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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
ROBERT D SHUEY
Defendant
No : l 1- o?%G S (1) V d
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
08908853 C J Pit SJS
S-
(?k? 5U(.? tl?i?i?
?,(??? 315
IN THE COURT OF COMMON PL?ASCIF CUMBERS ON COUNTY, PENNSYLVANIA
CHASE BANK USA, N.A.
Plaintiff
vs.
ROBERT D SHUEY
Defendant
Civil Action No
AND NOTICE TO DEFEND
You have been sued i court. If you wish to defend against the
claims set forth in the f llowing pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance pers pally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other-Claim--or relief requested by the plaintiff. You may lose
money or property or oth r rights important to you.
YOU SHOULD TAKE THI PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT FFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT HERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFO TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFO TION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PER ONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERIAND COUNTY BAR ASSOCIATION
3 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, CHASE BANK USA, N.A. is a corporation with offices at
200 WHITE CLAY CENTER DR NEWARK , DE 19711
2. Defendant , is adult individual(s) residing at the address listed
below:
ROBERT D SHUEY
6101 SOMMERTON DR
MECHANICSBURG, PA 17050
3. Defendant applied forland received a credit card issued by
Plaintiff bearing the accpun.t number 4417124270246876
4. Defendant made use of
due of $9760.23 .
5. Defendant is in defa
Plaintiff thereby render
payable.
said credit card and has a current balance
It by having not made monthly payments to
na the entire balance immediately due and
6. Plaintiff avers thatjthe Agreement between the parties provides
that Defendant will pay plaintiff's attorneys' fees.
7. Plaintiff avers that such attorneys' fees will amount to $300.00 .
r
8. Although repeatedly rIquested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the principal balance, and
accrued interest or any part thereof to Plaintiff.
Wherefore, the Plaintiff prays for judgment against Defendant ,
ROBERT D SHUEY , INDIVIDU LY , the amount of $9760.23 with continuing
interest thereon at the s at.utory rate of 6.000% per annum from
January 07, 2011 plus atorneys fees of $300.00 and costs.
t
INB G & REIS CO., L.P.A.
Avenue, Suite 1400
JFAX:122 r ro ,42524
08908853 C J Pit SJS PA 15219
955
8-7130
This law firm is a debt collector atcollect this debt for
our client and any information obtaiused for that purpose.
Payment Due Date New Balance Past Due Amount Minimum Payment
11/20110 59.'60.23 51,91700 52,405.00
Account number: 4417 1242 7024 6876
Make yourrd ch ck payable to:
Chase Ca rvices.
Please wnte count enclosed.
New adtlress r e-mar? Print on back.
441712427024687600240500009 6023000000000000007
i
-15529 BEx Z 2f1610D 6rrlllrlr.L,IrlrrLrll,rrlrlr,rJl,Llt„II,rI,IrrJLrlLrl
ROBERT D SHUEY
6101 SOMMERTON DR CARDh1EMBER SERVICE
MECHANICSBURG PA 17050-7375 1 PO BOX 15153
I WILMINGTON DE 19886-5153
t: 5000 160 2131: 2 2 L4 2 70 2468 ?C.711,
slate- Q Ma age your account online: Additional contact information
w\ .rhaser:om/aeditwrds conveniently located on reverse side
,'ram CHASE 0
Account Number: 4417 1242 7024 6876
Previous Balance 59,760 2
New Balance 59,760 2
Opening/Closing Date 09124110 - 1012311
Total Credit Line 59,90
Available Credit S13
Cash Access Line 51.98`
Available for Cash SI
If you would like information about credit counseling services, call
1-866-797-2885.
You haven't made the required payments and your credit rd account is 90 days past due. As a result, your credit bureau may be
updated with a negative rating. Please send your payrnen immediately or call us at 1-800-955-8030 (collect 1-302-594-8200) today.
This account is closed and no longer available for use If you have a balance remaining on the account, please continue to make
monthly payments by the due dale. Thank you.
PAYMENT INFORMATION
New Balance 59,760.23
Payment Due Date 11120110
Minimum Payment Due 52.405.00
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay a late fee of
up to 535.00 and your APR's will be subject to increase to a
maximum Penalty APR of 29 99%.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
If you make no you will pay off the And you will end up
additional charges balance shown on paying an estimated
using this card and this statement in total of...
each month you about...
pay..
Only the minimum 10 years 512,302
payment
_,. 201 -TotalsYSar40-Date
Total fees charged i 2010 5103.00
Total interest charge in 2010 5617.85
Year-to-date totals eflect all charges minus any refunds
applied to your a ount on or after January 31. 2010.
