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HomeMy WebLinkAbout11-05861= iLEb-OF THE PROTHONOTARY 2011 JAN 20 PM 2*- 12 CUiP NNS VtOANIA TY K.C. POLICE CREDIT UNION, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. CIVIL ACTION KELLEY MALEY and JOHN MALEY, Ik4 Defendants NO. NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you y the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford St. Carlisle, Pennsylvania 17013 Phone: (717) 249-3166 ?- a?alb e a 5`W AVISO USTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomaraccion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted falla de tomar accion como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier otra reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME 0 VAYA A LA SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBREAGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0 BAJO COSTO A PERSONAS QUE CUALIFICAN. Cumberland County Bar Association 32 South Bedford St. Carlisle, Pennsylvania 17013 Phone: (717) 249-3166 K.C. POLICE CREDIT UNION, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. CIVIL ACTION KELLEY MALEY and JOHN MALEY, Defendants NO. COMPLAINT NOW COMES, the Plaintiff, K.C. Police Credit Union, by and through its attorneys, Cunningham & Chernicoff, P.C., and in support of its Complaint states as follows: 1. Plaintiff, K.C. Police Credit Union (the "Plaintiff' or "K.C."), is a credit union organized, operating, and existing under the laws of the State of Missouri, with a principal place of business at 2800 East 14t` Street, Kansas City, Missouri 64127. K.C. is engaged in the business of providing financial services. 2. Defendant, John Maley ("John"), is a sui juris individual, with a principal address of 75 Hillside Circle, Camp Hill, Cumberland County, Pennsylvania 17011. 3. Defendant, Kelley Maley ("Kelley"), is a sui juris individual, with a principal address of 97R Autumn Lane, Enola, Cumberland County, Pennsylvania 17025. 4. Plaintiff and Defendants entered into various contracts, whereby Plaintiff promised to provide credit from time to time and as Defendants requested, in exchange for Defendants' 1 promise to repay for the credit thus extended, in addition to interest as it accrued under the terms of the contracts. 5. Plaintiff has performed in full on the contract by loaning certain amounts to Defendants. 6. The Defendants have failed to repay, or to make any timely payments of, principal or interest as due and are thus in default. COUNT I - BREACH OF CONTRACT DEFENDANT. KELLEY MALEY 7. Plaintiff hereby incorporates by reference the averments in Paragraph 1-6 as is more specifically set forth herein. 8. On or about December 13, 2007, Plaintiff and Kelley, entered into that certain Credit and Security Agreement (the "Agreement"), which specified the terms and conditions under which the parties' promises would be performed. A true, correct and complete copy of the Agreement is attached hereto, incorporated herein, and made a part hereof as Exhibit "A." 9. The Agreement provides, quite simply, that the Kelley would receive from the Plaintiff an open-ended credit facility with payments due thereon at the end of each month. 10. Plaintiff extended a $500.00 line of credit to Kelley at an interest rate of 13.75% per annum. 11. The last payment made on the account was on July 23, 2010 in the amount of $82.00. A true, correct and complete copy of the Loan History Summary of the account is attached hereto, incorporated herein, and made a part hereof as Exhibit "B." 12. Since such time, six months has elapsed and Kelley has failed to pay the amounts 2 due on her account, constituting a default. 13. Such default constitutes a breach of her promise to pay, and a breach of the contract, and has caused Plaintiff to suffer actual damages in the amount of $387.48, plus reasonable attorneys' fees and costs and continuing interest. WHEREFORE, Plaintiff, K.C. Police Credit Union, hereby demands judgment against Defendant, Kelley Maley, in the amount of $387.48, together with interest, costs of suit, reasonable attorney fees, and all other remedies this Honorable Court deems just and proper. COUNT II - ACCOUNT STATED DEFENDANT, KELLEY MALEY 14. Plaintiff hereby incorporates by reference the averments in Paragraph 1-13 as is more specifically set forth herein. 15. Numerous statements were mailed to Kelley setting forth the outstanding amount of principal, interest, and late charges due pursuant to the Agreement 16. As of the date of this Complaint, the amount due and owing to Plaintiff by Defendant, Kelley, is $387.48, as further stated in Exhibit B. 17 Although Plaintiff repeatedly has demanded payment for the balance due of $387.48, Kelley has failed to pay any part of the balance due the Plaintiff. 18. Plaintiff performed its obligations under the Agreement between it and Kelley by providing a line of credit to Kelley, with a reasonable expectation of being repaid. 19. Plaintiff has performed fully and satisfactorily, and conformed to, and complied with, all of the terms and conditions required of it under the Agreement between it and Kelley. 3 20. Despite Kelley's obligation to repay Plaintiff for credit extended under the Agreement, and despite Plaintiff s demands on Kelley for such payment, Kelley has wrongfully failed and refused to pay to Plaintiff the sums due it. 21. Kelley has had an opportunity to scrutinize the account. 22. Kelley has agreed to or acquiesced in the correctness of the account. 23. Kelley has never questioned or objected either specifically or generally to the numerous invoices rendered. WHEREFORE, Plaintiff, K.C. Police Credit Union, hereby demands judgment against Defendant, Kelley Maley, in the amount of $387.48, together with interest, costs of suit, reasonable attorney fees, and all other remedies this Honorable Court deems just and proper. COUNT III - BREACH OF CONTRACT DEFENDANT. KELLEY MALEY 24. Plaintiff hereby incorporates by reference the averments in Paragraph 1-23 as is more specifically set forth herein. 25. On or about February 21, 2006, Plaintiff and Defendant, Kelley Maley, executed that certain Credit Card Application (the "Application"), the terms of provided that the applicant assented to the terms of the Credit Card Agreement (the "Credit Agreement") by virtue of the use of the card. A true, correct and complete copy of the Application and the Credit Agreement is attached hereto, incorporated herein by reference, and made a part hereof as Exhibit "C." 26. The Credit Agreement provides, quite simply, that the Kelley would receive from the Plaintiff an open-ended credit facility with payments due at the end of each month. 4 27. Plaintiff extended a $2,600 line of credit to Kelley at an interest rate of 12.50% per annum. 27. The last payment made on the account was on July 23, 2010 in the amount of $143.00. A true, correct, and complete copy of the Loan History Summary for this account is attached hereto as Exhibit "D", is made a part hereof and is incorporated herein. 28. Since such time, six months has elapsed and Kelley has failed to pay the amounts due on her account; she is thus in default of the Credit Agreement. 29. Such default constitutes a breach of her promise to pay, and a breach of the contract, and have caused Plaintiff to suffer actual damages in the amount of $5,877.00, plus reasonable attorneys' fees and costs and continuing interest. WHEREFORE, Plaintiff, K.C. Police Credit Union, hereby demands judgment against Defendant, Kelley Maley, in the amount of $5,877.00, together with interest, costs of suit, reasonable attorneys fees, and all other remedies this Honorable Court deems just and proper. COUNT IV - ACCOUNT STATED DEFENDANT, KELLEY MALEY 30. Plaintiff hereby incorporates by reference the averments in Paragraph 1-29 as is more specifically set forth herein. 31. Numerous statements were mailed to Kelley setting forth the outstanding amount of principal, interest, and late charges due pursuant to the Credit Agreement 32. As of the date of this Complaint, the amount due and owing to Plaintiff by Defendant, Kelley, is $5,877.00. This is the amount reflect by the Loan History Summary referenced above and attached as Exhibit D. 33. Although Plaintiff repeatedly has demanded payment for the balance due of $5,877.00, Kelley has failed to pay any part of the balance due the Plaintiff. 34. Plaintiff performed its obligations under the Credit Agreement between it and Kelley by providing a line of credit to Kelley, with a reasonable expectation of being repaid. 35. Plaintiff has performed fully and satisfactorily, and conformed to, and complied with, all of the terms and conditions required of it under the Credit Agreement between it and Kelley. 36. Despite Kelley's obligation to repay Plaintiff for credit extended under the Credit Agreement, and despite Plaintiff s demands on Kelley for such payment, Kelley has wrongfully failed and refused to pay to Plaintiff the sums due it. 37. Kelley has had an opportunity to scrutinize the account. 38. Kelley has agreed to or acquiesced in the correctness of the account. 39. Kelley has never questioned or objected either specifically or generally to the numerous invoices rendered. WHEREFORE, Plaintiff, K.C. Police Credit Union, hereby demands judgment against Defendant, Kelley Maley, in the amount of $5,877.00, together with interest, costs of suit, reasonable attorney's fees, and all other remedies this Honorable Court deems just and proper. 6 COUNT V - BREACH OF CONTRACT DEFENDANTS. JOHN MALEY AND KELLEY MALEY 40. Plaintiff hereby incorporates by reference the averments in Paragraph 1-39 as is more specifically set forth herein. 41. On or about April 4, 2008, Plaintiff and Defendants, John Maley and Kelley Maley, entered into that certain Loanliner Credit and Security Agreement (the "Joint Agreement"), which specified the terms and conditions under which the parties' promises would be performed. A true, correct and complete copy of the Joint Agreement is attached hereto, incorporated herein, and made a part hereof as Exhibit "E." 42. The Agreement provides, quite simply, that Kelley and John would receive from the Plaintiff an open-ended credit facility with payments due at the end of each month. 43. Plaintiff extended a $9,125.00 line of credit to both John and Kelley at an interest rate of 11.25% per annum. 