HomeMy WebLinkAbout11-0882IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
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ASSET ACCEPTANCE LLC
assignee of CITIBANK .-
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Plaintiff
NO. 96 .
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CIVIL ACTION - LAW = c'
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TRACEY BEINHAUR ''
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Defendant(s) ,
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NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after this Complaint and Notice are served, by entering a
written appearance personally or by an attorney and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice
for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S BEDFORD ST.
CARLSILE, PA 17013
(717) 249-3166
FFG File # 261755
IIINI IINI IIII IIMI IINI IINI IIII IlNill NI 1111111 IIIII II IIII
PA/PA_NTCDE
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lam'
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of CITIBANK
Plaintiff
V.
TRACEY BEIlVHAUR
Defendant(s)
NO.
CIVIL ACTION - LAW
NOTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda
puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que
esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un
abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en
esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un
juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado
en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder
dinero o propiedad o otros derechos importante para usted.
UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO.
ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN
ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S BEDFORD ST.
CARLSILE, PA 17013
(717) 249-3166
FFG File#: 261755
PA/PA_NTCDE
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of CITIBANK
28405 VAN DYKE
WARREN MI 48093
V.
Plaintiff
NO.
CIVIL ACTION - LAW
TRACEY BEINHAUR
155 CREEKWOOD DR
CAMP HILL PA 17011
Defendant(s)
COMPLAINT
AND NOW, comes Plaintiff, by and through its attorneys, Fulton, Friedman & Gullace, LLP,
and files this Complaint and in support avers as follows:
1. Plaintiff is the current owner of, and/or successor to, the obligation sued upon, and was assigned all
rights, title and interest to defendant's CITIBANK account XXXXXXXXXXXX1055 (ASSET
ACCEPTANCE LLC Number 41009842) (hereinafter "the account")
2. Upon information and belief, Defendant(s), TRACEY BEINHAUR, has a last known address(es) of.
155 CREEKWOOD DR CAMP HILL PA 17011
3. Upon information and belief, the account is based on a written credit agreement entered into
between Defendant and the original grantor; as provided to Plaintiff, the material terms of the
agreement applicable to accounts issued by CITIBANK are attached hereto.
4. Upon information and belief, defendant(s) used or authorized the use of the account to obtain loans
from the original credit grantor for the purpose of obtaining goods, and/or services and/or cash advances.
5. Defendant(s) failed to make full payment of the amount owed on the account.
6. Upon information and belief, the last payment posted to the account on 10/17/2007.
7. The account shows that the Defendant(s) owe(s) a balance of $4776.17.
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the
Plaintiff and against Defendant(s) in the amount of $4776.17, plus costs of this action, and any other
relief as this Court deems just and reasonable.
David R. Gallo ay # 87326
Fulton Friedm & Gullace, LLP
130B Gettysb g Pike
Mechanicsb g, PA 17055
Telephone Number: (866) 563-0809
FFG File # 261755
VERIFICATION
I verify that the facts set forth in this Complaint are true and correct to the best of my knowledge,
information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
§ 4904, relating to unsworn falsification to authorities.
Because of my title, I am authorized to make this verification on behalf of Plaintiff.
Date: 2-6 /1-D- By PAMELA WCULLOUGH
Print Nam
Title
111811181 IINI 1181 IIMI 1181 N811111111 II III?II 111111 II IIII
FFG File # 261755
EXHIBIT A
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Billing:
IAW MbV slalemvtl slows 1M 1,64nCL mmV? pipe" C M12M fees. 11M
lidtdrmmi pat?:lrenl, e>tri the 1 dad tififa. h also s11o>wrt rtrtlM
etetpt iitirr ad grail AdvarlCtr !loll. at fttprtAO W of tarnertt =1, te, =*
Chlda. for .MMS slid attdk; a WMWY s11u1?tg upotillli? the pedteae
and cMM OM MOUL and firswlae dgr?6s on each bdinw atiml doer
? r[artl iiltotrivlldn. K t trains! uMa' #int we niey, bl our
cMr. tllsdoiirm. fillip sail 4np ya+t bov alafWW it we UM11 yaw aMMI
>xt? u 1 at: hMitrVte iiiitlne.lcY oafletallirn irr?b+9s Setttl?q
.t n, ate adskle Citeratan eua? lit .•glttrnriy isr coludron.
