HomeMy WebLinkAbout11-0892IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of CITIBANK
`'rte
a Gr?l
?
Plaintiff NO.
o ll
V. CIVIL ACTION - LAW
MICHELE D LEHMAN = (? '
Defendant(s)
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after this Complaint and Notice are served, by entering a
written appearance personally or by an attorney and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice
for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S BEDFORD ST.
CARLSILE, PA 17013
(717) 249-3166
FFG File # 260917
IIIRI IINI IINI Ilfll ICI ill IINI 111111 hl IINII IIII IIII IIII
PA/PA_NTCDE
If
`S?) oc) Pd a
am} Sqa•
CH& WILD
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of CITIBANK
Plaintiff
V.
MICHELE D LEHMAN
Defendant(s)
NO.
CIVIL ACTION - LAW
NOTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda
puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que
esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un
abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en
esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un
juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado
en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder
dinero o propiedad o otros derechos importante para usted.
UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO.
ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN
ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
CUMBERLAND COUNTY BAR ASSOCLATION
32 S BEDFORD ST.
CARLSILE, PA 17013
(717) 249-3166
FFG File#: 260917
PA/PA_NTCDE
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
assignee of CITIBANK
28405 VAN DYKE
WARREN MI 48093
v
Plaintiff
NO.
CIVIL ACTION - LAW
MICHELE D LEHMAN
421 GARDEN DR
MECHANICSBURG PA 17055-4411
Defendant(s)
COMPLAINT
AND NOW, comes Plaintiff, by and through its attorneys, Fulton, Friedman & Gullace, LLP,
and files this Complaint and in support avers as follows:
1. Plaintiff is the current owner of, and/or successor to, the obligation sued upon, and was assigned all
rights, title and interest to defendant's CITIBANK account XXXXXXXXXXXX6880 (ASSET
ACCEPTANCE LLC Number 40958057) (hereinafter "the account").
2. Upon information and belief, Defendant(s), MICHELE D LEHMAN , has a last known address(es)
of: 421 GARDEN DR MECHANICSBURG PA 17055-4411
3. Upon information and belief, the account is based on a written credit agreement entered into
between Defendant and the original grantor; as provided to Plaintiff, the material terms of the
agreement applicable to accounts issued by CITIBANK are attached hereto.
4. Upon information and belief, defendant(s) used or authorized the use of the account to obtain loans
from the original credit grantor for the purpose of obtaining goods, and/or services and/or cash advances.
5. Defendant(s) failed to make full payment of the amount owed on the account.
6. Upon information and belief, the last payment posted to the account on 11/02/2007.
7. The account shows that the Defendant(s) owe(s) a balance of $4668.10.
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the
Plaintiff and against Defendant(s) in the amount of $4668.10, plus costs of this action, and any other
relief as this Court deems just and reasonable.
David R. Galloway # 87326
Fulton Fried an & Gullace, LLP
130B Getty rg Pike
Mechanicsburg, PA 17055
Telephone Number: (866) 563-0809
FFG File # 260917
VERIFICATION
I verify that the facts set forth in this Complaint are true and correct to the best of my knowledge,
information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
§ 4904, relating to unsworn falsification to authorities.
Because of my title, I am authorized to make this verification on behalf of Plaintiff.
Date; NOV 16 2010
PAMELA McCULLOUGH
By_
Print
Title
INII 11111 IN 111 IN IN 111111111111111111111111111111
FFG File # 260917
-.- -)-ew? ??cNxj-
GERALD BAKER
Notary Public - Michigan
Macomb County
My Commission Expires ov 26, 20 5
Acting in the County of tib=C
EXHIBIT A
• , r yr ?•.: .ems?', ' ,
OIL
?1ww.:w?...r-• ...s.w.i?.a ?L..+? .,. ??•+v- '.+•S.:•!•JW..?S+ist.:.rw?..is'r.•.,t....?.a-.•.r?..1::?? .•
• ?? , ?4.?o0a#'•.'wr?JhrlnTiM.+?e?+A?.?A+a.w+::.3:,.y?•..t•ife1111UlLiaat. y?n.p?;r.?,,,,. ,
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Billing:
ynsrr bibV IULVW slatrs Ara 10120CL !lance charges, leas. Tbo
tt60lM"11 any . vO the lr VMK dW .11:4110 s1111M Colo
11
r,Rrs+t ? 9iSll 11111111110 111111. a, fit alraed Id at mot dWft. meals and alit; a ttlemra y 11rtlnrilry NWREM Y not p dreeME*
e
and cm e a irm bak'etroes. and 11MM dgrpes r?lre t basal and allier
;! rbW Mbrrrvii N fl 1 dtt d rattler rent tee mep, b our
M* cfrelinn. slop sure You b" a?meilmdetm !taus' ar mi
lendnlleCIN& of 9 we htslitrAM rlirik"rMMV otdlortrra preoeadlr%- by senam
A to an cNdallb c?tuediat Rata ter .tMorney fsr s olodron.
