HomeMy WebLinkAbout04-0678PETITION FOR PROBATE & GRANT OF LETTERS
Estate of VICTOR A. CROLEY, JR.
also known as
Social Security No. 523-20-9990
No. 21-04-
To: Register of Wills for the
, deceased. County of Cumberland
Commonwealth of Pennsylvania
The Petition of the undersigned respectfully represents that:
Your Petitioners, who is/are 18 years of age or older and the Executor/rix named in the Last Will of the
above decedent dated April 6, 2004 , and codicils dated Aprif 28, 2004 The Executor
named none died . Renunciations for none attached hereto.
Decedent was domiciled at death in Cumberland County, Pennsylvania, with his last family or principal
residence at 1426 Bradley Drive, North Middleton Township ,Carlisle
Decedent, then 78 years of age, died June 16, 2004 , at Carlisle reqional Medical Center.
Except as follows, decedent did not marry, was not divorced and did not have a child born or adopted
after execution of the Will offered for probate; was not the victim of a killing and was never adjudicated
incompetent: N/A
Decedent at death owned property with estimated values as follows:
(If domiciled in PA) All personal property
(If not domiciled in PA) Personal property in PA
(If not domiciled in PA) Personai property in County
Value of real estate in Pennsylvania, situated as follows:
1426 Bradley Drive, I-113, North Middleton Township,
Carlisle, Pennsylvania
$95,760.00
$.
$28,160.00
WHEREFORE, Petitioners respectfully requests the probate of the Last Will and Codicil(s) presented
herewith and the grant of letters testamentary thereon.
Signatg~e(s) and Residence(s) of Petitioner(s):
Debia E. Flyte ~/
650 Wagner Drive
Carlisle, PA 17013
,'DC
OATH OF PERSONAL REPRESENTATIVE ""
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
ss
The Petitioner(s) above named swear(s) or affirm(s) that the statements in the foregoing petition are
true and correct to the best of the knowledge and belief of Petitioner(s) and that as personal representative of
the above decedent, petitioner(s) will we!! and truly administer th.C~e;state accordinq to law.
Sworn to or affin-ned and subscribed ~___~,.'~
before me this ,~0 day of Debra E. Flyte
7uly .¢2004. ~ ~ .q 650 Wagner Drive
~ /~ 7~ //~-.--- /~ Carlisle, PAd7013
No. 21-04- (C,-~'~
Estate of Victor A. Croley, |r.
· deceased.
DECREE OF PROBATE & GRANT OF LETTERS
AND NOW, this v~C~h day of July, 2004, in consideration of the Petition on the reverse side hereof,
satisfactory proof having been presented before me, IT IS DECREED that the instrument(s) dated April 6.
2004, and April 28, 2004 described therein be admitted to probate and filed of record as the Last Will of
Victor A. Croley, Jr.; and Letters Testamentary are hereby granted to Debra
E. Flyte
FEES
Probate, Letters, Etc ........ $ 235.00
Short Certificates(-3-) ...... $ 9.00
Renunciation(s) ........... $
JCP .................... $ 10.00
Other Will Paqes(-2-) .... $ 6.00
Other Codicil .$ 10.50
Other Codicil Paqes (-1-) ..... $ 3.00
TOTAL: .... $ 273.50
Filed ............................
Register of Wills
~RW~N & MoKNIGHT
Roqer B. Fwi~Esquire (06282
ATTORNEy. Ct. I.D. No.)
60 West Pomfret St., Carlisle, PA 17013
ADDRESS
717-249-2353
PHONE
UN 1 9
COMMONWEAL?H OF PENNSYLVANIA · DEPARTMEN'r OF HEALTH · VITAL RECORDS
CERTIFICATE OF DEATH
Victor A. Crol, Jr.
Cu~t~erland Carlisle
.,Laborer
1426 Bradley Dr.
Carlisle, Pa 17013
Victor A. Sr.
Debra E. Flyte
Carlisle Regional Medical Center
I~. 650 Waqner Drive, Carlisle, Pa 170~~
,~uly 13, 2004 ~rlington National Cemete .,, orr Myer, VA
aig Juegensen
LAST WILL AND TESTAMENT
I, VICTOR A. CROLE¥, JR., of North Middleton Township, Cumberland County,
Pennsylvania, declare this instrument to be my Last Will and Testament, hereby expressly
revoking all Wills and Codicils heretofore made by me.
1. I direct my Executrix to pay all of my debts, funeral and administrative expenses as
soon as may be done conveniently after my decease.
2. i authorize and empower my Executrix to sell any realty owned by me at my death,
and not specifically devised herein, at either public or private sale, and to give good and
sufficient deeds therefor, in fee simple, as i could do if living.
3. i devise and bequeath all of my estate of every nature and wherever situate as follows:
(a) the sum of $5,000.00 to JUDY P. DAVIS;
(b) the sum of $5,000.00 to DEBRA E. FLYTE; and
(c) all the rest, residue and remainder to my brother, PATRICK~M~.7
CROLEY.
4. I nominate and appoint DEBRA E. FLYTE to be the Executrix of this my~st Will
and Testament; she is to se~e as such without bond.
5. I hereby suggest that my personal representative retain the services of Irwin &
McKnight as attorneys in the settlement of my estate.
2004.
IN WITNESS WHEREOF, I have hereunto set my hand and seal this 6th day of April,
VICTOR A. CZROLEY, JR.
(SEAL)
Signed, sealed, published and declared by VICTOR A. CROLEY, JR., the above-
named Testator, as and for his Last Will and Testament, in the presence of us, who, at his
request, in his presence and in the presence of each other have subscribed our names as witnesses
hereto.
2
.4 CKNO WLEDGMENT .4ND .4FFID.4 VI T
WE, VICTOR A. CROLEY, JR., MARTHA L. NOEL and SHARON L.
SCHWALM, the Testator and witnesses respectively, whose names are signed to the foregoing
instrument, being first duly sworn, do hereby declare to the undersigned authority that the
Testator signed and executed the instrument as his Last Will and Testament, that he had signed
willingly, that he executed it as his free and voluntary act for the purpose herein expressed, and
that each of the witnesses, in the presence and hearing of the Testator, signed the Will as a
witness and that to the best of their knowledge the Testator was, at that time, eighteen years of
age or older, of sound mind and under no constraint or undue influence.
( MAI~tHA (.. NOEL
SHARON L. SCHWALM
COMMONWEALTH OF PENNSYLVANIA :
: SS:
COUNTY OF CUMBERLAND :
Subscribed, sworn to and acknowledged before me by VICTOR A. CROLEY, JR., the
Testator herein, and subscribed and sworn to before me by MARTHA L. NOEL and SHARON
L. SCHWALM, witnesses, this 6th day of April, 2004.
N~tary Pubhc
Notarial Seal
Roger B, Irwin, Notary Pubbe
Carlisle Bom. Cumberland County
My Commission Expires Oct 3, 2004
3
FIRST CODICIL
TO THE LAST WILL AND TESTAMENT OF
VICTOR A. CROLEY, JR.
1, VICTOR A. CROLEY, JR.. of North Middlclon Towuship. Cumberland County, Pennsylvania.
having made my Last Will and Testament dated April 6, 2004, do hereby make, publish and declare this to be
the First Codicil to my Last Will and Testament.
FIRST: I hereby amend, modify and replace Paragraph 3 of my Last Will and Testament to read as
toliows:
follows:
(a) The sum of $5,000.00 to Judy P. Davis;
(b) The sum of $5,000.00 to Debra E. Flyte;
(c) Thc sum of S10.000.00 to Sun Cha Su; and
I devise and bequeath all of my estate of every nature and ~;l~rever~tuate
. as
(d) All the rest, residual and remainder to my brother, Patrick M. Croley.
S'ECOND: I hereby ratify and affirm all the other provisions of in5' Last Will and Testament dated
April 6, 2004.
IN I~.TTNESS 14'HEREOF, I have set my hand and seal this ~.~'r~ day of April, 2004.
'VICTOR A. CROLEY, JR.
The preceding instrument, consisting of this one typewritten page was on the da3.' and date thereof
signed, sealed, published and declared by the person thereof named, as and for a codicil to said person's last will
and testament in the presence of us, ~xho. at said person's request, in said person's presence and in the presence
of each nther have subscribed o~r names as witnesses hereto.
ACKNOWLEDGMENT AND AFFIDAVIT
WE, VICTOR A. CROLEY, JR., SHARON L. SCHWALM and MARTHA L.
NOEE, the testator and witnesses respectively, whose names are signed to the foregoing
instrument, being first duly sworn, do hereby declm'e to the undersigned authority that the testator
signed and executed the instrument as a First Codicil to his Last Will and Testament, that he had
signed willingly, and that he executed it as his free and voluntary act for the pu¢osc herein
expressed, and that each of the witnesses, in the presence and hearing of the testator, signed the
First Codicil as a witness and that to the best of their 'knowledge the testator was, at that time,
eighteen years of age or older, of sound mind and under no constraint or undue influence.
VICTOR A. CROLEY, JR.
SHARON L. SCHWALM
MA~THA ~NOkL
COMMONWEALTH OF PENNSYLVANIA:
: SS:
COUNTY OF CUMBERLAND :
Subscribed, sworn to and acknowledged before me by VICTOR A. CROLEY, JR., the
testator herein, and subscribed and sworn to before me by SHARON E. SCHWAEM and
MARTHA L. NOEL, witnesses, this ~/~da.,,' of April, 2004.
No}aD' Public
Notarial Seal
Roger 8. Irwin Notary Public
Cadls!¢ Bom, Cumberland County
My Commission Exp ms Oct 3, 2004
CERTIFICATION OF NOTICE UNDER RULE 5.6(a)
Name of Decedent:
Date of Death:
Estate No.:
Victor A. Crolev, Jr.
June 16, 2004
21-04-00678
To the Register:
I certify that notice of the beneficial interest required by Rule 5.6(a) of the Orphan's
Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate
on July 22, 2004.
Name Address
Debra E. Flyte 650 Wagner Drive, Carlisle, PA 17013
Gia L. Kovalik 1428 Bradley Drive, J214, Carlisle, PA 17013
Judy P. Davis, alk/a Pranom B. Davis RD2, Box 711, New Bloomfield, PA 17068
Sun Cha Su 1424 Bradley Drive, D211, Carlisle, PA 17013
Patrick M. Croley 11466 Courtney Waters Lane, Jacksonville, F1 32258
Notice has now been given to all persons entitled thereto under Rule 5.6(a) except none .
Date: 07/20/04
Name Roeer B. Irwin, Esquire
Address 60 West Pomfret Street
Carlisle. PA 17013
Telephone (717) 249-2353
'~LJ :'O~D ~[I,P'Ll~L[ltl~apacity:
X
Personal Representative
__ Counsel for Personal Representative
,2'
REV- 1500 EX + (6-00)
D
E
C
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG, PA 171Z8-0601
E
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REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
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DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
CROLEY JR. VICTOR A
DATE OF DEATH (MM-DD-YEAR) DATE OF BIRTH (MM-OD-YEAR)
06/16/2004 04/13/1926
(IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
1. Original Return
4. Limited Estate
6. Decedent Died Testate
(Attach copy of Will)
F-'--] 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit
(date of death between 12-31-91 and 1 -1-95)
NAME
Roger B. Irwin Esq.
FIRM NAME (If Applicable)
IRWIN & McKNIGHT
2. Supplemental Return
4a. Future Interest Compromise (date of death after 12-17-82)
7. Decedent Maintained a Living Trust
(Attach copy of Trust)
TELEPHONE NUMBER
717./249-2353
OFFICIAL USE ONLY
FILE NUMBER
21-04-00678
COUNTYCODE YEAR NUMBER
SOCIAL SECURITY NUMBER
523-20-9990
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
(date of death
3. Remainder Return priorto 12-13-82)
5. Federal Estate Tax Return Required
8. Total Number of Safe Deposit Boxes
Election to tax under Sec. 9113(A)
IAttach ScL O)
COMPLETE MAILING ADDRESS
60 West Pomfret Street
West Pomfret Professional Bldg.
Carlisle, PA 17013
28,160~'~:
N~e
83,190.32
No
None
17,802.96
14,785.46
c50FF,C,~,,~E ONL~
(8) 111,350.32
(11) 32,588.42
(12) 78,761.90
1. Real Estate (Schedule A) (1)
2. Stocks and Bonds (Schedule B) (Z)
3. Closely Held Corporation, Partnership or . (3)
Sole-Proprietorship
4. Mortgages & Notes Receivable (Schedule D) (4)
5. Cash, Bank Deposits & Miscellaneous Personal Property (5)
(Schedule E)
6. Jointly Owned Property (Schedule F) (6)
r--] Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7)
(Schedule G or L)
8. Total Gross Assets (total Lines 1-7)
9. Funeral Expenses & Administrative Costs (Schedule H) (9)
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10)
11. Total Deductions (total Lines 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11 )
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been (13).
made (Schedule J)
14. Net Value Subject to Tax (Line 12 minus Line 13) (14)
TU"
T
I
O
N
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
0.00 X .0 0 (15)
28,160.00 X .0 45 (16)
30,601.90 X .12 (17)
20,000.00 x .15 (18)
78,761.90
0.00
1,267.20
3,672.23
3~000.00
(19)
7,939.43
15. Amount of Line 14 taxable at the spousal tax
rate, or transfers under Sec. 9116(a)(1.2)
16. Amount of Line 14 taxable at lineal rate
17. Amount of Line 14 taxable at sibling rate
18. Amount of Line 14 taxable at collateral rate
19. Tax Due
Copyright (c) 2000 form software only The Lackner Group, Inc.
Form REV-1500 EX (Rev. 6-.00)
Decedent's Complete Address:
STREET ADDRESS
1426 BRADLEY DRIVE
CITY
Carlisle
STATE
?A
ZIP
17013
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
(1)
396.97
Total Credits ( A + B + C ) (2)
7,939.43
3. Interest/Penalty if applicable D. Interest
E. Penalty
Total Interest/Penalty ( D + E ) (3)
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page I Line 20 to request a refund (4)
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5)
A. Enter the interest on the tax due. (SA)
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B)
Make Check Payable to: REGISTER OF WILLS. AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
. retain the use or income of the property transferred; .........................
· retain the right to designate who shall use the property transferred or its income; ...........
c. retain a reversionary interest; or ....................................
d, receive the promise for life of either payments, benefits or care? ...................
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration? ................................ l-'--J
3, Did decedent own an "in trust for" or payable upon death bank account or security at his
or her death? ..............................................
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property
which contains a beneficiary designation? ................................ r-~
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,
YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
396.97
0.00
0.00
7,542.46
0.00
7,542.46
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true,
correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNATURE OF~ERSON RESPONSIBLE FOR FI, I~ING REal'URN DEBRA E. FLYTE DATE
~' !/~ II ~ _ /",, /// / _. 650 WAONDR DRIVE ,-, / --/ z
S,G.A~r'O~dF P~EPAR~'~ O~F~T*AN REPR~I~NTAT,VE IRWIN & McKNIGH'I' DATE ! -- --
3 , ,,, /9 kJ 60 West Pomfret Street / /
For dates of d~r after July 1, 1994 and before January 1, 199S, the tax rate imposed on the net value of transfers to or for the use of the
surviving spouse m~-3% [72 P.S. 01115 (a) (1.1) (i)].
