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HomeMy WebLinkAbout11-0331Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie A. Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC F IL EO - O F F I C E 140 Corporate Blvd. OF THE PROTHONOTARY Norfolk, VA 23502 TELE: 1-866-428-8102 2011 JAN 114 AMI l ; 56 FAX: 757-518-0860 Attorneys for Plaintiff C IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 No. Plaintiff 1? d v. GLENN SHORE 424 APT E DUKE STREET ENOLA PA 17025 Defendant NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and N6tice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Qi o? Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. GLENN SHORE 424 APT E DUKE STREET ENOLA PA 17025 Defendant NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes pagmas, usted tienen que tomar action dentro veinte (20) dias despues que esta Demands y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 This communication is fronn a debt collector and is an attempt to collect a debt. Any information obtained NNill be used for that purpose. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on July 6, 2007. 8. Plaintiff is the purchaser, assignee and/or successor in interest MBNA / BANK OF AMERICA / ************7356 and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $2,130.88. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, GLENN SHORE, in the amount of $2,130.88, plus costs of this action and any other relief as the Court deems just and reasonable. Robert N. Polas Jr., Esquire # 201259 Carrie A. Brown, Esquire # 94055 10-03560 This communication is from a debt collector and is an attempt to collect a debt. An-,,,- information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Tanya Hollenbeck hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unworn falsification to authorities. Date : 12-1,51 /10 By: I Ho enbeck Custo t of Records This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. EXHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Anv information obtained will he used fnr that nnrnneP • i sonkof Amwka4j EXHIBIT C BILL OF 4? Ahm sacladll?llC OF LOANS The undersigned Assignor ("9") on and as of the date hereof hereby absolutely sells, transfers, assigns, seta-over, quitclaims and conveys to Portfolio laws of orgmAized of any Recovery Associates% LLC., a limited liability company ardor the laws Delaware (" ") without recourse and without repo de whe as type, kind, character or nature, express or implied, subject to Buyer's repurchase rights as set forth in Sections 8.1 and 8.2, all of Assignor's right, title and interest in and to each of the loans identified in the loan schedule (" ') attached hereto (the "Lm'), together with the right to all principal, interest or other pr'ceeds of astir kind with respect to the Loans remaining due and owing as of each Cut-Off Date applicable to such Loam as set forth in the Loan Sale Agreement pursuant to which the Loans are being sold (including but not limited to pcocee? derived frost the conversion, voluntary or involuntary, of any of the Loans into cash or other liquidated property). DATED: March 19, 2008. ASSIGNOR: FIA CARD SERVICES, N.A. Name: Debra L. Pellicciasn Title: Assistant Vice President M P)NA 05 FMMLOLOM ft*dAmWo%Am -%W Dan" M M Papa 1W R" liewr DR ]9711 a¦ "bW „. .. .. - 1 .... 