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HomeMy WebLinkAbout03-22-11 (3) REV-1500 Ex ~~r ~~J~~~ ~r enns lvania Y r_..._.. .r_..,._. PA I~~epartment of Revenue P Y Count Code Year File Number DE PARTME NI OF REVENUE Bureau of Individual Taxes INHERITANCE TAX RETURN P~J BOX z8o6oi 1 0 0 0 7 7 3 Harnsbur PA RESIDENT DECEDENT 2 1 _..__._:_~~....~_.r..~____._____~_____.._____.__._.__...._.__.~_.__..___ ENTER DECEDENT INFORMATION BELOW Social Security NumbEyr Date of Death MMDDYYYY Date of 13irth MMDDYYYY 1 9 3 2 4 3 9 1 5 2 0 1 0 0 6 0 4 1 9 2 9 Decedent's Last NamE~ Suffix Decedent's First Name MI K A R N S G O L D I E A ('If Applicable) Enter :Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name Mf Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH T'HE: REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW t;~~ Origina4 Return Supplemental Return Remainder Return (date of death prior to 12-13-p'~2) Limited Estate 4a. Future Interest Compromise (date of Federal Es~:rite Ta>: Return Required death after Decedent Died Testate Decedent Maintained a Living Trust Total Number of Safe Deposit Boxes (Attach Cop~r of Will) (Attach Copy of Trust) Litigation Proceeds Received Spousal Poverty Credit (date of death Election to ~~:a+x under Sec. between and (Attach Sch. C)) CORRESPONDENT- THIS SECTION.....~,~....._..~..~..~ ...._u,-...-..~._..~.-.. _a-,,.~ ..-..........,M ~ MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULC? BE DIRECTED T0: Name Daytime Telephone Number M a r l i n R M c C a l e b E s q ? 1 7 6 7 .T 7 First line of address 2 1 9 E a s t Ma i n S t r e e t Second line of address P O Bo x 2 3 0 City or Post Office State ZIP Code M e c h a n i s s b u r g P A 1 7 0 5 5 Correspondent's a-mail address: Under penalties of perjury. I declare that l have examined this return, including accompanying schedules and statements, and to the bf;st ~:~f iriy knowledge and b~alief, it is true, correct and complete Declaration of preparer other than the persona{ representative is based on all information of which preparer has any knowledge. i"',aTF_ SIG U OF P J Rf=~ ~NSIBLE F R FILING RETURN ,~i ~ " Co-Exec. ~ ~ Co-Exec. } ~ A RESS Robert urns Ronald L. Karns 2 R ency W ~ Carlisle, PA East Manor Ave., Enola, PA 11C1~?a SIG OF EP ~ PR ENTATIVE C'~T'= in R » M.c - f AD R S Z19 East Main Street, Mechanicsburg, PA PLEASE USE ORIGINAL FORM ONLY Side 1 4ti~. j ~ t...~ REV-1500 EX Decedent's Social Security Number Decedent's Name: Goldie A. Karns 1 9 3 Z 4 1 3 3 9 RECAPITULATION Real Estate (Schedule A) 1 1 8 0 0 0 0 Stocks and Bonds (Schedule B) 3 5 4 Z Closely Held Corporation, Partnership or Sole-Proprietorship {Schedule C) 0 ' 0 0 Mortgages and Notes Receivable (Schedule D) 0 . 0 0 Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)....... 2 0 5 4 1 7 Jointly Owned Property (Schedule F) ~r~ Separate Billing Requested 2 1 5 3 9 Inter-Vivos Transfers & MisceNaneous Non-Probate Property {Schedule G) Separate Billing Requested........ 1 3 1 3 9 2 Total Gross Assets (total Lines 1 through 1 5 4 1 8 5 0 Funeral Expenses and Administrative Costs (Schedule H) 5 2 4 8 4 1 Debts of Decedent, Mortgage Liabilities, and Liens (Schedule I) 7 $ 4 1 8 Total Deductions (total Lines 9 and 6 0 3 2 6 9 Net Value of Estate (Line 8 minus Line 9 3 8 5 8 1 Charitable and Governmental Bequests/Sec Trusts for which an election to tax has not been made (Schedule J) 5 0 0 0 Net Value Subject to Tax (Line minus Line 9 3 3 5 8 1 ....._u,... ..~_~.,~..-.......~~.~.,a....-~~..w..,..,~,..._..-.,~..._,,.~n_ _n..-LL.~.~,.,__m.,~~..,.....~.~._.____._...~. a....,~ ._~w..,..~.. .~.~,.W.~.rv~.,.... , TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES Amount of Line taxable at the spousal tax rate, or transfers under Sec. (a)(1.2) X ~ . 0 0 Amount of Line taxable at lineal rate X 9 3 3 5 6 1 1s. 4 2 O 1 4 Amount of Line taxable at sibling rate X • 0 0 Amount of Line taxable at collateral rate X • 0 0 TAX DUE 4 2 0 1 4 FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 J REV-1580 EK Wage .3f File Number Decedent's Complete Address: DECEDENT'S NAME Goldie A. Karns STREET ADDRESS 3 South Road CITY... STAI"E ,Ih Mechanicsburg FA Tax Payments and Credits: Tax Due (Page Line CreditslPayments A. Prior Payments - B. Discount _ Total Credits (A + E~) Interest l3) If Line 2 is greater than Line 1 + Line enter the difference. This is the OVERPAYMENT. Fill in oval on Page Line to request a refund. _ If Line 1 + Line 3 is greater than I_!ne enter the difference. This is the TAX DUE. _ _ _ Make check payable to: REGISTER OF Wll_LS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRI/ATE BLOCKS Did decedent r7ake a transfer and: Yes. fJo a. retain the use or income of the property transferred b. retain the eight to designate who shall use the property transferred or its income : i_. c. retain a rever~~ionary interest; or r- r d. receive thf; premise for life of either payments, benefits or care? i___.. If death occurred after Dec. did decedent transfer property within one year of cleath _ without receiving .adequate consideration? r-~ Did decedent cev an "in trust for" or payable-upon-death bank account or security at his or her death?............ I___ Did decedent cw~~ an individual retirement account, annuity or other non-probate property, which contains a beneficiary designation? IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT A,S PART' OF THE RETURN, For dates of death on or after July and before Jan. the tax rate imposed on the net value of transfers to or for the u:>e of the surviving spouse is 3 percent P.S. (a) (i)] For dates of death on or after :Jar . the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent P.S. (a) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and 'the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July The tax rate imposed an the net value of transfers from a deceased child years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent cf the child is 0 percent P.S. §9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's linear. beneficiaries is 4.f;i percent, except as noted in P.S. P.S. §911Ea(a)(1)]. • The tax rate imposed on the nei: value of transfers to or for the use of the decedent's siblings is percent P.S. §9116(a}I;'1.3~. A sibling is defined, under Section as an individual wf~o has at least one parent in common with the decedent, whether by blood or adoption. ~ r REV-1502 EX SCHEDULE A COMMONWEALTH OF PENNSYLVANIA REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF ~ ILE NUMBER Goldie A. Karns SS~~ All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell. both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION _ _ OF DEATH 1 House and two adjoining lots, - known and numbered as 3 South Road, Silver Spring Township, Cumberland County, PA, acquired k:~y Decedent: and her husband, Paul William Karns, by deed of Albert=: C. Troutman, et ux, dated recorded in Deed Book "E", Volume Page (Paul William Karns died on February value based on sale to Amanda E. Bressler on TOTAL (Also enter on line Recapitulation) , (If more space is needed, insert additional sheets of the same size) Copyright (cj form software only CPSystems, Inc. Forrn AiEV'-1502 EX (Rev. REV-1503 EX + SCHEDULE B COMMONWEALTH OF PENNSYLVANIA STOCKS & BONDS INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF 1=1LE NUMBER Goldie A. Karns 07j15/2010 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM DESCRIPTION UNIT VALUE VALUE AT iDATE NUMBER OF DEATH 1 U. S. Savings Bonds, Series EE, - ~~C42056134 EE, issued denomination; ~~L179415609 EE, issued denomination. _ TOTAL (Also enter on line Recapitulation; _ _ _ (If more space is needed, insert additional sheets of the same size) _ Copyright {c) form software only CPSystems, Inc. Forrn REV-1503 EX {Rev. 1-97j REV-1508 EX + SCHEDULE E COMMONWEALTH OF PENNSYLVANIA CASH, BANK DEPOSITS, ~ ~~~7C. IN RESIDENTDECEDEN TN PERSONAL PROPERTY ESTATE OF 1=1LE NUMBER Goldie A. Karns SS~~ Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with. the right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 SovereigT~ Bank, - Checking Account in. Decedent's ~ name alone (opened principal balance as of D.O.D.: interest accrued to D.O.D.: 2 Sovereign Bank, - Checking Account in Decedent's name alonf;; principal balance as of D.O.D.: no accrued interest. 3 Ford Taurus SEL sedan, - 4D, 4WD, miles; value based on sale t.r.~ William Leonard on 4 Erie Insurance Exchange, - claim for damage to house. 5 Erie Insurance Group, - refund of homeowner's insurancE: premium. E> Household goods, contents, furniture and furnish_i,ngs. 7 Wachovia ]3ank, - uncashed check. _ TOTAL (Also enter an line Recapitulation) , . (If more space is needed, insert additional sheets of the same size) Copyright (c; form software only CPSystems, lnc. Form FIEN-1508 EX (Rev. REV- EX + SCHEDULE F COMMONWEALTH OF PENNSYLVANIA JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF ~ ILE NUMBER Goldie A. Karns. _ SS~~ If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TEN~4NT(S) NAME ADDRESS RELA,TIOfJSHIP TO DECEDENT A. Robert A. Karns, Sr. Regency Woods N Son Carlisle, PA B. Ronald L. Karns East Manor Ave. Son Enola, PA c. JOINTLY-OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY °I° OF _ DATE OF DEATH ITEM FOR JOINT MADE Include name of financial institution and bank DATE= OF DEATH DECD'S VALUE OF account number or similar identifying number. NUMBER TENANT JOINT Attach deed for jointly-held real estate. VALUE OF ASSET INTEREST DECE:DENT'S INTEREST 1 A,B C?1f21/09 Sovereign Bank, - Checking Account in names of Decedent or Ronald L. Karns or Robert A. Karns (opened principal balance as of D.O.D.: no accrued interest. 2 A,B Sovereign Bank, - Certificate of Deposit in names of Decedent or Ronald L. Karns or Robert A. Karns (opened principal balance as of D.O.D.: accrued interest: 3 A, B 09j Sovereign Bank, - :L , 33.33i~ Certificate of Deposit in names of Decedent or Ronald L. Karns or Robert A. Karns or Paul W. Karns (opened (Paul W. Karns died principal balance as of D.O.D.: accrued interest: Tot 1 of Cantin ation Schedule(s) 1,33`i.15 TOTAL (Also enter on line Recapitulation) $ 2 . (If more space is needed insert additional sheets of the same size) ::opyright (c) form software only CFSystems, Inc. Form REV-1509 EX (Rev. 1-97j Estate of : Goldie . Karns Soc Sec 193-24-I Date of Death : j'I Continuation of Schedule F (Jointly Owned Property) Item Ltr for Date Description of property Total Val Decds Dollar Val of Jt Ten Joint of Asset % Irtt Decds Interest 4 A,B Sovereign Bank, - Certificate of Deposit , in names of Decedent or Ronald L. Karns or Robert A. Karns or Paul W. Karns (opened 09/26/1982)(Paul W. Karns died principal balance as of D.O.D.: accrued interest: REV-,S,CEX+('-97) SCHEDULE G INTER-VIVOS TRANSFERS COM NHER TANCE TAX RETURN ANIA MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT w ESTATE OF FILE NUMBER Goldie A. Karns SS~~ This schedule must ~~e completed and filed if the answer to any of questions 1 through ~l on page 2 is yes. DESCRIPTION OF PROPERTY % OF ITEM INCLUDE THE NAME OF THE TRANSFEREE THEIR DATE OF DEATH C?ECD'S EXCLUSION TAXABLE VALUE NUMBER RELAATOTA HI ACO YOFDTHETDEEDTFOR REAL ESTATESFER. VALUE OF ASSET INTEREST (IF APPLICABLE 1 BNY Mellon Shareowner ~ Services Investor ID 80b2b7878028, - MetLife Policyholder Trust, Account Key KARNS---GOLDA0000, Shares of MetLife , Inc . , common stock @ TOD: Ronald L. Karns (Decedent's son), East Manor Avenue, Enola, PA 2 MetLife :Investors Life Ins. 5,05b.53 5,05b.53 Co., - Annuity Contract No. A20C~545b; principal balance as of D.O.D.: interest accrued to D.O.D.: $5b.53; paid to designated beneficiary: Ronald L. Karns (De~~edent's son), East: Manor Avenue, Enola, PA . 3 Sun Life rinancial, - 5,Ob1.29 5,Ob1.29 Lantern R:t~tirement Advantage Fixed Annuity, Contract. No. KA13134137-01; principal balance as of D.O.D.: interest accrued to D.O.D.. $b1.29; paid to dE:s ignated beneficiary Ronald L. Karns (Deceden.t's son), East Manor Avenue, Enola, PA V_ TOTAL (Also enter on line Recapitulation) $ (If more space is needed, insert additional sheets of the same size) Copyright (c) form software only CPSystems, Inc. Fo~r~ IREV-1510 EX (Rev. REV-1511 EX+(1-97} SCHEDULE H COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES 8e INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF I~ILE NUMBER Goldie A. Karns SS~~ Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION _ AMOUNT A. FUNERAL EXPENSES: r 1 Gingrich Memorials, - engraving marker. T40.00 2 Myers Funeral Home, - Mechanicsburg, PA; payment on account of funeral expense. 3 Myers Funeral Home, - Mechanicsburg, PA; payment of balance of funeral expense. B. ADMINISTRATIVE COSTS: Personal Representative's Commissions 7 , Name of Personal Representative(s) Robert A. Karns Social Security Number(s) / EIN Number of Personal Representative(s) .1b4-38-b237 Street Address Regency Woods N City Carlisle State PA Zip Year(s) Commission Paid: Attorney's Fees Law Offices -Marlin R . McCaleb 8 , Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Clairant Street Address City-_ State _ Zip Relationship of Claimant to Decedent Probate Fees; Accountant's f=ees Tax Return Prc~parer's Fees Other Administrative Costs 1 Amanda E. Bressler, - Seller assistance with closing costs on sale of house per Agreement of Sale dated 2 Brett Lechthaler, Cert. Gen. Appr., - real estate appraisal. 3 Capital Ar.~a Carpet Cleaners, - cleaning carpet in preparation for sale of house. 4 Chuck Brlcl~:er, Auctioneer, - appraisal of household contents. 5 Commonweali~h Code Inspection Service, - electrical :inspection of house in preparation for sale. Total of Continuation Schedule(s) TOTAL (Also enter an ling Recapitulation) (If more space is needed, insert additional sheets of the same size) Copyright (c; form software only CC'Systems. Inc. Farm FiE~/-~5~ 1 EX (Rev. Estate of: Goldie A. Karns Soc Sec Date of Death: /1`x/2010 Continuation of Schedule H-B1 (Personal Representat:ive's Commissions) Item Description ount 1 Robert A. Karns (SSN: r's commission.. 