HomeMy WebLinkAbout03-24-11~' ~ 1505610140
REV-1500 EX (01-10)
PA Department of Revenue OFFICIAL USE ONLY
Bureau of Individual Taxes County Code Year File Number
PO BOX 280601 INHERITANCE TAX RETURN
Harrisburg, PA 17128-0601
RESIDENT DECEDENT 2 1 1 1 0 1 7 6
ENTER DECEDENT INFORMATION BELOW _
Social Security Number Date of Deat h MMDDYYYY Date of Birth MMDDYYYY
2 0 2 2 0 4 7 1 8 0 1 1 4 2 0 1 1 0 6 0 3 1 9 2 6
Decedent's Last Name Suffix Decedent's First Name MI
M I N N I C H ~ J O A N N E W
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
Spouse's Social Security Number
FILL INAPPROPRIATE OVALS BELOW
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
1. Original Return ~ 2. Supplemental Return ~ 3. Remainder Return (date of death
prior to 12-13-~62)
4. Limited Estate ~ 4a. Future Interest Compromise (date of ~ 5. Federal Estate Tax Return Required
death after 12-12-82)
QX 6. Decedent Died Testate ~ 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust)
9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death ® 11. Election to tax under Sec. 9113(A)
between 12-31-91 and 1-1-95) (Attach Sch. C-)
CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
M A R C U S A M c K N I G H T I I I 7 1 7 2 4 0 2 3 5 3
First line of address
6 0 W E S T
Second line of address
City or Post Office
C A R L I S L E
State
P A
REGISTER OF~lI~ILLS USE ONLY`
~_ ;:. .
.~~
-~ _
y~i
Dpt~f ft~ED ~:.~'
ZIP Code L
1 7 0 1 3
Correspondent's a-mail address:
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under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best o1' my knowledge and belief,
it is tru orrect and mplete. De aration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SI AT RE OF N RE ONSIBLE FOR FILING RETURN DATE
ADDRESS oZ~ ~ /
?20 WE NORTH TREET CARLISLE PA, 1701,3
SIGNATU P PAR OT R ~ PRESENTATIVE SAT
•~
ADDRESS ~
60 WEST POM STREET _ CARLISLE PA 1,7ni,~
PLEASE USE ORIGINAL FORM ONLY
Side 1
1,505610140 1505610140 J
P O M F R E T S T R E E T
~~~
J 1505610240
REV-1500 EX Decedent's Social Security Number
2 0 2 2 0~ 4 7 1 8
Decedent's Name: J O A N N E W• M I N N I C H
RECAPITULATION
1. Real Estate (Schedule A) ..••••.••••• ..............••.•••••••••••~•• 1. •
2. Stocks and Bonds (Schedule B) ...................................... 2• •
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. '
4. Mortgages and Notes Receivable (Schedule D) .......................... 4. '
2 1 6 9 3. 5 5
5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)....... 5.
6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested ....... 6.
7. Inter-Vivos Transfers 8~ Miscellaneous N Probate Property
ested
R
Billi
~
7
•
.......
equ
ng
Separate
(Schedule G) .
8. Total Gross Assets (total Lines 1 through 7) ........................... 8. 2 1 I6 9 3 . 5 5
9. Funeral Expenses and Administrative Costs (Schedule H) .................. 9. 4 1 0 3 . 2 5
10. Debts of Decedent, Mortgage Liabilities, and Liens (Schedule I) ............. 10. 4 8 3 8 6 . 9 5
11. Total Deductions (total Lines 9 and 10) ............................... 11. 5 2 4 9 0 . 2 0
12. Net Value of Estate (Line 8 minus Line 11) ............................ 12• - 3 0 ~ 9 6 . 6 5
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made (Schedule J) ...................... 13. •
14. Net Value Subject to Tax (Line 12 minus Line 13) ...................... 14. - 3 0 ~ 9 6 . 6 5
TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers under Sec. 9116
(a)(1.2) X .0 15.
16. Amount of Line 14 taxable
at lineal rate X .045 16.