41W vv.. aer.uvw to L Ivk-? i i f t i i 1 ,it Cad G?sra1 In tM credit Card reelnent, the t "You" and 'Your" refer to each and all of the Pemns who accept credit Ord rued by uv or under an s=unt we hold. This CICOt Card AgrftwmM (tlte -AjM=snt-) OX alts or this document and the tams ON Conditions set fat 11 0* Required Federal Disciotums section of the 4*ng cad carder. which is ittWpornted hercir and made s part hereof. The words, "we: -us,' "ctur an -M" Mue&o- meats MIWA Mterka Bank, NA when you wept or tree the account. YOU s$ne to tIn terms in this Agreement. You should sign yocd Wore YOU tale ht. anst@A Of YOU Cw1Wt to and audwAm MemAmetipt. any of its mw1d NW ? Ito ms bar andtr W tepre. senta or the Mmsetthtit+es df any of those aamlgt&a AN Ogtallwd 'Lawns nvt deftostl herein shell have the met#nlrtg as detfned in the R"uhW vs tsi Disclosures Sag m of your card canrhet •'kJ Front time to time. we mey ob in ?....• In tw about you tncl"ng, tw Infonne- thon. We may ohm fnkm"rton ' wit Inb=& about ropaninil aeenc198 and nthas, ln4*WYo7°v with audit mwd nntk And UM 41MOto aompenies aftated wlui us. You m bars irrfotmetlon about yvu not be shared among our afgllates, other then Information oert lning soielyr to tr11"oes 0r experkncr % betw"n you and to for an Mom America of illate), by writing u: at Milm Alitlhiate Information Stang, po, Sot )5342, Wllnthngton, DE 19870.5)42, 14a n IttiClude your nuns, address, home Phft number and all MRNA Arnim wvunt numbm, [[You bW#'vw that hiamra% or Incmplete infonnoon about you oryour a=Wg h% bW d by tls with s swill teAWkq agenq stacks to to at. M®N& CrWl R4A%1a AasncNa. P.O. sox 17044, W N-Ingt t. D6 1 "84-704. New fndWe ym natter, adMW home Flour number, and a=unt nut W. WW q*&In which P&MItlon?ou bdlfty is Inaeeuro nr Ti ia-mAw RAarnh I>n )nn7 \, r ?• ..w4444 vvAW wMj IL V{ wJ t I r 'r rnn nu, aijcaaUMa P. Q NOW To Use Yes[r Acount You rrtsy use your it.card to lurduse or fame 9006 or SOMces from pereana who honor the card. Y MY also use your card to obWn Cash Advances. You MY not use a Check Cash Adrarea,- ut any other Cash Advanoe, to mks a prAMM on this°or any other creel acmpt with u3. You may not use your account for bu now or Commercial purposes, Cerisin astablisluneus may mh your personal cited Upon pmwewt of your Cad: In the emt We are regWMd to pay the amount of a dWdt awhW in t}tla we becom the shack is not pd hw a, nsason, we will choic 7= nowunt lot a Cash Advam in Cht` amount e the dod mW any p magol dWW VA actually In= It YW Permit ROY Part to balm aaesa to your and oraaount number with the authorlMon to MWW at ChMp, you maybe ItAle for all sham made by that pffson indwflns charges far which You may not have intended to be liable. The tMnsataon date lbr C'i> d Cash Advances and balance TranAM is the date you at the pennon to who" the check Is made payable Rat depo:lts or cashcsi the check ne tranaledon date br a rettunwd paymem (a Barak Cash ACIVOMM) is the date that the corresponding peyatent posted to your aaoount. You may request a stop proxnt one Check Cash Advances by p vAding us with the dregs numbe.; donar Coo AdwrnoeROOta1 and * as t* appear on the Cheri on Check Cash Adorn w?gtert 8Dp` Payment requests the d we ca am Wjectt a for six months from pbm the guy payment on your account, You tnw to use a poNdMad Chad Cash Adstmoe to obtain aedlt uncles your aacotot if IOU do Postdate a Check Caste lti*sm, we may Ww to honor it u sMtment or velum It unpaid to the ? ?? It to us for payment, without in e#h rcajo swatt4 the d*e shown on the Check Cash Memos. We are not liable to you For any loss or Wen" Ineutiexl by you arising out or the aftn we slab to tRloir You Promisa to Pay us the: amountr of ell credit you obtains this Includes all pur Imes, rile 4*an(m. It", 1, v 2 Ti nocriav RAarrh 7n I>nn"7 _• .w.