43. The last payment made on the account was on July 9, 2010 in the amount of $198.97. A true, correct, and complete copy of the Loan History Summary for this account is attached hereto, incorporated herein, and marked as Exhibit 'T." 44. Since such time, six months has elapsed and Kelley and/or John have failed to pay the amounts due on the account, constituting a default. 45. Such default constitutes a breach of their promise to pay, and a breach of the contract, and have caused Plaintiff to suffer actual damages in the amount of $6,510.17, plus reasonable attorneys' fees and costs and continuing interest. 7 WHEREFORE, Plaintiff, K.C. Police Credit Union, hereby demands judgment against Defendants, John Maley and Kelley Maley, in the amount of $6,510.017, together with interest, costs of suit, reasonable attorneys fees, and all other remedies this Honorable Court deems just and proper. COUNT VI - ACCOUNT STATED DEFENDANTS, JOHN MALEY and KELLEY MALEY 46. Plaintiff hereby incorporates by reference the averments in Paragraph 1-45 as is more specifically set forth herein. 47. Numerous statements were mailed to Defendants setting forth the outstanding amount of principal, interest, and late charges due pursuant to the Agreement 48. As of the date of this Complaint, the amount due and owing to Plaintiff by Defendants, John and Kelley, is $6,510.17. This is the amount reflect by the Loan History Summary referenced above and attached as Exhibit F. 49. Although Plaintiff repeatedly has demanded payment for the balance due of $6,510.17, both John and Kelley have failed to pay any part of the balance due the Plaintiff. 50. Plaintiff performed its obligations under the Agreement between it and Defendants by providing a line of credit to them, with a reasonable expectation of being repaid. 51. Plaintiff has performed fully and satisfactorily, and conformed to, and complied with, all of the terms and conditions required of it under the Agreement between it and Defendants. 52. Despite Defendants' obligation to repay Plaintiff for credit extended under the Agreement, and despite Plaintiffs demands on Kelley for such payment, Kelley has wrongfully 8 failed and refused to pay to Plaintiff the sums due it. 53. Defendants have had an opportunity to scrutinize the account. 54. Defendants have agreed to or acquiesced in the correctness of the account. 55. Defendants have never questioned or objected either specifically or generally to the numerous invoices rendered. WHEREFORE, Plaintiff, K.C. Police Credit Union, hereby demands judgment against Defendants, John Maley and Kelley Maley, in the amount of $6,510.17, together with interest, costs of suit, reasonable attorney's fees, and all other remedies this Honorable Court deems just and proper. Respectfully submitted, By: ch as A. elli PA Attorney ID No. 308136 Cunningham & Chernicoff, P.C. 2320 North Second Street Harrisburg, PA 17110 p: 717-238-6570 f. 717-238-4809 e: nfanelli@cclawpc.com Attorney for Plaintiff Date: January 20, 2011 FAHome\NFANELLADocwnents\K.C. Police Credit Union\Collection Complaintwpd 9 VERIFICATION I, Laurie Clark of K.C. Police Credit Union, verify that the statements made in the foregoing Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. $4904, relating to unworn falsification to authorities. Laurie Clark Date: l L_ EXHIBIT 'A' 28W E. 14th Street ^-?^ PQ Box mm oee Kansas City, MO 84127 PLEASE NOTE: - Sign on signature line . - Return completed form to credit union - An incomplete or unsigned form may del#y proc"rig Plan IGLUS ooRrtomR I Murk KELLEY MALEY ACODUNf NL? sass BORWAM 2 NAMQ ---- A0000W' NUMM the Truth In Lending Disclosures, wilf be referred to as "the Plan." The Plan documents Include this agreement and an Addendum. "You", "your" and "borrower" mean any person who signs the Plan. "Credit union", "we", "our"' and "us" mean the Credit Union whose name appears on the Plan or anyone to whom the Credit Union transfers its rights under the Plan. This is a multi-state ?-' ,Cument which may be used to lend to borrowers In all states •ept Louisiana. 1. HOW THIS PLAN WORKS - This is an open-end, Multi- featured credit plan. We anticipate that, from time to time, you will borrow money (called "advances") under the Plan.. We are not required to make advances to you under the Plan and can se a request for an advance at any time. The Addendum describes the different types of credit (called "subaccounts") available under the Plan, the current Interest rate for each subaceount expressed as a daily periodic rate and corresponding annual peroentage rate and other charges. It may also have other terms and a schedule for determining the payment amounts. 2. CREDIT LIMIT - We may, but do not have to, establish a credit limit on certain subaecounts. If a credit limit Is set for a subaccount, you promise not to exceed the established credit limit. If you exceed the credit limit, you promise to repay immediately the amount which exceeds the credit limit. 3. REPAYMENT - You promise to repay all amounts you owe under the Plan plus interest. Payments are due on the last day of ??!e month unless we set a different day at the time of an vane. If the Addendum has no payment schedule for a aubaccounk your payment will be determined at the time of each advance. Payments must include any amount past due and any amount by which you have exceeded any credit limit you have been given for a subaccount. You may repay all or part of what you owe at any time without sed prepayment penalty. Even if you props ou will still be requir to make the regularly scheduled p m unless we agree in writing to a change in the payment schedule. If you have a joint sharedrelft account, you will be responsible for paying all overdraft advances obtained by a joint holder of the shwedratt sc ounL Unless otherwise required by law, payments will be applied to. amounts owed under the Plan, In the manner the Credit Union chooses, 46 n"LArd AGGE$S - You can odtain cram advances in any manner authorized by us. If we allow you to use your ATM/Debit card to access the Plan, you may be liable for the unauthorized use of your ATIIA/Debit card. You will not be liable for unauthorized use that occurs after you no* us, orally or in writing, of the loss, ttom?,, or possible bnautholtzed use. If you believe your ATM/DOW card has been lost or stolen immediately inform the Credit Union by calling or writing us at the telephone number or address that appears elsewhere In the Plan. If the card is used to obtain unauthorized advances directly from the Plan your liability will not exceed $60.00. If the unauthorized w&rawal Is from a sharedneft acoount, your liability is governed by the Regulation E disclosures you received at the time you received yourATM/Dsbk card, even N the withdrawal results in an advance being made from your overdraft subaccount. 5. FINANCE CHARGE - The dollar amount you pay for money borrowed Is called a "finance charge" and begins on the date of each advance. A finance charge will be computed separately for each separate balance under the Plan. To compute the finance charge, the unpaid balance for each day since your last payment (or since an advance N you haw not yet made a payment) Is multiplied by the ahpiic" daily periodic rate. The sum of these amounts is the fRinance chsn"e owed. The balance used to compute the finance charge is the unpaid balance each day. after payments and credits to that balance have been subreebd and any additions to the balance have been made. In addition to interest, we may charge other finance charges which ante d! mirm d on the Addendum. If the interest rite is a variable Interest rate, the Addendum explains how the variable interest retie works. 8. SECURITY - You pledge as security for the Plan all shares and dividends and, If any, all deposits and interest in all joint and Individual accounts you have with us now and In the future. If a specific dollar amount is pledged for an advance, we will freeze shares in that account to the extent of the outstanding balance for the advance, Otherwise, your plsdgaid shares may be withdrawn unless you are In default. It credit union has a federal charter. Stabrtory Lien -- If you are in default on a financial obligation to us, federal lea gives us the right to apply the 1. You have received and road the LOANLiNER Credit and Security Agreement includingg the Addendum ("Agreement" and Borrower Copy of the LOANLINER Credit/Security Agreement PLUS and Voluntary Payment Protection. By signing below you agree to be bound by the terns of the Agreement. 2. You grant us a security interest in all individual and joint share and/or deposit accounts you have with us now MAL) 1211 mim 9$"9!.22.9". M. GI, ALL ROM KNERM the future to secure what you owe under the LOANLINER Credit and Security Agreement. When you are in default, you authorize us to apppph• the balance In these accounts to any amounts due. Sharse and depoeib In an Individual Retirement Account, and any other account that would lose special tax treatment under stab or federal law if given as security, are not subject to the security Interest you have given In your shares and deposits. I X M04 12M 3=7 ZWX9VW a VIWOTURC CREDIT UNION COPY MEx1ELeAeRR MEW RORMAT woomme" 869-3 0300/9T00d 5LE-1 888Z"99T8 rD 80I'IOd '0111-WOli3 ZZ:9Z 0t,-EZ-TT balance of shams and dividends in all Individual and Joint accounts you have with us to satisfy that obligation. After yyoou are in default, we may exerclse this right without further notlcce to you. (We have a federal charter If our name includes the term "Federal Credit Union.") If credit union Is state chartered, except In Ohio, Rhode Island, and Massachusetts: We have a statutory lien on the shares and dividends and, if any, the deposits and Interest In all Individual and joint accounts you have with us and may exercise our rights under the lien to the extent ppeermitted by state law. (We are state chartered if our name dais not include the tern "Federal Credit Union.' For all borrowers: The statutory lien and/or your pledge will allow us to apply the funds In your account(s) to what you owe when you are In defautL The statutory lien and your pledge do not apply to any Individual Retirement Account or any or account that would lose special tax treatment under state or federal law if given as security. Additional security for the Plan may be required at the time of an advance. If a suboccoi nt identities a type of property (such as "New Cars") you must give that type of property as security -'`" ion you get on advance under that subaccount. ll?? subaccount me such as "Other Secured" means you must provide security acceptable to us when you obtain an advance under that suboooount. Properly you give