN` CTA, ., 2G10 DEC 28 PM 3: 2. 0, PENNSYLVANIA BIG SPRING SCHOOL DISTRICT FINANCIAL STATEMENTS YEAR ENDED JUNE 30, 2010 /D - 189'8 Civil / rrn $i(o•oo PO PLFF ollw(M e,.15-1853 TABLE OF CONTENTS Page Number INDEPENDENT AUDITORS' REPORT IAR - 1 to IAR - 2 MANAGEMENT'S DISCUSSION AND ANALYSIS MDA - 1 to MDA - 14 BASIC FINANCIAL STATEMENTS District-wide financial statements Statement of net assets FS - 1 Statement of activities FS - 2 Fund financial statements Balance sheet - governmental funds FS - 3 Reconciliation of the governmental funds balance sheet to the statement of net assets FS - 4 Statement of revenues, expenditures, and changes in fund balances - governmental funds FS - 5 Reconciliation of the governmental funds statement of revenues, expenditures, and changes in fund balances to the statement of activities FS - 6 Statement of net assets - proprietary funds FS - 7 Statement of revenues, expenses, and changes in net assets - proprietary funds FS - 8 Statement of cash flows - proprietary funds FS - 9 Statement of net assets - fiduciary funds FS - 10 NOTES TO FINANCIAL STATEMENTS FS - 11 to FS - 31 OTHER REQUIRED INFORMATION Budgetary comparison information - general fund ORI -1 Other post employment benefit plans ORI -2 Greenawalt & Company, P.C. CERTIFIED PUBLIC ACCOUNTANTS James E. Lyons Howard R. Greenawalt Since 1955 Deborah J. Kelly Scott J. Christ Creedon R. Hoffman INDEPENDENT AUDITORS' REPORT Board of School Directors Big Spring School District Newville, Pennsylvania We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the fiduciary funds of Big Spring School District as of and for the year ended June 30, 2010, which collectively comprise the District's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the District's management. Our responsibility is to express opinions on these financial statements based on our audit. The prior year summarized comparative information has been derived from the District's June 30, 2009 financial statements and, in our report dated November 10, 2009 we expressed unqualified opinions on the respective financial statements of the governmental activities, the business-type activities, each major fund, and the fiduciary funds. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the fiduciary funds of Big Spring School District, as of June 30, 2010, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated November 30, 2010, on our consideration of Big Spring School District's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. IAR - 1 400 West Main Street . Mechanicsburg, PA 17055 - 717.766.4763 . Fax 717.766.2731 62 West Pomfret Street . Carlisle, PA 17013 e 717.243.4822 . Fax 717.258.9372 www.greenawalt.cc Board of Directors Big Spring School District Management's discussion and analysis on pages MDA - 1 through MDA - 14 and other required information on pages ORI - 1 and ORI - 2 are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. GREENAWALT & COMPANY, P.C. November 30, 2010 Mechanicsburg, Pennsylvania IAR - 2 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 This discussion and analysis provides an overview of the District's financial performance for the year ended June 2010. The report format is in accordance with GASB Statement No. 34, Basic Financial Statements - and Management's Discussion and Analysis -for State and Local Governments. Management's Discussion and Analysis (MD&A) includes comparisons of financial position at June 2010, 2009 and 2008. The MD&A also includes comparisons of current year financial activities to the previous year. The 2009 and 2008 amounts have come from our prior year MD&A, and are otherwise not a part of the June 2010 financial statements. Please read our discussion and analysis in conjunction with the District's financial statements, which begin on page FS-1. To preserve readability, dollar amounts in comparative tables derived from the financial statements are presented in millions. FINANCIAL HIGHLIGHTS Debt Svc, $4,079,944 Community Svc, $27,166 Stu Act& Athl, $604,254 Othr Supt Svc, $26,981 Central Svc, $70,580 Stu Trans Svcs, $2,292,507 2009-10 Expenditures ($40,130,114) Opn & Maint, $3,597,029 Business, $473,871 Pupil Health, $417,044 Admin, $2,285,608 Staff Svcs, $1,406,464 Student Svcs, $872,447 High Ed, $550 Interfund Wer, $2,783,962 Other Instr, $103,635 Regular Ed, $14,964,337 Special Ed, $5,545,712 - Voc Ed, $578,023 MDA - 1 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 2008-09 Revenue $38,450,349 Federal 2% State 43% Local - Taxes 52% loca - Other 3% 2009-10 Revenue $40,964,281 Federal 4% State 39% OtherLoca 4% Local Taxes 53% General Fund revenues for 2009-10 increased from $38,450,349 to $40,964,281 or 6.5% from 2008-09; expenditures and transfers-out increased from $38,338,219 in 2008-09 to $40,130,114 in 2009-10 or 4.7% from the prior year. The District added $834,167 to the fund balance for a total of $2,969,191 as of June 30, 2010. The current unreserved-undesignated fund balance is approximately 7.2% of the estimated 2010-11 General Fund budget of $41,000,000 and is within the 8% maximum required under state law. The revenue graphs above shows the story of decreasing support from the Commonwealth as an overall percentage of the District's budget. The difference is picked up by local taxes and federal funds. The federal portion of the revenue budget grew from 2% to 4%, principally as a result of the ARRA funds. Almost $1.1 million of ARRA funds displaced Commonwealth basic education subsidy. Obviously, this creates a challenge for the Commonwealth to replace those funds next year and forces the District to consider a possible decrease in funding from the Commonwealth in 2010-11. The economy's impact on the District has been most evident in two areas: investment earnings and EIT taxes. The District collected $4.60 million in EIT taxes 2007-08, $4.12 million in 2008-09 and $4.26 million in 2009-10. The decline in 2008-09 revenues wasn't realized until the 2009-10 Budget was already enacted leaving a significant shortfall from the $4.5 million budget amount. In 2007-08 the District's investment income was over $271,000; the investment income for 2009-10 was only $38,000. The Capital Reserve Fund started the year at $6,548 and the district made three transfers to the fund; one during the year and two more as part of the year-end closeout with the intent of funding needed capital repairs and renovations. The 2009-10 Budget anticipated approximately $1,200,000 for capital reserves with the balance coming from unexpected revenue in warehouse taxes and construction reimbursement from the state. The ending balance was $2,325,265. MDA-2 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 The District's healthcare expenses through the South Central Trust (SCT) held relatively steady compared to last year with a very small decrease in actual claims experience. This allowed the District to increase reserves in SCT by $250,000. In the 2007-2008 fiscal year, the Big Spring School District completed a multi-year process that included opening a new High School, renovating the old High School into a Middle School and renovating the old Middle School into Mount Rock Elementary School. The District made its last payment on the 1997 Series bonds in March 2009; however, that millage was continued in the 2009-10 Budget in order to support the possible expansion at Newville and replacement of the Plainfield building. In December 2009 the Board approved bids for the expansion and renovation at Newville totaling $2,774,334. Because the Board was still considering a possible Plainfield replacement, the District arranged a short term loan of up to $3.5 million with Orrstown Bank to support the continuing costs of the Newville project. The Board position on Plainfield replacement began to reverse as the economy went bad and enrollment was in a slow but steady decline. In June 2010 the Board decided to stop the Plainfield planning process, add 2 more classrooms to the Newville project and directed the administration to develop an elementary school reconfiguration using two K-3 buildings, one 4-5 building to complement the existing MS and HS. Reorganization would allow each elementary building to focus on fewer grade levels and assist in maintaining even class sizing should a continued drop in enrollment cause a reduction in staffing. In October 2010 the District sold $9,240,000 in bonds that included refinancing the existing 2005 bonds with a one-time savings of $119,000 to occur in 2010-11. The proceeds also paid off the Orrstown note used to pay for the Newville project, provided funds needed to add the two additional classrooms to Newville, add bathrooms and furniture to Mount Rock, upgrade technology in both buildings to support higher utilization under possible reorganization and purchase 63 acres adjacent to the existing campus for future use. Standard and Poor's rating of the District is A+/Stable. The District completed its third year under Act 1 of the Special Session of 2006. Act 1 places a limit on future increases in the District's real estate taxes and displaces a selected amount of local real estate taxes with gaming funds. As part of Act 1, the District received $770,051 in gaming monies in 2009-10 compared with $770,266 in 2008-09; these funds were distributed in an equal amount of $133.65 to each qualified homestead/farmstead property. In 2008-09 the District did not request an exception to the Act 1 index. In 2009-10 the economy continued to devastate the PSERS retirement system and steep increases in employer contributions were forecast. With few reserves, the District decided to take a small .03 mill exception for 2010-11 to compensate for the increasing PSERS rate. Overall, taxes increased from 15.455 mills to 16.072 mills or 4%. MDA - 3 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 On the expense