HomeMy WebLinkAbout11-0331Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie A. Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC F IL EO - O F F I C E
140 Corporate Blvd. OF THE PROTHONOTARY
Norfolk, VA 23502
TELE: 1-866-428-8102 2011 JAN 114 AMI l ; 56
FAX: 757-518-0860
Attorneys for Plaintiff C
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502 No.
Plaintiff 1? d
v.
GLENN SHORE
424 APT E DUKE STREET
ENOLA PA 17025
Defendant
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take
action withing twenty (20) days after this Complaint and N6tice are served, by entering a written appearance, personally
or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You
are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose
money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose. Qi o?
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
GLENN SHORE
424 APT E DUKE STREET
ENOLA PA 17025
Defendant
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las
siguientes pagmas, usted tienen que tomar action dentro veinte (20) dias despues que esta Demands y Aviso es servido,
con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus
defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero
reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o
propiedad o otros derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO,
VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE
CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION
ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN
HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This communication is fronn a debt collector and is an attempt to collect a debt.
Any information obtained NNill be used for that purpose.
Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions
on the aforementioned Account to which there was no bonafide objection by Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The
last payment made on this Account was on July 6, 2007.
8. Plaintiff is the purchaser, assignee and/or successor in interest MBNA / BANK OF AMERICA /
************7356 and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is
attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result
of Defendant and/or any authorized user's use of said Account is in the sum of $2,130.88.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all
sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and
against Defendant, GLENN SHORE, in the amount of $2,130.88, plus costs of this action and any other relief as the
Court deems just and reasonable.
Robert N. Polas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
10-03560
This communication is from a debt collector and is an attempt to collect a debt.
An-,,,- information obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Tanya Hollenbeck
hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies
that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information,
and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section
4904, relating to unworn falsification to authorities.
Date : 12-1,51 /10
By: I
Ho enbeck
Custo t of Records
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Anv information obtained will he used fnr that nnrnneP
• i
sonkof Amwka4j
EXHIBIT C
BILL OF 4? Ahm sacladll?llC OF LOANS
The undersigned Assignor ("9") on and as of the date hereof hereby
absolutely sells, transfers, assigns, seta-over, quitclaims and conveys to Portfolio
laws of
orgmAized of any
Recovery Associates% LLC., a limited liability company ardor the laws
Delaware (" ") without recourse and without repo de whe as
type, kind, character or nature, express or implied, subject to Buyer's repurchase rights as
set forth in Sections 8.1 and 8.2, all of Assignor's right, title and interest in and to each of
the loans identified in the loan schedule (" ') attached hereto (the "Lm'),
together with the right to all principal, interest or other pr'ceeds of astir kind with respect to the Loans remaining due and owing as of each Cut-Off Date applicable to such Loam
as set forth in the Loan Sale Agreement pursuant to which the Loans are being sold
(including but not limited to pcocee? derived frost the conversion, voluntary or
involuntary, of any of the Loans into cash or other liquidated property).
DATED: March 19, 2008.
ASSIGNOR: FIA CARD SERVICES, N.A.
Name: Debra L. Pellicciasn
Title: Assistant Vice President
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In tM credit Card reelnent, the t "You" and
'Your" refer to each and all of the Pemns who accept
credit Ord rued by uv or under an s=unt we hold.
This CICOt Card AgrftwmM (tlte -AjM=snt-) OX alts
or this document and the tams ON Conditions set fat
11 0* Required Federal Disciotums section of the
4*ng cad carder. which is ittWpornted hercir
and made s part hereof. The words, "we: -us,' "ctur an
-M" Mue&o- meats MIWA Mterka Bank, NA
when you wept or tree the account. YOU s$ne to tIn
terms in this Agreement. You should sign yocd
Wore YOU tale ht.
anst@A Of YOU Cw1Wt to and audwAm MemAmetipt. any of its
mw1d NW ? Ito ms bar andtr
W tepre.