1ou stet!,f vilify us of a change ii ymn eddies blr Coivisd q C?imlatler
Savire Uy tr 4dri m. at tiolt. Wt wil Drell or ti fir the hMkV sEetenseirt to
ttr* tMN: irtal ig am--ts.
Mow We Determine the Balance:
The tow oui!darNtbtp ttplsrux amnnnlYoe! owe NJ opmn as tbm "lido
"mi a" rrr Ills ta 0eeettanl.. To dN6rtsNne fhe Now n 14 Fe, we 1boo
with the aidct andt tin y0ar aoo6lelt at tits baghrtklp of taetti Ltlilttq
t±akiJ. Catlett pia .nvbtnts tlatiilCe" t)n the itlN(ttlt sialetneoi, YVe ttdd and
ItV11:11 imar and emb 26WIMices and strltlract arm peymens std credits Ii ik we
vwrxive. We Iheil :ell the ppptapd le limitte ehittle and tees and stake
oftr at>ftfflo x0mberuts.
Annual Percentage Rate for Purchases:
%'mit :uttrtA patwil4w rate for putchm slid go wimpondng dolly
p"ricK`.ic isle son flu! keidt!r catibleM #w cuA. d* P1nodk rata
is lie apptraft Innuat pmea Me rile avlded by 31L rer rid Ike
axiu,d petwilaw ale for timitzhai is bamad on the tl6a" U. M ft
111e phis a maigh k ladbled rm pie folder coftinf tp We each
Annual Percentage Rate for Cash Advances:
lraar Alltillltl PERMM WE Irtr cash a<Iwerleec is tit 11991., Milweh
tr_ttesponds ton d* pctkxNc race of 0.i W%. fin MOM tabs it
the cash arteanrai arMlrRt1 patcerrtage rate tii?ridetf by 366. sea Lila no
W CUM fir rtri . relating to tIQW ibis tnle ithly charge tf yor rleforilt 1trMer
;raw Ci(Nartk Lail tithe M t
VeriaMe Annual Percentage Rates for Purchases
and Cash Advances:
It pert xisim.0 m- anilmor• talc- la ttuAtil m is (assert a, Ihn tpeuterty U.S.
i ixe Nile tors a nopirt. in wit udc*le The tale by addiiq the nnroi
lull a;W.us arc 1k IelWi t:ottlaininp the card in the U.S. Prune Role
ai ftbtit In ?b- I4M. bbord JmvAgim l* tt*d lie d MadL Jismi
%semba. awl 910me at of taets ytsv 111110 tl+fnt 1111 r is a IN**. we
wlq use the Pthne !late N1Wterf the clad dtq?. N nuts darn orb Prime ante
is prbiished, we niay diooae go Itighesl ON. If I7rt *WStyeetJXWW
ceases; pablt Chun W It! WWI the Pdm Rik, we low uet the Nfft
iL'de ptP. ld ed itt snit elver newspaper of Qeruanl Ck 1100. of 0 mar
sabokute n sirltfl,ir taken ca We at out sate ilixtelie 1. Each tune V* aanufil
IMCMlbrpe rpitr clwvp, vm will it to any Whig fulanil. sabred to
wl pronro?bul We l1Mt r1my at .
n MAIM, The aitiMSii -Mr *VW. rare fat pot rdiases stir! cpsh adviMiCOs
nov vary it po detail under any ChImnk Card Agmeinertt beam you tell
rte it?jItir a jawaenl to r..'. cu any Care veeti! wi» dke piri axrM rota
(.-emir W. ai r" NN*D i "Inan! to as IM is 0 ttormd by air bank
- to such riit tliostm, we tslaq intro lbe NNUAt PERC;rM tliiltE
MUMP p OOneiOeled ih on- in. M 10 6 NOW raft d ep>yD
MWIMMM
a 11? tilt) alteeltl htw6 66011 •?? ??
of t t" Not d ,land WYler trrdplM W1 ear?urit ,
?. bur eao" 4w *b bocalre tdbft for a loner
aam
??0O?1Jl hrvs WA to at aN dl tbrd?llpno"O Oa sk r
is pvnkM rind co* U!"man boblriao M1 ortorialn snbW to
>M arastii tlllelrr are pord t* te1. - .