For dates of death on or a~ter January 1, 1985, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0%
[72 P.S. 811t5 (a) (1.1) (ii)]. lhe statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets
and filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, :>000:
lbo tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural
parent, an adoptive parent, or a stepparent of the child is 0% [7:> P.S. 91115 (a) (1.2)].
lbo tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.$%, except as noted in 7:> P.S. 91115(1.2)
[72 P.S. 9116(aX1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. 9116(a)(1.3)]. A sibling is defined, under
Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
Copyright (c) ZOO0 form software only The Lackner Group, Inc. Form REV-1500 EX (Rev. 6-00)
REV-150Z EX * (1-97)
COM MONWEALT H OF PEN NSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
VICTOR A CROLEY JR. SS~;
SCHEDULE A
REAL ESTATE
523-20-9990
06/16/2004
FILE NUMBER
21-04-00678
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price
at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable
knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
DESCRIPTION
1426 Bradley Drive, Carlisle, PA - Undivided 1/2 interest.
(With daughter Gia Croley Kovalik)
TOTAL (Also enter on line 1, Recapitulation)
(If more space is needed, insert additional sheets of the same size)
VALUE AT DATE
OF DEATH
28,160.00
$ 28,160.00
Copyright (c) 1996 form software only CPSystems, inc. Form REV-1502 EX (Rev. 1-971
REV- 1508 EX + (1-97)
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
VICTOR A CROLEY JR. SS~; 523-20-9990 06/16/2004 21-04-00678
Include the proceeds of litigation and the date the proceeds were received by the estate, All I~rOl~erty jointly-owned with the right of
survivorshil~ must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1
2
3
4
M&T Bank - Checking Account - 1146807
Members 1st - Savings Account - 244142-00
Members 1st - Certificate of Deposit - 244142-40
Personal Property
TOTAL (Also enter on line 5, Recapitulation)
16,672.58
4,933.09
60,170.65
1,414.00
$ 83,190.32
(If more space is needed, insert additional sheets of the same size)
Copyright (c) 1996 form software only CPSystems, Inc. Form REV- 1508 EX (Rev. 1-97)
EV-1511 EX + (1-97)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
VICTOR A CROLEY JR. SS~/
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
523-20-9990 06/16/2004
FILE NUMBER
21-04-00678
Debts of decedent must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A.
2
3
4
5
FUNERAL EXPENSES:
Eoffman-Roth Funeral Home
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
Name of Personal Representative(s) DE]],]~/~ E. FL~-~'['E
Social Security Number(s) / EIN Number of Personal Representative(s)
Street Address 650 WAGNER DRIVE
City Carlisle State PA
178-50-9505
Zipl7013
Year(s) Commission Paid:
Attorney's Fees IRWIN & McKNIGHT
Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
Probate Fees
Accountant's Fees
Register of Wills
Tax Return Preparer's Fees
Other Administrative Costs
Cumberland Law Journal
Estate Notice
Filing Fee
Hilton's Lock Service
Roy D. Gottshall Appraisal - Personal Property
The Sentinel - Estate Notice
TOTAL (Also enter on line 9, Recapitulation)
(If more space is needed, insert additional sheets of the same size)
5,295.00
5,450.00
6,200.00
273.50
250.00
75.00
25.00
68.67
50.00
115.79
$ 17,802.96
Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1511 EX !Rev. 1-97)
REV-1512 EX + (1-97)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
VICTOR A CROLEY JR.
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, AND LIENS
SS# 523-20-9990 06/16/2004
FILE NUMBER
21-04-00678
Includ,
ITEM
NUMBER
1
2
3
4
5
6
7
8
unreimbursed medical expenses.
DESCRIPTION
Comcast Cable
Pheasant Run - Condo Fee
M&T BANK - Mortgage Account 9790874
M&T BANK Mortgage Payment - 9790874
North Middle Authority - Water/Sewer
PP&L - Electric
Sprint Telephone
USAA Savings Bank - Credit Card
TOTAL {Also enter on line 10, Recapitulation) $
AMOUNT
4.16
160.00
13,924.62
309.47
79.90
19.46
46.81
241.04
14,785.46
(If more space is needed, insert additional sheets of the same size)
Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1512 EX (Rev. 1-97)
REV-1513 EX + (9-00)
COM MONW EALTH OF PEN NSYLVANiA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
VICTOR A CROLEY JR. SS#
NUMBER
2
3
4
I1.
SCHEDULE J
BENEFICIARIES
523-20-9990 06/16/2004
NAME AND ADDRESS Of PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS [include outright spousal distributions and
transfers under Sec. 9116(a)(l.Z)]
PATRICK M. CROLEY
11466 Courtney Waters Lane
Jacksonville, FL 32258-2564
JUDY P. DAVIS
RD2, Box 711
New Bloomfield,
PA 17068
DEBRA E. FLYTE
650 Wagner Drive
Carlisle, PA 17013
SON CHA SU
1424 Bradley Drive,
Carlisle, PA 17013
Apt D211
FILENUMBER
21-04-00678
RELATIONSHIP TO DECEDENT
Do Not List Trustee(s)
Brother
Friend
Friend
Friend
AMOUNT ORSHARE
OF ESTATE
REMAINDER
5,000.00
5,000.00
10,000.00
ENTER DOLLAR AMTS. FOR DISTRIBUTIONS SHOWN ABOVE ON LN. 15 THRU 18, AS APPROPRIATE, ON REV 1500 COVER SHEET
NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET $ 0.00
(If more space is needed, insert additional sheets of the same size)
Copyright (c) ZOO0 form software only The Lackner Group, Inc. Form REV-1513 EX (Rev. 9-00)
LAST }FILL AND TESTAMENT
I, VICTOR A. CROLEY, JR., of North Middleton Township, Cumberland County,
Pennsylvania, declare this instrument to be my Last Will and Testament, hereby expressly
revoking all Wills and Codicils heretofore made by me.
1. I direct my Executrix to pay all of my debts, funeral and administrative expenses as
soon as may be done conveniently after my decease.
2. I authorize and empower my Executrix to sell any realty owned by me at my death,
and not specifically devised herein, at either public or private sale, and to give good and
sufficient deeds therefor, in fee simple, as I could do if living.
3. I devise and bequeath all of my estate of every nature and wherever situate as follows:
(a) the sum of $5,000.00 to JUDY P. DAVIS;
(b) the sum of $5,000.00 to DEBRA E. FLYTE; and
(c) all the rest, residue and remainder to my brother, PATRICK M.
CROLEY.
4. I nominate and appoint DEBRA E. FLYTE to be the Executrix of this my Last Will
and Testament; she is to serve as such without bond.
5. I hereby suggest that my personal representative retain the services of Irwin &
McKnight as attorneys in the settlement of my estate.
'2004.
IN WITNESS WHEREOF, I have hereunto set my hand and seal this 6th day of April,
'"'x '/¢~-~> (SEAL)
VICTOR A. CROLEY, JR.
Signed, sealed, published and declared by VICTOR A. CROLEY, ,IR., the above_
named Testator, as and for his Last Will and Testament, in the presence of us, who, at his
request, in his presence and in the presence of each other have subscribed our names as witnesses
hereto.
A CKNO WLEDGMENT AND AFFIDAVIT
WE, VICTOR A. CROLEY, JR., MARTHA L. NOEL and SHARON L.
SCHWALM, the Testator and wimesses respectively, whose names are signed to the foregoing
instrument, being first duly sworn, do hereby declare to the undersigned authority that the
Testator signed and executed the instrument as his Last Will and Testament, that he had signed
willingly, that he executed it as his free and voluntary act for the purpose herein expressed, and
that each of the wimesses, in the presence and hearing of the Testator, signed the Will as a
wimess and that to the best of their knowledge the Testator was, at that time, eighteen years of
age or older, of sound mind and under no constraint or undue influence.
COMMONWEALTH OF PENNSYLVANIA :
: SS:
COUNTY OF CUMBERLAND :
Subscribed, sworn to and acknowledged before me by VICTOR A. CROLEY, JR., the
Testator herein, and subscribed and sworn to before me by MARTHA L. NOEL and SHARON
L. SCHWALM, witnesses, this 6th day of April, 2004.
,. b}btary Public
Notarial Seal
Roger B, Irwin, Norm? Public
Carlisle Bor~, Cuml~rlm~d County
My Commission Expires ~. 3, m'-,.~
Member, Pen nsy!v'.,~,~ja A~scx; at]co ot Notaries
FIRST CODICIL
TO THE LAST WILL AND TESTAMENT OF
VICTOR A. CROLEY, JR.
I, VICTOR A. CROLEY, JR., of North Middleton Township, Cumberland County, Pennsylvania,
having made my Last Will and Testament dated April 6, 2004, do hereby make, publish and declare this to be
the First Codicil to my Last Will and Testament.
FIRST: I hereby amend, modify and replace Paragraph 3 of my Last Will and Testament to read as
follows:
3. I devise and bequeath all of my estate of every nature and wherever situate as
follows:
(a) The sum of $5,000.00 to Judy P. Davis:
(b) The sum of S5,000.00 to Debra E. Flyte;
(c) The sum of $I0,000.00 to Sun Cha Su; and
(d) All the rest, residual and remainder to my brother, Patrick M. Croley.
SECOND: I hereby ratify and affirm all the other provisions of my Last Will and Testament dated
April 6, 2004.
IN I~TTNESS WHEREOF, I have set my hand and seat this ~.~"F8 day of April, 2004.
~ VICTOR A. CROLEY, JR.
The preceding instrument, consisting of this one typewritten page was on the day and date thereof
signed, sealed, published and declared by the person thereof named, as and for a codicil to said person's last will
and testament in the presence of us, xxho, at said person's request, in said per.son's presence and in the presence
of each other have subscribed our names as witnesses hereto.
ACKNOWLEDGMENT AND AFFIDAVIT
WE, VICTOR A. CROLEY, JR., SHARON L. SCHWALM and MARTHA L.
NOEL, the testator and witnesses respectively, whose names are signed to the foregoing
instrument, being first duly sworn, do hereby declare to the undersigned authority that the testator
signed and executed the instrument as a First Codicil to his Last Will and Testament, that he had
signed willingly, and that he executed it as his free and voluntary act for the purpose herein
expressed, and that each of the witnesses, in the presence and hearing of the testator, signed the
First Codicil as a witness and that to the best of their knowledge the testator was, at that time,
eighteen years of age or older, of sound m/nd and under no constraint or undue influence.
VICTOR A. CROLEY, JR.
SHARON L. SCHWALM
~- ' MA~THA ~]OEL
COMMONWEALTH OF PENNSYLVANIA:
: SS:
COUNTY OF CUMBERLAND :
Subscribed, sworn to and acknowledged before me by VICTOR A. CROLEY, JR., the
testator herein, and subscribed and sworn to before me by SHA. RON L. SCHWALM and
MARTHA L. NOEL, witnesses, this _~, ~7~day of April, 2004.
R0g, er~B. Irwin, Nota~ Public
Member, PennsyN~a
· ' Page 1 of 1
Detailed Results for Parcel 29-17-1583-015B-U7113-I in the 2000 Tax Assessment
Database
DistrictNo 29
Parcel ID 29-17-1583-015B-U7113-I
MapSuffix
HouseNo 1426
Direction
Street BRADLEY DRIVE
Ownerl CROLEY, VICTOR A ET AL
Owner2 & TERESA A CROLEY
PropType R
PropDesc
LivArea 944
CurLandVal 0
CurImpVal 56320
CurTotVal 56320
CurPrefVal
Acreage 0
CIGrnStat
TaxEx 1
SaleAmt 1
SaleMo 12
SaleDa 29
SaleCe 19
SaleYr 93
DeedBkPage 0036S-00717
YearBit 1980
HF File Date
HF_Approval_Status
http://taxdb.ccpa.net/details.asp?id=29-17-1583-015B-U7113-I&dbselect=0 6/17/2004
Tills DEED
Tills INDENTURE, mClde this ~ 7~-~' day of Decc./ber. 199.1, between VICTOR A.
CROLEY and TERESA A. CROLEY, ].c~'bclml and wife, t~ 1.126 Bradley Drive, Unit 1-113,
Carlisle, Penn,s'ylva.ia, party of the fir.v~ part, hercimCer rt~:rred to iix the,
AND
I/ICTOR A. CROLEY and TI£RF. SA A. CROLF, Y, httshnnd omi wye, of I.I26 Brtutley
Drive, Unit I-I13, Carlisle, Pennsytwmia, aml GIA CROLEY KOE4LIK, party of the second
part, hcrcin(¢cr r¥c'rrcd to as thc,
~rHllteeS,
WITWESSETII: That thc said Grantors for a/ut bi consideration of the sttm of One
hollO0... ($I.00) ... Dollar lawful money of thc United Sm/es of A.terica, t/nfo t/tent well ami
truly paid by the said Grcmtccs at dml b¥ore thc settlittg ami delivery r~ these presents, thc
receipt whereof is hereby acknowledged,/iave granted, batwitincd, sold, ctliencd,
released clad construed, tlttil by thcse prescats do grant, barge/in, sell, alien, eyeof~ release and
confirtn and convey Irate the said Grtttttctts, their heirs and assigns, the st/id ~ctor A. Crolcy
t/ad 7i~t't:.va A. Croley, to bold tin ttmlivitfi~d otic-lutlf lntcrcst as tcnttnts by entirety and thc s/l/ti
(;ia Crolcy Kovttlik to hold thc other tuulivMed oae-htt~ interest tls joint tctumts with the right qf
stu'vivorship with the said lqctor A. Croley and 7~'rcs. A. Crolto,,
ALL TIlAT CERTAIN condominium unit in the properly known, named and identified
dm I)eclaration of Condominium referred to below as Pheasant Run Condom/n/mas, located
North M idtllcton 'lbwnship, Cumberland County, Commoawcalth of l'cnnsylwmia and which
Declaration of Condominium for Pheasant Run Condominiums da/cd September 17, 1980 was
recorded September 24, 1980 in the hereinafter named Recordcr's Office in M iscclhmeous Record
Book 258, Page 6, et seq., and which Declaration was amcmlcd by Amendment dalcd Novcml~:r
14, 1985, and recorded l)cccmbcr 23, 1985, in thc hcrcinal)cr mom/treed Rccordcr's Office
Miscelhmcous Record Book 312, Page 776 et seq., and was further amended by Amemhncnt
dated November 14. 1985, and recorded December 23, t985, in tt~e hereinafter mentioned
Rccordcr's Office in Miscellaneous Record Book 312, Page 783 et seq., together will~ a Code
Rcguhflions for l)hcasant Rml Comhmfiaium Association dated ScpIcml~r 17, 1980, and rcconlcd
September 24, 1980, in the hereinafter aamcd Rccordcr's Off icc in Miscelhmcous Record
258, Page 25 et Seq., and logedmr with plans recorded in d~c hercinahcr named Rccordcr's Ofl]cc
in Plan Book 29, Page 7 ami Phm lltx~k.38, Page 112, trod being designated
Unit: 1-11 3
Floor: First
Building: VII
a~ mom ~ully described in said Dcctarafion and Plans, lo~ctlmr whh a proporfionalc umlivklcd
interest in Iht Common Elemenlsof .0059524 percent as more fully scl forth ia dm al~)rcsaid
f)cclaration and Plans. There are no recorded amct~dmctlls to lhe almvc-mentitmcd l)cchu'atit}a,
Code, of Regulalions or Phms, except as albrcmcntioncd.
KNOWN AND NUMIIEREI) as Unit I- 113, 1426 Bradley Drive, Carlisle, Pennsylvania,
17013.
