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Home My WebLink About11-0326r Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie A. Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC FILED-OFFICE- 140 Corporate Blvd. OF THE PROTHONOTARY Norfolk, VA 23502 TELE: 1-866-428-8102 201 1 JAN / 14 AM 11 ; 22 FAX: 757-518-0860 Attorneys for Plaintiff CUM13 +T Y A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 No. p7O - Plaintiff V. TROY D HOCKER 320 W SHADY IN APT 5 ENOLA PA 17025 Defendant NOTICE Civi l Tents You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 This communication is from a debt collector and is an attempt to collect a debt. WA ? may? Any information obtained will be used for that purpose. CV 'J J4,95?'1 OS Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. : Norfolk, VA 23502 Plaintiff No. V. TROY D HOCKER 320 W SHADY LN APT 5 ENOLA PA 17025 Defendant NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dial despues que esta Demands y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 This com.nninication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. TROY D HOCKER 320 W SHADY LN APT 5 ENOLA PA 17025 Defendant COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140 Corporate Blvd., Norfolk, VA 23502. 2. Defendant TROY D HOCKER, is an adult individual with last known address of 320 W SHADY LN APT 5, ENOLA PA 17025. 3. It is averred that Defendant was indebted to CAPITAL ONE BANK, N.A. on August 28, 2007 with account number ************8859 (hereafter referred to as "Account"). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This communication is from a debt collector alai is an attempt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on December 8, 2008. 8. Plaintiff is the purchaser, assignee and/or successor in interest CAPITAL ONE BANK, N.A. and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $1,036.02. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, TROY D HOCKER, in the amount of $1,036.02, plus costs of this action and any other relief as the Court deems just and reasonable. Robert N. Polas Jr., Esquire # 201259 Carrie A. Brown, Esquire # 94055 09-95303 'Ibis communication is fi-om a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, MMHoUmbek hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unworn falsification to authorities. Date : )eq 09-95303 By: Custodt f Records This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. EXHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, Virginia 23502 Telephone: 1-866428-8102 Fax: 1-757-518-0860 Statement of Account Account: ************8859 TROY D HOCKER Account Holder: TROY D HOCKER 320 W SHADY LN APT 5 ENOLA PA 17025 Consumer Account Product Code: MC Issuer: CAPITAL ONE BANK, N.A. Assignee: Portfolio Recovery Associates, LLC Account Number: ************8859 Date Account Opened: August 28, 2007 Date of Last Payment: December 8, 2008 Date of Charge Off: July 27, 2009 Balance at Purchase: $1,036.02 Purchase Date: August 11, 2009 Balance at Purchase: $1,036.02 Less Payments: $.00 Balance Due: $1,036.02 09-95303 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned, TaVaHoUenbeck depose, affirm and state as follows: Custodian of Records, for Portfolio Recovery Associates, LLC hereby I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's records, including a review of the business records transferred to Account Assignee from CAPITAL ONE BANK, N.A. ("Account Seller"), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on August 11, 2009. Further, the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from TROY D HOCKER ("Debtor") to the Account Seller the sum of $1,036.02 with the respect to account number (************8859), as of August 11, 2009 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, there is currently due and owing the sum of $1,036.02. Portfolio Recovery Associates, LLC By: , Custodian of Records .• N B, ' /y ?' •'','v'OTaRY'` Subscribed and sworn to before me on PL2-Ic - 2010: , f Dec o 7E , , , n s MY COti°"" ? ON: No ary Public 1111i1a1ti 09-95303 111is communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Annex A Forward Flow Receivable Sale Agent Amendment Number 2 EWbit 1 to Forward Flow Receivable Sale Agreement dated February 6*, 2009 BILL OF SALE Closing Date: August 11 th, 2009 Capital One Bank (USA), National Association ("Seller'), in consideration of a and outer valuable consideration, the receipt of which is hereby acj=wledVd, hereby sells, assigns and transfrs all rift, title and interest in the Accounts ident find in the Sale Fib entitled 20490806.PS32CP.SLDFLELTXT (which may be in electrank form) to• Portfolio Recovery Aasoeiates, LLC ("Bayer''), without recourse or r tabor except as expressly provided herein or on the terms, and