side, several areas performed better than expected. While the Regular Education program has almost $470,000 left over, in reality that was a result of a reduced PSERS rate compared to the forecasted rate in effect at budget time. One area of significant savings is in 2600 Operation & Maintenance program. The principal savings here are from energy savings realized from the geothermal project installed under the Guaranteed Energy Savings program and an enhanced monitoring program focusing on energy use. Over the past year the District has reduced heating set points, increased A/C set points and closed buildings for 3-days each week during the summer. The table below shows the original budget before any adjustments and then expenses by program (function) and the actual spent (or received) at year end. 2009-10 Budget Actual A Income Local Tax $ 21,487,784 $ 21,824,617 $ 336,833 Other Local 998,000 1,430,369 432,369 State 16,336,417 15,838,355 (498,062) Federal 1,087,268 1,870,940 783,672 Expenses Regular Ed 15,433,427 14,964,337 469,090 Special Ed 5,354,553 5,545,712 (191,159) Voc Ed 662,763 578,023 84,740 Other Instr 180,349 103,635 76,714 High Ed 0 550 (550) Student Svcs 917,959 872,447 45,512 Staff Svcs 1,319,133 1,406,464 (87,331) Admin 2,301,504 2,285,608 15,896 Pupil Health 482,296 417,044 65,252 Business 588,615 473,871 114,744 Opn & Maint 4,282,489 3,597,029 685,460 Stu Trans Svcs 2,244,781 2,292,507 (47,726) Central Svc 43,802 70,580 (26,778) Othr Supt Svc 36,000 26,981 9,019 Stu Act & Athletic 603,656 604,254 (598) Community Svc 23,200 27,166 (3,966) Debt Svc 4,682,248 4,079,944 602,304 Interfund Xfer 552,694 2,783,962 (2,231,268) Budget Reserv 200,000 0 200,000 MDA-4 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 USING THESE FINANCIAL STATEMENTS This report contains a series of financial statements. The statement of net assets and the statement of activities are on pages FS-1 and FS-2. These statements provide information about the District as a whole, and present a longer-term view of District finances than fund financial statements. Fund financial statements are on pages FS-3, FS-5 and FS-7 through FS-10. For governmental funds, the statements show how District services have been financed in the short term, as well as the amount remaining for future spending. Proprietary funds statements provide information about non-governmental operations, in this case food service. The fiduciary funds statement reports amounts held in trust by the District for student activities. Page FS-4 reconciles total governmental fund balances to total net assets of governmental activities. Page FS-6 reconciles the total net change in governmental fund balances to the change in net assets of governmental activities. District wide Financial Statements District-wide statements present financial activities and the results of those activities in two categories, governmental and business-type. Capital assets (land, buildings, improvements, furniture and equipment) are included with all other assets. Long-term debt is included with all other liabilities. This is distinctly different from the fund statements in which assets and liabilities are separated into various funds such as General and Capital Reserve. In the district-wide statements, the approach to measurement of revenues and expenses is similar to that used in the private sector and is referred to as the accrual basis of accounting. This is disclosed further in the notes to financial statements. Fund Financial Statements Fund statements provide financial information about the District's funds rather than the District as a whole. There are three types of funds: Governmental, Proprietary and Fiduciary. The use of each type of fund is disclosed in the notes to financial statements. Unlike district-wide statements that report revenues on the accrual basis, the fund statements report revenues only to the extent cash has been received, or is expected to be received in the near future. MDA - 5 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 THE DISTRICT AS A WHOLE Statement of Net Assets Total net assets were $23,616,384 at June 30, 2010, $20,285,811 at June 2009, and $18,881,061 at June 30, 2008 which is an increase of $3,330,573 from June 2009 and $1,404,750 from June 2008. The following summarizes the Statement of Net Assets (page FS-1). Governmental Business-type Activities Activities Totals 2010 2009 2008 2010 2009 2008 2010 2009 2008 Current and other assets $10.0 $ 7.9 $ 8.8 $ 0.3 $ 0.1 $ 0.2 $10.3 $ 8.0 $ 9.0 Capital assets 52.5 52.6 53.7 0.6 0.7 0.7 $53.1 $53.3 $54.4 Total assets $ 62.5 $ 60.5 $ 62.5 $ 0.9 $ 0.8 $ 0.9 $ 63.4 $61.3 $ 63.4 Current and other liabilities $ 7.2 $ 3.3 $ 3.6 $ 0.1 $ - $ - $ 7.3 $ 3.3 $ 3.6 Long-term liabilities 32.5 37.7 40.8 - - 0.1 32.5 37.7 40.9 Total liabilities 39.7 41.0 44.4 0.1 - 0.1 39.8 41.0 44 5 . Capital assets (net of related debt) 17.6 15.9 14.0 0.6 0.7 0.7 18.2 16.6 14.7 Unrestricted 5.2 3.6 4.1 0.2 0.1 0.1 5.4 3.7 4.2 Total net assets 22.8 19.5 18.1 0.8 0.8 0.8 23.6 20.3 18.9 Total liabilities and net assets $ 62.5 $ 60.5 $ 62.5 $ 0.9 $ 0.8 $ 0.9 $ 63.4 $61.3 $ 63.4 Net assets are the difference between assets and liabilities, and represent resources that can be used to pay for future operations and capital improvements. The majority of our 2010 net assets, $18,211,182 out of $23,616,384 total, are invested in capital assets (net of related debt). MDA - 6 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 Statement of Activities The following summarizes the Statement of Activities (page FS-2). It shows that total net assets increased by $3,330,573 during 2010 and by $1,404,750 during 2009. Program revenues Charges for services Operating grants and contributions Capital grants and contributions General revenues Taxes Earnings on investments State general subsidies Total revenues Direct expenses Excess revenues (expenses) before transfers Transfers between activities Change in net assets Governmental Business-type Activities Activities Totals 2010 2009 2010 2009 2010 2008 $ 0.4 $ 0.4 $ 0.8 $ 0.9 $ 1.2 $ 1.3 8.3 7.0 0.6 0.5 8.9 7.5 1.5 1.1 - - 1.5 1.1 22.1 20.5 - - 22.1 20.5 - 0.2 - - - 0.2 8.9 9.5 - - 8.9 9.5 41.2 38.7 1.4 1.4 42.6 40.1 37.9 37.2 3.3 1.5 1.4 1.5 39.3 38.7 (0.1) 3.3 1.4 - (0.1) - 0.1 - - $ 3.3 $ 1.4 $ - $ - $ 3.3 $ 1.4 The change in net assets is the difference between revenues and expenses using the accrual basis of accounting. MDA - 7 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 The following summarizes expense information from the Statement of Activities (page FS-2). Direct expenses represents the actual cost of providing the services while the net expense represents the amount of cost that is not recovered through program revenues, meaning user charges, grants and contributions. The net expense must be recovered through general revenues, primarily taxes and state general subsidies. Amounts not recovered reduce funds available for future years. Governmental Activities Direct Program Net Expenses Revenues Expense 2010 2009 2010 2009 2010 2009 Instruction $ 23.2 $ 22.7 $ 6.6 $ 5.2 $ 16.6 $ 17.5 Instructional student support 2.9 2.8 0.2 0.2 2.7 2.6 Administrative and financial support 3.1 2.7 0.1 0.1 3.0 2.6 Operation and maintenance of plant 4.1 4.4 0.1 0.1 4.0 4.2 Pupil transportation 2.3 2.3 1.6 1.7 0.7 0.6 Student activities 0.8 0.6 0.1 0.1 0.7 0.6 Community services - - - - - - Interest on long-term debt 1.5 1.6 1.5 1.1 - 0.5 $ 37.9 $ 37.2 $ 10.2 $ 8.5 27.7 28.7 Transfers to business-type activities - 0.1 Net expenses - governmental activities 27.7 - 28.8 State general subsidies revenues 8.9 9.5 Total needs from taxes and other local sources $ 18.8 $ 19.3 Business-type Activities Direct Program Net Expenses Revenues Expense 2010 2009 2010 2009 2010 2009 Food service $ 1.4 $ 1.5 $ 1.4 $ 1.4 $ - $ 0.1 Transfers from governmental activities - (0.1) Net expenses - business-type activities $ - $ MDA - 8 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 THE DISTRICT'S FUNDS Governmental Funds - fund balances General fund - reserved General fund - designated General fund - undesignated Capital reserve fund - undesignated Capital projects fund - reserved Governmental Fund Balances 2009-2010 2008-2009 2010 2009 2008 Change Change $ 0.3 $ 0.1 $ 0.5 $ 0.2 $ (0.4) 0.6 - - 0.6 - 2.1 2.0 1.5 0.1 0.5 2.3 - 0.8 2.3 (0.8) (1.4) - - (1.4) - $ 3.9 $ 2.1 $ 2.8 $ 1.8 $ (0.7) Total reserved $ (1.1) $ 0.1 $ 0.5 $ (1.2) $ (0.4) Total designated 0.6 - - 0.6 - Total undesignated 4.4 2.0 2.3 2.4 (0.3) $ 3.9 $ 2.1 $ 2.8 $ 1.8 $ (0.7) Changes from 2009 to 2010 The General Fund ended 2010 with a fund balance of $2,969,191, this is an increase of $834,167 over the 2009 balance. The Board intends to commit $554,000 to future PSERS expense. The Capital Reserve Fund, now known as the Capital Projects Fund as a result of GASB 54, started the year at $6,548 and the District made three transfers to the fund; one during the year and two more as part of the year-end closeout with the intent of funding needed capital repairs and renovations. The ending balance was $2,325,263. The negative fund balance in the Capital Projects Fund, now Construction Fund, was due to not borrowing funds until construction payments were due. The $3,500,000 draw-down non-revolving line-of-credit was accessed as needed until permanent financing was obtained in October 2010. The District self funds its health insurance plans through the South Central Trust and ended the year with $1,460,576 in the trust prior to audit. In addition to providing summer insurance coverage for the professional staff, this amount funds approximately two months of claims and fees, with any excess reserved for future claims. The reserved amount increased to $350,000. MDA - 9 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 Changes from 2008 to 2009 (Previous Year) For 2008-09 the