3,fI50.00 2 Ronald L. Karns (SSN: - Co-Executor's commission.. Estate of: Goldie A. Karns Soc Sec : Date of Death: Continuation of Schedule H-B7 (;Other Administrative Costs) Item Description Amount 6 Conservative Environmental Services, - asbestos inspection in preparation :Eor sale of house. 7 Elmer Murry Auctions, Inc., - auctioneer's commission and other exxpenses of: public auction of household contents, furniture aid furnishings.. 8 Keystone Land 'T'ransfer, - real estate tax certif icat:ion., sale of house. 9 Keystone Land 'T'ransfer, - overnight mail postage, sale of house. Kreamer I3rot:hers Glass , .Inc . , - replace broken windows _n . preparation for_ sale of house. Louis J. Har~f_or_d, Land Surveyor, - real estate survey iri preparation for sale. Marlin R. McCaleb, Esq. , - reimbursement for funds advanced to JO advertise Letters (Cumberland Law Journal, and t.:o obta:in D.O.D. values of bank accounts (Sovereign Bank, Marlin R. McC<~1eb, Esq., - reimbursement for funds advanced to pay probate fee . Marlin R . McCaleb , Esq . , - reimbursement for funds advanced for . short certificates filing Disclaimer and recording; Disclaimer Penn Pest. LLC, - interior termite treatment in preparation for sale of house. Recorder oil Deeds, - Realty Transfer tax on sale of Douse. Register of Wil.1s, - reserve for filing Inventory and Appraisement, .First and :F`inal Account, Releases, etc.. ReMax/Pisci.oneri, - real estate broker''s commission on sale; of house. Ronald L. Karns , - reimbursement for funds advanced to pay probate fee. • ~ Estate of: Goldie A. Karns Soc Sec : :Date of Death: Continuation of Schedule H-B7 (other Administrative Costs) Item Description Amount Ronald L. Ka.r_ns, - reimbursement for funds advanced. to ~:~urchase battery for Ford Taurus in preparation for sale.. Scott Danner Home Improvements, - remove roof shingles, instal_L J0 plywood sheathing, ridge vent, rubber roofing, in preparation ~~or sale of house. The Patriot-News , - advertising Letters . , 7 REV-1512 EX SCHEDULE I COMMONWEALTH OF PENNSYLVANIA DEBTS OF DECEDENT, INRESIDE Tel EDEN RN MGRTGAGE LIABILITIES, AND LIENS ESTATE OF FILE NUMBEFI Goldie A. Karns SS~~ 193-2C~-1339 Include unreimbursed medical expenses. y_ _ ITEM NUMBER DESCRIPTION AMOUNT _ 1 Debra Basehore Wiest, Tax Collector, - account payable, 95b.i2 School District Real Estate Tax. 2 Silver Spring Township Municipal Authority, - account payable, 15O.C0 3rd Quarter sewer. 'I 3 Silver Spring Township Municipal Authority, - account payable, 150.C0 i 2nd quarter sewer. I 4 Sovereign .Bank-Santander, - Line-of-Credit Account principal balance as of D.O.D.: interest accrued to D.O.D.: 5 Verizon,, account payable, utility service. III TOTAL (Also enter on line Recapitulation) $ 7 , . 8F> (If more space is needed, insert additional sheets of the same size) _ Copyright {c) form software only CPSystems, Inc, Form REV-1512 EX (Rev. 1-f • , REV-1513 EX + SCHEDULE J COMMONWEALTH OF PENNSYLVANIA BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DEc:EDENT ESTATE OF FILE NUMBER Goldie A. Karns SS~~ RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustees} _ _ OF ESTATE= _ I. TAXABLE DIS fRIBUTIONS (include outright spousaldistributians,and transfers. under Sec. 9116(a)(1.2)] 1 Ricky D. Karns Son Mark David Court Casselberry, FL 2 Robert A. Karns Son. Reger~icy Woods N. Carl~_s.1E:~, PA 3 Rona7_d L. Karns Son , 3 East Manor Ave. Enola, F'A 4 David W. Karns Son RE~gen.cy Woods N. Carlisle, I'A 5 John D. Karns Son RE:gency Woods N. Carlisle, PA 6 Robert A . I<;arns , Jr . Grandson 2 , lOtj . Joanne Ave. Hummelstown, PA 1703Ei ENTER DOLLAR AMTS. FOR DISTRIBUTIONS SHOWN ABOVE ON LN. THRU AS APPROPRIATE, ON REV COVER SHEET I1. NON-TAXABLE: DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SEC. FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE: c B. CHARITABLE. AND GOVERNMENT"AL DISTRIBUTIONS 1 New Hope Ministries, - charitable bequest per codicil dated . TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE OF REV COVER SHEET (If more space is needed, insert additional sheets of the same size) Copyright (c) form software only The Lackner Group, Inc. Forrr~ REN-1513 EX (Rev. }:.state of : Goldie A. Karns :roc Sec Date of Death : j'15; Continuation of Schedule J, Part I (Taxable Bequests) =Item Name and Address of Beneficiary Relationship Amount or Share of :Est ~.te 7 Michael Z. Karns Grandson Old Stonehouse Road, South Boiling ~'~prings, PA 8 Heather E. Welch Granddaughter 5hee:pf_ord Road Mechanicsburg, PA 9 Stacey A. Karns Granddaughter West. King Street, Apt:. Lancaster , PA. Rebecca L . Karr~~s Granddaughter 2 ,1.06.O8 Old Stonehouse Road, South Boiling Springs, PA 1700i' Rachael A . Kaxrks Granddaughter 2 ,1.Ob . U8 Old Stonehouse Road, South Boiling Springs, PA 1700T ~ - _ _ ~ i _ _ W:(LL I, Galdie A. Karns, of 3 South Road, Me~~hanicsburg, ~~umberland County, Pennsylvania, declare this to be my last Will and hereby revoke all prior wills and codicils. I direct that all my just debts, funeral expenses, grave- ~marker and administration expenses shall be paid from my residuary estate as soon as practicable after my death. I direct that all inheritance, estate, transfer, succession and death taxes of any kind whatsoever which may be payable by reason of my death shall be paid out of my residuary estate. I direct my estate to be divided as follows: A. My son Rick D. Karns, may live in my home at 3 South Road, Mechanicsburg, Cumberland County, Pennsylvania for the rest. of his life if he so desires. B. I leave the rest r.f my estate of whatever nature and wherever situate in equal shares to Ronald L. Karns, Robert A. Karns, Rick D. Karns, David W. Karns, John D. Karns and Joyce M. Stine. Should any of the above persons predecease me, that: de- ceased person's share shall pass to his or her children ea~ually. I a~?point Robert A. Karns and Rarrald L. Karns to ac:t as Co-Executors. If either should predecease me or cease t~ ac:t in sur.h capacity, the other be the sole Executor. I appoint Robert A. Karns and Sally Karns, his wife, or the survivor of either as guardian of the person and of any property passing under this Will or otherwise upon my death to my minor child, John D. Karns. The guardians shall have the power to use sn much of principal as well as income as the quardiaris consider advisable for the minor's health, education and support. The Executors of this Will and the guardians appointed above shall have the power to distribute my estate in cash or in kind, or part:l~~ in either. I direct that no Executor or guardian acting under this Will shall be required to enter bond in any jurisdiction. CAW OFFICES OF I N WITNESS WHEREOF, I have hereunto set:. my hand this .Z`~ today of STEPHEN J. NOGG . P.O. BOX CAIRLISLE, PA ? L~ oldie A. Karns ,d~~ ~i ~ _ _ • The preceding instrument consisting of this and one other page was on the day and date hereof signed, published and dec:tared by Goldie A.. Karns as and for her last Will in the presence of us, iNho at her request, in her presence and in ~;he presence r., each other have subscribed our names as witnesses hereto, ~ ~ i lAW OFFICES OF STEPHEN J. NOGG P.O. BOX CARLISLE, PA h ~ r _ACKNt1WCED~~LENT Commonwealth of Pennsylvania. ss County of Cumberland I, Goldie A. Karns, the testatrix whose name is signed to t:he attachec'l or foregoing instrument, having been duly qualified acc.orc- ing to law, do hereby acknowledge that I signed and executed the instrument as my last Will; ar.d that. I signed it willingly and as ncy free and voluntary act for the purposes therein expressed. Goldie A.. Karns Sworn to or affirmed and acknowledge beJFOre me b~;i Goldie Karns, the testatrix, this ay of ~~~~Lc 1Q8~. ~ ~ C o t~ ~ ~ 1 ~ r~ s~~ ;r arii~le~ ~A ~urt'.b . ~ C4unt;~ AFFIDAVIT Commonwealth of Pennsylvania SS County of Cumberland 9 the witnesses whose names are signed to the attached or foregoiing a instrument, being duly qualified according to law, da depose and say that we were present and saw the testatrix sign and execute the instrument as her Last Will; that the testatrix signed willinaly ~~.nd executed it as her free and voluntary act for the purposes therein expressed; that each subscribing witness in i~he hearing and sight of the testatrix signed the Will as a witness; and that to the best !~f r' our knowledge the testatrix was at that time or rlore years of age, of sound mind and under no constraint or und~rF~ influence. Cam- Sworn to or affirmed and subscribed to before me by /~i~ ,P,~ ~FL-~ /~.,~T /zrGf~ ~ s and ~ ~i ~ ~ S LAW OFFICES OF witnesses , this 2 ~ day of ~..e~i`t~L~/~ , . STEPHEN J. HOCG P.O. BOX ~ ~ i CARL.iSLE, PA 3 ~i, ~ ~otar~ ubl i c%, ttor +U r ~ - ~ ~-z - - - _ v~ _ L 1 ~ ~ ~ ~ ~ ~ ~ ~ ~ n ~ ~ / ~ ~ ~ f _ C - - - - - ~ c ~ i _ _ i ~ '`-'t~c..~c~ - I n ` ~ ' - . ~ ~ _ r I ~ r - _ ~ c~~ - - _ _ - _ ~ r-' a l i ~ ~ ~ ~ ~ a C.}~--' r - - _ - - ,a..~,J%,v Ck~L / is ~ a - f r ~ ~ r~ Q ~jP jAJ / ~y ~ f~ ~L/1 1 L A 7 JJ//II r s ~ ] ,r ) ~ L l ~i 'r i C 1 F S J \ ~ L _ _ _ - - - - - - _ _ _ Q _ i - - - - - - r ~r i _ l_ r l~ i . _ ....._-----~___..__......_-r---... I Qa~t,na"toF,~ ORB Approval No. ~ ~~~~~II *GG y~° I{{II{11 Q~F~z A. Settlement Statement (HUD-1) 98'QtV o eJ E~-O B. Type of Lvan File Number: Loan Numk)er: Mortgage Insurance Case Number: ~X FHA ~ RHS 3 Conv. Unins. 446-060',~F343 ~ VA ~ Conv. Ins. C. Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked "{p.o.c. J"were paid outside the closing; they are shown here for informational purposes and are not included in the totals. D. Name and Address of Borrower. E. Name and Address of Seller, F. Name and Address of Lender. Amanda E. Bressler Estate of Goldie A. Karns Fulton Bank George Circle One Penn Square, Suite Mechanicsburg, PA Lancaster, PA G. Property Location: H. Settlement Agent: I. Settlement Date: 3 South Road Keystone Land Transfer, Ltd. Mechanicsburg, PA Market Street February 1 Cumberland County, Pennsylvania Camp Hill, PA Ph. Place of Settlement: ~ _ Market Street Camp Hill, PA _J._._ J. Summary of Borrower's transaction K. Summary of Seller's transaction Gross Amount Due from Borrower: Gross Amount Due to Seller: _ _ Contract sales rice _ _ Contract sales price Personal ro ert Personal ro lert r~ Settlement Char es to Borrower Line Ad"ustments for items aid b S_elter in advance Ad'ustments for items aid b Seller in advance - Cit (town Taxes _ to Cit !Town Taxes to Count Taxes to Count Taxes to ~ _ School Tax to School Tax to t)7/01r'11 - - Gross Amount Due from Borrower Gress Amount Due to Seller Amounts Paid b or in Behalf of Borrower Reductions in Amount Due Seller: _ De osit or earnest mone Excess de osii: see instructions) Princi al amount of new loan s,~ Settlement charges to Seller (Line Existin loans taken subject tc Existin loan sl taken subject to _ Payoff First Mortgage to Sovereign Bank!#4G~3905632 Pa off Second Mortgage i_ De osit disb, as ~rcceeds) _ _ _ _ Seller Assistance _ M Seller Assistance - Ad'ustments for items un aid b Seller Ad'ustments for items unpaid by Seller Cit /Town Taxes _ to Cit !Town Taxes to ~ Count Taxes to Count Taxes _ to C)2/17J_11 School Tax r_ to School Tax - to . r . - . . _ ~ - . . _ Escrow for Inheritance Tax to Keystone Lartcl ~Transf Total Paid b !for Borrower Total Reduction Amount Due Seller Cash at Settlement from/to Borrower Cash at settlement to/from Seller Gross amount due from Borrower line Gross amount due to Seller (line _ Less amount paid by/for Borrower (line ( Less reductions due Seller (line - ( Cash X~ From ~ To Borrower Cash a To ~ From Seller The undersigned hereby acknowledge receipt of~a completed copy of this statement & any attachments referred to herein Borrower _ ~r~.ZV~~ L~ ` SeNer Estate of Idi A. Kars ~ Amanda E. Bressler r ~ / fy~~ ` r!' The Public Reporting Burden for this collection of iniorrrnation is estimated at minutes per response for collecting, reviewing, and reporting the data. This agency may not collect this ~ntorma:ion, and you are not required to complete this form, unless it displays a currently valid OMt3 control number. No confidentiality is assured: this disclosure is mandatory. This is designed to provide the parties to a RFSPA covered transaction with i~formaGon during the settlement process. Page 1 of 3 HUD-1 Schedule A.1 L. Settlement Charges Total Rea! Estate Broker Fees $ Paid From Paid From Division of commission (Ilne as follows: Borrowers Sellers 3 to C-21 Piscioneri Realt Inc. r-unas at Funds at 3 to Re1Max Realt Associates lnc. Settlement settlement Commission aid at settlement Broker Fee to Re/Max Reait Associates, Inc. Items Pa able in Connection with Loan Our on ination char e $ from GFE 'a~~f~~~,'- >N Your credit or charge (points) for the specific interest rate chosen $ (from GFE Your adjusted origination charges from GFE #A A raisal fee to Central enn A raisers, Inc. from GFE POC B Credit Re ort to Credstar from GFE Tax service to (from GFE Flood certification to First American Flood Services (from GFE Inspection Fee to Central Penn Appraisers, Inc. (from GFE (from GFE (from GFE (from GFE Items Re uired b Lender to Be Paid in Advance Daily interest charges from to @ $14.966790/day (from GFE Mort a e insurance remium for months to Fulton Bank Life of Ln from GFE Homeowner's insurance for ears to Done al Mutual from GFE POC:B365.00 from GFE (from GFE Reserves Deposited with Lender Initial deposit for your escrow account (from GFE Homeowner's insurance months @ $ per month $ Mort a e insurance months $ er month $ Property taxes $ ~ "i County Taxes months @ $ per month Assessments months $ er month ; $ ~t~., ~ ~~~~~.