TIIE GRANTEES, fi~r and on bchtilf of thc Grantees und their heirs, pcrsomtl
representatives, successors attd axsigns, by thc accept/u/cc t~ Il/is deed covemmts and agrees
p~ty fi~r st/ch charges fi~r thc maintenance of, repairs la, replacement of and expenses
connection ;villi lite UOmltloIl eleme.t.r as ;ntt), be as,ves.ved fi'onl time to time by the Ce.re:il
ttt:cotYhtnce with/be Uait I'ropcrty Act of I'etm,D'lva/tfil, lis anle/tdt~d, ti/l/ltl/I'll/er cove/u/als lind
agrees that thc Ut~it conveyed by t/tis deed shall be subject to tt chargc fi~r all lltnottntx
assessed and that, arcept insofar as Sections 705 and 706 of said Ut,it t'ropcro, Act may reli~:vc
a subsequent unit owner r( liabilio,fi~r prior ttnuaid asscssntcnts, this corena/ti shall rim with
aml bind the land or unit/tcreby conveyed and till sttbseqttettt ownctx thet'e~(,
UNDER AND SUBJECT to all agreements, conditions, casements rum restrictions
record and to the provisioas, ~H.i'fflIIif/IIS, CO[~ClltltttS ti/ti/ rcs/riel/o/is tls contained in the
Decl. ration ¥ Contk. ninittm, Code (~ licgltlrllion,v and l)ecliu'tllion ]'/tln, ax
BEING the Same premises which Stephen D. Tiley and llelenc M. T/Icy, ht~s'baml
ami Robert G. Frey and Debra L. Fro,, ht~'baml ami w(fe, by deed rh~tetl December 28, 1993
and recorded December ,1993 in the Office of the Recorr&~r of Deeds in aml fi~r
Ctunberltlnd Cotulty, at Carli.ffe, f'ennsylvania, itt Dccd Book .... , Vel.me . Page
, gra/ltt~d and cot~vc)'cd to 15ClOt A. Ct'o/e), attd ?k/'c.va A. Croh:y, hn,tbtmd and w~c,
G/'atitors herein.
TIlE WITIlIN CONVEDtNCE is from hu.rbaml
dattghter ami is thcrc~n'e ~wct,ptJ~'ot, any ami ali realty tr:~;t.~/' la. res.
TOGETIIER with all ami si,gular the Streets, Alleys. Passage.v, Ways. Watctw.
Watercottr.res, Rights, Liberties, Privilege. Y, llcreditametig~ and Aplntrtettat~c.es what.rocvcr
therettnto belonging or in (IlO, wise al~pertai, i,g' ami the Reversio,s ond Retrial,tiers. Rem. v.
[.¥sues ami Pr(flits thereof' and all Estate right, title, ittterest, property, claim atul detnaud
whatsoever of the said Grat~tors, itl law. equity, or other~vL~e htmwoeve~; of in arm to the .varec
a,d e very part there((
TO lbtVE AND TO IlOLD the said U, it above-described ami the Ilereditaments and
Premises hereby granted, or tnct;tioned a,d i, tended so to be, with the Appurtemmces tmto the
said Gra,tees, their heirs and Assigns. to arM for the only proper use and behoc( cff the said
Gra,tees, their heit:~ ami A.vsigt~s fi)rcvet; subject as
A ND the said Grantors hereby cove,ant ami affrce that they will u'nrrat:t 3'I'ECIA LL
the I,'olu~rty hereby conveyed.
IT WITNESS WIIEREOF, thc said Gra,tors have hereunto set their ]utnd. r a,d seals thc
thO' aml ycar fi~wt above written.
Sigt~ed, Sealed ami Delivered
in the presence of
Victc, r A. Crolcy 'r'~: '
//'
COMMONWEAl:I'll OF PENNSYLVANIA :
: SS.
COUNTY OF CUMBF. RLAND :
On this, the.,~ ~ ~ day of dTp~.-.~-.~.~ 1993, bffore me, the ,ndcrsigned
c~r.'er, personally appeared PTctor A. Croley and 7~'re.~a A. Croley, husbaml a,d wife, knou,ti to
me (or sati.~fiwtorily proven) to be the persons whose names are sttbscribed to the within
in.¥trttttte,t, and acknowledged that they execttled lite .¥at,e fi~r the p,tTwses therein co,rained.
IN WITNESS tVIIEREOI5 1 hereunto set my hamt attd of Ecial veal ~ 'r .. ....
I do hereby certify that the precise residence and complete post office address of the wilhin
named Grantees is: Unit I-113, 1426 Ih,halley Drive, Carlisle, PA. 17013.
r~r'L, UHIJA I IUN REQUESTED
Farmers Trusl C~m~an~
One Wesl HIg~ Slreel
Catlike, PA 17013
WHEN RECORDED MAIL TO:
Farmers Trust Company
One Wesl High Street
CarlINe, PA 17013
SEND TAX NOTICES TO:
Victor A. Croley, Teresa A. Croley and Glo Croley Kovailk
1426 Bradley Drive i-113
Carll.~e, PA 170t3
SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY
MCR rGAGE
THIS IS A PURCHASE MONEY MORTGAGE
THIS MORTGAGE IS DATED DECEMBER 29, 1993, between Victor A. Croley, Teresa A. Croley and Glo Croley
Kovalik, owner(s) in lee simple, whose address is 1426 Bradley Drive 1-113, Carlisle, PA 17013 (ret'erred to
below as "Grantor"); and Farmers Trust Company, whose address is One West High Street, Carlisle, PA 17013
(referred 1o below as "Lender").
GRANT OF MORTGAGE. For valuable consldersllon, Granlor grants, bargains, s~lls, conveys, assigns, transl'ers, releases, confirms and
mortgages to Lender all of Granlor's dghl, lille, and inleresl In and to the tollowing described reel properly, Icgelher with all existing or subsaquenli7
erected or affixed buildings, Improvements and fixtures; ell $1reets, lanes, alleys, passages, and ways; all easemenls, righls el way, all liberties,
privileges, tenements, heradilamenis, and appurtenances lhereunlo belonging or anywise made appurtenant hereafler, and the reversions and
remainders with respect lheralo; all waler waler righ s, watercourses and dilch righls (including stock In ulJl es wilh dilch or Irr el n ;
.o,ha, r,ghls. ,oy,,,,.. end pro,,s re,a,,ng ,; ,ha re., property. ,nc,un,rig w,,hou, ,,m,,a,,en e, mthore,s, o,,. gas. geo,harme, .nd s,m,,tr
In Cumberland County, Commonwealth of Pennsylvania (the "Real Property"):
see Exhibit "A" township: North Middleton
The Real Property or Its address Is commonly known as 1426 Bradley Drive 1-113, Carlisle, PA 17013.
Granlor presenlly assigns Io Lender ell el Granlor's right, lille, end inlerest Jn and to all leases of Iho Properly and all Ranis from the Property. In
addilien. Granlo~ granl$ to Lender a Uniform Commercial Code securily Jnteresl in the Personal Properly and Rents.
DEFINITIONS. The following words shall have the following meanings when used Jrt Ihls Mortgage. Terms not olhecwise defined Jn this Mortgage shall
have lhe meanings altribuled lo such terms in Ihe Uniform Commercial Code. Ail tolerances Io dotlar amounls shall mean amounts In lawtul money el
the United Slates of America..
Granlor. The word "Granlo¢ means 'Victor A. Croley, Teresa A. C."oley and Gte Croley KovalJk. The Granlor is the mortgagor under Ibis
Mortgage.
Guarantor. The word 'Guaranlor' means and Jnc!udes w thoul :imitation, each and all et the guaranlors, sureties, and accommodation parties in
connecllon wilh the Indebledness.
Improvemenls. The word "Improvements" means and includes wilhoul Jimilation all existing and tulure tmprovemenls, fixtures, buildings,
struclures, mobile homes affixed on the Real Properly. facilities, additions, replacemenl$ and other conslruclion on Ihe Real Properly.
Indebledness. The word "lndebledness' means all principal and inlorest payable under Ihe Nolo and any amounls expended or advanced by
Lender Io discharge obligations o! Grantor or expenses incurred by Lender Io enforce obiigalions et Granlor under this Mortgage, Iogelher with
Inlore$l on such amounls as provided in this Modgege.
Lender. The word "Lander' means Farmers Trust Company. ils successors and assigns. The Lender is the modgagee under this Mortgage.
Mortgage. The word 'Morlgage" means this Purchase Money Mortgage belween Granlor and Lender. and Includes wilhoul llmilallon all
assignmenls and securily Interesl provisions relating Io Ihe Pe~-sonai Property and Ranis.
Purchase Money Mortgage. It any et the debl secured by this SecHrily Instrumanl is lent Io Borrower lo acquire lille Io Ihe Real Properly, Ihis
Securily thslrumenl shall be a purchase money morlgage under 42 P.S. SeclJon 8141.
Nolo. The wo~d "Nolo" means Ihe promissory nolo or oredil agreemenl deled December 29, 1993, Ir1 the original principal amount or
$31,900.00 from Granlor Io Lender, legether wilh ail renewals et, exlenslons et, modificallons et, retinancJngs et. consoiidalions of, and
subslilullons for the promissory nolo or agreemenL
Personal Property. The words "Personal Property' mean all equlpmenl, fixtures, and olher articles of personal properly now or horeafler owned
by Granlor, and now or hereafler eltached or a/fixed lo lhe Real Property; together wilh all accessions, parts, end addillons Io. all repJacemenls of,
end all subslilullon$ foe, any el such property; and Io~elher with all proceeds (including wllhoul llmilal[on all insurance proceeds and refunds
premiums) from any sale or olher disposition of Ihs Properly
Property. The word 'Properly' means cofieclZvely the Reel Property and fha Personal Properly. ~,COF, J..[ (:,~i J',~lJi: ~'~'~.~
Real Properly. The words "T:leal Property' mean the property, Inleresls and rtghls described above in the "Granl of Mortgage" secllon.
Related Documents. The words "Related Documents" mean and include wlihoul limilalion all promisso~ notes, credil agreamenls, loan
agreemenls, guaranlies, security agreemenls, morlgages, deeds of Irusl, and all olher Inslrumenls, agreemenls a~d documents, wheihor now or
hereat er axisling, execuled In connection with Ihe [ndebledness.
Ranis. The word "Rents" means all present and fulura ranis, revenues, Income, issues, royallies, profits, and olher benelils derived from the
MORTGAGE page
(Continued)
Property.
THIS MORTGAGE, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPERTY, IS
GIVEN TO SECURE (t) pAYMENT OF THE INDEBTEDNESS AND (2) PERFORMANCE OF ALL OBLIGATIONS OF GRANTOR UNDER THIS
MORTGAGE AND THE RELATED DOCUMENTS. THIS MORTGAGE IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
PAYMENT AND PERFORMANCE. Except as olherwise provided In this Mortgage, Gran~cr shall pay lo Lander ail amounls secured by this Mcdgage
as the'/become due, and shall slrlclly pedorm all ct Granlor's obIIgalicns under this Medgage.
POSSESSION AND MAINTENANCE OF THE PROPERTY. Grantor agrees that G~antor's possession end use ct the Property shall be governed by
following provisions:
PossesNon and Use. Unlil in default, Granlor may remain In possession and ccnlrol of and operate and manage the Property and collect the
Ranis Item the Property.
Duty to Maintain. Grantor shall maintain the Property in lenanlable cond[lion and promptly pedorm all repairs, replacements, and maintenance
necessary to preset*.,'e lis value.
Hazardous Substances. The terms "haz3rdous waste.' 'hazardous substance," "disposal," "release," and "lhreetened release,' as used in this
Mortgage, shall have the same meanings as sol ,'crib In Ihs Comprehensive Environmental Response. Compensation, and Llability Acl of 1980. as
amended, 42 U.S.C. Section 960~1, et seq. ('CERCLA'), the Supedund Amendmenls and Rsaulhorlzallon Acl el 1986, Pub. L. No. 99-4~3
('SARA"). the Hazardous Ma[oriels T~.anspoHation Act, 49 U.S.C. Section f801, et seq., Ihs Resource ConserveIton and Recover,/Act, 49 U.S.C.
Section 6901, al seq.. or olher applicable slale or Federal laws, rules, or regulalions adopted pursuant Io any el the foregoing. The lerms
'hazardous wasle' end "hazardous substance' shall also include, without limitalton, petroleum end pelroleum by-prcducls or any freclion thereof
and asbeslos. Granlor represenls and warrants 1o Lender thai: re) During the period el Granlor's ownership ct the Properly, there has been no
use, generation, manulaclure, slorage, Irealmen[, disposal, release or threatened release el any hazardous waste or substance by any person on,
under, or shout the Properly; (bi Granlor has no knowledge ct, or reason to believe Ihal Ihere has been. excepl as previously disclosed Io and
acknowledged by Lender In writing, ri) any use, generalion, manufacture, storage, Irealmenl, disposal, release, or threatened release cf any
hazardous waste or subslance by any prior owners or occupanls of Ihs Prope~Y or (ii) any actual or threatened [iltgalion or claims el any kind by
any person relellng fo such mailers; end lc) Excepl as previously disclosed Io and acknowledged by Lender in writing. (t) neilher Granlor nor any
tenenl, contractor, agent or other authorized user el Ihs Property shall use, generals, manulaciure, slots, Ileal, dispose of. or release any
hazardous wasle or substance on, under, or about Ihs Property and (Il) any such actlvily shall be conducled In compliance with all applicable
federal, aisle, and local laws, regulalions and ordinances, including wllhout limitation Ihosa laws, regulalions, and ordinances described above.
Granto~' authorizes Lender and Its agenls to artier upon the Property Io make such Inspections and lesls, al Granlor's expense, as Lender may
deem appropriate to determine compliance o! the Property wilh this section el the Mortgage. Any inspections or ~esls made by Lender shall be for
Lender's purposes only and shall not be conslrued Io creels any responsibility or ltabihly on the part o[ Lender to Granlor or to any olher person.
The representations and warrsnlies contained herein are based on Granlor's due diligence in Investigallng the property for hazardous waste.
Granlo¢ hereby la) releases and wa yes a '~y fulure claims against Lender for Indemn ly or con r bullon in Ihs evenl Granlor becomes liable f~
cleanup or other costs under any such laws, and lb) agrees to Indemn ~ and hold harmless Lender agalnsl any and a I claims, oases. Ilabilities,
damages, penallles, end expenses which Lender may directly or Indireclly sustain or sufter resulllng from a breech of this seclion of Ihs Mortgage
or ss a consequence el any use, generation, manutscture, slorage, disposal, release or Ihreelened release occurring prt~' lo Grantor's ownership
o*" interest in the Property, whether or riel the same was or should have been known to Granlor. The provisions ol this secllon OI the Mortgage,
including the obligalion to tndemni~y, shall survive the paymenl ct Ihs lndebledness and {he satislaction and reccnveyance of the lien ct this
Mortgage and shall not be alfected by Lender's acquisilion el any In~eresl in the Property, whether by Ioreclosure or otherwise.
Nuisance, Waste. Granlor shall nol cause, conduct or permil any nuisance nor commit, permll, or suffer any slripptng of or waste on or to Ihs
Property or any portion of the Prooerty. Withoul limiting the generaltly of the foregoing, Granlor will nol remove, or grant to any olher party the
rtghl tO remove, any timber, minerals (Inciudi~g oil and gasl. soil, ~ravel or rock products wilhoul the prior writlen consent ol Lender.
Removal ~)f Improvemenl$. Grantor shall riel demolish or remove any Improvemenls from the Real Property wilhout the prior wrilteh consanl ,~f
Lender. As a conC~ttlon Io Ihs removal et any Improvements, Lender may require Granlor Io make arrangemenls salisfactcry lo Lender I0 re~3lace
such Improvements wllh Improvements of al feast equal value.
Lender's Right to Enter. Lender end its agents and representatives may enter upon the Real Properly al all reasonable times Io allend to
Lender's Inlerests and Io inspect the Property for purposes of Granlor's compliance with the terms and cendillons of this Morlgage.
