HomeMy WebLinkAbout11-0884IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of FRED MEYER / Citibank
Plaintiff
NO. TeW
a
V. CIVIL ACTION - LAW=
CRYSTAL S YOCUM N ,: f r i
Defendant(s)
CTN
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the follo CytCg paps you must take action within twenty (20) days after this Complaint and Notice are
served, by efitbrimo a
written appearance personally or by an attorney and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice
for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S BEDFORD ST.
CARLSILE, PA 17013
(717) 249-3166
FFG File # 266844
PA/PA_NTCDE
6
ab ?d a?
?? asya?0g
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of FRED MEYER / Citibank
Plaintiff
V.
CRYSTAL S YOCUM
Defendant(s)
NO.
CIVIL ACTION - LAW
NOTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda
puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dial despues que
esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un
abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en
esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un
juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado
en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder
dinero o propiedad o otros derechos importante para usted.
UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO.
ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN
ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S BEDFORD ST.
CARLSILE, PA 17013
(717) 249-3166
FFG File#: 266844
PA/PA_NTCDE
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of FRED MEYER / Citibank
28405 VAN DYKE
WARREN MI 48093
V.
Plaintiff
NO.
CIVIL ACTION - LAW
CRYSTAL S YOCUM
90 SPRINGERS LN LOT9I
NEW CUMBERLAND PA 17070-2441
Defendant(s)
COMPLAINT
AND NOW, comes Plaintiff, by and through its attorneys, Fulton, Friedman & Gullace, LLP,
and files this Complaint and in support avers as follows:
1. Plaintiff is the current owner of, and/or successor to, the obligation sued upon, and was assigned all
rights, title and interest to defendant's FRED MEYER / Citibank account XXXXXXXXXXXX7194
(ASSET ACCEPTANCE LLC Number 41037882) (hereinafter "the account").
2. Upon information and belief, Defendant(s), CRYSTAL S YOCUM, has a last known address(es) of:
90 SPRINGERS LN LOT9I NEW CUMBERLAND PA 17070-2441
3. Upon information and belief, the account is based on a written credit agreement entered into
between Defendant and the original grantor; as provided to Plaintiff, the material terms of the
agreement applicable to accounts issued by FRED MEYER / Citibank are attached hereto.
4. Upon information and belief, defendant(s) used or authorized the use of the account to obtain loans
from the original credit grantor for the purpose of obtaining goods, and/or services and/or cash advances.
5. Defendant(s) failed to make full payment of the amount owed on the account.
6. Upon information and belief, the last payment posted to the account on 12/06/2007.
7. The account shows that the Defendant(s) owe(s) a balance of $1067.66.
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the
Plaintiff and against Defendant(s) in the amount of $1067.66, plus costs of this action, and any other
relief as this Court deems just and reasonable.
David R. Gallow y # 87326
Fulton Friedman Gullace, LLP
130B Gettysbur Pike
Mechanicsburg, 17055
Telephone Number: (866) 563-0809
FFG File # 266844
VERIFICATION
I verify that the facts set forth in this Complaint are true and correct to the best of my knowledge,
information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
§ 4904, relating to unsworn falsification to authorities.
Because of my title, I am authorized to make this verification on behalf of Plaintiff.
Date: 2-q By PAMELA McCULLOUGH
Print Name/ I
Signature
S- UPERVI SCR,
Title
IIIIII 111111111111111111111111111111111111111111111111
t C iJNDERWCGJ
Wchic7an
z^
'? - e rel in the :'pun'y
FFG File # 266844
EXHIBIT A
elf+t-
CITIBANK CARD AGREEMENT
ft Agreemelif and tha f** WOW" f +3rd in yow nk Card
Agretnttent. i he W& ca!Wm amOartant amount in'"wwk a. including she
3rtrf" pt "WAO rats and ft atnoud Of any ff"btY?ttp fee. Pkis# read
and kaep rite W der and firR ApretumM far your mmms.
