HomeMy WebLinkAbout03-0192101505080604 Cumberland County - Orphans Court
0RC270 Docket Entries
Case No 2003-00192
Case Name CROW GEORGE Y
Page 1
Date
Filed
3/03/03
4/07/03
4/30/03
5/15/03
5/16/03
5/23/03
6/02/03
7/23/04
.......................... FIRST ENTRY ............................
PETITION TO ADJUDICATE INCAPACITATED AND APPOINT GUARDIAN
Agencies/Regular/Plenary/Both
...................................................................
ORDER OF COURT - CONSIDERATION OF THE PETITION FOR APPOINTMENT OF
PLENARY GUARDIANS OF THE PERSON AND ESTATE, THE RECORD IS DECLARED
CLOSED AND THE MARRET IS TAKEN UNDER ADVISEMENT FOR THE PURPOSE
OF FACILITATING DISCUSSIONS BETWEEN COUNSSEL AND GEORGE W. CROW
WITH RESPECT TO ESTABLISHMENT OF A TRUST FUND AND OTHER MATTERS.
J. WESLEY OLER, JR., JUDGE
AUTHORITY TO PAY COURT APPOINTED COUNSEL - DAVID LOPEZ, ESQ.
MOTION TO REQUEST HEARING
ORDER OF COURT - HEARING SCHEDULED FOR 5-21-2003 IN COURTROOM NO. 1
@ 1:30 P.M. - J. WESLEY OLER, JR.,JUDGE
FINAL DECREE ADJUDICATING INCAPACITY
Relatives/Regular/Plenary/Both
OPINION
AUTHORITY TO'PAY COURT APPOINTED COUNSEL - DAVID LOPEZ, ESQ.
ANNUAL REPORT OF GUARDIAN OF PERSON
Docket: ' Book: Page:
........................... LAST ENTRY ...................
IN THE MATTER OF THE PERSON AND
ESTATE OF: :
:
GEORGE Y. CROW, :
AN ALLEGED INCAPACITATED PERSON:
· IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
PLEMINARY DECREE
AND NOW, this 3,.c~ dayof ~ 2~(..~ , 2003, upon consideration of the annexed
Petition, it is hereby ORDERED AND DECREED that a Hearing on this matter is set for
the ~,O~/~ day of ~, 2003 at q:.~ ~ .~ M. O'clock in Courtroom
No. / at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle,
Pennsylvania.
ig~'IA.~'Z ~t~Z/ ff_~. is appointed to represent the allegedly
incapacitated person.
BY THE COURT,
IN THE MATTER OF THE PERSON AND :
ESTATE OF: :
:
GEORGE Y. CROW, :
AN ALLEGED INCAPACITATED PERSON:
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
PETITION FOR APPOINTMENT OF PERMANENT PLENARY GUARDIANS
OF THE PERSON AND ESTATE
AND NOW COMES THE PETITIONER, the Area Agency on Aging in and for
Cumberland County, Pennsylvania, who represents and avers as follows:
1.
The Petitioner is the Area Agency on Aging, in and for Cumberland County, with
its office located at 16 West High Street, Carlisle, Cumberland County, Pennsylvania.
2.
The alleged incapacitated person is George Y. Crow, age 82, single man, who is
residing in the assisted living section of Messiah Village, 100 Mt. Allen Drive, Upper
Allen Township, Cumberland County, Pennsylvania and has resided at Messiah Village
since 1991 when he lived, at that time, in an independent apartment.
3.
The only known relatives of the alleged incapacitated person are:
a. Richard Crow - Nephew
412 Ricky Road
Mechanicsburg, PA 17055
b. A. Fred Crow - Nephew
711 Milford Mill Road
Baltimore, Maryland 21208
George Y. Crow has, for at least six (6) months, has been incapable of managing
and caring for himself and his financial affairs.
o
George Y. Crow exhibits symptoms of mental incapacity, including but not
limited to, dementia.
6.
George Y. Crow's mental incapacity prevents him from managing and caring for
the affairs of his person and estate.
7.
The Petitioner, through its authorized representative, has conducted an
investigation of the alleged incapacitated person, George Y. Crow, which investigation
centered upon his ability to handle his financial affairs.
8.
Said investigation revealed that a total of $28,735.50 had been withdrawn from
Mr. Crow's checking account via ATM machines between December, 2000 and October,
2002.
9.
On a number of occasions, during the time period of December, 2000 and
October, 2002, there were several different withdrawals on the same day at different
ATM machines ranging from $60.00 to $500.00.
10.
When George Y. Crow was interviewed by Petitioner's authorized representative
on October 29, 2002 he could not sufficiently explain where the money went or for what
purpose it had been used.
11.
The checking account of George Y. Crow at PNC Bank was closed on November
6, 2002 and, since that time, cash withdrawals have been made from another checking
account belonging to Mr. Crow at the same bank.
12.
Until March, 2002, George Y. Crow had his nephew, A. Fred Crow, as his power
of attorney.
13.
On or about March 19, 2002, the power of attorney to his nephew, A. Fred Crow,
was revoked and a new power of attorney was executed wherein an individual by the
name ofNeil S. Jonovich of 835 South 6th Street, Lebanon, Pennsylvania was appointed.
14.
Between December, 2000 and March, 2002, Neil S. Jonovich had visited George
Y. Crow on numerous occasions and was present at ATM machines at Messiah Village
when money was withdrawn from Mr. Crow's checking account.
15.
From April, 2002 to October, 2002, the sum of $12,219.50 was withdrawn from
George Y. Crow's checking account.
16.
On or about January 6, 2003, George Y. Crow and Neil S. Jonovich advised
Messiah Village that they were giving a thirty (30) day notice of Mr. Crow leaving the
facility.
17.
Neil S. Jonovich, who has the power of attorney from George Y. Crow, refused to
tell officials of Messiah Village where Mr. Crow would be going and he further advised
them that no one was to speak to Mr. Crow about his leaving or ask him where he was
going.
18.
On or about February 3, 2003, Neil S. Jonovich appeared at Messiah Village and
took George Y. Crow out of the facility for a period of five (5) days.
19.
Further contact by Petitioner's authorized representative on or about January 27,
2003 reflected that he was very confused.
20.
By letter dated February 7, 2003, Neil S. Jonovich advised Petitioner's authorized
representative that there was a "third party" involved whose name at the time he would
not divulge.
21.
On or about January 24, 2003, George Y. Crow was evaluated by a neuro-
psychologist, which evaluation reflected that impairment from dementia would preclude
his ability to provide informed consent regarding financial and medical issues.
22.
On or about February 26, 2003, Messiah Village was advised by a pharmacy that
there was an overdue bill in the amount of $740.06, which, if not paid soon, would result
in Mr. Crow being unable to receive more medication from that pharmacy.
23.
Petitioner believes and, therefore, avers that Mr. Crow's estimated annual income
is $31,695.00 which consists of the following:
a. Social Security- $10,368.00
b. Pension - $16, 800.00
c. Estimated interest from savings - $1,044.00
d. Estimated interest from investments - $3,483.00.
24.
Other financial assets known to Petitioner as of February, 2002 are:
a. Cash in money market funds - $39,742.00
b. Investments not in Trust - $87,073.00
c. Total financial assets are $126,815.00.
25.
Petitioner believes and, therefore, avers that the power of attorney, Neil S.
Jonovich, has not been acting in the best interests of George Y. Crow.
26.
Petitioner believes and, therefore, avers that George Y. Crow should continue to
reside in the assisted living section of Messiah Village where he can be properly
supervised.
27.
Less restrictive alternatives are not available under these circumstances.
28.
Petitioner believes and, therefore, avers that the power of attorney granted to Neil
S. Jonovich should be revoked.
29.
George Crow's nephew, Richard Crow, is willing to accept the appointment of
Permanent Plenary Guardian of the Person and Estate of George Y. Crow.
30.
No other court has ever assumed jurisdiction in any proceeding to determine the
incapacity of George Y. Crow.
31.
Failure to appoint Richard Crow, nephew of George Y. Crow, as Permanent
Plenary Guardian of the Person and Estate of George Y. Crow will result in reparable
harm to the person and estate of George Crow.
WHEREFORE, Petitioner prays that this Honorable Court revoke the Power of
Attorney to Neil S. Jonovich and appoint Richard Crow as Permanent Plenary Guardian
of the Person and Estate of George Y. Crow.
Respectfully submitted,
Anthony L. DeLuca, Esquire
113 Front Street
P.O. Box 358
Boiling Springs, PA 17007
(717) 258-6844
VERIFICATION
I hereby verify that the facts and information set forth in the foregoing Petition for
Appointment of Permanent Plenary Guardian of the Person and Estate of George Y.
Crow are tree and correct to the best of my knowledge, information, and belief. I
understand that any false statements contained herein are subject to the penalties of 18
Pa. C.S. Section 4904, relating to unswom falsification to authorities.
Janet Paull
IN THE COURT OF COMMON PLEAS 0
~UMBERLAND COUNTY, PENNSYLVANI
DRPHANS' COURT DIVISION
.~O.
IN THE MATTER OF THE PERSON
AND ESTATE OF:
GEORGE CROW
AN ALLEGED INCAPACITATED PERS(
PETITION FOR APPOINTMENT OF
PERMANENT PLENARY GUARDIANS
OF THE PERSON AND ESTATE
AND DECREE
ANTHONY L. DELUCA
ATTORNEY AT LAW
113 FRONT STREET
P.O. BOX 358
BOILING SPRINGS, PA 17007
IN THE MATTER OF THE :
PERSON AND ESTATE OF: :
GEORGE Y. CROW, an alleged :
incapacitated person :
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
NO. 21-2003-192
ORDER OF COURT
AND NOW, this 2nd day of April, 2003, upon
consideration of the Petition for Appointment of Plenary Guardians
of the Person and Estate in the above-captioned matter, and
following a hearing, the record is declared closed and the matter
is taken under advisement for the purpose of facilitating
discussions between counsel and George W. Crow with respect to
establishment of a trust fund and other matters.
By the Court,
Anthony L. DeLuca, Esquire
113 Front Street
Boiling Springs, PA 17007
For the Petitioner
David A. Lopez, Esquire
MidPenn Legal Services
8 Irvine Row
Carlisle, PA 17013
Court-Appointed Counsel for George Y. Crow
pcb
IN RE: ESTATE OF GEORGE Y. CROW
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: ORPHANS' COURT DIVISION
:
· NO. 21-2003-0192
IMPORTANT NOTICE
CITATION WITH NOTICE
A petition has been filed with the Court to have you declared an Incapacitated Person. If the
Court finds you to be an Incapacitated Person, your rights will be affected, including our right to manage
money and property and to make decisions. A copy of the petition which has been filed by Area Agency
on Aging is attached.
You are hereby ordered to appear at a hearing to be held in Court Room No. 1, Cumberland
County Courthouse, Carlisle, Pennsylvania, on April 2nd ,2003, at 9:30 A.M. to tell the
Court why is should not find you to be an incapacitated Person and appoint a Guardian to act on your
behalf.
To be an incapacitated Person means that you are not able to receive and
effectively evaluate information and communicate decisions and that you are unable to
manage your money and/or other property, or to make necessary decisions about where
you will live, what medical care you will get, or how your money will be spent.
At the hearing, you have the right to appear, to be represented by an attorney, and
to request a jury trial. If you do not have an attorney, you have the right to request the
Court to appoint an attorney to represent you and to have the attorney's fees paid for you
if you cannot afford to pay them yourself. You also have the right to request that the
Court order that an independent evaluation as to your alleged incapacity.
If the Court decides that you are an Incapacitated person, the Court may appoint a
Guardian for you, based on the nature of any condition or disability and your capacity to
make and communicate decisions. The Guardian will be of your person and/or your
money and other property and will have either limited of full powers to act for you.
If the court finds you are totally incapacitated, your legal rights will be affected
and you will not be able to make a contract or gift of your money to other property. If the
court finds that you are partially incapacitated, your legal rights will also be limited as
directed by the Court.
If you do not appear at the hearing (either in person or by an attorney representing you)
the court will still hold the hearing in your absence and may appoint the Guardian requested.
Cl-~rk,~; Court Di--~isi---on ' ~
Cumberland County, Carlisle, PA
My Commission Expires 1 st Monday,
January, 2006
AUTHORITY TO PAY COURT APPOINTED COUNSEL ADR 2 1 2003
,.COURT ~Co,~ ~.VOUOH~, ~'7486
n District Justice mon Pleas [] Appellate O Other N-o
3. FO,~(D.:~.~C.P.. APPELLATE) 4. AT (C,~/STA,E) ____ 5. BUDG~ CODE
6. IN TH~ CASE OF 7. CHARG~OFFENSE (PURDON CITATION) 8. ~ P~ OFFENSE
4 ~ Appellee 13, CRIMINAL DOCKET NO.
5 ~ Habeas Pelitioner
6 ~ MateFial Wilness
10. PERSON REPRESENTED (Full Name) 7 ~ Parolee Charged With Violation
8 ~Probationer Charged Wilh Violation 14, APPEALS DOCKET NO.
9 ~Olhec
16. NAME OF A~ORNEY/PAYEE AND
Aoot Date MAILING ADDRESS
NAME OF COMMO~ PLEAS JUDGE ASSIGNED TO CASE ~osL~j ~ ~ 7c j 3
17. TELEPHONE No. 18. SOCIAL SECURITY NO OR E IN NO
CLAIM FOR SERVICES OR EXPENSES
19. SERVICE HOURS DATES AMOUNTS CLAIMED
a. Arraignment an~or Plea Multiply rate ~r hour times
b. Prelimina~ Healing hours to obtain "In Cou~" com-
~ Motions and Requests ~nsation. Enter total below.
· Bail Hearings
e. Sentence Hearings
~. ~ev~ation Heerlngs ·
h. Juvenile Heerings
i. Appeals Cou~ 19& TOTAL IN COU~T CO~P,
[ OIhet (Speci~ on addilIonal
~ c. Legal research and brief writing t t / - , /
~ ~ d. Invesagad~ ~d o~er work (S~ ~ addi~ ~ee~) 20~ TOTAL OUT OF COURT
COMP.
2~. I~MIZATIO~ OF REI~BU~S~LE EXPENSES AMI PER I~M
O 21~ TOTAL ITEMIZED EXP.
22. CERTIFICATION OF A~ORNEY/PAYEE
23. GRAND TOTAL C~IMED
/
H~much?.
Ifyes, were you paid? ~ YES ~ NO Ifye~b~reyou~lO
Has the person repreaent~ paid any money to Y~7 ~orjto y~r kn~le~e a~ne else, In ~nnectlon with the maker for 24. DEDUCT, ~HIOH
which you were appointed to provide represent~n?/_ ~ YES ~O/~ yea give ~tails on add ti~nal~heets = $
I ~wear ~r affir~ the truth or co~ne~ ~ - ~~_ O~
Of the adore s~atements
~..,~..o~.~~ ~ ~.,. ~..~o~.~,~
.... ,.,! ~u... ,. _ , ,o.,.: p~. aa,~ =, qq~
Mail to Court Administrator at completion of service
60:
IN THE MATTER OF THE
PERSON AND ESTATE OF:
GEORGE Y. CROW, an alleged
incapacitated person
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: ORPHANS' COURT DIVISION
: NO. 21-2003-192
ORDER OF COURT
AND NOW, this [.5 ~ ~I day of May, 2003, the attached Motion to Request Hearing is
hereby granted. The hearing in the Orphans' Court of Cumberland County is hereby scheduled
to be held in Courtroom No. 1 of the Cumberland County Courthouse, on
at /-'fit) o'clock ~O.M.
BY THE COURT,
J,~/Wesley Oler, Jr.;J,-`)
Anthony L. DeLuca, Esquire
Solicitor for Area Agency On Aging
113 Front Street
Boiling Springs, PA 17007
Janet Paull
Cumberland County Office of Aging
IN THE MATTER OF THE
PERSON AND ESTATE OF:
GEORGE Y. CROW, an alleged
incapacitated person
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: ORPHANS' COURT DIVISION
: NO. 21-2003-192
MOTION TO REQUEST HEARING
Following a hearing on April 2, 2003, the Court ruled to take this case under advisement
for the purpose of facilitating the establishment of a trust fund and other matters. Despite
discussions with the bank and other preliminary work, the opening of the trust account is not a
feasible option at this time and under the financial situation which Mr. Crow currently finds
himself in. Accordingly, I respectfully request that this matter be reopened and that a hearing be
scheduled.