«. ....a "Omar va NI i lu{ aW VW.*J"QM r. V' ' / .q ...*?p w..w ..ww•.n• f.•r••.. r..aw "W "O v.. ra/ : your MUM eW Mow Chltl'M, You may pay the entire &%taunt outetarxfing at any tln*. YOU must pay each MOnth rat least the MiMhturri ?., payment shoarm On VOW monthly statement. if you over. pay of If a cradk balm" is athwAfta, ex*ated in your account, we vA' :not Pay interest an each eamoants. Your paynMa will be allocated In a manner wk dgelmine. in moat lietimaae, we will allocate your P1VMWft to bollancl Iincluding new tmnsuetlons) with lower Mpis bs&re balances with highcr APRs. This will rMlt in new baI. onum with a knot rate orirlt8rM 1301 i nC Paid befhre an i Other eatWq balances. All pepment+s will be credited t youraoooant for the bdllir>t cycle In Which each paymen Is rtodvsd; hOW"W. Ywir 011110b le arsdit may not be inae,'meed by the eKwmt of the payment Umll your fund: have cleared. Anknu n MM W Mngntsi can. not be blade In advance and pWntx" xWo in prey biillrq cy* which tree grater than the aMmum pW. meet due Al not Oki your obllgAkin tv =kq sUbse- que t minimum payments MCh month. We can ruled payments floc denominated in t1.j doilanl Or not drawn on a U.S. B&* 40 an accord ail senior V of lKDNA Atrtlefcd. a { All paraom who initially Of subsequently request; ?• aaoept Or use the account are Individually and y tobelher t7O01"e fa 411y'Jubtandint belma if two or mom persons are responsible to pay any. outstardae bideam l we may refuse to retase any of them ft m lieblllty until all ref the unexpired cards outacandim under the account have boon retumad to us and the balm= it paid In full. Rs?reno for Requir* Intr"ate You wilt be in default and war can require immediate Payment of all amounts Yft owc k; i 4 egtylrcd E 3 YOU twii to maker any New roqu't a vyma '*etto dime ?aent Dug pact; (1). yoUr your CM* limit, or if we I have establbW a separate Cash Advanm credit limit for YOU, MR outd4nding Cash Advance balance mingeds { your Cash Advance credlt Unit; ur (3) YOU trail to abide by any other teme of tfils Agmemmt. 1 If you d4oult, unless proMbited by applia:bls law. we Tt icce4w near,-ti In ')nn7 -- -- - • ... $wm v jv WWJc urn HM M- MMS .f , t.? can 'I' r ube you to pay the COIlection and court W$ft we Imur in any collectlon Pmc4eft s+oaa* attam?'a !ee it vm rehr and a rea- tion to an a your account for cxsIte ttorrtep who ;s not uur salaried empk)$ve Our falita+e to pc OSe any of our rights default does not mean that ae are unable to When chose rights upon later default. we am low you. fim tf'jne to t1 4, to Omit a m i ly Payment, We w40 notify volt when thle eptlon Is 4v Ibue, If yuu omit a PQ=ftt, Rmce Charges and citdit idles Premium. if ang val amm on your bak" In wquin mn, Ina with this Ag?aement. The you make a minimum Pmt each month trill MUM tullowtng your PA"Mt holkiay. C l? MAII& In FBA a loci" "YOU Incur a MOW in a Mmign cumency the u v,1II be coMned by Visa uiturrra R on which cord tnternatloml, depend) nW Of MMUrCaU.S, dollar amount in accordance with the use, into a re?ulat a ?h Ions orccinveraion procedures in efea L he thm the trusectlon is prod, Curtontly regulations and Puxdurea von a that the cutnen, those ">gion rate to be used is either (1) a Wholesale marW