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03-24-11
EX (01-10) REV-1500 PA Department of Revenue Bureau of Individual Taxes PO BOX 280601 Harrisburg, PA 17128-0601 1505610148 OFFICIAL USE ONLY _ County Code Year File Number INHERITANCE TAX RETURN 21 10 017 8 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 195-16-4139 021,22010 05131,924 Decedent's Last Name Suffix Decedent's First Name M I PINTI ROSA (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name M I Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH "fHE - - REGISTER GF WILLS FILL IN APPROPRIATE BOXES BELOW 1. Original Return ^ 2. Supplemental Return ^ 3. Remainder Return (date of death prior to 12-13-82;- ^ 4. Limited Estate ^ 4a. Future Interest Compromise (date of ^ 5. Federal Estate Tax Return Required death after 12-12-82) 6. Decedent Died Testate ^ 7. Decedent Maintained a Living Trust 0 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) ^ ^ 9. Litigation Proceeds Received ^ 11. Election to tai; under Sec. 9113(A) 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95) (Attach Sch. C-) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number GREGORY S• CHELAP, ESQ• 717-233-1CI00 First line of address 1,7 S • 2ND STREET Second line of address 6TH FLOOR City or Post Office State ZIP Code HARRISBURG PA 17101, REGISTER OF WVILLS USE QN,~Y Ca ._ _:. _~:1 ~: ' -_y ~~ i~ . ,, -. t_"3 ~- _~ .. f ~DAT~~. ILED ""'~"' ~--~- i..~'. 'fi't .> :...~ _~ } .. . ~=~ Correspondent'se-mail address: GCHELAPOSKARLATOSZONARICH • C0~1 __ Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which prepamr has any knowledge. 'SIG TORE ~JF PER RE ONSIBLE FOR FILING RETURN DA E ~~% VICTORIA CAPARELLA Z3 aslr' DDRESS ` P• 0• BOX 142 MECHANICSBURG, PA 1705~i SI TURE OF PREPARER T ER THAN REPRESENTATIVE PATE ~~ BRIDGET Nl • WHITLEY ~3 24l/ DDRES 1,7 S• 2ND STREET, 6TH FLOOR HARRISBURG, PA 17101 _ PLEASE USE ORIGINAL FORM ONLY Side 1 15 0 5 61014 8 sMasa7 a.ooo 15 0 5 61014 8 J ';~ 4 1505610248 REV-1500 EX Decedent's Social Security Number 1,95-16-41,39 Decedent's Name P I N T I R O S A - RECAPITULATION 1. Real Estate (Schedule A) 1. 8 0 , 3 8 3.O 0 2. Stocks and Bonds (Schedule B) . 2. 5 6 , 7 7 0.O 0 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) , 3. 0 . O 0 4. Mortgages and Notes Receivable (Schedule D) 4. O . O 0 5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E) 5. 15 O , 5 3 7.O 0 6. Jointly Owned Property (Schedule F) ~ Separate Billing Requested g. O • O O 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) ~ Separate Billing Requested 7. 1, 0 ~ , 0 8 5.O 0 8. Total Gross Assets (total Lines 1 through 7) g. 3 9 4 , ? 7 5.O 0 9. Funeral Expenses and Administrative Costs (Schedule H) , , 9. 6 2 , 7 3 6 • D D 10. Debts of Decedent, Mortgage Liabilities, and Liens (Schedule I) 1 p_ 7 , 3 ~ 1 . D 0 11. Total Deductions (total Lines 9 and 10) , 11. ~ O ,1 D 7 • D 0 12. Net Value of Estate (Line 8 minus Line 11) 12. 3 2 4 , 6 6 8 • D 0 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) , , 13. 0 . D 0 14. Net Value Subject to Tax (Line 12 minus Line 13) , 14. 3 2 4 , 6 6 8 • D 0 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers un~er Sec. 9116 16. Amount of Line 14 t xable ~ at lineal rate X .0 4 0 • 0 0 16. 17. Amount of Line 14 taxable at sibling rate X .12 91, , 2 6 7. 0 0 17. 18. Amount of Line 14 taxable at collateral rate X .15 2 3 3, 4 0 0. 0 0 18. 19. TAX DUE 19. 20. FILL IN THE BOX IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 1505610248 1505610248 9M4648 4.000 0.00 0.00 1,0,952.00 35, 01,0.00 45,962.00 X^ J RFV-1500 EX Page 3 File Number ~ 'I l r1 r1 l . 7 A U(:(.E'.Ul.•1IL, L-VllltllC~G A~J~+~ Gam. - - - - - - DECEDENTS NAME P T ROSA - STREETADDRESS CUMBERLAND CITY STATE ZIP CAMP HILL PA 1,701,1,- Tax Payments and Credits: 1. Tax Due (Page 2, Line 19) 2. Credits/Payments A. Prior Payments 5 0, 0 0 0. 0 0 B. Discount 2 , 2 9 8.0 0 3. Interest 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in box on Page 2, Line 20 to request a refund. (4) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (1) __ 45, 962.00 52,298.00 (3) __ 0.0 0 6, 336.00 (5) __ 0.0 0 Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; ~ ~~ b. retain the right to designate who shall use the property transferred or its income; ~ ~~ c. retain a reversionary interest; or ~ ~~ d. receive the promise for life of either payments, benefits or care?. ~ ~~ 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? . ~ L~ 3. Did decedent own an "in trust for" or payable-upon-death bank account or security at his or her death? ~ ~~ 4. Did decedent own an individual retirement account, annuity, or other non-probate property, which contains a beneficiary designation? ~ r-~ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the u:>e of the surviving spouse is 3 percent [72 P.S.§9116 (a) (1.1) (i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent (72 P.S. X9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the uses of a natural parent, an adoptive parent or a stepparent of the child is 0 percent [72 P.S. ~9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in 72 P.S. X9116(1.2) [72 P.S. ~9116(a)(1)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. ~9116(a)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Total Credits (A + B) (2) 9M4671 2.000 REV-1502 EX + (01-10) SCHEDULE A pennsylvania DEPARTMENT OF REVENUE REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Rosa Pinti 21 10 0178 __ All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price gat which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of'the relevant facts. Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F. swasss 2.00o If more space is needed, use additional sheets of paper of the same size. REV-1503 EXa+ (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDUl.EB STOCKS & BONDS ESTATE OF FILE NUMBER Rosa Pinti 21 10 01'78 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION 1.777.3855 Shares Dreyfus GNMA Fund Class A Portion disclaimed by instrument dated June 28, 2010 2 89.903 Shares Dreyfus Strategic Value Fund Portion disclaimed by instrument dated June 28, 2010 3 3,013.572 Shares Federated Funds US Gov Sec A - Account No. 0666 Portion disclaimed by instrument dated May 12, 2010 4 742.5425 Shares Federated Fund US Gov. Sec. - Account No. 7572 Portion disclaimed by instrument dated May 12, 2010 5 5,000 Par US Savings Bond Portion disclaimed by instrument dated June 28, 2010 Interest accrued to 2/12/2010 6 101 Shares Energizer Holdings, Inc. Portion disclaimed by instrument dated June 28, 2010 TOTAL (Also enter on line 2, Recapitulation) I $ 3W4696 1.000 (If more space is needed, insert additional sheets of the same size) `/ALUE AT DATE OF DEATH 11,777 2,168 23,536 5,799 5,000 2,994 5,496 56,770 REV-1508 EX+ (6-98) SCHEDULE E COMMONWEALTH OF PENNSYLVANIA ~ MISC. CASH BA,tiil4 ~RO&lTS INHERITANCE TAX RETURN , , PERSONAL PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMIBE.R Rosa Pinti 21 10 01'18 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. __ ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 MST Bank CD No. 31003913130115 6,128 Portion disclaimed by instrument dated June 28, 2010 2 MST Bank Savings Account No. 15004213033456 52,516 Portion disclaimed by instrument dated June 28, 2010 Interest accrued to 2/12/2010 4 3 M&T Bank Savings Account No. 15004213033448 6,896 Portion disclaimed by instrument dated June 28, 2010 4 MST Bank Checking Account No. 9843064834 5 5 M & T Bank Checking Account No. 33365210 679 6 Sovereign Bank CD No. 1205904798 5,828 Portion disclaimed by instrument dated May 12, 2010 7 Sovereign Bank CD No. 1205904806 5,828 Portion disclaimed by instrument dated