General Fund projected no change in undesignated fund balance; at June 2009 the fund balance was $2,135,024. This was an $112,130 increase from June 2008 and was mostly due to $249,450 in extra revenues from real estate taxes and federal grants. The Capital Reserve Fund decrease of $799,280 was mostly due to expenditures related to a boiler replacement project in the DAO and Middle School. General Fund Budget The following summarizes the budgetary comparison information presented on page ORI-1, along with comparisons to the previous year. Final Budget Actual Amount Variance 2010 2009 2010 2009 2010 2009 Total revenues Total expenditures Excess revenues (expenditures) Other financing sources (uses) Net change in fund balance $ 40.0 $ 38.2 37.5 37.9 2.5 0.3 (2.5) (0.3) $ 40.9 $ 38.4 37.3 38.2 3.6 0.2 (2.8) (0.1) $ 0.8 $ 0.1 $ 0.9 $ 0.2 0.2 (0.3) 1.1 (0.1) (0.3) 0.2 $ 0.8 $ 0.1 In 2010, actual revenues exceeded the budgeted amount by $963,689. Actual expenditures were $156,746 under the budgeted amount, and transfers to other funds were $286,268 over the budgeted amount. CAPITAL ASSETS When construction projects are completed, the construction in progress balances are moved into the respective categories, and depreciated over their estimated useful lives. In February 2009, the Board awarded bids for the replacement of the heating & air conditioning in the DAO and the boilers in the Middle School; these projects totaled $806,708 and were completed during the 2009-10 year. In December 2009 the Board approved a project adding a 2-story 6-classroom addition to Newville to relieve the dangerous overcrowding. It accepted bids in January for and awarded those bids in February with an expected completion of November 2010. Because of the economy and falling enrollment, the Plainfield project was reduced in scope November 2009 and finally cancelled in June 2010. At that time the Board decided to add the 2 classrooms to the Newville project bringing the total to $3.3 million. MDA - 10 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 Governmental activities Land Construction in progress Buildings and improvements Furniture and equipment Library books Computer equipment Business-type activities Furniture and equipment Capital assets (net of depreciation) 2009-2010 2008-2009 2010 2009 2008 Change Change $ 0.5 $ 0.5 $ 0.5 $ - $ _ 1.3 0.5 - 0.8 0.5 49.0 49.8 51.3 (0.8) (1.5) 1.2 1.2 1.3 - (0.1) 0.2 0.2 0.2 0.3 0.4 0.4 (0.1) - $ 52.5 $ 52.6 $ 53.7 $ (0.1) $ (1.1) Capital assets in the governmental activities were $52,516,867 at June 2010, $52,607,816 at June 2009, and $53,741,240 at June 2008. During 2010 there was $1,931,648 in capital assets purchased and $2,022,597 of depreciation expense. During 2009, there was $810,288 of capital assets purchased and $1,943,712 of depreciation expense. LONGTERM LIABILITIES The following summarizes the long-term liabilities note to financial statements (starting at page FS-23). Most of the debt is general obligation bonds issued to pay for capital improvements. The District's ability to raise future funds through the issuance of debt depends on how existing bonds are rated by the investment community. Moody's Investors Service, Inc. assigned its municipal bond rating of "Aaa" to the District's most recent series of general obligation bonds, the 2006 Series issued in March 2006. 2009-2010 2008-2009 2010 2009 2008 Change Chan ce Governmental activities General obligation bonds and notes $ 35.3 $ 37.3 $ 40.5 $ (2.0) $ (3.2) Compensated absences 0.7 0.4 0.4 0.3 - Other post employment benefits 0.3 0.1 - 0.2 0.1 Unamortized bond costs - (0.1) (0.1) 0.1 - $ 36.3 $ 37.7 $ 40.8 $ (1.4) $ (3.1) MDA - 11 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 Each year, the District pays interest on the debt and a portion of the outstanding bonds and notes, referred to as redemption. The District made regularly scheduled redemptions of $2,656,846 during 2010, $3,261,326 during 2009, and $3,141,783 during 2008. Beginning in 2009 is the inclusion of other post employment benefits (OPEB) in our reporting process. This primarily has to do with purchasing discounted health insurance after retirement through the District. The District's initial actuarial accrued liability of $3,995,512 is being amortized over a period of 30 years. Additional detail is available starting at page FS-26 of the notes. NEXT YEAR'S BUDGET AND ECONOMIC FACTORS Original Budget 2010-2011 20092010 Cham Total revenue $ 40.9 $ 39.9 $ 1.0 Total expenditures and other uses 40.7 39.9 0.8 Excess revarues (expenditures) $ 0.2 $ - $ 0.2 The revenue budget for 2010-11 represents a 4% increase from the 2009-10 actual. The real estate millage rate increases by 0.587 mills, from 15.455 to 16.072. The earned income tax rate remains at 1.65%. The expenditure budget for 2010-11 represents a 2.6% increase over actual 2009-10. Although the salary contract increase is 4.35%, other areas in the budget were cut including several positions. This increase includes anticipated increases in energy, PSERS, healthcare and maintenance of debt service for the Newville bond issue. In recent years the District has spent more funds to send our students to external schooling. The District participates in a consortium that requires tuition payments for special needs placements to those LEAs. The cost of private schools, to meet our ever increasing special education requirements, increased dramatically over the past four years. MDA - 12 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 Student Tuition 1,200,000.00 1,000,000.00 - 800,000.00 - - 600,000.00 400,000.00 200,000.00 0.00 2006-07 2007-08 2008-09 2009-10 ¦ Other LEA/Public 258,582.00 46,543 163,352 337,637 ¦ PA Charter 263,535.00 247,076 740,932 805,586 ¦ Private Schls 285,865.00 615,618 946,653 1,093,034 ¦ Vocational Ed 508,622.00 513,643 545,187 578,023 The increase in PSERS contributions has a major effect on budgets - for Districts and the Commonwealth since they pay half each. An estimate of our future PSERS liability is shown in the chart below. PSERS Expense 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 0 As the District considers reorganization, a review of capital projects needed to support the repair and upkeep of existing facilities and infrastructure continues. Last year the 5-year Capital Plan included $1.502 million in various projects across the district and $1.5 estimated for the replacement of single-pane windows in the Middle School, Mount Rock, DAO and Newville. MDA - 13 o`O o?o?' o? ti° by tip' y? ya ,yo ,yo ,yo ,yo ,yo ,yo ,yo ,yo ,yo BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2010 In 2010 Cumberland County conducted a reassessment of properties. As the District prepares for 2012 Budget, it will need to adjust millage down to equalize revenue after the assessment goes into effect on July 2011. BSSD Assessed Value History 1,700,000,000 1,600,000,000 1150010001000 1,400,000,000 1,300,000,000 1,200,000,000 1110010001000 11000,000,000 900,000,000 800,000,000 The economic downturn caused unexpected loss of revenues in 2009-10 and those reductions are expected to stabilize in 2011. However, EIT revenues remain lower than 2009 levels and investment income is no longer a significant source of revenues. CONTACTING THE DISTRICT FINANCIAL MANAGEMENT The District's financial report is intended to provide the readers with a general overview of the District's finances and to show the Board's accountability for the money it receives. If you have questions about this report or wish to request additional financial information, please contact the district office of Big Spring School District, 45 Mount Rock Road, Newville, PA 17241, (717) 776-2000. MDA - 14 2004 2005 2006 2007 2008 2009 2010 2010R 0 O ' U) O 0000MLo V ? 00 Nt O 1- 00 v O (o co OOStO O N O ti O (Dm0a) M 00 Mr O C0 O r o 0 0 r O O O In r 1? M r N co C CO V r h 00 O (A O 00 Lo M OD N 00 I` O (o LO V• r (M N O (0 CO I` O N Lo (A r Lo r to r 00 r r Lo V r N Ui O? 1 06 N N C0 ? r V 0) N M M N N N v O O r O 00 O C 4 N N ce) C \f C \f CN CO N? v r (p C7 O r M et r N (0 U ? 69• d4 ? N O I?00 ' C 0CO M MN0r-0 Ntow000(n v -0M V 0 (.j?OP- N N? 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Q y V C N a) >- c m c y 0 m C c N w a a) L m 0 >, ° ? o c CO O o ui F - c M o m o co o c c y c y c ' ° c > o aa)) m a c y ? 3 a m O'D N m >, N co Q a) E= c m u i N m a) .C cu L) w .? ca a N U in C y L (D C a) E m 0 ui c N E c a) y t ) m F ° E U d :° d E 3 c a) w y y m 3 ?' w ui - o °(p > O a) a) U y m c U) > " J C U O a) N i•' a? -O U •C C O y U IM • _- y m L M N y w .O ° > m E w ) m n => C w 7 c o° C S a) ?? y a ryn y >, m C `N c a) > a) E` 0 n c L ayi? m o c E r axi c`o a) E o a) c o C x L (D y _ C O 0 y N _ c? Ci 0 N 0 > ai QO x o C c -o w O y a) > 0 4? E n x °)0)) ?" 3 fw F- C CU a) CD 0 C a- E m M (D a) y 0 m c w axi c m w? Eo >? ayi c o> °? m y N L E 0 m c O a) _ ,f6 ?E O (D E QE C w c 'a m M W m N O U Q c y .C N m Q 7 C• a CL C Q N O m a m (D C O Im CD C 5 d y U N C y °? N E m > a? x y e ?p >, C w c a) w m c= m E y m c C . y a) y y m - m U Q a) p c o E U N m o o m C a) vi a) c a) o, U a, > 0 E E m >1 N` N °C -O 70 o N (D o 'c M a) c? m O m p c c Q:5 E o c N? N 'a m y .y.•. c N C •3 C d (D N U N (D O Q .C Q C y ' m y U Q N x O. y u) m a) m 'C7 i O y >' N E m x ° y m a) x a) n N Q y a) m iII c0 c 0 c Q U N C Cc y .m-. E x y w N O E t .