HomeMy WebLinkAbout11-3303
Burton Neil & Associates, P.C.
By: Edward J. O'Brien, Esquire ID. NO. 32985
1060 Andrew Drive, Suite 170
West Chester, PA 19380
(610) 696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
701 East 60th Street N
Sioux Falls, SD 57117
Plaintiff
V.
?J ::' THE P OTMONOTAR`f
201 11 r. P28 PM I: 12
rUMBERLAND COUNTY
PENNSYLVANIA
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
PATRICIA A ERDMAN NO. f 1- 3SCS Ci Vl
1419 Yorktown Road
Mechanicsburg PA 17050-1951
Defendant CIVIL ACTION -LAW
Complaint - Notice
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to
the claim set forth against you. You are warned that if you fail to do so, the case may proceed without
you and a judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money
or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERENCE AND INFORMATION SERVICE
Cumberland County Bar Assoc.
32 South Bedford Street
Carlisle, PA 17013
Telephone No. 717-249-3166 or 800-990-9108
C-49104
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PC257 I V 7
Burton Neil & Associates, P.C.
By: Edward J. O'Brien, Esquire ID. NO. 32985
1060 Andrew Drive, Suite 170
West Chester, PA 19380
(610) 696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
701 East 60th Street N
Sioux Falls, SD 57117
Plaintiff
V.
PATRICIA A ERDMAN
1419 Yorktowne Road
Mechanicsburg PA 17050-1951
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
: NO.
CIVIL ACTION - LAW
Complaint
1. Plaintiff is CITIBANK (SOUTH DAKOTA), N.A., with place of business located at
701 East 60th Street North, Sioux Falls, South Dakota.
2. Defendant is Patricia A Erdman, who resides at 1419 Yorktowne Road,
Mechanicsburg, Cumberland County, Pennsylvania.
3. Plaintiff is a national banking association, engaged in various types of banking
business including consumer lending through the issuance of credit cards.
4. Plaintiff furnished consumer credit to the defendant by means of a(n) CITI
MASTERCARD credit card with account number ending in 1549 hereinafter referred to as the
credit card account.
5. Plaintiff kept accurate running records of all debits and credits to the account.
6. Plaintiff mailed to defendant monthly statements for the account including the billing
statement attached hereto as Exhibit A. The monthly statements accurately stated the previous
balance, the debits and credits to the account for the prior billing period.
7. Before plaintiff mailed Exhibit A, defendant had for many months made payments on
account of the billing statement or retained the statement without payment.
8. Defendant's actions as set forth above constituted an account stated between parties
for the sum of $21,761.41 which sum reflects the Exhibit A statement balance less credits, if any,
which were applied subsequent to the date of Exhibit A.
Wherefore, plaintiff demands judgment against defendant for the sum of $21,761.41, and
the costs of this action.
Burton Neil & sociates, P.C.
By:
'Edw'ard rien, Esquire
Attorney for Plaintiff
The law firm of Burton Neil & Associates, P.C. is a debt collector.
www:citicards.com r '®
III 1549 1/06/11 21761.41 $3407.91
20 V1 0296 1 MC 4
PATRICIA A ERDMAN
1419 YORKTOWNE RD
MECHANICSBURG
17050-1951000
CITI CARDS
P.O. BOX 182564
COLUMBUS, OH
43218-2564
PA
c ?9iay
Citi® Dividend Platinum Select' Card
Account c rd 1549
www.citicards.
Summary of Account Activity
Previous Balance
Payments
Other Credits
Purchases
Cash Advances
Fees Charged
Interest Charged
New Balance
Past Due Amount
Amt. Over Credit Limit
Credit Limit
Available Credit
Cash Advance Limit
Available Cash Limit
Statement Closing Date
Days in Billing Cycle
Customer Service: 1-800-866-9900
BOX 6500 SIOUX FALLS, SD 57117
Payment Information
Payment must be received by 5:00 PM
local time on the payment due date.
