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Home My WebLink About03-0101PETITION FOR GRANT OF LETTERS Estate of Bennincj, John J. also known as , Deceased Social Security No. 177420980 Petitioner(s), who is/are 18 years of age or older, apply)les) for: (COMPLETE "A" OR "B" BELOW:) A. Probate and Grant of Letters and aver that Petitioner(s) is/are the execut rix ~'~ Decedent, dated 4/15/2002 and codicil(s) dated named in the Last Will of the State relevant circumstances, e.g., renunciation, death of executor, etc Except as follows, Decedent did not marry, was not divorced and did not have a child born or adopted after execution of the documents offered for probate; was not the victim of a killing and was never adjudicated incapacitated: B. Grant of Letters of Administration (c.t.a., d.b.n.c.t.a.: pendente lite, durante absentia; durante minoritate) Petitioner(s) after a proper search has/have ascertained the Decedent left no Will and was survived by the following spouse (if any) and heirs: I Name Relationship Residence I (COMPLETE IN ALL CASES:) Attach additional sheets if necessary. Decedent was domiciled at death in Cumberland County, Pennsylvania, with his/her last family or principal residence at 24 Royal Palm Drive, Mechanicsburg, PA 17050 (list street, number and municipality) Decedent, then 51 years of age, died January 13 ,2003 , at 24 Royal Palm Dr., Mechanicsbur~, PA 17055 (Location) Decedent at death owned property with estimated values as follows: (if domiciled in PA All personal property ......................................... $ (if not domiciled in PA Personal property in Pennsylvania .................... $ (if not domiciled in PA Personal property in County .............................. $ Value of real estate in Pennsylvania ........................................................................................ $ Total ..................................................................................................................... $ Real Estate situated as follows: 50,000.00 50,000.00 Wherefore, Petitioner(s) respectfully request(s) the probate of the Last Will and Codicil(s) presented with this Petition and the grant of letters in the appropriate form to the undersigned: I Typed or printed name and residence Signature Cynthia L. Bennin~] 24 Royal Palm Dr., Mechanicsbur~, PA 17050 Oath of Personal Representative Commonwealth of Pennsylvania County of Cumberland The Petitioner(s) above-named swear(s) and affirm(s) that the statements in the foregoing Petition are true and correct to the best of the knowledge and belief of Petitioner(s) and that, as personal representative(s) of the Decedent, Petitioner(s) will well and truly administer the estate according to law. Sworn to and affirmed and subscribed before me this ,,31 St; _ day of JANUARY 2003 DECREE OF REGISTER Estate of Benning. John J. Deceased No. 0. -IOl also known as Social Security No: 177420980 Date of Death: 1/13/2003 AND NOW, CI:'I~Dt laD V ,'] onno reverse side hereon, satisfactory proof having been presented before me, , in consideration of the Petition on the IT IS DECREED that Letters I~ Testamentary (~ of Administration ((c.t.a., d.b.n.c.t.; pendente lite; durante absentia; durante minoriate) are hereby granted to in the above estate and that the instrument(s), if any, dated 4-1 .~-?0fl? described in the Petition be admitted to probate and filed of record as the Last Will of Decedent. FEES Letters .................................... $ ~.("~. Short Certificates(s) ...,,.~. ........ $ ~", Renunciation .......................... $ J Extra Pages (c>~-) ...............$ I.T.R ....................................... $ JCP Fee ................................. $ ./(~' Inventory ................................ $ Other ...................................... $ 6'0 TOTAL ............................. $ mailed to atty 2-4-2~ Signature Attorney: R. Mark Thomas I.D. No: 41301 Address: 101 S. Market Street Mechanicsburg Telephone: 796-2100 PA 17055 DATE FILED: 2-4-2003 LAST WILL AND TESTAMENT BE IT REMEMBERED THAT I, JOHN J. BENN1NG, a resident of Cumberland County, Pennsylvania, being of sound and disposing mind, memory and understanding, do make, publish and declare this to be my LAST WILL and TESTAMENT, hereby revoking any and all Wills and Codicils previously made by me. I I declare that I am married to CYNTHIA L. BENNING, and that I have two (2) children, CHAD R. BENNING bom June 19, 1973 and LISA C. BENNING born February 5, 1981 and one (1) stepchild, RYAN M. MOIST bom May 15, 1982. References in this Will to my children include each of the three (3) named children. II I direct that all my just debts and funeral expenses shall be paid from my residuary estate as soon as practicable after my decease. III I direct that all taxes that may be assessed in consequence of my death, of whatever nature and by whatever jurisdiction imposed, shall be paid from my residuary estate as a part of the expense of the administration of my estate. IV I give, devise and bequeath all my property, whether real or personal, wherever situate, including any property over which I may have a power of appointment to my wife, CYNTHIA L. BENNING provided that she survives me by thirty (30) days. V If my wife, CYNTHIA L. BENNING shall predecease or fail to survive me by thirty (30) days, I give, devise and bequeath all of my property, whether real or personal, wherever situate, including any property over which I may have a power of appointment, to my children, CHAD R. BENNING, LISA C. BENNING and RYAN M. MOIST in equal shares, per stirpes. VI I nominate, constitute and appoint my wife, CYNTHIA L. BENNING as Executrix of this LAST WILL, to serve without bond. If my wife is unable or unwilling to act in that capacity, then I nominate, constitute and appoint my son, CHAD R. BENNING as Executor of this LAST WILL, to serve without bond. IN WITNESS WHEREOF, I, JOHN J. BENNING, have set my hand to this LAST WILL this ].~' dayof fit?9~'~--(_. ,2002. JOHN~t~3ENNING Y Signed, sealed, published and declared by the above-named JOHN J. BENNING, as and for his Last Will and Testament, in the presence of us, who, at his request and in his presence, and in the presence of each other, have hereunto subscribed our nmnes as witnesses. 2 ACKNOWLEDGEMENT COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND · I, JOHN J. BENNING, Testator, whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my LAST WILL; that I signed it as nay free and voluntary act for the purposes therein expressed. Sworn or affirmed t9 and acknowledged before me by JOHN J. BENNING, Testator, this/(O'--day of ~ ,2002. AFFIDAVIT I ] ... Anne Carmody, Notary Public ! Mecnanicsburg Bore, Cumberland County ~My Commission Expires Expires Mar, 11, 2006 COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND · We,5~ .~¥~O,,r'4~ Thomc and ~.ctiq.