17. Amount of Line 14 taxable
at sibling rate X .12 17.
18. Amount of Line 14 taxable
at collateral rate X .15 18.
19. TAX DUE ................................................. .....19.
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
1505610240
Side 2
1505610240
0. 0 0
0. 0 0
J
REV-1500 EX Page 3
Decedent's Complete Address:
File Number
21 11 0176
Total Credits (A + B) (2) - 0.00
3. Interest
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (3) -
Fill in oval on Page 2, Line 20 to request a refund. (4)
_ 0.00
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5)
- 0.00
Make check payable to: REGISTER OF WILLS, AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE AP
PR OPRIA TE BLOCKS
1. Did decedent make a transfer and:
a. retain the use or income of the property transferred; Yes No
X
b. retain the right to designate who shall use the property transferred or its income; ...........
.................... a o
c. retain a reversionary interest; or .......
................................................
.........................................
d. receive the promise for life of either payments, benefits or care? .......................................................
^ ^
X
2. If death occurred after December 12,1982, did decedent transfer property within one year of death
without receiving adequate consideration?
....................
...............................................................
0
....
3. Did decedent own an "intrust for" orpayable-upon-death bank account or security at his or her death? .........
^
4. Did decedent own an individual retirement account, annuity or other non-probate property, which
contains a beneficiary designation? ................................................................................... (~ Ixl
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN
For dates of death on or after July 1, 1994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
3 percent [72 P.S. §9116 (a) (1.1) (i)].
For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
(72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an
adoptive parent or a stepparent of the child is 0 percent [72 P.S. §9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, excepl: as noted in
72 P.S. §9116(1.2) (72 P.S. §9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116(a)(1.3-]. Asibling is defined, undE
Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
Tax Payments and Credits:
~ • Tax Due (Page 2, Line 19)
2. Credits/Payments (1) 0.00
A. Prior Payments
B. Discount 0.00
REV-1508 EX + (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
ESTATE OF
FILE NUMBER
JOANNE W. MINNICH 21 11 0176 _
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER DESCRIPTION VALUE AT DATE
~ • ORRSTOWN BANK -CHECKING ACCOUNT #106001458 OF DEATH
21,693.55
TOTAL (Also enter on line 5, Recapitulation) I $ 21,693.55
(If more space is needed, insert additional sheets of the same size)
REV-1511 EX+ (10-09)
,.
pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES AND
ADMINISTRATIVE COSTS
to i N i t ur FILE NUMBER
JOANNE W. MINNICH 21 11 0176
Decedent's debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION
AMOUNT
A• FUNERAL EXPENSES:
1. HOFFMAN-ROTH FUNERAL HOME 615.75
B. ADMINISTRATIVE COSTS:
1. Personal Representative Commissions:
Name(s) of Personal Representative(s) CATHY SMOCK 1, 500.00
Street Address 720 WEST NORTH STREET
City CARLISLE State P= zIP 17013
Year(s) Commission Paid:
2. AttomeyFees: IRWIN & McKNIGHT, P.C. 1,500.00
3. Family Exemption: (If decedents address is not the same as claimants, attach explanation.)
Claimant
Street Address
City State _ ZIP
Relationship of Claimant to Decedent
4• Probate Fees: REGISTER OF WILLS 107.50
5 Accountant Fees:
6. Tax Retum PreparerFees: PATRICIA A. ROSENDALE, CPA 350.00
7. REGISTER OF WILLS -FILING FEE 30.00
TOTAL (Also enter on Line 9, Recapitulation) I $
4,103.25
If more space is needed, use addilaonal sheets of paper of the same size.
REV-1512 EX+ (12-08)
Pennsylvania SCHEDULE I
DEPARTMENT OF REVENUE DEBTS OF DECEDENT,
INHERITANCE TAX RETURN MORTGAGE LIABILITIES & LIENS
RESIDENT DECEDENT ~
ESTATE OF FfLE NUMBER
JOANNE W. MINNICH 21 11 0176
Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimburseii medical expenses.
