The URL can be used to link to this page

Home My WebLink About03-11-11 (2)' ~ 1505610101 REV-1500 ex t°1-'°' PA Department of Revenue Pennsylvania OFFICIAL USE ONLY Bureau of Individual Taxes ~""A.rE~. County Code Year File Number PO BOXs8D6o1 ~ pINHERITANCE TAX RETURN Harrisburg, PA i~i28-o6oi RESIDENT DECEDENT ~- ~ ~ © ~ D-O° ~ O ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY Decedent's Last Name Suffix D'1e``cedents First ,N~a+me `M I/ (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI ..r r ri Spouse s Social Security Number M1 - THIS RETURN MUST BE FILED IN DUPLICATE WITH THE - REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW ~ 1. Original Return O 2. Supplemental Return O 3. Remainder Return (date of death prior to 12-13-82) O 4. Limited Estate O 4a. Future Interest Compromise (date of O 5. Federal Estate Tax Return Required death after 12-12-82) i 6. Decedent Died Testate O~ 7. Decedent Maintained a Living Trust 1 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) O 9. Litigation Proceeds Received O 10. Spousal Poverty Credit (date of death O 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number First line of address Second line of address ~1~ City or Post Office ~~~~~~~~ Correspondent's a-mail address: ~o ~- ~1 State ZIP Code REGISTER OF WILLSrtI~SE ONLY T C(~ ~- T. ,.. ~ nTn ~, ~ --n _ , , r ,~_ w c p]®fE FILED--- , -- ~ '-' 1 I V ~ '~ 1 !~'~ ~' Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and t the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal re(prese~ntative is based on orma 'ono ich preparer has any knowledge. SIGNA~J PERESPONSI E~i~ RETURN \.~1 ~//I/~~ 1'blr \$`15~v~iY~ /1~J di7. ~ @AtIL`~~ ~I'~1 ~ SIGNATURE OF PREPARER OTHER THAN REPRESENTATIVE DATE ADDRESS PLEASE USE ORIGINAL FORM ONLY Side 1 L 1505610101 1505610101 J ,~ REV-1500 EX Decedent's Name: RECAPITULATION Decedent's Social Security Number 1~3 ~~.qaa~ l A h d E S 1 ~ $ ~ V ~ ~ ~ 4 ~ V 1. ) ........................................... c e u e Real state ( .. . 2. Stocks and Bonds (Schedule B) ..................................... .. 2. ~p ~j ~'~ ; 8 ~~ . ',~'sc~~: ~;; 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ... .. 3. ~ 0 .~ 4. Mortgages and Notes Receivable (Schedule D) ......................... .. 4. ~ Oc~ ,. ,,- ~ .. ;_~. 5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)..... .. 5. I _ ~ 1 I ~ l 6. Jointly Owned Property (Schedule F) O Separate Billing Requested ..... .. 6. ~ ~ ~p O ~ ~l ~L~ ~ ' 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property uested Billi Re t S ~ °"' 7 " j ~ .~ `, ~ ~ ~ •~ ~ `~ ~~ ~ ...... ng q epara e (Schedule G) O . .. - _ , , 8. Total Gross Assets (total Lines 1 through 7) ........................... .. 8. ~ Sj ~ 3, ~ ~ ~ ~ 9. Funeral Expenses and Administrative Costs (Schedule H) ................. .. 9. ' ns (Schedule I) d Li Li biliti 10 . . w. ~ .3 1 1 30 ' 10. ............ es, an e a Debts of Decedent, Mortgage .. . ~ l Lines 9 and 10) t t ti T l D d . 11. .. . I ~~ ~ ~ ,~ ~ • 11. 12. ............................... o a ons ( e uc ota ( , ............................ Net Value of Estate Line 8 minus Line 11 . .. 12• -~~~~~ of~ ~Cl j• t ~ ~r~i~ ~~d 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which ... ~ :. " ' ° { ' `'~ ' F an election to tax has not been made (Schedule J) ...................... .. 13. :_ ~ ~ :~ ~~ 14. Net Value Subject to Tax (Line 12 minus Line 13) ...................... .. 14. ~ ~ ~ 0 a ~ ~ ~ `~ v TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 ~ ' "' ~ ' ' " ~ `. x 16. Amount of Line 14 to ble at lineal rate X .0 17. Amount of Line 14 taxable at sibling rate X .12 18. Amount of Line 14 taxable at collateral rate X .15 ~.~,:m. t 1505610105 s"~~ SP O ~ , {. _ ~ ,. 16. ~ ~ T ~ ~ ~ •,~-~ . ,.~v ,::~ ~ ~-fir, o,d~i'J~ 17. 18.} ~ ~ § s ~ F't_f a?';.~.~'ry' ~,. ~~ 19. TAX DUE ......................................................... 19. ~ i ~:. ~' ~ `.~ ~; ~ ~l ~`~ ~3,~ 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 15056101D5 1505610105 O REV-1500 EX}Page 3 File Number ~ ` .,., ~., ~ ~0 , Decedent's Complete Address: DECEDENT'S NAME STREET ADDRESS CITY ~~~~ 'STATE n ~ - ' ZIP ~ ~~' ~ - - Tax Payments and Credits: 1. Tax Due (Page 2, Line 19) 2. Credits/Payments ~ p A. Prior Payments ~ I I~ o~Q~._______~.(~_. Sa.o - ~ l B. Discount _ Q to ._~ ~ __ 3. Interest 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, line 20 to request a refund. 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. Total Credits (A + B) (2) '~ ~ t ~ 1 a b . ~ ~1 (3) D (4) c5) ~3 0$(~. ~~ Make check payable to: REGISTER OF WILLS, AGENT. ::~ ., _ :, PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :.................................................................................... ...... ^ I~ b. retain the right to designate who shall use the property transferred or its income : ...................................... ...... ^ c. retain a reversionary interest; or .................................................................................................................... ...... ^ d. receive the promise for life of either payments, benefits or care? ................................................................ ...... ^ 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ........................................................................................................ ...... ^ 3. Did decedent own an "in trust for" or payable-upon-death bank account or security at his or her death? ........ ...... ^ 4. Did decedent own an individual retirement account, annuity or other non-probate property, which contains a beneficiary designation? ....................................................: IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent [72 P.S. §9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. COMMONWEALTH OF PENNSYLVANIA .;c~'P,RTMENT OF REVENUE ~ BURE:kU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 RECEIVED FROM: BIDDLE CHRISTINE K 35 BIDDLE RD CARLISLE, PA 17015 foltl PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT ESTATE INFORMATION: ssN: ~ 93-~ 2-9225 FILE NUMBER: 2110-0701 DECEDENT NAME: BIDDLE HELEN V DATE OF PAYMENT: 09/15/2010 POSTMARK DATE: 09/15/2010 COUNTY: CUMBERLAND DATE OF DEATH: 06/17/2010 REV-1162 EX~11-96) NO. CD 013357 ACN ASSESSMENT AMOUNT CONTROL NUMBER 101 ~ 5106,520.09 TOTAL AMOUNT PAID: 5106,520.09 REMARKS: CHECK# 313041 INITIALS: CJ SEAL RECEIVED BY: GLENDA EARNER STRASBAUGH REGISTER OF WILLS TAXPAYER REV-1502 EX+ (6-98) r ~ SCFIEDIJLE A COMMONWEALTH OF PENNSYLVANIA REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH ,. .~ ~ 3. ~ ~ Ac:ns~ a ~,~-~ ~..~ ~ ~~~ :sue -~ 1,1~~0, o00 . v~ .STS.ULrL..SnPtT~.~.JG'-'C~o..,.-.~5~~'~ Cu.r~t3f.2~~~~ .~pi2c~.~~. 3~-o8-oS~1-opt ~.- 38--o8-~S~~-C~a ~~J', Sao- 131 ~. 10 ,13- Ae~~ V r~c~.~ ~~u~ ~.oc~~-T~ ~s,~ ~ ~U~ Oo0 , ()'D i S z W f:+~. ~ N b- ~o t.,~ asN~~.~, ~u. r~ bf~2 va~-~ ~PA~c~.~. ~-- 08-~~~ ~ -o~~t ~~a~-~~~ 1,oT~~ ~~ `. D'2-13 l 3 . 1 C3 , ~ 0 ~C(L4,s V -A Cam. vt ~.m...,~ ~.o ria-~-~ -~ ~ ~s W £•tl,. ~ u (>/ `moo woswls~~ ~°~,t,rr•i5 ~2la~u~ ~a~. ~~,~: ~ ~ o ~-oj~ ~-oys ~i.,ptJ ~~ _ 18 ~ troy ~ ~ c~ r- ~.~. ~ ~~Q ~ ~~vt,1S~~~.J ~..)-~. -~~~z.~~ ~cu~ AbvJ£, ~~P~Uassp~. TOTAL (Also enter on line 1, Recapitulation) I $ 1 g.j~ ()~(~ ~ (~ (If more space is needed, insert additional sheets of the same size) REV-1503 EX+ (6-98} ~ i SCHEDULE B COMMONWEALTH OF PENNSYLVANIA STOCKS & BONDS INHERITANCE TAX RETURN ESTATE OF FILE NUMBER All property j intly-owned with right of survivorship must be dtsaosea on scneawe r. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH ~~.s~ 1-0 ~~3.v5' A~V~.. ~.~. ~$ X a. s ~$a, l~7? ~ . ~4~.~s>~-~ ~~ STS L°~I~F~Pz'f~S ''~('T'A~~~ ~,Orl~ S~~rt,ES 0~- Cann, 5~1~ ~~~ ASa~L(L ~T ~'~.1~ I,r3 at~U~ ~~ ~~ 1.41 X 3~t~`1`i :.~ .~ `~?,i ~ ~'i. b°l I~C,c1~ `'Clc~~ 4tol ~'1 4~~ ~ ~A~tI~vEU~J S~~c~- ~tlra+~C-f.~. ~ ~~ Cv ,, U.,C- ~ ~S3.tt~ Lo X5'2 ~ 3~ A~d~ ~ ~.~ ,~I~ 14 S~ sll ~ ~ ~.~$ 5~. 1~ TOTAL (Also enter on line 2, Recapitulation) `$ ~ U ~ ~ ~' (If more space is needed, insert additional sheets of the same size) REV-1508 EX+ (1-97) ~ ~ COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF FILE NUMBER ~ ~.,~ s.~ ~, ~~~~ ~ ~._ ~ o - a X01 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointty•owned with the right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH ,. ~ ~--T b~~~( SA~tt~ A~cc~ ~s'c~~4a~o~~a~43c~ s 1800. ~~ Q t^ r.~ . ~t..fC. -moo '1i . t~ . ~. l ~ ~ ~ ~iR,O ~~ ~2um u,,S, ~4.P r ~ F Q ~ 2 r.C,U.~:_ L' u.rr 4 f~cta.X~ '~ 0 C~~. °C,~aP Q A~ mF.+Jt' ~~ ~o log I ~~b a~ ~1~.~~~ ~Ps~svN~~ QavP~,~--~ LA~~~ ~~f~~ ~' 1,p~0 - cra ~, rn-~s e . ~.o~ ~~ C.~ aF~~ ~~.Qvs~ fox) ~ 3~. ~v ~~ rn-~.s~. ~~u3~.t.,A,`1 LEA ~~Qo~ ~~) ~~'l. TOTAL (Also enter on line 5, Recapitulation) l $ (~ i ` `l . ~' (If more space is needed, insert additional sheets of the same size) M8T Bank 499 Mitchell Road, Millsboro, DE 19966 Adjustment Services Phone 888-502-4349 Fax (302) 934-2955 July 26, 2010 Christine K Biddle, Executor Gary Biddle, Executor Estate of Helen V Biddle Re: Estate of Helen V Biddle Social Security: 193-12-9225 Date of Death: June 17, 2010 Dear Sir or Madam: Per your inquiry on July 19, 2010, please be advised that at the time of death, the above-named decedent had on deposit with this bank the following: ~,- 1. Type ofAccount Checking Account w Account Number 15437523 Ownership (Names of} Helen VBiddle \ Ch ' t' eKB'ddl GUt~l~l.~ r 1 Opening Date ns m 1 e 09/28/68 Balance on Date of Death $11,SU8.62 Accrued Interest $ 0. DO Total $11,508.62 2. Type ofAccount Savings Account Account Number 25004920112436 Ownership (Names o~ Helen VBiddle Opening Date 11/16/93 Balance on Date of Death $1,800.29 Accrued Interest $ .18 Total $1,800.47 This letter does not indude any accounts in which the deceased may have been listed as Power of Attorney, Custodian of Uniform Transfers, Representative Payee, or Trustee under a Written Agreement Sincerely, Suzanne M Kimble Adjustment Services ~. USDA CUMBERLANDTFSATOOFFICERICULTURE 43 BROOKWOOD AVE SUITE 2 CARLISLE, PA 17015-9172 (717)249-3924 595 1 MB 0.382 q10 Seq: 595 Sac: 5 Christine Biddle 35 Biddle Rd Carlisle PA 17015-9794 ~n~~~~n~~~~nnn~~~~~~~~~~n~n~~~i~n~~n~n~~n~~~~~i~n~ ~~ DISBURSEMENT STATEMENT PAGE 1 OF 1 STATEMENT DATE: 10/06/2010 ASSIGNOR NAME AMOUNT DISBURSEMENT TYPE & DATE ASSIGNOR ID ISSUING .OFFICE PROGRAM ASSIGNED REFERENCE TYPE - NUMBER HELEN V BIDDLE 58,161.00 XXX-XX-9225 S CRP PAYMENT - ANNUAL RENTAL TOTAL ASSIGNED AMOUNT $8,161.00 TREASURY CHECK TO BE ISSUED ON/ABOUT 10/07/2010 CUMBERLAND FSA OFFICE - PA. Contract number - 137 USDA CUSTOMER STATEMENTS AND FINANCIAL INQUIRIES INFORMATION CAN BE ACCESSED ONLINE FROM THE FARM SERVICE AGENCY WEBSITE AT: HTTP://WWW.FSA.USDA.GOV/. SELECT ON-LINE SERVICES IN THE TOP BANNER, THEN SELECT FINANCIAL INQUIRIES FOR PRODUCERS. FOR INFORMATION ON OBTAINING A USDA USER ID AND PASSWORD, PLEASE VISIT THE FSA WEBSITE, SELECT ON-LINE SERVICES IN THE TOP BANNER TO REGISTER OR CONTACT YOUR LOCAL FSA SERVICE CENTER. TO OBTAIN THE CONTACT INFORMATION FOR ANY COUNTY OFFICE FROM THE FSA WEBSITE, SELECT STATE OFFICES IN THE TOP BANNER AND THEN SELECT THE STATE, SELECT THE COUNTY OFFICE LINK AND THEN THE COUNTY YOU WISH TO CONTACT. THE DEBT COLLECTION IMPROVEMENT ACT OF 1996 (DCIA) C31 USC 3716) REQUIRES THE FEDERAL GOVERNMENT TO PROCESS ALL RECIPIENT PAYMENTS THROUGH THE TREASURY OFFSET PROGRAM (TOP). THE PAYMENT MAY BE OFFSET FOR ANY DELINQUENT FEDERAL DEBT. USDA is an Equal Opportunity Employer Fecycled Paper aEV-i5osex.l~-sll ' SCHEDULE F COMMONWEALTH OF PENNSYLVANIA JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME I ADDRESS I RELATIONSHIP TO DECEDENT A.l.~~~~IJ~. t<.17~~D~ ~~ l~LJ,~ ~M~ ~~,~.1?~S~ ~l'K~ ~ K~~~ ~A~u.G-Ib~~ B. u~l~ V~ bz~~l~ ~.~ ~~~~~ ~ ~ ~~~ P~ t~oi~ +mort W-F.fc.. c. .IOINTLY-OWNED PROPERTY: ITEM NUMBER LETTER FOR JOINT TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY Include name of f nancial institution and bank account number or similar identifying number. Attach held real estat e. deed forjoi ntly DATE OF DEATH T VA L E OFA SS E U % OF DECD'S INTER E ST DATE OF DEATH VALUE OF DENT'SINTERES T DEC E 1. A. Q f- (~~I{~ lrY ` r `1t C~ ~ ~ ~ ~0,~ C.~ l ~ n ~°~' \ ~lXi~~ VNC[ C.+ti.~ ~lk/~ ~lol / / ~ I / y ( ~ VI ~U U e 10 aL / /S ~o ID / ~/- 1 ~~ 1 ~~. ~l 1.~~~1~~ 2 A ~~2~~Iq I ~~~~ b~J~ S~~ ~~~~ ~ ~ A~ A~c.e~, ~no. ~ooouoa 3Ro ~~ $.08 . (~ a 88 .~ ~~ ~~l~ ~ko ~ . ~ t , , Z~ {~ ~~~ ~~ A~A~~ I~TR, .~ Q ~ ~I h ~la ~' `fit~T'~drJ~~, Fuv4S A.-C.GT. ~-(~~ ~- 13a1.°II moo ~ ~f1'1 ~ dos ~sht~.~ ~ ~v ~ ~a.n(~ ~41,°1~:, 33. ~o~o ~~,q'l l , t1 ~ ~ il~~l ~q ~~m~S. ISM .~a~~c>r A~c-v~. ~. ~a~a~-~ ~ a~Sl.~1~1 ~Z~ ~ ~y~.a~- ~ectt. ~~~ ~ ~.o,~. ~~~ ~7fl .c~a ~ ,~ v TOTAL (Also enter on line 6, Recapitulation) I $ (If more space is needed, insert additional sheets of the same size) ~c~a~~ . ~ ~ ~~ .~~.,-~ ~ A t ~~ ~f~ t~.~~ V~~.m~s.~s.lst ~ a~~ Y~a~ ~~~~: last aa~--off g~~,l~'~.103 .S'~ ~~ g~k3,s'`1~~3a~ A~cc,~t . ~s~uc ~ ~ ~ . ~ ~ ~R~ S''d 1a II . ~f~ ~o Qt ~ ~ 1~ 11`~~~', VI I~!rr~h~.5 1St ~l~P{'. ~'n~+~~s ~c.v~- `'~. ~ ~-ce.2., mac. -N ~ ,v . ~. ~.3~ .~O~o 3 ~ ~ 7 ~ a I aq I duo ~ ~Is~ ~ iS~ ~°~~, a ~ -~~~ Q~~. ~ . ~ 1~`~c a~a- Flo a~~',~~~k.S3 5a ~~ 12~;t~o'7. a~ \0.`k 222 - `~3 Ass ~;Cp~i~ ~ .~ 'P~cxw i.~ L~~ . Q ~~1~ ~a001 ~s~ ~U.?~s tkcc~`'~o ~7D~- Ua`f I~~ ~.us~ ~, ~~1 a~ s'~i~~o ~. X3,41 ~', ~ ~ ?~ t!'131. t~ ~ ~uss.~ emu, ~L ~~ ~~ boa '~,~~0. cro ~D7, 3, 8'10, cro ~P~~e ~ Srtxc ~ U~ `A~"~'cACb1.~ ©'1 ~~ In 3 ~ C (o ® 1 UD • v 1 Qe-a. ~r4.rv. ~~ UO I . ~ S~ ~a ((}f~ O(~ , (o a ~3(~aZ~~TS ~ 10~4.~~ ~~. ~(~,1a0,U~ ~7o I3,U(~. ut) ~Scwa ,P~- s ~~ ~1_ ~~,~ x.12 7D ~~ -~ ate. F ~ ~-~ ~~ ~ ~wcr~ ~~~ A~ ~o ~7D-Ur1y1t C.~~-r, a~~vo ~P~ .~~ ~~~ Cumm ors ~4,~5?~ ,~ ~ 'loQaa~t~~ o ~~,~t Pte. ~~~,72~..~o sot 1a,3~3.~~ QCLQ.. ~~ -w ~ .v ..~, ~~. 6b ~~ a(o, d~ ~~c~o~ QA ~~- ~C'vm~. '~~~ ~~~ `16~ ~~3 V~J$ C~ 16 ~.3°~ P~ ~ ,~~~. Sv 01~ ~Q ~o s '1~~. ~~ t~L , ` ~~vo :P~4~u~, ~PA~ At~Pt ~~~~90 ~ ~ ~. ~~~ -~ ~ ~a ~ J, ~. 3a ~o ?~ ~ ~ I ~ q ~ ~ I?1I~U00 ~~ Sllp~£S U~~ ~m S~'ll. Q(-'~lo~t~ «k~ C° V~.S~P ~ ley ~~ O aao k U~ Q,~~ tci ~,1~ ~v~. $t9~ X tsvs-~ ~. = 1,333~~~' S~7a ~ . ro~~.7S ,d !.> ~ l a(ol ~ ~ p 'I ~ f,W~'B`UlS ~k ~(~ I/~ t1(r.~ Qc.~~, ~a~ A~c rte.. ~r_ -~ ~ ,0 ~ ~ . ~ . ~.~ .~o ~~ • ~S 11 .~ ~ Iii, I-q g ~ VKi ~Mb4,~s IS} C~~~NU ~~~~ ~~ 1 ~~4'~3. tl ~ ~1D,0~ ~~~~ ~~~~,n~ 12 ~ I~I~~~Iq~~ ~~m~ Isf.~c~s~c~~ ~i~~'1'1-Do ~ q3.~3 SDI ~~1~~~7 Ak- ccQ,.. s ~ . -tv ~ . o , ~. . 01 .~ `~~ . o l 13 .~ io ~ ~ (~ ~ I q 84~ YID i.rnb~ ~~'~ ~_u~.c,~t~w Q e ~r.~~. `-C ~ ~' i ~ I a'l.d ~ ~ ~ ~ Q /k~J ~f ~.5~ RS Qm ~-.d !~ C,~'. `''(~~ ~ d~'1~g1~C~ _3~~Ig3.~ .5'b~ 11,0~~.1~ .~ ~~~ ~ l S~ Q '1 ~ ~ l IRS ~ ~ ottG.n:,z~~~a,~L~;~i ~ma~u~aa,~~;~( ~ c,vc- u(1~ , 7 - 0 t13 ~~- 1 ~ .3~, ovo ~rn,1`~c~ ~~s L°~,~-~~,aTo~ .~~. 3,0~`~~ ~ ©~~~L~T3~3 ~ 1ot.~k~'~~o ~~t .3~,~3~,G8 StT7~ ~~~21$,3`~ c~ ~t ~As s~~ o ~ ~~ ~~~. ~ ~~OUO ~Nk,, ~P25.55~c~a-ao~ ~f~ ~ ~ oaS~~~~1t_~ ® tol.ta~go ~,~r ~~3`13,~a .~~ 1~,1~9(~,8b p.c.G Q . s.r; -cb ~ .o, ~. ~o ~I.. SDSb'1~ ~~ .'1 ~ 3-lrfilrD ~m~ bic rvott~u. AY~~.+Z. u~~u~.Z~, a~'~.1~ ~~ II9s~~ kj~ (330~~5 ®~` lo~l.~~l~v -~nrT ~`.2(0~:~~(`l,q~ 3v,~oa ~~'CAL o~~ b~ `k.aS`1o I~o~ I A~ is y~ ®$ Iu~.gl~gYJ m~~.-~- 831,'1 Rv.`1`~ .~ 70 ~ I~rl ~:3.~ S s'v,a :3 ~. X4'7 s~yD $1~,9~S,~f1 5b`~a 1 `~' (~ b ~V~ ~StA~ 0 e rz 1~1ATL QSS-J ~I', a5"~o ~ ~ I~Co~a.E~vo ®ta~,~g~.~v rr11Cr ~a,3~3,yG~ ~a~ al,lq~.~~ ~cc.~.,~s-~, ~ ~,v~~. 3~1, tl 5~7o I(~.~~ ~~OIX> L`5.r bIL ~At.a~ l ~1C~ C:v~ i l~T 3~ ~ ~ l~~,g~f~~L.i~~ loa,ga.~o ~n~r ~s;`1v~.ao S'b~ la,~~'3.(~d A~CGC.,s~r -rv ~.v, ~. t~3, ~~ .Sb7 ~ ~~ ~~ ~D~ DUD IY..C~o ~~. Q~ ~S2~n Wo~Q- ~~1. 3. ~~~ ~ ~Sy`(o`1D2S3,® 1o~~1a~s~ m~ .~I~ Oc~3.1~' .5'b~~ a~~31.~1~ 154 C°b.J~cs~Ju.A~~ Sv~-~-) ~'~ ~ ~5~, o ~ ~4..LS,.~ ~. ~z~~~~ ~o ~l(yA~IA-~l.`c,`~ SI~ZgrU~`~ ~ccT. "~a ~- Oll3~-~q ~~'~ ~.~jdUO ~CUJ~. 'Q1~ ~~.Znl~o~ ~C.L ~~ ~ 3t~~Uvv ~~. ~~'~. Q1CG- rAc.S 2~,v ~yo 2RS~ 1.~ I~GB ~~1~~.p31 m~T `~32~3~1. b ~~ ~ I(~,t'1~.~~' i7~, b7 ooa ~t 3v u sa~n~- ~~G-~ b 1~ ~n~ 37~ , ~ ~) -~ /~ Q~/] 1 ` (~,~f (~ cao ~1-~-Z. ®~(lS~-all~ktl~l~`~ DAL 4.~~hD ~ ~ ` ~~ ' ~ 6~PEC~$ lc~~.;t39V0 mkt (~ ~~~~~~~ ~ ~~~ 32 t 11.88 Ate. Tom, ~ `~.d.~. ~~~,~5 S?J'~~ ~ 133.3$ .~,(X~0 ~~ .S~"C~~. ~m~~-CPIC. ~~b ~ U Q a ~31,~ L~ ® X03 . S~ ~ ~ kr ~ 3 t, 65a .'l~ .~ ry~ $ l ~,~~~, 3~ pcc2. T,r, ~ ).a, ~. x'3.33 .~?a 2~,1~~ ~(~Ua ~s-c-cs b~ (c.~~ ,QA l~2-~ 5w fL Al~tu ~ ~,~ '~2. ~3o~~P~(~ ~ 1~0.50~ rn~,T ~ ~'~ ~a~. ~a spy, ~ a~~a. (~~' A cct~ , ~.a,r, ~ ~ . o , ~. ~~ , ~ `~ .5'b ~o ~~, 'f~ I ~UUa P~rTs~u~ P~ ~~~ ~swr~ Q~ru ~yo $ '1 ~S'3o ~{ ~ ~ ~ 0 ion , (~ 3 ~1 hn~c_,r ~ I~~ ~ ~. Iv .5'b ry~ '~~~1. ~~ (~~ C~.~-~-~~,~,~~ Sv~.~T~ ~p~~ ~ ~, v ~ ~~~.~ ~ , ~~~~~ `l l lb RG-~r.1ST P ~t~ ~ ~`~SiTl~~~ (L-.~t,~( ~~`'no ~co~ ~c~°( LQ ® 101.5~~ mtn- St~~7~'6,(,Y) S~7o ~5,3~3, u~ ~~poo ~ AuS~. m a~ 4th 3. (~~ '~~ Soso KCB ~ C~ s ~~ ,1~~1 m+~rt ~~fo~~.~.~3 ~~a~ ~3Oa~. ?~ (~7~~ ~?, .33,7 a~~oo ~~~. au~-u~~ Qa ~T sA~au~ ~ 3, ~~~2 q I s~~P~~~~o ~ bt~,~lG~ m~~ =~~~~~a,~v so~~~ ~2,S~~,v~ Ate. ~.~, -~ ~ .~ . ~. a3~.~~ ~7D ~ ~s,~~ .3o,UOo w~t.~as~-~~ -rw~ ~P~ 3,~~~ ~3(~G`~~~ ®R4~'1tS ra~~T S~D~6o0 WP~SII ~t,~ .~1~ .~~D~"~e ~ 3 Q~ (off ~Qo ®~ ~o ~, (~ ~k'n m t~-Y- ~ ~r.~rc.. ~~ . --~ .~ , o . ~. ~~~1,(, ~~,.5~ ~01~, ~ ~~80?,~~ ~5.~3~, ~S ~~ s~ ~~I ~ I .~ .3~~. ~u ~o9a III (, 3 ~. C.~~~--~.,r , ~~aos~t ~~~~ a~, ~~1. ~ 5~ya t~,3a~,~~ ~C~L -~G~b~o~3. ~a Nationwide Bank° On Your Side August 9, 2010 Christine Biddle 35 Biddle Rd. Carlisle, PA. 17015 Re: Secure Money Market # 100000039044 Dear Ms. Biddle, This letter is in regards to information on Helen's account. We respectfully submit the following: ACCOUNT DATE OWNERSHIP BALANCE Secure Money Market 06/17/2010 Jointly; Helen Biddle $ 88,808.62 # 100000039044 or Christine Biddle ( DOD balance includes accrued interest of 39.28 ) Attached is the May 2010 bank statement. This statements shows Helen has earned $443.07 YTD. The account was opened 4/24/1991 If you have any questions, please contact me at 614-435-6788. Sincerely, Tara Leonard Nationwide Bank Nationwide Bankw On Your SideW PO Box 2176; Cranberry Township, PA 16066-1176 Return Service Requested 000000-01180-0003 HELEN V BIDDLE or Christine K Biddle 35 BIDDLE ROAD CARLISLE, PA 17013-0000 Statement Period: 05/01/2010 - 05/31/2010 Nage: 1 of 2 Customer Service Phonc: 877-I-Bank-NW (87?-=423-6569) Customer Statement Deposit Accounts Account Number Beginning Balance Ending Balance Nationwide Secure Money Market 100000039044 $88,679.67 $88,769.34 TOTAL BALANCE, $88,679.67 $88,769.34 M 0 0 0 0 0 0 0 0 Nationwide Bank'M On Your SideA PO Box 2176; Cranberry Township, PA 16066-1176 Summary for HELEN V BIDDLE or Christine KBiddle Begiizi~ag Balance Deposits & Credits Interest Paid Checks & Uther Debits Paid non sufficient fund fees for Statement Period Returned non sufficient fwid fees for Statement Period Paid non sufficient fund fees Year to Date Returned non sufficient fund fees Year to Date Ending Balance Activity Date Description 05/01 /2010 Beginning Balance 05/31 /2010 Interest Paid 05/31/20]0 Ending~Balance Interest Earned Interest Earned 05/01/2010 to 05/31/2010 Daes 31 Interest Rate 1.19% Page: 3 ot~ 3 Customer Service Phone 877-I-Bank-NW (877-423-6569) Amount X88,679.67 $0.00 ~b9.67 $ U.00 $ 0.00 $0.00 $0.00 $88,769.34 Credits Debits Balance X88,679.6' ~S9.67 ~U.00 X88,769.34 X88,769.34 Annual Percentage Yield Earned this period 1?0° o Interest Earned this period $89.67 Interest Paid this year $443.07 Nationwide . Funds® On Your Side® P.O. Box 5354 Cincinnati, OH 45201-5354 8/16/2010 CHRISTINE K BIDDLE 35 BIDDLE RD CARLISLE PA 17015-9794 Reference id: K8G02Q Re: Nationwide Funds Account No. 22-1322912200 Dear Ms. Biddle: Please accept our condolences on the passing of your mother. We appreciated the opportunity to have her as a shareholder. This letter is in reference to your recent request for a Verification of Deposit for this account, registered as a joint account for Helen and Christine Biddle and opened 5/17/1994. The information is as follows: Date Account Value Total Shares NAV 6/ 17/2010 $41,942.3 3 3,477.805 12.06 Sincerely, Nationwide Funds CHRISTOPHER SCHWAB, SHLDR SVCS St MEMBERS 1st FEDERAL CREDIT UNION PRIMARY OWNER: Helen V. Biddle REGULAR SAVINGS ACCOUNT: Account Number/ Suffix 124222-00 Date Account Established 01/14/1992 Principal Balance at Date of Death $288.44 Accrued Interest to Date of Death $0.04 Total Principal and Accrued Interest $288.48 Name of Joint Owner Christine Biddle Date Joint Ownership Established 01/14/1992 MONEY MANAGMENT: Account Number/Suffix 124222-05 Date Account Established 01/14/1992 Principal Balance at Date of Death $87,154.63 Accrued Interest to Date of Death $22.92 Total Principal and Accrued Interest $87,177.55 Name of Joint Owner Christine Biddle Date Joint Ownership Established 01/14/1992 SUPPLAMENTAL SAVINGS: Account Number/ Suffix 124222-01 Date Account Established 01/14/1992 Principal Balance at Date of Death $48,587.45 Accrued Interest to Date of Death $6.39 Total Principal and Accrued Interest $48,593.84 Name of Joint Owner Christine Biddle Date Joint Ownership Established 01/14/1992 CERTIFICATES OF DEPOSIT: Account Number/Suffix 124222-40 Date Certificate Established 05/01/2010"" Principal Balance at Date of Death $24,414.53 Accrued Interest to Date of Death $26.43 Total Principal and Accrued Interest $24,440.96 Name of Joint Owner Christine Biddle Date Joint Ownership Established 05/01/2010 *Roll over from Certificate of Deposit 124222-43, originally established on 9/29/2008 5000 Louise Drive P.O. Box 40 Mechanicsburg, Pennsylvania 17055 (800) 283-2328 wwwmemberslst.org ' ~~ O C7 W ~ ~ ~ D ~ ~ 'O ¢1 ~ ..a 1 CO QJ p V ~ U7 ~ p W N j p t ~ Cj .~. ^ fD _ _ ~ 0 ~ d ~ N ~ ^ ~ fp ~ (D O ~ o a 3 ~ o ~ p ~ ~ W N C 3 ~ n n ~ a l?, m .~ v m~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ d ~ ~ ~ at ~ a ~ p m m ~ O ~? ~ N N Q ~ Al N N A N ~G ? S c O ~ '"' ~D lA 3 ~ C n ~ Q C n ~. W ~ ~ '~ ~ ~ < ~ ~ . i m C Q ~ Q ~ C Q ~ N ~ ~ ~ ~ O ~ -" . ¢ 1 to ( p ~ fA ~ fD <D ¢1 1S1 ~ O ~p C: Q: W ~ rt (~ .~.~ ~ .~- ~ C N ~ ~ ~ ~ ~ ~ Q ~ ~D ~ O n W 'p N ~ 0 N . .- ~. N ~ ~ .N. N ~ ~ N, .~O.« ~ 7 w C ,. a ~' rw ,y; a ._. ? fA o .-. Q m as o c N ~ ~ o ~ `~ tD o m ~ ~ ~ A f/! fA fJ9 {f? 69 fA ~p V / ffl f!~ 69 ffl ffl ~n N ~ ~ 1 ^" ~ O ~ n v V Al n . O g ~ N o N 0 a Q Q o 0 ~o ~ o m m ~ a O N (D ~' n 7C CD .. O N ~ ~ J 3 ~ 0 Q~ J ~ 0 ~ ~ N W ~1 ~ rF O u~ Q- OVO W N _ C7t O O ~ ~ ~ ~~ N N O O O O O (7 A<-1 O O O ~ a G d ¢~ `, O a1 ~ ~ ~ ~ ~ ~ ~ O ~ ~' (D ~ ( D 7 ~G (AD •~- ~ ~ ~' ~• ~ ~ O 7 ? . . O N ~, ~_ ~ (D VOi O o~ ~~ ~ o o o~ ocn ~N 3 0 ~ ~ .. n (D ~ < ~ ~ ~ O (D gy Q ~ ~ ( p .f D O O- N ~ O Q a m 3 ~ ~ , ~ ~, = w ~ ~ ~ ~' a ,: m 3 ~- c c . o ~- sv ? ~ ' .~ , c ~ ~ a~ m ~ a ~ a~ s. a ~ 8 o . ~ a ~ ~ mz o ~ < ai Q s, o ~o rF m A~ N 3 N Q N O O 1 n _~ ~• co Q Q fD = D m ~ /~ C W cQ'. cfl (D ~, ~.•, 7 O C ~_ Z C N N O O CC ~_ CJ1 v c~ n~ N O a 0 N j ~ j W N ..~ Q ,~,~ 3 ~ ~ ~ ~~ ~. ~~ ~~ (p N O tC ~ G K A~ ~. ~~ °~ ~' N n n N J ~~ ~o ?« ~a ~ ~ ~• ~' ~'. o fN ~` O W O ~ •G o -1 ~ ~ ~ 'U ? G ~ ~ {fl ~ ~. o' ~ ~ ~' ~ ~ N ~ ~ ~ N m ~ N ~ G ,~ a ~ ~~ ~o ~~ ~_ ~ _ ~ ~ g ~ -~ m j C ~ N ~ G A~ '~ C A~ 5. ~ N j -^g, Z N N p O rr~ O o ~~ -- N ~ ~' ~ m H V o = . ~ ~ ~ p n '~ fA „` .,~ ~ ~' ~ 'w ~ .. v ~ ~a ~ G tv N J N ~ ~ ~ ~ N '13 ~ O -~ w_ cc ~ v w o o ~ ~ N ~ ~ ~ ~D ~' 3 ~ ~ N ~`• N -.1 O G ~ ~• ? ~ ~ '0 3 .j v v~ °" I4-, o O N 'j ~ ~ W W ~i ~ Q 1 ~ N A '~ m ~ A N iD ~ N ~ ~ ~~ ~ ~ ~w ~ H ~ N C O ~., c. a `~ ,,,; w ~. ? 3 :+ ~' O W 3 ~, c. ~ ~~ w ~3 ~ ~ 0 ~$ ~ ~ o ~~ ~~ ° ~ o~ ~ _ ~~ •~ t7. P~ Q N ~ O C .• O ~ ~ ~~ ~ Wig'. 3~ N ~- ~ ~ C ~ O 'a UN ~r ~. °~ ~, H o 4~ ~ m w ~ ~ -~ fA ~.~ ~~ m W~ ~~ ~ ~ c °~ ~ o Q. '" ~' ~o ~ ~ N ~` n ~ - C N G n ~G m 4- 5• N 1 .9 6~ Z CP N ~ O N ~ Qo ct~ ~-, 0 s ~ ^a N O ~ Q N G .± 7 4 .Q C 1 .. ~~ m N N 0 ~~ i 0 w 4 sv (~ 3 C N ~v .. ~~ G O ~ ~ c o .: N! G ~ 0 '~. +~+ A ~ ~, x ~~ ~~ x _ I~ 7 p ~ j 4 ~~ I~ d ~ ~ ~ ~ ~ ~ N "+ O _+ j ~ ~, W ~~ ~~ ~. ~N~ N N ~ VN O tf3 ~ ~~ ~. ~ m~ ~. ~. n ~~ ~ n. ~~ ~' ~°~- n N -p~ O CD 7 ~o ?« u ~'c N ~ ~•~ ~. O tit -' d O -, N ift ~ 4A ~ ~ '" ~ 4fl O ~ ~ ~ ~ ~ ~ p N m~ o' ~ o~ ~ ~ ~ T N ~ m~ c. ~ ~ ~ ~ ~ N ~ ~ ~ ~ ~ ~ ~ ~ ~ O ~' o m -, n. ~ ~~ a~ N, ~ '+ 7 N ~ ~ ~ ~ ~ ~ 5. Q' ~. .a a> Z ~ N p 4 tD O m N ~` ~ ~ ~ N n t N N o .~ a~ Q ~ _ ~ :. v ~ ~o ' G as, C n N CO ~ '~ .c d n y ~ t~D ~* <D A Z '* ~ C O 6 m . ~D ~ ~ ~ G ~ ~. ? A ~ '~ 3 -~ ~_ G O A ~ .~+ ~+ v o j ~ y ~ j ~, O N ~a ~~~ o °= co' a ~~'' w ~~ m. c. CA +N O ~~ ,~ N CAD ~ fl- ... o ~ N Cam") ~~+ ~ 3 n N -p~ G- (D~, 7 ~ O ~« -~ ~' v~~ ~• ~C ~=. o ~~ o ~ o ,mac m o ~ 'D N ~ ~, ~ ~ c ~~ ~? ~ .~ ~' 6 ~ ~p ~ 4 ~ < ~ o ~ ~ ~o ~ m co -. ~. m _,. - N ~ C " 7 N n ~ G n Gam, ~. N J Z `J N ~ O ~p O __ m j IV N ~ ~. ~ ~ ~ m tD N N Nrn ~ :P W 'f1 N r ~ ~ CA ~ Q Q, ~ N ~ 3 ~ O ~. ~ ~ e$ ~' ~ v ~' ~_ v w ~~ O 3 ~ G n ~ N 7 'D G n y '~ 0 3 ~ ~ ~ ~' 3 rfl ~ ~ ~ a ~ ~, ~ ~ ~ 'o 3 W.. < v c a~ -~ v N J <_ ~ ..J '- H a. ~ N ,~ r ~ n A ~ N C „~ rn o ~ ~ m j c> ~ w -v .~ .~ a A N ~ yN ~~ ~o N m~ `$. a o ~ ~. :,, ~= ~~ g 3 _. ~ o a ~3N ~~ ~ ~o ~« -c ~ <, ~~ ~• ~ O O O w ~ ~~ ~ ~ ~ ~ °^3 ~.~ ~ ~ "fl N O ~ o `~. ~ ~~ O ~ ~ ~• 6 ~~ ~ ~ ~ ~ ~ ~ ~ ,~ Q. ~ c ~' ,~ o a ~~ ~~ ~' N,~ :« ~- ~ ~ ~ ~ ff N ~ ~, ~ ~ n n s. a N 1 "~ ~ fy~ Z W W N Q, ~ .r~ O 3. N NN $ r+ cr ~'' ~ N ~ N fJ ' m ~ _ 3. ~ yr ~ ~ O :. n ~ ~ Q n ~1 n ~ v ~~ ~ m G a p~ ~. G m N o ~ ~ ~ ~ CD O N m ~ ~ ?« fl- a o0 N G O N ~ ~ ~ v ~" ~; 3 ~~ o. w fir. G ~ ~ ~- -~ v O p y~ eq t~ ..' ~ .~ Q ° ~ ~0,~ »~' ~ A ~ O ~ ~ I ~~ ~m 3 ~' ~ d (D N fD p1 03 ~ -a ~ ~ c. Q o ~ c ~ r.. tv ~_ ? _. f31 O N 30 ~ ~ ~o -v " O ~ ~_ n• ~o o ~- o ~ ~ m o ~ o ~' ~ o ~~ ~, o. ~~ g ~. n ~ m ~ o~ ~ ~ o Q- o ~ m m 0 ~; ~. A a, ,N.h fD _~ ~ O ^' N n n C n `G ~ 7 s. a N J ~ N O O ~O O * p n Q1 n ~ ai 3 ~m (D G ~ 1 tp OD O ~1 ~ C71 A O W N ~ O {11 ~ ~ 01 ~ ~ ~ p1 m ~ fN O _~ ~ W Q~ ~ _~ ~ W Q~ C ~ ~ n (~ ~ Al ~ n ~ C Q " ~ ~ C Q ~ ~ ® ~ N N ~ O O ~ A? fA N Q ~ S1? N ~ ~p a .~ ~' ~ ~ tn0.. ~ C C7 ~ Q N 7 p ~ AW1 ~ Q. ~ n Vi m C N 0 (aD ~ C N N N ~ ~ ~ a ~ a °- a ~ to %+ ~ r. ~ m -a = a m ~ ~ = o ~ ~ ~ ~ CD ~ w = c~ ~ m O N ~ ~ ~ ~ ~ ~ ~ a ~ w ~ ~ cQ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ o ~ ~ 3 0, ~ (D S ~ N Q ~ z_. O ~ Q' C ~ ~ ~ m ~ o c° ~ ~ ~ ~ N ~ p ~ W [/~ 3 OJO W N tT O O O~ NN N N N O O O O O (D ~~ D w o 0 oNO c o Z c v ~. -a ~ 3 ~. m o 3 ~ c°o ~° o a ~ cr n ~? .. c o m m ~ ~a ~~ _. ~ a m ~ ~~ ~ a o .. ~ c~ w O .~~- (D .M Q- ~ ~ fD ~ n O ~ -~ ? C~.- ~ O ~ N ~ ¢1 (D ~ v 0 Q Q PRIMARY OWNER: Christine K. Biddle REGULAR SAVINGS ACCOUNT: Account Number/ Suffix 15453-00 36777-00 Date Account Established 11/07/1973 02/24/1984 Principal Balance at Date of Death $11,345.95 $93.93 Accrued Interest to Date of Death $1.49 $.01 Total Principal and Accrued Interest $11,347.44 $93.94 Name of Joint Owner Helen Biddle Helen Biddle Date Joint Ownership Established 06/26/1984 06/26/1984 CHECKING ACCOUNT: Account Number/Suffix 15453-11 36777-11 Date Account Established 08/17/1983 02/24/1984 Principal Balance at Date of Death $970.07 $417.45 Accrued Interest to Date of Death $0.00 $0.00 Total Principal and Accrued Interest $970.07 $417.45 Name of Joint Owner Helen Biddle Helen Biddle Date Joint Ownership Established 06/26/1984 06/26/1984 MEMBERS 1ST FEDERAL CREDIT UNION ~~~ - Lei h~~tallin s 9 9 Lending Insurance Support Specialist February 16, 2011 Estate of: Helen V. Biddle Date of Death: June 17, 2010 Social Security Number: 193-12-9225 AXA ADVISORS redefining /standard s Betty Lou Hawbaker, LUTCF, CFP® Financial Pr/ofe~ssional N~_ L•FP February 18, 2(111 Christine K. Biddle 35 Biddle Road Carlisle, PA 17015 RE: American Fund Account #82729944 This is the information that you requested on the Joint American Fund Account that you had with your mother Helen V. Biddle Account Established 7/18/2002 = $43,000.00 Value of Account: January 1, 2010 = $34,744.93 Date of Death Value: June 17, 2010 = $34,193.56 If you need anything additional, please let me know. Many Thanks for the privilege of handling your accounts. Sincerely, __ Betty Lot~Hawbaker Certified Financial Planner Securities and investment advisory services offered through AXA Advisors, LLC, (NY, NY 212-3144600), member FINRA, SIPC. Annuity and insurance products offered through AXA Network, LLC and its subsidiaries. AXA Advisors, LLC, 25 Penncraft Avenue, Suite 210, Chambersburg, PA 17201 Tel: (717) 261-1557 Fax: (717) 261-1352 betty.Iou.hawbakerC~axa-3~dvisors.com www.AXAonline.com ,r 419 Village Drive, Suite 1 Carlisle, PA 1?015 rel 7l7 258 4363 fax 717 258 4492 roll free 800 348 1?7C MorganStanley SmithBarney Estate Valuation llelen V. I3iddle & Christine K. I3iddle jt account 73II-01135 Accowlt Opened 7!U8/1992 Date of Death h/17/20I0 M.,~o,., C~,,,IN., C...:,h a...., ~.. r ~ r ne_._~__ cm~ Calculated Value of Yom Paper Savings Bond(s) Calculated Value of Your Paper Savings Bond(s) Calculator Results for Redemption Date 06/ 2010 http://www.treaswydirect.gov/BC/SBCPrice Total Price Total Value Total Interest YTD Interest $7 725.00 $26,647.10 $18,922.10 $267.32 Bonds: 1-215 of 215 Issue Next Final Serial # Series Denom Date Accrual Maturity Issue Price interest Interest Rate Value Note 0739730960 EE $100 12/2001 07/2010 12/2031 $50.00 $15.88 2.16% $65.88 0735614094 EE $100 10/2001 07/2010 10/2031 $50.00 $16.92 2.19°10 $66.92 0735307652 EE $100 08/2001 07/2010 08/2031 $50.00 $17'.16 2.19% $67.16 0724225333 EE $100 06/2001 07/2010 06/2031 $50.00 $17'.40 2.16% $67.40 0723919591 EE $100 05/2001 07/2010 05/2031 $50.00 $17.52 2.16% $67.52 0723608695 EE $100 03/2001 07/2010 03/2031 $50.00 $18.84 2.19% $68.84 0718756937 EE $100 01/2001 07/2010 01/2031 $50.00 $19.12 2.19% $69.12 0718443627 EE $100 11/2000 07/2010 11/2030 $50.00 $19.36 2.16% $69.36 0715149495 EE $100 09/2000 07/2010 09/2030 $50.00 $20.92 2.19% $70.92 0701158539 EE $100 06/2000 07/2010 06/2030 $50.00 $21.28 2.16% $71.28 0714824782 EE $100 07/2000 07/2010 07/2030 $50.00 $21.16 2.19% $71.16 0700837880 EE $100 04/2000 07/2010 04/2030 $50.00 $22.60 2.19% $72.60 0587375310 EE $100 11/1996 11/2010 11/2026 $50.00 $31.12 2.04% $81.12 0586921847 EE $100 09/1996 09/2010 09/2026 $50.00 $32.16 2.06% $82.16 0565123868 EE $100 08/1996 08/2010 08/2026 $50.00 $32.16 2.06% $82.16 0564658814 EE $100 06/1996 12/2010 06/2026 $50.00 $33.00 2.04% $83.00 0564186452 EE $100 04/1996 10/2010 04/2026 $50.00 $34.00 2.06% $84.00 0539666911 EE $100 02/1996 08/2010 02/2026 $50.00 $34.00 2.06% $84.00 0539179819 EE $100 12/1995 12/2010 12/2025 $50.00 $34.88 2.04% $84.88 0525423761 EE $100 07/1995 07/2010 07/2025 $50.00 $36.28 2.06% $86.28 0525933205 EE $100 09/1995 09/2010 09/2025 $50.00 $36.28 2.06% $86.28 0538684204 EE $100 10/1995 10/2010 10/2025 $50.00 $36.28 2.06% $86.28 0524910401 EE $100 05/1995 11/2010 05/2025 $50.00 $37.16 2.04% $87.16 0496986343 EE $100 03/1995 07/2010 03/2025 $50.00 $41.52 4.00% $91.52 0496452566 EE $100 01/1995 07/2010 01/2025 $50.00 $42.08 4.00% $92.08 0495898561 EE $100 11/1994 07/2010 11/2024 $50.00 $42.72 4.00% $92.72 0477489296 EE $100 09/1994 08/2010 09/2024 $50.00 $43.68 4.00% $93.68 0476944322 EE $100 08/1994 07/2010 08/2024 $50.00 $43.,68 4.00% $93.68 0476396019 EE $100 06/1994 08/2010 06/2024 $50.00 $44.68 4.00°!0 $94.68 0449673254 EE $100 02/1994 07/2010 02/2024 $50.00 $45.60 4.00°k $95.60 0450224465 EE $100 04/1994 09/2010 04/2024 $50.00 $45.60 4.00°r6 $95.60 0430113773 EE $100 10/1993 10/2010 10/2023 $50.00 $47.84 2.08°r6 $97.84 0429544186 EE $100 09/1993 09/2010 09/2023 $50.00 $47.84 2.08°rb $97.84 L511698614 EE $50 09/1980 09/2010 09/2010 $25.00 $139.12 4.00°fo $164.12 L511698613 EE $50 10/1980 10/2010 10/2010 $25.00 $139.12 4.00% $164.12 L511698615 EE $50 12/1980 12/2010 12/2010 $25.00 $125.42 4.00% $150.42 L511698616 EE $50 02/1981 08/2010 02/2011 $25.00 $122.48 4.00% $147.48 L511698617 EE $50 03/1981 09/2010 03/2011 $25.00 $122.48 4.00% $147.48 L511698618 EE $50 05/1981 11/2010 05/2011 $25.00 $116.18 4.00°10 $141.18 L511698619 EE $50 06/1981 12/2010 06/2011 $25.00 $116.18 4.00% $141.18 L511698620 EE $50 08/1981 08/2010 08/2011 $25.00 $113.42 4.00% $138.42 L511698621 EE $50 10/1981 10/2010 10/2011 $25.00 $113.42 4.00% $138.42 L511698622 EE $50 11/1981 11/2010 11/2011 $25.00 $113.42 4.00% $138.42 L511698623 EE 50 12 1981 12/2010 12 2011 25.00 113.42 4.00% 138.42 1 of 5 'i/9/~01 1 R•'~ 1 PM Calculated Value of Your Paper Savings Bond(s) http: //www. treasurydirect.gov/BC/SBCPri ce ~I L511698624 EE $50 02/1982 08/2010 02/2012 $25.00 $110.70 4.00% $135.70 L511698625 EE $50 04/1984 10/2010 04/2014 $25.00 $73.42 4.00% $98.42 L511698626 EE $50 05/1982 11/2010 05/2012 $25.00 $110.70 4.00% $135.70 L511698627 EE $50 07/1982 07/2010 07/2012 $25.00 $108.04 4.00% $133.04 L511698628 EE $50 08/1982 08/2010 08/2012 $25.00 $108.04 4.00% $133.04 L511698629 EE $50 10/1982 10/2010 10/2012 $25.00 $108.04 4.00% $133.04 L511698630 EE $50 11/1982 11/2010 11/2012 $25.00 $101.96 4.00% $126.96 L511698653 EE $50 09/1983 09/2010 09/2013 $25.00 $77.36 1.64% $102.36 L511698654 EE $50 01/1983 07/2010 01/2013 $25.00 $99.46 4.00% $124.46 L511698655 EE $50 02/1983 08/2010 02/2013 $25.00 $99.46 4.00% $124.46 L2223485518 E $50 12/1976 12/2006 $37.50 $238.58 $276.08 L2223485519 E $50 02/1977 02/2007 $37.50 $238.58 $276.08 L2223485520 E $50 04/1977 04/2007 $37.50 $238.58 $276.08 L2223485521 E $50 07/1977 07/2007 $37.50 $241.84 $279.34 L2223485522 E $50 09/1977 09/2007 $37.50 $241.84 $279.34 L2223485523 E $50 11/1977 11/2007 $37.50 $218.68 $256.18 L2223485486 E $50 01/1978 01/2008 $37.50 $219.40 $256.90 L2223485487 E $50 04/1978 04/2008 $37.50 $179.58 $217.08 L2223485488 E $50 06/1978 06/2008 $37.50 $176.38 $213.88 L2223485489 E $50 08/1978 08/2008 $37.50 $176.44 $213.94 L2223485490 E $50 11/1978 11/2008 $37.50 $178.46 $215.96 L2223485485 E $50 01/1979 01/2009 $37.50 $179.06 $216.56 L2223485491 E $50 03/1979 03/2009 $37.50 $179.06 $216.56 L2223485492 E $50 06/1979 06/2009 $37.50 $181.68 $219.18 L2223485493 E $50 08/1979 08/2009 $37.50 $181.68 $219.18 L2223485494 E $50 10/1979 10/2009 $37.50 $181.68 $219.18 L2223485495 E $50 12/1979 12/2009 $37.50 $183.74 $221.24 L511698610 EE $50 05/1980 05/2010 $25.00 $142.40 $167.40 0409321200 EE $100 03/1991 09/2010 03/2021 $50.00 $84.12 4.00% $134.12 L511698611 EE $50 06/1980 06/2010 $25.00 $142.40 $167.40 L511698612 EE $50 08/1980 08/2010 08/2010 $25.00 $139.12 4.00% $164.12 L2223485497 E $50 04/1972 04/2002 $37.50 $214.88 $252.38 L2223485498 E $50 09/1972 09/2002 $37.50 $218..60 $256.10 L2223485499 E $50 01/1973 01/2003 $37.50 $221.,62 $259.12 L2223485500 E $50 06/1973 06/2003 $37.50 $222.,90 $260.40 L2223485501 E $50 08/1973 08/2003 $37.50 $225.98 $263.48 L2223485502 E $50 11/1973 11/2003 $37.50 $226,.02 $263.52 L2223485503 E $50 01/1974 01/2004 $37.50 $219,.46 $256.96 L2223485504 E $50 03/1974 03/2004 $37.50 $219..46 $256.96 L2223485505 E $50 06/1974 06/2004 $37.50 $222.54 $260.04 L2223485506 E $50 08/1974 08/2004 $37.50 $222..54 $260.04 L2223485507 E $50 10/1974 10/2004 $37.50 $222..54 $260.04 L2223485508 E $50 01/1975 01/2005 $37.50 $225.64 $263.14 L2223485509 E $50 03/1975 03/2005 $37.50 $225.64 $263.14 L2223485510 E $50 05/1975 05/2005 $37.50 $228.16 $265.66 L2223485511 E $50 08/1975 08/2005 $37.50 $228.80 $266.30 L2223485512 E $50 10/1975 10/2005 $37.50 $228.80 $266.30 L2223485513 E $50 12/1975 12/2005 $37.50 $232.00 $269.50 L2223485514 E $50 02/1976 02/2006 $37.50 $232.02 $269.52 L2223485515 E $50 05/1976 05/2006 $37.50 $234.58 $272.08 _2223485516 E $50 07/1976 07/2006 $37.50 $235.14 $272.64 _2223485517 E $50 09/1976 09/2006 $37.50 $235.14 $272.64 L511698609 EE $50 04/1980 04/2010 $25.00 $140.74 $165.74 _2223485524 E $50 07/1971 07/2001 $37.50 $214.62 $252.12 _2223485496 E $50 11/1971 11/2001 $37.50 $215.22 $252.72 0700511839 EE $100 02/2000 07/2010 02/2030 $50.00 $22.84 2.19% $72.84 0690933043 EE $100 12/1999 07/2010 12/2029 $50.00 $23.12 2.16% $73.12 0690595288 EE $100 10/1999 07/2010 10/2029 $50.00 $24.20 2.19% $74.20 0680804264 EE $100 08/1999 07/2010 08/2029 $50.00 $24.44 2.19% $74.44 MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA MA 2 of 5 3/9/2011 8:31 PM Calculated Value of Your Paper Savings Bond(s) http://www.treasurydirect.gov/BC/SBCPrice 0680458877 EE $100 07/1999 07/2010 07/2029 $50.00 $24.60 2.19% $74.60 0673591027 EE $100 05/1999 07/2010 05/2029 $50.00 $24.84 2.16% $74.84 0673239653 EE $100 03J1999 07J2010 03/2029 $50.00 $2~i.92 2.19% $75.92 0626794623 EE $100 01/1999 07/2010 01/2029 $50.00 $2Ei.20 2.19% $76.20 0626431734 EE $100 11/1998 07/2010 11/2028 $50.00 $26.48 2.16°!0 $76.48 0626057232 EE $100 09/1998 07/2010 09/2028 $50.00 $28.00 2.19% $78.00 0625682485 EE $100 07/1998 07/2010 07/2028 $50.00 $28.28 2.19% $78.28 0624856546 EE $100 06/1998 07/2010 06/2028 $50.00 $28.40 2.16% $78.40 0624465461 EE $100 04/1998 07/2010 04/2028 $50.00 $29.88 2.19% $79.88 0624074670 EE $100 02/1998 07/2010 02/2028 $50.00 $30.20 2.19% $$0.20 0623679075 EE $100 12J1997 07/2010 12/2027 $50.00 $30.48 2.16% $80.48 0600714454 EE $100 10/1997 07/2010 10/2027 $50.00 $32.24 2.19°l0 $82.24 0600354489 EE $100 08/1997 07/2010 08/2027 $50.00 $32.56 2.19% $$2.56 0599746355 EE $100 07/1997 07/2010 07/2027 $50.00 $32:.72 2.19% $82.72 0599324288 EE $100 05/1997 07/2010 05/2027 $50.00 $33.00 2.16% $$3.00 0588263745 EE $100 03/1997 09/2010 03/2027 $50.00 $30.28 2.06% $80.28 0587819361 EE $100 01/1997 07/2010 01/2027 $50.00 $30.28 2.06% $80.28 0428952457 EE $100 07/1993 07/2010 07J2023 $50.00 $47`.84 2.08% $97.84 0449113874 EE $100 12/1993 08/2010 12/2023 $50.00 $46.60 4.00°!0 $96.60 0405311313 EE $100 05/1993 08/2010 05/2023 $50.00 $48.88 4.00% $98.88 0404725505 EE $100 03/1993 09/2010 03/2023 $50.00 $50.36 2.05% $100.36 0375368531 EE $100 01/1993 07/2010 01/2023 $50.00 $73.92 4.00% $123.92 0374759755 EE $100 11/1992 11/2010 11/2022 $50.00 $76.40 4.00% $126.40 0374143493 EE $100 10/1992 10/2010 10/2022 $50.00 $76.40 4.00% $126.40 0357552323 EE $100 08/1992 08/2010 08/2022 $50.00 $76.40 4.00% $126.40 0356889953 EE $100 06/1992 12/2010 06/2022 $50.00 $78.92 4.00°Jo $128.92 0346766521 EE $100 02/1992 08/2010 02/2022 $50.00 $78.92 4.00% $128.92 0315004255 EE $100 12/1991 12/2010 12/2021 $50.00 $81.52 4.00% $131,52 0347434887 EE $100 04/1992 10/2010 04/2022 $50.00 $78.92 4.00% $128.92 0314365543 EE $100 11/1991 11/2010 11/2021 $50.00 $81.52 4.00% $131.52 0313714257 EE $100 09/1991 09/2010 0912021 $50.00 $81.52 4.00% $131.52 0313045150 EE $100 07/1991 07/2010 07/2021 $50.00 $81.52 4.00% $131.52 0296634582 EE $100 05/1991 11/2010 05/2021 $50.00 $84.12 4.00% $134.12 0286750419 EE $100 01/1991 07/2010 01/2021 $50.00 $84.12 4.00% $134.12 L511698643 EE $50 12/1989 12/2010 12/2019 $25.00 $46.18 4.00% $71.18 L51169$644 EE $50 01/1990 07/2010 01/2020 $25.00 $44.78 4.00% $69.78 L511698656 EE $50 04/1983 10/2010 04/2013 $25.00 $82.90 2.22% $107.90 L511698657 EE $50 05/1983 11/2010 0512013 $25.00 $78.20 4.00% $103.20 L511698658 EE $50 07/1983 07/2010 07J2013 $25.00 $77.36 1.64% $102.36 L511698659 EE $50 10/1983 10/2010 10/2013 $25.00 $77.36 1.64% $102.36 L511698660 EE $50 11/1983 11/2010 11/2013 $25.00 $75.40 4.00% $100.40 L511698661 EE $50 01/1984 07/2010 01/2014 $25.00 $73.42 4.00% $98.42 L511698662 EE $50 03/1984 09/2010 03/2014 $25.00 $73.42 4.00% $98.42 L511698663 EE $50 04/1984 10/2010 04/2014 $25.00 $73..42 4.00% $98.42 L511698664 EE $50 06J1984 12/2010 06/2014 $25.00 $73..42 4.00% $98.42 L511698665 EE $50 07/1984 07J2010 07/2014 $25.00 $71.,50 4.00°k $96.50 L511698666 EE $50 08/1984 08/2010 08/2014 $25.00 $71„50 4.00% $96.50 L511698667 EE $50 10/1984 10/2010 10/2014 $25.00 $71.50 4.00% $96.50 L511698668 EE $50 12/1984 12/2010 12/2014 $25.00 $71.50 4.00% $96.50 L511698669 EE $50 01/1985 07/2010 01/2015 $25.00 $69.60 4.00°r6 $94.60 L511698670 EE $50 04/1985 10/2010 04/2015 $25.00 $69.60 4.00% $94.60 L511698671 EE $50 03J1985 09/2010 03/2015 $25.00 $69.60 4.00°/6 $94.60 L511698672 EE $50 06/1985 12/2010 06/2015 $25.00 $69.60 4.00°l0 $94.60 L511698673 EE $50 08/1985 08/2010 08/2015 $25.00 $67.74 4.00% $92.74 L511698674 EE $50 09/1985 09/2010 09/2015 $25.00 $67.74 4.00% $92.74 L511698675 EE $50 12/1985 12/2010 12/2015 $25.00 $67.74 4.00% $92.74 L511698676 EE $50 10/1985 10/2010 10/2015 $25.00 $67.74 4.00% $92.74 L511698592 EE $50 01/1986 07/2010 01/2016 $25.00 $65.94 4.00% $90.94 L511698593 EE $50 03/1986 09/2010 03/2016 $25.00 $65.94 4.00% $90.94 3 of 5 3/9/2011 8:31 PM Calculated Value of Your Paper Savings Bond(s) http a/www, treasurydirect.gov/BC/SBCPri ce L511698594 EE $50 05/1986 11/2010 05/2016 $25.00 $6~i.94 4.00% $90,94 L511698595 EE $50 06/1986 12/2010 06/2016 $25.00 $65.94 4.00% $90.94 L511698596 EE $50 08/1986 08/2010 08/2016 $25.00 $64.14 4.00% $89.14 L511698597 EE $50 09J1986 09J2010 09J2016 $25.00 $64.14 4.00% $89.14 L51169859$ EE $50 11J1986 11(2010 11/2016 $25.00 $5`_i.16 4.00% $80.16 L511698599 EE $50 12/1986 12/2010 12/2016 $25.00 $55.16 4.00% $80.16 L51169$600 EE $50 02/1987 08/2010 02/2017 $25.00 $53.58 4.00% $78.58 L511698601 EE $50 03/1987 09/2010 03/2017 $25.00 $5?1.58 4.00% $78.58 L511698602 EE $50 05/1987 11/2010 05/2017 $25.00 $53.58 4.00% $78.58 L511698605 EE $50 06/1987 12/2010 06/2017 $25.00 $53.58 4.00% $78.58 L511698603 EE $50 07/1987 07J2010 07/2017 $25.00 $52'..04 4.00% $77.04 L511698606 EE $50 08/1987 08/2010 08/2017 $25.00 $52..04 4.00% $77.04 L511698604 EE $50 09/1989 09/2010 09/2019 $25.00 $46.18 4.00°Jo $71.18 L511698607 EE $50 10/1987 10/2010 10/2017 $25.00 $52.04 4.00°10 $77.04 L511698608 EE $50 11/1987 11/2010 11/2017 $25.00 $52.04 4.00% $77.04 L511698577 EE $50 12/1987 12/2010 12/2017 $25.00 $52.04 4.00% $77.04 L511698578 EE $50 01/1988 07/2010 01/2018 $25.00 $50.52 4.00% $75.52 L511698579 EE $50 01(1988 07(2010 01/2018 $25.00 $50.52 4.00% $75.52 L511698580 EE $50 02J1988 08/2010 02/2018 $25.00 $50.52 4.00°!0 $75.52 L511698581 EE $50 03/1988 09/2010 03(2018 $25.00 $50.52 4.00% $75.52 L511698582 EE $50 04/1988 10/2010 04/2018 $25.00 $50.52 4.00°l0 $75.52 L511698583 EE $50 05/1988 11/2010 05/2018 $25.00 $50.52 4.00% $75.52 L511698584 EE $50 06/1988 12/2010 06/2018 $25.00 $50.52 4.00% $75.52 L511698585 EE $50 07J1988 07/2010 07/2018 $25.00 $49.04 4.00% $74.04 L511698586 EE $50 08/1988 08/2010 08/2018 $25.00 $49.04 4.009/0 $74.04 L511698587 EE $50 09/1988 09/2010 09/2018 $25.00 $49.04 4.00% $74.04 L511698588 EE $50 10/1988 10/2010 10/2018 $25.00 $49.04 4.00°!0 $74.04 L511698589 EE $50 11/1988 11/2010 11/2018 $25.00 $49.04 4.00°!0 $74.04 L511698590 EE $50 12/1988 12/2010 12/2018 $25.00 $49.04 4.00% $74.04 L511698591 EE $50 12/1988 12/2010 12/2018 $25.00 $49.04 4.00% $74.04 L511698631 EE $50 01/1989 07/2010 01/2019 $25.00 $47.60 4.00% $72.60 L511698632 EE $50 02J1989 08/2010 02(2019 $25.00 $47.60 4.00% $72.60 L511698633 EE $50 03/1989 09/2010 03/2019 $25.00 $47.60 4.00°l0 $72.60 L511698634 EE $50 04/1989 10/2010 04/2019 $25.00 $47.60 4.00% $72.60 L511698635 EE $50 05/1989 11/2010 05/2019 $25.00 $47..60 4.00% $72.60 L511698636 EE $50 06/1989 12/2010 06/2019 $25.00 $47..60 4.00% $72.60 L511698637 EE $50 07/1989 07/2010 07/2019 $25.00 $46.,18 4.00% $71.18 L511698638 EE $50 08/1989 08/2010 08/2019 $25.00 $46.,18 4.00% $71.18 L511698639 EE $50 09/1989 09J2010 09(2019 $25.00 $46.18 4.00°r6 $71.18 L511698645 EE $50 02/1990 08J2010 02/2020 $25.00 $44.78 4.00°k $69.78 L511698646 EE $50 03/1990 09/2010 03/2020 $25.00 $44..78 4.00% $69.78 L511698647 EE $50 04/1990 10/2010 04/2020 $25.00 $44.78 4.00% $69.78 L51169$648 EE $50 05/1990 11/2010 05/2020 $25.00 $44.78 4.00% $69.78 L511698648 EE $50 05/1990 11/2010 05/2020 $25.00 $44.78 4.00% $69.78 1511698649 EE $50 06/1990 12J2010 06/2020 $25.00 $44.78 4.00% $69.78 L511698652 EE $50 09J1990 09J2010 09/2020 $25.00 $43.40 4.00°10 $68.40 L51169$651 EE $50 08/1990 08/2010 08/2020 $25.00 $43.40 4.00% $68.40 L511698650 EE $50 07/1990 07(2010 07/2020 $25.00 $43.40 4.00% $68.40 0409321198 EE $100 10/1990 10/2010 10/2020 $50.00 $86.80 4.00% $136.80 0409321199 EE $100 11/1990 11/2010 11/2020 $50.00 $86.80 4.00% $136.80 L511698640 EE $50 10/1989 10/2010 10/2019 $25.00 $46.18 4.00% $71.18 L511698641 EE $50 11/1989 11(2010 11/2019 $25.00 $46.18 4.00% $71.18 L511698642 EE $50 12/1989 12/2010 12/Z019 $25.00 $46.18 4.00% $71.18 Totals for 215 Bonds 7 725.00 18 922.10 $26,647.10 Notes NI Not Issued NE Not eligible for payment P5 Includes 3 month interest enalt 4 of 5 3/9/20] 1 8:31 PM REV-1510 EX+(1-97) . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN SCHEDULE G INTER-VIVOS TRANSFERS 8~ MISC. NON-PROBATE PROPERTY ESTATE OF FILE NUMBER _ ur~l..~ ~~ ~u~~l.~, ~ 1 -- 1.0 - C~ ~O l This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. ITEM NUMBER DESCRIPTION OF PROPERTY INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE . DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST EXCLUSION iFAPPUCneLE TAXABLE VALUE ,. L-~~cv~ ~ ~~~~~ C9c -. ~ w~ A,~~~~ 4~e~ moo, ~~~~, ~~~~ ~'~~,q~o. ~~ ~av ~ ® ~a~ qsv, iy a. t~,~~~~ F~~~~~~ ~.~~ TOTAL (Also enter on line 7, Recapitulation) I $ ~~ (If more space is needed, insert additional sheets of the same size) ~ Lincoln Financial Group The Lincoln National Life Insurance Company 100 N. Greene Street Greensboro, NC 27401 P.O. Box 21008 Crreensbom, NC 27420-1008 MARCH 3, 2011 THOMAS KIMETT/EDWARD JONE5 Fax#888-527-7385 RE: Contract #953006295, 953011514 HELEN BIDDLE, DECEASED Thank you for the inquiry on the annuity contract noted above. Our records indicate that the Date of Death value for JUNE 17, 2010 was $28,950.14 for policy#953006295 and $24,750.06 policy#953011514 If you have any questions, please let us know. You may contact our office at toll free number@ (800) 454-6265, ext'~8200. Sincerely, First Line Claims Specialist I Annuity Claims Department REV-1511 EX+ (10-06) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDI~LE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER ~~~~.~ ~, ~~~~~ ~ i - to W o `l y I Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUN RA XPENSES: ,. YY1~i_~~~ f-u~~aa~.uum~ ~~ m~uav~cs~+1..~ ~~ ~3~,~ov. ~~. 2. (~~nbuAS~m~r -r~ Ciuts~~>J£.. K. ~~~~ r~,ti F~u~~~ YYI~L iJ~t-JC~s.~~ ~PR.ot~.~s.~ ~`- -~2~s.-..~~ .SQ~1~-- t~-~ ~ ~.~•~ G~L~~ ~ ~ c.-~ la~-s,es au.~~c.~- SPA `~ l S~ , ~'1 ~. G-~t~G-ri~u rn~.rno iL~Zt~I..S X02 G-ct,c~tJ~ r~c,~.~c~. la-.~ ro~~P-~-~,~ B. 1 ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) Street Address City Year(s) Commission Paid: _ __ g 78?. ~~ `~a~cl~ 2. Attorney Fees - ~ 10~ ~,.~~t 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) '~~~~ ~ vV Claimant C~.I~±~~C..S'YS.~J~.__ ~~ ~ _ ~~.~- Street Address _~~ _~~~~___ ~~~ __ -- City ~S.L~L State Zip ~~._1 ~ ~_5~ __ Relationship of Claimant to Decedent ~Q,~,(Y~T~.~-_ 4. Probate Fees ~ \~l `c3. 5. Accountant's Fees ! L^(>O`~(~ 6. Tax Return Preparer's Fees ~ ~~,,~ 'r~.X ~-M~C~lt,1.T~~-.~~5 ,~~lr~,~„~ ~} ~ ~~G~ ~ Uv ~PR,u~~ ~PA . Goo S~,ot,~,.- r~ l0~}0 , tA~l (~ ~r,la~~ n n CL.S-c ~.-r~.~ ..~ [~ 1l~LS~1f'r1~,U`I.S~L-Y'(l~r TZ7 Cs~t-`~ ~v?~~~,.E- C--O~- ~STAT~ h.)C)I~CE_ ~~i~-rs.sCVn~:•.~ ~ ~ti~ `PaT~t - ~t'~ faJS ~ ~0 ~ . ~ 8. -(~fta~z+.~ !~. ~tl:~~L ~Ik(~ AG-~.(12.s1~r~ A~SSc~~a..c~~s .~-.~=, '(~rL ~~ r~PP t~-a~~s~..._ 2~:P~ ~s 1~ ~ cry . r~ q , C u~Lc~. E. ~(t~~.C~C~lZ. dt~C.TT.o ~ ~~R. ~A PP ~.asSa<.-- a ~ ~~~~l~r'~ '6~.~v+~tr~~G-s ryr ~S b~~~.~- (t~'a, cpc~.u~..s.~ PA ~ ~D. ov TOTAL (Also enter on line 9; Recapitulation) ~ $ \'~ .\~$ State Zip ___ (tf more space is needed, insert additional sheets of the same size) a ~ REV-1512 EX+ (12-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE 1 DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF FILE NUMBER Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. (If more space is needed, insert additional sheets of the same size) /~ . .