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HomeMy WebLinkAbout01-2123 FEDERMAN AND PHELAN, LLP By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 ATTORNEY FOR PLAINTIFF ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD SUITE 1400 PHILADELPHIA, PA 19103-1814 ~000 COURT OF COMMON PLEAS MANUFACTURERS AND CIVIL DIVISION TRADERS TRUST COMPANY ONE FOUNTAIN PLAZA BUFFALO, NY 14203 Plaintiff TERM V. DALE L. CROMER CUMBERLAND COUNTY TAMMY L. CROMER 448 NORTH PITT STREET CARLISLE, PA 17013 Defendant(s) N__OTICE **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ** You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 Loan ti' 9787037 1. Plaintiff is MANUFACTURERS AND TRADERS TRUST COMPANY ONE FOUNTAIN PLAZA BUFFALO, NY 14203 2. The name(s) and last known address(es) of the Defendant(s) are: DALE L. CROMER TAMMY L. CROMER 448 NORTH PITT STREET CARLISLE, PA 17013 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. 3. On 10/30/89 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to FARMERS TRUST COMPANY which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 957, Page 312. PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 4/1/00 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. A copy of such notice is attached as Exhibit "A." 6. The following amounts are due on the mortgage' Principal Balance $19,005.19 Interest 1,730.92 3/1/00 through 4/1/01 (Per Diem $4.36) Attorney's Fees 800.00 Cumulative Late Charges 143.76 10/30/89 to 4/I/01 Cost of Suit and Title Search 550.00 Subtotal $22~229.87 Escrow Credit 0.00 Deficit 0.00 Subtotal $ 0.00 TOTAL $22,229.87 7. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. The Combined Notice has been sent to the Defendant(s) by regular and certified mail as required by 35 P.S. §1680.403c on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "A." 9. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has terminated because either: (i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiff's written Notice to Defendants, a true and correct copy of which is attached hereto as Exhibit "A"; or (ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania Housing Finance Agency. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $22,229.87, together with interest from 4/~0-~at the rate of $4.36 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. /s/Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM DATE' January 11, 2001 FORECLOSURE TO' Dale L. Cromer Tammy L. Cromer 448 N. Pitt Street 448 N. Pitt Street Carlisle, PA 17013 Carlisle, PA 17013 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. This is an official notice that the mortgage on your home is in default and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages_. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM ~ be able to help to save your home. This Notice explains how the program works To see if HEMAP can hel o~st MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with vou when you meet the Counseling Agency. The name, address and~ .number of Consumer Credit Counseli~n. cies ~ Coun_,W_0~ listed at thc end of this Notice. ~ h-~ve a--'~--~ue~ o'-~-~ma' call the P-~n~ Finance. Ager:.cv toll free at 1-800-342-2397. (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJ~JNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA FERDIDA DEL DERECHO A REDIMAR SU HIPOTECA. STATEMENTS OF POLICY HOMEOWNER'S NAME(S): Dale L. Cromer and Tammy L. Cromer PROPERTY ADDRESS' 448 N. Pitt Street, Carlisle, PA 17013 LOAN ACCT. NO.: 9787037 ORIGINAL LENDER: Farmers Trust Company CURRENT LENDER/SERVICER: M&T Mortgage Corp. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE. · IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND · IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE-Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a face-to-face meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR ~MERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES-If you meet with one of the consumer credit counselin a~ncies listed at the end of this notice the lender ma~z NOT take action a ainst ou for thirty 30L~Q)_~.vs after the date of this meeting:. The names~_addresses and telephone numbers~ated consumer credit counseling_ggencies for the county in w~S located are set forth at the end of this Notice. It is only necessaq.' to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE-Your mortgage is in a default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty, (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. EXHII T A AGENCY ACTiON-Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSE ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If .you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-The MORTGAGE debt held by the above lender on your property located at: 448 N. Pitt Street, Carlisle, PA 17013 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Start/End: 4/1/00 thru 1/1/01 at $239.60 per month. Monthly Payments Plus Late Charges Accrued $2,407.98 NSF: $0.00 In:pections: $0.00 Other: $0.00 (Suspense): $0.00 Total amount to cure default $2,407.98 B. YOU i-IAVE FAILED TO TAKE THE FOLLOWING ACTIONS (Do not use if not applicable): N/A HOW TO CURE THE DEFAULT-You may cure the default within THIRTY (30) DAYS of the date of th.;s notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,407.98, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: FEDERMAN AND PHELAN, L.L.P., One Penn Center at Suburban Station, Suite 1400, 1617 John F. Kennedy Boulevard, Philadelphia, PA 19103- 1814,, Attention:Payoffs/Reinstatements Department. You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter. (Do not use if not applicable.) N/A. IF YOU DO NOT CURE THE DEFAULT-If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorney to start legal action to foreclose upon your mortgage properts_'. IF THE MORTGAGE IS FORECLOSED UPON- The mortgage property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you ,viii still be required to pay the reasonable attorney's tees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceec[ $50.00. Any attorney's fees will be added to the amount you owe lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay' attorney's tees. OTHER LENDER REMEDIES-The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. F. XHI ff A RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE-If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the SheriWs Sale. You may do so by paying the total amount then pa_st due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE-It is estimated that the earliest date that such a Sheriff's Sale of the mortgage property could be held would be approximately SIX (6) MONTHS from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly wh~t the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: FEDERMAN AND PHELAN, L.L.P. One Penn Center at Suburban Station, Suite 1400 1617 .John F. Kennedy Boulevard, Philadelphia, PA 19103 Tel:(215) 241-1711 Attention' Phyllis Levin, Payoffs/Reinstatements Dept. EFFECT OF SHERIFF'S SALE-You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the SheriWs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE-You may or X may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charge and attorney's fees and cost are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: · TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. · TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. · TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) · TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. · TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER · TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY IS ATTACHED Very truly yours, FEDERMAN AND PHELAN, L.L.P. Attn: Carmen Otero Account No.' 9787037 Mailed by Ist Class mail/Certificate of Mailing and Certified Mail No: 7106 4575 1294 1900 '7673. 7666 PENNS~VANIA HOUSING FINANCE AGENCY HOMEOWNER,S EMERGENCY ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES (REV. 3/00) CLINTON COUNTY Lycoming-Clin~n Counties Conunision for -- -- Community Action (STEP) CCCS of Northeastern PA 2138 Linco{n Street P.O. Box 1328 1631 South Atherton St., Suite I00 Williamsport, PA ! 7703 State Co{lege, PA 16801 (570) 326-0587 FAX (570) 322-2197 (814) 238-3668 FAX (8!4) ~8-3669 CCCS of Northeastern PA .' 201 Basin Street Wiiliamsport, PA 17703 (570) 323-6627 FAX (570) 323-6626 31 W. Market Street COLUMBIA cOUNTY POB 1127 ~ 1400 Abington Executive Park Wilkes-Barre, PA 18702 Suite 1 (570) 821-0837 or (800) 922-9537 Clarks Summit, PA 18411 FAX (570) 821-1785 (570) 587-9163 or (800) 922-95.37 FAX (570) 587-9134-9135 Commission on Economics Opportunity of Luzeme County 163 Amber Lane Wilkes-Barre, PA 18702 (570) 326-0510 or (gOO) 322-0359 FAX (570) ~29-1665--(Call Before Faxmg) (570) 4554994 Hazeltown FAX (570) 455-563 i---(Ca/I Before Faxing) (570) 836-4090 Tunk. h~ock · Booker T. Washington Center C~RAWFORD CO~ 1720 Holland Center Greater Erie Community Action Committee Erie, PA 16503 18 West 9' Street (814) 453-574.4 FAX (814) 5749 Erie, PA 16501 (gl4) 4594581 FAX (814) 4564161 John F. Kennedy Center, 2021 East 20'~ Street Shenango Valley Urban League, Inc. Erie, PA 