$21,390.00 New Balance $21,761.41
- 0.00 Minimum Payment Due $3 407.91
- 0.00
1 Payment Due Date 01/66/2011
+ 0.00
+
0.00
+$35.00 Late Payment Warning: If we do not receive
payment by the date listed above
ou ma your minimum
hav
t
+$336.41 , y
yy
late fee of up to $35 and your APRs may be
to th
i
bl e
o pay a
increased up
e var
a
e Penalty APR of 29.99%.
$21,761.41
$2,238.09 Minimum Payment Warning: If you make only
pa ment each period, yyou will pay more in
w
ll t
k
l the minimum
interest and it
$581.41 i
a
e you
onger to pay off your balan ce. For example:
If you make no You will pay
additional charges off the balance And you will end
u
i
$21,180
using this card shown on this p pay
ng an
estimated total
$0
$10
9
0 and each month you statement in
a of...
,
$0 p
y... about...
12/08/2010 Only the minimum payment 32 year(s) $50
417
30 ,
$715 3 year(s) $27,997
(Savings= $22,420)
If you would like information about credit counseling
services, call 1-877-337-8188.
Sak Date Post Date Reference Number Activity Since Last Statement Amount
Fees
12/08 LATE FEE - NOV PAYMENT PAST DUE
TOTAL FEES FOR THIS PERIOD 35.00
35.00
Interest Charged
1208 INTEREST 12/08 INTEREST CHARGED TO PURNPRR10/29110.
TOTAL INTEREST FOR THIS PERIOD
2010 Totals Year-to-Date
Total Fees charged in 2010 130.00
Total Interest charged in 2010 3,371.54
****Dividend Dollars Summary****
Previous Statement Dividend Dollars Total 21.47
Base Dividend Dollars Earned 0.00
Total Dividend Dollars Earned this period 0.00
Total Dividend Dollars Available 21.47
0.55
335.86
336.41
EXHIBIT-?
SEND PAYMENTS TO:
PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION.
451
WWW:Citicards.com
20 V1 0296 1 MC 4
PATRICIA A ERDMAN
C tl®
Sale Date Post Date Reference Number Activky Since Last Statement Amount
Your account is seriously past due and your credit privileges have been
suspended. Please call the toll-free number shown above to learn about our
special payment options. Call Monday - Friday, 7 am - 9 pm, or Saturday, 8 am
5 pm, Central Time.
Please be sure to pay on time.
If you submit your payment by mail, we suggest you mail it no later than
12/30/2010 to allow for enough time for regular mail to reach us.
Interest Change Calculation
Type of Balance
PURCHASES
Standard Purch
Purch Prior 10/29/10
ADVANCES
Standard Adv
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Percentage Balance Subject to
Rate (APR) Interest Rate Interest Charge
18.990%(V) $35.27(D) $0.55
18.990%(V) $21,516.89(D) $335.86
25.240%(V) $0.000) $0.00
SEND PAYMENTS TO:
PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 451
Verification
I,
am employed by Citicorp Credit Services, Inc. (USA)
(hereafter CCSI), a subsidiary of plaintiff, Citibank (South Dakota), N.A. CCSI is a service
provider for plaintiff in that it services credit card accounts owned by plaintiff. I am authorized to
make this verification on behalf of plaintiff. The statements of facts set forth in the complaint are
true and correct upon my information and belief and are made subject to the penalties of 18 Pa.
C.S. Section 4904, relating to unworn falsification to authorities.
C-49104
Patricia A Erdman
Account number ending in 1549
1008
Patricia A Erdman, Pro Se
1419 Yorktowne Road
Mechanicsburg, PA 17050
ri
c N
C= c
IN THE COURT OF COMMON PLEAS OF THE COMMONWEALTH OF PENNSgIVVI I
-n
IN AND FOR CUMBERLANDCOUNTY? ?rn
r
->
Cn
Cl ? q
CITBANK S.D., N.A.
q
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_ C M
Plaintiff, _< Co
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Case Number. 11-3303 CIVIL TERM
V.
PATRICIA A ERDMAN
Defendant.