T-011 tru1Sl VINIF us arf a thanrfe its yarn adthen by couladarq Ca" or
Savire by KjAium of t1W. We we M or tt tier the bMkV swami to
cerrfr Mm ilia" 20-s,
Mow We Determine the Blahme:
1110 tsrrfat ttnldarNlMr f-lbrce (Nee aurae! your" a] appatim as Ibe "New
t hhwe rNt Ihs ?INh? sl•;rieMV* To delermAte Use Nett 8ebrleg, we begilr
with the agslmdPre(?vamce oil your doooralt at t ho k1bititrrp of em* blip
(!Mind. Cad 018'Prwk= U*nce on the Wft tdileineal. We Add
inntieasa ants Mt atlhtnoes mW strtttruti any paytnerrts aid 91`1411312rte
lac drra_ We 11411 ab or appt"Otb le lirraace Charles and bras and links
o ttcr alyftm a lli mu"Llfs.
Annual Percentage Rate for purchases:
%'mtt :rnwW pttlCenbapt rate for puidwles ant the conespen" dots
pwit+tsic dale s on Er. bides cotiaebll? Use cost. Ad* penned raft
is or a*nnuM pelevillge rate tfi+rhle0 by 3M 4Mhalitter or nd The
anna.9 Ceti dv- rada tat purdtmalt is !lased on the rpwierlTr U.S. `'rime
(,h tee pits a tnarrdln h Irtdic-11W M Ott (alder c'Otthining the Mft
Annual Percentage Rate for Cash Advances:
benrr ANN1111J11. PERM MR IllttE air radr ealvoerlces is 19%4wich
rr_rr0sptrrd5 fun cE potndk tarn of 0.0548%. 71te Oak is
the cash advatim anneal percentage role slirided llry 366Q the malts
sactirxr fist *bffe refallny la (raw this tale flog cbamp 9 yptt defatlt urtsbr
intr GKRmi* Carl ETgreerrrerrt
Variable Annual Percentage Rates for Purchases
and Casts Advances:
It tltn aratNaf M. r m law fa irtudt.1m is teaser! sir fie gratrlerky U.S.
[Nit" Kilo 1002 .1 "%It $. %I wits t;titaeFale the rate by adting ilea ringlet
Itgl a;?truR all the fowl MAMnirrp ire card 10 Ike S. Antra Rate
.?det`eti In Th- W,* Shed.brtrnrrlan the Did Tvaft d Mad1, Jklim
eerntw. ad Mumabet of stele yav it tiro llerd Twsft is a IN*". va
VON use the Pow Rate MW ed Ifta recd Ory. N note tern an Prtrne Rye
is 11rtrhlisIvil. wit ntay dlrtaae On frilhad rate. I( true WSL%dJWwW
ceased ptil t allm m la publish go FWm Rata. we imy = th Prime
Itft pe'.+Iftd i l any oft rrrwipper of powal cfre 0as. or on may
sebslifttte a silnikrr rafaerrat n!a a! oa sale dr'oomft. Each Wito die oanuat
tweeithVe lab ch rgges. vie will r41t to any Whig bWbtllxs, sabo to
any P= Wbtal We prat real ap .
'n addr t. `he awlictt ftntcrtntagr? rile low purdaats tard cash adwm=
ttrty WWy is I" delatrlt tiruler arty L'itftls" k {aid Agreement beamse you fait
tv maiut s jm Ttrnt to rw a any aedto! *" ekre; yeti mmm Maur
r-eml one, tat rM neaha a >tarlnertt to us ON it not done ed by ?rair be*
- in such r 1irli mlettn, we may ilr9tarsa me MNUAt PM AtNr WATE
maroku radix err oi» balMaoes b e 9111, at rpm
oorraideled kn adeM?rab
I Ni 011114111 111111 tnt8w ft
aoiaeelt 11M ter feet, and
?'ftpraeatertt , am aNtr undlione f mew. . ?.:
Tab W OMM M ? heowt+a eliptefe for a loner
WOOM p RW Mb aidnetacea, a bogy *I
ywkwvAft d A =
puidgta and rsalr ad+reaceb
to?M1 retrain suto
T11
i ? atrtil Ilrey ere pafd a i!ril. .