- j= fa d- a) C O U 7 O N N m U m E C N O C 'C U a f6 y O a) V 0 w C O c U m C 0 N O (1) y m ' E O O a) . O 0 w W T = 'O e 7 a) w t C C (4 .C N y D y U) c m m a) Z m e m E w o E m m y Q y c o U0 E c N c QUQ d m a) cmi >xW d E m E x) m a ) m i C) O w m y m m m .E m n. N Q C IL , y c a) coo is U c m c () (n a) L O rf y m w ? U O) m IM f0 C c a) m E E m o Cl) 6 y N c m c m N E C c o 'm U CA U m fc6 a) 0 H LL BIG SPRING SCHOOL DISTRICT STATEMENT OF NET ASSETS - PROPRIETARY FUNDS JUNE 30, 2010 (With Summarized Financial Information for June 30, 2009) Assets Cash and cash equivalents Due from other governments Other receivables Inventories Total current assets Furniture and equipment (net of accumulated depreciation) Total assets Liabilities Accounts payable Payroll and benefits payable Due to other funds Deferred revenues Current portion of compensated absences Total current liabilities Long-term portion of compensated absences Total liabilities Net assets Invested in capital assets (net of related debt) Unrestricted Total net assets Total liabilities and net assets Food Service 2010 2009 $ 230,277 $ 177,807 5,448 4,668 354 6,827 45,882 27,946 281,961 217,248 573,590 652,213 $ 855,551 $ 869,461 $ - $ 290 1,883 1,829 230 223 17,340 15,374 7,000 7,000 26,453 24,716 29,825 34,812 56,278 59,528 573,590 225,683 652,213 157,720 799,273 809,933 $ 855,551 $ 869,461 The accompanying notes are an integral part of these financial statements. FS-7 BIG SPRING SCHOOL DISTRICT STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS - PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2010 (With Summarized Financial Information for the Year Ended June 30, 2009) Food Service 2010 2009 Operating revenues - Food service revenue $ 805,380 $ 881,775 Operating expenses Salaries 481,790 465,428 Employee benefits 186,935 223,267 Purchased property service 66,000 63,000 Food and milk 574,786 596,008 Other expenses 6,065 10,384 Depreciation 78,623 87,302 Total operating expenses 1,394,199 1,445,389 Operating income (loss) (588,819) (563,614) Nonoperating revenues Earnings on investments 341 735 State sources - social security and retirement subsidies 28,795 28,710 State sources - meal subsidies 42,509 45,626 Federal sources - meal subsidies 367,045 336,135 Federal sources - donated commodities 91,419 82,298 Total nonoperating revenues 530,109 493,504 Income (loss) before transfers (58,710) (70,110) Transfers from other funds 48,050 64,182 Change in net assets (10,660) (5,928) Net assets - beginning 809,933 815,861 Net assets - ending $ 799,273 $ 809,933 The accompanying notes are an integral part of these financial statements. FS-8 BIG SPRING SCHOOL DISTRICT STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2010 (With Summarized Financial Information for the Year Ended June 30, 2009) Operating activities Cash received from users Cash payments to employees for services Cash payments to suppliers for goods and services Net cash provided by (used for) operating activities Non-capital financing activities State sources Federal sources General fund advances (Due to other funds) General fund contributed services Net cash provided by (used for) non-capital financing activities Capital and related financing activities Cash payments for equipment Net cash provided by (used for) capital and related financing activities Investing activities Earnings on investments Net cash provided by (used for) investing activities Net change in cash and cash equivalents Cash and cash equivalents - beginning Cash and cash equivalents - ending Reconciliation of operating income (loss) to net cash provided by (used for) operating activities Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities Depreciation Donated commodities Net change in other assets and other liabilities Other receivables I nventories Accounts payable Payroll and benefits payable Deferred revenues Compensated absences Total adjustments Net cash provided by (used for) operating activities Food Service 2010 2009 $ 813,819 $ 877,804 (673,658) (688,904) (573,658) (587,752) (433,497) (398,852) 71,293 74,669 366,276 337,065 7 14,851 48,050 64,182 485,626 490,767 (18,642) - (18,642) 341 735 341 735 52,470 74,008 177,807 103,799 $ 230,277 $ 177,807 $ (588,819) $ (563,614) 78,623 91,419 87,302 82,298 6,473 (17,936) (290) 54 1,966 (4,987) 155,322 $ (433,497) (6,132) 2,790 (3,448) 54 2,161 (263) 164,762 $ (398,852) The accompanying notes are an integral part of these financial statements. FS-9 BIG SPRING SCHOOL DISTRICT STATEMENT OF NET ASSETS - FIDUCIARY FUNDS JUNE 30, 2010 (With Summarized Financial Information for June 30, 2009) Assets Cash and cash equivalents Total assets Liabilities Due to student groups Total liabilities Net assets Total liabilities and net assets Student Activities 2010 2009 $ 151,177 $ 151,177 $ 151,177 151,177 $ 151,177 $ 143,971 $ 143,971 $ 143,971 143,971 $ 143,971 The accompanying notes are an integral part of these financial statements. FS-10 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS JUNE 30, 2010 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Big Spring School District is the level of government which has oversight responsibility and control over activities related to public school education. The report includes services provided by the District to residents within its boundaries: the Cumberland County Townships of Cooke, Lower Frankford, Upper Frankford, Lower Mifflin, Upper Mifflin, North Newton, South Newton, Penn and West Pennsboro and the Borough of Newville. Services provided include a comprehensive curriculum for primary and secondary education as well as special education and vocational education programs. The District receives revenue from local, state and federal sources and must comply with the requirements of these funding sources. The financial statements of Big Spring School District have been prepared in accordance with generally accepted accounting principles as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the authoritative standard-setting body for the establishment of governmental accounting and financial reporting principles. Accounting guidance is also provided through the Comptroller's office for Pennsylvania's Department of Education. The more significant of these accounting policies are as follows: Reporting entity The GASB establishes criteria for determining the activities, organizations and functions of government to be included in the financial statements of the reporting entity. In evaluating the District as a reporting entity, management has addressed all potential component units which may or may not fall within the established criteria. The criteria used to evaluate component units for possible inclusion as part of the District's reporting entity are: The economic resources received or held by the separate organization are entirely for the direct benefit of the District or its constituents. The District is entitled to (or has the ability to) access a majority of the economic resources received or held by the separate organization. The economic resources received or held by the separate organization that the District is entitled to (or has the ability to) access is significant to the District. There are no component units that meet all of the above criteria for inclusion in this reporting entity. FS-11 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Contd.) Jointly-governed organizations The District is a participant in three jointly-governed organizations, each of which is a separate legal entity that offers services to the District and its residents. Each entity serves several school districts, and therefore are not included in this reporting entity. The entities do not have taxing power, but each is required to adopt an annual budget, which is funded primarily by its member Districts or others that use its services. Complete financial statements for these entities can be obtained from their administrative offices. Capital Area Intermediate Unit provides special education services and programs. Cumberland Perry Area Vocational Technical School provides vocational and technical education services and programs. Capital Tax Collection Bureau provides earned income tax collection services. Basis of presentation - District-wide financial statements District-wide financial statements (i.e., the statement of net assets and the statement of activities) present information on all of the nonfiduciary activities of the District. As a general rule the effect of interfund activity has been eliminated from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are presented separately from business-type activities which rely to a significant extent, on fees and charges for support. The district-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting as are the proprietary fund and the fiduciary fund financial statements. Revenues are recognized when earned and expenses are recognized when a liability is incurred, regardless of the timing of related cash flows. Real estate and personal taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Net assets (total assets less total liabilities) are used as a practical measure of economic resources and the operating statement includes all transactions and events that increased or decreased net assets. Depreciation and amortization are charged as an expense against current operations. Capital assets (net of accumulated depreciation) and bonds payable (net of unamortized costs) are presented in the statement of net assets. The statement of activities demonstrates the degree to which the direct expenses of given functions or programs are offset by program revenues. Direct expenses are those that are clearly identifiable within a specific function or program. Program revenues include charges to customers who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or program. In addition, program revenues include grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or program. Taxes and other items not properly included among program revenues are presented as general revenues. FS-12 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation - Fund financial statements Fund financial statements are also provided for all governmental funds, proprietary funds, and fiduciary funds of the District. Major individual governmental funds and major individual proprietary funds are reported as separate columns in the fund financial statements. Nonmajor funds, if any, are aggregated and presented in a single column. Fiduciary funds are reported by fund. The governmental funds are presented using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are received within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the District considers tax revenue to be available if received within 2 months of the end of the fiscal period. Revenue from federal, state and other grants designated for payment of specific expenditures is recognized when the related expenditures are incurred; accordingly, when such funds are received, they are recognized as deferred revenues until earned. Expenditures generally are recognized when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recognized only when payment is due. Proprietary funds generally follow standards for accounting and financial presentation for private business enterprises to the extent that those standards do not conflict with or contradict guidance of the GASB. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with the fund's principal ongoing operations. Operating expenses for the District's proprietary fund include food production costs, supplies, administrative costs, and depreciation on capital assets. All revenues or expenses not meeting this definition are reported as nonoperating revenues and expenses. Fund accounting The accounts of the District are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts which comprise its assets, liabilities, fund equity, revenues, and expenditures, or expenses, as appropriate. Resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent. When both restricted and unrestricted resources are available for use, it is the District's general policy to use the restricted (primarily operating grants) resources first, then unrestricted resources as they are needed. FS-13 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation - Fund financial statements (Cont'd.) Fund accounting (Contd.) The District has the following major types of funds: Governmental Funds - These funds account for the activities through which most of the District's operations are provided. Proprietary Funds - These funds account for the operations of the District that are financed and operated in a manner similar to private business enterprises. Fiduciary Funds - These funds account for the assets held by the District as a trustee or agent for individuals, private organizations and/or governmental units and are therefore not available to support the District's own programs. The District presents the following major governmental funds: The General Fund is the primary operating fund. It accounts for all financial resources except those required to be accounted for in another fund. An operating budget is adopted prior to the beginning of each year on a modified accrual basis of accounting. The General Fund is the only fund for which a budget is legally required. The Pennsylvania School Code dictates specific procedures relative to budget adoption and financial statement presentation. The District, before levying annual school taxes, is required to prepare an operating budget for the succeeding fiscal year. This process includes the publishing of notices by advertisement, that the proposed budget has been prepared and is "available for public inspection at the administrative office of the District, and that public hearings are held on the proposed operating budget which are required to be scheduled at least ten days prior to when final action on adoption is taken by the Board. Legal budgetary control is maintained at the sub-function/major object level. The Board may approve transfers of funds appropriated to any particular item of expenditure in accordance with the Pennsylvania School Code. Management may amend the budget at the sub-function/sub-object level without Board approval, provided it is not at a higher level than the Board adopted budget. In order to preserve a portion of an appropriation for which an expenditure has been committed by a purchase order, contract or other form of commitment, an encumbrance is recognized. Unused encumbrances expire at the end of each year. FS-14 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation - Fund financial statements (Cont'd.) Fund accounting (Contd.) Included in the budget are program budgets as prescribed by the federal and state agencies funding the program. These budgets are approved on a program by program basis by the federal and state funding agencies. During the year these programs increased both revenues and expenditures of the original budget by $ 91,123. The Capital Reserve Fund accounts for transfers from the General Fund and expenditures of those funds for capital outlays. The Athletic Fund accounts for athletic revenues and transfers from the General Fund and expenditures of those funds for athletics. The District presents the following proprietary fund: The Food Service Fund accounts for the operations of the cafeterias. The District presents the following fiduciary fund: The Student Activities Fund accounts for programs operated and sponsored by various clubs and organizations within the schools. Cash and cash equivalents and investments The District's cash and cash equivalents are considered to be cash on hand, demand deposits (including pooled investments), and short-term investments with original maturities of three months or less from the date of acquisition. The types of authorized investments are limited by State regulations. Pooled investment funds are required to be operated in accordance with State regulations. Investments, including pooled investments, are reported at fair value. Taxes and taxes receivable Real estate and personal taxes are levied as of July 1 with a legal, enforceable claim against the property and/or taxpayer. Amounts not collected within six months (December 31) are considered delinquent and submitted to outside agencies/entities for collection actions. FS-15 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Receivables and payables between funds Activity between funds that represent lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as "due to/from other funds". Any residual balances outstanding between the governmental activities and business-type activities are reported in the district-wide financial statements as "internal balances". Any balances between funds are short term items pending periodic repayments. Inventories and prepaid items Inventories are presented at the lower of cost or market on a first-in, first-out basis, and are expensed when consumed. Donated commodities are recognized as revenue and are inventoried at an estimated cost value. Certain payments, if any, to vendors reflect expenses applicable to future periods and are presented as prepaid items in both district-wide and fund financial statements. Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, sidewalks, and similar items), are presented in the applicable governmental or business-type activities columns in the district- wide financial statements. Capital assets are defined by the District as assets with an initial, individual cost of more than $ 1,500 and an estimated useful life in excess of one year. Management has elected to include certain homogeneous groups with individual costs of less than $ 1,500 as capital assets for financial presentation purposes. In addition, capital assets purchased with long-term debt may be capitalized regardless of the thresholds established. Such assets are presented at historical cost or estimated historical cost if purchased or constructed. Major outlays for capital assets and improvements are capitalized as projects are constructed. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Capital assets are depreciated using the straight-line method, allowing for reasonable salvage values on equipment, over the following estimated useful lives: Governmental Business-type Assets Activities Activities Buildings 40 - Site improvements 20 - Furniture 15 15 Machinery and equipment 10 to 15 15 Library books 7 - Audio visual equipment 6 - Computer equipment 5 5 FS-16 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Long-term liabilities In the district-wide financial statements, and proprietary fund types in the fund financial statements, bonds and notes payable and other long-term obligations are presented as liabilities in the applicable governmental activities or proprietary fund statement of net assets. Refunding costs and bond discounts are amortized over the life of the bonds using the effective interest method. Bond issuance costs are presented as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance and refunding costs, as current period expenditures. The face amount of debt issued is presented as other financing sources while discounts and refunding costs on debt issuances are presented as debt service expenditures. Issuance costs, whether or not withheld from the actual debt proceeds received, are presented as support service expenditures. Net assets Net assets represent the difference between assets and liabilities. In the district-wide financial statements and proprietary fund financial statements, net assets are classified in the following categories: Invested in capital assets (net of related debt) - This category groups all capital assets into one component of net assets. Accumulated depreciation and outstanding debt that are attributable to the acquisition, construction or improvement of these assets reduce this category. Restricted - This category presents external restrictions imposed by creditors, grantors, contributors or laws or regulations of other governments and restrictions imposed by law through constitutional provisions or enabling legislation. Unrestricted - This category presents the net assets of the District, which are not restricted for any