~ P. 6. ~:~ the witnesses whose names are signed to the attached or foregoing instrument being duly qualified according to law, do depose and say that we were present and saw Testator sign and execute the instrument as his LAST WILL; that JOHN J. BENNING signed willingly and that he executed it as his free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testator signed the Will as witnesses; and that to the best of our knowledge, the Testator was at the time 18 years of age or more, of sound mind and under no constraint or undue influence. Sworn or affirmed to,~n_d acknowledged before me this ,/5- day of ,,~-~ff_ ,2002. No~a~ Public I ~"ne c:"~:'l"S~ry R. MARK THOMAS Attorney at Law 101 South Market Street Mechanicsburg~ Pennsylvania 17055-3851 Telephone: (717) 796-2100 CERTIFICATION OF NOTICE UNDER RULE 5.6(a) Name of Decedent: John J. Benning Date of Death: 1/13/2003 Estate No. 21-03-101 SSN: 177-42-0980 File No. 2003-1011 Date Letters Granted: 2/4/2003 Will or Administration No. To the Register: I certify that Notice of Estate Administration required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on 5/19/2003 Name Chad R. Benning Lisa C. Benning Ryan Moist Cynthia L. Benning Address 4341 Carlisle Pike, Apt. B2 Camp Hilt 4025 Iola Drive Sarasota 1218 Mitchell Drive Mechanicsburg 1218 Mitchell Drive Mechanicsburg PA 17011 FL 34231 PA 17055 PA 17055 Notice has now been given to all persons entitled thereto under Rule 5.6(a) except Date: 5/20/2003 Capacity: Personal Representative X Counsel for Personal Representative Signature R. Mark Thomas, Esq. Name (Please type or print) 101 S. Market Street Address Mechanicsburg Telephone No. 717-796-2100 PA 17055 I- Z LU C~ LU UJ C~ COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT, 280601 HARRISBURG, PA 17128-0601 REV-15OO INHERITANCE TAX RETURN RESIDENT DECEDENT OFFICIAL USE ONLY FILE NUMBER 2 1 -0 3 0 1 0 1 DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) Benning, John J. DATE OF DEATH (MM-DD Year) I DATE OF BIRTH (MM-DD-Year) 01/13/2003 I 11/15/2003 (IF AFPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST AND MIDDLE INITIAL) Bennin9, Cynthia L. COUNTYCODE YEAR NUMBER SOCIAL SECURITY NUMBER 1 7 7-4 2-0 9 8 0 THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS SOCIAL SECURITY NUMBER 1 7 8-5 2-4 8 0 3 r~'] 1. Original Return --']4. Limited Estate E~6 Decedent Died Testate (Attach copy of Will) ~--19 Litigation Proceeds Received F'"~ 2. Supplemental Return r~ 4a. Future Interest Compromise (date ordealh after 12-12-82) ~'17. Decedent Maintained a Living Trust (Altach copy of Trust) r-1 10. Spousal Poverty Credit (date ol death behveen 12-31-91 and 1-1-95) E~3. Remainder Return (dale of death prior to 12-13-82) r-"] 5. Federal Estate Tax Return Required __ 8. Total Number of Safe Deposit Boxes E~ 11. Election to tax under Sec. 9113(A) (A~ach Sch O) THIS SECTION MUST BE cOMPLETED, ALL CORRESPONDENCE AND CONFIDENTIAL T~ INFORMATION SHOULD BE DIRECTED TO: NAME COMPLETE MAILING ADDRESS IR. Mark Thomas, Esq. FIRM NAME (11 Applicable) TELEPHONE NUMBER 717-796-21 O0 101 S. Market Street Mechanicsburg PA 17055 1. Real Estate (Schedule A) (1) 2. Stocks and Bonds (Schedule B) (2) 3. Closely Held Corporation. Partnership or Sole-Proprietorship (3) 4. Modgages & Notes Receivable (Schedule D) (4) 5. Cash, Bank Deposits & Miscellaneous Personal Properly (5) (Schedule E) 6. Jointly Owned Property (Schedule F) (6) E~ Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Properly (7) (Schedule G or L) 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11) 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) 14. Net Value Subject to Tax (Line 12 minus Line 13) (8) 163,727.37 OFFICIAL USE ONLY 30,200.00 22,107.35 0.00 (11) 216,O34.72 15,654.00 3,557.76 (12) 19,211.76 196,822.96 (13) (14) 196,822.96 SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) 16. Amount of Line 14 taxable at lineal rate 17. Amount of Line 14 taxable at sibling rate 18. Amount of Line 14 taxable at collateral rate 19. Tax Due 20, X __ (15) X ~ (16) X .12 (17) X ,t5 (18) (19) > > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < < Decedent's Complete Address: STREET ADDRESS 1218 Mitchell Dr. CITY Mechanicsburg J S'rA~-E PA I ziP 17055 Tax Payments and Credits: 1, Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Povedy Credit B. Prior Payments C. Discount Total Credits ( A + B + C ) (2) 3. Interest/Penalty if applicable D. Interest E. Penalty Total Interest/Penalty ( D + E ) (3) 4. If Line 2 is greater than Line I + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (4) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) A. Enter the interest on the tax due. (5A) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) 0 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; ........................................................................... [] [~ b. retain the right to designate who shall use the properly transferred or its income; ........................................ [] [~ c. retain a reversionary interest; or ...................................................................................................... [] [] d. receive the promise for life of either payments, benefits or care? ............................................................. [] [] 2. if death occurred after December 12, 1982, did decedent transfer properly within one year of death without receiving adequate cons derat on? 3. Did decedenl own an "in trust for" or payable upon death bank account or security at h s or her death? ................. [] [] 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ....................................................................................................... [] [] IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Under penalties of perjury, I declare Ihat I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, il is true, correct and complete. Declaralion of preparer other than lhe personal representalive is based on all information of which preparer has any knowledge. (~GNATURE OF PERSON RES~O~42::,,~LE FOR FILI,NG RETURN DATE SIG~~TATIVE ADDRESS For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exemp~ a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedem's lineal beneficiaries is 4.5%, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)]. The tax rale imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. §9116(a)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common wilh the decedent, whether by blood or adoption. REV 1502EX * (1 97) ~ COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE A REAL ESTATE ESTATE OF FILE NUMBER Benning. Johrl J, 21 03 0101 All real property owned solely or as a tenant in common must be repoded at fair market value. Fair market value is defined as the price at which properly would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER VALUE AT DATE DESCRIPTION OF DEATH 51,727.37 Decedent was a one-third (1/3) owner of a residential property located at 24 Royal Palm Dr., Mechanicsburg, PA. The property was under sales agreement at the time of decedent's death and settlement was held on January 31,2003. The total net proceeds from the sale were $155,182.13. Decedent's spouse received a net check in the amount of $51,727.37. (See attached settlement sheet) Residence - 1218 Mitchell Dr., Mechanicsburg, PA 3 BR ranch home (See attached appraisal) 1 t 2,OO0.OO TOTAL (Also enter on line 1, Recapitulation $ 163,727.37 COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF FILE NUMBER Benning. John J, 21 03 0101 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION 1994 Jeep Cherokee Clothing Accumulated sick leave and annual leave from Commonwealth TOTAL (Also enter on line 5, Recapitulation) (If more space is needed, insed additional sheets of the same size) VALUE AT DATE OF DEATH 7,000.00 200.00 23,000.00 $ 30,200.00 REV 1509 EX +(1 97) ~ COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE F JOINTLY-OWNED PROPERTY ESTATE OF FILE NUMBER Benning. John J, 21 03 0101 If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A, Cynthia L. Benning Spouse C 1218 Mitchell Drive Mechanicsburg, PA 17055 JOINTLY-OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY % OF DATE OF DEATH ITEM FOR JOINT MADE Inctude name of financial institution and bank account number or similar identifying number. Attach DATE OF DEATH DECD'S VALUE OF NUMBER TENANT JOINT deed for iointly-held real estale. VALUE OF ASSET INTEREST DECEDENT'S INTERES 1. ^. 