as security will secure all amounts owed under the Plan and all other loans you have with us now or in the future, except any loan secured by your principal dwelling. Property securing other loans you have with us may also secure the Plan. 7. VOLUNTARY PAYMENT PROTECTION - We may offer Voluntary Payment Protection to you. Voluntary Payment Protection Is not necessary to obtain credit. If you purchase Voluntary Payment Protection from us, you authorize us to add the fees or insurance charges monthly to your loan balance and charge you Interest on the entire balance. At our option we will change your payment or the period of time necessary to repay the Than balance. The rate used to determine the fees or Insurance charges rnoy change in the future. if the rate changes, we wit provide any notices required by applicable law. 8. PERIODIC STATEMENT - On a regular basis you will receive a statement showing all transactions under the Plan '' ,ring the period covered by the statement. Statements and Aces will be sent to you at the most recent address you he" alven us in writing. Unless applicable law requires notice to each joint borrower, notice to any one of you will be notice to all, 9. JOINT ACCOUNT$ -- If this Is a joint account, each of you 16 individually and jointly responsible for paying all amounts owed. That means we can enforce our rights under the Plan against any one of you Individually or against all of you together. If you give us Inconsistent instructions, we can refuse to follow your Instructions, Unless our written policy requires all of you to sign for on advance each of you suthonzes the other(s) to obtain advsncea ind?vklualy and agrees to May advances made to the other(s). Any jdnt accountholder may terminate the Plan by giving us prior written notice. ft any of you tsminate the Plan, the Plan is temninated for all of U. You remain liable lndivldually and Jointly for all advances incurred before termination. 10. FEES AND CHARGES -- if you give us a security Interest In certain types of property, we may charge you a filing fee to perfect our Interest in the property. If we do, the amount of the fee will be disclosed to you at the time you obtain an advance. We may also charge you other fees In connection with the Plan. Our current fees are disclosed on the Addendum and win be added to your loan balance unless you pay them in cash. 11. UPDATING CREW INFORMATION - You promise that you will promptly give us written notice If you motive, change your name or employment, or if any other Inforr allon you provided to us changes. Upon our request, you also agree to provide us updated financial Information. 12. DEFAULT - The faflowing pare q%h applal'es to borrowers In Idaho, Kansas, AlWhe and sh* chartwW credit unions /ending to South Coro/Ma bon owasltr: You will be In default if you do not make a paynwd of the amount required when it Is due. You will also be in default if we belimm the prospect of payment, performance. or realization -on any property given as security Is significantly impaired. The foliowi pa fou lion only to bonowars in Wlaconstn: You win a In default if you f? to mrake a payment when due two times during any 12 month period. You iA ill be in default if break! any promise made under the Plan materially impairs your obilt t0 what you owe or materially impairs the condition, value, or protection of or our right in any property you gave as security. The folloWn panigNph applies only to borrowers In town: You will be in default if you alas more than 10 days late in making a pay ant. You wilt also be In detialutt if you do not comply with ft a terms of the Plan and your failure to comply materially Impairs any property you gave as security or your ability to repay what you owe under the Plan. The following app/ales to borrowers In ag other satsales and fedora chsrtvrad smith unions /endlnp to South Caroline borrowers: You will be In default (i you do not make a payment of the amount roquIred when it is due. You will be in default if you break any plw you made under the Plan or 9 anyone is n default a any security.89ma ant made in connection with on advance under the Plan. You will be In default if you die, file for bankruptcy become insolvent, If you make any false or misleading U19msrrts In any credit application or update of credit information, or if something happens we believe may substantially reduce your abtlity to repay whet you owe. You will also ben default under the Plan If you are in default under any other loan agreement with us. You will be in default if any property you have given us as security is repossessed by someone else seized under a forfeiture or similar law, or If anything e(ee happens that significantly sflects the value of the property or our security Interest in It. 13. ACTIONS AFTER DEFAULT -- The foffowi, pore applies to boarrowera In Co/o?ado Dhtra?ct of MIME, I owa, Kansas, Maine, Massachc a?, Nbsioud, N West Virginia and stab chartaarsad cia t unlons'hhmmff g to South Carolina borrowws: When you are In default and after expiration of any right you hen under applicable state law to cure your default, we can demand immediate payment of the entire unpaid balance under the Plan without giving you advance notice, The following paragrasph applies to federeffy charieraed credit unions lending to South Carolina borrowars and to borrowers In ail other states aarcept Whoonsin: When you are In default, we con requlro Immediate Payment (accele- ration) of the entire unpaid balance under the- Plan. You waive any right you have to demand for payment, notice of Intent to accelerate and notice of acceleration, rho following pereg hs a to born omm In all states except Wlsconaln: I rhs 9 =date payment is demanded you will continue to pay interest and what you owe has ?Iyou repaid at the applicable Interest rates In effect or, if applicable, at the default rata disclosed on the Addendum. (Continued on next page) CREDIT UNION COPY ailrxWWAQR,ANTF0WA7 p CtXdA 6tUrVAL pRpVP, 79YD, alt, 81, EEEll , 90,199. 1009 W, ALL RIpHT$ RESlRYED WOW6 0AW R29-9 ®Z00/LZ00d 5LE-Z 888ZN9918 n3 33I10d ' 0' A-W0H TZ : 9L 0Z ,-EZ-ZZ Dole 12424 MY If a demand for Immediate payment has been made, yots- shares and/or deposits can be applied towards whit you owe as provided in the section above called "Security". Ws can also exerdse any other rights given by law when you are in default You agree the Credit Union has the right to take possession of any property given as security under the Plan, without judicial process, if this can be done without breach of the peace. If we ask, you promise to deliver the property at a time and place we choose. if the property Is a motor vehicle or boat, you agree that we may obtain a key or other device necessary to unlock and operate 1, when you are In default We w111 not be responsible for any other property, not covered by this AAgpreement, that you leave inside the property or that Is attached to the property. We will try to return that property to you or make it available for you to claim. After we have possession of the property, we can sell It and apply the money to any amounts you owe us. We will give you notice of any public disposition or the date after which a private disposition will be held. Our expenses for taking possession of and selling the property will be deducted from the money ,,Ejcelved from the sale. T se costs may include the cost of gyring the property, preparing it for sale and attorney's fees to a extent permitted under state law or awarded under the Bankruptcy Code. You must pay any amount that remains unpaid after the sale money has been pNed to any unpaid balance under the Plan. You agree to pay?nterest on that mount at the same rate as the advance, or, if applicable, at the default rate disposed on the Addendum, until that amount has been paid. The following paragraph yes only to Wisconsin bort+ow v: When you are in d uit and after expiration of an right you have under applicable state law to cure your defauK we may require immediate payment of your outstanding loan balance under the Plan and seek possession of property Iven as security. You may voluntarily give the property to us K you choose, or we may seek to take possession of the property by judicial process. if we repossess the property, y the gepay reasonable expenses incurred in dlsposinp of property. if the properly is al motor vehicle, mobile home, trailer, snow. mobile, boot or aircraft you will also be required to ay any costs permitted by Section 422.413 of the Wisconsin Statutes. e'`-nu must pay any amount that remains unpaid after the sale .mey has been applied to what you owe under the Plan. You agree to pay interest on any unpaid amount at the same rate as the advance, or, if applicable, at the default rate disclosed on the Addendum, until that amount is paid. If the property Is located' outside Wsconsin at the time of default, we may take possession of the property without judicial process, If permitted by the state where the property is located. 14. CANCELLING OR CHANGING THE PLAN - The following paragraph applies only to state chartered credit unions ending to Illinois borrowers: We have the right to change the terns of the Plan from time to time after giving you any *&once notice required by law. Any change to the interest rote or other charges will apply to future advances. The following paragraph apiolles onlyy to borrowers In Wisconsin: a can change the terms of the Plan from time to time in accordance with Section 422.415 of the Wisconsin Statutes. You will be notified of any change in terms. An increase in the daily periodic rate under a variable rate Interest rate is not considered, a change In terms under the Plan. We can cancel the entire Plan or a part of the Plan at any time. You may cancel the Plan at any time by O OUNA MUTUAL GROWN, 19W, 64, a4. KIM Sit W 2004 04, A I RIOWS PME1 = giving us prior written notice. Your obligation to pay the unpaid balances under the terms of the Plan continues whether you or the credit union cancel the Plan, eft to the extent that your Ilability is limited by Section 422.4155 of the Wisconsin Statutes. The following paraymph applies only to ws In lows: We can ange the terms of the P?In fmm time to time after giving you any advance notice required by law. A change that increases the rate of finance charge or other ,that Increases the amount of your payments, or that adversely affects existing balances will apply to existing balances only if you agree to the change or you use the Plan after receiving notice that your use of the Pion means you agree the change applies to existing balances. 