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HomeMy WebLinkAbout11-2912IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ASSET ACCEPTANCE LLC assignee of CITIBANK ASSOCIATE CARD Plaintiff NO. Cl V ? -- --i v BEVERLY ROWE Defendant(s) You have been sued in Court. If yc you must take action within twenty written appearance personally or b: objections to the claims set forth a; proceed without you and a judgme for any money claimed or any other property rights important to you. CIVIL ACTION - LAW rr1 -- -urn "?' r. I CD .c? M-1 C) c_? --n : -o C) C-> NOTICE' v i wish to defend against the claims set forth in the following pages, 20) days after this Complaint and Notice are served, by entering a an attorney and filing in writing with the Court your defenses or ainst you. You are warned that if you fail to do so, the case may t may be entered against you by the Court without further notice claim or relief requested by the Plaintiff. You may lose money or YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO IRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION AB UT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A RED CED FEE OR NO FEE. SID COUNTY BAR ASSOCIATION 32 S BEDFORD ST. CARLSILE, PA 17013 (717) 249-3166 FFG File # 261582 PA/PA_NTCDE (3s) Pd a aM+ $ as (50 ( CLA- 098 P Q7o ? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ASSET ACCEPTANCE LLC assignee of CITIBANK ASSOCIATES CARD Plaintiff V. BEVERLY ROWE Defendant(s) NO. CIVIL ACTION - LAW NOTICIA USTED HA SIDO DEMANDAD /A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, sted tienen que tomar acc16n dentro veinte (20) dias despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito on la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertdo que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado cont usted por la Corte sin mas aviso por cualquier dinero reclamado en ]a Demanda o por cualquier otr reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. UN ABOGADO, VAYA O LLA E POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROV ERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAG LE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGE CIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN H NORARIO REDUCIDO O GRATIS. NM COUNTY BAR ASSOCIATION 32 S BEDFORD ST. CARLSILE, PA 17013 (717) 249-3166 FFG File#: 261582 PA/PA_NTCDE V. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ASSET ACCEPTANCE LLC assignee of CITIBANK ASSOCIF 28405 VAN DYKE WARREN MI 48093 Plaintiff BEVERLY ROWE 516 MULBERRY DR MECHANICSBURG PA 17050 Defendant(s) CARD NO. CIVIL ACTION - LAW COMPLAINT AND NOW, comes Plaint :port by and through its attorneys, Fulton, Friedman & Gullace, LLP, and files this Complaint and in avers as follows: 1. Plaintiff is the current rights, title and interest to de XXXXXXXXXXXXX7058 account") 2. Upon information and 516 MULBERRY DR MEi 3. Upon information and between Defendant and the agreement applicable to accour 4. Upon information and beli, from the original credit grantor 5. Defendant(s) failed to 6. Upon information and beli 7. The account shows that the of, and/or successor to, the obligation sued upon, and was assigned all ant's CITIBANK ASSOCIATES CARD account ACCEPTANCE LLC Number 40996621) (hereinafter "the Defendant(s), BEVERLY ROWE , has a last known address(es) of: ICSBURG PA 17050 , the account is based on a written credit agreement entered into iginal grantor; as provided to Plaintiff, the material terms of the s