Compliance with Governmental Requlremenls. Granlor shall p~'omplly comply with all laws, ordinances, and regulalions, now or herealler In
effect, el all governmental aulhorilles applicable Io the use or occupancy of the Property. Grantor may contest in good lailh any such taw,
ordinance, or regulation and withhold compliance during any proceeding, including appropriate appeals, so tong as Grantor has notified Lender in
writing prior to doing so and so long as, in Lender's sole opinion, Lender's interests in Ihs Property are not Jeopardized. Lender may require
Grantor Io post adequate securily or a surety bond. reasonably satisfactory to Lender, to protect Lender's interest.
Duly to Protect. Granlor agrees neilher to abandon nor Ieave unattended the Properly. Granlor shall do all olher acts, in addilicn to those acts
sol forth above In Ihls section, which from the character and use of Ihs Property are reasonably necessary to protecl and preserve the Property.
DUE ON SALE - CONSENT BY LENDER. Lender may, at ils option, declare Immediately due and payable all sums secu~'ed by this Mortgage upon
sale ~ Iransfer, without the Lender's prior written consenl, of all or any part of the Real Properly, or any Interesl in Ihs Real Property. A "sale or
Iransler" means the conveyance of Real Properly or any righl, tills ~ inlerest therein; whether legal, beneficial or equitable; whelher volunlary or
Involunlary; whether by outright sale, deed, Inslallmenl sale conlrac[, land conlract, contract for deed. leasehold lnleresl with a term greater Ihan Ihree
(3) years, [ease-option contract. Or by sale, assignment, or Irensfer el any bensliclal inleresl In or Io any tend trust holding title to the Real Property, or
by any olher melhod of conveyance of Real Property lnleresl. I! any Grantor is a corporalion, partnership or limited llebilily company, transfer also
includes any change in ownership el more than twenly-five percent (25%) of the voling slock, partnership Inte~'esls or limited liability company interesls,
as the case may be, of Granter. However, this opllon shall nol be exercised by Lender il such exercise is prohiblled by lederal law or by Pennsylvania
TAXES AND LIENS. T'he lollowlng provisions rotating Io the laxes and liens on the Property are a part ct this Mortgage.
Payment. Grantor shall pay when due (end in ail events prior lo delinquency) all laxes, payroll taxes, special taxes, assessments, water charges
and sewer service charges levied against or on accounl of Ihs Property, and shall pay when due all claims ICl wor~< done on o~' for sec'ices
rended'ed or malarial turnlshed to the Property. Granlo~' shall maintain Ihs Property tree of all liens having priority over or equal to the Interesl ct
Lender under Ibis Mortgage, except for Ihs lien el taxes and assassmenis not due, and excepl as olherwise provided In the foJlowing paragraph.
Rlgh! To Contest. Grantor may withhold payment of any fax, assessmenl, or claim in connection with a good lailh dispule over the obligation
pay, so long as Lender's tnleresl In ~he Property ts riel leopardtzed. If a lien arises o~' is filed as a result of r~onpayment, Grantor shall wiIhln ~ilteen
(15) days after Ihs tlen e,'lses or, if a lien is ~iled. wilhln fifteen {'tS) days attar Granlcr has notice of ihs liling, secure the discharge .of the lien, or
requested by Lender, deposit wilh Lender cash or a su~l[cient corporate surety bond or olher security salisfaclory to Lends,' in an amount suflicient
MORTGAGE
(Continued) Page 3
to discharge Ihs lien plus any costs and atlomeys' fees o~ other charges Ihal could accrue as a result of a fOreClosure or s~ie under Ihs lien. In
any conlesl, Grenlor shall defend itself and Lender and shall salisfy any adverse Judgmenl before enforcement agalnsl the Property. Granlor shall
name Lender as en additional obliges under any surety bond furnished Jn Ihs contasl proceedings.
Evidence gl' Payment. Granlor shall Upon demand furnish Io Lender satisfactory evidence of paymenl of Ihs taxes or assessments and shall
aulhorize Ihs epproprlele governmenlel official Io deliver Io Lender al any lime a wrllien staiemenl of Ihs loxes a~rd assessments agalnsl
P~operty.
Notice og Conalrucllon. Granlor shall noli~'y Lender al ieast fifteen (tS) days betore any work is commenced, any sen?ices are furnished, or any
maleriais are supplied lo Ihs Properly, If any mechanic's lien, malaria men's lien, or giber lien could be asserled on accounl of Ihs work, servtcos,
er maferlais and Ihs coal exceeds $5,000.00. Granl~ will upon request gl Lender furnish Io Lender advance assurances satisfactory to Lander
thai Granlor can and will pay Ihs cosl o! such Improvemenls.
PROPERTY DAMAGE INSURANCE. The following provisions relating to insuring the Properly are a pad of this Mortgage.
Maintenance ct Insurance. Grenlo,- shaft procure and maintain policies gl lira Insurance wilh standard extended coverage endorsements on a
replecemenl basis for Ihs full insoreble value covering ali Improvements on Ihs Real Properly in an amounl sufficlenl Io avoid application of any
coinsurance clause, and with a standard mortgagee clause Jn tever gl Lender. Poficies shaft be writlen by such insurance companies and in such
form as may be reasonably acceptable to Lender. Granler shall deliver Io Lender certificates of coverage from each Insurer containing a
slipulelion Ihet coverage wJfl no~ be cancefled or dimi~shed wilhoul a minimum ct tan (10) days' prior wriflen nolice lo Lender end ecl containing
any disclaimer of Ihs Insurer's liability Ic,.r lailure Io give such notice. Should Ihs Real Property el any lime become located in an area designeied
by Ihs Dkeclor of Ihs Federal Emergency Managemenl Agency as a special flood hazard area, Grantor agrees lo obtain and maintain Federal
Flood Insurance, ~o fha exlenl such insurance is required by Lender and Js or becomes available, tar Ihs term gl Ihs loan arid tot Ihs lull unpaid
principal balance of Ihs loan. or the maxhnum IJmil gl coverage Ihal is available, whichever Is less.
Application of Proceeds. Grantor shall prompliy notify Lender gl any loss or damage Io Ihs Properly if Ihs estimated cosl of repair or
~epJacement exceeds $500.00. Lender may make proof gl loss if Granler fails 1o do so wilhJn fifteen (15) days of the casualty. Whelher o~ ecl
Lender's security is impaired, Lender may, at Its election, apply Ihs proceeds to the reduction of the Indebtedness. paymenl gl any lien affecting
Ihs Property, or the resloralion and repair gl Ihs Property. JJ Lender elec s to apply the proceeds Io reslorelion and repair, Gran[or shall repair or
replace Ihs damaged or deslroyed Improvemenls in s manner saflstaclory Io Lender. Lender shall, upon salisfaclocf proof ct such expendilure,
pay or reimburse Grantor from Ihs proceeds for ~he reasonable cost gl repair or restoration if Granlor Js ecl in default hereunder. Any proceeds
which have ecl been disbursed within tS0 days attar their receipl and which Lender has ecl commilied Io Ihs repair or resloreflon of Ihs Property
shall be used lirst to pay any amount owing Io Lender under Ibis Mortgage, then Io prepay accrued inleresl, and Ihs remainder, if any, shall be
applied lo Ihs principal balance of Ihs Ir~debledness. If Lender holds any proceeds after poymenl in ~ulJ of ~he Indebtedness, such proceeds shall
be paid to Gran[or. .
Unexpired Insurance at Sale. Any unexpired insurance shall inure lo ihs benefil ol, and pass Io, Ihs purchaser of the Property covered by [his
Mo~'lgage at any Iruslee's Sale or olher sale held under Ihs provisions of Ibis Mortgage, or al any foreclosure s,~ie of such Properly.
EXPENDITURES BY LENDER. if Grantor fails Io comply wilh any provision of [his Mortgage, or if any action ~r proceeding is commenced Ihal would
ma, ledalty afl'ecl Lender's Intaresls in the Proporty0 Lender on Granlor's behalf may, bul shall nol be required Io, lake any sclion thal Lender deems
apprcpriale. Any amounl Ihal Lender expends ~ so doing will bear Inle,~est al Ihs rule charged under Ihs Nolo from Ihe.dal~ Incurred or paid by
Lender to Ihs date of repaymenl by Grantor. AIl such expenses, al Lender's option, will (a) be paysbte on demand, (b) be added 1o Ihs balance ot
Note and be apportioned among and be payable wilh any Ins[alimenl payments Io become due during eilher (i) Ihs term of any applicable Insurance
policy or (ii} Ihs remaining term of Ihs Note, or (c) be Ireeled as a balloon paymenl which will be due end payable al Ihs Nole's maturity. This
Morlgage also will secure paymenl of these amounts. The righls provided lot in Ibis paragraph shall be In addition lo any olher righ[s er any remedies
lo which Lender may be enlilied on accounl of Ihs default. Any such aclion by Lender shaft ,3ol be conslrued as curing Ihs delaulf so as Io bar Lender
from any remedy thai li olherwlse would have had.
WARRANTY; DEFENSE OF TITLE. The foflowing provisions relating Io owner=hip ct Ihs Properly are a part of IhJs Mortgage.
Tills. Granlor warranls that: (a) Granlor holds good and marketable lilts of raced 1o the Properly in fee simple, free and clear of afl liens and
encumbrances other than Ihose set forlh in Ihs Real Property description or in any rifle insurance poficy, lille reporl, or final title opinion issued in
favor ct, and accepled by, Lender in connection with this Mortgage, and (b) Granlor has Ihs tull ~ighl, power, and authority Io execute and deriver
Ibis Mortgage Io Lender.
Defense of Tills. Subjecl Io Ihs exception in Ihs paragraph above, Granlor warranls and will Iorever deJend Ihs lille Io Ihs Properly ageinsl
lawful claims of all persons, in Ihs evenl any action or proceeding is commenced lhal questions Granlor's lille er Ihs Jnleresl of Lender under Ihis
Mortgage, Granl~ shal~ defend Ihs aclion al Grenlor's expense. Grenlor may be Ihs nominal party in such proceeding, but Lender shall be
entiltad 1o participate in the proceeding end 1o be represented in Ihs proceeding by counsel of Lender's own choice, and Gra'nlor will deliver,
cause Io be delivered, to Lender such Inslrumenls as Lender may request Irom time 1o time lo permit such participation.
Compliance With Laws. Grenlor warrants Ihat Ihs Property and Grenlor's use gl Ihs Property complies with all existing appflcabJe laws,
ordinances, end regulations of governmental aulhoriJies.
CONDEMNATION. The following provisions rel.~fing to co~demnafion gl the Property are a part of Ihis Mortgage.
Application of Net Proceeds. If all or any pert of Ihs Property IS condemned by eminenl domain proceedings or by any proceeding or purchase
in lieu gl condemnalion0 Lender may al ils election require Ihal ell or any portion of Ihs nel proceeds of Ihs award be applied Io Ihs Indebtedness
or Ihs repair or reslorafion of Ihs Property. The eel proceeds of Ihs award shaft mean Ihs award offer paymenl of all acluel cosls, expenses, and
allorneys' fees incurred by Lender in connection wilh Ihs condemnation.
Proceedings. Jf any proceeding in condemnation is filed, Granlor shaft promplly noilly Lender in writing, and Granlor shall promplly lake such
steps as may be necessa~ Io delend Ihs action and obtain Ihs award. GrantOr may be Ihs nominal party In such proceeding, bul Lender shall be
enlilied 1o partJcipale in the proceeding and Io he represented in Ihs proceeding by counsel of irs own choice, and Granlor will deliver or cause Io
be deltve,'ed 1o Lender such Insl~umenls as may be requested by II from lime to time Io permll such participation.
IMPOSiTiON OF TAXES, FEES AND CHARGES BY GOVERNMENTAL AUTHORITIES. The foflowing provisions relalin§ Io gove~nmenlai taxes, fees
end charges are a pa,'1 of Ibis Morlgage:
Current Taxes, Fees and Charges. Upon [squeal by Lender, Granfor shall execute such documenls In addition Io Ibis Mortgage and take
whalever olher action is requesled by Lender Io pedecl and continue Lender's lien on the Real P~'operiy, Grantor shalt reimburse Lender lot all
taxes, as described below. Iogelher with all expenses incurred in recording, pedecling or continuing Ibis Mortgage, includ[rmg withoul JJmiielJon all
taxes, fees, documenlary stamps, and giber charges for recording or registering Ihis Morlga~e.
Taxes. The Iollowing shall constilule I~,xes to which IhJs section applies: (a) a speci~c lax upon this type gl Mortgage o( upon all or any peri ct
the Indebtedness secured by Ihis Mortgage; (b) a speci~gc tax on Granlor which Granlor is authorized or required Io deduct from paymenls on
MORTGAGE Page 4
(Continued)
Indebledness secured by this lype of Modgage; lc) a lax on lhls lype of Mortgage chargeable againsl fha Lender or the holder of Iha Nolo; and
rd) e specific lax on all or any po~lon of the Jndebledness or on payments of principal and inlerest made by Granlor.
Subeequenl Taxes. If any tax 1o which Ihls section applies is enacled subsequenl to the date of Ihis Mortgage, Ihis evenl shall have the same
effecl as an Event of Default (as defined below), and Lender may exercise any or ell of tls available remedies for an Evenl of De~'ault as provided
below unless Grenlor eilher (e) pays Ihe tax before II becomes delinquent, or lb) contesls the tax as provided above in the Taxes and Liens
section and deposits with Lender cash or a sufficient corporale surely bond or other securily satlsfeclory Io Lender.
SECURITY AGREEMENT; FINANCING STATEMENTS, The following provisions relallng Io this Mortgage es a securlly agreement are a part of this
Morlgage.
Securlly Agreemenl. This Instrumanl shall conslilute a security agreement to Ihe exlenl any of the Property conslitutes fixlures or other personal
property, and Lender shall have all of Ihe dghls of a secured party under Ihe Unllorm Commercial Code as amended from lime 1o lime.
Security Inleresl. Upon request by Lender, Graelor shall execule financing atalemenls and take whatever olher action Is requesled by Lender 1o
pedect and conllnue Lender's security Inlerest In the Rents and Personal Property. In addtllon Io recording this Mortgage In Ihe real properly
records, Lender may, al ,,,ny lime and wllhoul further aulhorlzallon from Granlor, file execuled counlerparts, copies or reproductions of Ihls
Mortgage as e financing slalemenL Grantor shall reimburse Lender for all expenses Incurred in pertecllng or conllnulng Ihls security Inleresl.
Upon default, Granlor shell assemble the Personal Property in a manner end at
available !o Lender wilhln three (3) days afler receipt et wrllten demand from Lender.
Addresses. The mailing addresses of Granlor (debtor) arid Lender (secured party), Item which Intermelion concerning lhe security Inleresl
granled by Ihls Mortgage may be oblained (each as required by the Uniform Commercial Code), are es staled on Ihe Itrsl page of this Mortgage.
FURTHER ASSURANCES; ATTORNEY-IN-FACT. The following provisions relaling to further assurances and attorney-in-fact are a part of Ibis
Mortgage.
Further Assurances. Al any lime, and Item lime to lime, upon requesl of Lender. Granlor will make, execule and deliver, or will cause to be
made, execuled or delivered, Io Lender or Io Lender's designee, end when requesled by Lender, cause 1o be filed, recorded, rattled, or
rerecerded, as Ihe case may be, al such limes end in such olfices and places as Lender may deem appropriate, any and all such morlgages,
deeds of trusl, securlly deeds, sacudly agreemenls, Ilnancing statements, continuation Statemenls. Instrumenls et further assurance, certificates,
and olher documenls as may, in lhe sole opinion el Lender. be necessary or desirable In order Io atfectuale, complete, perfect, continue, or
preserve la) the oblige, lions of Granlor under Ihe Nolo, Ihls Mortgage, and the Relaled Docemenls, and lb) lhe liens and securily Interesls
created by this Mortgage as firsl and prior liens on Ihe Property, whelher now owned or hereafter acquired by Granlor. Unless prohibited by law
or agreed Io the con[racy by Lender Jn wriling, Granlor shal] reimburse Lender for all cosls and expenses incurred in connection wilh Iha matters
relerred Io In lhls paragraph.