Yo sirn d+.' ft rat of D is Agmemw V yrw. The loftovriru? ddoftns wN
7f? r rxds yoa ywf and yaw mod the person monft for ibis
ZWK to *hom ws aw f .W4 wi matt, rite ww card owns
one or more cards which we have' mued with your tlewtttd mnwbsr The
wortta we. ul gad ortrmw Oftd Mdh Oak=). CIA the wards
C dk eb mean am or mom checks tha rtae ma/ prvAde to amw
your CNN* your atcud *dmt 3r! a Aproe wt iA birtditq on ytw rtn m Port
I dap aft ft =d
xsed t)r guntorited rise of your =Mt tact ing and you have not
Using Your Account and Your Craft Une:
Tho card moat be sWW to be uud Your WN amt Nne appon on the
roftfsr woW trg the col A portion of y w craft ft caged the cash
Atft?ance W& to bomb for cub 7dvattces. At our d riddw and at
time, wo taatr ctm?Qe yaur aedlt Ilea or a* 0&= ft L V* A aft*r
you t; ws d0. ditr rttril or Through a billing ria? oe aaet Ww re
or after the d?WqqO takes efhct Yoo req "a dtartge to aW to
or cult adtr n lhtnt by corttacwng cuftw Ssevke by vbpb i or mail
N f trii armW of yw Wsdit The Is ttefl * to buy or brine P* of
set** ftle wd is Aonorad. Vbur wh a0?+ance emit lsmakW
W ter tkMh arty hv* of atrtonratsd WW mt ft that ttcop fluff caW
or by ON pfibaNt O mft The IM want dm*W an your acem M
incihtdb V dAtsaea. hWxW irsrttrf ,3l itttlh Who w ft we , feel.
or Otlfe?r?R ={ MW ihlay! MMM MowV tfr am& ? HOMr?t *, it that
tow AM t yottr f fltttf yof rttW so girt us.
AddWonal Cards:
You may mgqudu addfbo W o* on your : wwt for ytw wN a othps
and yyo+ouu ntetr P mew peon to issue mm b 1Mt to or account
nta Hawm y ?onr do, you twist pq of for all ebaeSat twtde those
persotte, Mall tthargaa w whidr you mq not irgtrs itttanda0 to
mpoQaiitrw, Youyomst ?ur no* us tomgrobs pgrfni:afon 1br aw prrto+t year
card &r a* w th a d%md ac?courd auaabrr. Y, tq sa now of " OW f;suad on yaw Acw1 M sCWrtNttQ 10 ttteneof f
u
Aqrpw" OW
MembemWp Fee:
Me folder to" The cad indicates ym acaot+rtt fs Sublw to a
fft
3tf a it. ttnro In 11 added to ft podaX blktriCa m 3 will.
1. -I r
t i
71
r-
•y .•
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•
r ?
1. _ f.
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wiling:
Y9w fAbV slafeotenl drones Ste 1111111M sApt+yy durv% IM Ow
11eNdn111111 M'11t;M, MM 1111 IMMM dW drfe. h Sa shawl raltr+lrA
• cre11N alert amt tacit Adirattd: JfittiE, art ilsnrroetf of tslrrAlt
Not
cwt. "m is and aetbis: a srmnmary elturring eepatralellt ilia P11*s11
and CM* ari M bakIND& and swo t es 0 ad bola» ck and Other
e rbM inkitnubm. d t rte antler we ffft h w
.girt (wehnn.1111P wilt yM1 M" swe"Is I we w ym UedMI
viw:r 11cdlw arm ao 1lO1tAn ttdtttl ftMV otdecfltiw lartreeedirrgs by sendtg
ts, art aitisirM txrtteraiott Alleitry vi ??11ft?rtrar tart coNnciion.
it
YOU tlttlti vfor us id a Than qo it Yrrn MM ION to Comm" a(meter
Service by lekgtirunn at etrA. i h wd? mall or ttlNtter the bokg stxiom I to
Vw clip 1117tH M athftns.
Morn We Determine Ow Balance:
The Miaf oulcfanekq fi mu Me arrroeet year an al appears as the ' New
tJnkrtttar m it* bag swelit af. To dtrUrome 11011 New ftrtca, we kO
Willi the af» 01 YMaCOf # at 11011 bt:yi ll" oft Wft
imitttl. calW the %ium MaW on 11110 billift sisWN111, We Add my
lnnOam ant mli arlrtlrnes arW ttuttlratt grey pytnftattd cr11dits lhd we
1 . We Well lrbt or appreprfale lironee chatdes and fines acrd nuke
prrrltr alh>fingtllQ alausLeeuts.
