HomeMy WebLinkAbout11-0204BELOO COMMUNITY CREDIT UNION COURT OF COMMONS PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff NO.
vs.
CIVIL ACTION - LAW
JAMES LUTA ~ o ~
-s~ ~ _ -~
Defendant -- , ~, ,,., rn-
:." ._- -ter
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r . _; ~
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N O T I C E ~' .J o
YOU HAVE BEEN SUED IN COURT. If you wish to defend-~.gains~„+
the claims set forth in the following pages, you must take~a~iaun
within twenty (20) days after this Complaint and Notice ark
served, by entering a written appearance personally or by attorney
and filing in writing with the Court your defenses or objections
to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may
be entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION AOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE
ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Legal Services, Inc.
8 Irvine Row
Carlisle, Pennsylvania 17013
(717) 243-9400
CS)~ ~~a~a J
ink 9
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N O T I C I A
Le han demandado a usted en la torte. Si usted quiere
defenderse de estas demandas expuestas en las paginas siguientes,
usted tiene viente (20) dias de plazo al partir
de la fecha de la demands y la notification. Usted debe
presentar una apariencia escrita o en persona o por abogado y
archivar en la torte en forma escrita sus defensas o sus
objeciones a las demandas en contra de su persona. Sea
avisado que si usted no se defiende, la torte tomara medidas y
puede entrar una Orden contra usted sin previo aviso 0
notification y por tualquier queja o alivio que es pedido en la
petition de demands. Usted puede perder dinero o sus propiedades
0 otros derechos importantes pars usted.
LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE
ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO,
VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Legal Services, Inc.
8 Irvine Row
Carlisle, Pennsylvania 17013
(717) 243-9400
BELCO COMMUNITY CREDIT UNION COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
NO..
JAMES LUTA
CIVIL ACTION - LAW
Defendant
COMPLAINT
1. Plaintiff is Belco Community Credit Union, hereinafter
referred to as "BELCO", a Pennsylvania Corporation with an
office at 449 Eisenhower Blvd., Harrisburg, Dauphin County,
Pennsylvania 17111.
2. James Luta, a Defendant, is an adult individual with an
address at 16 Poplar Street, Wormleysburg, PA 17043.
3. Defendant applied for a loan from Plaintiff pursuant to the
Application dated March 24, 2008 which is attached hereto
marked Exhibit "A" and made part hereof. The Defendant's
social security number has been redacted to protect the
privacy of the Defendant.
4. After repossession and sale of the vehicles, the Defendant's
delinquent balance on the account is $12,283.14 as of
November 26, 2010.
5. Because of Defendant's failure to make monthly payments and
in accordance with the Application, Defendant owes an
attorney commission of $1842.47 for a total of $14,125.61.
6. Defendant has failed and refused to bring his account
current.
7. Defendant is not a member of the Armed Forces of the United
States of America, nor engaged in any way which would bring
him within the Soldiers and Sailors Relief Act of 1940, as
amended.
WHEREFORE, Plaintiff requests entry of judgment against Defendant
in the amount of $14,125.61, plus interest together with costs of
suit thereon.
Date : f Igo I
Respectfully, Submitted,
~-.~,G~
Arthur M. Feld, Esquire
Attorney I.D. No. 07172
1309 Bridge Street
New Cumberland, PA 17070
(717)770-0292
Belco Community Credit Union
403 N. 2nd Street Harrisburg Area: (717) 232-3526
P.O. Box 82 Lancaster Area: (717) 393-11 t 6
Harrisburg, PA 17108 Toll Free: (800) 642-4482
Loan Application and
Agreement to Terms
Married Applicants may apply for a separate account. Check the appropriate box to indicate individual Credit or Joint Credit.
® Individual Credit: Complete Applicant sections if only the applicants income is considered for loan approval.