~F._> months @ $ per month $ County Tax months @ $ per month $ School Tax months ; @ $ per month $ ~ Aggregate Adjustment $ Title Char es Title services and lender's title insurance {from GFE 1 Settlement or ciosin fee $ Owner's title insurance to First American Title Ins. Co. from GFE Lender's title insurance to First American Title Ins. Co. $ Lender's title olic limit $ PAL_#106924076 Owner's title olic limit $ PAO#107237386 A ent's ortion of the total title insurance remium to Ke stone Land Transfer, Ltd. $ Underwriter's ortion of the total title insurance remium to First American Title Ins. Co. $ Tax Certification to Keystone Land Transfer, Ltd. Overnight to Keystone Land Transfer, Ltd. Government Recording and Transfer Charges Government recordin char es to Cumberland Count Recorder of Deeds from GFE Deed $ Mortgage $ Releases $ Other $ Transfer taxes to Cumberland County Recorder of Deeds (from GFE City/County tax/stamps Deed $ Mortgage $ State tax/stam s Deed $ Mort a e $ Additional Settlement Char es Re uired services that ou can sho for from GFE Home Ins ection to SeeMore Home Ins ection $ Home Warrant to American Home Shield Sewer to to Silver S rin Townshi Authorit Total Settlement Char es (enter on lines Section J and Section K) 6 8 By signing page 1 of this statement, the signatories acknowledge receipt of a completed copy of page 2 & 3 of this thr a page state ent. `s ne and Transfer, Ltd., Settlement Agent Page 2 of 3 HUD-1 Sovereign Bank ESTATE OF Goldie A. Karns SOCIAL SEC'ITR.ITY DATE OF DEATH: July Account Type: Checking Open date; In the name of; Goldie A Karns Date of Death Balance: Int.(YTD) from to ~ _ Accrued interest to date of death: Other Info: Account - Type: Checking Open date;. _ 1 In the name of: Goldie A Karns Date of Death Balance: _ Int.(YTD) from to Accrued interest to date of death: Other Info., Account - Type: Checking Open date: In the name of'; Goldie A Karns or Ronald L Karns or Robert A Karns Date of Death Balance: Int.(YTD) from to . Accrued 'interest to date of death: ~ u Other Info: Account Type: CD Open date: `i/6/1998 In the name of': Goldie A Karns or Ronald L Karns or Robert A Karns _ Y_~__ Date of Death Balance: ~ Int.~'YTD) from to . Accrued interest to date of death: Other Info: This account was formerly Hams Savings Bank account # Account Type: CD Open date: In the name of: Goldie A Karns or Ronald L Karns or Robert A Karns or Paul W Ka1-ri_s_ Date of Death Balance: Int.(YTD) from to Accrued interest to date of death: _ Other Info: This account was formerly Harris Savings Bank account # Schedule E.1&2 Schedule F.1,2,3&4 Page 1 of 2 Sovereign Bank ESTATE OF' Goldie A. Karns _ _ _ _ SOCIAL SECURITY _ ~ DATE OF DEATH: .luly ] Account Type: CD Open date: 9/'Z6/1983 In the name of: Goldie A Karns or Ronald L Karns or Robert A Karns or Paul W" Kerns Date of Death Balance: _ Int.~I'TD~ from to Accrued interest to date of death: _ _ Other Info: This account was formerly Harris Savings Bank account # Account v ti-4~390~6328 Type: _ Line of Credit Open date: _ In the name of: Goldie A Karns Bal. due on date of death: Schedule E.1 Schedule F.1,2,3 Page 2 of 2 ~ PA TITLE g~ CHED TITLE) MAKE OF V MODEL YEAR A. ~ , ~ ~ PURCHASE PR1GE ~ ~ o ~ ~ ~ ~ ~y w o ~p y; (See Note on Reverse) w _ ~ VEHICLE Ip {G CONDI i - r- .z, t ~ a O GOOD ? FAIR O POOR LESS TRADE-IN B. ~ LAST NAA7IE?~j R LL"E3CJS1 -53'tQAN11E)~ $ FIRST NAME MIDDLE NAME: - ~v Lt; o w j TAXABLE AMOUNT J m CO-SELLER i. SALES TAX DUE - ~ ~ ° , DATE OF BIRTH X e % (.os) OR X C LAST NAME (OR FULL BUSINESS NAME) FIRST NAME MIDDLE NAME PA DUPHOTO ID# ,tr (See Note on Reverse). i ~ a~'.~~~~~ 0~8U~;ID# a~ .y 1A. EXEMPTION ~ ,ip ° ~ ~ REASON COOS (must a CO-PURCHASER LAST NAME FIRST NAME MIDDLE NAM pA DUPHOTO ID# DATE OF' BIRTH be a number from 1 to ,i' ~ FIRST iB. 8ECOND ~ ~ ASSIGNMENT ASSIGNMENT h ~ STREET - .c,, ~ COUNTY CODE EXEMPTION NO. EXEMPTION NO. . h ~ ~ TITLE FEE CITY L~~~ i§~ ,.~q, ~ ~ ~ , ~P~ DE DATE ACQUIRED/ ~ 7 ~ ~ ~ R~E~FETO ~JPl~l~t%,~ PURCHASED LISTING ON REVERSE SIDE ~ y ~ ~ r d. OF YELLOW COPY LIEN FEE D LAST NAME (OR FULL BUSINESS NAME) FIRST NAME MIDDLE NAME PA DUPHOTO ID# Dq)'E OF EARTH ~ ~ OR BUS. ID# ~ " s` REGISTRATION OR PROCESSING FEE F. ~ CO-PURCHASER LAST NAMIt FIRST NAME MIDDLE NAME PA DUPHOTO DATE OF BIRTH a w FEE EXEMPT NUMBER w ~ Z = AS ASSIGNED BY THE DEPARTMENT y ~ STREET ~ COUNTY CODE 3 a ~ S. DUPLICATE REG. FEE NO. OF N a CITY STATE ZIP CODE DATE ACQUIREDf PURCHASED REFER TO COUNTY CODES g TRANSFER FEE LISTING ON REVERSE: SIDE OF YELLOW COPY 'f' MAKE OF VEHICLE _ 'JEHICLE IDENTIFICATION NUMBER E. INCRFJI3E FEE U p w ~ b90DEt YEAR BODY TYPE (CP, TK, ETC.) CONDITION REPLACEMENT FEE > O GOOD ? FAIR ? POOR ` ~ ° ~,r~ TOTAL PAID ? PLATE TO BE ISSUED BY ? TRANSFER OF PREVIOUSLY ISSUED PLATE (ADD 1 SHRU ? TRANSFER 8 RENEWAL OF PLATE ti - , DEPARTMENT (PROOF OI GRAND TOTAL NCE MUST BE ? TRANSFER $ REPLACEMENT OF PLATE SEND ONE CHECK IN ~ (ADD 9 X THIS APAOUNI' ~ ACHED.) ? TRANSFER OF PLATE 8 REPLACEMENT OF STICKER ? EXCHANGE PLATE TO BE PLATE NO RF~ISON FOR REPLAC~WENT s ISSUED BY DEPARTMENIT ~--TEMPO - TE ISSUED ? LOST ? DEFACED ? STOLEN C1 NEVEiR RECEIVE!:) (Lost in Mail) BY FU~L,~ rt` EXPIRES Month Year NOTE: If "NE=VER RECEIVED" block Is checked, applic•.ant must complete Form MV-44. tr _ _ ~ O TRANSFERRED FROM TITLE NO. VIN , v ~ t` ~ Y ~ SIGNATURE OF PERSON FROM WHOM SIGN HERE RELATIONSHIP TO APPLICANT a w TEMP. PLATE NO. PLATE IS BEING TRANSFERRED (IF , a ~ OTHER THAN APPLICANT) a VEHICLE PURCHASED WE)GHT GVWR UNLADEN WEIGHT REQ. REG. GROSS WT. REQ. REG. ROBS [COMB. WT. INFORMATION (IF APPLICABLE) INCLUDING LOAD (IF APPLICABLE) r -'f • POLICY EFFECTIV~ ~ POLICY EXQ~F~ATIOC!~ It~6URA~ICE CO„~iPANY N POLICY NO. (OR Vic- t . ~ r• qty f. „ "':Y• t.,.,, 'L,:'' ~r .s... y ~ ~ae;~ ~ ATTACH BINDER 9 t8'.d,'~,A sr 4P ~ ~ D ' ~ ,:sRa- DATE t,:Y' ' f CERTIFY THAT ON MONTH DAB YEAR > ISSUING AGENT (PRINT NP~ME) AGENT NO. ISSUING I HAVE CHECKED TO DETERMINE: THAT THE VE CL 1S INSURED AND AGENT ISSUED TEMPORARY REGISTRATION TO THE ABOVE APPLICANT, IN ISSUIN AGE SIGNATUFE _ - TELEPHONE NO. INFORMATION COMPLIANCE WITH ALL APPLICABLE PROVISIONS OF THE VEHICLE O' dv' f ,r~ /ice aG~' "~b ~ CODE AND DEPARTMENT REGULATIONS. f ~r a ,,,a,,,..,~„~„Y„~,-•~.~ G' I/WE CERTIFY THAT INVE HAVE EXAMINED AND SIGNED THIS FORM AFTER ITS COMPLETION AND THAT THE INFC1f2MATlON GIVEN IS TRUE AND CORRECT. IF ANY EiXEMPTION CLAIMED, THE PURCHASER FURTHER CERTIFIES THAT HE/SHE I5 AUTHORIZED TO CLAIM THIS EXEMPTION. I/WE ACKNOWLEDGE THAT IM/E MAY LOSE MY/OUR (JPER~ITING PRIVILEGE:i(S) OR VEHICLE REGISTRATION(S) FOR FAILURE TO MAINTAIN FINANCIAL RESPONSIBILITY ON THE CURRENTLY REGISTERED VEHICLE FOR THE PERIOD OF REGISTRATION. I/WE ACKNOWLEDGE THAT 1IWE ~ MAY 8E SUBJECT TO A FINE NOT EXCEEDING AND IMPRISONMENT OF NOT MORE THAN TWO YEARS FOR ANY FALSE STATEMENT THAT IM/E MAM:E GN THIS FORM. _ , Q Sigpat of First Purcha _ gvAuthorized Slgngr~..•~ i` Telephoine No. U 1ST ,.r v..-.! r .ti~~ ;~'r,~,L~.'+:., ~f` y s'- r~ r..~*Y ,t,. ' a ASSIGN- - • MENT S~rrrll~are o[ 6o-FurchaserrTitle pf AuthoriYed Signer ( ~ ) •a ~ ~ ~J yNp Signature of Second Purchaser or Authorized Signer Telepho_~e No. ASSIGN- MENT ignature o .o- 'urc aser i e o ut onze igner ( ) ~ O NOTE: IF A CO-PURCHASER OTHER THAN YOUR SPOUSE IS LISTED AND YOU WANT THE TITLE TO BE LISTED AS 'JOINT TENANTS WITH RIGHT OF' SURVIVORSHIP' (ON DEATH OF ONE o J Q OWNER, TITLE GOES ~11RVIVING OWNER.} CHECK HERE O. OTHERWISE, THE TITLE WILL BE ISSUED AS `TE?HANTS IN COMMON' (ON DEATH OF ONE OWNER, INTEREST OF DECEASED ~ t- ~ OWNER GOES TO HIS/HE.F' HEIRS OR ESTATE.} Q ~ 2 NOTE: IF THE VEHICLE IS TO BE USED AS A DAILY RENTAL OR LEASED VEHICLE. CHECK THIS BLOCK IF BLCICK CHECKED, COMPLETE AN[) ATTACH FORM MV-1L. as~s~ MESSENGER NO.: Schedule E.3 DEA4ER /ISSUING AGENT WILLIAM LEONARD DENISE L. LEONARD PH. 1 CHASE LANE ~ ,~,Q` DUNCANNO~N, PfA Date Pay to th~ ~ Order o ~ _ ~ ~,~'voe O'~'~" d.,.d. •n Dollars F••'°`° ~ HMPLOY~EG5 AREDIT2 oION / C For - _ i~ x:23 L38 ~ ~ i6~;59 Harland Clarke GUAFiUTAN SAFEfYdp BLUE Schedule E.3 ctiohs I~r~; E/mer Mur Au ry ~ License No. AU-649-L North Walnut St. Second Floor East ww~.~._=:~~~w~rc3~~urrvL~;~_i~. ~;~er_com IVlechanicsburg, Pa.. 1T055 , J o 6 ~ ~Z S~ ~a~~ov , ~ 4 ~ ~i 7 1 r.___________________---_.r.. G Schedule E.6 • , c`1 ~ ~ a _ i.:. i::: 3 ~ i ~ i ~ i c~ e:.: s 'i ~t 'i ".:i i„('1' %:l . .:'t u 1 I" _ 'r 'w+ ,.i i,•i i-. 1 t.... , . f ~ t. t.J I t... f1", _ t^1 ' t'.... ' t. 1 1 t"' 1 t^ ' l..l i 1 l"l Mt Ll lr .i..i. I t e r~l e ~.~'r` i. i:4 t c~ r3 i..:i. c~ ti ~ ,,i r~ ~ ~ 1 . t... i r, e ~'i s .i. . ~:ti~:l . i. t:J „ t~l l~,l - s~ e r3 ~ t e era it ~ i~: ~ t-. c.4 ~ ~ :t 1 e ~ m r- ~ c{ , - 1 ~ n lr:t lC:+ ct i " C 't' fi i 7 i if C .~.ra _ i;.• C ~ ~ « iz.~ iM+ i:: , t~z :~t ~ i r C1 i~ 3 ct 's° .i. ~t . ~S ~i ri r.~ ~ 1 e , I~,l lei Iii i w-,_ ~.~t~~!J e ~t .era i iii i c i e ~a ~ e ~ ~ r3 d .t .L , l~ll~l _ t~ i'-3 i T i i~° G ~ e i'~~ ire ~ C+ 1 x: •r~ i t T ct 4M~ .A ~ ri ~ ~ i } rt r~ c ~ w r.;:; ~ e cl r°~ a c :t m +_i ~ e ~ ~ c '~i' ~ of ~ , ~l ct 7 G ct e ~ 1 'w•} i~f „ i; ± 1 J e e 1 i'~~ t~' ~ 4"i e t .i. a~,l , ~ 1 f e ~ ~ t~,• 3 ct Cil a r' l~,l ley e 1 1 ira ~ ~ e ~ m e r ~ ~ r +_i r~ i-; f. 1 , ~~i E Cl ;Ye i - L: i ; e ~ •G .i. , l~,1l~i i`-' i::: ~C i_ ~ -t: i'~i ra _ i:.l ~ (~.j ri ~ i i ~ 'r" ~ C~ e t~ „ i'°' C:~ to i" .L , 1[,tlr;,l ~ ~ E m ~'i' iti lii C1 t.t f i N n i ~:i ii.+ L. i ~ 14.E 4'l l l ~ }-l ~..i i...• T ~ i..l l ;:a 4 ~ i ~ l.: , ~1['i`iM i"~:i i~13_if"i'''.~, i_~.r l-l~.i1:.~'~'~:t-...~ a; ~ lz:~ µi' t-3in3 f,~~ . i...l. C4"'i ct i~"'r.:i i'n f_t i"''i" `r` cf 1 G ~ 3 e e r , v lii Ti...ii•=li''i4~~, '~ti'i~i.~ s i.:~#~i "~~'Ctil ~i a::~l?~~ 1 i~'i;~~,;' Schedule E.6 Estate of Goldie A. Karns Items for Rick Karns; 1~tem Appraised V~~:Lue 1 marble-top table (lamp) $ 1 ma_r.ble-top washstand Salt ~ Pepper Collection (large) 6 PA. glasses (highball ) 0 0 5 . 1 set= : ( 7 pcs ) pitcher & highball 2 0 . 0 C~ glasses/bird design 1 dry sink 200.OC~ 1 marble-top dresser w/mirror 1 butterchurn X0.04 2 bn:xes misc. copper-colored jello molds 1 ma:r.tel clock 95.O~J 1 set Jim Beam train decanters . 1 dome glass lamp (painted shade ) . 0 t:) 1 sets Paul Revere cookware w/tops sugar/creamer lO.OC) 4 cruets . 2 pc;. glass set _ OG. Total: Received u~~zder the Last Will and Testament dated Jui.~' pca Depression Glass Elephant Lamp Total Values: $ Schedule E.6 t ~ Estate of Goldie A. Karns Items for Robert Karns 2 pe~:rch rocking chairs 4 0 0 0 1 beige recliner/chair Total: Schedule E.6 1 _ _ ~ , L ~ / -,--s~ N~~te; 1'o~lr i:l'~ Frbceeds Check is Atiaitte~d _ _ Otvl!3 ~~O 154-U7t°i F~fiC.i<ER'S Narrty Add-ercf> c;ocie ~ Proceeds From Broker and Rader Exchahrte 'f~ari5aclions ' Instructions for Rectpl~nt Fe.Yeral 1denlificaflC~t1 hi;unk,r . nrS ~ Form ~ Tcrizphoncr Nun~er l3rtaicers anti barter excitianBes must report pidceeos rrt~m ITansaclions to ~tlbSt~tllt9 COPY B FOR RECIPIEtVT yaiv ani! to the Interne) ftev©nue 5erv~ce. '('his ia: n~~~ 'i;3 u;sed to report M1CQvi1 Ittveswr Sttvlres `"`IMPORTANT TN(1NFpRMATIdN"' Inrrse pr4ceegs. ' 4E}0 "Naahinptor, 81vd. Thfa; Is im~ftght lax in(ormalion sod is Laing ter, Jer3ey city, NJ (omfahed to the Intvrnol Ravonue Service. II 4a. Gate of sale pax. Cush Numtxsr ~rov art requlroc' b fit®a rafurn, a negligence DSUcI•i!20~i D ~915f5f<1d ~ 22.33ti7522 penalty o! other aanc[ion rosy be itraporsed on Yc~lap4tont: t-190(1-sd5-.,59'~ y 2 5lotka t3o~~ri9, ek., FEOGRAI {~.4~+E TAk WfTNtiELD ~ OU A' this ihcome is latttib[e sod the IRS ~ ~t....+ determiner: Thal it hasi not boon roported, 33,U2t•3Q' $O.D19 o~ Tel V'dNUM PA~q RF_P~PTE:d © Gsgss6>tOr,60d6 1-O 1R5 ~ ~ruszPtctaafls lore c~ammfxsiun and opliona pr-miur~s i~.~i'i ' Dsscription rtrtirirr~w IzQNALD L t(ARNS ME7t.IFE, iNC. EAST MANOR AVENUE - --`r CNUI-A PA l~~aator ~ RacfflisrlCa IObrtGltca6'u~n number on r'Je fir-- r f 1 oo"7;i88?4~6 Eox 1a.-Shows the, trade dale a/ IPao Iransacllorl. Felr agQrCyalu tepflrtinQ, na entry will f3ooc A. - Snatia4 backup uvilhho{din® 3anaralty, a paytr rnrl5~t backup v+iihhold et bo present. a 289b r®ie i(you did nor furniatl your lzxpAyer (r3sl;tP!(eglion ~nurnbi3r to the De?rsr. ,o~, Svx 9b. -For broker Iranaaclltrns, rti~y sirow the C1JS1p (Camrn(Il~ on Unlfurm 5scurlty Seo Farrn W-9, Requnsl for Tsxpay~er ldentlficallorl Number a~~d C:ertirrcalion, for lrtenliflr:~tlldn prt><:edures) number at the Item reptirtad. in(armatlon on #,ecltup~ylYlrhold{ng, InclvQa lhls amount on your Income tax w ~waeroi l3ac -Shows the prtsca8da imrr? tra116c.Giions invoking sta~cl4g, ponds, other debt return a s tslx Wttttheid. r~sr 451rae~fons, comrllodities, of frSrtirP~td ,onlrecta. Losses on tonarard coralrects ere shown 1d4X - show.:' d Dlief desvrlpNon ~f 1he ltern of sorrlca tar vthich Rhe proceeds or parer,Ihraser. This bolt does ncl fncr,rde (+r4Cr;t3ds from regulated !vlureB t;ortlraCts. b~,nefltty lncgrite~ is ~tirK# fapdtied, Fof regUtaletl (u[ures ccnirsoie and forward Repon tr'~is amount on 5chedufe b (Fr~rrn 1t7~D). CapHsr Qa}ns enC Lasaea, corltrsrls, -RFC- or ether apprtaprlale deacflp116n rosy Da shown. .r~$•~~~ ..,..o0eo6w ,.T.t'A°R~°"°°°°i.°.a. °enoa»o~, 2•::x.".:•0• r.w...w.w ..~~,.°.'.",.~°'.o- . . r.-.. . 0 t0+~ For inqu~ri®s about y~auT account, contact BNY N(el!©>1 &hareowt'er Services, l~etLite's T~ansf"~?r ~~ertt: T"elephane: 1-80C'--6A9.3593 U.S, I~J~i~: ~ -Mail: rnetlife~trnymeJlon.cam MetLife Il~ternet; v~vrN.bi~ymellon.com/shBreawnerllsd coo BPdY Abe{!on 5h~reoaNner Sen?ic;~~5 ~ r O Bc?x ~ ?ittsbur~h, PA 15252-t34d7 YOUR ACCOUNT HAS BEEN GLC?SED. THE ATTACHED CMEC4( RE~'RE~ENTS THE FULI. VALUE ®F Yt3[.1R +~~t::j~ouNT~ ~ " 1r'APORTAPiT TAX RETURN OfJCUlV1ENT ATTACk1Et) " bi<eep<aaa as.eee.~0 :oa SI~ARE}FOLOER tJF TRaNSACTiGN ORTE OE5CRl~T10N ~ Nf!