Attorney Anthony DeLuca does not oppose this motion.
l~avid Lopez, Es~ ? 0
Law Offices of LopezNeuharth LLP
401 East Louther Street, Suite 101
Carlisle, PA 17013
(717) 258-9991
Anthony L. DeLuca, Esquire
Solicitor for Area Agency On Aging
113 Front Street
Boiling Springs, PA 17007
Janet Paull
Cumberland County Office of Aging
· Complete items 1,2, and 3. Also complete
item 4 if Restricted Delivery is desired.
· Print your name and address on the reverse
so that we can return the card to you.
· Attach this card to the back of the mailpiece,
or on the front if space permits.
1. Article Addressed to:
B. Date of Delivery
C. Signature
t./I , r'v-,/' [] Addressee
D. IS olelivery address different from item 17 [] Yes
If YES, enter delivery address below: [] No
3. S_e.~e Type
~Certified Mail [] Express Mail
[] Registered [] Return Receipt for Merchandise
[] Insured Mail [] C.O.D.
4. Restricted Delivery? (Extra Fee) [] Yes
2. Article Number (Copy from service label)
PS Form 3811, July 1999
Domestic Return Receipt
102595-00-M-0952
· Complete items 1, 2, and 3. Also complete
item 4 if Restricted Delivery is desired.
· Print your name and address on the reverse
so that we can return the card to you.
· Attach this card to the back of the mailpiece,
or on the front if space permits.
1. Article Addressed to:
2. Article Number (Copy from service/abe/)
PS Form 3811, July 1999
A. Received by (Please Print Clearly) B. Date of Delivery
X/~.~¢.~/~/~ [] Agent
[] Addressee
D:qs delivery address//~V~rent ~rom ~em 17 [] Yes If YES, enter deliv~'ry address below: [] No
3' ~el~if'TleYdPe/~l~l~ ~'~' ,,IVy, -- ExpressMa-'-- z '' [] Registered ~ [] Return Re.~for Merchandise
[] Insured Mail ~ ~)).~-~
4. Restricted Delivery? (Extra Fee) [] Yes
Domestic Return Receipt
102595-00-M-0952
· Complete items 1,2, and 3. Also complete
item 4 if Restricted Delivery is desired.
· Print your name and address on the reverse
so that we can return the card to you.
· Attach this card to the back of the mailpiece,
or on the front if space permits.
1. Article Addressed to:
2. Article Number (Copy from service label)
PS Form 3811, July 1999
A. Received by (Please Print Clearly) B. Date of Delivery
C. Signature ,~ r-
~,~ (~~/ ~ Agent
X [] Addressee
D. ~s d~ivery-address ~-r[ferent from item 1 ? [] Yes
If YES, enter delivery add~'ess below: [] No
3. Service Type
[] Certified Mail [] Express Mail
[] Registered [] Return Receipt for Merchandise
[] Insured Mail [] C.O.D.
4. Restricted Delivery? (Extra Fee) ~es
Domestic Return Receipt
102595-00-M-0952
UNITED STATES POSTAL SERVICE F
Postage & Fees Paid
USPS
Permit No. G-10 .,.
· Sender: Please print your name, address, and ZIP+4 in this box °
h,,llh,,lll,,,ll,,,i,,,ltl,,,,,li,,I,l,,I,,I,hh,l"l'h'll
SERV,~"'_ ~ "':' '~\ -~' ~-~'-ta:g" & Fees va,a
POSTAL
STARES
Please~-tpnn Your name, address, and Z~P+4 in this box '
~
IN THE MATTER OF THE
PERSON AND ESTATE OF
GEORGE Y. CROW, an
alleged incapacitated
person
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
No. 21-2003-192
ORDER OF COURT
AND NOW, this 21st day of May, 2003, upon
consideration of the Petition for Appointment of Permanent
Plenary Guardians of the Person and Estate filed by the
Area Agency on Aging in and for Cumberland County,
Pennsylvania in the matter of George Y. Crow at No.
21-03-192 ORPHANS' COURT DIVISION, and following a second
period of hearing, the record is declared closed, and the
matter is taken under advisement.
By the Court,
f Anthony L. DeLuca, Esquire 113 Front Street
Boiling Springs, PA 17007
For the Petitioner
David A. Lopez, Esquire
MidPenn Legal Services
8 Irvine Row
Carlisle, PA 17013
Court-Appointed Counsel for George Y. Crow
wcy
J~esley ~, Jr., J.
IN THE MATTER OF THE
PERSON AND ESTATE OF
GEORGE Y. CROW, an
alleged incapacitated
person
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
No. 21-2003-192
ORDER OF COURT
AND NOW, this 21st day of May, 2003, upon
consideration of the Petition for Appointment of Permanent
Plenary Guardians of the Person and Estate filed by the
Area Agency on Aging in and for Cumberland County,
Pennsylvania in the matter of George Y. Crow at No.
21-03-192 ORPHANS' COURT DIVISION, and following a second
period of hearing, the record is declared closed, and the
matter is taken under advisement.
Anthony L. DeLuca, Esquire
113 Front Street
Boiling Springs, PA 17007
For the Petitioner
David A. Lopez, Esquire
MidPenn Legal Services
8 Irvine Row
Carlisle, PA 17013
By the Court,
J~esley ~,~f%.Jr., J.
~tr'~ 0
Court-Appointed Counsel for George Y. Crow
wcy
PILE rOPY
IN THE MATTER OF THE PERSON
AND ESTATE OF:
GEORGE Y. CROW
AN ALLEGED INCAPACITATED
PERSON
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
NO. 21-2003-192
IN RE: PETITION FOR APPOINTMENT OF PERMANENT PLENARY
GUARDIANS OF THE PERSON AND ESTATE
BEFORE OLER, J.
ORDER OF COURT
AND NOW, this 22nd day of May, 2003, upon consideration of the Petition for
the Appointment of Permanent Plenary Guardians of the Person and Estate in the above-
captioned matter, and following a hearing at which the allegedly incapacitated person,
George Y. Crow, was present and represented by his court-appointed counsel, David A.
Lopez, Esquire, and the Petitioner was preserit through a representative and was
represented by its counsel, Anthony L. DeLuca, Esquire, George Y. Crow is adjudicated
an incapacitated person, and Mr. Crow's nephew, Richard Crow, who resides at 412
Ricky Road, Mechanicsburg, Cumberland County, Pennsylvania, is appointed plenary
guardian of his person and estate.
Any Power of Attorney given to David A. Lopez, Esquire, by George Y. Crow is
revoked. The Power of Attorney given to Neil S. Jonovich by George Y. Crow, to the
extent not previously revoked by George Y. Crow, is also hereby revoked.
The guardian is directed to tile reports in accordance with the provisions of the
Probate, Estates and Fiduciaries Code applicable to such guardianships.
No bond shall be required of the guardian in this case.
BY THE COURT,
L Z Z. d lEE; Xk/14 IE0.
Anthony L. DeLuca, Esquire
113 Front Street
Boiling Springs, PA 17007
Attorney for the Petitioner
David A. Lopez, Esquire
Suite 101
401 East Louther Street
Carlisle, PA 17013
Court-Appointed Counsel for George Y. Crow
Neil S. Jonovich
835 South 6th Street
Lebanon, PA 17042
IN THE MATTER OF THE PERSON
AND ESTATE OF:
GEORGE Y. CROW
AN ALLEGED INCAPACITATED
PERSON
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
NO. 21-2003-192
IN RE: PETITION FOR APPOINTMENT OF PERMANENT PLENARY
GUARDIANS OF THE PERSON AND ESTATE
BEFORE OLER, J.
OPINION and ORDER OF COURT
OLER, J., May 22, 2003.
At issue in the present case is whether George Y. Crow should be adjudicated an
incapacitated person, and, if so, who should be appointed plenary guardian of his person
and estate. A hearing was held on this matter on Wednesday, April 2, 2003, and
Wednesday, May 21, 2003, before the undersigned judge.
Based upon the evidence presented at the hearing, the following Findings of Fact,
Discussion and Order of Court are made and entered:
FINDINGS OF FACT
1. The allegedly incapacitated person is George Y. Crow, age 82, a single
gentleman, who has resided at Messiah Village, 100 Mount Allen Drive, Upper Allen
Township, Cumberland County, Pennsylvania, since 1991.
2. Petitioner is the Area Agency on Aging, County of Cumberland, which has
offices at 16 West High Street, Carlisle, Cumberland County, Pennsylvania.
3. The allegedly incapacitated person, George Y. Crow, suffers from dementia.
4. As a result of the aforesaid condition, Mr. Crow is an adult individual whose
ability to receive and evaluate information effectively and communicate decisions is
impaired to such a significant extent that he is totally unable to manage his financial
resources and totally unable to meet essential requirements for his physical health and
safety.
5. The aforesaid condition is apparently irreversible.
6. Based upon the aforesaid condition, the Court finds it necessary to establish
plenary guardianships with respect to the estate and person of Mr. Crow.
7. In view of the absence of a more favorable prognosis at this time, the duration
of the guardianships required must be said to be indefinite, pending further Order of
Court.
8. Richard Crow, a nephew of the allegedly incapacitated person, who resides at
412 Ricky Road, Mechanicsburg, Cumberland County, Pennsylvania, is found to be a
person qualified under 20 Pa. C.S. § 551 l(f) to serve as plenary guardian of Mr. Crow's
person and estate.
9. The foregoing Findings of Fact are made on the basis of clear and convincing
evidence.
DISCUSSION
The provisions respecting an adjudication of incapacity are contained in 20 Pa.
C.S. § 5501 et seq. Petitioner has substantially complied with these provisions, and based
upon the foregoing Findings of Fact the following Order of Court will be entered:
ORDER OF COURT
AND NOW, this 22nd day of May, 2003, upon consideration of the Petition for
the Appointment of Permanent Plenary Guardians of the Person and Estate in the above-
captioned matter, and following a hearing at which the allegedly incapacitated person,
George Y. Crow, was present and represented by his court-appointed counsel, David A.
Lopez, Esquire, and the Petitioner was present through a representative and was
represented by its counsel, Anthony L. DeLuca, Esquire, George Y. Crow is adjudicated
an incapacitated person, and Mr. Crow's nephew, Richard Crow, who resides at 412
Ricky Road, Mechanicsburg, Cumberland County, Pennsylvania, is appointed plenary
guardian of his person and estate.
Any Power of Attorney given to David A. Lopez, Esquire, by George Y. Crow is
revoked. The Power of Attorney given to Neil S. Jonovich by George Y. Crow, to the
extent not previously revoked by George Y. Crow, is also hereby revoked.
2
The guardian is directed to file reports in accordance with the provisions of the
Probate, Estates and Fiduciaries Code applicable to such guardianships.
No bond shall be required of the guardian in this'case.
BY THE COURT,
/s/J. Wesley Oler. Jr.
J. Wesley Oler, Jr., J.
Anthony L. DeLuca, Esquire
113 Front Street
Boiling Springs, PA 17007
Attorney for the Petitioner
David A. Lopez, Esquire
Suite 101
401 East Louther Street
Carlisle, PA 17013
Court-Appointed Counsel for George Y. Crow
Neil S. Jonovich
835 South 6th Street
Lebanon, PA 17042
3
AUTHORITY TO PAY COURT APPOINTED COUNSEL NAY 2 7 2003
[] District Justice I~'/'CoCommon Pleas l-I Appellate [] Other NO 7 4 9 0
6. IN THE, CASE OF ~ 7. CHARG~OFFENSE (PURDON CITATION) 8. ~ P~ OFFENSE
9. PROCEEDINGS (Describe briet~ '
FCII~ ~U~T~ fl~ ~e¢i& ~~ I1. PERSON REPRESENTED 12. ClVIL DOCKET NO.
1 ~ Defendant-Adult 0~ 3~ ~' ~lv f~l~t
3 ~ A~Dellant
~~C, ~~ · 4 Q Appellee 13. CRIMINAL DOCKET NO.
r
5 ~ Habeas Pelitioner
6 ~ Malarial Wdness
7 ~ Parol~ Charged Wilh Violation
10. PERSON REPRESENTED (Full Name) 8 ~ Probatione¢Charged Wilh Violation 14. APPEALS DOCKET NO.
16. NAME OF A~ORNEY/PAYEE A~
A~ot Dale MAILING ADDRESS
NAME OF COM~N PLEA~JUDGE ASSIGNED TO CASE ~l ~. LooTN~R SFj Sv~rg le I
1
7.
TELEPHONE
J 18. SOOALSECUmTYNO ORE~N NO
CLAIM S RWCES OR EXP NS S
19. SERVICE HOURG OATES AMOUNTS CLAIMED
a. Arraignment ancot Plea ~ultiply rate ~r hour times to~al
b. Prehmina~ Hea~ng ho~ra to obtain "In CouP" com-
~n~ation. Enter total below.
~ Motions and
~ ~ Bail Hearing~
e. Sentence
g. Rev~ation Hearings
h. Juvenile Hearings
i. A~0eals Cou~ 1 g~ TOTAL IN COURT CO~P.
~ Olhet {S~eci~ on additional
'20. m Inte~iew, and conferences , WO --g//*./0~ Multiply rate per hour times total
'-I.-/-~ com~nsation ~low.
O ~ ' ~ L~al ~esearch and brief writing
~ ~ ' d. In~sbgaa~ ~d o~er w~k (S~ ~ addi~n~ ~ee~) 20~ TOTAL OUT OF COURT
TOTAL HOURS = /' S' ~ X~PERH~R
2 ~. . ~ ~ I~MI~TION OF REIMBURSABLE EXPENSES AM~ PER I~M
~ 21~ TOTAL ITEMIZED EXP.
O
"
-- /' 23, GRAND TOTAL CNIMED
22.
CERTIFICATION
OF
A~ORNEY/PAYEE
Has com~ensalion an~o¢ ~bumement for wo~ In this me pmviou~en a~lled lDO ~ YES Q N~
If ye.. were you ,aid? ~ES 0 NO Ifye&bywh~reyou~,%~ Howmuch? ~q~.--~ 5
Has the person re~reaent~ paid any money to~ or to y~r kn~le~nyon~ elae, In ~nnectlon with the roarer for
which you were appointed to provide repre~latl~? 0 Yt~ ~ If ye~ give details on additional s~ets
, swear or affirm the truth or co.~ne. ~ ~ ~ ~ ~/ZT/0~ 25.~ AMOUNT C~'MED
of Ihe above statements ~ 8~--'um~om"l~y~r / ' Date $
Co )y 1 - Mail to Court Administrator at completion of service
July 21, 2004
CUMBERLAND COUNTY
REGISTER OF WILLS
l Courthouse Square
Carlisle PA 17013
'04 JUL 23 R2:O0
RE: GEORGE Y. CROW
Guardian: Richard Y Crow
Dear Sir/Madam:
Please find below a summary of events that has transpired since becoming the Guardian
for George Y Cro~v of Messiah Village on May 22, 2003 by Judge J. Wesley Oler, Jr.
Also attached is lncome and Expense sheet which lists each and every source of income,
payments to Messiah Village and all miscellaneous expenses.
It must be mentioned that it was extremely difficult to figure out George's assets. There
were at least three check books that were being used but the only information showed a
date (not year) and amount paid. No check numbers, description of checks written, no
income (Retirement, Social Security, dividends) entered, no balances were found.
Monthly bank statements were non-existent. George did not balance his checkbook he
trusted the bank and if anything appeared out of the ordinary, he would then visit the
local PNC branch at Messiah Village.
Following is a summary of events since May 2003:
1. I did manage to consolidate the check books into one and did come up with a
beginning balance per the PNC May bank statement.
2. Neil Jonavich, prior POA, had control of George's car and was driving under
George's insurance. The Will stated that upon George's death, the car would go
to Neil and/or son. I met Nell Jonavich at the Mechanicsburg AAA on 6-21-03
and transferred title to him. This way, George's estate would not be in jeopardy
in case of an accident above policy limits.
3. 6-23-03 - Cancelled George's car insurance.
4. Neil Jonavich, prior POA, in Will to receive all monies from a Schwab account
set up from George's PNC CDs. Spoke with George's attorney who stated that I
close the Schwab account before any other account and use those monies to pay
George's room and board bills.
5. All stock accounts have been closed in order to pay for Gcorge's care at Messiah
and to pay the miscellaneous bills.
6. As there is now a balance left of $24,153.55 I have received the paperwork from
Messiah Village in order to petition Medicare to continue payments to Messiah.
