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THIS IS AN ARBITRATION MATTER. ASSES' N 'I? Ff"
DAMAGES HEARING REQUIRED. `r? N
GORDON & WEINBERG, P.C. -' co
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.. 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200 - ?=
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance
Assignee from HSBC
2727 Franklin Road
Roanoke, VA 24014
Vs.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : !'-- ;Sft N, I
JOAN CORSON
125 AIRPORT RD
SHIPPENSBURG PA 17257
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
r'p# a 5-slq
COMPLAINT IN CIVIL-ACTION
1. Plaintiff is a debt buyer and successor in interest to
the original creditor as set forth in the caption of this
Complaint.
2. At all times relevant hereto, the defendant (s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the original creditor under the
terms of which the original creditor agreed to extend to
defendant(s)the use of original creditor's credit facilities.
3. Defendant (s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the original creditor for the use of said
credit card.
4. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the original creditor. A true and
correct copy of the Statement of Account or Affidavit of Account,
if available, is attached hereto as Exhibit "A".
5. All the credits to which the defendant(s)is entitled have
been applied and there remains a balance due as of February 7, 2011
in the amount of $1,511.61.
6. Plaintiff has made demand upon the defendant(s)for
payment of the balance due but the defendant(s)has failed and
refused and still refuses to pay the same or any part thereof.
7. Defendant's last payment on account was made on
1/12/2009.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$1,511.61 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. W NBERG, ESQUIRE
JOEL M. FL , ESQUIRE
Attorney for Plaintiff
P01A.DB
VERIFICATION
I hereby state that I am the agent for the plaintiff herein,
and that the facts set forth in the attached Affidavit which is
incorporated by reference in the foregoing Complaint in Civil
Action are true and correct to the best of my knowledge,
information and belief and is based upon information which
plaintiff has furnished to counsel. The language in the
Complaint is that of counsel and not of plaintiff. To the extent
that the contents of the Complaint are that of counsel, plaintiff
has relied upon counsel in making this verification. This
verification is made subject to 18 Pa.C.S. §4904 which provides
for certain penalties for making false statements.
IN CLEM-
EXHIBIT "A"
ATLANTIC CREDIT & FINANCE, INC. C1
V.
JOAN CORSON
AFFIDAVIT OF DEBT AND VERIFIED BILL OF PARTICULARS
The undersigned being first duly sworn according to law, deposes and says that
with the policies and practices, as well as the books and records of the PIaintiff'w'
stated herein, and based on information and belief states as follows. • they are familiar
zth respect to the matters
I. Plaintiff's principal business consists of purchasing charged off receivables.
2- The Defendant defaulted on HS.g?, Account No. 552
atTon 6/30/2009 and subsetluently sold to Atlantic Creditl& Finan 1'1 c
406.awi h`aalult was charged
$1,51.1.61. balance of
3. Plaintiff purchasexl or was otherwise assigned this charged off account along wi th other debt
a result of the foregoing sale and assignment, the Plaintiff succeeded to all fight, title,
in the charged off account and it now owns the account. s.
nd interestAs
4. Plaintiff conducted a due diligence investigation to determine, anion other
g things, the accuracy of
the account information provided to ascertain whether the statute of'limitations was a bar to
demand or institution of suit. F•'urtlicr, Plaintiff and/or ' its pre entered
the predecessor made representations and warranties that } tdhad cleat right, mtitleto a and contract
where
interest in
the account, 2) the account was free and clear of all liens and encumbrances; and 3 '
power, authority, and full right to sell and convey its interest in the account. It had the
5. According to Plaintilf's records, the last payment to the Original Creditor was on 1/12/2009 amount of $ 65.00. After application of all payments, credits, adjustments, and lawful tys t the
any, there is still a balance due and owing o1i this indebtedness of $1,511.61 offsets, if
6. The internal Account Statement of Plaintiff is attached hereto as Exhibit
account information that was provided to plaintiff at the time of purchase and and displays ;splays the
The foregoing is true bent'
g and correct to the best of my knowledge and belief.
By.
Authorized Represe
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Subscribed and swoz71 bef
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THIS COMMUNICATION I
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Gordon & weinber
g, P.C.: CGA
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0 Atlantic Credit & Finance Inc. statement Date
_ Atlantic Account Statement 05/19/2010
C:'1d= !T- FVAN(-'.4coRPofdAiff;
ACF Account ID: 3712928
Original Creditor Account Number: 5522340005636406
Purchase Balance:
Original Creditor Amount Paid:
Original Creditor:
original Creditor Last Pay Date:
Original Creditor Last Pay Amount.
Original Creditor Charge Off Date:
Current Balance:
$1,511.61
$0.00
HSBC
1/12/2009
$65.00
06/30/2009
$1,511.61
Name: CORSON, JOAN SSN - Last 4 Digits: 2031
Streetl: 94 RUSTIC DR
Street2:
City, State, Zip: SHIYPBNSBURG PA 17257-8750
Date Amount
Page 1 of 1
ACF - 9122
Confidential Psaperty of Atlantic Credit i Finance Inc.
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
iy! X"
Atlantic Credit & Finance Inc. Assignee from HSBC Case Number
vs.
Joan Corson 2011-2506
SHERIFF'S RETURN OF SERVICE
03/10/2011 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Joan Corson, but was unable to locate her in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Joan
Corson. Deputies were advised by the landlord of 125 Airport Road, Shippensburg, Pennsylvania 17257
Joan Corson does not reside at this address.
SHERIFF COST: $73.00
March 10, 2011
SO ANSWERS,
RON R ANDERSON, SHERIFF
i,c' countysulte S^enff. ieleo, ofi.. I+':...
0avid aD, Buell
Prothonotary
i�
Office of the (Prothonotary
Cum6er[and County, <Pennsyfvania
7CyrkS. Sohonage, ESQ
Solicitor
/I —t250i6 CIVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 28TH DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE—THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH •
PA R.C.P.230.2.
BY THE COURT,
DAVID D. BUELL
PROTHONOTARY
One Courthouse Square 0 Suite100 0 Carlisle, TA 0 (Phone 717 240-6195 0 F'ax 71 7 240-6573