Your Annual Percentage Rate (APR) is the annual inle tst rate on your account.
Annual Balance Accrued
Balance Percentage Rate (APR) Subject To Interest Interest
Type 30 Days in Cycle Interest Rate Charges Charges
Purchases 12.99% 5090 50.00 S000
00
50
Cash Advances 19 24% (v) 50.00 So 00
50
00 .
50
00
Balance Transfer 12.99% SO.CO
co
SO .
50.00 .
S0.00
Promotion 3.99%
399% .
S0.00 S000 50.00
Promotion
rv) = Variable Rate
Please see Information About Your Account section for II
l a Calculation of Balance Subject to !merest Rate. Annua l Renewal Notice.
How to Avoid Interest o n Purchases, and other important information, as applicable.
8908853
EXHIB''
This Statement is a Facsimile - Not an original
%oon01 r1S33333 7 9 000 N Z 23 1 00123 Palle 1 of 1 05593 ".1A %1A 45529 295"0000090001552901
8908853
Address Change Request
Please provide information below only if the address
Street Address: ------------
Cily. -----
Slate: ---
Horne Phone- --
E-mail Address: __----
(
hrrnation on front is incorrect.
yip'. -------? --_
Work Phone: ---
To service and manage any of your accol
representatives, and/or affiliates, may cor
refer to your Cardmember Agreement for
L andior visit our websile shown below to p
), we. our representatives, JPMorgan Chase
you at any telephone number you provide to us. Please
lional details about the use of your personal information
e us with additional contact information.
-1
To contact us regarding your account:
® By Telephone:
1-800-945-2000
S
.
In U.
Espanol 1-888-446-3:308 Send Inquiries t : Mail Payments to: Visit Our Website:
TDD 1-800-955-8060 Box 15298
P
O P.O. Box 15153 w'TY chase -n,/r; editcards
Pay ey phone1-800-3 3 6 7 95 8
Outside U.S. cal'. oellerj .
.
Wilmington, DE 1
)850-5--,98 Afi'minglon, DE 19886-5153
1-302-594-8200
llm About Your ACCwmd
I
l cash idyarca checks ('check Imemrcrad'), Prild'ases, balance Imrlste's, Cash
new calculaterns nay
n
erma
Lrodlliny W Payments. Ycu may make I' mints by allyct Inc III lie ed below. Auvalces. alomotmnal talances ar overdatl zdv;nces).
ccmbre do"erem w-agorles wart IM same periodic Isles. Variable aim - 'I vary
The amcunt at your paymemtsha.m neat least your or mouse payment d , payable with L e n'.adret basal m the Prime public, such i-dcx described in you, A-ld
5 dollals and drawn cr Drivable thrcugh a O.S. finark:ial inslita•ial
in U r Ile O.S A.1rea:nem; There is a milier im, human c aril! of St 50 for sich anti- ceser.bed
.
h If al-171 'manmll its titan
b rt your Accouul Agrcenrent) i:l any brli:9 Y'Lla in '.Ytllch you mra any p'alitejr
ranc lnd a hanwCllCn'as'rr kac- na ante -star, Cash MA-Cri ar
ii-ca :barges
.i W ".air ll*- paylnenis by Beer. 6 S. rred. Sand par payn)llel I. Ire Payments .
check bore abeou in Ira an eked, slated m your AcCeunl A f!e mari as It may be
al ress ancroun an -fd5 Vahmem. Your pivmems by mall must tonp w IT the Ttere is a foreign transaction fee W 3% of the IT S. do far zmrum of any
amended
iusblacbuns on INs" slu:sumuC Oo not send cash. Wrier You, Acimi 1 r anther on .
Ic mig-, IralSal bon (or 5ueh a'.neent dew two in your ACCeaul Agmem T.
ym.r rheCk nr moMynrder Pa'(neMS must bl. anrnmpanle0 b'rN! paVm nt rnnpon t
i
t
in the enwlepe plovidee An dl our adri viable ]Ikough the "elope '• Trlnv, like eres
n
Hosv to Avoid Paying rdmeel an?ufahrews: We begin assessing periodic
tlN
•
erhAtepecan.:-aA,'ncre V. ale peymer: ml carwn. aid Hiss "T 11 nin ry
charges on atra'lsactlun, tee yr Incwrest churetrtm the Dale It is added to yyur
prJler c fps, tape a canespordmce iuctAcd with your Paynr
swops t. R yrxr Nonce jul I yar Account is aid in full, as described n your Account Agueme:ll.