senta or the Mmsetthtit+es df any of those aamlgt&a
AN Ogtallwd 'Lawns nvt deftostl herein shell have the
met#nlrtg as detfned in the R"uhW vs tsi Disclosures
Sag m of your card canrhet
•'kJ
Front time to time. we mey ob in ?....• In
tw about you tncl"ng, tw Infonne-
thon. We may ohm fnkm"rton ' wit Inb=& about ropaninil aeenc198 and nthas, ln4*WYo7°v with audit
mwd nntk And
UM
41MOto aompenies aftated wlui us. You m
bars irrfotmetlon about yvu not be shared among our
afgllates, other then Information oert lning soielyr to
tr11"oes 0r experkncr % betw"n you and to for an
Mom America of illate), by writing u: at Milm Alitlhiate
Information Stang, po, Sot )5342, Wllnthngton, DE
19870.5)42, 14a n IttiClude your nuns, address, home
Phft number and all MRNA Arnim wvunt numbm,
[[You bW#'vw that hiamra% or Incmplete infonnoon
about you oryour a=Wg h% bW d by tls with s
swill teAWkq agenq stacks to to at. M®N& CrWl
R4A%1a AasncNa. P.O. sox 17044, W N-Ingt t. D6
1 "84-704. New fndWe ym natter, adMW home
Flour number, and a=unt nut W. WW q*&In which
P&MItlon?ou bdlfty is Inaeeuro nr
Ti ia-mAw RAarnh I>n )nn7
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NOW To Use Yes[r Acount
You rrtsy use your it.card to lurduse or fame
9006 or SOMces from pereana who honor the card. Y
MY also use your card to obWn Cash Advances. You
MY not use a Check Cash Adrarea,- ut any other Cash
Advanoe, to mks a prAMM on this°or any other creel
acmpt with u3. You may not use your account for bu
now or Commercial purposes,
Cerisin astablisluneus may mh your personal cited
Upon pmwewt of your Cad: In the emt We are
regWMd to pay the amount of a dWdt awhW in t}tla we
becom the shack is not pd hw a, nsason, we will
choic 7= nowunt lot a Cash Advam in Cht` amount e
the dod mW any p magol dWW VA actually In=
It YW Permit ROY Part to balm aaesa to your and
oraaount number with the authorlMon to MWW at
ChMp, you maybe ItAle for all sham made by that
pffson indwflns charges far which You may not have
intended to be liable.
The tMnsataon date lbr C'i> d Cash Advances and
balance TranAM is the date you at the pennon to who"
the check Is made payable Rat depo:lts or cashcsi the
check ne tranaledon date br a rettunwd paymem (a
Barak Cash ACIVOMM) is the date that the corresponding
peyatent posted to your aaoount.
You may request a stop proxnt one Check Cash
Advances by p vAding us with the dregs numbe.; donar
Coo AdwrnoeROOta1 and * as t* appear on the Cheri
on Check Cash Adorn w?gtert 8Dp` Payment requests
the d we ca am Wjectt a for six months from
pbm the guy payment on your account,
You tnw to use a poNdMad Chad Cash Adstmoe to
obtain aedlt uncles your aacotot if IOU do Postdate a
Check Caste lti*sm, we may Ww to honor it u
sMtment or velum It unpaid to the ? ??
It to us for payment, without in e#h rcajo swatt4 the
d*e shown on the Check Cash Memos. We are not liable
to you For any loss or Wen" Ineutiexl by you arising out or
the aftn we slab to tRloir
You Promisa to Pay us the: amountr of ell credit you
obtains this Includes all pur Imes, rile 4*an(m. It",
1, v
2
Ti nocriav RAarrh 7n I>nn"7
_• .w.«. ....a "Omar va NI i lu{ aW VW.*J"QM r. V'
' / .q ...*?p w..w ..ww•.n• f.•r••.. r..aw "W "O v.. ra/
: your MUM eW Mow Chltl'M,
You may pay the entire &%taunt outetarxfing at any
tln*. YOU must pay each MOnth rat least the MiMhturri
?., payment shoarm On VOW monthly statement. if you over.
pay of If a cradk balm" is athwAfta, ex*ated in your
account, we vA' :not
Pay interest an each eamoants. Your
paynMa will be allocated In a manner wk dgelmine. in
moat lietimaae, we will allocate your
P1VMWft to bollancl
Iincluding new tmnsuetlons) with lower Mpis bs&re
balances with highcr APRs. This will rMlt in new baI.
