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Home My WebLink About11-3859ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff Our file no. 15386 (215) 789-7155 FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMPANY COMMON PLEAS' P.O. Box 6508 i- I+ Mesa, Az 85216-6508 Case No. t? ! ,.. . __ `? ? r f Plaintiff, ? FY -' C V. Z 3 -ta CD ' ERIC P DOUGLAS 79 W Main St - + Carlisle, Pa 17015 BRIDGET J DOUGLAS 79 W Main St Carlisle, Pa 17015 Defendant(s). CIVIL ACTION COMPLAINT NOTICE AVISO You have been sued in court. If you wish to defend Le ban demandado a usted en la corte. Si usted quiere defenderse against the claims set forth in the following pages, de estas demandas expuestas en las paginas siguientes, usted tiene you must take action within twenty (20) days after veinte (20) dias de platy al partir de la fecha de la demanda y la this complaint and notice are served, by entering notificacion. Hace falta asentar una comparencia escrita o en a written appearance personally or by attorney and persona o can un abogado y entregar a la corte en forma escrita sus filing in writing with the court your defenses or defensas o sus objeciones a las demandas en contra de su persona. objections to the claims set forth against you. Sea avisado que si usted no se defiende, la come tomara medidas y )'on are warned that if you fail to do so the case puede cominuar la demanda en contra suya sin previo aviso o may proceed without you and a judgment may be notificacion. Adernas, la corte puede decidir a favor del demandante entered against you by the court without further y requiere que usted cumpla con todas las provisions de esta demands. notice for any money claimed in the complaint or Usted puede perder dinero o sus propiedades u otros derechos for any other claim or relief requested by the importances para usted. plaintiff. You may lose money or property or other rights important to you. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, SURCIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION FIND OUT WHERE YOU CAN GET LEGAL HELP . SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 ri s 0"4 uCkruD ?A a*y Ck* a531? V-4 asa3D ) MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (L15) 7tSy-"/155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. ERIC P DOUGLAS 79 W Main St Carlisle, Pa 17015 BRIDGET J DOUGLAS 79 W Main St Carlisle, Pa 17015 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Eric P Douglas, is an individual who resides at 79 W Main St Carlisle, Pa 17015. 3. Defendant, Bridget J Douglas, is an individual who resides at 79 W Main St Carlisle, Pa 17015. 4. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 5. On or about May 17, 2008, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $22193.53 at an annual percentage rate of 17.290%, in order to purchase a certain motor vehicle, 2008 Ford Focus more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 6. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $499.94 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 7. Defendant(s) made monthly payments until June 18, 2010, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 8. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 9. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $9100.00, however a balance of $10476.17 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 10. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 11. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $243.16 and which will continue to accrue. 12. The total amount due and owing at the time of the filing of this complaint is $10,798.73. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $10,798.73, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. JOANN NE EMAN, ESQUIRE Attorney fo Plaintiff Date: April 14, 2011 VERIFICATION I, JOANN NEEDLEMAN, ESQUIRE verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf, that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: JO EEDLEMAN, ESQUIRE DATED: April 14, 2011 INSYLVANIMBIMPLE INTEREST VEHICLE RETAIL ItMALLMEN7GO&it*O DATE 0511710. SELLEaICIIEmiOR lsrrr Ner rem AtlMaaaf 14100.727.7000 Irer Intl Coeuyer) Nan' am Aadre (""'M Caunly and 2p Coe) Ep[C p p?O?p? INC. BRID6EiDJ D0U6LAS 700 MITT RTE RDrNORTH 608 77PLAINFIlLO PPA917061 DILLSSURG, A 17019 CUMBERLAND COUNTY w.rareDr.elaem raV g 0 you ? Pereaaa O Agamarsl 08 1 aru 20 I I .-- ,ra.Pa[Y2aD, a-yTao ? cm.n.ea II ITEMIZATION OF AMOUNT FINANCED I I INSURANCE I • t. Calls _........ ............... ...... _._._...... Smolt) 2. Down PSI se Third Party Raises Am*" to Surer.... _.._....... _._.... _.._..5 3090. e Cash Down Payment........ ........................ _....... _....... _...... S"0..? 7-*41 eqU ja= S fZ=M f_ ? Total Down _.__.... _.............. _.......... S_1 1 3. Unpaid Behoem at Cash Price (l rarus 2) ..._..... _......... _..... _.....f ) 4. Anahada paid on Vau balmt Miairr may be W A.9 a parson e11M?i"ae5 I To Public O"idw (i) for Hams O Heck (S ??3a a (H) an my res S (Hi) for arms (not o Cob Pdoe) S _..N S To Havana Coffowiaa tor: Crude LNe Inam a for ear of contrast) ._..._.__.__.._.... f ? Crude [emblYly Inwarma (for rrhn of cawea)........ _......... f (Term _ MafM) _...._.... N/A TO IIfA row Rrem ?11iF Id°"nm)._..._._. i - lair 00 To?IOr? To GOST 6Brao;9-bb:?t eONT -t09T.W To BERS-- --11H!RA8E-PAYOFF -6QIh:'9Y To ST OF P:r r fIRE FEE _ f .9 0 Ta?PµFp?br ?E? f __ __._......... ...... ...__...._._.._._.__._.._.._.__..._._...... S 1 ToYT. L Armand Renewed is pan 4)-.. 5.--'? !Q You IOU oaWment payment under this urwast I. • balloon pay.-. EIICf86 WEA0. USE AND ME.EAGE CHARGES If ere bon decker abdw r aleckud. this samon. Paragraph B, aro Parepnph C a Hie comae apply. You may a charged for -.1w, wear bawd pa our slamor de .br amml use. It you amaee oe option to ee the vehicle back to Seller urtlar neb far each ale m eraau .Paragraph B. you must pay the :=W7, a?_ rd.-on p1TRA MLFAfiE OPM0/1 CREDIT H ere mdrwA maarle a ladearh payma rt fee inoioNO abow), and you mart axaraMd your Option b so to w" o me so. older Paragraph a. eis paragraph applies to your ale o, At SIN volhaeAao am a ere Cpapl. you we hacaiwi a pea a SD. par u-W nib br me numnr a tofu ed roles ?Wmasn -Eye real mina, rat any arrmlmr you owe rndp edS'canbacl, You MI rmt'MMVe vy Cndlt If Me vMrr I. destroyed this amreas ame mary, der you are In m a s you wa not naM any credit H the proof Is Les than $1.00. My tlrnga m am mNrKY mug M M armed, der .0w A wu and M Sala. DISCLOSURE YOU ARE REQUIRED TO INSURE THE VEHICLE YOU MAY OBTAIN VEHICLE INSURANCE FROM A PERSON OF YOUR CHOICE. LIABILITY INSURANCE COVERAGE FOR BODILY NYURY AND PROPERTY DAMAGE CAUSED TO OTHERS IS NOT INCLUDED. CREDIT LIFE, CREDIT DISABILITY AND OTHER OPTIONAL INSURANCE ARE NOT REODIRED TO OBTAIN CREDIT AND WILL NOT BE PROVIDED UNLESS YOU SIGN AND AGREE TO PAY THE PREMIUM. Crawl ? Llle Inwrance Company $ Preen Inismalls) You want Credit Lee Insurance. Buyer Signs Co Buyer Signs Credit ? Dis"Iry Insurance Company P Insured(s) You ward Credit Dicabeily Insurance, Buyer Signs Co-Buyer Signs OTHER OPTIONAL INSURANCE Covarape end Premium and Ireurerce Camanv Term in Matlr $ BY S Y/A By_ You area ne .