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HomeMy WebLinkAbout01-2031 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N.A. vs. COMPLAINT IN CIVIL ACTION PEGGY ALLISON Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James McNally, Esquire PA I.D. #78341 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#02108237 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N.A. Plaintiff vs. Civil Action No. PEGGY ALLISON Defendant You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER ,AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFFERAL SERVICES Cumberland Co. Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 & COMPLAINT 1. Plaintiff is a corporation with offices in Sioux Falls, South Dakota, 55117-6124. 2. Defendant is an adult individual residing at 6304 Valleybrook Drive, Mechanicsburg, PA 17050. 3. Defendant applied for and received a Citibank Business credit card issued by Plaintiff bearing the account number 5472-3300-0076-3846. 4. Through the retention and use of the aforesaid account, Defendant became bound by the terms and conditions of the cardholder Agreement, a true and correct copy of which is attached hereto, marked as Exhibit "1" and made a part hereof. 5. Defendant made use of said credit card and has currently a balance due and owing to Plaintiff, in the amount of $5,560.17, as shown by Plaintiff's Statement of Account attached hereto, marked as Exhibit "2" and made a part hereof. 6. Defendant is in default of the terms of the cardholder Agreement having not made payment to Plaintiff as promised, thereby rendering the entire balance immediately due and payable. 7. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 8. Plaintiff avers that such attorneys' fees will amount to $1,390.04 9. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges, attorneys' foes or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant, Peggy Allison, individually, in the amount of $6,950.21 plus costs. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE, WELTMAN, WEINBERG & REIS, CO., L.P.A. Jame~--McNa~t'% Esquire PA I.D. #78341) WELTMAN, V)/EINBERG & REIS CO., L.P.A. 2718 Koppe/s Building 436 Sever/th Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#:02108237 SEP 29 '97 02' 30PH BUSINESs CMID ,P 5 ~./~.fz/~?'. ~.I :1.o-lo F..t~ 6o.~ :sss 2o~? , . ' · & . . e . · · . . · · C.itiba. nk. Ma,sterCard' Bus[sess Card · .... o . · This Agreement governs the Citibank MasterCard Business Card Account (Iise "Acc0un[") [or the Company ancl..each person issued a Card on the Account. PI.ease reauit ana ~eep it for your records, The Agreement becomes effective once ' the Card is used. Agreement Terms: · . In this Agreement: ti"ia word "B. ,ank'_' me. an.s. Citibank (S0_u!~ ._ '- Dakota). N.A., the word "Care' means eimer one or more cards issued by the Bank in connection with the Account, The . . ~.- - word "Comp=ny" means the business enti[y that_applied for the Account: the word "C=rdmember" means e~ch individual · designated 13y the Company who is issued a Carcl by the ' B~nk. - . About'l;he Account And The Card' · An Account ma~y be opened only in the name o! {he Company. The Company and the Cardmernber agree that each trans- action made on the Account wilt be primarily for a bbsiness or . commerCial purpose. Cards will be sent to the Company for clistrlbut~on to each C=rdmember. The Csrdmember must sign the Card in order to use it.. Only one C~rcl will be is. sued per ' Cardmember, The Card must1se returned to the B~nk uoon reques{. . Company Representative: ' · The Company shall designate one person to represent tl3e Company in the administration ol the Account. The represen- deems necessary to protect its interests in the Ac_cou_nt; (iv) pro,rnptly advise the Bank o! tt~e lermina(lon ota Ceramern- bar s relationship with the Company; and (vi upon such ter- mination, collect, cut in halt, =nd return to the Bank the Card of the Cardmember. _. . EXHIBIT i _ {;h~ Bank is notified or $50, whichever is less, The Bank eon be cancel any, Cardmember's Card privileges, or (ii)'a Cardmem- calied 24 hours a day, 7 d~ys s week. I! the Card is found or. bar's relationship with the Company terminates. In each case, returned after the Bank has been notlflec!, the Card may not' the Company sliall promptly ret_urn ~he applicable_Cards to the be used. It mus~ be cut in. hall and rel:urned to the Bank, ' · Bank cut in hale However, the Company and such Cardmem- bors shell rsmaln responsiSle to pay the amounts ~owecl the Company And'Cardmember Default: ' · Bank accqrding to ~he terms of this.Agreement. The Bank_may The Company will be i0 dafaull: if the Minimum Amount Due_is: close the Company% Account or cancel ct .~.uapend any (;ar(I- not p. aict by the Payment Due Date or if the Company fi_le~ for. member's, Card privileges ~! .any time without prior notice, ban~uptcy, lails to meet. any of !t.s obligations in th,s A, glee- Upon. nobc. e from the Bank, the Company end each Card-_ merit, or exceeds its credit limitwitt~outt _he Bank's permission, ' memoe, r sl~a, ll destroy each Card by cuttin~ it .in hal! and Upon a default, the B~nk may close the Account and demand surranderi_ng it to the Bank, if there i~ s c _red~! ttalan .ce in the immediate p_~yment of the full balance from the Company and Account after it.is closed, the Bank shall refund the full amount the unpad C~rdmember balances from each Cardmembar.. . of the be. lance to the Company. · The Cardmember Will be in d.efault upon his or her f~llure to_ · meet the applicable terrna of this AgreemenL The filing of bankruptcy by the Company or s Cardmember or their sub-_ sequent discharge shal/not relieve the remaining parties' o! their obligations under this Agr. semant. . '. CMTh hangingThis Agreement: _ . _ . e Bank may change this Agreement, in¢luUing the Annual embershlp .Fee, interest charge and the annua[percent_age [ate, at any. time upon written notice to the Company. If me ' Compa.n.y does not agree to the chan~a~, the Company Rap- Collection Co~; resen_tativa must notify the Bank in w(iting within 2s days after If the B~nk refers cotleCtion of the balance of the Account to a the effective date o,f the changes and the Company must p.~y !awyer~ the Company shall be li~_ble to pay to the Bank a t.he Bank the remaining balance pursuant to the terms o! the" I~wyer s fee of 15% of the total balance (where permitted by A_greemen{ in effect p_riot to the notice date. Otherwise.,. law), plus the Bank's court ~osts, t;ollection agency fees and company and eac~h Cardmember shall be deemed to h~ve any,other fees allowed by law. If the Bank pursues coilecUon agreed_to the changes in the notice. The Company_agrees to ' against a Cardmsmber for ui~paid amounts incurred by. the prom. p. ti.y not.if_y, ali,Ca,dm, em .b. srs o.t any change t.o.the Agree- use of his or her Card, the Cardmembsr also shall be Ii,iSle Io mont. uss or me [.;ara alter me ellecbve date o! t~e change pay _to the Bank: (i) the Csrdmember'e prop. ortionate share o! s_hall be deemed acceptance of the new terrna by both. the the Company's accrued_interest ch,srge~, late fees, and un- Company and the Cardmember. 