Airy lorstefise to I F, b a Nllldie annuml i nIe Wm obd
art Mre lira drill d the tibp clod r?1r1 tol? mt>MA M +driClE we ? .
CiIWb1a fib M& ft artmal petiattaQe rate In aft mad any BullaequoM ;
Ct !r b K vial gppater 6. be W:z dfihurtuel. An Inoreear In pie "rift
etiot6el peac6tOP I* freed"' yoe Two l pbr a %MW I*" dMrpa Ord ; .
perhaps a low lelfll Ilr1 p6ynlerlt.
Promotional Reid 01fer9:
At ant deat". we fioi+ ollk yw a p10111DNellid arnNrst perpnlepo late
for d er a port of irre pandgs6 anl#lor Cw* advfinra bobfm 7111111 period 01
tine br wlddt tllt prallnliord lib otpt; mri be Ifirllled. Any
Itronr6dotal
rate, the cemspoltdblp p6rtedp !dial. Will the drinp which N ' .
Is 1MaeIMd? be bider 9=%b MWAft doer i
pice
low&
sv* u Iwrts vv l i iktews ftoat o6unk M ?w ogler 002
rate attar WON be sat to the loons of Nre allet• ,
Finance Charyss:
rum delrpee vM =ol acefvo Item go d161 d 1* adwna let a h
7dYfiRCVS MW 110M In Ira ndnim for pinholes (in '•
bahrtoes yea kart dw ban e v olha aa* nerd h oM ad coalrwt+6 ?o
so0nre ttlrM b to# a oredlred to now- ill. ibwwer, d yw paid
Be Wm Neei?oi Nsfad all ohs MI slderrrt!M by the 111111111111111111!"t
dwdole all that mhleelMtl ertd did lift aver s betilnre RM 6iryr eft
vedll Cod lesuer drlrie f thld ?e you alai "sus X111 the
due dote pt " MR smtlereMt iD pay r w tots! Now Imboak-Noid
blQeellin of wnow darpee an pxchnos. Is CM* cionimi fhb aim
drtlny tl tatip
q ttlere is a s;,d1 guts period baaelbe
pollod.
tJ Brice h' rift niter M to ktdicak.
V* WiN c*Wlv son damn as Oak=
¦ ii b %M a porllen of Yte lnaft ea r alecotlirt by itttiltpttyirq
ft 6* bdm an pflKhm WA h looiroa ydo Irmaw foam
Uri No cum aid issue ant the dally bdxm on tomb add 011 rN on ard
ludl Oa p tdoon or cash adNaim for ? Ifin do Wag perioel?es -
w For Am m dl> w mlaAelon pntpoates, pod'"Amm bq* on the -
dtt?r alter 166 IeraeldfCit6M! Oeh at tlttt L g prim 2tM1 varies . '
wM the rod or of tp lh Be MM patoti, 1 includes the S4imrtaeral
CWN Dale of the C6nenl Mft ptisrod, -
! Ta ceieubile the 1- ------ *e ON sae bmgirirtitq -allures for pu r- •
dtasiIand tM e F:V?Ruv cash ? oudl #my, 20 ? flew
uftact xr? pm. t enht or e4tt, find ? adw ummank UUldas v1e
ttkd to ow i !Tier dale, we of a rtew pddme to file p Mow bdzrta as
d Ile (afa ;i lino PUMMU toad a now cxa4 adowoe 10 the tads am me
Urdu on the of On atam ll credit blakrttce Is Unfed is A twhce
w The "11111M M w6jcct iu fltqM "W bt Pandttsea to d bane
' adrptlras Oa >!le s?ttartalro coal the d 11o rMpec(Ilre
deity b vans dt* Ire hOM period. I YM fte 11111101 q the
tiwerirer of Ma?S b !pe bon PON alld Iywe d1Nl pltifodtC
islet. the nwMs wM ho tiro Ilnanoe awpnd an pardn0eee or
attuaAWL (wad tot MAN MWIM Csrraeal by tolaMkrp.