AIIorney~ln-Fect. If G[anlor falls Io do ahy of the lhings referred to In the preceding paragraph, Lender may do so for and in the name of
Grantor and al Granlor's expense. Fc~' such purposes, Grantor hereby irrevocably appolnls Lender as Granlo,"s altorney-ln-tacl lor Ihe purpose
of making, executing, delivering, ~illng, recording, and doing all other things as may be necessary or desirable. In Lender's sole opinion,
accomplish the mailers reran'ed Io In Ihe preceding paragraph.
FULL PERFORMANCE. If Granler pays all the Indebtedness when due, and olherwise performs e~t Ihe obligations imposed upon Grantor under Ihfs
Modgage, Lender shell execule end deliver Io Granlor e suitable satisfaction et Ihls Mortgage and suitable slatements of termination et any financing
statement on file evider~ing Lender's security Interasl In the Reals end Ihe Personal Properly. Granlor will pay, if permilted by applicable law, any
reasonable lermlnation fee as de,ermined by Lender from lime Io time.
DEFAULT. Each et Ihe following, al the opllon of Lender, shall cunslJtule an evenl of defaull ("Event el Detaull'} under this Mortgage:
Defaull cfi Indebtedness. Failure of Granlor Io make any peymenl when due on Ihe Indebledness.
Defaull on Olher Payments. Failure of Grantor wilhtn the time required by lhls Morlgage Io make any payment for taxes or insurance, or any
olher paymenl necessary to prevenl filing of or Io effecl discharge of any lien.
Compliance Default. Failure to comply with any olher term, obllgalion, covenanl or condiiJon conlained in Ihls Mortgage, Ihe Nolo or tn any of the
Related Documenls.
Breaches. Any warranly, represenlalion or stafemenl made or furnished to Lender by or on behalf el Grantor under Ihis Mortgage, the Nolo or the
Relaled Dccumen[s is. or al Ihe time made or lurnished was, lalse in any malarial respect..
Insolvency. The InsoNency et Grenlor, appoinlmenl of a receiver for any part of Granlor's property, any assignmenl for lhe benafiI of credilors0
Ihe commencement of any proceeding under any bankruplcy or Insolvency laws by o~ againsl Grantor, or Ihe dissolulion or termination of
Grantor's exlslence as a going business (if Grantor is a business). Except to the exlenl prohibited by federal taw or Pennsylvania law, Ihe death of
Grantor (if Grantor Is an individual) also shall conslilule an Evenl of Detaull under this Mortgage.
Forecloeure, Forfeiture, etc. Commencemenl of foreclosure or forfeilure proceedings, whether by iudicial proceeding, serf-help, repossession or
any other method, by any creditor of Grenlor or by any governmental agency agelns~ any of the Property. However, this subsecllon shall eel apply
In Ihe evenl of a good failh dispule by Granlor as Io Ihe validity or reasonableness of Ihe claim which is the basis o~ Ihe foreclosure or foreleiture
proceeding, prodded that Grantor gives Lender whiten notice o~ such claim end furnishes reserves or a surely bond for the claim salislaclory Io
Lender.
Breech of Olher Agreement Any breach by Grenlor under Ihe lerms el any olher agreement b$1ween Granlor and Lender lhat Is not remedied
within any grace period provided Ihereln, including wllhout limllation any agreemenl concerning any Indebtedness or other obligation of Granlor
Lender, whelher existing now or Inlet.
Evenls Affecting Guaranlor. Any of Ihe preceding events occurs wilh respecl Io any Guaranlor et any of Ihe Indebledness or such Guaranlor
dies or becomes lncompelen[
RIGHTS AND REMEDIES ON DEFAULT. Upon Ihe occurrence of any Evenl el Defaull and at any lime therealler, Lender, at ils oplion, may exercise
any one or more of the following rtghls and remedies, In addillon Io any olher rlghls or remedies provided by law:
Accelerate Indebledness. SubJecl Io app'iicable law', Lender sha~l have Ihe right at tls opiion wJlhout notice to Grantor to declare lhe entire
Indebtedness immediately due and payable.
UCC Remedies. Wilh respecl to all or any peri of the Personal Property, Lender shall have all the righls and remedies of a secured patty under
Ihe Uniform Commercial Code.
co,,ec, Ren,e. Lender she,, hev.,h, rgh,., i,hout notice 'o Cron,or ,crake posies,ion of
pasl due and unpaid, and apply lhe nel proceeds, over and above Lander's costs, against the lndebledness. In furtherance of this rlghl, Lender
may require any tenant or olhar user of lhe Property Io make payments of real or use fees direclly to Lender. It the Reals are collecled by Lender,
MORTGAGE Page 5
(Continued)
then Grantor Irrevocably designates Lender as Granlor's allorney-tn-facl Io endorse Inalruments received In payment thereof In lhe name of
Grantor and to negotiate the seine and collect the proceeds. Payments by tenants or other users Io Lender in response to Lender's demand shall
salis~ the obligations Ior which the payments are made, whelher or eel any proper grounds f~r Ihe demand exisled. Lender may exercise Its
rights under Ibis subparagraph either in person, by agent, or Ihrough e receiver.
Appolnf Receiver. Lender shall have Ihe dgnt to have a receiver appointed to take possession of ali ch- any pad of the Property, wllh the pow~ Id
protecl and preserve the P~opedy, lo operale the Property preceding foreclosure or sale. and 1o cnilecl lhe Rents from the Propedy and apply Ihe
proceeds, over end above Ihe coal of Ihe receivership, agalnsl Ihe indebtedness. The receiver may serve wilhoul bend if permilled by taw.
Lender's rlghl Io Ihe appointment el a receiver shall extel whether or eel lhe apparent value el [he Property exceeds Ihe Indebtedness by a
substantial amounl. Employment by Lender shall eel dJsqualil'/a person from serving as ii receiver.
Judlciel Foreclosure. Lender may oblaln a Judicial deco'aa foreclosing Greeter's Inieresl In aft or any part el the Property.
Possession el' Ihe Property. For Ihe purpose of procuring possession of Ihe Property, Grantor hereby aulhorlzes and empowers any attorney of
any court el record in Ihe Commonweetlh of Pennsylvania or elsewhere, as atlorney tm' Lender and ell persons claiming under or through Lender,
Io sign an agreement tm' ante,-tng in any compelent court an amicable eclion in ejeclment for possession of lhe Property and to appear for end
confess Judgment against Grantor, and against ell persons claiming under of Ihrough Granlor, for lhe recover'/ by Lander of possession el
Properly. wilhoul any slay el execution, fa' which Ibis Mortgage, or a copy et Ihts Mm'lgege verified by atlldavtl, shatl be e sufficient warranl; and
thereupon a wril of possession may be is.sued Iorthwilh, withoul any prior writ or proceeding whatsoever.
Nonjudicial Sale. If permilted by applicable law, Lender may foreclose Grantee's interesl In ell or In any part of Ihe Personal Property or Ihe Real
Propedy by nonjudicial sale;
Dei'lciency Judgmenl. Lender may obtain a Judgment Iof any deficiency remaining in the Indebtedness due Io Lande,' oiler appllcalion el all
amounts received from the exercise el Ihe rights provided In this secllon.
Tenancy el Sufferance. If Granlof remains in possession el Ihs Property oiler the Property is sold as provided above of Lender olherwlse
becomes enlilled lo possession of Ihe Property upon delault of Grantor, Grsnlor shall become a lenant al sullerance of Lender or Ihe purchaser of
Ihe Property and shall, al Lender's optJono either (a) pay a reasonable rental for Ihe use el Ihe Properly, Or (b) vacate the Property Immedlelely
upon lhe demand o[ Lender.
Other Remedies. Lender shall have all olher dghts and remedies provided in this Morlgage or the Nolo or available al law or in equity.
Sale of tile Properly. To the exlent permilted by applicable law, Grantor hereby waives any and all rlghl to have Ihe propel'h/marshalled. In
exercising Ils righls sad remedies, Lender shall be Iree to sell all or any part of Ihe Property togelher or separalely, in one sale o~' by separele
sales. Lender shall be entitled to bid et any public sale on elf o/any portion el [he Property.
Nollce o~' Sale. Lender shall give Granla' reasonable notice et Ihe lime and place of any public sale of [he Personal Properly or of the time oiler
which any private sale o~ olher Intended disposition of the Personal Property is lo be made. Unless olherwise raqqired by applicable
reasonable notice shall mean notice given al leas[ lan (10) days bolero lhe lime of Ihe sale or disposilion.
Waiver; Election of Remedies. A waiver by any pacly of a breach of a provision of this Ma.lgage shall eel conslitute a waiver et ~ prejudice [he
parly's rtghts otherwise lo demand stricl compliance with lha[ provision or any olher provision. Election by Lender Io pursue say remedy shall ecl
exclude pursuit of any other remedy, and an eleclion 1o make expendilu~es or lake action Io perl~m an obligation of Granlor under Ibis Mortgage
after laliure of Grenlc~ to perform shall eel atlecl Lender's righl Io declare e default and exercise ils remedies under Ibis Mortgage.
AIIorney$' Fees; Expenses. If Lender In'~titutes any suit or aclion to enforce any el the lerms of this Mortgage, Lender shall be entitled Io recover
such SUm as Ihe court may adjudge reasonable as altorneys' fees, el trial and on any appeal. Whether or nol any court action is Involved, att
reasonable expenses incurred by Lender thai in Lender's opinion are necessa~' el any lime Ior Ihe prolection of its Inlerest or Ihe enforcemenl el
ils rights shall become a part of Ihe Indebledness payable on demand and shall bear interesl from the data of expendilure until repaid at the Nolo
rate. Expenses covered by Ihis paragraph include, wilhout limiialion, however subject to any limits under applicable law, Lender's attorneys' fees
and Lender's legal expenses whether or not there is a iawsull, including allofneys' fees for bankruplcy proceedings (including efforts Io modib/or
vacate any aulomalic stay or injunclion), appeals and any anticipated peal-judgment collection services, Ihe coal of searching records, obtaining
lille reporis (including foreclosure reports), surveyors' reports, and appraisal fees, and lille insurance, Io the extent permilled by applicable law.
Grantor also will pay any court coals, in addition to all other sums provided by law.
NOTICES TO GRANTOR AND OTHER PARTIES. Unless otherwise provided by applicable taw, any nolice under Ihis Morlgage shall be In wdling end
shall be effective when actually delivered, or when deposiled with a nalionally recognized overnighl courier, or, if mailed, shall be deemed elleclive
when deposited in Ihe Untied Slates mail lirst class, regislered mail, poslage prepaid, direcled to Ihe addresses shown near Ihe beginning el Ihis
Morlgage. Any party may change ils address for helices under this Modgage by giving ~ormaJ wrilten holies Io the olher petites, specifying Ihal the
pu,-pose o! Ihe no~lca is to change Ihe party's address. All copies et notices o~ Ioreclosure from the holder el any lien which has priorily over Ihis
Mortgage shall be sent to Lender's address, as shown near Ihe beginning el lhis Mortgage. For notice purposes, G~'anlor agrees to keep Lender
Informed al alt times el Granlor's current address.
MISCELLANEOUS PROVISIONS. The following miscellaneous provisions ere a pad of Ihls Mortgage: ~00~ it 1 ~[~ ~'J[C~£ 73
Amendmenls. This Mortgage, together with any Relaled Documents, conslitules Ihe entire understanding end egreemenl of Ihe parties as Io
mailers sol forth in Ihis Mortgage. No alle~alion o! or amendment Io Ihis Morlgage shall be effective unless given in writing and signed by lhe
party or parties soughl Io be charged or bound by Ihe alleration or amendment.
Applicable Law. This Mortgage has been delivered 1o Lender and accepted by Lender in the Cornmonweallh of Pennsylvania. This
Mortgage shall be governed by end conslrued In -,ccordance wllh the laws of the Commonwealth of Pennsylvania.
Caption Hel~lngs. C~,plion headings in [his Mortgage are for convenience purposes only and are eel [o be used Io Inlerprel or delSne the
provisions el Ibis Mortgage.
Merger. There shail be no merger el the Interesl or estale creeled by Ibis Mortgage wilh any olher interesl or eslale Jn the Property al any lime
held by or for the benelil of Lander in any capacity, wilhoul the written consent of Lender.
Multiple Parties. All obligalions of Grantor under this Morlgage shall be joint and several, and all references Io Grantor shall mean each and
every Grantor. This mesas thai each el tho persons signing below is responsible tor all obligations Jn Ibis Mortgage.
Severablllly. I~ a courl el compelenl jurisdiclion finds any provision cl Ihis Mortgage Io be Invalid or unenforceable ss Io any person
ctrcumslance, such linding shall not render Ihal provision invalid or unentorceable as Io any other persons or cJrcumslsnces. II feasible, any such
offending prov~sion shall be deemed to be modified Io be wllhin the limils of enforceebtlily or validity; however. II Ihe offending provision canner be
so inedited, Il shall be slricken and all olher provisions of Ibis Mortgage In eli olher respecls shall remain valid and enlorceable.
Successors end Assigns. SubJecl [o Ihe fimltalions slated In this Mortgage on lransler el Grantor's Inleresl, Ibis Morlgage shell be binding upon
and inure Io lhe benetil el Ihe parties, their heirs, personal representatives, successors end assigns, ti ownership et Ihe Property becomes vested
MORTGAGE Page 6
(Continued)
In · person other Ihan Granlor, Lender, wtlhout nollca to Grsnlcr, may deal with Grantor's successors with reference Io Ihls Mortgage and Ihe
Indebledness by way of forbearanCe or exlenslon without releasing Granl~r from Ihe obllgallons gl this Mortgage or Ilablltly under the
Indebtedness.
Time la of lhe Essence. Time is of the essence In the performance gl' this Mortgage.
Waivers and Consortia. Lender shall not be deemed lo have waived any fighls under this Mortgage (or under Ihe Relaled Documenls) unless
such waiver ~s in writing and signed by Lender. No delay or omission on the pad of Lender In exercising any fight shall operale as a waiver of
such dghl or any olher righl. A waiver by any petty of a provision of lhls Morlgage shall ncl conslitule a waiver ~t or pretudlce lhe pony's fight
otherwise Io demand strict compliance wilh thai provision or any olher provision. No prior waiver by Lender, nor any course of dealing between
Lender' and Granlor, shall constitute a waiver of any o1' Lender's rlghls or any o! Grenlor's obllgallons es lo any fulure Iransacllons. Whenever
consent by Lender Is required In Ibis Mortgage, the granting of such consenl by Lender in any Inslance shall nol conslilule continuing ccnsenl to
subsequent instanCes where such consenl is required.
EXHIBIT "A". An exhibit, Iltled "Exhlbll 'A'," Is attached Io this Mortgage and by this reference Is made a part of this Mortgage Jusl as [I all Ihe
provisions, lefTS and condtllons of Ihe Exhibll had been fully sol forth In Ibis Modgage.