3aid membership fa'es, (11) a lawyer s fee (il the Bank hires a . awye0, of 15% o! such amounts (where permitted by law), Delay In EMorcement: . md (rio the other costs and ~ees sst forth in this sect]on, . The Bank can delay enforcing its rights u. nder this Agreemen~ · without losing them, · Account Inquiries: . If the Company thinks a periodic statement is wrong, Ifitnesds ' Applicable more inlormatlon about a transaction, or if it ha~ received ~ This Agreement shal! be governed by and interpreted in qredl! clip for a reversed or adjusted transacbon, lhe Company accordance with South Dakota and federal law. Representative may contact the Bank vis_ 'the phone number ' ' . on the statement or may write to the Bank. Letters must Include ' the_Company name, Account number, adetailed description of the matter, and, if applicable, a copy ct the credit slip. If t_lle · inquiry involves a purchase or cash advance dispute, ~e , Company must first attempt ,to resolve the dispute with the applicable merchant or banE, and shall provide prool of the · same to. the Bank upon request On non.disputed matters or ' any matter shown by the Bank n~t to be in error, the Ba~k may . c. harge, the Company a fee of $2,00 for each copy of a_n.y aocument the Company requests, such as duplicate periodic ' statements, transaction slips, and the like. .' Closing The Account: . ¢> 1991 Cltlbank (E~outh Dakota), N.A, · The Comp~.n.y Representative shall notify_ the Bank In writing Member FOIC whenever, (i) the Company desires t.o close the Account or BUcbl 3191 ' ' · . . _ _ _ ..... _ _ _ ~ _ ...._~ .... _ __ ,..am -- ___ - , · , · · · · · ~en o~ Ps,meals by the Comparty arid Car0mem~rs, pm- vided:'(i) [ho com~inaa ~moun[ at leasl equal~ !he minimum payment due [or t~ Comoany; and (ii) ago! the I;:ayments ~re · made by the Payment Od.e Date, Cardmembers...mus_t conrac[ me Comp~ for a COlSy ct me billing statement, rr).e Bank may in its sole discretion .a~sply all or part at a Catdmsm_oer p~Wn. ent 1o sny~ cha~es and'tees 0ua on tile ^ccOunL I! a anco, ¢~ 6anl< will m[lact the emotmt of' th~ excess on the Cardmember'a aection o~ th~ periodlc statement mia. as th.e daily _balance, A.t ~ e~d a.flhe bii~g p?do~, tile B.a_nk_against future charges incurrecl 9Y the Ca-dreamier. unl.e~s',he divides tl~e total amount or ~iI ~e daily b~ancos Dy me nun'~ .er C23mpany propedy advis~ [he Bank lo allocate ~e qreoil elS_s-. or clays.'ul t~e billing pa .tied, The 8an~ .then m~fiplies tiaa. ~eSUlt: wl~e~e in the Az:count, Cardmember credits ara not relund~le. ina amount-- Iisi;eD on [ne bill as lbo "ua~ance ~uojeot to m~eres~ ' . Cfiame"-- bv the rate ol 0 045027% to strive at the daily I~teres! ActFil. ng Payments: ch~'~e. The t~anktne,nmu'lt!l:)lies thee lei!y intereSt _ .clX. a bY_.l~.e ' The Bank can accept late or p~!i~i p.~_ymenls,'.as well as total'number of days ,n the billing period to arrive at me montmy payments tna. t are rnarkacl 'paid ~n tull" or !hat .llave interest charge, restrictive en0oraements, without IDling a~ly ellis fights uncler Minimum Interest Charge: .'. this Agreement. Payment foJ mD. re than m.e minimum..anlo..unt_ The Bank will charge the Company a .m. in. imum in_teres, t c.harge ~ue w~ll be F_eateo by the' Batik a~ a_singte paymen~ mr mat of 50~ lot e~ch billlng_periocl in wnicn an interest charge month only, Tile Bank may disregard Cotnpany tnsm, Jctions to c,alculal}on is lees than 50¢. The Batll~ may add the c.l'targe tO. allocate a paymqnt among Caroma~b. er 13.ala~c~e.s. If the pay. rather the purchase or cash ~civance b~lance ar its dlsoretion, rnent ia r~mvea alter me payment sue .Date. ^~t i;~ymenm · shall be in U,S, dollars anti all check~ or other payment ~n~tru- Cash Advance Transaction Fee: ment~ must be drawn on functs on deposit in the United Slates, The Banl~ will ~od an additional fee for each cash advance . However, the Be.ak may accept payments made In.CanaDian transact, ion, The lee for a cash advance at an Automated Teller currency, except tl~a~: such payments shall bo su~[ec~ Ma{:hlne shall be $1.75, However, if the casa advance is currency conversion fee b~e~:l upon prevailing currency obtained 'through personal interact~oh at any Dank or o~e~' exch~go rates. financial in~titutmn, including Citibank. tl~e Ic~ .~hall aqu~! 2% of ma amount of the c~sh a0vahce, except that the fee lot andy Credit Reports- casa advance shall riel; be les3 than $2.00 or more than $10.00. _The Company's and each Cardmernber's performance of this · Agreement may be reportecl to creOit bureaus and su_blect, to Late Payments And Returned Payments: 1011ow-up crecli[ reports by the Bank, Upon request from ti'to Company Representative, the Bank ~l/¢tisclos_e tile names and addresses of the ch~clit reporting agencies lumisl'ting the  ha Bank will c~arga the Company a Isle payment tee ot $25 Or ea¢l~ billing peno~ in which the minimu.m I:}ayment on tBe bill lor ~e Compar~y is not received w,lnln 25 days alter reporm. ' its Payrnem Due Dale. The Banh will also c .ri. argo t~e C,c~n.' p .any a $10fee for ,,..ach cBeck ~ayment or similar payment id~tru- I..o~t Or Stolen Cards: ment written by [he Company or the Cardmember tba~ is no~ Il tn.a Card is lost or stolen or if tl~o Comp .a~y or a Card_member hono~'e~t or that is returned to the Bank because it cannot be t~inks someone may usa it without permts~ion,.the Comp~n~ processed. The Bank will add these tees to the Company's Rapr~en~live or II~e Cardrne_rnber must nell!,/the purcna-~e balance, bul in the event of npn-paYment will a0d .once, The Ba~k may hold the Company liable for all an,,o_unt.s · them to [he New Balance of Individual Carclmem~sera as [ne incurred b~ (r~ bnautt~arized person up to t~e time the Banl~ i~ nolilied ff the numb.w of Cards Issued on the Account i~ 10 Bank deems ap~>mprlate, or mom. If ~e number I~ le~;s ~an 10, tile CompanY's Iiab!iit¥ · . for each Ios~ oi' $lolen cato sl~all ba for Ihe amount incutreo~up' to the time the Bank is no[itied or $50, whicheve¢ is less. Tl'~e .~count Payments: ' The Bank w. ill ap~ly payments made by 111o Comply I:o ~ C~dmerntset's liability lot a lost or stolen Card o, for unautt~or- bslances ct t~e Ca~Omembsrs. The Bank will accept a comoi- izod card use shall be'lor the amount incun'sd'up to the time .. , 0~/~2/97 FRI ' 3 FAX l~o~ 3~,7 2087 ,BUSINESS.. C,~ .... . · P.8 . ~ '.. . . . . . . . , i Company Credit Un{m: Ratification Of Account Application: Whe41 ti'ts AcCount is oi;}enecl, tine Bani< will estal:)lish an irti~lBy its payment of t~e Eank's b~[I]ng statement lc~r any a2~oun~a ctedtt line for th._{} Company_ and will inform the Company o! chang, ed to t_lne Account, the Company: (i) tariff[es, the original tllal crecilt line, The c~'eOit lin_e will ald~o al}pear on Ihs Co_mpa-Appi~cati;)n_. lot tMim Account. and the authorily o! ail parsons ny's billing statements. The 0anl<, may cln~ge tine ctecli[ line =tgmn. g such Applic. at~on, ancl (ii) authorizes t_lne continued o!tl~m~ Company at its discretion, The Company may request u~e,nl ~e Cards. urtd6r the terms heroin. I:)y alt Carcl~emt3at= an !nc[ease in the credit iiqm. by contacting the Bank pursuant' who are issued Cards on t~e Account. to tine. instructions or1 !he 13filing statemenL · Mlnimum Amount Due: · C,,a~memt~r Credit Erie: The M~nimum Amoun~ Due each rnontn will t)a Ihs I:o~al o~: The'B_ank will assign a portion of [he Company's.cra_dj! llne to (1) The nearest.of: ' each Cardmember in an amount c~esignamd by the uompany (!) ~e entire New Balance If it {~ less. than ~50; or to the Bank, The Bank will establlsPI p.act of [he Ca/dmarm~er's ¢,!