- Fuurna for warn Pmmlume an rauded above. Buyer Signs CpBuyre Sign, QaM Loa and Greek DI aO" rrrrema aud: tar e r ems a em canreL Thrarcs peamsr en arwn r a minor re aprarm 0- n toe ra". C==wt- imaO Urn • tlaa . l aaathe e omrm as - mowrr uire m err as aaMap. The rpeanal and is m ere maram mmlrrs emeelarnarlawarn t an act ion M Yla pare-Tm prbb h peach wI I iraxrprealatl H1b Ma.lo,e em rdr eq rannlrlb 0 -r aWWm IM 1- a Ama nit Idir r1 iaaramo uma aemn 6. YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON I The Annual PulrOWMVa Ram may be negotlMad with the Seller. The SMIw may assign thick eontreet and may retain its ripe to roealVa a pmtka of the FiMnee Charge. Do not sign this contract in blank. You are entRlad to an exact copy of the contract that you sign. 'Keep it to protect your legal rights. Buyer (and Co-Buyer) acknowledge that (I) before aignlIt this Contrast, Buyer (and Co-Buyer) receNed and rsvbwed a true and consplemely mime In copIf, t s Contract and (I1) at the time of starting this contract, Buyer (and Co-Buyer) received a true and completely filled In copy of this Contract Ire sear X canna x t&- 4je N?y aqn. agy. V LS4st r X Ties I 7teS CONTRACT IS A I DID U NRL YOU AND SELLER 9G 1lifiT. ASSIGNMENT arr. ray rr.raa ,N. aonr.ar m,rnahXar Paradn. rack Paraan wu amn Ira an arr. dais., prwlrara. am amwra. or rremm wow, ram arlw rrtpr der aarw.r m (•Aarrew')• To Naar, AWyra .ran der . a area mrr ,..ease r ,rhlu. or ore t .con ?n srha ere X wr ?e r 1/! ? Nara moon meow asw rrmnawAi SEE DTIER SIDE POR AOmTIl-ADREEUE S ORIGINAL PLY I - 0R AL PLY 2 - aUYER9 COPY PLY 3 - CO4IUYERIGUARANTOR COPY PLY 4 . SELLERS COPY (NON-TRANSFERADLE) ? I AnAlAil At. AGREEMENTS A. Pays and Summary Nolice: You must make all pay- nwnb in U.S. funds when May tiro due. You -Y prepay your debt et cry time wMldlt Penalty. That e If simple interest contract. The acual Pounce dung. you agree to pay will depend on Your Palming poems. The actual islands charge may exceed Me decksed Fn Charge H you make your payments later than the scheduled Dabs or m Ins than the.Mheduted amount. Your payment will he applied find to the ended and unpaid pad of taw France Charge and Men b am unpaid Amount Financed. TN Fkenco Charge is ..do by applying the Annual Percentage Rate to We unpaid A-MA Farmed ha the scbral rime that ale unpald Amount Fn-Iced Is auMandng. If 8e vehkle is repOs- saluad, you will nil have the right to raMate the contract these the Seller agrees. B. Section Paymalt Contneb: N your am installment payment under this commcl is a baton pay-. as indicated on the I- 01 the cnNram. you may hands the teal klaellment payment ,n ore of three ways. Fin g, you may pay al that you awe when IM last mslaymenl payment re due and keep your motor vehicle. .Second, you may relsunca the last instolWwt payment unless you are in Default under this conned. D the Seller has advanced funds 0 Oise any damdt, you must pay back DO, Stier betas the refinancing. You shad must provide proof d insurama accept. Wet* Baker behoralMrehns ng. The Annual Percentage Rate (APR) for the refMancng will be ft laver of the APR agreed to by you and rise Seiler at the miss of aw refinancing or Me mandmum run padded by ear. The tent of the nmisuveng mil be based on the amount nrinsnced, Me nil, and the amount of the monthly Peymant The rofnanced mo ley payment hall be Mar same as In flue compact H the arldr need .mound will be fully paid wwio 36 domms of the due data of me [set imtaament payment. Otherwise. Me maHMy payment amount Shall he the mount needed b fully pay the rakanced amount mthin 36 months d tie due data of the fag inMOw m payment. II you wash a MfiMnca, you mug Many, fns Sent- In wmslg. Eaceld as disneaed in this ammn, Me notice mug he naeived M later Then 30 days pna b1M dad Date d the lag nMUti tpayment. Third, you