issued by CITIBANK ASSOCIATES CARD are attached hereto. defendant(s) used or authorized the use of the account to obtain loans the purpose of obtaining goods, and/or services and/or cash advances. full payment of the amount owed on the account. the last payment posted to the account on 05/22/2008. defendant(s) owe(s) a balance of $11775.52. WHEREFORE, Plaintiff Plaintiff and against relief as this Court deems just y requests this Honorable Court enter Judgment in favor of the s) in the amount of $11775.52, plus costs of this action, and any other reasonable. Respectfully David R. Galloway # 87326 Fulton Friedman & Gullace, LLP 130B Gettysburg Pike Mechanicsburg, PA 17055 Telephone Number: (866) 563-0809 FFG File # 261582 7 F ? VERIFICATION I verify that the facts set forth in this Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. § 4904, relating to unsworn falsificat:orized o authorities. Because of my title, I am to make this verification on behalf of Plaintiff. Date: By PAMELA McCULLOUGH Print Na Signature VERVISOR 11111111 11111 oil 1111111111111111111111 IN IIII FFG File # 261582 EXHIBIT A aQ g ? gR slit ly `' t a lard $g 31 • S b rrw. p ? ? - BIC ? ??' $ IV 4w $ U B .. .. y ' z 8 ?' ?' Srt ° flip 1s oil .. _ ' • to a .' all n • or Y Isla .-;w Q V _ .1 3 CC so all ll m glut Cal I : q ic a . - .«,,,.r,?,?..ire!'t/M?e?.x?...?•.'•^?+',?,?-?...,,,. 8iiiing: *.V Uilinp salmovl slaws win l aaocQ, X++?y? trier" durgos, lem Via ndrlbmmr palr:nprl, a>«I the lraynleal tIw rAt(e. n also shawa =011 OEM $r. v d Cell olmliee Anvil, of roomw k1of alrrent amiu* checks. mends and aegis: a m may si,nwinp separaley ire p and casfr arMirica to>??rrces. arwl woe sharps an arch baiace: #nd djw rrn"rtanll inloerr>ail0a. N r delad miner 10 AFMOK nee MW h lion we dwalinn. strp sea Nd ily yar bi" women " ftm yarn =M1 erg or d se hKriliAN domm- egrxv oeliec1111q trrfeeei'n1Qs by Sffi a it ZR, ail 0143kht ouneclion ayeiv:y to .'alpemtl? hff coloci(on. YOU slain lklify us Nf a throe}e In yron a MIM by CrndaClag (iKlaller ScIvire 4 Is'>r1riluw Of 1100. Wt wsa mall or rtedfaer die billing safenrenl to Eq* Arts 111a x"nes, Mow We Determine the Balance: 1he hria! owh o1 tarr babtue auo t 10 owe a] appears as U n "Mew "roNx' m top 11Mhrp sNcgrard. Ta tfiiwwe the Now Mafa=. we begin Willi the aiNa! ra, y0pr dC001Nk #t the 6epirNlhlp Of each i1Nkp t!dlvxl. c?l1011 the .Wkxe UiiinW on the billing sl aterrteal, YIN Acid a1ry WORM M11 CxIt Wvlmm avid t*ubirM ary pymeift old credits that, we X WE 111111 :1rlf OP Wratlible liruate chillies and ices and nahre VIftabic at!<usbeeues. Annual Percentage Rate for Purchases: 1`orrv :nnrwl pelrxrvlaet rase for iwrciwtes And the calaoporrdinp dttly pXitsrlie 911IM1112115 on ire loi M conq?aM Mw sari. A?periam rate is lie a errnua l peteelop rile dllrldetl by 30% or M The arma,il petsata,lap tale for pamhow Is based on the quo" U.S. f'ryne Mite thus a margin k Indkiled ne life rotder contohrin g in med. Annual Percentage Rate for Cash Advances: %w- AhfIIUU. PERM INN IM E lar rash ulwtrrces it tA.99'K, which rrrresporxts to a gall pak dic rare of OAS48%. The lab a Iha cash a*mw annuli percenlap role guided by two the next mew for *wq let hig la haw this tale array change 0 you delaelt under otrtt? CitA> A land Aaresrnent. Varia lie Annual Percentage Rates for Purchases and Cash Advances: If Owl atuleaf M. CrAL r. rant. fa iMIA1.1m is tlmd 011 the tyla erly U.S. Mille [tile lens a evw0l. wwill c.**le The rata by Wrov ills nnrgirt iliv a.