,
.
"men mshuMicns and is mode says
payment is in accordance aril' our r able 10 us You, due data ail be a AT nimrrr of 21 days 1.11 winti Um elm. in each along Cyce.
.
oil "I by b Ou p,In. fealInne At our paymenls address an ilia Staten
I'll Al,-me •adl You can avoid Nreclc interest charges an new amLllases whoa they arc first or led
t tae pay.'n3nl to goer ACrenm as Of That Jay. IT'/air daym of Is Ir
I
ll, ecardance.. IL a YtAh, old as dKamed al". Us: This Be. .101 apply to ralariw halsers.
'
Il'1 ul payrnr IlrsbLClellls, oil i5ine-rable to us dIX, 5.00P.Ill
y local thine ash advances a, overdraft aillancl'e. If You faeaNa a cp'rant rr." STalanneal That
:
1.Ithe. Payments Add-nn 11-i,Va3'n%:lr-'.vto ttedd it to or At, Oan! as at includes newpu(MaeK ante make a pay-mi w mteiway the MAI and hire the
:he uCN calenti ( day. Nlmmun'aymam is am 'of that stalHMnl. lw W?.R rut Charge pernadre interest ma
pn f7l
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• stllemenl any paten Wihme new a.ImlNSaE 1'k-eVR).IIOWIf. 411ff11>BYTre'I ta, Y11p11g 341)
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'o-ari-kepay-d5P.lacrom ally trvug .
' 'Cu' currant slatemc.t aISC Sims ti a ar, strayed aayn,M of th::nd:ng Trial
!I IVI: IeCCiye yUan CunlpMC! n'q.A WI ttl y:eusle by 5 u.ul. LA11,11 I nl
. we In
1 fcl Va,l prevla,s melts it 51a11.nnllay IN Gale and timalTS kMnl(Inlm PAYmert LYd.1'
r "?d t your as/r ml' a5 01 that Coy It'1. ox's we V"Ad me 1451 aver 5 p.
' Mn
fa5 due OR 21 but the ending balance la yon arerous mooll s statement was 16101 11
'you sue
rune, we veil credit your naymee l a6 W t" Herz! cskrdkr day. I ihy, a tutee ,c. tava a ba ante olner Man a orechase hence a.'W that bahrce tames a hlgi r
rime n your r_Ahc,,- we. wli -64 your payment as of mat day periodic al.mst,el you may hot ion cote davcld penodm Imt•"3t cm-9es on hem
is o: 1 y Yt "n:tYPe'?a'/eau uhiL.l a- 1 A-
ll
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f 'ul.ua ou p ichosss I' You do no: pay your babrxs In lull each ma^:h. because •na genaralry
u a
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p3ymenl IM1 1nI tons. ux: rig GI your payments may a2 CWayed for p o 6 days AlbwlP payments hrst :c the mail a-.M me "igract lren0e¢ eyes: -,as
m information reported to CmdN tuneu a We Iraq Teton infiarn
A m n1 aba.ll Who] T. Be It You Think You RM A WdA. ea Ynur Stark ---A
ct-u
YaCr ACCOL0: to crealt hureaus. Late ceyrnen:s, missed payments or c. er defaults
l
I Y.1 Ildnk Then Is an 6npr am your Statement, xrile to us an a sepaala;Ileel at
n yaur Accoml may of mft,e ed in your clad mpan It you think we h to mamma Box 15299 WilmingBn. aE 19850-5299:
P0.
Cmtomber Service
iraccuram in`crnainn:o a redil III yarn nay rase sous At Me man, iss address .
.
,Mown on dos stamnmrl. A you ktL•[. give us the lolluwing info:n'dbon:
To Serena and Manage Airy of Yea AccoeNlal: We, cur one esemamh JPMorgan • ACcwm niamavmu' Your ram and account manger.
Chase represertali'm. and/or arg:des. may cvW yea at any slap
reement toraddi.
dnember A
f
c a rurecer
Mal details
•anllvtalnrult: re dollar amrval of th_ -,hSalerl Pri
g
er to your
a!
yol.n'ovde to a5 Please re
.:burl llm use Af yon pefsonat ir, o Marion. • D-vr form, of Problem: If you think here :s an error an your ah, dncnbe
NWl,. AbaW Eleelml Cheek Crummu den: Wheal you pay' by check, y a aufhed. what you bet we Is,,rang and why yea. believe it is a mistake.
us a me A 111 ion tie y ch .k to make a vie hoe e_ bath:land You must oast; us W.Ih 60 days after the w y- aopmrcd I- stateni
:rar51e1'Ia your CO 1 C, to pay at sa check Pare inn Wren
!rC use nip Iaal A 1' on. yy r L leak to mule a.'. le:ilcmc third transit, ILIIa5,111/ Yet] must Homy is nl any M: ^ial P-mc; In rang. YOU my a1- Its. hill it Van do
,e wnh l-, Ile, your account as soon"the sane day Wa naive r payment. we are Intl noun" :c inyes:igate any potential errors and wt may ha•r3 IC pay the
arc yea w11i not IeC41va Yoar neck L'aCk Isom ya:l fildlCial irSiilJl n. Ca I the Amount in gaest On.