ITEM
NUMBER DESCRIPTION VALUE AT DATE
OF DEATH
1. CHURCH OF GOD HOME, INC. -NURSING 37,139..84
2. BANK OF AMERICARD -CREDIT CARD 3,335.00
3. GE MONEY -CREDIT CARD 5,447.14
4. CHASE FREEDOM -CREDIT CARD 2,464.97
TOTAL (Also enter on Line 10, Recapitulation) I $
48,386.95
If more space is needed, insert additional sheets of the same size.
REV-1513 EX+(01-10)
pennsylvania ~ SCHEDULE J
DEPARTMENT OF REVENUE BENEFICIARIES
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
JOANNE W_ MINNICH ~~ 11 n~~a
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under _
Sec. 9116 (a) (1.2).]
1. MARK A. MINNICH
300 HOLLER AVENUE
SHIPPENSBURG, PA 17257
2. MICHAEL K. MINNICH
8 LIBERTY COURT
CARLISLE, PA 17015
3. CATHY M. SMOCK
720 W. NORTH STREET
CARLISLE, PA 17013
4. WILLIAM MINNICH
2528 FIR WAY, APT. A
LEXINGTON PARK, MD 20653
5. BRANDON MINNICH
14 W. SIMPSON STREET
MECHANICSBURG PA 17055
6. SHAWN MINNICH
37 W. LOCUST ST,
MECHANICSBURG, PA 17055
7. AMY E. (DELLINGER) BREWER
51 SPUR ROAD
CARLISLE PA 17013
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 T HROUGH 18 OF REV-1500 COVER S HEET, AS APPROPRIATE.
ll. NON-TAXABLE DISTRIBUTIONS:
1. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET, $
Ir more space Is neeaea, use aaaltlonal sneers of paper of the same size.
- Continuation of REV-1500 Inheritance Tax Return Resident Dececlent
JOANNE W. MINNICH 21 11 0176
Decedent's Name Page 1 File Number
Schedule J -Beneficiaries - 1
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under
Sec. 9116 (a) (1.2).]
8. RICHARD M. SMOCK
10 FIDDLER DRIVE
NEW OXFORD PA 17350
9. RYAN MICHAEL MINNICH
960 GREEN SPRING ROAD
NEWVILLE, PA 17241
10. MONICA L. MINNICH
111 BUCHER HILL, APT 7
BOILING SPRINGS, PA 17007
RELATIONSHIP TO DECEDENT I AMOUNT OR SHARE
Do Not List Trustee(s) OF ESTATE
LAST WILL AND TESTAMENT
I, JOANNE W. MINNICH, of the Borough of Carlisle, Cumberland County,
Pennsylvania, declare this instrument to be my Last Will and Testament, hereby expressly
revoking all Wills and Codicils heretofore made by me.
ONE: I direct my Executor to pay all of my debts, funeral and administrative expenses
as soon as may be done conveniently after my decease.
TWO: I give, devise, and bequeath all of my estate of every nature and wherever situate
to my husband, STANLEY C. MINNICH, provided he survives me by thirty (30) days or
more.
THREE: If my spouse has predeceased me, or failed to survive me by thirty (30) days or
more, then I give, devise, and bequeath the following:
a. To WILLIAM NIINNICH, the sum of $1,000.00;
b. To BRANDON MINNICH, the sum of $1,000.00;
c. To SHAWN MINNICH, the sum of $1,000.00;
i..
d. To AMY E. DETTLING, the sum of $1,000.00;
e. To RICHARD M. SMOCK, the sum of $1,000.00;
f. To RYAN MICHAEL 1VIINIVICH, the sum of $1,000.00;
g. To MONICA L. MINNICH, the sum of $1,000.00.
If any of the above have predecease me, the share set forth above will be
distributed in my residuary estate as set forth in Paragraph Four (4) of this my Last Will.
FOUR: If my husband, STANLEY C. MINNICH, has predeceased me; or failed to
survive me by thirty (30) days or more, then I give, devise and bequeath all of my- property of
every nature and wherever situate to my children, MARK A. MINNICH, MICHAEL K.