~ ~~ ~ ~ ~~ I (~ ~ 13illin Date: 07/14 T l h N b - 1/~'/y +~p~11 ~ ~~ j3 ~ 3 e ep one um er Account Number ; ~ ~~ _ P ~ a . IS ~ V~~ ~~L HELEN BIDDLE Account Summary Previous Charges $ 21.37 OettNp The Bust Vt No Payment Received •~ Find out about our n features by calling 1 Past Due Charges (please pay now) S 21.37 We'll help you find n on TV, Internet and New Charges Call today & choose Verizon (page 3) - $ 11.04 combination of serve your needs and bud Total New Charges Due - ~ 11.04 Total Duo $10.33 Please pay upon receipt Ask Fa Thv F1OS , Call 1-877-896-f 12 - FlNAL 81LL - FiOS, the network 1 This Final Bill may have already been referred to an outside collection 100% fiber optics h available in your ar agency. Pay your bill online at verizon.com/payfinalbill bring home an expJ entertainment optic and other great offs Service In select arear ~/'+ Verizon Fwtd-tttsl Enrol! 501 C nonpn Velocity fundraisin direct sellir-g, no it contributions whet order qualifyirp Ve Questions about your bill? products. Visit vet Visit verizon.com or call 1-800-VERIZON (1-800-837-4966) for full program de is free and takes j Change of billing address? Go to verizon.com/billingaddress or call us. ~ Detach 8 return payment sli YL o ~ Q ~o 0 ~~ x r 4 a a r; 1 ~ ~ `~ X ~ 1 r (,~ ~, N f ~ ~ ~ © {,~ Z 4 ' O ~ m d ~ N ~- N mN Z ~ t7D ° ~ ~ e ~ t~ 4 L J $ ~ Q Q ` a m ~ _._--- -J - 4. r Ch 41- O RO M c~'! r tL z a V 3 A ~ 8R a.- ~ o.>. J ~ CZ " 'tL E3 ~s ,~ 8 ~~` c y ~_ n N $~ `'"'`~ ~,~ P -~ _..~ ~J ~} _~ i..s ~~ Q~ C`• T t ill r+ O P~ wa acs. J ~ ~ N J ~ J G ~ d ~ M V N N m "~ Q ,~ .Lr. N ./ N ~ ~ ~ N ~ ~ N ~ G O .r :+ REV-1513 EX+ (9-00) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCNEDI~LE J BENEFICIARIES ESTATE OF 1\ S hlLt IV/~UMCCFS •/~/ RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [include outright spousal distributions, and iransiers under Sec. 9116 (a) (1.2)] 3~ bs.3~a~4- tom, C~A(1~~~, ~~ 1~10~~ ~~~. ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX 1S NOT BEING MADE 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ (If more space is needed, insert additional sheets of the same size) ~ r REGISTER OF WILLS CUMBERLAND COUNTY PENNSYLVANIA No . 2010- 00701 Estate Of : HELEN V BJDDLE CERTIFICATE OF GRANT OF LETTERS i?A No . 21- 10- 0701 (First, Middle, Lastl Late Of : SlL VER SPRING TOWNSHIP CUMBERLAND COUNTY Deceased Social Security No: _193-12-9225 WHEREAS, on the 13th day of July 2010 an instrument dated July 2nd 1997 was admitted to probate as the Last o~ill of HELEN V BIDOLE /First, Middle, Lastl late of S/EVER SPR/NG TOWNSH/P, CUMBERLAND County, who died on the 17th day of June 2010 and, WHEREAS, a true copy of the will as probated i~r annexed hereto. THEREFORE, I, GLENDA EARNER STRASBAUGH Register of Wi 11 s in and for CUMBERLAND County, in the Commonwealth of Pennsylvania, hereby certify that I have this day granted Letters TESTAl~4ENTARY to: CHRISTINE K B/DOLE and GARY BIDDLE who have duly qualified as EXECUTOR(R/X) and have agreed to administer the estate according to law, all of which fully appears of record in my office at CUMBERLAND COUNTY COURT HOUSE, CARLISLE, PENNSYL VANIA. IN TESTIMONIT WHEREOF, I have hereunto set my hand and affixed the seal of my office on the 13th day of July 2010. 1~i~~ f Register of ills r Deputy * *NOTE* * ALL NAMES ABOVE APPEAR (FIRST, MIi7DLE, LAST) Ll1ST HILL ~~I,?D T:BSTAI~iE~`IT OF IIh~LL''I~T V. RIDDLE I, Iii~G`,I1 V. I',I7)llT~l~, of the TOL~Tnship of Silver Spring, Count; of Culabei~land and State of Peransylvani.a, being of sound and dispos i_ng mind, memory and unc?.erstandin€, do rnalce, publish and doclare this my Last lJill and Testament, hereby revoking and making void any and all pr~_or l•Jills b;~r me at any time ~eretofD~e _ .., ~~ made . ~ =~ ~-- ~ i Z~ ~- ~ ": 1y ~ ~ - ~ ~ ,_, 1 • ,,. , ~ 't1 ~-a I direct the payment of all my just debts and fu.n~'ral ,_ ~ ~-~~.> ~ -, e,cpenses as soon after my decease as tho same can be conveniently done, including the payment out of the principal of my general ostate, of all inheritance, estate And succession taxes tiJhich may be assessed in consequence of my death. 2. I give and bequeath the entire contorts of my personal residence, including, but not limited, t;o my household furnishings, appliances, utensils, glasstiJare, jevrelry and all other personal tanCible property, of whatever nature or lrind, to my daughter, CIIP ISTIIdP ii. I3TDDLE . 3• I give and bequeath tt~aenty (20;;x) per cent. of my residuary estate t'nen remaining, to m;;r daughter, CIiIZISTIIbE R. I3IDDLE, absolutely and uncondit:io.nally. Z~. I ~;~ive and l~e~uoath the reniain:in~; eighty ((30;x) per cent, of my estat© to my daughter, CITPISTII~II~ Ir. I;IDDL ^nd to my son, G11R`~r ;. I;IDP.r,I,~ share and share alike, per stirpes. 5. 1~'or tl.-re purpose of facilitati.n~; the settlement and distribution of my estate, I authorize and ernpocaer uiy L.-recutors, her©inafter named, to sell any C.11d all real estate Z~lhich I may otan at the time of my decease, at Dither public or private sale or sales. L11~TLY, I nominate, constitute at~d appoint my daughter, CIIRI~~`PII1P Ir. BIllDLL a.nd my son, GAIi~i~ L. BIDDLE, Co-T.tecutors of this my Last ~;7i11 and Testament, and direct that they be e:ccused from posting bond or other security .for the faithful performance of their duties in any jurisdiction. IIT s,•3I1P1ESS ~~TIiLTEOF, I have hereunto set r~iy hand and seal this duly, A. D., 1997. ~---1 _,..~~- ~.. -,.-~ \ ~ j ~ : ~~ c~~+_~.' (SEAL ) Ilelen V. Biddle Si~nQd, soalod, published a.nd declared by the above named, Ii:~~L~~P1 V. BTUDL:C, a_s and far her Vast ti~Jill and Testarnent, in the presence of us, who have subscribed our names hereto as .~ritnesses, at the request of said testatrix, in her presence and in the presence of each other. _..~ .. f ~ /r // ~~' i ~,. ,~~-- COMMONWLALTH OF PENNSYLVANIA ) SS. COUNTY OF CUMBERLAND } I, III;LIJPT V. T3'rDDl,la the testat rift whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Last Will and Testament; that I signed it willingly; and that I signed it as my free and volun- tary act and deed, for the purposes therein conl-ained. Sworn and affirmed to and acknowledged before. me b~ ~T~;r, T1 V . I3IDDI,L the testat rix this ~_ day of Jll- f , A. U. ~ ~ ~97 • , Iielen V. Biddle /~ `~_. ~ l Not ry Public Plotar~l fll~lc ~-~ ~,~ COMMONWEALTH OF PENNSYLVANIA ) r~ , p~ywan;aa~ , ss. COUNTY OF CUMBGRLANll ) We, the undersigned, J. ROT3L'PT STAUFTI;R and S?iS~1I~T .1. I~ICCOY the witnesses whose names are signed to the attached or foregoing instrument, being du:1y qualified according to law, depose and say that we were present an~i saw the testat PIS ii1JLLPT V. LTDDLJ~ s:1gn and exe- cute the instrument as a''~her Last Wi11 and 'testament; that the said testat rig. LILT~Lrt V. ]3ID7L1. executed it as :/her free and voluntary act for the purposes therein expressed; that each of us, in the hearing and sight- of the testatr'i ~ signed the Will as witnesses; and that to the best of our knowledge, the testat r ix was, at the time, eighteen (18) or more years of age, of sound mind, and under no constraint, duress or undue influence. Sworn and subscribed to before ,~-~`_ me this ~~~'~~ day of Jul; .1997 • r ~ ~ ~ ;~,; ~~' .~. ~l~l/~:i:Ti1R~i1.;:-Ri,11::Qh~.i [.I;~, ., .,~~~~ Y Paimimy~y'a+i+6a:4~s;~r',i:+:;z>v<~ ~::~~~ REY 406 EX + 17.041 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE INHERITANCE TAX DIVISION DEPT. 280801 HARRISBURG. PA 17128-0601 SAFE DEPOSIT BOX INVENTORY Please Print or MUST BE COMPLETED BY REPRESENTATIVE OF FINANCIAL INSTITUTION WHERE SAFE DEPOSIT BOX IS LOCATED ANO RFTIIRnIFn rn nanvc COUNTY CODE FILE NUMBER SOCIAL SECURITY (Requkad) OR DEATH CERTIFICATE NUMBER lonly If SSN is unknown) r 4 3 - Ia - 9~5 DECEDENTy~S NA`ME`(L\AST, FIRST, MIDDLE) ~ / U\-e V ~ V rl ~ 2 , Q DATE OF DEATH O/ ~ - ..) r D l ~ t ._ 1/ (~ . ~ ] ' Z ADDRESS OF DECEDENT (STREET) 3"~ R~ (CITY) ~Qrli ! (STATE) P 4 (ZIP CODE( ~ . s e ~ 17b /S NAME AND ADDRESS OF PERSON REOUESTINO THE OPENING OF THE SAFE DEPOSIT BOX (NAME) Chr~s~;ne ~k. B~ddl~ , ~X~e. (STREET ADDRESS) e Czd 35 ~addl (CITY) le ~ I, (STATE) P/~ RIP CODE) . . p,r s 1 ~o~ 5 NAME ,ADDRESS AND RELATIONSHIP (IF ANY) TO DECEDENT, OF PERSON(S) PRESENT AT THE BOX OPENING e. (NAME) (RELATIONSHIP) (STREET NAME) (CITY) (STATE) (ZIP CODE) b. (NAME) (RELATIONSHIP) (STREET NAME) (CITY) (STATE) (ZIP CODE) c. (NAME) IRELATIONSHIPI (STREET NAME) (CITY) (STATE) (ZIP CODE) • NAME AND ADDRESS OF FINANCIAL INSTITUTION WHERE THE SAFE DEPOSIT BOX IS LOCATED (NAME) ~~ ~ V~N K (STREET NAME) ~ k~+ ~,(a-~~ ~f . (CITY) /'Yl~e e l~ ~ ics~i +~~ (STATE) PA (ZIP CODE( 17os.s ~ NAME OF PERSON MAKIfNg`~L`A_ST ENTRY C1NI it SC0.rG~., >s~ n ~ Ch k d DATE AND E^^O77F LAST ENTRY , r e I kx2. t rrt ~' ~ 3'O~O~~ DATE OF CONTRACT TO RENT BOX NUMBER OF BOX ~ TITLE UNDER WHICH BOX 18 REQUESTED ? ~ °I - Iqq~ 04U-- vy!- o21ao i..leleln V, middle.. NAME AND ADDRESS OF PERSON(S) HAVING ACCESS TO BOX e. (NAME) b. (NAME) ~ / 1 ~L,CV~ V ~1~~`~ (STREET ADDRESS) 35 31dd1~ ~d. Carlts(e ~A l~u ~ 5 (STREET ADDRESS) (CITY) ISTATEI lZIP CODE( ICITYI (STATE) (ZIP CODE) NAME AND TITLE OF EMPLOYEE TAKING THE INVENTO Y L ~ ~ .Or 1 ~rQ Cker1 ~QrIC~ i~•2K.11~:2r WAS A WILL IN THE BOX) YES ^ NO H yes, e. Date of will: ~ ~- '- lq 9 7 b. Nema and address of personal representative, ff named In the will (NAME) Lhr+S-~Ine 81~`~t (STREET ADDRESS) 3 S {~~ ~ I ~ R P (CITY) l ~ C (STATE) (ZIP CODE) ~ .e c A . .e l s Q r P~ ~ 7 Old c. Name and address of attorney, if any (NAME) (STREET ADDRESS( (CITY) (STATE) (ZIP CODE) EFORM725800 SAFE DEPOSIT BOX INVENTORY Page L of INSTRUCTIONS The Department is authorized under federal law, 42 U.S.C. ~ 4051c), to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbers to establish a decedent's identity and ensure proper credit for tax payments. 111 Cash: Report total only. (2) Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to be designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. l3) Obligations of U.S. (3ovemment: Number of items, date of issue, face value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. (4) Bonds: Designate by name, amount, serial number, or other designation. (Bearer Bondsl l5) Bank and Savings end Loan Passbooks: State name of depositor, number of book, last date appearing in book, name of bank and branch, and balance. 18) Jewelry, Coins, Stamps, Msnuscrlpts, etc: List and describe as fully as possible. (7) Deeds Mortgages, Current Insurance Policies or other evidences of indebtedness: List and describe as fully as possible. 181 All other contents. ITEM NO. ITEM DESCRIPTION ~ t ,n ~ ~CI^ ° (J~lt~ l K I SS lA)av~twc ~t~ ~ t a a c ~o t ~ `T a ~ r es t5 e - lit 'i r D-~ l~ I v~ 5i lyf:lr s r l n T~+ 1 ~~ oar 1 1 eve 11 1 ~ PeHr, 1 ci'0 (o {fern 1 fob ce.v~ heir Ntws ~ c,l• ~ ' ~ ~ t~ ~~ 19 I~g ~ Q~ ~ur ~ 5 1Lle e ~ act h s• vtr .S r,~ ~ , er ' cafe ~ ?-k n~mcl.,t - EC karfi a v torn or hol.J CCeSS C- • K • ~ t1- i~S~/' '~tartS h - ~a - lA)i ilia;,, ~,'~, le 1 ~I\ ~ P,u~S {~bM tv~ h (~UfG I CERTIFY UNDER PENALTY OF PERJURY THAT THE ASOVE REC RD la CORRECT D COMPLETE TO THE OF MY KNOWLEDGE AND SELIEF. PERSON RECEIVINQ COPY OF SAFE DEPOSIT 8 INVENTORY: SI NATURE ~ SIGNATURE ~ /~. PRINT nn PRINT NAM D CK AP OPRIATE BOX BELOW: PRINT TITLE DATE CHECK APPROPRIATE BOX: --~ ~'Cin C}I ~ h6,~j~ 71 ZG1201 O ~Executorltrixl ^ AdminisVatorltrix) ^ Estate Representstlvs ^ Joint owner of safe deposit box NOTE: Attach additional S'fi" x 11 " sheet(s) if necessary or use duplicates of this page of form. SAFE DEPOSIT BOX INVENTORY Page ~ of INSTRUCTIONS Tha Department is authorized under federal law, 42 U.S.C. § 4051c1, to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbers to establish a decedent's identity and ensure proper credit for tax payments. (1) Cash: Report total only. {21 Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to be designated by name of company, certificate number, data of certificate, name in which stock is registered, and number of shares and class of stock. (31 Obligetians of U.S. Qovernment: Number of items, data of issue, face value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. 141 Bonds: Designate by name, amount, serial number, or other designation. (Bearer Bonds) l51 Bank and Savings and Loan Passbooks: State Hama of depositor, number of book, last date appearing in book, name of bank and branch, and balance. (8) Jewelry, Coins, Stamps, Manuscripts, etc: List and describe as fully as possible. 171 Dasds Mortgages, Current Insurance Policies or other evidences of indebtadnesa: List and describe as fully as possible. {8) All other contents. ITEM NO. ITEM DESCRIPTION ~ !'~evr$w ~~Ie (p ~ gills tce ~ Ic ~~ 'I i il~c d !e r?r ~' o ilDo rr ff'' /lCt~{Q ~I` ~V' il(lulK ~ >'~ 4t ` ~ w (1P.S ~~ ~ ~l1S~lY~ / ~ .~ 1? ,~t~Pr ~o~u2!' vnN ~ tr ~1n fr~Ca.l~ -~pc^ eri ~c i h~ a- ~e~2rt ~. 1 ulu ~f1 e-{ur ed - r~r . 0 4 ry son r' a c 4 l t o `li .n ~ ~ I {k' 1 rvl.~L [~ +a,~ c. e.~'fiE,' a, , r 11~t4.w~ le t ~ b ~ o c re e v In en~e! 95? isle ~~- "r -1/~tlrowt i~q~lc Ort Q Z ~! I . Id e it evt >rt i~l D~~ ~ .ems ~ ~ i o I (ATCi r ntiAS e~f fci. rSana Q ~rs} n~.¢ T~vSf" r-4 s S t e n 1~ ~ e j ~ ~ ~} ~ Shares 1 7 i OOIv ~ r Br le ~i'iut~v'r` s F" k c C T n e a 1 8'~ l an ~ CeA,uct K. ~k- ~ ~ Cel aw a c !! S ADD/ C~eCih G/'ccn a ~r ~ d Co K~:7z~vl. ~~11~ i ~~G>~ cs l.Jr~Tfl2//'1.)7aC~ .7 / ~ e ~ r 1 ~ 1 CERTIFY UNDER PENALTY OF PERJURY THAT THE ABOVE RECORD IS CORRECT D COMPLETE TO THE T OF MY KNOWLEDGE AND BELIEF. PERSON RECEIVING COPY OF SAFE DEPOSIT BOX INVENTORY: SIGNA R SIGNATUR ~ ~n. Q r • PRINT E l A 2 ~ PRINT NAME A H K APPRO IATE 80X BELO /~ ` ,e~~~a~C~ ` ~ ` +~ ~ 2,4ckt=T .021 - ~, ,f . . , ~ . PRINT TITLE GATE 1~.APPROPRIATE BOX: CH EC I:f~ta1C N ~~ A6 t R // ~ J'~~0 ~ / ~ ~ j J~Exscutorltrixl ^ Administrstorltrlxl .t + ~ Estate Reprseentatlvs ^ Joint owner of oafs deposit box NOTE: Attach additional 8'f," x 11 " sheet(s) if necessary or use duplicates of this page of form. (~ SAFE DEPOSIT BOX INVENTORY Page of INSTRUCTIONS Tha Department is authorized under federal law, 42 U.S.C. § 405(cl, to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbers to establish a decedent's identity and ensure proper credit for tax payments. t 1) Cash: Report total only. (2) Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to bs designated by Hama of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. 131 OWigatlons of U.S. Qovernment: Number of items, date of issue, face value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. 14- Bonds: Designate by name, amount. serial number, or other designation. tBearer Bonds) 15- Bank end Savings end Loan Passbooks: State name of depositor, number of book, tact date appearing in book, Hama of bank and branch, and balance. 18- Jewelry, Coins, Stamps, Manuscripts, etc: List and describe as fully as possible. 17- Deeds Mortgages, Currant Insurance Policies or other svtdences of indebtedness: List and deacribs as fully as possible. (81 All other contents. ITEM NO. ITEM DESCRIPTION rc Yee er-~f ~ r ~; ss~'n e' r l O s t ec~e/nl ~11n1~ k~znk Sn. of lock a ~~ er c! 1 ~ ~ #- D~~a~F Nto rd r 81 le E l u e uT~~Nn +~ I~to.S L C ecru l ~'t,ot~ taV' ~~ ~~ I.e oA ~r Ilcla s ~r ~e Ira , "~' r n i K eh,V~clo ~. ~lasfii~ +? rv~lo e - C - 1 f a s~5 ri~.v~. e e I,ti' e - SII e/ r a v ,` t ~ ~~Ilr~n. ~ - - v~ o ' s ©~ Cerrie it -~olr 1 GIA~ ~ i CG.V' Tit- e ~ ~tJ~e~r~f2.n urT e e ~ ~I.c~ er-~' CCAunfi IS ~b IZQA 5 n {' r~Ic:uEiv~e I CERTIFY UNDER PENALTY OF PERJURY THAT THE ABOYE RE ORD la PER80N RECEIYINO COPY OF CORRECT AN OMPLETE TO THE BE8T O MY KNOWLEDGE AND BELIEF. SAFE DEPOSIT BOX INVENTORY: SIGNATU E SIGNATURE ,~/ ,~' PRINT NAM ~ ~ L E~ i PRINT NAME A ECK APPROPRIATE BOX BELOW: `~~1 ~ ' ~~ ` ~ ow CKJ>:N - , ~. t - , ~ PRINT TITLE NC ~i4 6 DA ~2GIC Z 2l CHECK APPROPRIATE BOX: ~xscutorltrix! ^ Administntorltrlx! H uA ETz . ^ Estate Reprassntstive ^ Joint owner of aafs deposit box NOTE: Attach additional 8i4" x 11" sheetls) if necessary or use duplicates of this page of form. SAFE DEPOSIT BOX INVENTORY Page ~ of ~ f INSTRUCTIONS The Department is authorized under federal law, 42 U.S.C. § 406tc), to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbaro to establish a decedent's identity and ensure proper credit for tax payments. I' l11 Cash: Report total only. (21 Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to be designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. 13- OWigatlons of U.S. t3ovsrnmsnt: Number of items, date of issue, face value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. t4) Bonds: Designate by name, amount, serial number, or other designation. (Bearer Bonds) t6) Bank and Savings and Loan Passbooks: State name of depositor, number of book, last date appearing in book, name of bank and branch, and balance. t8) Jewelry, Coins, Stamps, Manuscripts, etc: List and describe as fully as possible. 171 Deeds Mortgages, Current Insurance Policies a other evidences of Indebtedness: List and describe as fully as possible. te1 All other contents. ITEM NO. ITEM DESCRIPTION {~ re o~ ~i /^ ~ulcwn ~~~ L°M loll I ~ !Q`~8' r ~. n i le S/4ar.~s c ~ 2; ~ . ~ •~v c ~ it-t~~a •S!~ .~1 19 ~ i~ e ~iurc a~ ~ U ~ .3 ~ ~K s c,~ ~l /o ~a1 h ~1 ~Q G W_ l~ttt 6 .er• W~ `~ cn. i t apt W o K `mac T ~ ~ Tan . ~o I qSr / Fi •.>~ g of ~leclt~ . P~ .2 UC (0 ? W I Wri ~ ` rv a•~ Ga ~i ~t'f f~ .K pn r rr 11lI / / / r~ ~' f j I~i4~ HtK g~GtGi , D f~o~cr YDOZ ~D S 9 ~t e Y i.~. ~~ Iv~Svrci.vtte uG 6 e of n of ~ !q 3 2 n i Cy3~ ~ 7(o EE .(~ 9 l a 10~ C.. ~ y ~t7o 1 -10 `~+ V Q/1 ~ ~~J ~o ~t ~/ ~O(l a~ra+-mod ~ ~'zvo a- Q~o a ~~ R o q ~E J~ oa3 a -o~ ~c 20o co-as-oa 1~ 1vo ~ ~~ aoQa aQO ~E of - aio- o aN • f ,~ ~ ~t o! ~~~ X100 ~E13oh ~ -1- 9 ;d (c ~ (o x396 7i ~c 4 1 Do E~ ~ •-/7~ n is le C 7~Y~31 !vl 4 ~~~ `1 9!Q 100 ~ ~ o n ~ - a.o ^ 9 (o CS' g-S ~ 3 ~ '" ~ a 9~ ~ /0 0 CE ~r1n 1 -02 7 ~ 9~ CSD ~ 4 70 9 ,c~• ! ~,, i I ,S t~0 EE d3vntil l a-~a.- 95/ C5o'SaD~~r ~E' ~ ,~ ~~ !i ~' l00 ~~~vn to-~s_ 3 C~ v y79 ~1s~c /Z ~,. i 1 g I CERTIFY UN PENALTY OF PERJURY THAT THE ABOVE RECORD IS CORRECT AN MPLETE TO THE BEST OF KNOY+fLEDGE ANO SEIiEF. PERSON RECEIVING COP OF SAFE DEP08R BOX 1 VENTORY: SIGNATU E SIGNATURE ~ iiw~ ~, , _ L_ ~~~~ PAINT NA PRINT NAME A APPR PRIATE 80X B LOW: PRINT TITLE OATS CHECx APPROPRIATE 80X: /~ ,~ ~RAU~ N ' V 1 ~1 N ~ ~' QZ 1 ~ ~ ~ ~ a ~Exsoutoritrfxl ^ Adminletratoritrlx) Eatst~ Rs rassnUtiw ^ D ^ Jo1M owner of ae}s depoelt box NOTE: Attach additional 8'h" x 11" sheens) ii necessary or use duplicates of this page of form. • .INSTRUCTIONS The Department is authorized under federal law, 42 U.S.C. § 4051c1, to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbers to astabilsh a decedent's identity and ensure proper credit for tax payments. 11- Cash: Report total only. (2) Stocks: List in detail every common or preferred certificate, warrant or other rights faund In box. Stocks are to bs designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. 131 ObNgatbns of U.S. t3ovsmmsnt: Number of items, date of issue, Lacs value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. 14- Bonds: Designate by name, amount, seriai number, or other designation. (Bearer Bonds) 15) Bank end Savings artd Loan Passbooks: State name of depositor, number of book, leaf date appearing in book, name of bank and branch, and balance. (t)! Jewelry, CoMs. Stamps, Manuscripts. sto: List and describe as fully as possible. Ili Deeds Mortgages, Current insurance Policies or other svkiencea of indebtsdneas: List and describe as fully as poeaibls. (8) All other contents. ITEM NO. ITEM DE>sCRIPTION lal 1' t 1 33 3 bU )'~ .- ~~ 1 2 III ~dd ~ ~ L3) 3yo l y ~g a~ g 1 ' lob 3 q 208~1~ ~' 0~~ K?9 3 1; ( 1 Ob C~I3sa 3 7y 3 EE i ~ 3 ~' ctd I 100 5o ao~Iao ~E t I 1~ ~ I 0 C56~ 02~~~ 4I I qs li ~ ~ I q ~t= qs 1 ~ ~ CSst~~s5 5yEC b laa~ i ~ 1 ( I ~ `J~1 ) f/C 9 4 r ZCX~ ~'1 5' - I 1 ~av ~ a- iv a o 0 2 rC I 2l~'~ 1- 1 z~0 ' S ~ c~ l ~ 200 I ~ I 3315 ~C oy 1 9 Z I ~ O C 30 - 3 zt.~ i l~~ '~ J q ~~ 1v ~l0 1 3 ~ ~ loo C Z~ZI~q ~sz~. a j9~a ll~ ~ ~ CZbt~ 4~ts~is o I l ob ~.2~(~Q2 9 IS~~ ra ~~9 ti ~ ~ U C 3CXj~i~ 03gF~ 5 Gq f CERT~11 UN PENALTY OF PERJURY THAT THE AaOVE RECORD la CORR CT A OMFLETE TO THE 9EST OF MY KNOwLEDrl! AND RELIEF. PER80N RECENINO COPY OF SAFE DEPOSIT ttOX INVENTORY: SIGNA RE SIGNATURE P T l /l IA AG ~~1n-c ~ ~ZI A ~ti}lcke PRINT NAME CK APPROPRIATE BOX BELOW: s ~ ~: ~~ 1~/ , + t ~ . v , , ~ .~ , . ~. c, PRINT TITLE DA CHEC APPRDPRIATE BGX: ~,A -~t~~CN 1~F}t~J~112 7 2.(p)ZOt() ~Ex~cutaltrix) ^ AdmlMttntorltrix) ^ Estaq Aepraent~tiv~ ^ Joint owns of a~f~ dspo~lt box NOTE: Attach additional 8'~" x 11" shsetjs) ~ necessary or use duplicates of this page of form. ..~ ~. ~. • 1IV.71 AVV I IV~~+7 The Department is authorized under federal taw, 42 U.S.C. ~ 405(c), to use the decedent's Social Security number in administering this state tax law. Ths department uses Social Security numbers to establish a decedent's identity and ensure proper credit for tax payments. (1- Caah: Report total only. (2) Stocks: List in detail every common or preferred certificate, warrant or other rights found In box. Stocks are to be designated by name of company, certificate number, data of certificate, name in which stock is registered, and number of shares and class of stock. {3) Obllgatlona of U.9. Oovemment: Number of Items, data of issue, face value, names in which registered and type of ownership, i.e., Jointly held, payable on death, etc. (41 Bonds: Designate by name, amount, serial number. or other dealgnation. (Bearer Bonds) (5i Bsnk and Savings and Loan Passbooks: State name of depositor, number of book, last date appearing in book. name of bank and branch, and balance. (el Jewelry, Coins, Stamps, Manuscripts. sto: Ust and describe as fully as possible. (l1 Deeds Mtxtgagss, Current Inwrance Pogcies or other evidences of Mdebtedmss: List and describe as fully as possible. (BI Aq other contents. ITEM ITEM DESCRIPTION .~ ~ 2 2 I q~- I ~tx~ ~ I 1 ~ ~ 2~~ 2q 92E~ 6a a ~ ~ 1 D~b 3 6£~L ~ - 4a ~ ~ I o a 31~ t~ t ~E D zs t~ ~..3 I 3 3o t Z tea -z_.- -; ~ ~ oa C. 31233 -~ " ~ Ili 393(~t~3i-1 ~ 3 1 ~ ~ I vd ~t ~ ~. 6 Ja 1- ~ i a Fso o -- I 13 ' ~Ch ' C: "i - a- I o~ c~~~ Dt7 t~10 ~"~ o~C ~ 3p 2 t=L c~Cr+ ` ~ ~ f? ~ 22 ~_~~ , .boa nlf~~'ri~^~ ~ (~ ~i'S EC. 03 acv ' orLcr '~-'~- ~ig15 C bi Boa • ~ oy c X3+,1-~- ~ pb ~~I 3t~Z ~ 00 ((. I aNC.Y. ~ }t.,..~ qs ~ 0 I e~'' `= s ~ I ( ~ 3 ~C 0 (7 ~~ 1 CERTIFY UND PENALTY OF PERJURY THAT THE ASOVE RECORD Is CORRECT AN OMPLETE TO THE BEST OF MY KNOWLEDGE AND BELIEF. PERSON RECENINQ COPY OF SAFE DEPOS BOX INVENTORY: SIGNATU E /, SIGNATURE PAINT NA~ ME /] ~ A PRINT NAME AND APPIIOPRI~TE 90X 9EL0~/ / ,// '- !/~C'C ~ ~ ~ r ~ " ~ rC.AiZI 2RCkt~! . - ,, , ~. r iL~ I °SJ"/ / ' PRINT TITLE Veh ~IH A~ 'u ~ ~ DA `7 Z~~z~~o CHECK APPROPRIATE aOX: ,~Exxcutorltrix) ^ Adml~latntorttrixl >~r ~ ~ I ^ Estxb Reprgxntxtiw ^ Joir+t owrNr o} s>t}~ dspo>flt box NOTE: Attach additional 8'h" x 11" sheetts~ if necessary or use duplicates of this page of form. ~~ INSTRUCTIONS Ths Department is authorized under federal law, 42 U.S.C. § 4051c1, to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbers to establishi a decedent's identity and ensure proper credit for tsx payments. 111 Caah: Report total only. 12) Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to bs designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. 131 Obligations of U.S. Oovemmsnt: Number of items, date of issue, face value, names in which registered and type of ownership, i.e., Jointly held, payable on death, etc. 141 Bonds: Designate by name, amount, serial number, or other deaignetion. (Bearer Bonds) 151 Bank and Savings end Loan Passbooks: Stets name of depositor, number of book, last date appearing In book, name of bank and branch, and balance. (ei Jewelry, Corns, Stsmps, Manuscripts, sto: List and describe as fully as possible. l71 Deeds Mortgages, Current Insurance Policies a other evidences of indebtedness: List and describe as fully as possible. 181 All other contsnta. ITEM N . ITEM DEBCRB*rION ~~' fStt f~.~~ C CJ Z 1 1 ~ v ~~ ~ ~ I2 3 ~~ i I oY lu ~ ~ 6 _ OY YI ~I ~ ~ Z r' ~ or ' r15~1iu' i 3 ~ ~ I ~r `~ - i l~ 3 1 ~ ~~ I ~ ~ ,d~le'~ 2 ~ ~" i ~ yr ~ ddle ~ 5Z' 32p IqG~ ~ ~ . - ~r- -h ~Id ( ~ 5 " ~ 8 X120 1 . - s ` ( , j ~ '').~ ` 1 ~~ r d~~ \ 2 1~'1 ~ G V~ - °f n ~ G ~ 3'~ 3~' °Y _ - - I '~ I zs gS or '~ ~ ~ I ~ ~ E~ I q~ - I ar ~ (e ~ (~ G LI 1 ro 322 U~" 9 yr ri - I~.P 1 ~~ t -11 9 - 1I °'~ r~ i G ~~ 37_5N t va q I ~ of C n~~ - ~ Ibb 22 ~- ~(rfJ t f~q ~ ~ °Y fl d - e I °'~ i to ~ 106 l.~ ~' b I CERTIFY UND PENALTY OF PERJURY THAT THE ABOV! RECORD IB CORRECT AND MFtJETE TO THE BEET OF KNOVYLEDQE AND BELIEF. PERSON RECEIVING COPY OF SAFE DEPOSIT BOX INVENTORY: SIGNA E SIGNATURE ~''l,~ PRINT NA n j~ LDS' I /f , ~OR~C,rEA/ Pf11NT NAME CK APPROPIIIATE BOX BELOW:/~ / // it/1 t - ,(/<<v~ ~~L PRINT TITLE ~RANCN M~NA~EIL DATE ~ zr 1 0 CHECK APPROfMiIATE BOx: ~Exseutofltrixl ^ Administrstorltrix) a 7. 1 ~ ^ Estm R eprsssrnstly~ ^ Jolnt owner o} ash deposk box NOTE: Attach additional 8iS" x 11" sheet(s) if necessary or use duplicates of thla page of form. ~.~^ ^ rvi~ ^~~ t ~.~~ 1 VI\ 1 U INSTRUCTIONS The Department is authorized under federal law, 42 U.S.C. § 4051c1, to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbers to establish a decedent's identity end ensure proper credit for tax payments. 11) Cash: Report total only. l2) Stocks: List in detail every common or preferred certiflcats, warrant or other rights found in box. Stocks are to be designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and ciaas of stock. 13) Obligetlons of U.S. t3ovemment: Number of items, date of issue, face value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. (4) Bonds: Designate by name, amount, serial number, or other designation. IBearsr Bonds) ISI Bank and Ssvings end Loan Psssbooks: State name of depositor, number of book, leaf date appearing in book, name of bank and branch, and balance. 18) Jewelry, Coins, Stamps, Manuscripts, etc: List and describe as fully as possible. 17) Dssds Mortgages, CurrsM Insurance Pobcles or other evidences of Indebtedness: List and describe es fully as possible. 181 All other contents. ITEM NO. ITEM DESCRIPTION ~0 148'6 L -Il~ leis t~E ~ ~ 0 o gg-o LS~I(o98~Ga13 ~r ~~~ ~ . 0 od I L 5i/lv~~lPl (Q Et It ~ '~~ • . d 19 1 L511(c48'Co 7 ~~ c icy ~1~tri~ ~ SU as I ~I ~S/1~o9 1 S' ~t len t r C.~v~ 'e ~ d 0 / 9 ~ ~ s'i/ ~95~ / 4 r~ i eta I r ~ ~ ~ ~ x-7 `}~ ( SO io 198-/ ~Siilv98~G ~E ,~ ~i ,~ 1 SO ~ 14~! L /J 1 ~' 1 ~ c r-.e r CQ~e a/ i L Si/ 'n r ~.r n e v 14 8~a L s~~ ~ ~ ~-~ r i.~1'LY ~ -~e ~ 01 ~ .Sv I g~ ~ sii ~ 9 6a S EE ' p - ri ~ v 1983 LS// 4S ~.4 ~ n Chvl ~ `e <~ 7i9ga LSiiG to i c~ Q ~ / a ~si~ t la 83 LS7I ~ p~ ~ ' - I ~ ~ L ~i «9 ~,~ ~c ~ 5~ 8-3 L S //rv Fr~.~.3 ~E ~I Vi r o ~ a- L s-~ 9 ~s ~--~ ~ -~ ~ ~ l CS// Ems' ,~ ` ~S si e I CERTIFY UNDER PENALTY OF PERJURY THAT THE ABOVE RECORD IS CORRECT AND OMPLETE TO THE BEST OF MY KNOVYLEDGE AND BELIEF. PER80N RECEIVING COPY OF SAFE DEPO R BOX INVENTORY: SIGNATU E SIGNATUR ~ . // ~Gt,. PR NT NAME ~~ A `~~~eK~N PRINT N M CK APPROPRIATE BOX B W: ~l ~ ~~ ~ . a ~ ~-~.. , PRINT TITLE GATE CH E C K'APPROPRIATE BOX: ~R.flNCN MANA~~I~ ...~ 1~~~10 f ~ - y ,1~9 Exocutorltrixl ^ Adminixtntw(trix) ^ EatEto Rpresontatiw ^ Joklt ownu of aoiB deposit box NOTE: Attach additional 8i4" x 11" sheet(s) if necessary or uas dupNcates of this page of form. ... .~~. vv^ r vvn EIr r 6111 I VK'i T !~ INSTRUCTIONS Ths Department is authorized under federal law, 41 U.S.C. # 406(c!, to use the decedent"s Social Security number in administering this state tax law. The department uses Social Security numbers to establish a decedent's identity and ensure proper credit for tax payments. 111 Cash: Report total only. t2) Stocks: List in detail every common or preferred certificate, warrant or other rights sound in box. Stocks are to bs designated by name of company, certificate number, data of certificate, name in which stock is registered, and number of shares and class of stock. 13) Obligations of U.3. Government: Number of items. date of issue, face value, names in which registered and type of ownership, i.s., jointly held, payable on death, etc. 141 Bonds: Designate by name, amount, serial number, or other deaignstion. (bearer Bonds) (6) Bank and Savings and Loan Passbooks: Stets name of depositor, number of book, last date appearing in book, name of bank and branch, and balance. ~ lei Jewelry, Coins, Stamps, Manuscripts, eta: List and describe as fully as possible. 171 Dssds Mortgsges, Current Insursnce Palkles a other evidences of Indebtedness: List and describe as fully as possible. 181 AN other contents. ITEM NO. ITEM DESCRIPTION A s o ~~ i ~ 1_ a s L1 ~'S i '' i~~ ~ ~, ~ i D ~ ~- 8'S5I `~ ~ ~ r n . ~ t ~ ,~0 as 3'f S D ~ ~ ~ ~ ~ . ~ SO 7 7 L ,3 ~l S ~' is r ~ t' ~ i q'] 7 L~223 y x'5522 t ~ .e r ~ 50 ~/ I 7 L2 ~SS23 E ~Le ) ~ LS ~ [.e ~' Sd I ~ ~ Z 22.2. ~~~ ~ r~~G ~ rt Ne Ste. 1 7 L Z ~ i r ~ I ~~ z ~ E ~~ d e ~ ; - i i _ d ~ ? L ZZ S4ff`J ~'' ~e tic ~e C v'i i 50 I1 ! "1 LZZ23 $~ O ~'~ t ~ n i Sv I 199 L2Z.234~ ~S ~ [e ~ ~ C ~ ~ i ,~ z s .~ r so I o/ 9 7 9 L 22Z 8-s-4 9 y E ~e itwa,~t r _I .N S- 1~ / 7 4 L2Z2 5 ~' ~e f k 2 ~ /9fD L5 I/(~~/ /d Lt~ ~d I ~. n ~ h t oo q~~ C o ~ ~ a ~o tc ~ ~ d e r ' Ls +~ ~ SD O /98"D LS//lo9& /~ Ec (~,, ~i~o,le ~ res~vte 'ci~. ~,so g i9So Ls/(l~9F1'~la EC ~K ~; d e Of cs~r.e ~ ~ 1 CERTIFY UND PENALTY OF PERJURY THAT THE A80V! RECORD 18 CORRECT ANO MFtJETE TO THE BEST OF MY KNOWLEDGE AND SELIEF. PERSON RECEIVING COPY OF SAFE DEPOSIT BOX INVENTORY: /) SIGNATUR SIGNATURE ~~ / ~ ~ ~ U - PRINT NAME 1 e ~ f~ PAINT NAME A K AVPRO ATE BO% BELyW: ~ ol~~-` : ~ /~ ~ .~ . ~ . - . ~ ~c . .~ PRINT TITLE ,,n ~ ~ ~R~~~ ~ ~ p-I~{~tI~CJ`" 11 OATS ~~Z.~v~~l~ )))) CH~EC{K APPROPRIATE BOx: {} Exscutorltrixl ^ Administrstorltrix) ^ Eststs Rsprsssntstivs ^ Jdrrt owns of ssto deposit buz NOTE: Attach additional 8'/e" x 11 " shestls) if necessary or use duplicates of this page of form. 5~.1-rt utru511 t3UX INVENTORY roan °'-~ `- INSTRUCTIONS The Department is authorized under federal law, 42 U.S.C. § 4051c-, to use the decedent's; Social Security number in administering this state tax law. The department uses Social Security numbers to establish a decedent's identity and ensure proper credit for tax payments. 11- Cash: Report total only. 121 Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to be designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. (3) Obiigstiona of U.S. Qovemment: Number of items, date of issue, face value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. (41 Bonds: Designate by name, amount, serial number, or other designation. IBearar Bonds) t81 Bank and Savings and Loan Passbooks: Stets name of depositor, number of book, last date appearing in book, name of hank and branch, and balance. (8) Jewelry, Coins, Stamps, Manuscripts, etc: List and describe as fully as possible. (71 Deeds Mortgsgss, Current insursncs Polk:lss or other evidences of indebtedness: List and describe as fully as possible. (B- All other contents. ITEM NO. ITEM DESCRIPTION s~ y - ,~. Laa~ ~ S4 ~ ~" ~~ l ~ ~ SD - l ~ ~a a. 3 51/ ~ ~~ ~ or ' s ~ ~ 5 ~~ 9 caa a 8's 9 ~~' i It r 1~•~ d ~ /4 L SOd L= .Q -~ 8' 14 ~ SS ~'' n ~ /2 '~r~ ,~ ~ : ~ ~i i 7 L~ O t' vi. j c t •` i t'c ` ~ sa 19 7 L 3 ~I S o ~~' e ' d ~ 11`` '7 r ~Q i ~ ~ Vr ~ 1 7 s S E ( or 197 ` ~ ~.r~ ~trie •$1 D /o / `f 7 L,aa? S4 ~~ t f r t SZ) J /9 7S 3".Sa~ ~ • i ~. ~ ~• 3 7 Lea 3 ~S SQ ~ or C ,`' ~; ,5 o s 19 7S L~ ~ S5 I d L C( ~nY 1 ~-~t • -~ 7s lraa ~t~rssl~ ~ e~ t a'~- ~ _ I o 19 7 S L..,~ 3 ".~ l ~ e ~ r ~, ~ ~~ ~. s-a 1a Q~~ Laa~. &s ~ _ ~ 1 ~ ~ o / 47(a Lea ~~f& ~ ~ ~ ~ or ~ ~ ~ g' . ~ b /97~ La. ~3><~B'sS 1 .~ L~ Jut/z 'r~ a~ rls c gi 1 CERTIFY U ER PENALTY OF PERJURY THAT THE ABOVE RECORD IS CORRECt A COMPLETE TO THE OF MY KNOWLED(IE AND BELIEF. PERSON RECEIVING COPY OF SAFE DEPOSIT OX INVENTORY: SIGNATU SIGNATURE ~ A ~ ' ~ v` r~y~ %'~ PRINT NAM -]{y)~~/~ ~/ ~~ ~ PRINT NAME H CK APPR PRIATE 80X BE/OW: ~ / // PRINT 71TLE DATE CHECK APPRGPRIATE 80X: rltrixl ^ Adminietretoritrix) e ~E t ~~ Q n ~^"' `~ L H ~ ~~ Fs~ E ~ ~ f ZIO ~ ~ 1 ~ xe u o ^ Eetate RsprgsnteUve ^ Joint owner of axle depoalt box NOTE: Attach additional Sf," x 11" sheet(s) if necessary or use duplicates of this page of form. S~-F't utNVSIT BOX INVENTOf~Y rays t • oT ~_ INSTRUCTIONS The Department is authorized under federal law, 42 U.S.C. § 4051c1, to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbers to establish) a decedent's identity and ~ ensure proper credit for tax payments. 11- Cash: Report total only. (2) Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to bs designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. (3) Obligations of U.S. Qovsrnment: Number of items, date of issue, face value, names ins which registered and type of ownership, i.e., jointly held, payable on death, etc. (4) Bonds: Designate by name, amount, serial number, or other designation. (Bearer Bonds) (51 Bank end Savings and Loan Passbooks: Stets Hama of depositor, number of book, last date appearing in book, name of bank and branch, and balance. l81 Jewelry, Coins, Stamps, Manuscripts, etc: List and describe as fully as possible. (71 Deeds Mortgages, Current Insurance Polk:les or other evidences of indebtedness: List and describe as fully as possible. (81 All other contents. ITEM NO. ITEM DESCRIPTION ~ loo ~1 ~ Q3 c~3s 30 ~~ B;~ X100 v~ 193 3 (~1~3 ro4 Ec „ 8~ t#10 ~ 1~9 C 3~a ~S Er le 10 o i49d C3ro~~ i7i E ~~ ~ 16 ! ~ a- C 3!0 ~ 538' SEE ~ 0 oa t 99a C aol ~-/8'a~r ; I Ub v ~{ 19 ~ ~ 337 !0 7 a Ems'- ~ IOU. 11 191 C 310711 L-~E blob r C ~ o o , !~ b 9 ~ '7 ~ 3 ~"~ .B 1~ 149 ~'at(a 1 t10 9 40 C ~ ~~ to os1991 C a go ~' ~ ~ / 0 0 0 oa ~ ~ ~~- Q„ ~3' ,~ ~lOU o7 r94 C'3d&& 9 ~0 EE° : ~e a/ g8~8' L 9 Y3~ o i 5 r~ ~' ;~~ l0 0 0 !q ~ C loFt 9 ~'~ ~ / /~ X60 1 ~ ~o,S lz)8 9~J~ '' a~ ;~ ~ -f I SD y ~=0 LS1 /!0 9 ~ 0 9 rE ,BTU Fe ~r rrs~ih,a ~'SO 7/197/ La;~~. U~5 Sv2 l e r C I ~t ~ s c ~ SCE /~ /4 7 / L a -` !a ~~ I f; ~ C~Lr1 . rim i CERTIFY UNDER PENALTY OF PERJURY THAT THE ABOVE RECORD IS CORRECT ND COMPLETE TO THE 8T OF MY KNOWLEDGE AND BELIEF. PERSON RECENINQ COPY OF SAFE DEP081T B X INVENTORY: SIGN TUR II F~IA , SIGNATURE __ ~~ ,,// ~ /C~ Jf;~C~~ I PRINT NAME AN CK APPR PRIATE BOX LOW: ~ // PRINT TITLE DATE CHECK APPR PRIATE BOX: ~f~1VL N ! YIN ~t(~F~. `~~26 I~1 V I ~Exscutorltrixl ^ Administretorltrixl 1 ^ Estate Repiessntstivs ^ Jalnt owrar of sets deposit box NOTE: Attach additional Bi4" x 11" sheet(s) if necessary or use duplicates of this page of form. INSTRUCTIONS The Department is authorised under federal law, 42 U.S.C. § 4051c), to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbers to establish a decedent's identity and ensure proper credit for tax payments. t 1) Cash: Report total only. 121 Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to be designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. i31 Obligetlons of U.S. Qovemment: Number of items, date of issue, face value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. (4) Bonds: Designate by name, amount, serial number, or other designation. (Bearer eondsl t5l Bank end Savings and loan Passbooks: State name of depositor, number of book, last date appearing in book, name of bank and branch, and balance. 181 Jewelry, Coins, Stempe, Manuscripts, sto: List and describe as fully as possible. 171 Dsada Mortgages, Current Inwrance Polk:les or other evidences of Indebtedness: List and describe as fully as possible. 181 AI.1 other contents. ITEM NO. ITEM DESCRIPTION brt idd~ Or ns}, ~ a ¢,~. '+d~d, r }eye $Iddk ~ 5 B' 1 cr ~>i~~ 3t 1e. ~ C ~ lev, - t~, ~ ~, r,c $ k ~ ~G 5 ~ 1 "t C d "~ I~t, ~ c ~ ~ r -}I-M1O ~i ~ 5 a oa -- ~- US < < 1e ~ 1~ ar GPI - rat ~-c~d~t ~ ~ 3234 taS 3 E 6r C~(~ G ~ ~ 23 q '~ er V~ - ~ ~31~ ~- t1 q 1 ;n `I ~ ~ (00 51 ~ 3 ~ L ~ Q leh i I.e Gtr - ~'~ddle ~ ~~ ~'S ~~ ~ `c~d1C ar ~ -~e ~ Lb G C ~S~ 5~IL' ~ ~e 1 1 br VlS~tnt - ~ 01 a 6~ '~' >~ C} r ~~ns ~-c - 1 OU l y y ~ kn diddle ar C411+I,yhnc 1 ~ , L y _ v ~~ ~ le ~i-c{olle r ~ s ~-v-e .d e I Cb q +-1 3 S 5 I Y (~~h~e k ~ G 3 z =-I Z ~~ ~j ~ ~1~d4 or ~r~s ' ' ~ '~ 1 ~ C & 2tA31 y U 3 1~\QV` ~ o~ ~.1~ I~ 10o LS8 ~s 1q '- ~ 1 CERTIFY UND CORRECT ND PENALTY OF PERJURY AT THE ABOVE RECORD 18 C MPIET TO E BEST Y KNOYYlEDOE AND BELIEF. PERSON RECENINO COPY OF SATE DEPOSIT BOX INVENTORY: SIGNATURE SIGNATURE ~ /!rte PRINT NAME PRINT NAME AN E APPROPRIATE BOX BELOW: PRINT TITLE ~ /~ ~(I~NC N 1" ~RNAGEIZ DATE ~ 2~~~1 ~ CHECK APPRO ATE BOX: ~Exxutofltrlxl ^ AdminhtntorlMx) ^ EstBb Rspreunt~W~ ^ Jofnt owner of sBto depodt box NOTE: Attach additional 8'f," x 11 " sheetlsl if necessary or use duplicates of this page of form. . INSTRUCTIONS The Department is authorized under federal law, 42 U.S.C. §405{cl, to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbers to estabNsh a decedent's identity and ensure proper credit for tax payments. t 1) Cash: Report total only. (21 Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to be designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. 13) Obligations of U.S. Government: Number of items, date of isaus, face value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. ' t41 Bonds: Designate by name, amount, serial number, or other designation. (Bearer Bonds) 151 Bank and Savings and Loan Passbooks: State name of depositor, number of book, leaf date appearing in book, name of bank and branch, and balance. t81 JewNry, Coins, Stamps, Manuscripts, eta: List and describe as fully as posaibls. t7) Dssds Mortgsges, Current inaurence Policies or other svldencea of Indebtedness: List and describe as fully as possible. (81 All other contents. ITEM NO. ITEM DESCRIPTION JJ '' y ~~ r ~ +''1Z ~ ~~ 1~ ~+~ tS c~ 3 S+dd or r ` ~ ~ 0 ~IOLi ~ 03 iGG 3 `~ r ~ ~ ~3 31~s3~ ~ o ~ I 3 ~ ~~75~ LE 11 C~2 .e. or e.4, ; n.. t' ~I 3 ~ ~ i 3 y q3 ~~ o K~QZ. '•old of ~ ~ ~ ~ 3 5~ 2 3 23 ~ 2_. t ~ ~Q . r 2, ~ ~ r Z - - OZ 'k -b ~ .31 L~~ AI ~k. ~ CIS I ~, ~ C 3 y ~ s ~-1 r= ~ z ar 'C~ ; ;~ ~~ ~ 31 3 ~ ~ ~~ ~ ~ ' lar + ~vls 31 ~ I 2 ~ 'off (~' 2°I~P 3 ~• ~ L-`~ (~' 1'-~°t 4~ ~e ~' I Z ~ ~ 1 t a C ~ ~id1e ~ ~.s - i ~~ ~to~-13~C- I~ ,a ~~ or ~ „~ ~5v LSllco (vta~+/ r q i,+4~-- I CERTIFY U ER PENALTY OF PERJURY THAT THE ABOVE RECORD 18 PERSON RECENING COPY OF CORRECT A COMPLETE TO THE BEST OF MY KNOWLEDGE AND BELIEF. $AFE DEPOSIT BOX INVENTORY: SIGNATU ~ ~ r SIGNATURE PRINTfl N~A /~ /~n,t p PRINT NAME AN K APPR PRIATE BOX LOW: ~ ~ R G / . i ~~G. PRINT TITLE DATE CHECK APPROPRIATE BOX: c~2A,~c~-i /1~IAN~G~~ 7 Zb11~'~d ExAeutorltrix) ^ Adminiatntorltrix) ^ Estab R~prgsnt~tiv~ ^ Joint owner of aaf~ dspoalt twx NOTE: Attach additional 8 ~4" x 11 " shset~sl if necessary or use duplicates of this page of form. v~• r rr.^ vVK E YV/\ EEC r L1~ 1 Vr~ i1 ~- INSTRUCTIONS The Department is authorized under federal law, 42 U.S.C. § 4051c1, to use the decedent'sl Social Security number in administering this state tax law. The department uses Social Security numbers to establialt a decedent's identity and ensure proper credit for tax payments. 111 Cash: Report total only. 121 Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to bs designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. 131 Obligations of U.S. (iiovemmertt: Number of items, date of issue, face value, names irl which registered and type of ownership, i.s., jointly held, payable on death, etc. (4) Bonds: Designate by name, amount, serial number, or other designation. (Bearer Bondsl l51 Bank and Savinge end Loan Passbooks: Stets name of depositor, number of book, last date appearing in book, name of bsnk and branch, and balance. (8) Jewelry, Coins, Stsmpe, Manuscripts, etc: List and describe as fully as posaibls. 171 Deeds Mortgages, Current Insurance PoNciea or other evidences of Indebtednssa: List and describe as fully as poaaible. let All othe- contents. ITEM NO. ITEM DESCRIPTION Sp L511t~4~~s4 ~E' o ~'3 ~ ~ ~5//!~q !~S 9P~ ale dl( i Sa g L S//!v y8'[v S 'c' ~ i ~ r v .~5~ i~9 X59 E~ o l 3 Lail l,~ 8~ ~a ~~ Ur I' ~ ~ ~s~~c~q~c~ ~ i E~ Orr - Le d3 LS~I Ca~~- EE ~n Of 5U . ~ ~ LSD !~ 4 4 (o ~ Or ~ I ce LSi~~~18' ~ E~ 2n or Ls//Co ~~- ~~ ~ or ~ addle s~ ofr ~ t lc 9fr4 G or sv L s/r ~ lie ~ ©r _ LSD/ ~ ( ~ ~ 12 So ~ ~s Sii ~ = lei r ~ d o ~s L ~ a ~~ ~ or r~ ~ n~ ~ 0 ~ - L SI / Lo 98'!a 7 / ~- - Dr .sa ~ g~-s ~ s~ ~~ ~ ~ a 1 ~I ~ e ,~z ~s ~ s~r49 ~ ~ ~ ~ ~ d ~ frs ~. si~~9~ ~s ~ ~ or vl I 1 v FrS ~, S i~ l~ 9~1Q ~ t~ [ Le, 1 CERTI U DER PENALTY OF PERJURY THAT THE ABOVE RECORD IS CORRECT COMPLETE TO THE eE F MY KNOWLEDGE AND SEUEF. PERSON RECEIVING COPY OF SAFE DEPOSIT 80X INVENTORY: SIGNA E ~ SIGNATURE PRIN E PRINT NAME !CK A PRIATE eOx ELOW: PRINT TITLE DATE CHECK APPROPRIATE BOX: !•I ~~t: ~~fJ~~~ „~ 2b / ~ 1 V ~Exocutorltrixl ^ Admini~Vxtwltrixl ^ Estate Rpra~natlw ^ JoIM ownw of axf~ dpoak box NOTE: Attach additional S'f," x 11 " sheet(s) if necessary or use duplicates of this page of form. ~. ~~ ~~^ • rvi~ ^e~ ~ t~E~ E Val ~ INSTRUCTIONS Ths Department is authorized under federal law, 42 U.S.C. 4 405(c1, to use the decedent's Social Security number in administering this state tax law. The department uses Social Security numbers to establish a decedent's identity and ensure proper credit for tax payments. (1) Cash: Report total only. 121 Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to be designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. (3) Obllgatlons of U.S. Qovemment: Number of items, date of issue, face value, names in which registered and type of ownership, i.s., jointly held, payable on death, etc. ' 141 Bonds: Designate by name, amount, serial number, or other designation. (Bearer Bonds) 15) Bank end Savings end Losn Passbooks: State name of depositor, number of book, last date appearing in book, name of bank and branch, and balance. (8i Jewelry, Coins, Stamps. Manuscripts, etc: List and describe as fully as possible. (7) Deeds Mortgages, Current Insurance PoBclee or other svldencee of Indebtedness: List and describe as fully as possible. ~ ~' ~ ~ C ~ ~ ~ ~~~ ~~ r,,,. ~ 181 Ali other contents. t+G~-~ F.. `r l~lJ +rn Q Q,~/z.-U S nG . ITEM NO. ITEM DESCRIPTION o ~o ss L 5 1149 SG'1 G r Sb o I L S i l b ~ 9 2 EE' ~tt ~~ itie i ~ 4•• L Si ~ Co ~ S E~ Y .sv ~s~ ~ ~ ~s9 ~ i ~ ~ 1~ S '~~ L Sit ~4 9 G ~~'' ~ ~{-~- `~` sa 9 sr~. ~s~ r 9 11-e Uf vi - ~t 8(0 ~ ~ P i r,~r~s~4, ~ `~ ` to ~s~~c~ 9 ~' 0 ~aa-t- a ~ L sl ~ ~g p ~aa ~-~- 6Y C4urt sv 1_ s7 I (~ ~~61 ~ ~I.ev~ i I 6Y ~ ~~ ~~ddl~ S ~ LS I I coo ~ l~ Did l~n.rl~'Fc Slp~ L L~ ~ f c I ~ ~ ~ ~ r ~ ~(~o r.~ ~~' ,dd o s~ ~ lot S L ~ ! (o98'G d ~{ EF ~~ IN ~~rts~-r,~, ~~ Sb lV 8 7 L SJl !o fr' fo ~ ~~' r~s~-I•..a.. - ," 1 ~ ~ LS 1l0 8'(~Fr t~ I~-e~Cn ~ I.Q o~ Sb t 2 ~ L SI 1 SS ? ~~ ~ v,Q, ~' s~ ~ ~ le or ~ - ~ Ic~ a l g ~ L sip ~ 98.s`' 9 E~ ~r ~Y~g~~-- - ~ re. I CERTIFY U DER PENALTY OF PERJURY THAT THE ABOVE RECORD IS CORRECT COMPLETE TO THE OF MY KNOVYLEDOE AND BELIEF. PERSON RECEiVINO COPY OP SAFE DEPOSfT BOX INVENTORY: SIGNA RE '" '"` SIGNATUR ' t1l-~iv'r~ r PRI T //~~ PRINT ME HECK APPRGPRIATE °~` BELOW~ PRINT TITLE ~q~CH N ~~~~~ ~1/ DATE ~,~Z6~~'~ CHECK A PRIATE BOX: ~Ex~cutorltrix) ^ Adminisvatorltrix) ^ Estxb Rpraonutiv~ ^ JoiM owrxrr of exf~ deposit box NOTE: Attach addttlonal 8fi" x 11" sheet(s) if necessary or use duplicates of this page of form. i I ~... ~~. v...• • vv/\ tt\ ~ L.1\ 1 Vri i INSTRUCTIONS The Department is authorized under federal law, 42 U.S.C. ~ 405ic-, to use the decedent's Social Security number in administering this slats tax law. The department uses Social Security numbers to establish a decedent's identity and ensure proper credit for tex payments. 11) Cash: Report total only. 121 Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to be designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. 13) Obligations of U.S. Oovemmsnt: Number of items, date of issue, face value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. (4) Bonds: Designate by name, amount, serial number, or other designation. IBearsr Bonds) 15) Bank and Savings end Loan Passbooks: State name of depositor, number of book, leaf date appearing in book, name of bank and branch, and balance. (8) Jswslry, CoMs, Stamps, Manuscripts, etc: List and describe as fully as possible. 17) Deeds Mortgages, Current Insurance Polk:iss or other evidences of Indebtsdnsss: List and describe as fully as possible. 18- AN other contents. ITEM NO. ITEM DESCRIPTION I 02 ~511(~9$5~ ~~ " `~ I l (~ ~ SAS $I ~ ~M ~Y4S~-i sa g si ~ ~ le ~ Qr {~ ~e 8`I 5 o s L 5719 ~ ~ ~•e, -n '~ ~ ~b ~ L ~ ~ (~ 9 b~ ~ ue.~ ~~ ar r -~.~, i ~ ~' ~ ~~ 8 8' [, s' ~ ~ ~ 5~~ E~ 1.~~.er ~ ~ i~.tl: (~. ~~ . 8' L I l 4 ~ ~ ~ ~ a- le. to SS Ls/~ 9~'S ~S t~ eta ~ o c. ~~ ~5~~~9f' ~ ~ d ~ o ~ a c. ~,G ~ or ~h 1 S ta. !~ SQi ~-•~ ~j Vr 5 6 o f 8 9 ~ si1 X98 tQ 3 ~ ~~" h S ddL2 1\.!. ?> az LSD/G 4~(03~ ~~' ~ or (.Q 0 3 8 9 L 5!! (v 9 g~ E~ h e 1.2 Or Kra, f o ~s~/~ ~ t~ '; ~r (~ o,s $ ~S/~109b~lo35t~ ~+,di~ Or ~ IgLTLQ,. ~ ob 89 L~//~98-~3~ ~~ s °~1~~2 ~~ 7 ~ ~ L51 /69 ~G 7 t'om' ~ ~ r Idof~ S~ s 9 L Sit ~4SG 3 ~ ~' ltz t~2 cm I I CERTIFY UNDER PENAL OF PERJURY THAT THE ABOVE RECORD IS CORK AND COMPLETE TO BEST OF MY KNOWLEDGE AND aELIEF. PERSON RECEIVING COPY OF SAFE DEPOSIT BOX INVENTORY: SIGN TU SIGNATUR! ~ n K,f ~1 • i~lr4Ci[~I~ PRINT NAME HECK A~OPRIATE BOX BELOW -`ate ~`~~/~~ PRINT TITLE DATE CHECK APPROPRIATE BOx: LN J ~ ~ E ~~~ ~~10 ~ Exseutorltrlx) ^ AdminixV•torltrixl ~ fJ R E•tate R ^ epra•natlv~ ^ JoIrK owner of tefe deposit box NOTE: Attach additional 8i4" x 11" shestlsl if necessary or use duplicates of this pegs of form. INSTRUCTIUIVS The Department is authorized under federal law, 42 U.S.C. § 4051c), to uas the decedent's Social Security number In administering this state tax law. The department uses Social Security numbers to establish a decedent's identity and ensure proper credit for tax payments. 111 Cash: Report total only. 121 Stocks: List in detail every common or preferred certificate, warrant or other rights found in box. Stocks are to be designated by name of company, certificate number, date of certificate, name in which stock is registered, and number of shares and class of stock. t31 Obligatlone of U.S. (iovemmeM: Number of items, date of issue, face value, names in which registered and type of ownership, i.e., jointly held, payable on death, etc. t41 Bonds: Designate by name, amount, serial number, or other designation. (Bearer Bonds- 15) Bank end Savings and Loan Passbooks: State name of depositor, number of book, last date appearing in book, name of bank and branch, and balance. 181 Jewsiry, Coins. Stamps, Manuscripts, eta: List and describe as fully as possible. 171 Deeds Mortgages, Current Inwrance Policies a other evidences of indebtedness: List and describe as fully as possible. 18) All other contents. ITEM NO. ITEM DESCR~TION ( ~ ~ it 9 S via. i i' St ib9~s ~c~~ a o~ ~ (~ LS1 t 9 ~ ~ ~-tl~.~ dd L51-~.q ~i8 C~ c rl ran- IdQ'(,(~ 51I Q d r ~ ~ L 52~ len Q ~' i f~L ,~ U t-~ 1 t b ~ ,;~ ~ ~ ti ~ 5a~ b ~~ 3Zl l 10 +8~d~t 1 C ~ 2) 19 ~ t/ i d sv ' L 5 o Lam' t o ~9 ~ tdd ~ sit q c~~~ ~' (l. iq i ~ ~ Q- "t 1 ~ ~ 4 ~ I ~h ~u~ °~ QI on I CERTIFY U PENALTY OF PERJURY THAT THE ASOV[ RECORD Is CORRECT AN 0 TO THE ~ F MY KNOYYLEDOE AND aEUEF. PERSON RECENINO COPY OF SAFE DEPOSIT BOX INVENTORY: SIGNATU ~r SIGNATUr1E Pf11NT N Lc~; A . ~$ ~«~ PRINT NA K APPRO ATE 90X aELOW: ~ ,~ ~s,~dll~e., Pf11NT TITLE ~~ N L N ~ RtJ A ~ GATE ~ 12 io~ ZO I D CHECK APPRO IA BOX: Exocutor(trixl ^ AdminfatntoHtrfx) ^ Eatab Nopraontxtlvo ^ Joh~t owrxw of e~h deposit box NOTE: Attach additional 8i4" x 11" sheet{s) if necessary or use dupNcatsa of this page of form. t ~`1SSOCIATES, INC. ~ APPRAISAL REPORT 1 ~ FOR ~ BIDDLE 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 BIDDLE FARM ~r ,~ FIELDS FIELDS BIDDLE FARM PASTURE STREAM BIDDLE FARM ~~ ,w }~..