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Home My WebLink About11-3776THIS IS AN ATTEMPT TO COLLECT A DEBT ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15. U.S.C. §1692, et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY(30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. MARTHA E. VON ROSENSTIEL, P.C. Martha E. Von Rosenstiel, Esquire / No. 52634 Jacqueline F. McNally, Esquire /No. 201332 649 South Avenue, Suite 7 Secane, PA 19018 (610) 328-2887 Attorneys for Plaintiff FANNIE MAE ("FEDERAL NATIONAL MORTGAGE ASSOCIATION") C/O IBM LENDER BUSINESS PROCESS SERVICES, INC., AS SERVICER 14523 SW Millikan Way, Suite 200 Beaverton, OR 97005 PLAINTIFF V. SHIRLEY VALENTINE 1142 Pheasant Drive North Carlisle, PA 17013 DEFENDANTS 27699CFC-DD COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO. CIVIL ACTION - MORTGAGE FORECLOSURE THIS IS AN ATTEMPT TO COLLECT A DEBT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE 1. Plaintiff is Fannie Mae ("Federal National Mortgage Association"), a corporation organized and existing under federal law, c/o IBM Lender Business Process Services, Inc., as Servicer, 14523 SW Millikan Way, Suite 200, Beaverton, OR 97005. 2. Defendant, Shirley Valentine is the mortgagor and real owner of premises 1142 Pheasant Drive North, Carlisle, PA 17013, hereinafter described, whose last known address is listed in the caption. 3. Plaintiff brings this action in mortgage foreclosure against defendant, mortgagor, and real owner, to foreclose a certain indenture of mortgage made, executed and delivered by the above named defendant, mortgagor, and real owner to Mortgage Electronic Registration Systems, Inc. as Nominee for First Horizon Home Loans on June 21, 2007, which mortgage is recorded on July 2, 2007 in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1998, Page 251, secured on premises 1142 Pheasant Drive, N, Carlisle, PA 17013 a true and correct description of which is attached hereto as Exhibit I. 4. The mortgage has since been assigned to Fannie Mae ("Federal National Mortgage Association") by written assignment dated February 10, 2011 and recorded on February 25, 2011 the Office of the Recorder of Deeds of Cumberland County as Document ID# 201106459 a true and correct description of which is attached hereto as Exhibit Il. 5. Plaintiff alleges each and every term, condition and covenant in the aforesaid mortgage, and hereby incorporates them herein by reference thereto. 6. The aforesaid mortgage is in default in that monthly installments of principal and interest have not been made in conformity with the terms of the mortgage, from October 2010 and each month thereafter, up to and including the present time. 7. Under the terms of the aforesaid mortgage, upon default of payments set forth in the mortgage documents, the entire principal balance and all interest due thereon are collectible forthwith. 8. The following is an itemized statement of the amount due plaintiff under the terms of the aforesaid mortgage: Principal Balance $ 86,464.58 Interest from 9/1/2010 to 3/23/2011 at $15.40 per diem $ 3,125.75 Accrued late charges $ 146.46 Attorney's Fee (5% of unpaid Principal balance) $ 4,323.23 Property Inspections $ 75.00 Escrow Balance $ ( 46.39) Suspense $ ( 0.32) Total $ 94,088.31 9. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs sale. If the mortgage is reinstated prior to the Sheriffs sale, reasonable attorney's fees will be charged based on work actually performed. 