Messiah Village stated that a balance of $15,000 should be open in order to pay
pharmacy bills, taxes, miscellaneous items.
7. BILLS: to Messiah Village, PharMerica, miscellaneous doctor bills, and
clothing. Taxes to the IRS and Commonwealth have been paid including CPA
fee.
8 INCOME: Remains steady via Retirement from old Bell Telephone (now
Verizon) and Social Security.
Respectfully,
l~chard Y Crow
412 Ricky Road
Mechanicsburg PA 17055
717-796-0884 = HOME
610-736-2573 WORK
INCOME ROOM & BOARD
DATE INCOME SOURCE AMOUNT
2003
5-1 RETIREMENT 1431.43
5-1 VERIZON- DIV 181.72
5-1 SOCIAL SECURITY 873.00
5-15 INTEREST (BANK) 1.15
6-1 RETIREMENT 1431.43
6-1 SOCIAL SECURITY 873.00
6-3 MEDOHEALTH 72.09
6-16 INTEREST (BANK) 1.08
7-1 REFUND CAR INS 162.00
7-1 RETIREMENT 1431.43
7-1 SOCIAL SECURITY 873.00
7-16 INTEREST (BANK) .79
8-1 RETIREMENT 1431.43
8-1 SOCIAL SECURITY 873.00
8-1 VERIZON DIV 181.72
8-15 INTEREST (BANK) .63
8-21 SCHWAB 9916.59
9-1 RETIREMENT 1431.43
9-1 SOCIAL SECURITY 873.00
9-2 INTEREST (BANK) .41
9-3 SCHWAB 13746.40
9-3 SCHWAB 11189.13
10-1 RETIREMENT 1153.51
10-1 RETIREMENT 29.90
10-1 SOCIAL SECURITY 873.00
11-1 RETIREMENT 1153.51
11-1 RETIREMENT 29.90
11-1 SOCIAL SECURITY 873.00
11-3 VERIZON DIV 181.72
12-I RETIREMENT 1153.51
12-1 RETIREMENT 29.90
12-1 SOCIAL SECURITY 873.00
12-29 SBC STOCK 24215.00
2004
1-1 RETIREMENT 1153.51
1-1 RETIREMENT 29.90
1-1 SOCIAL SECURITY 884.00
2-1 RETIREMENT 1153.51
2-1 RETIREMENT 29.90
2-1 SOCIAL SECURITY 884.00
2-2 VERIZON DIV 181.72
3-1 RETIREMENT 1153.51
3-1 RETIREMENT 29.90
3-1 SOCIAL SECURITY 884.00
4-1 RETIREMENT 1153.51
4-1 RETIREMENT 29.90
4-1 SOCIAL SECURITY 884.00
CK# DATE R&B AMOUNT
2003
1007 5-21 MESSIAH VILLAGE 3442.22
1012 6-22 MESSIAH VILLAGE 4459.30
1020 8-21 MESSIAH VILLAGE 5233.23
1301 9-3 MESSIAH VILLAGE 6183.83
1304 9-14 MESSIAH VILLAGE 6226.28
1307 l 1-3 MESSIAH VILLAGE 5955.60
1311 11-19 MESSIAH VILLAGE 6196.25
1313 12-18 MESSIAH VILLAGE 5924.40
2004
1320 1-17 MESSIAH VILLAGE 6091.50
1321 2-26 MESSIAH VILLAGE 6249.73
1328 3-21 MESSIAH VILLAGE 5814.50
1332 4-21 MESSIAH VILLAGE 6247.50
1335 5-24 MESSIAH VILLAGE 6053.35
MISCELLANEOUS EXPENSES
1005 5-9 VERIZON 28.82
1006 5-9 ALERT PHARM 143.28
5-5 DUES - PNC 2.00
1008 6-2 YOHN, TAX 10.00
1009 6-2 ALERT PHARM 147.91
6-5 DUES PNC 2.00
1010 6-22 AT&T 9.65
1011 6-22 VERIZON FINAL 6.11
1013 6-22 PHARMERICA 350.13
1014 6-28 R CROW, GYC ITEMS 94.45
1015 6-30 BOREMAN & BABB 120.00
7-7 DUES, PNC BANK 2.00
I 0 ! 6 8-2 PHA1LMER1CA 243.11
1017 8-2 MOFFiTT HEART 102.16
1018 8-4 IRS 1043.00
1019 8-11 PHARMERICA 161.70
1302 9-8 IRS PENALTY 2002 36.06
1303 9-8 ESTIMATED TAX IRS I000.00
1305 9-23 PHARMERICA 169.55
1306 10-14 PHARMERICA 175.66
1308 11-7 J C PENNEY 47.88
1309 11-7 SHOE DEPT 29.98
1310 11-7 R CROW- FOR GYC 43.52
1312 11-19 PHARMERICA 365.46
1314 12-18 PHARMERICA 446.30
1315 12-18 PHILIPS MAGNAVOX 107.97
1316 12-21 CVS - SHAVER 55.64
5-1 RETIREMENT 1153.51
5-1 RETIREMENT 29.90
5-1 SOCIAL SECURITY 884.00
5-3 VERIZON - DIV 181.72
5-18 BELL SOUTH 13463.52
2004
1317 1-7 MOBILE OPTOMETRY 194.00
1318 1-10 MYERS FUNERAL 2000.00
1319 1-12 PHARMERiCA 307.20
1322 2-26 PHARMERICA 364.53
1323 2-26 PAUL DALBY, DPM 40.00
1324 3-11 PHARMERICA 389.09
1325 VOID- VOID VOID
1326 3-12 BOSCOVS, T-Shirts 63.00
1327 3-21 INTERNISTS OF PA 52.86
1329 4-8 IRS, 2003 220.00
1330 4-8 PA DEPT REVENUE 329.00
1331 4-8 BOREMAN & BABB 135.00
4-15 PHARMERICA 558.10
1333 5-2 INTERNISTS OF PA 17.91
1334 5-18 PAUL D DALBEY, DPM 32.00
BEGINNING BALANCE
INCOME
ROOM & BOARD
MISCELLANEOUS EXP
$ 6,172.45
101f705.82
74,077.69
9,647.03
BALANCE CHECK BOOK
AS OF 5/24/04 $ 24,153.55
Priority 50
PNC Bank
Plus Account Statement
For the period 03/06/2002 to 04/03/2002
GEORGE Y CROW
845 MESSIAH VLG
PO BOX 2015
MECHANICSBURG PA 17055-2015
Primary account number: 51-4001-3906
Page 1 of 2
Number of enclosures: 14
"~ For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
J~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
JJ~ Visit us at
www.pncbank.com
~TDD terminal: 1-800-531-1648 For hearing impaired clients only
Priodty 50 Plus
Interest Checking Account Summary
Account number: 51-4001~3906 Account Link ® number: 0204224060
Balance Su r;e¥,ary
Beginning Deposits and Checks and other
balance other additions deductions
4,339.94 3,391.90 5,827.42
Average monthly
balance
2,528.70
Ending
balance
1,904.42
Charges
and fees
.00
Transaction Summary
Checks paid/' Bank card/POS Account Information
withdrawals transactions assistance calls
16 2 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM transactions transacUons
12 12 0
Teller
transactions
4
Other ATM
transactions
0
Interest Summary
Annual Percentage Number of days Average collected interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.25% 29 2,395.15 .47
George Y Crow
Please see the Activity Detail section for
additional information.
As of 04/03, a total of $3.10 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
03/18 2,000.00 Deposit Reference No. 027527892
03/29 1,391.43 Deposit Reference No. 025732754
04/03 .47 interest Payment
Checks
There were 3 Deposits and Other Additions
totaling $3,391.90
Check Date Reference
number Amount paid number
869 20.81 03/08 028845956
870 48.03 03/11 025335694
871 9.80 03/12 024845307
872 69.85 03/11 027700898
873 562.80 03/14 029426640
875 * 50.00 03/21 024478307
876 1.76 03/21 025530491
* Gap in check sequence
Check
number
877
878
879
880
881
882
883
Date Reference
Amount paid number
170.00 03/12 024837375
2,984.00 03/18 022616925
800.00 03/20 027280239
30.00 03/15 028499019
100.08 03/28 024465660
30.47 03/27 027749034
54.18 03/29 029739331
There were 14 checks listed totaling
$4,931.78
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: I-8$8-PNC-BANK
Account number: 51-4001-3906 - continued
Banking/CheCk Card Withdrawals and Purchases
Date Amount
03/11 60.00
03/11 50.00
03/14 60.00
03/15 25.00
03/18 50.00
03/20 19.07
03/22 60.00
03/25 100.00
03/27 100.00
03/28 30.00
04/01 100.00
04/02 100.00
04~02 40.00
04~03 31.57
Description
ATM Withdrawal 100 Mount Alien Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Alien Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
Other Deductions
Date Amount Description
03/06 30.00 Withdrawal Tel 0400004602 0028
03/25 40.00 Withdrawal Tel 0400004601 0059
For the period 03/06/2002 to 04/03/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
There were 12 Banking Machine withdrawals
totaling $775.00
There were 2 Check Card purchases totaling
$50.64
There were 2 Other Deductions totaling
$70.00
Daily Balance Detail
Date Balance Date Balance Date Balance
03/06 4,309.94 03/15 3,203.65 03/25 1,098.82
03/08 4,289.13 03/18 2,169.65 03/27 968.35
03/11 4,061.25 03/20 1,350.58 03/28 838.27
03/12 3,881.45 03/21 1,298.82 03/29 2,175.52
03/14 3,258.65 03/22 1,238.82 04/01 2,075.52
Date Balance
04/02 1,935.52
04/03 1,904.42
Fresh Look, More Features. Introducing the new Account Link~ by Web
Whether you want to check your account balances, transfer funds, view transaction details, request a stop payment or pay your
bills, Account Link by Web is your one-stop shop for online banking. Plus, you can now make online address changes to your
accounts, transfer money from a line-of-credit to your PNC Bank checking, savings or money market accounts, access information
on the most current activity for your accounts --and more! Account Link by Web is available to all PNC Bank deposit customers --
all you need is a PC, an Internet browser, your PNC Customer Number and your ATM PIN. Discover the simplicity of Account
Link by Web -- sign on today at www.pncbank.com.
Priority 50 Plus Account Statement
PNC Bank
For the period 04/04/2002 to 05/03/2002
GEORGE Y CROW
845 MESSIAH VLG
PO BOX 2015
MECHANICSBURG PA 17055-2015
Primary account number: 51-4001-3906
Page 1 of 2
Number of enclosures: 4
For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,~ Visit us at
www.pncbank.com
~TDD terminal: 1-800-531-1648 For hearing impaired clients only
New name, same great service...MAC is changing to STAR
The MAC ATM and debit card network has a new name -- STAR. This change will not affect your PNC Bank check card, or the
ATM functions in any way. You'll still be able to use your card everywhere you did before. Use it to make withdrawals, deposits,
cash checks, check balances, transfer money and more! Plus, you can use it to make purchases at millions of merchants
worldwide.
Priority 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
Balance Summary
Beginning Deposits and Checks and other
balance other additions deductions
1,904.42 3,681.93 2,007.53
Average monthly
balance
2,402.59
Ending
balance
3,578.82
Charges
and fees
.00
Transaction Summary
Checks paid/ Bank card/POS Account Information
withdrawals transactions assistance calls
4 9 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM transactions transactions
8 8 0
Teller
transactions
4
Other ATM
transactions
0
Interest Summary
Annual Percentage Number of days Average collected Interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.25% 30 2,341.55 .48
George Y Crow
Please see the Activity Detail section for
additional information.
As of 05/03, a total of $3.68 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
04/15 2,000.00 Branch Deposit Tel 0400004602 0019
05/01 1,681.45 Deposit Reference No. 027775655
05/03 .48 Interest Payment
There were 3 Deposits and Other Additions
totaling $3,681.93
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
For the period {)4/04/2002 to 05/03/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
Checks
Check Date Reference
number Amount paid number
884 13.34 04/08 028558604
885 52.02 04/10 025364613
* Gap in check sequence
Teller Cashed Check
Banking/Check Card Withdrawals and Purchases
Date Amount
04/O8 1 00.00
04/10 37.67
04/12 500.00
04/12 75.00
04/17 11.94
04/18 75.00
04/22 15.89
04/24 75.00
04/24 18.98
04/25 17.91
04/26 300.00
04/29 300.00
04/29 36.30
04/30 50.00
04/30 40.88
05/02 11.05
05/03 72.55
Description
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Olive Garden'
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Alien Dr
Check Card Purchase CVS #1636 Mechanicsbu PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Harding S Camp Hill PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Harding S Car~p Hill PA
Check Card Purchase Pharmerica Drug System
Check Card Purchase Theos Bar & Grill
Check
number
886
888 *
Date Reference
Amount paid number
100.00 04/05 025846642
100.00 05/03 024718223
There were 4 checks listed totaling
$265.36
There were 8 Banking Machine withdrawals
totaling $1,475,00
There were 9 Check Card purchases totaling
$263.17
Online and Electronic Banking Deductions
Date Amount Description
04/05 4.00 Direct Payment- Apr Dues
Priority 50 Plus 019072100000
There was 1 Online or Electronic Banking
Deduction totaling $4.00 .
Daily Balance Detail
Date Balance Date
04/04 1,904.42 04/15
04/05 1,800.42 04/17
04/08 1,687.08 04/18
04/10 1,597.39 04/22
04/12 1,022.39 04/24
Balance
3,022.39
3,010.45
2,935.45
2,919.56
2,825.58
Date
04/25
04/26
04/29
04~30
05/01
Balance
2,8O7.67
2,507.67
2,171.37
2,080.49
3,761.94
Date Balance
05/02 3,750.89
05/03 3,578.82
Priority 50
PNC Bank
Plus Account Statement
For the period 05/04/2002 to 06/05/2002
GEORGE Y CROW
845 MESSIAH VLG
PO BOX 2015
MECHANICSBURG PA 17055-2015
Primary account number: 51-4001-3906
Page 1 of 3
Number of enclosures: 9
~ For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
~ Wdte to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,Visit us at
www.pncbank.com
T
DD terminal: 1-800-531-1648
For hearing impaired clients only
Important Document Enclosed
A copy of The PNC Financial Services Group, Inc. "Consumer Information Pdvacy Principles" is enclosed.
Important Account Information - Change in Terms Notice and Amendment to the Consumer
Schedule of Service Charges and Fees
The pricing changes, product availability and other information provided below are effective as of July 26, 2002, and amend
certain information in our Consumer Schedule of Service Charges and Fees ("Schedule") for Priority 50. All other information in
our Schedule, as amended, continues to apply to your account. Please review the following information and retain it with your
records.
BANKING PLANS - PRIORITY 50 PLUS
OTHER ACCOUNT CHARGES AND SERVICES
Return cf a Deposited or Cashed Item -- $10
Redeposit of a Returned Deposit or Cashed Ite.rn -- $0
Overdrawn Account Charge (assessed anytime your account remains overdrawn for a period greater than 9 consecutive calendar
days) -- $10
Overdraft Protection from a PNC Bank Checking, Savings, Money Market or Credit Card* PNC Bank Transfer Fee: $10 per
transfer*
(Note: PNC wily not make an automated transfer in an amount tess than $50.00)
PNC BANK ONLINE OR TELEPHONE / 1-800-762-2035'*
Account Link® by Web Bill Payment -- $5 per month***
Online Banking through Quicken® -- Online Banking -- $2 per month, Online Bill Payment -- $5 per month***
(Quicken~ is a registered trademark of Intuit~ Inc.)
Telephone Bill Payment Plus -- $5 per month***
* PNC Bank Credit Cards are issued and administered by MBNA America Bank, N.A. Please see your MBNA Credit Card Agreement and Disclosure Statement for
information regarding additional terms and fees charged by MBNA.
** Telephone, Intemet, and/or other account related charges may apply.
*** Per month fee includes unlimited bill payments.
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Priority 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
Balance Su i¥=~-~ary
Beginning Deposits and Checks and other
balance other additions Oeductions
3,578.82 4,432.29 3,400.24
Average monthly
balance
3,947.27
Ending
balance
4,610.87
Charges
and fees
.00
Transaction Summary
Checks paid/ Bank card/POS Account Information
withdrawals transactions assistance calls
9 8 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM transactions transactions
16 16 0
Teller
transactions
3
Other ATM
transactions
0
Interest Summary
Annual Percentage Number of days Average collected Interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.25% 33 3,826.27 .86
For the period 05/04/2002 to 06/05/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 3
George Y Crow
Please see the Activity Detail section for
additional information.