Annual Percentage Rate for purchases:
Want mmwl pAtCenl.•t!!e rata for purchrM so Iira cottespwwM0 MY
tti iM`.ic r?eaes on t!a tpbJrr cottgini11p 910 i?rrtl Ati* pRiodk rak
is 1111E a moo patcerap rata diitided try 311& 1Y11siber err trot ibe
;ittnu,tt vetotatf tsr rate tar fNa=O is bwd on fha quits y U.S. Pi to
tfitte plus a margin k Indk oW rip Pie fofdar caftirlltia ft cairn.
Annual Percentage hate for Gash Advances:
Ytttir ANNUAL PI:RCLMME IMF for rash xlxirrces b 19.99%, wltidt
t»rresptnids to a rtaitj pakdc tale of OA 48%.'11-10 61117-- F-01-i-1100 tale is
Irm cash ariranct! xtttrral percatlap Tale tt bd by 366. Pkm sec tip next
sectintt for dews lewhl010 how this rye tnay change U Yoe defantt under
Mw citfitank dill AttreMtlerrt
Variable Annual Prercenloge Rates for Purchases
and Cash Advances:
11 tla<t aeamwo m xstt.-410 rate- Im titu:iGlm is tiasetl al the 41lat rip U.S.
ilim It-sie hilts .1 "tic litt. we wit t:.di*le The title by addreg fire nnrght
lKv xpMmm ott lire leliki t:atmning the cord to the U.S. htw Rafe
laj*j%titnl in rile 1frw bihaot Acts ip ate oft Tt esby d Modt Avvit.
Set4ember. Mid tlocetOM at nett rev 1t 1110 ildrd amilmy is a hoot we
VAN use the Palle (Late ills ftied flee next ft 11 ntae flxtq alts Mile Role
is loW lidded. we ntay diom die trglteat rms. If TIV IMMSMA*710
ccattai< Oft''itiat ttr to "w) lire Prim!! Rafe. we stay on the Prime
tt:ito imblkhed it/ any aft ltt:+rssxlpsr a(QeOKA dm U th. or M "W
sTbslkttte a sintikir tatere co isle of oil so* #jw0on. Each dine dte otinval
form ve tae M s. we will an* it la 3try exislkp balarm. subict to
any pwrli flottai rate M MY SPIM.
.n addlwhm. the amid J =We tar pttrdtasis men rash sdwrim
its tq vxy p ice defeat ttrutlr anY Uk tstiek cad lylroemerd bean 3taa lair
tt. retard" a Jklyment to rs~ Ot ally vldtT wtiett dtt yotn d yorr
e-emr One. of fort nor a Mrierii to 'is ON is net Irortoted fry ?dur bend.
in such rhrix"I . n e rM hZIM 3n lilt: A?tKt1At ISMS Ili ntarv
rM 9%03 oa IN baf n MVl rM Ow lft* IN
of tlu ttts a19 pi, bath boat
rerleutaets, mtd .
pcater kdraatarta of eacount ,
? "• >ocor11tt tftay aUde Faroe e%ft for a Ietter
rdw "=bid ones, at boAt alter
sou hw met die nears a ?! Cud Agresimda !a * rnwjhL
opt ah6l P vftn reed ash ad+nuico babnoee MN remain subjed to
>M higder ?.a4 witil Utgr are pars iM frN. _ -
A"'
aease ar dacreaa to a tiaria6le antlu,l nle 4tlara e9ACt
on ifte 1f1st filly of fir pried *my fie a I no MOM M wokk we
t alsttNttr the tas? lire rnlli paraa> t (11110 to aMec! and art Ishowm
ehttttght r t Wa?rlt11li. ?In t+taeaae in PM wig*
anpfl prat e t mesa,(ypr rid! ptgr a >ii?ler illMM 04ne rid
prhlts 11 Now rdttirm M pePOL ;
Promotional Rift Offors:
At err dbudes. we rney t19ar you a promotional anew pamertlape rife
Nat all or a pert of ttte gaggle andbr cash advmt balanoea, The period d
lirate la+efridt WR prorrtelbtd ale a 1e6 MW b1 kniled. ?,n?r
rate, the c>smWMNNtp Pub* rates. Atd the?l d Iirra durlnb whk? .