EACH GRANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MORTGAGE, AND EACH GRANTOR AGREES TO ITS
TERMS.
wltn~d,.,,..,JW ~'"-' ' v '
CERTIFICATE OF RESIDENCE
I he~'eby ceril~, that ihe precise address pt the mortgagee, Farmers Trual Company, herein Is as follows:
One Wesl High Slreel, Carlisle, PA 17013
INDIVIDUAL ACKNOWLEDGMENT
)ss ' '
OQ I~is ~ ~dl~l~' "unders~ned Nol,~ Public. pmsonally appeared Vlclor A. Croley. Tere~ A Croley and Gla Cro ey Kova k Io me known
10'~ I~ ~d~dbed In and who ex~uled Ihe Modgage, and acknowledged lhal they signed Ihe Morlgage as Iheir ~r~ an~ vo~unla~ ecl
~ ~n~. '~d'~{~'lhe ...... U~s a~d purposes here n men oned
EXHIBIT "A"
References In Ihe shaded area are lot Lender's uso only' end do hal Ihnll Ihe eppllc.bllll)' al this documenl Io any pmllculgr loan or ii;;r~i ........ :1
Borrower: Vlclor A. Croley, Teresa A. Croley and GIA Croley Lender: Farmers Trusl Company
Kovallk Norlh Mlddlelort al/Ice
1428 Bradley Drive 1-113 One Wesl tilgh Slreel
Carlisle, PA 17013 Carlisle, PA 17013
This Exhlbll "A" la atleched Io and by Ihls reference la mede a parl of each Deed of Trusl or MarlBoRo, doled December 20, 1RD3, and
executed In connecUon wllh · loan or olher financial accommodations belween Fermera Truel Company end Victor A. Croley, Teresa A. Croley
and GIB Croley KoYallk.
ALL Ilia! CERTAIN condominium unit in tile property known, named end Identllled In the Declaration of
Condo~inlu~ referred to betou es Pheasant R~ Co~omintuas, tocoted In North Hldd[eton lo~nshlp,
Catty, C~n~eo[th of Pennsy[vnnia a~ ~hlch Dec[oration of Co~ln[~ for Pheasant R~ Co~lnl~s
dated Septe~er 1L Ig80, .os recorded 5epten~er 2~, 1~80, In the hereinafter ha~d Recorder~s O~flce
Hisce[[aneous Record Book 25~, Page 6, et seq., m~ .hlch Oeclaratlon ~ns a~ed by Ame~nent dated
Nove~er 1~. 1985~ a~ recorded acceder 23, 1985, In the hereinafter mentioned Recorder~s Office
~lscet[aneous Record Book 312, Page 776 et seq., a~ .as further ome~ed by Ame~ent dated Nove~er 14,
1985, a~ recorded Dec~ber 23, 1985. In [he herelnalter ~ntloned Recorder~s O[flce In Hlscetlaneous Record
Book 312, Page 783 et seq., together .Ith a C~e of Regulations lot Pheasant R~ Co~lnl~ Association
dated Septe~er 17~ 1980. end recorded 5eptenber 2~, 1980, in the hereinafter named Recorder"s O~flce In
Nlscet[aneous Record 8oak 258, Page 25 et seq., o~ together ~lth plans recorded In the hereinafter na~d
Recorder~s Office In Plan Book 29, Page 7 m~ Plan Soak 38, Page 112, e~ ~lng designated as:
Unit:
Floor: First
Building: VI 1
as ~re fully described In said Declaration e~ Plans. together ulth a proportionate ur~lvl~ed interest
the C~n E[e~nts of .005~52& percent as ~re fully set forth in the n~oresald Oeclaratlm~ a~ Plans.
1here ere no recorded ame~nCs to the above-mentioned Declaration, C~e of Regulations or Plans, except
a ~ ore~n t I geed.
KN~N AND HUHaERED as Unit I-lt], 1~26 Bradley Drive, Carlisle, Pe~syivanla 1701].
Being the same premises which'Victor A. Croley and Teresa A. Croley,
husband and wife, by their deed dated December 29, 1993, and recorded
concurrently herewith, granted and conveyed to Victor A. Croley ~u3d Teresa
A. Croley, husband and wife, and Gia Croley Kovalik, Mortgagors herein.
::: : ~:'~ · ~ '...:'? :~ ...x:L:;~:~'~ ....
ViZier A. Croley ' ' · /
LENDER:
By:Farmers~'~l~C~pan~ Aulh~dzed OIIIcer ~
LASER PRO. rims. U.S. Pit. & T.M. Oil.. Var. 3. lad lc) log3 CFI PraServk:el, ILK:. AII flghll [elmved. IPA-Oeo CnOL E YVA.LN R2?.OVLI
July 27, 2004
Irwin & McKnight
70 West Pomfret St.
ATTN: Roger B. Irwin
Carlisle, PA 17013-
Hoffman-Roth Funeral Home, Inc.
219 North Hanover Street
Carlisle, PA 170~3
(717)243-4511
The Funeral Service for Victor A. Croley Jr.
14304-117
We sincerely appreciate the confidence you have placed in us and will continue to assist you in every way we can. Please
feel free to contact us if you have any questions in regard to this statement.
THE FOLLOWING IS AN ITEMIZED STATEMENT OF THE SERVICES, FACILITIES, AUTOMOTIVE EQUIPMENT,
AND MERCHANDISE THAT YOU SELECTED WHEN MAKING THE FUNERAL ARRANGEMENTS.
FACILITY, STAFF, EQUIPMENT
Graveside Services ....................... $2890.00
· USE OF STAFF AND EQUIPMENT:
100 Addit'l Miles Transported ................... $200.00
FUNERAL HOME SERVICE CHARGES ............ $3090.00
SELECTED MERCHANDISE:
Viscount Casket ........................
THE COST OF OUR SERVICES, EQUIPMENT, AND MERCHANDISE
THAT YOU HAVE SELECTED . . .............
$2295.00
$5385.00
Cash Advances
Certified Copies of Death Certificate ..................
TOTAL CASH ADVANCES AND SPECIAL CHARGES '
$I0.00
$10.00
Total
Total Cost ..........................
History
07/I 4/2004 Cumberland County VA ..................
TOTAL AMOUNT DUE ..................
$5395.OO
$- 100.00
$5295.00
This statement is net and payable in full within 30 days of receipt.
. ~ul.~30~ 05:30a CIS 130~$3~136
49') Milch~t! Road, Mills~lrO, DE 19%6 Mall ('ode DE-MII-I
FAX: 71%24%6354
Irwin & McKnight, Attorneys At I.aw
West Pomfret Professional Building
60 West Pomfret Street
Carlisle, Pennsylvania 17013-3222
l'honu (gSa) 5024340
Fax (302) 034-2955
June 24, 2004
Rtt: Eslolt.". of} Victor A, (?oleE ,Jr.
Sooal,. ecuray.: 523-20- 9990
Dole of l)euth: June 16, 200..4.
Dear Sir or Madam:
Per your inquiry dated June 23, 2004, plea.sc be advised that at the time of death, Ihe above-named decodcnt had on deix~sit
with this bank thc following:
1, 'l:vix: qf Accomv
Accoum Number
Ownership (Numcs o./)
Opening Dote
Balance on Date ~Dealh
dccrt~:d Interest
Toad
Checking Accotmt
! 1,I(.~'07
Viclt~r .d OOk~
Lk:hn~ E Flythe., POA
I O/O6/92
$16,672.58
$ 0.00
$16,672.58
Type of Account
Account Number
Owner.,hip (Names
O~,ning Dale
&dance on Dale qf Deal~
C~"nt B~ce
Mortgage Account
9790874
I/ictor A Crol¢..'v
Teresa A Crolay
I O/20/00
$13,924.62
$13,924.62
Please be advised, there w-as no sale deposit box finmd R~r thc above decedent. For thrther account infom, adon, closures
and/or reimbursement of funds, please call thc North Middleton Olllce # 71%240452 I.
Sincerely,
./
'4 ' ',7:
Ntmcy Clagett
Records Management
MEMBERS 1"
FEDERAL CREDIT UNION
7.004
REGULAR SAVINGS ACCOUNT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Interest Earned from 4/29/04 to Date of Death
Name of Joint Owner
CERTIFICATE OF DEPOSIT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Interest Earned from 5/5/04 to Date of Death
Name of Joint Owner
244142 -00
O4/29/2O04
$4,931.06
$2.03
$4,933.O9
$16.34
None
244142 -40
05/05/2004
$60,109.63
$61.02
$60,170.65
$170.65
None
& McKNIGHT
r~E~BERS IST.,I~EDERAL CREDIT UNION
Denise A. Wolfe /'
Insurance Supervisor
July 21, 2004
Estate of: VICTOR A. CROLEY
Date of Death: 06/'16/2004
Social Security Number: 523-20-9990
5000 Louise Drive · P.O. Box 40 · Mechanicsburg, Pennsylvania 17055 · (717) 697-1161 · ww~vane~nberslst.org
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
Debra E. Flyte
being duly s~eor~ accord;~.g fo la'v, deposes and says that he she is the F_~ecutr~[
of the Estate of V:[ctor A. Cgole~.
late o~ .... ~0~h ~d~e.L?n-T°~h-~p ................... Cumberland County, Pa., deceased and fha+
wi/bin is an inventory made by Debra E. Flyte , the said ~ecutr~
o~ the enfire estate o~ sa~d decedent, consls~in9 of ail +he persona~ prcperiy and real estate, except real estate oufslde
fha Commonwealth o~ Pennsylvania, and f~af fha figures opposite each i~em of f~e Inventory represent it's fair value
as o~ +he date of decadenf's death.
Swo~:t and subscribed before me,
this 14th day of September, 2004. 19_
?~o~o~m OF P~NSVLVA~A
Date of Dea~*h 16
k./ Executor - Adm'mistraf~r"//
Debra F.. Flyte
650 Wagner 'Drive
-Cariisie, PA 17015
J
2OO4
INSTRUCTIONS
I. An inventory must be filed wlfh~n three months after appointment of personal representative.
2. A supplement inventory mus~ be filed within th;try days of d;scovery oF additional assets.
3. Additional sheets may be at+ached as to personalty or rea]fy
4. See Article IV, Fiduc;arTes Act of 1949.
Inventory of the real and personal estate of
VICTOR A. CROLEY, JR.
deceased
2.
3.
4.
5.
1426 Bradley Drive, Carlisle, PA - Undivided 1/2 interest ..........
M & T Bank - Checking Account - 1146807 ...................
Members 1st - Savings Account - 244142-00 ..................
Members 1st - Certificate of Deposit - 244142-40 ..............
Personal Property ..............................
TOTAL .....................
28,160
16,672,
4,933.
60,170
1,414
111,350
O0
58
O9
65
O0
32
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
BUREAU OF INDIVIDUAL TAXES
DEPT. 280601
HARRISBURG, PA 17128-0601
RECEIVED FROM:
PENNSYLVANIA
INHERITANCE AND ESTATE TAX
OFFICIAL RECEIPT
NO.
REV-1162 EX(11-96)
CD 004392
IRWIN ROGER B ESQ
60 W POMFRET ST
CARLISLE, PA 17013
........ fold
ESTATE INFORMATION: SSN: 523-20-9990
FILE NUMBER: 2104-0678
DECEDENT NAME: CROLEY VICTOR A JR
DATE OF PAYMENT: 09/15/2004
POSTMARK DATE: 09/1 5/2004
COUNTY: CUMBERLAND
DATE OF DEATH: 06/1 6/2004
ACN
ASSESSMENT
CONTROL
NUMBER
AMOUNT
101 $7,542.46
REMARKS:
IRWIN & MCKNIGHT
TOTAL AMOUNT PAID:
$7,542.46
SEAL
CHECK# 021537
INITIALS: SK
RECEIVED BY:
GLENDA FARNER STRASBAUGH
REGISTER OF WILLS
REGISTER OF WILLS
217
REV-1500 EX (6-00)
Z
U.I
I,LI
UJ
Z
Z
COMMONWE^LT. OF t REV'1500
PENNSYLVANIA
DEPARTMENT OF REVENUE INHERITANCE TAX RETURN 21-04-00678
DEPT. 280601
RESIDENT DECEDENT .COUN.-.cooE
DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) )SOCIAL SECURITY NUMBER
Croley, Jr. Victor A.
DATE OF DEATH (MM-DD-YEAR)
6/16/2004
IDATE OF BIRTH (MM-DD-YEAR)
4/13/1926
APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE ~NITIAL)
[~1. Original Return
~]2. Supplemental Return
532-20-9990
THIS RETURN MUST 8E FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
[~3. Remainder Return (dateofdeath prior to 12-13-82)
[~4. Limited Estate
[~6, Decedent Died Testate (Attach copy of Will)
[~9. Liligation Proceeds Received
NAME
Roger B. Irwin, Esquire
FIRM NAME (If Applicable)
Krwin & McKnight
TELEPHONE NUMBER
717-249-2353
[--~4a. Future Interest Compromise (date of death after 12-t2-82) [~ 5, Federal Estate Tax Return Required
~7. Decedent Maintained a Living Trust (Attach copy of Trust) 8. Total Number of Safe Deposit Boxes
[~10. Spousal Poverty Credi~ (date of death between 12-31-9t and 1-1-95) ~-~11. Election to tax under Sec. 9113(A) (Attach Sch O)
:OMPLETE MAILING ADDRESS
60 West Pomfret Street
West Pomfret Professional Building
Carlisle, PA 17013
1. Real Estate (Schedule A) (1)
2. Stocks and Bonds (Schedule B) (2) NONE
3. Closely Held Corporation, Partnership or Sole-Proprietorship (3) NONE
4. Mortgages & Notes Receivable (Schedule D) (4) NONE
5. Cash, Bank Deposits & Miscellaneous Personal Property
(Schedule E) (5) NONE
6. Jointly Owned Property (Schedule F) (6) NONE
[~Separate Billing Requested
7. Inter-Vivos Transfer & Miscellaneous Non-Probate Property
(Schedule G or L) (7) NONE
8. TOTAL GROSS ASSETS (total Lines 1-7)
9. Funeral Expenses & Administrative Costs (Schedule H) (9) NONE
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) 110)NONE
11. TOTAL DEDUCTIONS (total Lines 9 & 10)
12. NET VALUE OF ESTATE (Line 8 minus Line 11)
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not
been made (Schedule J)
14. Net Value Subject to Tax (Line 12 minus Line 13)
8;590
OFFICIAL USE ONLY
(8) 8,590
(11)
(12)
(13)
(14)
8,590
8,590
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
15. Amount of Line 14 taxable at the spousal tax
rate ,or transfers under Sec.9116 (a)(1.2) x .0 (15)
16. Amount of Line 14 taxable at lineal rate 8,590 x .0 45 (16) 387
17. Amount of Line 14 taxable at sibling rate X .12 (17)
18. Amount oi" Line 14 taxable at collateral rate x .15 (18)
19. Tax Due
............................................. (19)
i:!i i:~ "'~:~:i:':~ ~ ?'~:~:;:;:ij~ ~?:~:,:ri:~:': !-~ :!: i:i ~: i:! ":~'i :!' !:!:i:i:i:i :~: i:~ + i:J ~!!i~!!i:iii~i ~[: i![:~J ili~;~i:~Ei:i~!~; :~ii~: !:~ :i:i:i :i:i:i:~:i :i:~ :~: ~:~:~:i:i:Fi:~:~ ~ ~ :~: ~ ~:;:~:~: :;: :; ~:~:~:~:~:,:~:,:;-=-,:~ ~-.,.:.,.,.,.~.=-,...,-~-::.,., -:,:,
............................................................. '.':::S~R~:~O:::~'~.-.,~.~:~UES~t I~ :O': ....... ' ........... '":::'"""':""'~:' .............................. ~-:'::~
.............................................................................................................. ~...~.. N.:RE'~ER~:~tE~I~.~N~.RE. ,.~, .... ' ........ :-:"':
.................................................................................................................... ~. ........... ~:~A~H:::,~:.~ ...............................................................
Croley, Jr. Victor A. 532-20-9990
2'17
Decedent's Complete Address:
iTREET ADDRESS
.426 Bradley Drive
ITY
arlisle
ISTATE
PA
IZIP
17013
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
Interest/Penalty if applicable
D. Interest
E. Penalty
4¸.