16510 601 Indiana Avenue (814) 898-0400 Farrell, PA 16121 FAX (814) 898-1243 (412) 981-5310 CCCS of Western Pennsylvania, Inc. -C--UMBERL,*~NrD COUNTY 2000 Linglestown Road - Financial Counseling Services ofl:'ranklin Harrisburg, PA 17102 31 West 3~ Street" (717) 541-1757 Waynesboro, PA 17268 (717) 762-3285 Urban League of Metropolitan Harrisburg N. 6* Street YWCA of Carlisle Harrisburg, PA 17101 301 "G" Street (717) 234-5925 FAX (717) 234-9459 Carlisle, PA 17013 (717) 243-381g FA.X (717~'"731-9589 Community. Action Corem of the Capital Region 1514 Deny. Street Adams County Housing Authority Hamsburg, PA 17104 139-143 Carlisle St. (717) 232-9757 FAX (717) 23,4-222.7 Gettysburg, PA 17325 (717) 334-151g FAX 334-8326 PENNSYLVANIA BULLETIN, VOL 29, NO. 23, JUNE 5, 1999 ALL THAT CERTAIN lot or piece of land situate in the Fifth Ward of the Borough of Carlisle, Cumberland County, Pennsylvania, bounded and described in accordance with a survey and plan thereof made by Gerri= J. )etz, Registered Surveyor, dated September 22, 1971, as follows: BEGINNING at a point on the West side of North ~itt Street, said point being 108.6 feet South of the Southwest corner of North Pitt Street and "A" Street; thence along =he West si~e of Nor=h Pitt Street South 10 degrees 30 minutes West 30 feet to a corner of premises now or formerly of Ralph McKee; thence along said premises and passing through the center of a pa=tition wall North 79 degrees '30 minutes west 165 feet to a point om the East side of a 15 foot alley; thence along said alley North 10 degrees 30 minutes East 30 feet to a corner of land now or formerly of Charles C. Yinger; thence along said land Sou=h 79 degrees 30 minutes ~.ast 165 feet to the point and place of BEGINNING. HAVING thereon erected a two story frame dwelling house, known and numbered as 448 North Pitt Str'eet, Carlisle. BEING the same premises which Harry R. Poper and Carolyn L. Poper (now known as Carolyn L. Olsen} by their deed dated June llth, 1986 and recorded in the Office of the Recorder of Deeds in and for Cumberland County at Book D, Vol. 32, Page 357, granted and conveyed unto Glenn E. Hockenberry, Grantor herein.__ ~ _ . P~SES' 448 NORTH PII'[ VERIFICATION · . DENNIS GAWRON hereby states that he is BANKING OFFICER of MANUFACTURERS & TRADERS MORTGAGE CORPORATION mortgage servicing agent for Plaintiff in this matter, that he is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his knowledge. information .and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unswom falsification to authorities. .. . SHERIFF'S RETURN - REGULAR CASE NO' 2001-02123 P COMMONWEALTH OF PENNSYLVANIA' COUNTY OF CUMBERLAND MANUFACTURERS AND TRADERS TRUS VS CROMER DALE L ET AL SHANNON M. SUNDAY , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon CROMER DALE L the DEFENDANT , at 1930-00 HOURS, on the 17th day of April , 2001 at 448 NORTH PITT STREEET CARLISLE, PA 17013 by handing to DALE L CROMER a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs- So Answers- Docket ing 18.0 0 ~::,,~-*~ Af f i davit .00 Surcharge 10.00 R. Thomas Kline .00 0 / s/200 FEDER~ & PHEL~ Sworn and Subscribed to before By- ~/~~ me this ~~ day of Deputy Sheriff ...... SHERIFF' S RETURN - REGULAR CASE NO' 2001-02123 P COMMONWEALTH OF PENNSYLVANIA' COUNTY OF CUMBERLAND MANUFACTURERS AND TRADERS TRUS VS CROMER DALE L ET AL SHANNON M. SUNDAY , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon CROMER TAMMY L the DEFENDANT , at 1930-00 HOURS, on the 17th day of April , 2001 at 448 NORTH PITT STREET CARLISLE, PA 17013 by handing to TAMMY L. CROMER a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs- So Answers- Docket ing 6.00 ~ ,..~. ~? . ...... · ..., . .. /.......-. · /...: S e rvi c e 00 -~.~-~ ":'" -: "-': ' .~ ..... ; ~":'~-' .... Af f i davit .00 "~' '" '"' ~ .......... ~ ..... '" ''~f' ~(''' .... Surcharge 10. O0 R. Thomas Kline .00 16.00 04/18/2001 FEDER~ & PHE~ Sworn and Subscribed to before By- ~f~~ ~~ me this ~~'~'~ day of Deputy Sheriff ' ool FEDERMAN AND PItEL~ By' Frank Federman, Esquire Atty. I.D. No.' 12248 One Penn Center at Suburban Station Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 Attorney for Plaintiff MANUFACTURERS AND TRADERS TRUST COMPANY Plaintiff Court of Common Pleas CUMBERLAND County vs. No. 01-2123 CIVIL TERM DALE L. CROMER TAMMT L. CROMER Defendant(s) AND DISCONTINUE AND END TO THE PROTHONOTARY: Kindly withdraw the complaint filed in the instant matter, without prejudice, and mark this case discontinued and ended, upon payment of your costs only. '- Frank Federman Date Attorney for Plaintiff