rate or (2) a Sovemment.msnd W race In effect one diiy.ixior to the Yl58 or percent Irv each ?P?o eg dish, tnobased by one one sa or M Card retain, this p as w mPeneatlon fOr pedOW"I the curten- cY "On' "'On seMM' 't'he cummg oarrvarrlon fate in effect or the praceasing date may differ from the rate in 01100 ors the tranenction date or the 13 fill poatlrig dale, Clode shown Cycle As on the day eker the closing dater and ends yoon the ur Ouuet'e? Pm=d;ng r,twtthly statement sawunt's statement for thQ Current ? h,°n your on AM lmrd pfd $re ?' which ate sit fiarth billing cyde In which such cba Rtrrhaa the ? Fee; (2) if ? eCCrt?a: (I) a Late Your armunt is overlltnit (even if Im or t 4 To matimu RA-.%rnti 13A 'mr 7 Firuna Chaves ausessad by us cause your New Bela* roust to U=W hur cnxlit Ihnltl On the lost day of a billing cyck aft Qvedirnit Aw Is dwrWdto your eracouj as of the day In the billing cycle that ym gcmmt event over the oedit limit; tai a Returned payrinent Ike it a pal met Ott YOW A=urit Is MOW for intuflk mt fund t ror any other MOM. even it it is paid upon sub"ent presentments (4) a ReturimW Chedu Flee It wa IWUM a Check Cosh Adwmv unaid Im any mum. even if the Check Caen Adverts la 1 uPon sub"uent Pment- nmt- (s). if your account .b aw or if you maintain all ams t balance, whatheryou have wjve dwrelpg PrM. loses or not, an Anatmi Pty. Abamdoued nopmty char, unime prohibited by ' applicable Im. vm win chatpv your account, as a Purchase, lot any lusts utcumd us ' laws, roa?n9 with stage a rad Ardixt'tY Irnsri *M dated with v AddiaoxW AcmrA pen NW C&Ogm p review the cerrei addittvniJl??rhar?s ?t mfr card youf acwunt. Y amply to ^? r You wlfl be csfrered certain -`-..._.-?. _ .. } WWII which w111 be sui - ; lect to the ntstrictlons outlined in the b0neRts brochure provided to you by MANA.Aamerim. MIMA Amw iLv reserves the daht to adlust, add, or *Jete benefits and sarvkm at any time and without notice. j & HoC0rlWe are net liable !L! refusal to honor your card Or sany Cash Advance or fur any retention of your card by us, any other bank, of any seller or 1e9sor of goods y or saevkn. Te?AI?O oil Wn may Suspend or tetMlAate your right to obtain uedlt at any time for eny toasaer. Your ohslijtiona UMW this AMM@nt continue eve ahar your fight to obtain credlt her., been Suspended or terminrbad. You must return Ail uedit MCI& to us on ftuest, ' ?41Mff . we mosramend this Agreement at amr time by adding. S T......,.i.+.. AA..... L. 7A 7AA'7 .. -W"%AM4t" vivo "eft or dwW i aPPI able no lon ?? s of r ,OW= vjth t ? +S of thr S'tatr? pelav?ce. If all ?*01 low i the opportua Tact the amendment Ovw ar. datv !n tale dia in end tf yvu 1e)ee1 myi twmin*o your dele to seoefi WA* ameramem . ve 4W co return a credit dr4c ey as a conli cmdonr of nay as tlon. The amended >wour not or der NOW Aomo"t (Wading any highe unpekl befen t?rudi?ng or the ii?J w111 apPtrto the antic ?. nd ba amen ant became fictive. once txfbUnj be" i credo card with another card at a may rePIam YO., ? time. t maY at anytime, and witho t US* your n0? to YOU. *oavwt, atY Aft sums due this ?