1a aftsd ro7 at as toldrreot MFR-"
R Bard. We may arse ofkr
tN p Ololtteatwnw peroeloap ism 10 ettcoNnpe sped1k
trsosadlpis,
such @$ boom trail ruxattn~a Wit rnow. t? tad
t bon. Any rate dbr be w Ct 1o the terAta - die efler .
Flmmce Changes:
lihtit" dlt cs am tlsQirt 10 atttxme Iffim Ute dab of lie *Mna IN cash
*Act ??r1! tarn the date of dte iransaci" for ptutinea (;a?rt?
6alpn wJ_ tratlsisr Uam a okra else Ord hnaerj and cerebrate io
douse we 111191111% h hd k ore?ed fo zotn eoaotlrrt. *w?st?, If You Ovid
the Md Mllttt " Nbd an the bd bi IN r? stdeandrt by the paptw
dw 80 ors fplst s4N11roertt sAd did not a batanta front >Atr shier
en dlt cod teener dOM that - yw VM kwe attill the MOW
thie dole at yon oumtnt $1M Mt in p y rapt to6a1111err %kM
16
I- of Ingo ! I 'sea at Diffd ot is pilau ca Ift satire
map pr ier pttrdte11ts pall ip* evert if iron tiawa filth a betsnc:
rNtAttp In W&v period. K ft m Is No a ch Cuts petted for puecksses. vie
rxtlalttte trartstirr oft a* to kdka
l iiit 11 cakn4b rull-re alpupes as fftw,
¦ ft ftm a paflat of the Bait dwp on r avodnt by "114 pllriritj =
rite d* bataw an pft%M tAll hiew twarrces you linew from
!11 111110! credit sill i *!M s+d the dally balance an ash adwrm tw Hie
for?pdrdr i raxli aeSwt 0 ea* filly Myflieurp per arles - = .
i! For friMnra tdtar+p ?lopfadort prttpoees, fire biNitrp PUM bq* on the
gar al11dr fee SlnteltUCiOeiltSibH of 11{10 Itg pedal Patel viols F . '
ode of d11ye bt flta bft b WIN* the satamtw ;
?? ?? trertod
S TO . :%s Ire talre tEre bsgbmltt0 fgkmce fps put- . '
don std tIn .. I r for Cob adtetta11s auA testy. ads! ally tiew
trwMagla, : my ttnanca chem an fhe?lrvAm daft bdince%&W l xrt I+a??ttoobt or aedk, and make alter aslitteilk. Utllitss Y?
dtxl to M. 1 inttr dale, we add a taw ptrrdrase tie Me ourcnase uatxv- m
M Ile: ODIC ^l iliaWrchase "d a 110tv txs-h Advm tv the cadr adwuoe
Ix*m on Isis dak of no alMrsoe. A as* balance b treated as a glance
• of raa.
A The "ttalemaoes $11114011 49 AMU Chant" for Pwdtasu vW for an
alt wes, oa the matsrttdrt are ode Me a d IN rstpectn
ri ft f d• You pan ftm by the
iwo 1dMkq "ft and by tlre
rates. the rem I wm he slid Inwim di7rM messed on 1??
AdOl m. tempt tar ntimm wAillorrs =no by tt 19. or cash
x tt stet; ts<ralhco For Mncllasm or carpi vdwrtces Is xuWal b more dxtn
min W &10 t- 4-k. blfaltlt of renRll? d no adraolm Mitt durhmp
a pi onwhonol Op 0110). M will cateugdt the Odom sh*d
to fbtamce d=M ski fee mesulkrhfl Ormce dmarp he the same n t vw as
' - deecn>tmerf a11xrlnr. -
Cash Advastcee and TransmOon Flee:
You have otdatmrod a cab sl asm Kpar altWn loads from an srldtthled
WW trtatiilm (AT": Imp a CO NA dock throup MM bmkktt, or
IhtOO a lNtarrdbaTflersRybore; stake a will Itsnsfer• saqutrot a OVW ord w,
trrn v s dteck, Iidwl. bftq or cm ft dip. or skollm Ilem: or
a"lle in woodar sh r barisaditn. Fbi sett CAM adMarwce. w nm an
R&*h al I Mftt I E Ci1t1W of M of the ahranca, but not less 11= $5.