may awl the vehicle to the Sager tar an amount must M the laid Mstwmem payment. You must pay to the Seller any her amount owed under this contract. Amounts you owe aria be based, In pert ash tie vehk 'e mileage. You also most Pay W the Batter the emersted come d w ipaks to the vehtde Mal are Ihe resift d emdu caw and use, as as brill bebw. You must take the velw le to a place effected by the Saner for respecaon rod later than 15 days prior to the last intrallmMt payment due ders. Alter 1M sepection. H you decide b well the vehtcle 10 Me Salver, you mull give she Assets m lee Baker no later given Me fag Lykl ant payment due call At Met lima, you must alp give the Seller a aM, which grows no Hens other than the Seller's lam, wnsWrkV owMn ip to Me Se"r or a person Worded by the Scaler. After the inspelaan. 'd you deride .1 to .11 -hid. tome Seller, you must i.--nary Gonad Me Satyr and Imam the Better whWmr you want to roNnanca Me laid imtofteM P.Yment. C. Damage Repel: It your leg inatwkMnt payment under this .no.p[ fa a namon payment .M you tar the wide back to the Seller under Paragraph B, you acs responsible lot repass of ail damage to the vehicle that are not ins msuH of Mma mar end .Se. Than. repairs include, bid and ,hat Im m a, theSe necwsay to (s) Ali any am rid pert d a makeng set of four or arty the which Ms ten tlhan 1/6 'ms of leaning wad: (ii) repair all i edlanscal dwells: (III) repair or replace all denad. scratched, chspped, -lad a mismaMetl body panels, pairs or vehicle kentimali- Hans: all of Arm. sCmtdwd, Need. said, broken or missing Mm and gra woM; all Saakhed. MCkad, paced a brWan glass; ell faulty vandow, rrefJhani-a; w broken or brmed our rights; all seclforo malfunctions; ell nterior rips, Mr., but. or word arose; and all dotage which would be ,canted by core bn a campmherrve insurance whether or let such rice b --y M tents. II you have not mans he race" broom supecom, .1 em vehicle under Paragraph B, you it owe the wMMated pate of such .Pa., 01 at In. Pat,. an nil rasa. prior to your. 1. of the Seller. If you disigme with the wilco W caste of vehicle rep- you may have Me handle made at your Om-80 prior W you aeb of Ma vehicle a the Bailer. 0. Security W a . You give IN Stier. s eculy Mlereg In: I. The vehade and all parts or star goods pa an the vehicle; 2. All money «goods repelved for the vml and 3. All imlaenca pmmlumc and serMOe commcts financed for you. Thle secures psYour Oof ail Yn ay- owe unar Dee c-wcl. it also secures your other egreemrss in Mis eorsmct. E. Use of Va l• • WarraMiw: You mug lake care Of 1. vehicle and obey of laws in using H. You may nil MR or rim the vehicle , and you mug keep H has from Me h farms of Shan. You will not use «psmH the lab of Me vankN ouaida of We Unketl sm_, saepl for p a 30 Days in Ganda Or Mexico, without the pder wnhen consent of the Baker. S Visa v-Iesa a of • type deriver -ly tasted far paneMl use and Via 8eb-, or the vahl- de's nonawetunr, eStand. a wrNlen Manny « serves contract war kq the veMofe wahb b bye hem the idle of this a -t' Yee Bet MrplNd Mn-des.1 rn-oh sty .rid IMeea ter a p-Ikuar pmpee• covering the Melee. OIMnWee, Yal -Nerg-q -eel agrM lMl team an no se.h frnPCed w-mliM, eaxp ee eth.Wd provided by law. F. Vehicle komnm: You mvsl issue the vsole against bas « Pomace from coUsiOn. in. a Men. You mwt Mme Selo, as the I.. payee under ate i.ur-ca policy. The Boller dual f approve the type and amount Of Insurence. N the vehloes, Is lost d-wged or destroyed, you most Pay the SeI W what is still owed. You agree Mal the Seller can make a claim miler the murenoe polity. You au hicrize the Insurance tompafIly to provRle Wier any m