+?ment or our °n fur ?wnt. attbuM or this of obliptto„e unclar y?,i accOur or anti /tgman4it to any Pam or enUiy ''h shall be entitled to all ot?ir mahe YlZntlrel i under this AViunent, to the fight$ ONO ob?tions Cruet Ljcftr+td. "t ?. f Your awlt lima is shown on era?ly On ends monthly YOUr QVd cj'! b snd qen. ctedt H Wt orl1wts sta lmnt, We awy chOW yw, You V we do. The total ant , tree and vw will rMuy any time must riot be mom then 00011drMl at 8100 establish a YQW oradit limn. We r"s, we do. your o cmd itmlt (or t est Adtrstrpoe, if @x MW this C o riling Cash Adnnce balance pyy not Advance limit. Request ferSredtt Over Your Cr ' UXib 1i you woulddueet t$ny fain afikri, 11 your taai ouatrtciti. ng 440m or t your cam' Ad„ ancu balance. Wu A,, tors not Yet POW to youy uaneac j Your ?t limit or you C* eo?un bQ1119 MOM tfidn ancaq shad one for nC Cwt limit, rwrr yoti, (whow or not t credk limit), the reuualt We" more than the vg honor the widlow per. "1°n mtly Mftg Your crodit &.1t. 12) honlor and treat the an xxmt which Is mare than your v edit li nit T...,...1.... RA-.-k 7n 7nn7 as lmmvdlately due: or (3) refuse to honor the reques We nrey advise the person who made the npu@ st that has been refused, if we refuse to honor a Check C=h Adrfsntrir or Bal$nce 7lransfer, we nray dQau by advisin the person preseuU"1 the Chick Cash AdvanCe or 041ar+aa 'transfer that eredlt W beets `rellumKI. that the are insuffldeat hinds to pay the Chia * Cash Advance r italance Invnsfor, or in any other manner, if we have previously honored req for credit cvpr mur credit limit, it does not mean that we will irottar further Ov9dirnit m Clumb. If we decide to honor su& r0quest, we may assess sn Ovarlirnit I'Ve as prtivlded Ii this Agreement. ?ltilN?lp .1'?17r? V>R! ? RfY*ar Ct1?d PIW* notify ?autharsed use us i of ?? he bas, theft. of pcfib pers=on $t 1-NO-76"Mi. . `,1. `kJ Gore:7m a Craw Tfiis Agreement it made in C?laware, it is gorerrrestl by the laves of the State or t7e18warr:, without regard to its conflict of taws principles, and by any applicable federal laws. If any part of thix Agrtwneilt Is found to be invalid, the rest remains effective. Our faflure or delay in ow- cising any of our fthta uackr this Agreement cleat not mean that we are unable to oxerdsq those rights set": Lftadex The Arbitration provisions below apply to You unless You wee ghren the Opportunity to reject the AdAtmtion provisions and you did so reject them: In which case. you serse that any litiption bruught by you Splnst us reprdtne this 00=111t or this Agmement shall be brought in a court located In the stmip of Dels"re. Ar'bitmdorl: Any claim or dispute i"Ctarm"j by either you ur us a94IrW the other, or sainst the employees, agents or assigns of the other, arising from or relating in any way to this Afrocment or any prior Aw"ment or your account ( wheuier under a statute, In wntract, tort, or otherwise and whither foT money dim"". penalties or dedarawy or equitable relief), inclutling Claims r pNrding tho applicability of thin Arbitration Section or the vislldity of tale entire Ti marfaw RA?-k 'in I)nn-7 t i I'll Agreement or srgr prior Affew9nt. shall be resain birwAng arrbimoom The atbtttstfon dsalt be condeeeted by the tw mal ArbitrMW Forum (WAF), under the Cede of Pm mdur aired at the time the Chum is flied. 13Sa assd kwm ci the NatiWMI ArMtratkm !`1Gn>:n UW be obtitlned and Cstrns MY to filet at Say Natimai Arbltriitlott Forum aa?