As of 06/05, a total of $4.44 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
05/09 2,000.00 Deposit Reference No. 029273269
05/23 1,000.00 Deposit Reference No. 027138744
05/31 1,431.43 Deposit Reference No. 027801616
06/05 .86 Interest Payment
There were 4 Deposits and Other Additions
totaling $4,432.20
Checks
Check Date Reference
number Amount paid number
887 130.00 05/07 025441721
889 * 14.64 05/14 028107762
890 70.00 05/17 028428875
891 50.00 05/16 024853128
892 35.00 05/16 024844077
* Gap in check sequence
Banking/Check Card Withdrawals and Purchases
Date Amount
05/06 75.00
O5/O6 27.56
05/08 100.00
05/10 100.00
05/10 29.68
05/10 17.00
O5/10 16.33
05/13~ 500.00
05/13~ 100.00
05/13/ 100.00
05/13/ 50.00
Description
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Harding S Camp Hill PA
ATM Withdrawal 100 Mount Alien Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Bill Maloney Men'S Wea
Check Card Purchase Texaco Inc 14611220020
Check Card Purchase Texaco Inc 14151221650
ATM Withdrawal 127 Klm Acres Driv
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check
number
893
894
895
896
Date Reference
Amount paid number
35.00 05/15 028309774
11.98 05/14 022415663
592.80 05/13 027188440
39.95 05/30 029642744
There were 9 checks listed totaling
$979.37
There were 16 Banking Machine withdrawals
totaling $2,250.00
There were 8 Check Card purchases totaling
$166.87
Banking/Check Card Withdrawals and Purchases continued on next page
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
Banking/Check Card Withdrawals and Purchases - continued
Date Amount
05/15 6O.0O
05/16 50.0O
05/16 37.18
05/17 60.00
05/22 30.00
05/24 125.00
05/24 27.32
05/28 600.00
O5/28 100.00
05/28 100.0.0
05/29 100.00
05/31 8.09
05/31 3.71
Descdption
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Alien Dr
Check Card Purchase Catalano'S Wormleysbur PA
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Grandpa'S Growler
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
Check Card Purchase Pharmerica Drug System
Online and Electronic Banking Deductions
For the period 05/04/2002 to 05/05/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 3of 3
There was 1 Online or Electronic Banking
Date Amount Description
05/06 4.00 Direct Payment- May Dues
Priority 50 Plus 019072100000
Daily Balance Detail
Date Balance Date Balance
05/04 3,578.82 05/10 5,079.25
05/06 3,472.26 05/13 3,736.45
05/07 3,342.26 05/14 3,709.83
05/08 3,242.26 05/15 3,614.83
05/09 5,242.26 05/16 3,442.65
Deduction totaling $4.00 .
Date
05/17
05/22
05/23
05/24
05/28
Balance
3,312.65
3,282.65
4,282.65
4,13O.33
3,33O.33
Date
05/29
05/30
05/31
06/05
Balance
3,230.33
3,190.38
4,610.01
4,610.87
Priority 50 Plus Account Statement
PNC Bank
For the period 06/06/2002 to 07103/2002
Primary account number: 51-4001-3906
Page 1 of 2
Number of enclosures: 2
G GEORGE Y CROW
H 845 MESSIAH VLG
' PO BOX 2015
MECHANICSBURG PA 17055-2015
~ For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
~ Wdte to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,~ Visit us at
www.pncbank.com
T
DD terminal: 1-800-531-1648
For hearing impaired clients only
The PNC Bank Check Card. A More Convenient Way to Make Purchases.
You can use your PNC Bank Check Card for more than just ATM access. Use it to make purchases everywhere VISA is accepted,
over 22 million locations worldwide. It works just like a check, only faster and easier. And right now, using your card may pay in
more ways than just convenience! Visit www. pncbank.com to read about other exciting features. And star[ paying with your PNC
Bank Check Card today.
Priority 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number:
0204224060
George Y Crow
Balance Sumrnary
Beginning Deposits and Checks and other
balance other additions deductions
4,610.87 3,796.07 5,787.13
Average monthly
balance
3,518.87
Ending
balance
2,619.81
Charges
and fees
.00
Transaction Soi¥=~-~ary
Checks paid/ Bank card/POS Account Information
withdrawals transactions assistance calls
5 6 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM I~'ansactions transactions
15 15 0
Teller
transactions
6
Other ATM
transactions
0
Interest Summary
Annual Percentage Number of days Average collected Interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.25% 28 3,376.26 .64
Please see the Activity Detail section for
additional information.
As of 07/03, a total of $5.08 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
06/14 2,000.00 Deposit Reference No. 027875270
O6/17 364.00 Branch Deposit Tel 0400004601 0044
06/28 1,431.43 Deposit Reference No. 027135757
07/03 .64 Interest Payment
There were 4 Deposits and Other Additions
totaling $,%796.07
Priority 50 Plus Account Statement
For 24-hour customer service:
Calk 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
For the period 06/06/2002 to 07103/2002
GEORGE Y CROW
Pdmary account number: 51-4001-3906
Page 2 of 2
Checks
Check Date Reference
number Amount paid number
897 587.80 06/17 029227297
Check
number
898
Gap in check sequence
Banking/Check Card Withdrawals and Purchases
Date Amount
06/O6 100.00
06/10 500.00
06/12 80.00
06/13 8.79
06/14 40.47
06/1~'~ 400.00
06/17~J - 100.00
06/18~ 60.00
06/20 ) 500.00
06/201 80.00
06/21 60.00
06/21 42,32
06/24 80.00
06/26 100.00
06/26 16.06
06/28 100.00
06/28 60.00
07/01 500.00
07/01 100.00
07/02 24.08
07/03 37,10
Description
ATM Withdrawal 100 Mount Alien Dr
ATM Withdrawal 403 N Baltimore St Diltsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug Sys, tem
Check Card Purchase Harding S Camp Hill PA
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100
ATM Withdrawal 100
ATM Withdrawal 127
ATM Withdrawal 100
Mount Allen Dr
Mount Allen Dr
Klm Acres Driv
Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Ruby Tuesday #3981
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
Check Card Purchase Zimmermans Automotive
Online and Electronic Banking Deductions
Date Amount Description
06/06 4.00 Direct Payment- Jun Dues
Priority 50 Plus 019072100000
Other Deductions
Date Amount Description
06/11 100.00 Withdrawal Tel 0400004601 0008
06/27 150.00 Withdrawal Tel 0400004601 0013
07/03 150.00 Withdrawal Tel 0400004602 0029
Daily Balance Detail
Date Reference
Amount paid number
1,806.51 06/17 022606514
There were 2 checks listed totaling
$2,394.31
There were 15 Banking Machine withdrawals
totaling $2,820.00
There were 6 Check Card purchases totaling
$168.82
There was 1 Online or Electronic Banking
Deduction totaling $4.00 .
There were 3 Other Deductions totaling
$400.00
Date Balance Date Balance Date Balance Date Balance
06/06 4,506.87 06/14 5,777.61 06/24 2,424.98 07/02 2,806.27
06/10 4,006.87 06/17 3,247.30 06/26 2,308.92 07/03 2,619.81
06/11 3,906.87 06/18 3,187.30 06/27 2,158.92
06/12 3,826.87 06/20 2,607.30 06/28 3,430.35
06/13 3,818.08 06/21 2,504.98 07/01 2,830.35
Looking for a new house or a new neighborhood?
Take PNC Bank with you. Whether you're moving out of state or just across town, you can keep your bank accounts at PNC.
With over 700 branches in New Jersey, Delaware, Pennsylvania, Ohio, Kentucky and Indiana, more than 3,300 PNC Bank ATMs
nationwide, and 24-hour telephone and web banking, we're never far from your new home. For information on the nearest PNC
Bank office or ATM, call us anytime at 1-888-PNC-BANK or visit us online at pncbank.com.
Priority 50
PNC Bank
Plus Account Statement
For the period 07104/2002 to 08/05/2002
Primary account number: 51-4001-3906
Page I of 3
Number of enclosures: 5
GEORGE Y CROW
845 MESSIAH VILLAGE
PO BOX 2015
MECHANICSBURG PA 17055-2015
~' For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
I~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
JVisit us at
www.pncbank.com
T
DD terminal: 1-800-531-1648
For hearing impaired clients only
The PNC Bank Check Card. A More Convenient Way to Make Purchases.
You can use your PNC Bank Check Card for more than just ATM access. Use it to make purchases everywhere VISA is accepted,
over 22 million locations worldwide. It works just like a check, only faster and easier. And right now, using your card may pay in
more ways than just convenience! Visit www.pncbank.com to read about other exciting features. And start paying with your PNC
Bank Check Card today.
Pdodty 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number:
0204224060
Balance Summary
Beginning Deposits and
balance other additions
2,619.81 2,331.86
Checks and other
deductions
2,764.29
Average monthly
balance
2,044.90
Ending
balance
2,187.38
Charges
and fees
.00
Transaction Su
Checks paid/ Bank card/POS Account Information
withdrawals transactions assistance calls
5 12 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM transactions transactions
14 14 0
Teller
transactions
2
Other ATM
transactions
0
Interest Su F,k-.ary
Annual Percentage Number of days Average collected interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.24% 33 2,004.57 .43
George Y Crow
Please see the Activity Detail section for
additional information.
As of 08/05, a total of $5.51 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
07/18 900.00 Deposit Reference No; 029199571
08/01 1,431.43 Deposit Reference No. 027003350
08/05 .43 Interest Payment
There were 3 Deposits and Other Additions
totaling $2,331.86
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-.888-PNCoBANK
Account number: 51-400%3906 - continued
For the period 07104/2002 to 08/05/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 3
Checks
Check Date Reference
number Amount paid number
900 30.87 07/08 028129071
901 306.77 07/23 025546731
902 32.50 07/22 025257297
Check
number
903
904
Date Reference
Amount paid number
9.80 07/29 024055622
64.40 07/25 022267427
* Gap in check sequence
Banking/Check Card Withdrawals and Purchases
Date Amount
07f05 16.50
07/08 300.00
07/08 60.00
07/08 57.72
07/09 18.11
07/10 19.76
07/12 79.55
07/15 200.00
07/15 100.00
07/19 100.00
07/19 13.03
07/2:~ 100.00
07/22! 100.00
07/22 ? 60.00
07/22.j 29.63
07/24 125.00
07/24 72.47
07/25 60.00
07/25 14.30
07/29 49.77
07/30 300.00
07/30 75.00
07/31 20.00
08/01~. 100.00
08/05 200.00
Description
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 403 N Baltimore St Diltsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase John Steven Ltd
Check Card Purchase Turkey-Hill #0240
Check Card Purchase Pharmerica Drug System
Check Card Purchase Theos Bar & Grill ~
ATM Withdrawal 127 Klm Acres Driv
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Alien Dr
Check Card Purchase Pharmerica Drug System
ATM Withdra~val 100 Mount Alien Dr
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Ground Round 99748 -..
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Alien Dr
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Alien Dr
Check Card Purchase Pharmerica Drug System
Check Card Purchase Boiling Springs Tavern ~
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Turkey-Hill #0240
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 403 N Baltimore St Dillsburg PA
There were 5 checks listed totaling
$444.34
There were 14 Banking Machine withdrawals
totaling $1,880.00
There were 12 Check Card purchases totaling
$431.95
Online and Electronic Banking Deductions
Date Amount Description
07/05 4.00 Direct Payment- Jul Dues
Priority 50 Plus 019072100000
08/05 4.00 Direct Payment- Aug Dues
Priority 50 Plus 019072100000
There were 2 Online or Electronic Banking
Deductions totaling $8.00 .
Daily Balance Detail
Date Balance Date
07/04 2,619.81 07/12
07/05 2,599.31 07/15
07/08 2,150.72 07/18
07/09 2,132.61 07/19
07/10 2,112.85 07/22
BaJance
2,033,30
1,733.30
2,633.30
2,520.27
2,157.03
Date
07/23
07/24
07/25
07/29
07/30
Balance Date Balance
1,850.26 07/31 1,059.52
1,652.79 08/01 2,390.95
1,514.09 08/05 2,187.38
1,454.52
1,079.52
Priority 50
PNC Bank
Plus Account Statement
For the pedod 08106/2002 to 09/05/2002
GEORGE Y CROW
845 MESSIAH VILLAGE
PO BOX 2015
MECHANICSBURG PA 17055-2015
Priority 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number:
0204224060
Balance Sumrnary
Beginning Deposits and
balance other additions
2,187.38 4,131.72
Checks and other
deductions
3,251.19
Average monthly
balance
1,748.72
Ending
balance
3,067.91
Charges
and fees
8.00
Transaction Sun. nary
Checks paid/
withdrawals
6
Total ATM
transactions
9
Bank card/POS
transactions
10
PNC Bank MAC
ATM transactions
8
Account Information
assistance calls
0
Other MAC ATM
transactions
1
Teller
transactions
6
Other ATM
transactions
0
Interest Su,,~=iiary
Annual Percentage
Yield Earned (APYE)
0.20%
Number of days
in interest period
31
Average collected
balance for APYE
1,705.79
Interest Earned
this period
.29
Primary account number: 51-4001-3906
Page I of 2
Number of enclosures: 5
~ For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
.,Visit us at
www.pncbank.com
T
DD terminal: 1-800-531-1648
For hearing impaired clients only
George Y Crow
Please see the Activity Detail section for
additional information.
As of 09/05, a total of $5.80 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount
08/14 1,000.00
08/19 500.00
08/23 1,000.00
08/23 200.00
09/03 1,431.43
09/05 .29
Description
Branch Deposit Tel 0400004602 0018
Deposit Reference No. 028099335
Deposit Reference No. 028016967
Deposit Reference No. 028016959
Deposit Reference No. 029089658
interest Payment
Checks
There were 6 Deposits and Other Additions
totaling $4,131.72
Check Date Reference
number Amount paid number
905 12.1 1 08/13 024348147
907 * 574.90 08/1 3 025757488
908 350,00 08/12 022464235
* Gap in check sequence
Check
number
909
910
Date Reference
Amount paid number
149.18 08/19 024641642
29.34 08/21 027418706
There were 5 checks listed totaling
$1,115.53
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
Banking/Check Card Withdrawals and Purchases
Date Amount
08/06 30.00
08/07 21.38
08/12 500.00
08/12 60.00
08/12 43.53
08/13 39.07
08/15 70.18
08/15 49.73
08/16 420.00
08/16 27.52
08/19 25.02
08/20 50.00
08/21 201.5O
08/21 60.00
08/21 21.17
08/21 1.50
08/21 1.50
08/23 200.00
08/27 50.00
08/28 170.00
08/29 34.56
Description
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pauls Pancake Barn
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Boiling Springs Tavern- ~
Check Card Purchase Olive Garden
Check Card Purchase Appalachian VVhole Food
Check Card Purchase Ttw*The Trivita Way US ',
ATM Withdrawal 403 N Baltimore St Dillsburg PA
Check Card Purchase Market Cross Pub
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 5032 Simpson Ferry
ATM Withdrawal 100 Mount Allen Dr
POS Purchase 5140 Simpson Ferry Mechanicsbur PA
Banking Machine Withdrawal Fee
Banking Machine Balance Inquiry Fee
ATM Withdrawal 127 Klm Acres Driv
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Dutrey'S Shoes02000024
Check Card Purchase Pharmerica Drug System
Online and Electronic Banking Deductions
Date Amount Description
0~'05 4.00 Direct Payment- Sep Dues
Priority 50 Plus 019072100000
For the pedod 08/05/2002 to 09/05/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
There were 9 Banking Machine withdrawals
totaling $1,571.50
There were 10 Check Card purchases totaling
$502.16
There were 2 other Banking Machine/Check
Card deductions totaling $3.00 .
There was 1 Online or Electronic Banking
Deduction totaling $4.00 .
Other Deductions There were 2 Other Deductions totaling
Date Amount Description $55.00
08/30 5.00 Card Replacement Fee
09/05 50.00 Withdrawal Tel 0400004601 0008
Daily Balance Detail
Date Balance Date Balance Date Balance Date Balance
08/06 2,157.38 08/15 1,436.48 08/23 1,949.75 09/03 3,121.62
08/07 2,136.00 08/16 988.96 08/27 1,899,75 09/05 3,067.91
08/12 1,182.47 08/19 1,314.76 08/28 1,729.75
08/13 556.39 08/20 1,264.76 08/29 1,695.19
08/14 1,556.39 08/21 949.75 08/30 1,690.19
Struggling to save for your child's or relative's college tuition?