~#: FIELDS ;n., ~ ~x } ,., ~. FIELDS ~I BIDDLE FARM r i~L~,~ r~i~Lli~ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 BIDDLE FARM FIELDS FIELDS I 1 1 1 1 1 1 1 1 ~. .. ~_ BIDDLE FARM t ~~ FIELDS FIELDS FARM BID~'~E r~ ~ ~,,~'~ 1 i~ ii C ~J 1 IJ 1 LOCATION MAP ... _... 20D2 ~ ~~_ 0 mi 0.5 1~ 1 Copyright ®1988-2003 Microsoft Corp. and/or its suppliers. All rights reserved. http://www.microsoft.com/streets © Copyright 2002 by Geographic Data Technology, Inc. All rights reserved. ®2002 Navigation Technologies. All rights reserved. This data inclutles information taken with pennission from Canadian authorities ©1991-2002 Government of Canada (Statistics Canada and/or Geomatics Canada), all rights reserved. Real Estate Appraisal Summary Report of Prepared For: (Client) Helen V. Biddle Estate Land Property along Biddle Road Carlisle, Pa. 17015 Cumberland County, Pennsylvania 253.47 Acres Mr. Gary Biddle 15 Biddle Road Carlisle, Pa. 17015 Prepared By: Agrarian Associates, Inc. 327 Cumberland Street, 1st Floor Lebanon, PA 17042 Effective Date of Appraisal: June 17, 2010 Date Submitted: September 2, 2010 AGRARIAN ASSOCIATES INC. 327 Cumberland Street, 1st Floor Lebanon, PA 17042 APPRAISAL REPORT I. Introduction Agrarian Associates Inc. 327 Cumberland Street Lebanon, PA 17042 (717) 2Z8-1510 a~,rarian(a~verizon.net ' September 2, 2010 Mr. Gary Biddle, Co-Executor Helen V. Biddle Estate 15 Biddle Road Carlisle, Pa. 17015 Dear Mr. Biddle: In accordance with your request for appraisal of the Helen V. Biddle estate property located ' along Biddle Road, Carlisle, Pa., Silver Spring Township, Cumberland County, I have estimated the market value of the 253.47 acres to be as follows: ' As Is ***One million six hundred and fifty thousand dollars*** $1,650,000 ' The interest being appraised is a fee simple estate. The effective date of appraisal is June 17, 2010, the date of Helen V. Biddle's death. The property was inspected on August 18, 2010. I have made a careful study of the property and all related. data and information documented in the report. I have considered all appropriate approaches to value and have complied with the intent and purposes of the Uniform Standards of Professional Appraisal I trust that you will find this report complete and to your satisfaction. If you have questions, feel free to contact me any time. ' Respectfully submitted, Digitally signed by Brian D. B ria n D Pedrick ~ ON: rn=Brian D. Pxlrick, o, ou=Agrarian Associates Inc, ' email=agrarianeverizon.net, Pedrick Date 2010.09.02074223 000' Brian I3. Pedrick, IFAA PA State Certified General Appraiser License # GA-001200E Specializing in Farms, Land, and Conservation Easements Brian D. Pedrick, IFAA GA-001200E Epsucheolige L. Hoffman GA-003349 Angela M. Wright GA-003562 Practice (USPAP) and procedures and regulations pertaining to this summary appraisal report CERTIFICATE OFAPPRAISER: I certif that to the best of m knowledge and belief .. . y Y - The statements of fact contained in this report are true and correct. 1 - The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions and are my personal, impartial„ and unbiased professional analyses, opinions, and conclusions. ii - I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. - I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. - My engagement in this assignment was not contingent upon developing or reporting predetermined results. - My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. - My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice and the Standards of Professional Practice of the National Association of Independent Fee Appraisers. - I (Angela M. Wright) have made a personal inspection of the property that is the subject of this report. _ No one provided significant real property appraisal assistance to the person signing this certification. - Based on all elements that could reasonably affect the value of the Helen V. Biddle estate property and considering the Assumptions and Limiting Conditions contained herein, I have estimated the market value of the subject property, as of June 17, 2010, of: As Is ***One million six hundred and fifty thousand dollars*** Brian D $1,650,000 Di9i[ally signed by Brian D. Pedrick ~ DN: cn=&ian D. Pedrick, o, ou=Agrarian Aswciares Inc, emall=ag2rlan~verizon net, Pedri ck c=US Date: 2010.09.0207:42:47 -05'00' Brian D. Pedrick, IFAA PA State Certified General Appraiser License # GA-001200-L September 2, 2010 Angela Dg~talysgned by Angela M. Wright DN: cn=Aigela M. W righ[, o. o =Agrarian Aswciares lnc, M. Wrightemail-agrarian~eri4on.net, c=US Date: 2010.09.02 07:4307 -05'00' Angela M. Wright PA State Certified General Appraiser License # GA-003562 September 2, 2010 STATEMENT OF LIMITING CONDITIONS THIS REPORT, INCLUDING THE CERTIFICATION CONTAINED HEREIN, IS MADE EXPRESSLY SUBJECT TO THE FOLLOWING LIMITING CONDITIONS: (l) The report is not an authorized copy unless it is signed in blue ink (except for electronically signed versions). (2) Possession of this report, or a copy thereof, does not imply the right of publication nor the right of use for any purpose by anyone other than the client to whom it is addressed, without the written consent of the appraiser. (3) Neither all nor any part of the contents of this report shall be conveyed to any person or entity, other than the appraiser's or firm's client, through advertising, solicitation materials, public relations, news, sales, or other media without the written consent and approval of the authors, particularly as to valuation conclusions, the identity of the appraiser or firm with which the appraiser is connected, or any reference to the appraiser's affiliation with any professional appraisal organization or designation. Further., the appraiser or firm assumes no obligation, liability, or accountability to any third party. if this report is placed in the hands of anyone but ' the client, client shall make such party aware of all the assumptions and limiting. conditions ofthe assignment. (4) The use of this report is subject to the requirements of the National Association of Independent Fee 1 Appraisers, as relating to review by their individual duly authorized representatives. Further, the disclosure of the contents of this report is governed by the By-Laws and Regulations of the National Association of Independent Fee Appraisers. (5) This report shall be used in whole and not in part. The loss or removal of any portion of the report invalidates the entire report. (6) The appraiser and/or firm, by reason of this report, shall not be required to give testimony or be in attendance in any court, administrative hearing or any conferences pertaining to such, unless proper notice, arrangements and compensation terms are made in advance. ' (7) The appraiser and/or firm by reason ofthis report, shall have no obligation to revise the conclusions presented herein in order to reflect events andlor conditions occurring subsequent to the date of valuation. (8) The appraiserand/or firm reserves the right to review, and revise if necessary, his judgments and conclusions ' on the basis of information withheld or not discovered in the normal course of diligent investigation. (9) The appraiser andlor firm has no responsibility for matters of a legal nature, questions of survey, opinions as to title, soil or sub-soil conditions, engineering or other technical matters. (10) The property is assumed to be free and clear of all liens, encumbrances and defects of title, except those specifically cited within this appraisal report. (11) Marketable title, competent management, responsible ownership and compliance with all governmental regulations and controls are assumed, unless specifically cited otherwise within this appraisal report. (12) The appraiser and/or firm assumes that all required licenses and/or permits, consents or other legislative or administrative authority from any local, state or national government or private entity or organization have been or can be obtained or renewed for any use on which the value estimate(s) contained within this report are based. This also assumes a timely manner without unusual cost. Unless otherwise specifically cited in this appraisal report. ii STATEMENT OF LIMITING CONDITIONS (13) The appraiser and or firm assumes that there are no hidden or unapparent conditions of the property, sub-soil ' or structures which would render it more or less valuable than otherwise competitivelcomparable property. The appraiser and or firm also assumes no responsibility for such conditions or engineering studies which might be required to discover such conditions. (14) Any sketches, maps or other exhibits prepared by the appraisers and illustrated within this report are included solely to aid the reader in visualizing the property andlor its location, and should not be construed as surveys or engineering drawings. (15) Each value estimate, finding, prediction, assumption or conclusion contained within this report is that ofthe appraiser's and is not to be considered as an assurance that an event will or will not occur. The value estimate is based upon appropriate research and applicable appraisal techniques; in that, by its nature, the appraisal of real estate is not an exact science, the end result is an opinion with which others may differ; the final estimate of value is not guaranteed and no warranty is implied or intended. (16) The current (effective date of appraisal) purchasing power of the U.S. dollar is the basis for the value 1 estimate; no extreme fluctuations in economic cycles are anticipated. (17) Any allocation of value to the landand/or improvements contained within this report are based on the current program of utilization and are constituent parts of the total value reported. Neither allocation may be used 1 in making a summation report by combining component values created by others. Either will be invalidated if so used. 1 (18) If the property rights appraised herein relates to an estate that is less than the whole fee simple estate and is a fractional interest only, the value ofthe fractional interest plus the value ofall other fractional interests may or may not equal the value of the whole fee simple estate. ' (19) No consideration has been given to any furniture, trade fixtures, special equipment, personal property, the present worth of any business or enterprise and/or inventories that may be located on the subject property which are not normally considered part of the real estate. Any discussion of those items is for reference purposes only, and the appraiser andlor firm accepts no responsibility for the valuation of those items. (20) It is assumed that no ruins, artifacts or items of historical or archaeological significance have been discovered or exist on the subject property. (21) The Americans with Disabilities Act (ADA) became effective January 26, 1992. The appraiser has not made a specific compliance survey and analysis of the subject property to determine whether or not it is in conformity with the various detailed requirements of the ADA. It is possible that a compliance survey of the property together with a detailed analysis of the requirements of the ADA could reveal that the property is not in compliance with one or more ofthe requirements of this act. If so, this fact could have a negative effect upon the value of the property. Since the appraiser andlor firm has no direct evidence relating to this issue, they did not consider possible noncompliance with the requirements of ADA in estimating the value of the property. iii 1 1 fl STATEMENT OF LIMITING CONDITIONS (22) Unless otherwise stated in this report, the existence of potentially hazardous substances, including without limitation asbestos, polychlorinated biphenyl, petroleum leakage, or agricultural chemicals, which may or may not be present on the property, or other environmental conditions, were not called to the attention, nor did the appraiser and/or firm become aware of such conditions during their inspection. The appraiser and/or firm has no knowledge of the existence of such materials on or in the property unless otherwise stated. The appraiser and/or firm, however, is not qualified to test such substances, such as asbestos, urea formaldehyde foam insulation, or other hazardous substances or environmental conditions, which may affect the value of the property. The value estimated is predicated on the assumption that there is no such condition on or in the property or in such proximity thereto that it would cause a loss in value. No responsibility is assumed for any such conditions, nor for any expertise or engineering knowledge required to discover them. (23) It is assumed that no waste dumping of disposal activities have occurred upon the subject property; that there are no underground storage tanks situated on the subject property; and no activities have occurred or conditions been maintained on adjacent lands which have resulted in the contamination of the surface water, ground water or soils at the subject property, unless otherwise stated in the report. Unless otherwise stated in the report. ' (24) If required, any environmental impact statement prepared for the subject property is assumed favorable and will receive approval from the appropriate regulatory bodies. (25) To the best of the appraiser's and/or firms knowledge and belief, the information furnished to the appraiser or firm, and the statements of fact contained in this appraisal report, and upon which the analyses, opinions, and conclusions are expressed herein are based, are true and correct, subject to a reasonable effort having ' been made to verify such information. (26) It is assumed by the appraisers, the proposed construction (if any) will be completed in a good workman like manner, in compliance with all applicable building codes and government regulations, and in a timely fashion. (27) Acceptance of and/or use of this appraisal report constitutes acceptance of the foregoing assumptions and limiting conditions along with any other assumptions and/or conditions cited within the body of the report. (28) It is assumed by the appraisers that the property, if improved is served by an adequate and potable water source and that any waste disposal systems such as septic systems are permitl:ed and functioning properly. ' (29} Actual building measurements are taken when practical. Many times buildings are inter-connected, inaccessible, or difficult to measure accurately. In these instances, measurements are taken from public records, counting of standard building components, and discussions with the property owner. iv USDA-FSA Form FmHA 1922-1 (Rev. 10-99) 1 i Agrarian Associates File No. A806002L! Page #1 File No. A806002L UNITED STATES DEPARTMENT OF AGRICULTURE FARM SERVICE AGENCY State P_ennsylvania__-_ _ APPRAISAL REPORT -FARM TRACT County Cumberl_and_ Owner/Applicant Helen V. Biddle Estate Legal Description and Number of Acres 253 47 Acres Vacant Land Silver Spring Township Parcels: 38-08-0571-011 & 38-08-0571-010 Deed: 220-131 • Purpose and Intended Use of Appraisal Federal Estate Tax Purposes _ - - -- **Effective Date of_A~praisal is June 1.7, 20~the Date of Helen V. Riddle's Death"* - Fee Simple _J Leasehold -Other __ __ _ _ _ • Rights Appraised ~' • Highest and Best Use of PropertyAgricultural /Residential • Extent of process See Attachments -.- •- • A. LOCATION F. NATURAL RESOURCES* NAME OF NEAR TOWN Carlisle _~ MINERALS* ~ OIL OR GAS DIRECTION FROM TOWN Northeast I_- TIMBER I-__. GRAVEL MILES FROM TOWN `5 ~.: OTHER (SPECIFY) MILES FROM NEAR, SCHOOL ` 3 -- - - -- G. WATER MILES FROM NEAR, CHURCH ` 10 - - -- - - FARMSTEAD PASTURE AND B. ROADS AND COMMUNITY FAMIL'>' USE ~ LIVESTOCK CROPLAND CONDITION OF ROADS ~ E ~ G [ ', F P SOURCE None None KIND OF FARM ROAD Gravel and Dirt WELL DEPTH ~ Y I~ N N `) Y N ~ PUBLIC GRAVEL OR H-S ROAD O MILES TO NEAR _ Y CONVENIENT , ~ YES , ] NO RIGHT-OF-WAY TO FARM ADEQUATE _~ Y ~ _J N _ _ Y N Y ~ N _ FARM, DIST. CONDITION ] E ~ G I~] F - P DEPENDABLE _ 'i Y '_ N _ ~ Y ~- _ N ~_~ Y N IN COMMUNITY Crop Dairy,General Horse TYPE OF FARM _- ~ QUALITY , _ . - ACCEPTABLE _- I Y, -i N_ Y ] N [_' Y E N C. FARM SERVICES X R.F.D. ~ PHONE ~ POWER LINE ~' MILK ROUTE ND LIMITING CONDITIONS* H. HAZARDS, DETRIMENTS A GINS G. FACIL. < 25 - _ MKT MILE FROM ELEV. ` 15 ~ IDENTIFIED HISTORICAUARCHAELOGICAL SITES __ _-- i 0 `_ WETLAND ACRES '~_ UNDERGROUND STORAGE TANKS D. COMMUNITY FACTORS J CONSERVATION EASEMENT 0 ACRES ~__ HAZARDOUS WASTES FARM COMPARED WITH AVERAGE IN COMMUNITY ~_~I MUDSLIDE AREA LOCATION ~ AVG. _] BETTER 1 J POORER __ HIGHLY ERODIBLE LAND See F'SA ACRES DESIRABILITY x AVG. BETTER _] POORER ~' FLOOD PLAIN ~~ _- ACRES SALABILITY ~ AVG. BETTER ~ POORER -~ OTHER (SPECIF`~ __ _- _ __ -- - RENTABILITY fX!, AVG. I BETTER L] POORER COMMENTS Sub]ect-has soils listed as both. hydric and with _ h~rdre inclu_sions,_ - - __- _ _ - -_ - _ _- E. CONDITION OF LAND GENERAL FERTILITY ~ E ~ G ~! F L_ P I. OWNERSHIP HISTORY* _ _ __ _- _ % NOXIOUS None__ __ DATE BOUGHT X967_ ACRES 333.71 PRICE $ 1.00 __ _ _ WEEDS: Controlled _ - - _ % CHANGES: QAT~ COSTS LAND NEEDS: - DRAIN 0 AC LEVEL O AC CONTOUR 0 AC _- _ - __ _ OTHER (SPECIFY) * _ __ _ __ _ ___- _ AC COMMENTS Transfer of several tracts subdivided_from pr~erty_- IRRIGATED* No AC, NAME OF IRRIGATION DIST. J. TYPICAL RENTAL TERMS Land Value/Acre: 6510 ANNUAL RENT $ CASH $ 100-150 Building ValuelAcre : 0 - SHARE - 4'° PROD. QTY. - K. TAXES ASSESSED VALUE $ 202,170 _ REAL EST. TAXES(yr 01~_~ -_ ASSES. RATE 100% _ % $ 2,803 C&G MIL LEVY 13.865 SPEC. IMPROVE DIST. *Attachments as needed TAXES* $ - _ _- rorm ru i - ° i u i H~ ror winnows appraisal sunwaie uy a is wuuC, uw. - ~ -ouu-nu,wwu~ aye ~ „~ ., USDA-FSA form FmHA 1922-1 (Rev. 10-99) i i 1 iFile No. A806002L Page #2 • •~ • ~ '• ~ KIND SIZE CONDI- USEFUL ,DEPRECIATED. OF ~ DIMENSION ~ TION LIFE REPLACEMENT CON- KIND FOUN- OR AREA OF REPLACE- REMAIN- VALUE YEAR STRUC- OF DA- OF GROUND STOR- BUILD- MENT ING (Insurance CONTRIBUTORY KIND OF BUILOING BUILT TION ROOF TION FLOOR IES ING COST (yrs. or %) Coverage) VALUE (~) ~3) (4~ (2) -- (5) - (6) (~~ ($} - ~9) (10) (11) - (12) - A. DWELLING -- None $ $ $ B. C. D. - - - - -- - _ - -- _~ - _ - - .- - _ -. - -- - - _ - _- - E. F. -_ _ __ - _ _ _ --- . -- -- H. I. J. - - _ -- -- -- - - -- K - - _ ~ -~ _ ._ - - _ -- --l - L. TOTALS (ADD AN ATTA CHMENT IF ADDITIONAL SPACE IS NEEDE D TO DESCRIBE BUILDINGS) BUILDING CONTRIBUTORY VALUE PER ACR E $ ~~ -~~ ~ • DATE ~ SALE PRICE __ * ADJU - - _ STMENT FACTORS ADJUST T __ _ ED VALUE _ OF IDENTIFICATION TOTAL PER LOCA- BUILD- PER SALE -._. OF PROPERTY ACREAGE _ _ - __. __- ---_ TOTAL ACRE TION LAND _- _. - __- - _._r.. _...- _ INGS TIME OTHER ACRE __. ___.-_ _-_ -_....-- _--- -. __-- - TOTAL -.. (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) ~ (11) (12) -_ 9/08 - - , Rohrer -- A. Peffer 83.60 _ _ - -- - $ $ 180 t $ 600,000 $ 7,177 - - _ ~- _ - - _ $ 7,562 $ _ -1,435 - $ +2,000 _ i ... - $ 1,916,740 _ _ _ 8/09 han M B 120.08 Na o .- -_ - 720,000 5,996 180 4, 947 869 1,253,916 4/09 Martin C.McNaughton 90.79 746,000 8,217 -270 -1,228 6,719 1,703,065 11/09 Martin j D. Detweiler 162.17 750,000 4,625 +1,470 -949 5,146 1,304,357 7/10 Mains E.Finkenbinder 218 1,010,000 4,633 +390 -563 +2,000 6,460 1,637,416 - _ - - _ * INDICATE (+) OR (-) ADJUSTMENT IN DOLLAR AMOUNTS [Subject better add (SBA)] INDICATE (0) OR (_) IF NO SIGNIFICANT DIFFERENCE (Comparable better subtract (CBS)] MARKET VALUE $ 6,500 $ 1,647,555 SEE ATTACHMENTS} 1922=9_ _ _ _ _ FOR SUPPORTING DATA, DOCUMENTATION, AND COMMENTS ~ ~ ~ ~ COMMENTS ON ADEQUACY AND APPROPRIATENESS OF BUILDINGS TAKING INTO CONSIDERATION PLANS FOR BUILDING CONSTRUCTION OR REPAIR INCLUDING COST (ESTIMATED) The subject property is vacant land. The subject property does not have a developed water supply or sewage disposal system. Public water and sewer are not available in the immediate subject area. COMMENTS ON CONDITION OF LAND TAKING INTO CONSIDERATION PLANS FOR LAND IMPROVEMENTS INCLUDING COST (ESTIMATE) The subject property consists of 2 tax parcels totaling 253.47 acres with 226 (89%) considered tillable. Subject soils are predominantly highly productive limestone based soils. Tillable soils include Hagerstown, Hagerstown-Rock, Huntington, and Warners Series with 0-25'% slopes. Remaining acreage is in woods and wet pasture area. Productivity on the subject is considered excellent and estimated at .98 compared to the best county soils. The subject has an estimated 30 acres of floodplain located along areas adjacent Hogestown Run. Some of the road frontage portions of the property are located in the Floodplain areas. The subject has an estimated 3,500' feet of road frontage along Biddle Road. The subject is enrolled in Clean & Green, not the Ag Preserve. The subject is located entirely in the A-Agriculture Zoning District of Silver Spring Township. The Ag District's intent is promote and protect areas of the township that are identified as possessing valuable & nonrenewable agricultural resources, and to discourage uses incompatible to agriculture while permitting some non-sg uses, including residential uses. _ roan ru ~ - ~U~AL iur vvuiuuws appiaisai suuwaia uy a is nwuc, nw. - i-ouu-n~nmvu~ r ayccui ~ 1 USDA-FSA Form FmHA 1922-1 (Rev. 10-99) 1 Fii le No A806002L Page #3 • • ~• '~• YIELD TOTAL PRODUCTION LANDLORD'S RETURN CROPS ACRES PER PRICE GROSS CASH AND/OR RENTAL SHARE (7) ACRE AMOUNT PER UNIT VALUE - _ RATE OR % VALUE - -_ - (1) _. __ _ (2) (3) (4) - (5) (8) (7a) (7b) Land Rent 226 1 226.00 125 , $ 28 250.00 100 $ 28 250.00 (-- FARMSTEAD, DWELLING (Rent per month) RENTAL CASH RENT WOODLAND I 17.47 WASTELAND, ROADS, ETC - _ _ _ - __ _ ANIMAL PERMANENT PASTURE 10 UNITS $ TOTALS 253.47. .125 $ 28 250 $ 28 250 (8) DEDUCTIONS 2 803 $ REAL ESTATE TAXES AND ASSESSMENTS _ INSURANCE COSTS ON BUILDINGS - - - - MAINTENANCE COSTS BUILDINGS, FENCES, WATER SUPPLY, TILE OPERATING AND MAINTENANCE COSTS FOR IRRIGATION AND DRAINAGE ANNUAL PAYMENTS ON BONDED DEBTS OTHER DEDUCTIONS (SEEDS, CROP INSURANCE, WATER CHARGES, FERTILIZER, LIME SPRAY MATERIAL, HAULING, ___. HARVESTING, GINNING, AND MARKETING EXPENSES). TOTAL DEDUCTIONS 2,803,00 (9) NET FARM INCOME - __ __ _____ - __ --- --- -- _- _ $ 25 447.00 (10) CAPITALIZATION RATE 1.55 °h (11) CAPITALIZATION VALUE PER ACRE $ 6 477 CAPITALIZATION VALUE $ 1,641,742 (12) VALUE OF MINERALS (If not included in above CAP Rate) TOTAL CAPITALIZATION VALUE (INCLUDING MINERALS) 1 641 742 13 CAPITALIZATION RATE SELECTION COMPARABLE RATE COMMENTS A. 2.60 % i, Improved Tract, Ag Easement, Similar Soils, Greater % Till B. 2.30 % ~ Improved Tract, Similar Soils, Greater % Till C. 1.72 °~ Improved Tract, Similar Soils, Greater % Till D. 1.39 % Improved Tract, Inferior Soils, Lower % Till E. 2.27 % Improved Tract, Similar Soils, Lower °1o Till, Ag Easement Form F01 - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE ..y.. „ .,, .. USDA-FSA Form FmHA 1922-1 (Rev. 10-99) File No. A806002L Page #4 • • • '~~ DEPTH OF KIND OF VALUE -- - USE OF LAND ACRES SOIL DESCRIPTION TOP501L SUBSOIL TOPOGRAPHY PER ACRE T TOTAL (1) (2) (3) (4) (5) (6) (7) (B} CROPLAND 226 HaA,HuA,Wa _ _ _ 10-12" -- - Silt Loam 0-5% _ _ --- . 6,900 ~ $ 1,559,400 g-- _ - - T HaB,HcB 8-10" ° Silt Loam 3-8 /° ~- HcC 6-8" Silt Loam ' 8-15°f° HdD 4-6" Rock Outcrop 8-25°l0 TOTALGROPLAND 226 _ PERM. PASTURE 10 Wa,HcB 6-12" Silt Loam 0-8°/D 3,500 35,000 --- WOODLAND 17.47 _ ' Wa,HuA,HcB 10-12 Silt Loam 0-i3% 3,450 60,271 FARMSTEAD ROADS, ETC. ' TOTALS 253.47 MARKET VALUE OF LAND $ 1,654,671 --- - _ - __ CDNTRIBUTORYVALUE OF BUILDINGS AS IMPROVED (OBTAIN TOTAL FROM PART2, COLUMN 12} _ $ TOTAL CONTRIBUTORY VALUE OF MINERALS ~ $ MINERAL ACRES OWNED VALUE OF MINERALS (per acre) SUMMATION VALUE OF FARM (PER ACRE $ 6 528) $ 1,654,671 • ~ ~ • VALUE INDICATION -MARKET DATA APPROACH (SALES COMPARISON) $ 1,647 555 VALUE INDICATION -CAPITALIZATION (INCOME) APPROACH $ 1,641,742 VALUE INDICATION -SUMMATION (COST) APPROACH $ 1,654,671 MINERAL CONTRIBUTION $ -- - _ RECOMMENDED MARKET VALUE (LAND AND MINERALS) ($ _510 /Acre) ~ $ _ 1,650,000 Note: The Recommended Market Value Includes the mineral contribution from Form FSA 1922-11,if any. • SEE ATTACHMENTS Addenda FOR SUPPORTING DATA, DOCUMENTATION AND COMMENTS I CERTIFY THAT, TO THE BEST OF MY KNOWLEDGE AND BELIEF: THE STATEMENTS OF FACT CONTAINED IN THIS REPORT ARE TRUE AND CORRECT. THE REPORTED ANALYSES, OPINIONS, AND CONCLUSIONS ARE LIMITED ONLY BY THE REPORTED ASSUMPTIONS AND LIMITING CONDITIONS, ANf) ARE MY PERSONAL IMPARTIAL, AND UNBIASED PROFESSIONAL ANALYSES, OPINIONS, AND CONCLUSIONS. I HAVE NO (OR THE SPECIFIED} PRESENT OR PROSPECTIVE INTEREST IN THE PROPERTY THAT IS THE SUBJECT OF THIS REPORT, AND NO (OR TFIE SPECIFIED) PERSONAL INTEREST WITH RESPECT TO THE PARTIES INVOLVED. I HAVE NO BIAS WITH RESPECT TO THE PROPERTY THAT IS THE SU&IECT OF THIS REPORT OR TO THE PARTIES INVOLVED WITH THIS ASSIGNMENT. MY ENGAGEMENT IN THIS ASSIGNMENT WAS NOT CONTINGENT UPON DEVELOPING OR REPORTING PREDETERMINED RESULTS. MY COMPENSATION FOR COMPLETING THIS ASSIGNMENT WAS NOT CONTINGENT UPON THE DEVELOPMENT OR REPORTING OF A PREDETERMINDED VALUE OR DEIRECTION IN VALUE THAT FAVORS THE CAUSE OF THE CLIENT, THE AMOUNT OF THE VALUE OPINION, THE ATTAINMENT OF A STIPULATED RESULT, OR THE OCCURANCE OF A SUBSEQUENT EVENT DIRECTLY RELATED TO THE INTENDED USE OF THIS APPRAISAL. MY ANALYSES, OPINIONS, AND CONCLUSIONS WERE DEVELOPED, AND THIS REPORT HAS BEEN PREPARED, INCONFORMITY WITH THE UNIFORM STANDARDS FESSIONAL APPRAISAL PRACTICE. OF PRO 7 4 !S HAVE _ HAVE NOT MADE A PERSONAL INSPECTION OF THE PROPERTY THAT IS THE SUBJECT OF THIS REPORT. (IF MORE THAN ONE PERSON SIGNS THE REPORT, THIS CERTIFICATION MUST CLEARLY SPECIFY WHICH INDIVIDUALS DID AND WHICH INDIVIDUALS DlD NOT MAKE A PERSONAL INSPECTION OF THE APPRAISAL PROPERTY.) NO ONE PROVIDED SIGNIFICANT PROFESSIONAL ASSISTANCE TO THE PERSON SIGNING THIS REPORT (IF THERE ARE EXCEPTIONS, THE NAME OF EACH INDIVIDUAL PROVIDING SIGNIFICANT PROFESSIONAL ASSISTANCE MUST BE STATED.) fONTINCENT AND LIMITING CONDITIONS STATEMENT THE APPRAISER IS NOT QUALIFIED TO VERIFY OR DETECT THE PRESENCE OF HAZARDOUS SUBSTANCES BY VISUAL INSPECTION OR OTHERWISE, NOR QUALIFIED TO DETERMINE THE EFFECT, IF ANY, OF KNOWN OR UNKNOWN SUBSTANCES PRESENT, UNLESS OTIIERWISE STATED ON THIS FORM OR AN ATTACHMENT HERETO. THE FINAL VALUE CONCLUSION IS BASED ON THE SUBJECT PROPERTY BEING FREE OF HAZARDOUS N'ASTE CONTAMINATIONS, AND IT IS SPECFICALLY ASSUMED THAT PRESENT SUBSEQUENT OWNERSHIPS WILL EXERCISE DUE DILIGENCE TO ENSURE THAT THE PROPERTY DOES NOT BECOME OTHERWISE CONTAMINATED. Digitauy ~ignea ai Angela M. wrignt DN: cn=Angela M. Wright, o, ou=Agrarian Angela M. Wright Associates lnc,email=agrarian@verizon.neq DATE OF INSPECTION 8/18/10 (SIGNED) _ `-us __ _ Date. 201°.09.02 °]:4334-05'00' __ EFFECTIVE DATE 6!17!10 Angela M. Wright GA-003562 (TITLE) TWS APPRAISAL CONTAINS REVIEWED BY __ __. - ____ .__ __ __ ATTACHMENTS Addenda _ ___ _ ____ __ _ DATE r•orm ru ~ - ~ V iHL wi vvniuuws applauai aunwarro uy a is uluuc, nw. - 1-ovD-n~nivwu~ t 1 1 i 1 1 _. Agrarian Associates File No A806002L Page #6~ Borrower Helen V. Biddle Estate File No. A806002L Pr~rty Address_Pr~erty AIo~Biddle _Road __ Ci~_Carlisle__ _ __ __Courd~Cumperland __ __ State Penn_sylvania__ Zip Code 17015 _ Lender NIA PROPERTY HISTORY OF SUBJECT PROPERTY In developing a real property appraisal, when the value opinion to be developed is market value, an appraiser must, if such information is available to the appraiser in the normal course of business: (a) analyze all agreements of sale, options, or listings of the subject property current as of the effective date of the appraisal. (b) analyze all sales of the subject property that occurred within the three (3) years prior to the effective date of the appraisa{. The appraiser has attempted to obtain specific information on the subject property with the following findings: _~ The subject property has had no change of ownership in the past three (3) years. The subject property has had no change of ownership in the past five (5) years. j _ The subject property is currently under contract. Details of the pending purchase are summarized below. The subject property is currently offered for sale: The listing price Is $ -The subject property has been sold in the past three (3) year period. Details of the previous sale(s) are disclosed below. SafelRecording Date Safes Price List/Askin Price GraMOr/Grantee Data Source The subject property is proposed construction and is not currently being offered. __ A previous sales history of the subject property could not be obtained by the appraiser in the normal course of business. Comments: The subject was last transferred in 1967 and was a transfer between_the_ current owners and themselves. The su~ct Property is ____ curently not fisted for sale or under agreement of sale. Form PHS2 - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE Page 1 1. PURPOSE OFAPPRAISAL AND DEFINITION OF VALUE: The purpose of this appraisal is to estimate the Market Value for the subject property. A current economic definition agreed upon by agencies that regulate federal financial institutions in the United States of America and contained in the 2003 edition of the Uniform Standards of Appraisal Practice is: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller each acting prudently and knowledgeably, and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: 1. buyer and seller are typically motivated; 2. both parties are well informed or well advised, and acting in what they consider their own best interests; 3. a reasonable time is allowed for exposure in the open market; 4. payment is made in terms of cash in United States dollars or in terms of financial arrangements comparable thereto; and ' 5. the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale. 2. SCOPE OF THE APPRAISAL 1 The Client has requested that the appraisers develop and prepare a Summary Appraisal Report" that is in compliance with the requirements of the Uniform Standards of Professional Appraisal Practice (USPAP). This appraisal has been prepared in a narrative format in conformance with the applicable standards. The values contained within this appraisal are subject to the Assumptions. Limitins Conditions and Certificate, as previously cited. A "Summar~Appraisal Report" is defined within the Uniform Standards of Professional Appraisal Practice as presented below: "A written report prepared under Standards Rule 2-2 (b) performed under Standard 1. " Comment: The full extent of the process may not be apparent to the reader in the contents of the report. Page 2 ' A Summarv Appraisal Report, presents only compendious discussions of the data, reasoning, and analysis that were used in the appraisal process to develop the appraiser's opinion of value. Supporting documentation concerning the data, ' reasoning and analysis is retained in the appraiser's work $le. The depth of discussion contained within this report is specific to the needs of the client and the intended use of the document. The appraisers are not responsible for unauthorized use of this report. The Scope is defined in the Dictionary of Real Estate Appraisal, Third Edition, published by the Appraisal Institute, as the extent of the process %n which data are collected, confirmed and reported. This appraiser has been collecting, confirming and reporting data for over 25 years. i f ew o governmental, The process leading to the final value conclusions includes a rev social, physical, and economic factors impacting the subject property as of the date of valuation. A careful study of the surrounding regional and local real estate markets were made. The appraisers physically inspected the subject property, researched governmental controls such as current zoning, availability of utilities, real estate assessments and taxes, and forecasted the effect of these factors on the value and marketability of the subject property. The appraisers have also considered factors such as: regional and neighborhood data, trends in agriculture, competitive market data, and the availability of mortgage financing. ' The process of data collection used in developing the appraisers conclusions and final value estimates involved obtaining information from real estate professionals, public officials, grantors and grantees, public records and data from the appraisers' internal files. This information was augmented by the appraisers' personal knowledge of the subject's market and knowledge of real estate on a longitudinal basis of active real estate transactions. Market data is sought for many factors in any value estimate. The; data includes sales and offerings of improved property and parcels of vacant land similar or competitive to the subject, current prices of construction materials and labor, rentals of similar or competitive properties and their operating expenses if available, current rates of return on similar or competitive real estate investments, market demand and general economic (market) conditions as of the date of valuation. The main source for the appraiser's sales data is the tax assessment office of each county. The assessment offices retain a record of every property transfer which has occurred in the respective county. The appraiser researches supplements this ' information with various multi-list services, discussions with brokers, auctioneers, and reviews of real estate publications which contain property sales information. 1 Page 3 Sales utilized in appraisal reports are verified with a party involved in the transaction. The first step in the valuation process is to determine and identify the highest and best use of the real property, as of the date of valuation. The second step is the development of the applicable methods or approaches to solve the question(s) sought in the appraisal assignment. "Market Value" is typically arrived at by the traditional three (3) methods: Cost, Sales Comparison, and Income Capitalization Approaches. (1) The Cost Approach is predicated on the concept that the total value of improved property is equivalent to the market value of the land plus the cost of the improvements, less depreciation from physical, functional and external deficiencies. (2) The Sales Comparison Approach is predicated on comparable sales data ' which tends to reflect what willing and knowledgeable, but uncoerced, seller and buyer would agree upon as the price at which a property should exchange. (3) The Income Capitalization Approach is predicated on the foundation that value is based on the net income the property is capable of producing and which derives an estimate of present worth from the capitalization of such net income. S The Sales Comparison and Cost Approaches are typically given most weight. Due to the many motivations for the purchase of farmland, the Income Capitalization ' Approach is not relied upon. The Cost Approach typically serves to evaluate the property's financial feasibility and tends to set the upper limit of value. However for agricultural property, the Cost ' Approach is utilized in estimating contributory improvement value which includes accrued depreciation. This applies to both the subject property and competitive market sales in the development and application of the Sales Comparison and Income Capitalization Approaches. The logic of this reasoning is that land is considered to be held in perpetuity, whereas buildings and improvements are depreciating assets. t The final step in the valuation process is the reconciliation of the value indications derived from the applicable approaches, into final value estimates for the valuation questions. A thorough review of the entire valuation process precedes the development of the final reconciled value indications. The scope of the appraiser's research is extensive. The appraiser':; sources and research methodology provide all of the data needed to complete an accurate value conclusion. IJ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Page 4 3. PROPERTYRIGHTSAPPRAISED The scope of this valuation assignment requires that the appraiser consider the "Fee Simple Estate" in the subject property. A "Fee Simple Estate'" is defined in the Dictionary of Real Estate Appraisal, third edition, published by the Appraisal Institute, as follows: "Absolute ownership unencumbered by an other interest or estate, subject only to the limitations imposed by the government powers of taxation, eminent domain, police power, and escheat. " The "Fee Simile Estate" is also subject to normal right-of--ways granted to governmental agencies and public utility companies for the placement and maintenance of utility distribution and drainage systems as well as other easements of record. 9. IDENTIFICATION OF SUBJECT PROPERTY.• The subject property consists of 2 tax parcels and is located in Silver Spring Township, Cumberland County. The property is identified by deed reference 220-131and tax parcels 38-08-0571-011 & 38-08-0571-010. The property is vacant land and contains 253.47 acres. S. TAXES: The subject has a Clean and Green assessed value of $202,170. T'he property is enrolled in Clean and Green. The current annual taxes are $2,803 based on a current millage rate of 13.865 mills for Silver Spring Township. 6. ZONING: The subject property is located in the Agricultural Zoning District of Silver Spring Township, Cumberland County. The primary purpose of the Agricultural District is to promote the continuation and preservation of agricultural activities in those areas most suitable for such activities. Areas contained within the zone have been specifically identified as possessing valuable and nonrenewable natural and cultural resources. This zone also intends to protect the Township's agricultural economy by eliminating uses that are incompatible with farming, but permitting limited agricultural support businesses. Consequently, residential uses are limited and any future inhabitants in this zone must be willing to accept the impacl:s associated with normal farming practices, and related businesses. Finally, the provosions of this zone have been specifically formulated to further the objectives of the Municipalities Planning Code which provides that local zoning ordinances shall be designed "to preserve prime agriculture and farm land considering topography, soil type, and classification, and present use". 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Page 5 Permitted uses include the following: Agriculture, including one single family detached dwelling contained on the site Commercial livestock operations, subject to additional regulations Single family detached dwellings Public and nonprofit parks and playgrounds Public utilities structures, excluding communication antennas, towers, and equipment Flag lot residences, subject to additional regulations Forestry activities ECHO housing Stables and kennels Two family conversions Accessory apartments Temporary farm employee housing Accessory uses customarily incidental to the above permitted uses Additional uses are permitted as Special Exceptions or Conditional Uses. The minimum lot size for agricultural uses is 10 acres. The minimum -.lot size for residential uses is 1 acre per dwelling, with a maximum lot size of 2 acres per dwelling. All other permitted uses, special exceptions, and conditional uses typically have a minimum lot size of 1 acre. The number of residential dwelling lots permitted to be subdivided from a parent tract is based upon the size of the parent tract as of the effective date of the Ag Zoning ordinance, and is also subject to a sliding scale. Please refer to a copy of the zoning ordinance and map located in Addenda portion of this appraisal report. Pa e 6 g ' 7. ANALYSIS AND CONCLUSIONS: HIGHEST AND BEST USE ' A critical point of any valuation analysis is the determination of highest and best use of the property being appraised. Highest and Best Use is defined in the Dictionary of Real Estate Appraisal, third edition, published by the Appraisal Institute, as follows: ' "The reasonably probable and legal use of vacant land or an improved property, which is physically possible, appropriately supported, financially feasible, and that results in the highest value. The four criteria the highest and ' best use must meet and legal permissibility, physical possibility, financial feasibility and maximum profitability " , . In determining the highest and best use of a property, an appraiser takes into ' account and analyzes the following criteria: Legally Permissible - In all cases, an appraiser must determine what uses ' are legally permissible. Private restrictions, zoning, building codes, historic district controls and environmental regulations must be investigated because they may preclude many potential highest and best uses. Physically Possible -Physical characteristics of the site and improvements may affect the uses to which a property can be utilized. The utility of a parcel may depend on the site's frontage and depth and the improvements layout, design and utility. ' Financially Feasible - In determinin which uses are h sicall ossible • g P Y YP and legally permissible, an appraiser eliminates some uses from consideration. Then, the uses that meet the first two criteria are analyzed further to determine which are likely to produce an income, or return, equal to or greater than the amount needed to satisfy operation expenses, ' financial obligations, and capital amortization. All uses that are expected to produce a positive return are financially feasible. ' Maximally Productive - Of the financially feasible uses, the use that produces the highest price, or value, consistent with the rate of return warranted by the market for that use is the highest and best use. To determine the highest ' and best use of the property, the same rate of return is often used to capitalize income streams from different uses into their respective values. This procedure is appropriate if all competing uses have similar risk characteristics. The use that produces the highest value is the highest and best use. 1 ' Page 7 Highest and Best Use is analyzed in two parts. First, the property is considered to be vacant and available for development as of the valuation date. Then, the highest ' and best use of the property as improved and/or proposed to be improved is considered. ' It is to be recognized that in cases where a site has existing improvements on it, the highest and best use may very well be determined to be different from the existing use. The existing use will continue, however, unless and until land value in its ' highest and best use exceeds the total value of the property in its existing use. An interim use is an existing and relatively temporary use where the transition to ' highest and best use is deferred. A building or other improvement may have many years of remaining life yet may not enhance the value of the land that has a higher ' use, except as an interim-use improvement while the land is in transition. Highest and Best Use as Applies to Subject: After considering all the factors that would affect highest and best use including location, zoning, physical characteristics of the site and existing improvements, a determination has been made that the highest and best use of the subject property both as improved and ' vacant is a combination of agricultural and residential uses. The subject is located in Silver Spring Township, Cumberland County. The subject property is located approximately 4 miles from Mechanicsburg, 3 miles from ' Middlesex, 5 miles from Carlisle and Boiling Springs, and 12 miles from the State Capital of Harrisburg City. The immediate subject area has a variety of land uses common and includes agriculture, residential, and business and commercial uses. ' The subject area land uses are particularly influenced by the close proximity to larger metropolitan areas, and major transit routes that offer direct routes to most points through eastern Pennsylvania. The subject area has experienced residential, business, and commercial use pressure from surrounding metropolitan areas. Public water and sewer are not available in the immediate subject area. ' The subject is vacant land. The subject does not have a developed water supply or sewage disposal system. ' The subject is a total of 253.47 acres, with 226 (89%) considered tillable. Tillable soils include highly productive limestone based Hagerstown, Fagerstown-Rock, Huntington, and Warners Series with 0-25% slopes. Remaining acreage is in woods and wet pasture. Productivity on the subject is considered excellent and estimated at .98 compared to the best county soils. The subject has an estimated 30 acres of floodplain located along areas adjacent Hogestown Run. Some of the road ' frontage portions of the property are located in the floodplain areas. These areas may not support onsite septic systems or be suitable as a site far improvements. The subject has an estimated 3,500' feet of road frontage along Biddle Road. The ' road frontage soils are primarily of good quality soils and good sight lines. Some of the subject soils may support onsite septic systems. u Page 8 ' The subject is located in the Agricultural Zoning District of Silver Spring Township. The Ag District was designed to promote and maintain valuable, irreplaceable agricultural resources while permitting very restrictive alternate non- , ag uses. Residential dwelling lots have a minimum lot size of 1 acre and a maximum lot size of 2 acres. The number of lots permitted to be subdivided from the parent tract is based upon the size of the tract as of the effective date of the Ag ' ordinance and is also subject to a sliding scale. The subject property is not preserved. The subject would have the legal and physical characteristics for limited and low intensity residential subdivision. Due to the lack of public infra structure, current zoning and the current poor market conditions, larger scale development is not ' possible or feasible. The majority of the farm will remain in agriculture. It is important for the reader to understand that the appraiser does not have the ' benefit of engineering and legal work needed to determine a more comprehensive analysis of the subject highest and best use. There is considerable time and expense involved in the approval and permitting process far land development. ' This work has not been done on the subject property. Based on the preceding discussion, a conclusion has been made that the highest and best use of the subject property both improved and as vacant is a combination of agricultural and residential uses. This is due in part to the value of the land for continued agricultural production, and the favorable physical characteristics of the property for limited residential development. 