•c'o111. or P.O. Bout 50191, Minrlevciisr A"ffn s t* Jl4pj, tdeP1x ne 1.800-474-23 (? tl3e NAB iR uno"O Or qnwillift to aft as MILOM & vre ftW subeftk an uUw netkinally jec6ntj@d, d ca& of PRWRkm Your oWnthat uses A slmtkr tadepew au#+i?tfore ? ? rlgtueet, 11R wilt advatln ar kd adve and hearing few crauori. ar ?bi0rato?r rvl?lP? to p?tstta a tMirr! in ar6 ? ? glwoibie hr Pang In nG eeVennt Will f you tecOved to n4mbume us for any arbiptrdon filing, adman matve or hearins teen In an amount grater tht w1W your e-riirt caste: *vuld have boars g the claim hat been Ms*ed in a state court with luriadlction. Any arbitretbn hearing it which you 1paar rill take phmo Won the ladend judldei distrkt that indudea jwx bailing ad*= at the tltn! the Claim Is fatal. This arbttra 1101 t It MIKJO ant a1 a ft=CtIM !meta Ing ktterstft comments, and shall be O n w! by the Fe dOWAubttration Act, 9 U.&r_"1-i6 ludgM11 upon any wbitration award tray be ea*&W in am cuiurt having lutRt ktbn. In w arbitrator shell lbibw edsttng subetaltlue law to the eft* wahM erltft the FAA and applicable statutes of limitations mid WWI donor any ciairfls or prMIW recagnind by law, 1f any party requests, the arbitrator shall write an opinion contaddtig tisa news for the.ff*IW. No Claim sabunttted to arbitration is hoard by a jury and no Calm nary ba brou& as a tiaras valon or as a P04te auttornay MMI. You do not haaie the right to act as a cuss rcpreae fted" ex P tidpiate a9 a member of a class of dalmants with respect to any Claim. Tide ArbltndM Section applies to all CleNtu raw in exWLenoe or that nlay arlm In the future. , This. Arbitration, swoon shall suMve the termination of your accost with ua; av well as any rvluM&Y p?ay- rnent of the debt in lull by you, a6y bankruptcy by you a T,,.....1.... &A...-" ^fn nnn-7 National Football League Properties, Inc. PlhvM ft-. GLENN SHORE ? 7Iw FeWuwy 2008 StdwneM cmw Lilt $1,300.00 Cwh ar QmWAws kW* app! $1llltltl f ?1 SMing Cyda and Papnv ant Infonywi ion ^... PrfVI" 9?ica 32 .29 Days in ON" Cydo 29 Pwpwnts and Cadits - $ 0.00 Ciosfng pats 02+1Di1" Gash Advanem + Nmhms and its + 50AD $39.00 ? Periodic Rats Fhwm Chug" + $32.65 PaymsM se Cuff" ?AQ Transaction Fes Firth C•h&?CS + $0,00 Past Dw Amount + 3574A0 Now 8aianco Total 32,130.06 Total Mh*m1m Paymsnl Dm BukefAmulm ki6wkstRoAdwav ww"boaftboaftimm ed %0"m 1-00-7404m TDO1 mrinpamp* t-X06.945.3170 GNO OF MAMA P.O 9= 13720 WUONOMK DE 10000.PU MWAS OIY+o ifir W BANK OF AMERICA P.O.BOX t5020 WtLt?sNK3TON, DE 1900.5026 F=161,t1Cf+T, C0mwPmdiVAmwd HA"Ce &40& to AReivdie Rays P*&VNAW Rats Fin ricr ?hrt> rs caftyk Cash Ad+rwm" _ A. B"ve TrarisNm C#wkS 0.05406294 DLY ' 19.74% $0.00 S. ATM, Bank 0.05406296 DLY ` 19.7494 $0.00 19.74% ??' -vu 7777) OUR RECORDS SHOW YOUR ACCOUNT IS PAST DUE YOUR BALANCE EXCEEDCEED APPROVED CREW LIMfTS 13 C.MCt 4wtaa alwp a?0 rrtmwaa otvw? SANK OF AMERICA w.wwaiwaa.e~e?r?w,fra. P.O. BOX 15726 WILMINGTON, DE 19886-5726 1#1114611111111111 111 1 ACCOUNTMAWR 4MNNN? M6 AfEW D4LANCE TOTAL: 32,130.06 f4417i1EN DUEDAM' 03107/06 GLENN SHORE 9wfteavo.. wOwmnr 107 W WATER ST AW ( $ MOUNT UNION PA 17066-1274-079 L... - Imam I s N • f National Football League Properties, inc. A" kr. GLENN SHORE Marsh 2008 StateMent 0wo 1 la, $0.00 Av Caeh C?*WAvaftbk. Q/i~*wP O of Transactions BA ft CLla and Patnn W Inlormation Pleviow Salon" 1 Osys in BI" Cycle a Payn>onts and Cnrlsts - SZI3 0A Clo*o Dater OY1201 Cash Advances + W Purthosea and Adjwan w is + Pslladie Rate F4iiM m Charges + SM $MOD Pvjmw* Due Date 0110 Cwrwt P 00" Tranraetbn Fes Finance Charms • $0 W . Amount Past Due r SO.OO New Satance Total so m Told Minknwn A. Salome Translers, Chsdm S. ATM, Bar* OAODWM DLY 0400M M DLY 0=% 0.00% M*ofA al 01 Its ..._ F4+ gglaoa.rtiMC To"A Call W4m t-990A9IFa%i TOOK" irnpektd I-M348-3179 BAS P.O. BOX 1ST14 MALMNATON. OE 1$$*- T 14 AAM' or