project or other purpose. However, these funds may be internally designated for specific projects or purposes in the fund financial statements. Fund balance reserves and designations In the governmental fund financial statements, reserves and designations segregate portions of the fund balance that are either not available or have been earmarked for specific purposes. Fund balance reserves and designations are as follows: Reserved for prepaid health insurance - This category presents resources already utilized so they are not considered as current available funds. FS-17 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Contd.) JUNE 30, 2010 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Fund balance reserves and designations (Cont'd.) Reserved for capital projects - This category presents resources which must be utilized for capital projects; therefore, they are not considered as current available funds for any other purpose. Designated for pension plan rate increases - This category presents an amount toward the projected increases in contractually-required contributions to the pension plan. Recent accounting standards In March 2009, the GASB issued Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. This statement establishes fund balance classifications that comprise a hierarchy based primarily on the extent to which a government is bound to observe constraints imposed upon the use of the resources reported in governmental funds. The District is required to implement GASB 54 in its year beginning July 2010. In March 2009, the GASB issued Statement No. 55, The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments. This statement incorporates the hierarchy of generally accepted accounting principles (GAAP) for state and local governments into the GASRs authoritative literature. GASB 55 was effective upon issuance. The District has implemented this standard in the current year. In March 2009, the GASB issued Statement No. 56, Codification of the Accounting and Financial Reporting Guidance Contained in the AICPA Statements on Auditing Standards. The objective of this statement is to incorporate into the GASB's authoritative literature certain accounting and financial reporting guidance presented in the AICPA's Statements on Auditing Standards. This statement addresses three issues not included in the authoritative literature that establishes accounting principles: related party transactions; going concern considerations; and subsequent events. GASB 56 was effective upon issuance. The District has implemented this standard in the current year. Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain presented amounts and disclosures. Accordingly, actual results could differ from those estimates. Comparative information Comparative totals for the prior year have been presented in the accompanying financial statements in order to provide an understanding of changes in the Districts financial position and operations. Certain amounts presented in the prior year have been reclassified in order to be consistent with current year's presentation. However, presentations of prior year totals by fund and activity type have not been presented in each of the statements since their inclusion would make the statements unduly complex and difficult to read. Summarized comparative information should be read in conjunction with the Districts financial statements for the year ended June 30, 2009, from which the summarized information was derived. FS-18 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Subsequent events In preparing these financial statements, the District has evaluated events and transactions for potential recognition or disclosure through November 30, 2010, the date the financial statements were available to be issued. CASH AND CASH EQUIVALENTS AND INVESTMENTS Pennsylvania statutes provide for investment of District funds into authorized investment types including U.S. Treasury bills, other short-term U.S. and Pennsylvania government obligations, and insured or collateralized time deposits and certificates of deposit. The statutes do not prescribe regulations related to demand deposits; however, they do allow the pooling of funds for investment purposes. Custodial credit risk is the risk that in the event of a depository institution failure, the District's deposits may not be returned to it. The District does not have a formal policy for custodial credit risk. However, the District requires all deposits in excess of FDIC insurance coverage to be collateralized by the depository institution with approved collateral as provided by law. As of June 30, 2010, the District's deposits totaled $ 160,331 and the depository institution balances totaled $ 533,359. Of the depository institution balances, $ 416,068 was covered by federal depository insurance and $ 117,291 was collateralized. The pledged collateral is held by the Federal Reserve Bank, but is not titled in the District's name. The District also has cash equivalents and investments with the Pennsylvania School District Liquid Asset Fund (PSDLAF) and Pennsylvania Local Government Investment Trust (PLGIT). PSDLAF and PLGIT operate as common law trusts established pursuant to the Intergovernmental Cooperation Act and related statues for the purpose of pooling investments. The fundamental policy of PSDLAF and PLGIT are to maintain a net asset value of $ 1 per share, but there can be no assurance that the net asset value will not vary from $ 1 per share. PSDLAF and PLGIT may only purchase securities which are permitted under PA law. As of June 30, 2010, the District's deposits in PSDLAF and PLGIT totaled $ 4,094,251 and $ 3,562, respectively. Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. The District does not have a formal investment policy for interest rate risk. The weighted average maturity of the securities held by PSDLAF and PLGIT is generally less than 90 days. Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. The District does not have a formal investment policy for credit risk. The District's deposits in PSDLAF and PLGIT were rated "AAAm" by Standard & Poor's. FS - 19 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 CASH AND CASH EQUIVALENTS AND INVESTMENTS (Cont'd.) Cash and cash equivalents and investments are as follows: Cash and Cash Equivalents Investments Governmental activities $ 1,376,690 $ 2,500,000 Business-type activities 230,277 - Fiduciary funds 151.177 - 1.758.144 $ 2.500.000 Investments consist of certificates of deposit with original maturities of more than three months from the date of acquisition. TAXES RECEIVABLE Taxes receivable are as follows: Taxes Taxes Receivable Allowance for Receivable Deferred (Gross) Uncollectibles (Net) Tax Revenue Real estate taxes $ 872,401 $ (2,401) $ 870,000 $ 640,000 Earned income taxes 1,980,000 - 1,980,000 1,980,000 Personal taxes 21.714 (11.714) 10.000 10.000 General Fund 2,874,115 (14,115) 2,860,000 2,630,000 Full accrual adjustment - - - (2,630,000) Governmental activities 2.874.115 $ (14.115) -1_00_M $ - FS - 20 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 DUE FROMITO OTHER FUNDS AND INTERFUND TRANSFERS Interfund balances are as follows: Assets Liabilities General Fund $ 829,265 $ 829,265 Capital Projects Fund General Fund 2,088 2,088 Athletic Fund General Fund 230 230 Food Service Fund Capital Reserve Fund 2,250,000 2,250,000 General Fund Capital Reserve Fund 8,567 8,567 Capital Projects Fund Interfund transfers were as follows: Other financing sources Other financinq uses Capital Reserve Fund $ 2,650,000 $ 2,650,000 General Fund Athletic Fund 85,912 85,912 General Fund Food Service Fund 48,050 48,050 General Fund DUE FROM OTHER GOVERNMENTS Due from other governments are as follows: Local sources - earned income taxes Local sources - IDEA - B grant Local sources - other districts Local sources - other items State sources Federal sources Governmental Business-type Activities Activities $ 756,430 $ - 383,687 - 337,088 - 20,802 - 531,799 464 398.374 4.984 $ 2.428.180 $ 5.448 FS-21 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 CAPITAL ASSETS Changes in capital assets were as follows: Governmental activities Capital assets not being depreciated Land Construction in progress Capital assets being depreciated Buildings and improvements Furniture and equipment Library books Computer equipment Accumulated depreciation Buildings and improvements Furniture and equipment Library books Computer equipment Capital assets being depreciated, net Governmental activities capital assets, net Business-type activities Capital assets being depreciated Furniture and equipment Accumulated depreciation Furniture and equipment Capital assets being depreciated, net Business-type activities capital assets, net Beginning Ending Balance Increases Decreases Balance $ 501,824 $ - $ - $ 501,824 484,161 1,703,829 (806,708) 1,381,282 985,985 1,703,829 (806,708) 1 883 106 , , 68,463,674 806,708 - 69,270,382 3,432,333 222,829 - 3,655,162 2,308,721 - - 2,308,721 3,974,987 4,990 3,979,977 78,179,715 1,034,527 - 79 214 242 , , (18,681,001) (1,618,321) - (20,299,322) (2,184,867) (291,218) - (2,476,085) (2,077,848) - - (2,077,848) (3,614,168) (113,058) - (3,727,226) (26,557,884) (2,022,597) - (28,580,481) 51,621,831 (988,070) - 50,633,761 52.607.815 $ 715259 $ (806.708) $ 52.516.867 $ 1,568,486 $ - $ - $ 1,568,486 (916,273) (78,623) - (994,896) 652.213 (78,623) - 573.590 FS - 22 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 CAPITAL ASSETS (Cont'd.) Depreciation expense was charged to functions/programs as follows: Governmental activities Instruction Instructional student support Administrative and financial support Operation and maintenance of plant Student activities Business-type activities - Food service $ 1,627,740 178,654 79,402 99,252 37,549 During the year the Middle School boiler replacement