? tease a ?eeaa to a v11riabde day ennead j tale lataee eNect
calenlelo lie wk 7110 irttltf dltecMy f M--- M MM M Wokh we
os 10 k TA .. LM . rate in 111W d aerd sly erthsequonl
app?or orI the bNAttt agletrralN. M iM>t11eoe in l4e wriaieie
p a?ale'l>oene i ply a b1?e' tine clarpe ed ; .
perhaps s ripirOira lit Poynter!
Promotional now ofler$:
-41 oar d odes. we stay dIer yorr a prentotioralf armrest perpnbp rek
for add Ora part olAM pen hM kWOi Ceeh advertca bemnoes, 71111 period of
three fort Well fie pralretlorMl tab apon nw be bad ?art`odopal
?. ? . Auld Ik y 1110 tad 1M?i o b Nis D nw on reflex t
s?t ae a?pelOemlafN ?liftb ery" Mvil reour WWI `roa?png-
kuwL kv prarllelinlrld rate allay W4 be w act b fie terxf wow
? thls Aprearrlent ? .
Finance Chaargeia:
rba110e darrgla wN begin le MMM IMM fie deb a(Nre adwnca fat Mh
aduaacse MW tiers the dale of No Inn sselim for pumbli to (iagr?u? .
6atralaea yntr franker from arty oNla aodt card herder) and coaliarn io
ACM unlit b 108 Is satrlled b eosarral. gym paid -
lhe W Metr?oe kbd an the bia11 sNdernMt by tit payrndlt
duedols au Ilwt abr11enrerrt rd did ? a bafartf:e (roar arty other
en dlt card katsar drriM flat perloei{, you VM bane IMM fie
due do at year prrralN It13Mi M fo Year tow New 8ahm9m raw
bn 01111n of ilnance darpet on pumhltsea. M saalabl cIsee, tl& saint s
? period br ptadleaee Hair appy evert h you IrMre trestslhrred a bafancst
rNair N tits t pr IML 011111411 is no WM pace paned for Mposses. the
feabn9e fYemsfar after tMN ere tadintn
Ilk Md radatbile I are s as 1611m,
¦ NM OBane a por0ar of We Naedoe a as r scoorrrl Try etuhiit olu .
Me 6* bdmorl an par?ees?+rkirat M utla b;l"atto„on aarlsfar t? om
M4r am crMl11 and b ate deliy balance on adwt4aors by nre
lot W m tai for tabaduincsK for each day In IN Win period.
- = .
# Far iitretrt a droi+le saliadadlolr pgpoeee. Are Wro ttspM`e on the
alter Nye SblQAiteall?loeias taah a the win PNW 1111111 varies F . '
ft d drp 1h In bignp. loudees no skkwew : ' .
CIMMI; D1111 of the 011111114 ON
>
# To ialeebrte gre Ieanoas, tyre tahe 11110 beglmdnq tfoau+ce fOr par '
diaxa and Me balance for Bash adraelcea eadt day, add arty new : .
tranawou , trod fees my Iblance chop
an!hIYWAxm
ml 00 bahrtee.
suMrad w? FW. "+emb or Willits, and rttalu aNrar nshrten?s. Unless vie
dw `o rte i Her EMs, we add a flew purr 1 we v Me pimarse o9mc. as
of tie rattled ilia Mtr MSA "d A Now cas adce ID the ad, mane
irr*etc! on its d* of the aham A ae& bolana b treated a j Qbjl e
• d ,era.
fw 7he'bdmms U*ct to thatttce Clot" for Iwrthund Awtaram
adrances as ft Wk - daluttatt cart oedr the a< d tht
. * bo s dreirq fie Idring ?tt Best NNw?t p? It+e
of dws t1 the G11teQ Nsrbd b!t , dsNl' p?odio
rates. >fse resrtbt w/ b0 tlso Mnanott t?arpes aasWORW on lxr+dmses or ash
aksncas. ltxept for ttrhtor wuWbns 050 by rottndkip.