Ills IN WIT be added to It Gall sdYt m mgt m. Ube a rom of the ash
aikwew a mlrilidridt a snrr vup that theAfbi omer irapo®es•) TM casts
• arltrance trhwmsaodiat kv Rm cif the atmlttlal pWA>V role on R a-biling
atafemoAl on wmth Via coil adva.?rce list Appears to each ed the ml0rmmlnet
aram ll }arcr ftp rde.
Minimum Finance Clltttge:
it linax's chirgn Well on periodic rstes are tieing aW to yo aceoult.
• . ' bit kite laW of sunk Ilmo E charges fu,r,, ?x m and cash aducancsa Is
bas flon 5.50 m ae<e>ZS a nwkwtaltmm r•errlm CE 0111M Rased on periodic
>u11es. of S.60. Vft add the aimorll to easier lie pordrase or drill advarwoe
balance a) our dbuti rm.
Credit Balance:
Yore my owl nt+in o a MO b Am Ore roar depowO ki mess of your
as.Stplw an* ptta, Yk wN Atom to Yost aatr Usti amoom am SIAD N
The .v m qo his bdett on Yaw arxarnt stager Than thlea nflorrttl. You my
millast a rattled d a aeolk balaw at ray lknee. We may led= the amOUmt
of XV v em fralamx by fee m" mth3 of new clovom bled to your acmroui t
• Security inteneat for Secured Accounts:
tlw faaa mink ft Ilea card Wimles I your acmW Is a semud aocvtmt.
It I is. you lyre gimi emus a security irdemu IN a txrtlficov of d? or a
Sams amuM to seem reptlyrvmuht of Yew account. It yob your
farnds from Ills ear5kals of deposit or owltep vemlI, vie wilts dow your
t;.wd ed?t mint.
Transeciions Made in Foreign Currencies:
' - _ i< a iransalr?nde a lrWtht Gt b fo?ipn dme7?. xe and 1?t1 tntarrgpo+mal c
MaslerCeni breerrreWeed dgtdrm>faq are elide and is used. well convert
_ ttre tragsa6l w !P* a t1.S. Wtlmtlntt. iiesa ?•?d wtA ari to
mairdanee viol Ibdr oppra ft reoublom or dmmtndotm pree as m
Mkct at the tbwae r.be than mft is iMeW. Derr ity, thtmtr rephluns
an- pmrd!&e. tndrMe thai tiros catommr CwwAsion rile user 1" Is 14,11!
t} a INliftat l narlael rare orm a > nild d dab h food one
i tW b 0 de6ii Vw bona ft osmwtrdon vale m
taieby ON DO p ? ? ? Aston
m" ft CROM toe rah G Maiesa 10111
mm" Provided to v>' by tlMa or IlaslaCad !we
t and Imp ft hooaae. lire awranc? eoer?r opt deli cakngded In
pow t 1t iR dtw on to pnooetsrlq dak my dttkr from ft rate
in d(tcf an the ltsese "dale or the Ros" d&
minkwim Amutst Dtle:
Efth m" Y" lot pay x mmam emauH Ow h the hoot of hm Npfits.
The 1419 IS &V «e W OWN td Is 1O due On aW weem l k a ms
t acct 7% s[t:tattd M to tlrooster of pie amdent of yell' MW
AM= deems or as d to fdffariat:
81* Mew tteim on the bR* ObTe if it It is hu therm S20. or
a Sm it Ua Near Naflnolt Is at howSm uxt lot treater *an sm. or
a it IN Now Bdx ft exCteds $MD. iN6 of ON Nov 8alamrtae {romeded
6oranr to the eel mk ddb*
Yo
u mpd py d Mast Ure aitiOlNwt mho due dft but
go nosy piy mm mW
mmb otlred art?srftltart a pM. VYtrlSaloeie
p"mft
Ira ltccoas 9 Oer di%rjVon, We ktdt0m, bud fs not
mom ? P* mm bM betvaoes, sods as pehroes you
'traASfrr Irorwaguall! stud hilim, befae we apply snob ohs to
? ar mh bollaoom. U Pp mods ttnrr art ariO rrn.