subject to the eon0ions, set firth in the Agreement (as defined below). This Bill of Sale is delivered pursuant to that certain Forward Flow Receivable Sale Agreemetit, dated as of February 6th, 2009, as amended, by and between Seller (as successor to Capital One Bank) and Buyer (the "Agro f). All capitalized tends used, but not duos, in this Bill of Sale shall have the mea ngs assigned to such tarns in the Agreement. The Cutoff Date for the Sale File was August 6th, 2009. ' CAPITAL ONE BANK (USA), NATIONAL ASSOCIATION By: Name: Jonathan Stalls Title: }ooveries MVP CApF,35 Hoita211"6.10043016-00036 20100427-RMAP8859_88S9_20100427_stmt.txt 1 CYCLE # 25 CAPITAL ONE CYCLE FACSIMILE REPORT 03/26/2010 - 04/25/2010 PAGE 5545 ACCT-ID: X7952 CARD# 8859 STMT-TYPE: ENGLISH TPC: MP HOLD:, 000 SAC-PGM: PREY-BALANCE: 51,029.51 PYMTS&CREDITS : $0.00 $0.00 TRANSACTIONS: 50.00 NEW-BALANCE : $1,029.51 MINIMUM PYMT : 5370.00 $0.00 DUE-DATE : 05/22/2010 CREDIT-LIMIT: 500 CREDIT-AVAIL : 0.00 250 CASH-AVAIL : 0.00 RPAY-TOTMTHS: 0 RPAY-TOTCOST : SO-00 $0.00 36MA-TOTCOST: $0.00 INTEREST-CM: $0.00 INTEREST-YTD : $0.00 50.00 FEE-AMT-YTD : $0.00 HIGH-LATEFEE: $39.00 HIGH-PNLTY-APR: 29.40% 0.000 CLOSE-DATE : OOB: N MISS-ADDR: N BK-HOLD: N BANKRUPTCY: N LEGAL: N CTC-CHG-IND: ARCH: Y REASON: 04 HARDCOPY: 04 ACTIVE WATCH: WO CRED-RVK: PD CUR-PO: 00 CTC IND: INS: 511 RETURN-MAIL: CHARGED-OFF: BD XFER: FRAUD: OL: 11 REWARDS: N INTR CHRGS LATE FEE CASH-LIMIT 36MA-MTHPAY:. FEE-AMT-CTD: OVERALL-APR: NEW: N EBPP: N CLOSE: MULTI-IND: S PROV-ID: 000001 US PROF-CNTR: 0000000001 COB SERVICE-OWNER: 000011 Mainstreet OL-OPTIN-IND: TEAL C/I BALANCE AMOUNT RATE CORR APR INTEREST CHRGS TROY D ROCKER Purchases 0001 01 0.00 00.0634200 0023.150000000 0.00 320 W SHADY LN APT 5 Cash 0002 01 0.00 00.0634200 0023.150000000 0.00 ENOLA PA 17025225805 US TRANSACTION DATA SUMMARY NAME: TROY D ROCKER CUST TYPE: 0 PRINT AREA: 001 NUM OF CREDITS: 00000 AMT OF CREDITS: $0.00 PYMTS : 00000 AMT OF PYMTS : $0.00 NO CREDIT TRANSACTIONS FOR THIS CYCLE NUM OF NAME: TROY D ROCKER CUST TYPE: 0 PRINT AREA: 020 MUM OF DEBITS : 00000 AMT OF DEBITS : $0.00 NO DEBIT TRANSACTIONS FOR THIS CYCLE Page 1 20100427_RMAPRA_? 859 859_20090727_stmt.txt 1 CYCLE * 25 CAPITAL ONE CYCLE FACSIMILE REPORT 06/26/2009 - 07/2S/2009 PAGE 7991 ACCT-ID: X7952 CARD# $859 STMT-TYPE: ENGLISH REWARDS: N FEE-FOR-BALANCE: N PREY-BAL: $933.44 PAYMENT$CREDITS: $0.00 FINANCE CHRGS: $18.07 TRANSACTIONS: 57$.00 NEW-BALANCE: $1 029.51 MINIMUM PAYMENT: $370.00 LATE FEE: $39.00 DUE-DATE: 06192009 CREDIT-LIMIT: 500 CREDIT-AVL: 0.00 CASH-LIMIT: 250 CASH-AVL: 0.00 OVERALL-APR: 23.150 TPC : MP HOLD: 000 CLOSE-DATE: OOB: N MISS-ADDR: N WATCH: W0 CRDT-REV: PD OL: 10 PD: 07 CTC IND: INS: 511 PC: 0000000001 ARCH: N REASON: 00 HARDCOPY: 04 NEW: N EBPP: N SERVICE-OWNER: 000011 SAC-PGM: CLOSE., CHARGED-OFF: XFER. FRAUD: BK-HOLD: N BANKRUPTCY: N CHARGEOFF: N LEGAL: N FRAUD: N TRANSFER: N CTC-CHG-IND: PROBE-IDS: LINE: DELQ: OVLM: AUTH: REIS: PROD: PRIC: USR1: USR2: USR3: MESSAGE-IDS: PAST-DUE: INSURANCE: TRIAD M1: R0002 TRIAD M2: TRIAD M3: XFR: TBAL C/I BALANCE AMOUNT RATE CORR APR FINANCE CHARGE TROY D HOCKER Purchases 0001 01 949.88 00.0634200 0023.150000000 18.07 320 w SHADY LN APT 5 Cash 0002 01 0.00 00.0534200 0023.150000000 0.00 ENOLA PA 17025225805 us TRANSACTION DATA TRANDATE REFERENCE NUMBER MERCHANT DESCRIPTION TRANS-AMOUNT POSTDATE C/D FC CARD NUMBER 07202009 PAST DUE FEE 39.00 07202009 D N?$859 07252009 OVERLIMIT FEE JUL 25, 200 9 39.00 07252009 D 859 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Page 1 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson FILED-OFFICE Sheriff tr THE. PROTHONOTARY Jody S Smith Chief Deputy 2011,lAN 24 aM ID' 1 Richard W Stewart CUMBERLAND COUNTY Solicitor' PENNSYLVANI Portfolio Recovery Associates, LLC vs. Troy D. Hocker Case Number 2011-326 SHERIFF'S RETURN OF SERVICE 01/19/2011 05:08 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on January 19, 2011 at 1708 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Troy D. Hocker, by making known unto himself personally, at 320 W. Shady Lane, Apartment 5, Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $41.50 January 20, 2011 RYAN BURGETT, DEPUTY SO ANSWERS, RON R ANDERSON, SHERIFF is GeuaySuite Suet f. fe eo.=.oft Inc David -D. Buel - 1Trothonotary Office of the Prothonotary Cum6er[andfCounty, Pennsylvania 7(irkS. Sohonage, ESQ Solicitor /2DJ , CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 28TH DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF. INTENTION TO PROCEED AND RECEIVING NO RESPONSE -THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA R.C.P.230.2. BY THE COURT, DAVID D. BUELL PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, TA • Phone 717 240-6195 • 'Fad, 717 240-6573