10. Plaintiff sent to defendant, mortgagor, and real owner a combined Notice and Warning of Intention to Foreclose and Notices of Homeowners' Emergency Mortgage Assistance Act of 1983 advising of rights available under the statutes. To date payments have not been received and Act 91 as amended by Act 160 of 1998 assistance has not been granted, although the applicable time periods provided by statute have expired (Exhibit III). WHEREFORE, plaintiff demands judgment for foreclosure and sale of the mortgaged premises in the amount of $94,088.31, plus per diem interest at $15.40 from March 24, 2011 to the date of judgment plus costs thereon. Respectfully Submitted, MARTHA E. VON ROSENSTIEL, P.C. BY- a aK4A? _ Ma a E. Von Rosenstiel squire Jacqueline F. McNally, Esquire Attorneys for Plaintiff VERIFICATION Nancy QgkM hereby states that he/she is the of IBM Lender Business Process Services, Inc., Servicing Agent for Fannie Mae ("Federal National Mortgage Association") c/o IBM Lender Business Process Services, Inc., as Servicer, plaintiff herein; that he/she is duly authorized to make this Verification on behalf of Fannie Mae ("Federal National Mortgage Association") c/o IBM Lender Business Process Services, Inc., as Servicer and verifies that the statements made in the foregoing Complaint in Fannie Mae ("Federal National Mortgage Association") c/o IBM Lender Business Process Services, Inc., as Servicer v. Shirley Valentine relating to the property located at 1142 Pheasant Drive, N, Carlisle, PA 17013 are true and correct to the best of his/her information and belief. The undersigned understands that the statements therein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: Y14?, l/ n r Y: Title: Foreclosure SpeCiallSt IBM Lender Business Process Services, Inc.as servicer for Fannie Mae ("Federal National Mortgage Association") LEGAL DESCRIPTION ALL THAT CERTAIN lot or parcel of ground situated in North Middleton Township, Cumberland County, Commonwealth of Pennsylvania, known and numbered as Lot 76 as shown on the Final Subdivision Plan of Pheasant Run Estates, Phase II and Phase III, for Motlanco, Inc., prepared by Gerrit J. Betz Associates, Inc. dated April 30, 1975, and recorded in the hereinafter mentioned Recorders Office in Plan Book 29, Page 7-D, and being more particularly bounded and described as follows, to wit: BEGINNING at a point at the Southeast corner of the within described premises, at the dividing line between lots nos. 75 and 76 as shown on the aforementioned plan; thence along the dividing line between the said lots nos. 75 and 76, North 83 degrees 10 minutes 21 seconds West 184.26 feet to a point in line of land now or formerly of Minnich; thence along said land now or formerly of Minnich, at a recreation area as shown on said plan; thence along the recreation area as shown on said plan, South 83 degrees 10 minutes 21 seconds East 183.38 feet to a point; thence continuing along said recreation area South 38 degrees 10 minutes 21 seconds East 20 feet to a point in or at the right-of-way of 50 foot wide Pheasant Drive North; thence in or along said right-of-way South 06 degrees 49 minutes 39 seconds West 21.36 feet to the point and place of beginning. TAX PARCEL #29-17-1583-044 EMOT e PEWYLVANIA PREPARED BY &. WHEN RECORDED RETURN TO: LBPS 14523 SW AE7ZLnW N RY #200 BEAVERTON, OR 97065 AT7W couNTY CUNBSRLAND PARCEL No. 29-17-1583-044 POOL NO. LOAN No. (8314094 ) [LB01061 11W111111NN ASSIGNMENT OF MORTGAGE KNOW ALL MEN BY THESE PRESENTS, thatJXZUG B SYSTEE, nV. SMJMY AS JEKM= PUR FMW ZX R=CN BCW LOAM, A DIVISICN CS FMW TM1 ' JUM N.A., --- - located at 1901 E VOCHMM ST. SUM C, DANV UR, IL 61834 hereinafter re- ferred to as Assignor, for and in consideration of the sum of ONE DOLLAR ($1.00) lawful money of the united States of America together with other good and valuable consideration, to it in hand paid by FSDSRAL NATIONAL MORTGAGS ASSOCIATION located at 14P.21 nWzm mA r, s=ff 1000 MUAS, 2X 75254 hereinafter referred to as Assignee, at or before the delivery of these presents, the receipt of which is hereby acknowledged, has granted, bargained, sold, assigned, transferred, conveyed and set over unto said Assignee, its successors and assigns, all of its right, title and interest in and to that certain Mortgage dated the 21st day of JUNE _'2007 made and executed by SHIRLEY A. VALSN'PINE , mortgagor, to MUGAW NJEMO C:1P N C I'll I aB, MC . =SLY AS 11MWW XR F2TW ZXXn 1V B3ff LM, A LUMMW Cr FMW 2 ? 