May 12 2010 8 Sovereign Bank Money Market Savings Account No. 2331047898 55,036 9 Belco Community Credit Union Savings Account No. S1 13,920 Interest accrued to 2/12/2010 5 10 Belco Community Credit Union Checking Account No. S4 1,503 Interest accrued to 2/12/2010 1 11 Macy's - Account Refund 18 12 United States Treasury - 2009 Income Tax Refund 200 13 Comcast - Refund 23 14 Household goods and personal property 500 15 Diocese of Harrisburg - Refund 470 16 Social Security (January) 830 17 Nestle pension checks 122 Total from continuation schedules 25 3W46AD 1.000 TOTAL (Also enter on line 5, Recapitulation (If more space is needed, insert additional sheets of the same size) 150,537 Estate off: Baiia-, Pinti 21 10 0178 Schedule E (Page 2) Item Value at Date No. Description of Death 18 Amerigas - One-half interest in refund of $50.00 25 Total (Carry forward to main schedule) 25 REV-1510 EX + (08-09) Pennsylvania DEPARTMENT OF REVENUE INHERFTANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER-VIVOS TRANSFERS AND MISC. NON-PROBATE PROPERTY ESTATE OF FILE NUMBER Rosa Pinti 21 10 0178 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 i:s yes. ITEM NUMBS DESCRIPTION OF PROPERTY INCY.I.DETFEt`14MEOFTFETRANSFEREE,TF~IRRELATIONSHIPTODECEDEt`fTAND THE DATE OF TRANSFER ATTACHACOPY OF THE DEED FOR REAL ESTATE. DATE OF DEATH VALUE OF ASSET %OFDECD~S INTEREST EXCLUSION IF APPLICABLE TAXABLE __ VALUE 1~ Transamerica Life Insurance Company - One-half interest in Annuity No. 1314 20,349 100.0000 0 20,349 Portion disclaimed by instrument dated May 24, 2010. Payable to Estate 2 Transamerica Life Insurance Company Annuity #1310 63,954 100.0000 0 63,954 Portion disclaimed by instrument dated May 24, 2010. Payable to Estate 3 731.673 Shares Federated Fund US Gov. Sec. - Account No. 0664 5,714 100.0000 0 5,714 IRA Account. Beneficiary disclaimed. Payable to estate 4 Western National Life Ins. Co. (formerly AIG) Annuity 17,068 100.0000 0 17,068 Portion disclaimed by instrument dated June 28, 2010 TOTAL (Also enter on line 7, Recapitulation) $ 107,085 If more space is needed, use additional sheets of paper of the same size. 9W46AF 2.000 REV-1511 EX+ (10-09) pennsylvania ~ DEPARTMENTOF REVENUE SCHEDULE H FUNERAL EXPENSES AND ESTATE OF FILE NUMBER Rosa Pinti 21 10 0178 _ Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION _ AMOUNT A. FUNERAL EXPENSES: ~ Musselman Funeral Home 9,370 2 Cathy A. Hoffman 164 Total from continuation schedules 1,889 B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: 20 , 000 Name(s) of Personal Representative(s) Victoria Caparella Street Address P . O . Box 142 City Mechanicsburg State PA ZIP 17055 Year(s) Commission Paid: 2. Attorney Fees: 2 0, 0 0 0 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation.) Claimant Street Address City State ZIP Relationship of Claimant to Decedent 4. Probate Fees: 457 5. Accountant Fees: 6. Tax Return Preparer Fees: 550 7. 1 Skarlatos & Zonarich LLP Accrued and anticipated expenses for disbursements including copies, travel, filing fees, telephone, etc. 500 Total from continuation schedules ~ 9,806 TOTAL (Also enter on Line 9, Recapitulation) ~ $ 62 , 73 6 9was,a~ z.ooo If more space is needed, use additional sheets of paper of the same size. s Estate of: Rosa Pinti Schedule H Part 1 (Page 2) Item No. Description 3 Shepherdstown Union Hotel - Funeral Luncheon 4 Catholic Cemeteries - Internment Fee 5 Royer's Flowers - Funeral 21 10 0178 Amount 557 950 382 Total (Carry forward to main schedule) 1,889 Estate of: Rosa Pinti Schedule H Part 7 (Page 2) 2 Cumberland Law Journal - Estate Notice 3 Michael R. Ent - Appraisal Fee 4 Lowe's - New House Locks 5 Patriot News - Estate Notice 6 Napoli Professional Landscaping - Lawn care 7 US Postal Service - Postage 8 Pennsylvania American Water 9 Patriot News - Obituary 10 Amerigas 11 Snow Removal 12 One-half of costs relating to sale of 600 Manor Road 13 PPL 14 Nick Chelap, Tax Consultant - Preparation of 2009 Final Income Tax Returns 15 Eleana Pinti Reimbursement to estate for utilities and taxes on jointly owned real estate paid from estate funds 16 Verizon 17 Cathy A. Hoffman - Reimburse for assistance with estate matters 18 Patricia A. Nagel - Reimburse for assistance with estate matters Total (Carry forward to main schedule) 21 10 0178 75 325 5 232 140 18 114 161 77 35 8,277 1,104 150 (1,260) 46 292 15 9,806 REV-1512 EX + (12-08) ' pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Rnca Pinti SCHEDULEI DEBTS OF DECEDENT, MORTGAGE LIABILITIES & LIENS FILE NUMBER 21 10 0178 Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. VALUE AT DATE ITEM NUMBER DESCRIPTION _ OF DEATH ~• Victoria Caparella Reimburse expenses paid for or on behalf of decedent 2'771 2 Debbie Lupold, Treasurer 502 3 Spirit Physician Services 108 4 Heritage Medical Group, LLP 204 5 Pulmonary & Critical Care Med Assoc. 64 6 Camp Hill Emergency Physicians 35 7 Quantum Imaging & Therapeutic Assoc. 48 8 Pennsylvania American Water 32 9 US Department of Treasury - 2009 Tax Due 769 10 Amerigas 144 11 West Shore Tax Bureau - 2009 Tax Due 230 12 Pa Department of Revenue - 2009 Tax Due 481 13 PPL 239 14 East Pennsboro Township - Sewer/Trash 127 15 Debbie Lupold, Treasurer - 2010 R/E Tax 1,593 16 Verizon 24 TOTAL (Also enter on Line 10, Recapitulation) ~ $ __ 7 , 371 8W46AH 2.000 If more space is needed, insert additional sheets of the same size. REV-1513 EX+ (01-10) Pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE tVUMBER: Rosa Pinti 21 10 0178 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE TAXABLE DISTRIBUTIONS (include outright spousal distributions and transfers under Sec. 9116 (a) (1.2}.] 1, Flora Caparella 900 South 31st Street Camp Hill, PA 17011 Household goods and personal property Inventory Value: 500 28~ of Residue: 91,036 Sister 91,536 2 Shirley Pinti Marshall 499 Spruce Road New Cumberland, PA 17070 9$ of Residue: 29,262 Niece 29,262 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 1 8 OF REV-1500 COVER SHEET, AS APP ROPRIATE. ~~ NON-TAXABLE DISTRIBUTIONS A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ 0 SC~-IEDULE >~ BENEFICIARIES If n-rore space is needed, use additional sheets of paper of the same size. 9W46A1 2.000 Estate of: Rosa Pinti Schedule J Part 1 (Page 2) Item No. Description 3 Donald M. Pinti 513 Market Street New Cumberland, PA 17070 9$ of Residue: 29,262 4 James F. Pinti 6100 Westover Drive Mechanicsburg, PA 17055 9~ of Residue: 29,262 5 Richard Pinti 2421 Jericho Drive Harrisburg, PA 17110 9$ of Residue: 29,262 6 Michael A. Pinti 614 Somerset Drive Mechanicsburg, PA 17055 9$ of Residue: 29,262 7 Robert Pinti 623 Gutshall Road Boiling Springs, PA 17007 9$ of Residue: 29,262 8 Diane Pinti Cline 15 Boeing Road New Cumberland, PA 17070 9$ of Residue: 29,262 9 Anthony Pinti 43 White Oak Boulevard Mechanicsburg, PA 17050 9$ of Residue: 29,262 Nephew Nephew Nephew Nephew Nephew Niece Nephew Relation 21 10 0178 Amount 29,262 29, 262 29,262 29, 262 29,262 29,262 29,262 LAST WILL AND TESTAMENT OF ROSA PINTI I, ROSA PINTI, of 600 Manor Road, East Pernisboro Township, Cumberland County, Pennsylvania, being of sound told disposing mind and memory, do snake, publish and declare this to be my Last Will and revoke any Wills and codicils previously made by me. ARTICLE ONE Specific Bequests of Tangible Personal Propert~l I give and bequeath all of my tangible personal property, including, but not linuted to, all my automobiles, fi~rniture, fiut~ishings, books, pictures, je«~elry, china, Linen, silver, clothing, household effects and personal effects, and other tangible personal property of like :nature (not including cash, securities and other property used for the production