Off tier lw+ mce ter pnrrd mes or cash W ior'ces Is oabWt b morn Man
am role Ilia etample. boom of ptr I UM N of pew atmica 0lat rwriep
• • - a pr vend0onat nrR Nlet }. ws wii plrrrgde pia beltirree vertiod
,, .. to Avon dw a sm) the rerseA"0mce-clarrgu ie In !scare oft mew oat
' efatadlberl ahosrr. -
Cash Advances and Transaction Fee:
Wit 10are QWANd a Mh Somme KYou ohttbt IN* front an 111m pled
MW rrtachiee IN** tar oo a CNlbstic cheak i irooIft Mw bmft or
IMoept? a fkr,MM NOW nuke a wloe hn *r. a a mow order,
• iratidar's clock, idiom IkW. b 0of f or cuk o a*. or shit floor: or
• ' elmm in a dear so i Naslsoeft. FW 04 coM ado=. n=M atr
ROW FMM IMMME of 3.0% of Ilia aftnm but not Im than S5.
• 1105 tea WE be sddod to thr: Cob adrence lwlf M. (ft aatlotird of lk ash
auras nray bclod, a swdwpe flat the ATM omter hltpm) TM cash
- adra00tce irerreaglaer loo mn??ry? cmrse the alrlrual pelcertlase tale on If+n•blNng
' slai&Ml on WMch tra cash arleM list appears to aned Ii* "Mont
.. anoxia! pOUCetrllye isle.
Minimum Finance Cluirge:
if nnm. daega hum to periodic taus am batrtp added layow ecootat,
' • . ' M01. the !slat of saa# Ansrrca drwges fnt? r and cash edsences (S
Ices I" S.5Q we nom a 0t hoism . I14 CRANE based ca periodic
am. of 5.60. we am the aueunt to doe the ordane or cash etlarroe
b*M M air dl9taeft-
Credit Balance:
You may 011 64 610 a rya t?11iliCa of roer MOO kr excess of kola.
"IQ ate ft on. YM MIA rdlwa la yeltt any Ctadd amotrn( oiler $1.00 9
the.vmmt has Wt im pow accoent longer (pan Am rnl Mil. YW ftly
i'Bgmst A reloM of a omttR bagm at air Iku. We taay teidm the m1ount
011;• Cleo bwa i r 1 br the .ammm t of new ciwm Med I6 Your octetat
Security interest for Secured Account(;:
• t10e (Chief WWII drp the card ;ndlrsriae 9 your acW M Is a saeawW anent
it 4 its. IN Is" ppi . as a setur ly Inla" I1 a eoetUkto of or i
SatNs a wWra to swum tepayrrre it of YM aeDCV& W Y" deposit
your
Wis floor Ina Car11"D d deposit a Wngs acce0 o, we will dose roar
Transactions Madge In Foreign Currencies:
' If a lranslcft is made ki a I6*0 arm", we SW Vlst 161 twotW of
_ MltcletCenl Ilaarntle mi 0bpeurltaq mi wtrfdr tart is rood. YA cIWW l
we WYMMEW. we a tl.& dtllitr erttoottt. itilSe W Unk Cord adl X114
aom irdattcat vrfttt their operafisp ? OMM or Mmr*n preys in
diett ai tiro tkrr. tla trarrsaC&M is Imessi 1.011mify. (heir regoM%M&
pt Rraceddles t?I(Ok the! the eanmeuct? ct"wosim 1-0 Inly 1M- k ritiir?r
(, )al %Vkd sob rrrrahei rate it _a pm.owm*4" O" tab b erect 0*
I PW 10 #4 praoeleMlp Cpl. trtb Mown Il0saertaerdw welt(by on
i
-0 M111 raMnbaavaneal b artd ilurraee
tote ? one (wrwtL tlOtb Ybt iltd lfiasletLMtd heap tl0iel frtorearae. VMa
im reaae Mr1 COarerebll oft prodded to us by YMt or Iip Wwdby IIMo
permit led qlb iaeNe. fie ottrre0rq eronr?etslee rate otkabtied h
tthhkk I?MrM11r t it H? AW Opt 111! 0p18=11 ft 111!k M dNkr hM 00 Feb
ill 91Me1 On ft UNUMN dab or Va Pofft doh.