8ANC,N.A. Mortgagee, covering premises situated in the County CUMERLAND Ccmmonwealth of Pennsylvania, more particularly described therein and commonly known as: TOWNBEIP OF NORTH MIDDLETON PROPERTY ADDRESS : 1142 "ANT Z7S M2=, CXrJLTSLK, PA 17013 Said Mortgage was duly recorded an the grid day of JULY 2007 in the office of the Register, Clerk of Recorder of Deeds of CUMBERLAND County, in Book 1998 at Page 0251 or Doc un=t No. of the Official Records of said Register, Clerk of Recorder of Deedsstogether with that certain Note of even date and secured thereby in the principal amount of QTY JEM 2SCUMM ICM I 2AN977-FTVS_and W/100----- , (89,925.00 ) made and executed by mortgagor and payable to the order of the aforementioned Mortgagee. As previously recorded from to on in Book _ from to in Book from to in Book (NMRI.PA.PH) at Page at Document No. on at Document No. on at Page and and at Page J=LB8040110AI.9.23812 at Document No. Page 1of2 oaOr? Loan No. (8314094 ) (LB0106] TO HAVE AND TO HOLD the same unto said Assignee, its successors and assigns to its and their proper use and benefit forever. IN WITNESS WHEREOF, the said )MIUM'N BLEMBOUC '' T :=ATI(N SYSMW, MC. SCIALY AS 1924D= FUR FIRST ZA3U7M BM L03V4 , A DIVL4XW QF FIABT T BANK N.A. has caused these presents to be duly executed by its proper officer this 10th day of FSBRDARY 2011 but made effective MAY 1, 2010 MSC I Ma= SYSTAW, ZINC. SCEAR ,Y AS MOM= PUR FMRB'Z' ZX3tTACK ZIM LCMW, A D1VXSZCN CIF FZRtiST TWMEM BANK N.A. BY HY 2t3? d 0, A ---- REBECCA H LEY VICE PRESIDENT STATE OF IDAHO COUNTY OF BONNEVILLE On FEBRUARY 10, 2011 , before me, MELISSA HIVELY personally appeared REBECCA IIIGLEY and personally known to me (or proved to me on the basis of satisfactory evidence) to be the persons who execute the within instrument as VICE PRESIDENT and on behalf of ADUGM XOMMIC DwESTRUIM 3YSTM, MC. SOLELY AS JUMM MR P13WT 1== JEW LL1i M, A DIVISICIIT CF FIRST Z RAW N.A. and acknowledged to me that the Corporation executed it. .Adis MELISSA HIVELY MELISSA HIVELY (COMWI SIOh-rKXP. 07-28-14) NOTARY PUBLIC Notary Public STATE OF IDAHO ------------------------------------------------------------------------------- I DO HEREBY CERTIFY THAT THE PRECISE ADDRESS OF THE ASSIGNEE RESIDENCE IS: FEDERAL- NATIONAL MORTGAGIs' ASSOCIATION __ __ ___ -------------------------- ------------------------------------------------------------------------------ ------------------------------------------------------------------------------ ------------------------------------------------------------------------------ 1422I _DALLAB PARICD?AYL_ SOIT]? 1000 _ D------?_ TS_75254 - ----------------- -------- ------- ---- --------------- LFS VXCBC PRgSIDR7ff 14523 SW MILLIICAN WAY, #200 BEAVERTOIN', OR 97005 ATTN P=5.002.00169.280 MIN 100085200610455554 ZAW AXW: 1-888-679-6377 (NMI.PA.2) C=a. 375. 0006 JaLB8040110AI.s.23812 Page 2 of 2 ALL THAT CERTAIN lot or parcel of ground situated in North Middleton Township, Cumberland County, Commonwealth of Pennsylvania, known and numbered as Lot 76 as shown on the Final Subdivision Plan of Pheasant Run Estates, Phase II and Phase III, for Motlanco, Inc., prepared by Gerrit J. Betz Associates, Inc. dated April 30, 1975, and recorded in the hereinafter mentioned Recorders Office in Plan Book 29, Page 7-D, and being more particularly bounded and described as follows, to wit: BEGINNING at a point at the Southeast corner of the within described premises, at the dividing line between lots nos. 75 and 76 as shown on the aforementioned plan; thence along the dividing line between the said lots nos. 75 and 76, North 83 degrees 10 minutes 21 seconds West 184.26 feet to a point in line of land now or formerly of