8. MARKET DATA APPROACH: Five comparable sales were used in this appraisal report. All five sales were in the subject market area. The adjusted values per acre ranged from $4,947 to $7,562. A value of $6,500 per acre was chosen for the subject property. 9. CAPITALIZATIONAPPROACH: The capitalization rate was estimated by developing a typical income and expense ' statement for various farming operations in the area. The Penn State Farm Management Handbook was used to determine the typical crop income and expense figures. Market data was used for the rental information. The capitalization rates for ' the comparables ranged from 1.39% to 2.60%. A rate of l .55% was selected for the subject. I~ ~~ Page 9 10. SUMMATIONAPPROACH: ' The soil information was obtained from the soil survey. Vacant land sales and farm sales with minimal building value were considered in determining the land value. The Marshall and Swift Valuation Program was used to calculate the replacement and depreciated replacement cost of the comparable improvements. Since the subject is vacant land, the Cost or Summation Approach was not applicable. ' 11. EXPOSURE TIME: The subject is a relatively large tract with excellent agricultural soils and a high ' percent tillable land. The farm is located in a strong rural community where premium prices are paid for farm properties. The current economy and housing market has drastically reduced the demand for alternate uses. Estimated exposure ' time is 6-12 months. Exposure time is estimated by speaking with brokers, auctioneers and parties involved with the comparable sales. 12. RECONCILL4TION OF MARKET VALUE: The reconciliation of value was based upon the assumption that the Market Approach was the best indication of value because it took into account the actions of buyers and sellers in the market place. The Summation Approach was not applicable since the subject is basically vacant land. The Market Approach uses sales of ' competitive properties on the subject marketplace. When similar sales exist, this approach to value is most accurate since it involves the motivations of typical buyers and sellers. The Income Approach uses typical income and expense figures and capitalizes the net income to arrive at an indication of value. This approach is deemed least reliable since farm properties are not always purchased strictly for a specified rate of return. Th f l d e ina ecision of value on this property is based on the Market Approach. ' "Market Value As Is" June 17, 2010 ' $1,650,000 ~I - -4~4~7-WunMi Drd. 6o,t Berm. AR d IOM-AFfasMa !sr PMte~RetoN{e[ •~• . . H.aq Han, lac, irMaa. h R':C^^.:f~-OFf14~ OF THE ~ ~ ~~ atCCR9ER OF PEENS ~ OC(' 27 2 ~i Pi•3 ail ,_•- MADE THE iL '~ day of ~~•~ i~tb$f"la k of our Lord one tho:+rand nine hundred sixty-seven (1967) i BETWEEN WILLIAM E. BIDDLE and HELEN V. SIDDLE, his wife, of the Township of Silver Spring, County of Cumberland and State of.Pennsylvania, hereinafter called the Grantors , wed WILLIAM E. BIDDLE and HELEN V. BIDDLE, his wife, of the aforesaid Township, County and State, hereinafter called the• Grantees WITNESSETH, that in consideration of Gne ($1.00) ----------------•---------- in hand paid, the receipt whereof is hereby aeknowledyed, the said ymator s do hereby grant rtnd convey to the said prl¢xtee s, ALL those two {2) farms situate in Silver Spring Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows: FARM N0. I: ALL that certain tract or parcel of land situate, lying and being in Silver Spring Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at stones, the corner of land of Lewis Delone; thence by land of the said Delone, John Jacobe' Heirs and Frank xost, South seventy-four and one-half {74 1/2) degrees East one hundred ninety-nine (199) perches to stones; thence by land of the said Frank Kost 'and E. K. Deemey, South twenty-four (24) degrees East eighty-four and five-tenth (84.5) perches to a b12ck oak; thence by land of the said E. K. Deemey South fourteen and one-half (14 1/2) degrees West sixty-four and eight-tenth (64.8) perches to stones; thence by the same South forty-five and one- fourth (45 1/4) degrees West one hundred sixty-four and eight- tenthe (164.6) perches to stones; thence by lands of John Herman and Elizabeth Bowman North sixteen and one-half (16 1/2) degrees West three hundred twenty-three (323) perches to stones; the place o€ BEGINNING. Containing two hundred thirty-seven (237) acres and one hundred (100) perches neat measure. • BEING the same premises which W. B. Davidson et a1 by their deed dated June 25, 1947, and recorded in the Recorder's Office in and for said Cumberland County in Deed Book "O", Vol. 13, page 220, granted and conveyed unto William J. Biddle (See also. Deed Book "O°, Vol. 13, page 222). FARM NO. 2: ALL that certain farm or tract of land situate in the Township of Silver Spring, County of Cumberland and State of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a stone in the Public Road at corner of lands of Roland Tc Fenton and William F. Cowon; thence along lands of said BUOK ~ ~~r'AGE 1s1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 u~ i u i w w iwu ~ 3 nw iu uu~uw u.~.l.:.:'@!~4,!.A.l.,~w ~ uum~.'! ...............1.._.._ ....1.....J........_~!__lll..:...1 i u u 1LL 1... I ~, ................ . .................................. --.... ~ .. ......_..-... /'~ Roland T. Fenton North fifteen (15) degrees thirty (30) minutes West, two thousand nine hundred six and ninety one-hundredths (2906.90) feet to a point at corner of lands of said Fenton and the Southern Right-of-way of the Pennsylvania Turnpike; thence along the Southern Right-of-way of said Pennsylvania Turnpike South sixty-eight (68) degrees forty-five (45) minutes East, fifteen hundred and eighty- three (1583) feet, more or less, to a point on the said Southern Right-o£-way of the Pennsylvania Turnpike at corner of other lands of William J. Biddle; thence along said other lands of William J. Biddle South sixteen (16) degrees thirty (30) minutes East, three. thousand twenty and five tenths (3020.5) feet to a point on line of lands of Fred Myers; thence along lands of said Fred Myers South fifty-nine (59) degrees fifteen (15) minutes West, six hundred sixty-eight and twenty-five one-hundredths (668.25) feet to a stone on line of lands of William F. Cowon; thence along lands of said William F.,COwon North thirty-one (31) degrees forty-five" (95) minute's West, eight hundred eighty-one and one-tenth (881.1) feet to a walnut tree; thence further by same North forty-eight (48) degrees fifteen (15) minutes West, four hundred ninety-five (495) 'feet to a point in the aforesaid road; thence along the aforesaid road South fifty-nine (59) degrees thirty (30) minutes West, one hundred forty-six and eighty-five one-hundredths (146.85) feet to a stone in said Public Road at the place of BEGINNING. Containing 96.49 acres of land, more or less. BEING the same premises which Samuel A. Bowman and Alma W. Bowman, his wife, by their deed dated April 1, 1955, and re- corded in the Recorder's Office aforesaid in Deed Book "I", Vol. 16, page 76, granted and conveyed unto the said William J. Biddle. The said William J. Biddle being seized of the aforesaid two tracts of land died January 3, 1964 leaving a last Will and Testament dated February 25, 1951 wherein and whereby he left all of his estate, real and personal, share and share alike, to his two children, Betty Ann Sullivan and William E. Biddle, one of the patties hereto. The above described real estate was awarded to Betty Ann Sullivan and William E. Biddle by Decree Awarding Real Estate isBued by the Orphans' Court of Cumberland County on August 22, 1967, which said Deeree is recorded in the Recorder's Office aforesaid in Deed Book "L", Vol. 22, Page i0D6. The said Betty Ann Biddle Sullivan and Frank J. Sullivan, her husband by their deed dated gam, iti 1967, and recorded in the Recorder's Office aforesaid in Deed Book O Vol. ~r , Page i2y grantel9 and conveyed all her rights-title and interest in and to said premises unto William E. Biddle, one of the grantors herein. eooK 0 2z~AC~ i;~~ h 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 AND the said grantors kereby eovexaast and agree that they sad sash of them. wiU 1s+arrarsE Generally the property hereby eonroeyed. IN WITNESS WHEREOF, sale the day and year first above unitEen. tlNyarn, 6ealrn aan Itrlfoerrd In fee ~rreence of ' 77 ss,, , ../•r _. .~fr~.,. yraxtors ha Ve hereunto set their haxds anal seals State of Pennsylvania Rs. County of Cumbezland On this, the !G ~ day of ~~ , 19 67 ,before me, a Notary Public in and for said State and County, the undersigned officer, personally appeared William E. Biddle and Helen. V. Biddle, his wife, known to me (or satisfactorily provers) to bs the persons wkoae manes are subscribed to the loithtn instrument, and aeknoroledyed that they ezeeuted same for the purposes therein contained. fN WITNESS WHEREOF, I hereunto set my hand and o8deial seal. ,..... . ~. , . . 4 •.= M!i-is-tattt.tittt_ffAltElf.t1lll. .__'--"__""_ °•.";::;:<;,_ : ~ nltxRy~tssua; fM°°•e" r~~+~RUNt COtNf-~" Title of Otfieer. ~;,(•~ t t ~,~ f ~ .~ r •' ~ MY COIYSSUON fl%RIS OC101It n, lttl 7!, ~, r .A of the withus xarnsd gmxtee u ~ Qkle.G., ~.c, ® ~ ~ 19f J' /yam ~,e'Goc._.__. _.. __. _....~. _. • Attprney for ._ .. Bti06 ~ 22r'acE ].:i~ f! rX d0 hereby eerts(y tlw~ the preas6 resldenCS axd complete post Ogee aaldTeae kdk '~ ! ~~~r _ a _~% ~ ~ ~t;tt ~ ;~. „ ~,.>a. ~ a~1, 1 r e~ ~~ t ~ ~ ~iggy+~ ~ n4q~~~iii~~~p~~p; bgA ~(~~j, ~R)R ...aaa,,, `~+y ~\ ~~ ~+~ , i ~jt~~~i-Ffl~p ate ~g9~B55ta}i7~~d~~,~e6~~~' 9~pt~,;3a~g`~1*~#~3l~ Y'~~~Q t V ~ ~ 1 ~ ~~ "i ~; t'~a ia56te¢~ ~~~291{~ ~` 4~~~ ~~"{~R55~ K t ~ ~ ~"1~~,ap +~~ -~ ?~~am~f1~~~~a ~~as~ ~~F~e54''a~~ ;• ~p g~~~~5$~ g ~ 'A"s~. , j ~ ~ ~ ~f ~ t~R ~jyyy ~~# Eli ?[R ~ ~ L a ~4 ! ' T~e' E ~ ~ -° :- a 6 .rte` 6 a~ ia~ ~a~ 1 p5 ~~ 6 °~, ® i ~ , ~ ~'3 ' t Sa ~~tfli~7q ~`t~j3kb~~k ~ t~ F ~ E a x ~ t - g4 ~~ABY; abR1 ti~ ~. a~ B ~ ~ 9 ~ - ii i~ ga.~gR~g4 tg5aio ~ ~ '3R a z ~ ,`~ +~ f1~~t~ 3 ~v o.g 1 ~R~S? ~ ; 3 • 49~ ~ ~1 ~'~ Ara s r -., tt fi a~ t}i3ig~ta~l~~c a~a~~t m ~~#4~~~~p~ •w'~ap, \j< tax Y ' ' -t<_ ~tb~ b~g.z~l,Sa at¢~p~ a~~~, ~`c~'S td t' rr.a.~r-^ R ~ 6 FM4 [ b ` ~~ 9p"~~ 1 3s, iR~~i a k44a $yy~ ~ ~# ~~ 9.~ ~ ~,~iq tat x_k{~ 5i~a~ ~~ K i ~~~n Pa 9 3 4~ a~~i~ti ~~~ *f" t~tza ~ 3 R ~~~ a 'SA 6 0055 ,p 9 s~~i ~ ~a aai,~ $s t u'a 4~ a _4-sb~ t'.ai a ~ a `ti°c~ i~r,.~ ~~ ~~~ ;$ ~ ~ "F E $ ~aZ`aaS8~8i '0. ~~ ~~' ~ y` xa a~ r ~a~ N ~~~ a &.. s$ xxa;.s6xRRx~ ,~ ~,~,-~, ~ E~p '~ a„~ r~1a.~~ - .t. ~ '~~; Raa ' Q°. ' '4 ~ ~ ~ ~ ~~t~~ NN ~ ~~ g~~~a _ ,~, r day ~,~ .9 u m < D~ 3~g~~ t zn i t ^'•1 ~~sa~ti~ ` ~ t ;.... '~`t~' ~~ , ~~ k ~ d g 4 A ~ ~R P N ~ a ~i ~y A ~, v ~ o ~.~ -~ m gz t _ T 4 m ~ ~ {g~~ g a •~ • ~ o X i = '~ a taut a ~l t Q L ~ ,~ ~ ~4 9~ ~' > i m .i o ~ w a *~} ~ d ~ ~a 4 ~ Mpg !~ ~ £ ' a~ ~ § ~ .t Z ~~ j~z g.~ ~8~t$8 ru55c~~ ~ {~ ~ t9 A i g ~ i ~ ~~ ~ i ~ t ate °~ ~' ~~ e § ~ x ~~ j .R g~ - !"s o '~ gym` wA~ k}8t i ~p m4 ~~m' e~y ~'~ ~ ~~, ~ att+ G ~,~~~ ~ _ '~ R g e` y f 7 s ~ O C ~'g ~ ~ ~Z i ~'$ w ~a n ~ tltt qt 5 x p Q1 ~ i m ~ ~ n x m t ~ d~t~~~Aa ~ tiM~ ~ ~- ~ ~ E+E +~$ ~*, ~ M~ - q 0~A G /Of~ON' 0 MM~ ; ~~ D~ I~ a A ~q 4- a+~~~~ ?{ ql' t __ ni ~0 '/~A NT Zr 0 ~7~ ~y z D LL~bPg xx ~~~~$ \i~ P ~ W_ V~ ~ 9 4~2g ~ ~- ~~ d ~... '" c < r ~8g a ~~ .~_ - .- ~~18. PC- _ ~ . g: 4 ~t BK .L ,o ,.~..,.~~„„,m,,~ w,..,m- ,.~..,-.. ii {1 k ,~ i !i 7 m~ m e ~~ ~m 3~ Z I~I Q '~ 9 ~~ ~ ~~ l ~ i h ~ ' $~~~~~~~ j ~~~~; ~ ~, ~~\ ~~ , ~ / 812Eq ~ / HR-,~ /~ oz ` ,'., ~i ~~~p~ ' it -a~ .y~F~ ~ / ~ ~~~~~~€ ~~~~.R3a - - - -- -~- ~` - - ; 'III ~ 6 ~ d 6 ~ ~~;~~~~6~~~~~~~~ ~ ~' ~ ~ ~~ ~~~~ @ ~ y~ / i~ ~~~ . ~ . ~ ;,,r / ,~ a i~~ ~~ ~' boy ;i ~----a--~-~ ~ ~ ~~~ ~~ ~~' ~ /~ ~~ _~_ .,~~m,, _ ~ e <" 'Nt ~~ ~' !~ F+ __. _ ~ ~~~~` ° ~ ~i~ I ~, Z ~ / .~ ` it's \\~1 1~ G• y ~~ A ~'~ ~ R e -~ , ~~ '~`:`~ ~d r p > e ~ ~ ~..w w. ~~°PNY° u~$i(.T i e~ 1 i.' '~~~ ~ ~~ ~, ~ ~;~~ ~, $YYp _~~~~~i i~~~~ l R R 8 ° ``.~ ~~ i~~ L°LF Gs °k, ~°f~' {~~ 7": '~ Q° moo' i f~~YY gL oRiR #4442 ,Qo~~~ ~ og~~D ~ ' ~~ 8 g( i~ vS 8v ~Y ~~m ~~mF `" @ a~9 ~~ m a ~4 i i ~~ i t I la a i i ±~ i ' a t = 00 ,oa -mss . ~ ~~8^ c s $ A L" $ n sg .=~ .~ ~.4 , ~~ I ' i fr ~~ ~ ~ HARTMAN ANO ~ o.or"~u.an ~ .w.~ .wNwa« .~.,. ~ d p 9 ^ ASSOCIA~TEr S~ INC. W. CWT( Iq LOT NO_S. 6 & 7 f~ v ro ' ~~ { m °:'~° "°`° ~~ ~ HELEN V. BkDOLE ~ ~ ~ I -.~...BK -- 94 . PC --18 A ; ~ -, _. .. .C f6 T N C C N a ~o C z 7 Q ' ~ J Uw a~ m0 am E" m 'o ~~ o_ 00 N ~ ~ ~ N ~ ~ d ;~ O M T N 7 o~ N p N~ m ~ .~ N~ ~o n ~ o ~ o ~U ~ m i °o .O ri (6 Z to N O O ~Y~ yN ` N 0 o N CO d '+. ~Z ~y ~c zQ zU 0~ 1 1 c W N C N a wo 7 Z ' O Q U '~ ~w C -~ m ~ nm ~~ Y ' .o O N IO 07 c ~ C ~ ~ ~' d > U O w L N m 3 C N U > W _ m ~ f0 ~ w ~ C N j f0 fU (/~ ~ w ~ ~ ~ O QOj _ C Y E aEE cN m ° > ~- .°~° Z ~ L ~~ T ~ N~ E a p ~ ai Z Z d p V E 7 Q ~ L N aaicp C O y U. Z Q ~ ~,N co y r N L~ N 3mc f1/ ° w ` y~~ ~ o c ~ °~Q~ y N~ 3o L° ~ o Ear >° m ° y N , o c~ ~o -a i m ~ Z a i•~w d~ ~ L ~ c ~ '~ o- y E ~ d. a~°°aci C~ fO ~ mw Em °' ~nmE Q f6 E~~ d 7 . _ y 3 U~ 3 N w N N 2r >.~ a' > O N Z ~ > E O N m ~ :0 O f0 O N O - ~•~"O 'O O j~ d N w C d T. . d 0 ~ ~ ~ '00 N O a O £ p~ >. O d d N f0 N ° ~ ~ ~ .p. U ~ 7 M y~ ~ y L C a d /0 N •C t p > 'p1 E O O C O N Z Q f0 _ O~~ O L N ' O ~ _ V N O Ou,wa 0 0 0 cn~U L `~ Ho O O cq~ (p ~ L E f0 E H$.Eo N w ~ ~ O L ~ O 1 m Q ° O N w T `0 Z ° o ~ m r W a ~ w t4 a ~ v c w U a of i. m rn d (A d ~ w ~ w O w ~ C C E ~ O = J ~ y L LL T O L ~ y N 3 U "' 3 w y ~ A L ~ ~ ~ w aw. d' r a O > ~ o d O c (7 L ~ 7 O o ~ a O ~ H d ~ .~. ~ O U d U ~ w U m o ~ C .R o~ N ~ U ~ wa ~ a -~ o. m a 3 ~ ~ o c o ~ ~ N y ~ ~ m ~ w m ~ d a a? ~ c a ~ ~ a a o ~ a p, ~, o ~ d o ~ ~ m E ~ a a o uJ n ~ o m o Q ~ ~ ii o w > ` N C r Q 3 a > v co d v i a Y c a y ~ ~_ >~ fp ~ N Q 'p (n C O '~ [p Q ap la O U U ca l0 U~ C7 G J > J ~ ~ C_ ~ w ~ d U ._ d' f17 C fn > (n C fn ~ (n ~ fn O (n r0 fn a c ~ ~ -, + d J ® X • ~ FJ ~ ~ ;fC Q O > + :: ICI o ~, ~ N{ C m ~ N _... o. y Q a0 M O .~ O O N N O) N N_ O "' a T N 7 O ~_ N N ~ 2 > ~ ~. O d ~ °o ~ U a~ c 0 m Z d _~ w Z ~ y ~ C 0 m ~ ~ ~ m .~+ N C Z U ~~ Li Soil Map-Cumberland County, Pennsylvania BIDDLE LAND Map Unit Legend Cumberland County, Pennsylvania (PA041) Map Unit Symbol Map Unit Name Acres in AOI Percent of AOI HaA Hagerstown silt loam, 0 to 3 1.3 ', 0.5% -- percent slopes -- Ha6 - Hagerstown silt loam, 3 to 8 61.0 ' - --- _ - - 23.8% - _ __ __ percent slopes ~_ - I ~ HcB ---- - _ I Hagerstown silt loam, rocky, 3 - , 105.5 _ _ _ - _- _ - - - 41.1% - _ _. - - to 8 percent slopes ' HcC ocky, 8 _ _ - _ H t s - 16.6 , -- - _ 6.5% to 15 percent opes HdD Hagerstown-Rock outcrop 1.7 - 0.(i% complex, 8 to 25 percent slopes HuA Huntington silt loam, 0 to 5 ~ 56.3 22.0% percent slopes Wa Warners silt loam 14.1 ' 5.5% Totals for Area of Interest (AOI) ', 256.5 100.0% ~! ~ Natural Resources Web Soil Survey 2.0 5/29/2008 Conservation Service National Cooperative Soil Survey Page 3 of 3 1 1 1 1 1 .~ c0 N C C G1 a T C O U m " O Z a Q ' J W J NO N 0 f0 m U '" f6 a U a m 0 z ~~ o~ 00 N ~ ~ ~ N ~ ~ a T 07 7 o~ N ~O N~ Z > 7 }. ~ ~ (p O ~ O yU ~o ~ ~ cu o O rn ~~ m Z °o 0 N O M O O ~Y° ~2 ~N O o N C N ~ CQQ Z~ ZU ~~ m 'c y c c T a~ a ' c 3 O U C ,-. l0 0 ~ Q ' J 3 W N ~ _^ R m U D ma m U d m rn 0 z ~i N ~ O O f6 n U ~ y Q~ n w ~ 0 ~_ d L c t o •' o m p ~ m '~ i c y U p~ y ~ ~ m rn E C ~ L' N n ~ O ~ ~ m ~ N gy j~ _~ ` U N ~ N , p DEL ~y ~ oo L ~ H Q m N ~ 61 N rn Z ~ 7 Z Q a 0 ~N N '? ~ N L~ a d 00 (..~ N Z p ~ ~ C O ~ M L n 3 y~ C c ~ y iy y p O y y~ ~ O C ~ o O d a 'O Y. 3L ~ y j ~ ~ ~ Uo~ o m`° c,m wm f0 y3o N 3 E O Sri L n EAmd N ~ L Z d N~ L ~~ L~ O y v`-L y 0 L' ~ y~ N >` p y ~ a ~y y C+L,,, n:y N ~ ~ "Oa :;a> i E >0 N 3 ~ nN E ~ ~ f0 G O Y [6 J fi Vl V> N y L_ R C N L y 'O N c y y y w0 N `p 'O~ ~ N ~ ~ N D1 .v0.. ~ y f0 ~ N c O :O ~ 7 w 0 ~ ~ ' ~ °~ o ~ ~ ~ ~ y ~ ~ c Q ~ a~ f6 ~y L C n~ a m ~ , o f0 rna lA a; ' o.N ~ ~ ~ ~ r d a i c.5 ~ E ~ o c `mo=o am ~ T ~ a~ " ~a o'no m O 7 `o E u°~ ?i U IL- w in iA ~ H v .~ o >. m L >. rn = w d m r ~ m d m . . 'o Ol p O = ~ ~ w ~ d' N l0 N ~ d ~ ~ O w°. v t cn ~ O 4 [ W ~ ~ J °' m m a c ~ ~ w ' 0 m p`~ ,. . G t4 l6 t9 fC (6 f0 10 l0 U U U U U U U U C ~ ~ 0 f0 N f0 L C w ~ ~ Z C N Q w ° ~ ¢` ~ o v~ A m l~0 m W m N m w m m m m ~ m m m of O U v U O U U U ~ o z w :C ' a° 7 c ~ ~ i°- in ~ _ w C ~ V a l C w ~ ~ O in c c °' E A LL ~ a ~ ~ = V V {L O ._ ., G d w a $ t= ~~ ow 0 0 N iy m ~ N_ "' a aTi Z o~ N p N ~ 2 > 7 :_~ ~ ~ N fn O a O oU C O .~ Z d V y d 3 y O ~ ~ O L 7 y L z~ Nonirrigated Capability Class-Cumberland County, Pennsylvania Nonirrigated Capability Class Nonirrigated Capability Class- Summary by Map Unit -Cumberland County, Pennsylvania Map unit symbol Map unit name Rating Acres in AOI Percent of AOI HaA Hagerstown silt loam, 0 1 1.3 0.5% to 3 percent slopes - - I HaB _ -- - , ~ __ Hagerstown silt loam, 3 _ 2 - -- -~ _- -- - 61.0 --_ _ -- '~ - - 23.8% ' to 8 percent slopes ' I Hc6 Hagerstown silt loam, 2 105.5 41.1 I rocky, 3 to 8 percent -- slopes ~ I ', ', HcC ~ Hagerstown silt loam, ~ 3 '}-- - - - 16.6 - - - 6.5% ', rocky, 8 to 15 percent ', slopes - _ HdD Hagerstown-Rock 6 1.7 --- ' __ 0.6% outcrop complex, 8 to ', 25 percent slopes ' HuA Huntington silt loam, 0 to 1 - - - - --_ 56.3 22.0% 5 percent slopes - - - Wa -- - Warners silt loam ~3 - -_ ~ - 14 1 - --- ~_ o I' - - 5.5 /o J '~ Totals for Area of Interest AOI - ~ ) - --- - - -- - i - ~ 256.5 o 100.0 /o BIDDLE LAND Natural Resources Conservation Service Web Soil Survey 2.0 National Cooperative Soil Survey 5/29/2008 Page 3 of 4 1 LJ Nonirrigated Capability Class-Cumberland County, Pennsylvania Description Land capability classification shows, in a general way, the suitability of soils for most kinds of field crops. Crops that require special management are excluded. The soils are grouped according to their limitations for field crops, the risk of damage if they are used for crops, and the way they respond to management. The criteria used in grouping the soils do not include major and generally expensive landforming that would change slope, depth, or other characteristics of the soils, nor do they include possible but unlikely major reclamation projects. Capability classification is not a substitute for interpretations that show suitability and limitations of groups of soils for rangeland, for woodland, or for engineering purposes. In the capability system, soils are generally grouped at three levels-capability class, subclass, and unit. Only class and subclass are included in this data set. Capability classes, the broadest groups, are designated by the numbers 1 through 8. The numbers indicate progressively greater limitations and narrower choices for practical use. The classes are defined as follows: Class 1 soils have few limitations that restrict their use. Class 2 soils have moderate limitations that reduce the choice of plants or that require moderate conservation practices. Class 3 soils have severe limitations that reduce the choice of plants or that require special conservation practices, or both. Class 4 soils have very severe limitations that reduce the choice of plants or that require very careful management, or both. Class 5 soils are subject to little or no erosion but have other limitatians, impractical to remove, that restrict their use mainly to pasture, rangeland, forestland, or wildlife habitat. Class 6 soils have severe limitations that make them generally unsuitable for cultivation and that restrict their use mainly to pasture, rangeland, forestland, or wildlife habitat. Class 7 soils have very severe limitations that make them unsuitable for cultivation and that restrict their use mainly to grazing, forestland, or wildlife habitat. Class 8 soils and miscellaneous areas have limitations that preclude commercial plant production and that restrict their use to recreational purposes, wildlife habitat, watershed, or esthetic purposes. Rating Options Aggregation Method: Dominant Condition Component Percent Cutoff.• None Specified Tie-break Rule: Higher BIDDLE LAND Natural Resources Conservation Service Web Soil Survey 2.0 National Cooperative Soil Survey 5/29/2008 Page 4 of 4 L BIDDLE LAND N W E U ~y~ a z ~ 6 > 0 d o O ~ ~ ~ ~' ¢ m ~1f ~ I ! e~`c v 'Z'~ ~ v c°~ o < I = d Or~/1~..1p c o .n o N r ~+ C/1 '~ ~' °a D ~ ,~ O o _~~ O~~L~.~ o.N K ~ ~-~- 4 s ~ N. _~~ Z ~ ~ ~_-_-^_r- -_~--~ i o t~' / C~ ¢ V ~~, ~b~ N Wf,~ Z ~~~ i~ If~f 2 W ~ Z ~ ~ ~ N !~(~ „ t ~~///j W i1/' ~~ n;; V W O P N a~ >' ~~ ~__..---J U 5 €~I -- W~ 0 d '~ Ey~~E p ~~g ~ ~~ 6G orn . atea?? ~ ~% ~3ig Z ~ 7T_ u ~ x 8g $` ~ A ~ W Q r WN ° g SE m ~ r p r CV w Q 'Z ~ m ~"~, flo ~ Z d' ~ ~ W 5~E O v g'3 ei / ~ ~3; e ~ ~ _ ~ ~ a K ~ rV\ 15. S~ o ~~~ T ~ 6\~ aa6~~ l~\ `, ~, m W z 0 N rc C3 W ~ ~q v Z W art Z O N 27 OZ n n N jY °a e W LL WZ z c x ti~ ~ ~ s 0~ U W Z O N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 z a a A A BIDDLE LAND N W E S 0 400 800 1,600 2,400 3,200 Feet .~ N C d a c~ 0 -c s 7 ~~ °oo N <- Perry County ~ ~ ~ I ; ~ ~ ,{~~ ~rtl ~~~ ~ ~ ~ k~~} Silver Spring . r. _Tj? k ~`'~ Wilt 1 '~ ~.~ ' i 1~ ~ ~ !'~~ e r . `~ t 1,., >, , ~~~x~~`~, • Y is ~~ `' . kr, ~ ~ ~ a ~ ~}, , rn wnshl _ r. ate . , I ; ~* 1' n ! ~t ' ,f~r¢- >9 ~ o~ ,>,, . , _ _ .; Zoning ap ~' .. A F .. MiddhceY +u - 4 { I ~/ ~ ~ 1 t ~• ' a ~. _ .. ~ i2. ~ ;,: , .a:m~. R - - -.~: ~ a< i 'x 1 8 "n ~ N µc.a„ g ~'~ _ Rl ~a-'w • 'fir W E „. 4 ~ dY+~nY- s s "I •.r~,. ~a l ,, i \~t 's R < ~.g >rrr ~ ~ ~. R R :~ BI ~O~ ~.:. '. 0g ~ Hampden ' ~ ~•ry f - '.C?` +i 5 I A r ti: a.r P; R1 ~ r ~ . RZ t ~`~9 A S$ Q i "~f ' ~R, ll - ~ RI b ~~~ 4 ~'t~",,,~' _ ~, xz I 0° __ ~ _ „~;~ Il Rs ~.,~- ~~ .. ~ ~'° ~ ~ .. , - <cs=`~' - ~ B,~a t° ~~.-:.- s .~• ~~ ~° ~' ICI R2 ~ ~ t I1 ~q a °3-.. +r•~'" ~ "°w+,w n /~ : s 6. ~. e ~~.~ .~$$ . ~ 3 .dam ~N~ . __ - ~ ~ ~~~~ ~~ ~ if V " ~ ~ ~ °i` "°~ e~c ~'" y~ ~. ~ t y~ .q /~ ~ ~ ,.Add ~ . II - A ttt a _- _. - - - - ~ .,"'~.,^....e"'- Legend ~' ~ ° l +, Mechanicsburg ~~~ R1 R 4~e Hydrology I i,a ° ~,e. ~~ ., ~ - Railroetls ~,. ''{{ s Local ROatl II~// p+t _.13i~ R ~ State Road Ilpl ~[ q L Highway Tax Parcels ~O ~ ~ ! ~ I Q Municipal Boundary ~. Q Monrx • ;. '. Zoning - R .5 q9 ~'I AgYCmlture A mar "5 ~ Ne gnlwrhootl Cammeraal Ci i 8 g I~ ~ Cam un ry Com cal C2 ~ ~ 8 - Hignway ('.nmmBlC al C3 I~ Conserval on CONSV ~' I .~IW~^M OUNTY DIS~C[a~!YIER~m~~~e~Lm '. Lignt lrMUStnal-11 General IMUSUial- 12 Interchange-INT w. ms+.. y. •.ms-a. s.nv....,.n...,.wmmy.a a wcv..~ o.,e...d .. Oawe - O Ouarty-O N~ mw. uew•. m»• Rural - R N II Pre(ramtl bY. Residential-R7 cwroedam coax cis 1:13,500 / qi~ Hign oanaity Reaiaennal-Rz tY /\ ~ Village Residential - R3 'I, Revised: May ]006 MIi05 1 Re tl Mal Estate RE ~~' 0 0.5 1 2 _ - __~ SECTION 201 AGRICULTURAL ZONE (A) 201.1. Purpose -The primary purpose of this Zone is to promote the c;ontinuation and preservation of agricultural activities in those areas most suitable for such activities. Areas contained within the Zone have been specifically identified as possessing valuable and nonrenewable natural and cultural resources. This Zone also intends to protect the Township's agricultural economy by eliminating uses that are incompatible with. farming, but permitting limited agricultural support businesses. Consequently, residential uses are limited and any future inhabitants in this Zone must be willing to accept the impacts associated with normal farming practices, and related businesses. Finally, the provisions of this Zone have been specifically formulated to further the objectives of the Municipalities Planning Code which. provides that local zoning ordinances shall be designed "to preserve prime agriculture and farm land considering topography, soil type and classification, and present use." ' 201.2. Permitted Uses i~ 1. Agriculture, including one single-family detached dwelling contained on the site. 2. Commercial livestock operations, subject to the following: A. All buildings used for the housing of livestock shall consist of a solid concrete slab or slotted floor; B. Minimum Lot Area -Twenty (20) acres; C. The following additional setbacks shall apply for Commercial Livestock Operations: a. If a Commercial Livestock Operation involves an average of less than 5 animal equivalent units per acre on contiguous land, then the following minimum setbacks shall apply for buildings housing such livestock: 1. 200 feet from a lot in a residential district, 2. 150 feet from an existing dwelling that is not within a residential district, 3. 40 feet from all other exterior lot lines. b. If a Commercial Livestock Operation involves an average of 5 or more animal equivalent units per acre on contiguous land, then the following minimum setbacks shall apply for buildings housing such livestock: 1. 500 feet from a lot in a residential district, 2. 200 feet from an existing dwelling that is not within a residential district and that existed prior to the adoption of this Section, and 3. 60 feet from all other exterior lot lines. As a special exception use, the Zoning Hearing I3oard may approve a smaller setback. for the expansion of livestock facilities that existed prior to the adoption of this Section where the applicant proves that there is no reasonable and feasible alternative and where the applicant proves that the lesser distance would be mitigated by appropriate measures that the applicant agrees to install as a condition of the special exception approval. Silver Spring Township Zoning Ordinance -42- Article 2 Zone Regulations d. The setbacks from property lines provided in this Section 201.2.2.C. for this use shall not apply from: (1) dwellings or lots owned by the operator or owner of the livestock use, (2) dwellings or lots owned by a property-owner providing a written notarized letter waiving such setback, andlor (3) dwellings that did not exist at the time of adoption of this Section. D. The applicant shall furnish qualified evidence that the proposed use has an approved manure management plan that complies with the applicable PA DEP guidelines. All subsequent operations on the site shall be required to strictly adhere to this approved manure management plan; and, E. The applicant shall furnish evidence from the Cumberland County Conservation District that the proposed use has an approved Conservation Plan; and, 3. Single-family detached dwellings; 4. Public and nonprofit parks and playgrounds; 5. Public utilities structures, excluding communication ante~mas, towers, and equipment; 6. Flag lot residences, subject to the standards of Section 605.04.7, of the Subdivision and Land Development Ordinance; 7. Forestry Activities (See Section 348); 8. ECHO housing (see Section 331); 9. Stables and kennels (see Section 340); 10. Two-family conversions (see Section 342); 11. Accessory apartments (see Section 320); and, 12. Temporary farm employee housing (see Section 341); 13. Accessory uses customarily incidental to the above permitted uses, including, but not limited to, the following: A. Roadside stands, as an accessory use to the farm, for the sale of agricultural products, subject to the following: a. Any structure used to display such goods shall not exceed two thousand (2,000) square feet in size, and shall be located at least twenty-f ve (25) feet from any property line; b. At least half of the products displayed for sale must have been produced on the premises; c. Off-street parking shall be provided for all employees and customers; and, d. Only one (1) sign not to exceed six (6) square feet in total sign area shall be displayed in season when products are on sale. A freestanding sign shall not exceed a height of five (5) feet, or an attached sign shall not extend above the height of the building or structure to which it is attached. B. Family day-care facilities as defined herein; C. Manure storage facilities, as an accessory use to a farm, subject to the following regulations: AitiGe 2 Zone Regulations -43- Silver Spring Township Zoning Ordinance ' a. All manure storage facilities shall be designed in compliance with the guidelines outlined in the publication Manure Management for Environmental Protection, Bureau of Water Quality Management ' Publication No. 43, and any revisions, supplements, and replacements thereof, published by the Pennsylvania Department of Environmental Protection, copies of which are available from the' Water Quality ' Management in the Department of Environmental Protection Regional Offices located at 1 Ararat Boulevard, Harrisburg, PA 17110, telephone (717) 657-4585; b. All waste storage facilities' designs shall be reviewed by the Cumberland County Conservation District. The applicant shall furnish a letter from the Conservation District attesting to approval of the design of the proposed facility; and, c. Construction and subsequent operation of the waste storage facility shall be in accordance with the permit and the approved design. Any design I changes during. construction or subsequent operation will require the obtainment of another review by the Cumberland County Conservation District; and, ' D. Beekeeping, on any farm within the Township, subject to the following: a. The applicant shall obtain a zoning permit from the Zoning Officer; b. It shall be the duty of the applicant to maintain each colony so as not to create a public nuisance; c. Colonies shall be maintained in movable frame hives; ' d. All beehives shall be maintained in a healthy condition using locally- accepted beekeeping management procedures; e. All hives shall be at least fifty (50) feet from a public road, or shall have a minimum five (5) foot high fence or vegetative obstruction between the apiary and the road, or shall be elevated above the roadway so as to direct bee flight above traffic or pedestrians; f. There shall be a source of water within one-half ('rz) mile of the apiary; and, g. New apiaries of ten (10) hives or more shall not be established within fifty (50) yards of any adjoining property containing a residence. 201.3. Special Exception Uses (Subject to the review procedures listf;d in Section 604.3. of this Ordinance.) 1. Farm occupations (see Section 417); 2. Home occupations (see Section 422}; 3. Bed and breakfasts (see Section 404); 4. Public and private schools (see Section 432}; 5. Communication towers, antennas and equipment (see Section 412); and, 6. Amateur Radio Antennas (see Section 447). 201..4. Conditional Uses (Subject to the review procedures listed in Section 704 of this Ordinance.) 1. Airports/heliports (see Section 403); and 2. Churches (see Section 407). Silver Spring Township Zoning Ordinance -44- Article 2 Zone Regulations t 201.5. Maximum Number of Permitted DwellinSS or Lots ,' 1. For each tract of contiguous land in single and separate ownership (parent tract) as of the effective date of this Ordinance, there may be one (1) lot subdivided or one principal residence constructed for either asingle-family detached nonfarm, or farm dwelling, according to the following schedule: Lot Area (Acres) Total Number of At Least Less Than Permitted Lots/Dwellings* 2 20 2 20 40 3 40 60 4 60 80 5 80 100 6 100 120 7 120 140 S 140 160 9 160 180 10 180 200 11 200 220 12 220 240 13 240 260 14 260 280 15 280 300 16 300 320 17 320 340 18 340 360 19 360 380 20 *For parcels containing one or more (1) principal dwelling on the effective date of this Ordinance, each such dwellings shall be counted as one (1) against those permitted in the above schedule. 2. The above-described schedule shall not apply to ECHO housing, two-family conversions, nor temporary farm employee housing, unless new lots are created for such units. 3. Lot add-ons involving agricultural land in which no new lots are created shall not be counted against the number of lots permitted to be created in the schedule of Section. 201.5.1.; 4. Regardless of size, no tract of land subdivided from its parent tract shall qualify for additional single-family detached dwellings or Lots pursuant to this section.. ArtiGe 2 Zone Regulations -45- Silver Spring Township Zoning Ordinance Similarly, any subsequent owner of any portion of the parent tract legally existing on the effective date of this Ordinance shall be bound by the actions of previous ' owners in that such current owner may only subdivide for purposes of additional single-family dwellings the number of lots, if any, remaining from the original number permitted by this section. Any subdivision or land development plan here- , after filed for a tract of land in the Agricultural Zone shall specify which lot or lots shall carry with them the right to erect or place thereon any unused quota. of single- family detached dwellings as determined by the provisions of this section; and, 5. In the event a tract of land which was not classified as part of the Agricultural Zone on the effective date of this Ordinance is hereafter classified as part of the Agricultural Zone, the size and ownership of such tract shall be determined as of the effective date of the change in the zoning classification. 201.6. Design Standards 1. Agricultural uses: A. Minimum lot size -Ten (10) acres; B. Minimum lot width -One hundred (100) feet at building setback line, and sixty (60) feet at the street frontage; C. Maximum lot coverage -Ten percent (10%); D. Maximum permitted height -Eighty-five (85) feet for uninhabitable accessory farm structures, and thirty-five (35) feet for other structures. Further provided that every structure is set back from each property line a distance at least equal to its height; E. Minimum setback requirements: a. Front yard -Fifty (50) feet; b. Side yards -Fifty (50) feet on each side; c. Rear yard -Fifty (50) feet; d. Special setback requirements -Except as provided for in the following paragraph, no area for the storage or processing of manure, garbage, or spent mushroom compost, structures for the cultivation of mushrooms or the raising of commercial livestock, or any building housing commercial livestock, shall be permitted within three hundred (300) feet of any land within any residential zone. The Zoning Hearing Board may, as a special. exception, however, reduce the above special setback requirements where it is shown that, because of prevailing winds, unusual obstructions, topography, or other conditions, a lesser distance would protect adjoining ' lands from odor, dust, or other hazards. In no case, however, shall the Zoning Hearing Board reduce the special setback. to less than two hundred (200) feet. The burden shall be upon the applicant to prove that a lesser ' distance would not be detrimental to the health, safety, and general welfare of the community; and, e. These setbacks shall not apply to agricultural fences that are used to contain agricultural livestock. Such fences shall be set back a minimum of six (6) feet from any adjoining street right-of--way lines. ' 2. Single-family detached dwellings: Silver Spring Township Zoning Ordinance -46- Article 2 Zone Regulations 1 A. The lot area shall be a minimum of one (1) acre per dwelling; B. A maximum lot area of two (2) acres per dwelling shall also apply, except that such requirement shall not apply if the applicant can demonstrate by credible evidence that the area proposed for the dwelling lot (l) does not predominately consist of Class I, II and/or III soils, as identified in the soil survey, or (2) is generally unsuitable for agricultural purposes; C. Where an applicant desires to subdivide an existing dwelling from the parent tract, the applicant may opt to impose the maximum lot area requirements of this section upon such existing dwelling, rather than on a proposed dwelling located on the remainder of the parent tract; D. The minimum lot area requirements imposed by this section assume compliance with all PA DEP regulations pertaining to sewage disposal. For those lots using on-site sewage disposal systems, Section 311 of this Ordinance shall apply; E. All single-family detached dwellings shall comply with the following design standards: Minimum Maximum Minimum Yard Setbacks Maximum Lot Width Lot Coverage Front One Side Both Sides Rear Permitted Height l00 ft. 20% 50 ft. I S ft. 30 ft. 35 ft. 35 ft. F. In addition to the setbacks listed above, every single-family detached dwelling unit (not farm dwellings) proposed within the Agricultural Zone shall. be set back according to the following chart. Required setback distances shall be measured as a straight line between the closest property line of the proposed dwelling and the specified use. S ecified Use Re uired Minimum Setback Facilities or area for the storage or processing of manure, 200 feet garbage, or spent mushroom compost; structures for the cultivation of mushrooms, or the raising or housing of livestock Beehives 100 feet Farm-related businesses 200 feet G. For any proposed new lot that will be occupied by a new principal dwelling, the applicant shall prove to the Zoning Officer, after review by the Planning Commission, that the new lot is being designed and located in a manner that minimizes the impact upon agricultural activities on the tract and on adjacent tracts. a. To the maximum extent feasible considering septic system regulations, a new residential lot shall be located to minimize the amount of prime agricultural land that will be removed from production, to maximize prime agricultural land on a principal agricultural lot, and to allow efficient farming activities on the remaining land. Article 2 Zone Regulations -47- Silver Spring Township Zoning Ordinance b. To the maximum extent feasible, a new residential lot shall be located to maximize the distance of the new dwelling from any livestock or poultry operations and to place the home upwind from such facilities, considering prevailing winds. 3. Other permitted, special exception, or conditional uses: A. Minimum lot size -One (1) acre, provided that public and/or nonprofit parks shall have no minimum lot area, nor lot width requirements; B. Minimum lot width -Two hundred (200} feet; C. Maximum lot coverage -Twenty percent (20%); D. Maximum permitted height -Thirty-five (35) feet; and, ' E. Minimum required setbacks - a. Front yard setback -Fifty (50) feet from the street right-of--way line; b. Side yard setbacks -Fifty (50) feet on each stde (1.00 feet total); c. Rear yard setback -Fifty (50) feet; and, d. Maximum permitted height -Thirty-five (35) feet. 4. Residential accessory uses -Unless otherwise specified, the following requirements shall apply to accessory uses: A. Front yard setback -Three hundred feet (300')(except roadside stands and permitted signs); B. Side yard setbacks -Fifteen (15) feet on each side (30 feet total); C. Rear yard setback -Fifteen (15) feet; and, D. Maximum permitted height -Twenty-five (25) feet. ' S. Public Utilities Structure - Sub'ect to Section 319 standards. J 201.7. All uses permitted within this Zone shall also comply with the General Provisions contained within Article 3 of this Ordinance. 201.8. Agricultural Nuisance Disclaimer -All lands within the Agricultural Zone are located within an area where land is used for commercial agricultural production. Owners, I residents and other users of this property may be subjected to inconvenience discomfort and the possibility of injury to property and health arising from normal and accepted agricultural practices and operations including but not limited to noise, odors, dust, the ' operation of machinery of any kind including aircraft, the storage and disposal of manure, the application of fertilizers, soil amendments, herbicides and pesticides. Owners, occupants and users of this property should be prepared to accept such inconveniences, discomfort and possibility of injury from normal agricultural operations, and are hereby put on official notice that Section 4 of the Pennsylvania Act 133 or 1982 "The Right to Farm Law" may bar them from obtaining a legal judgment against such normal agricultural operations. 201.9. Required Conservation Plan - An a ricultural, horticultural or forest -related uses Y g ~ ry which involve earthmoving activities, or the commercial harvesting or timbering of vegetation, shall require the obtainment of an approved conservation plan by the Cumberland County Conservation District pursuant to Chapter 102 Erosion Control of Title 25 Rules and Regulations, Department of Environmental Protection. All on-site activities shall then be in compliance with the approved conservation plan. Silver Spring Township Zoning Ordinance -48- Article 2 Zone Regulations Agrarian Associates 'File No. 2008 Sales Page #1 I Form FmHA 1922-9 UNITED STATES DEPARTMENT OF AGRICULTURE Cumberland Comps (Rev. 6-93) FARMERS HOME ADMINISTRATION 2008 Sales REAL ESTATE SALES DATA Buyer 'Date of Transfer --- -_- Town or Nearest Town Lester and Rhoda Rohrer 9/8/08 Churchtown Seller County ' Paul (deceased) and Greta Peffer I Deed ~ Contract Cumberland Property commonly known as: State 1170 Peffer Road Pennsylvania IDENTIFICATION OF PROPERTY ACRES ' (Use Sec., Twp., Rge., when applicable) I OR LOTS CONSIDERATION 83.60 Acre Farm, Monroe Township - - '4 83.60 Amount Stated $ 600,000 Deed: 200830403 - --_ - - - Federal Stamps $ Parcel:22-11-0280-013 State Stamps $ --_ TOTAL ACRES OR LOTS CONVEYED 83.6 Assumed Mortgage- $ MINERAL RIGHTS % $/AC Water Rights ',~ Yes No j ACTUAL PRICE $ 600,000 TERMS OF SALE Arms Length -Private Sale, Fee Simple Estate, Conventional Financing Consideration Verified With Courthouse/Buyer BUILDINGS CONTRIBUTORY VALUATION OF BUILDINGS AT TIME SOLD SIZE USE- ', KIND CONDI- !I I, FUL OF DIMENSION TION ' RE- ,LIFE DEP. CON- KIND OF BUILDING YEAR CON- KIND FOUN- OR AREA STOR- OF ii PLACE- RE- REPLACE- TRIBU- BUILT STRUC- OF DA- OF GROUND IES BUILD- MENT MAIN MENT ~' TORY TION ROOF TION FLOOR ING COST ING VALUE ' VALUE (t) (2) (3) (4) (5) (6) (~) (B) (9) (10) (11) (t 2) A. * DWELLINGS Old~ _ Br _ M ~ St _1 X760 _ 2_ _ Fair $ .__147 884' 64 _% $94,646 80 44£ B. Bank Barn -Old _ Fr _ i M _St __ _ 6 600 2 ~ _Fair _ _ _132 792 29__ _ Y ,- 38 510. ~ - _ 32,73 4 C• Im lement Shed 1950 CB M ! Conc 1 798 1 Fair ~ 27 491 '~ 29 , 7 972' _ 6 776 D. - _ --- - ~ ' E •- -_ - + -- -- TOTALS 308,1671 141 128' 119 959 * FACILITIES X' Water ~, Gas ~ Central Heat ~ Septic Tank j Sewer ~ Electricity CONTRIBUTORY LAND VALUES BY MARKET ABSTRACTION DEPTH OF KIND OF VAL UE USE OF LAND ACRES SOIL DESCRIPTION TOPSOIL SUBSOIL TOPOGRAPHY PER ACRE TOTAL (1) (2) (3) (4) (5) (6) (~) --- ($) CROPLAND 80 DuA 10-12" SiltLoam 0-3% $ 5,800 $ 463,961 DuB 8-10" I SiltLoam 3-8% DuC 6 8" SiltLoam 8-15% -- -_ TOTAL CROPLAND -- - - 80 PERM. PASTURE -. _ 1.6 HcC ~ -- -- 0-8" _ - SiltLoam - 8-15% - - - - 2,800 - - 4,480 - - - MINERALS __ f I - - -- WOODLAND - - _.. _ - --- - -- - -- -_ _ _ -- FARMSTEAD 2 DuC ' 6-8" SiltLoam 8-15% 5,800 11 600 ROADS, ETC. ' , TOTALS 83.6 MARKET VALUE OF LAND $ 480 041 COMMENTS: (lncludeanyhazards, detrimentsorlimitingconditions) General farm sold subject to ag easement. Buildings include older brick house, 5 br, 1ba, OHA heat, bank barn general type out-buildings. ' There are 80 tillable acres (96%) of excellent limestone soils. Productivity estimated at .97. Farm zoned Ag & in Clean and Green. Road frontage totals @ 4,200'. Overall Value/Acre: 7177, Building Value/Acre: 1435, Land ValuelAcre: 5,742. Form F09M - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE CAPITALIZATION RATE CALCULATION j I 1 File No. 2008 Sales. Page #2 LANDLORD'S RETURN YIELD TOTAL PRODUCTION CASH AND/OR RENTAL SHARE CROPS ACRES PER PRICE GROSS RATE OR ACRE AMOUNT PER UNIT VALUE PERCENT VALUE (1) (2) (3) (4) (5) (6) (7) (8) __ Land Rent __- ____ __ 80 1 80 150 $ 12,000 100 $ 12,000.00 -- ___ -_ FARMSTEAD, DWELLING -- Mordh~y Rent) RENTAL 2 750 9,000.00 CASH RENT WOODLAND WASTELAND, ROADS, ETC. ANIMAL PERMANENT PASTURE 1.6 UNITS 75 $ 120.00 TOTALS 83,6 _-- -- $ _- -- - - I I $ 21,120 DEDUCTIONS REAL ESTATE TAXES AND ASSESSMENTS $ 3,001 INSURANCE COSTS ON BUILDINGS ___ _ __ 706 MAINTENANCE COSTS BUILDINGS, FENCES, WATER SUPPLY, TILE 1,800 OPERATING AND MAINTENANCE COSTS FOR IRRIGATION AND DRAINAGE ANNUAL PAYMENTS ON BONDED DEBTS _ __ _ ____ OTHER DEDUCTIONS (SEEDS, CROP INSURANCE, WATER CHANGES, FERTILIZER, LIME SPRAY MATERIAL, HAULING, HARVESTING, GINNING, AND MARKETING EXPENSES). __ - - - - TOTAL DEDUCTIONS $ 5,507 NET FARM INCOME _ _ - _ __ __ _ ___ _ _ __ ~~ $ 15,613 1 CAPITALIZATION RATE FOR THIS COMPARABLE 2.60 ACTUAL PRICE 600 000 (NET FARM INCOME/ACTUAL PRICE =CAPITALIZATION RATE) * U.S.GP0:1 996-758-462/2 01 34 Form F09M - "TOTAL for Windows" a sisal software b a la mode in . - - - pp y c 1 800 ALAMODE 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 u fl LOCATION MAP ~i ~ A s~ 174 __ ~~, ,Churchtown 4~' Mount lion ~~ Cemetery ~~ Rd . 4~ ~ ~ I. ~ C '~ _ ~ ~ n ~~~, ~o ~ - ~.opyngrn v roo~~uus microson corp. anator rts suppuers. Ail ngnts reserveo. http:!/www.microsoft.com/streets © Copyright 2002 by Geographic Data Technology, Inc. All rights reserved. ©2002 Navigation Technologies. All rights reserved. This data includes information taken with permission from Canadian authorities ©1991-2002 Government of Canada (Statistics Canada andlor Geomatics Canada), all rights reserved. 1 t 1 Nonirrigated Capability Class-Cumberland County, Pennsylvania (Peffer Farm) N Meters A o ~ ,oo ~0 3oa Feet 0 300 600 1,200 1,800 ~ Natural Resources Web Soil Survey 2.0 3/28/2008 Conservation Service National Cooperative Soil Survey Page 1 of 4 Agrarian Associates File No. 2009 Sales Page #1_ Form FmHA 1922-9 UNITED STATES DEPARTMENT OF AGRICULTURE Cumberland Comps (Rev. 6-93) FARMERS HOME ADMINISTRATION 2009 Sales REAL ESTATE SALES DATA Buyer Date of Transfer Town or Nearest Town Donald A. McKeehan 08/31/2009 Carlisle Seller County Merle E. and Kay C. Nailor__ ~ Deed Contract Cumberland -- Propertycommonly known as: - _ _ -- --- -_ ---- - ---_-- State ..2007 Walnut Bottom Road, Carlisle, Pa. 17015 40.14852N 77.26107W Pennsylvania _-_,.. IDENTIFICATION OF PROPERTY ACRES (Use Sec., Twp., Rge., when applicable) OR LOTS CONSIDERATION 120.08 Acre Farm, Dickinson Township 120.08 .Amount Stated ~ $ 720,000 Parcel: 08-10-0628-014 Federal Stamps ~ $ Deed: 200930427 State Stamps $ TOTAL ACRES OR LOTS CONVEYED 120.08 Assumed Mortgage ~ $ MINERAL RIGHTS % $/AC Water Rights x Yes No ACTUAL PRICE J $ 720,000 TERMS OF SALE Arms Length, Real Estate Broker Consideration Verified With Overall Value/Acre: 5,996 Building Value/Acre: 869 Land Value/Acre: 5,127 Courthouse, Seller BUILDINGS CONTRIBUTORY VALUATION OF BUILDINGS AT TIME SOLD SIZE USE- KIND -- -- CONDI- FUL OF DIMENSION TION RE- ,LIFE DEP. CON- KIND OFBUILDING YEAR CON- KIND FOUN- OR AREA STOR- OF PLACE- ', RE- REPLACE- TRIBU- BUILT STRUC- OF DA- OF GROUND IES BUILD- MENT ,MAIN MENT TORY TIN ROOF TION FLOOR ING COST ING VALUE VALUE _- (1) ~2) (3) (4) ', _(5) (6) (/) (a) (9) (10) (11) ~ (12) - - A. * DWELLINGS I Old Fr Mt St 2,046 2&1 I Fair $ 164,792. 51 % $84,044 67,236 B. Bank Barn & Additi_on_ Old CB/Fr Mt CB 10 180 _ 2 Fair 164 407 20 32,881 26,305 ~- ---- -- -.---T-s-- --..