project was completed, at a total cost of $ 806,708. The construction in progress at June 2010 was the construction project at the Newville Elementary School. DEFERRED REVENUES Governmental funds present deferred revenue in connection with receivables for revenues that are not considered to be available to pay liabilities of the current period. Governmental funds also defer revenue recognition with resources that have been received, but not yet earned. Deferred revenues in the General Fund of $ 2,630,000 consist entirely of taxes receivable not received within 2 months of the end of the fiscal period. Deferred revenues in the proprietary funds and the district-wide financial statements represents resources that have been received but not yet earned. LONG-TERM LIABILITIES Changes in all long-term liabilities were as follows: Beginning Ending Due Within Balance Increases Decreases Balance One Year Governmental activities Bonds and notes payable $ 37,277,475 $ 689,811 $ (2,656,846) $ 35,310,440 $ 3,462,531 Compensated absences 392,700 353,506 (45,506) 700,700 100,000 Other post employment benefits 158.648 476.153 (370.916) 263.885 200,000 37.828.823 1.519.470 (3.073.268) $ 36.275.025 3.762.531 Business-type activities Compensated absences $ 41.812 $ 4.000 $ (8.987) $ 36.825 $ 7 000 FS - 23 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Contd.) JUNE 30, 2010 LONG-TERM LIABILITIES (Cont'd.) Bonds and notes payable Changes in bonds and notes payable were as follows: Beginning Scheduled Ending Balance New Issue Redemptions Balance 1999 Series $ 2,965,000 $ - $ (275,000) $ 2,690,000 2001 Series 2,085,000 - (715,000) 1,370,000 2003 Series 14,535,000 - (1,025,000) 13,510,000 2005 Series 3,320,000 - (420,000) 2,900,000 2006 Series 9,820,000 - (80,000) 9,740,000 2006 Notes (energy savings project) 4,552,475 - (141,846) 4,410,629 2010 Notes (short-term) - 689.811 - 689.811 $ 37.277.475 $ 689.811. $ (2.656.846) $ 35.310.440 In March 2010 the District obtained a one year $ 3,500,000 draw-down non-revolving line-of-credit from Orrstown Bank. This 2.10% short-term note was repaid from permanent financing obtained in October 2010. Due Within Interest Rates Maturity Date Callable Date One Year 1999 Series (1) December 2017 45 days notice $ 290,000 2001 Series 4.40% to 5.00% February 2021 August 2011 745,000 2003 Series 3.65% to 5.00% April 2023 April 2013 1,055,000 2005 Series 3.30% to 3.80% June 2016 December 2010 435,000 2006 Series 3.50% to 4.05% March 2021 August 2011 80,000 2006 Notes 3.95% December 2021 Annually, with fees 167,720 2010 Notes 2.10% March 2011 At any time 689.811 (1) The 1999 Series pays interest at a variable rate of 1.85% above the "weekly ratd', not to exceed 25.00%. At June 2010 the'Weekly ratd'was 0.27%. During the year ended June 2010, $ 2,300 of debt service (interest on the short-term note) was paid from the Capital Projects Fund. Scheduled debt service requirements, payable by the General Fund (except for the short- term note which was repaid from permanent financing), are as follows: FS - 24 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 LONG-TERM LIABILITIES (Cont'd.) Year Ending June Principal Interest Total 2011 $ 3,462,531 $ 1,338,534 $ 4,801,065 2012 2,900,640 1,233,624 4,134,264 2013 3,060,736 1,109,895 4,170,631 2014 3,218,151 987,724 4,205,875 2015 3,368,030 874,561 4,242,591 2016-2020 14,596,162 2,561,465 17,157,627 2021-2023 4.704.190 324,693 5,028.883 In the year ended June 2006, the District defeased a portion of the 2001 Series of bonds by creating an irrevocable trust fund. New debt was issued (2006 Series) and the proceeds were used by the trust fund to purchase U.S. government securities. The investments and fixed earnings are sufficient to fully service the defeased debt until it is called or matures. For financial reporting purposes, the defeased debt was removed as a liability from the District- wide financial statements. As of June 30, 2010 $ 9,135,000 of defeased bonds remain outstanding and are scheduled to be called in August 2011. Compensated absences Compensated absences (those for which employees receive pay) are presented using the termination payment method. A liability is computed using estimates which apply historical data to current factors. The District maintains records of unused leave and applies the contracted rate for employees eligible for termination payments. The District allows only restricted sabbatical leave and therefore does not present any liability in advance of the sabbatical. Payments for compensated absences are made in the year the absence is taken or the employee retires. At retirement or death, while in District service, employees or their beneficiaries shall choose one of the following options (subject to a maximum of $ 12,000 for administrators and $ 13,500 for all other employees): 1. Number of full years of service in the District multiplied by $ 200 (the employee must have a minimum of 20 years of service in the District) 2. Accumulated unused sick leave days multiplied by 80% of the substitute per diem rate FS - 25 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 LONG-TERM LIABILITIES (Cont'd.) Other post employment benefits (OPEBs) The District reports OPEBs in accordance with GASB Statement No. 45 (GASB 45), which requires recognition of OPEBs as part of the compensation package of active employees for services rendered. The cost and obligation for OPEBs are measured by an actuarial valuation. Plan description Under the negotiations agreement with Big Spring Education Association, the District shall provide for continuance of health care insurance after retirement until the retiree attains the Medicare eligible age. The retiree will pay the monthly premiums, except that teachers who retire after 30 or more years with the District, shall have up to five years of health care insurance benefits provided on the basis of the retiree paying 50% of the monthly premiums. Retired administrators, and classified employees hired prior to July 2007, receive the same benefit as described above. Classified employees hired after June 2007 must pay the entire premium. Retiree's premiums are less than the District's actual cost to provide health care coverage to retirees. The premium amount retirees pay is a blended rate for covering both active and retired Plan members. The fact that the blended rate that retirees pay is less than the cost of covering retired members and their beneficiaries results in what is known as an "implicit rate subsidy," which creates an additional cost to the District. Participant information Active participants 360 Vested former members 6 Retired participants 68 Funding Policy The District funds Plan liabilities on a "pay-as-you-go" basis, and has not established an OPEB trust fund to accumulate assets to fund Plan obligations. The District has no statutory or contractual obligation to fund the Plan and would only do so at the District's discretion. FS - 26 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 LONG-TERM LIABILITIES (Cont'd.) Other post employment benefits (OPEBs) (Cont'd.) Annual OPEB cost and net OPEB obligation The District's annual OPEB cost (expense) is calculated based on the actuarially determined annual required contribution (ARC) of the employer. The ARC represents the amount needed to fund the cost of benefits attributed to the current year, plus an amortized portion of the unfunded actuarial accrued liability (UAAL). The District has selected to have the UAAL amortized over a period of 30 years. Components of the District's annual OPEB cost, the amount actually contributed to the Plan, and changes in the net OPEB obligation are as follows: Employer normal cost $ 233,464 Amortization of unfunded actuarial accrued liability 245.290 Annual required contribution 478,754 Interest on the net OPEB obligation 7,139 Adjustment to the ARC (9.740) Annual OPEB cost 476,153 Contributed to the plan (370.916) Increase in net OPEB obligation 105,237 Net OPEB obligation - beginning 158.648 Net OPEB obligation - end $ 263.885 The percentage of annual OPEB cost contributed was as follows: Year ended Percentage of Annual Annual OPEB Net OPEB OPEB Cost Cost Contributed Obligation June 2010 Funding status and funding progress $ 476,153 77.90% $ 263,885 The District's actuarial accrued liability (AAL) for OPEBs as of July 2010 was $ 3,732,005. There are no Plan assets, thus, the entire amount is unfunded. The District does not have any current plans to fund the AAL. Actuarial UAAL as Actuarial Actuarial Accrued a % of Valuation Value of Liability Unfunded Funded Covered Covered Date Assets (AAL) AAL Ratio Payroll Payroll July 2010 $ - $ 3,732,005 $ 3,732,005 0.00 $16,852,109 22.15% FS-27 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 LONG-TERM LIABILITIES (Cont'd.) Other post employment benefits (OPEBs) (Cont'd.) Actuarial assumptions and methods Actuarial assumptions and methods used in the July 2010 actuarial valuation include the following: Interest rate 4.50% General inflation rate 3.00% Health care cost trend rate 7.50% in 2010, decreasing by 0.50% per year to 5.50% in 2014. Rates gradually decrease from 5.30% in 2015 to 4.20% in 2019 and later Actuarial cost method Benefits are allocated on a level basis over the earnings of an individual from date of hire to assumed retirement date Amortization period 30 years Actuarial evaluations on an ongoing basis involve estimates of the reported amounts and assumptions about the probability of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Actuarially determined amounts are subject to continual revision as actual results are compared to past expectations and new estimates are made about the future. Projections of benefits are based on the types of benefits provided under the plan at the time of each valuation and on the pattern of sharing of benefit costs between