Minnich; thence along said land now or formerly of Minnich, at a recreation area as shown on said plan; thence along the recreation area as shown on said plan, South 83 degrees 10 minutes 21 seconds East 183.38 feet to a point; thence continuing along said recreation area South 38 degrees 10 minutes 21 seconds East 20 feet to a point in or at the right-of-way of 50 foot wide Pheasant,Drive North; thence in or along said right-of-way South 06 degrees 49 minutes 39 seconds West 21.36 feet to the point and place of beginning. TAX PARCEL #29-17-1583-044 ROBERT P. ZIEGLER RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717-240-6370 Instrument Number - 201106459 Recorded On 2/25/2011 At 11:07:49 AM * Instrument Type - ASSIGNMENT OF MORTGAGE Invoice Number - 82783 User ID - KW * Mortgagor - VALENTINE, SHIRLEY A * Mortgagee - FEDERAL NATIONAL MTG ASSOC * Customer - MARTHA VON ROSENSTIEL * FEES STATE WRIT TAR $0.50 STATE JCS/ACCESS TO $23.50 JUSTICE RECORDING FEES - $11.50 RECORDER OF DEEDS PARCEL CERTIFICATION $10.00 FEES COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES I= $3.00 TOTAL PAID $50.50 * Total Pages - 4 Certification Page DO NOT DETACH This page is now part of this legal document. I Certify this to be recorded in Cumberland County PA /? RECORDER OF 6DS * - Information denoted by an asterisk may change during the verification process and may not be reflected on this page. 00mi 1111111111111111 AM LBPS"' Lender Business Process Services 14523 SW Millikan Way; Suite 200; Beaverton, OR 97005 Business Hours (Pacific Time) Mon-Thu 5:00am to 9:00pm; Fri 5:00am to 6:00pm Sat 6:00am to 12:00pm; Sun 11:00am to 5:00pm November 30, 2010 Payments P.O. Box 7162; Pasadena, CA 91109-7162 Correspondence CERTIFIED RETURN RECEIPT AND REGULAR FIRST CLASS MAIL PO Box 4121; Beaverton, OR 97076-4121 781 Phone 866.570.5277 VALENTINE, SHIRLEY A 1142 PHEASANT DR N Fax CARLISLE, PA 17013 866.578.5277 Websits www.lbps.com RE: Loan No.: 8314094 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call 717-780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. (Continued) THIS COMMUNICATION IS FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTON PRACTICES ACT, SEE WWW.COLORADOATTORNEYGENERAL.GOV.'CA. LBPS maintains a local office at 600Scvcntcenth Street, Suite 800North Tower, Denver, CO 30202. The office's phone number is 866.436.4766. NEW YORK CITY: 1331537, 1340663, 1340148. TENNESSEE: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance. IBM Lender Business Process Services, Inc. is licensed to do business at 14523 SW Millikan Way, Beaverton, OR. -&- Lvurerr •. VALENTINE, SHIRLEY A Loan No.: Page 2 November 30, 2010 LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INM9DIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNERS' NAME(S): VALENTINE, SHIRLEY A PROPERTY ADDRESS: 1142 PHEASANT DR N CARLISLE, PA LOAN ACCT. NO.: ORIGINAL LENDER: FIRST HORIZON HOME LOANS, A DIVISION OF FIRST TENNESSEE BANK N.A. CURRENT LENDER/SERVICER: Lender Business Process Services HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face -to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN- THIRTY-THREE (33) DAYS OF THE DATE OF THIS NOTICE. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE.THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. You must have a face-to-face meeting with one of the (Continued) THIS COMMUNICATION IS FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST 'THE COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WW W COLORADOATTORNEYGENERAL.GOViCA. LBPS maintains a local office at 600 Seventeenth Street, Suite 800 North lTower, Denver, CO 80202 The office's phone number is 866.436.4766. NEW YORK CITY: 1331537, 1340663, 1340148. TENNESSEE: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance. IBM Lender Business Process Services, Inc. is licensed to do business at 14523 SW Millikan Way, Beaverton, OR. VALENTINE, SHIRLEY A Loan No.: Page 3 November 30, 2010 designated consumer credit counseling agencies within thirty-three (33) calendar days. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this Notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Mortgage Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face-to-face meeting with the counseling agency, YOU SHOULD FILE A HEMAP A PPLICA TION AS SOON AS POSSIBLE. IF YOU HAVE A MEETING WITHA COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED r'TEMPORARYSTAYOF FORCLOSURE". YOU HAVE THE RIGHT TO FILE A HEMAPAPPLICATION EVEN BEYOND THESE TIME PERIODS. A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLYAPPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly b the Pennsylvania Housing Finance Agency of its decision on our application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have flied bankruptcy you can still apply for Emergency Mortgage Assistance.) (Continued) THIS COMMUNICATION IS FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WW W COLORADOA'rTORNEYGENERAL.GOV,'CA, LBPS maintains a local office at 600 Seventeenth Street, Suite 800 North Tower, Deaver, CO 80202. The office's phone number is 866.436.4766. NEW YORK CITY: 1331537, 1340663, 1340148. TENNESSEE: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance. IBM Lender Business Process Services, Inc. is licensed to do business at 14523 SW Millikan Way, Beaverton, OR. VALENTINE, SHIRLEY A Loan No.: Page 4 November 30, 2010 HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date.) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 1142 PHEASANT DR N CARLISLE PA IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Your loan is delinquent for the following months: October 2010, November 2010 Past Due Installments: Principal Interest Escrow Installment Other Open Charges: Late Charges Property Inspections Less Suspense (Balance) TOTAL Prior Servicer Charges $0.00 0.00 $118.04 15.00 Totals $200.62 936.16 352.90 $1,489.68 $118.04 15.00 $133.04 $0.32 $1,622.40 HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS 1,622.40, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: Lender Business Process Services P.O. Box 7162 Pasadena, CA 91109-7162 (Continued) THIS COMMUNICATION IS FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE COLLATERAL. PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WW W COLORADOATTORNEYGENERAL.GOV/CA. LBPS maintains a local office at 600 Seventeenth Street, Suite 800 North Tower, Denver, CO 80202. The office's phone number is 866.436.4766. NEW YORK CITY; 1331537, 1340663, 1340148. TENNESSEE: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance. IBM Lender Business Process Services, Inc. is licensed to do business at 14523 SW Millikan Way, Beaverton, OR. VALENTINE, SHIRLEY A Loan No.: Page 5 November 30, 2010 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender will exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $ 50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - if you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by Daying the total amount then past due Rlus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender, and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately eight (8) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender/servicer. (Continued) THIS COMMUNICATION IS FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. WE ARE. ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT TIIE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE W W W COLORADOATTORNEYGENERAL.GOViCA, LBPS maintains a local orrice at 600 Seventeenth Street, Suite 800 North Tower, Denver, CO 80202, the office's phone number is 866.436.4766. NEW YORK CITY: 1331537, 1340663, 1340148. TENNESSEE: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance. IBM Lender Business Process Services. Inc. is licensed to do business at 14523 SW Mill ikan Way, Beaverton, OR. VALENTINE, SHIRLEY A Loan No.: Page 6 November 30, 2010 HOW TO CONTACT THE SERVICER: Name of Servicer: Lender Business Process Services, Inc. Address: PO Box 4121; Beaverton, OR 97076-4121 Phone Number: 866.570.5277 Fax Number: 877.649.0743 Contact Person(s): Holli Jennings or David Solomon E-Mail Address: ExternalCommunications@lbps.com EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may or X may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF, • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY, CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Enclosed is a list of Consumer Credit Counseling Agencies serving your county. (Continued) THIS COMMUNICATION IS FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORC'EMEN'T OF OUR LIEN AGAINST THE COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE W W W.COLORADOATTORNEYGENERAL.GOV/CA. LBPS maintains a local office at 600 Seventeenth Street, Suite 800 North Tower, Denver, CO 80202. The office's phone number is 866.436.4766. NEW YORK CITY: 1331537, 1340663, 1340148. 'TENNESSEE: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance. IBM Lender Business Process Services. Inc. is licensed to do business at 14523 SW Millikan Way, Beaverton, OR. VALENTINE, SHIRLEY A Loan No.: Page 7 November 30,20 10 Sincerely, Lender Business Process Services Enclosures: PHFA list of HEMAP-approved agencies, How to Avoid Foreclosure THIS COMMUNICATION IS FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMA'T'ION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT. THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WW W COLORADOATTORNEYGENERAL GOViCA LBPS maintains a local office at 600 Seventeenth Street, Suite 800 North Towcr, Denver, CO 80202. The office's phone number is 866.436.4766. NEW YORK CITY: 1331537, 1340663, 1340148. TENNESSEE: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance. IBM Lender Business Process Services, Inc. is licensed to do business at 14523 SW Millikan Way, Beaverton, OR. HEMAP Consumer Credit Counseling Agencies Report last updated: 7130i2010 8:57:41 AM CUMBERLAND County American Credit Counseling institute 175 Strafford Avenue CCCS of Western PA Suite 1 2000 Linglestown Road Wayne, PA 19087 Harrisburg, PA 17102 610.971.2210 888.511.2227 888.212.6741 Community Action Commission of Capital Region American F'inaracfat Ceunse!irtg Ser?ices trio. 1514 Derry Street 1080 N. Delaware Avenue Harrisburg, PA 17104 Suite 200 717.232.9757 Philadelphia, PA 19125 267.228.7903 Imlaranath a 800.490.3039 43 Philadelphia Avenue Waynesboro. PA 17268 American Financial Counseling Services Inc. 717.762.3285 405 West Germantown Pike PA Interfaith Community Programs Inc Norristown. PA 19403 267.228.7903 40 E High Street 800.490.3039 Gettysburg, PA 17325 717.334,1518 American Financial Counseling Services Inc. 175 Strafford Avenue PHFA 211 North Front Street Suite One Harrisburg, PA 17110 Wayne, PA 19087 267.228.7903 717 780.3940 800.3421397 800.490.3039 American Red Cross of Chester DAUPHIN County 1729 Edgemont Avenue CCCS of Western PA Chester, PA 19013 2000 Linglestown Road 610.874.1484 Harrisburg, PA 17102 APM 888 5112227 600 W Diamond Street Community Action Commission of Capital Region Philadelphia, PA 19122 1514 Derry Street 215.235.6070 Harrisburg, PA 17104 (267) 953-4615 717.232.9757 Carro{t Park Community Council, Inc. PHFA 5218 Master Street 211 North Front Street Philadelphia, PA 19131 Harrisburg. PA 17110 215.877.1157 717.780-3940 CCCS of Delaware Valley 800.342.2397 4400 North Reese Street DELAWARE County Philadelphia, PA 19140 215.563.5665 Advocates for Financial Independence 1503 Wadsworth Ave CCCS of Delaware Valley Philadelphia, PA 19150 1003 East Lincoln Highway 267.323-2696 Suite 102 Coatesville, PA 19320 American Credit Counseling Institute 215.563.5665 526-528 Dekalb Street Norristown, PA 19401 CCCS of Delaware valley 610.971.2210 113 East Main Street 888212.6741 2nd Floor Norristown, PA 19401 215.563.5665 Page 8 of 21 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy FILED-OFFICE. 