-~-------- ~- ----- --- C~ Machine Shed Old Mt Mt ~ Conc 3,200 1 Fair 35,552_20 7 110 5 688 D. Loafing Shed ~~ Old Fr Mt CEt 1,600 1~-Fair 16,112 40 6,445_. _ __ 5,156 E. I F~ i TOTALS _1 380,863_ 130 4x0 104,3x5 * FACILITIES X Water Gas X Central Heat X Septic Tank Sewer x Electricity CONTRIBUTORY LAND VALUES BY MARKET ABSTRACTION DEPTH OF KIND OF i VALUE ' USE OF LAND ACRES SOIL DESCRIPTION TOPSOIL SUBSOIL TOPOGRAPHY PER ACRE TOTAL (1) (2) (3) (4)_ (5) ~ ~6) (~) (B) CROPLAND j 118 HuA 10-12" Silt Loam 0-5% $ .5,127 $ 604,951 HaB,HcB 8-10" Silt Loam 3-8% HaC,HcC _ 6-8" Silt Loam I 8-15% HaD,HdD 4-6" Silt Loam 8-25% l -- -- TOTAL CROPLAND 118 PERM. PASTURE ,', I MINERALS 'i _ _ WOODLAND _ _ I ; FARMSTEAD 2.08 Hc8 8-10" Silt loam 3-8% 5,127 10,664 ROADS, ETC. COMMENTS: (/nclude any 120 08 MARKET VALUE OF LAND $ __ 615 615 hazards, dehiments orlimning condilionsJ General farm sold by realtor, located 5 miles SW of Carlisle. Improvements in fair shape. Farm is 120.08 acres with all acreage tillable {98%) except for buildings site. Soils are limestone based Hagerstown and Huntington Series with 0-25% slopes. PI=.95. farm is in Clean & Green, not Ag Preserve. Zoned Agriculture with minimum lot size of 60,000 square feet. Farm has an estimated 3,800' feet of public road frontage. Form F09M - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE CAPITALIZATION RATE CALCULATION File No 2009 Sales Page #2 LANDLORD'S RETURN YIELD TOTAL PRODUCTION CASH AND/OR RENTAL SHARE CROPS ACRES PER PRICE GROSS RATE 0~ ACRE AMOUNT PER UNIT VALUE PERCENT VALUE (1) (?) ~3) (4) (5) (s) (7) _ ~ ~8) -- - $ $ FARMSTEAD, DWELLING (Monthly Rerrc) RENTAL 2.08 750 9,000.00 CASH RENT 118 125 14,750.00 WOODLAND WASTELAND, ROADS, ETC. ANIMAL PERMANENT PASTURE UNITS $ TOTALS 120.08 __ $ $ 23,750 DEDUCTIONS REAL ESTATE TAXES AND ASSESSMENTS $ 4,733 INSURANCE COSTS ON BUILDINGS 652 MAINTENANCE COSTS BUILDINGS, FENCES, WATER SUPPLY, TILE 1,800 OPERATING AND MAINTENANCE COSTS FOR IRRIGATION AND DRAINAGE ANNUAL PAYMENTS ON BONDED DEBTS OTHER DEDUCTIONS (SEEDS, CROP INSURANCE, WATER CHANGES, FERTILIZER, LIME SPRAY MATERIAL, HAULING, HARVESTING, GINNING, AND MARKETING EXPENSES). TOTAL DEDUCTIONS ', $ 7,185 NET FARM INCOME ', - ---- -- -- ' $ 16,565 CAPITALIZATION RATE FOR THIS COMPARABLE 2.30 % ACTUAL PRI 720 000 CE $ , (NET FARM INCOMEJACTUAL PRICE =CAPITALIZATION RATE) ` U.S.GPU:1996-758-462/20134 Form F09M - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE MCKEEHAN FARM r i I. t~'Aa° Rd ~~ '`. '.. ~.... h Newvlw kd .` y.,^., 1 .'"`~ _. Vra~ ~ ~. ~ ~+ -' ref _: ~ ap~t~lf ~ .. ~'~ ' ~ ~ "" ,. 11 t 741. ~;rrsvAk ~ y C~AW~'~~'!~l'~,~ ~- ~ ~~~~~~ 5 ~~ ~~ _ Y ~ 1 - Af OOd I ~ . f _ X015 : .. P ~.- `~ ~~ ~ tQi~ ~ ~ ~i . ~ ~ ~d } -p s ~- ~ . y x>~o-~w Fnnrn ~ 10.1%52N 77.26ID7W ' ~ t _ 1 ~- ; k s< T `t - ~• ff~ 1 Q~ ~ 1 i E ~~a~ q i" '. ~ ~y ~ ~ .. b~ ~~ ~ ~ i - CSry ~ J _ _ Hatt n ~'1,y~,~~ i ~ ~' v ~ ~ Olb'YoSlt4}4" i ~ l ~ $ ~ ~~I d°~~ ~n~t sine. ~._ ~Y n^` Y..1~ enr: ' .. i LOCATION MAP FARMSTEAD m N m ~ p O Q ..ZS .b l oLL LS .bL eLL C1 ~ ..O L .9 L ,LL OO N ~ ~ N N ~ N N a T N 7 N ~ ii °o >. O Z v7 N ~ 3 ~ '~ f0 O ~ (/~ O_ ~ O ~U N ~ N C a> O n ~ O II O Z W N d w ~ O .p X N ~_ d N O O Q ~ C O a a,3 0 ~ o a N N L W ~ aD O O d ~ .~ n ~~ o O y C d w ~Z mm ~ y .. C ZQ ZU s s ~ eLL Q _~ i~ i~ ~ N 00 '7 O V Agrarian Associates File No. 2009 Sales Paoe #1 ' Form FmHA 1922-9 UNITED STATES DEPARTMENT OF AGRICULTURE Cumberland Comps (Rev. 6-s3) FARMERS HOME ADMINISTRATION 2009 Sales ' REAL ESTATE SALES DATA _-- - _ _ _ Buyer _ .Date of Transfer Town or Nearest Town Lester_Z_ . Jr. and Lois M. Martin ' 04/30/2009 Carlisle ' _ Seller ,County The McNaughton Company ~ Deed Contract Cumberland Property commonly known as: State 415 East Old York Road. Carlisle. Pa. 17015 an 1F~~RN ~z ~R~o~~nr Pcnnevlv~nin IDENTIFICATION OF PROPERTY ACRES (Use Sec., Twp., Rge., when applicable) OR LOTS CONSIDERATION 90.79 Acre Farm, South Middleton Township _ __ - Parcel. 40-10-0634-035 Deed: 200914305 TOTAL ACRES OR LOTS CONVEYED MINERAL RIGHTS % $/AC Water Rights Yes 90.79 _ 90.79 No 'Amount Stated $ Federal Stamps $ State Stamps $ Assumed Mortgage $ _ _ ACTUAL PRICE $ TERMS OF SALE Arms length - Real Estate Broker ' Overall Value/Acre: 8,217 Building Value/Acre: 1,228 Land Value/Acre: 6,9.8__9_ _ _ -- -- -- - - -- BUILDINGS _ _ - --_ _ CONTRIBUTORY VALUATION OF BUILDINGS AT TIME SOLD Consideration Verified With Courthouse 746, 000 746,000 SIZE USE- KIND CONDI- FUL I ~ OF DIMENSION TION RE- LIFE DEP. CON- KIND OFBUILDING YEAR CON- KIND FOUN- OR AREA ~ STOR- OF PLACE- RE- REPLACE- TRIBU- BUILT STRUC- I OF DA- ~, OF GROUND IES BUILD- ~ MENT MAIN MENT TORY TION ROOF TION FLOOR ING COST ING VALUE VALUE (1) (2) (3) I (4) (5) (s) (7) (8) (9) (10) (11) (12) A.' DWELLINGS Old_~ _ CBlFr Sh St ~ 2,760 2 Fair $_ 200 267 b1 % $02 136,-_ 86 81_E B. Bank Barn Old Fr Mt CB 5 280 2 Fair 88 704 30 26,611 1 22,619 C• Loafing Barn _ 1 Old Fr Mt Conc 1 200 1 Fair 7 980 30 __ 2 394 . ! 2 035 D. - - - _ _- -- - r -_ - _ - }- - __ _- - - ___ -_ F. -- _ _- - -_ -T - -- _ - _ - - I - - TOTALS ' 296,951,. 131,141 111,470 "FACILITIES Water !`,' Gas ~ Central Heat xl Septic Tank ~ Sewer ~ Electricity CONTRIBUTORY LAND VALUES BY MARKET ABSTRACTION ' DEPTH OF KIND OF _ VALUE USE OF LAND ACRES ~ SOIL DESCRIPTION _ TOPSOIL ~ SUBSOIL TOPOGRAPHY PER ACRE TOTAL _- -_ _. (1) (2) (3) (4) (5) (6) (7) ($) CROPLAND 88 HuA ~ 10 12" Silt 0-5% $ 7,000 $ 616,000 ' DuB HaB,HcB ~ 8 10" Silt 3-8% EdC HaC,HcC 6 8" ~ ilty Clay/Silt 8-15% -- _ _ _ TOTAL CROPLAND 88 - - - _ _ _ PERM. PASTURE 1 HuA 10-12" Silt 0-5% 6,000 6,000 - -- - - - - - - MINERALS _ - _~ - - - _ _ -- WOODLAND FARMSTEAD 1.79 HuA 10-12" Silt 0-5% 7,000 12,530 ROADS, ETC. ' TOTALS 90.79 MARKET VALUE OF LAND $ 634 530 COMMENTS: (lncludeanyhazards, dehimentsor/imitingconddionsJ General farm located 3.5 miles SE of Carlisle. Sold through broker. Improvements are in fair shape. Farm is 90.79 acres with 88 (97%) t tillable. Tillable soils are limestone based & include Duffield, Edom, Hagerstown, and Huntington Series with 0-15% slopes. PI=.99. Farm in Clean & Green, not Preserved. Zoned Ag/Consv with 3 acre maximum lot size. Road frontage estimated at 3,800'. Form F09M - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE File No. 2009 Sales' Page #2, CAPITALIZATION RATE CALCULATION LANDLORD'S RETURN YIELD TOTAL PRODUCTION CASH AND/OR RENTAL SHARE CROPS ACRES PER I PRICE GROSS RATE OR ACRE AMOUNT PER UNIT VALUE PERCENT VALUE ~1) ~ ~2) ~3) ~4) ~5) ~s) ~~) ~$) Tillable Land 88 1 88 100 $ 8,800 100 $ 8,800.00 - - - _ - r - - - _ _ --- _ - -_ I _ FARMSTEAD, DWELLING (Monthly Rent) -- RENTAL ' 1.79 ~ 800 9,600.00 CASH RENT ~ I WOODLAND WASTELAND, ROADS, ETC. ANIMAL PERMANENT PASTURE 1.79 UNITS $ __ _ TOTALS -- ~ 91.58 - _ $ _ - -- ~ $ 18,400 DEDUCTIONS REAL ESTATE TAXES AND ASSESSMENTS $ 2,983 INSURANCE COSTS ON BUILDINGS _ 1,920 MAINTENANCE COSTS BUILDINGS, FENCES, WATER SUPPLY, TILE 656 OPERATING AND MAINTENANCE COSTS FOR IRRIGATION AND DRAINAGE ANNUAL PAYMENTS ON BONDED DEBTS _ ___ OTHER DEDUCTIONS (SEEDS, CROP INSURANCE, WATER CHANGES, FERTILIZER, LIME SPRAY MATERIAL, HAULING, HARVESTING, GINNING, AND ......MARKETING EXPENSES). - _ _ __ _ _ - __ __ TOTALDEDUCTIONS _ __ _ $ 5,559 NET FARM INCOME __ _ _ _ __ _ _ _ _ __ _ _ I $ 12,841 CAPITALIZATION RATE FOR THIS COMPARABLE _1.72 % ACTUAL PRICE $ 746,000 (NET FARM INCOME/ACTUAL PRICE =CAPITALIZATION RATE) - U.S.GP0:1996-758-462/20134 Form F09M - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE MARTIN FARM [~ u LOCATION MAP FARMSTEAD 40° 9' 38" ~°9'1,. Soil Map-Cumberland County, Pennsylvania (MARTIN FARM) `" Map Scale: 1:5,460 if printed on A size (8.5" x 11 ") sheet. 0 N Meters ~ A 0 50 100 200 300 /,\V Feet 0 Z00 400 800 1,200 ~~ Natural Resources Web Soil Survey Conservation Service National Cooperative Soil Survey 8/24/2009 Page 1 of 3 40° 9' 39" ~° 9, 2.. Agrarian Associates File No. 2009 Sales Page #1 ' Form FmHA 1922-9 UNITED STATES DEPARTMENT OF AGRICULTURE Cumberland Comps (Rev. s-93) FARMERS HOME ADMINISTRATION 2009 Sales REAL ESTATE SALES DATA Buyer Date of Transfer ', Town or Nearest Town Mervin S. and Anna M. Martin 11/20/2009 - - - _ ~ Newville __ _- Seller County ' Paul F. and Dorothy G. Detweiler X Deed Contract Cumberland Property commonly known as: State 100 Ridge Road Newville Pa. 17241 40.14310N 77.46780W Pennsylvania IDENTIFICATION OF PROPERTY ACRES (Use Sec., Twp., Rge., when applicable) OR LOTS CONSIDERATION 162.17 Acre Farm, North Newton Township __ _- 162.17 - - Amount Stated $ 750,000 ' Parcel: 30-09-0511-016 Federal Stamps -- - $ Deed: 200939046 State Stamps $ TOTAL ACRES OR LOTS. CONVEYED 162.17 Assumed Mortgage $ MINERAL RIGHTS % $/AC Water Rights ~ Yes ~ No ACTUAL PRICE $ 750,000 TERMS OF SALE Private Sale, Arms Length Consideration Verified With ' Overall ValuelAcre: 4 625 Bwlding Value/Acre: 949 Land ValuelAcre: 3,676 - -- - Courthouse - BUILDINGS CONTRIBUTORY VALUATION OF BUILDINGS AT TIME SOLD i~ T SIZE ---- - _ _ - USE- _ _ - -- KIND I CONDI- i FUL OF DIMENSION TION RE- LIFE DEP. CON- KIND OFBUILDING YEAR CON- KIND FOUN- OR AREA STOR- OF PLACE- ', RE- REPLACE- TRIBU- BUILT STRUC- OF DA- i OF GROUND ' IES BUILD- MENT ', MAIN MENT TORY TION ROOF TION FLOOR ING COST ING ~ VALUE VALUE (1) (2) (3) (4) (5) I (s) (7) (8) (9) ' (10) (11) (12) A. * DWELLINGS Old Br Sh _ _ SUCB 2,136 2 Fair $ 195,5421 62 % $21 2361 103 051 . _ank Barn & Addition Old FdCB Mt StlC6 I __ ~ 9 072 _ _ _ 2&1 .. Fair 146,241 30 43,872'' , 37,291 C• TractorlCorn Shed Old Fr Mt St 640 1 Fair 9 120 30 2 736 2 326 D. ilos_ - ___ _ Old ~ PC/CS_ ~ _ Mt_ -- C_on_c ' 10x50, 20x72 _1 _Fair__ 65,881'. 20 _ 13,176! ___ 1.1,200 __ _ _ - - F. _ ~_-__ ___ _ _ _ TOTALS 416,784 181 020' 153 868 * FACILITIES I Water i' J Gas ~ Central Heat j _ Septic Tank [Sewer j Electricity - __ -J - __ - _ _ --- -_ _ -- __ _ -- -- - - - CONTRIBUTORY LAND VALUES BY MARKET ABSTRACTION DEPTH OF KIND OF VAL UE - USE OFLAND ACRES SOIL DESCRIPTION TOPSOIL ' SUBSOIL TOPOGRAPHY PER ACRE TOTAL (1) (2) (3) (4) I (5) (6) (Z) (B) CROPLAND 122 Me 10 12" Silt 0-3% $ 4,100 $ 500,199 BeB,EdB,EtB 8-10" Shaly/Silty 3-8% BeC,EdC 6-8" Shaly/Silty 8-15% EdD,WeD 4-6" SiltytShaly 15-25% EdE 0-4" Silty 25-40% TOTAL CROPLAND __ - 122 - PERM. PASTURE MINERALS t - -- -- -- - -_ __ - - WOODLAND 37.17 BeB BeC EdC WeD 4-10" Shal /Sit 3-25% ~ 2 250 83 633 FARMSTEAD 3 BeB 8-10" Shaly 3-8% ~ 4,100 12,300 ROADS, ETC. TOTALS 162.17 MARKET VALUE OF LAND $ 596 132 ' COMMENTS: (/ncludeanyhazards, detriments or/imitingconditionsJ General farm located 4 miles SW of Newville. Farm is 162.17 acres with about 122 (75%) considered tillable. Tillable soils are Berks, Edom, ' Ernest, Melvin, and Weikert Series with 0-40% slopes. PI=.63. Rest of acres in woods & buildings site. Farm in Clean & Green, not Preserved. No zoning in Township. An estimated 3,800' feet of public road frontage. Form F09M - "TOTAL for Windows" appraisal software by a la mode, inc. -1-B00-ALAMODE ' CAPITALIZATION RATE CALCULATION 1 1 File No. 2009 Sales Page #2 LANDLORD'S RETURN YIELD TOTAL PRODUCTION CASH AND/OR RENTAL SHARE CROPS ACRES PER PRICE GROSS RATE OR i ACRE AMOUNT ~ PER UNIT VALUE PERCENT VALUE ~1) I (2) C3) ~4) ~5) ~s) ~7) ~8) $ $ _ - FARMSTEAD, DWELLING I r_ _ _ _ - - I -- (Monthly Rent) _ RENTAL 3 800 9,600.00 CASH RENT 122 ' 60 7,320.00 WOODLAND 37.17 WASTELAND, ROADS, ETC. i I ANIMAL PERMANENT PASTURE UNITS $ TOTALS 162.17 $ - --- ~~ ~ $ 16,920 DEDUCTIONS REAL ESTATE TAXES AND ASSESSMENTS $ 3,687 INSURANCE COSTS ON BUILDINGS _ _ _ ___ 1,920 MAINTENANCE COSTS BUILDINGS, FENCES, WATER SUPPLY, TILE 905 OPERATING AND MAINTENANCE COSTS FOR IRRIGATION AND DRAINAGE ANNUAL PAYMENTS ON BONDED DEBTS _ __ _ OTHER DEDUCTIONS (SEEDS, CROP INSURANCE, WATER CHANGES, FERTILIZER, LIME SPRAY MATERIAL, HAULING, HARVESTING, GINNING, AND MARKETING EXPENSES). TOTAL DEDUCTIONS _ _ __ _ __ _ _ _ __ ~ $ 6,512 NET FARM INCOME _ _ _ _ _ _ _ - __ _ _ - __ -_ _ $ 10,408 ' CAPITALIZATION RATE FOR THIS COMPARABLE ___ 1.39 % ACTUAL PRICE IIII $ 750 000 (NET FARM INCOME/ACTUAL PRICE =CAPITALIZATION RATE) " U.S.GPG:1 996-758-462/2 01 34 Form F09M - "TOTAL far Windows" a raisal software b a la mode inc. -1-800-A PP Y LAMODE MARTIN FARM ',,_ _ .~ ~ ,~. y ~ ~ q9. (8871 ~~ ,.p ,,(ma I \¢' ~ Y' _ t ~9d._ p_ l ^'H ~~ 1 , J` w S ~ ~~~ ' v ~ i~ I ~e ~ ~n~- ,. ^ , ..., }'~~ ~,,., .,.1 ~ __.. 4ooe i . &a _ ~ ~. sd9.13. R _ y~~' ~ .ayAg ~. .. h- _. ~ ~`_' ~ _ !br ,Ca. i90oP `~ 5~ ~ ~, ~ 1. i '~o ' _. - c~ ~'~~ ~ nit ` ~ f _ _ - ~ ~ , \~a ~ ~ ~ ` __, ` am' `(~'~' ~ _.. , c ~ 1y ~ `` t~T ~ ~ t^.. ~ - , } C . ~ 1 {~~. ~ A4L ~ ' :. N `~ i ~ J Pv ~ ~ ~~ ~~, AL `'^.. ~ 'o ~ ~ ! yi, ~ MARTPI FARM 90.1431ON 77.46780W ~ ~ i ~ S ~~ i .. .. s _ ~ ,. _ ~~ ~ ~ '" .., moo, 3. f Green 6pr _. __,.. / _ +~ I - ~ ~ Q~ ~ 1 ~ k~4 t I - N3~ r ~ . Jy . ~ ~* ~ ~ ~, ~ _ ~~ti 9y ~~ 'Taos ` '~(~ q3'~ a~ ~ ~~ ,r ~ ~ ~ '3443 OelcvYle ~ -yy "' ~ ( ,f T~ _ ~~ Ewa. r~?.~ ~ .. a tt r j ~ ~ ~ ~ ~ N q ., 'aow` woz ~~' $y' ,. A i ~.._. _. ''' m ~cE ' ~'° `~,~ ,~ ~ ~ Stoughstowr~ _ ,q ~' ~~- .,"~i ~ 1 ~`°~ aq l ' ItOSW ~kiaoei .iWOi R~ n. •t~ It erenU .1(~1.`^ LOCATION MAP FARMSTEAD o a ~~ZZ .LZ eLL ..OZ dZ oLL O M O O N ~ N ~ O) f0 a T N Z 7 ~ .6Z eLL •o ~rn d N L Vi N ~_ a ~ O Z ~ 7 ~ ~ w. io O~ . o (~ a 0 ~ ~U m c 0 z I~ 1°0 IN 0 0 0 0 0 c~ ~ O N Yl 0 v c _$ 0 0 N y a ~ (~ o o N O d :=. ~Z ~~ ~c zQ ZU ..65 .8Z oLL Q ~~ 'v ~ ~ °v ' Agrarian Associates File No_2010_Sales Page #1' Form FmHA 1922-9 UNITED STATES DEPARTMENT OF AGRICULTURE Cumberland Comps (Rev. 6-93) FARMERS HOME ADMINISTRATION 2010 Sales REAL ESTATE SALES DATA Buyer Date of Transfer Town or Nearest Town Richard G. and Shelva J. Mains 07114/2010 Newville ' Seller County Dorothy M. Finkenbinder, Joseph E._Piper Sr., 8< William L. Piper Deed k Contract Cumberland --- - - Propertycommonly known as: State _4.25 Mount Rock Road, Newville Pa. 17241 __ _ 40.16229N 77.33913W Pennsylvarna _ IDENTIFICATION OF PROPERTY ACRES (Use Sec., Twp., Rge., when applicable) OR LOTS CONSIDERATION 218 Acre Farm, West Pennsboro Township 218 Amount Stated $ 1,010,000 ' Parcel: 46-09-0519-025 ! Federal Stamps $ Deed: 2010189902 State Stamps $ TOTAL ACRES OR LOTS CONVEYED 218 Assumed Mortgage $ MINERAL RIGHTS % $/AC Water Ri hts g _ X Yes _ No ACTUAL PRICE L 1,010,000 TERMS OF SALE firms Length -Public Auction, Fee Simple Estate, Conv. Financing Consideration Verified With Overall Value/Acre: 4,633 Building Value/Acre: 563 Land Value/Acre: 4,070 Buyer,Lender, Courthouse BUILDINGS CONTRIBUTORY VALUATION OF BUILDINGS AT TIME SOLD _ _ ___ _ _ ' SIZE USE- ~ KIND CONDI- FUL ', OF DIMENSION TION RE- LIFE DEP. CON- KIND OFBUILDING YEAR ' CON- KIND ', FOUN- OR AREA STOR- ~ OF PLACE- RE- REPLACE- TRIBU- ' ~ BUILT STRUC- OF DA- OF GROUND IES BUILD- MENT MAIN MENT TORY TION ROOF TION FLOOR ING COST ING VALUE VALUE (t) (2) (3) (4) (5) (6) (7) (8) (9) __. (10) (11) (12) A. * DWELLINGS Old Br Mt St 1,908 2 Fair $ 154,551 55 % $85,003, 68,002 ' B. Bank Barn & Additi Old Fr/CB Mt SUCB 8,960 2&1 Fair 140 672 25 ___35,168'` 28,134 ~~ Implement Shed Old CB/Fr Mt ' CB_ 4 500 1 Fair __58,320 25 14 580 11 664 D. Equipment Shed ~ Old Fr Mt CB 2,240 1 Fair 32,279 25 8,070 6,456 E. Storage Shed Old CB Mt CB 1,200 1 Fair 25,272. 25 6,318 5,054 ' F• Garage Old Fr Sh CB ' 864 1 Fair 17,435 25 4 359 3 487 _ _ _ TOTALS ~ _ _ __ __ 428 529 153 498 122,797 ------ _ _ - --- ----~ -..-- - --~-- _ _ -- --L------ * FACILITIES ~{ Water Gas X Central Heat X Septic Tank Sewer x Electricity CONTRIBUTORY LAND VALUES BY MARKET ABSTRACTION DEPTH OF KIND OF VALUE ' USE OF LAND ACRES SOIL DESCRIPTION TOPSOIL SUBSOIL TOPOGRAPHY PER ACRE TOTAL {1) (2) (3) (4) (5) ~6) (7) (8) CROPLAND 170 HuA 10-12" Silt Loam 0-5% $ 4,500 $ 764,985 _ _ _ __ ' DuB,HaB,HcB 8-10" Silt Loam 3-8% HaC,HcC 6-8" Silt Loam 8-15% HdD 4-6" Rock 8-25% ' TOTAL CROPLAND.... 170 PERM. PASTURE 11 HaB 8-10" Silt Loam 3-8% 3,000 33,000 _ _ MINERALS ' WOODLAND ~ _ _ 34 HcB,HcC HdB ____ 6-10" SilURock ~ 0 15% _.. _ _ __ 2 227 _____ 75 718 _ -----__....- - -- -- - - - (-------- FARMSTEAD 3 HaB 8-10" Silt Loam I 3-8°/° 4,500 13,500 ROADS, ETC. TOTALS COMMENTS: (/nc/ude any _ _ __ 218 MARKET VALUE OF LAND $ 887,203 hazards, detnmenls orlimiting candilions) General farm located 3 miles SE of Newville, sold at public auction. Farm was sold Subject To Ag Easement 8~ is setup for beefJheifers. Farm is 218 acres with 170 (78%) tillable. PI=.96. Soils are limestone based with 0-25% slopes. Farm in C8~G. Zoned Ag with 60,000 square feet minimum lot size. About 900' feet of public road frontage. Possible to split farm into 2 farming units with 1 dwelling right permitted. Form F09M - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE CAPITALIZATION RATE CALCULATION File No. 2010 Sales Paae #2 LANDLORD'S RETURN YIELD TOTAL PRODUCTION CASH AND/OR RENTAL SHARE CROPS ACRES ' PER PRICE GROSS RATE OR ACRE AMOUNT PER UNIT VALUE PERCENT VALUE ~1) 12) I ~3) l4) ~5) ~6) ~~) ~$) $ $ FARMSTEAD, DWELLING (Monthly Rent) RENTAL 3 750 9,000.00 CASH RENT 170 125 21,250.00 WOODLAND 34 WASTELAND, ROADS, ETC. ' I j ANIMAL PERMANENT PASTURE 11 UNITS 50 $ 550.00 TOTALS _- - 218 -- __ - _ $ ', { j $ 30,800 DEDUCTIONS REAL ESTATE TAXES AND ASSESSMENTS $ 5,342 INSURANCE COSTS ON BUILDINGS __ _ ___ _ __ _ __ _ ___ _ _ 767 MAINTENANCE COSTS BUILDINGS, FENCES, WATER SUPPLY, TILE. 1,800 OPERATING AND MAINTENANCE COSTS FOR IRRIGATION AND DRAINAGE ANNUAL PAYMENTS ON BONDED DEBTS __ ______ OTHER DEDUCTIONS (SEEDS, CROP INSURANCE, WATER CHANGES, FERTILIZER, LIME SPRAY MATERIAL, HAULING, HARVESTING, GINNING, AND .......MARKETING EXPENSES). _ _ _ __ _ _ _ ___ _ _ _ __ TOTAL DEDUCTIONS -_ _ __ __ _ _ __ __ _ ~I $ 7,909 NET FARM INCOME - ', ~, ' $ 22,891 CAPITALIZATION RATE FOR THIS COMPARABLE 2.27 % ACTUAL PRICE 1 010 000 (NET FARM INCOME/ACTUAL PRICE =CAPITALIZATION RATE) $ - * U.S.GP0:1996-758-462/20134 Form F09M - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE i MAINS FARM ~a40D8 /'- ~.--••'r ` BBers~ vSk~:._ "~ surest Hi J _: 'B4-JY -- "~'" - ~~ ~ ~' Cos ro SY'K - otlson ~ t ~~ Gi~ . e~tlq~ ~ tf „~ ~ ~' .,pal" ~ - J+ ~' C `1Ss i '7 ~ ,,,,~~,, pp~~ ,: ~ j ~ i ~ ~ ~ 1 ~ T ~ - G eson ~~,_.-. YJ r _. J l9~~ ~ Q'fl ~KertsWle eA j~ . ~ ~ fe~e~~~ ~ ~~ , iy _ .- +oae .: ~ ~~ ~~'.. -. .poiq~ 6~'' Tye ~~ MAQ45 FARM ~./' ~~~ -4~ 40.1 77 ~ 4~5~14*- '~1f ._-', ~ ~ 62~ .33913W y.:T ~ / '~ .: .~ ~.~ -ms's . , _ r,~ "°~§.~ ~ir.~ '9 ,- "~9~ ,7f! ~'!Po- 1 Po- ~ '~.MwrA~~ROCk ~.. 1 I ~ a ~+ _~ ~__ 9' y~ 3ti- ~''+at5 a+p ,~ 'f~i X31 ¢e ~. Ld G' t -- _ 1 r~~g' ss. - ~'' ~ ~'' ,~ 'z3, ~ ; ~ '~ .g .I393.x . .~ ~~ -~sza i^y9 ~ _.ir . 1 S~ ~~~ ~ ~ ~i >~_o~,~akR~ ~i ~ ;a -. . ~i ~',S ~~ rc~ '"t _ ~MOOretlele ~ ~~. c ne~~r~'I~ xaari a.~ir~ ~i sa. ~~ 'i LOCATION MAP FARMSTEAD ~., ~~4. 'c ~o > _ N ' C Q' C Q N ~ a ca o n- U o~ ~~ cw m~ d ~m ' ~W UY ~LL ~" ' ~O ,.LE ,6 L oLL „b ,IZ oLL a o .,9£ ,6 L oLL d ~ O N m .y. O % O R N ~_ d N h Q O 'O O a N M m O M O O N ~ W N ~ ~ a T N Z s ~ ~ °o ~`~O Z~ ~_ ~~ o~ ~Q ~U is c 0 o Z N O O to o o ~ yt n ~~ o o vOi o N :. ~2 N .~_, C ZQ 2U „E d Z eLL a~ t/I N O C) W ~ O V BRIAN D. PEDRICK, IFAA ' PA State Certified General Appraiser, License # GA-001200E FORMAL EDUCATION: ' The Pennsylvania State University, University Park, PA 16802. Received a Bachelor of Science degree in General Agriculture in 1982. National Association of Independent Fee Appraisers Inc. Principles of Farm, Ranch and Rural Appraising - 1996 ' Advanced Farm, Ranch and Rural Appraising - 1996 Capitalization Rates, Discount Rates and Ratios - 1996 Uniform Standards of Professional Appraisal Practice - 1997, 2000, 2003, 2005 Pennsylvania Real Estate Appraiser Law and Regulations - 2000, 2002, 2004 ' Litigation Valuation - 2001 American Society of Farm Managers and Rural Appraisers Conservation Easement Valuations & Case Studies - 2006 Oil, Gas and Mineral Appraisals - 2010 ' Appraisal Institute Partial Interest Valuation -Undivided - 2000 Uniform Appraisal Standards for Federal Land Acquisitions - 2004 Valuation of Conservation Easements - 2008 Assessors' Association of Pennsylvania Fundamentals of Real Estate Appraisal - 1993 ' Site and Market Analysis - 1993 Cost Approach to Value - 1993 Income Approach to Value - 1993 ' Appraisal Standards and Ethics - 1995, 1997 Pennsylvania Real Estate Law and Regulations, 1999 Berks Real Estate Institute Real Estate Tax and Investment, 1998 Pennsylvania Realtors Institute Appraisal Standards and Ethics - 1993 Narrative Report Writing - 1993 Introduction to Commercial Appraisals - 1993 ' Institute of Real Estate Studies Real Estate Law - 1993 Real Estate Investment - 1995 Real Estate Finance - 1995 Residential Construction - 1996 Property Management - 1997 Lee and Grant Company Appraising Historic Properties - 1995 Environmental Hazards - 1995 Eminent Domain - 1995 Appraisal Standards and Ethics - 1995 ' McKissock Data Systems Real Estate Fraud - 2001 Expert Witness Testimony - 2001 ' USPAP - 2007, 2009 Pennsylvania State University Agricultural Engineering Workshop -Dairy Housing - 2002 Forest Steward's Program - 40 hours - 2008 ~l Received credit for 21 undergraduate business courses from area universities, 1985-1988. PROFESSIONAL EXPERIENCE: ' Agrarian Associates, Inc.: President and PA State Certified General Appraiser, 1995 to present. Responsible for the administration of appraisal services for the south-central Pennsylvania area. ' Agrarian Associates Inc. is an appraisal company that specializes in Real Estate appraisal of agricultural properties, including Market Values, Agricultural-Use Values, Property Tax Assessment Appeals and Conservation Easement Valuations. USDA Farmers Home Administration: 1983-1993. County Supervisor in Lancaster, Berks and Schuylkill Counties. Responsible for the administration of a variety of Agricultural and Residential loan and grant programs including all aspects of loan making and servicing. Duties ' included appraisals of farms, residential properties and chattels and providing management and technical advice to borrowers as well as the management of the county office. Caseload included 150 farm accounts and 600 housing accounts. ' Certification, Designations and Memberships: Pa. State Certified General Appraiser. General Certification # GA-001200-L. ' Senior Agricultural Designation -National Association of Independent Fee Appraisers (HAIFA). Master Planner Class -Lancaster County Planning Commission -Spring 2002 ' Member of the Assessors' Association of Pennsylvania (AAP). North Cornwall Township Agricultural Preservation Board Member Member of the Lebanon County & Pennsylvania Builders Association ' Past President, Mount Gretna Snowmobile Volunteers Member SAMPLE ASSIGNMENTS (Agrarian Associates Inc 1• 2,500-sow farrow to feeder complexes 1,400,000-bird layer operation Several 500+cow dairy facilities 2,800-sow farrow through wean facilities ' Sew pig nurseries Wean through finish hog facilities 48-unit subsidized elderly housing complex 48-unit subsidized housing complex ' 100,000 bird/year feather bird complex (fly fishing lures) Over 50,000 Acres of Land for Agricultural and Conservation Easement Purposes ACCOMPLISHMENTS (FmHAI: County Office of the Year, 1991. County Supervisor of the Year, 1989. Runner-up County Office of the Year, 1985. Most active office in Pennsylvania based on loan volume, 1991 and 1992. Only office in Pennsylvania to implement the Guaranteed Rural Housing Loan Program(1992). Among the lowest farm and housing program delinquencies in Pennsylvania. Eliminated 25 collection farm accounts while covering Berks/Schuylkill Counties. ' ACCOMPLISHMENTS (Agrarian Associates Inc.l: ' Real Estate Appraisals of 250-350 agricultural properties per year. Approved appraiser by most of the agricultural lenders throughout central and south-central Pennsylvania. ' Counties serviced include; Adams, Bedford, Berks, Blair, Bradford, Cambria, Centre, Chester, Clinton, Columbia, Cumberland, Dauphin, Franklin, Fulton, Huntington, Juniata, Lackawanna, Lancaster, Lebanon, Lycoming, Mifflin, Monroe, Montgomery, Northampton, Northumberland, ' Perry, Schuylkill, Snyder, Somerset, Susquehanna, Union, Wayne and York. OFFICE: ' Agrarian Associates, Inc. 327 Cumberland Street, 1 S` Floor ' Lebanon, PA 17042 (717) 228-1510 -telephone (717) 228-1512 -fax agrarian@verizon.net - e-mail ~~ 07 CV ~ ~ O f~- ~ N a~ > *r ;+ ~ is Q ~ L U O e~ ~ ' `+ C ~ N , . ry ~ ~ CL1 +~ r..r Cs ~.a~.y, ~r C ~ ~~.' ~ ~ ~~a a c ~., ~ ~, ~ 'o ~ . ~ :~ 3 ~ ~ o ~ L1 , . ~ a.:~ o °~ Q , ~ c ~ N. ~, k ~ ~ a" OQ O J ~ 4 ~I ~ N • ~/~/ /~ Yiy ~ L ~. a a L d E- y ~~+ ~ ~ 'C _ U U a~ A ~ 0 ~ A ~ T ~ a 0 ~ O L M . U O ~ ~ tC Gii _ a w: y J O ~~ ~z V ~ w Y ~ o O.' W ~- w=a 0~0 aZm 0 m N J r ~: 1 C .~ 'J n r z c, t J ANGELA M. WRIGHT FORMAL EDUCATION: Assessors' Association of Pennsylvania Site and Market Analysis - 2006 Cost Approach to Value - 2006 Income Approach to Value - 2006 The Maryland Association of Appraisers, Inc. Appraising The Farm - 2005 Institute of Real Estate Studies Real Estate Law - 2004 ' Advanced Income Property - 2004 Basic Income Property - 2004 Residential Valuation Using Cost and income Approaches - 2003 ' National Uniform Standards of Professional Appraisal Practice - 2003 McKissock Data Systems Environmental Issues For Appraisers- 2009 Appraising Factory Built Housing- 2009 ' Construction Detail and Trends - 2009 USPAP - 2009 ' American Society of Farm Managers and Rural Appraisers Oil, Gas and Mineral Appraisals - 2010 PROFESSIONAL EXPERIENCE: Pennsylvania State Certified General Appraiser - 2007 Licence # GA003562 -Expires 2011 Agrarian Associates, Inc.: 2003 -Present Fee Appraiser. Experience includes the appraisal of Agricultural properties located in Pennsylvania. Appraisal service areas reach 32 Pennsylvania Counties and include Counties located in the Lehigh and Susquehanna Valleys, Northeastern, North Central, South Central, and Southwestern Pennsylvania. Experience includes the research, collection, verification, analysis, ' and reporting of data utilizing local government offices, which include Assessment, Recorder of Deeds, Mapping and GIS, and local Zoning officials. Verification of data collected is conducted through government records, site visits of subject and comparable properties, and speaking with ' buyers, sellers, brokers, and auctioneers. Estimates of Value are arrived at through the analysis of data collected and are based off the development of the three approaches to value; the market, cost, and income approaches. Reports are prepared in a narrative format. OFFICE: Agrarian Associates, lnc. 327 Cumberland Street, 1st Floor ' Lebanon, PA 17042 (717) 22$-1510 -telephone (717) 228-1512 -fax agrarian@verizon.net - e-mail fl ~~ O a tD ~' ~ A a~ m °O ~ .... a OO ~ > ~ v ~ 0 a ,~ i. ~ ~ ~ .~ ~" ~ C V ~ © ,+"~+ C .. L w w .r ~ .. ~' = '~'. N ~ ..~ r.+ O". GQ „~ v_4 ~ ~ 4r O Q ~ ~"~ L„ to b.r ~ V ~ ~ V ~ ~ w ~ ~ ~` ~ ~ C ~ ~ 0 .~ ~ ~ ~ ~ it ~ , .~ i a N 0 ~ ~ _ _ = a r., v ~ ~ c? a ~w ~ ~~ 5 v r ~" G1 ~ ,' .i[ ~ a ~ 1- ~ ra: i :J :J j ~.~ .i j C c 1 SSOCIATES, INC. APPRAISAL REPORT FOR BIDDLE 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 BIDDLE LAND ~ ,~.. ¢ LOT # 7 LOT # 7 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 LOCATION MAP --- ~._- ---- ~~rr~~=~~. „„~~y~„~~o~e~veu. nup.nwww.microson.('Am/streets © Copyright 2002 by Geographic Data Technology, Inc. All rights reserved. ®2002 Navigation Technologies. All rights reserved. This data includes information taken with permission from Canadian authorities ©1991-2002 Government of Canada (Statistics Canada andlor Geomatics Canada), all rights reserved. 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Real Estate Appraisal Summary Report of Prepared For: (Client) Helen V. Biddle Estate Land Lot # 7 Kost Road Carlisle, Pa. 17015 Cumberland County, Pennsylvania 10.13 Acres Mr. Gary Biddle 15 Biddle Road Carlisle, Pa. 17015 Prepared By: Agrarian Associates, Inc. 327 Cumberland Street, 1st Floor Lebanon, PA 17042 Effective Date of Appraisal: June 17, 2010 Date Submitted: September 2, 2010 AGRARIAN ASSOCIATES INC. 327 Cumberland Street, 1st Floor Lebanon, PA 17042 APPRAISAL REPORT I. Introduction 1 Agrarian Associates Inc. ' 327 Cumberland Street Lebanon, PA 17042 (717) 228-1510 ~rarian(a~verizon.net ' September 2, 2010 ' Mr. Gary Biddle, Co-Executor Helen V. Biddle Estate 15 Biddle Road Carlisle, Pa. 17015 Dear Mr. Biddle: In accordance with your request for appraisal of the Helen V. Biddle estate property located along Kost Road, Carlisle, Pa., Silver Spring Township, Cumberland County, I have estimated the market value of the 10.13 acres to be as follows: As Is ***One hundred thousand dollars*** $100,000 ' The interest being appraised is a fee simple estate. The effective date of appraisal is June 17, 2010, the date of Helen V. Biddle's death. The property was inspected on August l 8, 2010. ' I have made a careful study of the property and all related data and information documented in the report. I have considered all appropriate approaches to value and have complied with the intent and purposes of the Uniform Standards of Professional Appraisal ' I trust that you will find this report complete and to your satisfaction. If you have questions, feel free to contact me any time. Respectfully submitted, Brian D • Digitally signed by Bdan D Pedrick DN: cn=Brian D. Pedrick o, u=Agrarian Associates Inc, ' Pedrick email=agrarian@verizon neq c=US Date: 2010.09.0210:29:41 -05'00' Brian D. Pedrick, IF.AA PA State Certified General Appraiser ' License # GA-001200E Specializing in Farms, Land, and Conservation Easements Brian D. Pedrick, IFAA GA-001200E Epsucheolige L. Hoffman GA-003349 Angela M. Wright GA-003562 Practice (USPAP) and procedures and regulations pertaining to this summary appraisal report 1 CERTIFICATE OFAPPRAISER: ' if that to the best of m knowled e and belief .. . I cert y y g ' - The statements of fact contained in this report are true and correct. - The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. ' - I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. ' - I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. ' - My engagement in this assignment was not contingent upon developing or reporting predetermined results. - My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, ' or the occurrence of a subsequent event directly related to the intended use of this appraisal. - My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice ' and the Standards of Professional Practice of the National Association of Independent raisers Fee A . pp - I (Angela M. Wright) have made a personal inspection of the property that is the subject ' of this report. _ No one provided significant real property appraisal assistance to the person signing this certification. ' - Based on all elements that could reasonably affect the value of the Helen V. Biddle estate property and considering the Assumptions and Limiting Conditions contained herein, I have estimated the market value of the subject property, as of June 17, 2010, of: As Is ***One hundred thousand dollars*** ~ B r i a n D P i k d Digitally signetl by Brian D. Prick DN:cn=Brian D. Pedrick, o, ou=Agrarian Associates Inc, email=agrarian@verizon.net. c-US Q 100 000 uw+ ~ ~"- p AI IgGIa Digitally signed by Angela M. Wnght DN: cn=Angela M. Wright, o, ou=Agrarian Ass«iates In<. e~i~grarian~,eri=onnet. ' r c e Date: 2010.09.02 10:30:00 Wright M c=US -05'00' . Dale: 2010.09.02 10:30:1 ] -05'00' Brian D. Pedrick, IFAA PA State Certified General Appraiser License # GA-001200-L September 2, 2010 i Angela M. Wright PA State Certified General Appraiser License # GA-003562 September 2, 2010 1 STATEMENT OF LIMITING CONDITIONS ' THIS REPORT, INCLUDING THE CERTIFICATION CONTAINED HEREIN, IS MADE EXPRESSLY SUBJECT TO THE FOLLOWING LIMITING CONDITIONS: (1) The report is not an authorized copy unless it is signed in blue ink (except for electronically signed versions). (2) Possession of this report, or a copy thereof, does not imply the right of publication nor the right of use for any purpose by anyone other than the client to whom it is addressed, without the written consent of the appraiser. I (3) Neither all nor any part of the contents of this report shall be conveyed to any person or entity, other than the appraiser's or firm's client, through advertising, solicitation materials, public relations, news, sales, or other media without the written consent and approval of the authors, particularly as to valuation conclusions, the identity of the appraiser or firm with which the appraiser is connected, or any reference to the appraiser's affiliation with any professional appraisal organization or designation. Further, the appraiser or firm assumes no obligation, liability, or accountability to any third party. Ifthis report is placed in the hands of anyone but the client, client shall make such party aware ofall the assumptions and limiting conditions ofthe assignment. (4) The use of this report is subject to the requirements of the National Association of Independent Fee Appraisers, as relating to review by their individual duly authorized representatives. Further, the disclosure of the contents of this report is governed by the By-Laws and Regulations of the National Association of Independent Fee Appraisers. (5) This report shall be used in whole and not in part. The loss or removal of any portion ofthe report invalidates the entire report. (6) The appraiser and/or firm, by reason of this report, shall not be required to give testimony or be in attendance ' in any court, administrative hearing or any conferences pertaining to such, unless proper notice, arrangements and compensation terms are made in advance. (7) The appraiser and/or firm by reason of this report, shall have no obligation to revise the conclusions presented ' herein in order to reflect events andlor conditions occurring subsequent to the date of valuation. (8) The appraiser and/or firm reserves the right to review, and revise if necessary, his judgments and conclusions ' on the basis of information withheld or not discovered in the normal course of diligent investigation. (9) The appraiser andlor firm has no responsibility for matters of a legal nature, questions of survey, opinions as to title, soil or sub-soil conditions, engineering or other technical matters. (10) The property is assumed to be free and clear of all liens, encumbrances and defects of title, except those specifically cited within this appraisal report. (11) Marketable title, competent management, responsible ownership and compliance with all governmental regulations and controls are assumed, unless specifically cited otherwise within this appraisal report. (12) The appraiser and/or firm assumes that all required licenses and/or permits, consents or other legislative or administrative authority from any local, state or national government or private entity or organization have been or can be obtained or renewed for any use on which the value estimate(s) contained within this report are based. This also assumes a timely manner without unusual cost. Unless otherwise specifically cited in this appraisal report. ii 1 1 STATEMENT OF LIMITING CONDITIONS (13) The appraiser and or firm assumes that there are no hidden or unapparent conditions of the property, sub-soil or structures which would render it more or less valuable than otherwise competitive/comparable property. The appraiser and or firm also assumes no responsibility for such conditions or engineering studies which might be required to discover such conditions. (14) Any sketches, maps or other exhibits prepared by the appraisers and illustrated within this report are included solely to aid the reader in visualizing the property and/or its location, and should not be construed as surveys or engineering drawings. ' (15) Each value estimate, finding, prediction, assumption or conclusion contained within this report is that of the appraiser's and is not to be considered as an assurance that an event will or will not occur. The value estimate is based upon appropriate research and applicable appraisal techniques; in that, by its nature, the appraisal of real estate is not an exact science, the end result is an opinion with which others may differ; the final estimate of value is not guaranteed and no warranty is implied or intended. (l6) The current (effective date of appraisal) purchasing power of the U.S. dollar is the basis for the value estimate; no extreme fluctuations in economic cycles are anticipated. (17) Any allocation of value to the land and/or improvements contained within this report are based on the current program of utilization and are constituent parts of the total value reported. Neither allocation maybe used in making a summation report by combining component values created by others. Either will be invalidated if so used. ' (18) If the property rights appraised herein relates to an estate that is less than the whole fee simple estate and is a fractional interest only, the value of the fractional interest plus the value of all other fractional interests may or may not equal the value of the whole fee simple estate. (19) No consideration has been given to any furniture, trade fixtures, special equipment, personal property, the present worth of any business or enterprise and/or inventories that may be located on the subject property which are not normally considered part of the real estate. Any discussion of those items is for reference purposes only, and the appraiser andlor firm accepts no responsibility for the valuation of those items. (20) It is assumed that no ruins, artifacts or items ofhistorical or archaeological significance have been discovered or exist on the subject property. (21) The Americans with Disabilities Act (ADA) became effective January 26,1992. The appraiser has not made a specific compliance survey and analysis of the subject property to determine whether or not it is in conformity with the various detailed requirements of the ADA. It is possible that a compliance survey of the property together with a detailed analysis of the requirements of the ADA could reveal that the property is not in compliance with one or more ofthe requirements of this act. If so, this fact could have a negative effect upon the value of the property. Since the appraiser and/or firm has no direct evidence relating to this issue, ' they did not consider possible noncompliance with the requirements of ADA in estimating the value of the property. iii 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 LAND APPRAISAL REPORT - -- __ _ File No A10009002A Paoe #1 Fiio u„ ntnnnann~a Borrower .Helen V. BiddleEstate_ _ _ ____ __ _ __. ___ Census Tract 20 Map Reference ___ _ - Property Address Lot 7 Kost Road City Carlisle Courtly Cumberland State Pennsylvania Zip Code 17015 Legal Descdption Deed: 022_-131, Plan 941BA, Lot # 7 _ - _ Sale Price $ N1A Date of Sale N/A _ _ __ Loan Term N/A _ yrs. Property Rights Appraised ~' Fee Leasehold De Minimis PUD Actual Real Estate Taxes $ 120 C&G (yr) Loan charges to be paid by seller $ N/A Other sales concessions Lender/Clierd Helen V. Biddle Estate _ _ __ Address 15 Biddle Road, Carlisle PA 17015 _ Occupant Vacant Land Appraiser Brian D. Pedrick Instructions to Appraiser Appraisal for Federal Estate tax Pur oses effective date is June 17 2010 the Date of Helen V. Riddle's Death Urban _, Suburban Rural Good Avg. Fair Poor Location _ Built Up Over 75% ~ 25% to 75% -' Under 25% Employmerd Stability [ ' I~ ! ~ r-' Rapid L~ Steady }~ Slow Convenience to Employment ~ ~, ~ i Growth Rate 1, ', Fully Dev. _ Property Values Increasing ~ Stable Declining Convenience to Shopping _; ~ ~ ~ ' Shortage ~ In Balance ~' Oversupply Convenience to Schools ~ r ~_ Demand/Supply _ Marketing Time [_ Under 3 Mos. ^ 4-6 Mos. ~ Over 6 Mos. Adequacy of Public Transportation ~{ _ _ Present Land Use 10% 1 Family 2% 2-4 family 1 % Apts. 1 % Cando _% Commercial Recreational Facilities Ade uac otUtilities _ x _ %Vacant 86% A ricukural %Industrial _ _~ q Y -- ' 1 * _ _ - Change in Present Lantl Use ^ Not Likely X Likely (*) ~ Taking Place O Properly Compatibility (*) From Vacant Lot To Residential Protection from Detrimental londitions ~ ~ _. _ Predominant Occupancy ~ Owner J' Tenant %Vacant Police and Fire Protection ~ ~ ~ ~ '1 ~ Single Family Price Range $ 125 000 to $ 350 000 Predominant Value $ 200-250 General Appearance of Properties _ ;~ L_ f Single Famiy Age 0 yrs. to 100+ yrs. Predominard Age 5-25 yrs. Appeal to Market ~_ ~ r Comments including those factors, favorable or unfavorahle, affecting marketability (e.g. public parks, schools, view, noise): Subject is a 10+ acre lot a roved for a standard septic system. 10 acre size would make property. el~ible for Clean and_ Green. and a substantial real tax break. Propel is bordered . to the South ~ the Penns ly vania Turnpike which generates road noise. _ s Corner Lot Dimensions irregular _ - __- _ __ __ _ _ ___ 10.13 Sq. Ft. or Acr e Zoning classification Agricultural Present Improvements , do ~~ do not conform to zoning regulations _Buildin Lot __ _ __ _ __ _ _ _ Residential use Preserd use Other speci est and b ) ~ - i S~Topo Nearly_Level __ _ _ _ _ __ _ __ Public Other (Describe) OFF SITE IMPROVEMENT I Private Size 10.13 Acres Street Access Public Elec. Gas ~ '' Surface Macadam _ _ Shape Irregular Water Well Needed Maintenance ~ Public _ i Private ',View Good _ - - -- - -_ San. Sewer Septic Needed ~I Storm Sewer [~ Curb/Gutter 'I Drainage Appears Good x Underground Elect. & Tel ~ Sidewalk. ^ Street Lk~Ms 'aa the property boated in a HUD Identified Special Flood Hazard Area? g No,'] Yes Comments (favorable or uMavorable including arty apparent adverse easements, encroachments, or other adverse conditions): No apparent adverse easements or encroachments, other than typical road and_ utility easements. PennsylYania Tum~e and its right or way bordef property to the. south.. The undersigned has recited three recent sales of propedies most similar and proximate to subject and has considered these in the market anaysis. The description includes a dollar adjustrnelri reflecting madcet reactwn to tlrose items of significant vadatron between the subject and comparable progenies. tt a sign'rficant item in the comparable properly is superior to or more favorable than the subject properly, a minus (-) adjustment is made thus reducing the indicated value of subject; 'rf a significant item in the compatible is irrferior to or less favorable than the subject property, a plus (+) adjustment is made thus Increasing the indicated value of the subject. ITEM SUBJECT PROPERTY COMPARABLE N6.1 COMPARABLE N0.2 COMPARABLE N0.3 Address lot 7 Kost Road Sand Bank Road Hollow Brook Drive Stone House Road Carlisle _ _ __ ____ ___ - Mechanicsburg. _ __ Carlisle _ Proxim' to Subject 12 miles 4 miles 10 miles Sales Price N/A $ $ __ 97 000 ~ 105 000 _ .95,0.00 _ __ _ Price __ _ __ _ 97 D00 105 000 95 000 Data Source Infection & CH & Courthouse.. Ins ection Ins .action & Courthouse, _ Inspection 8. Courthouse _ ____ Date of Sale and _ - DESCRIPTION _ __ _ __ DESCRIPTION __ +(-~d'ust. DESCRIPTION _ .+~Ad'ust __ DESCRIPTION. ~±(_~$ Adjust. Time Adjustment N/A 4/24/09 11/5109 214110 Location -- - Rural - - Rural _ __ _____ __ Rural __ _____ _ Rural _ SrteJVlew _ _ Good. __ __ __ Good _. Good _ _ _ Good __ _ Size 10.13 Acres 8.40 acres +5 000 10.00 acres 10.47 acres Utilities On Site On Site _ _ On _S_ite _ _ _ _ __ _ _ On 3ite_ __ _ ' Sales or Financing Concessions Net AL(Tot~ _ + ~ - ' $ ___5 000_ + f - - ~ + _ _ $- --- Indicated Value of Subject 102 000 105 000 95 000 Comments on Market Data: There are very few sales available due to the current. economic condkio_ns and market cond'Rions_ The three sales _ selected are the most similar to the sub act with re and to size location and date of sale. There were ve few measurable ad'ustments. The 3 sales wided a vgr ti ht range_in adjusted and unadjusted values.. - - - - - - - CnmmeniS and COndttIOnS Of Appraisal: The appfaisal is based On the assu~ton that the subject is_sukable as a residential building lot Accordi~_ _ to the client the sub' ct is a roved for an on site se tics stem and was subdivided to meet current zonin re uirements. Anew se tic ermit m~be required if a system is not installed wRhin a certain period_of time. _ Final Reconciliation: $100,000 supported by all 3 sales. I ESTIaIATE THE nAARNET VALUE, AS DEFINED, OF SU&IECT PROPERTY AS OF June_t 7. 2010 to 6e $ 100,000. -. _- - -. _-_ _- _ _. ~.~ __ y~ p DigiblVy signM by PngebM Wrght AI IgGI~ M. DM Cn ArgelaM Wrgh[o a=Ag, Assocutes Inc, ~~~A//ht 1=agbrian@ve onneLC=US Atft,~M'V1lright_ ~A ~ff39_8°_Loz,ow3gosoo _ _ _ _ _ _ _ x Did 'f '' Did Not Physically Inspect Property Appraisers Review Appraiser if a plicable (Y'LKJ Agrarian Associates Form LND - "TOTAL for Windows" appraisal software by a la made, inc. -1-800-ALAMODE L~ 1 ~~ L__-: 1 Agrarian Associates orrower Helen V. Biddle Estate File No. A10009002A ropeRy Address_Lot 7 Ko_st Road __ - -- _- _- - -- - ity Carlisle___ _ _ Cour~Cumberland __State Pennsylvania Zi Code 17015 ender Helen V. Biddle Estate PROPERTY HISTORY OF SUBJECT PROPERTY In developing a real property appraisal, when the value opinion to be developed is market value, an appraiser must, if such information is available to the appraiser in the normal course of business: (a) analyze all agreements of sale, options, or listings of the subject property current as of the effective date of the appraisal. (b) analyze all sales of the subject property that occurred within the three (3) years prior to the effective date of the appraisal. The appraiser has attempted to obtain specific information on the subject property with the following findings: The subject property has had no change of ownership In the past three (3) years. i, _J The subject property has had no change of ownership in the past five (5) years. ~] The subject property is currently under contract. Details of the pending purchase are summarized below. [_ The subject property is currently offered for sale: The listing price is $ The subject property has been sold in the past three (3) year period. Details of the previous sale(s) are disclosed below. Sale/Recortlin Date Sales Price LisVAskin Price Grantor/Grantee Data Source 'The subject property is proposed construction and is not currenriy being offered. A previous sales history of the subject property could not be obtained by the appraiser in the normal course of business. Comments: 31ect is not can-enterlisted for sale or under agreement. Su_ bjed has not been sold or transferred with_ in the past ears. - __ Form PHS2 - "TOTAL for Wintlows" appraisal software by a b nwtle, inc. -1-800-ALAMODE 1 Page 1 1. PURPOSE OFAPPRAISAL AND DEFINITION OF VALUE: ' The purpose of this appraisal is to estimate the Market Value for the subject property. A current economic definition agreed upon by agencies that regulate federal financial institutions in the United States of America and contained in the 2003 edition of the Uniform Standards of Appraisal Practice is: The most probable price which a property should bring in a competitive and open market ' under all conditions requisite to a fair sale, the buyer and seller each acting prudently and knowledgeably, and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: 1. buyer and seller are typically motivated; t 2. both parties are well informed or well advised, and acting in what they consider their own best interests; 1 3. a reasonable time is allowed for exposure in the open market; 4. payment is made in terms of cash in United States dollars or in terms of financial arrangements comparable thereto; and 5. the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale. 2. SCOPE OF THE APPRAISAL ' S ummary The Client has requested that the appraisers develop and prepare a Appraisal Report" that is in compliance with the requirements of the Uniform ' Standards of Professional Appraisal Practice (USPAP). This appraisal has been prepared in a narrative format in conformance with the applicable standards. The values contained within this appraisal are sub,~ect to the Assumptions. Limiting Conditions and Certifccate. as previously cited. A "Summar~A~praisal Report" is defined within the Uniform Standards of ' Professional Appraisal Practice as presented below: "A written report prepared under Standards Rule 2-2 (b) performed under Standard 1. " Comment: The full extent of the process may not be apparent to the reader in the contents of the report. 