of income), together with any existing insurance thereon as I may have provided in a memorandum kept with the original of this WiII, or to the ea-tent not so provided or not effectively disposed of in any such memoi~Endum or if the law of my state does not permit the use of a memorandum, to my sister, FLORA CAPARELLA (hereinafter my "sister"), if my Sister survives me; or, if my Sister does not survive me, this gift shall lapse and form a part of the residue of my estate passing under ARTICLE TWO. ARTICLE TWO Residuar-~- Estatc I give, devise and bequeath all of the rest, residue and remainder of my estate of whatever nature and wherever situated, as follows: (A) Tluee Elevenths (3111) thereof to my sister, FLORA CAPARELLA, if slie survives me by thirty (30} days; or, if my said sister does not so survive me, to my said sister's issue, per capita; (B) Two Elevenths {2/l l) thereof to the issue, per capita, of my brother, D011~NICK PINTI; (C) Two Elevenths (2/I 1} thereof to the issue, per capita, of my brother, LINO PINTI; and (D) Four Elevenths (~Jl I} thereof to the issue, per capita, of my brother, ANTHONY PINTI. ARTICLE THREE PAj-ment of TAxes I direct that alI estate, inheritance and other death taxes (other than generation-skippu ; transfer taxes}, and all interest and penalties thereon imposed by reason of my death with respF:ct to property subject to such taxes by reason of my death, whether such property passes through my probate estate or outside of my probate estate, and payable to any federal, state or foreign taxing authority, whether payable by my estate or by any recipient of such property, shall be :paid by the ~S-'Uii.1~1~6 R Z0~'\FQ{~1 ]11' LAST FYILL cYr TESTA~IENT OF 1405 P~iVTl ATTORNEY6 AY LAW PC7g8 f ~f 7 recipient of such property, and all my legally enforceable debts, funeral expenses and estate administrative expenses, shall be paid by the recipient of such property. ARTICLE FOUR Protective Provisions The principal of my estate and the income therefrom, so long as the same are held by my Executor, shall not be subject to anticipation, assigrullent, pledge, sale or transfer in any manner, nor shall any beneficiary have power in any manner to charge or encumber his/her Interest in my estate, nor shall the said interest of any beneficiary be liable or subject in any manner while in the possession of my Executor for any liability of said beneficiary, whether such liability arises from said beneficiary's debts, contracts, torts, or other engagements of any type. ARTICLE I'IVE Po„Jeis of Executol• In addition to and without limiting the powers conferred by case law, by stat~~tte, and by other provisions hereof, my Executor shall have the foilor~-illg rights and powers exercisable without the need for court approval: (A} Accept and Retain Investments. To accept and retain any form of real or personal property received by transfer, devise, bequest or otherwise without being :required to diversify and without being limited to the types of investments in which fiduciaries are authorized by law to invest. This authority shall specifically include the authority to accept and retain any stock of a corporate fiduciary hereunder, or in any corporation which controls or is controlled by it, or any other corporation in which it holds any ownership interest, together with any stock dividends received thereon, or any stock acquired in the exercise of subscription rights, or received by reason of any consolidation, merger or reorganization, tivithout liability for such retention. (B) Invest. To invest and reinvest in any forn~z of real or personal property without limitation by any lav,- applicable to investments by fiduciaries. (C) Voting Rights. 'ro vote a sectuity in person or by proxy, to participate in or consent to any merger, reorganization, dissolution, liquidation, voting trust plan, or other action affecting any securities held hereunder, and; to exercise conversion, subscription, and other rights of whatever nature. (D} Title To Prop~rtx. To register or hold securities and/or other property in the name of a nominee or nominees, including that of a clearing corporation, a depository, in book entry form, or to retain securities and/or other property Unregistered or in a form permitting transfer by delivery. (E} Sale, Lease and Other Dealings with PropertX. To sell, from time to time, at public or private sate, exchange, lease, encumber, option or otherwise dispose of all oI• any portion of assets Held hereunder; to make, execute and deliver deeds, moI•tgages, leases, assiglunents and other documents necessary to carry out any of the powers granted hereunder, which shall specifically include the authority to grant leases which extend beyond the period authorized by law, and; to partition, subdivide, improve and impose any restrictions on real ~#S.Altt~1']l~R 7:t~:~Alt(C]I IaY LAST II~ILL c~ TESTAIt~IE11lT OF ~40SA PI1~rT1 ATTORNEYS AT LAW D~~e ~ O~ estate held hereunder and enter into agreements concerning the partition, SL'lbdlvlSloll, improvement, zoning or management of any such real estate. (F) Borrow. To borrow money from any person or institution and pledge prope~•ty as security for repayment of funds. (G) Distributions in Kirk. To make distributions in cash or in kind, or partly in each, and; to allot different kinds of property to different shares without regard to difi:'erences in the income tax basis of such property. Any such designation, division, allocation, apportionment or valuation of property shall be binding and conclusive on all parties. (H) ~'ower to Distribute Outright. In any instance where property would be immediately distributable to a beneficiary of a trust, distribution may be made directly to such beneficiary without fiuiding slicll trtlst. The receipt of any such distribution by any such beneficiary shall be a full acquittance of the fiduciary making such distribution as to any amounts so distributed. (I} Settle Claims. To institute, prosecute and defend any and ail legal proceedings; and compromise, release, adjust and/or settle any debt or claim. (J) ~mploxment of Agents. To employ agents including attorneys, accountants, and others to perform administrative duties. (K} Disclaimer. To disclaim any interest in property which would devolve to nle or to my estate by whatever means, including but not limited to the following means: as a beneficiary under a will, as an appointee under the exercise of a power of appointment, as a person entitled to take by intestacy, as a donee/beneficiary of an lllte2' vivos tra~:isfer, as a beneficiary under any insurance policy, as a beneficiary under an individual retirement account or annuity, and as a beneficiary under any qualified or non-qualified retirement plan. (L) Property Distributable to Minors. Any property (whether income or principal) distributable to a beneficiary of my estate who is under the age of 21 shall be paid directly to the parent or guardian of such beneficiary, to a custodian selected by my Executor (other than my Executor) tinder the Pennsylvania Uniform Transfer to Minors Act or under a similai° act of any other state, or to persons caring for or having custody of such beneficiary (othe.r than Illy Executor), or may be applied for such beneficiary's benefit by payment to such other persons, organizations or institutions (other than my Executor) as rtny Executor may select. The recipient of any such payments by any such person shall be a full acquittance of my Executer as to my amounts paid. ARTICLE SIX FiduciAries (A) Executor. I appoint my sister, FLORA CAPARELLA, as Executo~• of this Will (my said Executor and any successor Executor or co-Exectrtozs shall be collectively referred to herein as my "Executor"}. Should my said sister die, renounce, resign, fail to qualify or cease to act as my Executor for whatever reason, I appoint my niece, VICTORIA CAPAItELLA, as successor Executor of this Will. Should my niece die, renoiuice, resign, fail to qualify or cease to act as my Executor, I appoint my nephew, MICHAEL PINTI, as Executor of this V~~iII. (B) Miscellaneous. Any successor Executor shall succeed to the capacity of its predecessor without re-conveyance or transfer of property and have all of the rights, powers, authorities and discretion conferred upon the original Executor. No successor Executor shall be ~SAI#lA'n~t~'L0.'