(1)
387
Total Credits ( A + B + C ) (2)
Total Interest/Penalty ( D + E ) (3)
If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund
(4)
If line 1 + line 3 is greater than line 2, enter the difference. This is the TAX DUE. (5)
A. Enter the interest on the tax due. (SA)
B. Enter the total of Line 5 + SA. This is the BALANCE DUE. (5B)
387
387
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and:YesNo
a. retain the use or income of the property transferred; ........................
b. retain the dght to designate who shall use the property transferred or its income; ............. E~ r~
c. retain a reversionary interest; or ................................ E~]
d. receive the promise for life of either payments, benefits or care? ...................
2. If death occurred after December 12,1982,did decedent transfer property within one year of death
without receiving adequate consideration? ............................. E~ []
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? ...... []
4. Did decedent own an Individual Retirement Account, annuity or other non-probate property which
contains a benefic ary designation?
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of perjury, I declare that I have examined this return, including acco,~panying schedules and statements, and to the best of my knowledge and belief, it is true,
and complete.~claration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNATUJ(E ~: ~RSON R.~,~PONSJBLE F~J'~ FIL~(~ RETURN ~ATE i
DDRE¢~ - ~ ·
Debm E. Fl~e, 650 Wagner Drive, Carlsle, PA 17013
SIGNATURE OF PREPARER OTHER T~N REPRESENTATIVEDATE
I~in & McK~ht West Pomfret Street, Carlisle, PA 17013
For dates of death on or after July 1, 1994 and before Janua~ 1, 1995, the tax rate imposed on the net value of transfers to or for the use of Ihe su~iving spouse is 3%
[72 P.S. Section 9116 (a)(1.1)(i)].
For dates of death on or after Janua~ 1, 1995, the tax rate imposed on the net value of transfem to or for the use of lhe suwiving spouse is 0% [72 P.S. Section 9116 (a)(1.1)(ii)].
The statute does nol exempt a transfer to a su~ving spouse from tax, and the statutow require~nts for disclosure of assets and filing a tax return are still appli~ble even if
the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one yearn of age or younger at death to or for the use of a natural parent, an adoptive parenl,
or a slepparent of the child is 0%[72 P.S. Section 9116(a)(1.2)].
~e tax rate i~osed on the riel value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, excepl as noted in 12 P.S. Section 9116( 1.2) [72 P.S. Section 9116(a)( 1
The tax rate imposed on the net value of transfers to or for the use o¢ the decedent's siblings is 12% [72 P.S. Section 9116(a)(1.3)] .A sibling is defined, under Section 9102, as an
individual ~o has at leasl one parent in common ~th the decedent, ~ether by blood or adoption.
AT
REV-1502 EX + (1-97} {I)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
SCHEDULE A
REAL ESTATE
FILE NUMBER
Victor A. Croley, Jr. 21-04-00678
ALL REAL PROPERTY OWNED SOLELY OR AS A TENANT IN COMMON MUST BE REPORTED AT FAIR MARKET VALUE. Fair market value is defined as the price at
which properly would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. REAL
PROPERTY WHICH IS JOINTLY-OWNED WITH RIGHT OF SURVIVORSHIP MUST BE DISCLOSED ON SCHEDULE F.
ITEM
NUMBER
DESCRIPTION
Additional Value of Item 1 of Schedule "A" of original return.
1426 Bradley Drive, Carlisle, PA - Undivided 1/2 Interest.
(With Daughter Gia Croley Kovalik)
Value on Original Return: $28,160.00 (total market value $56,320.00)
Sold October 29, 2004 for gross sale price of $73,500 (One half equals $36,750.00)
Difference in value for inheritance tax return: $8,590.00
VALUE AT DATE
OF DEATH
8,590
TOTAL (Also enter on line
(If more space is needed, insert additional sheets of the same size)
8~59¢1
ROBERT M. FREY
OFCOUNSEL
STEPHEN D. TILEY
ROBERT G. FREY
FREY & TILEY
A'FFORNEYS-AT- LAW
5 SOUTH HANOVER STREET
CARLISLE, PENNSYLVANIA 17013
TELEPHONE (717) 243-5838
FACSIMILE (717) 243-6441
Irwin & McKnight
60 West Pomfret Street
Carlisle, PA 17014
November 8, 2004
Attn.: Roger B. Irwin, Esquire
Re:
Estate of Victor A. Croley, Jr.
Ms. Gia Croley Kovalik
Unit I-113, 1426 Bradley Drive
North Middleton Township, PA
Dear Roger:
Settlement in the sale of the above referenced unit by Gia Croley Kovalik was
concluded on October 29, 2004. Enclosed please find our check to your firm in the
amount of $1,267.20 representing reimbursement by Gia of inheritance tax paid by the
estate on the one-half interest in the above referenced property which became Gia's
upon the death of Victor Croley.
Pursuant to our telephone conversation, it is necessary and desirable for
additional inheritance tax to be paid as the value of the unit exceeded that which the
estate anticipated in filing the inheritance tax return. It would seem best to have the
supplemental inheritance tax return simply filed by the Executrix and your firm. To
accommodate that, you will find enclosed a supplemental inheritance tax return, together
with a check for the filing fee in the amount $15.00, and the additional tax due of
$286.55. If it is agreeable to you, kindly have this return signed, and sign it as the
preparer (or I will be happy to redo it with my signature as the preparer if you wish) and
then file the same. Kindly let us know when it is filed so that we may confirm that fact
and close our file.
As always, should you have any questions, please do not hesitate to contact me.
S DT/tl
Encls.
CC:
Ms. Gia Croley Kovalik (w/encls.)
Sincerely yours,
Stephen D. Tiley
~ ~. FHA ~tement - U. S. Department o_1 Housina and Urban ~rm US HUD - Ip
2 FPlHA
3 C ..... LJnins. 16. Fi~r ~'/~'~. Loa~ Number '8 Mort a e In ~_,~g~g_e NO~
1~4 V~ ~ RE2371 J ~ ' ~ q surance ~
~)nv rns
This ~shed to ~ive you ~ I Closer Valer/e Gan [ ~
the cflosin~; they are shown here for informolfonal purposes and are not included in the lotals.
Name and Address OI Bo~ower: a st~tem~ c ~ actual settlement costs. Amounts paid to and by Ih~flent are shown. Items marked "J~.o.C~ere paid~ ~
EARL E. RHOADES, JR.
DAWN M. RHOADES
44 CHESTNUT AVENUE
CARLISLE, PA 17013
F. Nome, and Address al Lender
EQUIFIRST CORP.
ISAOA ATIMA
500 FOREST POINT CIRCLE
.. CHA_R~LOTTE, NC 28273
IH. Seller's Settlement Agent:
25-1730538
Frey & Tiley Law Office
5 South Hanover St.
Carlisle, PA 17013
.J.S~U_MMARY OF BORROWER'S TRANSACTION
Gross Amount Due From Bo~ower
E. Name and Address of Seller:
GIA CROLEY KOVALIK
1428 BRADLEY DRIVE
UNIT J-214
CARLISLE, PA 17013
O.Property Location
1426 BRADLEY DRIVE, UNIT I-113, BUILDING VII, CARLISLE, PA
NORTH MIDDLETON TOWNSHIP
CUMBERLAND COUNTY
PARCEL NO. 29-17-1583.015B.U71 13
I.Settlement Date; qPIoce al Seltlement:
October 29, 2004 j5 South Hanover Street
10:00 A.M. JCarlisl._~e, PA 17013
K. SUMMARY OF SE~
101 Contract sales price
102 Personal properly
103 Setllement charges from Iline 1400)
t04
105
106 City/town taxes 10J29/04 to 12/31/04
109
I I0 School loxes 10/29/04 tO 6/30/05 468.59
It2
200 Amounts Paid By Or In Behalf Of Borrower
400 Gross Amount Due To Seller
73,500.00 40l ContractSoles price
402 Personal Im'opedy
403
404
405
Adjustments for#ems paid by seller in advance:
406 City/town taxes 10/29/04 lo 12/31/04
407 County taxes
408 Assessments
409
76.34 410 School taxes 10/29/04 to 6/30/05 468.59
4ll
412
420 Gross Amount Due to Seller
78,171.09
73,500.00
31.75
76.34
73,608.09
201 Deposit or earnest money
202 Principal amounl of new IoanJs),o*
203 Existing loon(sM taken subjecl tO
204
205
206 SELLERS ASSISTANCE
207
208
209
Adiustmenls for items upaid by seller
210 City/town taxes I/I/04
211 County tax~s
212 Assessmenls
213
214 School taxes 7/J/04
215
216
217
218
220 Total Paid By/For Bah'awol
300 Cash At Settlement From/To Borrower:
WIRE 557,889.75
to 10/29/04
to 10/29/04
500 Reductions In Amount Due To Seller
501 Excess deposit Isee inslruclionsJ
58,500.00 $02 Settlement charges to softer (fine 1400~
503 Existing IoanJs~ taken subject to
504 Payolf at first mortgage loan J & T BANK
505 Payoff Of second morlgoge loan
4,077.75 5O6 SELLERS ASSISTANCE
507 M & T BANK LOAN NO. 0009790874
5O8 GOOD THROUGH 11/I/04
509 INHERITANCE TAX TO IRWIN & MCKNIGHT
Adjustments for items upo/d by seller
510 Cily/town taxes ]/l/04 tO 10/29/04
51 ]Counly taxes
512 Assessments
513
514 School taxe~ 7/I/04 to 10/29/04
515
516 ADDITIONAL INHERITANCE TAX TO REGISTER OF WILLS
5~ 7 SUPPLEMENTAL INHERITANCE TAX RETURN FEE
518 TO FREY & TILEY
519 FILING FEE FOR SUPPLEMENTAL INH. TAX RETURN
62,577.75 520 Total Reductions 1o Ami Due Seller
=========~
5,634.90
13,186.45
4,077.75
1,267.20
386.55
150.00
15.00
24,717.85-
301 Gross amount due tram borrower Iline 120l
302 Less amounts paid by/tar bOITOwer [from line 220J
303 Cash (X) From ( ) To Borrower
600 Cash At Settlement To/From Seller:
78,171.09 6m Grass amount to seller tram [tine 420t
602 Less reductions in amount due seller (from
15,593.34 6O3 Cash ( ) From tX) To Se~er
73,608.09
(24,717.85~_
48,890.24
!HUDd
L sErrLEMENT CHARGES
700 Toh~l Sales/Broker's Comm. based on price:
73.500.00 @ 6% = 4,410.00
Paqe NO. 2
703
705 PROCESSING SERVICE FEE TO RE/MAX REALTY ASSOCIATES, INC. (SEPARATE CHECK)
8oo Items Payable In Connection With Loan:
801 Loan Originalion Fee .000 % tO PAMELA S. BENTZ
802 Loan Discount .000 '~a tO
808 OTHER BROKER FEES TO PAMELA S. BENTZ
8O9 LENDER UNDERWRITING FEE TO EQUIFIRST CORPORATION
8~0 LENDER QC/WIRING FEE TO EQUIFIRST CORPORATION
8~ BROKER FEE PAID BY LENDER - $585
9OO Items Required By Lender To Be Paid In Advance:
901 Interest From 29-Oct-04 to I-Nov-04 @ 9.70000 perday=
903 Hozorci Insurance Premium lor 1 years Io STATE FARM FI & CAS CO
10aa Reserves Deposited With Lender: 1'eel Reserves, Unes1001 thorugh 1008: 376.
2 mos. @ per month
t004 Counh, property taxes 9 mos. @ $15.64 per month
5 mos. @ $59.61 permonlh
~OOe Aggregate Settlement Adjustment
~oo Title Charges:
I IO5 Documenl preparation Io FREY & riLEY
to FREY & TILEY
1109 LendeFs Coverage $ 73,500 Endorsements: 810, 300, 8.1
I I l0 Owners (=overage $ 73,500
l lll Closing Service Leffer to Commonwealth Land Title Insurance Co.
~ ~3 Overnight delivery fees
1200 Government Recording and Transfer Charge Deed Pages: 0 Mlg pages.:
120t Recording fees: Deed 538.50 ; Mortgage: $76.50 : Releases $
1202 City~courtly/stamp! Deed $735.00 ; Morlgage: 5
1203 State lax/stamps: Deed 5735.00 : Mortgage: 5
~3oo Additional Settlement Charges:
13o4 DEED COPY FEE TO TRI-COUNTY
~306 NOVEMBER ASSOCIATION FEES DUE TO PHEASANT RUN CONDO ASSOC.
~307 FINAL WATER AND SEWER BILL TO NORTH MIDDLETON TOWNSHIP MUNICIPAL AUTHORITY - ACCT. NO. 06000709
J4Oe Total Settlement Charges (enter onllnes 103, Section J and 502, Section K)
Paid From
Sorrower's
Funds at
250.00
745.00
0.00
395.00
395.00
395.00
29.10
P.O.C.
140.76
298.05
(62.66
1,002.75
35.00
10.00
115.00
735.00
80.00
4,563.00
Paid From
Seller's
Funds at
4,410.01
250.
10.00
79.90
CERTIFICATION
direct and authorize the Company Io make disthbut/ons indicated Ior my account on the attached HUD- I Settlement Statement. approving the tax prorations
indicated therein, and understand that prorations were based on ~igures for the preceding year. ar estimates tar the current year. and in/he event of any Change
EARL-E. RHOADES, JR.
DAWN M. RH~ES
TO the besl of my knowledge, the HUD- I Settlement Statement which I have Prepared is a true and accurate account at' lhe funds which were received and have
been or w/il be disbursed by the undersigned Os part Of the seltlement of this tronsoclion,
WARNING: It is a Dime to knowingly make false statements fo the United States on this of any other similar form. Penalties upon conviction can include line and
imprisonment. For details see: Tille 18 U.S. Code Section laOI and Section IOlO.
Date
INFORMATION REPORTING ON REAL ESTATE TRANSACTIONS
THIS HUD SI:-rTLEMENT STATEMENT CONTAINS IMPORTANT TAX tNFORMATION IBOXES E. G, H. I. M AND LINE 401} AND IS BEING FURNISHED TO
THE INTERNAL REVENUE SERVICE. IF YOU ARE REQUIRED TO FiLE A RETURN. A NEGLIGENCE PENALTY OR OTHER SANCTION WILL BE IMPOSED
ON YOU IF rills ITEM IS REQUIRED TO BE REPORTED AND THE INTERNAL REVENUE SERVICE DETERMINES THAT IT HAS NOT BEEN REPORTED.
Solicifation of TIN
Seller is required by Jaw lo provide Ihe Attorney/Company with his/her toltec I taxpayer identiticatian number. It correct laxpayer [denlilicalion number is hal
provided, he/she may be subject to Civil or criminal penallies imposed by law.
Certification of TIN
Under penalh(,s Of pequP/. I certify that Ihe axpayer ~dentlfscahon number shown in Ibis statement is my correct taxpayer idenlilication number.
Seller
Seller
Dale at Pro-Rallon:
October 29. 2004
ASSESSMENT:
556.320.00
Pcrrcel No.:
See Sefllement Sheel
106 & 406. 1 tO & 410.
and 1303 for
Results at this Addendum.
TAX PRO-RATION ADDENDUM
S_SCHOOL REAL ESTATE TAX
from July I. 2004 to June 30. 2005 Owes.'
School Real Eslale Tax- Face 12.7 m/lis
School Real Estate Tax- Per Day $715.26
$1.95963
COUNTY & MUNICIPAL TAX
from Januan/I. 2004 to ~e'ecember 3 I. 2004 C':-.-
Co. & Munic. Real Estate Tax. Face 3.333
Co. & Munic. Real Estale Tax- Per Day $187.71
$0.51429
Yes
School taxes P.O.C. or charged to Se,er: ~
School taxes P.O.C. Or charged O 8orrower
Co. & Munic. P.O.C. or charged lo Se#e~':
Co. & Munic. P.O.C. or charged to 8on'ower
Borrower
P.O.C.