_TLIFE,INC. _QS1Qi/ZG'it7 _ SHAPtf:S_SGLb CiJS1Q INVESTOR ACCOUNT KEY CHECK NUAA~ER ~MC'GK GATE C:HIEC;K A1NClDhrf 5915&R11) ~ 92539638823T KARNS----RO~lAL4000 oPicN+~ 'hG TRJ+'T i`Ii~R~crsT eAIAf~GE SN~1F'tEE 50LC~ Frt7CE pER SHARE (S~ GR03v PKtX;MEb;; 7F•K WnHP~o 1VEf Pttt>'C-Er~W' fitC>,SINC~ Tf2UST IM~REST BAIAIJC~ - Y O.Qn _JO OO,OOOU PLEASE DETACH BELUW CHECK NUMBER: 8340Y$ i• ~ t w a err r ~ • ~ . , . > t CHECK DATE CHI=GiC NUMBER e >.y r~? St.Wjla NaCI(FtJSACI~ NJ ti~rFt?h-201cs ;N ' PAYABLE AT T1-tE 671i+lK Of tJEW YQRk: +~II4+Ll.ON ' ~ fit' , ~ ,.i. is i. r x £ ° ,`.r ~ SP 0.4d(1-'BNGIp T2 0 s.' ; ° o s ' J t ,,h Y f„~ 11ta~~~rtt~~~11[i1~r11~111[t~l~~Ililf[Ir{[1111111111~rI111D1{i ,a•.'. ~ ,t` ~.t' PRA ra~7l~~ zi7RaER q~: R~ (V A L, l K A R N 5 PAY , r C~~~.~ ~~,~n.~r4_~iJ BAST MANDR AVENUE EN~Jt_A PA ~ _ ~,_~__....a.-- • AUTyORIZEpviGNATIJRE' 14'0~J~3ti0781f' I:04330 L60 Q ~ Lr,ta:3 , Schedule G.1 Metropolitan Life Insurance Company ~ PO Box Warwick Ri C2£3~37-0330 Met~l.ife' August G, RONALD L KARNS EAST MANOR AVE ENOLA, PA RE: METROPOLITAN LIFE INSURANCE COMPANY POLICY MO insured GGLDiE A KARNS Dear RONALD L KARNS: Please accept our sincere condolences on the death of GOLDIE A DARNS. In April MetLife converted from a mutual insurance company to a stock company. As a result, eligible policyholders were issued shares of stock. As the owner of the above policy„ GOLDIE A I<;,ARNS was issued shares of MetLife, Inc. Common Stock. o To obtain information regarding the transfer of these shares, please have the executor car' legal representative of the insured's estate call Mellon Investor Services, MetLife, Inc.'s stock transfer agent, at Monday through Friday between 8 a.m.. and p.m., E:T, m 0 0 ° Sincerely, o° e J~ t3~?rlf~ K/ E~G~G~Ph 0 I<orina Weaver MetLife Claims Unit 0 a M O d O O Schedule G.1 SharehoNder: GOLDIE A KARNS3 SOUTH RD MECHANICSBURG PA 59156R10 - METLIFE, INC. ~ KARNS---GOLDA0000 f - YEAR TO DATE ACCOUNT SUMMARY ~ . . ' r-- ~ ~ - ~ l -l I ~ BOOK ENTRY HISTORY (From To: ) PLAN TYPE : iR002 - ' ~ Transfer _ _Balance_ Forward _ _ _ _ _ - _ j i Balance Forward - - _ _ _ Balance Forward I .ooooooo~ - _ _ _ _ .oo -j - Balance Forward ' - _ r - - - _ ~ - _ ~ _ - _ { ~ Balance Forward _ - _ _ _ _ _ _ _ I Balance Forward .OOj _ r-----_ _ - ' 01/01/2004-i Balance Forward 1 ! Balance Forward _ _ _ _ _u_ . ' ~ Balance Forward Balance Forward ~ _ ' C~ Transfer OOI .OCI _ f 2 0 ~ _ _ ~ .ooooo00 ~ ~ I Ba ance Borward PAYMENT HISTORY (From To: ) r---- Dividend I ` I NCSH ~ _ Dividend ~ PAID on Dividend i ~ PAID on r---~-~-J---- _ Dividend i PAlD on ~ Dividend , I~ PAID on ~ i ~ Dividend ~ ESCH on r--------_- _ Dividend I PAID on I I Dividend I ~ PAID on ~ ~ T'--'-'----- Dividend RAID on i !i i5.40 _ 00006Gi589005 j OOOOOOOC)OG f--------- - Dividend PAID on Note:- For Security reasons, we are replacing the first six digits of your Social Security number with """''-"-"'(asterisks) on correspondence that we send to you. Page 2 of Schedule G.1 ~4i:}1 ~ i MetLife The MetLifie P~c~liicyholder Trust ("Trust") - Dup lic:a~te ,Account Statement BNY Mellon Shareowner Services Paae 1 or ~ P.O. Box Pittsburgh, PA 1 RETAIN THIS DOCl3MENT FOR YOUR RECORDS Account Registration: Date: 1 CI/'.~ 1 O1 SP ^*SNGLP T2 0 COl B1MAI - I~~~III~~~III~~~~I~I~II~~~~~II~~~~II~I~I~„II~II~~~~~II~~~I~II Investor ID: say<? i3o28 GOLDIE A KARNS 3 SOUTH RD CUSIP: 5915Eif2'10 MECHANICSBURG PA F=or information concerning this statement, please call E3NY Mellon Shareo~n~ner Serrr'ices, MetLife, Int.'s Transfer Agent, toll free <at 1-S®0-f4~9-3593 TRUST ACCOUNT TRANSACTIOiN DETAIL Date Transaction Description Amount Invested Price Pear Share Shar;~s ~ Trust Interest Acquired/Withdrawn Balance BALANCE FORWARD 08/31/1D BOOK TO BOOK -i'7.~~000 TRUST ACCOUNT SUMMARY Valuation Date Trust Interest Balance Common Stock Closing Price Total Allarket Value You may purchasE~ or sell shares in the Trust under the conditions set forth in the Purchase and Sale Program. If your Trust Interest Balance is zero your account is closed and you are not eligible to participate in the Program. If you wish to request a purchase or sale transaction, detach coupon at the perforation and complete the applicable side of the form. PLEASE BE SURE THIS ADDRESS APPEARS IN THE ENVELOPE WINDOVV FOR PURCHASES C)NLY Purchase Instructions Change ofAddre:ss; (See reverse side to SELL) _ _ GOLDIE A KARNS Signature _ BNY Mellon Shareowner Services (if address is being changed) P.O. Box Pittsburgh, PA Make check in ll.;~ dollars, payable to: MetLife Purchase Program I~~~Ilil~lnil~l~l~l~ll~~~l~~l~r,~l~lll~~~lli~~ll~~~ll~~~l~~~ll ~-A~mountEnchSed~~~ _ Minimum investment (except as described in the Purr_hase and Salf= Brochure) ODDO1,01, 1,D2 2 Schedule G.1 >~'S'129:~ ;9a.m 0`:-•G:3-.20~(l 1 i1 M~ti.,fe ~nv~~si~,~rs U.~',A ~ O 6~x Cep ~~c~t~~~~ 3~13i`F-3593 ~ Septe~w~ ~~er MR MAf~~.IN M!C~;Ai_EE ~"T772 IFAX) PE: ~'~TLlFE tN1~ESTC7t~S t,lS~ #9~StJR~i~lCE CC~A~'Ai~Y C~t*tTR~?CT ~2Q~15~56 ~~NI~~~R GOidie KarP1S B~NIEF#CtARY Ronald Karns Dear Ms. N~?rCaled: Ti~ank you i~~r your recent inquiry regarding the con;raL~t referencer~ above. Our records indicate that t!`,e date o. r-tea.t~ and the account ~:atue on that date are: ~~tf~ of rJeatt~: ~.1uf~~ 1 a, ~,cC;r~t~rtt Value; in the event. of ;V4s. barns` death. the beneficiary could a#ect a #umq sump wett#e~nent, de#er settiE~rnert f~~t' up to five ye~~rs from date ~f d®ath, or elect annuity paymer}ts. The c#ai~rn has a#ready been proc;ess~er ?~n *his policy, Tl~e accrued interest o~ the policy was X55,53. Systematic ~~~~thdrawa#s were taKen a'rer tht~ ~ife of the pc~iic,~. if you f~ave ~~ny q:~estior7s, pfeasa contact your representative or cal# our Customer Service Cen,e.r at t -800-28~-~#.Ei?6 t<~tcnctakr €f~rough Friday between a.m. and p.rn., ET. Sincerely, Michael Irvine Sr. Annuity ~iacaresentative -Post Issue Processing Met>_i#e Anntar~~ GperatlUns and Services Schedule G.2 rc~m i ~ ~E0~2 P ~ `r` 4 " of ~ , Sun ~ Li f~ Fin~nci~I Septe~ni>er .j '~1<.rlin McCaleb V~B Fax: 1tE: L<~nterl Retirement f~dvantage Fixed ~xzz:uity C~~ntract Number K.A I ~~c.~ldie A. Karns (Deceased) Owner G~c~idie A. Karns (Deceased] annuitant Dear tvlr_ ?~1cCaleb, Thank. y~,~u for your recent request for u~orrnation regardi?~;~ tl7;e rc?ntract referenced a~:o~~e„ ~e a:e pleaszd to assist. you. r~~s of J u~ i thzs ccntiact had a Surrender ~ralue of X5,,061.29. Tale earned interest on thJS contract 1TOrrr 114arch to August u•as S2?3. }t~. V~je hvp~e this information has been helpful. if veu ha4~e any questions, please conta+~t our Cu~torr~e;~ Service Dep~.rtment at ~~neereh, r ~ ~ i - Anthe~i .1t;hn-Phillip Correspc~r~ clei~.ce Representative 9'~'4i 153t? Schedule G.3 ~ro~: 09130;?Ot~ ~.aD1i0~lt S u~ Life ~~.~~~~~a~® Sente~~her 3C~, 20It3 Marlin t~1cCa.leb Via Fay: 717-f'91-7''772 R]E: i-~anE~er~ Retirement Advantage Fixed ~~znuity. ontract Number KA13134137-01 C~c~ i die A.. Karns (Deceased) Owner Go~.die A. Karns {Deceased) Annuitant Iyear Nlr•. ~IeCaleb, Thanl~ y~au for yc,~.u- recent request for ii:aorrnatis~n regarding the contract referenced above. e are pleased to assist yam. The earn~;d interest o~ this confx~ct fr©m Nlarclh to Jule 2t31U v~~as $6t,2~. ire 1ZOpe this ir~forma~ion has been hetpful. If you hale any questions, please contact e~lu Customer Se~%ice I~epat~ne~f at {S00) 3h7-3653. Sincerely, z Correspon deny; e Representative ~za;s~79 Schedule G.3 ~y this Agreemera~~d l~ Z~, z Selkr hereby sgrexs to sell and convey to Buyer, v~rho agrtts to purchase, the idcntiiiead Property. + s PURCIih5E PRICE AND DEPOSITS a (A} Putdtase Prior if 11t3,000.40 ,M_-- s ~ One hundred aixlesn thousand _ e _ U.S. Dolieirs), to be paid by Buyyer es fo{lows: T peposit al signing of this Agrcctne:nt: ~ ~~Q~ a Deposit within days of the Execution Datc of this Agrrtment: S s S t u Remaining balance will be paid art settltme:nt. t t Ai[ funds paid by Buyer, ioeluding deposits, wit{ ba paid by check, cashier's check or wired [undo. All ;funds pall by Buyer t z ~ritbla DAYS of Bettleme:nt, lne:luding funds pall at settlanent, veil! be: by cashier's check or wirexl !'~rnds, bet not by per- t 3 sonRl check. id (C) De~oaits, regardless of the form of payment and the person dcsignerttad as payex, will 'be paid in U.S, Dollars tq 'Broke for Sellex to (unlex+ othe;rvise stated here: wtw wit! retain deposits in an escrow anoount in conformity with ell applicable laws and regulations until ~.;ansummation or te:r- tz urination of this Agr~ament. Only real estate brokers st~c required to Bold deposits in ecrordaaec with the ru:le:s and regulations of the State Rnal Bstsrtte: CQmmissian. Checks tendered es deposit monies may beheld uncashed pending the execa~rtion of this is Agr~x+neni. zo SELLER ASSIST (If Appflcab]c) {X-7 zt Seller will pe~y S 6Lt}t30.t)4 or ~ % of Purchase Price {Q if not specified) toward ~ Buyers costs, as permitted by the mortgage lender, if any. Seller is only obligated to pay up to the earrvurrt or ptxc;artage which is zs airproved by mextgage lender, z, SETTLEMENT AIYD POSSESSION zs (A) Settiameat Detc is Feb _ . or before if Buyer sari Steller agree. ze Settlement will ocew in the county where the Property is locatexl or in an adjacent county, during normal bus[n~xs hours, unless zT Buyer and Seller egret otherwise. ~ (C} At time Qf settlement, rho following will be pep-rated on a deity basis between Buya and 5e]ler, rcirnbursing Wfierc applicable: current taxes (sex ]~lotioe Re:gBrding Real palate Taxes); torts; interest on mortgage assumptions; camdominiwn foes and hamo- ~ ovrnex nssotiatian fats; water and/or sctivcr foes, logdher with any other lienablc ~tnunicipel service foes. All charges will be pro- at rated for the period{s) covered. Seller will pay up to and including the date of settlement and Buyer will pay for all days follpw- az [ng seatlemtnt, unless otherwise st:atexl hero: _ _ _ ~ (D) Conveyance frvrn Seller will be by fat simples deed of special warranty unless dficrwisc stated here: 3b _ _ ~ (Ej Payment of tr~st'er taxes wilt be divided equally between Buyer end Seiler ?m]css otherwise stated here: ` 3T 3a (F} Possession [s to be delivered by deed, existing keys and physical pcrssessian to a vacant Prapcrty free of debriis„ wiRh all structures ere broom-clean, at day end lima of settlement, unless Se!lcr, before signing this Agree•rnent, has idurtifial in writing thErl the Property is ~o subject to a lease. at (G) If Seller has identified in writing that the Propeeety [a subject to a Tease, possessian is to be delivered by dtexi, e~cisdrrg krys and assignment ofexisbing le:asts for the Property, together with security deposits and interest, if auty, at day card time of se:ttleme~tt. Seller 4s wilt not cola into any new !casts, nor extend existing !casts, for the Property without the written consort of 8tnyer. Buyer wilt ~ acicuaw{cdge existing lrese(sj by initialing the Iesse(s} at the eacacukion of this Agreement, unless atherwi5e stateei in this Agrzemetrt. 4a Ttn~rnt-Occupied Property Addendum (PAR Form TOP} Ls attACtied~ ~ s S. DATFSR'DVIE IS OF TIDE ESSENCE {X-1 U) ~ T (A} Wriaen acceptance of all parties will be an or before: Qec by Sam. _ ~a (B) The Settlement Daic and all other dates artd times idertlifivd for the pcrformatx~ Hof arty obligations of this Agr~oernemt arc of the: ;e essence end are binding. ~ {C} The Execution Date of this Agneesme~nt is the date when Buyer and Seiler have ind[rat~ed full e~oceptanex esf this Agrxn?ctrt by sigal- et ing arrellor initialing it. For purposes of this Agrexment, the number of days will be counted tTOm the lxecution 1Dete, excluding sz the day this Agreement was executed and including the last day of ttte time period. All changes to thin Agre:t~meat: should be lnl- Haled and dated. sa (D) '1:'Ac Sctt)crncnt 1?etc is not extended by eery ether provision of this Agramerrt and may only be extended lay enutuaJ writtea agre~a- s5 racer ofthe part°scs. sa (g) Certain terms end time periods arz pre-printed in this Agrexrnent as a convenience; to the Buyer turd Setter. p?Ill pr>r-printed tesn~ sT and time periods are negotiable sad may be e;trenged by spiking out the pre-pririt~ed tart end inserting dlR'earr:nt terms acceptable to ell parties, sa ZOTIING eo !:allure of this Agreement to contain the zoning classification (excxpt in rases where the property {end each parcel ~thcreof, if sub- e1 dividable} is r~oncd solely or primaxily to pemtil sing~o-farrrity dwellings) will rattler this Agreement voidable et Bttyer's~ option, and, if erz voided, any deposits tendered by the Buyer will be returned to rho Buyer vr'~thout any rae]pirement for court action. es 7,oning ClQaaifiration, Regldentiat _ ~ Buyer loiltAEt: k~~ ASR Pxat z o[ Salkr YraHiaia: /Q L/~- R~~t,~a tl~ a Faro penerrLd b5'. Tare Fotmr www.T~uoFarmaaoen 800-~09~6.89tiZ Schedule H.B.7.1 es FIXTURES AND PERSONAL P~tOPTRTX {1-la} ee (A) INt~.UDED in this sale aro all existing items permanently installed Un the Pr+~perty, free of liens, and ot}?or itans including e7 plumbing; heating; radiator covers; lighting textures (including chendelicts and c:ailing fens}; pool end spa equipment (including ee covers and cleanlr<g equipment); cie~ctrtc animal forcing systems (ezccludang cnll~); garage door openers ~arrd itransrnitteas; tali as vision antennas; unpotted shrubbery, pleutings and trews; any ranaining heating end cooking Reels stnrod cxu the ~FeriY at the ~ time of settlement; smoke dttoctors and carbon monoxide detextors; sump prunpa; ston3go sheds; IcTloes; msf[bc~xes; wail to wall c~rpetf~g; existing window scrnzns, storm windows and screerJstarro doors; window covering hardwarr., shades and blinds; Tz awnings; built-ln aIr conditioners; built-in appliances; the raagdova?, unless otherwise stated; and. if owned, water tnxtment sys- '7s terns, propane tanks, satellite dishes and security systems. Also included: reitit~tal, stove. de~umldifier ln~se~tent, The following items arc [EASED (not ov+med try Seller). Correct the providerlvendor for mart inforntatian (c:.g,;, wata~ trcatmernt 7e systrnts, propane lanky satellite