'rho following paragraph applies to bortVwars In aN other states and federa chartered cradllt unions /vndlnly to Illinois borrowers: a have the right to change the terms of the Plan from time to time after giving you any advance notice required by law. Any change in the Interest lab will apply to future advances, and at our discretion and subject to any requirements of applicable law, will also apply to unpaid balances. The fbllowin paragraph a lea to all but Wlsconsln borrowers: An increase in Hie daily periodic rate under a variable interest rate is not considered a change in terms under the Plan. We can cancel the entire Plan or any part of the Plan at any time. You may cancel the Plan at any time by ggnnng us prior written notice. Your obligation to pay the unpaid balances under the terms of the Plan continues whether you or the Credit Union cancel the Plan. paragraphs 15 through 23 apply to any properly you give as sscurtf?? 15. THE SECURITY FOR THE PLAN -- You give us what Is known as a security Interest In all property described in any receipt, voucher or other document you receive for an advance ("the Advance'). The sec; r',ty interest you give includes all accessions. Accessions are things which are attached to or installed in the property now or In the future. The security interest also includes any replacements for the property which you buy within 10 days of the Advance or any extensions, renewals or refinancing of the Advance. it also Includes any money you receive from selling the property or from Insurance you have on the property. If the value of the property declines, you promise to give us more property as security If asked to do so. 16. WHAT THE SECURITY INTEREST COVERS/CROSS COLLATERAL PROVISIONS - The security Interest secures the Advance described In the receipt, voucher or any other document you receive at the time of the Advance and any extensions, renewals or refinancings of the Advance. It aheo secures any other advances you have now or receive in the future under the Plan and any other amounts or loses. Including any credit card loan, you owe us for any reason now or in the future, except any ban secured by our principal residence. If the property is household 6669 as defined by the Federal Trade Commission Credit Vacticss Rule, the property will secure only the Advance and not other amounts you owe. 17. OWNERSHIP OF THE PROPERTY - You promise that you, own all property you give as security or If the Advance is to buy the property, you promise you will use the Advance for that purpose. You promise that no one else has any, interest in or claim against the property that you have not already told us about You promise not to sell or lease the p or to use it as security for a loan with another creditor until the Advance is repaid. You promise you will allow no other security interest or lien to attach to the property either by your actions or by operation of law. (Continued on next page) CREDIT UNION COPY A0" ps j 869-3 0Z®0/8T90d 5LE-1 888Zf7059T8 CID 33ilod ' D' A-14011 ZZ : 9T 0T ,-6Z-TT L ^.redit Union KRUJY - L-1 18. ,Y INSURANCE, TAXES AND FEES - You must main,. . ?perty insurance on all property that you give as security under the Plan. You may purchase the property insurance from anyone you choose who Is able to the Credit Union. The - amount and coverage of a property insurance must be acceptable to us. You may provide the property insurance through a pol you already have, or through a policy you get and pay for. ou promise to make the Insurance policy payable to us and to deliver the policy or proof of coverage to us if asked to do so. If you cancel your insurance and get a refund, we have a right to the refund. If the property is lost or damaged, we can use the insurance settlement to repair the property or apply it towards what you owe. You authorize us to endorse any draft or check which may be payable to you in order for us to collect any refund or benefits due under your insurance policy. You also promise to pay all taxes and Ties (like registration fees) due on the property. If you do not pay the taxes or fees on the property when due or keep It insured, we may pay these obligatons, but we are not ?osquired to do so. Any money we spend for taxes, fees or .urance will be added to the unpaid balance of the advance - _.,d you will pay interest on those amounts at the same rate yyou agreed to pay on the advance. We may receive payments in connection with the insurance from a company which provides the Insurance. We may monitor our loans for the purpose of determining whether you and other borrowers have compiled with the insurance requirements of our loan agpreements or may engage others to do so. The insurance cFiarge added to an advance m include (1) the insurance company's payments to us and72) the cost of determining compliance with the insurance requirements. If we add amounts for taxes, fees or insurance to the unpaid balance of an advance, we may increase your payments to pa the amount added within the term of the insurance or approximate term of the advance. 19. INSURANCE NOTICE - If you do not purchase the required property Insurance, the insurance we may purchase and charge you for will cover only our interest In the property. The premium for this insurance may be higher because the Jisurance company may have given us the right to purchase turance after uninsured collateral Is lost or damaged. The .... 4urance wilt not be Ilabinty Insurance and will not satisfy any sUte financial responsibility or no fault laws. 20. PROTECTING THE SECURITY INTEREST -- If your state issues a title for the property, you promise to have our security interest shown on the title. We may have to file what is called a financing statement to protect our security interest from the claims of others. If asked to do so, you Dots 12424=7 promise to sip a financing statement. You prom[se to do whatever elstr wo think Is necessary to protect our security interest the You promise to pay all costm, Including but not =. ?n amattorney tees, we Incur in p?0th?e nxtu t securR* ltltll'test and rights In the property, >io permitted` by applicable law. 21. USE OF PROPERTY - Until the Advance has been paid off, you promise you will: (1) Use the property carefully and keep R in good repair. (2) Obtain our writte permission before making major changes to the property or changing the address where the property is kept (3) Inform us In writing before changing your address. (4) Allow us to inspect the property. Promptly notify us if the property is damaged, stolen or abu . (6) Not use the property for any unlawful purpose. (7) Not to retitle property in another stets without telling us. 22. NOTICE TO NORTH DAKOTA BORROWERS PURCHASING A MOTOR VEHICLE - THE MOTOR VEHICLE IN THIS TRANSACTION MAY BE SUWECT TO REPOS- SESSION. IF IT IS REPOSSESSED AND SOLD TO SOME- ONE ELSE, AND ALL AMOUNTS DUE TO THE SECURED PARTY ARE NOT RECEiVED IN THAT SALE, YOU MAY HAVE TO PAYTHE DIFFERENCE. 23. NOTICE FOR ARIZONA OWNERS OF PROPERTY -- It Is unlawful for you to fall to return a Motor vehicle that is subject to a security interest, within thi? days tPosr you haw received notice of default The notice w3 be mated to the address you gave us. It is your responsibility to notify us If your address changes. The maximum penalty for unlawful failure to return a motor vehicle Is one year In prison and/or a fine of $150,000. 24. DELAY IN ENFORCING RIGHTS AND CHANGES IN THE PLAN -- We can delay enforcingg a of our rights under this Plan any number of times without losing the adbilky to exercise our rights later. We can enforce this Plan against your heirs or legal representatives. if we change the terms of the Plan, you agree that this Plan will continue to protect us. 26. CONTINUED EFFECTIVENESS - If any- part of this Plan Is determined by a court to be unen , the rest will remain in effect. 26. NOTICE TO UTAH 13ORROWERS - This written agree.. ment is a final expression of the agreement between you and the Credit Union. This written agreement may not be contradicted by evidence of any oral agreement. 27. The follumfi Is required by uemwnt law - NOTICE TO CO-SIGNER - YOUR SIGNATURS ON THI$ NOTE MEANS THAT YOU ARE EQUALLY LIABLE FOR REPAYMENT OF THIS LOAN. IF THE BORROWER DOES NOT PAY THE LENDSR HAS A L90AL RIGHT TO COLLECT FROM Y60. 0? :1rN. y .i'e l l?j• f •? ?y ' ??? ? ? •• ? •''? y M ? , „ .. ' [?? .;. 'J, •4 x?.?.• `?Ai;fti,P-- a: . +?.1;* ?i7:'. l ? . '^: ? DATE APPRONGD LMrROVED SIGNATLMtr LING OF CRG*? OTHER OTHER BRA T 1 Ihh?gI1T99 50 na?on NdN 04M) $ $ 500.00 s $ 17.179 17.179 LOAN O"KZR COMMIMM S"TURIM X 12113/2007 X 12/131'1007 err OA WFORINAT • CUNA MUtVAL OROUP,1900 81. E0 E0. 911, Y!. 20M Os ALL RI(iH7S RESERVED CREDIT UNION COPY °A wmpsam RR9-A 0170111/sTead 5LE-1 888ZT709918 no Hoizod ' 0,11-iaoHd zz : si ei H-ii EXHIBIT `B' owmm: vi-11- 1i i4; GG rrsvn,:-n. t-o. rVL1Vr.. VU 01UJvVL000 I{ RAsults. 1-31 of 31 rows. 1 U?(r 1 YJ[J.i V, vjwiZ L ZZ# Loan History Sum ry El Membership #: 8M Loan # 42 Posted Operator Drawer Description TotalPrincipal Interest Amount Fees Escrow Balance :30 :00 :44 120/ Write Off Held $0.00 0.00 $0.00 0.00 *Held Amount- $387.48 120/NONCASH120LOAN WRITTEN $387.48 -387.48 $0.00 0.00 OFF 0/ LOC LOAN $0.00 0.00 $0.00 0.00 CHANGE LATE CHARGE ASSESSED 5.00, BASE AMT 82.00, LC-DATE 10-16-10 0/ LOC LOAN $0.00 0.00 $0.00 0.00 CHANGE REQPMT THIS CYCLE 383.97, MINPMT 82.00, CYCLE DATE 09-30-10 120/ INTEREST RATE' $0.00 0.00 $0.00 0.00 CHANGE OLD RATE- 13.750 NEW RATE- 6.000 0/ LOC LOAN $0.00 0.00 $0.00 0.00 CHANGE' . LATE CHARGE ASSESSED 5.00, BASE AMT 82.00, LC-DATE 09.16-10 0/ LOC LOAN $0.00 0.00 $0.00 , 0.00 CHANGE REQPMT THIS CYCLE 301.97, MINPMT82.00, CYCLE DATE 06-31-10 0/ IOC LOAN $0.00 0.00 $0.00 0.00 CHANGE LATE CHARGE ASSESSED 5.00, BASE AMT 82.00, LC-DATE 08-16-10 0/ LOC LOAN $0.00 0.00 $0.00 0.00 CHANGE REQPMT THIS CYCLE 219.97, MINPMT 82.00, CYCLE DATE 07-31-10 120/NONCASH120 LOAN PAYMENT- $82.00 -75.08 $1.92 $5.00 TRANSFER From: Member3htp#89960 Aacount*1 Paid Through 7/30/2010 00 43 FN: LAY! 0 MGO 3.00 07/16/2010 0/ LAC LOAN $0.00 0.00 $0.00 0.00 00:00:00 CHANGE LATE CHARGE ASSESSED 5.00, BASE AMT 82.00, LC-DATE 07-16-10 07/12/2010 120/ LOAN PAYMENT- $26.03 -5.68 $15.35 $5.00 16:33:14 TRANSFER From: Membership#89960 Account#I Paid Through 7/30/1010 Fa.: LATE CHARGE 3.00 06/30/2010 0/ LOC LOAN $0.00 0.00 $0.00 0.00 00:00:00 CHANGE REQPMT THIS CYCLE 246.00, MINPMT 82.00, CYCLE DATE 06-30-10 06/1612010 0/ L.OC LOAN 0.00 0.00 $0.00 0.0p 00:00:00 CHANGE LATE CHARGE ASSESSED 5.00, BASE AMT 82.00, LC-DATe 06-15-10 05/31/2010 0/ LAC LOAN $0.00 0.00 $0.00 0.00 00:00:00 CHANGE REQPMT THIS CYCLE 164.00, MLNPMT 82.00, CYCLE DATE 05-31-10 04/30/2010 0/ LOC LOAN $0.00 0.00 $0.00 0.00 D0; 00:00 CHANGE REQPMT THIS CYCLE 82.00, MINPMT 82.00, CYCLE DATE 04-30-10 D4/16/2010 120/ LOAN PAYMENT $69.72 -66.70 $3.02 0.00 D8:44:12 TRANSFER From, Membership*89960 Account#1 Paid Through 4/29/2010 $387 $0 $387 $387 $387 $387 $387 $387 $387 $387 http.