Complete Applicant and Co,Applicant sections: (t) if you are relying on income from alimony, child support, or separate maintenance
or on the income or assets of another person as the basis for repayment of credit requested, or; (2) if you reside in a Community
Property State, or; (3) if you are retying on property located in a Community Property State as a basis for repayment of the credit
requested. Community Property States include: AK, AZ, CA, ID, LA, NM, NV, TX, WA, VVI.
Joint Credit: Complete Applicant and Co-Applicant sections if your co-applicant will be contractually liable for repayment of the loan and initial below:
We intend to apply for joint credit. (Applicant Initials) (Co-App{ICant Initials)
PLEASE CHECK BELOW TO INDICATE THE TYPE OF ACCOUNT(S) AND TYPE OF CREDIT FOR WHICH YOU ARE APPLYING.
® Account/Loan: ®Individual ~ Joint ~ Credit Card Account: ~ Individual ~ Joint
(Including ATM/Debit Card Access to Ufe Account i(Available) (There are costs associated with the use of this carts. You may contact the Credit
Amount Requested $ 15 550.86 Union about costs at the abo~ stated address or telephone number.)
Purpose/Collateral: AUTOMOBILE - USED Credit Limit Requested $
^ Other Loan Request If Authorized User, Name:
Repayment: ~ Payroll Deduction ~ Billing Notice ~ Automatic Payment ~ Web Pay ~ Other
APPLICANT ~ ^ CO-APPLICANT ^NON-APPLICANT SPOUSEIOTHER
NAME (last -First- Initial) ACCOUNT NUMBER NAME (Last -First - InitiaQ ACCOUNT NUMBER
JAMES LUTA 745930
;OCIAi ccr~ ,~,r.. • ~~ ~••g~ MOTHER'S MAIDEN NAME SOCIAL SECURITY NUMBER MOTHER'S MAIDEN NAME
c-MAIL ADDRESS FAX NUMBER E-MAIL ADDRESS FAX NUMBER
717-737-0739
BIRTH DATE HOME PHONE BUSINESS PHONE/EXT. BIRTH DATE HOME PHONE BUSINESS PHONE/EXT.
19 1969 717.737.0739
PRESENT ADDRESS (Street -City -State -Zip) ®pyyN ~ RENT PRESENT ADDRESS (Street -City -State -Zip) ^OWN ~ RENT
16 POPLAR 5T
YEARS/MONTHS YEARSIMONTHS
WO S URG PA 17043 0
AT THIS ADDRESS 13 ~ AT THIS ADDRESS 0 0
PREVIOUS ADDRESS (Street -City -State -Zip) PREVIOUS ADDRESS (Street -City -State -Zip)
PURCHASE PRICE OF HOME: PRESENT HOME VALUE PURCHASE PRICE OF HOME: PRESENT HOME VALUE:
$ $ $ $
MORTGAGE BALANCE MONTHLY PAYMENT ('MORTGAGE/RENT) MORTGAGE BALANCE MONTHLY PAYMENT (MORTGAGEIRENT)
$ $ 951.00 $ $ 0.00
PLEASE COMPLETE PLEASE COMPLETE
MARRIED ~ SEPARATED ~ UNMARRIED (Single -Divorced -Widowed) ~ MARRIED ~ SEPARATED ~ UNMARRIED (Single -Divorced -Widowed)
EMPLOYMENT
NAME AND ADDRESS OF EMPLOYER NAME AND ADDRESS OF EMPLOYER
PA DEPT OF CORRECTIONS
CAMP HILL, PA
HIRE DATE POSITION HIRE DATE rwi i ivrv
0 7 1995 UTILITY PLANT
PRIOR EMPLOYER PRIOR EMPLOYER
INCOME
Alimony, child support, or separate maintenance income need not O NCO : A tmony, child support, or separate maintenance income need not be
tie revealed 'if you do not choose to have it considered. revealed if you do not choose to have d considered.