K titlt tr?artoe ter pntcttaaas a cash ideances 1t eutrhet b mare aan
ON isle Out e>a20. btxataie of Metrt on a cah arhatttas t1Mtb dwiap
OIX01111111111111 nnr Ntnt}, W wet * - C*Ulw the belmee Mid
., :. b ttmm d op wN lfte sesnlerq donee M site Berne nbmw at
• deactlherf a!>Qtn. •
Ctttsh Advan"s and TranentWn Fgiii.
.. you 1*4 ofrt*md s oink adamn KYoa abtaln firth iron, an 1111M bed
tel4r tnaclrlee iATW itsouph a atillm check ihrmo ftanae bsitldrq, or
tlit"O a fAraeN htslAtrlba; make a Wks kar#sr; a wke i order
. "W3 W's deck, Wh tidal. b Xn or casino ddp. a skein in or
INVOP in P%ftr sM r itoffiae tw. Fir esrtbt task adjjgn, taaam aw
,.. i*Rh at FfMM Ci11 W of 3j% a Ilte *Anc% bet not less Yam =6.
7103 be wK be added to It w h stdiarO Gtabncs, (no amq o of 114 aslt
atlwmce nary i clod! a awdtelp Ytat the AIM o,etw kepeeet`) Tits qsh
arhatttce fiat Wioa be R" cam the alrt,nal pometUp rate on MaetOg
' d2kw ertt on whleh Via cacti ad?+m Nret appm to e>exed go nortdrA
anrtvAt PWXAW Ilk.
Minlinum Finance Clw ge:
11 Mon chaupea b,t W ee perledtc isles are Wag a tried to Your ttcooastt,
• . but Ilse lots! a such Ynsw dtra n fo_p and cams edwatces it
11089 11111n 550 ft watts a 1`1111111111111111M Fli ClfARBts. based on periodic
ales. d 160. We add the ataourtt a eftlter Use poi rlase or cash o0va e
batium"our Oisadm.
Credit Balance:
Yow aver rtol a ftlo a (=M babes at row w m,t k, owns of kow•
n4itt d cre t lkw. Vlfs tarllt rd him to you ally emdi amotltrt per 51.00 F
the .•tme NA has bow on Pie atxoenl bmtgur tkatt three andttltt. Yint racy
mqi !st a relwA d a aeolt tabs= k any lkae. We may red= the mount
' • of m4, ciaM balm by the arnaurt of new ciwUn DNed to your account
• Security lnst for Secured Accounts:
• ' The folalet otrtrtaittirrp Ute card Wditwbas N your accaeel Is a se=W account.
If A is. You here Vim" tie t sOWVY lnler U N a lxrdhcela 01 Or a
saMtaps nimmal to secvre teptbntent of your aot orerl. If yw ?rew your
' kinds 6tmr the cetBNt«tle of deposit w 83&p wouu, me to M dm rear
card sau?M.
Transeciions Made In Foreign Currencies:
' N ;, irattsadnn a made Gt a b?pts drrrertq?, ire and i?tt inlerrtatiotsa? m
' MatNe *M tnkrtnibna! de Nv taq at Wilda and Is sued. Wilt cove
t
_ .- ' ? :. the kitpsasliw+ iota a N.S. tblltr erttounl. Visa airs tYlaMerCnrd rill and lq
aooorAatice %itl, bkeir vpasaft rnpngt m or aoraynefort 11-15 ill
eft al Rte Are the trarrsadbe is Itnacessat. Cnrrattly, their reguh %fis
W pract:dure.4 1XVIA is that Ins casrr11Cr ctH?y w-Siun 1 ?1e tatev IN 15 44-9
1y a waobsaie me* rate orm a n* fovtdm 1111 111111111 line One
IgMrtsi?ib!! pip ddf VIM keaeeats Nis MWM rail bit w
t0 b nm ?n? NO inetttae:co Nis lenMetslon
fwp
tv ? fecrerst. tMe
ipCreUe NN o0nrorsbe sale prbddsd ysbtr ifiae yr MadMCnd by kite
0etattt eed irsp i11b hawse. To aNrs?n F omnrer*o ndo akagisd in
Mas rnartotr 1111111 w o eflerd on ilk 016t:eeste4 hale may differ hart the rate
In elwct an tfte brs mcm deb or Uu poo ft date.
