HomeMy WebLinkAbout11-1378Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie A. Brown, Esquire PA Bar # 94055 FILED-OFFICE
Portfolio Recovery Associates, LLC F T
140 Corporate Blvd.
Norfolk, VA 23502 2011 FEB -7 Al 10: 47
TELE: 1-866-428-8102
FAX: 757-518-0860 CUMBERLAND COUNTY
Attorneys for Plaintiff PENbreA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502 No.
Plaintiff
V.
VICKIE S GROSS
471 CRANES GAP ROAD
CARLISLE PA 17013
Defendant
NOTICE
ll- f37? ( /, l
You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take
action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally
or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You
are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose
money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
Y&I
W 71 t 4 SIJyS,Z
'.!' -# 'OKL/ A,r
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
VICKIE S GROSS
471 CRANES GAP ROAD
CARLISLE PA 17013
Defendant
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las
siguientes paginas, usted tienen que tomar accion dentro veinte (20) dial despues que esta Demands y Aviso es servido,
con entrando por escrito una aparencia personalmente o por un abogado ;y archivando por escrito con la Corte sus
defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero
reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o
propiedad o otros derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO,
VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE
CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION
ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN
HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This cornmunication is froni a debt collector and is an attertipt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
VICKIE S GROSS
471 CRANES GAP ROAD
CARLISLE PA 17013
Defendant
COMPLAINT
Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140
Corporate Blvd., Norfolk, VA 23502.
2. Defendant VICKIE S GROSS, is an adult individual with last known address of 471 CRANES GAP ROAD,
CARLISLE PA 17013.
3. It is averred that Defendant was indebted to HSBC Card Services (III), Inc. / UNION PRIVILEGE (FF) on May 28,
2004 with account number ************6661 (hereafter referred to as "Account"). A copy of the account history
is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account
pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the
Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or
for obtaining services.
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions
on the aforementioned Account to which there was no bonafide objection by Defendant.
Defendant was in default with respect to that debt for failure to make the required payments on the Account. The
last payment made on this Account was on July 21, 2008.
8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC Card Services (III), Inc. / UNION
PRIVILEGE (FF) and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is
attached hereto and collectively marked as Exhibit "A."
As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result
of Defendant and/or any authorized user's use of said Account is in the sum of $2,116.32.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all
sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and
against Defendant, VICKIE S GROSS, in the amount of $2,116.32, plus costs of this action and any other relief as the
Court deems just and reasonable.
Robert N. Polas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
10-19476
This communication is from. a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Tanya Hollenbeck
hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies
that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information,
and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section
4904, relating to unworn falsification to authorities.
Date
10-19476 -L L4
By: 4ohHolleanibeck
f f Records
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866428-8102
Fax: 1-757-518-0860
Statement of Account
Account: ************6661
VICKE S GROSS
Account Holder:
VICKIE S GROSS
471 CRANES GAP ROAD
CARLISLE PA 17013
Consumer Account Product Code: MC
Issuer: HSBC Card Services (III), Inc. / UNION PRIVILEGE (FF)
Assignee: Portfolio Recovery Associates, LLC
Account Number: ************6661
Date Account Opened: May 28, 2004
Date of Last Payment: July 21, 2008
Date of Charge Off: March 31, 2009
Balance at Purchase: $2,116.32
Purchase Date: April 21, 2009
Balance at Purchase: $2,116.32
Less Payments: $.00
Balance Due: $2,116.32
10-19476
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Tanya Hollenbeck , Custodian of Records, for Portfolio Recovery Associates, LLC hereby
depose, affirm and state as follows:
I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing
business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make the
statements, representations and averments herein, and do so based upon personal knowledge and a review of the business
records of the Account Assignee and those account records transferred to Account Assignee from HSBC Card Services
(III), Inc. / UNION PRIVILEGE (FF) ("Account Seller"), which have become a part of and have integrated into Account
Assignee's business records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on April 21, 2009. Further a review of the records
reveals that the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all
acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account
Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the account records transferred to the Account Assignee from Account Seller, and maintained in the
ordinary course of business by the Account Assignee, there was due and payable from VICKIE S GROSS ("Debtor") to
the Account Seller the sum of $2,116.32 with the respect to account number (************6661), as of April 21, 2009
with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale.