MINNICH and CATHY M. SMOCK, in equal shares, per stirpes. If one of my aforesaid
children should predecease me, then the share of my predeceased child shoulal be equally
distributed to the issue of said child who survive me. If one of my children should predecease
me without issue who survive me, then the share of my predeceased child should be equally
distributed to my children who survive me.
FIVE: I nominate and appoint my husband, STANLEY C. MINNIC)EI, to be the
Executor of this my Last Will. If he should predecease me, failed to qualify, or cease to serve as
Executor, I nominate and appoint my daughter, CATHY M. SMOCK, to be the Executrix in
his place.
2
SIX: My Executor may, at his discretion, compromise claims, borrow money, retain
property for such length of time as he may deem proper; lease and sell property four such prices,
on such terms, at public or private sales, as he may deem proper; and invest estate property and
income without restriction to legal investments.
SEVEN: No Executor or Executrix acting hereunder shall be required to :post bond or
enter security in this or any other jurisdiction.
IN WITNESS WHEREOF, I have hereunto set my hand and seal this :? 1sT day of
October, 1999.
/ (SEAL)
JOANNE W. MI Cg
Signed, sealed, published and declared by JOANNE W. MINNICH,, the above
named Testatrix, as and for her Last Will and Testament, in the presence of us, who, at her
request and in her presence and in the presence of etch other have subscribed our names as
witnesses hereto.
3
ACKNOWLEDGMENT AND AFFIDAVIT
WE, JOANNE W. MINNICH, CHERYL L. CLELAND and MARTHA L. NOEL,
the testatrix and witnesses respectively, whose names are signed to the foregoing instrument,
being first duly sworn, do hereby declare to the undersigned authority that the testatrix signed
and executed the instrument as her Last Will, and that she had signed willingly, and that she
executed it as her free and voluntary act for the purpose herein expressed, and that each of the
witnesses, in the presence and hearing of the testatrix, signed the Will as a witness and that to the
best of their knowledge the testatrix was, at that time, eighteen years of age or older, of sound
mind and under no constraint or undue influence.
J W. NIINNICH
CHER .CLELAND
THA L. NOEL '
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
SS:
Subscribed, sworn to and acknowledged before me by, JOANNE W. MINNICH, the
testatrix herein and subscribed and sworn to before me by CHERYL L. CLELAND and
MARTHA L. NOEL, witnesses, this 21ST day of October, 1999.
Notary ublic
Notarial Seat
Betzi A. Morrison, Notary Public
Carlisle Boro, Cumberland County
My Commission Expires Dec. 15, 2000
Member, Pennsylvania Association of Notaries
Vt~K~ 1UW1V
BANK
~1 Tradition of lxcellence
I~'ebruary 15, 201. ;~
Marcus A. McKnight III, Esq.
Irwin &. McKnight PC
60 West Pomfret Street
West Pomfret Professional Building
Carlisle, PA 1?013
T~'ax 249-6354
Re: Estate of Joanne W. Min.ni.~h
Social Security Number 202-20-4718
Date of Death January 14, 201.1
Tl IS HERERBY CERTIFIED THAT ?'HE ABOVE NAMED DECEDENT HAD THE
FO~L,LOW~NG ACCOUNT WITH ORRSTOWN BANK:
CHECKING ACCOUNT
Account No. - 106001455
Account Tie - 50+ Interest Check
Date Opened - 6/ 5 / 00
Joint Account (name/ date) -~ None
Balance - $21,693.55 _...._... ..