*H134.7.1.220/XPWEB/Fi1>miaVSupm ,Qua y.ascpx?MombershipNbr-89960&Account.., 1/10/2011 LL r su1':-n.v. rul"vn vu V.LVJ 1 W- • - At VVWJ r Ja. 04/01/2010 120/ LOAN PAYMENT- $82.00 -75.79 $6.21 0.00 1:1:18:01 TRANSFER From: Membership#89960 ACWunt81 Paid Through 4/29/2010 03/31/2010 LOC LOAN $0.00 0.00 $0.00 0.00 00:00:00 CHANGE REQPMT THIS CYCLE 82.00, MINPMT 82.00, CYCLE DATO 03-31-10 03/05/2010 120/ LOAN PAYMENT $82.00 -78.37 $3.63 0.00 08:29:36 $82.00 Paid Through 3/30/2010 03/05/2010 120/ REVERSAL $82.00 78.37 43.63 0.00 08:27:54 3/05/2010 120/ UNDONE: LOAN $82,00 -78.37 $3.63 0.00 08:27:25 PAYMENT 02/28/2010 0/ LOC LOAN $0.00 0.00 $0.00 0.00 00:00:00 CHANGE REQPMT THIS CYCLE 433.38, MINPMT 62.00, CYCLE DATE 02-28-10 02/19/2010 120/ LOAN PAYMENT $58.62 -49.72 $3.90 $5.00 08:17:46 TRANSFER From: Membership#E89960 Account*1 Paid Through 2/27/2010 Fee; WE OMRW 5.00 02/716/2010 0/ LOC; LOAN $0.00 0.00 $0.00 0.00 00:00:00 CHANGE LATE CHARGE ASSESSED 5.00, BASE AMT 82.00, LC-DAT'E 02-16-10 2/05/2010 120/ LOAN PAYMENT $82.00 -77.69 $4.31 0.00 09:16:08 $82.00 Paid Through 2/27/2010 02/05/20710 120/ Rf:VMSAL $82.00 77.69 -$4.31 0.00 09:14:44 2/05/2010 1710/ UNDONE: LOAN $82.00 -77.69 $4.31 0.00 09:14:03 PAYMENT 01/31/2010 0/ LOC LOAN $0.00 0.00 $0.00 0.00 00:00:00 CHANGE REQPMT THIS CYCLE 492.00, MINPMT 82.00, CYCLE DATE 01-31-10 01/22/2010 108/ LOAN PAYMENT $82.00 -12.05 $44.95 $25.00 08:29:30 TRANSFER From: Membership# $MO Account*l Paid Through 1/30/2010 Fee; LATE CMAWC :13.00 01/16/2010 0/ LOC LOAN $0.00 0.00 $0.00 0.00 00:00:00 CHANGE LATE CHARGE ASSESSED 5.00, BASE AMT 82.00, LC-DATE 01-16-10 $610.' $610.- $689. $610. $689. $689. $816.5 1 bJ q ' ftjwvft E ft St. ft" .lid aw http://134.7.1.220WVv B/Fim c,iol/SupfQuery.aspx?MmubershipNbr-89960&A,ccount... 1/10/2011 EXHIBIT `C' 2800 F.10 sheet VAv= City, MO 64127 (316) 504-2800 5v! 7 CREDIT CARD APPUCATION mmill a/aaew Fax (816) 504.2888 A table that includes the APRs and other required cost disclosures for credit card applications is on the next page of this wDlicaNon. ® IndiViduel Credit You nuret aoroplate the ARM=* section about yourself and the OSrer sea0on about your spoup-11: 1. you live In or tM PMpsrtj?~ss cotiataral is W=Nd in s comrnu* pmpwW sate (AK, A2, CA, ID, LA, NM, NV, Tx, VVA YVQ: 2. your spouse will use the aoaarnt, or I you are relying on your spouse's income as a bests for repayment. K you are mlying on bxx me from alimony, child support, or separate maintenwm, complete the Other section to the eodent possible about the person on whose payments you are relying. 0 Joint Croft Each Appibant must hediridoSy complete appropriate section below. If C0430mowsr is spouse or the applicant, mark the CoApplcant box. ? Oweantor. Complete the Otlwsection If you are a guarantor on an socountiloon. _MW (Chat- FW- Irk MDTHEWS MAIDEN NAME KAME (Led-Flat- lnftQ MOTHERS MAIDEN NAME sY, KELLEY., A(:COUNT NUMNR SOCK SECURITY NUM1OOR ACCOUNT NUMBER SOCIAL SECURITY NUMBER a9M DRIVER'S LICENSE NUMBER / STATE DR11/SR'e LIC@IN NUM11111IR / STATS BIRTH DATE HOME PHONE MT14 DATE HOME PHONS WORK PHONY/ EXr. 121 2MM (717) 919.21" PRUGNT ADORNS (e M - 4 - S1rM - W' OWN TRENT PRESENT ADDRESS (Stmt - CRY - Stan - Zip) ? OWN 13REW 75 HILLSIDE CIRCLE CAMP HILL, PA 17011 YEAReAT YlARa AT THIG ThineADOMS oww To: /1ND1?It- - MORYGAOS!RSNT am TO, eur / M10R CE LY PAYHOM RATE MORTOME ""Will MONTHLY PAYMSNT INTEREST RATE MPLETS FOR JOINT c.'REDlT, 9EGURED CREDfT OR IF YOU LIVE IN A MUNITY PROPERTY STATE: MARRIED O SEPARATED O UNMARRIED (Sln* - Divorced -1 COM PI.= FOR JOINT CREDIT, SECUROD CREDIT OR IF YOU LIVE IN A COMMUNITY PROPERTY STATE: Q MARRIED L3 8EPARATED 131JNMARRIED (Single - Dhr wood - Widowso '/W/ NOTICE ALIMONY, CHILD SUPPORT, OR 8E1/01ATE MAINTENANCE NCO NM NOT N WVSALSO IF YOU DO NOT CHOOSE TO HAVE IT CONE oTH S ?? PLR v/? ? NET WOMBS SOURCE / NAME AND ADDRESS OF EMPLOYER START DATE POSITION: NOTICB: ALIMONY, CHILD SUPPORT, OR SEPARATE MAINTENANCE INCOME ? NOT REVIALED M YOU DO NOT CHOOSE TO HAVE IT 111144A)YMENT INCOME OTHER INCOME I PER 8 PER E3 NET E3 GROSS SOURCE: OHIO REaIDIRM OMS-Y: The Ohio Wm agakhst dkrarkn IlMn requim that has actual knowledge of Its terns, bdore do am* N gmrdsd or the account Is all cradso?a make credit equOy ovaMW In all endkworthy asbomen, and opened. M Please sign N you are not applying for thus account or loan with that a Wk reporting agencies makrtatn separate orWS ht Wkw on each your spouse. The amM bektg applied * N grunted, will be khcaned in the indkwuai upon request. The Oho cm Rights Commission administers inanet of tM marriage or family of the undersigned =npienae with this law. VYISCONWN RESIDEM ONLY: (1) No pnfion of any martial property LX agreement, unirtual staament under Section 766.59, or ovum dooms under Section 7ee.70 wo advsraely alfect the rights of the Credit Union unlaw the SKh1NATURE POR WISCONSIN RESIDENTS ONLY DATE Credit Union Is furnished a copy of the san rant, statement or decrbe. or e CUM MAW Qft0. "K zoos Papa 101`2 2197604W W OBetom 07128= 8E9-9 0200/ZL00d 5LE-1 888ZT709918 CID HoI'IOd 'O'A-Woo 61:91 0Z,-EZ-LL You prpm8 tad wM 1" you hove ur 0vd in tits appaaMion its cc v8 0, to the bast of ym r Iv&Wbdve. if tine eta aey Unparunt daatpw you wit FUMY Ue in YCMM immadvisiy. You adlwme the Croft Wkn b obw 0OX rtPC'd in oonracUaI with tds applo W ftr are& and far any updoW inaasaa. unaa?el. eoctxs' I or Ooftedon of the salt rGOWS& You w dwafttd that the Crom Union will rely on the infonnsdon in #6 apploalort and your wed report to musks tts dwbion you re wwA the Chet Linton w11 Id you the mane and addna of any credit bureau front vA t It nueeired a aedlt roport on you. it N a ibderal orMtts to vA lkly anti to faiwal or 1610 ? o-, rIg,10 seat uniora inNaed by NCUA. ouY trade undwwwd flat that we of yaw cad wM ootleWi ?ttiNnt , f rooWO and svrsarrrart b tM torture d the credit Bard aglaetttent A eentll d youtr tuoooart b your 0--d no ve a swath 1Aeue t in y?r eiare accounts. b attntn0 batour you lsrlnt w a asatrlly Monist in ad IndvWtsl and IoM slurs anW*t dapaeit account you have with as now and In Vw At" to 04000 yaw as& card account M wee and deposits in so tedbfu- - RalMansnt Account and arq athar account list weald bas epeeist lac itraatfaetd r, 6 stall er fadirai ter if gkvn • seowNv ae nd sttkjod Us Va sea ,- intMast.Whau you ere in doI W we now, the este I in these accounts to OW amounts dw unbr yw ore t o w apa-I X SEAL. enrw amw?, Lew PATI VISA Platinum VMAPhdlnum Cash Advom APR ............8. ft Q ??% `. •, a : 4 "? BalanceTrander APR.........SAO% Y-Mchkowe 26 days Avefaps DW Balance maim $0.60 (sxdudkg new Pare) Cash AdvwM APR ...........120A, Balance Transfer APR......... 12.11% International Assessment Ree............... 1%" Card Replacement Fee: $6.00 Balance Transfer Fee ............................ None RohxmW ChoddNSF Fee: $20A0 Lab Payment Fee- .............................. $20.00" Over4ho4Xedt Limit Fee . . $20.00 ' Of vonsacdon amount **If be (6) or mops days late. /-`, information about the costs of the card desoribed in this application Is accurate as of 6/2006, This information may have .nosd after Lief deb. To OW out what may hays changed, contact the cr&2 union. o CUNA MaW Ofap, IM, 2W Pave 2 d 2 21078evcp V1 mwkwn 07l28= 8E9-9 ®Z00/EZ00d 5LE-1 888ZT7059Z8 GO 30MOd ' O' N-WOU OZ : 9Z 0Z ,-EZ-LZ all all all, a 12 lit 111"'I Olip-it'll IN8,121 is a of All lit ?$# lit l Jill, sg ? s 8' I a If Sys s 12? a? •' la tail a mfll HIT NIit] Upist1i.11l 11.. all Alt Ila ,a B? 3w a 11 1 9 if's a o sl## ?s SIb I'll . 11,12 saw it's 114 Atli; 16 ( f S, foil 1111,1 tooliflof 4ifil't all lifffloijor 11110 11 fill 111111 fil pit a a IBM oil ! $?f ii,i'18iEl: s11 t11 .0? Lai 4d d 'd 4d all .011,11 EXHIBIT `D' K!J -_L1- .L!. :". L:. 1C.' vt,.1-n . V . rUL1Ur. VU U4U1jV1SL000 a 0.,0. a vc.v...., vvi-a , a te. P9.0. box Z10020 A(SW WE U111 SL . rg4 84x' RewRs: 1-27 of 27 rows. Loan History Summary E i Membership #: 89960 Loam #: 141 Plasdc Card #: 401998.41230 401998-77622 Total LATE CHARGE ASSESSED 20.00 04/20/2010 120/ LOAN PAYMENT $73.00 73.00 $0.00 0.00 16:40:40 TRANSFER From: MQmbwehlp#N%0 Account#1 Pald Through 4/25/2010 04/19/2010 6010/ LOAN ADVANCE $73.00 $73.00 $0.00 0.00 10:55:31 04/16/2010 120/ LOAN PAYMENT- $142.28 -132.98 $9.30 0.00 08:44:12 TRANSFER From: Membership#89960 Account#i Paid Through 4/25/2010 04/01/2010 120/ LOAN PAYMENT- $130.00 0.00 $130.00 0.00 11:18:01 TRANSFER From: MQmbership#89960 Account#1 Paid Through 4/25/2010 04/01/2010 6010/ LOAN PAYMENT $0.01 0.00 $0.01 0.00 07:03:41 TRANSFER From: Membership#89960 Account#1 Inbvnet tranOw 04/01/10 08:04EST/EDY Ref. 6163641 03/26/2010* 108/ LOAN PAYMENT- $52.99 0.00 $52.99 0.00 08:58:34 TRANSFER From: MQmbership#89960 Aaoount#1 Paid Through 3/2$/2010 CORRECTION 03/2212010 120/ LOAN PAYMENT $25.00 0.00 $11.01 $13.99 14:46:39 CK+ $25.00 Paid Through 3/25/2010 Fee; LAT! CHARG! 13.99 10/26/2010 120/ Writs OfF Hold $0.00 0.00 $0.00 0.00 09:17:18 *Held Amount- $5,877.06 10/266/2010 120/NONCASH120 LOAN WRITTEN $5,877.00 -5677.00 $0.00 0.00 09:17:05 OFF 10/26/2010 120/NONCA5H120 CREDrr $5,877.00 5877.00 $0.00 0.00 09:16:09 ADJUSTMENT 10/26/2010 120/NONCASH120 LOAN WRITTEN $5,877.00 -5877.00 $0.00 0.00 08:39:34 OFF 09/30/2010 6063/ ADJUSTMENT $0.00 0.00 $0.00 0.00 19:55:10 LATE CHARGE ASSESSED 20.00 09/29/2010 120/ INTEREST RATE $0.00 0.00 $0.00 0.00 16:13:55 CHANGE OLD RAT9- 12.500 NEW RATE- 8.990 08/31/2010 6063/ ADJUSTMENT $0.00 0.00 $0.00 0.00 19:05:06 LATE CHARGE ASSESSED 20.00 07/31/2010 6063/ ADJUSTMENT $0.00 0.00 $0.00 0.00 00:00:00 LATE CHARGE ASSESSED. 20.00 07/23/2010 120/NONCASH120 LOAN PAYMENT- $143.00 0.00 $123.00 $20.00 08:22:43 TRANSFER From: Membership#89960 Account *1 Paid Through 7/25/2010 Fee: LATE CMAME 20.00 06/3012010 6063/ ADJUSTMENT $0.00 0.00 $0.00 0.00 00:00:00 Posted Operator/Drawer0escriptlon Amount Principal Interest Pees Escrow Balance $5,877 $0.00 $5,877.0 $0.00 $5,877 $5,877 $5,877 $5,877 $5,877 $5,877 $6,009. http://134.7.1.220/XPVMBIFinancial/SuperQuery.aspx?McmbershipNbr-89960&Accomt... 