ANSWER OF DEFENDANT
Pro Se Defendant hereby enters her appearance and answers the Complaint: as follows:
1. Denied. The Defendant is without sufficient information or knowledge to form a belief
as to this averment's veracity.
2. Admitted.
3. Denied. The Defendant is without sufficient information or knowledge to form a belief as
to this averment's veracity.
4. Admitted. Although Defendant used the credit card, Defendant denies there an
agreement exists between the parties.
5. Denied. Defendant is without sufficient information or knowledge to form a belief as to
this averment's veracity. Defendant requests Plaintiff produce allocation of all payments,
itemized list of charges and payments and itemized charges and fee added to the
outstanding balance.
6. Admitted in part. Denied in Part. Defendant admits to receiving monthly statement but
denies that the statements accurately contain balances. The statements contain illegal
This document was prepared by or with the assistance of an attorney employed by Persels & Associates,
LLC, 1-800-498-6761
charges for the Plaintiff benefit thus is not accurate. Monthly statements were created by
Plaintiff and without Defendant or other third party involvement.
7. Admitted. Defendant refuses to pay illegal charges.
8. Denied. No agreement exists between the parties.
WHEREFORE: The Defendant respectfully requests the Plaintiff's Complaint be
dismissed and the relief requested in Plaintiff's Complaint be denied
The Defendant Further Answers:
9. Defendant is a Pro Se Defendant during these proceedings.
10. Defendant does not want to avoid a valid debt owed to Plaintiff, but Defendant requires
Plaintiff validate its standing and claims against Defendant.
11. Defendant further contests all finance charges and additional fees which are illegal,
unreasonable and unconscionable whereby seeks relief that all such charges be voided
retroactively.
WHEREFORE: The Defendant respectfully requests the Plaintiffs Complaint be dismissed
and the relief requested in Plaintiff s Complaint be denied
NEW MATTER
12. Plaintiff s Complaint fails to state a cause of action upon which relief can be granted.
13. Plaintiff s Complaint is barred by the Laches Doctrine.
14. Plaintiff s Complaint is barred by the Unjust Enrichment Doctrine.
15. Plaintiff s Complaint is barred by the Estoppel Doctrine.
16. Plaintiff s Claims are barred by the Promissory Estoppel Doctrine.
17. The relief sought by Plaintiff herein if granted would violate public policy.
18. Plaintiff's Complaint is barred because the Defendant did not breach any agreement as a
matter of law.
19. Plaintiff s Claims are barred by the applicable statute of limitations.
This document was prepared by or with the assistance of an attorney employed by Persels & Associates,
LLC, 1-800-498-6761
20. Plaintiff is not entitled to relief based upon any alleged contract, which is expressly
denied, because Plaintiff failed to satisfy all conditions precedent to the enforcement of
the provisions if such a contract existed.
21. The Answering Pro Se Defendant reserves the right to include additional New Matter
which may become available during the course of discovery during this matter.
WHEREFORE: The Defendant respectfully requests the Plaintiff's Complaint be dismissed
and the relief requested in Plaintiff's Complaint be denied
VERIFICATION
The Defendant verifies the statements made herein are true and correct based upon his
knowledge, information, and belief. The statements are made subject to the penalties under 18
Pa. C.S. Section 4904, relating to unsworn falsificatiomto authorities.
y
i WV
Patricia A Erdman, Pro Se
CERTIFICATE OF SERVICE
The Defendant HEREBY CERTIFY that on this eS v day of r 1 h 20
iL,
a copy of the foregoing pleading was mailed, first class, postage pre-pad to:
Edward O'Brien, Esq
1060 Andrew Drive, suite 170
West Chester, PA 19380
t
i
Patricia A Erdman, Pro Se
This document was prepared by or with the assistance of an attorney employed by Persels & Associates,
LLC, 1-800-498-6761
'0N 0TA
7011 PR 27 N 11: 37
JMSERLAUD COUNT`
PENNSYLVANIA
BURTON NEIL & ASSOCIATES, P.C.