MifdnM m Amount Due:
Efth nr" you log ply a 16*11- aOtum 1W is In 101 of I" pgOr K
ltre !lief is ptwivua enlor011i flat fs pat elua pbrf ary a?W i11 e0treess
rtf your cttadt . ttre sacend is 11rre lreftr of go rttaarrtt 0K ycer taped
lltMflCa do" or ewr of file IOMWA*
01* New fMlattca on (AIt M111rt sldemad if It is less than 520, or
M5 We Neer fllaenae M at IN* SH and iet Peeler titan 5980. or
a V the No 6tieat I earMds $M. IM8 of in NM iidanme (10M*d
MM b the n i u tdelh*
lYvJ InntY?!lpPYy et bW MIl ?R 8tIt0Unt lte praymW duo dd% W
M" If go, nraurtb Urred at ? aaclw d oerdhdiswelha Id ?
1,11011100 f0. p 111 1 b baftt WA bdoem pal
lrsaaliM "ma eMrr big MIM kst OS, below oe apply soeeap? i?rll?wil la
W1 M ? erdpw per tae om ht~ Md+wroe bdwra
et our _ dwdoL eoenrr yotr, p, NM * MOW. Ve IM Wo
eve Mi Act r0u. yae drooe N d as afro aiMorr you b slip a we cM'
e b skip a paynreart +Mren , we will!
oo fta b as se:a !trance d0 qR&
Payments:
Ito sot cord oa0dr W4 tam accept Isis or porlMl Wy?rods` ase
W Iw pepMk t o d "Pohl In tot" of our Mart" te.
*&M atAr of w VAa atldar ft AOreeetant. Then my be m
addraas o1?
al b IM fn ct>dAlnp t Nil1 recdred at an
11011111* oddoin prodded a Ike slab neat You acne It pap us In
I>vS, da O drawls( ON lurdlt o"a In the tlatfad SWes oft a pig XMI
tdled? *ft bteltaarrenl, cr atlieeaa k dadtit ilidd Vid be l m osswd and
h00tared by pour' bank. Mte tertenraltro rifilb tb accept ptryctienls nude h
a>Zarsrmt. I we do. we WIN "loci the C Wn W ccMftk m We at
ear smldlOrr.
Chw4f e-CredlWne Fee:
IN YM add a ill to to to pa0ehm bdanu for each billing period that da
New 8aA, N I I exceeds Pout &Wt Am.
Late Pee:
Mk wll add a $0 fee to the purdrwa belame (or rach biding pets iod you ta11
1o wk the mk mum prrner>t by? ih due whit"
RMumed Pstynwnt Fee:
MA io a s dal" 1o file P" how b*m when t P*Oft eland( or
AVON kntmmaett Is at Ilonorod? OsWI we must ntortrbecaM tl M0ot
he , of MM an ttatomilhc Is re"W Yopaid. At or Colton,
we rail XW-,j ft to the that rime Vora (.heck or pament is not ied.
qWM rf it Is Im"Wed tqm Mutoossion.
Citibank Checks: '.
