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HomeMy WebLinkAbout11-20311- TV, 0 t. ?j 6 1 µG `?J U; ! Fr d i s 1 F IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. RYAN PATRI OTOOLE Defendant -0%' No: COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEI:NBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 08912085 C A. Pit CXC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action. No RYAN PATRI OTOOLE Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish. to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE; CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET' CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, DISCOVER BANK is a corporation with offices at 6500 NEW ALBANY ROAD NEW ALBANY , OH 43054 2. Defendant is adult individual(s) residing at the address listed below: RYAN PATRI OTOOLE 107 FAIRWAY DR MECHANICSBURG, PA 17055 3. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXX4066 . 4_ Defendant made use of said credit card and has a current balance due of $4652.02 , as of December 04, 2010 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 29.9900 per annum on the unpaid balance from December 04, 2010 . A copy of Plaintiff's Statement is attached hereto, marked as Exhibit 111" and made a part hereof. 7. Plaintiff avers that the Agreement between. the parties provides that Defendant will pay Plaintiff's attorneys' fees. 8. Plaintiff avers that such attorneys' fees will amount to $125.00 . 9. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant , RYAN PATRI OTOOLE individually , in the amount of $4652.02 with interest at the rate of 29.990% per annum from December 04, 2010 plus attorneys' fees of $125.00 , and. costs. 0ames< . wwarmnroati,42524 WELT WEINBERG & REIS CO., L.P.A. 436 S ve h Avenue, Suite 1400 Pitts ur ., PA 15219 (412) 43 -7955 FAX: 41 338-7130 089 08 C A Pit CXC This law firm is a debt collector attembt?hg to collect this debt for our client and any information obtained ill be used for that purpose. DISCOVER $4652.0X8 15 SDSN6A01 0001448 RYAN OTOOLE 107 FAIRWAY DR MECHANICSBURG PA 17055-5710 Account Number ending in 4066 Enter Amount Enclosed Below $C I Please make check payable to Discover Card. Minimum payment due includes a past due amount of $815.00. Phone and intemet payments must be made by 5:00pm ET for same k day ? o pan sfi rless and make your account information more secure with password- protected statements only you can access. Learn more at discovercom/paperiess. PO BOX 6103 111 111111 fill 11 [pill It I log CAROL STREAM IL 60197-6103 Address, e-mail or telephone change? II11.111111to011111]bill I II Ilrrlrr11111roBill tiltor1 aIlltill 11 Go to www.Disco~.com or print change in space above. 00000198645864497347704652020000000046520i3 Opening Date: November 1, 2010 Closing Date: No Discover More Card Account Summary Account number ending in 4066 Previous Balance $4,652.02 Payments And Credits 0.00 Purchases + 0.00 Balance Transfers + 0.00 Cash Advances + 0.00 Interest Charged + 0.00 Fees Charged + 0.00 New Balance ,652.02 See Interest Charge Cc kulotion section following transactions for detailed APR information Credit Line $4,000.00 Credit Line Available $0.00 Cash Advance Credit Line $0.00 Cash Advance Credit Line Available $0.00 5 c SonuSe C a Anniversary Month November Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus This Period + 0.00 Cc - , 4 Bonus Balance $ 0.00 To tsarn more, 69;n of www.Diiscover.com 3 Easy ways to contact US 1 Access your account securely at www.Discovercom 2. Call 1.800-DISCOVER (1-800.347-2683) Please have your Discover®card avoila e. 3. Write to us at Discover, PO Box 30943, Sah Lake City, UT 84130 For TDD (Telecommunications Device For the Deal) assistance, please cab 1-800347-7449. vernber 15, 2010 ryujBI 1:An T page 1 of 2 Payment Information New Balance $4,652.02 Minimum Payment Due" $4,652.02 Payment Due Date December 10, 2010 "Includes past due amount of $815.00 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee of up to $35.00. Minimum Payment Wanting: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: i+}pl<d ftrR You iynll pay cilf the. Aiii Xru w erid: ?fagialcltcin?