ib 11011I Mlrq Amount Due:
I:aaeh ntonlb llwu tnrrat pey A trtfekrttnt emottnt lltet b the fetal d trr+o Ilpures.
iraiaue.NOuAt feet ie FW bee Pbs aq xnow in w1cess
Tire second 1: Ntnrotent d bleed
1N tpw %a erMt eT ate of the W;;7
The NI w Um on ft b" sl omil if k is lees am S20. o
a $a N go NM aabrwe b at test $20 and Trot preabr tim go. or
>N tt the Maas, fWrsee ttabed?s pJBD. f ?Id of Nit New 8afsroe ?rormekd
down b tide rlsertsl iMlmt'f.
You meal ai last Nte ?f?nirlWte
mote el srtlr afrltout e?lrkVll w d?slam p?slnne o
oats aired oe poor aoCWstatrdi,aeNK 716 krdttdet, bwfe not
l it Ala rtal lteb um sm as befeeoes ya„
=%wq*W"W teedN twa0 Wm. befae wo appy no
b
Your nr turf, ate betessese? N tat pep akin tlsae?j?,
rre ? Ute adults atr,otet b the perdraae or malt edrersoe belattot
at twr SMMOM The rush,, you i#e No* 9Mssatt. Use less
par to iRteoe , Nlk m alto obis you to dip a M: do,
ism wit no* you. Yoe dwou to skip a payment when , we trill
t:entflede b sewn flame dtaW&
of aM sad cols p . We cm swept lak or pOW ?eyrwas. ss
broil as PeYrnettls t1eM mind "Pok In trb' a o tr = yl • ,
dwAhosrt Wft ansr of oat ,tests srtdsr this Awwoom Then my be a ya addra? oit?
of 1o fin h wIdUt a 1<Y Meehedsl m tiddrseo Prirlded an Mo snlesrteal. lroo *a b pay us kr
11,S. d*ns drum ott fulls so in *o WW Stake I" a "M
t *ft krstpmertl, or a ftnwie debit flirt MBA be pwceseet111d
hOnortd ly yotr bsttlr.16 MW O th rlpbt b aw"i ps frmwmodb in
11 we de, Ov VA sift[ Ohl anew canwessbn lab at
rur sptelioa
Ner-ft-Credit-Une Fee:
ire v M add s $21 to to the pturchoe bdarim for each ti ino period that the
New 6riertee news your credit fine.
Late Fee:
Vh vile add t o he left ptechasp betarxe for t!stc6 itiMing pe?iod you 1atT
to Mh the mktimum peYrnent by h due dale
Rolurmd Payment Foe:
Mk 0 addoU teem b ft purohese balsrtet *ea t prmM check or
srviilar kistiewl Is rest bomred, teftar we must mom R ktasrse tt taattat
he prootre d, or Ow an anletft *W1 Is rebrnrad vapid. At air open,
we nM nw-, r thlt In the Md time ygtrr rlteck or owenl is net em mral.
ewm 9 A Is 110301ed upon res6903310n.
Citibank Checks: "
Cdrttalk dwks riay be used to pnmbm poot:s and series or ;o ,Mn cast:
up to rA clam of IPA Mob* Cash wom Wm- ON= lliet SA=a "I
zM the balance to txrted your Mdd Ift We w5t !rest Mark dwdis as a '
Caen sd UrA Mid CIw" 71em agsinayowcub:04xe W L Faeh Gitibvk
1YC$ R L'SI t;a to ttiR !6tt1r in hivt isitrld lad rlMlat be Deed 7cEpolnq t4 err/ • •,' •..' ,r
issirucsant 79 04 you. C MbMk d=ft MOWN wed ,0i*1 by tM W20 :+r-VAI ; i , •` ^ ;;: •,. • , • .. .
no Ix trried to pay sw/ StROO!t °.' t ,? ' / •: r' '• • •' `; . • Y
Ae)i'•ie i ohm on (tlifti..itlbfrltt do" =I
owed z us widef this or my cdw Ci7iberik :'A Agm?e?in.e?,m. YA win laic ?ti ? .:'...';' ` i •?