omuuon Baker believes Moeswery to make a claim. You must use ineuunce proceeds to A meir the vehicle, unless the damage to the vehicle is considered a -ual loss. It Ma Mmage to the vehicle s. considered a total loss. You must - Ihe rown ce proceeds, to pay calla you old the Seller. It your insurance on the vehicle doesn't pay all you owe, you mull pay what is Still owed G. R-om.If 1Mur-ne PMelalla and Service Contract Charges: This contract may,cmmeln charges for Inlumnce. commons. or other conlracla. You agree that the Sell can Iaim benefits under these contracts and unless prohibited by law, brmklele them to Obtain wharfs d .-,Id .1.19.1. reduce what you owe. It Me Saw gas a refund on nwm c a. contracts, or other cmitimi the Sale, WI submecl Hiram Service wnal you owe. Once all amounts care, under this commot an paid, any rem anng retunds will be Paid to you. N. Default: You will be in defmdt it 1. You do not make a payment when it u due; or 2. You gave false or mlalesdlag Intimation on your credit apphcadon rebong to ft. comtmcl; or 3. Your vehicle is sized by any 1-1. sears, m f l Mimomy and is not promptly and uncondllbneHy, rammed to you or 6. You file a bankNmcY pemron or orb Is filed agafMt you; or 5. You oo not keep any Oder promise n this contract. II you default, Sigler can a mcm Sahara rights under this con, it= and Seger s Deer rights under the law. 1. Repoweesion: If you default, the Seller may require you to Pay at ortco the unpaid Amount Firamed. the earned and Unpaid pen d the FlMnce Charge and all other amounts dwe under Mle contract. Seller may mp n IQ" back) the vehicle, M. Sander may Stem take good. found in or on me wallas when repOeetwe•d and Mid Poem 10, you. J. Your Rigm To Radeam: It me vahidle is faker back, Seller will Send you a notice. The nob" IN coy tell you may redeem (coy back) tare vehicle eM wet MP MM now b redeem Me velvde: You may redeem Me vehicle up s, Me time the MW soft It Or agrees to sell it. II You do nil redeem the vehids. H will be arid. K. Dkposltion Of Motor Vehicle: II the vaMCle I. elan back and Sold, the money hod the eat, bas slowed agma . wig N used to pry the amount still oared on the contract. Allowed ekpentme include thnae paid as a cards result of having a retake the vehicle. Mid It, prepare k for sale, and Sell It. Reasonable lawyer's lees and legal ,meta ale allmved, Ip. II them a my -,my left a (surpus), it will hepao in you. If the money from the sale Is not enough to may on. this contract and comb, You will pay wail is Sfill owed to the Salver. It you do elf pay thle amount when Me Sailer Saks, the Sander may 0nsr9e you interest at the highs., lawful to unlit you pay. L CohCVim Cana: E=ve as dhawise provided by law you must Pay any and all emenses misled to mbrcing this canrect. mclnding collection expenees, (lawyers' tees and Other legal expenses. M. ConslNrtar Report.: You authorize the A iWm Need on the front of MIS comes,- to titan conwrmer Crean r"WAS ham sumer reporting agaMiss laadt bureaus) for any caste- and at any time In connection wiM this contract. N. Applicable Law: You agme bull M us contract will be Dammed try the laws of the stale of P-Mylvenla. General: This eontreclctinleMSthe entire aprwemenrbwween 0. Saber end you mlamg to the asks and finny" of the motor vehicle. It any pen of the contract is feu valid, all othun pans stay void. If Seller doe-T -force Sellers lights every timm. BMW do gill amOme Inam Idler. Selbrwin...mme all of Swes- rights ,A a lawful way. If the last uNlsllarent payment under this condact is a balloon payment. Msighee flee assigned o OI Exchangs, in its capacity as Aagami Qualified samrdwfary, Hs hghw (out rid