P.O.C.
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
I]UREAU OF iNDIVIDUAL TAXES
IDEPT. 280601
HARRISBURG, PA 17128-0601
RECEIIVED FROM:
PENNSYLVANIA
INHERITANCE AND ESTATE TAX
OFFICIAL RECEIPT
NO.
REV-1162 EX(11-96)
CD 004618
FREY AND TILEY
5 SOUTH HANOVER STREET
CARLISLE, PA 17013
ESTATE INFORMATION: SSN: 523-20-9990
FILE NUMBER: 2104-0678
DECEDENT NAME: CROLEY VICTOR A JR
DATE OF PAYMENT: 11/12/2004
POSTMARK DATE: 11/12/2004
COUNTY: CUMBERLAND
DATE OF DEATH: 06/16/2004
ACN
ASSESSMENT
CONTROL
NUMBER
AMOUNT
101 $386.55
TOTAL AMOUNT PAID'
$386.55
REMARKS: FREY
SEAL
CHECK#5546
INITIALS' CCP
RECEIVED BY:
GLENDA FARNER STRASBAUGH
REGISTER OF WILLS
REGISTER OF WILLS
BUREAU OF TNDZVZDUAL TAXES
INHERITANCE TAX DIVISION
PO BOX 280601
HARRISBURG, PA 17128-0601
COHNONWEALTH OF PENNSYLVANZA
BEPARTHENT OF REVENUE
NOTZCE OF INHER/TANCE TAX
APPRAZSENENT, ALLONANCE OR DZSALLONANCE
OF DEDUCTZONS AND ASSESSHENT OF TAX
RE¥-1647 EX AFP
ROGER B IRWIN ESQ
IRWIN & HCKNIGHT
60 W POHFRET ST
CARLISLE
PA 17015
DATE 11-15-200~
ESTATE OF CROLEY JR
BATE OF DEATH 06-16-200~
FZLE NUNBER 21 0~-0678
COUNTY CUHBERLAND
ACN 101
Aaount Remitted
VICTOR A
HAKE CHECK PAYABLE AND REH'rT PAYHENT TO:
REGISTER OF WILLS
CUM]}ERLAND CO COURT HOUSE
CARLISLE, PA 17013
CUT ALONG THZS LZNE ~ RETAZN LOWER PORTZON FOR YOUR RECORDS ~
REV-1547 EX AFP (01-03) NOTZCE OF ZNHERITANCE TAX APPRAZSENENT, ALLOWANCE OR BZSALLOWANCE OF BEDUCTZONS AND ASSESSHENT OF TAX
ESTATE OF CROLEY JR VICTOR A FZLE NO. 21 0R-0678 ACN 101 BATE 11-15-200~
TAX RETURN NAS: (X) ACCEPTED AS FZLED ( ) CHANGED
RESERVATZON CONCERNZNG FUTURE ZNTEREST - SEE REVERSE
APPRAZSED VALUE OF RETURN BASED ON: ORIGINAL RETURN
1. Real Es*ate (Schedule A) (1)
2. Stocks and Bonds (Schedule B) (2)
$. Closely Held S~ock/Partnership Znterest (Schedule C) ($) .00
~. Nortgagas/Notas Receivable (Schedule D) (~) .00
5. Cash/Bank Deposits/Nisc. Personal Property (Schedule E) (5) 831190.32
6. Jointly Owned Property (Schedule F) (6) .00
7. Transfers (Schedule G) (7) .00
8. Tote1 Assets
28~160.00
.00
(8)
NOTE: To insure proper
credit to your account,
submit ~he upper portion
of this form wi~h your
tax payment.
111,350.:32
APPROVED BEDUCTZONS AND EXENPTZONS:
9. Funeral Expanses/Adm. Cos~s/Hisc. Expanses (Schedule H)
10. Dabts/Nortgege Liabilities/Liens (Schedule Z)
11.
12.
15.
1~.
NOTE:
ASSESSHENT OF TAX: 15. Amount of Line 1~ at Spouse1 rata
16. Amount of Line 1~ taxable at Lineal/Class A ra~a
17. Aaount of Line 1~ at Sibling rata
18. Aeount of Line 1~ taxable at Collateral/Class B rata
19. Principal Tax Due
TAX CREDZTS:
PAYIIENT
DATE
09-15-200~
17,802.96
(9)
(10) 1~785.~6
Total Deductions (11)
Nat Value of Tax Return (12)
Charitable/Governmental Bequests; Non-elected 9115 Trusts (Schedule J) (15)
Nat Value of Esta*a Sub,act to Tax (1~)
If an assessment ~as lssued previously, lines 1~, 15 and/or 16, 17,
reflect figures that include the total of ALL returns assessed to date.
ZF PAZD AFTER DATE
FOR CALCULATZON OF
~=~IUHBER
C~]06392
DZSCOUNT (+)
ZNTEREST/PEN PAZD (-)
:596.97
TNDTCATED, SEE REVERSE
ADDZTTONAL TNTEREST.
(15) .00 x 00 =
(16). 28,160.00 x 0~5=
(17). 30,601.90 x 12 =
(lB). 20,000.00 x 15 =
(19)=
AHOUNT PAZD
7,5~,2.c~6
32.588.~2
78,761.90
.00
78,761.90
18 and 19 wlll
.00
1,267.20
3,672.23
3,000.00
7,939.~3
TOTAL TAX CREBZT
BALANCE OF TAX DUE
ZNTEREST AND PEN.
TOTAL BUE
7,939.~3
.00
.00
.00
( ZF TOTAL DUE ZS LESS THAN $1, NO PAYHENT ZS RE~UZRED.
ZF TOTAL DUE ZS REFLECTED AS A "CREDZT" (CR), YOU HAY BE DUE
A REFUND. SEE REVERSE SZDE OF THZS FORN FOR ZNSTRUCTZONS.)
RESERVATION:
PURPOSE OF
NOTICE:
PAYMENT:
REFUND (CR):
OBJECTIONS:
ADMZN-
ISTRATIYE
CORRECTIONS:
DISCOUNT:
PENALTY:
INTEREST:
Estates of decedents dying on or before December 11, 1981 -- if any future interest in the estate is transferred
in possession or enjoyment to Class B (collateral) beneficiaries of the decedent after the expiration of any estate for
life or for years, the Commonaealth hereby expressly reserves the right to appraise and assess transfer Inheritance Taxes
at the lawful Class B (collateral) rate on any such futura interest.
To fulfill the requirements of Section 2140 of the Inheritance and Estate Tax Act, Act 23 of 2000. (71 P.S.
Section 91qO).
Detach the top portion of this Notice and submit with your payment to the Register of Nills printed on the reverse side.
--Make check or money order payable to: REGISTER OF NILLS, AGENT
A refund of a tax credit, ehich ems not requested on the Tax Return, may be requested by completing an
"Application for Refund of Pennsylvania Inheritance and Estate Tax" (REV-1513). Applications are available
onZine at mew.revenue.state.pm.us, any Rag[star of NiZls or Revenue District Office, or from the Department's
Z4-hour answering service for fores orders: 1-D00-361-20S0; services for taxpayers with special hearing and/or
speaking needs: 1-B00-447-~010 (TT only).
Any party in interest not satisfied with the appraisment, allowance or disallowance of deductions or assessment of tax
(including discount or interest) as shown on this Notice may ob[act within 60 days of the date of receipt of this notice
by filing one of the following:
A) Protest to the PA Department of Revenue, Board of Appeals. You may object by firing a protest online at
eew.boardofappaals.stata.pa.us on ar before the expiration of the sixty-day appeal period. In order for
an electronic protest to be valid, you must receive a confirmation number and processed date fram the
Board of Appeals eebsite. You may also send a written protest to PA Department of Revenue, Board of Appeals
P.O. Box Z810Zl, Harrisburg, PA 17118-1011. Petitions may not be foxed.
D) Election to have the matter determined at the audit of the account of the personal representative.
C) Appeal to the Orphans' Court.
Factual errors discovered on this assessment should be addressed in writing to: PA Department of Revenue,
Bureau of Individual Taxes, ATTN: Post Assessment Review Unit, P.O. Box ZOO601, Harrisburg, PA 1711B-0601
Phone (717) 787-6505. See page 5 of the booklet "Instructions for Inheritance Tax Return for a Resident
Decedent" (REV-IS01) for an explanation of administratively correctable errors.
If any tax due is paid within three (3) calendar months after the decadent's death, a five percent (51) discount of
the tax paid is a11oNed.
The 151 tax amnesty non-participation penalty ts computed on the total of the tax and interest assessed, and not
paid before January 18, 1996, the flrst day after the end of the tax amnesty period. This nan-participation
penalty is appealable in the same manner and in the the same tiaa period as you would appeal the tax and interest
that has been assessed as indicated on this notice.
Interest is charged beginning ~ith first day of delinquency, or nine (9) months and one (1) day from the date of
death, to the date of payment. Taxes ~hich became delinquent before January 1, 19BI bear interest at the rate of
six (61) percent per annum calculated at a daily rate of .000164. All taxes which became delinquent on and after
January 1, 19BZ ~ill bear interest at a rate which will vary from calendar year to calendar year ~ith that rate
announced by the PA Department of Revenue. The applicable interest rates for 1981 through Z004 ara:
Interest Daily Interest Daily Interest
Daily
Year Rata Factor Year Rate Factor Year Rate Factor
1981 ZOZ .000548 ~'~'~-1991 11Z .000301 ~ 9Z .000147
1962 161 .OOO43D 1991 9Z .O00Zq7 ZOOZ 6Z .00016fi
1984 112 .000301 1993-1994 7Z ,OOOXgZ Z003 52 .000137
1985 132 .000356 1995-1998 92 .000247 2004 41 .000110
1986 lOX .000274 1999 72 .000191
1987 101 .000Z74 ZOO0 72 .000192
--Interest is calculated as follows:
ZNTEREST= BALANCE OF TAX UNPAZD X NUHBER OF DAYS DELZNQUENT X DAZLY ZNTEREST FACTOR
--Any Notice issued after the tax becomes delinquent will reflect an interest calculation to fifteen (15) days
beyond the date of the assessment. If payment is made after the interest computation date shown on the
Notice, additional interest must be calculated.
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
-
,-,,.-1.... r.;-.~"n:-
BUREAU OF IRi!.fj6:buALTAlfES'X
INHERITANCE TAX rUFlISI~ -', .!
PO BOX 28D601 ;-"1 ',:- ,.,
HARRISBURG PA 17128-0601
NOTICE OF INHERITANCE TAX
APPRAISEMENT, ALLOWANCE OR DISALLOWANCE
OF DEDUCTIONS AND ASSESSMENT OF TAX
REV-1547EX AFP n!-D4)
Zonr If"'. ')l, I"'" "0': 18
UU0 0i~i'. '-I' ',j i
CLEF\\<
nr'l)t....t'C'
OKrl:",,"1 ~i;- '~'.
RO@.Jl!iirlRWINESQ
IRWIN & MCKNIGHT
60 W POMFRET ST
CARLISLE PA 17013
DATE
ESTATE OF
DATE OF DEATH
FILE NUMBER
COUNTY
ACN
01-25-2005
CROLEY JR
06-16-2004
21 04-0678
CUMBERLAND
101
VICTOR
A
Allount Rellitted
MAKE CHECK PAYABLE AND REMIT PAYMENT TO:
REGISTER OF WILLS
CUMBERLAND CD COURT HOUSE
CARLISLE, PA 17013
CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~
RE"y=m..,"iic""AFP--ClIr=63Y"No'i'Yci"oF"i:'NiiiJtYfAN"ci!-i"A'l'1"i\"PPRi\"i'illii'€NT~--A[loWANcl!-Dii""----""""""----"
DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX
ESTATE OF CROLEY JR VICTOR A FILE NO. 21 04-0678 ACN 101 DATE 01-25-2005
TAX RETURN WAS, (X J ACCEPTED AS FILED
J CHANGED
RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE
APPRAISED VALUE OF RETURN BASED ON: SUPPLEMENTAL RETURN
1. Reel Estate (Schedule A) (1)
2. Stocks and Bonds (Schedule BJ (2)
3. Closely Held stock/Partnership Interest (Schedule C) (3)
4. Hortgages/Notes Receivable (Schedule DJ (4J
5. Cash/Bank Deposits/Misc. Personal Property (Schedule EJ (5)
6. Jointly Owned Property (Schedule F) (6)
7. Transfers (Schedule G) (7)
8. Total Assets
NO. 01
8.590.00
.00
.00
.00
.00
.00
.00
(8J
NOTE: To insure proper
credit to your account,
submit the upper portion
of this form with your
tax payment.
8,590.00
APPROVED DEDUCTIONS AND EXEMPTIONS:
9. Funeral Expenses/Adm. Costs/Hisc. Expenses (Schedule H) (9)
10. Debts/Hortgage Liabilities/Liens (Schedule I) (10)
11. Total Deductions
12. Net Value of Tax Return
13. Charitable/Governmental Bequests; Non-elected 9113 Trusts (Schedule J)
14. Net Value of Estate Subject to Tax
.00
.00
llll
112J
113J
114J
nn
8,590.00
.00
87,351.90
NOTE: If an assessment was issued previously, lines 14, 15 and/or 16, 17, 18 and 19 will
reflect figures that include the total of ~ returns assessed to date.
ASSESSMENT OF TAX:
15. AftOunt of Line 14 at Spousal rate (15)
16. Amount of Line 14 taxable at Lineal/Class A rate (16)
17. Amount of Line 14 at Sibling rate (17)
18. Amount of Line 14 taxable at Collateral/Class B rate (18)
19. Principal Tax Due
.00 X 00 = .00
36,750.00 X 045 = 1, 654.20
30,601.90 X 12 = 3,672.23
20,000.00 X 15 = 3,000.00
119J= 8,326.43
TAX CREDIT!!:
(+J AMOUNT PAID
DATE NUMBER INTEREST/PEN PAID (-J
09-15-2004 CD004392 396.97 7,542.46
11-12-2004 CD004618 .00 386.55
TOTAL TAX CREDIT 8,325.98
BALANCE OF TAX DUE .45
INTEREST AND PEN. .00
TOTAL DUE .45
. IF PAID AFTER DATE INDICATED, SEE REVERSE
FOR CALCULATION OF ADDITIONAL INTEREST.
IF TOTAL DUE IS LESS THAN $1, NO PAYMENT IS REQUIRED.
IF TOTAL DUE IS REFLECTED AS A "CREDIP' (CR), YOU HAY BE DUE
A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS. J .- .J
~-">'t-
STATUS REPORT UNDER RULE 6.12
Name of Decedent:
VICTOR A. CROLEY
Date of Death:
JUNE 16. 2004
No. 21-04-00678
Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following
with respect to completion of the administration of the above-captioned estate:
1. State whether administration of the estate is complete: ----X- Yes _ No
2. If the answer is No, state when the personal representative reasonably believes that the
administration will be complete:
3. If the answer to No.1 is Yes, state the following:
a. Did the personal representative file a final account with the Court?
Yes X No
b. The separate Orphans' Court No. (if any) for the personal representative's
account is:
c. Did the personal representative state an account informally to the parties
in interest? X Yes No
d. Copies of receipts, releases, joinders and approvals of formal or informal
accounts may be filed with the Clerk of Orphan's Court and may be
attached to this report.
Date:
11/0712005
?!~.~
Signature
IRWIN & Mc IGHT
Roger B. Irwin. Esquire
Name (please type or print)
60 West Pomfret Street
Address
Carlisle. PA 17013
City, State, Zip
(717) 249-2353
Telephone Number
Cl"'I
...,0.1
X
Personal Representative
Counsel for Personal Representative
Capacity:
c-.....!
vt-