Accrued Interest - $4.16
est Regards,
Vicki L. Gullixon
Customer Service Specialist
77 East King Street
P,O. Box 250
Shippen~burg, PA 17257
1.888.ORRSTOWN
u~r'vennr_cbrr+~~nu~n _ c-~a7re
;~
,. d~;. ~~ ~ -.
t ~`
.' FUNERAL HQN1E ~ CREMATORY, INC
219 North Hanover Street
Carlisle, Pennsylvania 17013
717.243.451 1
toll free 1.866.451.451 1
fax 717.243.3723
vwvw.hoffmanroth.com
infoC~hoffmanroth.com
February 14, 2011
Cathy Smock
720 West North Street
Carlisle, PA 17013
Statement of Funeral Expenses for: Joanne W. Minnich
Date of Death: January 14, 2011. Account Id: 16137-016
PACKAGE: "--"-'
Traditional Funeral Service
TRADITIONAL FUNERAL SERVICE PACKAGE $ 4,550..00
Sub Total: $ 4,550.00
MERCHANDISE:
Casket: Horizon ~ $ 3,050.00
Sub Total: $ 3,050.00
. TOTAL FUNERAL HOME CHARGES: $ 7,600.00
CASH ADVANCES:
5 Certjfied Death Certificates at $ 6.00 each $ ~ 30.00
Newspaper Notice -Sentinel $ 200.68
Newspaper Notice -Patriot $ 367.07
Hairdresser $ 40.00
Additional Death Certificates $ 18.00
Sub.Total: $ 655:75
Total Funeral Expense: $ 8,255.75
Total Payments Made: $ 7,640.00
Payments Made: .
PreNeed Disc
SecurChoice
Discount Feb 14, 2011 163.35
Check 62410 Feb 14, 2011 7,476.65
Balance: ~ 615.75
Please return this portion with your Remittance.
Joanne W. Minnich
Service ID#: 16137-016
Amount Enclosed
SERVING OUR COMMUNITY SINCE 1 907
RESIDENT STATEMENT FROM
CHURCH OF GOD HOME, INC
801 N HANOVER STREET
CARLISLE, PA 17013
717-249-5322
Statement Date Due Date ACCOUNT NUMBER
01/31/2011 Upon Receipt 803033
$37,139.84
AMOUNT PAID $
JOANNE W MINNICH
c/o CATHY SMOCK
720 W. NORTH STREET
CARLISLE, PA 17013
Please make check payable to CHURCH OF GOD HOME, INC
Remit To:
CHURCH OF GOD HOME, INC
801 N HANOVER STREET
CARLISLE, PA 17013
Please detach and return this portion with your remittance to the address above.
Comments
Please contact Michele Shughart at Ext. 3095 with an billin questions Have a reat days ----- -1
$0.00 J~ $3, 346.24 ~~ $33, 793.60 ~ $0.00 $0.00 $37,139.84
-
Dat -~~ -- _ --- -- f--------ter-_ -~_ _ - --
- -
e
~~ Description r, Days/ ' ~
Rate I
Charges/ - -_ _-.
~~Payrnents '' Balance - j
__ _
__ - _ -- _____ __ _- - _ ~ -_
~ _-- . {Credit) __ ~I ~._~~ _~~
Balance Forward
$43,155.60 _ __
_ __ _ ,
$43,155.60
01/04/11 - 01/04/11 Wash, Blow Dry 1 $14.00 $14.00 $43,169.60
01 /12/11 - 01 /12/11 Copies pg 1-20 8 $1.28 $10.24 $43,179.84
01 /12/11 - 01 /31 /11 Room & Board (20) $(302.00) $(6,040.00) $37,139.84
TOTAL BALANCE DUE: $37,139.84
PAST DUE
FACILITY NAME RESIDENT NAME ACCOUNI" NUMBER
CHURCH OF GOD HOME, INC JOANNE W MINNICH 803033
1N IZE: LSr1~ATE OF
JOANNE W MINNICH
STATE OF Pennsylvania
IN "I'HE REGISTER OFD WILLS
CUMBERLAND COUNTY
CASE#: 211.10176
STATEMENT OF CLAIM
I :~mcrican Infosource as a~rnt fur Bank ofAmcrica hereby presents tior tiling against the above
estate this statement of claim in the amount of ~ X3,335.00
2. The basis for the claim is account number 5490330695966504 which was open on
6/1/1990
3. T11e tax identification number of the claimant is (ifavailable) 510331454
4. The nai-ne and address of the claimant is American Infosource as agent for Bank of America
P.O. Box 248852, Oklahoma City, OK 73124
5.
6.
7.
8.