-W.im at lire loWi awmitirrp Me card in the U.S. fth"s We .ofttietl in fir WN Sdrent.hrrrrrigan the NO Tel st of MwelL Jlam. . demim ml ImmeW of rich roar if the aldrd Yuesilm is a itorsday, we VON use tlrc PON Bate puisralrcai The OW rkryr. H 1110111111111110110 Prh11e fie is published, we nlay drnose On highest rate. If IN Naosr„af JxwW cram pabac:,Iion ar a publish the Prirw Rik. we mail = the prima Rata pu'1Nshed i1, any olfiw newwper of Vow W ckplagrm. or on n" sarbstihrte a sin*,r lplamcn tab at our sale diwelion. W time In annual Iw=' ape rare chores, we will pt,} It IQ ally aclelhag 6agrc!sxa, subleel to MAY prar>dtiorlal rain plat say appro, n atldNknr, Me "Icd raft! lay prwelmes amid cash somas rll:ly vary if Inv deixrll ringer arty Uklbank Card 14gmerneral because laic tt? rra,? s T+?nntamt fa t:v cn arty err. c!?ta! rrfre!t !k lrolr +oos.?ed your r-eml lint. w r" atalr a llcrynaow to us Ira! is aai homed by vow bent!. M such rilf-u osiar>?s, we t„ay Ina m Ito MINVAL t'fit,CE Ate RAVE MIZPPNMMW rant an in balanoaa le a Now A* ail sp to ooraldaned fn ofTbr The zocoeert tail boat Ws«=?NNIVA1111061. am tall of qM01n1t cud Qmalerrl d , and Wo ildfaWe x OT aaeamt ? aetd P?.1roer a?ocallnt may apda treootrla eliotttle ran a bier yw Ift INrat the tale on tSAN after you IMMe adt the Nras at all Cab Yea ?P? M alw ash arMree brews VIII temain subbed to 4??oIYr bwlrp "Mb annual-I ?tale lalrea eNect Calarialll the t? TN wrm drrrefly t? month ih which we ctirr? 1o R>?I rate In elves! and arty aa6serteerrt a" an the atalevrall. An increase In he Yew* !t s eP yo1111111 Pair s %V* Ifiaaiee &&go rd Promotlonai Rate : At oar dbaeftea, Ne may ow you a pomctle on BMW peorAtipe rate 111111 all Or a port of the prudm alldilor Cob wwwe baloaoet, the period of *110 for 1t, ft the pranotbrd rile Amin ow be Ih+iiled. pramodonzrl rate th a cemspondhlp periods rule!. arid the of time dlKinp whtcb x Is let dIN will wpw oil Ike foklor aor#Altr'rip a eau yh alai dw deer so i a X011115111011111 Intel IN A111111111111 Vero NPwVM U4eadions, ham Any Maiiiinvlaf rate titer" be sulct tofhwe lleetrns of gteft am ft Finance C mww: %aroe elellgea M=01 HMO Imm the dtb of the adorns lK cash advaacs iregl barn Nee Irrawadw for pub"" (indrdtrro balraloea gnu tt' *lr trap any ONO aedlt Lard filament, acrd coarlAm io Aoerae Dell!t?p Id Ill aerNld to wwrwl. *wow, r you Paid Nee blai thew sybwa Nsled an the teal W ig srlaerreret by the paprrtptt dlra drh ae plat a4N wwn ad Ad elOt s bdwa MM air opter cn dlt cord lamer dram tbel perto? yautohl urrill tire due aria at ywr arttnt ebrMmart (D µy gut Now 911111rica avoid an pumhosse. Is cam a Ilia wear ? tl peilod Ior tt,ardrea q V* even h you leave trait a h1hrlce iraw a 9arts o wa eo kiftm diite, s1ra1 Qum gild br pu?cbase:. Ric -hr We wM rabr>bk %a m aharr n as fellow-9 YYM!!pure a pallen of ft tinerroe der ea poor seoodtat by nluft t ou the 6A* bdalrDe on parrdraaes twltida Nadudos balaraaea gar ball f from NW other 0@10M aid kin) and the IF baba an pub Odwr m by pre LA. Per pr hm i id 10 cob odwncae each ft erdial Iwin pwcharges iod. Appice M1e d A,e b1Nrq bep6at on the rtar. n ber of *p In 1111111 pill incindea r" Sbbwww ;V0; ftirg able of the Wiwi ioli 1. ?co ! To ddrb110 Mre the t,leplrlldaq haharree iQr pun dtaua acrd lhrv bdonce for cash adrar m eadr stay, a N any new Immacdorm. and tees ear itnaeee charge on IM preriorn day'C babrrcc. uNred w! pw. nonk or erwNls, and make odder esteems. l lydess vie dwi to lac r Oerdoe, we