5. According to the account records of said Account Assignee, after all known payments, counterclaims, and/or
setoffs occurring subsequent to the date of sale, there is currently due and owing the sum of $2,116.32 .
Portfolio Recovery sociates, LLC
By: Hollenbeck , Custodian of Records
and sworn to before me on of 2010
Notary The
Donyctta McNeil
Commomwealth of Virginia
10-19476 Notary Public
Commission No. 348523
My Commission Expires 01/31/2014
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used fot- that purpose.
0
1-1
BILL OF SALE
HSBC CARD SERVICES (IM W. (Ma HOUSEHOLD CARD SERVICES INC.)
("Sella"), far vahw matived and pn vmm to the terms and caadMOr of the PAceivabies
Pw,chm ARennent ("Areemeea") dated April 1, 2007 between Seller awl MW CARD
SERViCn OM W. sod PeetddW Rmovary Aweei@W% U.C. ("?wdmoo, does hwaby sell,
aes* and convey to Peohaeer, its rMovo r sad aari4as, all fWa. We and inter" of Seder in
and to these cei lob Pied Reeeivaldea (ae defined in dw A um) Hood an dwe attached
FYI A tom' lFl;a? wWkm reomm and wither nVrommusation of, or waraslty of
coHmdbilstl?. or ad wim exeapt to the extent peav Wod far within the ASreemeat.
EXECUTED thin 27" day of April, 2009.
HSBC CARD SERVICES (Iii) IW-
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N
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
4art t; ??-
'E P Jody S Smith
Chief Deputy ?a $ c; }
Richard W Stewart Solicitor «.-- -XHBERLla N ?aEa4 i i
EN !SYLV A
Portfolio Recovery Associates, LLC
Case Number
vs.
Vickie S. Gross 2011-1378
SHERIFF'S RETURN OF SERVICE
02/11/2011 03:14 PM - Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states that on February
11, 2011 at 1514 hours, she served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Vickie S. Gross, by making known unto herself personally, at 471 Cranes Gap Road,
Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to her
personally the said true and correct copy of the same.
VALE IE WEARY, DEPUTY
SHERIFF COST: $33.40
February 14, 2011
SO ANSWERS,
RON R ANDERSON, SHERIFF
-ICE
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259 2011 FEB 28 AM
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
BERLAND COUNTY
Norfolk, VA 23502 CUM
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
V.
VICKIE S GROSS
471 CRANES GAP ROAD
CARLISLE PA 17013
Defendant
No. 11- 1378 CIVIL
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
10-19476
Respectfully mitt
ed,
Carrie '-Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
V.
VICKIE S GROSS
471 CRANES GAP ROAD
CARLISLE PA 17013
Defendant
No. 11- 1378 CIVIL
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing
Praecipe to Dismiss upon VICKIE S GROSS, by First Class Mail,
Postage Pre-Paid, a copy thereof on this 9T day of ?b , 2011, to:
VICKIE S GROSS
471 CRANES GAP ROAD, CARLISLE PA 17013
Date:( z-'C-j ? JZ?_
Carne A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
10-19476
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire .-F, ' ,
Robert N. Polas Jr, Esquire ??' " `j ???
Attorney ID # 94055/201259 `" 3 ? `'
Portfolio Recovery Associates, LLC 1R of
;
AM 8
140 Corporate Blvd. 11 F
Norfolk, VA 23502 A NU
Attorneys for PlaintiffafEr?L ?a°t
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 11- 1378 CIVIL
V.
VICKIE S GROSS
471 CRANES GAP ROAD
CARLISLE PA 17013
Defendant
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectfully ubmitted,
Carrie . Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
10-19476
l"?O
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire"
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 11- 1378 CIVIL
V.
VICKIE S GROSS
471 CRANES GAP ROAD
CARLISLE PA 17013
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing
Praecipe to Dismiss upon VICKIE S GROSS, by First Class Mail,
Postage Pre-Paid, a copy thereof on this c94- day of Pt.rn , 2011, to:
VICKIE S GROSS
471 CRANES GAP ROAD, CARLISLE PA 17013
Date: B• a-6' It(
10-19476
r^
Cam"-e< Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, #201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.