This claim IS NOT contingent
This claim IS NOT secured
Tl~e last payment made on the account was $ $65.00 on 12/17/2010
Please Send payments t0 American Infosource as agent for Bank of America
P.O. Box 248852,
Oklahoma City, OK 73124
Please write the above account number on your check.
Under penalties of perjury, I declare that I have read the foregoing, and the facts alleged are true, to the
best of my knowledge and belief.
Executed this 14 day of
March 2011
American Infosource as agent for Bank of America
Claii-nant Name: Craig Smith
Claimant Signature:
State of Oklahoma ,County of nklahoma
IN WITNESS WHEREOF, I have set my hand and notarial seal this
14 day of c 2011
,,,,
~; .
Notary Public =~,'~~'„~~-~~-~ z~-_
s:
My Commission Expires: ~Y~~~~F~,~,~/ o`'~`
GEOSMART/GEMB
GE Money
N
Summary~of aiccountActiyity
Previous Balance $5,615.44
+ New Purchases $0.00
- Payments $215.00
+/- Credits, Fees & Adjustments (net} $0.00
+/- Interest Charge (net) $46.70
New Balance 35,447.14
Credit Limit $9,600.00
Available Credit $4,152.00
Days in Billing Period 31
Pay online for free at: wWW.gemoney.com
For GE Money customer service or to report your card lost or
stolen, call 1-800-250-5411.
Best times to call are Wednesday -Friday
Cardholder Name: JOANNE MINNICH
Account Number : 6034 625;10024 6305
Statement Closing Date: 01/03/2011
Payment. Information
New Balance 35,447.14
Total Minimum Payment Due 3115.00
Payment Due Date 01!2612011
PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE.
We may convert your payment into an electronic debit. See
reverse side.
Late Payment Warning: If vue do not receive your Total
Minimum Payment Due by the Payment Due Date listed above,
you may have to pay a late fE-e up to $35.00 and your APRs
may be increased to the Pernalty APR of up to 29.990%.
Minimum Payment Warninct: Making only the Total Minimum
Payment Due will increase the amount of interest you pay and
the time it takes to repay your balance. For example:
ti` yoa~make no You wvili pay off . ' And you wilt:end up
add~ttonat charges- the bietiatlc~shawn paymg:ar4 estirnated
using this ca~d:And on this~at~fiernent _ > total of ...
:each month you in: akaQi~ .•.
a .~~ --
Only the minimum 6 years $7,268.00
payment
$176.00 :3 years $6,333.00
(Savings = $935.00)
If you would like information .about credit counseling services,
call 1-877-302-8797.
Promotional Purchase=:Summary
Promotional Promotional Billed Tran Date Description Initial
Expiration Balance Interest Charge Purchase
Date Amount
UNTIL PAID OFF $5,421.54 $46.23 11/23/2009 Fixed Payment With Interest $8,000.00
On Deferred Interest promotions, Interest Charges accrued from the date of purchase will be ;added to your Account unless (1)
the promotional purchase amount(s) is paid in full by the Promotional Expiration Date and (2) ~aach Minimum Monthly Payment
is paid by the Payment Due Date.
To make more than one payment see Make Payment To address or pay online at www.gemoney.com
Transaction Snr~~n-aty„ , .:. = -~
Tran Date Post Date Reference Number Description Amount
12/06/2010 12106/2010 P912300P501CtRHP05 PAYMENT -THANK YOU $100.00 CR
12/16/2010 12/16/2010 P912300PF01 DJDLSK PAYMENT -THANK YOU $115.00 CR
FEES
TOTAL FEES FOR THIS PERIGD 30.00
INTEREST CHARGED
01/03/2011. 01/03/2011 INTEREST CHARGE ON PURCWASES $46.7C
~ '~ TOTAL INTEREST FOR THIS PERIOD 346.70
-2017 Ta#als Year to-Date
Total Fees Charged in 2011 g,o.ao
Total Interest Charged in 2011 $416.7
NOTICE: See reverse side and additional pages (if any) for important information concerning your account.