+?:F lsalpiti:? shGwn on up payT? ptf mg tl'xs a ni;d this aiatltiiitftrt in ?jinpted lr,'gf hs"°"4':k Pay . about: Only the minimum 11 years $4,652 payment If you would like information about credit counseling services, call 1-800347.1121 Manage Your Account Online at www.Discover.com • Access free online tools like Paydown Planner to create a plan to pay down your balance, securely access statements, pay bills online and easily track all transactions • Make your money worth moresm -find easy ways to earn and redeem cash rewards • NEWI Access your account securely through your mobile phone Transactions Trans. Post Date Date Fees 2085 TOTAL FEES FOR THIS PERIOD $ 0.00 honest Charged TOTAL WTEREST FOR THIS Pf310D $ 0.00 2010 Totals Year-to-Date TOTAL FEES CHARGED IN 2010 TOTAL INTEREST CHARGED IN 2010 Minimum Payment Due $4,652.02 Payment Due Date December 10, 2010 0.00 377.68 Continued on reverse side. DISC*VER Paperless statements mean less clutter, more convenience Easily access up to 24 months of downloodoble, password protected statements. • See your statement as soon as it's available rather than wait for it to arrive in your mailbox. • Get helpful payment reminders through e-mail or text messages on your mobile phone. • Print a paper copy of your statement anytime. • Sign up today at Discovercom/paperiess ®2010 Dix- B.A. Member FDIC PAPER.0310 W O M Z m D o_ g o_ A a m N X 8912085 Questions? visit www.Discover.com or DISCOVER call 1-8MI)ISCOVER (1-800-347-2683). VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsifications to authorities, that she is Natasha Szczygiel, Legal Placement Account Manager (Name) (Title) of DB Servicing Corporation successor to DFS Services LLC, servicing agent for Discover Bank, (Company) plaintiff herein, that she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of her knowledge, information and belief. WWR# 8912085 Ryan PATRI.Otoole 6011002510144066 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor Discover Bank Case Number vs. 2011-2031 Ryan Patri O'Toole SHERIFF'S RETURN OF SERVICE 02/24/2011 06:50 PM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on February 24, 2011 at 1850 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Ryan Patri O'Toole, by making known unto himself personally, at 107 Fairway Drive, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to him personally the said true and correct copy of the same. ROB RT BITNER, DEPUTY SHERIFF COST: $37.00 February 25, 2011 SO ANSWERS, RON R ANDERSON, SHERIFF . Cruriysi (0 SM Ii DISCOVER BANK Plaintiff vs. RYAN PATRI OTOOLE TO THE PROTHONTARY: IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA , CIVIL DIVISION Civil Action No. cxa f M C) 11-2031 CIVMc-'i :. C7 PRAECIPE FOR DEFAULT' JUDGMENT r a1 T1 rv ca C' c>'1 --J -1 or Kindly enter Judgment against the Defendant RYAN PATRI OTOOLE above named, in the default of an Answer, in the amount of $5249.56 computed as follows: Amount claimed in Complaint Le::, payments / adjustments made Interest on the remaining principa $4652.02 from December 04, 2010 @ the interest rate of 29.990% Attorney's fees TOTAL $4652.02 $0.00 1 balance of to April 07, 2011 per annum $472.54 $125.00 $5249.56 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: James C. WAh7mbrodt,42524 08912085,(C ,k Pit DFO Plaintiff's address is: c/o WELTMAN, WEINBERG & REIS CO., L.P.A.,j 436 Seventh Avenue, Suite 1400 Pittsburgh A 15219 And that the last known address of the De 6ndant is RYAN PATRI OTOOLE 107 FAIRWAY DR MECHANICSBURG, PA 17055 0,14 s ly.oa pd a ,-,1 C'tk sryo t(4a ass any wut ce Oqw led IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff Case No. 11-2031 CIVIL vs. RYAN PATRI OTOOLE Defendant IMPORTANT NOTICE TO: RYAN PATRI OTOOLE 107 FAIRWAY DR MECHANICSBURG, PA 17 55 ,,, Date of Notice: al YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA. 17013 (717) 249-3166 WELTMAN, WEINBERG & REIS CO., L.P.A. Matt P an -y By. P.A..# 90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, 1400 Koppers Building Pittsburgh, PA 15219 Phone: (412) 434-7955 8912085 A PIT B41 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No. 11-2031 CIVIL RYAN PATRI OTOOLE NON-MILITARY AFFIDAVIT The undersigned is the duly authorized agent and/or attorney for the Plaintiff in the within matter and states as follows: Affiant states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant , RYAN PATRI OTOOLE is not in military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the DMDC does not possess any information indicating that the below individual is in the military service: RYAN PATRI OTOOLE 107 FAIRWAY DR MECHANICSBURG, PA 17055 Affiant further states that the averments contained herein are true and correct to the best of Affiant's knowledge, information and belief and that these averments are made subject to the penalties of 18 Pa C.S.A. Section 4904 relating to unsworn falsification to authorities. Request for Military Status Page 1 of 2 Department of Defense Manpower Data Center Apr-14-201108:39:50 40 Military Status Report Pursuant to the Service Members Civil Relief Act < Last First/Middle Begin Date Active Duty Status Active Duty End Date Service Name Agency Based on the information you have furnished, the DMDC does not OTOOLE RYAN P possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). IA. y6t 14 1,4101&41 A?