dishes end security systarns}: t~1 (C) FJCCLUDED fixtures and items: all other personal oropertY 7e - 7e B. M(?T2~TG,r~GE CONTINGEP1t~Y ~ ~ WAIVED. This sale is NOT contingent on mortgage: finrutcing, although Buyer may obtain mortgage financing and/or tha parties at may include an. appraise! contingency. az ~ 1?LEtr i'ED. es (A) This sale is contingent upon Buyer obtaining mortgage Rnarteing according to the following germs: First Mortgage on the Property Secopd Mortgage on the Property ~ Loan Amount S 113A58.OU L.aaa Amount S _ ~ Minimum Term ~Q yrnrs Minimum Terns ~ years per Type of mortgage Ft-lA Type afmortg~ge _ ~ Loan To-Velue (LT'V') ratio: T.,aarr-To-Valuo (LTV) ratio: aq For non-FHANA loans I,TV ratio rear to exceed °/~o For non-FHA/VA laeas LTV ratio not to cxcaed Mortgage lrnder,~. Fulton Co. Mortgage lerrdu - _ _ 9T Iatearest:aDe °/D; however, Bayer agrce8 to accept the Intettst talc however. Buyer agrees to accept the ' gs interest rate as Q?a7 to committed) by the mortgage knder, nol Ir~terex~t rata as may be committed by the mortgage lender, na# w to e~coeed to marctmvm lnta~ rate of 9b. to axoeed n maximum intemest rata of _ as Discount points, Soar origination, loan placement sad other fees Discaount points, loan origination, loan placxrnrrrt and other fens ee charged by the lender es a pt~~omtego ofthe tnortgege loan (cxclud- charged by tfie lendes as a percentage of the mortgage loan (axchul- al ing any mortgage lnstrrnrwe prctniurns or VA funding fee} not to ing any mortgage insuraace: premiums or YA, fiindirtg fa) not fo ~ exceed Q _ (OSb ifnat specified) of the mortga~ga loan, exceed if not specified) ofQre mortgage loan. ~ (B) The inta;s( rate(s) and fex{s) previsions in Paragraph 8{A) are satisfied If the mortgage te~derts) gives Buyer the right to guar- too antee the intrere~st rate(s) and far(e) st or below the maximum levels stated. if lender(s) gives Buyer the right ~~ta Iack in the inta~- tat eat rate(s), Buys will do so a< least d.ery?s before 5ett]exnerrt bete. Buyer gives Boller the right, et Seller's rata option and toy as permitted by law and the mortgage lrnder(s), to contribute financially, without promise of reimbursement, to th+e Boyar end/o~r to3 ~ ~gag~ leader(s) to rnakc the above mortgage term(s) evaileble to 13uyet. t ao (C) Within days if not specified) $vm the Exa:utian Date of this Agreamecit, Buyer will make a completed, written rrtort- tas gage application (including payrnurt for and ordering of apgraisa] end credit reports without delay, at thy: time required by toe lenders}} far the mortgage terms and to the martgs~ge lesttka(s) idaitlfie~d in Paragisph !;(A), if any, othearwlsx: tai a resporraibla rnartgage lendei('a} of Buyear's choice. Broker for Buyer, if arty, vthawisc Broker far Scllcr, is authorized to communisxte with ~ ~ the martgrog~e k~eder(s) to assist in the mortgage torn prtxxss. {D) Bayer wIf] be in daLutt of tLlr Agreement it Bayer tliraiahe9 lilac information to apyaoe cone~trnitsg lhuycr'e tinepdal tto aodlor empioynaca# alattis, 1<aih to cooperate In gaud talth with prnceaslag else mortgage loan appiicatiotr (Snt]udiag delay tt~ a! [he appralaal), falls to lode In ibtenat rate(s) aq states! In Pitragrapb t;(B), err otl~erwire causes the leudrr to reject, re[trsr. t is to approve err lstne a mortgage loan catnmltment: t t9 (g) t. Mortgage Caramftment Date: Jartiuaru .Upon rrxeiving a mortgage cantmitrneutt, Buyer will 1 to promptly deliver a copy of rho cammitme~t to Sailer. eta If Seller dace not tbooi~ve s ~Py of the mortgage commitment(s) by the Morigaga Commitment Date, Soltrr tr~.y terminate tie this Agreement b7' writtea notice to Buyer, Seller`s right m terminate continues until Buyer delivers a mor+lgage~ commltmertt t t7 tci Seller, Until Seller tcrmiiiedts this A,gi+oemestt, 8uye~r is obligaie~d to make agood-tkith ofFort to obtain mortgage finaacing. ~ to Seller may tezminate thils Agreernertt by written aotiae to Buyer after the Mortg~c Commitment Date ifthe marrgage oommitlnent: t to err Dots not satisfy the lcrzt7s of Paragraph 8(A), OR tz4 b. Contains a:~y conaditian not specified in this Agreemanl (e.g., rho Buyer must sr1#le vn another property, ~ar,? apprrusa! must t2t ba received by the larder, or rho mortgage commitment is rat ve~lid through the Settlamaat Date) that is not. se~tisfiexi andtor tz3 removed in writing by the mvngago lenders} within 7 DAYS after thG I~lartgego Commitment Ihd,c in Paragraph txa 8(E}(1), or rnY exten9ion thereof, other than those conditions that art customarily satisfied ed Or resat sed:lemrnt (e.g., t~ obtaining lasunanoe, confirming eAnployrnert). tzs If this Agreement is terminated pur>;uaat to Paragraphs 8(E)(2) or err the mortgage lam(e) is not obtanncd for sctltlane~ tze all deposit monfea will ba reittmtod m Suyer according to the terms of Paaragreph end this Agreement will be VOID, Buyer will be responsible for any oasts inwmtd by Buyer for arty ir>,vpections or ceriificatiorts oi,taincd according to the trlrns of Tza this Agsoautnt, aid any coats incurred by Buyer for: (i) Tula search, title insurestoe ancUor mechaalcs' Hen insurance, or any tz~e fee far c~cellation; (Z) Flood insvrance, fire insurance, hazard insurancx, mine .subsidence inswunce, err any fa: for cancel- tsa lotion; (3}Appraisal fees and ctrarges paid in advanct to mortgage sander(s). /J , Bayer taitials: ~ _ ASR Page 3 of Salkr InttJale: i~Y+' L. Fa~n+a Qw~c.Md Truct`ami Mrww.TrwForau.oom eoW~&A.90~T Revised t/l0 Schedule H.B.7.1 (1+j If the mortgage Icnda~(s), yr a property and casualty insurer providing tnsurnne.t nzqulred by the mortgage lratd s , r uir+es eQ S~ repairs to the Property, Buyer will, upon receiving the rcqui;rcmerrts, deliver a Dopy of the requirornents to Salter. Within DAYS of receiving the copy of the ebquir+ements, Seller will notify Buyer whether Sella will make the rcquir+od repairs at Sellers t~ txpcnsc. if SeDa makes the required r+tpsirs to the satisfai:tion of the mortgage larder and/or insutrx, Buyer accepts the Property and ts~ agreses to tba RELEASE in Parr~ph of this Agreement+ tse If Seiler will not make the raquirzd repairs, a if Shcor fails to respond within the stated lime, Buyer will, within DAYS. notify Seller ofBuyet's choirs to: too a. Maya the rcpairs/improveme~nts at Buyer's exparsa, with permission and access to the Property given h'y Seller, whirls r~ t will not be uru~easortiebly withheld, OR t~2 b. Terrainatc this Agreement by writttss notice to Salter, with al! deposit monies returned to Buyer accardiasg; to the tarns of r;g Paragraph ofthls Agxcemerst. t;4 If Buyer Falb to respood within tDe tuna stated lq Paragraph S(l~j(x) or fAit, to terminate this Agreetn~eot 6~y arlttm nattce tas to Seller vrit4ln that time, Bayer will accept the Property sail agree to the RELEASE In Paragraph of tGis Agreeme~at, _ _ _ -....~.r _ ~ ~ FHAlYA, TF APPLICABLE t'17 (G) Ii is expressly egre~ed that notwithstanding say o~cr provisions of this contract, Buyer will net be obiigatod to complete the purchr~e t'm of the Property described herein or m incur any penalty by forfeiture of earnest mosey depo~i#a or otlzetwi;se wsless Buyer tan has iota given, in accordance with HUD1FliA or VA requircmcnts, a written statement try the Federal Howsin~; Commissioner, Vcttmns Adrnlnistrsrtion, or a Direct Endorsement Lender setting forth the appraisexi value of the Propcsty of not ]rss thmt ts~ S B,BOO.QQ (the Purchase Price as stated in this Agreernast). Buyer will hgve the pt~ivilcge and option of proceeding with c~onsurnmation of the cantracl without regard to the amount of the appraised valoustivn. The: appraised valuation t53 is arrived at iv de#errrsine the maximum mortgage the Departmeatt of Hausing end Urban Devdopment wi:U insure,. HUD does not warrant the value nor the condition of the Property. Buyer should utislj? hinnseiF'herstifrhat the price and condition of the ~ ~ Property are acceptable. tse Wsntlag: Sexxio~n of Title 1S, U.S,C., Dtptutmatt of Housing endl Urbers Development end Federal Housing , t b7 Adminisiredion Transactions, provides, "Whoever for the purpaSC of ...influencing is arty way the action ol° such Deplutmesst, tse makes, passes, utters or publishes any utatarnatt, knowing the same to be fielse shall be fined under this titic err imprisoned not ~ mare than two years, or both:" tee (H) U•S. Department oT Honsing sad Urbgo Development (HUD) NOTICE TO PURCHASERS: Bayer's Actrnawledgement tat Buyer has receivtd ibt HUD Natirz "For Your Protection: {let a Hama lnspectlon." Buyer understand[ the Importance of taz getting en independad hams inspoetion and has thought about this before signing this Ag~eanent. Buyer understands that tss 17HA wit! Wert perform a homy inspodian nor gnsra.ntee rho price or condition ofthe :Property. ra, (I) Ccrtifiratian ~Ie the uttderzigned, Seller(s) sad Buyer(s) party to this tzansacrtioa each c+atlfy than the tearnts of this oorlktraot ~ tes fvr pttrahasc are true b the best of our knowledge and beljef, sad that any other egreeinari catered into of these tee in conncdion with this tret~action is attached to this Agrecmerrt. ~ ~ partie9 .,,d..,...~..~...._...._~,~_..._k._.~.~....~__..~_......_._...M.... ~..._,.M,....._..____ _ _ _.,__..~,,.......,.~,...m,,n..._ tar SP1tx,LR REPRFSEIVTATIOI~IS ~ tae (A) Radon Tasting and Remeditdon (See Notice Regarding Radon) tae Seller Dal ea knowledge about the pmsenra or absmoe of ration unless checked below: tTO ? Seller has knowledge that the Property was testtd on the dates and by the methods (a.g, charcoal cerrister, alpha tracl~ etc.), which produced the results indicated below: to Dail Type afTast Results (plooCuricsllitar or woricinglevels) Name afTesting Searix tf~ t76 ? z, Seller has knowledge that the Property had radon removal system(s) installed as indicated below: ~ 1~e Date l3,strilled Type of System Provider to 17e ~ _ t ro Copies of rill n~allsble teat reports will be delivered to Buyer with tills Agreement. Seiler doss not wa<rront the methods too or the resales of rodon testa. let (B) StAtua of VYater taz Scher represcnts that the Property is served b ~ tan ~ Public Water ?Community Water ~prt-siteyVetcr ?None ? ~i ~~,.,:..i~ (C) Stat~ofSewer ~ SgJlcr reprESenis that the Properly is served by: tae public Sewer Conunu,nity Sewagt Disposal S stem c y C Ten-Acre Peroiii Exemption (see ,.~erw~aige NotIoe t a7 individual t?n-lo# Sewage Disposal System (sew Sewage Notion l) Harding Tank (see Sewage Notice tae ? Individual On-lot Sewage Dispose! System in Proximity to Well (sew SetivagcNaticx sec Sewage Notice if,ap~~licstble) tae ~ None (sae Sewage Notice i) ?None Avaiteb{efPermit Limitations in Effoet (sea Sewage Natioc S) too t ~ (D) Blstoric PrrservaUon toe Seller is not awe of historic preservation restrictions regard[ng tht Prvpctty unless othtrwisc stated here: t srs t ~ Bayer Inldafi: _ ASR Pq~e 4 of Setkr lnlttaji: ,~i' ~r``'_-- - 13rvucd Fermperrr~dby:TflrcForitrs` wwwTruaForrn~.eom 90a~9~Dat2 Schedule H.B.7.1 1a5 {E) property, ar a portion of it, is prcfetentiallS+ a9StsSOd fot taX purposes under tht fallowing Acts) (sec Natias Regarding Land tge Use 1Zestrictiotas): r) Farmland and Forest Land Assxssrnerit 11ct (Clean and Green Prognrn; Act of P.S. ~ eat seq.) [S Open Spaot; Act {AGt of P.S. ~ SQ01 ct seq.) t ~ Agricultural Area Sowrity Law (Ant of I96 3 P.S. ~9t)1 et seq.) zoo Q Ocher zot (F} Seller represents titer as ofthe date Seller signed this Agreement, no public impmvemerit, asndominium or lhamteo~wner assooistion assessments have been mode •gttinat the Prapetay which remain unpaid, and that na notice by any governtmartt aT public authority has been served upon Seller or tsnyonc an Seller's behalf, including Helices relating to vIaIstaans of txmiag. housing, ~ building, safety ar fire ordinances that remain uncctmxtcd, and that Seller knows of no ctmdition that would aanstitute a vialetian of any such ordinances that remain uncorrected, unless otherwlss specified here:._._ _ 20a _ _ zoo (G) Seiler krmws ofno atlter potential notices (including violations) and/or assesstnatta rxcept as follows: 2oe - _ - ~ (H) Aox4s to a public reed racy require issuance of a highway occupancy permit from the Department of TranspnrtFtt?on. zto WA.YY~R OF C4IYTINGENtrIES (9-OS) If this Agreement is contingent on Bnyer'e right to inspect and/or repair the Property, or to verily insuraiitllty, ,envlroamental canditlaas, boundArira, cert][itxtions, ~anfag claaaitlapHon or au, or ,ttny other information regarding, tiSc Property, Btryer'a zr3 fisllare to e:ercJse rani of Buyer's aptiow within t>ye times sat forth Un triis Agreement i9 a WAIiYER of that cotntlagenry rtad 2t~ Buyer accepts the Property and sigrees to the RELEAS)E4 in Psrs~grapb of this Agreement. 21a I1, INSPF,CTIt3NS (1-I0} (See Notices Regarding Property and ~nvironmantal Inspectiorws} tie (A) attd Rtsponsibllities ztT I . Seiltrr will provide access to itsaurtrs' representatives and, as may be required by this Agreement or by mortgage lender(s), to z1a aurvaya~, municipal officials, appraisers red iinspectors. All parties and their real e~ede licensee(s) may attend arty inspcctians. z1s Z. Buyer may make a 1~settlemertl walk-through irisspa.:tion of the Pt+aperty. Buyer's right to this inspection is not waved by ~za any otlw provision oft3~is A.greelnent. ut Seller will have begtlag and all tatAlUea (Including flies{s}) on for Rli inspections/appraisals. All inspectors, iacltrd'tng home irst~xtare. are authorized by Buyer to provide a copy v f any inapec~an Report to Bmkrt farBuyer. x23 S. Seller has the right, upon rerlue~t, to receive a free copy of any Lnspectiort Report from fhe party for whom it was ptreparnd. 