P,O. eOlt 13099 WILMN4TON, OE 19ee1Y30@e $OJW $D.OD A MW FUCISIMP Kaats for mts timig venocr See I04m spondin0 &xlwles Periodic Rate Francs C1wgn anal Timawbion Fee Fiance f iw 9n) Annual PermWpe Rate Above 'Pam 90nnew ftw)w d PAYMENTS BY PHONE WILL. BE MADE ELECTRONICALLY. YOU MAY SE AN ELECTRONIC PAYMENT BY PROVIOING THE AMOUNT, DATE, YOUR BANK ACCOUNT NUMBER., ANO SECURITY INFORMATION. A FEE MAY APPLY. TO CANCEL, CALL US BEFORE THE SCHEDULED PAYMENT DATE. SAME-DAY PAYMENTS CANNOT BE EDITED OR CANCELED. PLEASE KEEP THESE TERMS. 010 YOU KNOW THE AUTOMATED SYSTEM PROVIDES THE ABIUTY TO HEAR YOUR ACCOUNT BALANCE, MAKE PAYMENTS, SELECT PINS, ORDER STATEMENTS AND DISPUTE CHARGES? Q HANK OF AMERICA ? MONO 04a?eanraprianMwrawpl MONO r 10 . Namoeba.wso"w ew wrvrw elea P.O. BOX 15714 vats WILMINGTON, DE 19885-5714 1...111.I.r1..1.1.a.d1.u61?lrr?110111.1..1...1q ACOOLWrxuwreWit irrris MEWS LAM1CE rQrA1- SO.OO PAYAIEyrWEAAr& o4mm GLENN SHORE arw«w.r.rww?.rer.?e 107 W WATER ST 9Wo MOUNT UNION PA 17066-1274-079 -1 am ) ($ N 1: ? ?: 4 CHARGE OFF BANDS WILMINGTON DE > la- omm SHORE Marta 2008 Statommt f * l*Wl f0.O0 Csth ar[.reee7Avad4rbie: u.N f ota.ommeations ymom B tea arw Pnyrl wlt kdsrrmedoe Proviotra eolanc. AQ Days in W" Cycle 47, Pyrtwrrts snd Credits - !2,130.08 Clo ft m" 0=7i06 Cash A&ancse + som Purdrases and Adjwtaunts + Woo PayrraW Due Dater 041" Periodic Rats Finance Charm + $m Corns P"Xwd 00 Sm Transaction Fee Fittam Chartres + GOAD Past Dus Arrwtrt + 3tl.OQ 00 30 TOW Balwee TOW . PnoM Due t,.?'..S..J WoridNints SW/- 1/90 -- F- omftawftwom mist ` ?. qM ta141Mt 4-?IY-7N?1!06 TOD twrrirq-tnpswrd ,-eno?a+d.?? m ar ,wt? _W' P.oWX twit mueom.[* low-"Is Mori iRilaG+grfiiosfar _- OANiCOf lo10iCA PA WX Mal WNdaNrOTON. Ce'isd6D s= ffiffw.walft Poste Tnumactisnt Relsrerm Aca uxt Pasaler0.s arxd r is -Date - - - Ox N urrAm Nus+ikw Cst?rY PurohmoB + 3$6 2.130 03127 OW27 040 0A00mm DLY OAm Sm AMtitirr rerasnwge is mr urns omwig rersum {inri Was ft-m5c Rd & Frmco Gwyn and Tia mc$on Fee Fir rm* Chwgm4 See Amual COtrPeesrmspandmg dN Rats Abov6 taoaitlroroe?otraaodla?aneoeWwaorpMnsre?neoKti BANK OF AMERICA 0 PYY! rwwr fewer on tw wvwtio dlo. P.O. BOX 25719 { i8 -----r WILMINGTON, DE 19886-5719 ?1ff?I?l?!?f!ll?iR tl?Itlf f?llllllilN ?i?!lf?lll AccomrIYUAwot sm AAEWSQAA" MrAL. l0A0 A11YME1V1 DWVATE.• 0//23106 GLENN SHORE a **"* AftWa.r.e 107 W WATER ST MOUNT UNION PA 17066-1274-079 11 @W I `-r-------_•- ,ts ##*plgrrervoolpm&bv m*d clam*vrmcvWvA*rpey&*b;BANKOM'AA16Ei -A i a Cornrsgvorrc11ti9 Amufal 6ralaRao * to Cahraorv Po*dk Raft Awyer*4go Rats Franc o gLumn Cash Advances A. Soloncse Ta nolom Checks OA00000% OLY OAM $040 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy ?? pt ?uRtt?rtfdb t FILED- ?`?=yfCE q p R nr TLi- PR 1H9, N {? J ih1 2011 JAN 25 AM 11: C? Richard W Stewart Solicitor OFVi,;P'? ,-E I-(;zF ('UM' 1-RL ,'4C= COUNTY PENNSYLVANIA Portfolio Recovery Associates, LLC Case Number vs. Glenn Shore 2011-331 SHERIFF'S RETURN OF SERVICE 01/24/2011 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Glenn Shore, but was unable to locate him in his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Glenn Shore. Request for service at 424 Duke Street, Apartment A, Enola, Pennsylvania 17025 the defendant was not found. The Enola Postmaster has confirmed, Glenn Shore has moved and left no forwarding address. SHERIFF COST: $46.50 SO ANSWERS, January 24, 2011 RbNWY- R ANDERSON, SHERIFF "p Goer S'Ae Slen t f ; ri. Irv:;.