Talk to a PNC Investments Financial Consultant about tax-advantaged ways to prepare for the high cost of higher education. 529
plans vary from state to state, but generally allow anyone--a parent, grandparent or guardian- to save money towards a child's
college education. The Education Savings Account allows anyone to contribute up to $2000 each calendar year until the child
reaches the age of 18. Our Financial Consultants will provide you with the professional advice you need to make an informed
decision. Call us today at 1-800-PNC-6111, visit us online at www.pncinvestments.com or stop by your local branch office.
Priority 50 Plus Account Statement
PNC Bank
For the period 09106/2002 to 10/03/2002
GEORGE Y CROW
845 MESSIAH VILLAGE
PO BOX 2015
MECHANICSBURG PA 17055-2015
Pdodty 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
Balance Summary
Beginning Deposits and Checks and other
balance other additions deductions
Primary account number: 51-4001-3906
Page1 of 2
Number of enclosures: 8
~' For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
EG~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,~Visit us www.pncbank.com at
TDD terminal: 1-800-531-1648
For hearing impaired clients only
George Y Crow
Ending
balance
Please see the Activity Detail section for
additional information.
3,067.91 2,431.61
4,481.32
Average monthly
balance
1,227.55
Transaction Summary
Checks paid/
withdrawals
8
Total ATM
transactions
15
Bank card/POS
transactions
16
PNC Bank MAC
ATM transactions
15
Account Information
assistance calls
0
Other MAC ATM
transactions
0
Interest Su
1,018.20
Charges
and fees
.00
Telter
transactions
2
Other ATM
transactions
0
As of 10/03, a total of $5.98 in interest was
Annual Percentage
Yield Earned (APYE)
0.20%
Activity Detail
Deposits and Other Additions
Date Amount
09/23 1,000.00
09/30 1,431.43
10/03 .18
Checks
Check
number Amount
911 60.00
912 40.30
913 675.42
914 579.00
* Gap in check sequence
Number of days
in interest period
28
Average collected
balance for APYE
1,180.60
Interest Earned
this period
.18
earned this year.
Description
Deposit Reference No. 028102322
Deposit Reference No. 029717888
Interest Payment
There were 3 Deposits and Other Additions
totaling $2,431.61
Date Reference
paid number
09/18 024847848
09/18 022328670
09/13 025388963
09/18 024688358
Check
number
915
916
918 *
919
Date Reference
Amount paid number
92.36 09/20 024227090
11.55 09/23 024473781
11.58 09/27 024311830
577,83 09/30 027512430
There were 8 checks listed totaling
$2,048.04
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-885-PNC-BANK
Account number: 51-4001-3906 - continued
Banking/Check Card Withdrawals and Purchases
Date Amo,,nt
/'09/06 400.00
~.~/06 400.00
09/09 20.00
09/11 50.00
09/13 100.00
09/16 60.00
09/16 34.61
09/16 19.50
09/18 40.00
09/19 203.63
09/19 7.64
09/20 40.00
09/20 32.39
09/20 24.97
09/23 120.00
09/23 30.00
09/24 100.00
09/25 20.00
09/25 15.50
09/26 76.12
09/26 26.78
09/26 7.36
09/27 60.00
09/27 28.58
09/30 114.70
09/30 100.00
09/30 5.00
10/01 100.00
10/02 125.00
10/02 42.72
10/03 28.78
Daily Balance Detail
Description
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Cataiano'S Wormleysbur PA
Check Card Purchase Texaco Inc 14611220020
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Eddie's Cleaners
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 127 Klm Acres Driv
Check Card Purchase Catalano'S Wormleysbur PA
POS Purchase 255 Cumberland Pkw Mechanicabur PA
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Community Ventures ~,
Check Card Purchase Pauls Pancake Barn -~
Check Card Purchase Tony'S Mining Compa -..._
Check Card Purchase Eli'S Lebanon PA ~--
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 403 N Baltimore St Dillsburg PA
Check Card Purchase Lantern Motor Lodge Re .~
Check Card Purchase Quality Inns Lebanon PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Lantern Motor Lodge Re --
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
Check Card Purchase Scalles Carlisle PA ~
Date Balance Date Balance Date
09/06 2,267.91 09/18 589.08 09/25
09/09 2,247.91 09/19 377.81 09/26
09/1 1 2,197.91 09/20 188.09 09/27
09/13 1,422.49 09/23 1,026.54 09/30
09/16 1,308.38 09/24 926.54 10/01
Balance
891.04
780.78
680.62
1,314.52
1,214.52
For the period 09/06/2002 to 10/03/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
There were 15 Banking Machine withdrawals
totaling $1,745.00
There were 16 Check Card purchases totaling
$688.28
Date Balance
10/02 1,046.80
10/03 1,018.20
Priority 50
PNC Bank
Plus Account Statement
For the period 10104/2002 to 11/05/2002
GEORGE Y CROW
845 MESSIAH VILLAGE
PO BOX 2015
MECHANICSBURG PA 17055-2015
Primary account number: 51-4001-3906
Page 1 of 2
Number of enclosures: 2
~ For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,.~ Visit us at www.pncbank.com
TDD terminal: 1-800-531-1648
For hearing impaired clients only
Now You Can Shop Online with Peace of Mind -. Introducing Verified by Visa~ !!
Ensure that only you can use your PNC Bank Check Card to make purchases online at participating merchants. Password protect
your check card by enrolling today at www.pncbank,com/verifled . It's fast. It's easy. And it's free!
Priority 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
George Y Crow
Balance Summary
Beginning Deposits and Checks and other
balance other additions deductions
1,018.20 1,239.93 1,962.43
Average monthly
balance
734.92
Transaction Summary
Checks paid/ Bank card/POS Account Information
withdrawals transactions assistance calls
9 2 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM transactions transactions
6 4 2
Ending
balance
295.7O
Charges
and fees
18.00
Teller
transactions
10
Other ATM
transactions
0
Interest Summary
Annual Percentage Number of oays Average collected Interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.20% 33 734.92 .13
Please see the Activity Detail section for
additional information.
As of 11/05, a total of $6.1t in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
10/15 1,000.00 Deposit Reference No. 025704639
10/21 100.00 Branch Deposit Tel 0400004601 0074
10/31 139.80 Deposit Reference No. 028457049
11/05 .13 Interest Payment
There were 4 Deposits and Other Additions
totaling $1,239.93
Priority 50 Plus Account Statement
For 24-hour customer service:
Calk 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
Checks
Check Date Reference
number Amount paid number
91 7 37.54 10/04 022359843
For the period 10104/2002 to 11/05/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
* Gap in check sequence
Banking/Check Card Withdrawals and Purchases
Date Amount Description
10/07 121.50 ATM Withdrawal 5 Tristan Drive Dillsburg PA
10/07 100.00 ATM Withdrawal 100 Mount Allen Dr
10/07 100.00 ATM Withdrawal 100 Mount Allen Dr
10/07 1.50 Banking Machine Withdrawal Fee
10/15 101.50 ATM Withdrawal 3 Tristan Drive Dillsburg PA
10/15 30.00 ATM Withdrawal 100 MountAllen Dr
10/15 25.00 ATM Withdrawal 100 Mount Allen Dr
10/15 1.50 Banking Machine Withdrawal Fee
10/16 16.95 Check Card Purchase Pauis Pancake Barn
10/16 16.40 Check Card Purchase Turkey-Hill #0240
Check
number
920 *
Online and Electronic Banking Deductions
Date Reference
Amount paid number
37.54 10/28 028636693
There were 2 checks listed totalin~l $75.08
There were 6 Banking Machine withdrawals
totaling $478.00
There were 2 Check Card purchases totaling
$33.35
There were 2 other Banking Machine/Check
Card deductions totaling $3.00 .
There were 2 Online or Electronic Banking
Date Amount
10/07 4.00
1 1/05 4.00
Other Deductions
Date Amount
10/16 100.00
1 0/1 7 400.00
1 0/21 200.00
10/23 100.00
10/28 200.00
10/29 150.00
1 0/29 15.00
1 1/04 200.00
Daily Balance Detail
Date Balance
10/04 980.66
10i07 653.66
10/15 1,495.66
Description
Direct Payment- Oct Dues
Priority 50 Plus 019072100000
Direct Payment- Nov Dues
Priority 50 Plus 019072100000
Description
Withdrawal
Withdrawal
Withdrawal
Withdrawal
Withdrawal
Withdrawal
Te10400004602 0039
Tei0400004602 0046
Te10400004601 0023
Te10400004602 0015
Te10400004601 0014
Te10400004602 0035
Photocopy Fee - Statement
Withdrawal Tel 0400011210 0156
Deductions totaling $8.00 .
There were 8 Other Deductions totaling
$1,365.00
Date Balance Date Balance Date Balance
10/16 1,362.31 10/23 762.31 10/31 499.57
10/1 7 962.31 10/28 524.77 11/04 299.57
10/21 862.31 10/29 359.77 11/05 295.70
Interest Checking Account Statement
PNC Bank
For the period 11106/2002 to 12/04/2002
GEORGE Y CROW
845 MESSIAH VILLAGE
PO BOX 2015
MECHANICSBURG PA 17055-2015
Primary account number: 51-4001-3906
Page 1 of 2
Number of enclosures: 0
~' For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,~, Visit us at
www.pncbank.com
[~TDD terminal: 1-800-531-1648 For hearing impaired clients only
PNC Bank would like to extend to you and your family our best wishes for a wonderful holiday season. Thank you for your
business, and for making 2002 a success! Here's to a happy, healthy and prosperous new year together.
Now You Can Shop Online with Peace of Mind - Introducing Verified by Visa~ !!
Ensure that only you can use your PNC Bank Check Card to make purchases online at participating merchants. Password protect
your check card by enrolling today at www.pncbank.com/verified It's fast. It's easy. And it's free!
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
George Y Crow
Balance Su ~-.¥,ary
Beginning Deposits and Checks and other Ending
balance other additions deductions balance
295.70 .00 295.70 .00
Average monthly Charges
balance and fees
.00 .00
Transaction Summary
Checks paid/
withdrawals
1
Total ATM
transactions
0
Bank cord/POS Account Information Teller
transactions assistance calls transactions
o o 1
PNC Bank MAC Other MAC ATM Other ATM
ATM transactions transactions transactions
o 0 0
Interest Summary
Annual Percentage
Yield Earned (APYE)
0,00%
Number of days Average collected Interest Earned
in interest period balance for APYE this period
0 .00 .00
Please see the Activity Detail section for
additional information.
As of 12/04, a total of $6.11 in interest was
earned this year.
Activity Detail
Other Deductions
Date Amount
1 1/06 .00
11/06 295.70
Description
Outstanding Item Close
Withdrawal Reference No. 028518280
There were 2 Other Deductions totaling
$295.70
Interest Checking Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
For the period 11106/2002 to 12/04/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
Daily Balance Detail
Date Balance
11/06 .00
U.S. POSTAL SERVICE CERTIFICATE OF MAILING
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT
PROVIDE FOR INSURANCE -- POSTMASTER
Received From:
One piece of ordinary mai~ a~dressed to:
PS Form 3817, Mar. 1989
Center for Neurobehavioral Health, Ltd.
Regency Executive Offices
2173 Embassy Drive Suite 366
Lancaster, PA 17603
(717) 392.6061
Clinical Neuropsychologists
Licensed Psychologists
Neurorehabilitation Specialists
Cynthia Socha. Gelgot, Ph.D.
Robert M. Stein, Ph.D.
Michelle M. Manasseri, M.S.
Ms. Janet Paull
Cumberland County Office of Aging
16 West High Street
Carlisle, Pennsylvania 17013
RE: George Crow
Date of Birth: 02/26/i 921'
Dear Ms. Paull:
At your request, this report has been prepared regarding above-mentioned individual. As
you might be aware, I conducted clinical interview and dementia screening evaluation
with Mr. Crow on January 24, 2003 upon referral from his physician group, Intemists of
Central Pennsylvania.
Information obtained during the clinical interview (01/24/03) reveals that Mr. George
Crow is a 79-year old single male who has been residing at Messiah Village since 1991.
He was transferred to Spring Run Center, an early dementia unit, in November 2002.
Medical history is remarkable for hernia repair and colon removal. The Moffitt Group
(01/20/03) recently evaluated him for an episode of memory loss. During the January 24,
2003 examination with this examiner, Mr. Crow presented as mildly lethargic and
obviously confused (e.g., he talked about hearing my name from a "local farmer").
Conversational speech was generally fluent with mild pausing and stammering. He
remained forgetful about his residing at Messiah Village throughout the course of the
interview and testing. He thought that he was returning to "Harrisburg." At one point, he
verbalized that "this man who is going to employ me for awhile...I'm concerned about
him wondering where I am.~' He maintained vigilance throughom ;the s'tructm.ed testing
procedure but required increased cueing in order to maintain mental set during the
clinical interview.
Upon questioning, he denied blurred or double vision, changes in sense of taste and
smell, numbness and tingling, and difficulty monitoring anger. He reported tinnitus with
onset "years ago," imbalance, surgeries as noted above, and "memory loss" attacks on
two occasions.
Results of dementia screening as assessed via the Dementia Rating Scale (Mattis, 1988)
revealed moderate impairment (DRS = 110). Primary deficits were documented in
semantic verbal fluency, basic orientation, motor programming, and both recent visual
Camp Hill, PA (717) 737-3356 ~ FAX (717) 431-2014
Crow, George
Page 2
and verbal memory. This pattem of performance can be seen in both cortical and
vascular dementias, or a mixed dementia. A dementia work-up was proposed. Also, it
was recommended that the resident should not leave the unit on his own. Based upon test
results and behavioral observations, he clearly requires a structured dementia unit such as
the Spring Run Center for optimal functioning. The magnitude of dementia precludes his
ability to provide informed consent regarding financial and medical issues.
Individual follow-up consultation with Mr. Crow conducted on March 14, 2003 revealed
him to be moderately confused. He was unsteady when ambulating with his cane.
Markedly impaired awareness was noted. Emotional state was difficult to assess
secondary to poor mental state. A bruise was observed under his left eye due to a recent
fall out of bed. A recent brain MRI was ipterpreted a,..q.: abnormal --.suggesting a poss~b!e
communicating hydrocephalus. Neurologic consult was Pending at that timel
Subsequent to his behavioral, cognitive, and language presentation noted on March 14,
2003, the diagnosis of Alzheimer's Disease became less likely although remains in the
differential. Rather, he was found to present with greater neurobehavioral correlates of a
subcortical vascular dementia (e.g., lacunar state) and or mental status changes seen
within the context of hydrocephalus. Results of neurologic work-up are pending. Despite
etiology of dementia, it is clear that his social functioning, safety, judgment, planning,
memory, and reasoning abilities coupled with his ability to participate in activities of
daily living (e.g., feeding self, preparing a meal, taking medications) are moderately to
severely affected.
In sum, Mr. Crow meets criteria for dementia as defined by Cummings and Benson
(2002) -- formally defined as an acquired persistent deficit in intellectual functioning
characterized by three or more areas of dysfunction (e.g., learning and memory,
language, behavior, mood regulation, visuoperception, cognition) that can correlate with
both reversible and irreversible etiologies. He requires supervision within a structured
setting of a dementia unit in order to maintain safety and to provide appropriate medical
and psychosocial care.
A follow-up appointment has been scheduled with this examiner on March 28, 2003 at
2:1 OPM in the Messiah Village Clinic.
Please contact me if you have questions.
Crow, George
Page 3
Respectfully submitted,
Clinical Neuropsychologist
Licensed Psychologist
CSG:Ias
Cc: file
SUMMARY OF ATM CHARGES
'ATM WTHDRWL TELEPHONE WTHD I TOTAL
APRIL 1475.00
MAY 2250.00
JUNE 2820.00 400.00 ·
J U LY 1880.00
AUG 1571.50
SEPT I 1745.00
OCT I 478.00 1365.00
~NOV ACCOUNT CLOSED
12219.50 1765.001 13984.50
~q vi 1 lmge 71779SSSGG 10/18/02 08:SGA
P. 004-
Messiah Village
Financial Disclosure Statement
Prepared as of:
ApplicantfResident Name:
CASH AND MONEY MARKET FUNDS
Type of Account Ownership * Estimated
(Bank Brokerage) Institution Current Value (Joint, Separate) Annual Income
* If assets are separately owned, please indicate name of owning spouse.