By: Edward J. O'Brien, Esquire, Id. No.
1060 Andrew Drive, Suite 170
West Chester, PA 19380
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA) N.A.
Plaintiff
32985
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
V.
PATRICIA A ERDMAN
Defendant
: NO. 11 - 3303 CIVIL TERM
CIVIL ACTION - LAW
PLAINTIFF'S REPLY TO DEFENDANT'S NEW MATTER
Plaintiff Citibank (South Dakota) N.A., by its counsel Burton Neil & Associates, P. C.
hereby replies to defendant's new matter, served on plaintiff's counsel with neither notice to
plead nor notice to defend, or so much thereof as is relevant as follows:
9. Denied as a conclusion of law to which no further response is required. To the contrary
the statement at the foot of each page of the filing that says it was prepared by or with the
assistance of an attorney employed by Persels & Associates LLC" belies it. To the degree this
allegation is deemed factual or relevant, denied as after reasonable investigation, plaintiff is
without knowledge or information sufficient to form a belief as to the truth of these allegations
and the same are deemed denied.
10. Denied as a conclusion of law to which no further response is required. To the degree
this allegation is deemed factual or relevant, denied as after reasonable investigation, plaintiff is
without knowledge or information sufficient to form a belief as to the truth of these allegations
and the same are deemed denied. By way of further response, this allegation pleads no facts
therefore it is denied under Pa. R. C. P. 1029( b ).
11. Denied as a conclusion of law to which no further response is required. By way of
further response , as a matter of law plaintiff's finance charges and fees are valid, proper, past
due and collectible from defendant. By way of further response, this allegation pleads no facts
therefore it is denied under Pa. R. C. P. 1029( b ).
12. Denied as a conclusion of law to which no further response is required. By way of
further response, to the contrary as courts all over the Commonwealth have determined plaintiff's
complaint is legally sufficient. By way of further response, this allegation pleads no facts
therefore it is denied under Pa. R. C. P. 1029( b ).
13. Denied as a conclusion of law to which no further response is required. By way of
further response, this is, or was, a legal action and laches is an equitable and therefore,
inapplicable, defense. See also response to paragraph 19, incorporated herein by reference. By
way of further response, this allegation pleads no facts therefore it is denied under Pa. R. C. P.
1029( b ).
14. Denied as a conclusion of law to which no further response is required. To the degree
this allegation is deemed factual or relevant, denied as after reasonable investigation, plaintiff is
without knowledge or information sufficient to form a belief as to the truth of these allegations
and the same are deemed denied. By way of further response, this allegation pleads no facts
therefore it is denied under Pa. R. C. P. 1029( b ).
15. Denied as a conclusion of law to which no further response is required. To the degree
this allegation is deemed factual or relevant, denied as after reasonable investigation, plaintiff is
without knowledge or information sufficient to form a belief as to the truth of these allegations
and the same are deemed denied. By way of further response, this allegation pleads no facts
therefore it is denied under Pa. R. C. P. 1029( b ).
16. Denied as a conclusion of law to which no further response is required. To the degree
this allegation is deemed factual or relevant, denied as after reasonable investigation, plaintiff is
without knowledge or information sufficient to form a belief as to the truth of these allegations
and the same are deemed denied. By way of further response, this allegation pleads no facts
therefore it is denied under Pa. R. C. P. 1029( b ).
17. Denied as a conclusion of law to which no further response is required. To the degree
this allegation is deemed factual or relevant, denied as after reasonable investigation, plaintiff is
without knowledge or information sufficient to form a belief as to the truth of these allegations
and the same are deemed denied. By way of further response, this allegation pleads no facts
therefore it is denied under Pa. R. C. P. 1029( b ).
18. Denied as a conclusion of law to which no further response is required. To the degree
this allegation is deemed factual or relevant, denied as after reasonable investigation, plaintiff is
without knowledge or information sufficient to form a belief as to the truth of these allegations
and the same are deemed denied. By way of further response, this allegation pleads no facts
therefore it is denied under Pa. R. C. P. 1029( b ).