1/10/2o11 V.L_A1- 11 J.'Y. G.. rlSVl7 L1. V . i VL+1VL. VV v4uJ ju_lf. uu A WJA. A _wwJ f wwi? L '=-= 1 03/19/2010 6010/ LOAN PAYMENT- $6.01 0.00 $0.00 $6.01 $6,009.98 13:13:32 TRANSFER From: Membershtp*89960 Amourrt*l Internet transfer 03/19/1014:14EST/EDT Ref. 5896236 Fee: LATE CHARGE 6.01 02/28/2010 6063/ ADJUSTMENT $0.00 0.00 $0.00 0.00 $6,009.98 00:00:00 LATE CHARGE ASSESSED 20.00 02/19/2010 120/ LOAN PAYMENT $129.00 0.00 $129.00 0.00 $6,009.98 08:17:46 $129.00 Paid Through 2/25/2010 02/05/2010 120/ MAN PAYMENT $129.00 0.00 $129.00 0.00 $6,009.9 09:16:08 $129.00 Paid Through 2/25/2010 02/OS/2010 120/ ADJ NON-CASH $0.00 0.00 $0.00 0.00 $6,009.96 09:15:31 02/05/2010 120/ REVERSAL $129.00 0.00 -$35.03 0.00 $6,009.98 09:14:44 02/05/2010 1201 UNDONE: LOAN $129.00 0.00 $35.03 $93.97 $8,009. 09:14:03 PAYMENT Fa: LATE CHARGE 93.97 01/31/2010 6063/ ADJUSTMENT $0.00 0.00 $0.00 0.00 $6,009.98 00:00:00 LATE CHARGE ASSESSED 70.00 01/22/2010 108/ LOAN PAYMENT- $6.00 0.00 $0.00 $6.00 $6,009.98 08:29:30 TRANSFER From, MemberahipN89960 Account#l Paid Through 1/25/2010 Pee: LATE CHARGE 8.00 01/21/2010 6010/ LOAN PAYMENT- $0.03 0.00 $0.00 $0.03 $6,009.98 11:19:20 TRANSFER. From: Membership# #9960 Account# I Ir:t met transfer 01/21/1012:20EST/EDT Ref. 4635277 Fee; LATE CMWe 0.03 1 )kvb c*. No 641-24, ft omhttp://134.7.1.220/XPWEB/FitumiaVSuperQuery.aapx7MembmMpNbr-89960&Account.. 1/10/2011 \ i<tt EXHIBIT `E' APR/07/2008/MON 08:25 AM M- N-• vu lb: W. k"- make Ka Cft VO 0"27 NOTE-. OW on alipahin Una • Raarrn COAlpl?d form e0 or** UMOn -An! -- 1 lha Teu% In Claskow". wff ber a farad m •?t *Vm PlaoV The Pion doe rt k4ud• this avr• ont and an Addendum, "lrvur 'Your' and "borrower mean WW person who !bb Pbm. OCreft unW. %W, "our and "ue mean the Crult Linla whose name appoare on the Pl n or or"m to whom the prom union twenafbq No rbhte under on Wen. TM b a rural kdola which may be used to lend to borrowers in al sb?ln 46W Ti11.3 PLAN WOMO » Thin is an operand. MUW fealuned Credit Ohn: Wa onkO to that, flops We to &m. you wdl bomaw money (piled Noverw m") under 1A Plan.1lY• are not ylratl •t0 n10iq 11010e041 to you Under the plan and can • for v0nwn at any time. The Addend m cla¦.Illo VM of 600 (Coed "awbaoeounp') a Winkle undApp? on, the ourrent interest rate Ibr eerch aelres0ed as a daib? parbdWE ond ? pier Fo oarxul perCatwtap• rote and 0 also hew twrrrrs an; T nindula far dolonrinlhg the 2. - CROO1T UNT -• We my, but do not hem to. estabft a credit limA on erlwln embeamimb. M a audit llmk is sot for a suboopotrnl, you poor, not to mind the ambushed aredg No* It you Exceed the oradk prrrit, you prvrow to repay InwwdheNy MN ornorrnt which •rroeeds W*dit Wn L 3. REPAy? NT- YOU Pro to repay smovnls you owe undW" ids a Ph a intallilL are f On the last day of we nm%o unls" we 04 .e dlliilrO M day 21 the time of an o0aroce, If dwK%m has no subooooo^ you pymant we be d@l*l n? u afflbreeM Dow gran for a Aiii OtirR. You 1?1q Mpy al or part of Who you was at time wlhout pwel+?leg?ll. e~ it you P un Move apre?swM1<W?? In vre P001? M you hawr• a joW sh&M#vk* sccount. you wMl be riep nelbls for paying eN 6vordr41R sdv41ncee obtein•d by holdrr of tlrs ahwwdraR •aa p* Untew otl»rvrfe* by low. pownwe. wil be,d b to amowwte owed under plan. h1 t110 rn8alrwr ttwe Creit Unn c:llaoses. 1. YOU "WA rsoatr =MW of 4W491 PLUS apfee io be bound by 2. You a d us s P. 003 i-uc rv%i oa u-irq Plan I PLUS .rraaa - ?w %n oeawn wow vu.ar? n any N by up. If wa M%W yeu to use your rd tiD occons the Flan: VOW my to 9018 fbr the use of yowATVAC *W lard. You w1M rM be 09" ad use, V* ocam efter ION. OWL 0oetidlo WwA? uoi•. Ifor n• nuffl1w or ad the Card IN WNW s On Plan. your I rim wWWr&^W l?WOMed bby ON el reelrlti in on lout or ukAww. ??? d 80.0 OR SOMAL Your dedoeuree YOU your a. FINANCE CHARGE - The dOW for it My borrowed is coled-ii * m omq an *4 deft A 000 OtAIRM A w bo sOM" for ach mis belento under the Phn. To OOrrlpule w• rave a ,90 0144"M 04110110• for SOM not yaitir ~ low; ) nluglptiad t?d apOwft daily Wence periodic wale. I IM sum of these anwounls Is owed. The behnce uead tb eorrWAs the fnenee charge is the U' have belonce. nth d?l_ ilMr p0yMWM and ot? to that s been aunealReO WW NOV oddldone to the beww• hem been made. In addNsn trs k tareat, we m" If the interest raft is wlaawn wed a. t? Alltlendllrn Owlains how the vali" ilNe ed rate waft. eetLas l tn,a,?iF arty; sNI;la to in sll End 14 Mil aooounta you h" with me A" end in the Wire. If a q*W dolbv WOOW4 b pledged for on = anon, rYa vMpi from shares to lbet gem o to the somerit of Me aAAeronn&% baw es for" edrenoe. 00wrahMN Yew plftamm" shorn may be W8wft m trrNet hell you en In dafiult. ll` cridlt d?dm* own a dW ob gtaftiv, n In us tads cal low - you 9*m us O in Fight to ap* the rest trove t.QAMjNat Ctadlt and the Alptre to secure whet war 9M ~ the LQANUNItR the AddeMurn Marvopunt") end Cleft and SaGnlar AgAMa4mL 1NI1M1 you arm ht dafjlult„ LINER O*OWSowf(b ?Ipraarrwsrrt YOU authon)w w lo y "ve duet M theme, seeeu-s to i PrdectlwL ?r sion blow you ; aneunlo dve. and Oepoolto in an Indiv10Na1 R of" Ap(eremotd. ? Reiiremont /Iaoowd. and 411111 otl1N SeMnt that would y WOOS In as 11MMAdusl and 100 •PGOW eels a+Nwae+ant U"W $Oft or fedend low if GMnea you have with lie now ??? as aacY?, are no! aMr1?*at to the a ir*am" tr.? -L..- L _ ..4..... r 1----.?- WA04 eammmme •OWW%wroftOROWN M64 KMMK ONSWUNMOOPY 869-3 0Z00/8000d 5LE-1 88MOS918 M 3OI'IOd 'O'N-WOU 81:91 01,-EZ-11 APR/07/2008/VOX 08:26 AY IA-lag 101111 is: V MCI- r-r a Poaae Cndlt union balance of show and diAbrA f iii all individual and A" eovounas hwe ---idly W a ?Y that oblipatlon. MW spa in aA 6 fsda?sl dmrbm Four mne induces ' R you. t:redlt Union. N arodlt vnlon M slap abodartaim ed, eaoeapt in Ohio. R"4* lewd. WW ? ? : lt pry have a stalvlory No an the ehares and d t11a dopcoft and Mari in all individual and joint saoounis you have with us and may moerdss our rights under rho lien to the audwM permlad by at" law. ?.pl?edk orWllire?a it our NMW doe not Indlads ow I'm CM union. For all borrowers: The ke a twor year N allow us to, apply , ?= eoeow s yw?isre you was wwAh?m -not so-* to ON ?nd call l?ccourx or a other soovunt that would love spout Ir treatnaerat under stab or federal taw it given a secuft. Additional rculitp for #a Plan be re pkW at lba tarns of am edveraae. If a tulkwowtt id= a VeA of PMPOY (such as -New cowl you MUK Iii toot typa or pra?perty art seCURV WMn you on under the subecoount. Ksubaooo?M name suej+ as ?Semmd' mesme you must PMMG security acceptable b us when dblain all advance under on security that t eft V*W OW ld all other u VA segos w wrw,ne ropw In ?? ?t any loan setWed by your dy the other Inert You haw with Pd s4W dwelling Prop; us IM 7. VOLUNTARY PAYMENT - IAIe moor Baer Vokmtary 0gynhent Prothietiort to You. Vokm wy FslrrnOl t Prob Ad m is flat to ablaka Oak N You purchase VoluntaryP¦annsr t Pn n ft m to, you sulli c Inu us to add the ilea or iraauraatoe oFhsrpee .-Mi hly la your pan b,tlsmcs ark dam you Inlared an the enfe balance. At qtr aaNon wa wl?s cheage your psyment or to psAW of *no nerewsry to happy elin i surammm bCl --geq. -Me m* uM to in ? vaf a or changes. we wif pr?ovW my null i n @ required by appYraable Ielamw, 9. PGRtOM •TATNMiNT .. On • n9ul¦Ewn bomb Will iva a haWW a>a Vensam ions the Plan drs?a s ovaed by Nte daterneft and haw notices w M wont is at • halos" raced eddross you givsn?wm aa? llM :rW* We law requires Hallos to sacra , noA1oe bo M+p aAe Of YOU wiN be nanoew eN. 9. JOINT AC WNU - p this is a joint account, each of you anwrrrhta is vrdkddually and jeft respervra I fipr paying all owed. That h"M we can ertbaas our rV to under the Pllpann 16MOW If you one- of You- MOW&" of $11101"et a ow. pave im Innconsletsnt i ifrw con?rM4a to 1?g110M1 your k0bwAforn. UnIM our W" M WICY`n ? all of you to , for 'an advance moo of Y" s the other(d to ' a> m same to n w aldveleress 10!= s?. MY atocourtlholder any b mh,m M theme Plain by qI ft- prbr wrMeeen nootrice. if arty of r"A ritntMfn NsWa 'u?ev and Wft for all fWarras befene iwn ino*m. 10. PIMA AND CNAROM •- if you pits us s A44 arad in Ceftabl s of pMit?Y, we rrwl dwoe Yce nee t0 perms our ir*m* In tips It we do, tips amount of the ice wM be dWdomW to you =the you obtain on advance. we mW also al"s You other foes in coned"-with the PIM Our curront lba are dtedossd on the AddorAmn and vA be added to vow lose beleM unless you pear them M =k P. 004 1-14c !auras u-ors Mira ...?.. 11. UMTMlIZ CRM r INFOIiMA I RM ., you proviso that you w1N prronmPay 8Ne ua wrMhrh rhetlso if YOU move, ahWW your or ernpira?ilment, or N poor tighar inforrrastion you praNlded to us chertd .,U Our Mouest You on Mires to provide w updowd frnsn infbrnaofvn. I L CWAULT -The ?i pwttprttpit ed bclnDwa/d bl IdN+o, Ii0/1twa,? lPal>fts sad ?eleAah led orsdtlf w-leta. UanatXrrj ec 8ocr4h aralla ba+awsrat You VA be in delYNrlt E You de not n%ft a 90MM rrt of theam? MiltAl ad when It is due. You wart also be h default N we belleve Pr?b rosp" as ?L is d• °" a" blipsh TAe ?wfly tb eiatrowsr:e !rt wW due -min durimrhp Cowie rlhh patled. You wN> be In dshult i??frrooa srnr pr?anrfie urdsr't a Pam mrat'ialitl WiInim corhallio? or what thou ows yr mWedeity Iraapabe protepb"pn pf or our eight M any Piw'Peral YOU Pa.114 W-1 -- 7ft Pon~ spy OW to oarrowerat ft tomb Yon in dMault N yousot more than i 0 ds? hats in s You " side be In default a you Jot* twrrl= ?? thef?Pylayn?Ono y0tlr fellurs to cow" ai?tD t?lYy y011Wtd01' the x'141. Or your end d M well* Wd*" isu?sMA?t+O Bbu?A Car?ellna ?vouY+otMera: You - be i a default if you do not n1l" a My"WWR oftne amanoyunl uirsd when R le dYOU *41 b if Y dafalrb r lndar awmhYY you o ado under ?? C Ma pat va b 10 sn sdwnee uiMler the You w?M de 10 me If you O Mer for batrdn ? upaay, MOW* tnsavent. if Ycw MW •*MNwwft in any credit PIPPI-Han seanbtethrtngM weabe?M M- my credit I 1 infomraftOn. or It h ropey whetyou awe. You = under if you one M default under al You Will to by ? f and of or afrrhMor now, or i! anyllhiry ?. happens that sign On A the valor of the properly or our secudly IL ACTIONS AIM DEFAULT - The lbpaa P ? to bQMqWWS All C&ASAM11% 018640 07 IVJ?N =ld asses ctmrsered et"M WWWW WMIlino ab 80U/A r+e 6eneerwra: VAw yoY as in default and ow 4xpiratiom of pry right You have under ticable alert tow ID aim Your can donam the entke uittlaid balsrhes under the PlennG MYa+ advance MNI:e. The mpg 0 M =Cmmul a and to an h ? in G wee MR recluire hTrladlsbei 0ontsiil: Wi?tan you rdbn) Of ribs entire unpaid bslonaa under !1>amllou waive any n IN yeti have b demerad for poytrtent, notice of Ir*W b aca:eIam and nvsce of accakwo m. l?o0owrtey?p hs .vrwhr ft berrsw OM In &N after 09 (btA??