Please provide copies of most recent bank and brokerage statements for accounts in excess
of $20,000.
INVESTMENTS (NOT IN TRUST)
Type Security
(Stocks, Bonds,
Mutual Funds, Ownership * Estimated
Other) Institution Current Value (Joint, Separate) Annual Income
* If assets are separately owned, ptease indicate name of owning spouse.
Please provide copies of most recent bank and brokerage statements for accounts in excess
of $20,000.
Check the Services You (the Resident) Need Now
Securing transportation ,. Bathing
Shopping Oral hygiene
Hair grooming/simmpooing
Makin~ and keeping appointments
.._ Care of personal possessions Dressing o~ undressing
Use of telephone Care of rig. ,t~g
Getting in and out of bed Personal laundry
Meal preparation Shaving
Walking up ind'down stairs Nail care
V/' Cleaning Continence
V'~ ' Linen service Other (specif~)
Management of funds for
F Assistance with taking meclications v/ personal needs
"' t/ Management of checking
account
I/' Management of savings account
Source(s) of Income: /~2~,.~tS/99&r)Jo,
Amount of Annual Income:
Amount of Askers:
Checking:
.VO0O, oo
Savings:
Home Equity:
Other: ~OC~/
Priority 50 Plus Account Statement
PNC Bank
For the pedod 03/06/2002 to 04/03/2002
GEORGE Y CROW
845 MESSIAH VLG
PO BOX 2015
MECHANICSBURG PA 17055-2015
Primar~ account number: 51,-4001-39C)6
Page 1 of 2
Number of enclosures: 14
~' For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
E;~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,~ Visit us at
www.pncbank.com
~TDD terminal: 1-800-531-1648 For hearing impaired clients only
Priority 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
Balance Sui;k~-~ary
Beginning Deposits and Checks and other
balance other additions deductions
4,339.94 3,391.90 5,827.42
Average monthly
balance
2,528.70
Ending
balance
1,904.42
Charges
and fees
.00
Transaction Summary
Checks paid/ Bank card/POS Account Information
withdrawals ~ansactions assistance calls
16 2 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM t~'ansactions transactions
12 12 0
Teller
transactions
4
Other ATM
transactions
0
Interest Summary
Annual Percentage Number of days Average collected Interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.25% 29 2,395.15 .47
George Y Crow
Please see the Activity Detail section for
additional information.
As of 04/03, a total of $3.10 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
03/18 2,000.00 Deposit Reference No. 027527892
03/29 1,391.43 Deposit Reference No. 025732754
04/03 .47 Interest Payment
There were 3 Deposits and Other Additions
totaling $3,391.90
Checks
Check Date Reference
number Amount paid number
869 20.81 03/08 028845956
870 48.03 03/11 025335694
871 9.80 03/12 024845307
872 69.85 03/11 027700898
873 562.80 03/14 029426640
875 * 50.00 03/21 024478307
876 1.76 03/21 025530491
* Gap in check sequence
Check
number
877
878
879
880
881
882
883
Date Reference
Amount paid number
170.00 03/12 024837375
2,984.00 03/18 022616925
800.00 03/20 027280239
30.00 03/15 028499019
100.08 03/28 024465660
30.47 03/27 027749034
54.18 03/29 029739331
There were 14 checks listed totaling
$4,931.78
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
Banking/Check Card Withdrawals and Purchases
Date Amount
03/11 6O.O0
03/11 5O.O0
03/14 6O.00
03/15 25.00
03/18 50.00
03/20 19.07
03/22 60.00
O3/25 100.00
03/27 100.00
03/28 30.00
04/01 100.00
04/02 100.00
04~02 40.00
04/03 31.57
Description
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100
ATM Withdrawal 100
ATM Withdrawal 100
ATM Withdrawal 100
ATM Withdrawal 100
Mount Allen Dr
Mount Allen Dr
Mount Allen Dr
Mount Allen Dr
Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
For the period 03/06/2002 to 04/03/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
There were 12 Banking Machine withdrawals
totaling
There were 2 Check Card purchases totaling
$50.64
Other Deductions There were 2 Other Deductions totaling
Date Amount Description $70.00
03/06 30.00 Withdrawal Tel 0400004602 0028
03/25 40.00 Withdrawal Tel 0400004601 0059
Daily Balance Detail
Date Balance Date Balance Date Balance Date Balance
03/06 4,309.94 03/15 3,203.65 03/25 1,098.82 04/02 1,935.52
03/08 4,289.13 03/18 2,169.65 03/27 968.35 04/03 1,904.42
03/11 4,061.25 03/20 1,350.58 03/28 838.27
03/12 3,881.45 03/21 1,298.82 03/29 2,175.52
03/14 3,258.65 03/22 1,238.82 04/01 2,075.52
Fresh Look, More Features. Introducing the new Account Link~ by Web
Whether you want to check your account balances, transfer funds, view transaction details, request a stop payment or pay your
bills, Account Link by Web is your one-stop shop for online banking. Plus, you can now make online address changes to your
accounts, transfer money from a line-of-credit to your PNC Bank checking, savings or money market accounts, access information
on the most current activity for your accounts --and more! Account Link by Web is available to all PNC Bank deposit customers --
all you need is a PC, an Internet browser, your PNC Customer Number and your ATM PIN. Discover the simplicity of Account
Link by Web -- sign on today at www.pncbank.com.
Priority 50 Plus Account Statement
PNC Bank
For the period 04/04/2002 to 05/03/2002
GEORGE Y CROW
845 MESSIAH VLG
PO BOX 2015
MECHANICSBURG PA 17055-2015
Primary account number: 51-4001-3906
Page I of 2
Number of enclosures: 4
~' For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Ei~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,~ Visit us at
www.pncbank.com
~TDD terminal: 1-800-531-1648 For hearing impaired ctients only
New name, same great service...MAC is changing to STAR
The MAC ATM and debit card network has a new name -- STAR. This change will not affect your PNC Bank check card, or the
ATM functions in any way. You'll still be able to use your card everywhere you did before. Use it to make withdrawals, deposits,
cash checks, check balances, transfer money and more! Plus, you can use it to make purchases at millions of merchants
worldwide.
Priority 50 Plus
Interest Checking Account Summary
Account number:51-4001-3906 Account Link ® number: 0204224060
Balance Summary
Beginning Deposits and Checks and other
balance other additions deductions
1,904.42 3,681.93 2,007.53
Average monthly
balance
2,402.59
Ending
baJanca
3,578.82
Charges
and fees
.00
Transaction Summary
Checks paid/ Bank card/POS Account Information
withdrawals transactions assistance calls
4 9 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM transactions transactions
8 8 0
Teller
~ansactions
4
O~er ATM
~ansactions
0
Interest Summary
Annual Percentage Number of days Average collected Interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.25% 30 2,341.55 .48
George Y Crow
Please see the Activity Detail section for
additional information·
As of 05/03, a total of $3.58 in interest was
earned this year.
Activity Detail
Deposits and Oth~ Additions
Date Amount Description
04/15 2,000.00 Branch Deposit Tel 0400004602 0019
05/01 1,681.45 Deposit Reference No. 027775655
05/03 .48 Interest Payment
There were 3 Deposits and Other Additions
totaling $3,581.93
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
For the pedod 04/04/2002 to 05/03/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
Checks
Check Date Reference
number Amount paid number
884 13.34 04/08 028558604
885 52.02 04/10 025364613
* Gap in check sequence
-'r" Teller Cashed Check
Banking/Check Card Withdrawals and Purchases
Date Amount
04/08 100.00
04/10 37.67
04/12 500.00
04/12 75.00
04/17 11.94
04/18 75.00
04/22 15.89
04/24 75.00
04/24 18.98
04/25 17.91
04/26 300.00
04/29 300.00
04/29 36.30
04/30 50.00
04/30 40.88
05/02 11.05
05/03 72.55
Description
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Olive Garden'
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Alien Dr
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase CVS #1636 Mechanicsbu PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Alien Dr
Check Card Purchase Harding S Camp Hill PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Harding S Camp Hill PA
Check Card Purchase Pharmerica Drug System
Check Card Purchase Theos Bar & Grill
Check
number
886
888 *
T
T
Date Reference
Amount paid number
100.00 04/05 025846642
100.00 05/03 024718223
There were 4 checks listed totaling
There were 8 Banking Machine withdrawals
totaling $1,475.00
There were 9 Check Card purchases totaling
$26~.17
Online and Electronic Banking Deductions
Date Amount Description
04/05 4.00 Direct Payment- Apr Dues
Priority 50 Plus 019072100000
There was 1 Online or Electronic Banking
Deduction totaling $4.00 .
Daily Balance Detail
Date Balance Date Balance
04/04 1,904.42 04/15 3,022.39
04/05 1,800.42 04/17 3,010.45
04/08 1,687.08 04/18 2,935.45
04/10 1,597.39 04/22 2,919.56
04/12 1,022.39 04/24 2,825.58
Date
04/25
04/26
04/29
04/30
05/01
Balance
2,807.67
2,507.67
2,171.37
2,080.49
3,761.94
Date Balance
05/02 3,750.89
05/03 3,578.82
Priority 50 Plus Account Statement
PNC Bank
For the period 05/04/2002 to 06/05/2002
GEORGE Y CROW
845 MESSIAH VLG
PO BOX 2015
MECHANICSBURG PA 17055-2015
Primary account number: 51-4001-3906
Page 1 of 3
Number of enclosures: 9
~' For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
D;~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
Visit us at
www.pncbank.com
T
DD terminal: 1-800-531-1648
For hearing impaired clients only
Important Document Enclosed
A copy of The PNC Financial Services Group, Inc. "Consumer Information Privacy Principles" is enclosed.
Important Account Information - Change in Terms Notice and Amendment to the Consumer
Schedule of Service Charges and Fees
The pricing changes, product availability and other information provided below are effective as of July 26, 2002, and amend
certain information in our Consumer Schedule of Service Charges and Fees ("Schedule") for Priority 50. All other information in
our Schedule, as amended, continues to apply to your account. Please review the following information and retain it with yOur
records.
BANKING PLANS - PRIORITY 50 PLUS
OTHER ACCOUNT CHARGES AND SERVICES
Return of a Deposited or Cashed Item -- $10
Redeposit of a Returned Deposit or Cashed Iter:n -- $0
Overdrawn Account Charge (assessed anytime your account remains overdrawn for a period greater than 9 consecutive calendar
days) -- $10
Overdraft Protection from a PNC Bank Checking, Savings, Money Market or Credit Card* PNC Bank Transfer Fee: $10 per
transfer*
(Note: PNC will not make an automated transfer in an amount less than $50.00)
PNC BANK ONLINE OR TELEPHONE / 1-800-762-2035'*
Account Link® by Web Bill Payment -- $5 per month***
Online Banking through Quicken® -- Online Banking -- $2 per month, Online Bill Payment -- $5 per month***
(Quicker~) is a registered trademark of lntuit~ Inc.)
Telephone Bill Payment Plus - $5 per month*'*
* PNC Bank Credit Cards are issued and administered by MBNA America Bank, N.A. Please see your MBNA Credit Card Agreement and Disclosure Statement for
information regarding additional terms and fees charged by MBNA.
** Telephone, Internet, and/or other account related charges may apply.
*** Per month fee includes unlimited bill payments.
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Priority 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
Balance Summary
Beginning Deposits and Checks and other
balance other additions deductions
3,578.82 4,432.29 3,400.24
Average monthly
balance
3,947.27
Ending
balance
4,610.87
Charges
and fees
,00
Transaction Summary
Checks paid/ Bank card/POS Account information
withdrawals transactions assistance calJs
9 8 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM transactions transactions
16 16 0
Teller
transactions
3
Other ATM
transactions
0
Interest St~.a.ary
Annual Percentage Number of days Average collected Interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.25% 33 3,826.27 .86
For the period 05/04/2002 to 06/05/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page2 of 3
George Y Crow
Please see the Activity Detail section for
additional information.
As of 06/05, a total of $4.44 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
05/09 2,000.00 Deposit Reference No. 029273269
05/23 1,000.00 Deposit Reference No. 027138744
05/31 1,431.43 Deposit Reference No. 027801616
06/05 .86 Interest Payment
There were 4 Deposits and Other Additions
totaling $4,432.20
Checks
Check Date Reference
number Amount paid number
887 130.00 05/07 025441721
889 * 14.64 05/14 028107762
890 70.00 05/17 028428875
891 50.00 05/16 024853128
892 35.00 05/16 024844077
* Gap in check sequence
Banking/Check Card Withdrawals and Purchases
Date Amount
05/06 75.00
05106 27.56
05~08 100.00
05/10 100.00
05/10 29.68
05/10 17.00
05/10 16.33
05/13'~ 500.00
05/13~ 100.00
05/13/ 100.00
05/13/ 50.00
Description
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Harding S Camp Hill PA
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Bill Maloney Men'S Wea
Check Card Purchase Texaco Inc 14611220020
Check Card Purchase Texaco Inc 14151221650
ATM Withdrawal 127 Klm Acres Driv
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check
number
893
894
895
896
Date Reference
Amount paid number
35.00 05/15 028309774
1 1.98 05/14 022415663
592.80 05/13 027188440
39.95 05/30 029642744
There were 9 checks listed totaling
$979.37
There were 16 Banking Machine withdrawals
totaling $2,250.00
There were 8 Check Card purchases totaling
$166.87
Banking/Check Card Withdrawals and Purchases continued on next page
Priority 50 Plus Account Statement
For 24-hour customer service:
Calk 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
Banking/Check Card Withdrawals and Purchases - continued
Date Amount Description
05/15 60.00 ATM Withdrawal 100 Mount Allen Dr
05/16 50.00 ATM Withdrawal 100 Mount Allen Dr
05/16 37.18 Check Card Purchase Catalano'S Wormleysbur PA
05/17 60.00 ATM Withdrawal 100 Mount Alien Dr
05/22 30.00 ATM Withdrawal 100 Mount Allen Dr
05/24 125.00 ATM Withdrawal 100 Mount Allen Dr
05/24 27.32 Check Card Purchase Grandpa'S Growler
05/28 600.00 ATM Withdrawal 100 Mount Allen Dr
05/28 100.00 ATM Withdrawal 100 Mount Allen Dr
05/28 100.Q0 ATM Withdrawal 100 Mount Allen Dr
05/29 100.00 ATM Withdrawal 100 Mount Allen Dr
05/31 8.09 Check Card Purchase Pharmerica Drug System
05/31 3.71 Check Card Purchase Pharmerica Drug System
Online and Electror~c Banking Deductions
For the period 05/04/2002 to 06/05/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 3 of 3
There was 1 Online or Electronic Banking
Date Amount Description
05/06 4.00 Direct Payment- May Dues
Priority 50 Plus 019072100000
Daily Balance Detail
Date Balance Date Balance Date
05/04 3,578.82 05/10 5,079.25 05/17
05/06 3,472.26 05/13 3,736.45 05/22
05/07 3,342.26 05/14 3,709.83 05/23
05/08 3,242.26 05/15 3,614.83 05/24
05/09 5,242.26 05/16 3,442.65 05/28
Deduction totaling $4.00
Balance Date Balance
3,312.65 05/29 3,230.33
3,282.65 05/30 3,190.38
4,282.65 05/31 4,610.01
4,130.33 06/05 4,610.87
3,330.33
Priority 50
PNC Bank
Plus Account Statement
For the period 06/06/2002 to 07103/2002
Primary account number: 51-4001-3906
Page 1 of 2
Number of enclosures: 2
GEORGE Y CROW
845 MESSIAH VLG
PO BOX 2015
MECHANICSBURG PA 17055-2015
~ For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
~ Wdte to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,~ Visit us at www.pncbank.com
T
DD terminal: 1-800-531-1648
For hearing impaired ctients only
The PNC Bank Check Card. A More Convenient Way to Make Purchases.
You can use your PNC Bank Check Card for more than just ATM access. Use it to make purchases everywhere VISA is accepted,
over 22 million locations worldwide, tt works just like a check, only faster and easier. And right now, using your card may pay in
more ways than just convenience! Visit www. pncbank, com to read about other exciting features. And start paying with your PNC
Bank Check Card today.