16/2000 PNC Bank 3,256.77 50. 1,628.3c~ CD #31000188522 2. A 12/2002 PNC Bank 4,503.07; 100. 4,503.07 ,Checking Acct. #5070048483 3. A 2001 2001 Ford Taurus 18,000.00 50. 9,000.00 4. A 06/79 PSECU 13,951.78 50. 6,975.89 Savings Acct. #0177420980 TOTAL (Also enter on line 6, Recapitulation) $ 22,107.35 (If more space is needed, insert additional sheets of the same size) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY ESTATE OF FILE NUMBER Denning. John J, 21 03 0101 This schedule must be completed and filed if the answer to any ot questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is "es. DESCRIPTION OF PROPERTY % OF ITEM INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP lO DECEDENT AND THE DATE OF TRANSEER DATE OF DEATH DECD'S .i EXCLUSION TAXABLE VALUE NUMBER ATTACH A COPY OF THE DEED FOR REAL ESTATE VALUE OF ASSET INTEREST ~[IF APPLICABLE) 1. State Employee Retirement 796,000.00 100. 796,000.00 0.0(~ There is no tax due since employe was a State employee TOTAL (Also enter on line 7, Recapitulation) $ O.00 (If more space is needed, insed additional sheets of the sam~ Ri?iq/ OMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF Benning. John J, Debts of decedent must be reported on Schedule I. FILE NUMBER 0101 ITEM NUMBER DESCRIPTION AMOUNT 5. 6. 7. FUNERAL EXPENSES: Myers Funeral Home Cemetery Funeral dinner ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative (s) Cynthia L. Denning Social Security Number(s) / EIN Number of Personal Representative(s) Street Address 1218 Mitchell Dr. City Mechanicsburq State PA Year(s) Commission Paid: Attorney Fees R. Mark Thomas Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Cynthia L. Denning Street Address 1218 Mitchell Drive Zip 17050 City Mechanicsburg Relationship of Claimant to Decedent Wife State PA Zip 17050 Probate Fees Accountant's Fees Tax Return Preparer's Fees 8,334.0O 2,7O0.00 5O0.OO 500.00 3,500.00 120.00 TOTAL (Aisc enter on line 9, Recapitulation) $ 15,654.00 (If more space is needed, insed additional sheets of the same size) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULEI DEBTS OF DECEDENT, MORTGAGE LIABILITIES,& LIENS ESTATE OF Benning. Johrl J, Include unreimbursed medical expenses. FILE NUMBER 21 03 0101 ITEM NUMBER DESCRIPTION AMOUNT 1. PSECU Visa 3,557.76 TOTAL (Also enter on line 10, Recapitulation) $ 3,557.76 (If more space is needed, insert additional sheets of the same size) REV 1513 EX + (9.~~ COMMONWEALTH DF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE J BENEFICIARIES ESTATE OF Denning. John J, NUMBER Il. NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a)(1.2)] Cynthia L. Denning 1218 Mitchell Drive Mechanicsburg, PA 17050 FILE NUMBER 21 03 RELATIONSHIP TO DECEDENT Wife Do Not List Trustee(s) 100% 0101 AMOUNT OR SHARE OF ESTATE TOTAL OF PART 1| - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ (If more space is needed, insed additional sheets of the same size) B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET OMB NO. 2502-0265 A. B. TYPE OF LOAN: U.S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT I.F~FHA 2.[-']FmHA 3. [--~CONV. UNINS. 4. F~VA 5. [~]CONV. INS. 6. FILE NUMBER: I 7. LOAN NUMBER: SETTLEMENT STATEMENT 02812 I 8. MORTGAGE INS CASE NUMBER: C. NOTE: This form is fumished to give you a staternent of actual settlement cost$. Amounts paid to and by the settlemen~ agent are shown. Items marked "[POC]" were paid outside the closing; they are shown here for informational purposes and are not included in the totals. 1.0 3/98 (02812/02812/36) D. NAME AND ADDRESS OF BORROWER: E. NAME AND ADDRESS OF SELLER: F. NAME AND ADDRESS OF LENDER: Damian J. Chieppa and Leonard P. Benning and Lester F. Benning Commerce Bank Krista L. Chieppa Cynthia L. Benning '4 Lemoyne Drive Lemoyne, PA 17043 G. PROPERTY LOCATION: H. SE'FI'LEMENT AGENT: 25-1878915 I. SETTLEMENT DATE: 24 Royal Palm Drive Keystone Land Transfer, Ltd. Mechanicsburg, PA 17050 January 31, 2003 Cumberland County, Pennsylvania PLACE OF SETTLEMENT 3421 Market Street Camp Hill, PA 17011 J. SUMMARY OF BORROWER'S TRANSACTION K. SUMMARY OF SELLER'S TRANSACTION 100, GROSS AMOUNT DUE FROM BORROWER: 400. GROSS AMOUNT DUE TO SELLER: 101. Contract Sales Price 182,000.00 401. Contract Sales Price 182,000.00 102. Personal Property 402. Personal Property 103. Settlement Charges to Borrower (Line 1400) 6,012.73 403. 104. 404. 105. 405. Adjuslmenls For Items Paid By Seller in advance Adjustments For Items Paid B~/ Seller in advance 106. City/Town Taxes to 406. City/Town Taxes to 107. Count)/Taxes to 407. Count)/Taxes to 108. School Tax 01/31/03 to 07/01/03 676.01 408. School Tax 01/31/03 to 07/01/03 676.01 109. 409. 110. 410. 111. 411. 112. 412. 120. GROSS AMOUNT DUE FROM BORROWER 188,688.74 420. GROSS AMOUIVT DUE TO SELLER 182,676.01 200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER: 500. REDUCTIONS IN AMOUNT DUE TO SELLER: 201. Deposit or earnest money 2,000.00 501. Excess Deposit (See Instructions) !202. Principal Amount of New Loan(s) 145,600.00 502. Settlement Charges to Seller (Line 14001 22,833.50 203. Existing loan(s) taken subiect to 503. Existing loan(s) taken subject to 204. Principal Amt of New Loan(s) 27,300.00 504. Payoff of first Mortgage 205. 505. Payoff of second Mort~la~le 206. 506. 207. 507. (Deposit disb. as proceeds) 208. 508. 209. Closing costs from seller 4,618.00 509. Closing costs from seller 4,618.00 Adjustments For Items Unpaid By Seller Adjustments For Items Unpaid By Seller 210. City/Town Taxes to 510. City/Town Taxes to 211. County Taxes 01/01/03 to 01/31/03 42.38 511. County Taxes 01/01/03 to 01/31/03 42.38 212. School Tax to 512. School Tax to 213. 513. 214. 514. 215. 515. 216. 516. 217. 517. 218. 518. 219. 519. 220. TOTAL PAID BY/FOR BORROWER 179,560.38 520, TOTAL REDUCTION AMOUNT DUE SELLER 27,493.88 300. CASH AT S~- I I LEMENT FROM/TO BORROWER: 600. CASH AT SETTLEMENT TO/FROM SELLER: 301. Gross Amount Due From Borrower (Line 120) 188,688.74 601. Gross Amount Due To Seller (Line 420) 182,676.01 302. Less Amount Paid By/For Borrower (Line 220) ( 179,560.38'~ 602. Less Reductions Due Seller (Line 520) ( 27,493.88 303. CASH( X FROM)( TO)BORROWER 9,128.36 603. CASH( X TO)( FROM)SELLER 155,182.13 The undersigned hereby acknowledge receipt of a completed copy of pages 1&2 of this statement & any attachments referred to herein. ~'-~""DamianJ.~hi;~ppa ff;~- seller ~.,~")l'&z--,/~--t,~ ?,~,"!.-~ -',~ ~".~z.._. ( :Lbonard P.,Benn ng ~/.' ~ //' ~ ~ ,/ Page L. SETTLEMENT CHARGES 700. TOTAL COMMISSION Based on Price $ ~ 0.0000 % 12,250.00 Division of Commission (line 700) as Follows: $12,250.00 to Re/Max Realty Associates, Inc. $ to PAID FROM BORROWER'S FUNDS AT SETTLEMENT PAID FROM SELLER'S FUNDS AT SETTLEMENT 701. 702. 703. Commission Paid at Settlement 12,250.00 704. Transaction Fee to Re/Max Realty Assoc. Inc. 250.00 250.00 800. ITEMS PAYABLE IN CONNECTION WITH LOAN 801. Loan Ori~lination Fee 0.0000 % to 802. Loan Discount % to to Gardner Real Estate Appra. Service 803. Appraisal Fee 804. Credit Report to 805. Lender's Inspection Fee to Commerce Bank Fee to 807. Assumption Fee to 808. 809. 810. 811. 812. Underwriting Fee to Commerce Bank 813. Flood Ced. 814. to Credit Plus Solutions 815, Interest on 2nd Mortgage 816. 817. 818. 819. 820. to Commerce Bank 900. ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE 901. Interest From 01/31/03 to 02/01/03 @ $ 23.760000/day ( 1 days %) Insurance Premium for months to 903. Hazard Insurance Premium for 1.0 ))ears to 250.00 50.00 245.00 11.00 5.78 904. 905. 1000. RESERVES DEPOSITED WITH LENDER 1001.Hazard Insurance 3.000 months ~ $ 41.67 per month 125.01 e lnsurance months (~ $ per month months (~ $ per month 1004. Count)) Taxes 13.000 months (~ $ 42.97 per month 1005. School Tax 8.000 months @ $ 136.17 per month 1006. months (~ $ per month 1007. months ~ ~ per month iustment months ~ $ per month 1100. TITLE CHARGES 23'761 558.61 1,089.36 -506.54 101. Settlement or Closing Fee to 102. Abstract or Title Search to 103. Title Examination to 1104. Title Insurance Binder to 1105. Document Preparation to Ke))stone Land Transfer, Ltd. 2 Deeds 200.00 1106. Notary Fees to CASH 1107. Attorney's Fees to (includes above ifem numbers: 1108. Title Insurance to Keystone Land Transfer, Ltd. Policy #07881! (includes above item numbers: 1109. Lender's Coverage $ 145,600.00 ) 1110. Owner's Coverage $ 182,000.00 1111. Endorsements 100,300,8.1 to Keystone Land Transfer, Ltd. 112. Closing Protection Letter to Keystone Land Transfer, Ltd. 113. Tax Receipts Keystone Land Transfer, Ltd. 1114. Overnight to Keystone Land Transfer, Ltd. 1115. Reimburse-record 1st deed to Keystone Land Transfer, Ltd. tO 20.00 1,268.7~ 150.00 1,820.00; Mort~aile 1,820.00; Mort(jac, le Cumberland County Recorder of Deeds Cumberland County Recorder of Deeds 35.0 20.00 1116. 1117. Record 2nd Mortgage Assignment to Keystone Land Transfer, Ltd. 28.51 1118. AHS Warranty to AHS 1200, GOVERNMENT RECORDING AND TRANSFER CHARGES 1201. Recording Fees: Deed $ 40.00; Modgage $ 47.50; Releases $ 1203. State Tax/Stamps: Revenue Stamps inment 1205. Record 2nd Mortgage to 1300. ADDITIONAL Si:: I I LEMENT CHARGES 1301. Survey' to 1302. Pest Inspection 1303. Sewer- 10/3- 1/31 to Biechler & Tillery to Silver Sprin~l Authorit)) to Biechler & Tillery Inc. 1304. Radon Miti~lation 1305, Replacement of Furnace 87.50I 1,820.00I 28.50J 47.50~ to Zimmerman Heating Company 1400. TOTAL SE1 ILEMENT CHARGES (Enter on Lines 103, Section J and 502, Section K) &Home Ins/Radon I Act#341-3431 405.00J 6,012.73~ By signing page 1 of this statement, the signatories acknowledge receipl of a completed copy ol' page 2 of this two page sla/ement. Keystone L~nd Transfer, Ltd. Certified to be a true copy. Settlement Agent 12.00 43.50 385.00 1,820.00 765.00 7,000.00 ( 02812 / 02812 / 36 ) Mark E. Hilbert & Associates 03-610M1S File No. 03-610MIS APPRAISAL OF Summery Appraisal LOCATED AT: 1218 Mitchell Drive Mechanicsburg, PA 17050 FOR: Cynthia Benning 1218 Mitchell Drive Mechanicsburg, PA. 17050 BORROWER: Cynthia Benning AS OF: January 13, 2003 Date of Death BY: Mark E. Hilbert MARK E. HILBERT & ASSOCIATES 03-610M1S UNIFORM RESIDENTIAL APPRAISAL REPORT FileNo. 03-610M1S 'Address 1218 Mitchell Drive Legal Description Recorded Cumberland County Court House Book R32, Page 6 Assessor's Parcel No. Tax Year City Mechanicsburg Borrower Cynthia Bennin( Current Owner Estate hborhood or Project Name Valley Stream Estates Sale Price $ Estate Date of Sale Lender/Client Cynthia Benning Mark E. Hilbert Location [_.J Urban '~ Suburban Built up [] Over 75% [~ 25-75% Growth rate [] Rapid [] Stable Property values [] Increasing [] Stable Demand/supply [] Shortage [] In balance Marketing time ~ Under 3 mos. [] 3-6 mos. State PA Zip Code 17050 County Cumberland P.E. Taxes $ Special Assessments $ Occupant: [] Owner ~ Tenant PUD [] Condominium (HUDNA only) HOA$ Map Reference Census Tract 114 Description and $ amount of loan charges/concessiOns to be paid by seller Address 1218 Mitchell Drive, Mechanicsburq, PA. 17050 [] Vacant /Mo. Address 14 North Walnut Street, Mechanicsburq, PA 17055 L--] Rural I Predominant J Single family housing I Present land use % I Land use change PRICE AGE . o . [] Under 250/0 occupancy , $,000, (,rs) I I [] Likely ¢ ~ v One famdy 75 Yo [] Not hkely [] Slow [] Owner ~ Low 512-4family 2% [] In process [~ Declining [~ Tenant I ....... 150 High 50 J Multi4amily 2% ] To: Residential ~"~ ' o __~ Oversupply[] Vacant(0-5%) dominant :i ; ]Commercial 2Yo OverBmos. []va~,'/o,e, 5%l I i20 I 40 ~V. Land/ 19% Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries and characteristics: Subject Property is located along Mitchell Drive in the development of Valley Stream Estates, Cumberland County, Pennsylvania. Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.): ~ood access to employment and services. Churches ,Schools and Recreational areas are within a reasonable distance. Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/supply, and marketing time - - such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): With the improving markets the seller are not required to offer sales or financing concessions. Financing is readly available from a variety of sorces. tApproximate total number of units in the subject project Describe common elements and recreational facilities: Project Information for PUDs (If applicable) - - Is the developer/builder in control of the Home Owners' Association (HCA)? [___) YES L_] NO Approximate total number of units for sale in the subject project Dimensions 110 x 70 x 110 x 70 Sitearea 7700 Sq. Ft. +/- Specific zoning classification and description Zoning compliance [] Legal [] Legal nonconforming (C~andfathered use) [~ Illegal hest & best use as improved: ~ Present use [---] Other use (explain) Utilities Public Other J Off-site Improvements Type Gas Curb/gutter Concrete Water Sidewalk Concrete Sanitary sewer Street lights None Storm sewer Corner Lot [~ Yes [] No [] No zoning Public Private Topography Basically Level Size 0.176 Acres Shape Rectangular Drainage Appears adequate View Residential Landscaping Typical Driveway Surface Concrete Apparent easements None apparent FEMA Special Flood Hazard Area [] Yes [] No FEMAZone "C" Map Date03-03-92 Alley None [] L~ FEMA Map No. 420362-0005-D Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconforming zoning, use, etc.): GENERAL DESCRIPTION No. of Units No. of Stories Type (Det./Att.) Design (Style) Existing/Proposed Age (Yrs.) One One Detached Ranch Existing 44 +/- ROOMS Basement Level 1 Level 2 EXTERIOR DESCRIPTION Foundation Block Exterior Walls Brick / Vinyl Roof Surface Asph. Sh. Gutters& Dwnspts. Aluminium Window Type Wood D. H. Storm/Screens Thermo/Yes Manufactured House No Kitchen Area 1 Finished area above grade contains: 5 Rooms; INTERIOR Materials/Condition Floors H/W-Cpt./Good Walls Drywall / Avg Trim/Finish Wood / Avg Bath Floor CeramicTile//Avg Bath Wainscot Fiberglass / Avg Doors Hollow Core HEATING Type Hot Air Fuel Gas ConditionAvq. COOLING Central Yes Other None FOUNDATION Slab NONE Cra~ Spaca NONE Basement Full Sump Pump None BASEMENT Area Sq. Ft. 1176 % Finished 75 Ceiling Drywall Wails Drywall INSULATION Roof __. []~ Ceiling Walls Unk [] Floor __ [] Dampness None noted Settlement None noted Infestation None noted Den Famly Rm.I Rec. Rm. Bed~oms Floor Carpet Outside En~ Yes None ; Unknown Other [ Area Sq. Ft. ~torage J 1,176 1,176 3 Bedroom KITCHEN EQUIP. Refrigerator [] Range/Oven [] Disposal [] Dishwasher [] Fan/Hood [] Microwave [] s); 1.5 Bath(s); ATTIC None Stairs Drop Stair Scuttle Floor Heated 1,176 Square Feet of Gross Living Area CAR STORAGE: None [] Garage Attached Detached Built-In Carport 1 AMENITIES Fireplace(s) # [] Patio [] Deck [] Porch Front / Rear Fence [] Pool Ab. GR. # of cars ConditionAvg. Washer/Dryer ~ Finished ~-~ ~--~ Driveway 2 IAdditional features (special energy efficient items, etc.): None Noted __ __ __ ~,j Condition of the improvements, depreciation (physical, functional and external) repairs needed quality of construct on remode ng/additions etc ' No major repairs noted. No evidence of functional or external ~'bsolescenc~ ' R Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the s te, or n the ~ immediate vicinity of the subject property: Threr are no visible or apparent environmental conditions that would Negatively impact the value [] of subject property. Fr.ddie Mac F(:xm 70 6-93 PAGE 1 OF 2 Fannie Mae Form 1004 6-93 Produced using Polaroid Digital Solutions software, 800.234.8727 www polaroidfc~ms corn 03-610M1S UNIFORM RESIDENTIAL APPRAISAL REPORT F~e No. 03-610M1S Valuation Section ESTIMATEE~SITE VALUE .......................... : $ ESTIMATED REPRODUCTION COST-NEW OF IMPROVEMENTS: Dwelling 1,176 Sq. Ft. @$ 60.00 = $ 70,560 Bsmt. 1176 Sq. Ft. @$ 12.00 = 14,112 Porches = 4,000 Garage/Carport 336 Sq. Ft. @$ 10.00 = 3,360 Total Estimated Cost New ................ = $ 92,032 Less Physical I Functional I External Est. Remaining Econ. Life: Depredation $15,000] $0 I $0 = $ 15,000 Depreciated Value of Improvements = $ "As-is" Value of Site Improvements ................... = $ INDICATED VALUE BY COST APPROACH ........... = $ 32,000 ITEM I SUBJECT COMPARABLE NO. 1 77,032 2,000 111 1218 Mitchell Drive 5206 Royal Drive Address Mechani, Mechanicsburg, PA 3 Miles +/- Sales Price Estate $ Price/GrossLiv. Area 0.00 ~ 99.91 ~ Data and/or C.P.M.L. Verification Sources ent VALUE/~gdUSTMENTS DESCRIPTION DESCRIPTION Sales or Finandng ~;!~,~ ........ ~:~ ~1 3 DOM I Date of Sale/Time AS~iOf¢;.l~ ~.] 11/22/02 Location Suburba~t J Suburban I Fee Simple [ Fee Simple , Site View of Ccosfrud. Jon Condition Above Grade Room Count Basement & Finished Rooms Below Grade Functional Utility ~ Eflldent Items Porch, Patio, Deck, Fence, Pool, etc. INet Adj. (total) Adjusted Sales Price of Comparable 0.176 Acres Residential Ranch / Avg. Brick / Vinyl 44 Yrs. Ave, rage, Total ~ Bdrms ~ Baths 5i 3: 1.50 1,176 Sq. Ft. Full Family Rm Average Gas Hot Air/CA Average 1 Car Carpo~ 2 Porches None None None 0.2 Acres Residental Ranch / Avg. Brick / Alumin 37 Years Average Total', Bdrms '~ Baths 61 3: 1.00 1,060 Sq. Ft. Partial Unfinished Average Gas H.Wat/CA Average 1 Car Carport 2 Porches None None None + (-) $ Adjuslment +8OO +1,200 +1,000 +1,000 4,000 $ 109,900 Comments on Cost Approach (such as, source of cost estimate, site value, square foot calculation and for HUD, VA and FmHA, the estimated remaining economic life of the property): In the reproduction cost of improvements, Marshall & Swift Residential Cost Handbook and local contractors are referenced. Estimated remaining economic life is 30-35 years. COMPARABLE NO. 2 COMPARABLE NO. 3 304 E. Portland Street 6318 Forrest Drive Mechanicsburg, PA I Mechanicsburg, PA 1.7 Miles +/- 12 Miles +/- ' 107,900 1 ~ ~' ~t 108.99 ~ I 104.81 C.P.M.L. Agent DESCRIPTION 50 DOM Conventional 11/22/02 Suburban Fee Simple 0.14 Acre Residental Ranch / Avg. Stucco 47 Years Average TotalI Bdrms ; Baths 5: 3, 1.00 990 Sq. Ft. ' Full Unfinished Average , Gas H.Air/CA Average Off St. Parking Porch None None + (-) $ Adjustment +800 +1,90(: +1,00 +1,500 +1,000 None [~+ [..~- iS 6,200 ii~;~ $ 114,100 C.P.M.L. Agent DESCRIPTION 22 DOM Conventional 11/27/02 Suburban Fee Simple 0.4 Acre 109,000 + (-) $ Adjustment -1,500 Residental , Ranch / Avg. Brick / Alumin 40 Years +/- Average Total i Bdrms i Baths 61 3: 1.001 1,040 Sq. Ft. Full Family Rm Average ,, EBB/None ', Average 1 Car Carport Deck None None +8O0 +1,400 +1,000 +1,000 None : !' ~' ,iS 2,700 $ 111,7ooi Fen Sales Comparison (including the subject property's compatibility to the nei!lhborhood, etc. ): See addendum. [] ITEM SUBJECT None COMPARABLE NO. 1 COMPARABLE NO. 2 B Date, Priceand Data None None [] Source for pdor sales N/A N/A N/A iwithin year of appraisal i C.P.M.L,/Court House C.P.M.L,/Court House COMPARABLE NO. 3 None N/A C.P.M.L,/Court House Owners Deed Analysis of any current agreement of sale, option, or listing of the subject property and analysis of any prior sales of subject and comparables within one year of the date of appraisal: The sales comparison approach carries the most weight in determing market value as it is based on historical infirmation and is not as subjective as in the income approach INDICATED VALUE BY SALES COMPARISON APPROACH ..................................................... $ 112,000 INDICATED VALUE BY INCOME APPROACH (If Applicable) Estimated Market Rent $ N/A /Mo. x Gross Rent Multiplier ~I/A = $ r This appraisal is made ~} "as is" ~ subject to the repairs, alterations, inspections or conditions listed bebw E~ subject to completion per plans and spedfications. ConditionsofAppraisal: The appraiser assumes a maretable title and that equipment associated with the improvement is in working order Final Reconciliation: The market approach reindorced by the cost approach is a good indicator of fair market value. The fact that the seller is 3ortion of the closing costs has no effect on this appraisal. THIS IS AN ESTATE APPRAISAL AS OF THE DATE OF DEATH JANUARY 13, 2003. The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report, based on the above conditions and the certification, contingent and limiting conditions, and market value definition that are stated in the attached Freddie Mac Form 439/Fannie Mae Form 1004B (Revised 6/93 ). I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT, AS OF January 13, 2003 (WHICH IS THE DATE OF, INSPECTIO~E.~CTiVE ~ OF THIS REPORT) TO BE $ 112,000. blgnature /"///-~'///'~ ~--*"¢/~--~--~/-/-"~;''¢~ Signature E~Did E~Did Not Name Mark E. I~b'e'~t'" ~"~ //¢-'7 ~ ~ ~' Name Inspect Property Date Report Signed September 22, 2003 State Certification # RL-000388-L Date Report Signed State PA State Certification # State Or State License # RB029755A State PA Or State License # State Fr,,ddie Mac Form 70 6-93 PAGE 2 OF 2 Produced using Polaroid Digital Soluitons sot(ware, 800.234.8727 ',w,'w polaroidforms com Mark E. Hilbert and Assoc. Fannie Mae Fm'm 1004 6-93 Borrowei': Cynthia Benning ADDENDUM File No.: 03-610M1S · Property Address: 1218 Mitchell Drive Case No.: 03-610M1S City: Mechanicsburg State: PA Zip: 17050 Lender: Cynthia Benning Comments on Sales Comparison All Comparables are settled to the best of the appraiser's knowledge. Verification of settlement is with county and/or Relator. I am unable to verify the insulation "R" factor. The presence of UREA-Formaldehyde foam insulation could not be determined. If UFFI is present, the appraisal market value may be adversely affected or voided. Any information about insulation stated on the appraisal was provided by inspection, owner, or agent and is assumed to be 8ccurate. The property's heating, plumbing, and electrical systems appear to be functioning properly to the best of the appraiser's knowledge and expertise. The appraiser is not aware of the existence of Radon Gas and/or Radon Daughters, and does not have the necessary equipment to test for the presence of same. If a future test shows unacceptable levels of Radon present, the appraised market value may be adversely effected or voided. Addendum Page 1 o1' 1 Borrower: Cynthia Benning SUBJECT PROPERTY PHOTO ADDENDUM File No.: 03-610M1S Property Address: 1218 Mitchell Drive Case No.: 03-610MIS ,City: Mechat~icsburg State: PA Zip: 17050 Lender: Cyr~thia Benning FRONT VIEW OF SUBJECT PROPERTY Appraised Date:January 13, 2003 Appraised Value: $ REAR VIEW OF SUBJECT PROPERTY STREETSCENE Borrower: Cynthia Benning COMPARABLE PROPERTY PHOTO