EMPLOYMENT INCOME (GROSS) OTHER INCOME (GROSS) EMPLOYMENT INCOME (GROSS) OTHER INCOME (GROSS)
$1,006.00 PERWe~ekly $ PER $0.00 PER $ PER
SOURCE SOURCE
REFERENCES
NAME AND ADDRESS OF NEAREST RELATIVE NOT LIVING WITH YOU ~ HOME NUMBER ~ NAME AND ADDRESS OF NEAREST RELA i rvt NO i uvirv~ wn i n r~u ~ F7VMC rvUMCCK
RELATIONSHIP
WHAT YOU OWE CREDITOR NAME
(Attach additional sheet(s) 'rf necessary) INTEREST
RATE PRESENT
BALANCE MONTHLY
PAYMENT MARKET
VALUE PAST
DUE
Rent ~ Firsl Mortgage
(incl. Tax ~ Ins.)
SEE ATTACHED CREDIT REPORT
S
S
2nd MORTGAGE S S
AUTO LOAN S S
CREDIT CARD S S
CREDIT CARD $ ;
CREDIT CARD S S
OTHER S S
OTHER S S
OTHER ; s
LIST ANY NAMES UNDER WHICH YOUR CREDIT REFERENCES AND CREDIT HISTORY CAN BE
CHECKED: TOTALS
TO PROTECT YOUR LOAN THROUGH V UNTARY GROUP CREDIT INSURANCE, REVIEW ANU GUMI'Lt 1 t I nt ArrL.wH t wrv vlv rHU~ o.
04-6000 LASER-IA F. I-11582 ~~~rt r~ I , page 1 of 3 COPYRIGHT 2004 Minnesota Mutual Companies, inc. All rights reserved.
LOAN APPLICATION SIGNATURES
BY SIGNING BELOW, I AGREE AS FOLLOWS:
All the information in this application is true. I understand that section 1014 Title 18 U.S. Code makes it a federal crime to knowingly make a false statement on
this application. You have my permission to check it. You may retain this application even if not approved. I understand that you may receive information from
others about my credit and you may answer questions and requests from others seeking credit or experience information about me or my accounts with you.
IF MY LOAN APPLICATION IS APPROVED:
Terms and Conditions: I acknowledge that I have read, understand and accept the terms and conditions of the Open-end Credit Plan, Disclosures, Credit
Agreement, and Securtty Agreement. I also understand that I may receive our Advance Receipt, that the Advance Receipt is a part of my credit contract, and I
should be bound by the terms of the Advance Receipt. I acknowledge that 1 have received copies of these documents. If 1 have elected to appty for voluntary
credit insurance, I acknowledge that I have read and understand the terms of the insurance Application and Certificate of Group Insurance; I certify that all
information given in connection with the Application is true and complete; and I acknowledge receipt of a copy of the Application and Certificate.
I also understand that by signing or endorsing any advance proceeds checks or vouchers, or by otherwise accepting, using or accessing advance proceeds
now or in the future, 1 also agree to the terms of the above documents. I further understand and acknowledge that no additional signatures shall be required for
you to enforce the terms of the above agreements, but I may be asked, and shall be required to, provide additional signatures if you deem tt necessary. I also
agree to provide Credit Union with any and alt information necessary for you to pertect your security interest in any collateral pledged in connection with my
advances, either now or in the future.
Cross~ollateralization: I understand and acknowledge that any and all collateral given in connection with any advances shall secure all amounts t owe the
credit union now and in the future. However, non-purchase-money household goods shall not secure any loan or advance, and my principle dwelling will not
secure any advance under this Open-end Plan.
On-going credit checks: I understand that you may periodicalty update my credit information in order to evaluate my on-going credtt worthiness, wtthout any
additional signatures, for as long as my plan is open and/or an outstanding balance exists. You may use and communicate any information gathered for any
lawful purpose in any manner allowed by law.