1 Page 2 ' A Summar~A~nraisal Report, presents only compendious discussions of the data, reasoning, and analysis that were used in the appraisal process to develop the appraiser's opinion of value. Supporting documentation concerning the data, ' reasoning and analysis is retained in the appraiser's work file. The depth of discussion contained within this report is specific to the needs of the client and the intended use of the document. The appraisers are not responsible for unauthorized 1 use of this report. The Scope is defined in the Dictionary of Real Estate Appraisal, Third Edition, published by the Appraisal Institute, as the extent of the process in which data are collected, confirmed and reported. This appraiser has been collecting, confirming and reporting data for over 25 years. The process leading to the final value conclusions includes a review of governmental, social, physical, and economic factors impacting the subject property as of the date of valuation. A careful study of the surrounding regional and local real estate markets were made. ' The appraisers physically inspected the subject property, researched governmental controls such as current zoning, availability of utilities, real estate assessments and taxes, and forecasted the effect of these factors on the value and marketability of the ' subject property. The appraisers have also considered factors such as: regional and neighborhood data, trends in agriculture, competitive market data, and the availability of mortgage financing. ' d l i i ' ons an conc us sers The process of data collection used in developing the appra final value estimates involved obtaining information from real estate professionals, ' public officials, grantors and grantees, public records and data from the appraisers' internal files. This information was augmented by the appraisers' personal knowledge of the subject's market and knowledge of real estate on a longitudinal ' basis of active real estate transactions. Market data is sought for many factors in any value estimate. The data includes sales and offerings of improved property and parcels of vacant land similar or competitive to the subject, current prices of construction materials and labor, rentals of similar or competitive properties and their operating expenses if available, current rates of return on similar or competitive real estate investments, market demand and general ' economic (market) conditions as of the date of valuation. ' The main source for the appraiser's sales data is the tax assessment office of each county. The assessment offices retain a record of every property transfer which has occurred in the respective county. The appraiser researches supplements this information with various multi-list services, discussions with brokers, auctioneers, and reviews of real estate publications which contain property sales information. 1 Page 3 Sales utilized in appraisal reports are verified with a party involved in the transaction. d i h g est an The first step in the valuation process is to determine and identify the h best use of the real property, as of the date of valuation. The second step is the development of the applicable methods or approaches to solve the question(s) sought in the appraisal assignment. "Market Value" is typically arrived at by the traditional three (3) methods: Cost, Sales Comparison, and Income Capitalization Approaches. tal value of t t th t th th di d i a e o e concep cate on s pre (1) The Cost Approach improved property is equivalent to the market value of the land plus the ' cost of the improvements, less depreciation from physical, functional and external deficiencies. ' (2) The Sales Comparison Approach is predicated on comparable sales data which tends to reflect what willing and knowledgeable, but uncoerced, seller and buyer would agree upon as the price at which a property ' should exchange. (3) The Income Capitalization Approach is predicated on the foundation that value is based on the net income the property is capable of producing and which derives an estimate of present worth from the capitalization of such net income. The Sales Comparison and Cost Approaches are typically given most weight. Due to the many motivations for the purchase of farmland, the Income Capitalization Approach is not relied upon. The Cost Approach typically serves to evaluate the property's financial feasibility and tends to set the upper limit of value. However for agricultural property, the Cost ' Approach is utilized in estimating contributory improvement value which includes accrued depreciation. This applies to both the subject property and competitive market sales in the development and application of the Sales Comparison and Income ' Capitalization Approaches. The logic of this reasoning is that land is considered to be held in perpetuity, whereas buildings and improvements are depreciating assets. The final step in the valuation process is the reconciliation of the value indications derived from the applicable approaches, into final value estimates for the valuation questions. A thorough review of the entire valuation process precedes the ' development of the final reconciled value indications. The scope of the appraiser's research is extensive. The appraiser's sources and research methodology provide all of the data needed to complete an accurate value conclusion. 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Page 4 3. PROPERTYRIGHTSAPPRAISED The scope of this valuation assignment requires that the appraiser consider the "Fee Simple Estate" in the subject property. A "Fee Simple Estate" is defined in the Dictionary of Real Estate Appraisal, third edition, published by the Appraisal Institute, as follows: "Absolute ownership unencumbered by an other interest or estate, subject only to the limitations imposed by the government powers of taxation, eminent domain, police power, and escheat. " The "Fee Simile Estate" is also subject to normal right-of--ways granted to governmental agencies and public utility companies for the placement and maintenance of utility distribution and drainage systems as well as other easements of record. 4. IDENTIFICATION OF SUBJECT PROPERTY.• The subject property consists of 1 tax parcel and is located in Silver Spring Township, Cumberland County. The property is identified by deed reference 220-131, Plan Book 94-18A, Lot # 7, and tax parce138-08-0571-044. The property is vacant land and contains 10.13 acres. 5. TAXES: The subject has a Clean and Green assessed value of $8,660. The property is enrolled in Clean and Green. The current annual taxes are $120 based on a current millage rate of 13.865 mills for Silver Spring Township. 6. ZONING: The subject property is located in the Agricultural Zoning District of Silver Spring Township, Cumberland County. The primary purpose of the Agricultural District is to promote the continuation and preservation of agricultural activities in those areas most suitable for such activities. Areas contained within the zone have been specifically identified as possessing valuable and nonrenewable natural and cultural resources. This zone also intends to protect the Township's agricultural economy by eliminating uses that are incompatible with farming, but permitting limited agricultural support businesses. Consequently, residential uses are limited and any future inhabitants in this zone must be willing to accept the impacts associated with normal farming practices, and related businesses. Finally, the provosions of this zone have been specifically formulated to further the objectives of the Municipalities Planning Code which provides that local zoning ordinances shall be designed "to preserve prime agriculture and farm land considering topography, soil type, and classification, and present use". Page 5 Permitted uses include the following: Agriculture, including one single family detached dwelling contained on the site Commercial livestock operations, subject to additional regulations Single family detached dwellings Public and nonprofit parks and playgrounds Public utilities structures, excluding communication antennas, towers, and equipment Flag lot residences, subject to additional regulations Forestry activities ECHO housing Stables and kennels Two family conversions Accessory apartments Temporary farm employee housing Accessory uses customarily incidental to the above permitted uses Additional uses are permitted as Special Exceptions or Conditional Uses. The minimum lot size for agricultural uses is 10 acres. The minimum lot size for residential uses is 1 acre per dwelling, with a maximum lot size of 2 acres per dwelling. All other permitted uses, special exceptions, and conditional uses typically have a minimum lot size of 1 acre. The number of residential dwelling lots permitted to be subdivided from a parent tract is based upon the size of the parent tract as of the effective date of the Ag Zoning ordinance, and is also subject to a sliding scale. Please refer to a copy of the zoning ordinance and map located in Addenda portion of this appraisal report. n Page 6 7. ANALYSIS AND CONCL IISIONS: HIGHEST AND BEST USE A critical point of any valuation analysis is the determination of highest and best use of the property being appraised. Highest and Best Use is defined in the Dictionary of Real Estate Appraisal, third edition, published by the Appraisal Institute, as follows: "The reasonably probable and legal use of vacant land or an improved property, which is physically possible, appropriately supported, financially feasible, and that results in the highest value. The four criteria the highest and best use must meet and legal permissibility, physical possibility, financial feasibility, and maximum profitability. " In determining the highest and best use of a property, an appraiser takes into account and analyzes the following criteria: Legally Permissible - In all cases, an appraiser must determine what uses are legally permissible. Private restrictions, zoning, building codes, historic district controls and environmental regulations must be investigated because they may preclude many potential highest and best uses. Phxsically Possible -Physical characteristics of the site and improvements may affect the uses to which a property can be utilized. The utility of a parcel may depend on the site's frontage and depth and the improvements layout, design and utility. Financially Feasible - In determining which uses are physically possible and legally permissible, an appraiser eliminates some uses from consideration. Then, the uses that meet the first two criteria are analyzed further to determine which are likely to produce an income, or return, equal to or greater than the amount needed to satisfy operation expenses, financial obligations, and capital amortization. All uses that are expected to produce a positive return are financially feasible. Maximally Productive - Of the financially feasible uses, the use that produces the highest price, or value, consistent with the rate of return warranted by the market for that use is the highest and best use. To determine the highest and best use of the property, the same rate of return is often used to capitalize income streams from different uses into their respective values. This procedure is appropriate if all competing uses have similar risk characteristics. The use that produces the highest value is the highest and best use. ~~ Page 7 Highest and Best Use is analyzed in two parts. First, the property is considered to be vacant and available for development as of the valuation date. Then, the highest and best use of the property as improved and/or proposed to be improved is considered. It is to be recognized that in cases where a site has existing improvements on it, the highest and best use may very well be determined to be different from the existing use. The existing use will continue, however, unless and until land value in its highest and best use exceeds the total value of the property in its existing use. An interim use is an existing and relatively temporary use where the transition to highest and best use is deferred. A building or other improvement may have many years of remaining life yet may not enhance the value of the land that has a higher use, except as an interim-use improvement while the land is in transition. Highest and Best Use as Applies to Subiect: After considering all the factors that would affect highest and best use including location, zoning, physical characteristics of the site and existing improvements, a determination has been made that the highest and best use of the subject property both as improved and vacant is residential use. The subject is located in Silver Spring Township, Cumberland County. The subject property is located approximately 4 miles from Mechanicsburg, 3 miles from Middlesex, 5 miles from Carlisle and Boiling Springs, and 12 miles from the State Capital of Harrisburg City. The immediate subject area has a variety of land uses common and includes agriculture, residential, and business and commercial uses. The subject area land uses are particularly influenced by the close proximity to larger metropolitan areas, and major transit routes that offer direct routes to most points through eastern Pennsylvania. The subject area has experienced residential, business, and commercial use pressure from surrounding metropolitan areas. Public water and sewer are not available in the immediate subject area. ' The subject is vacant land. The subject does not have a developed water supply or sewage disposal system. The subject is a total of 10.40 acres which was subdivided from a larger farm tract in 2006. The subject is about the minimum size to be eligible for Clean and Green which provides substantial tax savings. Subdivision of the tract would take away ' this eligibility and incur a roll back assessment, possibly on the entire farm. The subject is a desirable size for an estate type lot or horse farm and is located in a desirable rural area in close proximity to many large employer and most amenities. 1 1 It is important for the reader to understand that the appraiser does not have the benefit of engineering and legal work needed to determine a more comprehensive analysis of the subject highest and best use. There is considerable time and expense involved in the approval and permitting process for land development. This work has not been done on the subject property. Based on the preceding discussion, a conclusion has been made that the highest and best use of the subject property is a large residential building lot. 8. MARKET DATA APPROACH: Three comparable sales were used in this appraisal report. All three sales were in ' the subject market area. The adjusted values ranged from $95,000 to $105,000. A value of $100,000 was chosen for the subject property. ' 9. CAPITALIZATIONAPPROACH: The capitalization approach was not applicable. The subject is not the type of property that would be purchased based on its ability to generate an income stream. 10. SUMMATIONAPPROACH: Since the subject is vacant land, the Cost or Summation Approach was not applicable. ' 11. EXPOSURE TIME: The subject is a relatively large residential building site in a desirable rural area. The lot is located in a strong rural community. The current economy and housing market has drastically reduced the demand for alternate uses. Estimated exposure time is 6- ' 12 months. Exposure time is estimated by speaking with brokers, auctioneers and parties involved with the comparable sales. ' 12. RECONCILIATION OF MARKET VALUE: The reconciliation of value was based upon the assumption that the Market 1 Approach was the only indication of value because it took into account the actions of buyers and sellers in the market place. The Summation Approach was not applicable since the subject is basically vacant land. The Capitalization Approach was also not ' applicable. The Market Approach uses sales of competitive properties on the subject marketplace. When similar sales exist, this approach to value is most accurate since it involves the motivations of typical buyers and sellers. C~ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Page 8 The final decision of value on this property is based on the Market Approach. "Market Value As Is" June 17, 2010 $100,000 - rmWT-W.rr..tr W.d, ebo.t Perm. ee, d 1901-Arroepd !er P4eto-R«eNtns •~. . . x.en I[J~, 19a, Idh"9. Pa RqC^.^•LE~•OfflC~ OP THE J - ~ ~~~ aTCCR~ER Of OfEbs ~ (~ 27 2 ~ Pi-1 1961 M~iDE THE ~ day of •e~ i~fl1~~~ of our Lord one thoeesand I9ine hundred sixty-seven (1967} BETWEEN WILLIAM E. BIDDLE and HELEN V. BIDDLE, his wife, of the Township of Silver Spring, County of Cumberland and State of.Pennaylvania, hereinafter called the Grantors , a9td WILLIAM E. BIDDLE and HELEN V. BIDDLE, his wife, Of the aforesaid Township, County and State, hereinafter called the' Grantees WITNESSETH, that in consideratiox of Gne ($1.00) -------------------------- ------------------------------------------------------------- Doliarra, in Iwnd paid, the receipt whereof is hereby acl9nowf.edged, the said grantors do hereby gm+et mad convey to the said grantee sr ALL those two (2) farms situate in Silver Spring Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows: FARM N0. is ALL that certain tract or parcel of land situate, Iying and being in Silver Spring Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at stones, the corner of land of Lewis Delone; thence by land of the said Delone, John Jacobe' Heirs and Fran3c Kost, South seventy-four and one-half {74 1/2) degrees East one hundred ninety-nine (199) perches to stones; thence by land of the said E'rank xost and E. K. Deemey, South twenty-four (24) degrees East eighty-four and five-tenth {84.5) perches to a black oak; thence by land of the said E. K. Deemey South fourteen and one-half (19 1/2) degrees West sixty-four and eight-tenth (64.8) perches to stones; thence by the same South forty-five and one- fourth (45 1/4) degrees West one hundred sixty-four and eight- tentha (164.8) perches to stones; thence by lands of John Herman and Elizabeth Bowman North sixteen and one-half (16 1/2) degrees West three hundred twenty-three (323) perches to stones; the place o€ BEGINNING. Containing two hundred thirty-seven {237) acres and one hundred (100) perches neat measure. BEING the same premises which W. B. Davidson et al by their deed dated June 25, 1997, and recorded in the Recorder's Office in and for said Cumberland County in Deed Book "O", Vol. 13, page 220, granted and conveyed unto William J. Biddle {See also. Deed Book "O°, Vol. 13, page 222). FARM NO. 2: ALL that certain farm or tract of land situate in the Township of Silver Spring, County of Cumberland and State of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a stone in the Public Road at corner of lands of Roland T. Fenton and William F. Cowan; thence along lands of said BUQi(~ ~~'rAGE 1J1 ,,, , 4........u! A A..-_: . ~. . I,...J., .J_._L.11ll.. i ~ i u o ltll_. I ('~ 1 u Roland T. Fenton North fifteen (15) degrees thirty (30y minutes West, two thousand nine hundred air and ninety one-hundredths (2904.90) feet to a point at corner of lands of said Fenton and the Southern Right-of-way of the Pennsylvania Turnpike; thence along the Southern Right-of-way of said Pennsylvania Turnpike South sixty-eight (68) degrees forty-five (45) minutes East, fifteen hundred and eighty- three (1583y feet, more or less, to a point on the said Southern Right-of-way of the Pennsylvania Turnpike at corner of other lands of William J. Biddle; thence along said other lands of William J. Biddle South sixteen (16) degrees thirty (30) minutes East, three . thousand twenty and five-tenths {3020.5) feet to a point on line of lands of Fred Myers; thence along lands of said Fred Myers South fifty-nine (59) degrees fifteen (15) minutes West, six hundred sixty-eight and twenty-five one-hundredths (668.25) feet to a stone on line of lands of William F. Cowon; thence along lands of said William F.•COwon North thirty-one (31) degrees forty-five (95) minutes West, eight hundred eighty-one and one-tenth (881.1) feet to a walnut tree: thence further by same North forty-eight (48) degrees fifteen (15) minutes West, four hundred ninety-five (495) feet to a point in the aforesaid road; thence along the aforesaid road South fifty-nine (59) degrees thirty (30) minutes West, one hundred forty-six and eighty-five one-hundredths (146.85) feet to a stone in said Public Road at the place of BEGINNING. Containing 96.09 acres of land, more or less. BEING the same premises which Samuel A. Bowman and Alma W. Bowman, his wife, by their deed dated April 1, 1955, and re- corded in the Recorder's Office aforesaid in Deed Boak "I", Vol. I6, page 76, granted and conveyed unto the said William J. Biddle. The said William J. Biddle being sei2ed of the aforesaid two tracts of land died January 3, 1964 leaving a last will and Testament dated February 26, 1951 wherein and whereby he left all of his estate, real and personal, share and share alike, to his two children, Betty Ann Sullivan and William E. Biddle, one of the parties hereto. The above described real estate was awarded to Betty Ann Sullivan and William E. Biddle by Decree Awarding Real Estate issued by the Orphans' Court of Cumberland County on August 22, 1967, which said Decree is recorded in the Recorder's Office aforesaid in Deed Book "L", Vol. 22, Page 100b. The said Betty Ann Biddle Sullivan and Frank J. Sullivan, her husband by their deed dated gr"~, ,,, 1967, and recorded in the Recorder's Office aforesaid in Deed Book O Vol. ~ , Page iz~ granter and conveyed all her rights t tle and interest in and to said premises unto William E. Biddle, one of the grantors herein. BOOK O ;22eAC~ 13~c n AND the said prantore hereby covenant and spree that they and sash of them will warrant Generally the property hereby conveyed. ' IN WITNESS WHEREOF, said ynzators ha ve hereStnto sat their hates a~td 8e~s the day and year just above written. ~ ~~~ /f~,~ "' 8tgnrD. BmkA naD ieltrsrrA . "-"'yl"~ ~~'~'f5E! Lh.~...__.. aasL 1n tllr ~reernre of 7 E'1gSt- B'id ~ .-..-_.__.. ss~L ..5~?kera~i.~.lP_ .. ,...~. - .. .'''~~~ ~ _..........»._...~_~.......,...»....._..__.__._...__ s~AL State of Pennsylvania as. County of Cumberland On this, the /~ ~ day o/ ~ . 19 67 ,before me, a notary Public in and for said State and County, the undersigned oljicer, personally appeared William E. Biddle and Helen V. Biddle, his wife, known to nSe (or satisfactorily proven) to ba the peramrs wkose names are subscribed to the within instrument, and eclmowtadOsd that they executed came for the purpeaes therein contained ~N WITNESS WHEREOF, I herreunto set my hand and o,~eial sea[. :.... ;.~:.~:: V ?.''O '~" 1aL-1SEl91Et1Ytl..IlQifLr.tJl~1~.-,.....'--.-.°-°. --'-.__...... !"'"n ~ ~ :< {~ : ~ NE(Hix~CSSU(4i pA".!'6" C1'!,'41SN1 CONR- Title of Ol~cer. <• ~ f i w ~ _' ~ Z - Sry COSY4~Sf~ON IInIIFS OC101tA 1t, itt~ / ~ ~~ ~ "' ~ ~ v r,y r~< cX do heE+aby cerhJ~ Etter fhs precise residence and eomplefe post oflue address o/ tke withus Warned pmntte is ~E'.d~"~/~ ' f~.e~.. p,~, ' AttprEEty for ~~ss~.toss._.__.._........._....~..._.. 800K O Z2ibCE :L.i3 T .E •Y' ' ~~ his 4 ~`Ae~e~ ~ ~ ~ ^6 ~~~~~ 1 j4~aa~~"A$~a~ ~~~'~~~t~`'~$~` ~~~~~~~ ~ • ~ ~ ~"~`-mot. ~{~'` S' {~ 4y~4 ~ d l ~ ~ 1 i t 4 ~; A~, 2~!~4-`~ ~~~~~yyyy{{t~ !x i qS~~3 w~ ~~ s "'r~~,r'.~ +r+~+t1 ~ ~ i ~~ i ~. $} lea9g } ~ ~ ~ 4p19 ~$`sA6~ f6.4 Aa~~t E~ K ~~~ ~ a i. 4a~nS ~ ~5~$ ~ i~ ~j y~ ~ 1 ~ ~~ +~ `y glgg~a ~q qE 3 9~x Z +~ ~ y xy{y ~~9-tt~.q} ea t j4"• A 1 P ~, FFF9 A. .4E ~t~ Y 4! ~a~ ~€~ fir-- J•R'~]W~ ~~~~9~ ~~i$9Sq~ +~4 ~ f T i ~ng 4~_ ~ ~~1~ ~~a ,$ipx;[t}xS ,r. ~ ~~;;, - ~~~~ ~ ~~ ~iTj~9 ~ ~6 A .`< ~ ~z _"-_-` a~ 5I"8o ~ R a __ .. ;`;,~. /~w;J~ ~ i ~ ~ ~$~ 4 ~ Bn~ ~ 56.6 L-6oRXM1tn'n ~ ~~ \` \ r ~~ ~ ~~i 8 ~hs~T 5 ,' s ~w''~WW~ II - ~ ~~ ~~"~~ : Off: / ,~~, ~'~ '1 4 f~ N YY A g o r a~, ' S '' i Z e~~~ U 4 P y~ ~ °6~~ Q~ ~~k~ L~s~ 'a' m i j AA pDD ai Rip} i, ~~{ ~,4 m g f ~ Ibis o ;_~~~ e~; Nan ~4p H ~~ T m .~ -1 iE9 2 Y ~ 4 y &$ ~ 4 L r N ' ' ~ ?~ '~ a ~ z ' ~ w ~ o p i D ~ p n C 9~ ~ 9 ~~~ ~ ~. ~~~ ~. _ ~ ' a ~ T O ~ ~ a -, ~ Y ' ~'{~ c c ~ „ j ~ " ~+ 8t w .~ ~ ~_ cr: ~ p 1 ~ g, _ F31~. _~ - ~ ; pC w ' ... •~ i _: 4}:{ Z ~i ~ fib: ~Sw `z is~~~s ~~~A: ~~ ~~d 4 z ;~~~ e > ~S ,~ c a z ~u ~ 9 7 s; A4~ ai e 1 e . t°~~.il ., _~M__.." ~'i ~I i; i t i i it :Iii '~ b w m~ e DA 9~ z @ ~;H / _ _ ~ b $~F o~ ~ ~~~ ~- y~ ~~ ~ v 99~F"~ ~ ~~~'qSd aB~ / ~ m y~Gpt'g~~g~b~~'~~ gg _ _ _,~ _ ! , ti ,c a J~ ,~- s /~~ ; /. ~ A '" ~ Y6 ~ { ° ~ ~ ~' jj ,~~' ~~/,rl `a # ` ~ i X ~ 5t / o,~ r 5 ~ r ~ Ya _i f h 3 ~ ~l ,- ~-, r' `4 .y f ! L II'~i A ~ i ~ I I ~ ~ ~ I , ~ ~~ e ~~ I~ II s~k~ ~ ~ . i \\ ` ~ ~~ \ 1 \ \ \\\ / ~' ~ ~~ ~ _ ; B~R~4~ ~/ ~' \ I e / o~ a { ~i , ysa~r~/ ~ ' f~ m ' ~ ...o / ~ 1 - ~- - ~; ~~ ~ ~ ~~~ '~ -, ' r // i, ~~/ ~ ~ 6 \ ~ ~ ; ~ ~ / ~ ~ ~ ' ~ ~©/ l~; ~ ~+,/r~ -7 , r " 4~ ~.: ~ _^` ` t ~; . ;'~ F~ ~~; :'"' y / s? v e y~r / ~~, @~ ~ ~ 5 S M ~ €" v~,+/t/ ~fgg ~~w ~ g~a ~ 6g __ 1J X .A(:.gg t ~a o f \ rah `~~ 9p # uas ~ ~ n. 4 yg~ •~ 0 t 00 00~ ~~i":eZ~~~~iiaf ~{~~~~r eR~~P''>c e .as . , , ~~gt s N ~~ayN a; ~~ ~.a ,~ >: ~ $ ~~ HARTMAN AND 10k1q" gS~SO .IrA~T@Y S~ INC. FM W.CURK fM wo~.ne. N a~owc ~ nnnwx 4 g Y~ k ~ mm m ~ 4k~ ~~ ~ N - .nr«n~.+.masn ~,B K - 9 4 ~ PC -- ~,~ ,~-~- s ~ I I$ 4a ~ ~ 1, ~~ _ ..~i~i p i ~$ ~~~~7 ~; ~lll a~~ ~ ~~~~ ~ ~ ~ ~~ ~~~ ~~n~ ~gg~2 vmm~ u ~~~mo ~~ ~ LOT NOS. 6 & 7 ~ 2 HELEN V. BkDDLE ~ ~ ~' ~ t 1 r., 'l8 A . L a; BIDDLE ESTATE BIDDLE ESTATE Page 1 of 1 Unincorporated Towns Parcels Counties Roads Minor Hydro 2007 Orthophotography Ally Red: Band_1 --Minor Road Major Hydro .Green: Band_2 -State Road Blue: Band_3 Interstate Water Bodies http://ccgis.ccpa.net/taxmapper/ 9/2/201 ~ 1 1 1 1 1 1 1 1 1 1 1 1 W z i ~ ~ ~ ~ ~ p W o Z s ae y, r~ .s Z W d ~ ~ N ~ ~ Qt U N O O v1,a~ p ~" o Z r °o y er. pd ' ~ E~ W x ~ _ O ~ W~~ ~ `J ~,. W w Z 1 O Mr w ~ ~ N F ! W ,.. ~ . I~ V ~ ~ ___ ___ -_ z S ~ --- - __._-- --------- /- 5 ob ' o 6~ % a ~ V W W !' : ~ Y~O U Z~ i ~ )~ l ~ a N ~ ~ I N ~. :. ry / i ~~ Q ! ,jl' W 1~~f1 Z W _ I~ Q p ¢ 0\1 W N °~ O I/~ ~~~~ 11%it1 ,,~~f W /% i~ C .'S~~U h i~~ ~`~ f~ ~/. QY ~// 2 !~ f xfl! ti ( ~' !~ i ~~ iJ ~,~, ~% ~;,, v w Z i N q~, z•!i? si- ~. U W 2 N W s O O `^E m T iai M a~i WW r b'~Y. E5~~ w ~ ~ "' ~aD 0 6~ Q G ~ffi=m ., ~ 9 5 ~ t,. ~" a ~ ~ g d ~ ~ a=. ~~8~4 W p v CV c UE : ~~ d M W me.. r a ~ $o 6°6$mo E E ~ ~a WQ ~ s ~ N 't.. ~' ~ m d y. ;~ f L ~ ~ W S~ i ~~' • G ~ i~~\ ~ ~ ~ ~u ~~ ~~~ a CO ~o O7.7 a ~i, ~a N >F < d WLL W~ U Zx o Wa C K S F,'~ ~ °s\v'•> tL 4 i~'1~ 4A2sj~\F W '~~" b } N ~--.i.,:.~ W N b ty c,~ W C v O W N Z O U w O N '~a` Sll W Il 31v o..,.....,., ~ ~~ 1 oArt NANS a wvuuxrjW • zarrc aANR PERRY COUNTY on]p3a a s No.rRr Aw wNS wc. R-z ro c-: m-z n+n33 a nsvo R-i ro c-] 3)-] _ ~ ~]~ ~~ ~ '~ ~ ~ YT ~ ~ n]/t lET1FNlEx. ING A TO R SB-1 ~yVL~ - -~^'~` t _ T ~. r - _ _ n]/I xgMW3 FMY3, INC. A TO R-1 9B-S -l/r/ T. r'. T r I ' ' I I T I ~ ~.. I ns/+we vucR vn+c rw. rv wv BauxouBCS su-a t J I ~.. 1 i-,. ] ! - - ~ i /y I/oBnooo CH PROPERtt of1QOPNEMi Aa50C. 110p 010 C-3 ZOOp-R f I ~ I - ~•-. ~ "r{ ~ ~ I ~ t/lanma 1E1Y RINK R-2 ro C-3 100D-a / ~ - ~T 'r 5 ( Y ~t_~IL~7 , },~ ( I /]3/t0o1 COYYfAf£ BAHx R 1 ro C-] 2001-8 / 1 I ~ ,~ ~_ { I~ ~ /za/z001 UWIENQ ASSOpAlE6 R-I TO C J 1-A01 I / ',." `'1 ~~ ~ ~ f-r~ "i ~'~"fT~~"~' \ I /m/mw uuoi rrnrxws v cm -:roc-] mo.-] ry ~ - `~ k; ,r/_~ _ _ . --1 /xznaw lsw AssoaAta vi 1 m R-i zooms. ~ ~ r ~ 1 tft, 4 ~ Ti. _~ q ~I i r/mov ~urx c F[Rws ~ vA1moA N rtwBS A ro c ] lo-zaw / ` ~ F __$- _» - _ ~ t~ ~ /nnooa Raxa4 RD0. INO Bu1fA R-1 TO Ixr 1-zoos ' ! ~ ~ - }- - _ - ~ 1 T ~i- ~ - ~ /zanooa xmw, NarN.w Axo s1naR a ro c-i A-woa \` 4 ~ 1 ~- _ ~ ~r h _ -rf- ne/zoo3 na AsmoAl¢ R-, ro o A-zoov T ~' } '~ _ _ _. _ _ 1 r FrEIVD r y ~ r_ ~ _* - -- - - ; i- rz e (9R-} _ _ _ l- _ h ,. I r - .J ~ ~- arxrAr i crtrrx 1 aux Y ~~'~~. 1--`~ 1 J,_ rl I 4 I w,a,~ x -. rAx vlACa eauxoAwEs w t ~~ ~ ~+~ ; ~ ,~ rn x / f ,.- ~ ~ ~ ~ . ~ ' ~ ,' a ' 1 ;\ 3 STATE ROUTES H ~ . , -, \ ~ ~ ~ ~ TOWNSIHIP ROADS ~ I ~..'o Wiz,, ~ ~ ~ ~' 1 ~~t,~ ,"V ~ ~ , ~~. s ~ ~~ , .-: ~~. ,r , , ~ ~~ ~~ e~~ ~~ ~fi a ~~~ I ~~ » ~_~ ,. .. -, - x ;-~. ~ . ~ ~ ' ~ %. ~, ' - -- - ~ _ "~. - R A ., s W = ~ ~ ~ `, ~ - ~ s ~' ~' ," , r a < ~ G - ~ ~ ', ~ g ~ ~/r ~~~ ~ ~f' ° ZONING DISTRICTS LEGEND ' ~ ~ <~' 0 ~ CONSERVATION ® NEIGHBORHOOD '~L. \ COMMERCIAL A AGRICULTURE C-2 COMMUNITY 1 ~' ` ~~~ ~ ~~ - ~ ~ ~ COMMERCIAL .a.,aw,..,,~^ 9 '°~ 1 - ~\ ~~ ~ ~ \ ~ RESIDENTIAL ~~~ COMMERCIAL ?.I ~ RESIDENTIAL PROFESSIONAL -~k~ _ ~ ~ ,: RE ESTATE ~ OFFICE ~F ~ " 3 ~- ~ ~ " R-1 LIGHT k ~~ I _ ~ °' R-~ RESIDENTIAL I-~ INDUSTRIAL ` \ .' ' `", ~ ~ /' ~~' `;::" \ ~ HIGH DENSITY ^ GENERAL R I '-L ~ ~ ._~ ~ ~ RESIDENTIAL _p INDUSTRIAL ~ ~ - r - ~~ ~` 14~ T VILLAGE / ~ ~-~~ 3 INT INTERCHANGE - \~~_ RESIDENTIAL T., ?. ~~' ~'~,,, ~, OUARRY MONROE TOWNSHIP y~~_,~y~~c y~ MAINTAINED BY: ~ / A SLV'cft SPR)fV'. ~ C}1 NSI-llP ., oA7SC~ i~' ~~r N1. ~. IA'VI( -~ SII.VER SPRING TOWNSHIP ~= o. ~ ,3 R cvMSE~uaNn coUnrtY. PEtvNSSrLV.~rnw ~', EMx, PA 1]015 - ~r111zz3asil usr Rav® avnrsow ~~1'>i.~ ~~, a ,. 1 SECTION 201 AGRICULTURAL ZONE (A) 201.1. Purpose -The primary purpose of this Zone is to promote the continuation and preservation of agricultural activities in those areas most suitable for such activities. Areas contained within the Zone have been specifically identified as possessing valuable and nonrenewable natural and cultural resources. This Zone also intends to protect the Township's agricultural economy by eliminating uses that are incompatible with farming, but permitting limited agricultural support businesses. Consequently, residential uses are limited and any future inhabitants in this Zone must be willing to accept the impacts associated with normal farming practices, and related businesses. Finally, the provisions of this Zone have been specifically formulated to further the objectives of the Municipalities Planning Code which provides that local zoning ordinances shall be designed "to preserve prime agriculture and farm land considering topography, soil type and classification, and present use." 201.2. Permitted Uses 1. Agriculture, including one single-family detached dwelling contained on the site. 2. Commercial livestock operations, subject to the following: A. All buildings used for the housing of livestock shall consist of a solid concrete slab or slotted floor; B. Minimum Lot Area -Twenty (20) acres; C. The following additional setbacks shall apply for Commercial Ltvestock Operations: a. If a Commercial Livestock O eration involves an avera e of less than P g 5 animal equivalent units per acre on contiguous land, then the following minimum setbacks shall apply for buildings housing such livestock: 1. 200 feet from a lot in a residential district, 2. 150 feet from an existing dwelling that is not within a residential district, 3. 40 feet from all other exterior lot lines. 1 b. If a Commercial Livestock Operation involves an average of 5 or more animal equivalent units per acre on contiguous land, then the following minimum setbacks shall apply for buildings housing such. livestock: 1. 500 feet from a lot in a residential district, 2. 200 feet from an existing dwelling that is not within a residential district and that existed prior to the adoption of this Section, and 3. 60 feet from. all other exterior lot lines. t 1 1 As a special exception use, the Zoning Hearing Board may approve a smaller setback for the expansion of livestock facilities that existed prior to the adoption of this Section where the applicant proves that there is no reasonable and feasible alternative and where the applicant proves that the lesser distance would be mitigated by appropriate measures that the applicant agrees to install as a condition of the special exception approval. Silver Spring Township Zoning Ordinance -42- Article 2 Zone Regulations i d. The setbacks from property lines provided in this Section 201.2.2.C. for this use shall not apply from: t (1) dwellings or lots owned by the operator or owner of the livestock use, (2) dwellings or lots owned by a property-owner providing a written notarized letter waiving such setback, and/or (3) dwellings that did not exist at the time of adoption of this Section. D. The applicant shall furnish qualified evidence that the proposed use has an approved manure management plan that complies with the applicable PA DEP guidelines. All subsequent operations on the site shall be required to strictly adhere to this approved manure management plan; and, E. The applicant shall furnish evidence from the Cumberland County Conservation District that the proposed use has an approved Conservation. Plan; and, ' 3. 4. Single-family detached dwellings; Public and nonprofit parks and playgrounds; S. Public utilities structures, excluding communication antennas, towers, and equipment; 6. Flag lot residences, subject to the standards of Section 605.04.7. of the Subdivision and Land Development Ordinance; 7. Forestry Activities (See Section 348); 8. ECHO housing (see Section 331); 9. Stables and kennels (see Section 340); 10. Two-family conversions (see Section. 342); ' 11. Accessory apartments (see Section 320); and, 12. Temporary farm employee housing (see Section 341); 13. Accessory uses customarily incidental to the above permitted uses, including, but not limited to, the following: 1 1 1 1 1 A. Roadside stands, as an accessory use to the farm, for the sale of agricultural products, subject to the following: a. Any structure used to display such goods shall not exceed two thousand (2,000) square feet in size, and shall be located at least twenty-five (25) feet from any property line; b. At least half of the products displayed for sale must have been produced on the premises; c. Off-street parking shall be provided for all employees and customers; and, d. Only one (1) sign not to exceed six (6) square feet in total sign area shall be displayed in season when products are on sale. A freestanding sign shall not exceed a height of five (5) feet, or an attached sign shall not extend above the height of the building or structure to which it is attached. B. Family day-care facilities as defined herein (See Section 416); C. Manure storage facilities, as an accessory use to a farm, subject to the following regulations: ArtiGe 2 Zone Regulations -43- Silver Spring Township Zoning Ordinance 1 ' a. All manure storage facilities shall be designed in compliance with the guidelines outlined in the publication Manure ~I~Ianagement for Environmental Protection, Bureau of Water Quality Management Publication No. 43, and any revisions, supplements, and replacements thereof, published by the Pennsylvania Department of Environmental Protection, copies of which are available from the Water Quality Management in the Department of Environmental Protection Regional Offices located at 1 Ararat Boulevard, Harrisburg, PA 17110, telephone (717) 657-4585; b. All waste storage facilities' designs shall be reviewed by the Cumberland County Conservation District. The applicant shall furnish a letter from the Conservation District attesting to approval of the design of the proposed facility; and, c. Construction and subsequent operation of the waste storage facility shall be in accordance with the permit and the approved design. Any design changes during construction or subsequent operation will require the obtainment of another review by the Cumberland County Conservation District; and, D. Beekeeping, on any farm within the Township, subject to the following: a. The applicant shall obtain a zoning permit from the Zoning Officer; 1 b. It shall be the duty of the applicant to maintain each colony so as not to create a public nuisance; c. Colonies shall be maintained in movable frame hives; d. All beehives shall be maintained in a healthy condition using locally- accepted beekeeping management procedures; e. All hives shall be at least fifty (50) feet ftom a public road, or shall have a minimum five (5) foot high fence or vegetative obstruction between the 1 apiary and the road, or shall be elevated above the roadway so as to direct bee flight above traffic or pedestrians; f. There shall be a source of water within one-half ('rz) mile of the apiary; and, g. New apiaries often (10) hives or more shall not be established within fifty (50) yards of any adjoining property containing a residence. 14. Non-commercial keeping of livestock (see Section 337). 201.3. Special Exception Uses (Subject to the review procedures listed in Section 604.3. of this Ordinance.) 1. Farm occupations (see Section 417); 2. Home occupations (see Section 422); 3. Bed and breakfasts (see Section 404); 4. Public and private schools (see Section 432); 5. Communication towers, antennas and equipment (see Section 412); and, 6. Amateur Radio Antennas (see Section 447). 2 1 0 .4. Conditional Uses (Subject to the review procedures listed in Section 704 of this Ordinance.) Sihrer Spring Township Zoning Ordinance -44- Article 2 Zone Regulations 1 1 1 1 1 1 1 1 t 1. Airports heliports (see Section 403); and 2. Churches (see Section 407). 201.5. Maximum Number of Permitted Dwellings or Lots 1. For each tract of contiguous land in single and separate ownership (parent tract) as of the effective date of this Ordinance, there may be one (1) lot subdivided or one principal residence constructed for either asingle-family detached nonfarm, or farm dwelling, according to the following schedule: Lot Area (Acres) Total Number of At Least Less Than Permitted Lots/Dwellings* 2 20 2 20 40 3 40 60 4 60 80 5 80 100 6 100 120 7 120 140 8 140 160 g 160 180 10 180 200 11 200 220 12 220 240 13 240 260 14 260 280 15 280 300 16 300 320 17 320 340 lg 340 360 19 360 380 20 *For parcels containing one or more (1) principal dwelling on the effective date of this Ordinance, each such dwellings shall be counted as one (1) against those permitted in the above schedule. 2. The above-described schedule shall not apply to ECHO housing, two-family conversions, nor temporary farm employee housing, unless new lots are created for such units. 3. Lot add-ons involving agricultural land in which no new lots are created shall not be counted against the number of lots permitted to be created in the schedule of Section 201.5.1.; ArtiGe 2 Zone Regulations -45- Silver Spring Township Zoning Ordinance 1 1 1 1 1 1 201.6. 4. Regardless of size, no tract of land subdivided from its parent tract shall qualify for additional single-family detached dwellings or lots pursuant to this section. Similarly, any subsequent owner of any portion of the parent tract legally existing on the effective date of this Ordinance shall be bound by the actions of previous owners in that such current owner may only subdivide for purposes of additional single-family dwellings the number of lots, if any, remaining from the original number permitted by this section. Any subdivision or land development plan here- after filed for a tract of land in the Agricultural Zone shall specify which lot or lots shall carry with them the right to erect or place thereon any unused quota of single- family detached dwellings as determined by the provisions of this section; and, 5. In the event a tract of land which was not classified as part of the Agricultural. Zone on the effective date of this Ordinance is hereafter classified as part of the Agricultural Zone, the size and ownership of such tract shall be determined as of the effective date of the change in the zoning classification. Design Standards 1. Agricultural uses: A. Minimum lot size -Ten (10) acres; B. Minimum lot width -One hundred (100) feet at building setback line, and sixty (60) feet at the street frontage; C. Maximum lot coverage -Ten percent (10%); D. Maximum permitted height -Eighty-five (85) feet for uninhabitable accessory ' farm structures, and thirty-five (35} feet for other structures. Further provided that every structure is set back from each property line a distance at least equal to its height; E. Minimum setback re~c uirements: a. Front yard -Fifty (50) feet; b. Side yards -Fifty (50) feet on each. side; c. Rear yard -Fifty (50) feet; d. Special setback requirements -Except as provided for in the following paragraph, no area for the storage or processing of manure, garbage, or spent mushroom compost, structures for the cultivation of mushrooms or the raising of commercial livestock, or any building housing commercial livestock, shall be permitted within three hundred (300) feet of any land within any residential zone. The Zoning Hearing Board may, as a special exception, however, reduce the above special setback requirements where it is shown that, because of prevailing winds, unusual obstructions, topography, or other conditions, a lesser distance would protect adjoining lands from odor, dust, or other hazards. In no case, however, shall the Zoning Hearing Board reduce the special setback to less than two hundred (200) feet. The burden shall be upon the applicant to prove that a lesser distance would not be detrimental to the health, safety, and general welfare of the community; and, e. These setbacks shall not apply to agricultural fences that are used to contain agricultural livestock. Such fences shall be set back. a minimum of six (6) feet from any adjoining street right-of--way lines. Silver Spring Township Zoning Ordinance -46- Article 2 Zone Regulations 1 1 1 1 1 1 i 1 1 1 1 1 1 1 2. Single-family detached dwellings: A. The lot area shall be a minimum of one (1) acre per dwelling; B. A maximum lot area of two (2) acres per dwelling shall also apply, except that such requirement shall not apply if the applicant can demonstrate by credible evidence that the area proposed for the dwelling lot (1) does not predominately consist of Class I, II and/or III soils, as identified in the soil survey, or (2) is generally unsuitable for agricultural purposes; C. Where an applicant desires to subdivide an existing dwelling from the parent tract, the applicant may opt to impose the maximum lot area requirements of this section upon such existing dwelling, rather than on a proposed dwelling located on the remainder of the parent tract; D. The minimum lot area requirements imposed by this section assume compliance with all PA DEP regulations pertaining to sewage disposal. For those lots using on-site sewage disposal systems, Section 311 of this Ordinance shall apply; E. All single-family detached dwellings shall comply with the following design standards: Minimum Maximum Minimum Yard Setbacks Maximum Lot Width Lot Coverage Front One Side Both Sides Rear Permitted Height 100 ft. 20% 50 ft. I S ft. 30 ft. 35 ft. 35 ft. F. In addition to the setbacks listed above, every single-family detached dwelling unit (not farm dwellings) proposed within the Agricultural Zone shall be set back according to the following chart. Required setback distances shall be measured as a straight line between the closest property line of the proposed dwelling and the specified use. S ecified Use Re uired Minimum Setback Facilities or area for the storage or processing of manure, 200 feet garbage, or spent mushroom compost; structures for the cultivation of mushrooms, or the raising or housing of livestock Beehives 100 feet Farm-related businesses 200 feet G. For any proposed new lot that will be occupied by a new principal dwelling, the applicant shall prove to the Zoning Officer, after review by the Planning Commission, that the new lot is being designed and located in a manner that minimizes the impact upon agricultural activities on the tract and on adjacent tracts. a. To the maximum extent feasible considering septic system regulations, a new residential lot shall be located to minimize the amount of prime agricultural land that will be removed from production, to maximize prime Article 2 Zone Regulations -47- Silver Spring Township Zoning Ordinance agricultural land on a principal agricultural lot, and to allow efficient farming activities on the remaining land. b. To the maximum extent feasible, a new residential lot shall be located to maximize the distance of the new dwelling from any livestock or poultry operations and to place the home upwind from such facilities, considering prevailing winds. 3. Other permitted, special exception, or conditional uses: A. Minimum lot size -One (1) acre, provided that public and/or nonprofit parks shall have no minimum lot area, nor lot width requirements; B. Minimum lot width -Two hundred (200) feet; C. Maximum lot coverage -Twenty percent (20%); D. Maximum permitted height -Thirty-five (35) feet; and, E. Minimum required setbacks - a. Front yard setback -Fifty (50) feet from the street right-of--way line; b. Side and setbacks -Fifty (50) feet on each side (100 feet total); c. Rear and setback -Fifty (50) feet; and, d. Maximum permitted height -Thirty-five (35) feet. 4. Residential accessory uses -Unless otherwise specified, the following requirements shall apply to accessory uses: A. Front yard setback -Three hundred feet (300')(except roadside stands and permitted signs); B. Side yard setbacks -Fifteen (15) feet on each side (30 feet total); C. Rear yard setback -Fifteen (15) feet; and, D. Maximum permitted height -Twenty-five (25) feet. Public Utilities Structure -Subject to Section 319 standards. 201.7. All uses permitted within this Zone shall also comply with the General Provisions contained within Article 3 of this Ordinance. 201.8. Agricultural Nuisance Disclaimer -All lands within the Agricultural Zone are located within an area where land is used for commercial agricultural production. Owners, residents and other users of this property maybe subjected to inconvenience discomfort and the possibility of injury to property and health arising from normal and accepted agricultural practices and operations including but not limited to noise, odors, dust, the operation of machinery of any kind including aircraft, the storage and disposal of manure, the application of fertilizers, soil amendments, herbicides and pesticides. Owners, occupants and users of this property should be prepared to accept such inconveniences, discomfort and possibility of injury from normal agricultural operations, and are hereby put on official notice that Section 4 of the Pennsylvania Act 133 or 1982 "The Right to Farm Law" may bar them from obtaining a legal judgment against such normal agricultural operations. 