ADDENDUM File No.: 03-610MIS .Property Address: 1218 Mitchell Drive Case No.: 03-610MIS City: Mechanicsburg State: PA Zip: 17050 Lender: Cynthia BenninR COMPARABLE SALE #1 5206 Royal Drive Mechanicsburg, PA Sale Date: 11/22/02 Sale Price: $105,900 COMPARABLE SALE #2 304 E. Portland Street Mechanicsburg, PA Sale Date; 11/22/02 Sale Price: $107,900 COMPARABLE SALE #3 6318 Forrest Drive Mechanicsburg, PA Sale Date: 11/27102 Sale Price: $109,000 BorrowedClient File// Properly Address City County State Zip Code Lender BUILDING SKETCH MULTI-PURPOSE SUPPLEMENTAL ADDENDUM FOR FEDERALLY RELATED TRANSACTIONS (FIRREA) 03-610M1S 03-610M1S Borrower/Client Cynthia Benning Property Address 1218 Mitchell Drive City Mechanicsburql County Cumberland State PA Zip Code 17050 Lender Cynthia Benning This Multi-Purpose Supplemental Addendum for Federally Related Transactions was designed to provide the appraiser with a con- venient way to comply with the current appraisal standards and requirements of the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of Currency (OCC), The Office of Thrift Supervision lOTS), the Resolution Trust Corporation (RTC) and the Federal Reserve. This Multi-Purpose Supplemental Addendum is for use with any appraisal. Only those statements which have been checked by the appraiser apply to the property being appraised. The purpose of the appraisal is to estimate the market value of the subject property as defined herein. The function of the appraisal is to assist the above-named Lender in evaluating the subject property for lending purposes. This is a federally related transaction. ~-J The appraisal is based on the information gathered by the appraiser from public records, other identified sources, inspection of the subject property and neighborhood, and selection of comparable sales within the subject market area. The original source of the corn- parables is shown in the Data Source section of the market grid along with the source of confirmation, if available. The original source is presented first. The sources and data are considered reliable. When conflicting information was provided, the source deemed mos1 reliable has been used. Data believed to be unreliable was not included in the report nor used as a basis for the value conclusion. ~ The Reproduction Cost is based on Marshall & Sw ft residential Cost Hand book and Local Contractors. supplemented by the appraiser's knowledge of the local market. J-~ Physical depreciation is based on the estimated effective age of the subject property. Functional and/or external depreciation, if present, is specifically addressed in the appraisal report or other addenda. In estimating the site value, the appraiser has relied on personal knowledge of the local market. This knowledge is based on prior and/or current analysis of site sales and/or abstraction of site values from sales of improved properties. -~J The subject property is located in an area of primarily owner-occupied single family residences and the Income Approach is not consi- dered to be meaningful. For this reason, the Income Approach was not used. ~-"~ The Estimated Market Rent and Gross Rent Multiplier utilized in the Income Approach are based on the appraiser's knowledge of the subject market area. The rental knowledge is based on prior and/or current rental rate surveys of residential properties. The Gross Rent Multiplier is based on prior and/or current analysis of prices and market rates for residential properties. ~For income producing properties, actual rents, vacancies and expenses have been reported and analyzed. They have been used to pro- ject future rents, vacancies and expenses. According to the subject property; has not been offered for sale in the past __ months or __ years. is currently offered for sale for $ ---~ was offered for sale within the past months or __ years. -~ Offering information was considered in the final reconciliation of value. ~ Offering information was not considered in the final reconciliation of value. -~ Offering inforr?tion was not available. The reasons for unavailability and the steps taken by the appraiser are explained later in this addendum. According to the deed the subject property; I X I has not transferred in the past __ months or years. ! I has transferred in the past __ months or years. I I All prior sales which have occurred in the past months or __ years ara listed below and reconciled to the appraised value, either in the body of the report or in the addenda. Date Sales Price Document # Seller Buyer J~-J Subject property is not located in a FEMA Special Flood Hazard Area. IJ Subject property is located in a FEMA Special Flood Hazard Area. Zone FEMA Map/Panel# Map Date Name of Community "C" 420362~0005-D 03-03~92 Borough of Mechanicsburg I The community does not participate in the National Flood Insurance Program. X I The community does participate in the National Flood Insurance Program. I It is covered by a regular program. I It is covered by an emergency program. y Ave. New Haven, CT 06511 All Rights Reserved December 1992 This from reproduced with permission on the ACI Oevelopmenl RapidFo~ms system (800) 234-8727 03-610M1S 03-610M1S [~'-~The subject property is currently not under contract. ~]The contract and/or escrow instructions were not available for review. The unavailability of the contract is explained later in the addenda section. ~'--]The contract and/or escrow instructions were reviewed. The following summarizes the contract: Contract Date Amendment Date Contract Price Seller I IThe contract indicated that personal property was not included in the sale. ~-~The contract indicated that personal property was included. Pt consisted of Estimated contributory value is $ I X IPersonal property was not included in the final value estimate. ~-~Personal prop.-.rty was included in the final value estimate. ~The contract indicated no financing concessions or other incentives. -'~The contract indicated the following concessions or incentives: E lf concessions or incentives exist, the comparabies were checked for similar concessions and appropriate adjustments were made, if applicable, so that the final value conclusion is in compliance with the Market Value defined herein. 1-3 months is considered a reasonable marketing period for the subject property based on multi-listing service data. The Appraiser certifies and agrees that: (1) Their analyses, opinions and conclusions were developed, and this report was prepared, in conformity with the Uniform Standards of Professional Appraisal Practice ("USPAP"), and in accordance with the regulations developed by the Lender's Federal Regulatory Agency as required by FIRREA, except that the Departure Provisions of the USPAP do not apply. (2) Their compensation is not contingent upon the reporting of predetermined value or direction in value that favors the cause of the client, the amount of the value estimate, the attainment of a stipulated result, or the occurrence of a subsequent event. (3) This appraisal assignment was not based on the requested minimum valuation, a specific valuation, or the approval of a loan, The value estimated is based on the assumption that the property is not negatively affected by the existence of hazardous substances or detrimental environmental conditions unless otherwise stated in this report. The appraiser is not an expert in the identification of hazardous substances or detrimental environmental conditions. The appraiser's routine inspection of and inquiries about the subject property did not develop any information that indicated any apparent significant hazardous substances or detrimental environmental conditions which would affect the property negatively unless otherwise stated in this report. It is possible that tests and inspections made by a qualified hazardous substance and environmental expert would reveal the existence of hazardous substances or detrimental environmental conditions on or around the property that would negatively affect its value. Appraiser's Signature Appraiser's Name (print). State PA License __ Effective Date September 18, 2003 Date Prepared Phone # ( ~./'7 ) Certification xL~ Certification # RL-000388-L Tax ID #,~-..