onum with a knot rate orirlt8rM 1301
i nC Paid befhre an
i Other eatWq balances. All pepment+s will be credited t
youraoooant for the bdllir>t cycle In Which each paymen
Is rtodvsd; hOW"W. Ywir 011110b le arsdit may not be
inae,'meed by the eKwmt of the payment Umll your
fund: have cleared. Anknu n MM W Mngntsi can.
not be blade In advance and pWntx" xWo in prey
biillrq cy* which tree grater than the aMmum pW.
meet due Al not Oki your obllgAkin tv =kq sUbse-
que t minimum payments MCh month. We can ruled
payments floc denominated in t1.j doilanl Or not drawn
on a U.S. B&*
40 an accord
ail
senior V of lKDNA Atrtlefcd. a
{ All paraom who initially Of subsequently request;
?• aaoept Or use the account are Individually and y tobelher
t7O01"e fa 411y'Jubtandint belma if two or mom
persons are responsible to pay any. outstardae bideam
l we may refuse to retase any of them ft m lieblllty until
all ref the unexpired cards outacandim under the account
have boon retumad to us and the balm= it paid In full.
Rs?reno for Requir* Intr"ate
You wilt be in default and war can require immediate
Payment of all amounts Yft owc k; i
4 egtylrcd E 3 YOU twii to maker
any New roqu't a vyma '*etto dime ?aent Dug pact; (1). yoUr
your CM* limit, or if we
I have establbW a separate Cash Advanm credit limit
for YOU, MR outd4nding Cash Advance balance mingeds
{ your Cash Advance credlt Unit; ur (3) YOU trail to abide
by any other teme of tfils Agmemmt.
1 If you d4oult, unless proMbited by applia:bls law. we
Tt icce4w near,-ti In ')nn7
-- -- - • ... $wm v jv WWJc urn HM M- MMS .f ,
t.?
can 'I' r ube you to pay the COIlection and court
W$ft we Imur in any collectlon Pmc4eft s+oaa* attam?'a !ee it vm rehr and a rea-
tion to an a your account for cxsIte
ttorrtep who ;s not uur salaried empk)$ve
Our falita+e to pc OSe any of our rights
default does not mean that ae are unable to When
chose rights upon later default.
we am low you. fim tf'jne to t1 4, to Omit a
m
i ly Payment, We w40 notify volt when thle eptlon
Is 4v Ibue, If yuu omit a PQ=ftt, Rmce Charges
and citdit idles Premium. if ang val amm on
your bak" In
wquin mn, Ina with this Ag?aement. The
you make a minimum Pmt each
month trill MUM tullowtng your PA"Mt holkiay.
C l?
MAII& In FBA a loci"
"YOU Incur a MOW in a Mmign cumency the u
v,1II be coMned by Visa uiturrra R on which cord tnternatloml, depend) nW Of MMUrCaU.S, dollar amount in accordance with the use, into a
re?ulat a ?h
Ions orccinveraion procedures in efea L he
thm the trusectlon is prod, Curtontly
regulations and Puxdurea von a that the cutnen, those
">gion rate to be used is either (1) a Wholesale
marW rate or (2) a Sovemment.msnd W race In effect
one diiy.ixior to the
Yl58 or
percent Irv each ?P?o eg dish, tnobased by one
one sa or M Card retain, this
p as w mPeneatlon fOr pedOW"I the curten-
cY "On' "'On seMM' 't'he cummg oarrvarrlon fate in
effect or the praceasing date may differ from the rate in
01100 ors the tranenction date or the
13 fill poatlrig dale,
Clode
shown Cycle As on the day eker the closing dater
and ends yoon the ur Ouuet'e? Pm=d;ng r,twtthly statement
sawunt's statement for thQ Current ? h,°n your
on AM lmrd pfd $re ?' which ate sit fiarth
billing cyde In which such cba Rtrrhaa the
? Fee; (2) if ? eCCrt?a: (I) a Late
Your armunt is overlltnit (even if Im or
t 4
To matimu RA-.%rnti 13A 'mr 7
Firuna Chaves ausessad by us cause your New Bela*
roust to U=W hur cnxlit Ihnltl On the lost day of a
billing cyck aft Qvedirnit Aw Is dwrWdto your eracouj
as of the day In the billing cycle that ym gcmmt event
over the oedit limit; tai a Returned payrinent Ike it a pal
met Ott YOW A=urit Is MOW for intuflk mt fund t
ror any other MOM. even it it is paid upon sub"ent
presentments (4) a ReturimW Chedu Flee It wa IWUM a
Check Cosh Adwmv unaid Im any mum. even if the
Check Caen Adverts la 1 uPon sub"uent Pment-
nmt- (s). if your account .b aw or if you maintain all
ams t balance, whatheryou have wjve dwrelpg PrM.