add a riaww pwchme to hie perchase tdxv. as F . n+ Illo aala ;1II10 sa sad a RIM W4 adtrac ID the adl adwt+ce tlrkwia at ate of the aMnoe. A OWR balance Is tit kd ea t tratance • of rare. . s?lb rrlart ue erdr lHta ? for toads d* boll was drvq ! fit Pat& If 3?ocl If? jeer t d hthe MV PEN am by f. dw ra ates. the resrAtI wMl he fie enortoe dWW arsaetnd on 1 FAKIR ltrapt [w miAor vufatwig =am by rte 10. X 11 Ust kfa ve br PIpcftasas ar cedr advortoes Is subirel b Moro Itan Qua rttte (tat & Mme. it"Ne of a cub atlmpm r1Mt,`o dt?rrfng a prorrro10nol A+e Oslot), we we ptWish on beanea vold to Rain dwp itkl fte r ww; C79 qe 10 ,ft serum ffft at rfasa0terf above. Ctftsi>! Advoms and =ransatetisuf Fee: .. Ym low tt d*wd a eah am ma rym OtA* IN* from art eslontded WN trmt slue (ATUX Ilw* a Clllbertie cheek, ihrosgb Home Ihrooph a fltratedl iudgt,llon; make a wfro 1131111w, aogldne a rte or f, Irarelerk drak, s. Ief", ?1 or cafrro drip. or tkeYar Ilenr; or 6110111 M 11110111111, 1 OwNaettort. For emir CM Won. ere alb ee 1... R&I%W FRIMIX MANE of SAX ol Vie adsem bet not hiss I= S& Ilk be WE be added to fire Colt sduenet ho u. (The Firwo of the C1511 ahKOnce MY bck* a sradlup VW the ATlrf OMW irttpoai) The rash adtgtrtca bertewtiea iea m" Goose the afuruel percanUp rile on gm* Mg itaenteet on wWh On tali tdvm girt eppM to award tk anal annual ftercrltlage rest. Minimum Finance Charge: It mm" drttrpos hascd on periodic labs ark tretap added to yaw eooo K • . brit 11e total of such die= dwwyes lhlr jxsehseeI and easy ed+rancee is Icss f+en S.SO +alt aeees<s s rnlrtalrm NN;F CFMIIBt? dosed on periodic uses. of 5.60. We add tbt armor to either fie p oche or cash lifiva e . bifittce a> vur . Credit Betance: am IPW^Saa UN P%M - aftley ardk ftiea. wi *111 rahnt loyal any cred'd amount oper SIA0 P Ibt.•urmlg has Molar on pow axortrtl largtrr tharl thins IMIUN. Yost tray regmst a farmed of a creak ftaptrroe et osy [be. We ratty redtres the turratnt al vv stab bolmm by the mmrmt of new cltat" bNed to Your accowrt Security interest for Secured Accounts: • Tim fd ttr ollrrbirdnp ute cord Wk tine E yow am" Is a $=red tlocotmt: ' It if it. YOU IteYa 9k" es a samrlly inlerW In a eerfl itito of d t w a satr+trQs ammo( to secure rapappatl of your soteutl, if you rew Yorrr . ' ftrrld4 fumy the cerfittale of deposit w satrinp aeeastl, vie will close roar card ea'u?M. Transeclions Made In Foreign Currencies: n a kamcliim is marls itt p b *p dare", aeand ft IIIINI a bal a 1426,1111,01111 tutaralionhti• dlepeldtaq ar hMtidt coil Is riled. VA comer( .. , = On emulJer. lift a 01 thdlNr entaettt. llta r A Maau>±rtrd Nil xllq moorba atipt their oparafeg rt?ttptiorts or aorryersbtt ptM ros in t!ttett it tote oftnc the tras is foee<. idbe Couelttty, Ihttir repuN%ris ant: praemMec. Words that lira ca?rrcncr t utwmsitm tell 1118v txa k iQa ??3 a narfrel rMe or C? _a ?arenlnlRp. deNd alb b sold One feleagoorgl ? 1rt? kmw ft aonr rum raY by on Tom M MidaW hN1eNa f? won tale 1r one I- - C111L Dolt YO ire fM aortrerda Tale O ft tieer?sa, WMe Cat end V1 tll? aleeee? 1 ? Ms btr YMe Or M?le?d,,?b.,o to eilecl it io 4w on 1* pp ,?f 4* mq ? rw oh the 1reASetfien deb a ore ppsgrq d*. lifirdnluM AntotnK Due: Efth 11" . ! 