-1?? is derilendsd you Mlw= 0 at we has deter Opp= I"" disdoead an M Addendum. (Centinued on need pa" A? 6v"A*YrWkL&* k0.HMO.ILK9LA0%MWftmx&a=m&1 AWASWffMWXr O RMT ONION COPY r4°'a`s ehnar.easrq 8E9-3 0Z00/6000d 5LE-1 888ZT7059T8 QO HoI'IOd ' O' N-WOHI 8Z : 9L 0L EZ-TT MAMMAS 08:26 AM P, 005 MW r1 a/ wo U_* M 0.1. le ? K at attend fbr MIWW l W P*Y n M NO been moot. yow shahs t,nd/er depaerift an be wolfed toward. Witt you owe' as povkW in eoooldee attw 6" give sn ? GOW low when you we in d eOwA Yoe wgrw On C wa Union hoo the r%M W-- Powesston of any pmpw 9= w the Plan. wWXM MUM prwoM0. If can 011 dons w thout brsat:tt of 11ts paeoi. H we pnfte to dearer the at a tlnte sod ploywea "k you dwom If the pro otpe ly is a motOw 'law or boat. you niao?c that we obttln a l? or ether aswos rd"a y to u ,WWI 1. when yovw ou are in default. We wNl pnyot be reaponait?ia ?t any Leave "ir?ds?v+e Mperly at dt b to I* Dma" VYO waft oy to rdturn that prwwly to you or males x m olstrN t6r you W Ck". Atbr VMS hm p0sesmMm or the property, we can colt It and appM a" to MW smut" yos data awe us slb er we whkh VAN Oka ybu npt?oe of i disposition orflt a peNNe ,rWW Mepotlaart toe Ite? Our 6a Nnses for t81lItIQ pf?e g Of tnd tl fihe va b e deducttd from Me Mow received tbm the costs way Include 11111 cost of MUMM p12ftd W slide law or warded Under Wo Bw*pjptoy IL You must pN dry wmm OW m new unpaid attar the sole Wed to any unpaid balance under the Plan. money has been • YOU fia11 b troy on VW WMnI at the 84M kite da st the club t rats dfsdwed on thsAddendu us;l? tmourrt het bean paid. Trte f14HMenrlpMSpra?pf+ and so Na berr?rat You era ? surd otter ndefatrM. v ipM you hem under mookable slat! law tat Legit vIe rttay roauyra iPsy MM of year ouO?ncNnp loan hrsn balance ruder the rum and salt of as securits?. You rrniy In Ira tlt11 to to i? you dtoosR or we ratty t?11Nt `fo Zj:?ion the p? apbbyy pro= "No "aaarable a qwnsf es ?inrun in UM tth11?proper?y. K maw trroai =pwty bast olar e6 etMl4 vale, be a, M?R?p.we:?y?tl? you costs psrmliOsd by Sstdion 422A15 of 1he SbNulds. You must pay any wnouK riot fernetne ! after the sale you owe under the Plan. You money has boon applied to 1watiNh? d th" a v?iN1?. Groff, at ft dOwt rote dWOMM an theAddtndum, wS atanwint is paid. If the properly it' tooted oulaids YVIvannaln at the time of debuk, we may Ndaa P of the PMM ty wiihout jtld oW ProMW K pG-M-%m a by th11.stete wners the prvpoW ls bcttao?0. 11. CANCISU.utlo Gat CHAN©wot THE ??P??W?LAAN? The dw f 11.0 G/roaft ;;;;P 'w ;; d om ronowoom. we hwe tlta right to read naft ?*W by low -Am m IM ma a tw f?hr hfaieed a dtsw vA apply to Maur a?nas. o N or/ad+erreatAh? " "WIMP"" at A+a ftn fromriche to time In acrwrdatdt wh Seafta 4n,415 of the Vft=Wn VAKft . You %0 be nOdAetl of shy "m In ONma. An In wwo in the d*Uy po todto raft under a varisble raft Mt--- rate Is not wnaidered a citorW in toms under *4 Plan. We can cancel me arium Plan or a part of ate Flan at any wm You W" eanoal"Plan at any time by o CIMAMYAMLMIOUri ?Na R %M M M ORl1ee?. e..wLL1NV.ra• womwrAw. us prtorwrtlten nown YowoWWw to pay #w w wekd ut no?the F'Ian, MM EM to 1; we you Is "Wd by anWon n22 i53 of the Y1Asconain The ftNo"v IM M OWC 916 w PtIM1 M In f of me if am to aAw 9MMyo y!ary =Clone by law. dorm A change "? a adFter that inoraataa us race pernm"* 00 entaur+t of your or theeawiaw ina.ss.s pdstinp lotlertaat WIN apply to aodadma =only yop M the C or use 11111 Plan eAp/ r000IY1rtd n01f00iY Y? O? {110 r1?waAn You ow"UM didf 1 11 wvvges t0 . T11p a banowwa in aN .- cmW ufthom hwdog to " moil to champs the ttrma at 11111 Plan *= 1kne to time after 1 tau at?? sdv11t?t?11pnodae M*WW Dy VW. Any e . m? ?d?tlecroiNon" 'k tan aaue?ed' lip any b ?ouin of appgcmft low, wt1 aim apply to unpaid 'the' ,penprapb to an but Wteaorudn bermowWSW: i w--- e in ovify periodic rata WNW a vWfrtbN Inbirest rata ls not o0rtskisrsd at OhpMe In IBM= antler iMd Plan. V11r p? go-ice! Ow wore Ittt or any part of mega Aon tty? 0 Men at us 11nyY^atio.. aur-tuft at to P 7!?tl1s td •Mv ktPlan oor+tTnues whether you a of vw i3 drraaEh 7,9 alvPiyro wYPruPnh7".9A^e I& 7M *d"A Is lomw M aeou?rtgr ?t 11tf prop11 ly u pdeeo W d any rswelptr voucher or 0~ dow"10d you rsaoin troy on advance W6"), TM Abe11skm are ap W1 4ft Mtaahad or w.P in41aw to the property rMw or in 1110 ftnuro. The ilMafdat ek0 irtdud¦s ? fbr the OropeAye i?i at POV or horn hmmmos, you er retina ?qnp of AdywAs, kWudw nrry you Keft on Mewpp ny tuft vMu11 Of Vw property d11onnM. yw Promi311 to ptw no Mara properv art Meetly it sew to do so. 16. WHAT THE BECURM WERIBU COVERIMICROBS OOL,tATGRAi. PROVI610NO - The ew w ft Wsrett Nouns to Adwwo doembW in the raceK voucher or any other doellMW you roodwe at the trrtt11 of to Advww *4 any exi nelans. nowm is or m4rw ahW of " Advwro& R ales seoursp dry other sely om you have now or tacelvo IM the eprlre under the Plan and aat? ather-ww arts or loaves indodin?f croft Gard loan rou owe us for any r alien haw or art t t#tbwi exompt my app ? hme ?tarel by your a stn Credlt'Ponds The ira pdr Contmia pd d b?r"thasF dsnalti T Rule. prop11tty wpl secure only tM Advance and not ott+ar w"Cuft you &** 17. C MGAWIO OR THE PROPGRTY - You p atat y you awn d Pr'apwW you aim as socudy or If ilia A ow Is to Day the properly, YOU pOWN11e you wit ues 11111 AdvAnM Ibr VW You prar+ W MW no ohs else has any inane in or ;?Ouk st te property twt vow tow " aWeeAv told us ebotrt pwrarn se not to *0 or Ittse the prope ity or la use it as rew ft far a loan Wth Cn libw Into the Advance I* r+epoid, You Own you no corer WAu * interest or Herr to M4ch to tho pr" wrty wiMrwr by parr *Wme or by doef en of law. (Conanued on r6ota pogo) OF40W UNION COP1r 889-9 0200/Mod 5LE-1 888ZIi059L8 ao 30ilod ' O' N-WOEH 81:91 0Z , -BZ-tL APR/07/2008/MON 08:26 AM "-in-, Vs M; I= rturl- G ~ Y iId-UM 104- TAMAND VMS -You mint W&UPW Pan. W rmy = the you * W46% able to °un°°ouaroMeep pmMV Wounxwo ana+ph, a tOIq-you &we@ y lam, or through a yat avid payfor. ?rou promise m motor the insurance p y p__ tow and is deliver the policy or proof of oovw ps to us it 4sMd to do so. N you eaneei yaw insursnas and ad a ntlLnd. we hevs a 4* to the ra[t". it l1AS POP" a last or darns d, we Wl Un the Insurerm s.Mlsnnrrt a r.vvr thi goer rly o arltr It ?whet you owr. You euembe us cheek be P you In kuwas a which way y relund or bmi0ft " under you l nco ppo ea?. You d? ?pro? ppy as town and teas (Nka molstratbn *M) it you do not paps the tVM or lbeb on Me PMWIY when due of kjop it Wwrad, wr 0 pay these abNpationa, but we we not baarr b ma. few or adverft urar+oeiMiido DOW Arv* money W do w ?idsp m Ing u?b annud yco will paayoyir?lstwt ova times artyants at the same rMe poonignnecoo on an theme i"wance fion a aonrpen which provides ktstr?nms. V% malt monitor our loans for the Q#W oompp n d wNh summe mg ub ubwnwta of OW loan MMadded to an ` na°a10& tf?ioluuati)i innsunini `a aompsnys a to we end ) flu, mm d d ti+n+?p ""Nam conz kdKMe a requirannsnta, i we ono" for teooea, fees or Insum n<s fo the unpaid balance of on advenas, we mamma your ptyrmwb to fire amount added wiWnfhe tmn at#* insurorros or tarn of the advance. is, INSURANCE "O" m « N you do not pmbme the f84Wred oto"M i Mrs-oa: tlrs klstrfMAM VM may vur+chaae and owgp you for wit Dover any our ksarest, in the property. rhs prwnliunr for this inrur•nes nay be Maher beicaUSs tlra insumium xnpwq may haw Men us do Mm b insurance rN! it lost or dwnoQtrd. pWW1 tnsun noewiN net be ?rlnwrat- and will am sedan any atatis Anane?l rt??otMlb or no fawn bma THE ZOa MMURRY INTEREST - If yaw stole isuas s p?yau ptanise tD IiBMS our aOCUfl?i interval shown on te s. h m" hoe to ft who W oelled a stitetrIal' to OW sMft int'st*$i ftfn the all or oumn. If O*W b do so, yaw P. 006 -pct rerlidn U-00A proms b sin s twreu+oirM swWrOMIL YOU pmmbo to do kilstki perry- , Y? p?t?M?s to ?t at ?ind?u?dinN Wt net Rmiiod ed +?? stitarn.ir fires, w irrour In probotinp our WW in the orooah?. do the .xtsr+! 21. USE Of PROPERI v urd tyre Aelwixe n a ossn pain ON. Y04 P y'm wilt __ ?11) rue the Proostly esriefuar and IoeaP i< in Scrod no*. m t74?n our woom perrnisom befbra ar d?engtng aye #ctdrtee matdng +nejar ct,:+pes b ai. win wry bNore F.-I-jon Or, where tae pmmw is Me& (3) as its aditK 14T us lnspa tf+a w ?Y- 4 Pra„puY hadfjl wi ff th. peep.Kty is dsmaped..?olen ear ( Nat uss tlr o properly 6or ow uniewtul Purpow (7) Not to ,eWs property in another able without t omw w. 22. NaTICZ 'r'0 NORTH GAMMA BORKCANNIs PURCHASWti A VEtlM9 -$1M &§rR VEHICLE SEBUML TPANSACTION W R 10 Rev lalm AND ` SOLD °a a SOCURED ONE "?A6A DUE RTY Al Nr THAT SAI.S?YOU 141AY PA HAVE TO PAYTiEOff GRENCS 21 NOTICE FORARI> "GI MMM OF PROPERYY « N Is unlawful for you to fay do tstum n motor veWN t * V m a saouriRy i wlthln vftdays miler y*v have hocks of default, Tho Home wig be mud to the eddraae You ohsnpes."1 Hs n1wpx+nurn P low airM lri?lle diNu address motor ',Ok to is one yaw in pr40r1 sndMr a fine of 3150'000. 44. DELAY IN WOCK` NO RIOITl3 CNAN!#f <# 1N THE PLAN - YVa can delay le our Ida under this Pion any nwhbar of 6nm Ihr abr ? b ?aoeorotso our ft* Mts. Vve can onfaM Ws Pian against your holm or "Wen wi a%+is l p ft to.. w. or the Platt, you 10 loll " Is d= by it Cowl b W °w t nerm NNW is aC fiEnW TO UTAH of ap ?+This bet w m you snd the onsett union, Thin wfluan agreerrrant may not t e ooir e cw sed by evido m of any mallape QUM IL 27.23 *@dW Wm I ME TO ONN CO. p is *adk %IrQg ft ??r `N THAT YOti AiW iAW?tl1? t111 POR RtePAvurw OR PAY THE R15NZ3SR fi/?S iA LEGAL RI MICT FROM W14. x ssssrlsM ]_ 0444401 arts th-M - % CuWWjn QmW-19K at ek sk 0. It it area rVUasxrs Ilio3lYta CRW UNION COPY 8E9-3 0Z00/1100d 5LE-1 8882109918 no HoI'IOd 'O'N-Wom 61:91 0L,-EZ-11 APR/07/2008/MON 08:25-AM ., ?-ray-• ?? x?; 5•r tl?.lq- _ + R0.8 2 00 E I SOesl ?_ oiMzs?oao &wuli IW=$ Oft MO *4W P. 002 1-144 rea1ee u-vl4 00en-&W Dlebmem nt Ftemlpl, Plea wry i®LL"MAuly JOHN f iIMALir . /!NMl1 a.?ases rAe?rne.oorti '? ?a+.1rwe+vn CON9UTAEICB CWYO AND 08%W868 NOTICE -The ftkm q I?ah PIP m Y,a.ItdMoeae anon ?M ba r ar oAedo.d? NOTICE: ANY HOLM OF 1M CONSUMER CREW CONTRRA'GT !S SUBJECT TO ALL -CLAROS 00 DEFENSES YUWQH " OEBM COW) ASSERT AGAINST THE MUM OF GOODS OR SERVIL7r.S OBTAINED PURSUANT MlWWQ OR VMITN TIM FROCKM HWOr. ROCOVIIKY "URRUNDER BY THE DEBTOR WALL Wr CXCM AMOUNM PAID M1?'nr CEWTM H111ROUNDBIR. nw WaaNl" to vurga. V*0cL TmrmW" ai Ya El m nom cram os.aaiity C3 mr4e *60 Lft E3 joint cmn lusom ? .roftcm" life ??e'?r"?iii s .ate ' s ,ooa _ AN 5.124 wjrcarwovaa9rl i "gy nik ev r MALM K MAWT AMA r'OWMPAW anwelNr re ANIMAL or"mral"mWeaddoww" 0A*=2 a 11.E K 47.i?0 s s l.1:pt.N AMMM AOWAM t?m MIOI7Af? d?