2z+ (B} Buyer waives or claxs at Buyets expense to have the following Inspections, egiificatians, and investigetiana {rtfe7rad to as zzs "Ir>rspodion" or "Inspections") performed by professional contnidors, home inapectots, rngineers„ architects and other property z=s licaettsad or othawisa qualified professionals. If the same irrapeator is inspecting more. than vne system, the inspector must comply 22T With t2tt Home Inspection Law. (See Notice Regarding the Hame Inspection Law) z~ (C} For elected Inspedion(s}, Buyer will, wfthin the Contingency Period(s) stated in Paragraph 12(A). oomplstc IRSpectiorrs, ablate any Inspectivn Reports ar raults (referred ba as "Report" ar "Reports"), and accept the Ptaperty, terminate this Agreemrnt, or subomit is zao Written Corr+ediva Proposal{s) to Seller, according Da tie teci>'s of Paragaph 12(B}, zst HomelProperty toapectioaa end Eaviranmeatal Hwsstrda (mold, etc.} 2sz act Huycr ma3? conduct as inspection of the Property's structural compar~ents; roof; exirrlor windows end exterior V4'atred 23s rdoara; rxicsior siding, Exterior Itisvlaiion and Finish 5ysirJtty, gtatorrs and downtrpoUtt; swimming posts, hen zap ~ tubs and spas; eppliaruxs; alactricsl ayste:ms; interior artd exterior plumbing; public sewn systems; haabng and eoq~l- rrs ing sysbcros; water pznetration; elcctromttcgaericfi~lds; wetlands end flood plain delineatiati; strrncture sgt>axe 2s6 footage; mold and ether enviraauaental harat~ds (a&, fungi, indoor air quality, asbestaa, trndtrgrouad storage ranks, za7 etc,); sad any other items Buyer nsay txlod. tf buyer elects to have a home inspection ofthe Prvperty, as defined in zee ttte Hame Inspection Law. the home inspection must ba performed by a full mrrnber in goad standing of>! aati0t?ai zs4 have insptx;tivn essocisdiom, or a parson suporviaad by a full membtr of a nedianal barns inspection association, in a tsceordarrco with the e#hlcnl stendands and code of conduct 4r prndiat of iltat association, or by a pivper?y lioaysod 2a t or registerrd engineer or architect. (Ste Notice Regarding the Hume inspection Law) gVood IaEcetatian z~s e Hiryrr tray obtain a written "Wood-Destroying Insect Irlfrststion Inspection Rcpart" from an inspector certified as Waited z4~ H woad-dastivying p~ pesticide applicator and wit! deliver ii end all supporting daernnents and drawings provid- z4s <tc K ed by the Inspector to Seiler. 'fhe Report is to be madt safisfactary do and in cotnpiiairce wish applicable laws, nsart•• zee gage lender roqulr+crnents, and/or Fedttel insuring Had fi'uarantecing Agency requiranettts. The Inspection is to be. 2a~ limited m all readily visible and aix~essib(e area of all st~ruc~ur+rs an the Property, except fences, If the Inspedlon s~ a reveals active infestation{s), Buyer! et Buyef9 Expense, may obtain a Proposal from ewood-destroying pests pes- z4e ti~dt applicetort4 treat the Pt~opq~ty. If dtt; Inspection reveals drurt,age from adiive or previous infestation(s), Buyer zao may oMaln a written Report frart a professional ooatradar, homy inspector or structural engineer thed is limited to zs { structural damage to the Property caused by wood-destroying organisms and a Proposal to repair the Property.. 2bz iitsrdon zsa Elected Buys may obtain a radon test of the Property from a certified inspector. The U.S. Environmental PraLectian tv , zap t_r____ Agency {EI'A} advises eorrocstive action If the average annual exposurt to radon is equal to ar hig~cr than Q.02 ~ ass working levels ar 4 piooCurieslllter (4pCi/L}. ass 'Water Service ~Ee~ti~~~uyer may obtain an Inspection ofthe quality end quantity oftfie wader system from a prupcriy liCeased or otYterwisc ived 2se 1'r-t'. i QJ ~ihed wa~Det/wel! testing company. Ifand a: rnquire+d by the inspection company, Seller, at Sellers axp~.~r., will s39 locate and provicf~e access to the on sine (or individuiti} water system. Scllerwill ratorotho Property to its previous con- z~o dition, at fictler's expense, prior to se#lemerii. zet Buyer initials: _ ASR Page S of 1 ] Biller IuitlaL: ~ + `'f'~, l~c~a loo r.ort„ pen.rvs.d br True Foiri+~~ www TrwForntara,m 600-X89.9812 Schedule H.B.7.1 ?tom On-Iot Sewage: (lf Appile:abies) 2e3 ~cted Buyer may obtain en Inspection of the individual on-lot sewage disposal system from a qusl~ed, profes~s:onal ~ive 2e{ i~nspex-tor. Lfand as required by the in9pxtion company, Se:llrx, at Sellee's cxpe:lsc, will locate, provide aeaess fro, ~ gas and empty the individual on-Iot sevvages disposal cyst,ern. Sd{ex will ttstesro the Property to its previous e~d'ition,' ` . , t,~l~j~a xae at Sellex's expeasew prior to sattlemeYet. Soe paragraph 12{C} for snore lnformatloet regarding the: Individual Qn-1ot ~ ~ ' 1 ~ Sewage inspection Contingency. Zee Property tntaranoe ~ Electe?d Buyex may detvmine the imsurubility of the Property by rnak]ng applicstian for property and casualty iinsczre~ae:lix Wafv zro ! tfie; property to a t~esponsible lr~uter. $rul:et for Boyar, if any. otherwise Bmker for Seller, may communicala wItfi n't thz insurer ro assist in the instaar+ce precise. ]f the Property is lexeted in a flood plain, Boyar may be required to nz csrry flood insursancx at Buyer's enptnae, which may need to bas ordered ld days or more prior to Sertlernent Date, x~a Property Boandaries E[ee:tec! Buyer may engage the services of a surveyor, title abstractor, or other qualified prvfossione.i to nsscss the: le;g~ad Wafv 2~s ! description, certainty sad locs#ian of boundaries andlor quantum of tend. Most ;sellers havo not had the: Pmpeuty~ ~ ~ ~ see sextvetye~d as it is not a requirernert ofpropexty trsnsfer'sn Patinsylvania Any fences, hedges, walls and otfier assure) 2T7 or cautrucxed barriers may or may not represent the true boundary Hr~ of the Property. Any numerical - zra tertioftA of size ofprvpexty nra approximations only and mray bo inemcwztte" 2r9 Deeds,'Restr{ctions rand Zoning xeo ElettM Buyer may invextigede easatunts, deed and use restrictions tiacludittg any historic presarva~tion rrstr~ic~iona or ord- 'aiv ~ ~ ~ zee nacxes) that app]y to the Fc+opaiy and r+cview local zoning ordioareats. Buyer may verify t}ust t#>z present use of We; 2ez Property (such as iMeew qun[ters, apartrt~ents, home; affire, day aatre) is pamittad and may elect to make tlx: sea Agr~.tutcnt wntingelrt upon en anticipated use. Present use: sae Lead-Bassd Paint Hazards (For Properties prior to only) tea Elected Before Buyer is obligated to purchase a residential dwelling bui]t prior to Buyer has the option to conduct II iv 2e8 ~ risk assessment ®dlor inspection afthe Propexty for the presa?ce: of laad•based pai~at andlar ]end-b$sr,:i pant haz- ~G~1~~~.~----~ sar ands unless Huya waives that rigEet. Regardless of wlre#her this inspextiun iu dectext or vre<ive:d, the Rnldeatbl Ada Lead-Beas~eed Paint He?zatrd Aedueytion Ad regnire~ a Seller of praporty balk prier to to provide; fbe 2eQ Huyer with ati EPA-spproyed lead hazards Information pamphlet tltlenl Protect Year Famtily fY-om LLl:xad fa zoo Your Home, e>long vrith a rgwr,ate farm, attecped to tLis Agroemmt, dl~closing Se)lesr'8 iasarrtedge e:f 1~e1- ~t basexi pntnt ba~rda and ecny letAd-based ppipt rteorda rtgardln& tiles Property. (See Natlees Re:g>rreil:ng 29z Resldentixl 1<,,e~d-19se8ed Pabk Hatierd Redractinn Act} z9a Other Z~ Iglected _ ~4'tlved zos _ ~ _ zap The Inspoctiems elaxexi above: des not apply to the fvllowin~g existing eonditiians end/oor items: . xea 2es - soo INSPECTION C(}NTINGfil'gGY sot (A} 'The Contingency Period is days (l 0 if not spexified} from the Fixation Data of this Agreement for each lr~spextian elex:ted sot in Paragraph l ] {C), except the3 foUowing: ~ inspection{s) Co~ldngency Perrlod ea - clays 3oa - days soe - days ao7 days ~e (B) Except as stated In Paragraph 1Z(C}, if the result of any In9pa;tion elected in Pana~rnph ] 1(C) is unsatisfactory to Iluyer, Buyer aa9 tti?iII, withlo the sMtad Caatingancy Period: ato Aooegt the Property with the infarmxtion stated is the Report(s) and agrex to the RELEASE in Paragraph of this Agreement, OR art Z. 'fermlaate t6ts A.greetAOnt by written notice to sealer, with e(] depefsit monies retumod to Buyer according to the terms of gt2 Paragra¢le of this Agreement, OR sus Preseatthe Report{s) toSegcrwkh a Written CorrertiveProposat {"Proposal"} al~g carractiane aacflor credits d,rsi~r+od by Buyer. 3t~ T?eo Proposal may, but is not reequired ter, includethe name{s) of a properly liexns~ err qualified profcsaional(s) to ped'orm thecor- st s Reactions rrquee;te;d to tha Propez+s!<I, pronrisians for payment, including rrtrests, and a proje~oted date: for rompletio~n oaf the c~rreF its tions. Buyer > that Set1u will not be held liable for correactions that do not comply with mortgage lender or goverrunexctal s, ~ rtquirernents if performed in a workmanlike manme+r according to the tams of Buyer's Propgsal, ati$ a. No later than days if not specified) from the and of the Contingency Period{s}, Sailor will inferno ]3rrve~ in writ- ate ing lhad Seller wiU: azo Satisfy al I the terms of Buyer's Proposal{s}, OR 3~2t Not satisfy sl] the: teams of Huyt;r`s Proposal{s), OR s2z b. If Sealer agtras to satlsijr the: ferrets of Buyer's Proposal or Bayer and St;Sicr eme;r into a mutually ec:veptabtr, wvrittent agr+ae- us me+nt; Buyer accepts the PrQpaty eYnel agrees to the: R6LEASH in paragraph of this Agreement. s2~ c. Within _ days if not specified) of the: receipt of writtesn notifieatiem that Sailer will not satisfy al] terms oaf Buyer's s25 Proposal, err the; time stated in para$raph 12(13}{3}(x) if Seller faits to choosy cittrrr option in wrltiz~g, w)tit~tervea• occurs sze first, Buyer vritl: Buyer IaltitLtt ~ ASR Psge 6 cf II Seitkr Iniltab: ~ _ t"'r~ Rcvistd 1/ftl Faern OK+r~ e~r:'IS~veFanw` wMVw.Tru~Fwms.eoon 8l)D-4Qa96t2 Schedule H.B.7.1 • ~ 32s Accxpt the Proprrty with the information stated in the Report{s) and ~'ce to the RELEASE i!n Patnygjaph of this 32A Agreament, OR a3o (Z) Terminatt this Ageunent by written notice to Seller, with all deposit monies r$tumed la Buycr acc~rrdirlg to the turns of Paragnrph of this Agreement, OR Enter into a mutually acceptable written agreement with Seller, providing for any repairs or irrrpmvements to rho 3so property and/or any email to Buyer ad settlement, as acceptabje to the mortgage tender, if any. 3a+ If Bayer talV to respond within tbt time stated to Paragraph 1Z(B}{3)(c) or fails to tenNnete lhis~ Agr'etmtnt by gas w?1{t{en notice to Sellar within Wst time, Buyer will scctipt the Property sad agree #o the RELEASE In Paragraph s38 of this A~tment. 3s7 (C) If a Report r>rvcal' the Head io cxpfrnd or replacx the existing individual on-lvt scw~age disposal system, Seller rnay, within sae days if Hat specified) of receiving the Rrpart, submit a Pmposnl to Buyer. The Prvpasal will ineiude, but rwl lbc limited ter, the Hama of lire eompm?y to perform th>; expansion or replacement; provisions for payment, including rdests; ~errdl projected corn- 3ao pletian date for eorrxtive measurzs. ~lithin S I?AYS of receiving Seller's Proposal, or if Ao Propoarri is provlded xithln the atsted Hme, Buyer will Hatt fy Seller in writing of Buyers choice to: a~z Agree to the terms of the Proposal, accept the Property and agree to the RELEASE in Paragraph of this ~Agreornent, OR Terminate this Agreement by written nearer to Sallcr, with all deposit monies rtEurned to Buycr t;cr~ortiirrg to the terms of ~ Paragraph of this Agreanent, OR 3as Accept the Property and the existing system and agree to the RELEASE in Paragraph of this Agrt;trntr?t,1<f required by any Sae mortgage louder andJar any governmrntal authority, Sayer will corTSCt the ducts before settlement or wlthirt t~fie time requirzd ~T by the mortgage lender and/or govcrnmentsl authority, at Buyers sole expense, with permission and +iccrss to the property given 3~e by Sailor, which tray not be uru~casonebly withhold. If Seller derrizs Buycr pernrissiQn emd/or are~ss to corneal this defects, Buyer may, within DAYS of Se11er9 dettiaL, terminate this AgRaemment by written notice to Seller, with all de;pc~it morns rotumed 3so to Bvyrr eororcling to the turns ofParagraph of this Agreetent. Yf Sayer fall to reapo~nd withla the time rrttated is Paragraph 1Z(C') or fall, to ter~miASte tills A{;reemeat b:Y ~rrltten notice ss2 to Settler witTtlu thAt time, Buycr wilt accept the Property and agree to the RELEASE In Paragraph 1r4 of lists A.grccment. NOTICES, ASSISSSMENTS ACID M[TNYCIPA.L REQUIREMENTS (]-ltI) 3s+ (A) In the event any trotters, including violations, eatidJor assessments arc reee:ivad after Seller has sig~rcd this A.graement sad beforz ass settlemerri, Seller will within S DAYS of riving the notices and/or assessments provide a copy of the ~Satices and/or assess- 3se mauls to Buycr and will notify Buyer In writing that Seller will: Fully comply with the rrMiecs and/or asxesStnCnIS, at Sollar's enrparsc, before settlement. If Seller ftill~y ca~nplies with the 3so naEices and/or a3.scssrnezrtS, Buyer accepts the Property end egrixs to the REI.EASE in Paragraph of this A~+eemetrt, OR Not comply with the noticex antiUor asaessctrtrrts. If Sellar chooses not to comply with the notices and/or d~Se9slncrRS, or fella Sao within the stated time to notlty Brayer ~rhether Seller w1U caa?ply, Buycr vvili notify Seller is writing within_ S DAYS 3si that Buyer will: 3e2 a. Comply with the ncrtic~s eadJor assessments rat Buyer's expense, accept the Prvpcrty, and agnet t~~ Lhe; RELEASE in p~aph of this Agreement, OR b . 'Germinate This Agr+oement by written notice to 5epcr, with all deposit monies returned to Buyer aocorditrg to the terms at 3as Paragraph Z2 of this Agrocnrcnt. see Yf Buyer [after to reapoad wlthla the lime stated In iParagraptc l3(A)(2,) or [ails to terminate this AgroerArrrt by wrfttsn notice 3eT to Seller xlibin that time, Buyer will accept the Propeety and ague bo the IRELEAS)iJ in Paragraph »f tibia Agreement, sae (B) If required by law, within DAYS from the Ercecrrtion Date of this Agreement, but In no case later than ,a~'~ DAYS prior see to Settle7rrent Date, Seller will order at Seller's expose a oatlficetion from the appropriate municipal departrncnt(s) disclosing 3TO notice of any unoornccted violations of zoning, hauling, building. safety or firs ~ardinanres and/or a cerEificsE~e permitting oecu- panty of the Property. If Buyer rcuivd a Holler of any required repaitslimprw~snenis, Buycr will promptly d:;liv~x a copy of 37Z the notice to Seller. 