~'-'"~..~?/_~. ~---~The co-signing appraiser has personally inspected the subject property, both inside and out, and has made an exterior inspection of apl comparable sales listed in the report. The report was prepared by the appraiser under direct supervision of the co-signing appraiser. The co-signing appraiser accepts responsibility for the contents of the report including the value conclusions and the limiting condi- tions, and confirms that the certifications apply fully to the co-signing appraiser ~-]The co-signin? appraiser has not personally inspected the interior of the subject property and: [-~has not inspected the exterior of the subject property and all comparabPe sales listed in the report. ~---jhas inspected the exterior of the subject property and all comparable sales listed in the report. ~ ' supervision of the co-signing appraiser. The co-signing appraiser accepts The report was prepared by the appraiser under d~rect responsibility for the contents of the report, including the value conclusions and the limiting conditions, and confirms that the certifications apply fully to the co-signing appraiser with the exception of the certification regarding physical inspections. The above describes a level of inspection performed by the co-signing appraiser. [~The co-signing appraiser's level of inspection, involvement in the appraisal process and certification are covered elsewhere in the addenda section of this appraisal. Appraiser's Signature Appraiser's Name (print) State__ ~'~-~ License [~Trainee ~ Review ~ Other SS# Certified Residential ~ Certification # FW-70M Forms & Worms Inc., 315 Whitney Ave. New Haven, CT 06511 All Rights Reserved December 1992 This fo~m reproduced wi~h permission on the ACI Development RapidForms system (80~) 234q]727 File No. 03-610M1S IBorrower Cy, nthia Benning Property Address 1218 Mitchell Drive City Mechanicsburg County Cumberland State PA ZipCode 17050 Lender Cynthia Benninc~ APPRAISAL AND REPORT IDENTIFICATION This appraisal conforms to on__.Ae of the following definitions: ~ Complete Appraisal (The act or process of estimating value, or an opinion of value, performed without invoking the Departure Rule.) [~ Limited Appraisal (The act or process of estimating value, or an opinion of value, performed under and resulting from invoking the Departure Rule.) This report is on._Ae of the following types: [~ Self Contained (A written report prepared under Standards Rule 2-2(a) of a Complete or Limited Appraisal performed under STANDARD 1.) [] Summary (A written report prepared under Standards Rule 2-2(b) of a Complete or Limited Appraisal performed under STANDARD 1.) ~ Restricted (A written report prepared under Standards Rule 2-2(c) of a Complete or Limited Appraisal performed under STANDARD 1 for client use only.) Comments on Standards Rule 2-3 I certify that, to the best of my knowledge and belief: · The statements of fact contained in this report are true and correct. · The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions and conclusions. , I have no present or prospective interest in the property that is the subject of this report, and no personal interest with respect to the parties involved. · I have no bias with respect to the property that is the subject of this report or the parties involved with this assignment. · My engagement in this assignment was not contingent upon developing or reporting predetermined results. · My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. , My analyses, opinions and conclusions were developed and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. · I [~] have [] have not made a personal inspection of the property that is the subject of this report. Comments on Appraisal and Report Identification Note any departures from Standards Rules 1-2, 1-3, 1-4, plus any USPAP-related issues requiring disclosure: Date Signed: September 22, 2003 State Certification #: RL-000388-L or State License #: RB029755A State: PA Expiration Date of Certification or License: June 30, 2005 SUPERVISORY APPRAISER (only if required): Signature: Name: Date Signed: State Certification #: or State License #: State: Expiration Date of Certification or License: [] Did [] Did Not Inspect Property USPAP Identil3cation (Rev 9/99) 1 of 1 Produced using Pola~ oid Digital Solulions soltware, 8002348;'2? www pola~oidlol ms.com 03-610M1S File No. 03-610M1S DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the Appraiser's judgment. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, The appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic substances, etc. ) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc. ) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the' appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the property. 7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. 10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser is associated ) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media. Freddie Mac Form 439 6-93 Page 1 of 2 Fannie Mae Form 1004B 6-93 03-610MIS File No. 03-610M1S APPRAISERS C£RTIFICATION: The Appraiser certifies and agrees that: 1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant variation. If a significant item in a comparable property is superior to, or more favorable than, the subject property, I i~ave made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property, I have made a positive adjustment to increase the adjusted sales price of the comparable. 2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the appraisal report are true and correct. 3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent and limiting conditions specified in this form. 4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property. 5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. 6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan. 7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section. 8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property. 