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HomeMy WebLinkAbout11-1378Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie A. Brown, Esquire PA Bar # 94055 FILED-OFFICE Portfolio Recovery Associates, LLC F T 140 Corporate Blvd. Norfolk, VA 23502 2011 FEB -7 Al 10: 47 TELE: 1-866-428-8102 FAX: 757-518-0860 CUMBERLAND COUNTY Attorneys for Plaintiff PENbreA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 No. Plaintiff V. VICKIE S GROSS 471 CRANES GAP ROAD CARLISLE PA 17013 Defendant NOTICE ll- f37? ( /, l You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 Y&I W 71 t 4 SIJyS,Z '.!' -# 'OKL/ A,r This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. VICKIE S GROSS 471 CRANES GAP ROAD CARLISLE PA 17013 Defendant NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dial despues que esta Demands y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado ;y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 This cornmunication is froni a debt collector and is an attertipt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. VICKIE S GROSS 471 CRANES GAP ROAD CARLISLE PA 17013 Defendant COMPLAINT Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140 Corporate Blvd., Norfolk, VA 23502. 2. Defendant VICKIE S GROSS, is an adult individual with last known address of 471 CRANES GAP ROAD, CARLISLE PA 17013. 3. It is averred that Defendant was indebted to HSBC Card Services (III), Inc. / UNION PRIVILEGE (FF) on May 28, 2004 with account number ************6661 (hereafter referred to as "Account"). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on July 21, 2008. 8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC Card Services (III), Inc. / UNION PRIVILEGE (FF) and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as Exhibit "A." As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $2,116.32. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, VICKIE S GROSS, in the amount of $2,116.32, plus costs of this action and any other relief as the Court deems just and reasonable. Robert N. Polas Jr., Esquire # 201259 Carrie A. Brown, Esquire # 94055 10-19476 This communication is from. a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Tanya Hollenbeck hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unworn falsification to authorities. Date 10-19476 -L L4 By: 4ohHolleanibeck f f Records This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. EXHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, Virginia 23502 Telephone: 1-866428-8102 Fax: 1-757-518-0860 Statement of Account Account: ************6661 VICKE S GROSS Account Holder: VICKIE S GROSS 471 CRANES GAP ROAD CARLISLE PA 17013 Consumer Account Product Code: MC Issuer: HSBC Card Services (III), Inc. / UNION PRIVILEGE (FF) Assignee: Portfolio Recovery Associates, LLC Account Number: ************6661 Date Account Opened: May 28, 2004 Date of Last Payment: July 21, 2008 Date of Charge Off: March 31, 2009 Balance at Purchase: $2,116.32 Purchase Date: April 21, 2009 Balance at Purchase: $2,116.32 Less Payments: $.00 Balance Due: $2,116.32 10-19476 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned, Tanya Hollenbeck , Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose, affirm and state as follows: I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make the statements, representations and averments herein, and do so based upon personal knowledge and a review of the business records of the Account Assignee and those account records transferred to Account Assignee from HSBC Card Services (III), Inc. / UNION PRIVILEGE (FF) ("Account Seller"), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on April 21, 2009. Further a review of the records reveals that the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the account records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from VICKIE S GROSS ("Debtor") to the Account Seller the sum of $2,116.32 with the respect to account number (************6661), as of April 21, 2009 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the account records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, there is currently due and owing the sum of $2,116.32 . Portfolio Recovery sociates, LLC By: Hollenbeck , Custodian of Records and sworn to before me on of 2010 Notary The Donyctta McNeil Commomwealth of Virginia 10-19476 Notary Public Commission No. 348523 My Commission Expires 01/31/2014 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used fot- that purpose. 