+iRntiT•••n? W?lOROAEORINA i1?MM1esAWN1 S.?fiAO s a .M 4?740N mu V*j r s e" dMd in Ass f? 0lfiird oeolion above ? M eararq? WAr fans d tl? I.?OMIN?INiR Grill! sne asay A?iwms:nt ?v?ti ?C?inw?rsr? r??cirY M yeu ? vnien Harr eri? Yis Atuinr ' a van we w NAp? tiAwa?ee. ms volucmr>Ij? Oka we aorM M fly ?kAteq? t 6ooUon ibr Voluneny Psrrnalit PnoMOVon a CLm m lnL1LaRotmAMe. o; K Mat M ?1 Zdo1. ? Ml ?MONfs nR/dlVlO 889-9 0200/L000d 5LE-1 888ZNS918 no 33I'IOd 'O'N-WOH 81:91 011-£Z-11 EXHIBITT' I?1-ll' 1? 111:+; LL r.:vvj-n. v. rvLivn vu 9 Loan History Sum rrm ry C Membership #: 89960 Loan t: 51 Posted Operato rawerDesa'iption Vi VJfJZ4VVv ??A; "' :: ^r'"`mil" t•.7?Y.-' 2860 11 7th S{ )lira(*, A10 64 W Raulb: 2-27 of 27 rows. Total Principal Interest Fees Escrow balance Amount x2:14 11:58 01/2010 120/ Write Off Held $0.00 u.YY ;u.uu v.w We .41 *Held Amount- $6,510.17 1201NONCASH120 LOAN WRITTEN $6,510.17 -6510.17 $0.00 0.00 $0.00 6053/ OFF LOAN PAYMENT- $0.01 0.00 $0.01 0.00 $6,510.1' TRANSFER From: Membership#89960 Account#1 120/ INTEREST RATE. $0.00 0.00 $0.00 0.00 $6,510.1' CHANGE OLD RATfdw 11.250 NEW RAT9- 6.000 6053/ LOAN PAYMENT- $0.01 0.00 $0.01 0.00 $6,510.1 TRANSFER From: Membership#?89960 Account#1 6053/ LOAN PAYMENT $0.01 TRANSFER 0.00 $0.01 0.00 $4,510.1 From: Memb"lpp89960 Amount#1 6053/ LOAN PAYMENT- #198.97 -176.31 $22.66 0.00 $6,510.1 TRANSFER From: Membership#t89960 A=unt*1 _ 60$3/ LOAN PAYMENT- $0.01 0.00 $0.01 0.00 $6,686.4 :28 :00:00 TRANSFER From: Membership:?89960 Account#I /02010 6053/ ENT- $13.02 -6.83 $6.19 0.00 :00:00 TRANSFER From: Memb"Ip#6"60 Aocount#1 /25/2010 6053/ LOAN PAYMENT $211.98 -94.84 $117.14 0.00 e00:00 TRANSFER From: Membership889960 Amount#1 /01/2010 6053/ LOAN PAYMENT- $0.01 0.00 $0.01 0.00 1:00:00 TRANSFER From: Membership#89960 Account*1 1/03/2010 6010/ LOAN PAYMENT- $0.01 0.00 $0.01 0.00 1:20:04 TRANSFER From: Membership+f89960 Account#1 Internet transfer 05/03/10 09.19EST/EDT Ref. 6932622 1/3012010 120/ LOAN PAYMENT- $212.00 -122.54 $89.46 0.00 0:08:06 TRANSFER From: Membership#09960 Acaount#1 Paid Through 5/26/2010 3/26/2010• 108/ LbAN PAYMENT $91.00 -60.92 $30.08 0.00 3:57:42 TRANSFER From: MembershlpN89960 Account#1 Paid Through 4/26/2010 CORRLCYION 3/26/20100 1081 CREDIT $143.99 113.91 -$30.08 0.00 8:54:26 ADJUSTMENT 3/19/2010 6053/ LOAN PAYMENT- $143.99 -113.91 $30.08 0.00 0:00:00 TRANSFER From: Membwahip*89960 Amount#1 3/05/2010 6010/ LOAN PAYMENT- $0.01 -0.01 $0.00 0.00 9:13:53 TRANSFER From: Membership#89960 A;count:li Internet transfer 03/05110 10: 1SWr/EDT Ref. 5577976 3/05/2010 120/ LOAN PAYMENT $68.00 -37.75 $30.25 0.00 6:29:36 $5,693. $6,788. $6,788. $5,971.61 $6,857.70 $6,971 htlp://134.7.1.220/,1'WF,, Financial/SuporQuory.aspx7MembershipNbr=899608tAccount... 1/14/2011 wi-ii- 11 vt ? GG rrsul'!-n . lr . ruw tim Q u 1 VJL. A VVifr, wwiZ L ZZI VJ.uJ $68.00 Paid Through 10/26/2009 03/05/2010 120/ REVERSAL $66.00 0.00 -$25.60 0.00 $7,009 06:27:54 03/05/2010 120/ UNDONE: LOAN $68.00 0.00 $25.60 $42.40 $7,009 08:27:25 PAYMENT No! LATE C"ARGE 42.40 02/19/2010 120/ LOAN PAYMENT $112.39 -39.70 $72.69 0.00 $7,009 08:17:46 $112.39 Paid Through 10/26/2009 02/05/2010 120/ LOAN PAYMENT $89.00 0.00 $89.00 0.00 $7,049 09:16:08 $89.00 Paid Through 9/26/2009 02/05/2010 120/ REVERSAL $89.00 0.00 -$89.00 0.00 $7,049 09:14:44 02/05/2010 120/ UNDONE: LOAN $89.00 0.00 $89.00 0.00 $7,049 09:14:03 PAYMENT 01/22/2010 108/ LOAN PAYMENT- $212.00. 0.00 $212.00 0.00 $7,049 08:29:30 TRANSFER From. Membership#89960 Account#1 Paid Through 9/26/2009 10/15/2009 6010/ LOAN PAYMENT- $0.01 0.00 $0.01 0.00 $7,049 10:41:44 TRANSFER From: Membership#89960 Account#1 Internet transftr 10/15/0911:42E5T/EDT Rot. 3001951 08/31/2009 130/TELLER4 IRAN PAYMENT $222.60 - 120.94 $101.66 0.00 $7,049 13:57:24 CK+ $222.60 Paid Through 8/26/2009 1 E ft%mek,iV14 http://134.7.1.220/XP1 /Financial/SuperQuery.mpx?MembershipNbr=g9960&Acc,ount... 1/10/2011 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor -'0001 a( 4n,n?,rf.?, 0 ': FF- _•-ERIFF FIL.EO-OFFICE CAP THE PRO T HONOTA.RY 2011 JAN 27 PM 3: 03 CUMBERLAND GOUNI'Y PENNSYLVANIA K.C. Police Credit Union VS. John Maley (et al.) Case Number 2011-586 SHERIFF'S RETURN OF SERVICE 01/24/2011 07:26 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on January 24, 2011 at 1926 hours, she served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Kelley Maley, by making known unto herself personally, at 75 Hillside Circle, Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at he same time handing to her personally the said true and correct copy of the same. r, AMANDA COBAUGH, DE TY 01/24/2011 07:26 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on January 24, 2011 at 1926 hours, she served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: John Maley, by making known unto himself personally, at 75 Hillside Circle, Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at he same time handing to him personally the said true and correct copy of the same. l? AMANDA COBAUGH, DEPU SHERIFF COST: $71.44 January 25, 2011 SO ANSWERS, RON R ANDERSON, SHERIFF _oun pS?iEO ahe i .. ?'Pl. 6u:. K.C. POLICE CREDIT UNION, Plaintiff V. KELLEY MALEY and JOHN MALEY, Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION NO. 2011-586 PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT TO THE PROTHONOTARY OF CUMBERLAND COUNTY: C" 3 G .,03 rnm ZM z? r2 71, o p, C --i -n N c.n 0 c? Pursuant to Pa.R.C.P. No. 1037(b), enter judgment in favor of the Plaintiff in the above referenced action, and against Defendant, Kelley Maley', in the above referenced action for failure to file a responsive pleading within twenty (20) days from the date of service of the Complaint and assess Plaintiff s damages in the amount of $10,326.10 plus 2.78 per diem, calculated as follows: Counts 1-11 Counts 111-IV Principal $387.48 Interest to Date $31.08 Per Diem Interest $0.15 Subtotal $418.56 Principal $5,877.00 Interest to Date $428.53 Per Diem Interest $2.01 Subtotal $6,305.53 c? --4 rn? C C:>-n o r' C4* 1,9 516 9,?p?'ce ?,?t,ilcd 'Plaintiff is not pursuing judgment against Defendant, John Maley, pursuant to a general release executed by John Maley in consideration for a partial payment on Counts VNI, of which he was jointly and severally liable. Counts V-VI Principal $2,010.17 Interest to Date $141.84 Per Diem Interest $0.62 Subtotal $2,152.01 All Counts Attorneys' Fees $1,200.00 Costs of Suit $250.00 $10,326.10 plus $2.78 per diem I hereby certify that a written Notice of Intention to File this Praecipe for Entry of Default Judgment was given in accordance with Pa.R.C.P. No. 237.1; a true and correct copy of the aforesaid Notice is attached hereto as Exhibit "A." I hereby certify that the last known address of the Defendant, Kelley Maley, is: 75 Hillside Circle Camp Hill, PA 17011 Respectfully submitted, CUNNINGHAM & CHERNICOFF, P.C. Date: Februaryq , 2011 By: M Nicholas A. Fanelli, Esquire Penna. Atty. I.D. #308136 2320 North Second Street Harrisburg, PA 17110 Telephone: (717) 238-6570 (Attorneys for Plaintiff) EXHIBIT `A' K.C. POLICE CREDIT UNION, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. CIVIL ACTION KELLEY MALEY and JOHN MALEY, Defendants NO. 2011-586 TO: Kelley Maley Kelley Maley 75 Hillside Circle P.O. Box 433 Camp Hill, PA 17011 Enola, PA 17025 DATE OF NOTICE: February 15, 2011 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford St. Carlisle, Pennsylvania 17013 Phone: (717) 249-3166 CUMBERLAND COUNTY NO. 2011-586 AVISO IMPORTANTE TO: Kelley Maley 75 Hillside Circle Camp Hill, PA 17011 Kelley Maley P.O. Box 433 Enola, PA 17025 FECHA DEL AVISO: February 15, 2011 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE REGISTRAR COMPARECENCIA ESCRITA POR SI MISMO O A TRAVES DE UN ABOGADO Y SOMETER CON LA CORTE SUS DEFENSAS U OBJECCIONES A LOS CARGOS QUE SE HAN PRESENTADO CONTRA USTED. A MENOS QUE USTED ACTUE DENTRO DE DIEZ DIAS DE HABER RECIBIDO ESTE AVISO, LA CORTE PUEDE TOMAR UNA DECISION EN CONTRA SUYA SIN TENER DERECHOS A UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAS QUE CUALIFICAN. Cumberland County Bar Association 32 South Bedford St. Carlisle, Pennsylvania 17013 Phone: (717) 249-3166 Respectfully submitted, CUNNIN Date: February 15, 2011 By: ,I Nic akA. 'i~ani i, Esquire 1.6.#308136 2320 North Second Street Harrisburg, PA 17110 (717)238-6570 2 C U.S. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL. DOES NOT PROVIDE FOR INSURANCE-POSTMASTER Receiv INGHAM & CHERNICOFF, F iggn NORTH SFrnNO STREET PO BOX 60457 .',- ?pSBURG, PA 17106-0457 One ece of ordinary mail addressed to: PS Form 3517, January 2001 U.S. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE-POSTMASTER Receive?iRL1Ni"IGHMA & CHERNICOFF, F ".320 NnRTH SFrnND STRFFj 0 HC?; 60457 7 -SSURG, PIS 17106-0457 One piece of ordinary mail addressed to: 5 r c)LC L. !V) PS Form 3817, January 2001 H?,4ER a p ` `J = 10 c? 'US POSTAGE' L r HASLER I iL G {h li C^ J, 1SPOSTAGE NOTICE OF ENTRY OF DEFAULT JUDGMENT TO: Kelley Maley 75 Hillside Circle Camp Hill, PA 17011 YOU ARE HEREBY NOTIFIED that on Fc?' 9 S , 2011, a Default Judgment has been entered against you in the above captioned case. -ba4 ?-[ j-'00= Date: ?? PROTHONOTARY Tl? I hereby certify that the name and address of the proper person to receive this notice under Pa.R.C.P. 236 is: Kelley Maley 75 Hillside Circle Camp Hill, PA 17011 Por este medio se le esta notificando que el de del 2011, el/la siguiente Fallo he sido anotado en contra suya en el caso mencionado en el epigrafe. FECHA: Protonotario Certifico que la siguiente direccion es la del defendido/a segun indicada en el certificado de residencia: Kelley Maley 75 Hillside Circle Camp Hill, PA 17011 K.C. POLICE CREDIT UNION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. CIVIL ACTION KELLEY MALEY and JOHN MALEY, Defendants NO. 2011-586 CERTIFICATE OF SERVICE I, Julieanne Ametrano, Legal Assistant, with the law firm of Cunningham & Chernicoff, hereby certify that a true and correct copy of the PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT was served by first-class mail, postage prepaid, on the following: Kelley Maley 75 Hillside Circle Camp Hill, PA 17011 CUNNINGHAM & CHERNICOFF, P.C. ,I Date: February? , 2011 By: a'vbjtx? )'?tdx'cu_ Julieanne Ametrano