U1 i::itunk d cirs. IN mill trot IMM paid CS Alec". • _
Retumed Citibank Check Fee:
M tirrii) add I U9 !et to the 00 adyonct 1101M d tile! d%. &W ".t 4anar a ?• . - ,
Cftm dt.% . va rnty du m to honor a =wk chetid. to[ ja3mMk, to
i. 3t :?':i« 6:.?::, ?'.ii . ? "a ?l,L._ a`_?? ,• ?•s?- s?yFlr'c ?'I?it
or ctedtt Ire, q you elettA. d you did not Comm with our redttrct m regerdtr,q
,
its cheat, ;f vt or accowd tit been dam& at d Me tard bn wo"d. '
Stop Payment Fee:
Mh WA add a $29 be to Stu cab adtlM t[RWO When paiMneut of a Cdbd
arppped at YW M1WW. YOU mart 30 PWMW on a t7dbx* dad
n?t .ft us iew?np at PO. Doti M. Sioes FeSoA Mak 57117 ar b? ? ` .. • '
ciifinp us at meabobisrte rnHOW tfeted lift da M 4 dWMRt• 0 y" NK few ) .
mast = f'utn cite call is v MV within 14 dw& A willp stop payment onset wNf r , .
Famish! in etted fur sbt rrnorrttie toieu now h twAitktg.
lance d ci wp is Mwe t anuo to ws d "std or ac=FA ltiirnberva
caneot `stop Powaat" an Mte etifdR M !hers is = ' • :
?.c;,r uCCauM. pMSSe iNR to tht tecfiea etdhbd'YYT ffa MTItMa'ka chop rrot - - _ _.:'' • • :,' • • . .
Lost or Stolen Cards, Account NuMbers or
Citibank •Checics: s?,;.{;•'' •:?= ': "F.• ' _ ?••? .. ;Y4.,..:, .??;.?`••_ .,?-tY:.:,'•.
4•3n 1raN wand flaw or Ova* do* lei lost or vi or I ?w am •?r ' .a:%ir. •: .iS•. h•.}.:.. ?• j ;'•. _•?'l:ir???: Y.?. -v_.i
s-MM:s aced or °t'?aY tisv tMrrw wirtoutroir nctYy ue at one by ; •? = ! ?; _... ,• ' ••; : ,;• r • . :;;: ? f, :?. ?• .; ;? r; .•;, .,:.'x. .
C.-Anp the telrrphorie WW W showlt M Ole bl etalerilaM ort a comber , •? .,, - _. . ?, a..
immitj ' , KA-tree a low OMeriee?t ya tv r • • ., -. r .. ' M ::-r- ' • • .ti: •a . , ; .
WOO CaftO matron to tmitiltQ b help td 2w oatwbet loop I! i, t1.oo't use <r : - . ?. ;. •, ;', :' "? :. • .::.
t.4e cW or thb COW* ducts slaw WU been m Wed. em K MW ore kurd ? ?+" : 'S . + • ,': , . '?.:' *- ;r'
of M otr4 . You r"F be ti" for wferthorived ass of to Cardr bid ea tr mots
+an SSO. Yottwarl't be'aaMle 19r tlltHllbelbed prR?leiri! or am igllYttfi acrid! •' `? '_ '
artbtr verve been eioW it d ft fora or ttM tfl? itotwwef: rots matt idrlttly for
as the drupes ea the wW4 91edIlulK tfld wets !rot nlar$ by yw or l0 !ewe "
aathxtzed by you, and from wft you iacetaed no Wet.
Default: i -
You OWN under this Agremtetd it you tail to pq Ufa rniairaura payntertt
ftwd vn Rasp OMq? itipnient rhea dal, hM to Ol M a;;;;_ batry
other CY.ditor whets du. flirt for banfttt9 0% MW 1" a ra?At ft tMitbout
peyrtsisdoa. ipY by a titadt ar ariririler iesttWrtatt sfnt is not honored orthat
we must t+etittn bacatam h seem be FOCessed. pay by aabrlialle daR tApt
is romped 9tttpattid. or tfefatrtt on aq 01W tank Card Agneatent. M you _
defadt, we tsar doq your atratrnt end dbngttd }trrirrtedlw piynertt of P
the left taboo. It you hew given us a irldlr* interact In a clowksfe of .
der Wit or a savings account. v* nay use an depasrl amowt as pay artf? s ' .
am3un YGU OWIL
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' as OWN is bitt#" an tdrtas va "Wr •ilrtrwist, ate of on and
after Ilse rdled ho dab el tM dlnap dal be =d axepbme of the aew
. lenta, in" 1 the 25 clays trace rd WOW
Enrorcing this Agreement:
Nk [art floloir in s'n tiq or la1 to lldotre any of arr rlpltts acidic this
.• '• . - Nq?eentettl vrittrnrl krsiip Iiterth.