*_ Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.mil/faglpis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). https://www.dmdc.osd.mil/appj/scra/popreport.do 4/14/2011 Request for Military Status Page 2 of 2 If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of-contact. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:V2A9VNNRN https://www.dmdc.osd.mil/appj/sera/popreport.do 4/14/2011 FILED-OFFICE OF THE PROTHONOTAR`, 2011 JUN 14 AM 11: IS CUMBERLAND COUNTY PENNSYLVANIA JUN 10 200 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. RYAN PATRI OTOOLE Defendant(s) Civil Action No. 11-2031 CIVIL 40 INTERROGATORIES IN ATTACHMENT MEMBERS FIRST FCU PNC BANK GRAYSTONE TOWER BANK Garnishee(s) FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 W WR No. 8912085 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. RYAN PATRI OTOOLE Defendant(s) MEMBERS FIRST FCU PNC BANK GRAYSTONE TOWER BANK Garnishee(s) Civil Action No. 11-2031 CIVIL TO: MEMBERS FIRST FCU, 1711 SPRING RD, CARLISLE, PA 17013 PNC BANK, 105 NOBLE BLVD, CARLISLE, PA 17013 GRAY STONE TOWER BANK417 STONEHEDGE DRCARLISLE, PA 17013 RE: RYAN PATRI OTOOLE, 107 FAIRWAY DR, MECHANICSBURG, PA 17055 Suggested Reference No.: XXX-XX-3520 XXX-XX- IMPORTANT NOTICES TO GARNISHEE! A. You are required to file answers to the following interrogatories within twenty (20) days after service upon you. Failure to do so may result in Judgment against you. B. Herein, the word "defendant" means any one or more of the defendants against whom the writ of Execution is issued. C. While service of Writ upon the Garnishee attaches all property of the Defendant subject to attachment which is then in the hands of the garnishee, it also attaches all property of the defendant which comes into the Garnishee's possession thereafter, until Judgment is entered against the Garnishee. For example, the resultant liability of a Garnishee-Bank would not be measured by the balance in the debtor's account, either at the time of service of the Writ or at the time of Judgment against the Garnishee, but rather by the amounts deposited and withdrawn during the intervening period. WWR No. 8912085 INTERROGATORIES IN ATTACHMENT 1. At the time you were served or at any subsequent time did you owe the defendant any money or were you liable to him on any negotiable or other written instrument, or did he claim that you owed him any money or were liable to him for any reason (including funds on deposit for checking or savings accounts and certificates of deposit)? I a. If the answer to Interrogatory 1 is in the affirmative, state the following: the amount of money you owe or owed to defendant, and, if such money is in the form of a fund, the present location thereof; the terms, face amount and amount you owe or owed to defendant on each of such negotiable or other written instruments and the present location of each of such instruments; the amount or amounts that defendant claims or claimed that you owe or owed to him; and the nature and amount of each of such liabilities. n ia- 2. At the time you were served or at any subsequent time was there in your possession, custody or control of yourself and one or more other persons any property of any nature owned solely or in part by the defendant. In r?? 3. At the time you were served or at any subsequent time did you hold legal title to any property of any nature owned solely or part by the defendant or in which defendant held or claimed any interest? n O 4. At the time you were served or at any subsequent time did you hold as fiduciary any property in which the defendant had an interest? In r lD 5. At any time before or after you were served, did the defendant transfer or deliver any property to you or to any person or place pursuant to your directions or consent andl if so what was the consideration thereof? V l O V) 6. At any time after you were served did you pay, transfer, or deliver any money or property to the defendant or to any person or place pursuant to his direction or otherwise discharge any claim of the defendant against you? r? V 7. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? If so, Identify each account and state the reason for the exemption, the amount being withheld under each exemption and the amount of funds in each account, and the entity electronically depositing those funds on a recurring basis. n b WWR No. 8912085 8. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which the funds on deposit, not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 42 Pa.C.S. § 8123? If so, identify each account. no 9. If the answer to Interrogatory I is in the affirmative, state the date the sheriff served these interrogatories on this institution. n lk 10. If the answer to Interrogatory 1 is in the affirmative, state the date the written instrument, checking or savings account, certificate of deposit, or other funds were frozen, restricted, or otherwise put on hold by this institution. n ?cu 11. If the response to Interrogatory 7 is in the affirmative, are other funds comingled in the account which are not deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? Y) ta- 12. If the response to Interrogatory 11 is in the affirmative, state the amount of non-exempt funds on deposit in the account. & #"U-L WELTMAN, WEINBERG & REIS CO., L.P.A. By: r'i? ' William T. Molczan; EsquV PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 8912085 f*V1, A MEMBERS V FEDERAL CREDIT UNION June 10, 2011 Ryan P. O'Toole 107 Fairway Drive Mechanicsburg, PA 17055 Account Number: XXX536 Name on Account: Savings: Checking: Payroll: Members 1" FCU Account Number: XXX356 Name on Account: Savings: Checking: Account Number: XXX441 Name on Account: Savings: Account Number: XXX026 Name on Account: Savings: Ryan P. O'Toole $55.00 -5.00 (Membership Fee) $50.00 -50.00 (Processing Fee) $ 0.00 $510.69 Ryan P. O'Toole $18.64 -5.00 (Membership Fee) $13.64 $80.00 Chase P. O'Toole Ryan P. O'Toole (Joint) $499.46 -5.00 (Membership Fee) $494.46 Chase P. O'Toole Ryan P. O'Toole (Joint) Jessica L. O'Toole (Joint) $5.49 -5.00 (Membership Fee) $0.49 $300.00 Statutory Exemption was not taken out. Tania S. Young/ Deposit Operations A lyst 5000 Louise Drive • P.O. Box 40 • Mechanicsburg, Pennsylvania 17055 • (800) 283-2328 • www.memberslst.org VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. 4904 relating to unswom falsifications to authorities, that he/she is Tania S. Young (Name) Deposit Operations Analyst of Members 1st Federal Credit Union (Title) (Company) garnishee herein, that he/she is duly authorized to make this verification, and the facts set forth in the foregoing Answer to Interrogatories are true and correct to the best of his/her knowledge, information and belief. V (SIGNATU ) SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith of ?PPIf7(fly? 'i7-?++ urr Loll -- i Chief Deputy t Richard W Stewart Solicitor ZF fl . Discover Bank vs. Ryan Patri O'Toole Case Number 2011-2031 SHERIFF'S RETURN OF SERVICE 06/10/2011 02:58 PM - Tim Black, Deputy Sheriff, who being duly sworn according to law, states that on June 10, 2011 at 1458 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Ryan Patri O'Toole, in the hands, possession, or control of the within named garnishee, PNC Bank, 105 Noble Boulevard, Carlisle, Cumberland County, Pennsylvania 17013, by handing to Rochelle White, Customer Service Representative personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on June 15, 2011 to Ryan Patri O'Toole, 107 Fairway Drive, Mechanicsburg, PA 17055. 06/10/2011 02:20 PM - Tim Black, Deputy Sheriff, who being duly sworn according to law, states that on June 10, 2011 at 1440 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Ryan Patari O'Toole, in the hands, possession, or control of the within named garnishee, Members 1st Federal Credit Union, 1166 Walnut Bottom Road, Carlisle, Cumberland County, Pennsylvania 17013, by handing to Lauralee Fetter, Teller personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. 06/10/2011 02:50 PM - Tim Black, Deputy Sheriff, who being duly sworn according to law, states that on June 10, 2011 at 1450 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Ryan Patri O'Toole, in the hands, possession, or control of the within named garnishee, Graystone Tower Bank, 417 Stonehedge Drive, Carlisle, Cumberland County, Pennsylvania 17013, by handing to Jean Renart, Customer Service Representative personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. SO ANSWERS, June 15, 2011 RON R ANDERSON, SHERIFF Tim ac , tJeputy (cj GountySAte Shen't. Tejeosoit. In,-. . r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff V. ; RYAN PATRI OTOOLE, Defendant and GRAYSTONE TOWER BANK, Garnishees NO.: 11-2031 CIVIL ANSWERS TO INTERROGATORIES IN ATTACHMENT ADDRESSED TO GARNISHEE, GRAYSTONE TOWER BANK C ,.? Q ° "}F 3 z rn _? ? ? rr=- "'e r rr D = C -p C M ? DZ c-7 C) C - A 3 3 r . By: , yll't"?