}. ~0; er , . - .. . crecl[t I~ne as a cash advance limit, Unless tine Company in." (i,) the billed in[ere$~charges ~ they e.xceecl $50: or" forms lm~e Bank In writing nol [o give caSl~ advance'access [o (iV) 1/24 of the New Balance, rounaec{ lo ~e nex~ aollar: the Ca~'dmember. The Company may reduce a Carclmenlber's ' ancl· ' · creclit line by giving at least 15 d~ys' written notice to the Bank, (2) Amy az~durtl: past Clue; and , " ., ' [3) Any arrlounl mn excess of the.Company $ credit I~ne. Purchases And Cash Advances: The B~nk may de¢icie at .its sole ciiscrefion Ino.w...to allocate The _Cardmember may use tl~e Card for purcl~ses wherever amounts paid in excesa or the Minimum Amoum uue among the Card is honored, up lc ~e =nrnount ~3f tine Cardmeml~er's ~e Company laalance a~<{ eaz:h Cardmambar's balance. avaital31g credit line, A Ca~cmember with a c~ln acN~nce line ' may receive up to three ~ast~ advances per day {rom linen- ComPany And Cardmember Liability cia/insMtul:[ons [ha[ honor the_Carol. SUbleCt.to local res[rte- F~mr Account Charges: ' [ions anti t~e amount of Ihs Cardmember's availal:)la cash The Company will pay the Bank; aJI amounts charged to t~ne advance llne, Account. whether or not they exceed Ihs C~clmembet'$ or the ' Cc, mpany's I:)urchase or cash aclvance credit lines, and whaler-' Anriual Membe~hip Fee: o.r not the ~an.k authorized such transactions. I~lus interest The Company shall pay the Bank a t~on. tefundable annual _c.r~fges eno ali o{:~er charges or fees as pmviclecl fo~' in tints memb_e~shlp lee upon trl_e opening,of [he Account of ~ for Agreeme_n~. If the Cc)mpany tails to pay at least t_he Minimum each C~rd il 6 or more Car(3$ :=re msued on ~e Accoun! or Amount Due by the Payment Oue Oats. ea _e,h Cardmernber S40 per Card if the number issued is less than 6. If tine issu, · ~_tnall be liable to pay ~he Bank the amount of h{~ or her New a~ce o! aclcli~tionai Cards cluring the year eau_sas the number Balance. plus the} interest charges and all other tees provided · ~o exceed 5 C~rd5, [ha tee for the aclctRional Ca~ds will 13e $35 lot in ~his Agreement. . per Card. Such fee shall I::)a added te the Account purcl'tase 13siance in the non[In it is incurred. Interest Charge On Purchases.- The_Company shall pay imerest on all pUrChases, except that Billing: {he Bank will not a0(~ an interest charge il the New Bal~ce is Fo{' each month when ~here is a baJance in the Account, ~e . p. aid In full by. its Payment Due Oats. The Bank will calculate Bank will send the Co~pany a billing s[aternen!. The Bank will me interest clnarge as follows: Starting wl~l~ {ne Previous_Bal- . not send a s{~[ement [<3 4~ Ca~dmemm=er. TI'ts I~itling statement anc_e fo[ pur(~h~as, on each clay o~ [1ne billing period the Bank will itemize all new transactions on Ihs Accoun~ clum'}.ng {he will _subtract the payments it receives and refunds it makes, billin(:: ?.dod. The slatement will sho~_ the '"Minimum .Amount and will add {new i:}urclnases, suc~ othe~ leas as applicable, Due,' ,l~e "New Balance," and tln_e "?aym~nt uue Oa.te.~' The an~ ot~er ad[ustmenr, s. This calculation determines t~e c~aily '. .New Bai~ce is the sum ot (i) the Company s opening m3a~a.nce balance, Unless the Bank elects to use a later Oats, purchases {that is, tln,e unpaid amount Iron [ha previous billing.peM.ocl, ate ad<led to the' balance as of I~e date of puc'chase. At ttne collect ~e Previo'u-<, Balance" on the billing statement) ~ all end of the billing period, the B~nk dlvldmm~ the total aJ'naunt of new purchases and cash advances of each Cardmeml:)e~': ali Ihs dally ba~ance~ by. ~e number of days in the billing · less_ (ii) all oaymenl;s and credits on the Account for the t:)illingperiod. The Bank then multip_lie~ the resulting amount .-.listecl period; plus (l!i) any other adjustments m the Account, interas~ on [Me bill. as the "Ba~nce Subiec~ [0 Interest Charge" --' by. charges and lees. ' · I}ne rate of 1.4% (16.8 Y,, Annual Percentage Ra~e) Io arrive aJ line monthly irmzems~ chore{re. . _ .... ~--.. ___ ~, __ -- ___ ~ ' _ __ _ ~ ---- m ___ __ '-. _, .... · m . · . · , · · ,, ~.m.m · , , · , · . · , · · · . . I Business Card Legal Referral Sheet Account Number' 5472330000763846 Media Bus. Name: PEGGY ALLISON ( ) IF IN FILE OR DATE ORDERED Bus. Addr: 6304 VALLEYBROOK DR APPL: _ _ .___ I_ I _ ~ BusCityState- MECHANICSBURG PA CBR: ? .__ I___ I___ Principle Name: RITE AID CORPORATION STMT: ~ I ! Residence Addr: 6304 VALLEYBROOK DR CLIP · _ _ -___ I___ I.___ City, State MECHANICSBURG PA 17050 INTEREST RATE SSN' 207528277 DOB: 0000 CASH: Retail- 0.00% Res. Ph# 0006129952 -- - Bus. Ph# 7179755882 Date Opened: 12/14/99 A¢¢t Bal: $5,560.17 MULTIPLE CARD HOLDERS NAME: _ NAME: _ ADDR: - ADDR: _ SSN: _ DOB: _ _ SSN'_ DOB ACCT #: -- - - -- ACCT #: _ BAL: -- BAL: NAME: _ NAME: _ _ ADDR: - - ADDR: _ _ SSN: _ DOB: ~ SSN: _ DOB _ ACCT #: - - ACCT #: BAL: -- _ BAL: OTHER · · .I VERIFICATION PAGE The undersigxted does hereby verify subject,,9/oto the penalties of_l 8 Pa.C.S..§4904 relating to unswom falsification to //~~/-/'i~,~-~ ~ , Plaintiff herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint are true and correct to the best of his/her 1,mowledge, information and. · belief. o, (Si~ature) SHERIFF' S RETURN - NOT FOUND CASE NO: 2001-02031 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CITIBANK N A VS ALI,ISON PEGGY R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT ALLISON PEGGY but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT & NOTICE , , NOT FOUND , as to the within named DEFENDANT , ALLISON PEGGY NO LONGER R~SIDES AT THIS ADDRESS NO FORWARDING AD Sheriff's Costs' So answer: Docketin~ 18.00 Service 7.44 Affidavit .00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County .00 35.44 WELTMAN WEINBERG & WELTMAN 05/02/2001 Sworn and subscribed to before me this ~ 2~ day of ~~. ~f' A.D. Prdt~onotary ~ ~ ' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N.A. Plaintiff No. 01-2031 Civil VS, PRAECIPE TO REINSTATE COMPLAINT PEGGY ALLISON Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James McNally, Esquire PA I.D. #78341 WELSTMAN, WEINBERG & REIS, CO L.P.A. 2718 Koppers Building " 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#02108237 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N.A. Plaintiff VS. Civil Action No. 01-2031 Civil PEGGY ALLISON · Defendant PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. WELTMAN, WEINBERG & REIS CO., L.P.A. ,A ,.D. #Z.~4~ - ! WELTMAN, WEINBERG ,t/REIS CO., 2.~7_18_Koppers Buildi~-g'7' ....,-, ,.,L.P.A. 436 Seventh Avenue -/ (412) 434-7955 · WWR t/02108237 SHERIFF'S RETURN - NOT FOUND CASE NO- 2001-02031 p COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CITIBANK N A VS ALLI SON PEGGY R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT ALLI SON PEGGY but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , ALLISON PEGGY ADDRESS IS EX-HUSBAND, S. PEGGY NEVER LIVED THERE. SHE LIVES IN OHIO. · Sheriff,s Costs- so Docketing 18.00 /.-~/~~ Service 3.25 ~ ~%~ Not Found 5.00 Surcharge 10.00 Sheriff of Cumberland County .00 36.25 WELTMAN WEINBERG & REIS 0s/08/200 Sworn and subscribed to before me this /~ ~ -- day of ~-~; A.D. Prothonotary IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N '" Plaintiff No. vs. COMPLAINT IN CIVIL ACTION PEGGY ALLISON Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James McNally, Esquire PA I.D. #78341 WELTMAN0 WEINBERG & REIS.CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#02108237 r,] i-' . '::'D '-: ..:':. ,.. ; .. -- C..':~ .I.. L:. -.~. -'-'. =:--- _-., ;- -_--: '-'S; (-? -?,' --.~ "-"" :.i'! .