C,ttttaah Oaks may be used m pumhm WM aced W ixu Or o =,btan cast: =
UP to tri &MM at /= ivolieita Ceeh aasottue W uatM IM dtitaent left
mu the baluce to exceed past UM tkts, Vh vA beat Gldb&* d led s as a ;
trill *&arace and sharp; Two aged yoer cub 04me tknif. Facts t;ttibortk
+'Juk ffust W is the'.om pre have islaw and ma be am mcgo" to fir/ • , ,j,
i tstNtaaarl we on you- cw am dum frtell 04 used mi) by tm WIN :v!ti,se - . ` ..
slams is athw an mtn..idbub deft Ow w to utd to pay awl urtaawrt ? ; `' , ?' ,i : , ? , . , y: r' .; ?. Y• ' ?'. ', . .
owed a us wider this of sty other C16mi rand Agmen m YA will eat r .. ?• , - r' _ ?
{:tt66rtk cl kr.. 'tor with tS rMR n lid C,t aU am b. _ •: '... ,
Retumed Citibank Check Fee.
we WE 7dd 3 929 fee to the wW ad'rom balm rl k" d:cbw x Sena a ?.
Cftrwc cedL ft mly OWN to bow a_C=wk dKiLit. for :m,i Mk. trA ,
or;;6 it
ire, i you t @WA'%' d you d' d not comm' nits! Out tie maim teoudnq
its chKk, ;f yarr ea mW nR been dowst at it die card ter up td .
Stop Paytment Fee: ,
vile will add a $V be to go cash a6 ?et>etau *m paymmt of i Cdt w*
Ckd
?t?trp stopped u 49 NOW. g aot 1W. mSr W mp hNe 304 0** 57 1 1177 a by CAN us at tt?w abpbww "mo ler Mwwd an tAt Wo dmnwt. N you at you j '
mast cmfmw IN call in w OV nwatkt 14 deys. A witlefr stop paymM order wiq , . .
row" in attest to sbt mortMte Wm rm oll d in wd kxj. '
Once d Cbi ".4 Mim tlana o so eel d aaa ofd or ac= d w{ w wr M ,
carloot •2W p Wmod" on ttu mtgs. if OW is a d4* kwoMnp a chap on
!, rA r accesses. pique rehr io the section mdbd "M* 7o Do 111tMWI; l a Error
In Yew Bel".
Lost or Stolen Cards, Account Numbwe + ' : `' r ;{`' `: •' :" •` ?': '' '
Citibank-Chatcks: i ,<?;•.•!,- •:.„r.,;.'_ ,?.? ;'c?« •:; .?y;"?:1,,•.
If spy and amW m wAm a pllbattk tdmW is bet or ddm a M to ttktk .' _•' ; ' ?t • . ., :?`'? :; '.: t:• `'` ?' r
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Sloix Fars, SD 57117
jt1999 Ulibn•* (Saullt 01%013), MA_
What To Do N There's An Error In Your Bill.
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PR IOM FIEY BM
0
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
fF,41 THrjl
N I FER -8 AP-i Q; r
C'?MBERLAt°10 CC)j `? a -
Asset Acceptance LLC
vs. Case Number
Tracey E. Beinhaur 2011-882
SHERIFF'S RETURN OF SERVICE
02/02/2011 11:20 AM - Stephen Bender, Deputy Sheriff, who being duly sworn according to law, states that on
February 2, 2011 at 1120 hours, he served a true copy of the within Complaint and Notice, upon the within
named defendant, to wit: Tracey E. Beinhaur, by making known unto herself personally, at 155 Creekwooq
Drive, Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to
her personally the said true and correct copy of the same.
SHERIFF COST: $41.50
February 03, 2011
9TIEPHEN BENDER. DEPUTY
SO ANSWERS,
RONN R ANDERSON, SHERIFF
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of CITIBANK,
Plaintiff
vs.
NO. 2011-882Civil
CIVIL ACTION - LAW
TRACEY BEINHAUR
Defendant
PRAECIPE FOR DEFAULT JUDGMENT
To the Prothonotary:
Please enter Default Judgment in favor of Plaintiff and against Defendant(s), TRACEY BEINHAUR
written response to Plaintiffs Complaint.