9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it. SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report. ADDRF:SS OF PROPERTY APPRAISED: 1218 Mitchell Drive, Mechanicsburg, PA 17050 APPRAISER: Date Signed: September 22, 2003 State Certification #: RL-000388-L or State License #: RB029755A State: PA Expiration Date of Certification or License: June 30, 2005 MARK E. HILBERT & ASSOCIATES SUPERVISORY APPRAISER (only if required) Signature: Name: Date Signed: State Certification #: or State License #: State: Expiration Date of Certification or License: [] Did [] Did Not Inspect Property Freddie Mac Form 439 6-93 Page 2 of 2 Fannie Mae Form 1004B 6-93 BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. Z80601 HARRISBURG, PA 171ZB-0601 R HARK THOHAS ESQ 101 S HARKET ST NECHANICSBURG PA 1Z055 COHNONWEALTH OF PENNSYLVANIA DEPARTHENT OF REVENUE NOTICE OF INHERITANCE TAX APPRAISEHENT, ALLOWANCE OR DISALLOWANCE OF DEDUCTIONS AND ASSESSNENT OF TAX DATE 11-24-2005 ESTATE OF BENNING DATE OF DEATH 01-15-2005 FILE NUHBER 21 05-0101 COUNTY CUH~ERLAND ACN 101 I Amoun~ Remitted REV-15¢? EX &FP COl-OS) JOHN J HAKE CHECK PAYABLE AND REHZT PAYHENT TO: REGISTER OF WILLS CUH~ERLAND CO COURT HOUSE CARLISLE, PA 17015 CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~ REV-1547 EX AFP (01-03) NOTICE OF INHERITANCE TAX APPRAZSEHENT, ALLOWANCE OR DISALLOWANCE OF DEDUCTIONS AND ASSESSHENT OF TAX ESTATE OF ~ENNING JOHN J FILE NO. 21 05-0101 ACN 101 DATE 11-24-2003 TAX RETURN WAS: (X) ACCEPTED AS FILED ( } CHANGED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Real Estate (Schedule A) (1) 2. Stocks and Bonds (Schedule B) 3. Closely Held Stock/Partnership Interest (Schedule C) (3) q. Hortgagas/Notas Receivable (Schedule D) .6. Cash/Bank Daposits/Hisc. Personal Property {Schedule E) 6. Jointly Owned Propar~cy (Schedule F} (6) 7. Transfers (Schedule G) (7) B. To,al Assets APPROVED DEDUCTIONS AND EXEHPTIONS: 9. Funeral Expansas/Adm. Costs/Hisc. Expanses (Schedule H) (9) 10. Debts/Hortgaga Liabilities/Liana (Schedule T) (10) 11. Total Deductions 12. Nat Value of Tax Return 163~727.37 .00 .0O .00 $0~Z00.00 Z2~107.55 .00 (8) 15,654. O0 5~557.76 (11) (12) Charitable/governmental Bequests; Non-elected 9115 Trusts (Schedule J) (13) Net Value of Estate Subiact to Tax (lq) Zf an assess.ant Has issued previously, lines 14, 15 end/or 16, 17, 13. NOTE: reflect figures that include the total of ALL returns assessed to date. (16) 196,822.96 x O0 = (16) .00 x 045 = (17) .00 x 12 = (18) .00 x 15 = (19)= ANOUNT PAID ASSESSHENT OF TAX: 15. Amount of Line lq at Spousal rate 16. Amount of Line lq taxable at Lineal/Class A rata 17. Amount of Line lq at Sibling rata 18. Amount of Line lq taxable at Collateral/Class B rate 19. Principal Tax Due TAX CREDITS: PAYMENT DATE NUNBER INTEREST/PEN PAID (-) TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. TOTAL DUE NOTE: To insure proper credit to your account, sub. it tho upper portion of this form ~ith your tax payment. 216,0:34.72 19.211.76 196,822.96 1F PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. .00 196,822.96 18 and 19 will ( ZF TOTAL DUE ZS LESS THAN $1, NO PAYNENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR), YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORN FOR INSTRUCTIONS.) .00 .00 .00 .00 .00 .00 .00 .00 .00 RESERVATION: PURPOSE OF NOTICE: PAYMENT: REFUND (CR): OBJECTIONS: ADMIN- ISTRATIVE CORRECTIONS: DISCOUNT: PENALTY: INTEREST: Estates of decedents dying on or before December 12, 1981 -- if any future interest in the estate is transferred in possession or enjoyment to Class B (collateral) beneficiaries of the decedent after the expiration of any estate for life or for years, the Coeeonmealth hereby expressly reserves the right to appraise and assess transfer Inheritance Taxes et the lawful Class B (collateral) rate on any such futura interest. To fulfill the requirements of Section 21qO of the Inheritance and Estate Tax Act, Act 23 of 2000. (72 P.S. Section 91~0). Detach the top portion of this Notice and submit with your payment to the Register of Hills printed on the reverse side. --Make check or money order payable to: REGISTER OF NILLS, AGENT A refund of a tax credit, which was not requested on the Tax Return, may be requested by completing an "Application for Refund of Pennsylvania Inheritance and Estate Tax" (REV-1313). Applications ara available at the Office of the Register of Nills, any of the 13 Revenue District Offices, or by calling the special 2q-hour answering service for forms ordering: 1-800-361-20S0; services for taxpayers with special hearing and / or speaking needs: 1-800-qq7-30Z0 (TT only). Any party in interest not satisfied with the appraisement, allowance, or disallowance of deductions, or assessment of tax (including discount or interest) as shown on this Notice must object within sixty (60) days of receipt of this Notice by: --written protest to the PA Department of Revenue, Board of Appeals, Dept. 281021, Harrisburg, PA 17118-1021, OR --election to have the matter determined at audit of the account of the personal representative, OR --appeal to the Orphans' Court. Factual errors discovered on this assessment should be addressed in writing to: PA Department of Revenue, Bureau of Individual Taxes, ATTN: Post Assessment Review Unit, Dept. Z80601, Harrisburg, PA 17118-0601 Phone (7173 787-6505. See page S of the booklet "Instructions for Inheritance Tax Return for a Resident Decedent" (REV-iS01) for an explanation of administratively correctable errors. If any tax due is paid within three (33 caZandar months after tho decedent's death, a five percent (513 discount of the tax paid is aIXowed. The 151 tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, and not paid before January 18, 1996, the first day after the end of the tax amnesty period. This non-participation penalty is appealable in the same manner and ]n the tho same time period as you would appeal the tax and interest that has been assessed as indicated on this notice. Interest is charged beginning with first day of delinquency, or nine (9) months and one (13 day from the date of death, to the date of payment. Taxes which became delinquent before January 1, 198Z bear interest at the rate of six (613 percent per annum calculated at a daily rate of .00016q. All taxes which became delinquent on and after January 1, 1982 will bear interest at a rate mhich will vary from calendar year to calendar year with that rate announced by the PA Department of Revenue. The applicable interest rates for 1981 through 2003 ara: Interest Daily Interest Daily Interest Daily Year Rate Factor Year Rate Factor Year Rate Factor 1981 201 .000548 1987 91 .0002~7 1999 7X .00019Z 1983 16Z .000q58 1988-1991 111 .000301 ZOO0 8Z .000219 1984 111 . 000301 1991 91 . O00Zq7 Z001 9Z . 0001~7 1985 131 .000356 1993-1994 77. .000191 ZOOZ 67. . O0016q 1986 101 .000174 1995-1998 9Z .O00Zq7 ZOO3 5X .000137 --Interest is calculated es follows: /NTEREST = BALANCE OF TAX UNPAID X NUNBER OF DAYS DELTNQUENT X DAILY /NTEREST FACTOR --Any Notice issued after the tax becomes delinquent will reflect an interest calculation to fifteen (1S) days beyond the date of the assessment. If payment is made after the interest computation date shown an the Notice, additional interest must ba calculated. STATUS REPORT UNDER RULE 6.12 BEFORE THE REGISTER OF WILLS, COUNTY OF CUMBERLAND Name of Decedent: Benning, John J. Date of Death: 1/13/2003 File No. 203-101 , PENNSYLVANIA Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following with respect to the completion of the administration of the above-captioned estate: 1. State whether administration of the estate is complete: YES X NO 2. If the answer is "No", state when the personal representative reasonably believes that the administration will be complete: If the answer to No. 1 is "Yes", state the following: a. Did the personal representative file a final account with the Court? YES b. The separate Orphan's Court No. (if any) for the personal representative's account is: NO X Date: 12/9/2003 Did the personal representative state an account informally to the parties in interest? YES X NO Copies of receipts, releases, joinders and approvals of formal or informal accounts may be filed with the Clerk of the Orphans' Court and may be attached to this report. Signature R. Mark Thomas Name (Please type or print) 101 S. Market Street Address Mechanicsburg PA 17055 717-796-2100 Tel. No. Capacity: Personal Representative X Counsel for personal representative