Its oalgaeang with reaped to the pmmhaee end We d In. wide. FTC NOTICES NOTICE-ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SMALL NOT EXCEED AMOUNTS PAID Ueetl Motor Vehicfe Buyers Guide. It you are buying a used vehicle with this contract federal regulations may require a special Buyers Guile to be disparyed on the window of the vehicle. THE INFORMATION YOU SEE ON THE WINDOW FORM FOR THIS VEHICLE IS PART OF THIS CONTRACT. INFORMATION ON THE WINDOW FORM OVERRIDES ANY CONTRARY PROVISIONS IN THE CONTRACT OF SALE. ,gy was apply c wow for eaniva l Or apric" use. 1, ulw caw. You (aeo) was reg? amasms astral wy s,-4- Or wkeeewm Itataw a IMO Cwwwm shy w.w., aahMr, «aadla adtkn rodnlry awe.llanalM e.k.rormaMlaaumaNwvwvd.i GUARANTY To cau. MISS Baker b cal the van" d-albe l on Me from of M. -I- W IM Buyer on tract apn person who Signs below as a 'GuMntar glwaadesa Me paymilof this coded. This me•M eat H the Beyer falls to wY -Y mcday put b o - aq -m , oath pare- hero ag. ties glsaranbr wIH pry h when asked, Each Gu m nbr wig sips below Post M wile he Iie1Ne for ft whole amount owns awn ii aria or mast oMw mcoa also sips Mb Guaranty. Eeeh Gwrant« elSaapreeS M be liable av- II dsa SeH- dew ohe or am of dsa tokowirg: (a) II= 1M Buver more MM a pry -e a more eeymanb I (b) gmee a release M IIrH or in pan b any of the other Geemntors, «(e) mleuwe any Seaacy. Each Guaremor also gates that he has rewired a completed copy of the =d and this Guaranty at Me Mne of sfgneng. Gu-wal Addre¢6 Gust-or Address Arbilrellco e a method of Y dam, dpeule. or mrMDMrey Idwadhah. a'Clam'1 wIIhW Deng a awsuH In ,stet Elver you or Sawn l'ee' a `ee'l lass, a en )may Clrooas as ay, and, Ind udm ilea a lawsuit r lentil. M rim and Clam mw.d to ma cohhbadl bddad by OWa . SWI kldlda but am nil lMHN SWISS paw t) CINrIe =V16 Ory or ssalW W: 2) ClebnslrrnapgaaYr adnwp ms rSeryrMtlan, elope. « d ma tlmr. « d arty erra baween You and W, pplicaHOn for call et caorael, a any a reiaaukin aMe or? or aMMaba; 4) Cakns a nakg W of or rearing m your e y g v a agauaip, Including met wtM tlo desbr, m any sus mun..hip whet 1hM padea who de notsign th jTS YOU AND VIE AOREET SUP wMr You . shah roe and M agme a wehre the following rgnta : RqM TO A TR111L, WNE7NEB B'/ A,NDOE OII JURY • R HT TO PARIICIPME AB A CLABB L041E8ENTATVE OR A CLASS MEMBER N ANY CLASS CLAN YOU MAY HAVE AGAINST US WWMN M COUNT OR IN ARBRRATION • BROAD RIONTS TO DMCOVERY AS ARE AVALABLE M A U "UIT • RIGHT TO APPEAL THE DECraION OF AN ARBOIIATOR • OTHER MOMS THAT ARE AVAILABLE N A LAWSNT 4g0I?YSSAB We It a Claw is -bwlad, you and we will CMamm to have ate Idbwing n , mill will ing noel provision as sa any laid: If R'to lib barruplq in court; 21 faghl to arsorSe McW-ri inlMel in the vehicle, whemar by repweeearom or tlxcneph a darn Or. 3) Rpm M. tales Iagal action a eMarx Nw emkrelora dadaion: end a) Rig. to reamer Ihel a dour of law revlew Munhe, Me mbwlar exceeded ft aubgay. FJIM, Pady marl domed man d taw a-«i-oM kged pebw and Me dlMr Perry to gel amnrman, The appgkebb miss Oft'RWwy maY he lasted bOrm Me wsw-H-. A- - ArbMaadn A-Od.- ('AAA'). al 14BMnll-7879. « www.aa-og; • National Arbltramn Faah, g 1-wO.TY23y1, or awlsdotorum.ocrn. II Moro b e Cc i ict between lee Rulwe and Nka contract, Oft conduct Will govffm. The l * is seiti0ct 0 1- r tUB,?S 1 et sai and tea Federal Rubs of Endenoe. The aMlrabn decision mall he in wmHkg wan a alpcoraq a pay yourtaa m•wcWlle emiMdm ilea and alpe.es (Mt ircluJnp aMmey hest. eased wMra appkcebb Imw MlawiM aO.idem) ot 6125. We wan pay gild whllke flkep IN 11 M am9ml BrMresart 1ksi. AnY POmtbn al Mle aromatfon of-. Mg ke unsmdceable gbll he Severed, end Me