- - M6lanie L. Vanderau, Esq. Associate Counsel Graystone Tower Bank 112 Market Street Harrisburg, PA 17101 (717) 728-2628 Attorney for Garnishee, Graystone Tower Bank 1 GARNISHEE'S ANSWERS TO INTERROGATORIES At the time you were served or at any subsequent time did you owe the Defendant any money or were you liable to the Defendant on any negotiable or other written instrument, or did the Defendant claim that you owed him any money or were liable to him for any reason (including funds on deposit for checking or saving accounts and certificates of deposit)? ANSWER: No. Ia. If the answer to Interrogatory 1 is in the affirmative, state the following: the amount of money you owe or owed to defendant, and, if such money is in the form of a fund, the present location thereof, the terms face amount and amount you owe or owed to defendant on each of such negotiable or other written instruments and the present location of each of such instruments; the amount or amounts that defendant claims or claimed that you owe or owed him; and the nature and amount of each of such liabilities. ANSWER: N/A 2. At the time you were served or at any subsequent time was there in your possession, custody or control of yourself and one more other persons any property of any nature owned solely or in part by the Defendant? ANSWER: No. 3. At the time you were served or at any subsequent time did you hold legal title to any property of any nature owned solely or in part by the Defendant or in which the Defendant held or claimed any interest? ANSWER: No. 4. At the time you were served or at any subsequent time, did you hold as a fiduciary any property in which Defendant had an interest? ANSWER: No. 5. At any time before or after you were served, did the Defendant transfer or deliver any property to you or to any person or place pursuant to your directions or consent and if so, what was the consideration thereof? ANSWER: No. 2 6. At any time after you were served did you pay, transfer or deliver any money or property to the Defendant or to any person or place pursuant to the Defendant's direction or otherwise discharge any claim of the Defendant against you? ANSWER: No. 7. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? If so, identify each account and state the reason for the exemption, the amount being withheld under each exemption and the amount of funds in each account, and the entity electronically depositing those funds on a recurring basis. ANSWER: No. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the Defendant have funds on deposit in an account in which the funds on deposit, not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 42 Pa. C.S. § 8123? If so, identify each account. ANSWER: No. 9. If the answer to Interrogatory 1 is in the affirmative, state the date the sheriff served these interrogatories on the institution. ANSWER: The interrogatories were served on Graystone Tower Bank on June 10, 2011. 10. If the answer to Interrogatory 1 is in the affirmative, state the date the written instrument, checking or savings account, certificate of deposit, or other funds were frozen, restricted, or otherwise put on hold by this institution. ANSWER: N/A. 11. If the response to Interrogatory 7 is in the affirmative, are other funds comingled in the account which are not deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania law? ANSWER: N/A. 3 12. If the response to Interrogatory 11 is in the affirmative, state the amount of non-exempt funds on deposit in the account. ANSWER: N/A. Respectfully submitted, GRAYSTONE TOWER BANK By: wa4 I , )/ M anie L. anderau Attorney I.D. No. 203167 112 Market Street Harrisburg, PA 17101 (717) 728-2628 Attorney for Garnishee, Graystone Tower Bank Date: June I A 2011 4 VERIFICATION Kimberly Taylor deposes and says, subject to the penalties of 18 Pa. C.S. § 4904 relating to unsworn falsification to authorities, that she is the Deposit Operations Manager of Graystone Tower Bank, that she makes this verification by its authority and that the facts set forth in the foregoing Answers to Interrogatories in Attachment are true and correct