3T3 Within _ ~ -DAYS of recciiviing notice from the municipality that repairsJiinprovtmerrts arc required, ;SraNe~r will deliver n aT4 copy of the notice to $uya and notify Huyer in writing that Seiler will: sTS a. Make the rcgttlred repeirs~improvcmcnts to the satisfaaRion of the municipality, if Seller rrtakcs~ tht required 37e repa3rslimpravements, Buyer rroaepts the Property and agrees to the RELEASE in paragraph of this ~?g~eemetrt, OR b. Not rnalce the required repairslimprave:ment5. if Seller chooses not to makr, the required repalrs/imprrnrernonts, gayer will a7a notify Salter in writing within DAYS that Buyer will: errs Make the re~pa~lraJirnpravements ai Buyer's expense, with permission acrd access to the Praputy given lby Sailer, which aeo will not bt tinrcasonabty withheld, OR asp Terminate this Agreement by written notice to Seller, with all deposit monies retnmed Do Buyer ec:vording to iho tcrins as2 of paragraph ZZ of this Agresrnerrt. sea i(f Sayer fa!{s to respond within the Nmc stated In Psrrrr$reph l3{B){1)(b) or falls to terminrrte t]bJs Agreement by written rrotlce to Seller within tlsat tune, Buyer will erccpt the Property Bad agree to tiro RELEASE: in IPpr>igr~plr ass x4 of ttrls A.grecrsr,elrt, and Bayer accepts the responsibility to pertornn the repalralirrrpravements according to the ssa tarm9 of lice notice provlded by lire municipality. aeT Z. If Seller denies Buycr permission to make the required repairs/improvcruents, or does not provide Huyc~ eracss before s8e Sextlcmeat Date to maker the required rcp~nirsfimproveancnts, Buyu may, within DAYS, tcrminatc thus Agreement by sera written nectar to Seller, witfi all deposit monies returned to Buyer ancording to tihe terms of Paragraph 2Z of t~i~, ~4gteeanertt. sera 3 . I E repairsJimpro~~eTrrents are required and Seller fails to provide a copy of the aotiioe to Buyer as required in th~ paus~rRph, Shcer will perform all rapairslirnprovements ss raquirod by the notice at Seller's expense:. I'prsgraph will earviwa settirmept. 3P2 $~yer YDitiale: _ i~ ASR Pege 7 Seller [n[tlafx: ~ t- y.~_..-. Revistd Pam 4a~bY•TrutFsx~` v,rWw.'rruefomn.aom eaad9+9.9e12 Schedule H.B.7.1 • • 34s CONDOMIIYIUMlPLANNED CQMMUNITY (HOIVXEOWNER ASSOCIATIONS) RESALE NOTICE Property is NOT a Condominium or part of a Plertned Community untcss checked below,. ae5 ~ CONDOMTNICJM. The Property is a unit oFa condominium that is primarily Tun by a unit owners' association. Section of the ace Uniform Condominium Act of Pennsylvania (see Ttotice Regarding Condominiums end Planned Commtmitics;) requires Seller to ~>a~ flrrnish Buyer with a Certificate of Resale and copies of fire condominium declaration {other than plats and pious;), the bylaws and 39B the rotes and regulations of the Bssocietlon. ago ~ PLAT1N1rD COMMUT1lTY (HQMEt3V+/NER ASSQCIATION}. The Property is pout of a planned rommua~ity F~ defined by the Uniform Planned Community Act (ace I~Sotice Regarding Condominiums and Planned Communities). Sedlon .5407(a} of rho Act raluiTes Seller to fvntish Buyer with a copy pi' thT: Declaration (athc~r than plat3 and plans}, the bylaws, the nubs and regulations 4oz of the associdaoo, and a Certificate containing the pravisitms set forth in section 5407(x) of the Act. 'fig TIY~ POLI..Ol~V]ING APPLIF~S TO PROPERTIES THAT ARE PART OF A CONDOM[NiUM OR A PLAIYI•IED COMM[fM'I'X. 4t34 (A} Within 1 S DAYS from the Exwvtion Date of this Agreement, Seller, et Seller's expense, will request from the association fl Certificate of Resale end any other documents nerxssary to enable Seller to comply with the relcvar?t Act. 'C'he~ Ate provides that the association is requiral to provide Chase dacumants within l0 days of Seller's requcct. (B) Seller will promptly deliver to Bttycr all doeumeTtts received from the association. Under tht Act, Seller is not liable to Buyer for 4oe the feiluro of the essoeiation to provide the CcrtiSeate in a tiattly manna or for einy incornct information p:ovi~dexl try the association in the Certificate. a1o (C) ?he Ad provides that Buyer rTtay dcxlare this Agroernant VOID et any time befor,G Buyer receives the assoeiie.tio:a documents and for S days after receipt, OR until settlement, whichever occurs first. Buyers notice to Seller must be in writing; upon Huyer ~tiz declaring this Agrument void, al] deposit monies will be r~etlaned to Buyer according to the terms of Para;gxapb of this 4i3 Agreamcrit. ~ t, {D} If the association has the right to buy the Property (right of first refusal), and the essocie3ion excraisrs that rigrht„ Seller will ctimburee 4is Buyer fflr nrry costs 1nc+Irred by Buyer for any inspeetiflns ar certifications obtained according to the tanns~ of the Agraanont, ~1e and any costs incurred by Buyer for. Title search, title insurance andlor mechanics' lien irTSUrance, or foe for cancellation; 4t7 Flood insutTirtac, fine insurance, hard insurance, mine subsidence insurtinct., or auty fee for cancellation; ApprsiSa] fees 41E and ch$rgcs paid in advance to mortgage lertdu. 4 i 9 TTTLIES, SURVEYS AND COSTS X24 {A) 7?te I'ropcrty Will be conveyed with good and marketable title that is insurable by a repulabte title insurance tomperTy at the regular <z1 rates, free and ricer of all liens, cncurnbrances, end taScrrteTtts, eYCeQting bowerer fire fQ!!ovring: existing dad testtictior~; historic prescxvation rcatriciions or or+diinanas; building rzstridioas; ordinances; eascment~ of roads; easem.anta visible upon the ground; aasemruts of record; end privileges or rights oFpublic service compaTries, if any. aza (B) Boyar will pay for the following: (I) Title aearrlr, title insurance endlor meclzaizics' lion insurance, ar any fee for cancellation; X25 Flood insurttrTtx, fire lnsunarx, hazard Insurance, none subsidence insruartcc, ar any fee for canccllatic~n; Appraisal fees 42a end charges P~ in advance to Tnortgagc lender; Buyer's customary settlement costs and axruals. ~IZ7 (C} Any survey or surveys rtr~uired by the title insurance ooatpaay or the abstracting sampan}~ for preparn~g; eu1 aclequete legal 42e de~rigtion of the Property (or t4Te correction thereof) will be obtained and paid for by Seller. Any survey or surveys desired by Buyer or requir+cd try ti,e marEgege lender wil( ba obtained and paid for by Buyer. (D~) If Seller is unable to gi va good and marketable title that is insurable by a r~pTttable title insurance company trt the regular rates, as x31 specified in Paragraph 15(A}, Boyer may terminate this Agreement by written notice to Seller, with a]l dtpoxlt: monies rdurned to 9uyer according to the tetm~ of Paragraph of this Agreement. Upon tetntination, Seller will reirnbutst Bayer for any costs 4x1 incurred by IIuyer for arty ittspeaKiorts or oertifleatiotts obtained according to the terms ofthis AgT+atnont, end for tho;~e itenns specified in Paragraph l5(Ii) items and itti Paragraph 15{C). (E) Seller is sot aware ofihe status ofoil, and mineral rights for Property unless otfiavrisc stated bttow: 4se J Seller dots not own all subsurfere rights to the property 4a~ ? all, Gas and 1VilaerA) Ttjghb Aadtndum (PAR FOrm t)GM) is attached. a~a (F) COAL NOTICE (Where Appilcabk) 43ii THISOOCLRtitfSlv'TMAYNUrSELL.CONVEY,TRAI~tS~FkR,[NC4UDE(Mit~fSUitE'~i871'fLETOT}iECOALAND RIGHTS OFSU'PPCIRTUNDfiRNEATH 44Q TH£ SURFACIt LANs DESCRJHED Ott RI'~ERItED 1'O HEREIN, AND THE OWN6R OA OWNL~tS OF SUCi~i COAL MAY HAVIr'r» t:[)MPLEfE Ll:t3AL RI©H7" TO REMOVE ALL SUCH COAL AND [N TIiAT CONNECTION, DAMAt]fi tktAY RESULT TQ TftE SURFACE OF THE LAl!tD AND ANY HOUSE„ a~t7 BUJLDING OR QTHER STRUCTURE ON OR [N SUCH LAND. t"1'his notice t=set forth In the manner provided ie 'Secti~oTr 1 of the Act of Iuly P.L. "Buyer Ttcknowledge5 that he may not be obtaining the right of protediam againstt suhsideaa resulting from anal mining operations, end that the property described herein ropy be protE;ctcd tbm damage doe to Tniae subsidence by a privets coatre~ct with the owners of the economic interests in the cool. "l~fls ackriowledgernent is made for the ;purpose of carnplytng 44a with the provisions of Bretton of t1TC Bipamirwus 11Tnc Subsldcncc and the Land Canscrvation Act. of April 4t7 Buys agrees to sign the deed from Sella which decd will contain the tf'txrsaid provision. (G) The Property is not a "racreatiorral cabin" as defined in the Pennsylvania Construction Cods Act unless other~!Lre stated here (sae x49 Notice Regarding Regr~ionel Cabins); MAINTENANCE A.NA klSK OF LOSS (Y-10) (A) Sellcrwill mriintain the I?roperry, grounds, fTxturT:s end pecsanell property specifically listed in this Agreement in its przscnt condition, normal wear and tear cxccptzd. 4b9 (B) lfany system err appliance included in llTC sale oi'Properry fails before srKtlerrrent, Srcltcrwill: Repair yr replace the failed system os appliance before settltanatt, OR 4s6 Provide prompt written notice to Buys of Stllrr+s decision to: a. Credit Buyer a2 settlement for the fair maAcGt value of the failed s}+6tcm ou appliance, as arc.epLable t0 the mortgage lender, 43T if any, OR 4se b. Not repair or replace the failed syste~tn or appliance, and not credit Buyer at settlement for rhea fair market value of the 43o failed systotn or ~applierTCC. 4e0 Bayer Ieltlats: A'1~ ASR PeQe S ar l I Seller loihals:1~~~,-_`__ L ~cxd ino Faro aer~~d by: "CrveFomus` r,ryyyv.TrueForma.oom B&~612 Schedule H.B.7.1 4a1 If Seller dots not repair or rcpincc the failed system or appliance or agree to cxod' Huger for its fair me:k~t onion, or it Sieber fafb to nodPy Bnyer of Seller's eholc~ Buyer will notify Seller in writing within S DAYS or befane: SetileZnent Date, 4a3 WhlcheVtT i5 cariler, drat Buyer wilt: ae4 a. A ecept il~e Property and ~c b the RELEASE in Paragraph of this Agreement, OR sea h. ?erminste this Agroement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of 4$e Faragraph Z2 of this Agreement. ae1 I! Buyer fails to respond wilthln toe time stated !n Paragraph ld{lBx3} or fails to terminate titLs Agrexrtreat by written ~aa Holies to Seller wltl~lA tAst time, Buyer will accept the Property and agree, t4 the RELEASE la PsNnag:~apb Z4 of tbfa +as Agreement. (C) Seller boars the risk of loss Brom fire or other casualties until settlemant. if any property included in this sala is de:stroyod sad not 47t rcplared prior to settlement, Buyer will: 47z Accept the Property in its thin curront condition togcthc with the proceeds of any insurance recovery obtainable by Seller, OR 4T3 Z. Terminate this Agrse:rnant 6Y written notice to Seller, with all deposit monies returned to Huyer acoorcling to the terms of aTa Paragraph of this Agntierna~t: 4TD X~, HOME WARRANTIES At or before settlement, either party mny purchase a home warranty far the Property from athird-party vendor. Buyer sad Sclfer undcrstm~d 4TT iltat a home warranty [br the Property does not alter any disclvsuro recluiroments of Biller, will not cover or warrant zany proexisting a7a defects of the Property, end will not alter, waive or extend any provisions of this Agrxrnent tcganding inspec-ti~an~s or cctificatians Oro that Huyer has elected or waived ns part of this Agreement. Buyer and Sailer underststid that a broker who rt~cornmends a home 4a° warranty may have a business relationship with the home w?arrarrty company that provides s f nanciel benefit to the brolror. iRECOIItDXNG 4e2 Th#s Agrocmmt will not be reoordod in the Off ca of the Recorder of Deeds or in any other office or pjace of public record. If Buyer aaa causes or permits this Agroemrnt to be rocordcd, Seller may elect to treat such act as a default of this Agr~xment. tea A5SIG1YlVIll;ItiPT (1-id) 4ss This Agreement is binding upon the parties. their heirs, personal represcntativc9, guardians and successors, and to the aztcnt assignabic, 4as on the assigns of the parties herds. Bnyer will not tnuisfcr or assign this Agratmet,t without iha written corese:ni of Seller unless s~ otherwise stated in this Agreement. Assignment otthls Agreement may result in additional transfer taxes. 4u Z0. GOVERNING LAW, VENUE ANA PERSONAL JURISDICTION (9-0S~ aaa {A) Tht validity and oonstrutxion of this Agreement, and the rights and duties of the parties, will be governed tin r~ccvrdancc with the 4B4 laws of the Conunonvr~th of Patnsylvan[e. ,ot (B) The parties agroo that any dispute. controversy or claim arising under or in wnnection with this Agreement or ifs p~erfarmanca by either party submitted to a court shall be $lod exclusively by and in the state or federal courts siriing in the C;oaunonwealth of Pennsylvania a°'a 2i. REPRFSENTATIONS (Il-10j ass (p) All r+eprtiscntations, claims, advertising, promotional activities, brochures or plans of any kind mach by 5ellcr, Brokers, their a~a licarsees, employees, ofhcas ar partners arc not a part of this Agreement unless expressly inaotpordai or stated in this ae~ Agrctzrrent. This Agz~oemcnt contains the vyhole sgroement betwaen Selier and Buyer, and there are no other trrm~s, obligations, 4oB oovtnants, representations, statements yr conditions, oral or otherwise, of azry kind whntsocvea coaoeminF; this Salo. This 4ae Agrcema~t will not be altered, amended, changed or modified except in writlnr exeatttod by the part[as. {g) Unless otharwlae stated to this Agreement, Buyer bas tnspscted the Propet~y (lacladfag flxtar~es sAnd soy prraonal property 9peclfecally llated berdn) before algolbg this Agreanent or 6aa waived the right to do ao, and agrt~i tv pnrcbasa the roe Property IN I75 PRESENT CONUITIC?ICI, subject to laspecdorc eontiageatdes elected la this Agreement. Bayer aeknowkdgerr boy t6,at Brokers, their llcenaeis, employees, otf<icera or paria~ bave cot ready an lodependent ezamlawtttion or determtnaHon ~ of the sinrcturaf soundness o! the Property, the age or condltiton of tlhe coraponenta, envlronnuental aondklobs, b45 t),e perraftted asap, boy of condltfob, eYlaNpg Ice t>zc locale where the Property is Blluated; oor hwve they made a mechanlcs3 boa faspettivn of auk of 16i: rystenrs coutalined therein. saT (C) Any repairs required by this Agreement will be ca®plcted in a workmanlike manner. son {I?) Broker(s) have provided or may provide services to assist unrepr+esattod parties in complying with this Agrttrnent. 