Cn5'"mel Service number no Iris SJiemert d y'ou have queitars Alm it +cha'k While w: I'h'e?tl ie ylhal6ef or not IIIC1e ray been all Crrar, i'IC idamlmg are irUC:
ga
dleck col ection Cr dm nut Want y.r Wry'le is culklid wecrvneulty. _
Conditional Payments: Any payment theca or other fore al wynem at yen send • We Carrier try to cohere IN onexi,IT quesllon. crrexrtyo:asnekmpunlon
ur less than BA lull ba s'u: due J.. S .,A' ed `pil e m "it U curt I'S Imilal 11tH zauamL
n^.falian, ur :hat yet other'-e folk., it Ill satisfactie, of a it.. k arrount' . TN drama it ouastan may remain an your slatemem, and vie may ccAmu,
rust he sea to Card Reroices. PO. Box 1,049, W;Mriroton, CE 198 ,049 Vye to olarge you mleres: c1 that Auxerre. Out, :` we ddef, ua.e Bat we made a
sa've all our rights rega-oing IT- payments (e g . It t is deh'mm mere is to mistake, you "air had have to pay I" amount in question or a^y interest or
,A 4j dispute 0, 1 sly such check s •aceiyas at sly in. addrssio w may accept ul'W Ices lelaled to That mruunl
he check one you '.vill Still owe any relmmirg balance). We nay 'eft to acamit
are Iasponsllle for
ti
such uaylrert by relLm int it to you, not ashirg it cr Test oyln iI. All of on, you
• N/mh you do wt have to pay the amomm in ques
paylhanls that you make Sh."IC he Se't'a the 'ejula, P3ymeet 36111¢ Shmw'n inn tire I,,,'wocel u' you, balm.
'Ins slularrent. • We Can 4poly:n'y unpaid amcunt agars: your Cneci, amt.
Annual Renewal Nollea: If your Account Ag ocirr ri has An annual me bershp tea your Ri iota If You An Oisafisded With Year Credo CAM Purchases
9
nchr s radar C-ge to, C-lire, a1 ayailamh y cf your aC..a[. i* Will tented each
rearor in monuly or quar's-ty Irstylmerds. This tee and/o' charge are vttl wteMer 11 you am dissatisfied with Ife goads a seances Maiy'uu have {:umhawl with your
uo nu: you use your Acca]ml:, Aid avu agree lu lay t•rm •wImA All, The arlual rrrd0 rarA antl Yen sw triad.. good feint to cored the mcldem 'Ali Ye-honf.
are charge are non-refu ldable Lriess'/cu ,miry us it at you , Sur o dose you you play have :he right opt to coy the rental enact? due on t, Ouml!a6c.
-.1 won Ill 30 days or on, W-Ing oyoe fwIn'tro a is -) alter w prevail. the
etatemenl on vAhca the amend tee ar chorea Is IT tied and at its same me, yen pay To use this dgrt. all rf the founmlrg ml.c be nun:
v Ill,I nutshooing balai" in full. If lu. do iris. fm a charge b lied m
A' e -11. Ran 1 the pumhase must have been resew in your home stn or wilmn 100'nile5
h
",
t ho
ba
AM
such aS a norm v Serw a em,ge. yM will not mute the ITS, rte tra'gC:
, 5e nrltP mbl Sl •.'.V6 gel,
e
e adare55. and :ha
sest ra
m` y0uf
,
Ilu"'. pripl 'adieu 'hang's era narlelundabie sx: must Ile )miU As :uyin1
a I IT
•.vas
IN- heiRcr of t:•vec ate rxca"A, it your Or
turn char SO
, , r a-tanding b lw ce In fL I. Yv pr Cavil-of tae a^nr, at IN o• Ch rge does lot we malted to you, or A yon 0vx lie compaly lath
wms
ac
naenem w
fea sed a on an
t
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r
that our rights to dose your Account and:olio:t}rom '19ht Amalre:r reaeiors on e
guWs
n
m
the
u
see Y.