19. Denied as a conclusion of law to which no further response is required. To the degree
this allegation is deemed factual, defendant last paid on account of the credit card at issue in this
case on August 3, 2010. Plaintiff's complaint was filed on March 28, 2011. Plaintiff believes and
therefore avers the applicable limitations period is four years as set forth at 42 Pa. C.S.A. Section
5525. Plaintiff further believes and therefore avers payment tolls limitations and as a result
plaintiff's action was timely filed. By way of further response, this allegation pleads no facts
therefore it is denied under Pa. R. C. P. 1029( b ).
20. Denied as a conclusion of law to which no further response is required. To the degree
this allegation is deemed factual or relevant, denied as after reasonable investigation, plaintiff is
without knowledge or information sufficient to form a belief as to the truth of these allegations
and the same are deemed denied. By way of further response, this allegation pleads no facts
therefore it is denied under Pa. R. C. P. 1029( b ).
21. Denied as a conclusion of law to which no further response is required.
WHEREFORE, plaintiff moves the Court enter judgment for it and against defendant as
per its complaint.
BURTW NEIL & ASSOCIATES, P.C.
By:_
Edward .O'Brien ireT
Attorney for Plaintiff
NOTICE: Burton Neil & Associates, P.C. is a debt collector.
C-49104
Verification
Edward J. O'Brien, Esquire, attorney for plaintiff, CITIBANK (SOUTH DAKOTA), N.A.,
makes this statement on its behalf as to the truthfulness of the facts set forth in the foregoing
Reply to New Matter subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn
falsification to authorities. Counsel, rather than an officer or other representative of plaintiff is
verifying the foregoing Reply to New Matter because plaintiff's officers and/or representatives
are outside the jurisdiction of the court and the verification of none of them could be obtained
within the time required to file this pleading. Plaintiff's counsel is verifying plaintiff's Reply to
New Matter based upon information and belief from information in his file.
Date:
ward J. O'Brien, Esquire
4 l 1 .
Burton Neil & Associates, P.C.
By: Edward J. O'Brien, Esquire ID. NO. 32985
1060 Andrew Drive, Suite 170
West Chester, PA 19380
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A. IN THE COURT OF COMMON PLEAS
Plaintiff
V. : CUMBERLAND COUNTY, PENNSYLVANIA
NO. 11-3303 CV
PATRICIA A ERDMAN
Defendant : CIVIL ACTION - LAW
Certificate of Service
I, Edward J. O'Brien, Esquire do hereby certify that I served a true and correct copy of the
within Reply to New Matter on Pro-Se defendant, Patricia A. Erdman at her address of record via
first class mail, postage prepaid on the date set forth below.
Date:
Burton Neil & tes, P.C.
By.
EdvO rd J. O'Brien, E;
Attorney for Plaintiff
The law firm of Burton Neil & Associates is a debt collector.
C-49104
Burton Neil & Associates, P.C.
By: Edward J. O'Brien, Esquire ID. NO. 32985
1060 Andrew Drive, Suite 170
West Chester, PA 19380
Telephone: 610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
Plaintiff
V.
PATRICIA A ERDMAN
Defendant
ICE
.?.?, Ole
.Sltl 3?? "? ?? ?v
°,4J BAR SY?VN N
IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
NO. 11-3303 CV
CIVIL ACTION - LAW
Praecipe for Entry of Judgment on Stipulation
To the Prothonotary:
Pursuant to the authority set forth in the attached agreement between the plaintiff and
defendant, enter judgment on behalf of the plaintiff, CITIBANK (SOUTH DAKOTA), N.A., and
against the defendant, PATRICIA A ERDMAN and assess damages in the sum of $21761.41,
plus costs.
B n ZdwarcrJ'. ssociates, P.C.
B
O'Brien, Esquire
Attorneys for Plaintiff aw,Ailgoopd
5kl? a4
0- tGsosli ?