~KI®-l ~~:r' BAST TYILL c~c TESTA~IE~1~T OF iROS.~I P11VT'I ATTORNffYS AT LAW Page 3 of 7 obligated to examine the accounts, records, or acts of a previous Executor, nor shall any such successor Executor in any way or manner be responsible for any act or omission to act on the part of any such previous Executor, No Executor serving hereunder at any time shall be required to file any bond or enter security in any COtlrt or jurisdiction in which said fiduciary maybe called upon to act. ARTICLE SEVEN Intee•ne•etRtion (A) Child, Children, Grandchild Grandchildren and Issue. Whenever the terms "child," "children," "grandchild," "grandchildren" and "issue" are used herein, such terms shall be interpreted to include adopted persons as well as natural persons, provided in each instance that the adoptee is under the age of eighteen (18) years at the time of adoption. Such terms are also intended to include persons in gestation at any pertinent time under this Wili, provided such perSOi1S St1I•vive birth by thirty (30) days. (1) Issue, per stir ems. In applying any provision of this Will which refers to a person's "issue, per stirpes", the children of such person are heads of their respective stocks of issue, whether or not any child of such person is then living. For example, a disposition in this Will to a person's "issue, per stirpes" shall be deemed to require a division into a sufficient number of equal shares to snake one share for each child of such person living at the time such disposition becomes effective and one share for each then deceased child of such person having one or more descendants then living, regardless of whether airy child of such person is then living, with the same principle to be: applied in any required further division of a share at a more remote generation. (B) Survival Clauses. If any beneficiary hereunder should die within thirty (30) days after my death or within thirty (30) days ailer any other person the survival of whom determines such beneficiary's rights hereunder, then such benef slaty shall be deemed to have predeceased me or such other person, as the case may be, for all purposes hereunder, (C) Governing Law. 'this V~~ill shall be construed and governed in all respects by and in accordance with the laws of the Conlmonweaith of Penns-Ivania. (D) Gender and Number. Where appropriate except where the context otherwise requires, whenever used herein, the singular includes and plural, the plural the singular alld words of any gender shall be applicable to all genders. (E) Headings/CRptions. The headings/captions of Articles, Sections and Paragraphs used herein are for convenience of reference only and shall have no significance in the eonstiuction or interpretation of this WiII. • IN WITNESS WHEREOF, I have hereunto set my hand aild seal and caused this my Last Will and Testament, consisting of S ~V [ N (~ typewritten pages, ux~luding this attestation clause and~the following Acknowledgment and Affidavit, to be executed, declared and published this ~ ~Y day of ~ t1 l y , 2009, at Harrisburg, Pennsylvania. RASA PINTI S1SAli1.A`.I~~ ~~'L(~~it11~1(}-1 ~~r LAST II~ILL c~ TESTA~IIENT OF ,ftOS~4 PINTI ATTOkNEYS AT L.AW .P'~rge ~ of 7 On thi~~~j~ day of ____ ~Lc_. , 2009, ROSA PYNTI, the Testatrix, declared to us, the undersigned, that the foregouig i strument was the Testatrix's Last Will, and rf;quested us to act as witnesses to the same and to the Testatrix's signahire thereon. The Testa#rix: thereupon signed said Will in ot~r presence, K-e being present at the same time. We now, At the Testatrix's request, in the Testatrix's presence, and in the presence of each of us, hereby subscribe ot~r names as witnesses thereto. By so doing, each of us declares that he/ she believes the Testatrix to 1>e of sound mind and memory. Address: tbc~ a z~~~' ST• CAM l l\ l tl c~ y(o I ..._. i~~~ t ~~'1'~~ ~ ~p•'~~ ~~~' BAST IT~ILL c~C TESTA~I~E~~T ~F 1ZOSf1 Plt~~'1'I ATTORtVEYS AT LAW nQge S Of 7 ACKNOWLEDGMENT COMMONWEALTH OF PENNSYLVANIA } SS: COUNTY OF DAUPHIN } I, ROSA PINTI, the Testatrix, whose name is signed to the attached or foregoing instrument, having been duly qualif ed according to law, do hereby acknowledge that I signed and executed the instrument as my Last Will; that I signed it willingly and that I signed it as my free and voluntary act for the purposes therein expressed. ~,~•n~~ ROSA PINTI Sworn or a#~inned to and acl4iowledged before me by ROSA PINTI, the Testatrix this daY of , 2009. G~-- ~~(SEAL} Notary Public My Commission Expires: N Nolatlti 8~ai p~tbH 1.• IAO~~ Nottry Public City of Har~Mbunl, Dauphin Cflunty M Canmbilon ~: June 11 ~ x013 Membar, nsyiv a Asa anon or Notaries ~KATiIATi~ ~c 7aUUlATt~f-1 »~~ LAST T~[~ILL c4~ TESTA~lIE1VT QF.RQSII PI1VT1 ATTORNEYS AT LAW Page 6 of 7 AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA ) } SS: COUNTY OF UPHIN } We, ~" and ~~-t c~ `c ~_~ the witnesses, t~ a ~e igned to the attached or forego g instrument, being duly qualifted according to law, do depose an gat we were present and saw ROSA PINTI, the Testahix, sign and execute the insh ument as the Testatrix's flee and volttntary act for the ptuposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the Will as witnesses; and that to the best of our knowledge, the Testatrix was at the time eighteen (1$) or more years of age, of sound mind and under no constralllt OI' tlndtle lllflUellCe. WIt VVitnes Sworn or affirmed to and acknowledged before me by ~ R~db R'~ ~' C ~ C !, A i' and ~,~„h~tQ~4 ~~~~~ ,the witnesses, this ay of ~_, 2009. ~C~}' AL _~ ) Notaly Public M}~ ComnusSlon Expires: ~4MM „~N8Y1.'V N!A o •~ 4 #N~ Qeb[8 1. LOQ~~, Ndiry pubNo Ct1y of NxMtburo, Oa- Country Comrt~s~on Expkls JuM 11. Z41 ~ ember, enttsyly ~ As of Noletiaa ~~~"~~`~ ~~~~~~ t~~? Lf1ST Ii'ILL c~ TEST.El~tIEtVT OF 1zOSA P111r1'1 ATTORNEYS AT lAW Page 7 of'7 r~j)j ,,"Y Illjjlij"; A. S~ement Statement (HUD-1) OMB Approval No. 2502-0265 B. Type of Loan __ _ _ _ _ ____ __ _ _ ____ __ __ ___ 1. a FHA 2. r~ RHS 3. ~~ CONV. UNINS. 6. File Number: 7. Loan Number 8. Mortgage Insurance Case Number: a.C7 vA s.~ cortv.INS. CEN154-69 233317762 446-0549155-703 -- C. Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked "(p.o.c.)" were paid outside tl dosing; they are shown here for informational purposes and are not induded in the totals. D. Name 6 Address of Borrower: E. Name 8 Address of seller: F. Name & Address of Lander: Amanda L. Duff and Joshua Rosencrance, Victoria Caparella, Executrix of the Estate of Bank Of America, N.A. joint tenants with rights of survivorship Rosa Pinti, deceased and Eleana P. Pinti, by attn: Enterprise Closing Protection Mail code: Flora Caparella, POA MS:TX2-972-04-02 G. Property Location: 600 Manor Road Camp HiII, Pennsylvania 17011 Lot 101, West Creek Hills, Book 19, Page 46, Cumberland County, Pennsylvania Summary of Borrowers Transaction 6400 Legacy Drive Plano, Texas 75024 I. Settlement Date December 21, 2010 Summary of Seller's Transaction 100. Gross Amount Due From_B_ orrower: _ . 