201.9. Required Conservation Plan -Any agricultural, horticultural, or forestry-related uses which involve earthmoving activities, or the commercial harvesting or timbering of vegetation, shall require the obtainment of an approved conservation plan. by the Cumberland County Conservation District pursuant to Chapter l02 Erosion Control of Silver Spring Township Zoning Ordinance -48- Article 2 Zone Regulations Title 25 Rules and Regulations, Department of Environmental Protection. All on-site activities shall then be in compliance with the approved conservation plan. Article 2 Zone Regulations -49- Silver Spring Township Zoning Ordinance TAX MAP -HENRY TAX MAP - H E ' Unincorporated Towns Roads Ally Minor Road ' -State Road Interstate htt ://cc is.cc a.net/taxma er/ P g P pP :~'1 Parcels Counties Minor Hydro 2007 Orthophotography Red: Band_1 Major Hydro Green: Band_2 Blue: Band_3 Water Bodies Page 1 of 1 9/2/2010 Custom Report Full Report Master District 21 Owner Name FULMER, BRADFORD S Parcel ID 21050431051 Mail Addr 223 NORTH LOCUST POINT ROAD Property Addr HOLLOW BROOK DR Mail Addr2 MECHANICSBURG PA 17050 City State Zip PA Subdivision Owner Display BRADFORD S FULMER House Number Last Sale Date 11/5/2009 Year Built Last Sale Price $105,000.00 Property and Owner Information Plat Image Property Type Care of Name Land Use Code School District 4 Land Description Neigborhood 2100 Lot Condo Unit ID Census Trad 118.03 Latitude Census Blk Grp 2 Longitude Assessment Values Land Value $6,520.00 Total Value $60,760.00 Transfer (Sale) History Sale Date Sale Price 11/5/2009 $105,000.00 4/26/1999 $1.00 Building Characteristics Year Built Eff Year Built Living Area SF 0 Living Area Factor 0 Living Area Total 0 Limiting Factors L16,L25 V VACANT LAND (> 10 ACRES) 113 AGRICULTURAL VACANT LAND LOT 5-B PB 45 PG 146 L-00056 -77.160783 -40.251984 Building Value Clean And Green Deed Book 20093 00198 Deeded Acres Stories Dwelling Type Sewer Type Road Type Water Source $0.00 YES Deed Page 595 00061 10 UNKNOWN PAVED NONE http://cpml.fnismis.com/Paragon/Tax/Reports/CustomReport.aspx?taxid=45782&reportid=-1 Page 1 of 1 9/2/2010 ,TAX MAP - FULMER TAX MAP - FU LM E R ' Unincorporated Towns Roads Ally Minor Road ' -State Road Interstate htt ://cc is.cc a.net/taxma r p g p ppe / Parcels Counties Minor Hydro 2007 Orthophotography Red: Band_1 Major Hydro Green: Band_2 Blue: Band_3 Water Bodies Page 1 of l 9/2/2010 1 1 1 1 1 1 1 1 1 1 1 1 1 Custom Report Full Report Master District OS Parcel ID 08090523115 Property Addr STONEHOUSE RD City State Zip PA Owner Display ERIC C SANDS & D H TRACY Last Sale Date 2/4/2010 Last Sale Price $95,000.00 Property and Owner Information Plat Image Property Type Care of Name Land Use Code School District 3 Land Description Neigborhood 810 Lot Condo Unit ID Census Tract 306.01 Latitude Census Blk Grp 1 Longitude Assessment Va lues Land Value $112,220.00 Total Value $112,220.00 Transfer (Sale) History Owner Name Mail Addr Mail Addr2 Subdivision House Number Year Built SANDS, ERIC C & TRACY D H 2141 NEWVILLE ROAD CARLISLE PA 17015 SOUTH FIELDS V VACANT LAND (> 10 ACRES) 113 AGRICULTURAL VACANT LAND LOT 5 PB 93 PG 90 L-0005 -77.318005 -40.359874 Building Value Clean And Green Sate Date Sale Price Deed Book 2/4/2010 $95,000.00 20100 Building Characteristics Year Built Deeded Acres Eff Year Built Stories Living Area SF 0 Dwelling Type Living Area Factor 0 Sewer Type Living Area Total 0 Road Type Limiting Factors Water Source Deed Paae 177 10.47 SANDMND PAVED WELL $0.00 http://cpml.fnismis.com/Paragon/Tax/Reports/CustomReport.aspx?taxid=9807&reportid=-1 Page 1 of 1 9/2/2010 1 TAX MAP -SANDS TAX MAP -SANDS Unincorporated Towns Roads Ally Minor Road -State Road Interstate http://ccgis.ccpa.netltaxmapper/ Parcels Counties Minor Hydro 2007 Orthophotography Red: Band_1 Major Hydro Green: Band_2 Blue: Band_3 Water Bodies Page 1 of 1 9/2/2010 ' BRIAN D. PEDRICK, IFAA PA State Certified General Appraiser, License # GA-001200E ' FORMAL EDUCATION: The Pennsylvania State University, University Park, PA 16802. Received a Bachelor of Science degree in General Agriculture in 1982. National Association of Independent Fee Appraisers Inc. Principles of Farm, Ranch and Rural Appraising - 1996 Advanced Farm, Ranch and Rural Appraising - 1996 Capitalization Rates, Discount Rates and Ratios - 1996 Uniform Standards of Professional Appraisal Practice - 1997, 2000, 2003, 2005 ' Pennsylvania Real Estate Appraiser Law and Regulations - 2000, 2002, 2004 Litigation Valuation - 2001 American Society of Farm Managers and Rural Appraisers ' Conservation Easement Valuations & Case Studies - 2006 Oil, Gas and Mineral Appraisals - 2010 ' Appraisal Institute Partial Interest Valuation -Undivided - 2000 Uniform Appraisal Standards for Federal Land Acquisitions - 2004 ' Valuation of Conservation Easements - 2008 Assessors' Association of Pennsylvania Fundamentals of Real Estate Appraisal - 1993 Site and Market Analysis - 1993 Cost Approach to Value - 1993 Income Approach to Value - 1993 Appraisal Standards and Ethics - 1995, 1997 Pennsylvania Real Estate Law and Regulations, 1999 Berks Real Estate Institute ' Real Estate Tax and Investment, 1998 Pennsylvania Realtors Institute Appraisal Standards and Ethics - 1993 Narrative Report Writing - 1993 Introduction to Commercial Appraisals - 1993 Institute of Real Estate Studies Real Estate Law - 1993 Real Estate Investment - 1995 ' Real Estate Finance - 1995 Residential Construction - 1996 Property Management - 1997 Lee and Grant Company Appraising Historic Properties - 1995 Environmental Hazards - 1995 Eminent Domain - 1995 Appraisal Standards and Ethics - 1995 r-, it McKissock Data Systems Real Estate Fraud - 2001 Expert Witness Testimony - 2001 USPAP - 2007, 2009 Pennsylvania State University Agricultural Engineering Workshop -Dairy Housing - 2002 Forest Steward's Program - 40 hours - 2008 Received credit for 21 undergraduate business courses from area universities, 1985-1988. 1 `~ L~ PROFESSIONAL EXPERIENCE: Agrarian Associates, Inc.: President and PA State Certified General Appraiser, 1995 to present. Responsible for the administration of appraisal services for the south-central Pennsylvania area. Agrarian Associates Inc. is an appraisal company that specializes in Real Estate appraisal of agricultural properties, including Market Values, Agricultural-Use Values, Property Tax Assessment Appeals and Conservation Easement Valuations. USDA Farmers Home Administration: 1983-1993. County Supervisor in Lancaster, Berks and Schuylkill Counties. Responsible for the administration of a variety of Agricultural and Residential loan and grant programs including all aspects of loan making and servicing. Duties ' included appraisals of farms, residential properties and chattels and providing management and technical advice to borrowers as well as the management of the county office. Caseload included 150 farm accounts and 600 housing accounts. Certification, Designations and Memberships: Pa. State Certified General Appraiser. General Certification # GA-001200-L. 1 Senior Agricultural Designation -National Association of Independent Fee Appraisers (HAIFA). Master Planner Class -Lancaster County Planning Commission -Spring 2002 Member of the Assessors' Association of Pennsylvania (AAP). North Cornwall Township Agricultural Preservation Board Member Member of the Lebanon County & Pennsylvania Builders Association 1 Past President, Mount Gretna Snowmobile Volunteers Member ' SAMPLE ASSIGNMENTS (Agrarian Associates Inc.): 2,500-sow farrow to feeder complexes ' 1,400,000-bird layer operation Several 500+cow dairy facilities 2,800-sow farrow through wean facilities Sew pig nurseries Wean through finish hog facilities 48-unit subsidized elderly housing complex 48-unit subsidized housing complex 100,000 bird/year feather bird complex (fly fishing lures) Over 50,000 Acres of Land for Agricultural and Conservation Easement Purposes ' ACCOMPLISHMENTS (FmHA): County Office of the Year, 1991. County Supervisor of the Year, 1989. Runner-up County Office of the Year, 1985. Most active office in Pennsylvania based on loan volume, 1991 and 1.992. ' Only office in Pennsylvania to implement the Guaranteed Rural Housing Loan Program(1992). Among the lowest farm and housing program delinquencies in Pennsylvania. Eliminated 25 collection farm accounts while covering Berks/Schuylkill Counties. ACCOMPLISHMENTS (Agrarian Associates Inc 1• Real Estate Appraisals of 250-350 agricultural properties per year. Approved appraiser by most of the agricultural lenders throughout central and south-central Pennsylvania. ' Counties serviced include; Adams, Bedford, Berks, Blair, Bradford, Cambria, Centre, Chester, Clinton, Columbia, Cumberland, Dauphin, Franklin, Fulton, Huntington, Juniata, Lackawanna, Lancaster, Lebanon, Lycoming, Mifflin, Monroe, Montgomery, Northampton, Northumberland, Perry, Schuylkill, Snyder, Somerset, Susquehanna, Union, Wayne and York. OFFICE: ' Agrarian Associates, Inc. 327 Cumberland Street, ls` Floor Lebanon, PA 17042 ' (717) 228-1510 -telephone (717) 228-1512 -fax ' agrarian@verizon.net - e-mail t ~. ~ ~ ~ (f1 ~ d: , '",~ O's ~ C Q N N ~ ,;;? ~; ~ '~ M " ' .~ .''i+' ~ ~ '•~_; t tr3 v ~" d d ~ ~ ?~ ~` O ~, ... C.~ ' ~ C ~' r+ ~~ ~4~ C~ ~~,,, N G ~ ~.+ t4 ~ ~ ..+ti ~+ ~ r+ .,. s.. O a ;.. ~~'` 4- b v ~ ~' a ;~ y ~. ~ ~ ca ~ ~ ~ ~ 4 N ~ cz c A ~. 0 ~- ~ o., m o ~ p a U ~ a~ ~ y ~ ~ ~ ~`.r Y tN ~ U 'v oc ~. ~° r UN{ o~a a ~ ~~, ~ ~ Z Z N J j 't ,` ~~ C .t) f c1 '~ ~. r ~~ ~ r :. t ANGELA M. WRIGHT FORMAL EDUCATION: Assessors' Association of Pennsylvania Site and Market Analysis - 2006 Cost Approach to Value - 2006 Income Approach to Value - 2006 The Maryland Association of Appraisers, Inc. Appraising The Farm - 2005 Institute of Real Estate Studies Real Estate Law - 2004 Advanced Income Property - 2004 Basic Income Property - 2004 Residential Valuation Using Cost and Income Approaches - 2003 National Uniform Standards of Professional Appraisal Practice - 2003 McKissock Data Systems Environmental Issues For Appraisers- 2009 Appraising Factory Built Housing- 2009 Construction Detail and Trends - 2009 USPAP - 2009 American Society of Farm Managers and Rural Appraisers Oil, Gas and Mineral Appraisals - 2010 PROFESSIONAL EXPERIENCE: Pennsylvania State Certified General Appraiser - 2007 Licence # GA003562 -Expires 2011 Agrarian Associates, Inc.: 2003 -Present Fee Appraiser. Experience includes the appraisal of Agricultural properties located in Pennsylvania. Appraisal service areas reach 32 Pennsylvania Counties and include Counties located in the Lehigh and Susquehanna Valleys, Northeastern, North Central, South Central, and Southwestern Pennsylvania. Experience includes the research, collection, verification, analysis, and reporting of data utilizing local government offices, which include Assessment, Recorder of Deeds, Mapping and GIS, and local Zoning officials. Verification of data collected is conducted through government records, site visits of subject and comparable properties, and speaking with buyers, sellers, brokers, and auctioneers. Estimates of Value are arrived at through the analysis of data collected and are based off the development of the three approaches to value; the market, cost, and income approaches. Reports are prepared in a narrative format. OFFICE: Agrarian Associates, Inc. 327 Cumberland Street, 1S` Floor Lebanon, PA 17042 ' (717) 228-1510 -telephone (717) 228-1512 -fax agrarian@verizon.net - e-mail t 1 1 1 1 1 t 1 ..~ ~ O tD ~' M ~ ~ ++ ~ ~, Q O c;~ w '_' ~ •^ ~ ~ _' N ~ ~ =~~ _, t ~~~ ~o~~ i =~~~ : ~ ~ ~ i ~ ~ ~ ~ ~ ~ a` G. C y ~ A N ~ . c ~ r ° a o ~ CJ o 0 ~ n., ~ L ~ • L a a ~ r7'a '~ L ~ N ~ ~.~+ C ~ ~` y U t3 .:,~ e~ A a~ `~ A ~ ~ u iC. ~ L U O N d c Q p L '~ ~ N M v w ~ . ~ .. ~~ ~ ~ -~ N M a z ~ 4 ~ N i~~. ~ ~ W m ~ ~ '~ Q tt w~~y W m a~a; `s a J y ~e.~ :~ r. ~ ,-, + '> ~~ 1 SSOCIATES, INC. APPRAISAL REPORT FOR BIDDLE 1 1 1 1 1 1 1 BIDDLE LAND 1 ' LOCATION MAP 1 1 1 1 1 1 1 1 .... "~.~~~'~ "~ ~Nr~ ~y~ ~~ ~ ~ ~o-~wo miuusun wrp. anaror ns suppuers. Hn ngn[s reserved. nttp:nwww.microsoft.coMstreets © Copyright 2002 by Geographic Data Technology, Inc. All rights reserved. ®2002 Navigation Technologies. All rights reserved. This data includes information taken with permission from Canadian authorities ©1991-2002 Government of Canada (Statistics Canada andlor Geomatics Canada), all rights reserved. t Real Estate Appraisal Summary Report of Helen V. Biddle Estate Land Lot # 6 Kost Road Carlisle, Pa. 1701 S Cumberland County, Pennsylvania 10.40 Acres Prepared For: Mr. Gary Biddle (Client) l 5 Biddle Road Carlisle, Pa. 17015 Prepared By: Agrarian Associates, Inc. 327 Cumberland Street, 1st Floor Lebanon, PA 17042 Effective Date of Appraisal: June 17, 2010 Date Submitted: September 2, 2010 t AGRARIAN ASSOCIATES INC. 327 Cumberland Street, 1st Floor Lebanon, PA 17042 APPRAISAL REPORT I. Introduction t Agrarian Associates Inc. 327 Cumberland Street Lebanon, PA 17042 i (717) 228-1510 agrarian(•~verizon.net September 2, 2010 Mr. Gary Biddle, Co-Executor Helen V. Biddle Estate 15 Biddle Road Carlisle, Pa. 17015 Dear Mr. Biddle: In accordance with your request for appraisal of the Helen V. Biddle estate property located along Kost Road, Carlisle, Pa., Silver Spring Township, Cumberland County, I have estimated the market value of the 10.40 acres to be as follows: 1 As Is ***One hundred thousand dollars*** $100,000 The interest being appraised is a fee simple estate. The effective date of appraisal is June 17, 2010, the date of Helen V. Biddle's death. The property was inspected on August 18, 2010. I have made a careful study of the property and all related data and information documented in the report. I have considered all appropriate approaches to value and have complied with the intent and purposes of the Uniform Standards of Professional Appraisal Practice (USPAP) and procedures and regulations pertaining to this summary appraisal report I trust that you will find this report complete and to your satisfaction. If you have questions, feel free to contact me any time. Respectfully submitted, Digitally signed by Brian D. Brian D Peari~k ~ DN: cnsBrian D. Pedrick, o, ou=Agrarian Associates Inc, maila9 rarian@verizon.net Pedrick Datezotoogo~tmisae Brian G. Pe2i~ick, IFAA PA State Certified General Appraiser License # GA-001200E Specializing in Farms, Land, and Conservation Easements Brian D. Pedrick, IFAA GA-001200L, Epsucheolige L. Hoffman GA-043349 Angela M. Wright GA-003562 CERTIFICATE OFAPPRAISER: I certify that, to the best of my knowledge and belief .. . t - The statements of fact contained in this report are true and correct. - The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. ' - I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. - I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. - My engagement in this assignment was not contingent upon developing or reporting predetermined results. t - My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. - My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice and the Standards of Professional Practice of the National Association of Independent ' Fee Appraisers. - I (Angela M. Wright) have made a personal inspection of the property that is the subject of this report. No one provided significant real property appraisal assistance to the person signing this certification. ' - Based on all elements that could reasonably affect the value of the Helen V. Biddle estate property and considering the Assumptions and Limiting Conditions contained herein, I have estimated the market value of the subject property, as of June 17, 2010, of: As Is ' 9i~ii~Onerhundred thousand dollars*** $100,000 Brian D. Pedrick DigitalysignedbyAngeWM. DN: cn=Brian D. Pedri Wri ht ou=Agrarian Associates In<, Ange a DN.9cn=An9eW M. Wright O, Pedrick emailagrarianwerizon neq ou=Agmdan Associates Inc, L=US M. W ri g h t emaii=a9rarian~eri:nn net. Date: 2010.09.0210:20:18-05'00' <=US Date: 3010.09.0] 10:30:38-05'00' Angela M. Wright PA State Certified General Appraiser License # GA-003562 September 2, 2010 Brian D. Pedrick, IFAA ' PA State Certified General Appraiser License # GA-001200-L September 2, 2010 ' i f ~_ STATEMENT OF LIMITING CONDITIONS THIS REPORT, INCLUDING THE CERTIFICATION CONTAINED HEREIN, IS MADE EXPRESSLY SUBJECT TO THE FOLLOWING LIMITING CONDITIONS: (1) The report is not an authorized copy unless it is signed in blue ink (except for electronically signed versions). (2) Possession of this report, or a copy thereof, does not imply the right of publication nor the right of use for any purpose by anyone other than the client to whom it is addressed, without the written consent of the appraiser. (3) Neither all nor any part ofthe contents ofthis report shall be conveyed to any person or entity, other than the appraiser's or firm's client, through advertising, solicitation materials, public relations, news, sales, or other media without the written consent and approval of the authors, particularly as to valuation conclusions, the identity of the appraiser or firm with which the appraiser is connected, or any reference to the appraiser's affiliation with any professional appraisal organization or designation. Further, the appraiser or firm assumes no obligation, liability, or accountability to any third party. Ifthis report is placed in the hands of anyone but the client, client shall make such party aware of all the assumptions and limiting conditions of the assignment. (4) The use of this report is subject to the requirements of the National Association of Independent Fee Appraisers, as relating to review by their individual duly authorized representatives. Further, the disclosure of the contents of this report is governed by the By-Laws and Regulations of the National Association of Independent Fee Appraisers. 1 (5) This report shall be used in whole and not in part. The loss or removal of any portion of the report invalidates the entire report. (6) The appraiser andlor firm, by reason ofthis report, shall not be required to give testimony or be in attendance ' in any court, administrative hearing or any conferences pertainingto such, unless proper notice, arrangements and compensation terms are made in advance. (7) The appraiser andlor firm by reason ofthis report, shall have no obligation to revise the conclusions presented herein in order to reflect events andlor conditions occurring subsequent to the date of valuation. (8) The appraiser and/or firm reserves the right to review, and revise if necessary, his judgments and conclusions ' on the basis of information withheld or not discovered in the normal course of diligent investigation. (9) The appraiser andlor firm has no responsibility for matters of a legal nature, questions of survey, opinions as to title, soil or sub-soil conditions, engineering or other technical matters. (10) The property is assumed to be free and clear of all liens, encumbrances and defects of title, except those specifically cited within this appraisal report. (11) Marketable title, competent management, responsible ownership and compliance with all governmental regulations and controls are assumed, unless specifically cited otherwise within this appraisal report. ' (12) The appraiser and/or firm assumes that all required licenses and/or permits, consents or other legislative or administrative authority from any local, state or national government or private entity or organization have been or can be obtained or renewed for any use on which the value estimate(s) contained within this report are based. This also assumes a timely manner without unusual cost. Unless otherwise specifically cited in ' this appraisal report. ii 1 1 STATEMENT OF LIMITING CONDITIONS (13) The appraiser and or firm assumes that there are no hidden or unapparent conditions ofthe property, sub-soil or structures which would render it more or less valuable than otherwise competitive/comparable property. The appraiser and or firm also assumes no responsibility for such conditions or engineering studies which might be required to discover such conditions. (14) Any sketches, maps or other exhibits prepared by the appraisers and illustrated within this report are included solely to aid the reader in visualizing the property and/or its location, and should not be construed as surveys or engineering drawings. 1 (1 S) Each value estimate, finding, prediction, assumption or conclusion contained within this report is that of the appraiser's and is not to be considered as an assurance that an event will or will not occur. The value estimate is based upon appropriate research and applicable appraisal techniques; in that, by its nature, the appraisal of real estate is not an exact science, the end result is an opinion with which others may differ; the final estimate of value is not guaranteed and no warranty is implied or intended. (16) The current (effective date of appraisal) purchasing power of the U.S. dollar is the basis for the value estimate; no extreme fluctuations in economic cycles are anticipated. (17) Any allocation of value to the landand/or improvements contained within this report are based on the current program of utilization and are constituent parts of the total value reported. Neither allocation may be used in making a summation report by combining component values created by others. Either will be invalidated if so used. (18) If the property rights appraised herein relates to an estate that is less than the whole fee simple estate and is a fractional interest only, the value of the fractional interest plus the value of al l other fractional interests may or may not equal the value of the whole fee simple estate. (19) No consideration has been given to any furniture, trade fixtures, special equipment, personal property, the present worth of any business or enterprise and/or inventories that may be located on the subject property which are not normally considered part of the real estate. Any discussion of those items is for reference purposes only, and the appraiser and/or firm accepts no responsibility for the valuation of those items. (20) It is assumed that no ruins, artifacts or items of historical or archaeological significance have been discovered or exist on the subject property. (21) The Americans with Disabilities Act (ADA) became effective January 26,1992. 'The appraiser has not made a specific compliance survey and analysis of the subject property to determine whether or not it is in conformity with the various detailed requirements ofthe ADA. It is possible that a compliance survey ofthe property together with a detailed analysis of the requirements of the ADA could reveal that the property is not in compliance with one or more of the requirements of this act. If so, this fact could have a negative effect upon the value of the property. Since the appraiser and/or firm has no direct evidence relating to this issue, they did not consider possible noncompliance with the requirements of ADA in estimating the value of the property. iii STATEMENT OF LIMITING CONDITIONS (22) Unless otherwise stated in this report, the existence of potentially hazardous substances, including without limitation asbestos, polychlorinated biphenyl, petroleum leakage, or agricultural chemicals, which may or may not be present on the property, or other environmental conditions, were not called to the attention, nor did the appraiser and/or firm become aware of such conditions during their inspection. The appraiser and/or firm has no knowledge of the existence of such materials on or in the property unless otherwise stated. The appraiser andlor firm, however, is not qualified to test such substances, such as asbestos, urea formaldehyde foam insulation, or other hazardous substances or environmental conditions, which may affect the value of the property. The value estimated is predicated on the assumption that there is no such condition on or in the properly or in such proximity thereto that it would cause a loss in value. No responsibility is assumed for any such conditions, nor for any expertise or engineering knowledge required to discover them. (23) It is assumed that no waste dumping of disposal activities have occurred upon the subject property; that there are no underground storage tanks situated on the subject property; and no activities have occurred or conditions been maintained on adjacent lands which have resulted in the contamination of the surface water, ground water or soils at the subject property, unless otherwise stated in the report. Unless otherwise stated in the report. (24) If required, any environmental impact statement prepared for the subject property is assumed favorable and will receive approval from the appropriate regulatory bodies. (25) To the best of the appraiser's and/or firms knowledge and belief, the information furnished to the appraiser or firm, and the statements of fact contained in this appraisal report, and upon which the analyses, opinions, and conclusions are expressed herein are based, are true and correct, subject to a reasonable effort having been made to verify such information. (26) It is assumed by the appraisers, the proposed construction (if any) will be completed in a good workman like manner, in compliance with all applicable building codes and government regulations, and in a timely fashion. (27) Acceptance of and/or use of this appraisal report constitutes acceptance of the foregoing assumptions and limiting conditions along with any other assumptions andlor conditions cited within the body of the report. (28) It is assumed by the appraisers that the property, if improved is served by an adequate and potable water source and that any waste disposal systems such as septic systems are permitted and functioning properly. (29) Actual building measurements are taken when practical. Many times buildings are inter-connected, inaccessible, or difficult to measure accurately. In these instances, measurements are taken from public records, counting of standard building components, and discussions with the property owner. iv LAND APPRAISAL REPORT File No. A10009002A Page #1 -' - --- Borrower .Helen V. Biddle Estate. Census pact 20 _ Map Reference Property Address Lot 6 Kost Road_ __ _ City Carlisle County Cumberland State Pennsvlvania Zip Code 17015 Legal Description Deed: 022-131, Plan 94-1t3A, Lot # 6_ -- - Sale Price $ N/A Date of Sale N/A _ __ Loan Term N/A yrs. Propedy Rights Appraised ~x! Fee ,Leasehold De Minimis PUD Actual Real Estate Taxes $ 1 f 8 C&G (yr) Loan charges to be paid by seller $ NIA Other sales concessions Lender/Client Helen V. Biddle Estate. __ __ Address 15 Biddle Road, Carlisle, PA 17015 Occupam Vacant Land Appraiser Brian D. Pedrick Instructions to Appraiser Appraisal for Federal Estate tax Pur oses effective date is June 17 2010 the Date of Helen V. Biddle's Death Location Urban Suburban Rural Good Avg. Fair Poor Built Up Over 75% x 25% to 75% ~ I Under 25% Employment Stability x Growth Rate Fully Dev _ Rapid ~ I Steady x Slow Convenience to Employment x Property Values j Increasing IX, Stable Declining Convenience to Shopping X DemanNSupply Shortage ~ In Balance X Oversupply Convenience to Schools x , Marketing Time Under 3 Mos. 4.6 Mos. ~ Over 6 Mos. Adequacy of Public Transportation X _ Present Land Use 10% 1 Family 2% 2-4 Family 1 % Apts. 1 % Condo _% Commercial Recreational Facilities X _ % Industrial _ % Vacant 86% Agricultural__ _ Adequacy of Utilities X _ Change in Present Land Use Not Likely ~ Likely (*) Taking Place (*) Property Compatibility (*) From Vacant Lot To Residential Protection from Detrimental Conditions ' X Predominant Occupancy ~ Owner ~ ~ Tenant _ _ __% Vacant Police and Fire Protection ' x Single Family Price Range $ 125,000 to $ 350,000 Predominant Value $ 200-250 General Appearance of Properties x Single Family Age 0 yrs. to 100+ yrs. Predominant Age 5-28 yrs. Appeal tq Market X Comments including those factors, favorable or unfavorable, affecting marketability (e.g. public parks, schools, view, noise): Sub'ect is a 10+ acre lot a roved for a standard. s~tic~stem.. 10 acre size would. makeQro~erty eligible for Clean and Green and a substantial real tax break. Property rs bordered - - - - - - - - to the South by the Pennsylvania Turnpike which. generates road noise.... Dimensions Irc~ular_ _ _ __ _ = 10.40 Sq. Ft. or Acres I I Corner Lot toning classification AgricuRural Present Improvements do do not conform to zoning regulations Highest and best use __ Present use x Other ~pecit~ Resrdentral BwWing Lot_ _ -- _ Public Other (Describe) i OFF SITE IMPROVEMENTS Topo Nearly Level _ _ Elec. x Street Access ~{ Public I -] Private i Size 10.40 Acres Gas _ _ I Surtace Macadam _ Sha a lrre ular P 9 _ - - Water _ VVell Needed Maintenance ~ Public __ Private (View Good _ - - _ San. Sewer Septic Needed 'Storm Sewer ~ Curb/Gutter Drainage Appears Good x Underground Elect. & Tel _ - Sidewalk ~ Street L~hts le the property totaled In a HUD kkndfled Special flood HeTani Area? ~ No 'Yea Comments (favorable or urdavoraMe including arty apparent adverse easements encroachments, or other adverse conditions): No a arent adverse easements or encroachments, other than typical road and utjlitYeasements. Pennsllvania Tumeike and its right or way border~rroperty t_o_the south. The undersgned has recited three recent sales of propedies most similar and proxknate to subject and has considered these in the market anatysis. The descriptan includes a dollar adjustment reflecting market reaction to those Rems of significant variation between the subject and comparabe properties. tt a sign'rficant Rem in the comparable property is superior to or more favorable than the subject propedy, a minus (-) adjustment is made thus reducing the indicated value of subject; 'rf a signiicant item in the comparable is inferior to or less favorable than the subject property, a plus (+) adjustment is made thus increasing the indicated value of the subject. ITEM SUBJECT PROPERTY COMPARABLE N0. 1 COMPARABLE N0.2 COMPARABLE NO. 3 Address Lot 6 Kost Road Sand Bank Road Holbw Brook Drive Stone House Road Carlisle _ _ _ __ __ Mechanicsburg Carlisle Proxim' to Subject 12 miles 4 miles 10 miles Sales Price _ $- _ _ _ - N/A ^_.__ .~. _ $ __ _97,000 --- ~.~.-_ _~__ $_ 1_05,000 ------- _____~__ $ _ .95,000 Pr'~ce - _ _ 97 000 _ 105 000 _~ 95 000 Data Squrce_ _ I_ns~ction & CH _ Inspection &_Courthouse __ _ Infection & Courthouse Inspection & Courthouse _ Date of Sale and .DESCRIPTION _ _ DESCRIPTION __+j-)$Adjust. DESCRIPTION.. +j-)$AtlLst DESCRIPTION ~+(-)$Adjust. Time Adjustment NiA 4/24/09 _ . 11!5/09 .. 2/4/10 Location Rural Rural Rural _ Rural _ Ste/View _ Good _ _ Good _ Good. ~ Good Size 10.40 Acres 8.40 acres +5 000 10.00 acres 10.47 acres Utilties On SRe On Site On Site On Site _ Sales or Financing _ _ _ _ _ _ _ _ - Concessions Net AdL~Tr>tal + -,-,~.,-..~ - ~ r-I ' - $ _ 5 X00 r I +- _ ~ - $ _ _ r_ + ! - $ - Indicated Value of Subject ~ 102 000 105 000 95 000 Comments on Market Data: .There are ver ry few sales available due to the curcent economic conditions and market conditions. The three sales selected are the most similar to the sub'ect with re and to size location and date of sale. There were ve few measurable ad'ustments. The 3 sales~ovided a very tight range in dusted and unad1usted values. _ Comments and Conditions nt Appraisal: The apQraisal is based on theassum~tion that. the subject is suitable as a residential building lot.. Accord_in_g to the client the sub ect is a roved for an on sRe se tics stem and was subdivided to meet current zonin re uirements. Anew se tic rrnit mm~ be required _rf_a ystem is not installed wRhin a certaiq period of time.. _ Final Reconciliation: $100 OIIO supported mall 3 sales I ESTIMUITE THE AMRIfET VALUE, A8 OEFIRED, OF SUBJECT PROPERTY AS OF June 17 2010 to be $ 100,000 - - _- _ Angela M. oN'~~~~~ MrW ~ao.wnyn, Aq nASSac I 1ft~ ~ ~} 'I g nand et, <a115 , ~ _~ - _ Wright, G~,-pp~jg¢ooe.oz,ozroz-osoo _ _ _ _ _ - - - X Did Did Not PhysicaNy Inspect Property A praisers Review A raiser if a plicable trcnl Agrarian Associates Form LND - "TOTAL for Windows" appraisal software by a la mode, inc. -1.800•ALAMODE 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Agrarian Associates Bottower Helen V. Biddle Estate File No. A10009002A Property Address Lot 6 Kost Road _ _ _ _ _ Ct~Carlisle _ County Cumberland. __ __State Pennsylvania_ Z_ipCode_17015 _ _ Lender Helen V. Biddle Estate PROPERTY HISTORY OF SUBJECT PROPERTY In developing a real properly appraisal, when the value opinion to be developed is market value, an appraiser must, if such information is available to the appraiser in the normal course of business: (a) analyze all agreements of sale, options, or listings of the subject property current as of the effective date of the appraisal. (b) analyze all sales of the subJect property that occurred within the three (3) years prior to the effective data of the appraisal. The appraiser has attempted to obtain specific Information on the subject property with the following findings: The subJect property has had no change of ownership in the past three (3) years. The subject property has had no change of ownership in the past five (5) years. The subject property is currently under contract. Details of the pending purchase are summarized below. The subject property is currently offered for sale: The listing price is $ _ __ The subject property has been soid in the past three (3) year period. Details of the previous sale(s) are disclosed below. Sale/Recordin Date Sales Price LisVAskin Price Grardor/Grantee Data Source The subject property is proposed construction and is not currently being offered. _ A previous sales history of the subject property could not be obtained by the appraiser in the normal course of business. Comments: Subject is not curentl~sted for sale pr under agreement. Subject has not been sold or transferred within th~ast _3 years. _ _ _ __ __ _ _ _ _ _ Form PHS2 - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE Page 1 1. PURPOSE OFAPPRAISAL AND DEFINITION OF VALUE: The purpose of this appraisal is to estimate the Market Value for the subject property. A current economic definition agreed upon by agencies that regulate federal financial institutions in the United States of America and contained in the 2003 edition of the Uniform Standards of Appraisal Practice is: The most probable price which a property should bring in a competitive and open market ' under all conditions requisite to a fair sale, the buyer and seller each acting prudently and knowledgeably, and assuming the price is not affected by undue stimulus. Implicit in this ' definition is the consummation of a sale as of a specified date and the passing of title from seller to bu er under conditions whereb : y y ' 1. buyer and seller are typically motivated; 2 b th rti ll i f ll d i ti i t th id d d d h h i . o pa es are we n orme or we se , an ac ng a v n w a ey cons er t e r own best interests; ' 3. a reasonable time is allowed for exposure in the open market; 4. payment is made in terms of cash in United States dollars or in terms of financial arrangements comparable thereto; and 5. the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the ' sale. 2. SCOPE OF THE APPRAISAL The Client has requested that the appraisers develop and prepare a Summary Appraisal Report" that is in compliance with the requirements of the Uniform Standards of Professional Appraisal Practice (USPAP). This appraisal has been prepared in a narrative format in conformance with the applicable standards. The values contained within this appraisal are subject to the Assumptions. Limiting ' Conditions and Certi acate, as previously cited. A "Summary Appraisal Resort„ is defined within the Uniform Standards of ' Professional Appraisal Practice as presented below: ' "A written report prepared under Standards Rule 2-2 (b) performed under Standard ~. " Comment: The full extent of the process may not be apparent to the reader in the contents of the report. 1 i~ Page 2 A Summary Appraisal Report, presents only compendious discussions of the data, reasoning, and analysis that were used in the appraisal process to develop the appraiser's opinion of value. Supporting documentation concerning the data, reasoning and analysis is retained in the appraiser's work file. The depth of discussion contained within this report is specific to the needs of the client and the intended use of the document. The appraisers are not responsible for unauthorized use of this report. The Scope is defined in the Dictionary of Real Estate Appraisal. Third Edition, published by the Appraisal Institute, as the extent of the process in which data are collected, confirmed and reported. This appraiser has been collecting, confirming and reporting data for over 25 years. The process leading to the final value conclusions includes a review of governmental, social, physical, and economic factors impacting the subject property as of the date of valuation. A careful study of the surrounding regional and local real estate markets were made. ' The appraisers physically inspected the subject property, researched governmental controls such as current zoning, availability of utilities, real estate assessments and taxes, and forecasted the effect of these factors on the value and marketability of the subject property. The appraisers have also considered factors such as: regional and neighborhood data, trends in agriculture, competitive market data, and the availability of mortgage financing. T ' he process of data collection used in developing the appraisers conclusions and final value estimates involved obtaining information from real estate professionals, public officials, grantors and grantees, public records and data from the appraisers' internal files. This information was augmented by the appraisers' personal knowledge of the subject's market and knowledge of real estate on a longitudinal ' basis of active real estate transactions. Market data is sought for many factors in any value estimate. The data includes sales ' and offerings of improved property and parcels of vacant land similar or competitive to the subject, current prices of construction materials and labor, rentals of similar or competitive properties and their operating expenses if available, current rates of ' return on similar or competitive real estate investments, market demand and general economic (market) conditions as of the date of valuation. ' The main source for the appraiser's sales data is the tax assessment office of each county. The assessment offices retain a record of every property transfer which has occurred in the respective county. The appraiser researches supplements this information with various multi-list services, discussions with brokers, auctioneers, and reviews of real estate publications which contain property sales information. Page 3 Sales utilized in appraisal re orts are verified with a art involved in the transaction. P P Y ' The first step in the valuation process is to determine and identif the hi hest and Y g best use of the real property, as of the date of valuation. The second step is the development of the applicable methods or approaches to solve the question(s) sought in the appraisal assignment. "Market Value" is typically arrived at by the traditional three (3) methods: Cost, Sales Comparison, and Income Capitalization Approaches. ' (1) The Cost Approach is predicated on the conce t that the total value o P .f improved property is equivalent to the market value of the land plus the ' cost of the improvements, less depreciation from physical, functional and external deficiencies. ' (2) The Sales Comparison Approach is predicated on comparable sales data which tends to reflect what willing and knowledgeable, but uncoerced, seller and buyer would agree upon as the price at which a property ' should exchange. (3) The Income Capitalization Approach is predicated on the foundation that value is based on the net income the property is capable of producing and which derives an estimate of present worth from the capitalization of such net income. ' The Sales Comparison and Cost Approaches are typically given most weight. Due to the many motivations for the purchase of farmland, the Income Capitalization ' Approach is not relied upon. The Cost Approach typically serves to evaluate the property's financial feasibility and tends to set the upper limit of value. However for agricultural property, the Cost Approach is utilized in estimating contributory improvement value which includes accrued depreciation. This applies to both the subject property and competitive market sales in the development and application of the Sales Comparison and Income Capitalization Approaches. The logic of this reasoning is that land is considered to be held in perpetuity, whereas buildings and improvements are depreciating assets. The final step in the valuation process is the reconciliation of the value indications derived from the applicable approaches, into final value estimates for the valuation ' questions. A thorough review of the entire valuation process precedes the development of the final reconciled value indications. The scope of the appraiser's research is extensive. The appraiser's sources and research methodology provide all of the data needed to complete an accurate value conclusion. Page 4 3. PROPERTY RIGHTS APPRAISED The scope of this valuation assignment requires that the appraiser consider the "Fee Simile Estate" in the subject property. A "Fee Simple Estate" is defined in the Dictionary of Real Estate Appraisal, third edition, published by the Appraisal Institute, as follows: ' "Absolute ownership unencumbered by an other interest ar estate, subject only to the limitations imposed by the government powers of taxation, eminent domain, police power, and escheat. " The "Fee Simple Estate" is also subject to normal right-of--ways granted to ' governmental agencies and public utility companies for the placement and maintenance of utility distribution and drainage systems as well as other easements of record. 4. IDENTIFICATION OF SUBJECT PROPERTY.• The subject property consists of 1 tax parcel and is located in Silver Spring Township, Cumberland County. The property is identified by deed reference 220-131, Plan Book 94-18A, Lot # 6, and tax parcel 38-08-0571-045. The property is vacant land and contains 10.40 acres. S. TAXES: ' The subject has a Clean and Green assessed value of $8,520. The property is enrolled in Clean and Green. The current annual taxes are $118 based on a current millage rate of 13.865 mills for Silver Spring Township. 6. ZONING: The subject property is located in the Agricultural Zoning District of Silver Spring Township, Cumberland County. The primary purpose of the Agricultural District is to promote the continuation and preservation of agricultural activities in those areas most suitable for such activities. Areas contained within the zone have been specifically identified as possessing valuable and nonrenewable natural and cultural resources. This zone also intends to protect the Township's agricultural economy by eliminating uses that are incompatible with farming, but permitting limited agricultural support businesses. Consequently, residential uses are limited and any ' future inhabitants in this zone must be willing to accept the impacts associated with normal farming practices, and related businesses. Finally, the provosions of this zone have been specifically formulated to further the objectives of the Municipalities ' Planning Code which provides that local zoning ordinances shall be designed "to preserve prime agriculture and farm land considering topography, soil type, and classification, and present use". i i i Page 5 Permitted uses include the following: Agriculture, including one single family detached dwelling contained on the site Commercial livestock operations, subject to additional regulations Single family detached dwellings Public and nonprofit parks and pl ygrounds Public utilities structures, excludi g communication antennas, towers, and equipment Flag lot residences, subject to add tional regulations Forestry activities ECHO housing Stables and kennels Two family conversions Accessory apartments Temporary farm employee Accessory uses customarily incidental to the above permitted uses Additional uses are permitted as Spe ial Exceptions or Conditional Uses. The minimum lot size for agricultural use is 10 acres. The minimum lot size for residential uses is I acre per dwelling with a maximum lot size of 2 acres per dwelling. All other permitted uses, sp cial exceptions, and conditional uses typically have a minimum lot size of 1 acre. T e number of residential dwelling lots permitted to be subdivided from a parent tract i based upon the size of the parent tract as of the effective date of the Ag Zoning ordin nce, and is also subject to a sliding scale. Please refer to a copy of the zoning ordinance and map located in Addenda portion of this appraisal report. 