Priority 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
George Y Crow
Balance Summary
Beginning Deposits and Checks and other
balance other additions deductions
4,610.87 3,796.07 5,787.13
Average monthly
balance
3,518.87
Transaction Summary
Checks paid/ Bank card/POS Account Information
withdrawals transactions assistance calls
5 6 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM transactions transactions
15 15 0
Ending
balance
2,619.81
Charges
and fees
.00
Teller
transactions
6
Other ATM
transactions
0
Interest Sunl, nary
Annual Percentage Number of days Average collected Interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.25% 28 3,376.26 .64
Please see the Activity Detail section for
additional information.
As of 07/03, a total of $5.08 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
06/14 2,000.00 Deposit Reference No. 027875270
06/17 364.00 Branch Deposit Tel 0400004601 0044
06/28 1,431.43 Deposit Reference No. 027135757
07/03 .64 interest Payment
There were 4 Deposits and Other Additions
totaling $3,796.07
(
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
For the period 06/06/2002 to 07/03/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
Checks
Check Date Reference
number Amount paid number
897 587.80 06/17 029227297
Check
number
898
Gap in check sequence
Banking/Check Card Withdrawals and Purchases
Date Amount
06/06 100.00
06/10 5O0.OO
06/12 80.00
06/13 8.79
06/14 40.47
06/1~ 400.00
06/17,,) ' 100.00
06/18~ 60.00
06/20) 500.00
06/20/ 80.00
06/21 60.00
06/21 42.32
06/24 80.00
06/26 100.00
06/26 16.06
06/28 100.00
06/28 60.00
07/01 500.00
07/01 100,00
07/O2 24.O8
07/03 37,10
Description
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
Check Card Purchase Harding S Camp Hill PA
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100
ATM Withdrawal 100
ATM Withdrawal 127
ATM Withdrawal 100
Mount Allen Dr
Mount Allen Dr
Klm Acres Driv
Mount Allen Dr
ATM Withdrawal 100 Mount Alien Dr
Check Card Purchase Ruby Tuesday #3981
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
Check Card Purchase Zimmermans Automotive
Online and Electronic Banking Deductions
Date Amount Description
06/06 4.00 Direct Payment- Jun Dues
Priority 50 Plus 019072100000
Other Deductions
Date Amount Description
06/11 1 00.00 Withdrawal Tel 0400004601 0008
06/27 150.00 Withdrawal Tel 0400004601 0013
07/03 150.00 Withdrawal Tel 0400004602 0029
Date Reference
Amount paid number
1,806.51 06/17 022606514
There were 2 checks listed totaling
$2,394.31
There were 15 Banking Machine withdrawals
totaling $2,820.00
There were 6 Check Card purchases totaling
$168.82
There was I Online or Electronic Banking
Deduction totaling $4.00 .
There were 3 Other Deductions totaling
$400.00
Daily Balance Detail
Date Balance Date Balance Date Balance
06/06 4,506.87 06/14 5,777.61 06/24 2,424.98
06/1 0 4,006.87 06/17 3,247.30 06/26 2,308.92
06/11 3,906.87 06/18 3,187.30 06/27 2,158.92
06/12 3,826.87 06/20 2,607.30 06/28 3,430.35
06/13 3,818.08 06/21 2,504.98 07/01 2,830.35
Date Balance
07/02 2,806.27
07/03 2,619.81
Looking for a new house or a new neighborhood?
Take PNC Bank with you. Whether you're moving out of state or just across town, you can keep your bank accounts at PNC.
With over 700 branches in New Jersey, Delaware, Pennsylvania, Ohio, Kentucky and Indiana, more than 3,300 PNC Bank ATMs
nationwide, and 24-hour telephone and web banking, we're never far from your new home. For information on the nearest PNC
Bank office or ATM, call us anytime at 1-888-PNC-BANK or visit us online at pncbank.com.
Priority 50 Plus Account Statement
PNC Bank
For the period 07104/2002 to 08/05/2002
Primary account number: 51-4001-3906
Page 1 of 3
Number of enclosures: 5
GEORGE Y CROW
845 MESSIAH VILLAGE
PO BOX 2015
MECHANICSBURG PA 17055-2015
~' For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1.-888-PNC-BANK
~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
JVisit us at
www.pncbank.com
T
DD terminal: 1-800-531-1648
For hearing impaired clients only
The PNC Bank Check Card. A More Convenient Way to Make Purchases.
You can use your PNC Bank Check Card for more than just ATM access. Use it to make purchases everywhere VISA is accepted,
over 22 million locations worldwide. It works just like a check, only faster and easier. And right now, using your card may pay in
more ways than just convenience! Visit www.pncbank.com to read about other exciting features. And start paying with your PNC
Bank Check Card today.
Priority 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
George Y Crow
Balance Summary
Beginning Deposits and Checks and other
balance other additions deductions
2,619.81 2,331.86 2,764.29
Average monthly
balance
2,044.90
Ending
balance
2,187.38
Charges
and fees
.00
Transaction Su~-,a-~ary
Checks paid/ Bank card/POS Account Information
withdrawals transactions assistance calts
5 12 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM Eansactions transactions
14 14 0
Teller
transactions
2
Other ATM
transactions
0
Interest Summary
Annual Percentage Number of days Average collected interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.24% 33 2,004.57 .43
Please see the Activity Detail section for
additional information.
As of 08/05, a total of $5.51 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
07/18 900.00 Deposit Reference No: 029199571
08/01 1,431.43 Deposit Reference No. 027003350
08/05 .43 interest Payment
There were 3 Deposits and Other Additions
totaling $2,331.86
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNO-BANK
Account number: 51-4001-3906 - continued
For the period 07104/2002 to 08/05/2002
GEORGE Y CROW
Primary-account number: 51-4001-3906
Page 2 of 3
Checks
Check Date Reference
number Amount paid number
900 30.87 07/08 028129071
901 306.77 07/23 025546731
902 32.50 07/22 025257297
Check
number
903
904
Date Reference
Amount paid number
9.80 07/29 024055622
64.40 07/25 022267427
* Gap in check sequence
Banking/Check Card Withdrawals and Purchases
Date Amount
07/05 16.50
07/08 300.00
07/08 60.00
07/08 57.72
07/09 18.11
07/10 19.76
07/12 79.55
07/15 20O.00
07/15 100.00
07/19 100.00
07/19 13.03
07/2~! 100.00
07/22[ 100.00
07/22 ? 6O.00
07/221 41.11
07/22.j 29.63
07/24 125.00
07124 72.47
07/25 60.00
07/25 14.30
07/29 49.77
07~30 300.00
07/30 75.00
07/31 20.00
08/01L 100.00
08/05 200.00
Description
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase John Steven Ltd
Check Card Purchase Turkey-Hill #0240
Check Card Purchase Pharmerica Drug System
Check Card Purchase Theos Bar & Grill ~
ATM Withdrawal 127 Klm Acres Driv
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Alien Dr
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Ground Round 99748 --..
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
Check Card Pu~:chase Boiling Springs Tavern ~
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Turkey-Hill #0240
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 403 N Baltimore St Dillsburg PA
There were 5 checks listed totaling
$444.34
There were 14 Banking Machine withdrawals
totaling $1,880.00
There were 12 Check Card purchases totaling
$431.9~
Online and Electronic Banking Deductions
Date Amount Description
07/05 4.00 Direct Payment- Jul Dues
Priority 50 Plus 019072100000
08'05 4.00 Direct Payment- Aug Dues
Priority 50 Plus 019072100000
There were 2 Online or Electronic Banking
Deductions totaling $8.00 .
Daily Balance Detail
Date Balance Date
07/04 2,619.81 07/12
07/05 2,599.31 07/15
07/08 2,150.72 07/18
07/09 2,132.61 07/19
07/10 2,112.85 07/22
Balance
2,033.30
1,733.30
2,633.30
2,520.27
2,157.03
Date
07/23
07/24
07/25
07/29
07/30
Balance
1,850.26
1,652.79
1,514.09
1,454.52
1,079.52
Date ' Balance
07/31 1,059.52
08/01 2,390.95
08/05 2,187.38
Priority 50 Plus Account Statement
PNC Bank
For the period 08/06/2002 to 09105/2002
GEORGE Y CROW
845 MESSIAH VILLAGE
PO BOX 2015
MECHANICSBURG PA 17055-2015
Priodty 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
Balance Summary
Beginning Deposits and Checks and other
balance other additions deductions
Primary account number: 51-4001-3906
Page 1 of 2
Number of enclosures: 5
~ For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
E;~ Wdte to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
Visit us at
www.pncbank.com
T
DD terminal: 1~800-531-1648
For hearing impaired clients only
George Y Crow
Ending
balance
Please see the Activity Detail section for
additional information.
2,187.38 4,131.72
3,251.19
Average monthty
balance
1,748.72
3,067.91
Charges
and fees
8.00
Transaction Summary
Checks paid/
withdrawals
6
Total ATM
transactions
9
Bank card/POS
transactions
10
PNC Bank MAC
ATM transactions
8
Account Information
assistance calls
0
Other MAC ATM
transactions
1
Teller
transactions
6
Other ATM
transactions
0
Interest Summary
Annual Percentage
Yield Earned (APYE)
0.20%
Number of days
in interest period
31
Average collected
balance for APYE
1,705.79
Interest Earned
this period
.29
As of 09/05, a total of $5.80 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
There were 6 Deposits and Other Additions
Date Amount
08/14 1,000.00
08/19 5OO,O0
08/23 1,000.00
08/23 200.00
09/03 1,431.43
09/05 .29
Checks
Check
number Amount
905 12.1 1
907 * 574.90
908 350.00
* Gap in check sequence
Description
Branch Deposit Tel 0400004602 0018
Deposit Reference No. 028099335
Deposit Reference No, 028016967
Deposit Reference No. 028016959
Deposit Reference No. 029089658
Interest Payment
totaling $4,131.72
Date Reference
paid number
08/13 024348147
08/13 025757488
08/12 022464235
Check
number
909
910
Date Reference
Amount paid number
149.18 08/19 024641642
29.34 08/21 027418706
There were 5 checks listed totaling
$1,115.53
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
Banking/Check Card Withdrawals and Purchases
Date Amount
08/06 30.00
08/07 21.38
08/12 5O0.00
08/12 60.00
08/12 43.53
08/13 39.07
08/15 70.18
08/15 49.73
08/16 420.00
08/16 27.52
08/19 25.02
08/20 50.00
08/21 201.5O
08/21 60.00
08/21 21.17
08/21 1.50
08/21 1.50
08/23 200.00
O8/27 5O.00
08/28 170.00
08/29 34.56
Description
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pauls Pancake Barn
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Boiling Springs Tavern ~
Check Card Purchase Olive Garden
Check Card Purchase Appalachian Whole Food
Check Card Purchase Trw*The Trivita Way US
ATM Withdrawal 403 N Baltimore St Dillsburg PA
Check Card Purchase Market Cross Pub --
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 5032 Simpson Ferry
ATM Withdrawal 100 Mount Allen Dr
POS Purchase 5140 Simpson Ferry Mechanicsbur PA
Banking Machine Withdrawal Fee
Banking Machine Balance Inquiry Fee
ATM Withdrawal 127 Klm Acres Driv
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Dutrey'S Shoes02000024
Check Card Purchase Pharmerica Drug System
Online and Electronic Banking Deductions
Date Amount Description
09'05 4.00 Direct Payment- Sep Dues
Priority 50 Plus 019072100000
For the period 08105/2002 to 09/05/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
There were 9 Banking Machine withdrawals
totaling $1,571.50
There were 10 Check Card purchases totaling
$502.16
There were 2 other Banking Machine/Check
Card deductions totaling $3.00
There was 1 Online or Electronic Banking
Deduction totaling $4.00
O~her Deductions There were 2 Other Deductions totaling
Date Amount Description $55.00
08/30 5.00 Card Replacement Fee
09/05 50.00 Withdrawal Tel 0400004601 0008
Daily Balance Detail
Date Balance Date Balance Date Balance Date Balance
08/06 2,157.38 08/15 1,436.48 08/23 1,949.75 09/03 3,121.62
08/07 2,136.00 08/16 988.96 08/27 1,899.75 09/05 3,067.91
08/12 1,182.47 08/19 1,314.76 08/28 1,729.75
08/13 556.39 08/20 1,264.76 08/29 1,695.19
08/14 1,556.39 08/21 949.75 08/30 1,690.19
Struggling to save for your child's or relative's college tuition?
Talk to a PNC Investments Financial Consultant about tax-advantaged ways to prepare for the high cost of higher education. 529
plans vary from state to state, but generally allow anyone--a parent, grandparent or guardian- to save money towards a child's
college education. The Education Savings Account allows anyone to contribute up to $2000 each calendar year until the child
reaches the age of 18. Our Financial Consultants will provide you with the professional advice you need to make an informed
decision. Call us today at 1-800-PNC-611 1, visit us online at www.pncinvestments.com or stop by your local branch office.
Priority 50 Plus Account Statement
PNC Bank
For the period 09/06/2002 to 10/03/2002
GEORGE Y CROW
845 MESSIAH VILLAGE
PO BOX 2015
MECHANICSBURG PA 17055-2015
Priority 50 Plus
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number:
0204224060
Balance Summary
Begin ning Deposits and
balance other additions
3,067.91 2,431.61
Checks and other
deductions
4,481.32
Average monthly
balance
1,227.55
Ending
balance
1,018.20
Charges
and fees
.00
Transaction Summary
Checks paid/ Bank card/POS Account information
withdrawals transactions assistance calls
8 16 0
Total ATM PNC Bank MAC. Other MAC ATM
transactions ATM transactions transactions
15 15 0
Teller
transactions
2
Other ATM
transactions
0
Interest Summary
Annual Percentage Number of days Average collected interest Earned
Yield Earned (APYE) in interest period batance for APYE this period
0.20% 28 1,180.60 .18
Primary account number: 51-4001-3906
Page 1 of 2
Number of enclosures: 8
~' For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
E;~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,~, Visit us at www.pncbank.com
T
DD terminal: 1-800-531-1648
For hearing impaired clients only
George Y Crow
Please see the Activity Detail section for
additional information.
As of 10/03, a total of $5.98 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
09/23 1,000.00 Deposit Reference No. 028102322
09/30 1,431.43 Deposit Reference No. 029717888
10/03 .18 Interest Payment
Checks
There were 3 Deposits and Other Additions
totaling $2,431.61
Check Date Reference
number Amount paid number
911 60.00 09/18 024847848
912 40.30 09/18 022328670
913 675.42 09/13 025388963
914 579.00 09/18 024688358
* Gap in check sequence
Check
number
915
916
918 *
919
Date Reference
Amount paid number
92.36 09/20 024227090
11.55 09/23 024473781
11.58 09/27 024311830
577.83 09/30 027512430
There were 8 checks listed totaling
$2,048.04
Priority 50 Plus Account Statement
For 24-hour customer service:
Calh 1-888-PNC-BANK
Account number: 51-4001-3906- continued
Banking/Check Card Withdrawals and Purchases
Date Amount
/' 09/06 400.00
~,,~/06 400.00
09/09 20.00
09/11 50.00
09/13 100.00
09/16 60.00
09/16 34.61
09/16 19.50
09/18 40.00
09/19 203.63
09/19 7.64
09/20 40.00
09/20 32.39
09/20 24.97
09/23 120.00
09/23 30.00
09/24 100.00
09/25 20.00
09/25 15.50
09/26 76,12
09/26 26.78
09/26 7.36
09/27 60.00
09/27 28.58
09/30 114.70
09/30 100.00
09/30 5.00
10/01 100,00
10/02 125.00
10~02 42.72
10/03 28.78
Daily Balance Detail
Date Balance
09/06 2,267.91
09/09 2,247.91
09/11 2,197.91
09/13 1,422.49
09/16 1,308.38
Description
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Catalano'S Wormleysbur PA
Check Card Purchase Texaco Inc 14611220020
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Eddie's Cleaners
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 127 Kim Acres Driv
Check Card Purchase Catalano'S Wormleysbur PA
POS Purchase 255 Cumberland Pkw Mechanicsbur PA
ATM Withdrawal 403 N Baltimore St Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Community Ventures
Check Card Purchase Pauls Pancake Barn -~
Check Card Purchase Tony'S Mining Compa
Check Card Purchase Eli'S Lebanon PA
Check Card Purchase Pharmerica Drug System
ATM Withdrawal 403 N Baltimore St Dillsburg PA
Check Card Purchase Lantern Motor Lodge Re
Check Card Purchase Quality Inns Lebanon PA
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Lantern Motor Lodge Re
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Check Card Purchase Pharmerica Drug System
Check Card Purchase Scalles Carlisle PA
Date Balance Date
09/18 589.08 09/25
09/19 377.81 09/26
09/20 188.09 09/27
09/23 1,026.54 09/30
09/24 926.54 10/01
Balance
891.04
780.78
680.62
1,314.52
1,214.52
For the period 09/06/2002 to 10/03/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
There were 15 Banking Machine withdrawals
totaling $1,745.00
There were 16 Check Card purchases totaling
$688.28
Date Balance
10/02 1,046.80
10/03 1,01 8.20
Priority 50 Plus Account Statement
PNC Bank
For the period 10/04/2002 to 11/05/2002
GEORGE Y CROW
845 MESSIAH VILLAGE
PO BOX 2015
MECHANICSBURG PA 17055-2015
Primary account number: 51-4001-3906
Page 1 of 2
Number of enclosures: 2
~ For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
E;~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
,r~, Visit us at www.pncbank.com
T
DD terminal: 1-800-531-1648
For hearing impaired clients only
NOW You Can Shop Online with Peace of Mind -- Introducing Verified by Visa~ !I
Ensure that only you can use your PNC Bank Check Card to make purchases online at participating merchants. Password protect
your check card by enrolling today at www.pncbank.com/verified . It's fast. It's easy. And it's free!