1111101 p!? a rotalrNrrn emaunt the[ go foci of in Ilgrn IteelOa irnOW Od It pq dw On arty arrtottrtl is erreass of Your qw .1TN lecoltd Is ft greeter of qta slrtotsrt of Ww Wkd feet dteru or lee of IlseleMostthta 0 The Mew 011enctan ft bllllllp slitbmg if It is lees Mm SK or MS the Asw l1lNrlce Is at hest SM and riot Peeler drew in. or A >f th1 New BMmae 61089dt; $p. INN of Nu Now 6ek= (rotnnrfed down b ft r isatddb* You n1dpp y at least ft 1Imm XTO W the oee p w?nnb owid an la?er aoeaatlatoKdisp is r dduedebu Aoliled t0. p pararertN lrleterroMeeelbe bolknol bxdw 1006 antler pedb to biwas. belom we eppy tltlCh Is in ?W ins entonltt dryd? om? bmfoelftroliftwii ?rpo ? ? bt?r3 . L% Ion Will frill In kw0aqft l?o du. R pae? dwafe b sleep a p? wl?en Y4 ?' b seven lime chip , we wAl paymonts: ab Rd Will tact We can amp Jib or pmfNl yyet si• ? Perm ? peid In fI1 I-a other Feskicllej?1111(111130-, h ae Then be a delVy of up Is ;(W i!<•S, dallrre draw oil lords in dip In lk t10tailed Sleles? M poll us b check *ft bletFnttenl, or a toma* be procasea aW >Iem honored by yert btulk. Nle flirt Ohre ear aatrliortmyM we do, we wig select the Owertry commilm rib at over-the-Credif-Line Fee: We till odd a SZ!< fee to ft gomhoee batamm lot loch Wag Period 1W4 go gehlr 8rgertct trrroeeds your awt ke, Late Peg; VA will add s U9 In it site puMdtose tahma for each hinting Pei i0d you tap is rttitlro the minimum pwamt by h due oft It Returned Payment Foe: Wt rid add aINIa fo Oa podtae face wW a AvOir itrstnnrtwtf Is at Ironoredr wftat we must Wwn N equu 4 cam of he proaeesed, or when an rAeMft *W, Is n tmW mtpaid. At ar aplitrt, we nil NW,,q fbis In tote Ifid thne ylplr Check or pyment is not "led. 1wrt ii 1 b IMnored upon rosubmission. t Citibank Checks: :. C.tfto ducks may be used to Ddb goods and tar•ia Or t0 ,tin cast ' up 10 tre &T"m Ul /= Ow" cash soma MA u ilrel am d mN - am ik haWee m CON YU aed,t f. Vh wdr uaal dwdm as a to MWO am charms ? a9tm y? coat 04m, Fath Gltibe?k , •' + :• • •tj? +&rctc jr est to ?e ttte'Qtnl +ee have lsau?d ud Ith151 be ut?ordioq to i;?dnxaons VC Oo W". CWbafat duds mN a V3&d *1 ft WWA :.VV. Ae ?A.?w? ? . ! •': • .. Vii. +• • . 'mm a prim on mm gem* deft =I net Im Used ` ply and wwrl . '?'.+ . , ,: r' •' .''.:.. • Y owed ;g Ua Ender t* 0r any aft CUM* CA Aortente YA wilt rrrt MO, t .. '' + ' , ' •s Returned Citibank Check Foe: r ' -Ma wi l %d i no lee m do Co ad+O+ee tiaft?tca !t +» d. ? N m a !- Ci?am cleclt. Ws raw dKM to iu>nor a ^.?.ank Chotrtd for .$";k. tra a. 4f ar ttedb lJrA, q you dslatrlt, A you did not WOW laNfl our i ons +egardirq . tte CbKk ;f vvrr wow tea bees doasd at d the card UPfta• . Stop Payment Fee: ; va WA add a $a Iw to on cash awn bwrros *m at a C cmdr s sioppad a Yew now. You may stop p s Mbm* dlwk by rfoti!ft its in » P0. ifoof d60i. Slop: t eMe? 3oceb 57117 or try, ... ' Call'" as at go a One mm*w bw an to M 4 if yw at lov F mast cont"um fhe caR in taAV ra" 14 days. A written paymM aft VA ruttmn b ethal for sbr morMle unNet nrwrrsd in vrrdir?. - ' . _ once d ti+atw.is mete tamp floe one d au std ar at wPhwree , evow " on the dew M ftfae is a dispute ' a daps an ? ??rM. p tdw io the saffm sled *Wh d 7o I TWO An Error - - -• - .,: • • . Yolx 8id". !, .. In Lost or Stolen Cards, Account Num a of '? ' '.'• ' : ?r. ' , ,: ?• s,: ; ?'?.? Citibank Checks: i ,< • ?..?': . .? ,; t - +? ,?t .? , It a Card ncotnt rtmwAw a pilbenY dxdc la loaf or of it xoo Etfnk ;:. ,: ,' ,• ` VOYr se OeEe 1it'' i''c_;'. !'. .+.,q:•'?• » . J, =v; `'.. {t"r•.}? '?