Credit Insurance: Voluntary Credit Insurance is available to protect your loan. If you are interested in applying for coverage please complete the Insurance
Application on page 3.
PLEDGE OF SHARES: I grant and pledge to you a consensual lien on all sums on deposit to secure my obligations to the credit union pursuant to
applicable state law. "All sums on deposit" and "shares" for purposes of this pledge means all deposits in any share savings, share draft, club, certificate,
P.O.D., revocable trust or custodial aocounts(s), whether jointly or individually held, that you have on deposit now or in the future, all of which are deemed
"general deposits" for the purpose of this pledge. My pledge does not incude any IRA, Keogh, tax escrow, irrevocable trust or fiduciary account in which I do
not have vested ownership interest. In addition, I acknowledge and agree to impressment of the Credit Union's statutory lien rights under the Federal Credit
Union Act as of the date I opened my credit plan, which gives you the right to apply the sums in my account(s), to satisfy any obligations I owe to the credit
union, regardless of contributions at the time of default, and without further notice to me or any owner of the account(s).
SECURITY INTEREST AND LIEN ON ACCOUNT(S1. (1) By signing the Master Application, or by accessing, using, or otherwise accepting any funds,
accounts or services, I grant the Credit Union a security interest in all goods, property, or other items purchased under this Plan either now or in the
future, or in any other collateral given now or at the time of any future advance, or given at any other time in connection with the Open-end Plan, in
accordance with my Security Agreement. I also agree to abide by the terms of the Security Agreement and any Advance Receipt or similar
document.
(2) By signing the Master Application and/or Account Card, or by accessing, using, or othewise accepting any funds, accounts or services, I grant the credit
union, and you impress, a lien on any and all funds in any joint and individual share account(s), regardless of the source of the funds in the account(s) or any
owners contributions, to secure any account owners joint or individual obligations to us, now or in the future, whether direct, indirect, contingent or secondary.
This lien secures all debts you owe us pursuant to any loan or credit agreements; under this Open-end Credit Plan; arising from any insufficient funds item;
fees; costs, expenses; or otherwise. I understand and agree that the Credit Union has multiple rights which include a "consensual lien" a "statutory lien"
pursuant to 12 USC 1757 and 12 CFR 701.39, applicable state law and your "common law" right to set off, which authorize us to apply the funds in any joint or
individual account to any obligations owed to you if I default or fail to pay or satisfy any obligation to you without any legal process, court proceeding or any
notice to any owner of the account(s) affected hereunder or otherwise under this Agreement. I specifically agree that you have a right to place an
administrative freeze on any of my joint or individual account(s) and that such action shall not violate 11 USC 362 or other applicable law. I agree
that my account(s) are not assignable or transferable except to the Credit Union unless specificalty authorized in writing by you. Obligations secured by my
primary residence, household goods and any funds in an IRA or Keogh account are not included in your lien or this security interest, unless subject to specific
pledge or security agreement. The Credit Union will not have any responsibility or liability to me or others relating to the dishonor or other return of any check,
draft, ACH transaction or other order occurring as a result of you exercising you lien rights or freezing any accounts in order to protect or preserve such rights.
If I purchase voluntary credit insurance or other products in connection with this loan, I understand that a portion of the premium or fee I pay will be
retained by the credit union (or paid back to the credit union by the service provider) as compensation for making these services available to me.
IMPORTANT NOTICE ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record
information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date
of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying information.
SIGNATURE OF APPLICANT DATE SIGNATURE OF CO-APPLICANT DATE
X == ~~~ 03/24/2008 X
HAVE YOU OMITTED ANYTHING? REMEMBER: INCOMPLETE APPLICATIONS CANNOT BE PROCESSED
TO PROTECT YOUR LOAN THROUGH VOLUNTARY GROUP CREDIT INSURANCE, REVIEW AND COMPLETE THE APPLICATION ON PAGE 3.