U
ya,, I Account if vok, Acccurl s closes by YCu or us. ,e will Coninue Impose the
.:nlNAI fee and'u"1.1'Arlie ado you PAY VLI uNSlar d:ng balance in toll rid terminal, 2. von most have ,sae van cejt card f0rtho ourchnse. PUrbism made with
vhcr Aclolum mIll.echp. cash advances hour an ATM or with a aback that Kell you( credit toad
Calculation of Balance subject to Infenst Rath: in figure your WI adk: our 1.11 Account do rot 7u I.fy
m.narges for each of ling cycle often a dvW air Oaf: rah(s/ app in. rI Ass the doily g vnu nurr'Int yet hays: tally lad Ter n• per7latm.
Wlance method (,.Iujo a Camnt Pa at lkursk T. ftgare your par iudia; nio,est
the
it Of me rnena atcla are mC and you are sill dowaresked yA1, me puzla5e.
charges or each ^mrg rvcR \yrCn a malny peMale Trots) Sold
i
-
, we me
Or .1
lanal c.,:act as in wrilirq a1 euslonel Bence, P0. Box 15299144-gtol, OF
Or A
an5:•.
.L edge c ady balance motmem l thelud rig c1,, 01 llamis3[I
tllre' reel hod. c: question, 3bad a paditnlal inlerest charge edccl xp
.
:ion on your 19850.5299:
x-atelmot. please cal us At the lull lree cis.onar Sam ce poom numb, listed above y;rue wr, Immviag le, the Santo rides appy m to dlsoaed nnpunl As dlsereme
"
drug tie applicably pedadl
--st _har
e
k
' rates shown above. Ater we finish Oa investigation. y.a Yin o ll you as CECi61an. At that paint it
•
.
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,NO catch at. por
g
,,I ns s1 ,nu, i, eVillAt0v to each mail. 'a le.y_ b'dauo, tram) chxks and YA, think You one an amount and you domwl ray we may report 3au AS deifneayd.
MAV9a010
VERIFICATION
The undersigned is an Officer of Chase Bankcard Services, Inc., which is a subsidiary and
agent of the Plaintiff that maintains the records and services the credit card accounts
owned by the Plaintiff. The undersigned is authorized to make this verification for and on
behalf of the Plaintiff and is fa iliar with Plaintiffs account in this matter. Based upon my
review of the Plaintiffs books a d records of Defendant's account(s), I have personal
knowledge of the facts set forth in the attached pleading. Records such as these are kept in
the regular course of the Plaintiffs business and it is the regular course of Plaintiffs business to
maintain these records, These r cords and the entries thereon are made at or near the
occurrence in question by, or fr m information transmitted by, a person with knowledge of
the account. This verification is made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authori ies.
___9 -
(Signature)
WWR# 08go8B53 C i i-t ?JS
Client Account # 4417124 70246876
Name ROBERT D SHUEY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Chase Bank USA, N.A.
vs.
Robert D. Shuey
Case Number
2011-2905
SHERIFF'S RETURN OF SERVICE
03/14/2011 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Robert D. Shuey, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Robert D
Shuey. Deputies were advised, Robert D. Shuey moved from 6101 Sommerton Drive, Mechanicsburg,
Pennsylvania 17050 two years ago.
SHERIFF COST: $43.00
March 14, 2011
SO ANSWERS,
RON R ANDERSON, SHERIFF
fr?t it.. Sha t fE.?-SU.T. Ir?r.
`S HONG JAR,
WE TMAN,9WEINBERG & REIS CO., L.P.A. 2011 APR 25 PH 3: 20
BY: Sarah E. Ehasz Attorney for Plaintiff(s)
I.D. 0. 864 6 CUMBERLAND COUNTY
PENNSYLVANIA
436 eventh Avenue, 1400 Koppers Bldg PENNSYLVANIA
Pittsburgh, PA 15219
Pho e: 412.434.7955
Fax: 412.434.7959
File 8908853 CHI
SE BANK USA, N.A.
Plaintiff
vs.
ERT D SHUEY
Defendant(s)
CUMBERLAND County
Court of Common Pleas
No.: 11-2905 CIVIL
PRAECIPE TO DISMISS WITHOUT PREJUDICE TO REFILE
TO THE PROTHONOTARY:
dismiss the above matter without prejudice to refile.
WELTMAN, WEINBERG & REIS CO., L.P.A.
A31-1 f, 9-eo
By
Sarah E. Ehasz
Attorney for Plaintiff