? ? Use cloaca antornt b Mte Perdtase or alsfr edvedret bolsrtos
at our stn. The 9mm Yost p? 11Aa New 00mm. ft leas wO
Pw in tot" ft 111h am""
also Mod
via mtif noMr you. a You to a 1111 we do,
anP a tin Mr en I
w4ft s Io sumtss tirY"rance clumm
of "d saw qep Ws can accept lets or lowI l IaY"e. as
me 9*n tits t 4l pw in 1111!' or other F11111ktbg Md&WM*,
anti of our dOft i 4ft f1s App Then We*
f ay
tide Is ?rm tah'oNdod ? amt jn ??qr+t ??d at melse
ILL 4101111111 drawn Ohl tulwds Go a5l" the lbtled Vote Va stmes oft a p q ahiem
hollow ? ror = *W
ows stile rlpkt toad vA bt pal and
mm" pRYfms made lot
epr Sr Olrmy. l1we de, we WN select the currency to everSbn rib at
Over-Ow-CrediR.fne Fee:
we we add s 421 to le the pumkm Warm idm each billing period That lie
New tleletcs exmds Yost crOdt IN.
Late Fee;
Vh vdl will a go to to ft purdm belama lox cacti hilIM9 per iOd ydne tail
to wh me minirtutn payment by Its due Este.
Returned Payment Fee:
ft will. add aWIN to #N paetettu l vilm s Pvmm etesdd or
tt"ar IrMIeirattat Is cwt ltortorrtd, vital we omit Mom R kbeame It cool
he Pogue, or w"m ae ad eahlic deb, is mhmed moold, At mer opine,
ire wig atW,,q Itftt in ttre tkli drone Vow deck or eavmerrt is ant hnm--a
Citibank Checks: '
WOUk Mattis my bg used to Qul 9WS 94 sw-rass Of ;0 ? Mil cast.
up 10 trt a.' Oka ts %m atwiobie Cosh w amts MR uNM ihet amamt ins
cast ilk bawett to UMO yaw Crw risk. Wt va treat a*#* ct ck s :s a
Mh a&wA mt cd .xqe !mm agticti!# your cub 04 ce'i L Fuh Citib nt:
P-hktit trtst to to che'•ctm we how inoW ar+d mutt be used asxtxding to ort » - •': ' - • , r', '
i,3strtlC"M 7re 2" You. cwmk d may 04 used Oflil by Ha WMA -Atf6e
A net to y Y U610td ?WPJ gFurl
M R& b pd= on ttkm• kbok des ftr
owed m us wider this of 3M COW CQibinil !?Td 1tgMmem. YA Will Iatt W*1 + ?• + ??' ? ' l
m7 (AwAk cWoks. 'tor Yd wt tttntn pill! C:taft d*ckt. ' • - - - ' w •. • ' ,•'
Returned Citibank Check Fee: ! . .
'm wik 7dd a 929 !et to dM cab odwo baterca tt urt d:diw t: honor a !
C?JW Mc Ct2- ft raiy dK the to 1l0 W a r=4Ak theta tt. tL_t :jl3rartt. tra ,
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or c(M IrA q you ?te IA 0 you did ra CWNW;r qbh Ow irutttuction regardlrwj ,
f chtdi .i your ogcautt hu ft" stolud• at d the card has wxoi.•?id- .
Stop Payment Fee:
W1 wd aid a $V be to 1M cash a6wo az;taltoe whm PgffM at a Citatanlt ..
d ecll $ aropp.d at y w (eduttt. you may at P?mem an a punk Aad by
noOft us in at P0. Do ON. S M Fink, Soar Mok 57117 or by i " ..' • , ' . . + '
CAN us at tig? wades II" on de Wp ttaseatent It you cad, you
matt Wnfirm IN an In utriktp tehlM 14 dllyL A urritW stop PymW eider w1h , . ' .• .
remain In etaeat for Sbt mordhe W*w rtr+ewad 1A 1rn'tltNj. = • .
Wce.t dwgo•is awe Imo tie on ot tht cod et acwta maw M
CV90 `sboA MMwr on she dwgL M 11M is a &pWe immi+r m a dwo oe '
t. e;,r ;uoutlt. phm telet to ibt tecUoa lwttirbd P IM 7o Do N TWO M Errot _ _.: _ ? - • .