loses or not, an Anatmi Pty.
Abamdoued nopmty char, unime prohibited by
' applicable Im. vm win chatpv your account, as a
Purchase, lot any
lusts utcumd us
' laws,
roa?n9 with stage a rad Ardixt'tY Irnsri *M dated with
v
AddiaoxW AcmrA pen NW C&Ogm p review
the
cerrei addittvniJl??rhar?s ?t mfr card
youf acwunt. Y amply to
^? r
You wlfl be csfrered certain -`-..._.-?. _
..
} WWII which w111 be sui -
; lect to the ntstrictlons outlined in the b0neRts brochure
provided to you by MANA.Aamerim. MIMA Amw iLv
reserves the daht to adlust, add, or *Jete benefits and
sarvkm at any time and without notice.
j & HoC0rlWe are net liable !L! refusal to honor your card
Or sany Cash Advance or fur any retention of your card
by us, any other bank, of any seller or 1e9sor of goods
y or saevkn.
Te?AI?O
oil
Wn may Suspend or tetMlAate your right to obtain
uedlt at any time for eny toasaer. Your ohslijtiona
UMW this AMM@nt continue eve ahar your fight to
obtain credlt her., been Suspended or terminrbad. You
must return Ail uedit MCI& to us on ftuest,
' ?41Mff .
we mosramend this
Agreement at amr time by adding.
S
T......,.i.+.. AA..... L. 7A 7AA'7
.. -W"%AM4t" vivo
"eft or dwW i aPPI able no lon ?? s of r ,OW= vjth
t
? +S of thr S'tatr? pelav?ce. If all ?*01 low i the opportua Tact the amendment Ovw ar.
datv !n tale dia in end tf yvu 1e)ee1
myi twmin*o your dele to seoefi WA* ameramem .
ve 4W
co return a credit dr4c ey as a conli cmdonr of nay as
tlon. The amended >wour not
or der NOW Aomo"t (Wading any highe
unpekl befen t?rudi?ng or the ii?J w111 apPtrto the antic
?. nd ba
amen ant became fictive. once txfbUnj be"
i credo card with another card at a may rePIam YO.,
? time.
t maY at anytime, and witho
t US* your n0? to YOU.
*oavwt, atY Aft sums due this ?+?ment or our °n fur ?wnt.
attbuM or this of obliptto„e unclar y?,i
accOur or anti /tgman4it to any Pam or enUiy ''h
shall be entitled to all
ot?ir mahe YlZntlrel
i under this AViunent, to the fight$ ONO ob?tions
Cruet Ljcftr+td.
"t
?. f Your awlt lima is shown on
era?ly On ends monthly YOUr QVd cj'! b snd qen.
ctedt H Wt orl1wts sta lmnt, We awy chOW yw,
You V we do. The total ant , tree and vw will rMuy
any time must riot be mom then 00011drMl at
8100 establish a YQW oradit limn. We r"s,
we do. your o cmd itmlt (or t est Adtrstrpoe, if
@x MW this C o riling Cash Adnnce balance pyy not
Advance limit.
Request ferSredtt Over Your Cr
' UXib
1i
you woulddueet t$ny fain afikri, 11
your taai ouatrtciti.
ng 440m or
t your cam' Ad„ ancu balance. Wu A,,
tors not Yet POW to youy uaneac
j Your ?t limit or you C* eo?un bQ1119 MOM tfidn
ancaq shad one for nC Cwt limit, rwrr yoti, (whow or not t credk limit), the reuualt We" more than the vg
honor the widlow per.