5302 0006 CWH 1 7 3 110103 PAGE 1 of 3 9123 5200 W402 OlEJ5302 110693
02/21/11 $2,464.97 $0.00 ~
~2•0o CHASE ~~
Account number: 4266 8510 2080 5781
Make your check payable to:
Chase Card Services.
• Please write amount enclosed.
- New address or a-mail? Print on back.
4266851D2D80578100DD820000246497000000DOOOD0005
25972 BEX Z 02411 D
JOANNE W MINNICH
720 W NORTH ST
CARLISLE PA 17013-2226
Inrlllrr~Illrnurllrrllnrlrlr~I~InIrI~IInnlrlllrnrlnll
f~~~IIIrIIIIIIIIIIIIIIIIII~IIIIIIIIIIIIII~~IIIIIIIIr1IIl1II11I
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19886-5153
~: 5000 ~ 60 28~: 204 i0 2080 5 78 1011•
CHASEl3
f reedom• ®Manage your account online: Addtional contact information
www.chase.com/creditcards conveniently located on reverse side
ACCOUNT SUMMARY PAYMENT INFORMATION
Account Number: 4266 (1510 2080 5781 New Balance $2 464 97
Previc/u: B»lance ~ 448 ~ Payment Due Date 02/21/11
Payment, Credits _~0 ~ Minimum Payment Due
$82.00
Purchases x.$38,41 Late Payment Werning: If we do not receive your minimum
Intarest Charged +~i8 ~ payment by the date listed above, you may have to pay a late fee of
New Balance
$2
464
97 up to $35.00 and your APR's will be subject to increase to a
- _-_-. _-- ,
. maximum Penalty APR of 29.99%.
Opening/C:luslrlg Uate 12/25/10 - 01/24/11 Minimum Payment Warning: If you make only the minimum
Total Credit Line ~ 300 Payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
Available Credit $2,835
Cash Access Line $1,060 If you make no You will pay off the And you will end up
Available for Cash $1 060 additional charges balance shown on paying an estimated
using this card and this statement in total of...
each month you about...
pay...
Only the minimum 23 years $g,P87
payment
$103 3 years $3,686
(Savings=$4,591)
n you woula uke tntormabon about credit counseling services, call
1-866-797-2885.
CHANGE TO MINIMUM PAYMENTS: Effective 03/15/2011, your minimum payment will be the larger of $25 or
the amount owed if less, OR the total of 1 % of the New Balance plus interest and late fees billed on the
statement. Any amounts that are past.due or over your credit line (if applicable) may be added to your minimum
payment.
CHASE .FREEDOM: ULTIMATE REWARDS' SUMMARY
Previous points balance 13,77P Earn an unlimited 1 % cash back on all your
Points earned on purchases 39 purchases. You'll earn a total of 5% Cash Back
Bonus points from Ultimate Rewards Travel p in quarterly bonus categories that change.
Bonus points earned at Ultimate Rewards Mall p. Signing up is free and easy! 5% Cash Back
Current points balance 13,811 categories are subject to a quarterly maximum.
See full details at chase.com/freedom.
Redeeming your points for cash back is easy! For example, 2,000 points . $20 cash back. You can receive a check, statement
credit, or even direct deposit into your Chase Checking account. Did you know that you can get a discount when you redeem your
points for select gift cards? Just visit www.chase.com/freedom to see all of your redemption options~or call the number on the back
of your card.
ACCOUNT ACTIVITY
Date of
Transaction Merchant Name or Transaction Description $ Amount
01/04 Payment Thank You Electronic Chk
-80.00
~ ~~~
12/25 THE SENTINEL 717-2432611 PA
01/20
CHASE •ID PROTECTION 886-217-0291 DE 12.92
01/22
TI1E SENTINEL 717-2432611 PA 11.99
1 50
~ ~ ~~~~ '
01/24 PURCHASE INTEREST CHARGE
58.34
TOTAL INTEREST FOR THIS PERIOD
$58.34
0000001 FIS33338 D 12 000 N Z 24 11/01/24 Page 1 of 2 05886 MA MA 25972 02410000120452597201
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