~i ~,
04-6000 LASER-IA F. 1-11582 1.- V page 2 of 3 COPYRIGHT 2004 Minnesota Mutual Companies, Inc. All rights reserved.
CREDIT INSURANCE IS VOLUNTARY AND IS NOT REQUIRED TO OBTAIN YOUR LOAN
YOUR COVERAGE TERMINATES WHEN YOU REACH AGE 70 FOR CREDIT LIFE INSURANCE AND AGE 66 FOR CREDIT DISABILITY
INSURANCE.
APPLICATION FOR GROUP CREDIT INSURANCE
Minnesota Life Insurance Company, 400 Robert Street North, St. Paul, MN 55101-2098
CREDIT LIFE INSURANCE CREDIT DISABILITY INSURANCE
GROUP POLICY NUMBER INSURANCE MAXIMUM GROUP POLICY NUMBER MAXIMUM MONTHLY DISABILITY BENEFIT MAXIMUM LOAN REPAYMENT PERIOD
33029-Gfi00 550,000 33030-Gar00 NA NA
MAXIMUM LOAN REPAYMENT PERIOD MAX AGGREGATE DISABILITY BENEFIT WAITING PERIOD RETROACTIVE BENEFIT
180 Months NA 14 Days No
I (we) are applying for the credit insurance coverages) selected below and agree to pay the required premium. 1 (we)
understand that fees may be paid by the insurer in connection with this coverage to the Creditor. I (we) understand that the
purchase of this insurance is voluntary and not required in order to obtain credit, and that I (we) may terminate it at any time.
I (we) understand that if joint life insurance is selected, we must be jointly and individually liable under the loan, and that
co-signers and guarantors are not eligible for insurance.
The following questions, 1 and 2, must be answered to determine my (our) eligibility for insurance:
APPLICANT CO-APPLICANT
YES No YES No 1. (Applicable to life insurance coverage only) Are you under age 66 on this date?
^ ^ ^ ^ 2. (Applicable to disability coverage only) Are you under age 66 on this date AND
^ ^ ^ ^ are you presently working outside your home for wages or profit for 30 hours or
more per week and have been so working for 30 days or more before this date?
In additi if u a ce .0 estion t o a e r 'gibility.
^ ~ 'n he t two ye o i ly c re for:
r, art ack or a st ci I , ed
ncy Synd e
My (our) answers to the above questions are true to the best of my (our) knowledge and belief. If my co-applicant or I answer
"No" to questions 1 or 2, we understand that that person is not eligible for insurance and will not be insured.
.,
The effective date of my (our) insurance will be the date of this application.
Any person who knowingly and with intent to defraud any insurance company or other person files an application for
insurance or statement of claim containing any materially false information or conceals for the purpose of misleading,
information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects
such person to criminal and civil penalties.
Do not sign this application if any applicable spaces are blank. This application will not be used in a contest if all
applicable blank spaces have not been completed, the debtor has not signed and dated the application and if the
application has not been witnessed.
THIS INSURANCE CONTAINS LIMITATIONS/EXCLUSIONS PERTAINING TO BENEFITS PAYABLE.
COVERAGE REQUESTED (`MONTHLY PREMIUM PER $100.00 OF OUTSTANDING LOAN BALANCE.)