"1°n mtly Mftg Your crodit &.1t. 12) honlor
and treat the an xxmt which Is mare than your v edit li nit
T...,...1.... RA-.-k 7n 7nn7
as lmmvdlately due: or (3) refuse to honor the reques
We nrey advise the person who made the npu@ st that
has been refused, if we refuse to honor a Check C=h
Adrfsntrir or Bal$nce 7lransfer, we nray dQau by advisin
the person preseuU"1 the Chick Cash AdvanCe or
041ar+aa 'transfer that eredlt W beets `rellumKI. that the
are insuffldeat hinds to pay the Chia * Cash Advance r
italance Invnsfor, or in any other manner,
if we have previously honored req for credit cvpr
mur credit limit, it does not mean that we will irottar
further Ov9dirnit m Clumb. If we decide to honor su&
r0quest, we may assess sn Ovarlirnit I'Ve as prtivlded Ii
this Agreement.
?ltilN?lp .1'?17r? V>R! ? RfY*ar Ct1?d
PIW* notify ?autharsed use us i
of ?? he bas, theft. of pcfib
pers=on $t 1-NO-76"Mi.
. `,1.
`kJ
Gore:7m a Craw
Tfiis Agreement it made in C?laware, it is gorerrrestl
by the laves of the State or t7e18warr:, without regard to
its conflict of taws principles, and by any applicable
federal laws.
If any part of thix Agrtwneilt Is found to be invalid,
the rest remains effective. Our faflure or delay in ow-
cising any of our fthta uackr this Agreement cleat not
mean that we are unable to oxerdsq those rights set":
Lftadex
The Arbitration provisions below apply to You unless
You wee ghren the Opportunity to reject the AdAtmtion
provisions and you did so reject them: In which case.
you serse that any litiption bruught by you Splnst us
reprdtne this 00=111t or this Agmement shall be
brought in a court located In the stmip of Dels"re.
Ar'bitmdorl: Any claim or dispute i"Ctarm"j by
either you ur us a94IrW the other, or sainst the
employees, agents or assigns of the other, arising
from or relating in any way to this Afrocment or any
prior Aw"ment or your account ( wheuier under a
statute, In wntract, tort, or otherwise and whither foT
money dim"". penalties or dedarawy or equitable
relief), inclutling Claims r pNrding tho applicability of
thin Arbitration Section or the vislldity of tale entire
Ti marfaw RA?-k 'in I)nn-7
t
i
I'll
Agreement or srgr prior Affew9nt. shall be resain
birwAng arrbimoom
The atbtttstfon dsalt be condeeeted by the tw mal
ArbitrMW Forum (WAF), under the Cede of Pm mdur
aired at the time the Chum is flied. 13Sa assd kwm ci
the NatiWMI ArMtratkm !`1Gn>:n UW be obtitlned and
Cstrns MY to filet at Say Natimai Arbltriitlott Forum
aa?•c'o111. or P.O. Bout 50191,
Minrlevciisr A"ffn s t* Jl4pj, tdeP1x ne 1.800-474-23
(? tl3e NAB iR uno"O Or qnwillift to aft as MILOM & vre
ftW subeftk an uUw netkinally jec6ntj@d, d
ca& of
PRWRkm Your oWnthat uses A slmtkr tadepew
au#+i?tfore ? ? rlgtueet, 11R wilt advatln ar
kd adve and hearing few
crauori. ar ?bi0rato?r rvl?lP? to p?tstta a tMirr! in ar6
? ?
glwoibie hr Pang In nG eeVennt Will f you
tecOved to n4mbume us for any arbiptrdon filing,
adman matve or hearins teen In an amount grater tht
w1W your e-riirt caste: *vuld have boars g the claim hat
been Ms*ed in a state court with luriadlction. Any
arbitretbn hearing it which you 1paar rill take phmo
Won the ladend judldei distrkt that indudea jwx
bailing ad*= at the tltn! the Claim Is fatal. This arbttra
1101 t It MIKJO ant a1 a ft=CtIM !meta
Ing ktterstft comments, and shall be O n w! by the
Fe dOWAubttration Act, 9 U.&r_"1-i6 ludgM11
upon any wbitration award tray be ea*&W in am cuiurt
having lutRt ktbn. In w arbitrator shell lbibw edsttng
subetaltlue law to the eft* wahM erltft the FAA and
applicable statutes of limitations mid WWI donor any
ciairfls or prMIW recagnind by law, 1f any party
requests, the arbitrator shall write an opinion contaddtig
tisa news for the.ff*IW.