And now, this 5*4" day of , 2011, judgment is entered on behalf of the plaintiff, i2lk o1?D! 3yS
Ncyti;ce rV1A? le'
CITIBANK (SOUTH DAKOTA), N.A. and against the defendant, PATRICIA A ERDMAN, in
the sum of $21761.41, plus costs.
Prothono of C BE D County
Dep A?
The law firm of Burton Neil & Associates is a debt collector.
C-49104
Jun-16, 2011 6:51AM Burton Neil & Assoc. 6106964111 No-5415 P. 2
1 CREDITOR OFFER LETTER 6(16114116:55 AM
Burton Neil & Associates. P.C.
by: sward j. v isrten, kNuuc Lu. r4v..3Lya.)
1060 Andrew Drive, Suite 170
West Chester, PA 19380
V 11J-?? V`L 1 Ll%
CITIBANK (SOUTH DAKOTA), N.A. : IN THE COURT OF COMMON PLEAS
V.
: CUMBERLAND COUNTY, PENNSYLVANIA
?T^ Y i •,-,^' nYY
PATRICIA A ERDMAN
Defendant : CIVIL ACTION - LAW
Settlement Agreement with Stipalation for Entry of Judgment
This Settlement Agreement is made by and between plaintiff CIMANK (SOUTH
DAKOTA), N.A. (hereinafter referred to as "Citibank") and defendant Patricia A Erdman
knerentarter rezerred io as --rsaman ):
Whereas, Citibank filed legal action against Erdman seeking recovery for the balance
owed on credit card account no. xxxx-xxxx-)o=-1549 (hereafter "the Account") in the sum of
521.761.41 plus court costs in the stun of S 130.00 (hereinafter "the Litigation"): and
Whereas, Erdman acknowledges liability on the Account to Citibank but is not able to
pay the amount due in the Litigation lump sum; and
Whereas, Citibank and Erdman by this Settlement Agreement intend to resolve the
Account and the Litigation in the manner set forth hereinafter.
Now, therefore, in consideration of the mutual covenants and conditions herein contained,
and in lieu of further litigation, the parties expressly intending to be legally bound hereby, We
as follows:
1. Erdman agrees that judgment may be entered on behalf of Citibank and against
Erdman for the amount due in the Litigation as set forth above. Interest will accrue on the
judgment at 6% from the date it is entered on the records of the court.
Replica Date: June 17, 2011 Document ID: 8570998 Rev: 136E-003-100801
Jun, 16. 2011 6:51AM Burton Neil & Assoc. 6106964111 No. 5415 P. 3
CREDITOR OFFER LETTER 61100116:56 AM
2. Citibank agrees to accept and Erdman agrees to pay the sum of $10,000.00 without
interest in full and complete satisfaction of the judgment in installment payments, as follows:
a. An initial payment of $2,181.00; followed by
b. 22 payments of $340.00 each; and
c. A final payment of $339.00
3. The payments will be due on the 28th day of each month beginning June 28, 2011 by
check payable to Citibank (South Dakota), N.A. The checks are to be mailed to Burton Neil &
Associates, P.C, at 1060 Andrew Drive, Suite 170, West Chester, PA 19380.
4. Citibank agrees to take no action on the judgment provided payments are made by
Erdman in accordance with this agreement.
5. When the Settlement is paid, Citibank (South Dakota), N.A. will file with the court a
praecipe to mark the judgment satisfied.
6. Should default occur, the full judgment amount including accrued interest will be due
and owing less credit for all payments made by Erdman pursuant to this agreement. "Default"
shall mean any of the following: Erdman's failure to make a required payment due hereunder by
the due date or a check being returned NSF,
In witness hereof, the parties hereby execute this Settlement Agreement intending to be
bound legally thereby. A facsimile signow shall have the some foroe and effect as an original
signature.
Burto eil P.C.
,By:
Ed rd J. Brie
Attorney for Citibank (South Dakota), N.A.