-- (:~ ;o I'~UE COpy ~ · ~es~JmonROM FIE' ' Y whereof. I COF1D here un Seal ol s~ic/¢o to set my ., IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N.A. Plaintiff VS. Civil Action No. PEGGY ALLISON Defendant You have been sued in court. If you wish to defend against the claims set forth in the following . pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written aPPearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do s° the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS p LAWYER OR CANNOT AFF APER TO YOUR LAWYER __ ' ORD ONE G AT ONCE IF , OTOORTELEPH · .__YOU DO NOT HAVEA TO FIND OUT WHERE YOU CAN GET LEGAL HELP ONE THE OFFI(.;E SET FORTH BELOW LAWYER REFFERAL SERVICES Cumberland Co. Bar Association 2 Liberty Avenue Carlisle, PA 17'013 (71 ?) 249-3166 COMPLAINT , 1. Plaintiff is a corporation with offices in Sioux Falls, South Dakota, 55117-6124. 2. Defendant is an adult individual residing at 6304 Valleybrook Drive, Mechanicsburg, PA 17050. 3. Defendant applied for and received a Citibank Business credit card issued by Plaintiff bearing the account number 5472-3300-0076-3846. 4. Through the retention and use of the aforesaid account, Defendant became bound by the terms and conditions of the cardholder Agreement, a true and correct copy of which is · attached hereto, marked as Exhibit "1" and made a part hereof. 5. Defendant made use of said credit card and has currently a balance due and owing to Plaintiff, in the amount of $5,560.17, as shown by Plaintiff's Statement of Account attached hereto, marked as Exhibit "2" and made a part hereof. 6. Defendant is in default of the terms of the cardholder Agreement having not made payment to Plaintiff as promised, thereby rendering the entire balance immediately due and payable. 7. Plaintiff avers that the Agreement between the parties provides that De. fe. ndant will · pay Plaintiff's attorneys' fees. 8. Plaintiff avers that such attorneys' fees will amount to $1,390.04 9. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges, attorneys' fees or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant, Peggy Allison, individually, in the amount of $6,950.21 plus costs. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. WELTMAN, WEINBERG & REIS, CO., L.P.A. jame-~--McNa~., Esquire PA I.D. #78341J WELTMAN, VyEINBERG & REIS CO., L.P.A. 2718 Koppe, y(s Building 436 Sever)th Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#:02108237 · · C,itibank MasterCard · . · · · Business Card · · '.. ".' .. ... · · · . · o · · · · This Agreement aoverns the Citibank k.~asterOard Business Card Accoun_t (t~e "^¢counl")lot t~, Company and..each · · person issued a Card on the Account. ?,sase recoil and Keep it for your ~ecords, The Agreement be(:jomas effectiv~ once · the Card ]$ used. .. Agreement Terms' · In this Agreement: tt'ie w,o, rd "B,ank" me. an.s. Citibank (S0_o[~ · Dakota). N.A., the word C~rd' means elmer one or .more cards Issued by ~he Bank in connection with the Account. -- · word "Company" means ~he bus[nes.,s entity that.applied for · ' the Account: the word "Cardmember' means each ~ndividual · designated by the Company who is issued a C~rO by the · ' Bank. . . About '["he Account And '['he Card' An Account may be open_ed only in. th~ name _o,[ t.he Co.m,~a_n_y. · The Company and the Cardmember agree mat each ~ran$- action made on the Account will be primarily for a bbsin~ss or . commer.cial purpose. Cards will be s[nt t9 the .Compan. y.for distribution to each Cardmember. 'i'ha. caromemoer must.~gn the Card in order to use it. Only one Card will be issued per · Cardmember. 'i'he Card must be returned to the B~ank u~on reques[. . Corn any Representative: The ~Pompany shall des,gn,,ate one person ~,o ~e~p~r.e..s..e~?stenne · Company in the administra,io.n of the ^c,cou,n!;-[L= ,~l-'._~ . ' : ' .. : ,. . ., .;. · doem~ nocessarv to ~rotect its intarast~ in the ~ccount: (iv rom ti advise ~he l~ank of tt'te terminal, lea o! a Cercl.m-n. ger's PrelYationship with th~ Company: and (v)u_..po~ mination, collect., cut in halt, and re~urn to the I33n~ tee ,-,~- of the Cardmember. . o . EXHIBIT ( I m .--,trims, mb er's C'--rd privile9es, or (~i) a Cardmsm- , ' 'ed or $50, whlchmver is Icss,'i'he Bank can be .can, c_! ~y C ....".~ o,..~ r-^~,,~nv t=rrninates. In sao.h cas. e, ~ Ban~ is notd~ .... .-.. tl m~ Card is {ound or.. oar S re[st~onsn/p ~[, u,o_.¥y~.~',~,';'.,L' ;~2 ~,.,niicable C=rcis to me . ed 24 hours a, day, 7 days a ,,.,.k ..... o[ the Company snail prompuy. [-~,,, ,, ,-..~_,-'; .., .... ~. ~,.,.~,,..,,, '.a. tt .... '-- ,',----~, ~-',o be"n notlfte~, the. C,3_rd ,may n · ank cut in halt However, th=' uompany aaa ~u~. ,..,,,,.,,, e[urn~ after [ne ~,, ,,,~. 'd . B .. -, .~T~ ,....,,,., the amounts owecl the, rs shnit remain responses. ~,-, ~-; -- - ' ~e used. t[ must be cul: in. h~ll an re[urnecl to the ~~ be , , "' reement The Bank ma Bank according to the ia,ms Of this.Ag_, ...... ~,.,.,,4 close the Co_mp.~ny,s,.Acc_o_urJ, ,.,,.,., ~,.n,- without ~r[or no~ee, Corn ny And Cardn~..mber. De~- ..u.tt: - - Amount D~e L~ ' - ,t or cancer ~, ~u~p=,,,., -, ,, .., .. pa · · aul[ it t'ne Minimum ' mem'oer'$ Cora pnytte~es ,~".~-'7,"".:.".;.';,an,, and'each Card- The Corn ~n.y w~[ be tn..¢t~ __ ,-,_,_ -.r if the Company ti[e~ for. not aid ~y tho i-'ayman[ uuc u:~,~? ,.,_ .......... i~ th(s A,',ree- Upon notic, e .!ro.m_t..h.e.~$.nj~ ~_~,~'~;J~cu~ina it in ha!! and banP~uptcy, {att? t..o m_e_..~t..5:,Y,,,,,~,h,,ut ire Bank's permission,. meat, or ex eeostt$cre~,t,,,,,','-'"'"' ~r~l~uc~i~ t c e Bank may dose the Account sad demano U an ~ defzuR, th _ rom the Corn any .nad Acco · P late ~ meat o! the fuil balance ! ~mmed P ¥ fi'om each Cat'member.. of the ba.l~nca to th Company. the unpa!d Cmrdme .m.,b~a_r .b_a~n,c~,e,~--on his or her t~lture iq- . . · The Cs. rom~m, bmr. ,wii~.Daj? u_~=',~.T;' ~reerr~nt The filing o! Chang,ag This. Agr~.~e,n~tt.~,.,~.,,t includino the Annual meet the ap. pticno~e terms ~, ,- ~ ' - T'n~ B~k. ms cna. nge mjs_~.L~,;;;,~'[~e annuat'parcentaga bznkruptcy by th9 Corn any or. a, Cardmember or their suo- sequent dmchargm shel[snot relieve the remaining parties' of M,,rnbmrshlp_~e, interas~ ~[L~,~-~ ...... h, C0m'oan¥ If me .;~L n 'tim~, u on wn,t~n no,ce to t ...... · a - re,., :~t a y. "P h ~ a~ tha CompanyR P their obligations under this Agreement. · ". Corn any does not .a rea ts,. t_?_e .¢, · ,9. ~,,.,~m~n 25 days P · '~ t' ~ ~~ In wl'tt~l't~ ......... fesentabva must not~ y nz ...... .~ ,k~, nn nanv mus~ p~y · the e,'tectiv, e d~te ol U'ia ?qsngc~ _~!!~ ;',J,~'t~,~e t~mls o' thn'' Collection Costs' II the B~nk relate co[faction of the balance o! the Accountto a. ~ a' in o~:iance pur.S,.,o.,, - ... ' - larry r, t.he . -~. ......... ' '.-atsnce ~wh,,r~ permit, ted bY_ ~ anci ea. ch t.;~rernem~ [ ~ - ' ~ O~ l b'Y~ al me to~a~ u ~ - Comp Y · · "~, an a reesto !~w~er ,s l__,e,_n o.,..,.,,. ,-,,urt casts, coilecti0n ~gency fe..e?_?,n_d. - in the nottc... The Comp Y g ngreacl.to th.e..ch.a.n..~_=.~_,_ _,..~,,, ,,~ n,-w chanaa to the A. gree? l~w), plus tn. D~n ~ , allowed by I~w If the Bank pursues any o.her fees. . - -';--,-, -,,.,,',-n~s incurred by the p~omptiy not!~¥ a,~a.'?~]-~.~¥,~'..~'~,4~,(v~ dat~ ol the change ag'~insl; a CsrdmemOer lot unp~u ~,, ...... m9nt. Uss ct the uara at.et thc c~,~ .... by both. the usa of his or hgr Card, the C~dmamber aisc shall be bahia to shat[ b9 deemed acc=p~nce ct the new term~ Company And ~he Cat'member. h-' '" *"'" ~"nK' ti~ the C~rdmember's proportio, n~t~e sh_a_,re...ol ay t..u ,,_,= Y_?t;I '2'..C..,,,,~ ~,,~,rest chnroes, late [ee~,.a.n.o e t;ompan¥ ~ auu,~=,., ,,,,-- , · i fe'~,s, (ii/s law'yet S¥~Je (il t~e ,Bank nire~ ;~ aid membersh p - ' ' · ermi,t"d by law), D~lay In Enforceme end (ii0 the o~;her costs ano [e,'.