101._ Contract Sales Price ____ _.-- 159900_00 __102_ Person_.al Property _.__ _ _.- -._ _ 103.._ Settlement. Charges to. Borrower (line 1400) _ ____._6,824.94 Adjustments for. Items Paid_ by Seller in Advance: ____________._ 106 2010 County 8 Township Taxes Dec 21, 2010 15 11 - ._ thru Dec 31, 2010___ ' _ 107_ County /.Parish Taxes ._ _ - 108. Assessments __ _ _ _ __ 109 2010-11 School Taxes Dec 21, 2010 thru Jun 30, 837 74 2011 _ . 110. Sewer/Trash - 4th qtr Dec 21, 2010 thru Dec 31, 13.75 2010 _120_ Gross Amount Due from Borrower: -_- _1.67,591_54 200_ Amounts Paid by_or in Behalf of Borrower: _201._ Deposit or_Earnest Money_________ _- _.1,000.00 _202_Printipal Amount of New_Loan _-. ____..__ ____155,846.00 ._203_ Existing Loan(s) taken subject to ___ 204_ Seller_ASsist. _ _-_____ __. ___ -____6,,060.04_ 205. Tax Service Fee _ _ _8 9.00 _ _ 206.- ----- - ---- _ _ ----- -- ---- 207. Adjustments for Items Unpaid_~ Seller: _ 210. .City l_Town. Taxes _______ __ __ ___ --- _211_County./.Parish Taxes __ -- ---_- -_----------- -_ 212. Assessments _ _ 220_Total Paid by /for Borrower: ______ _ 162,995.04 300. Cash at Settlement from / to Borrower: _.301_Gross Amount due from Borrower (line-120)_.__ _-167,591.54 ,_302, Less Amount Paid_by/for Borrower (line 220.)______ 162,995.04. 303. Cash From Borrower: 400. Gross Amount Due To Seller: 401 _ _Contract.Sales Price ___ 159,900.00 402.. _ Persona_I_Property___________ ----- -- 403. _ - ___ A djustments fo_r Items Paid by Seller in Advance; - ___ 406 2010 County 8 Township Taxes Dec 21, 2010 15 11 . thru Dec 31, 2010 _-. , ____._ _ _ _407, County !Parish Taxes _ _______ _408. __Assessments_ _ _ _ _ _ 409 2010-11 School Taxes Dec 21, 2010 thru Jun 30, 837.74 . 2011 _ _ 410. SewerlTrash - 41h qtr Dec 21, 2010 thru Dec 31, 13.75 2010 _____ ___ _ 420., _ .Gross Amount_Due to Seller: _ 160,766.60_ 500. Reductions in Amount Due to Seller: 501., -Excess. Deposit.(see,instruction.s) 502... _ Settlement Charges to Seller (l_ine_14001 10,405_00 _ 503.. _ Existing_Loan(s) tak.en.subject.to . ______ -._._ _504. - Payoff_of First Mortgage.l_oan _ n/a _ . _______ _505,_ _Payoff of SeconcJ Mortgage Loan _506._ -Seller Assist ._._____-_________ _6,060.04_ 507. Tax Service Fee 89.00 _ _ Adjustments for.ltem s Unpaid by Seller:. _ 5tQ _ City /Town Taxes _-__.__ _____ __ __ _511.. _ County /-Parish. Taxes__ __. _-_ ____._ 512. Assessments 520. Total_Reductions in Amount Due Seller: 16,554.04_ 600. Cash at Settlement to /from Seller: _601., _ Gross Amount due, to Seller (line 420)_ ..__- ____ _ 160,766.60_ 602_ .Less Reductions Amount due Seller (line 5201_ 16,554.04 $4,596.50 j 603. Cash To Seller: $144,212.56 The Public Reporting Burden for this collection of information is estimated at 35 minutes per response for collecting, reviewing, and reporting the data. This agency may not collect this information, and you are not required to complete this form, unless it displays a currently valid OMB control number. No confidentiality is assured; this disclosure is mandatory. This is designed to provide the parties to a RESPA covered transaction with information during the settlement process. n Borrower Initials: ,~ Amanda L. Duff ~ Joshua Rosencrance Victoria Caparella, Executrix ~~~ ~~' Seller Initials: ~~~~ of the Estate of Rosa Pinti, c r, eEleana P. Pinti ' deceased H. Settlement Agent: T.A. of Central PA, LLC 530 North Lockwillow Avenue Harrisburg, Pennsylvania 17112 717-724-3724 fax:866-858-2780 Place of Settlement: T.A. of Central PA, LLC 530 North Lockwillow Avenue Harrisburg, Pennsylvania 17112 Phone: (717) 724-3724 Previous editions are obsolete Page 1 of 4 HUD-1 L}tlr:;:r~;5.^r 21.201(1 10:13 /t." / ~ ment Date: December 21, 2010 Loan Number: 233317762 File Number: CEN154-69 FA L. Settlement Charges Paid from Paid from ____ _ _____ ___ __ _ _ __ 700. Total Sales /Broker's Commission: $8,195.00 _ ___ Borrower's Seller's Division of Commission (line 700) as follows--__.__ __ _ Funds at Funds at .. 701 _3,398.OQto_Re/Max Realty Associates, Inc- __ _ _____ _-_________ -__ Settlement Settlement _ 702_4,797.00. to_Keller Williams.of Central PA East ---- - - -__.---- ____J ------------- _ . - _ __ 703_Commission-Paid at-$ettlement___ . _- _ _ ___ _ __. _ - - - --- - _ - _ 8,195.00 704... Additional Commission. to Keller Williams of_C_e..ntral PA East. _ _ _ __ 225.00 _800. Items Payable in Connection with Loan. - 801. Our origination charge (from GFE #1) _ - -- --- 802. Your credit or charge (points) for the specific interest rate chosen (from GFE #2 -. _ .- -- -- _ --- - _ _.. __... -- - --- ------ --- -- - ---- - $0.00 ._._ _t303_Your adjusted origination charges ___________ __ -_________ _ _ _______(from GFE #A) 804. Appraisal Fee . (from GFE #3) - _ _to Landsafe.Appraisal-Services~_Lnc_(poc-$465_00 by_Borrower)_ __-_. __ _ - _ 805. Credit Report ___ __ __ - - ~ - (from GFE #3) __ -to Landsafe Credit Inc,_(poc $35..00 by_BorrowerL_ 806. Tax Service (from GFE #3) _. _ to BAC Tax Services C~oration--___ ___ _ 807. Flood Certification _ _ (from GFE #3) to Landsafe Flood Determination~lnc. _____ __ _ 808_„Property-Inspection.Fee. ___._ -_ ___ ____ -__ (from GFE #3) 900. Items Required- by Lender to be Paid in Advance: _ 901. Daily interest charge from Dec 21, 2010 to Jan 1, 2011 ~ 18.1500 /day for 11 days (from GFE #10) _-_. -to Bank OfAme.rica,-N.A.. ___ _ __ ___ _ __ _ 902. Mortgage Insurance Premium _ _______ (from GFE #3) _ _to-,Federal. Housing Admin __________ _ __ _ - --- - - _ _ _ __ 903. Homeowner's Insurance ___ ___ (from GFE #11} to State-Farm. Fire & Casualty-Co__________ 1000. Reserv_ es Deposited with Lender: 1001. Initial deposit for your escrow account (from GFE #9) to Bank.Of America, N,A. _1002._Hom,eowner's Insurance 3 months C~ $38.00 per month _ ___ -_ _ _ -. ______-___$1 14,00 1003,-Mortgage Insurance C~ $11.4.84 per month-..______.- . _1004,-City/T_wp Property_Taxes 11 months ~ $41.80_per month _- - .._ $459-80 - ._1005_SChool_Taxes 7 months (a~-.~132.72_per month --- -------- -- - - - $929.04 1099_ Aggregate. Adjustment -.--___ -----~ - ------ -- $-471.33 1100. Title Charges: __-_-._. _1101_Title seryices_and lender's title insurance --_ ____ -___Sfrom GFE #4) _1102,_Settlement or Closing. Fee .. - _ $ 1103. Owner's Title Insurance (First American Title Insurance Company) (from GFE #5) __ .-to T..A._of Central PA,_LLC (Risk Rate Premium: $1-,158.75) _ - _ _ _-___ --___ _ 1104. Lender's Title Insurance (First American Title Insurance Company) ____ _ to T.A. of Central PA, LLC - Lender's Premium $1,138.75 - ALTA Short form loan policy (incl PA 100,300) $100.00 __ - . _900 Endorsement (ALTA 8,1 )_ _ - -------- --- _ .. $50.00 - -- _1105._ Lender's Title Policy Limit $155 ,846.00 ------ . . . _1101i_Owner's Title Policy_Limit $159,900.00,.___ _-1107_Agent' Portion.of the Total_Title Insurance Premium--- .. _. _- - -- $1,112.44, -- _ 1108_Undervvriter's Portion of the Total Title Insurance Premium- _ -- $196.31 1109. Reimbursement for tax cert __-_ -to T.A_of.Central PA,_LLC________ 1110. Notary Fee _--. _ _to.Abby..F_.-Wendel. 1111. Deed Preparation Fee to Skarlaios & Zonarich, LLP 1200. Government Recording and Transfer Charges- _1201_Gov_ernment Recording, Charges _ ____ _ _ _ _ {from GFE _1202_Deed $ti3 00.______ _ Mortgage $90.00_.___-- Releases.$0_00 ___ _ __ 1203_Transfer Taxes. __ -- _ ______ _ -_ . - -.. _ ______~from GFE #8) 1204.__CitylCounty tax/stam~s -Deed $1,599,00-_____ Mortgape $0.00 _ . _ ._- _-__- , _1205._State tax/stamps ___- .Dee.d $1,599_00 .__________Mortgape $0:00 -_____ - --- -- __._--_-_ . _ 1206,-Other Tax 1_- _______ 1207. Other Tax 2 1208. POA Recording fee (from GFE #7) _, to Cumberland County Recorder of Deeds _ .. ------ ----------- ------- --_.. _1300. Additional Settlement Charges: _ _ .