5ov ZZ. DEFAULT, TERMINATION AND RETURN OF DEpOSitTS stn (A) When, Huya terminatts this Agreemari pursuant to any right granted by this Agrtxtncnt, Buyer will be entitled to a return of S11 all deposit monies paid an s~count of Pu~rahase Pricy pursuant to the terms of Paragraph 22(B), and this Agec~cnent will be siz VOID. Texrninedion of this Agrtxnnent may occur for other reasons giving rise to claims by Buyer and/or Sellier far the deposit Sig rtlorljeS. (S) Regardless of tha apparrnt entillcmczst to deposit monies, )?crutsylvanie< taw does not allow a Broker bolding dc'.posit monies to s1 s determine who is entitled to the deposit monies when settletnertt does not occur. Broker can only ttileasc the deposit mcmies: 51d if this Agroattient is terminated prior to settlement and there is no disprrtc over cntitlcmant to the deposit monies. A written agreement signed by both parties [s evidencx that tfiere is no dispute regarding deposit monies. s1a If, at}cr Broker has tooeived deposit monies, BrnlceT receives a written agreement that is signed by Buyer and' L?clier, directing sr9 Brokrr haw to distribute some ar all ofthe daposit monies. 6zo According to the terms oFa final ardor ofoouri. Szt According to the terms of a prior written agreement bctwoen Buyer and Seller That dinxts the Broker lrow~ to distribute the deposit monies if thsrz is s disputo bcivvaen rho parties that is not resolved. {5ce Paragraph jC)) sea Buyer loitipla: _ ASR Page 9 ot` I 1 Selkr Inidala: data ino Form oer+er.td Dr: TnteFo~rne'' ~nrnr.Truafv~nt~.wm 80o-49B~8912 Schedule H.B.7.1 ~ i sT4 (C) Huger end Seller agree that if there is a dispute over the entitlement to deposit monies that is unrosolve:d days after 52s the 5dtlcmcxrt Detc ata.0od in Paragraph 4(A), or any written extensions then~of, the $roker holding the depadt m,onics will, with- sze in days of receipt of Huger s written r+equcst, distribute the deposit monies to Buyer unless the Broker i:s In :ntoelpt of verifi- s~ able written notice that the dispute is the subject of litigation. If Broker has received verifiable written notice: of 'litigation prior to 62a the receipt of Buyer's request for distribution, Broker wilt continue to hold the deposit monies until receipt of a written distri- szo button agreement between Buyer and Seller or a fine! court order. Buyer and Seiler ere advised to initiate litigation for any por- sao don of the deposit monies prior to any distribution made by Broker pursuant to this paragraph. Buys and S~cllcr agree that the distribution of deposit monies based upon the passage of time doe9 net legally determine entitlement to deposit monies, end that ~z the parties maintain their legal rights to person litigation even after a dlsMbuRion is made, s,a (D) Burysr end Seller ggreo thRt Broker who holds ar distriL•utes deposit monies pursuant to the terms of Paragraph or Ptrmrytvania Inw will not be liable. Buyu and Seller agree that if arty Broker or affiliated licensee is Warned in litigation regarding deposit sea monies, the attorneys' fees and r-0sts ofthe Broker(s) and licensee(s) will be paid by the party naming them in l:itigat.ion. sae (F} Seller has the option of reiaining all sums paid by Bayer, including the deposit monies, altonld B?ryer: Fail to make arty additional payments as SpccifiCd in Paragraph OR sse Furnish false or incomplete inforrnatian to Seller, Broker(s), or any other party identified in this A,groetnont concerning s39 Buyer's regal or financial status, OR s4o Violate oT fat l to fulfill and perform any other tams or oonditior>s ofihis Agreeroeat. sot {F) Unless otherw~iae checked in Paragraph Z2(G), SclJcr may elect to retain those sums paid by Huger. including deFiosit monies: s'i2 l . On BcCOLIDt of pWCI1a*.e price, dR s43 As monies to bo applie?d to Seller's damages, OR s~ As liquidated damages for such default. s4s (G) ~ SELLER IS 1L1[MITED TO RETAINING SUMS PAID HY HUYEIi, INCLUDING DEPOSIT MgTIIES, AS sae LIQUIDATED DAMAGES. e47 (H) If Seller retains ell sums paid by Buyer, including deposit monies, es liquidated damages pursuant to Parag~rh or (t;}, see auger and Seller are relcastd from further liability or obligation and this Agrecsrrent is VOID. ~ e (I) Brokers and liansoes are not responsible for unpaid deposits. MEDIA'I')(ON (Y-lfi} sat Buyer and Sella will jubmit all disputes or claarr~s drat arise from this Agroematt, including disputes and claims o'vcr deposit motica, asz to mediation. Medleilon will be conducted in acvorde~nec with the Rules and Procedures of the Horne ScllersilHorn~t Buyers Dispute ssg Reaoiution System, unless it Is not available, in whidr case Buyer end Seller will mediate according to the terms ~aftl~e rnodiakion sys- s~ tern offtred or endorsed by the local Association of REALTORS. Medialioa fees, uantained fn the medIetor's fee schodult, will be ass divided equally among the pe~rtics end will be pusid before the mediation conference. 'I'bis mediation process moat be croncludad before 65e any pasty to thr. dispute may initiate legal proeeeding~ in any courtroom, with the exception of filing a summons ii' it is necessary to s57 atop arty statute of limitations from expiring. Any agreement reached through mediation end signed by the parties wrilll be binding (see sae Nartice Regarding Mediation). Any agroeroert to mediate disputes or claims arising from this Agreement will survive seti[ement. gag RELEASE ~o Buyer releases, quit claim9 and forever dischar-gcs SELLER, ALL BROKERS, their I.1[CEIKSEES„ 1EMlEsI:ADYEIES and pay OFFICER or PARTNER at Any oat of them and any ot[!er PERSON, FIRM or CORPORATIOI~I vrltio may he liable by ar soz thronp~ them, from any and all claims, losse9 or demands, inrlucling, but not ltlmlted ta, ptrsoaal injury and property dam- sas age and all o[ the co'asequences thereof, whether kagwn or not, which may arise from the presence of ttrarites or other woo4i- se4 baringlnsects, rpdob, [cad-based ppllit has.ardsc, mold, fungi or indoor aft qu~allty, environmental hararda, any defects in the sea irtdividbsl o>ti-lot atwage disposal aystam or de[lcieocles In the on-9ite water acrv[ce system, or any defects or ao~nd[tions on the ses Property. Should Seller be in default under the terms of tfiia Agreement or is vialatlon of any Seiler disr[c~sure~ !a?rr or regala- tlan,tbis release does not deprive Boyer of any right to punut •ny remedies that may be ar?allabte under faa? or equity. TLie sea release xiA aarvivc settlerneut. Sea REAL 1~STATE RECOVERY FUND (9-~'S) spa A Real Estate Recovery Fund exists to reimburse any persons who have obiainod a kirral civil judgment against. a p~cttnsylvenie re$1 67t estate licensee (or a licerL9ec's affiliates) owing to fraud, nusrept~esrntatlon, or deceit in a real estate transaction ~d who have born 3~z unable W polled the .judgment after exhausting all Icgal and equitable remedies. For complete dcnaiis a~bourt the Fund, call ?B3- ~g ar (within Pennsylvania) and {outside Pennsylvania). 2G. CONL'VXUNICATIONS WITiEi BUYLR A?~tD/OR S1F.I.};.F.R (1-I4) srs Wherever this Agreement eorttains a provision that requires or allows oammunicationldclivcry to a Auycr, that pra~vlsicm shall be satis- s7s ficd by communicationldelivay to the Broke for Buyer, if any, except for doeurneQts required la be delfwecrcd pursuAret to s77 Paragcaphl4. If there is no Broker far Buyer, those provisions may bt aatis5ed only by oommunicstion/delivtry being matte dlrect- 37a ly to the Buyer, unless otherwise agreed to by the parties. Whcrtver this Agreement contains a provision that requires or allows com- a mtuiicsrtion/delivery to a Sailer, that provision shall ba satisfied by comjnvnicationldeliivery to the Brofcer for Selie3-, iff any. If there is 3aa no Broker for Seller, those previsions may ba satisfied only by communicatianldelivery~ being made diruxly to the ,faller, t?rile5s other- wise agreed to by the parties. aez SPI?CIAi. CLAUSES (1-]O) sag (A) The following are part at thla Agreement If checked: sa4 [;l Sale ~ Settlement of Other Prvpcrty Contingency Addendum (PAR Form 5SP) sea ~ Salt d~ Sdilcment of Other Property Contingency with Right to Gontlnuc Marketing Addendum (PAR Form S~S~P-Cie} sae Settlemart ofOther P'roptrty Contingency Addendum (PAR Farm SOP) L~ Short Sale Addendum to Agreement of Sale (PAR Form SHS) sea ~ Appraisal Contingency Addendturt (PAR Form ACA} SD9 5 DO - ~ sa2 Boytr lattlats: ASR Pagt of Seiler Zalllals: r ,~lT ~l -.-L._~ . Revised 1=crm o~~ M'' TrueFwmic` www.TrueForm~.cofi 800~?6~ee12 Schedule H.B.7.1 ~ M ses (B) Additional Ttrra9: yap TMle an lt~tet~~~IlQI..L~L'11~4!'8 r.r? ~lltrs di~adosure. r.. ~7n V --....r ba7 36e - eox - $os _ eo4 aaa ..r___-- eae sos Bit - e~x _ St9 - - e~~ .N_.____ _ ens Bayrer end Sclka' acltnotrledgc rs~eipt of a copy of tbta Agreement at the time of atgalag. ete Tbh Agrearaent may be executed la ode or mart caunterpartb, cacti of which eball be deemed to tit +an orlg;loal and urblch 8iT counterpartr ote together ahdl constltvtt oae sad the name Agreemtat oC We Parties. a1e l+1pTlCE PARTCE.S: WHEN SIGNED, THIS AGREEMENT I5 A BINDING CUNT'RACT. Pxrti~ea to ibis tramsacti~an are ezo sdviscd to Consult a Penaaytvanla real estate attordry before signing lithcy de9ire legal aciviu, azi Return ottbb Agr+aemeat, and any adderrde and amendments, lncl~tdiag return by electronic trwnsmisaion~ bearing tl~p stlgn+stnree a22 oC a[i patties, eotrseltutes acceptance by the patties. e2s ~k~ ~ Bnytr dAg rtcelvtd the Cons+naztr Hatica ne adopted by tht State Rea! Estate Cammlasloti at l~~a, C:odt oz~ azs p~~ I~ Sayer laRa Cecelv+od a statemeIIt ~uf 8tryer'S esiirnated alosing coafic beCOrtsigning thla Ag~rc~ement. $2e ~ 11':~Bayer has read and nndenttonde the notices and r.YpMnatory InlarmAtion in tbis Agaree~eat. ~~zT Buyer has raelvad a Selkr'e Property 17Lstbsurc Statetatnt before algoiing this Agrerment~ It r~egalred by lav? aza ~~{act IaformaNoa Regardlag the Rsnl Estate Seller Disclwure I.aw}. env ~Gb Buyer bas received the Daposl# Money Nodce (Cor cooperstlve sales ~v!?en Broker for Seller i, Etolding deQsait a3o mosey) before rtgaing tbls Agreement. e31 Buyer leas rrcelvsd the Lead-Based Paint xa~rds Disdaaurt, whtrb !s attached to this Agreemea~t of Sale, ead the pamphlet Protect Yoar Faintly Crow Lead In Yogr Homy (for propertlea built prtot' to oas WITNI~SS BUYER _ DATE ~S~La s~ yVI'I'NESS _ BUYER DATE ase WITNESS _ BUYER DATE ~ Seller hoes rtaetvod the Conaurnct~ Notice na adopted by the State Real Estate CommisaloA trl Pa. Cost ~ Sellkr has received a etatemeot a1 Stllar's eetimsttai +e)losing cow before signing Chia Agreement. °s° Seller bees read and uederstands tl~e aotlees and euplsaa#ory lnforma#{oan in this Agreemea~t. esc `,trITNESS SEL DA,TE~ aAa SELLS y~Y~J~,~:~~'' C.~..~..._Y~~ DATE ~ ~ ~'i v VYITNF..SS BAi WITNESS SELLER DATE ASR Pa~c of Revised Form persen~o~d by Trt~eFortn~~ wvrw.TrueForms.aom 1i0~-4i}S~D812 Schedule H.B.7.1 ; 4 . ~ ~ . _ ~ ~ ~ ~ - ~ CONTRA~C:•TORS ~ NVOICE ~ .a ~ ~h ' ~ ~ - WORK PERFORMED AT: ,y-. ~ ~ n j { ~i ~ TO 3 ~ ~ ~ - t`' - L ~ ~ s . DATE ~ . ~ r.(. ,L ~ r r x- ~i,. ~ n~ i T ta. ~ - rte. - ~ ~ " , , ; ~ ` R- .a`~a,' M'i _ . ' ~ ~ ~ r~i.~ ; . . ~y*' ~ • • • ' • ' s ~ ± 'L! f....... 1 ~ ~ : . f • , ~ 5 to j i~. r ~J ~ ~Y~ q~.,e ' ~J: T^tC "~`'~S~ "~~,i[.lY~ ~ ~ ~ C, r~ '~iigzr t'~. ~ a~' su.r L _ } 'j . 'i°vi y ~ ~ ~ ~%tr -I Y C-~~ .~n h; ~~~q ;e~ n~~Zy~~~ t ~G.~ nii~c?he ~.x" i ~i~?i~ ~ ~ y ~~A ,s .~C,air~. ^`.'z. T,.. i.. _ t..,..>;::~ ~ kts:^'...>cH.L vui ~-:.o"^. ':-s3 syrsrc ..y, ,s,.. .w.~,+, s_ iM `'r y,•. fir.,. ~ ~ . - TN A" `~~v~. -;,.'~L. ~~~4f:.7~~~~~F~`ft:t~~~k~~ r~ ,i+~i6.... } ~I_~5~~~ ~'"''-wF_ y. ~tia~ ~ ~F~~. tn~ _ Y _e rr r• -~-r'~~a ..tCLs x yt:.yrc.;i. „~x. ,~Y ; i.,! - r.. ..r _ ~.:w-~~. - ~J`w`.~ x~~x' .,...~.L ~ x: .t~ ~t 1'rb~~~fi..ae 4.,'F ,~~I ~ - ~ r~'^J ~Cy~-- 1a~_/a~r.:y~~'''~.iisf'.e9e J'~+Kr ~ ~•--x~~.. d'`~k- ~T ~ ~ J, s J~~» 2Y 't. ~?'1"4`'~4'3'f.'I ~X.~ ~t,° C i ['~`~~~~,ats~v`"~~ ft L ~ i . - _ - z s- r~ m-^ 'e~ f.: ~ r.r+ uwtr~t~.,r1e'~-ice ~ .f- ~ y ,fir i _ t. ; r ~ r. _ ~ , _ ~ ~ _ . ~ ~ - _ , ~ ...u, _ _ _ _ w _ v _ _ _ _ _ - . - , ~ ~ _ _ - , . - r. - ? ~ _ _ . _ _ _ . . - _ _ - - _ , _ _ _ _ i( 1 _ t,~ _ U ~--t~~r'L~ ~{,?l't'~`T7't ` ? _ / ~i ~ ~ ik~~~~ ~~'L~ ' ra'1*G~~ ~ r ~.__.._.A._..__.. _ ~ ~ ~ _ _ r n _ rr ~ tt~ _ ~ 1 All Material is guaranteed to be as specified, and the above work was performed in accordance with the drauvingis and specifications provided for the above work and was completed in a substantial workmanlike manner for the agreed sum of Dollars This is a ? Partial ? Full invoice due and payable by: y Month Day Year in accordance-with 'our ? Agreement ? Proposal No. Dated _ ~ Month Day Year NC3822 CONTRACTORS 1 NVOIC~ Schedule H.B.7.21 M Consiarner Laan Servicing Center ~T~Y~p7• ! ~ 10-421-PF2 v l~l ~ i ~ ~ ~ P.O. Box g j Reading, PA August c Martin R. McCaleb Frankeberger Place East Main Street P.O. Box Mechanicsburg, PA - 5 Dear Mr. McCaleb: a~ C T~ We have received your inquiry regarding Ms. Goldie :Karns line of credia. T~ n oc n ;a Please be advised that On July the balance on account ending iin was irl principal, interest with a perdiem of $ Sincerely, c s Felicia Shaaber Consumer Loan Research Schedule I.4