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LIMBERLAIND C0U TY
P EN HI5Y LVAN'IA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff NO: I I- /,Q/& C`Vi I Teo,
vs.
JONATHAN BEMIS
COMPLAINT IN CIVIL ACTION
Defendant FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
`Benjamin W. Lawrence,209032
WELTMAN, WEI:NBERG & REIS CO., L.P.A.
325 CHESTNUT STREET SUITE 501
PHILADELPHIA, PA 19106-2614
215-599-1500
FAX: 215-599-1505
08719004 C A Jer JIH
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
VS. Civil Action No
JONATHAN BEMIS
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and not_'_ce are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, DISCOVER BANK is a corporation with offices at 6500 NEW
ALBANY ROAD NEW ALBANY , OH 43054 .
2. Defendant is adult individual(s) residing at the address listed
below:
JONATHAN BEMIS
527 LEWISBERRY RD
NEW CUMBERLND, PA 17070
3. Defendant applied for and received a credit card bearing the
account number XXXXXXXXXXXX3207 .
4. Defendant made use of said credit card and has a current balance
due of $10529.13 , as of September 15, 2010 .
5. Defendant is in default by failing to make monthly payments when
due. As such, the entire balance is immediately due and payable to
Plaintiff.
6. Plaintiff is entitled to the addition of :interest at the rate of
28.990% per annum on the unpaid balance from September 15, 2010 . A
copy of Plaintiff's Statement is attached hereto, marked as Exhibit
"1" and made a part hereof.
7. Plaintiff avers that the Agreement between the parties provides
that Defendant will pay Plaintiff's attorneys' fees.
8. Plaintiff avers that such attorneys' fees will amount to $125.00
9. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the balance due to Plaintiff.
Wherefore, the Plaintiff prays for Judgment in its favor and
against Defendant , JONATHAN BEMIS INDIVIDUALLY , in the amount of
$10529.13 with interest at the rate of 28.99050 per annum from
September 15, 2010 plus attorneys' fees of $125.00 , and costs.
t
Benjami W. Lawrence,209032
WELTMAN, WEINBERG & REIS CO., L.P.A.
325 CHESTNUT STREET SUITE 501
PHILADELPHIA, PA 19106-2614
215-599-1-500
FAX: 215-599-1505
08719004 C A Jer JIH
This law firm is a debt collector attempting to collect this debt for
our client and any information obtained will be used for that purpose.
New Balance Minimum Payment Due Account Number ending in 3207
DISCOVER $10,529.13 $10,529.13 Enter Amount Enclosed Below
Payment Due Date $ C
DUE IMMEDIATELY
08 SDSN8A01 0000771
JONATHAN BEMIS
527 LEWISBERRY RD
NEW CUMBERLND PA 17070-2314
Address, eanail at telephone change$ Print change in space
above, or go to Discover.com. Print your eanad address to
receive important Account information and special offers.
Go pepwkm and make your account
iMomretbn mom secure wkh pawword-
protected only you can access.
Loom more at discover corn1papsrless.
PO BOX 6103 111 1611111111111161111
CAROL STREAM IL 60197-6103
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000001986458427210576105291300000001052913
Discover More Card Account Summary
closing Doh: November 8, 2008 Page 1 of 1
Account number ending In 3207 Previous Balance $10,529.13
Payment Due Date December 7, 2008 Payments And Credits 0.00
Minimum Payment Due $10,529.13 Purchases + 0.00
Credit Limit $8,800.00 Cash Advances + 0.00
Credit Available $0.00 Balance Transfers + 0.00
Cash Credit Limit $0.00 Finmce Charges + 0.00
Cash Credit Available $0.00 New Balance - $10,529.13
Casbba& Bonuse
Cashback Bonuats Anniversary
Month: August
Opening Cashbock Bonus Balance
New Cashback Bonus This Period
C,ashbock Bonus Bakines,
$ 0.00
+ 0.00
$ 0.00
How Can We Help You? 1. Visit Disoswr cem to pW yaw bill for no coat, i your
latest Account information, earn and redeem rewards and more
it's your choice - 3 ways to help 2. Cal 1-8004)ISCOVER (347-2683) kx fast, easy sel4ervice
Please have your Discover Card available. dons or to speak with a Customer Service Account Manager
You 3. Write us at Discover Card, PO Box 30943,
For TDD (assistance for hearing impaired) we reverse side Sail Lake City, UT 84130
Transactions $0 Fraud Liability Guaranies Use your Discover Card with confidence.
Information For You
While we are permitted under the Cardmembe Agreement to increase the APRs on your Account because your payment
was stet we have chosen not to do so at this time. W* have terminated, however, any introductory or promotional rote on
purchases and any special balance transfer rate, and applied the - I rd APR fur purchases to your outstanding balance of
purchases and balance transfers. However, we reserve the right to i woose the APRs on your Account if you fail to pay the
minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmember Agreement for
details.
Finance Charge Summary
8719004 Nominal Transaction
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P ANNUAL
AGE
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RATES
W E
CHARGES FINANCE
9M12[l`L-
current billing period: 5 days
Purchases $0 0.07942% 28.99% F 28.99% $0 $0
Cash Advances $0 0.07942% 28.99% F 28.99% $0 $0
previous billing period: 3 days
Purchases $0 0.07942% 28.99% F 28.99% $0 none
The rates that apply to your Account are either fixed (F) or they may vary M as noted above.
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VERIFICATION
No, 976" P. 2
The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to
unsworn falsifications to authorities, that he/she is Natasha Szcz, iel
(Name)
Account ManaRe-r? of DFS Services LLC, serv ice jig agent for Discover Bank, plaintiff
(Title) Company)
herein, that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing
Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief.
W WR#8719004
Client Account #6011002300103207
Name JONATHAN BEMIS
FILED-OFFICE
THE ROTHONOTAM
2011 FEB 23 AM 9: 21
WELTMAN, WEINBERG & REIS CO., L.P.A UMBER -AND CoUNT Y
BY: Michael J Dougherty, Esquire FWAVY 4or Iaintiff(s)
I.D. No. 76046
325 Chestnut Street, Suite 501
Philadelphia, PA 19106
Phone: 215.599.1500
Fax: 215.599.1505
File # 08719004
DISCOVER BANK
vs.
JONATHAN BEMIS
CUMBERLAND County
Court of Common Pleas
No.: 11-1216
PRAECIPE TO DISMISS WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly dismiss the above matter without prejudice.
WELTMAN, WEINBERG & REIS CO., L.P.A.
By
hael J DouKerty, Esquire
,Attorney for Plaintiff
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