----------- _ _1301_Required-services that you. can shop for _ _ (from GFE #6~ _1302_Survey ._ - 1303. Home/Pest Inspection _. _to Inspection_Ce.nter (poc $405.00 by_Borrower)____-_____ ___ ___ $405.00 _ 1304. 2010 County & Township Taxes _ -- ---- ___. -to Debbie Lupold -tax collector (poc $501:53 by Seller) --___ __ 1305. 2010-11 School Taxes . ._to_Debbie Lupold_,tax collector (poc $1,592.58 by_Seller) - 1306. Sewer/Trash 4th qtr _.. _ __ to East Pennsboro Township-(poc $_115.00 by_-Seller) _______ _ 1307. Radon System Installation Invoice _ to H.E. Beers (poc $695,01) by_Seller)__ _ _ _ ___ 1308. Home Warranty ____to FirstAmerican Home BuYers_Protection ____-______ -____ 1400. Total Settlement Charges (Enter on line 103, Section J and line 502, Section K) ---- --------....----- borrower Initials: Amanda L. Duff ~ Joshua Rosencrance Victoria Caparella, Executrix £~} ~L Seller Initials: /Lt~C.,~ of the Estate of Rosa Pinti, "'~ ~Eleana P. Pinti deceased 199_65 599:00_ 55:00 $6,824.94 ~ $10,405.00 Previous editions are obsolete Paye 2 of 4 HUD-1 ~.= ~ Fiie Number: CEN154-69 ` Loan Number: 233317762 FA /ement Date: December 21, 2010 _ - -- - •Comparison of Good Faith Estimate~G_FE) and HUD Charges----_.__. ____- _ - ---- - -~------ Good Faith HUD Charges That Cannot Increase HUD Line No. Estimate _ ._ -- - - - Our origination charge....---__-.-__. #,801 0.00. 0__ .._ Your creditor charge (points).1`or the specific interest rate chosen. ____. #.802 0.00 0.00,_ Your adjusted origination charges _- _-_.~_._ __ #.803 _ 0.00. 0.00 Transfer taxes ___ __ .--_._._.___._.___ #1203 1 599.00 1 599.00 ---- Good Faith HUD Charges That in Total Cannot Increase More Than 10% HUD Line No. Estimate _ _Gov_emment Recording Charges _ __ #1.201 164_00 1.53,00_ .Appraisal Fee - # 804 465.00 465.00 .Credit Report _ # 805 35.00 35.00_ Tax Service # 806 89:00 89 00_ .Flood Certifcation _.__ _ - #_807 26_00 26.00_ Property Inspection Fee.___ -. # 808_ 370.00 _ 0.00_ Mortgage Insurance Premium _ #_902. 1,543.03- 1,543.03 Total 2 692.03 2,311..03 Increase between GFE and HUD Charges -381.00 -14.15% HUD Line No. Good Faith HUD Charges That Can Change Estimate - -- Initial deposit for y_our_escrow_account __ _ ._.. ___ . ___ ___ _... _ #1-001_ 1 573.98 1 031.5 _ .Daily interest charge from Dec 2.2010 to Jan 1, 2011 ,a 18.1500 / da fy or 11 des #_ 901 199.65_ 1.9.9.65_ _liomeovrner's_Insurance.__ .______ # 903 456,00 456.00_ .Title services and I_e,nder's title insurance #1101 290.00 1 482.75_ Owner's Title Insurance #1103 20:00 .20.00 -- ---- -- -- ---- -- ~...;.,., o~ nn ens nn _oan Terms Your initial loan amount is - $155,846.00 _-__ Your loan term is 30 years Your initial interest rate is 4.25 % ______ Your initial monthly amount owed for principal, interest, and $881.51 includes any mortgage insurance is [ X ]Principal [ X ]Interest j Mortgage. Insurance _ _._ ...-------_...._ .... ---.. -..- .. -. - ----- ....._.. ---- [ X --- Canyour interest rate rise? . - [ X ] No. [ ]Yes, it can rise to a maximum of %. The first change will be on and can change again every after .Every change date, your interest rate can increase or decrease by %. Over the life of the loan, your interest rate is guaranteed to never be LOWER than % or HIGHER than.. °~..------~-------- - _ ____ ___ _____ . Even If you make payments on time, can your loan balance - . [ X j No. [ ~ Yes, it can rise to a maximum of $ rise? Even if you make payments on time, can your monthly [ X ] No. [ ]Yes, the first increase can be on and the monthly amount amount owed for principal, interest, and mortgage owed can rise to $ insurance rise? The maximum it can ever rise to is $ penal-ty? loan have aprepayment Does your (X ] No_[_] Yes, your maximum.prepayment-penalty is $ ___ __- - _ Does your loan have a balloon payment? [ X j No. [ ]Yes, you have a balloon payment of $ due in years _ . _.._ . -- - - --y __.....-_._....-- ---- ._.._ . - 9 - ------ Total month) amount owed includin escrow account on - -- - - ---- --.... - -----....-------- ----- ---.._ .... [ J You do not have a monthly escrow payment for items, such as property taxes payments and homeowner's insurance. You must pay these items directly yourself. [ X ]You have an additional monthly escrow payment of $327.36 that results in a total ', initial monthly amount owed of $1,094.03. This includes principal, interest, any mortgage insurance and any items checked below: [ X ]Property taxes [ X ]School taxes [ ]Flood insurance [ ] - -- - LX ]Homeowner's insurance------ -- [_. l _...-- ---- -- - - -- -- ---- --... .- -- ------ ._ -- ------- ------ - - -- Note: If you have any questions about the Settlement Charges an d Loan Terms listed on this form, please contact your lender. Previous editions are obsolete :Page 3 of 4 _ HUD-1 Derember 21, 2010 10:13 AM '~ . inept Date: December 21, 2010 Loan Number: 233317762 s~ye~s- - -- ------- ------ Amanda L. Duff __ Joshua Rosencrance___ r rrc ~vurirvcr. vt-r• r.~-r-va FA -- sellers _ _ _ Victoria Caparella, Executrix of the Estate of ~Eleana P. Pinti _Property Addresses ______._.__ 600 Manor Road Camp Hill Penns Ivania 17011 L_____ _.._.__-_____.. _.__ I have carefully reviewed the HUD-1 Settlement Statement, and to the best of my knowledge and belief, it is a true and accurate statement of all receipts and disbursements made on my account or by me in this transaction. I further certify that I have received cppy of HUD-1 Settlement Sta~ent. > ' , / ~-• / ^~t.-Oil f~~ C' - - - -- ~~ J`'~ Borrowe~~ Se ~ I Execut x of the Estate of Rosa.Pinti, Amanda L. Duff Victena Capare , deceased ,• Borrower: - - ----- - Seller. yam---`-` ` cz `~ ~E4~J~.Gc-~ h a . osencrance Eleana P. Pinti ~ The HU0.1 Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused or will cause the funds to be FA disbursed in accordance with this st ement. /I 1 Date: December 21, 2010 Settlement Agent: _tr~~_~~r~~.~__ Abby Wend WARNING: It is a crime to knowingly make false statements to the United States on this or any other similar form. Penalties upon conviction can include a fine and imprisonment. For details see Title 18 U.S. Code Section 1001 and Section 1010. Previous editions are obsolete Page 4 of 4 HUD-1 December 21, 2010 10:13 AM DAGVX Historical Prices ~ DREYFUS STRATEGIC VALUE FUND CL Stock - Yahoto!,,., Page 1 of 1 New User? Register .Sign In Help Preview Mail w! Toolbar Yahoo! Mail ~,~~, ~ ~ A ~ ~ ~. Searc;h ~ Web Search Dow'!` 0.02°lo Nasdaq'` 0.58% HOME INVESTING NEWS & OPINION PERSONAL FINANCE MY PORTFOLIOS TECH TICKER ~- _] GET QUOTES Finance Search Dreyfus Strategic Value A (DAGVX) .......................................................... . "'i?t:. Jar1 2r, 2G1"s, 3.'•.£pnt E;,'T - U5 Markets close in 43 mitts ~"~ .. Historical Prices Set Date Range Start Date:: Feb 12 2010 Eg. Jan 1, 2010 End Date:. Feb 12 2010 Get Prices Get Historical Prices for: ' LGO.I AdGhoces i~1` Daily i`~; Weekly :;:Monthly i~ Dividends Only First ~ Rreviaus ~ Nex# ~ Last Prices Date Open High Low Close Volume Adj Close* Feb 12, 2010 24.11 24.11 24.11 24.11 0 23.94 * Close price adjusted for dividends and splits. First ~ Rreviotss ~ Next ~ Last Download to Spreadsheet Currency in USD. Inflation Ahead? ~~`~. 6 l~c~~> ~°:i.~ Turn hereW ,F%d@/%L~/. Funds are subject to risk and not guaranteed to protect investors against in8a8on. 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Mail r: ~~.,~,;~ ~ ~ ~'' ~ ~;~,..~;"r"r: Web Search Dow "~` 0.21oto Nasdaq Cf.07o10 HOME INVt::.S°~"INCA NEWS & }PINION PERSC3NAL FINANCE MY PORTFOLIQ> 'i'E+CH PICKER (~ ~ GET QUOTES t-in<~r~oc-~ >e<arc;f~ Sri. ~~ r 23. 