. Asetigranent: `
We mwive Me right it assgn any or ad M our rights and ablirpft s aortic
IhisAgrameM to a third party.
• _ Applicable Law:
i he terms gat enlnht marl of lids Apreeencre shd be 9owived by federal
kw and The [qtr of Smdh Mich. wftm rte are bated.
• - . For Fturther Information:
_ Cal us at tike biepinsrhe crier-bell dxM an qlt Imat of iqa b1mig sttodne it.
_ You cut also call Iol-f a nr 1oe9 Okatory Assiskm to get our Idephwe
. • - . = rrtmther.
Iitanas W. Jares Cidbwtk [Sou DasWj), Na.
Pre. +dertl tt CFO P.O. Ow 8000'
Sioux Fars, SD S7117
01"!! OWN* (South Dakota), MA
• What To Do If There's An Error In Your Bill.
• Your Wing fthts. Keep Title Modoe for FutLwt Use.
This nolice tartiak s imptn•lard Won>tatlw *0 pour rights and our
. teMwAritdies untkr Ike heir Cre t MIN Act.
1"lr Us In Case ae&= our OMMUAbell A wrXR.
11 yon Mk yowr Whig stab wd i wrong, or Kyou hired on hilmislion
aw a tnrtsadtort M,yoar Iraq d" we, ttift to es (tit a wwafe
shod) at the ackiress sirorrm on tht iron[ of your Ming iblero t Write to
• as as sari at pa did We asst hear hom p no W 11wt 60 dips aMr
' we saint you the ika Iffm atataneal on which /te erroror p ablaut
anpaaial. You an kd bwr tm bat dolnt ao wiJ nol peww yw r rVits.
In your killer, pro us the lolorr;htth iidc =ton:
• N Your trtwnte Aw xctunl MOM
• r w The dogar antou.•rt of the ssnpeeted error.
¦ T mf the rota and OXIOle a you cars, w4y air bdietm tnerr k all
el or. it you tined mote ktionm lion, deseft The tw ynu are toot swe
.. afxxrl.
. N Plena don you, w x
11 Imu bare aghatlnl -w to pay gout a *a rani bit ahem adly Um your
sarnjs or dnr*sq axvmot yotr anti stop tin payaw mn my wwwtt you
ihink is yaaT To stetr the payewrnr[ you mall Idll vs et least Ihm bahteaa
' da}i nnium tee auie?a+aih: panned is tKheduW '& occur
4
Nib iced ft Rawotra161YfAtes A1rsr We s eehte roar NWW
Noft.
Vh mid acllmowledgt hies oft 30 awk twig we haw =raw
error bar ow VW1M6 904m we nwsl elegy oarncl ft error a now
rey WE UNEW x IhMINwI wt COR?Cf. Mr YiIU flCliMw your
' M M b COM tlht anttswlytu queolm a rttport VOW
Smoot at *-w-w-L w- 4 cart s:mtllae 1o be yatr Ibr fly ¦wawel ythn
unthxtl
1OL YON do no 11100 to tan tpPh? mid a amorhto Wilk
rice ara bah you w 01111 t ?ce?' ndin qutolioa, Qa!? Itwrb N yosr
N i n Awl tta"wade a rilldrt en year Mini sglwnrtrtl, you wit not
hew b py, any linanoe dta W WOW to qutttohnd [mount. It m
01101 >wwk a ntidaln=A yr !twee to Ply WOW and yea was
haw ffirwidtw tip are V"mw on situa d, fn NOW
cm. vo will send you a sb mmt d go artret m you owe acrd ft d* r
Iyou iad to 1tw amount Uttt we tbkdt yw owe, ww may titW pelt n
dui F my coma" "Nutt go* frou wt0 yft wrpe to
us i 1a d 1? It d You dN Moe N /yr. we owlet hd myoane
yott >? ? OoM1w a6ont pear 11L /4nd. tw twat to l
hiorasttkm Ift ? to wryorrnpote yol"I k IM Mw yaw wootint
I Ome hn bw
soft between as wften It is M* wiled.