•: t Sylc raU Or !maytrsttllMeYgr10dnig" at hooph" c dNnp the aetrrbar oh01M1! as the 0 ft mn*w -, ' ' - ,•. ti? wid '.y cov tt?Il-froe or b w DModery ny Alt?A t0 •, :J :'. , r .. . - n; ; ;r_ ':.?: •? "• :: ' .. . o1100 10 d. pon use r = • - ? ; ? ~? wDide mtels tnlefflo r in wdit b h* a :w%4ldh, the yard or m aft* d W* after wU btse 0" are bwal itetfor more . ` • :' m t+brrned. You mail be YrMior bd Ulan SSO. Youwon't tli'.?bM IOr enaagiolbsd pnlwieas a!b adrerraa wda - . •' •' - alblr' wa'w barn naitrtl d MN bas or tt11 Math tiaiNawg roars for !.. ' • .: . as the ChUW as ft E>i?q spetrerd M were not narks VOL or sarreare authwr aw by you, ww from whidr you mceiwd no bcnem , Default: p i . I 004d ao OA N agltment w ee?du Id ton m ?aleM 10 UN . am credit where duk fk for b 6rupUgti exClld C ! feet t pet relsdm. a dterdl or waar lestrofnmt thaf not honofad orUtat tc , we ant t?sp m bewdw fR Wfim be plocea?d, pal wtanwe dehit ttwt ,, atq alter Cf1?anR Arreealerd. d you _ is rytlrtrted AmPtlid. of MIA on defadk tics mal dw your aerolatt end direiftd paytneet of ttka hdl balaft. It you hew piwn ue a sepuigr Wood b a cullkde of f derceit or a saving a=ta1t, we may un the depwA % pill o w j mud you awe ?. .f cis 2ir AOL w•A 4 g - 49 w. AL a fir Usco A 3=(*) 3VRM =-u MIAll ?s•? a? 01 Ila %Ira ?s $ _ a a o rs a ?i !L g" a $ti S1"R 11-1 _ PRO R ;flat; 3 ?. C ? ?ir HE.. 1prit luall IRS all -? R -? h-= a= ??i• s s F It M rp SL s wo R? M it » Hill ? 9 13 IL w IL ;.I I-an P? 13L $ ` r ,Iasi s fit ?? Of uuipr Ips fir(v of the ttrtJwr4 d Aptseanf. O(hVWtee #9 dqV in ptu nuke is bintIn at Yar Unless vie eowisluk eel of the card oiler II)e rdkefte d3le e1 tin tSptn?! a11? be mmd acceplom of On new kYms. in" N the 25 days tare not exph ed Enrarc i this .. n9 Agreement: ilk ten rkdW In etttaRIII- rg ac hrl to dilate any at orrr rights order ibis .• '' .. - Aq+?aenretri vritluorr[ tbsinq I#iem. Assignment: We rrserve tire 110M IN assign any tar ad of our dghts and abligaltis Umer this Agreeeneawe to a third party- Appficabte Law: r he terms aru! enlercaneol of dds ?Ipteeelcrd shill be 9cuen+ed by [edam lair and The Ibw of Smdh Mob. where ee are bated. •- : For Farther tntoirnution: Cal us M on tMei tune nwrber sirawa on Me Iran of m blbq sdatermit. Y1rir cm also tall fog-Ira nr ImA Okectay Assktarace to get our Ideplme nuitilm. tleeatas W. Janes CNbank (South Oak*), Na. Pregwem a CFd P4 8bK WX ` Sioux Farts, SD 57117 YM N06 &W Olen Ihp misil0 tei,ll[et We Ae Yowl sw#Ltn YIN mast rkft glkirr 30 drys aohus we kirie corrlated " M yet BDrIMitr ?Or1eN 1111 BIfOf Df agl?n ?o?t .wA aomat.rwe fecsteoypur we es?llot y 16 ut ON =NO lrou RvedkK of rew ym aaeorrrd ae dllwlreat tlYb I= eotI - ' - to bo your Ibr im areeaal_ n t ? cheeps; arMivre ? ?wiyaidarttotsrt vrhAe Int. Ymdnral have 10 47 we are but you are Sim obifpohd to pay Me fA ?,rr bdm INN w in queefts , a we AW brat we ads a arriel k *I your btlbg WNWA. you we not Is pOV aV ndwps retired ro qutalonad anrouel. I1vm how M nttlTe up pair Ailm dam Pub on ft queolDd 1111"d.in ow Case. vAl 94 $ai d you t 111ltttresft 141161 X"W you own and flra die It Ire antaunl that w! Ilil?cyou owa4 we e+ar retlorf yea w Id la N y us IN ?al days Wftj 10 k oK ? deism ail * pu am)" wrke to us wort 0 ay bat hawa rehal W Py. wt rnud N asyoae !M nine wllad?r?ef ?bM?hem M ?'?