Priority 50 Plus
Interest Checking Account Summary
Account number:51-4001-3906 Account Link ® number: 0204224060
George ¥ Crow
Balance Summary
Beginning Deposits and Checks and other
balance other additions deductions
1,018.20 1,239.93 1,962.43
Average monthly
balance
734.92
Transaction Summary
Checks paid/ Bank card/POS Account Information
withdrawals transactions assistance calls
9 2 0
Total ATM PNC Bank MAC Other MAC ATM
transactions ATM transactions transaction;s
6 4 2
Ending
balance
295.70
Charges
and fees
18.00
Teller
transactions
10
Other ATM
transactions
0
Interest Summary
Annual Percentage Number of ~3ays Average collected Interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.20% 33 734.92 .13
Please see the Activity Detail section for
additional information.
As of 11/05, a total of $6,11 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Date Amount Description
10/15 1,000.00 Deposit Reference No. 025704639
10/21 100.00 Branch Deposit Tel 0400004601 0074
10/31 139.80 Deposit Reference No. 028457049
11/05 .13 Interest Payment
There were 4 Deposits and Other Additions
totaling $1,239.93
Priority 50 Plus Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Account number: 5%4001-3906 - continued
For the period 10104/2002 to 11105/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
Checks
Check Date Reference
number Amount paid number
917 37.54 10/04 022359843
* Gap in check sequence
Check
number
920 *
Banking/Check Card Withdrawals and Purchases
Date Amount
10/07 121.50
10/07 100.00
10/07 100.00
10/07 1.50
10/15 101.50
10/15 3O.00
10/15 25.00
10/15 1.50
10/16 16.95
10/16 16.40
Description
ATM Withdrawal 5 Tristan Drive Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Banking Machine Withdrawal Fee
ATM Withdrawal 3 Tristan Drive Dillsburg PA
ATM Withdrawal 100 Mount Allen Dr
ATM Withdrawal 100 Mount Allen Dr
Banking Machine Withdrawal Fee
Check Card Purchase Pauls Pancake Barn
Check Card Purchase Turkey-Hill #0240
Online and Electronic Banking Deductions
Date Amount Description
10/07 4.00 Direct Payment- Oct Dues
Priority 50 Plus 019072100000
11/05 4.00 Direct Payment- Nov Dues
Priority 50 Plus 019072100000
Other Deductions
Date Amount Description
10/16 100.00 Withdrawal
10/17 400.00 Withdrawal
10/21 200.00 Withdrawal
10/23 100.00 Withdrawal
10/28 200.00 Withdrawal
10/29 150.00 Withdrawal
10/29 15.00
11/04 200.00
Daily Balance Detail
Tel0400004602 0039
Tel0400004602 0046
Tei0400004601 0023'
Tel0400004602 0015
Tel0400004601 0014
Tel0400004602 0035
Photocopy Fee - Statement
Withdrawal Tel 0400011210 0156
Date Reference
Amount paid number
37.54 10/28 028636693
There were 2 checks listed totalinq $75,08
There were 6 Banking Machine withdrawals
totaling $478.08
There were 2 Check Card purchases totaling
$33.35
There were 2 other Banking Machine/Check
Card deductions totaling $3.00
There were 2 Online or Electronic Banking
Deductions totaling $8.00 .
There were 8 Other Deductions totaling
$1,365.00
Date Balance
10/04 980.66
10/07 653.66
10/15 1,495.66
Date Balance Date Balance Date Balance
10/16 1,362.31 10/23 762.31 10/31 499.57
10/17 962.31 10/28 524.77 11/04 299.57
10/21 862.31 10/29 359.77 11/05 295.70
Interest Checking
PNC Bank
Account Statement
For the period 11106/2002 to 12/04/2002
GEORGE Y CROW
845 MESSIAH VILLAGE
PO BOX 2015
MECHANICSBURG PA 17055-2015
Primary account number:. 51-4001-3906
Page I of 2
Number of enclosures: 0
~ For 24-hour customer service or
current rates: Call 1-888-PNC-BANK
Moving? Please contact us at 1-888-PNC-BANK
~ Write to: Customer Service
PO Box 609
Pittsburgh PA 15230-9738
Visit us at
www.pncbank.com
i TDD terminal: 1-800-531-1648
For hearing impaired clients only
PNC Bank would like to extend to you and your family our best wishes for a wonderful holiday season. Thank you for your
business, and for making 2002 a success! Here's to a happy, healthy and prosperous new year together.
Now You Can Shop Online with Peace of Mind - Introducing Verified by Visa~ !!
Ensure that only you can use your PNC Bank Check Card to make purchases online at padicipating merchants. Password protect
your check card by enrolling today at www.pncbank.com/verified It's fast. It's easy. And it's free!
Interest Checking Account Summary
Account number: 51-4001-3906 Account Link ® number: 0204224060
George Y Crow
Balance Surr~nary
Beginning Deposits and Checks and other Ending
balance other additions deductions balance
295.70 .00 295.70 .00
Average monthly Charges
balance and fees
.00 .00
Transaction Surnmary
Checks paid/
withdrawals
1
Total ATM
transactions
0
Bank card/POS Account Information Teller
transactions assistance calls transactions
0 0 1
PNC Bank MAC Other MAC ATM Other ATM
ATM transactions transactions transactions
0 0 0
Interest SuiY. Y~ary
Annual Percentage Number of days Average collected Interest Earned
Yield Earned (APYE) in interest period balance for APYE this period
0.00% 0 .00 .00
Please see the Activity Detail section for
additional information.
As of 12/04, a total of $6.11 in interest was
earned this year.
Activity Detail
Other Deductions
Date Amount
11/06 .00
11/06 295.70
Description
Outstanding Item Close
Withdrawal Reference No. 028518280
There were 2 Other Deductions totaling
$295.70
Interest Checking Account Statement
For 24-hour customer service:
Call: 1-888-PNC-BANK
Account number: 51-4001-3906 - continued
For the period 11106/2002 to 12/04/2002
GEORGE Y CROW
Primary account number: 51-4001-3906
Page 2 of 2
Daily Balance Detail
Date Balance
1 1/06 ,00
01/06/2003
To whom it may concern. Please consider this written notice as to my wish to no
Longer reside at the Messiah Village retirement community.
George Y Crow ~---~- ~' ~
Neil Jonovich (POA) -~ t-~x,.. ,'-~."x,.
DURABLE POWER OF ATTORNEY
GEORGE Y. CROW
TO
NElL S. JONOVICH
NOTICE
THE PURPOSE OF THIS POWER OF ATTORNEY IS TO GIVE THE PERSON YOU
DESIGNATE (YOUR "AGENT") BROAD POWERS TO HANDLE YOUR PROPERTY, WHICH MAY
INCLUDE POWERS TO SELL OR OTHERWISE DISPOSE OF ANY REAL OR PERSONAL PROPERTY
WITHOUT ADVANCE NOTICE TO YOU OR APPROVAL BY YOU.
THIS POWER OF ATTORNEY DOES NOT IMPOSE A DUTY ON YOUR AGENT TO
EXERCISE GRANTED POWERS, BUT WHEN POWERS ARE EXERCISED, YOUR AGENT MUST
USE DUE CARE TO ACT FOR YOUR BENEFIT AND IN ACCORDANCE WITH THIS POWER OF
ATTORNEY.
YOUR AGENT MAY EXERCISE THE POWERS GIVEN HERE THROUGHOUT YOUR
LIFETIME, EVEN AFTER YOU BECOME INCAPACITATED, UNLESS YOU EXPRESSLY LIMIT THE
DURATION OF THESE POWERS OR YOU REVOKE THESE POWERS OR A COURT ACTING ON
YOUR BEHALF TERMINATES YOUR AGENT'S AUTHORITY.
YOUR AGENT MUST KEEP YOUR FUNDS SEPARATE FROM YOUR AGENT'S FUNDS.
A COURT CAN TAKE AWAY THE POWERS OF YOUR AGENT IF IT FINDS YOUR AGENT
IS NOT ACTING PROPERLY.
THE POWERS AND DUTIES OF AN AGENT UNDER A POWER OF ATTORNEY ARE
EXPLAINED MORE FULLY IN 20 PA.C.S. CH.56.
IF THERE IS ANYTHING ABOUT THIS FORM THAT YOU DO NOT UNDERSTAND, YOU
SHOULD ASK A LAWYER OF YOUR OWN CHOOSING TO EXPLAIN IT TO YOU.
I HAVE READ OR HAD EXPLAINED TO ME THIS NOTICE AND I UNDERSTAND ITS
CONTENTS.
Date
GE~3R'G~-;~. 6RO'W (i~rihcipal)
I, GEORGE Y. CROW, of Cumberland County, Pennsylvania, do hereby appoint
NEIL S. JONOVICH, as my agent ("my agent") with full power of substitution, for me and in
my name, to transact all my business and to manage all my property and affairs as I might do if
personally pre_.s, ent, including but not limited to exercising the following powers:
Durable Power of Attorney
This power of attorney shah not be affected by my subsequent disability or incapacity.
All acts done by my agent pursuant to this power during any period of my disability or
incapacity shall have the same effect and enure to my benefit and bind me and my successors in
interest as ifI were competent and not disabled.
Management of Assets
1. Cash Accounts:
To collect and receive any money and assets to which I may be entitled; to
deposit cash and checks in any of my accounts; to endorse for deposit, transfer or collection, in
my name and for my account any checks payable to my order; and to draw and sign checks for
me and in my name, including any accounts opened by my agent in my name at any bank or
banks, savings society or elsewhere; and to receive and apply the proceeds of such checks as my
agent deems best; and to act as my representative payee for all Social Security, Medicare, and
other federal and state benefits.
2. Stocks and Bonds:
To take custody of my stocks, bonds and other investments of all kinds, to give
orders for the sale, surrender or exchange of any such investments and to receive the proceeds
therefrom; to sign and deliver assignments, stock and bond powers and other documents
required for any such sale, assignment, surrender or exchange; to give orders for the purchase of
stocks, bonds and other investments of any kind and to settle for same; to give instructions as to
the registration thereof and the mailing of dividends and interest; to clip and deposit coupons
attached to any coupon bonds, whether now owned by me or hereafter acquired; to represent
me at shareholders, meetings and vote proxies on my behalf; and generally to handle and
manage my investments.
3. Personal Property:
To buy or sell at public or private sale for cash or credit or by any other means
whatsoever; to acquire, dispose of, repair, alter or manage my tangible personal property or any
interests therein.
4. Real Estate:
To lease, sell, release, convey, extinguish or mortgage any interest in any real estate I
own on such terms as my agent deems advisable, and to purchase or otherwise acquire any
interest in and acquire possession of real property and to accept all deeds for such property; and
to manage, repair, improve, maintain, restore, build, or develop any real property in which I
now have or may later acquire an interest.
5. Safe Deposit Boxes:
To have access to any and ail safe deposit boxes now or hereafter standing in my name;
and add to and to remove all or any part of the contents thereof; and to enter into leases for
such safe deposit boxes or surrender same.
6. Insurance:
To prOcure, change, carry or cancel insurance of such kind in such amounts against any
and all risks affecting property or persons against liability, damage or claim of any sort.
7. Benefit Plans:
To apply for and receive any government, insurance and retirement benefits to which I
may be entitled and to exercise any right to elect benefits or payment option
8. Taxes:
To prepare, execute and file in my name and on my behalf any tax returns such as
Internal Revenue Service forms numbered 1 through 10,000, including return, report, protest,
application for correction of assessed valuation of real or other property or claim for refund in
any connection with any tax imposed by any government and to obtain an extension of time for
any of the foregoing or to execute waivers of resthctions on the assessment of deficiency on any
tax.
9. Employment of Others:
To employ lawyers, investment counsel, accountants, custodians, physicians, dentists,
nurses, therapists, and other persons to render services for, or to me, or my estate and to pay the
usual and reasonable fees and compensation of such persons for their services.
10. Claims:
To institute, prosecute, defend, compromise or otherwise dispose of and to appear for
me in any proceedings at law or in equity.
11. Medical Procedures:
To arrange for and consent to or to withhold medical, therapeutical and surgical
procedures for me, including the administration of drugs.
12. Admission Into Facilities:
To apply for my admission into medical, nursing, residential, rehabilitation,
convalescent or other similar facilities on my behalf, and to sign any consent or admission
forms required by such facilities which are consistent with this power, and to enter into
agreements for my care by such facilities or elsewhere during my lifetime or for lesser periods of
time as my agent may designate, including the retention of nurses for my care.
13. General Authority:
To do all other things which my agent shall deem necessary and proper in order to carry
out the foregoing powers which shall be construed as broadly as possible.
14. Reliance on Power:
This power may be accepted and relied upon by anyone to whom it is presented until
?,i~e~i~:~.:,~,~.,:~.,~:~:.~:.. :such:p~e~oli~either receives written notice of revocation by me or a guardian or similar fiduciary
of my estate or has actual knowledge of my death.
15. Hold Harmless:
All actions of my agent shall bind me and my heirs, distributees, legal representatives,
successors and assigns, and for the purpose of inducing anyone to act in accordance with the
powers I have granted herein, I hereby represent, warrant and agree that if this power of
attorney is terminated or amended for any reason, I and my heirs, distributees, legal
representatives, successors and assigns will hold such party or parties harmless from any loss
suffered or liability incurred by such party or parties while acting in accordance with this power
prior to that party's receipt of written .notice of any such termination or amendment.
16. Pennsylvania Law Governs:
Questions pertaining to the validity, construction and powers created under this
instrument shall be determined in accordance with the laws of the Commonwealth of
Pennsylvania.
I have signed this power ofattomey this /9'"'day of /Y'),~. r'c.j- ., 2002.
GEORGE ~.'CP~OW (Pr~cipal)
,l. ,:,' ,:/ -; 2. "'/d ~' c,
(Social Security No.)
COMMONWEALTH OF PENNSYLVANIA ·
SS.
COUNTY OF CUMBERLAND ·
On this !0 Vt.- day of ~')"Igc ~C..(x. ,2002, personally appeared before me, a
Notary Public in and for the said county and state, the above-named George Y. Crow, who
acknowledged the foregoing power of attorney to be his act and deed and desires the power of
attorney might be recorded according to law.
I have signed my name and affixed my seal.
Notary Public
Notarial Seal
Diane M. Smith Notary Public
Mechanicsbur~ Bore 'Curnber and Countv~
My Commission Expires June 22, 2004J
AGENT'S ACKNOWLEDGEMENT
I, NEIL S. JONOVICH, have read the attached power of attorney and am the person
identified as the agent for the principal. I hereby acknowledge that in the absence of a specific
provision to the contrary in the power of attorney or in 20 Pa.C.S. when I act as agent:
I shall exercise the powers for the benefit of the principal.
I shall keep the assets of the principal separate from my assets.
I shall exercise reasonable caution and prudence.
I shall keep a full and accurate record of all actions, receipts and disbursements on
behalf of the principal.
._~-'1 q -O ?-- .:...,(....c( i
Date NEIL S. JONOVICH (Agent)