No Claim sabunttted to arbitration is hoard by a jury
and no Calm nary ba brou& as a tiaras valon or as a
P04te auttornay MMI. You do not haaie the right to act
as a cuss rcpreae fted" ex P tidpiate a9 a member of a
class of dalmants with respect to any Claim. Tide
ArbltndM Section applies to all CleNtu raw in exWLenoe
or that nlay arlm In the future. ,
This. Arbitration, swoon shall suMve the termination
of your accost with ua; av well as any rvluM&Y p?ay-
rnent of the debt in lull by you, a6y bankruptcy by you
a
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National Football League
Properties, Inc.
PlhvM ft-. GLENN SHORE
? 7Iw
FeWuwy 2008 StdwneM
cmw Lilt $1,300.00
Cwh ar QmWAws kW*
app!
$1llltltl f ?1 SMing Cyda and Papnv ant Infonywi ion
^...
PrfVI" 9?ica 32 .29 Days in ON" Cydo 29
Pwpwnts and Cadits - $ 0.00 Ciosfng pats 02+1Di1"
Gash Advanem +
Nmhms and its + 50AD
$39.00
?
Periodic Rats Fhwm Chug" +
$32.65 PaymsM se
Cuff" ?AQ
Transaction Fes Firth C•h&?CS + $0,00 Past Dw Amount + 3574A0
Now 8aianco Total
32,130.06 Total Mh*m1m
Paymsnl Dm
BukefAmulm
ki6wkstRoAdwav
ww"boaftboaftimm
ed %0"m 1-00-7404m
TDO1 mrinpamp* t-X06.945.3170
GNO
OF MAMA
P.O 9= 13720
WUONOMK DE 10000.PU
MWAS OIY+o ifir W
BANK OF AMERICA
P.O.BOX t5020
WtLt?sNK3TON, DE 1900.5026
F=161,t1Cf+T,
C0mwPmdiVAmwd HA"Ce &40& to
AReivdie Rays P*&VNAW Rats Fin ricr ?hrt> rs
caftyk
Cash Ad+rwm" _
A. B"ve TrarisNm C#wkS 0.05406294 DLY ' 19.74% $0.00
S. ATM, Bank 0.05406296 DLY ` 19.7494 $0.00
19.74%
??' -vu 7777)
OUR RECORDS SHOW YOUR ACCOUNT IS PAST DUE
YOUR BALANCE EXCEEDCEED APPROVED CREW LIMfTS
13
C.MCt 4wtaa alwp a?0 rrtmwaa otvw?
SANK OF AMERICA w.wwaiwaa.e~e?r?w,fra.
P.O. BOX 15726
WILMINGTON, DE 19886-5726
1#1114611111111111 111 1 ACCOUNTMAWR 4MNNN? M6
AfEW D4LANCE TOTAL: 32,130.06
f4417i1EN DUEDAM' 03107/06
GLENN SHORE 9wfteavo.. wOwmnr
107 W WATER ST AW ( $
MOUNT UNION PA 17066-1274-079 L... - Imam I
s
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National Football League
Properties, inc.
A" kr. GLENN SHORE
Marsh 2008 StateMent
0wo 1 la, $0.00
Av
Caeh C?*WAvaftbk.
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of Transactions BA ft CLla and Patnn W Inlormation
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Payn>onts and Cnrlsts - SZI3
0A Clo*o Dater OY1201
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Pslladie Rate F4iiM m Charges + SM
$MOD Pvjmw* Due Date 0110
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. Amount
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&xlwles Periodic Rate Francs C1wgn anal Timawbion Fee Fiance f iw 9n) Annual PermWpe
Rate Above
'Pam 90nnew ftw)w d
PAYMENTS BY PHONE WILL. BE MADE ELECTRONICALLY. YOU MAY SE AN ELECTRONIC
PAYMENT BY PROVIOING THE AMOUNT, DATE, YOUR BANK ACCOUNT NUMBER., ANO SECURITY
INFORMATION. A FEE MAY APPLY. TO CANCEL, CALL US BEFORE THE SCHEDULED PAYMENT
DATE. SAME-DAY PAYMENTS CANNOT BE EDITED OR CANCELED. PLEASE KEEP THESE TERMS.