2C~~Cl "I:£i~if~i`~~E ~-~ t"'" i.-- - -- - p ,_~I:;; - t:.S, ar~c~tsriose io ~l£rs rains Federated Fund for US Govt Secs A (FUSGX) On Apr 22: 7. i~9 o.©~ (0,13%) A -. _ , E~kTRRDE SECURITIES LLC ~"~` ~ ~ * ~ ~; Historical Prices Get Historical Prices for: GO SET DATE RANGE ADVERTISEMENT I Daily ~ Eg. Jan 1, ~~~~s ~? ?~s,;f,,~~"'" Start Date: Feb 12 2010 z0io Weekly End Date: Feb 12 2010 Monthly Dividends Only Get Prices iii'"S1 I rr-~rE's~li;)i.S I ?`~`'~X? ~ i_.=;3 `."~,~ PRICES ~' "~' Date Open High Low Close Volume Adj ""` Close* Feb 12, 2010 7.81 7.81 7.81 7.81 0 7.76 '` Close price adjusted for dividends and splits. .. I ~.~ .. >. .'"'"` '?~ Download to Spreadsheet '~''~~ "° ~,~ Copyright ~:~ 2G i b Yahoc' In ~ All rights reserved. Privacy Policy -About Our Ads -Terms of Service -Copyright/IP Policy -Send Feedback {quotes are real-time trrr f~~~„~~r,7t~ i~YS~, ai'iC7 /~.r?TC?X.4iE'E also (~E^ILIy t'.t ,f~'S f;~' other exchanges. t~•.! inforr,";;~tion ~~rovided "~a~; is" Pur irr?c~rr-~~:~tiorrai p~.rposes oily not IntPn:;@!:~ fo; tra~~tn<; plJrpCSeS Qr i9t1VIi~E^ ::".IE;tli%?' l'~-;tiprJ! nor {:3fly iJt iC?t~£;pE;'riCi>3r?t p!'OVEdE?rS IS iialJ'.`1 for ~:3fly iltfofrnatlCnc~ ££('YOi~: +s:r acc http://finance.yahoo.com/q/hp?s=FUSGX&a=01 &b=12&c=2010&d=01 &e=12&f=2010&... 4/23/2010 Q. 0 +~+ ~~ O C N U Q r- o ~~ 00 N N ~~ f` N N O ~ . o ai . cv a~ p ~ v ~ c C •L ^^L A I.J. 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FINANCE MY PORTFOLI05 TECH TICKER ......_........._~............~ GET QUOTES ?iar'.,., .., .. .." ;L, ver.;: , to ~ , ., ......... .......,`:'", ,...., . .. .. ,........, .,..... ,; ri ...: :i?:7 ..lira Energizer Holdings Inc. (ENR) At 2:OSPM EDT: X67.65 "~` 1.28 {1.93°«~ TRAaE' Free independent research ~~~ ~ br~i a~,r;i E'KTRRQE SECURITIES I.LC Historical Prices Get Historical Prices for: _- _i iGO~; ADVERTISEMENT J Set Date Range Daily Start Date: Feb 12 2010 Eg. Jan 1, 2010 'Weekly End Date: Feb 12 2010 ~.' Monthly Dividends Only Get Prices Prices Date Open High Low Close Volume Adj Close' Feb 12, 2010 54.61 54.95 53.88 54.79 695,200 54.79 ' Close price adjusted for dividends and splits. 'a'~' Download to Spreadsheet Please provide your feedback on quotes pages. Cupyriy'r: ~ 2tl?t1 Yah^,^,` I,;c, ail EigS?is reser•:HCi, Privacy Policy - .About Our Ads - Terns c?f Servi:;e - C:;F,yrig:,trig: ~'o,i::y .. Ser?d Feec9hark . 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(ENR) TRADE ~" ARE E ~° ok~s E~kTRFlOE. SECURIf1ES LLC *•;i7; tiC.:j .... . ... ...... 1., i...., ... ,. ?;}rx.,.., ...,`,~F.. I,1 t^:f ~.' '?tins At 2:08PM E.DT 67.65 t 1.28 (1.93%) Free independent research Historical Prices Set Date Range Start Date: Feb 12 End Date: Feb 12 Get Historical Prices for: GO ADVERTISEMENT •; s; Daily 2010 Eg. Jan 1, 2010 ~; Weekly 2010 ~" 'Monthly ' ;Dividends Only `Get Prices !=first ~ i,re~:ir::us ~ E~ext ~ i.-r,s Prices Date Open High Low Close Volume Adj Close' Feb 12, 2010 54.61 54.95 53.88 54.79 695,200 54.79 ' Close price adjusted for dividends and splits. i. '3'. I r'rE'.~`.~....., ~ ~`~lE:h't I _ii:iC ~'` Download to Spreadsheet Please provide your feedback on quotes pages. Capyright ?>i 20': P Yahx' In:; AI ri~hs reserved. 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Irr. http://finance.yahoo.com/q/hp?s=ENR.&a=01&b=12&c=2010&d=01&e=12&f=2010&,g==d 11/3/2010 MAR-22-10 MON 02;25 PM BELCO CU FAX N0. 717 720 6296 P, 0~ DECEDENY ESTATE INFORMATION Name(s) in which the s.ccount was held: 1 ROSA PINTI (SOLE OWNFR) _ - - - . I ._-. 881108 2. nccount number: _.~ 3. Balance as of date of death: $15,422.69 balance Accrued Dividends YTD Dividends Opened $5.34 $11.13 8/17/2009 REgular Savings: S1 _ 13,920.01 ,~ Christmas Club: S2 _ Whatver Club: S3 ~0 86 $1,82 8/26/2009 Checking: S4 _ $1,502.68 MonEy Market: S6 -- Accrued Dividends Certficate Number Y~fD Dividends Gcrtificat~;s: Balance ~~ $ ~ 4. Data tl~e account was initiated: ~, Name{s) in which Safe Deposit Box was held: NONE 6. Datc the box was initially rented: 7. Branch oddness of wi~ich the box is located: 8. Loan Infon~nation: q. Unsecured Loans: L14 Classic Visa Card p, Sec~~red Loans: C. Mortgage Loans: Balance Accrued Interest Per Diem Int ..r.~ $ $ $ ~ $ ~ $ g ~ 9. Miscellaneous: t HiS IS Tt.~ CERTIFY THAT THIS D~OCU~MENT IS A TRUE AND CORRECT COPY OF THE ORIGINAL. S TOS & ZON1~iCH !LP ESTATE OF ROSA PINTI IN THE COURT OF COMMON PL,E.AS Deceased CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION ESTATE NO. 21-10-0178 DISCLAIMER AND RENUNCIATION I, ELENA PINTI, by and through my Agent under my Power of Attorney, FLORA M. CAPARELLA, hereby exercise the rights granted to me in Chapter 62 of the Probate, Estates and Fiduciaries Code, 20 Pa. C.S.A. Sections 6201-6207, and I hereby state as follow:>: 1. My sister, ROSA PINTI, died on February 12, 2010, having made a Will, dated July 16, 2009, which was admitted to probate by the Register c-f Wills of Cumberland County, Pennsylvania. 2. My sister and I are joint owners of the following assets: a) M&T Bank Certificate of Deposit, Account Number 31003913130115. b) M&T Bank Savings Accounts, Account Numbers 15004213033448 and 150042113033456. c) Dreyfus Strategic Value Fund Class A, Account Number O'Z57- 3340878622. d) Lreyfus GNI~IA Fund Class A, t`~cccur~t Nurnber 6100- 3340878622. e) Energizer Holdings Inc., 202 shares Common Stock. f) US Series I Savings Bond No. X001178518I. g) AIG Annuity Number AN204605. Disclaimer and Re~zunciation of Eleana Pinti by and through Flora M. Caparella as Agent under Power of Page 1 of 2 Attorney 3. By operation of law, and pursuant to Chapter 63 of the Probate, Estates and Fiduciaries Code, 20 Pa. C.S.A. Sections 6301-6306, my sister's ownership interest in the assets listed in paragraph 2 above pass to me upon her death. 4. I hereby irrevocably disclaim and renounce all of my ri€;ht, title and interest in the aforementioned assets. 5. I hereby affirm that no part of the aforementioned interest: which I am disclaiming hereunder, or its benefit, has been accepted by me. 6. It is my intention by this Disclaimer and Renunciation to execute a valid and legally binding disclaimer under Chapter 62 of the Pennsylvania Probate, :Estates and Fiduciary Code, 20 Pa. C.S.A. et. seq., and Section 2518 of the Internal RevE;nue Code. 7. I understand that this Disclaimer and Renunciation is irrevocable and unqualified, and I have carefully read and fully understand the same. 8. I intend to deliver this disclaimer to the Executor under the Will. of Rosa Pinti, Deceased, and, if necessary, to file it with the Clerk of the Orphans' Cc-urt Division of the Court of Common Pleas of Cumberland County, Pennsylvania, pursuant to 20 Pa. COI1S. Stat. Ann. ~ 6204. In WITNESS W REOF, and int nding to be legally bound hereby, I have: hereunto set my hand this day of , 2010. LEANA PIN I, by and through FLORA M. CAPARELLA, Agent under Power of Attorney Sworn~and subscribed to before me this ~' "' ~ day of June, 2010. Notary Public My Commission Expires: Notarial Beal Sharon K. Shaffer, Notary Pubik City of Hartisburp, Dauphin Cou~r My Commisabn Expires Sept. 6, 201T Member, Pennsylvania Association of Notaries Disclaimer and Renunciation of Eleana Pinti by and through Flora M. Caparella as Agent under Power of Attorney Page 2 of 2 ESTATE OF ROSA PINTI Deceased IN THE COURT OF COMMON PLEAS CUMBERLAND COUNT, PENNSYLVANIA ORPHANS' COURT DIVISION ESTATE NO. 21-10-0178 DISCLAIMER AND RENUNCIATION I, ELEANA PINTI, by and through my Agent under my Power of Attorney, FLORA M. CA,PARI;LLA, hereby exercise the rights granted to me in Chapter 62 of the Probate, Estates and Fiduciaries Code, 20 Pa. C.S.A. Sections 6201-6207, and I hereby state as follows: 1. My sister, ROSA PINTI, died on February 12, 2010, having made a Will, a~ ,- dated July 16, 2009, which was admitted to probate by the Register o.