In tot Bid'. ??' • ' - r, _ • +'• '
Lost or Stlien Cards, Amount Numbers or !,,,' '.: ; :,,° ;,. + , , :• ? .,• .. + ; • :+;:_.
•,. +:ti : ,,?.:? ?v: { ?." `' t: .
Citibank -Checks;
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tr tPy card ecCO d spanker or Ctmi Mee Is titer or ddm or d yon a ! lilt
ssnwo used or -W M ahem w vow MMkw4 rctty us at one by ., ! ; . ` ," ; :: . •' w. t ,, ?, : ;;•., '.:.,,c?{ ' ;fit
rq" ft bl Onh•.Drid,,,, Ahh{ wwr ltt??l{{ft a rite 6a?lrflWOr" n"Wr ° '` :. •' r '.?" :? ._
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WOO WMM tnreraMoo to tudfiap b Attp us *4 Alter MooJoed. am Use N
the cird or ft CM* *KM aft vft been m td. eves k tbta? are bKd ?. ^ ?' ? ; ;; . , . • • ?' ? - ? .:' :•
Ot Nkfflw& l'at may be fia6l W rlei a ariad ust of the m% bid on hs more
; . .- • ~ .• : ? • •• s• ' , '?'• i '
Jnn SSO Yoowart't t>w fOr unangrelfaled pakaltees Or,:" idwrlEes wade
dW W" bon nail6rd d ft ka or to dtdt; boeIM Yen mast tdent* ar
us the thu" on tht My 94Mlleeltt 00 were rot mode by YOU, or soHom "
adharized by you, and hm 0*6 you nc*W no berlert . ' '
Default.
ft dda d under this Agrees mU # YOU Tail SD the ttttnimam ?
Wed tM 11MO Oft epprtkrt rhea due„ bM tv make a paytnardIp Uy
)ft erditOr w M dirk tilt am batdltum' exiled pea eras in arilW r
mmisdw. pay by a chak or siaditr i?mm resat h not honored ortatat '•
ire w At (am bewu'e k tilflm be prods A m by umoidte deW do s returned u npidd, or d** on aq other Cil wk Cud Ap U A ML d :a
Wautr, ere may dow y9w a=unt and deroW Imrrttdiete patynterlt a
,ire kM bafmM, II you how gins us a sow* Nletett in a m f x* of '
k rook or a sayings acrana, we Wray rise site depastt two ao pay any ,
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or urpid 142 terms of the undeMed Aoitat mail. Odwv bg, du dswV in
tin noftce is Wntl iq an yat finless we mft yov sowwtft so of go cud
steer firs dbd%v dale of IN dur Shill be dMvd jm of ft "w
Wm, even A t1m 25 days brie egrired.
Enforcing this Agreement:
We M dhda>y In aMadnq or bti to ertrace any of Dirr rights undo ibis
A>rm meat withotd tt1Siraq Mein.
Assigritrttatint:
We ?eiave the right to attt*n any or ag M our rights acrd t>bflgatfats w m*
11115 AQrefa of tuft third p0r.
• Applicable Law: !
I he to = end enloteamol of 10s llpre mV. SMtl be gmmed by federal
brr and the lair of Smith cDAula, whM rte are WOW.
• . ' For Futrther fn#armtIon:
Cal us al dte klepitune rarr-bet shows on ttte lront of the bdttq SfaaOaa o-
You cell also can fall-tree nr iow ukulory /Okbtrx;e to get our Idsoaone
• -?• ? ntmttaeh:
ilVem W. JoneS glitaardt 011*111), NJ1.
PreSl*" A CEO P!0. tt Ram
Sioux fags, SD 57117
?1rJ9q t;iGbR•dc [Ssrulia t)plcnta), N.R.
• What To Do N There's An Error in Your BM.
Your 6111ing rights. Keep Tlafo Notice For ruture Use.
'this notice cottiaitas mmpartard WowaAipta abrntt yaur dphls and our
tlspMrSfA Ifts titter tiro Fair Cre t Bl" Ad.
Ndtly Us ih Mast of rrtorat or Mwflans Aboel that Ell.