'r THE PROTHO OT. F 2011 APR 2S AM 10: 12 Richard W Stewart Solicitor CUMBERLAND COUNT"' PENNSYUTANIA Fannie Mae vs. Case Number Shirley Valentine 2011-3776 SHERIFF'S RETURN OF SERVICE 04119/2011 05:38 PM - Stephen Bender, Deputy Sheriff, who being duly sworn according to law, states that on April 19, 2011 at 1738 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Shirley Valentine, by making known unto herself personally, at 1142 Pheasant Drive North, Carlisle, Cumberland County, Pennsylvania 17065 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $34.00 April 20, 2011 S EPHE BENDER, DEPUTY SO ANSWERS, RON R ANDERSON, SHERIFF C) owrtySijac. Shentt, Te!eoso`f_ Inc 7 #27699CAM - DN MARTHA E. VON ROSENSTIEL, P.C. Martha E. Von Rosenstiel, Esquire / No. 52634 Jacqueline F. McNally, Esquire / No. 201332 - ?- -?? 649 South Avenue, Suite 7 rf'F' Secane, PA 19018 (610) 328-2887 Attorneys for Plaintiff C, -Q @a ? FANNIE MAE ("FEDERAL NATIONAL COURT OF COMMON PLEAS ?7 MORTGAGE ASSOCIATION") CUMBERLAND COUNTY Plaintiff ?- VS. SHIRLEY VALENTINE Defendant(s) NO: 11-3776 CIVIL AFFIDAVIT OF SERVICE OF NOTICES PURSUANT TO RULE 3129.1 F. McN&Hy ESQUIRE, attorney for the Plaintiff in the above action, hereby verifies that on a - Co / , true and correct copies of the Notice of Sheriff's Sale were served upon recorded lienholders and any known interested parties by regular first class mail, postage prepaid with Certificate of Mailing evidencing said service attached hereto as Exhibit I. I verify that the statements made in this affidavit are true and correct upon information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Respectfully Submitted, MARTHA E. VON ROSENSTIEL, P.C. BY`a/.en.c t.. KY rtIUE. Von Rosenstiel, Esquire J queline F. McNally, Esquire Attorneys for Plaintiff For Accountable Mall 17--1 y p (o OD -1 a) 01 A W N N D 7 O O j tv ? z j eaD ? a? CD - 4 Co co ZD 4 i0 3 ;, 5 w N z--I WAD-0 =-0co-0 :::0 2-0 ° 2 u>co -p o -1 2cn5 -p -oc-io> o o o c-) -o coR> M ??° E 0 ,m M ! ?D O M 21.11 8 'O-0? ? ?CD 07 M ?' o m ? ao 0 o m 3 N O(nX 00 m o c 3 v nc ? O 3 Z 0 0 -4 0 N o w WzC? -. N W07 ° N c N .O • sv CO W y W(AO C D C? O . " . N ?oo°0D? H cr _ to c CS ? C-.? S 7 " q ?C C •? 2? ONOO aG7 -u 0 7 >C 7 O DC "m C r) pp 3 ID D rn N 0) •• ? a . _ N "? 0 O -0 D y - 3 ?fn? 7 N ; 7 w CD 7 V3 D C O ; D co n y M D CD r- ID p CO D > > i Do< ?N VO Do' -" 00 D G 3 CD 9 Cp 3 Dc X M 0 ? r o BCD o a 0n O ° ? v (A ? » O -°3 C W -0us (n 0M O - ?d WO ? D n M ?? -4 CD O C 0 -4 (n O? C ?iCp z M (>D_ 3 N O 3 N -4 w W n -4 Q ? W "" O W w N -48 ? M N 0 00 .,, O . y W lD .N. 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(p - SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ? ?titr cl u+ribr" 4, y -aFF E SHE S-.?RIri= FILED-OFFICP UP THE PROTNC 0 tA r" Y 1011 AUG 23 AM Q: 14 CUMBERLAND cOUNI-y PENNSYLVANIA Jody S Smith Chief Deputy Richard W Stewart Solicitor Fannie Mae vs. Shirley Valentine Case Number 2011-3776 SHERIFF'S RETURN OF SERVICE 06/22/2011 10:51 AM - Deputy Gerald Worthington, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action upon the property located at 1142 Pheasant Drive North, Carlisle, PA 17013, Cumberland County. 06/22/2011 10:51 AM - Deputy Gerald Worthington, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be Jonathan Bickert - son, who accepted as "Adult Person in Charge" for Shirley Valentine at 1142 Pheasant Drive North, North Middleton Township, Carlisle, PA 17013, Cumberland County. 