to the best of her knowledge, information and belief. Date: June A 2011 zf'Pp - A'-'ftz-- Name: imberly aylor Title: (Deposit Operations Manager, AVP 5 CERTIFICATE OF SERVICE I hereby certify that on June, 2011, a copy of the foregoing Answers to Interrogatories in Attachment Addressed to Garnishee, Graystone Tower Bank, was served upon the persons and in the manner listed below: Service by U. S. first class mail as follows: Ryan Patri Otoole 107 Fairway Drive Mechanicsburg, PA 17055 William T. Molczan, Esquire Weltman, Weinberg & Reis Co, LPA 1400 Koopers Building 436 Seventh Avenue Pittsburgh, PA 15219 6 WELT AN, WEINBERG & REIS CO., L.P.A. BY: Jam ,-s C Warmbrodt, Esquire I.D. No.4 524 436 Seve lth Avenue, Suite 1400 Pittsburg , PA 15219 Phone:4 2.434.7955 Fax: 412. 34.7959 File # 89 2085 Attorney for Plaintiff(s) DISCOVER BANK RYAN PATRI OTOOLE Cumberland County Court of Common Pleas NO. 11-2031 CIVIL 1ST FCU PNC BANK AND GRAYSTONE TOWE BANK hee(s) PRAECIPE TO DISCONTINUE ATTACHMENT EXECUTION TO THE PROTHONOTARY: MOO C - :;0 r r -Orn ;7j CP D cJt C) 3 2 <o ?' o' i * ?c o °?z Kindly marked the above matter discontinued and ended as to Garnishee(s), MEMBERS 1 ST FCU BANK AND GRAYSTONE TOWE BANK, only. WELTMAN, WEINBERG & REIS CO., L.P.A. By Sworn b Before r and subscribed the day of June, 2011 NOTARY PUBLIC James armbrodt, Esquire Attorn f r Plaintiff C MMBN NN Y YAN1A motariol seal public Sheila G• 6e?van, Notary Ross Twp., Allagheny County My Commission Epires Nov. 15 2014 MEMBER, PENN5yt\'Ar1IA ASSOC3NTioN OF NOTARIES a,w.L04 g,w Pd ak J-C. FF]CE WELTMANT. WEINBERG & REIS CO., L.P.A. 130THO O TA BY: Sarah E. Ehasz, Esquire Attorney for Plaintif ) I JUL 2 9 PM 1: 2 8 I.D. No.86469 436 Seventh Avenue, Suite 1400 'CUMBERLAND COUNTY Pittsburgh, Pt: 15219 PENNSYLVANIA Phone: 412.434.7955 Fax: 412.434.7959 File # 8912085 PGH DISCOVER BANK Plaintiff Cumberland County Court of Common Pleas vs. RYAN OTOOLE Defendant(s) NO. 11-2031 CIVIL PRAECIPE FOR SATISFACTION OF JUDGMENT TO THE PROTHONOTARY: Please kindly Satisfy the Judgment of the above-captioned matter upon the records of the Court and mark the cost paid. WELTMAN, WEINBERG & REIS CO., L. :A. By / Sarah E. Ehasz, Esquire Attorney for Plaintiff Sworn to and subscribed Before me the 71 da?j_ ARY K;'5LIC , 2011 COMMONWEALTH S,7F p&iN, Notarbd Seal Wayne A. Jones, Notary Public City of Pittsburgh, Allegheny County My Commission Ex@ites June 29, 2014 MO-Mbpr. Perirlgy VON4 .. _eldtlah Of MS iriuo Q.M?-1A &00 Pd al? Ck-it lov2n3(0 vt?atoaSv SHERIFF'S OFFICE OF CUMBERLAND COUNTY dy R Anderson ;riff ody S Smith Chief Deputy 2012 JAN 25 P11 2, Richard W Stewart Solicitor Discover Bank Case Number vs. Ryan Patri O'Toole 2011-2031 SHERIFF'S RETURN OF SERVICE 06/10/2011 02:58 PM - Tim Black, Deputy Sheriff, who being duly sworn according to law, states that on June 10, 2011 at 1458 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Ryan Patri O'Toole, in the hands, possession, or control of the within named garnishee, PNC Bank, 105 Noble Boulevard, Carlisle, Cumberland County, Pennsylvania 17013, by handing to Rochelle White, Customer Service Representative personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on June 15, 2011 to Ryan Patri O'Toole, 107 Fairway Drive, Mechanicsburg, PA 17055. 06/10/2011 02:20 PM - Tim Black, Deputy Sheriff, who being duly sworn according to law, states that on June 10, 2011 at 1440 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Ryan Patari O'Toole, in the hands, possession, or control of the within named garnishee, Members 1st Federal Credit Union, 1166 Walnut Bottom Road, Carlisle, Cumberland County, Pennsylvania 17013, by handing to Lauralee Fetter, Teller personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. 06/10/2011 02:50 PM - Tim Black, Deputy Sheriff, who being duly sworn according to law, states that on June 10, 2011 at 1450 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Ryan Patri O'Toole, in the hands, possession, or control of the within named garnishee, Graystone Tower Bank, 417 Stonehedge Drive, Carlisle, Cumberland County, Pennsylvania 17013, by handing to Jean Renart, Customer Service Representative personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. 01/24/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states this writ of execution is returned as ABANDONED. No action on writ in over 6 months. SHERIFF COST: $200.33 SO ANSWERS, January 24, 2012 RON R ANDERSON, SHERIFF . CouniySJite She ff. Trlecsott. In;;. 70 06