^ Yes ®No
Single Life
5.7¢`
^ Yes ®No Joint Life 9.9¢` ^ Yes
®No
Credit Disabilfty SEE
BELOW
APPLICANTS SIGNATURE DATE CO-APPLICANT'S SIGNATURE (Jdnt Life Only) DATE
X ~i~" - ~'~ -'- 03/24/2008 X
No. of Equal Monthy Premium
t
•
R No. of Equal
Installments
nthl
M Monthy Premium No. of Equal
Rate' Monthly Installments Monthly Premium No. of Equal
Rate• Monthly Installments Monthly Premium No. of Equal
Rate• Monthly Installments Monthly Premium
Rate•
Monthly Installments a
e y
o
8 32.5¢ 56 12.0¢ 104 9.0¢ 152 7.7¢ 200 7.1¢
16 23.5¢ 64 11.3¢ 112 8.7¢ 160 7.6¢ 208 7.1¢
24 19.0¢ 72 10.6¢ 120 8.5¢ 168 7.6¢ 216 7.1 ¢
32 16.2¢ 80 10.1¢ 128 8.2¢ 176 7.4¢ 224 7.1¢
40 14.4¢ 88 9.7¢ 136 8.1 ¢ 184 7.3¢ 232 7.0¢
48 13.0¢ 96 9.3¢ 144 7.9¢ 192 7.2¢ 240 7.0¢
M H C-98-4567.37 A
M n
~~~A
04-6000 LASER-IA F. I-11582 page 3 of 3 COPYRIGHT 2004 Minnesota Mutual Companies, Inc. All rights reserved.
VERIFICATION
,~b~, ~ ~ ~ ei~~ states subject to the
C
penalties o 18 Pa C.S.Section 4904 relating to unsworn
falsification to authorities, that he/she is the
LOSS PREVENTION COORDINATOR for the Plaintiff in
this matter, that he/she is authorized to make this
affidavit on its behalf and that the facts set forth in the
foregoing pleading is true and correct to the best of
his/her knowledge, information and belief.
i,n~ ~~~~
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
FILED-OFFICE
OF THE PROTHONOTARY
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
2011 JAN 24 AM 10= 00
CUMBERLAND COUNTY
PENNSYLVANIA
BELCO Community Credit Union
VS.
James E Luta
Case Number
2011-204
SHERIFF'S RETURN OF SERVICE
01/19/2011 05:33 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on January
19, 2011 at 1733 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: James E. Luta, by making known unto himself personally, at 16 Poplar Street,
Wormleysburg, Cumberland County, Pennsylvania 17043 its contents and at the same time handing to
him personally the said true and correct copy of the same.
SHERIFF COST: $42.84
January 20, 2011
KYAN BU ETT, DEPUTY
SO ANSWERS,
RON R ANDERSON, SHERIFF
iCj (3001"YSUAC Sher If, Te;eosM, b??.
w
71; LD-OF 14'M
Y ??? TROTHONOTAR'
BELCO COMMUNITY CREDIT UNION
Plaintiff
VS.
JAMES E. LUTA
Defendant
2011 FEB 24 PM 2: 25
CUMBERLAND COUNTY
COURT HW4" PLEAS OF
CUMBERLAND COUNTY, PA
NO. 2011-204
CIVIL ACTION - LAW
Rne4pe'
Would you please enter judgment in favor of Plaintiff and against
Defendant, James E. Luta, 16 Poplar Street, Wormleysburg, PA 17043
for failure to plead to the Complaint within twenty days of
service thereof. I hereby certify that the Default Notice
required by Rules of Court was sent to the Defendants as shown on
the copy attached hereto. Assess damages as follows:
$14,125.61, together with interest thereon from date of judgment
together with costs of suit thereon.
February 23, 2011
(;?- ?I/L ??4L
Arthur M. Feld, Esq.
aro 1 ` & ?a 0"y
&,091oa
ef .4. assto t'a
N otcc ,l ailed
.?1
BELOO COMMUNITY CREDIT UNION COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PA
Plaintiff
NO.: 2011-204
JAMES LUTA
CIVIL ACTION - LAW
Defendant
IMPORTANT NOTICE
To: JAMES LUTA AND ATTORNEY ANTHONY T. MCBETH
DATE OF NOTICE: February 9, 2011
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU
MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A
LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE
ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Legal Services, Inc.
8 Irvine Row
Carlisle, Pennsylvania 17013
(717) 243-9400
Arthur M. Feld, Esquire
1309 Bridge Street
New Cumberland, PA 17070
(717) 770-0292
I.D. No. #07172