`?w aMat oil we MWA 1111 anyelnrlW ym if dartipI go mYMOCCOOK inor figs bw sew between ua when k is M* "lad. It we doa't Mm thm rules, we ©ol abd in (Irsl SM d fire getslMeed amoort, avert It your W&I ahiemw ores taraa. . P tytibR•ek {Boutin flaea?a), Na. b'ww Ihrie W GaNl lirrsf PlteeAleeea. . ' • _ N you Neva s prdtdlin ?rlMr 11bo o?? TNeperry or aen+tat tlrat you Who To Do N There's An Error In Your Bill. anvd d you now here ukd htgood larlh a coned th1 prdrlMn vwlh the nrerdgrN, yahane do 14M we to lfil rarnabting Your Boling RIgMs. Keep T7 rte Nance for Pukirte User. Matt} duo an Me propo ty or That sm MQ en IMe This notice amtatns important IMomtalion *0 your tights arid our i? Ybu mutt haw a?ade Its . tlspo O M s untJer the Fair Cmd 811V llct, Film f rue b yaw' home stab or. it not within you hoarse dit wow loo mike 41 your cumel address; and _ IiMirti? r1s 1s lass Freers a I,twsliieta:Irb ur r O. ¦ The pug m price masl how Dean mars roan 1% Ir yott Rfmk year Whig sbMnent Is wrong. or M you need on hoonrave" These ftbibs do no up* Y tee awn ar grerab the merdmit, or it we alert a rrwtgdioa a'yat?r latikq etatuhmt, wrbe M trs pit a agwale now yvir Ila advonl"WO, far ft prapaty Of sorvtoes. sheet) at ttte adeiress shower on the Pont of your b1 ft slaft l Wriht b as as aoretu x possIde. We drat hur Iran you m tarot pan SO days after ' vie tartt yup go first Pflug S13I troth on which Ire errocor pradom W49170.0 appealed. You can k*hore w, hilt do6tp so wit not preserve ywrr rights. PR I W9 REV 11199 In your kilter, give us He IokWnp Win, ion: • 0 Yotit name anrt account nulO • R The doter anotxal d die suspected sitar. ¦ t*mfbe the rein and to a you cart, vi'ty err believe Iner a Is all aimr. it y4m wed mote k1m m ion, desert the Mm ym are to awe • • - atxx>t. 9 Plea" 02" you, khan. tI Im u bare ardhorW-m to Malt year codk c vd bgl fly Vela your sarmV m rJaetkhty acceurt you Carr atop the payrwrt an at+lt tttnnarit you NO is r.•rotip To stop the paymat you most 101 acs at teas( ihm Wslnsaa da}i more the awtormL panna+n is 5%1:edu;ad Is, occur ' t? to y SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ° y?tt? o[ cvm4jFrCD :r Jody S Smith ' - Chief Deputy Richard W Stewart Solicitor - - - l " Asset Acceptance LLC Case Number vs. Beverly L. Rowe 2011-2912 SHERIFF'S RETURN OF SERVICE 03/14/2011 08:35 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on March 14, 2011 at 2035 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Beverly L. Rowe, by making known unto herself personally, at 516 Mulberry Drive, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to her personally the said true and correct copy of the same. RYAN BURGETT, DEPU SHERIFF COST: $38.00 March 15, 2011 SO ANSWERS, RbNl`V R ANDERSON, SHERIFF is `iui to Sne;-' le'eosnrt. Ii^.r.. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ASSET ACCEPTANCE LLC C assignee of CITIBANK ASSOCIATES CARD, w rra m Plaintiff NO. I1-2912CIVIL cn? m -vim vs. CIVIL ACTION - LAW te w o L' BEVERLY ROWE r - 3 Defendant PRAECIPE FOR DEFAULT JUDGMENT To the Prothonotary: Please enter Default Judgment in favor of Plaintiff and against Defendant(s), BEVERLY ROWE for failure to file a written response to Plaintiffs Complaint. (X) Principal in Complaint $11775.52 Less payments received $520.00 Interest in Complaint $ -0- Attorneys' Fees $ -0- TOTAL $11255.52, plus court costs (X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. ( X ) Pursuant to Pa.R.C.P. 237, I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. ( X ) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occurred and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached. FULTON, MLVMA.I„& GULLACE LLP FFG File # 261582 Signature: `J?J David R. Galloway 7326 130B Gettysburg P' e Mechanicsburg, P 17055 (866) 563-0809 Counsel for Plaintiff Attorneys in the Practice of Debt Collection 1111111111 IN 11111 IN IN IN 