the employer and plan members to that point in time. Actuarial calculations reflect a long-term perspective, and consistent with that perspective, actuarial methods and assumptions used include techniques that are designed to reduce short-term volatility in accrued liabilities. The required schedule of funding progress in the other required information (ORI) immediately following the notes to financial statements, is to present multi-year trend information about whether the actuarial value of Plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. However, because the District maintains no Plan assets, information relative to Plan asset disclosures is not applicable. Additionally, because the year ended June 2009 was the year of implementation of GASB 45, the OPEB disclosure standards were implemented prospectively; therefore, the ORI does not reflect similar information for three consecutive valuations. FS - 28 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 PENSION PLAN Substantially all full-time and part-time employees of the District participate in the plan. The District recognizes expenditures or expenses equal to its contractually-required contributions, subject to the modified accrual basis of accounting in governmental funds. The District contributes to The Public School Employees' Retirement System (the System), a governmental cost sharing multiple-employer defined benefit plan. The plan is under the authority of the Public School Employees' Retirement Code (the Code), as amended. The plan provides retirement and disability, legislatively mandated ad hoc cost-of-living adjustments, and healthcare insurance premium assistance to qualifying annuitants. The System issues a comprehensive annual financial report that includes financial statements and required supplementary information for the plan. A copy of the report may be obtained by writing to the System at PO Box 125, Harrisburg, PA 17108-0125, or by accessing the System's website at www.osers.state.Pa.us. The contribution policy is established in the Code and requires contributions by active members and employers. Contribution rates for active members are set by law and are dependent upon members' class. In most cases, the contribution rates based on qualified member compensation are as follows: Membership Class T-C Active members hired before July 22, 1983 5.25% Membership Class T-C Active members hired on or after July 22, 1983 6.25% Membership Class T-D Active members hired before July 22, 1983 6.50% Membership Class T-D Active members hired on or after July 22, 1983 7.50% Active members newly hired after July 1, 2001 are automatically Class T-D. The contribution rates for all members in Membership Class T-D were effective January 1, 2002. Contributions required of employers are based upon an actuarial valuation. For the fiscal year ended June 2010 the employer contribution rate was 4.78 percent of covered payroll, composed of 4.00 percent for pension benefits and 0.78 percent for healthcare insurance premium assistance. The District's contributions to the system for the years ended June 2010, 2009 and 2008 were $ 867,260, $ 821,696, and $ 1,204,162, respectively. Those amounts are equal to the required contributions for each year. FS - 29 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 RISK MANAGEMENT Health insurance The District's health insurance plan allows each participant to choose one of the three coverage options available through South Central Trust. South Central Trust is not a risk sharing pool. The Trust was established for processing claims and obtaining reinsurance through commercial insurance carriers. The Trust has reinsurance for claims in excess of $ 100,000 specific (per person) and 125% aggregate (estimated District annual cost). Financial statements of the trust are provided to the member districts. District transactions within the Trust were as follows: Cash balance in the trust - beginning Payments from the District and its retirees Benefit claims paid by the trust Administrative and other fees, net of interest earned Stop loss premiums $ 1,214,169 3,843,320 $ (3,257,410) (268,443) (71.060) (3.596.913) Cash balance in the trust - ending The amount available in the trust was as follows: Accrual for benefit claims Accrual for administrative and other fees Accrual for health insurance coverage on payroll payable Amount available for accrued costs - ending Prepaid health insurance Cash balance in the trust - ending 1.460.576 $ 570,576 45,000 495.000 1,110, 576 350.000 There are various methodologies for estimating a reasonable accrual for benefit claims. District management has selected the methodology of approximately '60 days of paid claims'. District management believes this methodology provides an adequate amount for accrued costs. Other insurance The District is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The District maintains commercial insurance coverage covering each of those risks of loss. Management believes such coverage is sufficient to preclude any significant uninsured losses to the District. Settled claims have not exceeded this commercial coverage in any of the past three fiscal years. FS-30 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2010 RISK MANAGEMENT (Cont'd.) Other insurance (Cont'd.) For State unemployment compensation laws, the District is self-insured, which is a common practice for local governmental units. Any unemployment claims are paid by the District on a quarterly basis as incurred. For workers' compensation insurance, approximately 80 Districts participate in a public entity risk sharing pool (School Districts Insurance Consortium) for processing claims and obtaining reinsurance through commercial insurance carriers. Under this plan, the District's annual cost should not exceed standard commercial insurance rates. COMMITMENTS AND CONTINGENCIES The District's contract with its teaching staff expires in June 2011. In the normal course of business, the District is subject to legal disputes and claims. The District does not anticipate any material losses from any pending or threatened litigation. In the normal course of preparing for the subsequent school year, the District has awarded bids for various supplies, fuel contracts, etc. No major commitments in excess of routine requirements have been made by the District. The District participates in state and federal grant programs which are governed by various rules and regulations. Expenditures charged to these grant programs are subject to program compliance audits and reviews by the grantor agencies. The District is potentially liable for any expenditures which may be disallowed by the rules of these grant programs. The District does not anticipate any material disallowance of program expenditures. Alterations and additions to Newville Elementary School are expected to cost approximately $ 3,150,000, of which $ 1,381,282 was completed as of June 2010. SUBSEQUENT EVENTS In October 2010 the District issued its 2010 Series A General Obligation Bonds in the amount of $ 9,240,000 at an average interest rate of 2.90%. The net proceeds of $ 9,069,925 (net of bond premium, underwriter's discount and all other issuance costs of $ 170,075) were expected to be used as follows: Call the 2005 series of bonds $ 2,951,409 Payoff 2010 Notes (short-term) 2,840,452 Reimburse the General Fund 829,265 Reimburse the Capital Reserve Fund 8,567 Complete the Newville Elementary School project 1,128,102 Purchase land for future use 490,000 Estimated to be available for other projects 822,130 FS-31 a) M M Q) N O r- 0 O t O N CC) 0 CV v O? N m N r 00 M CO U) 00 ' t- v r a_- > M 1- CA 00 00 N N r 0 I- M (C) LO V 0 t- N r O r CM N d' M CO (O N O +_- N 00 CO N V CO CA IT I` ti N O CO 00 N t- 'q N N O It N 00 f- r- N -0 r I O (6 cli O V N ao ? ? C C (6 C5 0 O a) O Cl) to 0) V ) co V D LO N co M It co m U Z M vO O r r v O U) M C r r r C6 (tf a) 'C C .? > N t- M LO O r I- N M M O r- ? 00 d' r M t- O r"t O ? 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M M r M N (D M O 0 N N tl- (O CO O O O Q P: Z t- ODmtiO M M VrNO I`CAr NODNtf M(DcMMN m N NO 00 00 J Q m 00 O 00 O IT O M O O M LO CO CO --0 CO CO CO V t M O N CO LO IT (M (O r m m M V LO N N CO co W) Lo O 00 Co O r CO r CA r U) LO r N C Cf CA t- LO N LO r Lo r O C O C N r CO r M r Q 3: LL .` O W 64 Z Z D) w a a w C7 00 m } LL Q w to 0 3 D m C a? a x a? (D O W c a) to in ? CL o °-) N > i a E (n U O C Cf) E C C O •- O c%) " c` m m c (n O CT ` N C U 7 C U U) aa) N ` W a) C6 Q .0 C _U U) w E (D C O 0 O 0 m ° cm ? Z U U aui N CD c '- m f° ) U C O ca O rn (D ` T C c- p N C i i C c V , N 0 U M C O U) V - . :3 O O tm C C 'D N (D a) Q M " Q ? . O C M C: ? U) O a) a) to CQ CL U ._A U fl. a) -' C f6 (n I Ca O O O N .r N O O C O fC N C O N p U c CA a) a) co CO U) N _ N ( C .0 :3 -a . n x w L) 0 . m f9 a? ~ ? ` m ` a) E C {- 7 U rn m a) r- E 'n 'v m "° 'D E w w co U' m C m O N -j-j i ? , ? n ?< am0i 6 ~ C m Q U) t r C > fL Q n 07000w m m s U 6 x O <Y Z LL LL BIG SPRING SCHOOL DISTRICT OTHER POST EMPLOYMENT BENEFIT PLANS JUNE 30, 2010 HEALTH CARE BENEFITS SCHEDULE OF FUNDING PROGRESS Actuarial UAAL as Actuarial Actuarial Accrued a % of Valuation Value of Liability Unfunded Funded Covered Covered Date Assets (AAL) AAL Ratio Payroll Payroll July 2008 $ - $ 3,995,512 $ 3,995,512 0.00 $ 15,104,065 26.45% July 2010 - 3,732,005 3,732,005 0.00 16,852,109 22.15 The District is required to have an actuarial valuation at least biennially (every 2 years) . If the plan experiences significant changes, a new actuarial valuation should be performed rather than waiting for the next scheduled valuation date. Because the year ended June 2009 year was the implementation year for GASB 45, and the District chose to implement prospectively, the above illustration does not reflect similar information for three consecutive valuations. ORI - 2