mmeirmg prwiekM aNH he ardanod. is rnTrsl (still ml M••b,a •Aan'e m.v N0T w u•me.l SEE OTRER SIDE FOR ADDITIONAL AGREEMEMS f tr-r.bnKd I-oc "'PRN"" Ford Motor Credit Company P.O. Box 17948 GREENVILLE, SC 29806-8948 (877) 805-7187 P17KWAW20X)22 BRIDGET J. DOUGLAS 79 W MAIN ST CARLISLE PA 17015 Date of Repossession 08-16-2010 Date of Notice 08-27-2010 Date of Contract 05-17-2008 Account Number: 043875927 Buyer ERIC P. DOUGLAS Cobuyer BRIDGET J. DOUGLAS DESCRIPTION OF PROPERTY Year 2008 Make FORD ?x New ? Used Vehicle Identification Number: 1 FAHP35N28W 197398 Model FOCUS Body 4DR NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke promises in our agreement. MENNEN FX7 ?C PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will sell the property described above at public above at private sale sometime after 16 days from the sale to the highest bidder on the date below (or any adjournment Date of Notice shown above unless redeemed by you date). The sale will be held as follows: prior to such sale. Date of Safe Time of Sale Place of Sale You may attend the sale and bring bidders if you want. NOTICE OF REPOSSESSION The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money under your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. The property is presently stored at: MANHEIM AUTO AUCTION 1190 LANCASTER RD 1190 LANCASTER RD PA HOW TO GET YOUR PROPERTY BACK To get your property back, pay us this amount by certified check or money order before the vehicle is sold. Unpaid Balance $ 19,826.38 Plus Costs: Repo Expenses $ 200,00 MISC FEE $ 5.00 $ Plus Late Charges $ 149.69 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 20,181.07 (Plus expenses incurred if default at the time of repossession exceeded 16 days and less rebate received after the date of this notice.) Your property won't be sold until 16 days after the date of this notice at the EARLIEST. After that you can still get it hack any time before its actually sold. If you do, we'll have no further claim on it. But the longer you wad, the more costs (including repairs) you may have to pay. If you have any questions about this, please call us. ? The property has been (or will be) returned to: (dealer/original creditor) Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money after the sale, you will pay it to the dealer/original creditor. ? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by contacting this office. Thereafter, the personal property shall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (01 Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above PAYMENTS: All payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance has been cancelled. You have a right to get credit for all premium refunds. KYDIA S. EDWARD FFNA 11988-37 tan 02 Pu-ous editions may NOT be used. CUSTOMER/CUSTOMER FILE Printed m U.S.A. "'PRN- Ford Motor Credit Company P.O. Box 17948 GREENVILLE, SC 29606-8948 (877) 805-7187 P17KWAW200019 ERIC P. DOUGLAS 79 W MAIN ST CARLISLE PA 17015 Date of Repossession 08-16-2010 Date of Notice 08-27-2010 Date of Contract 05-17-2008 Account Number: 043875927 Buyer ERIC P. DOUGLAS Cobuyer BRIDGET J. DOUGLAS DESCRIPTION OF PROPERTY Year 2008 Make FORD Q New ? Used Vehicle Identification Number: 1 FAHP35N28W 197398 Model FOCUS Body 4DR NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke promises in our agreement. ?td s 7x PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will sell the property described above at public above at private sale sometime after 15 days from the sale to the highest bidder on the date below (or any adjournment Date of Notice shown above unless redeemed by you date). The sale will be hell as