~ 1Nills o Cumberland County, Pennsylvania . 2. My sister and I are j oint owners of the following assets: a. Sovereign Banlc Certificates of Deposits, Account Numbers 1205904798 and 1205904806. b. Federated Accounts, Account Numbers ~~~.Xx::XX0666, X~~~~X7572, X}~(:~(0664. 3. By operation of law, and pursuant to Chapter 63 of the Prob<~.te, Estates and Fiduciaries Code, 20 Pa. C.S.A. Sections 6301-6306, my sister's ownership interest in the assets listed in paragraph 2 above pass to me upon her death. 4. I hereby irrevocably disclaim and renounce all of my right, title and interest in the aforementioned assets. Disclaimer and Renacnciation of Eleana Pinti by and ,Page 1 of 2 through Flora M. Caparella as Agent under Power of Attorney 5. I hereby affirm that no part of the aforementioned interest which I am disclaiming hereunder, or its benefit, has been accepted by me. 6. It is my intention by this Disclaimer anal ~eniulciation to execute a valid and legally binding disclaimer under Chapter 62 of the Pennsylvania Probate, Estates and Fiduciary Code, 20 Pa. C.S.A. et. seq., and Section 2518 of the Internal Revenue Code. 7. I understand that this Disclaimer and Renunciation is irrevocable and unqualified, and I have carefiilly read and fully understand the same. 8. I intend to deliver this disclaimer to the Executor under the Will of Rosa Pinti, Deceased, and, if necessary, to file it with the Clerlc of the Orphans' Court Division of the Court of Common Pleas of Cumberland County, Pennsylvania, pLUSUant to :ZO Pa. Cons. Stat. Ann. § 6204. In WITNESS WHEREOF, and intending to be legally bound hereby, I have hE;reunto set my hand this - °'~ day of , 2010. ELEANA PINTI, by anal. through FLORA M. CAPAREL]LA, Agent under Power of Attorney Disclaimer and Renauzciation of Eleana Pinti by and through Flora M. Caparella as Agent under Power of Page 2 of 2 Attorney 4wnrn and subscribed to . M~TBank 499 Mitchell Road, Millsboro, DE 19966 Mail Code DE-MB-12 Phone (888)502-4349 Fax (302)934-2955 March 23, 2010 Skarlatos Zonarich LLp 17 South Second Street 6`~ Floor Harrisburg, PA 17101-2039 Re: Estate of: Rosa Pinti Social Security: 195-16-4139 Date of Death: Febrlaary 12, 2010 Dear Sir or Madam: Per your inquiry, please be advised that at the time of death, the above-named decedent had on deposit with this bank the following: 1. Type of Account Certificate of Deposit Account Number 3100391313011 S Ownership (Names o, fl Eleana P Pinti, joint-secondary Rosa Pinti, joint-primary Opening Date 02/10/05 Balance on Date of Death $12254.54 Accrued Interest $ 0.70 Total $12255.24 2. Type of Account Checking Account Account Number 33365210 Ownership (Names o, fl Rosa Pinti Opening Date 0228/87 Balance on Date of Death $ 678.69 Accrued Interest $ 0.00 Total $ 678.69 DECEDENT ESTATE INFORMATION 1. Name(s) in which the account was held: ROSA PINTI (SOLE OWNER) _ 2. Account number: 881108 3. Balance as of date of death: $15,422.69 Balance Accrued Dividends Regular Savings: S1 $13,920.01 $5.34 Christmas Club: S2 Whatver Club: S3 Checking: S4 $1,502.68 $0.86 Money Market: S6 Certificates: Balance Accrued Dividends $ $ 4. Date the account was initiated: 5. Name(s) in which Safe Deposit Box was held: NONE 6. Date the box was initially rented: 7. Branch address at which the box is located: 8. Loan Information: A. Unsecured Loans: L14 Classic Visa Card B. Secured Loans: C. Mortgage Loans: YTD Dividends C-pened $11.13 8/17/2009 $1.82 8/28/2009 Certficate Number Y'TD Dividends Balance Accrued Interest Per Diem Int $ $ ~~ $ $ ~~ $ $ 9. Miscellaneous: TR~.vS cA ' s LIFE INSURANCE COMPANY December 7, 2010 Estate of Rosa Pinti Victoria A Caparella Exec PO Box 142 Mechanicsburg PA 17055-0142 RE: Annuity Number(s) 02ARK001314 Dear Estate oz Rosa Pinti: Transam~crica Life Insurance Company 4333 EdBrwood Road NE PO Box :3183 Cedar Rapids, Iowa 52406-3183 A check for $20,302.74, representing the full and final death benefit payment for the above listed non-qualified tax deferred aruluity, has been sent. Next January, you will receive a Form 1099-R reporting this distribution as follows: Gross Distribution: $20,803.06 Taxable Portion: $ 3,828.00 Federal Withholding: $ 382.80 State Withholding: $ 117.52 Transamerica Life Insurance Company does not give legal, tax, or accounting advice. You may want to consult your attorney, accountant, or tax advisor with questions. If you have any questions please contact your financial professional, or call us at 1-800-553-5957 Monday - Thursday, 7:00 a.m. ~- 5:30 p.m. or Friday, 7:00 a.m. - 4:30 p.m. Central time. We appreciatE~ your business and look forward to serving you in the future. Sincerely, Kari Hunter Transamerica Life Insurance Company Claims Member of the AEGON. Group a ~ a ~ ~.. . ~ ,~ ~1tvAV~~AL Q .:i~i71 ~ ~hiIER,C~~~,4R`! '~ SEr ~ _ ~ AwAn~ Pos- SALE y ~5 .i~~._ ArNAFC ',',\\ 2 0 0 9 ~\` 2 0 0 9 ~~~._ ESTATE OF ROSA PINTI Deceased IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYZVANIA ORPHANS' COURT DIVISION ESTATE N0.21-10-0178 DISCLAIMER AND RENUNCIATION I, ELENA PINTI, by and through my Agent under my Power of Attorney, FLORA. M. CA,PARELLA, hereby exercise the rights granted to me in Chapter 62 of the Probate, Estates and Fiduciaries Code, 20 Pa. C.S.A. Sections 6201-6207, and I hereby state as follows: 1. My sister, ROSA PINTI, died on February 12, 2010, having rn~ade a Will, dated July 16, 2009, which was admitted to probate by the Register c-f Wills of Cumberland County, Pennsylvania. 2. My sister and I are joint owners of the following assets: a) Transamerica Annuity Number 02ARK001310. b) Transamerica Annuity Number 02ARK001314.. 3. By operation of law, and pursuant to Chapter 63 of the Pro~-ate, Estates and Fiduciaries Code, ZO Pa. C.S.A. Sections 6301-6306, my sister's ownership interest in the assets listed in paragraph 2 above pass to me upon her death. 4. I hereby irrevocably disclaim and renounce all of my right, title and interest in the aforementioned assets. 5. I hereby affirm that no part of the aforementioned interest which I am disclaiming hereunder, or its benefit, has been accepted by me. Disclaimer and Renunciation of Eleana Pinti by and through Flora M. Caparella as Agent under Power of Page 1 of 2 Attorney 6. It is my intention by this Disclaimer and Renunciation to execute a valid and legally binding disclaimer under Chapter 62 of the Pennsylvania Probate, Estates and Fiduciary Code, 20 Pa. C.S.A. et. seq., and Section 2518 of the Internal Revenue Code. 7. I understand that this Disclaimer and Renunciation is irrevocable and unqualified, and I have carefully read and fully understand the same. 8. I intend to deliver this disclaimer to the Executor under the Will. of Rosa Pinti, Deceased, and, if necessary, to file it with the Clerlc of the Orphans' Court Division of the Court of Common Pleas of Cumberland County, Pennsylvania, pursuant to 20 Pa. Cons. Stat. Ann. § 6204. In WITNESS WHEREOF, and intending to be legally bound hereby, I have hereunto set da of , 2010. my hand this y ~'~'~ ~~ ELEANA PINTI, by and. through FLORA M. CAPAREI,LA, Agent under Power of Attorney Sworn and subscribe~dyto^ before me this ' " day ~1~--~ Notary Public My Commission Expires: COMMONWEALTH OF PENNSYLVANIA Notarial Seat Debra L. Logan, Notary Pubis City of Harrisburg, Dauphin County My Commission Expires June 11, 2013 Member, Pennsylvania Association of Notaries Disclaimer and Renunciation of Eleana Pinli by and through Flora M. Caparella as Agent atnder Power of Attorney Page 2 of 2