07/26/2011 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $746.17 SO ANSWERS, August 22, 2011 RON R ANDERSON, SHERIFF IN'k ell-4 S 3 ° 6., +c Coun*.ySuite Sheriff, Teleosoft. Inc. CUMBERLAND LAW JOURNAL Writ No. 2011-3776 Civil Fannie Mae vs. Shirley Valentine Atty.: Martha E. Von Rosenstiel ALL THAT CERTAIN lot or parcel of ground situated in North Middle- ton Township, Cumberland County, Commonwealth of Pennsylvania, known and numbered as Lot 76 as shown on the Final Subdivi- sion Plan of Pheasant Run Estates, Phase II and Phase III, for Motlanco, Inc., prepared by Gerrit J. Betz As- sociates, Inc. dated April 30, 1975, and recorded in the hereinafter mentioned Recorders Office in Plan Book 29, Page 7-D, and being more particularly bounded and described as follows, to wit: BEGINNING at a point at the Southeast corner of the within de- scribed premises, at the dividing line between lots nos. 75 and 76 as shown on the aforementioned plan; thence along the dividing line between the said lots nos. 75 and 76, North 83 degrees 10 minutes 21 seconds West 184.26 feet to a point in line of land now or formerly of Minnich; thence along said land now or formerly of Minnich, at a recreation area as shown on said plan; thence along the recreation area as shown on said plan, South 83 degrees 10 minutes 21 seconds East 183.38 feet to a point; thence continuing along said recreation area South 38 degrees 10 minutes 21 seconds East 20 feet to a point in or at the right-of-way of 50 foot wide Pheasant Drive North; thence in or along said right-of-way South 06 degrees 49 minutes 39 seconds West 21.36 feet to the point and place of beginning. TAX PARCEL #29-17-1583-044. IMPROVEMENTS: Residential dwelling. Tax Parcel # 29-17-1583-044. TITLE TO SAID PREMISES IS VESTED IN Shirley A. Valentine, Married Woman, as Sole Owner by Deed from Jan S. Messina, Single Woman, dated 6/18/2007 and re- corded 7/2/2007 in Record Book 280, Page 3836. 68 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 15, July 22 and July 29, 2011 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. r J isa Marie Coyne, Editor SWORN TO AND SUBSCRIBED before me this 9 da of Jul 2011 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 The Patriot-News Co. 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE at Patriot News Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 07/15/11 07/22/11 07/29/11 .? Sworn to an ybscribed before m t 18 of August, 2011 A. D. Notary Public ?-- - COMMONWEALTH OF PENNSYLVANIA ::nn otarial Seal SheIQsner, Notary Public Lower Twp., Dauphin County My CoExpires Nov. 26, 2011 Member, Pennsylvania Association of Notaries 2011-, 6 C'IW ?q Fam*"" u VS Atty.. Abram, E Veu Rdaeno" ALL T14AT,CERTAINlot or parcel of ground situated in North Middleton To "hT, Cumberlandcoumy, d nu Of ftqovau? known 76 as d1own on the Final Subdivision ph of Pheasant Run Estates, Phase II and Phase.Eg, for Motlanao, Inc., Preps{gd by grit J. Betz recorded m'' ? 30,1975, and Recorders Of6cie in Motioned 7-D, and Plan took 29, Page ?d8 more pare bounded • BEtil %)W,, to wit at & corner of the witppn?t at the Southeast the nevi ' ? 1?m?, at ding line between lots nos. 75 and 76 as shown on the aforementioned plan; thence along the dMI di line between the said lots nos. 75 and.76, Noah 83 degrees 10 minutes 21 Se-CODds West 184.26 feet to a pointm 1me of land noworfbrmet Of thence Md land now or f°rmmerty Of MMMOM a recreation 11 area as shown oa said plan; thence 11 along the reoraafion area as' shown on said Plan, South 83 deV'=W minutes 21 seconds East 183.38 feet to a poi; continuing along said recreation area south 38 degrees 10 minutes 21 seconds Fast 20 i feet to a point id or at the right-otway of 50 4y foot wide Pheasant Drive Nohk. thence in or along said fight-of-wgy South 06 degrees 49-minutes 39 seconds West 21.36 feet to the point and place otbegM" M' TAX PARCEL, #29-171583.044' IMPROVEtri : Residential dwelling Tax Parcel #F29-17-1583.044 E TO?SAID PREMISES IS VESTED Valentine, Married Woman, as Sole OVAer by Deed from Jan S. Messina Single Woman, dated 611$CM and recorded 7/2/2007 m Record Book 280, Page 3836.`