11111111111111111111111111 4 ( y. o 0/ d "#7 'oll'06d PA/PA_PRAEJD IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ASSET ACCEPTANCE LLC assignee of CITIBANK ASSOCIATES CARD Plaintiff V. BEVERLY ROWE Defendant(s) NO. 11-2912CIVIL CIVIL ACTION - LAW NOTICE OF JUDGMENT Notice is hereby given that a Judgment in the above-captioned matter has been entered against you as follows: Principal in Complaint $11775.52 Less payments received $520.00 Interest in Complaint $ -0- Attorneys' Fees $ -0- TOTAL $11255.52, plus court costs NOW, 3 , 20 , JUDGME IS EN isBOVE. n By: Deputy I hereby certify that the name and address of the proper person to receive this notice under Pa. R. Civ. P. 236 is: BEVERLY ROWE 516 MULBERRY DR MECHANICSBURG PA 17050 FFG file #: 261582 1111111111 IN NI IIIII IN 1011111111111111111111111111 FULTON, fRfRPMAN, & GULLACE LLP Signature: David R. Galloway 87 6 130B Gettysburg Pike Mechanicsburg, PA 055 (866) 563-0809 Counsel for Plaintiff Attorneys in the Practice of Debt Collection PAPA NTCOFJ FU LTON FRI EDMAN & GU LLACE LLP Collections, Consulting & Litigation Licensed in Arizona, California, District of Columbia, Maryland, New York, Pennsylvania, Tennessee & Texas NEW YORK 28 E. MAIN STREET, SUITE 500 RnrhCcfnr N-A/ Vnr1C1nr IA Telephone (8oo) 869-2331 Please direct all calls to Tom McCarthv May 9, 2011 PENNSYLVANIA 13oB GETTYSBURG PIKE MECHANICSBURG, Pa 17055 BEVERLY ROWE 516 MULBERRY DR MECHANICSBURG PA 17050 Re: ASSET ACCEPTANCE LLC assignee of CITIBANK ASSOCIATES CARD vs. BEVERLY ROWE Docket No. 11-2912CIVIL Dear Defendant: Enclosed herein please find a 10-Day notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Enclosure CC: Sincerely, FULTON, FRIEDMAN, & GULLACE LLP David R. Galloway #87326 130B Gettysburg Pike Mechanicsburg, PA 17055 (800) 869-2331 Counsel for Plaintiff Attorneys in the Practice of Debt Collection THIS IS AN ATTEMPT TO COLLECT A DEBT BY A DEBT COLLECTOR AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. FFG File # 261582 PAPA IODAYNTC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ASSET ACCEPTANCE LLC assignee of CITIBANK ASSOCIATES CARD Plaintiff v NO. 11-2912CIVIL CIVIL ACTION - LAW BEVERLY ROWE Defendant(s) To: BEVERLY ROWE 516 MULBERRY DR MECHANICSBURG PA 17050 DATE OF NOTICE: 05/09/2011 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 S BEDFORD ST. CARLSILE, PA 17013 (717) 249-3166 FULTON, FRIEDMAN, & GULLACE LLP By: David R. Galloway #87326 130B Gettysburg Pike Mechanicsburg, PA 17055 (800) 869-2331 Counsel for Plaintiff Attorneys in the Practice of Debt Collection FFG File # 261582 PAPA IODAYNTC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ASSET ACCEPTANCE LLC assignee of CITIBANK ASSOCIATES CARD Plaintiff V. BEVERLY ROWE Defendant(s) TO THE PROTHONOTARY: NO. 11-2912CIVIL CIVIL ACTION - LAW PRAECIPE TO SATISFY JUDGMENT Please mark the above referenced judgment and case as satisfied. By: _ David R. Galloway #81321 Fulton Friedman & G llac Counsel for Plaintiff LLP Attorneys in the Prac a of Debt Collection 130B Gettysburg Pike Mechanicsburg, PA 17055 (866) 563-0809 CERTIFICATE OF SERVICE r -? 4 -r I hereby certify that a copy of the foregoing Praecipe was served this date by depositing same in the Post Office first class mail, postage prepaid, addressed as follows: BEVERLY ROWE 516 MULBERRY DR MECHANICSBURG PA 17050 David R. Galloway Attorney ID #87326 FFG file # 261582 I 111111111 IN 1111 Nil 111111111111111111111 Hill 1111 IN 11111 +a.5D po A-rN a* tJ y 4310 1&98,23 PA/PA_PRAESAT