11100 don't taAeur 111M rake, we ews'l Ar1W Moe lhal SM d die gttesllmed
emowl. ever,1 your burnt ahtement wts Zoned
S'?cW AMi AX lpwrpr pnl PI?MSts.
it you betre a prdhlwrn rA1+ 11t oral nr+op?y or ttrviut tlrwt you
purdtaedwllh t me old tad you hero bled b goad tarllh b coned an
problttu wlMt Iht iiierdawl, Ihere the tipbt not to ppaayy the rerrhah,h
awtemt due on the propehty or s m Time sre Iwo ItneatBont on M
right:
¦ Ybu boat have made Rte puweiaee in yotw• km state or. It not within
your home *10. %ab 10fi mfrs of ymr eumwi wrfdress; and
¦ Ths pihn tm prtoe w* hors been boom than 1%
Thaw 1111111 li o 40 not apply N wo own all rite b on merdmo, or i ae
rnsFad you ate mhwOrlesnent for the property a servtoes.
"17O.0
PA iLVW REV 6M
13
SHERIFF'S OFFICE OF CUMBERLAND COUNTY C) ti c.,
Ronny R Anderson
Sheriff t r U3
r-1 -r
(,7
Jody S Smith ,,
Chief Deputy
Richard W Stewart --? ca
w.
Solicitor
Asset Acceptance LLC
vs.
Michele D. Lehman
Case Number
2011-892
SHERIFF'S RETURN OF SERVICE
02/22/2011 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Michele D. Lehman, but was unable to locate her in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Michele
D. Lehman. Request for service at 421 Garden Drive, Mechanicsburg, Pennsylvania 17055 the defendant
was not found. The Mechanicsburg Postmaster has confirmed, Michele D. Lehman is not known at 421
Garden Drive, Mechanicsburg, Pennsylvania 17055, and has moved and left no forwarding address.
SHERIFF COST: $37.00
February 22, 2011
SO ANSWERS,
w
RON R ANDERSON, SHERIFF
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
Asset Acceptance LLC
vs.
Michele D. Lehman
E r C' Ctl;"tom,
of i"-till 4
HE PRO-1 2011 SEP 14 PH ? i
_ CUMBERLAND COUNT",'
PENNSYLVANIA
Case Number
2011-892
SHERIFF'S RETURN OF SERVICE
09/07/2011 04:39 PM - Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on September
7, 2011 at 1639 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Michele D. Lehman, by making known unto herself personally, at 511 1st Street,
Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to her
personally the said true and correct copy of the same.
r
DENNIS RY, DEPUTY
SHERIFF COST: $34.00
September 08, 2011
SO ANSWERS,
RON R ANDERSON, SHERIFF
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVA r^,
ASSET ACCEPTANCE LLC n° Fri r--a r s
assignee ofCITIBANK ;ter' ?•.? ?';;
Plaintiff NO. 2011-892Civilterm
V. CIVIL ACTION - LAW c'--
MICHELE D LEHMAN -
Defendant(s) _ --
SUGGESTION OF BANKRUPTCY - -
AND NOW, comes Plaintiff by and through its attorneys, FULTON FRIEDMAN & GULLACE,
LLP, and would show the Court:
1. A petition has been filed for relief under Title 11, United States Code, in the United States
Bankruptcy Court which bears the case number 11-07143.
1. Relief was ordered on 10/20/2011.
2. This action is founded on a claim from which a discharge would be a release or that seeks to
impose a charge on the property of the estate.
This is for informational purposes only, and does not constitute a notice of appearance by the
undersigned.
WHEREFORE, Plaintiff suggests that this action has been stayed by operation of 11 U.S.C. § 362.
Respectfully Submitted,
By:
David R. Gal oway 487 6
Fulton Friedman & Gu ace, LLP
Counsel for Plaintiff
130B Gettysburg Pike
Mechanicsburg, PA 17055
(866) 563-0809
FFG file#: 260917
1111111111111 Hil III NNI 11111 11111111111111111 IN 1111111111
PA/PA_PRAEDIS
David -D. Buelr
Prothonotary
Office of the Prothonotary
Cum6er[and County, Pennsylvania
xir 3 Sofionage, ESQ
Solicitor
// 89,2_, CIVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 28TH DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE —THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH
PA R.C.P.230.2.
BY THE COURT,
DAVID D. BUELL
PROTHONOTARY
One Courthouse Square • Suite100 • Carlisle, TA • Phone 717 240-6195 0 Ta., , 717 240-6573