~-'. ~ =-~, ,,.,, ...... ; v,6thout losing them. · Acco_untlnqu].r.Le.~: -.'-.,.- ..,.,,ementis wrong, ifitneeds ApplIc. ab1~ I, aw: om governed by and interpreted ir U the company tnin~$ a per~ou,u =,,o, · eceNed m This Agreement sh~[I more intormation al)out a transaction, or It ~t h~ r nccordanca .with South Oakot~ ~n.cl ledar~I law. . ersed or ~diusted transaction, t,he Company r It~li formrev .... · hone number ' on ~e stateroom, or ma.y_w_ ?...t,u.,.,,~- ~..~, ~ dntaii-~::l descripti.on ' e ' umh~se o~ c~sh sdv~nce dispu~s. in ui ~nvolv s ~P is umwi~hthe q ~Y ' t ~o ~esolve ~he d p . ~p licsbt.e merc.nant or _a_~j!.~z,.~ %,, ,-,nn'-dlsout~O matters of ' saPme to th-_ 1~nK upon requ,u.=,~. ,-,,, ,,.., ' r -- e B=n~ oat to be in error, the Ba~kmaY an matter sh~own by th each copy ol a.n.y · · chYar e. the. Co_mpmny sie? .Ot ~2;0,,0,.,h[°nr. dual:cat"' pe6ocll¢ docugmenL tho GompanY r. aque:,t~,...--.-::.. .... ' " statements, transnction stips. Bna the (D 1991 CIUbank (South D aka',--.), N.A. Closing The Account: Membe' FDIC, · The Company Rep_resentativa. sh. 8ll n. oti~..t_h_e Bank In writing · whsneven (i)-the Company cie. sires to c~u:~ the Account or BUcbl 3191 ~ · · · · · . ,.,,_ _ ~.-,,~ (,.;ar~ .... :,;-..,_-,.a. ['fl the Cmm:,a~',.'::'.., .... =,"t~ ('al a~l ~,.v ,~ r.2,:,., ,-,,nLact .... ,,, ,,,t'" o! 0.OxGO~7% navmant aua L~, ,,_?_;-nm,;= D..'e. ~ar°"'='A'-'"--; 'r,.,= Bsnk may interest charge On Cash AdvanceS: .,,., ....._, __ ,... ,,... [:a u=,,~, -., ..--:,,.,,...,~-rs ,,,u. _ ti ~v interest_a! a_ ~;~ L'.'0,~~~ lrccn the r-, .- ...... ,.,a,~m=n, ,-,-.--. ':' ....... ,~,em~m ..... .. .... :,_ nun1 ~eroen'~'-d~ ti1 t~e pay ,.,,s Be,.' ..,..,,,.,~ ~s m~.. Co~. P_,: .... ,~ aD~iY alt crp3 ...... nL II a C~.drr, em. ba,, 16,B ,.. An - is taxon un _~es~ ~,,grg.., .. cna .----, ,:.' .... ~ ia t.;a~u~,,,,,-', n the ~ the cas~ aclvance.nk ,,.dll calculate ~,a_ !~:';.'h a~nnces at ~n ~ sct~ ~.L' =,~'~'A' I~s ~ue cn tan ~-~: ..,-,-, .,', ads cur;~t ~ '/ · · The B .... ~ ~or ~, , to say _ -~,-,,,,m t,ha~ e~c_--s ~_.~,,,, o! th~ ex=ess o · mans tn Iud, . vtous B,31anc I ~ b~ng se¢,~ a ua/,,,~,,.,:.:.,, .-.(Sect t;,e ~-,,,.~. ,t .....n' as a creciit ga..,/ _. ,,,a~inn w,tn the .Pre __.:..,4 on each d.~ a__., ..,~.,nxa · eno.a, ~ IBan~ v~, ,,~ - . 'acl~c staa~,~,,: · , · ~aliow5..~_:_,.~i the ta~thng .pcL~_,-,_.-...~,,, it rec~wes a.qu '?'_'f_"Z ..... ,-...,,..~.:tian crt m. ger~,._ ,-,,,,4rr, em~er, un,e~s ,.,~ Gm,., as incurl'?3 D',/ , ' e ~,e cr~tt tr~.D;?~..~n)~'.~,~,~lt 5~tatfaot me pa~,.~2~,,s new ca~ amv~.,, ~. , -m~=-,, ,,-- mo,.,~,-, · -=- -=,s~, m'~ prapady aavts.v,.~ u ;,].nb~r credits ara nc .... . tt rn n d OSha [u . eno , 'on la_s, ~n , d ortho bil.ang p umtaer wn.~e tn tr,~ ,-,,..,--. · . · t~rn~s~cti . anco, A, tr~ en , cee by ~e n · ~e daiS/bal tl the da~ly baton · · e {esult- ' ~tta~ nt al a ' dirt l~es t~ · - the total amou . e Bank ti,an m . Int,~rest . . d~v~da'S · · e Th g. ct, tO ~n nm O! 0 Ot, Su'4 · - chargebY The -. s that a~e rt~rka,,.,~P^,,+ ~n~ino ~ny ol ~ts rights u_ri. g "~b the rate ' ' ' th~ dotty ~rttatest ntN charge . n mutttpJtes ._ ' a' me mo ¥ t,~'s Agr-~em reatec3 by me ~anY, as a single payme, t · .~. nS. Trt~ ~3/~k thg._ .~,.. hilfnt'l oe[tO~ to arr~vs . caym nt ...... ,-nts ,~':.,~,~ ...._ ?- ,,.,. ,~tn:mum mmuy-~. ' . "'" ~, .=~'lt. p=¥rn=m :-... ..... . n . . interest charge. . ~ue wttt .. ~..... o~,,~, maw ,.isrega~ _,..., ~,l~nc,,s it tn~ pay- t Charge: ' ' m interest charge man'~ pray. ~n~ ¥~ ....... ~'~ Caromemu.-, "~7. [{ [ntmum Irtt. ere~_'_ , anyamntm_u_. --,.st charge msnt arr~n~ us ~". Att C:; ' altec_ate ~ P_~.Y...,,~ =(tot m* =ayrne.nt.a., ,,,~,~r -,~vrr, an, tnmru- NI , theComP . · u inter- ank writ charg.?, loci in v~. ~ch ~_ c~'~t' e tO r. r~<.;,,,,,,-,-, ,7, ', ct,,.s u, ..... r- · PS,' C l " ~tl Cf'la tad SSa 'TheB n raffling per a; add the g. · m~m an . · th~n~ o! 50¢ lot eac_ 50¢ The Ban~ .m¥ , its d;,screuon. ~a'l >.,e in U:S, dali.als_.. ,7,,~c~s on d'-P.as_t!!n._;,'a :, in a ~on is 1~s$ tl~_a.n.. .. ce balance a, . -- ',- 31oe Orawn ut,t-,,, * ~c,m$ i,,,, ..... . c.~tcut .t ..... ~,~,-e gl uash ~dvan ruen,amu - a-,eot pay - :, s ~3 ecs Io ~ther the pu~,..,,,-,-, ever. the Ban. k.m.=Y i~ h~vments shaJl t:...._u_ [.,,=n . H~ ..... ,.,,[ [h~t gu-.,..., .... . nrav~'.;ing '-"' .... currencY, "^¥~..,,.n tn:, ta~'-o u~.,~,, r. cufr~r',,-'? cOnve[~lu- ,---- The Ba _ r n cash . sn ~'.., ..... ' ""il-] shat~ be ~':7a' H. r~txo,'n at ~.ny ~a~, o 2% it Re arts: ..... ,,.,'o,,r's obt~ned.'t_~rgu, gn P'n luding Cif~ban'k.'_~e, lee ho teeloran. Y = m an,/s anct ga-.. rcCtttb,jreauo ~-~d s , Tn Co P -..=,3 t~ c . t Imm th · ncial ~nsbt, ut!°nL~ c hca, exa_~P, t~a_t.t,. ,,...,., ~ On. ' t ma be rep ..... U on f cash aovance .~'~" .... _._ to=3 · C.--mpanv i4epre..ej,_--_,'..L._-;:, ,..,.,n 'no mo .ncr.', - - -~.-,med payments_:..., ,~, ol $25 I ~e payments An~ ~~nanv a late P~Vrn_~_'?.'4,',,,,, Gered · --' - a tn,'- ,-, .... .-' - ' ' m ;-,¥,,; ..... . _ ..,...~,,; . r,.,rdmemb=.r ~I m.s CatO_s__, ,,.,,,,~ usa it wi,hou2_P.e~,. N the on t.~: ,., .... r ,..~., r-,~,te The Oana ..... !_ -,-:'ar ,.,aym-~,, ..:..ruj. ' lost or ~, - , rn it. JoT each check P ¥ he r~ont~wa or _ _ ornpany , · he a ~t~(e.e,,.._ ~,, .he ComPa_nY.?..t=~n~< bec&use R_c~__~_°_t,.b,~ iable' Rap - old the C ,. time t an~ may h . .,on u. ' eat V~l'ltt~ w7. I,,,_ ~ tO ~n= ,,,~"v: cam tu,,t o to me c-,ca.'[he B · u,,-cn:ed p~.. rs__ ;, h= Accou ._ ~,,^^,~r& or that is re t.u r n T, ,d .. ,, ,~ m~e lees to the __..~, ~d The Be, . I; o! Bon-P '/ tl~= ":-"';li=~ li Ine .u,,,,.~-, ,t,.',- man ~u, ut- .-. 'a.'.--,,rr~ Droceas :. ..... ,-, hut in the e..vep, t. _, e,=rdmnml::)erG g3 ~ ~,uu - -' I5 ~ ~=, ..... ~,,'m~-,-'" -urcnasa ~'P'"-'~.';'2',,,.,., al Indiviouat '-' ..... c Il the numb-, ' - lot the ,~,.,~,- - ?hem to the New 0=,= .... 9r mo__ _s. tolen':-srO snail ~7).-_,. ,..Ncheve¢ ts I!~ t;~I" Bank deems aporoprtate. ~m' each lost. or ~_..,. ;. notified or af~.,--,.,..,~ ne lot ur,~u ,: to t~.e time. T? ~:,,.,.,.., tot a toss or st_? ..en,.,7,..;~'up to · . Ca,.am~,,uef s_haat,t.L t r t,~a amou~d r-,,mn~u'ty tO ~ iz. ad carO us-,- snail t:. o Account Payments: the ,.~.-- '. ...... i. ne,truants made by accept a combs The Bank w,a ~'~; - .... The Ban~( b-al2~C~S O~ ~e c~orncrno~=,. . · . . - _. _ · .~- .. . · --- . · ~ .... -. · .:. · · · .,~ ..,..,i .,' '' ' · · · · · ... . . · · · . . · · · . · . . .,,.,, . . .. · · · . · · · . IqatMic~lon Of Account Appti~t~on: -' ' ' ' ' I nv'm o~vment ot the Ban~ ~-~~v. Ji~ ra0fies th~ od~',,~ ~-~nanV C~~t ~ng, ~ ,-. o=~ will ~ta~iish an i~, Z~~to ~he Account, me ~o~,~'L~ ~oHtv ol ~tt pe~cns credit lln~ ~o · it line writ also app · 'n slqn~,,u -~'. -.-~- _ ~:..~,,~ nereu,, u~ ...... m~ illin statements. ~~:~ ~ comp~ m~ ,?~:; ~ho are issu~ Cards on ma Account. the qna ..... an _ an ~ncrease I~]~ ~4%~'~'hilttn~ statement. Inimum AmountDu '__ ~ wgl ~a t~e lo:si oh ~e M~nlmum AmO~n[ Due e~c~ mo ..... . Or~it Mne: · ' o tl~ ~ ore~est.oq -, - ,,,-:- lass ~ SSO; or ~~mem~r . · I the company's credit hne t ' ' (i) rna entlra New ~a~ca u t~ t~ . . . . e'Bank will ~s~g~ ~~.