010 YOU KNOW THE AUTOMATED SYSTEM PROVIDES THE ABIUTY TO HEAR YOUR ACCOUNT
BALANCE, MAKE PAYMENTS, SELECT PINS, ORDER STATEMENTS AND DISPUTE CHARGES?
Q
HANK OF AMERICA ? MONO 04a?eanraprianMwrawpl
MONO r 10 . Namoeba.wso"w ew wrvrw elea
P.O. BOX 15714 vats
WILMINGTON, DE 19885-5714
1...111.I.r1..1.1.a.d1.u61?lrr?110111.1..1...1q ACOOLWrxuwreWit irrris
MEWS LAM1CE rQrA1- SO.OO
PAYAIEyrWEAAr& o4mm
GLENN SHORE arw«w.r.rww?.rer.?e
107 W WATER ST 9Wo
MOUNT UNION PA 17066-1274-079 -1 am ) ($
N
1: ? ?: 4
CHARGE OFF BANDS
WILMINGTON DE
> la- omm SHORE
Marta 2008 Statommt
f * l*Wl f0.O0
Csth ar[.reee7Avad4rbie:
u.N f
ota.ommeations
ymom
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wlt kdsrrmedoe
Proviotra eolanc. AQ Days in W" Cycle 47,
Pyrtwrrts snd Credits - !2,130.08 Clo ft m" 0=7i06
Cash A&ancse + som
Purdrases and Adjwtaunts + Woo PayrraW Due Dater 041"
Periodic Rats Finance Charm + $m Corns P"Xwd 00 Sm
Transaction Fee Fittam Chartres + GOAD Past Dus Arrwtrt + 3tl.OQ
00
30 TOW
Balwee TOW . PnoM Due t,.?'..S..J
WoridNints SW/-
1/90
--
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mist
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+ 3$6 2.130 03127 OW27 040
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{inri Was ft-m5c Rd & Frmco Gwyn and Tia mc$on Fee Fir rm* Chwgm4 See Amual COtrPeesrmspandmg
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BANK OF AMERICA 0
PYY! rwwr fewer on tw wvwtio dlo.
P.O. BOX 25719 { i8 -----r
WILMINGTON, DE 19886-5719
?1ff?I?l?!?f!ll?iR tl?Itlf f?llllllilN ?i?!lf?lll AccomrIYUAwot sm
AAEWSQAA" MrAL. l0A0
A11YME1V1 DWVATE.• 0//23106
GLENN SHORE a **"* AftWa.r.e
107 W WATER ST
MOUNT UNION PA 17066-1274-079 11 @W I
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clam*vrmcvWvA*rpey&*b;BANKOM'AA16Ei -A
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Cahraorv Po*dk Raft Awyer*4go Rats Franc o gLumn
Cash Advances
A. Soloncse Ta nolom Checks OA00000% OLY OAM $040
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
?? pt ?uRtt?rtfdb
t
FILED- ?`?=yfCE q p R
nr TLi- PR 1H9, N {? J ih1
2011 JAN 25 AM 11: C?
Richard W Stewart
Solicitor
OFVi,;P'? ,-E I-(;zF
('UM' 1-RL ,'4C= COUNTY
PENNSYLVANIA
Portfolio Recovery Associates, LLC
Case Number
vs.
Glenn Shore 2011-331
SHERIFF'S RETURN OF SERVICE
01/24/2011 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Glenn Shore, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Glenn
Shore. Request for service at 424 Duke Street, Apartment A, Enola, Pennsylvania 17025 the defendant
was not found. The Enola Postmaster has confirmed, Glenn Shore has moved and left no forwarding
address.
SHERIFF COST: $46.50 SO ANSWERS,
January 24, 2011 RbNWY- R ANDERSON, SHERIFF
"p Goer S'Ae Slen t f ; ri. Irv:;.