1 r Page 6 ' 7. ANALYSIS AND CONCLUSIONS: HIGHEST AND BEST USE A critical point of any valuation analysis is the determination of highest and best use of the property being appraised. Highest and Best Use is defined in the Dictionary of Real Estate Appraisal, third edition, published by the Appraisal Institute, as follows: "The reasonably probable and legal use of vacant land or an improved property, which is physically possible, appropriately supported, financially feasible, and that results in the highest value. The four criteria the highest and best use must meet and legal permissibility, physical possibility, financial feasibility and maximum profitability " . , In determining the highest and best use of a property, an appraiser takes into account and analyzes the following criteria: Legally Permissible - In all cases, an appraiser must determine what uses are legally permissible. Private restrictions, zoning, building codes, historic district controls and environmental regulations must be investigated because they may preclude many potential highest and best uses. Physically Possible -Physical characteristics of the site and improvements may affect the uses to which a property can be utilized. The utility of a parcel may depend on the site's frontage and depth and the improvements layout, design and utility. Financially Feasible - In determining which uses are physically possible and legally permissible, an appraiser eliminates some uses from ' consideration. Then, the uses that meet the first two criteria are analyzed further to determine which are likely to produce an income, or return, equal to or greater than the amount needed to satisfy operation expenses, ' financial obligations, and capital amortization. All uses that are expected to produce a positive return are financially feasible. Maximally Productive - Of the financially feasible uses, the use that produces the highest price, or value, consistent with the rate of return warranted by the market for that use is the highest and best use. To determine the highest ' and best use of the property, the same rate of return is often used to capitalize income streams from different uses into their respective values. This procedure is appropriate if all competing uses have similar risk ' characteristics. The use that produces the highest value is the highest and best use. ' Page 7 Highest and Best Use is analyzed in two parts. First, the property is considered to be vacant and available for development as of the valuation date. Then, the highest and best use of the property as improved and/or proposed to be improved is considered. ' It is to be recognized that in cases where a site has existing improvements on it, the highest and best use may very well be determined to be different from the existing use. The existing use will continue, however, unless and until land value in its highest and best use exceeds the total value of the property in its existing use. An interim use is an existing and relatively temporary use where the transition to highest and best use is deferred. A building or other improvement may have many years of remaining life yet may not enhance the value of the land that has a higher use, except as an interim-use improvement while the land is in transition. Highest and Best Use as Applies to Subject: After considering all the factors that would affect highest and best use including location, zoning, physical characteristics of the site and existing improvements, a determination has been made that the highest and best use of the subject property both as improved and vacant is residential use. The subject is located in Silver Spring Township, Cumberland County. The subject property is located approximately 4 miles from Mechanicsburg, 3 miles from Middlesex, 5 miles from Carlisle and Boiling Springs, and 12 miles from the State Capital of Harrisburg City. The immediate subject area has a variety of land uses common and includes agriculture, residential, and business and commercial uses. The subject area land uses are particularly influenced by the close proximity to larger metropolitan areas, and major transit routes that offer direct routes to most points through eastern Pennsylvania. The subject area has experienced residential, business, and commercial use pressure from surrounding metropolitan areas. Public water and sewer are not available in the immediate subject area. The subject is vacant land. The subject does not have a developed water supply or sewage disposal system. ' The subject is a total of 10.40 acres which was subdivided from a larger farm tract in 2006. The subject is about the minimum size to be eligible for Clean and Green ' which provides substantial tax savings. Subdivision of the tract would take away ossibl on the entire farm and incur a roll back assessment li ibilit thi y . , p g y s e The subject is a desirable size for an estate type lot or horse farm and is located in a desirable rural area in close proximity to many large employer and most amenities. Page 8 1 It is important for the reader to understand that the appraiser does not have the benefit of engineering and legal work needed to determine a more comprehensive analysis of the subject highest and best use. There is considerable time and expense involved in the approval and permitting process for land development. This work has not been done on the subject property. Based on the preceding discussion, a conclusion has been made that the highest and best use of the subject property is a large residential building lot. 8. MARKET DATA APPROACH: Three comparable sales were used in this appraisal report. All three sales were in the subject market area. The adjusted values ranged from $95,000 to $105,000. A value of $100,000 was chosen for the subject property. 9. CAPITALIZATIONAPPROACH: The capitalization approach was not applicable. The subject is not the type of property that would be purchased based on its ability to generate an income stream. 10. SUMMATIONAPPROACH: ' Since the subject is vacant land, the Cost or Summation Approach was not applicable. 11. EXPOSURE TIME: The subject is a relatively large residential building site in a desirable rural area. The lot is located in a strong rural community. The current economy and housing market has drastically reduced the demand for alternate uses. Estimated exposure time is 6- 12 months. Exposure time is estimated by speaking with brokers, auctioneers and parties involved with the comparable sales. 12. RECONCILIATION OF MARKET yAL UE: The reconciliation of value was based upon the assumption that the Market Approach was the only indication of value because it took into account the actions of buyers and sellers in the market place. The Summation Approach was not applicable since the subject is basically vacant land. The Capitalization Approach was also not ' applicable. The Market Approach uses sales of competitive properties on the subject marketplace. When similar sales exist, this approach to value is most accurate since it involves the motivations of typical buyers and sellers. 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Page 8 The final decision of value on this property is based on the Market Approach. "Market Value As Is" June 17, 2010 $100,000 ii 1 - T.S7417L-Mut"W bMa. BLO,1 Tsrn. AR o7 IOM-AYroe7N Nf PMaReCwlle( •}' N..q ttv~, fee, lrlua P.. R'iC^^.:E~•OFFIC£ OP THE r ~ ~~ccR4ER OF DfEDs ~~ ~~ ~ OCf 27 2 ?~ P'rl q57 /L '~ day of ~~^t" irFlA.~IA i b[ADE 2IiE o/ our Lord one thonannd nine hundred sixty-seven (1967} BETWEEN WILLIAM E. BIDDLE and HELEN V. BIDDLE, his wife, of the Township of Silver Spring, County of Cumberland and State of.Pennsylvania, hereinafter called the Grantors , and WILLIAM E. BIDDLE and HELEN V. BIDDLE, his wife, of the aforesaid Township, County and State, hereinafter called the' Grantees WITNESSETII, that in coasi<terntio+7 of Gne (51.00) -------------------------- -----_----°------°------------°----------------°--------- Dollars, in hand paid, the receipt whereo/ ie hereby aoknowledped, the said. yra77tor s do hereby pmnt and convey to the said praxtee s, ALL those two (2) farms situate in Silver ' Spring Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows: FARM NQ. 1: ALL that certain tract or parcel of land situate, lying and being in Silver Spring Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at stones, the corner of land of Lewis Delone; thence by land of the said Delone, John Jacobe' Heirs and Frank xost, South seventy-four and one-half {74 1/2} degrees East one hundred ninety-nine (199) perches to stones; thence by land of the said Frank Kost and E. K. Deemey, South twenty-four (24) degrees East eighty-four and five-tenth (84.5) perches to a black oak; thence by land of the said E. K. Deemey South fourteen and one-half (14 1/2) degrees West sixty-four and eight-tenth (64.8) perches to stones; thence by the same South forty-five and one- ~ fourth (45 1/4) degrees West one hundred sixty-four and eight- ' tenths (164.8) perches to stones; thence by lands of John Herman and Elizabeth Bowman North sixteen and one-half (16 1/2) degrees West three hundred twenty-three (323} perches to stones; the place of BEGINNING. Containing two hundred thirty-seven (237) acres and one hundred (100) perches neat measure. BEING the same premises which W. B. Davidson et al by their deed dated June 25, 1947, and recordedsn the Recorder's Office in and for said Cumberland County in Deed Book "0", Vol. 13, page 220, granted and conveyed unto William J. Biddle {See also Deed Book "0". Vol. 13, page 222}. FARM N0. 2:. ALL that certain farm or tract of land situate in the Township of Silver Spring, County of Cumberland and State o° Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a stone in the Public Road at corner of lands of Roland T. Fenton and William F. Cowon; thence along lands of said BUOR ~ ~~r'MGE 131 d~ iw ui uw ni ^mnni vi i i iiuq ~L~i ii., i.w i imm~ ~ ~ ~ „_. . j,~ i ~~ Roland T. Fentoa North fifteen t15) degrees thirty (30) minutes West, two thousand nine hundred six and ninety one-hundredths (2900.90) feet to a point at corner of lands of said Fenton and the Southern S h h out ern e Right-of-way of the Pennsylvania Turnpike; thence along t Right-of-way of said Pennsylvania Turnpike South sixty-eight (68) degrees forty-five (45) minutes East, fifteen hundred and eighty- - three (1583) feet, more or less, to a point on the said Southern Right-of-way of the Pennsylvania Turnpike at corner of other lands of William J. Biddle; thence along said other lands of William J. Biddle South sixteen (16) degrees thirty (30) minutes East, three . thousand twenty and five-tenths (3020.5) feet to a point On line of lands of Fred Myers; thence along lands of said Fred Myers South I fifty-nine (59) degrees fifteen (15) minutes west, six hundred 1 sixty-eight and twenty-five one-hundredths (668.25) feet to a stone ~ on line of lands of William F. Cowon; thence along lands of said COwon North thirty-one (3l) degrees forty-five (45) William F. i , minutes West, eight hundred eighty-one and one-tenth (881.1) feet to a walnut tree; thence further by same North forty-eight (48) degrees fifteen (l5) minutes West, four hundred ninety-five (495) 'feet to a point in the aforesaid road; thence along the aforesaid road South fifty-nine (59) degrees thirty (30} minutes West, one I hundred forty-six and eighty-five one-hundredths (146.85) feet to ! a stone in said Public Road at the place of BEGINNING. Containing { 96.09 acres of land, more or less. BEING the same premises which Samuel A. Bowman and Alma W. Bawman, his wife, by their deed dated April 1, 1955, and re- I corded in the Recorder's Office aforesaid in Deed sook "I", Vol. lb, ' page 76, granted and conveyed unto the said William J. Biddle. The said William J. Biddle being seized cf the aforesaid ~ two tracts of land died January 3, 1964 leaving a last will and ~ ; , Testament dated February 26, 1951 wherein and whereby he left all of his estate, real and personal, share and share alike, to his two ' children, Setty Ann Sullivan and William E. Biddle, one of the parties hereto. ' The above described real estate was awarded to Betty Ann Sullivan and William E. Biddle by Aecree Awarding Real Estate issued I by the Orphans' Court of Cumberland County on August 22. 1967, which said ~eeree is recorded in the Recorder's Office aforesaid in Deed i Book "L", Vol. 22, page 1006. { The said Betty Ann Biddle Sullivan and Frank J, Sullivan, {{{ her husband by their deed dated 1967, and recorded ~ BOOk D Vol. a=c , in the Recorder's Office aforesaidid i Page ~zY , grante~9 and conveyed all her right, title and in Brest in and to said premises unto William E. Biddle, one of the grantors ~ herein. _ . ---- '- --- ., i aooK Q 22e~ 13~ ~: ; ~ `~. ._ __ _._ . t ANA the said ~rantora hereby eevsxaaAt sad agree that they sad each of them will warrnrrt Generally the property hereby eoaveyed. IN WITNESS WHEREOF, said grantors ha ve hereunto set their hands and seals the day and Year first above urritten. /' ~/JJ 81gnrL, bnteb anD ieltrlrrA "-""W" am-~E:'B~1i~///d777YIIe"' to th! ~Cteld[! oA , ^. ~~~~! ~~n{y~ ^ (,ssAL ' L'[I" Sid' ~ tl~Y2~._..._..~.._ `~L `=i ..~N~-.r~_ - .. ~~ - ~l.w~-_..._..r.. _ ..................._._.r..............«....._.._~._-_...__ afA1 State of Pennsylvania as. County of Cumberland Oa this, the /~ ~ day of 6 . 19 57 ,before me, a Notary Public in and for said State and County, the undersigned o,~cer, personally apptared William E. Biddle and Helen V. Biddle, his wife, known to me (or satiajactorily proves) to be the peraoms wkasa names are sabscribed to the within inatrumtnt, and aeknowJedged Shat they szscuted same for the purposes therein contained. (N WITNESS WHEREOF, I hereunto set my hand and o,~cial seal. ,p`t7 -.... '. /• ~ ~. J-~~'Q_.~:~IZ~2~VKrif~'Sr•. ~ .1a.. fib . ~ ,- 77 ;.~:1;; ~ a- 'o =. wK-1S~S~JSE1.t1[tl..IlQtfEC.tlUtlK,--._....------ ....... ........... . ~ .: , ~••.•n~~::'-:~;;~.: ~ z xEMlq~CSSUPoi 6)A*!5y CJ'!~~R(NI CA1Mt- `~`- ! !~~, t. ~~~ • ~-~ ~,- ~ Mr C01VtISSIDA TIPMFS OC10AtA )), tttA Titie of ODFcer. r, y' r ,, f d~ do hereby cerh%y tlm; the precise raaidente and complete post office address j of the vrithus Hamad grantee is i(',N'~/, ~ ~,~ • Attyrncy for ._- .. .. BaDf(~ 22-acE 1:33 . .~ <"':~ _ ' ~= e c o~ " 9 ~.. ~'~ ~{ ~ g ~ ~ i r ~ ~ C ';l R~g~~~~~ o f t ~ 4- ~ ~ ~~~ ~~~~ ~ ~ ~ a` ~ti ~ ~ T e-~ 1 ~ ~ ~~{geb ~ ~2Qj ~'~~ ~ ~r ~ ~ ~ e ° YA ~~r Y ~ yZ ~ 1 ~~ p a~ t v ~~~~~q ~ ~ ~, ~~l '~g~~1~ ~ ~ P ~ 4~ ~{y a 4 ~ ~ ~~~~ ~~'~ ~~~ ~~ # 4 ~ ~ i~ it~ a ~ ~ 4 99 r 'i[ ~• - a9~k ~° ° ~l~ ^°~5~~ ~ X84 ~ ~ a ~'c / ~,r~ ~~~ ii ~ F ~ III ~~o~ a ~ ~°°° ~ 8 :exit'"saafia I, ,~~~~, ~ I; >;~ ~ .~a ~ ,c~c s ~arsk ~x~naxan~~T ~ ~,-~ ~ ~~a y F,~ .~ E r~.,~•- ~~ r.. ~~ °41~ z~ ~ ~ ~ `ice ~~ ., ~ t ~e _ ,~ ~ .~ D~ ~~ 8 W h{ q ' * ~~ ~~qq 0 ~ ~I ~ ~ ~ ~~a~ ~ '~ m m ~sv°~ i i ~ ~ ~~ i I „ 5o N ~~8 0 4 p ~4 w^R~ ~~~g.8 ~ ~ {~ ~ Oy j i Q = j i ~ 7p~ R,.9 t8sR B.a ~~ ~ACG m ~.rbi ~ WD R~a 'm ~3 j ig;0~°,3Y;4L L~~~ ~EC ~ y rq ~` ~ .~ .}~ m ~ g ~ t ~~ ~ Re ~ pp` f 6 ~°~iAy a - ~u e "~ ~ g, .$ aq ~ ~ yp `t jY, ,m ~ ~ ~,~~ sad s ; ~~ o ii~+*x ; - ~ A~ 6 ~~m~>~ Gr, ~~~ 0 !~ Z .Q ~ Q ~~~ 9 p~ ~ ~ a m ~~ m'¢ i ~~6~~~> S 0 _ ~J A S ~ f ~ VI ~ 9 4~ 2 ~ 4~~ ~~ ti~ `TBA9 E /' f ~aY _ •~ .xi -r _:,, _. _. _.. ~:~~ :_ .o ~~ F; ~ -M ~ ., ~~°~'°~:n asi~ i V~ ~~~ ~~.~ i Il i i V p /r/ / ~~ `r `k l ~~ 9 ~ gR `~i i i ~ m0 $`1B ~ . J / /-f 1 ` ~~~~q R# ~ iii 9 6-: ,, ~ i ~~ ~~'i,/ r~ R. .~ z ~Y ) ~ rl' § x a: -~-~' ~ € ~ ~ Qm~ f ~ti 1. ~ '~ ~~~,~~' ~ R~ ~ ~ Y~~ (` ~ t a YI: o~ 4 ~~. C ,f~ ~' ~~1 _ r ~ ~a S. i r t f z .r F ~ ~ J, ~ ;;~~,~ ~ ~ ~", § ~~~ t V I ~ ~ '~~ a ~ ~/A Ct d- f f ~gFi~~ . ` ~p ~ ~ ~1 ) & q a~ ~ F~.s i A ~ g /~/ /t/ ~' "~'~ __~-- 11 " ~ - /- 'ti yr . , ~ i ~ q ~ s~ n i ~ f.k~ ~/ 9 /~ /~ ~? "A tlS'~'a 'e+ k °Rj~ y ~~ ~aN~E~i °d`u ~~:. i r i / ~'I / / ~ , '' ~ ~ / £ 4 ~` ` F f ,' ~~, ' ~ ~ ~~~ ~, ~~ ''a ~©l~ 1; {~~~`~ ~~~~ ~~ cC ~ flD 11$L ~ ! ~".i~µ~~~j~ fia~ ~$ .off g ~~ m~ !~ _y, ~~~~, ~f ~W ,p}~ d 3 94~~ ~ ~ ~ i ~i ¢Apssi ".x ~~ 'r ~ ~ i / !! yy .~ ~~ 9 ~~1 ~ ~~ ~ $ Y~ b r w 3~ w~w~ Lp7 N O5. 6 & 7 ~ ~ I TMAN AN~NC_ i W.CUPo(IA HELEN V_ gippLE ASSOCIA uw~ a c~~ ~'"°....'.°w`~.~wpvu.V. or+/~~ ~ m i ~ 18 A ~, 3~~,~~ pC~- ~:~~ ,G BK ,~' ~a~ BIDDLE ESTATE BIDDLE E 1 ' Unincorporated Towns Roads ' Ally --Minor Road -State Road ' ~elnterstate STATE Parcels Counties Minor Hydro 2007 Orthophotography Red: Band_1 Major Hydro Green: Band_2 'Blue: Band_3 Water Bodies Page 1 of 1 http://ccgis.ccpa.net/taxmapper/ 9/2/2010 n LL ~ d O 6~9 O !Q! 6 Z s w W i ~ ~ w m C o N W (~ ~ ~ ~ V H _ V ~i ~ ~ 2 _ ""Zo d ~~ g s ~ ~'aao °a y °~ o .~ a ~x _ ~, o °~~ ? '< a ^ ~, o ~wz~, e z p m W f m •_ t a ° ~ z w J li 4. o .-» W E.via~ aN W W W (~ O atba ~'Y C Q Et~$E ~ f ~ - S ~ s`'~ z~ ~* ~ a€omq $ W ~O N - coN W C^ ~ `g ~ ~~g8; d (rj W } Q w sm~ f ~ N -: ~ ~ T ~ t~cELL ~ ~< o m ~s_w = o w 3x 8o E ° V ~ ~ $Z oo~~~ / I W ° AS~~S $ LL$ ~ E E . cad 0 m ~ ~ U ~~ I N ~ u I p ~: W ~`;\ Q ~~ ~ /// ~ ~ 1`, W ~ \~ ro i~~ N s`A O ~ QII Z \ !e ~\o PDE r 1 W _ ~ Z ~1 426 ~ ~ ~~ ~~~ O m~`~ U m R o, W Q \ Yi w \ _ w z '. l./ N N N Pry ~ Q ..'~ W ._~~ ° Z W ~ N i ~~ m ,4~^J, N i. / W ~~~, ~ ,... as %' i _ i .-- QY~~~ ~, 4a8 J ~' 6Zb - _- ~~~ ~, ~\ m ,., o '`";~ N 43 U Z ~ 434. O Qo .-. a N d¢\ . ~ ?"~ a 3 0 m S m Z O N 0 OZ rv vi, wu °a e w? w U wY O w¢ f g LL'G Q Q U Z O N x 0 H c..vi~u~v icCYlA1VIVJ zwm w.xos PERRY COUNTY onsnses x. s uor<xr nn saxs Txc. a_z ,o c-z sn- _ _ _ n.na, p ~uwo 1 m c-o ~- __ ~_ - 1 ' T ~ -r- - nansos ~*¢wcx. xc n .o n so- L ~ + ,,,. T 1 -- ^ iry' .T "r".`" _ 1 , ~ t- _ ~ ns/1 tacos. xc w ro x + w- i -~---r-tr' _~. .. ", I::~ 1 M + i I ~. r ~ -'~ i ns/+sw xsiern s.x xc n. iwun ~w oouxouazs w- / -.- I 1 i I , , ~ y + 1, ~t~4 ~. ~ ~ 1/osnooo a rnrecxm ocsc~owsxr .ssoc o m c-s zoos / '. f- ~ I ~: _ ="~~'} T ~~ ~ I ~ ~ ~ ,.f +nsnoao ,sw x~wu x z ,o c-s zooa y--~.'-- I'i I~ I _., ~ n2/zoos cauu[ME oulx roc ~ ~/ ~ ~~ ~ L - }~ ~ nanaa uw¢x¢ nssoaems 1 ro c o +-za ff~ ~\ ~ x~ ~_ ]J ' ~~ ~~ Rp ~ ' /xenon. au rxmw vim -z ro c-s zaw ~ / - ~, I `~ ~ '-~,1~1.~ ~ ~ ~ ~ ~•5 ~ /zs/zow ~~+aw essoa•+es < _ ~' ~ i` ~ +h,/zoa aux [ rtsa ~ n~nno~ x. rtmns ~ m cxa L ~ _ ~r ~' VV-- - ~ 4~ /n/zow xaxcc, nom .wo w.u ro mr _ //' •. ~ ~ t rt N r ai-- _ /zanoas iunw. xan.x un ~ ,. """555 -~--. --? +nenoos ~~smxcx - T A \ ` / `, ~ . 1 s ~ _ y,~ LEGEND r ~ ~ r ," ~ .~ ~~ ~~' , ~ , ~, N s- ~ -- . .~ , ,R~~x , x~~. - r 1. ~ ~~, ~~ T _. - - - ~' Lr, ,J ~Ti3Y.- ^L.. -_ , _~ iy~ x iu >MCEL xWND~MES ~5 .4 ~ ~ _ ~ ,~ STATE ROUTES "~ ` ~ ` 1 \' i TOWNSH~ ROADS ~ ~ Tom-- ~ ~~ ~4 ~~ ~~ ~, /J ~fi YC`~ _ ~ - ri ~ ~~\~. r ~ ~ '~ ~- .r '.S S. ~- Z ' ~~ •r may. I W W ~ T I 1~ ~~ ~ ~ i ~. , ._~ U _ - _f, {~ ~ ~ ~~ r~ ai; ~ ~-. ~ -. ~ ~.~ x ,/ r L ~.<< °"~ nr•~~ I . ~~ `` ~ '° ~„~ ~ ~ ~° '~ ' ZONING DISTRICTS LEGEND ~ ~ ~ - ~..- - , \\~ > .. ~ " ~` ..,F _~/ ~ ~ ~ CONSERVATION NEIGHBORHOOD ,~,, • -- COMMERCIAL „~ ,._ , { ~ ti i A AGRICULTURE C-2 COMMUNITY ~ \ , COMMERCIAL , '~\ .' ~ ~~,r~ •~. ~~~~ ~' .WS , ` ~ RESIDENTIAL C-.3 COMMERCIAL ~SYy~ ~ ~ ~ ~~ ~°'"" RE ESSATENTIAL ~ PROFESSIONAL :~ ~ ~ ~ OFFICE ~ ~ ~~•._~ R_i R-1 ~ LIGHT I~. ~ y t ~~ _.,f~ ~ RESIDENTIAL I-~ INDUSTRIAL 11 ~ pNa. „r ~. y' '~ ~~ '~t d ~ R-2 HIGH DENSITY GENERAL -z 5~~ ~ ~ RESIDENTIAL I-~ INDUSTRIAL ~ ~~+\R-i~ RIESIDENTIAL INT INTERCHANGE - r ~~ ~Q QUARRY M O N R O E T O W N S H I P AINTAINED BY: Q / ~ ~ ' f~ SII NG-7;) 1NStiiP ' rt I`~ PIK ,..1 li ~~ ~V O O 1) SILVER SP'RIl~TG 'POWNSHIP ~+AVI ~IF~ I ~,~, o ~.x~ mzo ~, »~ awe CUMBERIpND COUNTY. PENNSYLVANIA _ E~x,l,oxs ~~,- _ I,+,I ZZaas++ IA6C R6V~ N/17/J0~9 ~y~~>~~ p; ^~i~t:J , SECTION 201. AGRICULTURAL ZONE (A) ' 201.1. Puruose -The primary purpose of this Zone is to promote the continuation and preservation of agricultural activities in those areas most suitable for such activities. Areas contained within the Zone have been specifically identified as possessing valuable and nonrenewable natural and cultural resources. This Zone also intends to protect the Township's agricultural economy by eliminating uses that are incompatible with farming, but permitting limited agricultural support businesses. Consequently, residential uses are limited and any future inhabitants in this Zone must be willing to accept the impacts associated with normal farming practices, and related businesses. Finally, the provisions of this Zone have been specifically formulated to further the objectives of the Municipalities Planning Code which provides that local zoning ordinances shall. be designed "to preserve prime agriculture and farm land considering topography, soil type and classification, and present use." 201.2. Permitted Uses 1. Agriculture, including one single-family detached dwelling contained on the site. 2. Commercial livestock operations, subject to the following: A. All buildings used for the housing of livestock shall consist of a solid concrete slab or slotted floor; B. Minimum Lot Area -Twenty (20) acres; C. The following additional setbacks shall apply for Commercial Livestock ' Operations: a. If a Commercial Livestock Operation involves an average of less than ' S animal equivalent units per acre on contiguous land, then the following minimum setbacks shall apply for buildings housing such livestock: 1. 200 feet from a lot in a residential district, 2. 150 feet from an existing dwelling that is not within a residential district, ' 3. 40 feet from all other exterior lot lines. b. If a Commercial Livestock Operation involves an average of 5 or more animal equivalent units per acre on contiguous land, then the following ' minimum setbacks shall apply for buildings housing such livestock: 1. 500 feet from a lot in a residential district, 2. 200 feet from an existing dwelling that is not within a residential district and that existed prior to the adoption of this Section, and 3. 60 feet from all other exterior lot lines. c. As a special exception use, the Zoning Hearing Board may approve a smaller setback for the expansion of livestock facilities that existed. prior to the adoption of this Section where the applicant proves that there is no I reasonable and feasible alternative and where the applicant proves that the lesser distance would be mitigated by appropriate measures that the applicant agrees to install as a condition of the special exception ' approval. Silver Spring Township Zoning Ordinance -42- Article 2 Zone Regulations d. The setbacks from property lines provided in this Section 201.2.2.C. for this use shall not apply from: (1) dwellings or lots owned by the operator or owner of the livestock use, (2) dwellings or lots owned by a property-owner providing a written notarized letter waiving such setback, andlor (3) dwellings that did not exist at the time of adoption of this Section. D. The applicant shall furnish qualified evidence that the proposed use has an approved manure management plan that complies with the applicable PA DEP guidelines. All subsequent operations on the site shall be required to strictly adhere to this approved manure management plan; and, E. The applicant shall furnish evidence from the Cumberland County Conservation District that the proposed use has an approved Conservation Plan; and, 3. 4. Single-family detached dwellings; Public and nonprofit parks and playgrounds; 5. Public utilities structures, excluding communication antennas, towers, anal 6. equipment; Flag lot residences, subject to the standards of Section 605.04.7. of the Subdivision and Land Development Ordinance; 7. Forestry Activities (See Section 348); 8. ECHO housing (see Section 331); 9. Stables and kennels (see Section 340); 1 10. 11. Two-family conversions (see Section 342}; Accessory apartments (see Section 320}; and, 12. Temporary farm employee housing (see Section 341); 13. Accessory uses customarily incidental to the above permitted uses, including, but not limited to, the following: A. Roadside stands, as an accessory use to the farm, for the sale of agricultural products, subject to the following: a. Any structure used to display such goods shall not exceed two thousand (2,000) square feet in size, and shall be located at least twenty-five (25) feet from. any property line; b. At least half of the products displayed for sale must have been. produced on the premises; c. Off-street parking shall be provided for all employees and customers; and, d. Only one (1) sign not to exceed six (6) square feet in total sign area shall be displayed in season when products are on sale. A freestanding sign shall not exceed a height of five (5) feet, or an attached sign shall not extend above the height of the building or structure to which it is attached. B. Family day-care facilities as defined herein (See Section 416); C. Manure storage facilities, as an accessory use to a farm, subject to the following regulations: Article 2 Zone Regulations -43- Silver Spring Township Zoning Ordinance a. All manure storage facilities shall be designed in compliance with the guidelines outlined in the publication Manure Management for Environmenta/Protection, Bureau of Water Quality Management Publication No. 43, and any revisions, supplements, and replacements thereof, published by the Pennsylvania Department of Environmental. Protection, copies of which are available from the Water Quality Management in the Department of Environmental Protection Regional Offices located at 1 Ararat Boulevard, Harrisburg, PA 17110, telephone (717) 657-4585; b. All waste storage facilities' designs shall be reviewed by the Cumberland County Conservation District. The applicant shall furnish a letter from the Conservation District attesting to approval of the design of the proposed facility; and, c. Construction and subsequent operation of the waste storage facility shall be in accordance with the permit and the approved design. Any design. changes during construction or subsequent operation will require the obtainment of another review by the Cumberland County Conservation. District; and, D. Beekeeping, on any farm within the Township, subject to the following: a. The applicant shall obtain a zoning permit from the Zoning Officer; ' b. It shall be the duty of the applicant to maintain each colony so as not to create a public nuisance; c. Colonies shall be maintained in movable frame hives; d. All beehives shall be maintained in a healthy condition using locally- ' accepted beekeeping management procedures; e. All hives shall be at least fifty (50) feet from a public road, or shall have a minimum five (5) foot high fence or vegetative obstruction. between the ' apiary and the road, or shall be elevated above the roadway so as to direct bee flight above traffic or pedestrians; f. There shall be a source of water within. one-half ('/z) mile of the apiary; ' and, g. New apiaries often (10) hives or more shall not be established within fifty (50) yards of any adjoining property containing a residence. 14. Non-commercial keeping of livestock (see Section 337). 201.3. Special Exception Uses (Subject to the review procedures listed in Section 604.3. of this Ordinance.) 1. Farm occupations (see Section 417); 2. Home occupations (see Section 422); 3. Bed and breakfasts (see Section 404); 4. Public and private schools (see Section 432); 5. Communication towers, antennas and equipment (see Section 412); and, 6. Amateur Radio Antennas (see Section 447). 201.4. Conditional Uses (Subject to the review procedures listed in Section ?04 of this Ordinance. ) Silver Spring Township Zoning Ordinance -44- Article 2 Zone Regulations 1. Airportslheliports (see Section. 403); and 2. Churches (see Section 40?). 201.5. Maximum Number of Permitted Dwellin s or Lots 1. For each tract of contiguous land in single and separate ownership (parent tract) as of the effective date of this Ordinance, there may be one (l) lot subdivided or one principal residence constructed for either asingle-family detached nonfarm, or farm dwelling, according to the following schedule: Lot Area (Acres) Total Number of At Least Less Than Permitted LotslDwellings* 2 20 2 20 40 3 40 60 4 60 80 5 80 100 6 100 120 7 120 140 8 140 1.60 9 160 180 10 180 200 11 200 220 l2 220 240 13 240 260 14 260 280 15 280 300 16 300 320 17 320 340 18 340 360 19 360 380 20 'For parcels containing one or more (1) principal dwelling on the effective date of this Ordinance, each such dwellings shall be counted as one (1) against those permitted in the above schedule. 2. The above-described schedule shall not apply to ECHO housing, two-family conversions, nor temporary farm employee housing, unless new lots are created for such units. 3. Lot add-ons involving agricultural land in which no new lots are created shall not be counted. against the number of lots permitted to be created in the schedule of Section 201.5.1.; Article 2 Zone Regulations -45- Silver Spring Township Zoning Ordinance 4. Regardless of size, no tract of land subdivided from its parent tract shall qualify for additional single-family detached dwellings or lots pursuant to this section. Similarly, any subsequent owner of any portion of the parent tract legally existing on the effective date of this Ordinance shall be bound by the actions of previous owners in that such current owner may only subdivide for purposes of additional single-family dwellings the number of lots, if any, remaining from the original number permitted by this section. Any subdivision or land development plan here- after filed for a tract of land in the Agricultural Zane shall specify which lot or lots shall carry with them the right to erect or place thereon any unused quota of single- family detached dwellings as determined by the provisions of this section; and, 5. In the event a tract of land which was not classified as part of the Agricultural Zone on the effective date of this Ordinance is hereafter classified as part of the Agricultural Zone, the size and ownership of such tract shall be determined as of the effective date of the change in the zoning classification. ' 201.6. Desi n Standards 1. Agricultural uses: A. Minimum lot size -Ten (10) acres; B. Minimum lot width -One hundred (100) feet at building setback line, and sixty (60) feet at the street frontage; C. Maximum lot coverage -Ten percent (10°~0); D. Maximum_permitted height -Eighty-five (85) feet for uninhabitable accessory I farm structures, and thirty-five (35) feet for other structures. Further provided that every structure is set back from each property line a distance at least equal to its height; ' E. Minimum setback requirements: a. Front yard -Fifty (50) feet; b. Side yards -Fifty (50) feet on each side; c. Rearyard -Fifty (50) feet; d. Special setback requirements -Except as provided for in the following paragraph, no area for the storage or processing of manure, garbage, or ' spent mushroom compost, structures for the cultivation of mushrooms or the raising of commercial livestock, or any building housing commercial livestock, shall be permitted within three hundred (300) feet of any land ' within any residential zone. The Zoning Hearing Board may, as a special exception, however, reduce the above special setback requirements where it is shown. that, because of prevailing winds, unusual obstructions, topography, or other conditions, a lesser distance would protect adjoining lands from odor, dust, or other hazards. In no case, however, shall the Zoning Hearing Board reduce the special. setback to less than two hundred (200) feet. The burden shall be upon the applicant to prove that a lesser distance would not be detrimental to the health, safety, and general welfare of the community; and, e. These setbacks shall not apply to agricultural fences that are used to contain agricultural livestock. Such fences shall be set back. a minimum of six (6) feet from any adjoining street right-of--way lines. Silver Spring Township Zoning Ordinance -46- Article 2 Zone Regulations 1 1 1 Single-family detached dwellings: A. The lot area shall be a minimum of one (1) acre per dwelling; B. A maximum lot area of two (2) acres per dwelling shall also apply, except that such requirement shall not apply if the applicant can demonstrate by credible evidence that the area proposed for the dwelling lot (1) does not predominately consist of Class I, II and/or III soils, as identified in the soil survey, or (2) is generally unsuitable for agricultural purposes; C. Where an applicant desires to subdivide an existing dwelling from the parent tract, the applicant may opt to impose the maximum lot area requirements of this section upon such existing dwelling, rather than on a proposed dwelling located on the remainder of the parent tract; D. The minimum lot area requirements imposed by this section assume compliance with all PA DEP regulations pertaining to sewage disposal. For those lots using on-site sewage disposal systems, Section 311 of this Ordinance shall apply; E. All single-family detached dwellings shall comply with the following design. standards: Minimum Maximum Minimum Yard Setbacks Maximum Lot Width Lot Coverage Front One Side Both Sides Rear Permitted Height 100 ft. 20% 50 ft 15 ft. 30 ft. 35 ft. 35 ft. ' F. In addition to the setbacks listed above, every single-family detached dwel]ing unit (not farm dwellings) proposed within. the Agricultural Zone shall be set back according to the following chart. Required setback distances shall be measured as a straight line between the closest property line of the proposed dwelling and the specified use. S ecified Use Re uired Minimum Setback Facilities or area for the storage or processing of manure, 200 feet garbage, or spent mushroom compost; structures for the cultivation of mushrooms, or the raising or housing of livestock Beehives 100 feet Farm-related businesses 200 feet G. For any proposed new lot that will be occupied by a new principal dwelling, the applicant shall prove to the Zoning Officer, after review by the Planning Commission, that the new lot is being designed and located in a manner that minimizes the impact upon agricultural activities on the tract and on adjacent tracts. a. To the maximum extent feasible considering septic system regulations, a new residential lot shall be located to minimize the amount of prime agricultural land that will be removed from production, to maximize prime Article 2 Zone Regulations -47- Silver Spring Township Zoning Ordinance ~~ agricultural land on a principal agricultural lot, and to allow efficient farming activities on the remaining land. b. To the maximum extent feasible, a new residential lot shall be located to maximize the distance of the new dwelling from any livestock or poultry operations and to place the home upwind from such facilities, considering prevailing winds. 3. Other permitted, special exception, or conditional uses: A. Minimum lot size -One (1) acre, provided that public andJor nonprofit parks shall have no minimum lot area, nor lot width requirements; B. Minimum lot width -Two hundred (200) feet; C. Maximum lot coverage -Twenty percent (20°/0); D. Maximum permitted height -Thirty-five (35) feet; and, E. Minimum required setbacks - a. Front ,yard setback -Fifty (50) feet from the street right-of--way line; b. Side yard setbacks -Fifty (50) feet on each side (100 feet total); c. Rear ,yard setback -Fifty (50) feet; and, d. Maximum permitted height -Thirty-five (35) feet. 4. Residential accessory Uses -Unless otherwise specified, the following requirements shall apply to accessory uses: A. Front yard setback -Three hundred feet (300')(except roadside stands and permitted signs); B. Side yard setbacks -Fifteen (15) feet on each side (30 feet total); C. Rear yard setback -Fifteen (15) feet; and, D. Maximum permitted hei;;ht -Twenty-five (25) feet. 5. Public Utilities Structure -Subject to Section 319 standards. 201.7. All uses permitted within this Zone shall also comply with the General Provisions 1 contained within Article 3 of this Ordinance. 1 201.8. Agricultural Nuisance Disclaimer -All lands within the Agricultural Zone are located within an area where land is used for commercial agricultural production.. Owners, residents and other users of this property may be subjected to inconvenience discomfort and the possibility of injury to property and health arising from normal and accepted agricultural practices and operations including but not limited to noise, odors, dust, the operation of machinery of any kind including aircraft, the storage and disposal of manure, the application of fertilizers, soil amendments, herbicides and pesticides. Owners, occupants and users of this property should be prepared to accept such inconveniences, discomfort and possibility of injury from normal agricultural operations, and are hereby put on official. notice that Section 4 of the Pennsylvania Act 133 or 1982 "The Right to Farm Law" may bar them from obtaining a legal. judgment against such normal agricultural operations. 201.9. Required Conservation Plan -Any agricultural, horticultural, or forestry-related uses which involve earthmoving activities, or the commercial harvesting or timbering of vegetation., shall. require the obtainment of an approved conservation plan by the Cumberland County Conservation District pursuant to Chapter 102 Erosion Control of Silver Spring Township Zoning Ordinance -48- Article 2 Zone Regulations ~i 1 1 1 1 1 1 1 1 1 1 1 1 1 Title 25 Rules and Regulations, Department of Environmental Protection. All on-site activities shall then be in compliance with the approved conservation plan. Article 2 Zone Regulations _49_ Silver Spring Township Zoning Ordinance Custom Report Full Report Master District 31 Parcel ID 31130114041 Property Addr 9 SAND BANK RD City State Zip PA Owner Display ROBERT D & KELLY R HENRY III Last Sale Date 4/24/2009 Last Sale Price $97,000.00 Property and Owner Information Plat Image Property Type Care of Name Land Use Code ' School District Neigborfiood 1 Land Description 3140 Lot Condo Unit ID Census Tract 4006 Latitude Census Blk Grp 7 Longitude Assessment Values Land Value $27,350.00 Total Value $27,350.00 Transfer (Sale ) History Owner Name Mail Addr Mail Addr2 Subdivision House Number Year Built HENRY, ROBERT D III & KELLY R 35 IRISH GAP ROAD NEWVILLE PA 17241 9 L3 VACANT LAND (>5 ACRE, <10 ACRE 100 RESIDENTIAL VACANT LAND LAND APPROX 8 ACRES -75.983169 -41.527077 Building Value Clean And Green 1 Sale Date Sale Price Deed Book 4/24/2009 $97,000.00 20091 1/6/2004 $70,000.00 00261 2/15/1994 $1.00 00101 ' Building Characteristics Year Built Deeded Acres Eff Year Built Stories Living Area SF 0 Dwelling Type Living Area Factor 0 Sewer Type Living Area Total 0 Road Type Limiting Factors Water Source i Deed Paae 060 00566 00527 8.4 UNKNOWN PAVED NONE $0.00 Page 1 of 1 http://cpml.fnismis.com/Paragon/Tax/Reports/CustomReport.aspx?taxid=62807&reportid=-1 9/2/2010 Page 1 of 1 Unincorporated Towns Parcels Cou nt ies 0 ~~ gq Y Roads Minor Hydro 2007 Orthophotography Ally Red: Band_1 Minor Road Major Hydro Green: Band_2 -State Road Blue: Band_3 iInterstate Water~Bodies ~ttp://ccgis.ccpa.net/taxmapperl 9/2/2010 AX MAP -HENRY AX MAP -HENRY ' Custom Report Full Report ' Master District 21 Owner Name FULMER, BRADFORD 5 Parcel ID 21050431051 Mail Addr 223 NORTH LOCUST POINT ROAD Property Addr HOLLOW BROOK DR Mail Addr2 MECHANICSBURG PA 17050 ' City State Zip PA Subdivision Owner Display BRADFORD S FULMER House Number Last Sale Date 11/5/2009 Year Built ' Last Sale Price $105,000.00 Property and Owner Information Plat Image Property Type V VACANT LAND (> 10 ACRES) Care of Name Land Use Code 113 AGRICULTURAL VACANT LAND School District 4 Land Description LOT 5-B PB 45 PG 146 Neigborhood 2100 Lot Condo Un it ID L-00056 Census Tract 118.03 Latitude -77.160783 Census Blk Grp 2 Longitude -40.251984 Assessment Values ' Land Value $6,520.00 Building Value $0.00 Total Value $60,760.00 Ciean And Green YES Transfer (Sale) History ' Sale Date Sale Price Deed Book Deed Paae 11/5/2009 $105,000.00 20093 595 4/26/1999 $1.00 00198 00061 Building Characteristics Year Built Deeded Acres 10 Eff Year Built Stories Living Area SF 0 Dwelling Type Living Area Factor 0 Sewer Type UNKNOWN ' Living Area Total 0 Road Type PAVED Limiting Factors L16,L25 Water Source NONE r http://cpml.fnismis.com/Paragon/Tax/ReportslCustomReport.aspx?taxid=45782&reportid=-l Page 1 of 1 9/2/2010 Page 1 of 1 Unincorporated Towns Parcels Counties Roads Minor Hydro 2007 Orthophotography ' Ally Red: Band_1 Minor Road Major Hydro Green: Band_2 ' -State Road Interstate Water Bodies Blue: Band_3 http://ccgis.ccpa.net/taxmapper/ 9/2/2010 ~AX MAP - FULMER TAX ML~P - Fl1LMER Custom Report Page 1 of 1 Full Report Master District 08 Parcel ID 08090523115 Property Addr City State Zip STONEHOUSE RD PA Owner Display ERIC C SANDS & D H TRACY Last Sale Date 2/4/2010 Last Sale Price $95,000.00 ' Property and Owner Information Plat Image Property Type Care of Name Land Use Code School District Neigborhood 3 Land Description 810 Lot Condo Unit ID Census Tract 306.01 Latitude Census Blk Grp 1 Longitude Assessment Va lues ' Land Value $112,220.00 Total Value $112,220.00 Transfer (Sale) History Owner Name Mail Addr Mail Addr2 Subdivision House Number Year Built SANDS, ERIC C & TRACY D H 2141 NEWVILLE ROAD CARLISLE PA 17015 SOUTH FIELDS V VACANT LAND (> 10 ACRES) 113 AGRICULTURAL VACANT LAND LOT 5 PB 93 PG 90 L-0005 -77.318005 -40.359874 Building Value Clean And Green Sale Date Sale Price Deed Book 2/4/2010 $95,000.00 20100 Building Characteristics Year Built Deeded Acres Eff Year Built Stories Living Area SF 0 Dwelling Type Living Area Factor 0 Sewer Type Living Area Total 0 Road Type Limiting Factors Water Source Deed Page 177 10.47 SANDMND PAVED WELL $0.00 http://cpml.fnismis.com/Paragon/TaxlReports/CustomReport.aspx?taxid=9807&reportid=-1 9/2/2010 Page 1 of 1 `Unincorporated Towns Parcels Counties Roads Ally Minor Hydro 2~t17 Orthophotography ,Red: Band_1 Minor Road Major Hydro Green: Band_2 -State Road ~= Blue: Band 3 ' >sInterstate Water Bodies _ ,http://ccgi s.ccpa.neUtaxmapper/ 9/2/2010 ~AX MAP -SANDS TAX MAP -SANDS BRIAN D. PEDRICK, IFAA PA State Certified General Appraiser, License # GA-001200E FORMAL EDUCATION: The Pennsylvania State University, University Park, PA 16802. Received a Bachelor of Science degree in General Agriculture in 1982. ' National Association of Independent Fee Appraisers Inc. Principles of Farm, Ranch and Rural Appraising - 1996 Advanced Farm, Ranch and Rural Appraising - 1996 Capitalization Rates, Discount Rates and Ratios - 1996 Uniform Standards of Professional Appraisal Practice - 1997, 2000, 2003, 2005 ' Pennsylvania Real Estate Appraiser Law and Regulations - 2000, 2002, 2004 Litigation Valuation - 2001 American Society of Farm Managers and Rural Appraisers Conservation Easement Valuations & Case Studies - 2006 Oil, Gas and Mineral Appraisals - 2010 Appraisal Institute Partial Interest Valuation -Undivided - 2000 Uniform Appraisal Standards for Federal Land Acquisitions - 2004 Valuation of Conservation Easements - 2008 ' Assessors Association of Pennsylvania Fundamentals of Real Estate Appraisal - 1993 ' Site and Market Analysis - 1993 Cost Approach to Value - 1993 Income Approach to Value - 1993 Appraisal Standards and Ethics - 1995, 1997 1 Pennsylvania Real Estate Law and Regulations, 1999 Berks Real Estate Institute Real Estate Tax and Investment 1998 , Pennsylvania Realtors Institute Appraisal Standards and Ethics - 1993 Narrative Report Writing - 1993 Introduction to Commercial Appraisals - 1993 ' Institute of Real Estate Studies Real Estate Law - 1993 Real Estate Investment - 1995 Real Estate Finance - 1995 Residential Construction - 1996 Property Management - 1997 ' Lee and Grant Company Appraising Historic Properties - 1995 Environmental Hazards - 1995 1 Eminent Domain - 1995 Appraisal Standards and Ethics - 1995 1 1 McKissock Data Systems Real Estate Fraud - 2001 Expert Witness Testimony - 2001 USPAP - 2007, 2009 Pennsylvania State University Agricultural Engineering Workshop -Dairy Housing - 2002 Forest Steward's Program - 40 hours - 2008 Received credit for 21 undergraduate business courses from area universities, 1985-1988. PROFESSIONAL EXPERIENCE: Agrarian Associates, Inc.: President and PA State Certified General Appraiser, 1995 to present. Responsible for the administration of appraisal services for the south-central Pennsylvania area. Agrarian Associates Inc. is an appraisal company that specializes in Real Estate appraisal of agricultural properties, including Market Values, Agricultural-Use Values, Property Tax Assessment Appeals and Conservation Easement Valuations. USDA Farmers Home Administration: 1983-1993. County Supervisor in Lancaster, Berks and Schuylkill Counties. Responsible for the administration of a variety of Agricultural and Residential loan and grant programs including all aspects of loan making and servicing. Duties 1 included appraisals of farms, residential properties and chattels and providing management and technical advice to borrowers as well as the management of the county office. Caseload included 150 farm accounts and 600 housing accounts. Certification, Designations and Memberships: Pa. State Certified General Appraiser. General Certification # GA-001240-L. Senior Agricultural Designation -National Association of Independent Fee Appraisers (HAIFA). Master Planner Class -Lancaster County Planning Commission -Spring 2002 Member of the Assessors' Association of Pennsylvania (AAP). North Cornwall Township Agricultural Preservation Board Member Member of the Lebanon County & Pennsylvania Builders Association ' Past President, Mount Gretna Snowmobile Volunteers Member ' SAMPLE ASSIGNMENTS (Agrarian Associates Inc.): 2,500-sow farrow to feeder complexes 1,400,000-bird layer operation Several 500+cow dairy facilities 2,800-sow farrow through wean facilities ~ Sew pig nurseries Wean through finish hog facilities 48-unit subsidized elderly housing complex 48-unit subsidized housing complex 100,000 bird/year feather bird complex (fly fishing lures) - Over 50,000 Acres of Land for Agricultural and Conservation Easement Purposes ACCOMPLISHMENTS (FmHA): County Office of the Year, 1991. County Supervisor of the Year, 1989. Runner-up County Office of the Year, 1985. Most active office in Pennsylvania based on loan volume, 1991 and 1992. Only office in Pennsylvania to implement the Guaranteed Rural Housing Loan Program(1992). ' Among the lowest farm and housing program delinquencies in Pennsylvania. Eliminated 25 collection farm accounts while covering Berks/Schuylkill Counties. ACCOMPLISHMENTS (Agrarian Associates Inc.l: Real Estate Appraisals of 250-350 agricultural properties per year. Approved appraiser by most of the agricultural lenders throughout central and south-central Pennsylvania. Counties serviced include; Adams, Bedford, Berks, Blair, Bradford, Cambria, Centre, Chester, Clinton, Columbia, Cumberland, Dauphin, Franklin, Fulton, Huntington, Juniata, Lackawanna, Lancaster, Lebanon, Lycoming, Mifflin, Monroe, Montgomery, Northampton, Northumberland, Perry, Schuylkill, Snyder, Somerset, Susquehanna, Union, Wayne and York. OFFICE: Agrarian Associates, Inc. 327 Cumberland Street, 15Y Floor Lebanon, PA 17042 (717) 228-1510 -telephone (717) 228-1512 -fax agrarian@verizon.net - e-mail N 0 C%1 di -+ u d w i. .r+ --~ a ~ ~ ~ jM~ ... 0:;,. ~`* N :~ C aiNJ C r.++ .N ~ N .y Q ~ _ M ,~ Rid ~„ O N L ~ ~ ~ ~ ~ y ~~ ~ a~ ~ y ~ ~ ~ ~ ~ ~ " Q ~ ~ ~ N D ~ ~+ ~ y s. ~ ~ O O ~ ~:_'_ U ~ y i. ~ ~' ` ~ ca ~ ~" ~O x 3 ~.'~ ca~~,~ ~~ ~ ~ ~ ~ ~ ~ ° `""' C ~ ° a ~ ~ a~ s~ ~ ' ~ y a 7 Q ~ ~ G. C3 U N s i ~7 z om Chi . y +~' ... . t pQGd a #; ~" Q Z tY'i N ~ ~ W V ~ ' m i1 I ~t i t l s 'o ;:. n ANGELA M. WRIGHT FORMAL EDUCATION: Assessors' Association of Pennsylvania Site and Market Analysis - 2006 Cost Approach to Value - 2006 Income Approach to Value - 2006 The Maryland Association of Appraisers, Inc. Appraising The Farm - 2005 Institute of Real Estate Studies Real Estate Law - 2004 Advanced Income Property - 2004 Basic Income Property - 2004 Residential Valuation Using Cost and Income Approaches - 2003 National Uniform Standards of Professional Appraisal Practice - 2003 McKissock Data Systems Environmental Issues For Appraisers- 2009 Appraising Factory Built Housing- 2009 Construction Detail and Trends - 2009 USPAP - 2009 American Society of Farm Managers and Rural Appraisers Oil, Gas and Mineral Appraisals - 2010 PROFESSIONAL EXPERIENCE: Pennsylvania State Certified General Appraiser - 2007 Licence # GA003562 -Expires 2011 Agrarian Associates, Inc.: 2003 -Present 1 Fee Appraiser. Experience includes the appraisal of Agricultural properties located in Pennsylvania. Appraisal service areas reach 32 Pennsylvania Counties antl include Counties located in the Lehigh and Susquehanna Valleys, Northeastern, North Central, South Central, and ' Southwestern Pennsylvania. Experience includes the research, collection, verification, analysis, and reporting of data utilizing local government offices, which include Assessment, Recorder of Deeds, Mapping and GIS, and local Zoning officials. Verification of data collected is conducted 1 through government records, site visits of subject and comparable properties, and speaking with buyers, sellers, brokers, and auctioneers. Estimates of Value are arrived at through the analysis of data collected and are based off the development of the three approaches to value; the market, cost, and income approaches. Reports are prepared in a narrative format, 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 OFFICE: Agrarian Associates, Inc. 327 Cumberland Street, 1St Floor Lebanon, PA 17042 (717) 228-1510 -telephone (717) 228-1512 -fax agrarian@verizon.net - e-mail ,._- --- © ~ A c ~ N cs ~ M v ,,,, v D N o C N Q ~ ~ d > is ' ~y C • ~ M ''' +' u Q 'a^. ~ O f. U r o C3 Gc: i. ~ C r/x Y .rr L4 W c' C o GG .- ~ ~ ~ "" ~ '~' ' ~ ~-` N is C/~ ~ ~ ai ~ d ~ ~ ~ c.. © of ^ ~ p 4•~ ~~ z 4 o ~ ~ ~- U C~ ;a ~~ ai ~ o • C ~ ~~a' ~ A ~ ~ c ~ w as ~° `"' o y L .~+ •~ y w w ~ N Q O G ~ C~ r Q a t~ ~ ~ ~~ ~ ~ u~ d ~a c ~^ ; ~ ~ ~ ~ ; ~; ~, a`~ U V ,, Y 1. f V n. "V t I^ u ~'_ ':