~, desionnted ~Y tne. Co~~,~ i~ ~0; er , s ~ they exce~ S50: or · ~ ardm~mOer ~n aR en~-~;:,~ ~r~ ot tha C~mam-~ ~ -. ~n~ th~ Bitted inmresLc~~ ,~,,~~ to ~a next ~a~lar' ea?~o.,u ~h~ Bank wll~ estau?/.r...,~,, ,ne Comply I~- ~ 1~ ol the N~w ~atanu~,.,~ .... . . tO tn~.~";;;-~sh advance I,mit. ~L,L~~,~_e. access to cr~t ,,ne -~ - .. Na ca~- ~ ...... ' 2 Any ~m6un~ past d~" ~x~ nomnany'; cr~lt I~ne. umhas~ And Cash Advent: ~ C~p~y ~alance.~ ~" ~ the Cold ,s no~gSed. u member w,th a c~h a~ Company And ~rdm~m~r LlablltW ~vailabte credit bna. A ~a~c. ~r A~unt Cha~es: ma r~VO up to ~hre~ c~ ~dv~nces par ~Y Eom lin~- . ..... ,v ,t~ ~moun~s cAA;ga~ to · instimCtons that honor the Account. whem~r or "~)l':~ ;~ca credit lines, eno ~u~,. Cardmembef's available casa ~e bonnilY. -- :-,.~ ~XCSe- tn~ ~ ' - - ~~s and the ~ount ot the Card. subject.to tocal_testric' -- ........ wilt p=Y th~ B~ ~TC_ ~;';~em~e~'sorthe p 's purchase, o[ ~L' t~i; [,~~:tlcns. olus int~re~t ~_ ~ aumonzeg ~v .~ - ,~vl ~d lot in m,s ~dvnncatine. . ' or n~t the Bank ar ~s orleas ~= P.- d · ' u~ · ambe~hiP ~: , _ ~ ,~lundabl~ annual r~ta~S ~O a'l ot~e[ ch ~_,. ,~ ~=,, at leas[ the Annual M , Ban~ u ,~,-.- for ;;~m-nt Il the.Co~Pan'tJ~2.}j R;{~ ea~ Corn ~ sha~l p*Y ~o ...... ~ ~e Ac~untol ~_ _ --= ..... ~a, men[ u~ ...... ~ '- r h-' A~ . & the Bank the ~ i= The e s~l ~ee upon me ~pen'[~l~;~;~d on b%a Agc°unt or unt Ou~ b'/the . ~ ~m, ount c, h~. o -..~_~ me~b [. P ore Ca[Os a,~ '~rr:. 11 the issu- · s~alt be [ta~te ~o ~_Y~.~-,-~-,n~s and all ob%_r _e~ P - each C~O il ~ or m = · u~d is tess than 6;~_ .,,~,r Balance. p~us the m~-~-=, ..... =' . ~ C~d d the numb-r ~ ~t c~uses m~ -~ ...... ~~[ addltiona' Cards dur,ng the ~ . · $35 lorin thls Agreems · ~o exceed 5 CecOs, ~a I~e lot the adOl6on3l C~ ds wdl be ot Charge 0 '~ rchase3 ex--P" par Card. Such leo ~halt be a~d~d to ~e ~cunt purchase n pumhas~- ,= tm c~ in th- Account. me Bit' g: re is abman - ' ' ank~tl he jato, est cb UT. - oJ ~e bt.t,~9 P _ .., ~es ~ , · eno the C~mpanV ab~ = -~e oi~ling mt ~en. anaact,~ on. ,, · ·um Amcum and will adap .L~'.m ~is calcula,ion C. - .... w~il ,te¢,Z~ ali new [~tnment ~ll sh~ t~_};~,~, oate "~e thor aalustm~' ', ...... ,*..-e -'a er oa,~, v .. ' · -~rt~, ~,e gl ..... ~ men. ~-- - ' b~[~nco, u.,-~-.. ~., .... ~- ol the ~te oL P .... , bdhn .... ~nd~e F y · ~ ., B&tnnce, ' o emng I he bet c~ Cays ,n the t~ce Is u,= ~ () ro~uu~ -, - p bil~n9 period, tho B~r,~ al,vide- the [o~, - . New~ ,~ ,,~aid amount Ir~_[na~, .... ,,~~ent) ~~t end o t . ~ b ~e nun . . a~ tho da y ~ multi tt~a re~. g, r~e ~[ 15, ~l~ ~,~.. "O~ t~8 Otttt'W a, f. , ~1 bat~ce Y . - lhn a~ount., G3 ~d ca~ ~u~,~ ,ha Account IOf ~e ~6zrges and l~es. , · , ,. . . . . . . . . . . , Business Card Legal Referral Sheet .. '.. Account Number- 5472330000763846 Media Bus. Name: PEGGY ALLISON ( ) IF IN FILE OR DATE ORDERED Bus. Addr: 6304VALLEYBROOK DR APPL: . _ I I BusCityState: MECHANICSBURG PA CBR: ,,"" -__ I ~ I ~ Principle Name: RITE AID CORPORATION STMT: t,,--- I I . .=....._. . Residence Addr: 6304 VALLEYBROOK DR CLIP · · .. ._._1. _1. City, State MECHAN[CSBURG PA 17050 INTEREST RATE SSN' 207528277 DOB: 0000 CASH' Retail: 0.00% Res. Ph# 0006129952 Date Opened: 12/14/99 Bus. Ph# 7179755882 Acct Bal: $5,560. I ? ,= MULTIPLE CARD HOLDERS NAME' _ NAME: . ADDR: ADDR: . =,,, ==, SSN' DOB: SSN- DOB · · . . ACCT #: ACCT #: · BAL: ' BAL: NAME: , NAME: ADDR' . ADDR: · SSN' DOB' SSN: DOB · ! · ACCT #: _ ACCT #: ., BAL: BAL: OTHER · =, . VERII::ICATION PAGE Thc undcrslg'ncd docs authorities that hc/shc , plaintiff' herein, and that he/she is duly authorized to make fnis Verification, and that the facts s~t fonh in the foregoing GomplaMt ar~ ~e and co~ect to the best o[ hisser ~owledg~, info~ation and belief. ' ~. · (si~~) . . .~ ..:: .:, ~~, ~~0~ '~'" "' ' a, ~t ~$ ' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N.A. Plaintiff No. 01-2031 Civil Term vs. PRAECIPE TO REINSTATE COMPLAINT PEGGY ALLISON FILED ON BEHALF OF Defendant Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan PA I.D. ~47437 WELTMAN, WEINBERG & REIS, CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#02108237 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N.A. Plaintiff vs. Civil Action No. 01-2031 Civil Term PEGGY ALLISON Defendant PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. WELTMAN, WEINBERG & REIS CO., L.P.A. By: William T. Molczan ~ PA I.D. 1/47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WW R #02108237 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N.A. Plaintiff No. (~ J-- c~O,.~/ ~~ vs. COMPLAINT IN CIVIL ACTION PEGGY ALLISON Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James McNally, Esquire ,. PA I.D. #78341 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#02108237 · . .. · ..~~. ..... .~ ~ ~'", ~. ~.~ · · TRUE COPY FROM RECORD In Testimony whereof, t here unto set my am:l t~ s~al of said Court at Carlisle, Pa. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N.A. ,. Plaintiff vs. Civil Action No. PEGGY ALLISON Defendant ! COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND · You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering"a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the' case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFFERAL SERVICES Cumberland Co. Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 COMPLAINT , 1. Plaintiff is a corporation with offices in Sioux Falls, South Dakota, 55117-6124. 2. Defendant is an adult individual residing at 6304 Valleybrook Drive, Mechanicsburg, PA 17050. 3. Defendant applied for and received a Citibank Business credit card iSsued by Plaintiff bearing the account number 5472-3300-0076-3846. 4. Through the retention and use of the aforesaid account, Defendant became bound by the terms and conditions of the cardholder Agreement, a true and correct copy of which is · attached hereto, marked as Exhibit "1" and made a part hereof. 5." Defendant made use of said credit card and has currently a balance due and owing to Plaintiff, in the amount of $5,560.17, as shown by Plaintiff's Statement of Account attached hereto, marked as Exhibit "2" and made a part hereof. 6. Defendant is in default of the terms of the cardholder Agreement having not made payment to Plaintiff as promised, thereby rendering the entire balance immediately due and payable. 7. Plaintiff avers that the Agreement between the parties provides that Defendant will · pay Plaintiff's attorneys' fees. 8. Plaintiff avers that such attorneys' fees will amount to $1,390.04 .... 9. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges, attorneys' fees or any part thereof ., to Plaintiff. WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant, Peggy Allison, individually, in the amount of $6,950.21 plus costs. THIS iS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. WELTMAN, WEINBERG & REIS, CO., L.P.A. Jame-~'-McNa~, Esquire PA I.D. #7834 lj WELTMAN, VyEINBERG & REIS CO., L.P.A. 2718 Koppe/s Building 436 Sever)th Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#'02108237 ·C,itibank MasterCard - · Business Card® · .. '.' .' .. ..Agreemen.t ' .. ' This Agreement governs the Citibank MasterCard Business Card Account (t~e "Account")lor th_a, Company and..each · person issued a Card on the Account. P,ease readit and keep it. for your records. The Agreement bec~omas effective once · the Card is used. .. ' Agreement Terms' . In this Agreement: the w,o, rd "Bank" me. an.s. Citibank (So_'_u!