(X) Principal in Complaint $4776.17
Less payments received $0.00
Interest in Complaint $ -0-
Attorneys' Fees $ -0-
TOTAL $4776.17, plus court costs
-{r
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(X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint
and is calculable as a sum certain from the complaint.
(X) Pursuant to Pa.R.C.P. 237, I certify that a copy of this praecipe has been mailed to each other party who has
appeared in the action or to his/her Attorney of Record.
( X) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this praecipe was mailed or
delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default
occurred and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached.
FULTON, FRIE & CE LLP i?q
Signature:
David R. Galloway #87326
130B Gettysburg Pike
Mechanicsburg, PA 1705
(866) 563-0809
Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
FFG File # 261755
1111111/11 IN I IINI IN IN IN 111111111111111111111111 IIII
PA/PA_PRAEJD
0..k 14 N-00 fd a
Ra a s-7 ?at 1
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of CITIBANK
Plaintiff
V.
TRACEY BEINHAUR
Defendant(s)
NO. 2011-882Civil
CIVIL ACTION - LAW
NOTICE OF JUDGMENT
Notice is hereby given that a Judl
Principal in Complaint
Less payments received
Interest in Complaint
Attorneys' Fees
TOTAL
,ment in the above-captioned matter has been entered against you as follows:
$4776.17
$0.00
$ -0-
$ -0-
$4776.17, plus court costs
NOW, lri I 1 } , 20_j_, JUDGMF1T1?EN_ TERED A? ABOVE.
By:
Deputy
I hereby certify that the name and address of the proper person to receive this notice under Pa. R. Civ. P. 236 is:
TRACEY BEINHAUR
155 CREEKWOOD DR
CAMP HILL PA 17011
FULTON, FRIEDMAN, & GULLACE LLP
Signature: ?4 /
David R. Galloway #?
130B Gettysburg Pike
Mechanicsburg, PA 1'
(866) 563-0809
Counsel for Plainti
Attorneys in the Pract]
FFG file #: 261755
111111111111111111111111111111111111111111111111 IN
5
of Debt Collection
PA/PA_NTCOFJ
FU LTON FRI EDMAN & GU LLACE LLP
Collections, Consulting & Litigation
Licensed in Arizona, California, District of Columbia, Maryland, New York, Pennsylvania, Tennessee & Texas
NEW YORK
28 E. MAIN STREET, SUITE 500
Rnrhcctor NP\A/ VnrlelAriA
Telephone
(8oo) 869-2331
Please direct all calls to Tom McCarthv
March 25, 2011
PENNSYLVANIA
13oB GETTYSBURG PIKE
MECHANICSBURG, pa 17055
TRACEY BEINHAUR
155 CREEKWOOD DR
CAMP HILL PA 17011
Re: ASSET ACCEPTANCE LLC assignee of CITIBANK vs. TRACEY BEINHAUR.
Docket No. 2011-882Civil
Dear Defendant:
Enclosed herein please find a 10-Day notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil
Procedure.
Enclosure
CC:
Sincerely,
FULTON, FREEDMAN, & GULLACE LLP
David R. Galloway #87326
130B Gettysburg Pike
Mechanicsburg, PA 17055
(800) 869-2331
Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
THIS IS AN ATTEMPT TO COLLECT A DEBT BY A DEBT COLLECTOR AND ANY
INFORMATION WILL BE USED FOR THAT PURPOSE.
FFG File # 261755
1111111111111111111111111111111111111111111111111111111
PA/PA_1 ODAYNTC
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of CITIBANK
Plaintiff
V.
TRACEY BEINHAUR
Defendant(s)
To:
TRACEY BEINHAUR
155 CREEKWOOD DR
CAMP HELL PA 17011
DATE OF NOTICE: 03/25/2011
NO. 2011-882Civil
CIVIL ACTION - LAW
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S BEDFORD ST.
CARLSILE, PA 17013
(717) 249-3166
FULTON, FRIEDMAN, & GULLACE LLP
FFG File # 261755
By:
David R. Galloway #87326
130B Gettysburg Pike
Mechanicsburg, PA 17055
(800) 869-2331
Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
PA/PA_l ODAYNTC