0 1-1 BILL OF SALE HSBC CARD SERVICES (IM W. (Ma HOUSEHOLD CARD SERVICES INC.) ("Sella"), far vahw matived and pn vmm to the terms and caadMOr of the PAceivabies Pw,chm ARennent ("Areemeea") dated April 1, 2007 between Seller awl MW CARD SERViCn OM W. sod PeetddW Rmovary Aweei@W% U.C. ("?wdmoo, does hwaby sell, aes* and convey to Peohaeer, its rMovo r sad aari4as, all fWa. We and inter" of Seder in and to these cei lob Pied Reeeivaldea (ae defined in dw A um) Hood an dwe attached FYI A tom' lFl;a? wWkm reomm and wither nVrommusation of, or waraslty of coHmdbilstl?. or ad wim exeapt to the extent peav Wod far within the ASreemeat. EXECUTED thin 27" day of April, 2009. HSBC CARD SERVICES (Iii) IW- Naaar - Tide: vim rmddm- Emig= Smmuwv- p N s?3.UR c? ---- -- - - ® < -I mm-i v? 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ED =C m- 3, am K mG07 ?Z -r5.8Oo $ a o = o?m3 2? o ? m,? a+3 ED Gp? p ? n m Q m TICS ow mE m539y? m< oo m O -m d mm?<c= ?mm Imo cm 3o n g?g ? a Or ooQy°t 70 m < ° m : 9a M'*m3 C Dc ? -? a mm8 m?Ss$ gm ?m c?c-' g Dj _?3$' M 0 C mrma3 y3c Cly 73fp ? maw?3 -_I 0 fD°•m?!°'30 3Wc m? m yom 0 vmmo3 O s p o m'o- N00 9m?iw, ;11 - < ?o y0 3 z Fn - m co?c3y< cmo N £i?f ?o$Sa on?8$o 3 m3m. m mv?=R ?? C. O c W z a 70 O N SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff 4art t; ??- 'E P Jody S Smith Chief Deputy ?a $ c; } Richard W Stewart Solicitor «.-- -XHBERLla N ?aEa4 i i EN !SYLV A Portfolio Recovery Associates, LLC Case Number vs. Vickie S. Gross 2011-1378 SHERIFF'S RETURN OF SERVICE 02/11/2011 03:14 PM - Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states that on February 11, 2011 at 1514 hours, she served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Vickie S. Gross, by making known unto herself personally, at 471 Cranes Gap Road, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to her personally the said true and correct copy of the same. VALE IE WEARY, DEPUTY SHERIFF COST: $33.40 February 14, 2011 SO ANSWERS, RON R ANDERSON, SHERIFF -ICE Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Attorney ID # 94055/201259 2011 FEB 28 AM Portfolio Recovery Associates, LLC 140 Corporate Blvd. BERLAND COUNTY Norfolk, VA 23502 CUM Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff V. VICKIE S GROSS 471 CRANES GAP ROAD CARLISLE PA 17013 Defendant No. 11- 1378 CIVIL PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. 10-19476 Respectfully mitt ed, Carrie '-Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, #201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 (T) 1-866-428-8102 (F) 757-518-0860 Attorneys for Plaintiff This letter is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Attorney ID # 94055/201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff V. VICKIE S GROSS 471 CRANES GAP ROAD CARLISLE PA 17013 Defendant No. 11- 1378 CIVIL CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Dismiss upon VICKIE S GROSS, by First Class Mail, Postage Pre-Paid, a copy thereof on this 9T day of ?b , 2011, to: VICKIE S GROSS 471 CRANES GAP ROAD, CARLISLE PA 17013 Date:( z-'C-j ? JZ?_ Carne A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, #201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 (T) 1-866-428-8102 (F) 757-518-0860 Attorneys for Plaintiff 10-19476 This letter is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire .-F, ' , Robert N. Polas Jr, Esquire ??' " `j ??? Attorney ID # 94055/201259 `" 3 ? `' Portfolio Recovery Associates, LLC 1R of ; AM 8 140 Corporate Blvd. 11 F Norfolk, VA 23502 A NU Attorneys for PlaintiffafEr?L ?a°t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 11- 1378 CIVIL V. VICKIE S GROSS 471 CRANES GAP ROAD CARLISLE PA 17013 Defendant PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respectfully ubmitted, Carrie . Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, #201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 (T) 1-866-428-8102 (F) 757-518-0860 Attorneys for Plaintiff 10-19476 l"?O This letter is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire" Robert N. Polas Jr, Esquire Attorney ID # 94055/201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 11- 1378 CIVIL V. VICKIE S GROSS 471 CRANES GAP ROAD CARLISLE PA 17013 Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Dismiss upon VICKIE S GROSS, by First Class Mail, Postage Pre-Paid, a copy thereof on this c94- day of Pt.rn , 2011, to: VICKIE S GROSS 471 CRANES GAP ROAD, CARLISLE PA 17013 Date: B• a-6' It( 10-19476 r^ Cam"-e< Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, #201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 (T) 1-866-428-8102 (F) 757-518-0860 Attorneys for Plaintiff This letter is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.