~ _ · Dakota). N.A., the word C~rd" means ei[ner one or .more cards Issued by the B~nk in connection with the Account,. 'fha ~- · word "Company" means the bus[nee,? enl:Ity that_apptied for · ' ' the Account: the word "Ca, rdmember means each individual ,. · designated by the Company who is issued a Card by the , B~nk. About T'he Account And '[he Card' ' '. . o °ned onl in th- name of lhe Company, An Account maybe p-._ Y . -.. 'The Company and the Cardmember agree ma~ ca, on ~-~,- action made on the Account will be primarily for a bOsiness or , commercial purpose. Cards will be sent to the Company for distribution to each Cardmember. Th~. Cardmsmber must sign the Card in order to use it.. Only one Card will be issued per ' Cardmernber. 'i'he Card must be returned to the B'~nk uoon request. . Corn ny Representative; The ~ompany shall des,gn,&te o_neT.erson ? ~Perree¥?etstenne · Company in the administra,ion o! th-ACCOum. · ~ . ,..; · deem~ necessar to orotect its interests.in the Ac_count;_(~ rom try advise fha l~ank o! tt~e termination O! a Card.me. rr ~er's Prelation~hip with th~ Company; and tv) upon, s~Jcn_te; mination, collect, cut in halt, and return to the Ban~; the 6;ar of the Cardmember. . · EXHIBIT., /12/97 F~,~. 1~" J..L--~,".;~. ,.,,.,a ,,.,, · , · · , · · · I , . . · · · · . . · · · · · t;hb Bank is notified or $50, whlchsver is less,'The Bank can be can, col an), Cardmember's C~rd prMlege, s, or (~i) a Cardmem- ...,,'~,,,~ ~ h,-,,~ = ,~av 7 days a we"k Il t'n~ Card is found o.~ bar s relationship with th~ Company terminates. In each case, returned after the Bank has been notlfte~, tL~a Card m~y not:' the Company s~all promptly, re~rn ~he ~.pplic. able, C.~=.rds, to tiaa be used. it. must be cut in. halt and returned to the Ba~k. Bank cut in hall However, ir,.= uompany an~ SUCh ~ar~mem- bars shall remain ra~p~nsiS[~ tp p.~Y the am.cu..ri, ts .owe.~ the Company And Cardmamber Daf-autt: Bank according to t~e terms o! t,his.Agr.eemen[./ne, osn[may The Company wilt be in dafautl: if the Minimum Amount Due L~ · close the Co_mpany ~.Account or cancel ct .s .usparu3 any ' ' ,., ~ an tim" without prto, rlottee not paid by the Payma'nt Due Date or if the, Company fi[e~ for. moaners Card prMie,,es ,", Y ' - ' ' ' , ban~'uptcy, lairs to meet any of its obtigabons in th~s Agree- Upon notice from the Ban~. the COmpany end each Card; merit, or exceeds its credit limitwtthout the Ba~k's permission, memb~.r sh~lt destroy aa, ch Card b.y cutting it !n halt and Upon e defa, utt, t~e Bank m~y close the Account ~nd d~mand surrendering it to the 'BanK. if there 6 a c .radii b. at~.n .ce in the immediate_p~.yment of the fu[i balance from the Company and Account after ilia eros.ad, the Bank shall relund the fuii amount the unpaid Csrdmembar balances from each Cardmember.. of the baJance to the Company. The Cardm~mber Will be in d.efault UPOn his or her f~]tute to_ · meet the applicable term3 of this Agreerr~nt. The filing o! Changing This Agroement: ........ · . bznkruptc¥ by the Company or a Cardmember or their sub- The Ba~k may change this Agreement, mclu(aing [~e Annua~ sequent, d(scharge shat/not relieve the remaining parties' of Membership Fee, interest c, harge and the.ann_usipercen, t. aga their obligations under this Agreement. · r_ate, at any tJma upon wri,ten notice to the company, it me · · · Company does not agree t?. the changes, the Company Rap- ' resent, alive must notify the ~anY, in writing wi{:hin 25 days after Collection Costa: ' the e,"fectiva date of trt= changes and the Company mu~t the Bank refers collection ct= the balance o! the Account to a. ~ -- lawyer's fee of 15~ of the total balance (where l:~r,m, it. loci by. ~r leVI. plus !he Bank s court, costs, .,:;ol~ctign agency m..o:~?,,n_e Cornpar~y and .each C;ard.rnemb.~r eh_...all b~e dee_?~ _to._h_a_v,e_ agre~ to the chan~as iQ t~e nm~ce./ne L;ompan¥ agre~ any o,,her iee$ allowed by law. If th, e Dank pursues__c?,_ac.u~on- against, a Card.amber for u'npaio amoun~ incurrac uy ~,,u promp, t!y notify ail _Ca:dm:embers ct ~,~y change to the Agree- usa of his or her Card, the Cazdmember a~so shall be liable to mont. U~a of ~e Card al:er the e,'ie=ttve date of the change pay to the Bsr)_k: fi) the C. ~.dmemb~r's pr?p?_[~o,n_~.t,e s,h~re,,,of shat[ b9 deemed accep~nce ol the new terme by both. [,he Company's accrua(3.i0mr.est cn,arges..).a? ~.~,.oL~u.~,~ Company end the Cardmamber. paid membership fa'es, (ii) sta _wye. r s. tee {;~! tn_e_.,?~a,n~.,~w~' D~laY In Enforcement: · .lawv~0. of 15% of such amounts twne.re p.,er.m~,~...u, u~, and' (,ii0 the o~h=.r costs ~nd fees sat fortll in mis secbon, The Bank can delay enf;rcing its rights qnder this Agreement. · ,Mthout losing them, · Account InquJrtes: · ' ds ^ppl[cabTe LaW; Ifth~c.o o v , an=ric~cstatemantisw.rong, it'~t,nee! ........ m an thTn~<s ,_.. . . This Agreement shs:l ba governed by and interpreted more intor~natJon about a Transaction, or It ~t has rece~veo a accordance .with South Dakot~ en.d federal law. credit slip for a reversed or adjusted transaction, the Company . Repreaantative may contact th~ Bank'via the phone number . on tho statement, or may write to the Bank. Letters must Include th.e Comp. any name, Accou.n! numar, s detailed description . o! the mst[er, and. if appllc~o~e, a copy o! the credit slip. if the . inquiry invotv~,s a purchase or c.~sh advance dispute, the company mu~[ lirst attempt,to resolve the dispute with_ the s plicabte m~'rchant or ban~, ~d shell provide proof of the · . saPh~e to_th E~nk upon request. On .hon..disputed m_at_t,e_rs__or. . .... ~,,.~tt~.~hr,~,~n hv th~q Bank not to De Ir1 error~ the ~a~. may ;~r'~]'~:~'e"~;o~'r:n'~"~;'~ tee o~ $2.00 for each, copy o! any . document, the Company requests, such ~$ dupIica:e pedod;c .. statements, transaction slip~, and the like. © 199'i Citibank (S=uth Dakota}, N.A. Closing The Account: · The Company Representative shall notify the Bank In writing ~,4embar FDIC . whenever:, fi) the Company de. sires t.o close the Account or BUcbl 3/91 , · · o · , · · · · · · . · · · . : .,.: '....o., ,;'i~'; ~. ~ . ' · . · . · . '-' . -.-, '~1 ~uaIA the ~sCom ~Y sh P Y -- -~I~ = :~lino s:~~mem. The Bsnk may paym~n~ in luii. ~e B~k ~11 calculme ~a ~nt~es[ in i~ ~te discre~on, ~PIY ali cr ~,~ u~ ~ ~ -, - - · lo ~y ~a~ ~d f~s aua cn rna Account ii a C~'dm~ber ~ ~lnn}n~ el the ~l%~ng .p~r~L~.. :, ~v~ ~ m~nds ' s~,d~ ~ BanX ~l relict the ~~~ el ~ ex:~ on th~ ~~ B~'~ ~It subtr=ct me pa~~,~ ~ ~v~e ~' . . - 'a ~ ~' periadi~ st~temen: ~ ~ , , aS ~CU[~ ~ u~o ~ - ' · tr~~c~on 19es, an~ u~.,, ~-=, ..... . ' , ~~m~v propedy a=~s~ u.~%T:~;~,, ara nc: l~nca At ~ end ~the b~g penod ~m Ban~ totm'numnar ot days ,. the bth,,,~ ~ .... rastfictNa engor~m~-:,_ 72': ~;k'.~.~ the minimum ~,ount interest charge, ... ;his ~r~m~t, va~m~m ;~, ~-~'2-'~-~innle mavment br that ntmum ~e~t Charge: ,1 he Company a minimum interest charge m~[ i~ r~tveo alter ~ ~2~'~ua or ocher :ayment cBJcutadan is te~3 t~an ~u~. - ~ther the pUrPose or cas~ advance baancs st its discretion. ~a~! ~ in u.S. dollars an- 5~ ~i'2~'~~r in th~ United States. ' ments mua~ba ~rawnon lunu~u,, . - -~-'- mad: In Cane"inn ~h Advan~ Tmnsa~on ~: , H~evar, the Bank may a:.~pt pay~=u,~ ._. ;- ..... ;. currency, except ;tin currency The ~nk will nod an additional fee for e~ch cash advance tha~ su~ payments sh~l ~- suol~ ~u trans~cd~n,Th~ I~ for a cash sdvance st an AutomatadTetter cur~a~ converslon lea b~ed u~n prays, g Machine shaft be $1.75, H~~er, if the cash advance is ~xc~ga fa;es. · er~nal int*r~t~ a~ any ~a~X or o~e~ linanmm ~ns,,~'l%'k'_;.. ,h~.hm= except that tn~ ,=~,~, -, ,- ~a Compan~s and e to of tn~ amoun[ o; the c~, ~ ....... . ~ $1O.