HomeMy WebLinkAbout11-0899Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie A. Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff
V.
NORMAN ANDERSON
50 BONNYBROOK RD # BLOCCK21,
CARLISLE PA 17013
Defendant
No.
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NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take
action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally
or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You
are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose
money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
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Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
NORMAN ANDERSON
50 BONNYBROOK RD # BLOCCK21,
CARLISLE PA 17013
Defendant
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las
siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido,
con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus
defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero
reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o
propiedad o otros derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TM-4E UN ABOGADO,
VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE
CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION
ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN
HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This communication is fioiu a debt collector and is an attennpt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd. :
Norfolk, VA 23502
Plaintiff No.
V.
NORMAN ANDERSON
50 BONNYBROOK RD # BLOCCK21,
CARLISLE PA 17013
Defendant
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140
Corporate Blvd., Norfolk, VA 23502.
2. Defendant NORMAN ANDERSON, is an adult individual with last known address of 50 BONNYBROOK RD #
BLOCCK21„ CARLISLE PA 17013.
It is averred that Defendant was indebted to CAPITAL ONE BANK, N.A. on December 24, 2001 with account
number ************2140 (hereafter referred to as "Account"). A copy of the account history is attached here to
and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account
pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the
Account is considered a default.
At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or
for obtaining services.
This communication is from. a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions
on the aforementioned Account to which there was no bonafide objection by Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The
last payment made on this Account was on February 13, 2009.
Plaintiff is the purchaser, assignee and/or successor in interest CAPITAL ONE BANK, N.A. and Plaintiff is now
the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as
Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result
of Defendant and/or any authorized user's use of said Account is in the sum of $1,214.70.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all
sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and
against Defendant, NORMAN ANDERSON, in the amount of $1,214.70, plus costs of this action and any other relief as
the Court deems just and reasonable.
10-24655
f61- 11-1
Robert N. Polas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
-1bis contmunication. is from. a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Tanya Hollenbeck
hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies
that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information,
and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section
4904, relating to unworn falsification to authorities.
Date
10-24655
By: J
Jk6b2c?
Custodianecords
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866428-8102
Fax: 1-757-518-0860
Statement of Account
Account: ************2140
NORMAN ANDERSON
Account Holder:
NORMAN ANDERSON
50 BONNYBROOK RD # BLOCCK21,
CARLISLE PA 17013
Consumer Account Product Code: MC
Issuer: CAPITAL ONE BANK, N.A.
Assignee: Portfolio Recovery Associates, LLC
Account Number: ************2140
Date Account Opened: December 24, 2001
Date of Last Payment: February 13, 2009
Date of Charge Off: September 22, 2009
Balance at Purchase: $1,214.70
Purchase Date: October 13, 2009
Balance at Purchase: $1,214.70
Less Payments: $.00
Balance Due: $1,214.70
10-24655
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Tanya Hollenbeck , Custodian of Records, for Portfolio Recovery Associates, LLC hereby
depose, affirm and state as follows:
I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing
business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make the
statements, representations and averments herein, and do so based upon personal knowledge and a review of the business
records of the Account Assignee and those account records transferred to Account Assignee from CAPITAL ONE
BANK, N.A. ("Account Seller"), which have become a part of and have integrated into Account Assignee's business
records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on October 13, 2009. Further a review of the records
reveals that the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all
acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account
Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the account records transferred to the Account Assignee from Account Seller, and maintained in the
ordinary course of business by the Account Assignee, there was due and payable from NORMAN ANDERSON
("Debtor") to the Account Seller the sum of $1,214.70 with the respect to account number (************2140), as of
October 13, 2009 with there being no known un-credited payments, counterclaims or offsets against the said debt as of
the date of the sale.
5. According to the account records of said Account Assignee, after all known payments, counterclaims, and/or
setoffs occurring subsequent to the date of sale, there is currently due and owing the sum of $1,214.70 .
Portfolio Recovery Associates, LLC
L
By: k Custodian of Records
and sworn to before me on of Q 1 j!1 , 2010
.n
" Donyetta McNeil
10-24655 Commonwealth of Virginia
Notary Public
Commission No. 348523
My Commission Expires 01/31/2014
This communication is from a debt collector and is an attempt to collect a debt.
Any infonnation obtained will be used for that purpose.
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Forward Flow fable Sale A t
Aumadmest Nand cr 2
Forward Flow Recelvablo Sak AVveaaent tlaW Fetwe try *, 2009
BILL OF SALE
Ckdnt DaW. Ock*w 13th, 2009
This Sill of Sale is delivered p t to that certain Forward flow Rtoc ivable
Sale Astectment, deed as of 1=ebmq 6th, 2009, a amended, by mW between Seller (as
vwccasor to CqmW One Sank) and Buyer (thc "A man. All capitalized ft=
used, but not damned, in this Bull of Sale dash ham the mean' aaei d to such term
in nt.
The Cutoff Aare for the Sale File was October 8th, 2 ?
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SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson ' fly l
Sheriff + i
Jody S Smith .' , . ,
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Richard W Stewart
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Portfolio Recovery Associates, LLC Case Number
vs.
Norman Anderson 2011-899
SHERIFF'S RETURN OF SERVICE
02/03/2011 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Norman Anderson, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Norman
Anderson. Request for service at 50 Bonnybrook Road #BLOCK 21, Carlisle, Pennsylvania 17013
Norman Anderson was not found. Deputies were advised, current resident of 50 Bonnybrook Road,
#BLOCK 21, Carlisle, Pennsylvania 17013 has been at this location for over 3 years.
SHERIFF COST: $33.40
February 03, 2011
SO ANSWERS,
RONW R ANDERSON, SHERIFF
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Attornevs for Plaintiff
s: ? ?!-f1 r 1 ;L
t_;OTHONOTARY
2011 FEB 28 AM 10' 52
CUMBERLAND COUNTY
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
V.
NORMAN ANDERSON
50 BONNYBROOK RD BLOCK 21
CARLISLE, PA 17013
Defendant
No. 1 1-899
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectfully-??ubmitted,
10-24655
Carried Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 11-899
V. .
NORMAN ANDERSON
50 BONNYBROOK RD BLOCK 21
CARLISLE, PA 17013
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing
Praecipe to Dismiss upon Norman Anderson, by First Class Mail, Postage Pre-Paid, a
copy thereof on this day of February, 2011 , to:
Norman Anderson
50 Bonnybrook Rd. Block 21
Carlisle, PA 170
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
10-24655 Attorneys for Plaintiff-
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.