Date:
11 k4 Am A a
u?
if ltg
P
atricia A Erdman
Date: ?1 1gI I)
In making this communication, we advise our firm is a debt collector.
nepuca uate: uune t i, lui i Document ID: 8570998 Rev: 136E-003-100801
Burton Neil & Associates, P.C.
By: Edward J. O'Brien, Esquire ID. NO. 32985
1060 Andrew Drive, Suite 170
West Chester, PA 19380
610-696-2120
ATTORNEY FOR: Plaintiff
CITIBANK (SOUTH DAKOTA), N.A. IN THE COURT OF COMMON PLEAS
Plaintiff
V.
PATRICIA A ERDMAN
: CUMBERLAND COUNTY, PENNSYLVANIA
: NO. 11-3303 CV
Defendant : CIVIL ACTION - LAW
Rule of Civil Procedure NO. 236 (Revised)
Notice is given that a JUDGMENT in the above captioned matter has been entered
against you on 7 - s `" L
Prothonotary
By: <?T)a, , j- ? 9 ?I
Deputy
If you have any questions concerning the above, please contact:
Edward J. O'Brien, Esquire
Attorney for Party Filing
1060 Andrew Drive, Suite 170
West Chester, PA 19380
Phone: 610-696-2120
The law firm of Burton Neil & Associates is a debt collector.
Burton Neil & Associates, P.C.
By: Edward J. O'Brien, Esquire ID. NO. 32985
1060 Andrew Drive, Suite 170
West Chester, PA 19380
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
701 East 60th Street N.
Sioux Falls, SD 57117
Plaintiff
V.
PATRICIA A ERDMAN
1419 Yorktowne Road
Mechanicsburg PA 17050-1951
Defendant
: IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 11-3303 CV
: CIVIL ACTION - LAW
Certification of Address
Understanding that false statements herein are subject to penalty under 18 Pa. C.S.
Section 4904 relating to unsworn falsification to authorities, I verify that the above are the
precise last-known addresses of the judgment creditor and debtor.
Burton i ciates, P.C.
By:
Edward J. O'Brien, Esquire
Attorney for Plaintiff
The law firm of Burton Neil & Associates is a debt collector.
Burton Neil & Associates, P.C.
By: Edward J. O'Brien, Esquire ID. NO. 32985
1060 Andrew Drive, Suite 170
West Chester, PA 19380
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
: IN THE COURT OF COMMON PLEAS
Plaintiff
CUMBERLAND COUNTY, PENNSYLVANIA
V.
NO. 11-3303 CV
PATRICIA A ERDMAN
Defendant : CIVIL ACTION - LAW
Affidavit of Non-Military
Understanding that false statements herein are subject to penalty under 18 Pa. C.S.
Section 4904 relating to unsworn falsification to authorities, I verify that pursuant to Section
201(b)(1)(A) of the Servicemembers Civil Relief Act of 2003 (SCRA) the defendant is not in the
military service of the United States based on information received from the defendant and/or the
Department of Defense website.
Burt .1 iates, P.C.
By:
Edward J. O'Brien, Esquire
Attorney for Plaintiff
The law firm of Burton Neil & Associates is a debt collector.
+llLL -U " IU
OF E PRO1HONOLTA R'f
2013 JUN 13 PM 2: 56
CUMBERLAND COUNTY
PENNSYLVANIA
Burton Neil & Associates, P.C.
By: Trenton A. Farmer, Esquire ID. NO. 209422 •
1060 Andrew Drive, Suite 1 70
West Chester, PA 19380
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH.DAKOTA),N.A. : IN THE COURT OF COMMON PLEAS
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
v.
: NO. 11-3303 CV
PATRICIA A ER.DMAN
Defendant : CIVIL ACTION - LAW
Praecipe to Satisfy Judgment
To the Prothonotary:
Mark the judgment Satisfied .
Burton Neil & . .C.
By: AMP
"Frei 01 A. . 'armer, Esquire
Attorney for Plaintiff
This is an attempt to collect a debt, and any information obtained will be used for that purpose.
This communication is from a debt collector.
C-49104 / 318
am] 4 Ck-k / 3/ ) b