It yap Wmk yarn Ohio ftwnent is wrong. or 0 you need tsars li tanalion
about a tnusacOM M, b114 stdeaMN, rrrk to us IN a WNale
Shed) at hest &Mies& Mm an the front ol yew IS114 d iatte & Willis to
ns;a mitt x powJdL We mad few lrwm Yoe no W Nten 60 days after
we sans ym or. lkst Ittling statdoertt an telaich Me errorwr p pan
aMameJ. You can trtlo limp m bw dttiney so will not preserve yorr rights.
• . in your letter, gives us till loliooki iatlerrnabon:
k! Yaw name "account nuirlier.
III The am ml at die Strspectd ettor.
R t*xlbe the rtror and eaepk k N ym cart, vr`ry yeti betiere trtere It aui
error if y4w wvd :Stote irdomillort, deserMt the Item you are hot sure
, .. ainttrl.
8 Rae sign you, Cellar.
n weft hate at dwrizeil s to pays goat c red t. cant blil vA9m*w* tram yttw
SM !logs or rlurdrkq 8= 90 yat tan stop do prraterrt at my stn MA you
tMak is clamp. To stags Me poymi td ym trod lift us at feast llim WNIAM
0-s more E wAarmin; parrttt+d 4 set etluied taaceatr.
arm OW MeWorrat W*s Adrr We aver mr wrNo
V* NIM soft.
? natst ilC?t? hl? MI11t>irt tu?t tltl?eea owed?mott3tleerrorcortatCtdorators
"Wo b?i?en. am, n r:,Wmlrllo.,4
YM aa1110aM N1Yau livpEt, a tepett goer
Va.'s for
?? MW satae tlrat?pat? arM vra raen sppbr fete - anroaM
aqaye V eryaitl
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belwtce?in *01111M
*01111M
If 10 led so we rrpda a faidike «r Your ItAlbg sie?MOM you we Mt
Mesta to pity any+btartae dt a>igled to aq QMllond amotiM. I
dwl na* a mm* ??rowrr ANN bw to ON
bm to Milk sap art)r ntbaed pa?rnleels on IM 11NO t. M Smelter
e
CM. we 91N stmd yopi a steternetat al the aramd You owe xW ftw dst R
i bit o Pia a<maunl ibat we dtMdc Ysd 94a m may rew you ss
us??0 y m eorNaoaton dais we M? ow +?! t4
d3p pare a?ott you is tMt h 10 YM IN WM Is a 411118111111 & /eyr. Mod ?aaaytoate
=014 ve ? Zeeere MvM b Y ML Arad' %v amt to I
we ntttst to W IM us MW Pill If fM ? r l boas
setletl betttreen tls when It Ps Maly selft
It wt3 dOl "M these ruiee, we Will sheet tlae brat $50 d lfte gMlloned
enrom+l, even It yaw billlal lhteat rat "I cwttd.
S/rlrW no for age Lind FM IL
0 you hwe a prdbkm Mt IM t rat ?q,e?r or wipe that you
perdaened trddl s ontdt aid, ve d ycia testis t?ietl lq goat! iaih a nand ure W In
a?n tr sntlbeprop" oIm may lim do r sm oee ifts ? W
¦ Ytar must haw made RM p x dues in your ham Stab or. it not yrNhirt
V= hoarse shah, within 100 miles of your eumel rddreW and
¦ The purrheee prtoe nwd have been mare Shaft 590.
Thaw ft*jbn do trot rppy N we awn or opeaatle No madx 1, or R we
mated yotr on Aiveniaement for the proputy or serview.
W4917043
PR Iwo REV am
C??
IN THE COURT OF COMMON PLEAS OF COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of FRED MEYER / Citibank
v
Plaintiff
CRYSTAL S YOCUM
NO. 2011-884CivilTerm
CIVIL ACTION - LAW
Defendant(s)
j
PRAECIPE TO DISCONTINUE r n CO C
M °
rt
cn ..? Iv
TO THE PROTHONOTARY: q
Please mark the above captioned action as discontinued without prejudice. .,;
Vic:.
Respectfully Submitted,
V-111
By:
David R. Gallow-116 #87326
Fulton FriedrePractice Gullace, LLP
Counsel for P ff
Attorneys in of Debt Collection
130B Gettysburg Pike
Mechanicsburg, PA 17055
(866) 563-0809
FFG file#: 266844
PA/PA_PRAEDISN