~. ' errs ~ th- B~q'~. Upon rsqu~t (mm the cash advice ~all not be tes3 th~ ~.OO or ~rn ~reement may be repcrtaO to crcOit bureaus ~d sub~ lo;t~-up crsdi[ rep _ _. ~.~r ~~ ~.~.1~closa t~s ~e payments And Re~m~ Payment: ~o~v Representa:,ve: jne O~:~.~'~;:=: ~-nishir, O , ~h- Company s la~e ~ymen~ ~ d The Sanx ~11 charga~ ~ ...~:.~ 'he minimdm payment ~s~d report. ' Jot e~ch qJitt~g p~noa [~ ~J~,',acelv~ w~thin 25 d~ on the b[tt Io~me ~ P~---'- will also charge the ~p~ny ~t Or Stolen ~rds.. - o'zCsrd,,,emb-r ' eat uu- Date. t no o~.a ' ' a m~t ~stm- I n ' t or stot=n or d tho ComplY., gsPa m - k amentormm:tarp y - . aal~leelor m heCardm~mbc it aCard,sios - . .. , erm~ss~,the~PanY ent ~ltten by the Company or t ~ ~ se it ~not be r~n~[iva or t.~ ~:.~,,,~":: ..... ,:.~l= far a11 ~um~ Prop - ' h uom any, ~onore0 or that is returned tu the B~ .... ~utha Company's c¢,-e Th~ B~qk may hs,d t e -~J ..- ,~ ,h t;me the praceased. ~e Bank will add thee lees to , feO b [~ unau...cr~:e~ ~m . ~ ~cour. t purchase b~l~nce. ~ut in the ev~t o[ non.payment wilt ~Od ..... , ,, · ,on u-~ w ,, e , . incur ~ ~ C~rdnlssued oath- . ' ,o[' ' ' -' t Ccmp them to ~e N~w Balance al IndNiduAt Car~m~mber~ ~ the ~l~~ ~ ~he numb . o~ ___ ~ any s ~aBi~tY he ~umb.r I= I-S ~, '~t t~uff~ or m~re. if U ,- 11 ~ for the a,., - Bank deems appropriate, t~ e~ch ~s~ or stol~n .orO .~.nA . - ~ t= ~ottl,ed or $30 whichever ts · to the t, ma the Bank" , ' ' C~,dm~aeFs tia~i',[','i let ~ test or stot~ Card o~ lor ur.~uthot- '. lo the tim ~count Payment: The Bank will apply pa,t~ made by the ~P~Y to ~ izod card use snail b~ l.or tho amount incu~.d up D~ces o~ me C~amamg~. ~e Bnn~ wm accept ~ comoi- , , ~ .~ - '. ' ~ '' ' '~ . ,...... , -:. · .. . , . ,,, . . , . · · . . . · · . e · . . . . . . .. . · e . · . ., /3.2/9? YRI. ~0-~.3 :F~X. ~iu~) 5~? .. , · · · e · I · · · · · · · · , . '-- Ratllic~ion Of Ac¢oun~ . n, lot :~ny ' - ...... * .... ' th' Company: t0 r~,i~e~ th~ Company C~t M~a' By its p~yment ct ~he Bank's ~dling Wh~ t~e Account is openad, the B~n~ will ~ta~iish an leiS! ctad~t line tot ~e Comp~ mhd_ell inlorm tha Oomp~Y ot ~ ,' n [ r t~a Accent ~o u, ...... , b~t credt~ line. The cr~it line will al~o ~ppear on the ComPs- "~' such A li~l~on. ~no gV ~}~'2%~ n 'S billing statements. ~a Bank maY~~ge t~e credit ~ne o~ · ' edon T~ Comp~ym~y request e Compa~ st ~ts ~ts~r ' ~ 'n the Bank pursuant ~ho ~re issued C~rd~ on rna Account. th c~e~sa in the creOlt t~ by Cont~~ · ~~e Minimum Amount Due: .inst~ons o~ }ne o[~ttng s~temem. . ~e ~inimum Amoun[ Due each mont~ writ ba the to:Al ~~mem~r C .._2 ._, .~ ~~nanv's credit I~ne to ) ~.) rna entire N~w Bal~ca if It ts lass ~h~ ~=0, or. Bank . g P ..... :--~jed butte Co~pe~Y , ~0; or ' ' ~h C~rdm[moor in ~n.a~ou~:~~X nt jhe~dmamBa~'s .. ii~) th' bitted intnrest charges JJ they exca~ $50; or . to the Bank, in __ . imlt unless t~e Comply (iv) ' cr~it t~ne as a ~sh advance I . "n not [o gna cash ~a~e'~ccess ? lor~s tn~ B~kJg wfttt g ma reduce a Ca[d~[mber s' nnd (2~ A y ,' - ~ ~ of the company'~ cr~tt tin.. ~e Carome~4~¢Z~a ~¢p~nznvs,%rRte¢ no¢ce to ,he B~nk. n mmdunt ~as, due'. ~d _ -- .... ' 3) Any ~ount ~p e~.s, ..... ~ ~mdon bow to po~has~ And Cash Advent: amoum~ pate) . __, -~ ~ rdmam~-r's tuber m~Y use the C~rd [or purcna~e~ w~erev~r the c~ra is ngn~L?.~,,~=m~,r with ~ c~n ~~-~- ,,-- Company And ~rdmem~r Llablit~ ~vailabte credit u,~. ~ ~ re~ c~ adv&nces per ~Y bep linC- _ ..... ~- o~-v ¢1 a~oun~s ch~rg, ad t~ r~¢vo up ~ ~ ..... ~ ..h~ct to ~ocat re,trio- ~r A~unt 6ha~es: ~insdu[~ons t~a~ ~gn~r.~=~~%;~~s' avallabla cash ~e comp~y.w,u pay ~?_.Y~-T~,~e C~~em~er'sorthe %ions and the ~oum o ~ - ~p~ s purchase or ~ ~ , . . ~dv~nca llne. · [honzed such t,~actlons. ¢~us interest . or not the ~ank ~ .......... ~ faa, ~ arovlded for Anfiunl Mambe~hiP ~' ~¢ges ~nd a~J ot~e~ c~~,~'t~~. ~Oeast the Minimum The Corn ~ cheil p~y ~e Bank a ~on. telundable membership ~ee upon t~e opening,of the Accunt of ~ for A reemen{. Il the Mompa~]:~ , ~{; ,ac Csrdmember each C~d.il 6 or more C~r0s &re ~ssued on ~a ACCOUnt or ~unt Qua by the P~ym¢~t Ou- ~ ..... ha' New =r i~umd is tess than 8. t[ t~e issu- · shall be tlsbte to pay the Bank the ~moun[ of his or . . cr C~d [~ the~u~b-_ ~__ uses the number B~lance. plus th~ interest charges and ~tt ob%mr fee~ provided $40 P-[ a dltion~ Car~s dunng the ~t c~ , . ' a~ce o ~, ~..~ ~, t~n lnr t ndOl6onai C~dawdl be S35 [orin [h~s Agreemem. · to excaeG = u~us,, ......... he ~ount purchase Inte~t Charge,On Pumhas~: ' est cn ~t ~(chasea. except o~ce in t~e month it is incurred. ~e Company sh&'t PlY t~te~ ,~ il hhe N~ e B~nk ~tl not ~Oo an ~n~e, ~t ch3, =~= m~nk will ca~cuL~ ~- . . . te .......... ~=id in lull bv ~tS payment 0~7~,,:,. ~n ~e ' nd will add Oow pur~n~y~,_ ...... ,-= ~at~rmin~s ~= ~ ' ~t~ce ~s ths.sum o ~ ) _ vious bdtmg per new purch~s~ ~nd c~ ra~ts on the Account Io~ ~e ~illing p:r ' ~ ,'~;~nce Subject ~o ~ .~ arrive (1i ell ~s monls ~d c ....... ,~)~ A count, interas~ on t~e b,li_es.~?... ~., ~ I F~tc~n[aga ~ ~ to charges ~nd lees. the ~nth~y interes: charge. ~~ . ~ · . , . , . ", i , · · . . . . · . . . Business Card Legal Referral Sheet Media Account Number' 54-/2330000'/63546 Bus. Name: PEGGY ALLISON { ) IF IN FILE OR DATE ORDERED APPL: ~ ~_1~1~ Bus. Addr: 6304 VALLEYBI~.OOKDR CBR: ~ ~_!~_..! ~ BusCityState' MECHANICSBUP-G PA '"-:. STMT' ~ I I Principle Name' RITE AID CORPO[L~TION Residence Addr: 6304 VALLEYBIt. OOK DR CLIP ' ~ ~l ~l ~ City, State MECt-~NICSBURG PA 17050 INTEREST RATE Retail: 0.00% SSN: 207528277 DOB' 0000 CASH: ..._----- --------- .. Res. Ph# 0006129952 Date Opened: 12/14/99 Bus. Ph# '/1797.55882 Acct Bat: $5,560.t ? MULTIPLE CARD HOLDERS · NAME: NAME: ADDR: ADDR: SSN' _ DOB ~ DOB' ________ SSN' _ -- ACCT #: ~ ACCT #: ~ BAL: ~ · BAL: ~ .. NAME: NAME: ADDR: ADDR: DOB ~ SSN' -- DOB: .._....____ SSN' ~ ACCT #: ~ ACCT #: ~ BAL: ~ BAL: ~ OTHER ' . VEKI~FICATION P AGE £~lsificatior~ to Thc und~rs~d do~s h~r~by v~ri~ subject to th~ p~n~hi~s o[ I g pa.C.S.,~4904 r~l~ting ~o unsWom ~ , plaintiff herein, and that he/she is duly authorized to make ~nis Verification, and that the facts set fomh in the foregoing ComplaNt are ~e and co=eot to the best o[ his&er ~owledge, info~ation and belie[. . . . (si~~) .· . ;.~.:-:-:.~.' ~~i ~ s~~ , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION . CITIBANK, N.A. Plaintiff No. 01-2031 CIVIL TERM VS. PRAECIPE TO SETTLE, DISCONTINUE PEGGY ALLISON AND END WITHOUT PREJUDICE TO REFILE Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO. L.P.A. 2718 Koppers Building ' 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#02108237 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CITIBANK, N.A. Plaintiff vs. Civil Action No. 01-2031 CIVIL TERM PEGGY ALLISON Defendant PRAECIPE TO SETTLE DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE TO THE PROTHONOTARY OF CUMBERLAND COUNTY: SIR' Settle, Discontinue and End the above-captioned matter upon the records of the Court without prejudice to refile and mark the costs paid. WELTMAN, WEINBERG & REIS CO., L.P.A. ~~;~,"~"..~, ..¢,¢¢~c By: ~ "¢....¢. ~ot~2;,,w oo~.~W Attorney for Plaintiff '~ ~e~_.~,)¢¢~, ~ ~ ~, 2718 Koppers Building ~~.¢.~¢~';'.' 436 Seventh Avenue ,. ~u~. .... _.. Pittsburgh, PA 15219 ~ (412) 434-7955 WWR#02108237 SWORN TO AND SUBSCRIBED bef,~e this _ ~_ day of,/'/_. _&