follows: prior to such sale. Date of Sale Time of Sale Place of Sale You may attend the sale and bring bidders if you want. -? NOTICE OF REPOSSESSION The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money unde your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. The property is presently stored at: MANHEIM AUTO AUCTION 1190 LANCASTER RD 1190 LANCASTER RD PA HOW TO GET YOUR PROPERTY BACK To get your property back, pay us this amount by certified check or money order before the vehicle is sold. Unpaid Balance $ 19,826.38 Plus Costs: Repo Expenses $ 2DO.00 MISC FEE $ 5.00 Plus Late Charges $ 149.69 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 20,181.07 (Plus expenses incurred if default at the time of repossession exceeded 15 days and less rebate received after the date of this notice.) Your property wont be sold until 15 days after the date of this notice at the EARLIEST. After that you can still get ft back any time before it's actually sold. If you do, we'll have no further claim on it. But the longer you wad, the more costs (including repairs) you may have to pay. If you have any questions about this, please call us ? The property has been (or will be) returned to: (dealer/original creditor) Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money after the sale, you will pay it to the dealerloriginal creditor. ? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by contacting this office. Thereafter, the personal property shall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (OI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above PAYMENTS: All payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance has been cancelled. You have a right to get credit for all premium refunds. KYDIA S. EDWARD FFNA 11985-37 Jan 02 P-ous ednons may NOT be used. CUSTOMER/CUSTOMER FILE Pnmed in U.S.A. 13-Oct-2010 12:51 PM Nashville Service Center 6153152809 Ford Motor Credit Company P.O. Box 17948 Greenville, SC 29606 1-877-805-7187 DATE, October 13, 2010 ERIC P DOUGLAS 79 W MAIN ST CARLISLE PA 17015 STATEMENT OF SALE Account Number: 043875927 The following proporty has been sold. Year Make Model Vehicle Identification Number: 2008 FORD FOCUS 1FAHP35N28W197398 Gross balance owing on your contract (1) $ 19,981.07 Deduct: Finance Charge Rebate. (2) g 0.00 Balance owing prior to sale (3) $ 19,981.07 Deduct: gross proceeds of tho sale (4) $ 9.100.00 Balance less gross proceeds of the sale (3 - 4) (5) $ , 10,881.07 Add: Expenses of retaking and storing, and (6) $ 470.00 any attomeys' fees allowod by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate (7) $ 874.90 Other: (a) $ 0.00 (9) $ 10,476.17 DefcicncyYx Surplus" (10) $ 0.00 The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus" or Deficiency" If the sale resulted in a surplus, a refund for the differenco will be mailed to you. " If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: FORD CREDIT NATIONAL RECOVERY CENTER FORD MOTOR CREDIT COMPANY P.O. BOX 6508 P.O, BOX 55000 MESA, AZ 85216-6508 DEPT 194101 1-800-732-2264 DETROIT, MI 48255 1941 8/9 FFNA119DO 011(14 Pm,%;ous C&ions may NOT be usetl. 13-Oct-2010 12:51 PM Nashville Service Center 6153152809 9/9 Ford Motor Credit Company P.O. Box 17948 Greenville, SC 29506 1-877-805-7187 DATE: October 13, 2010 BRIDGET J DOUGLAS 79 W MAIN ST CARLISLE PA 17015 STATEMENT OF SALE Account Number: 043875927 The following property has been sold. Year Make Model Vehicle IdenHication Number: 2008 FORD FOCUS 1 FAHP35N28W1 97398 Gross balance owing on your contract (1) $ 19,981.07 Deduct: Finance Charge Rebate (2) $ 0.00 Balance owing prior to sale (3) $ 19,981.07 Deduct: gross proceeds of the sale (4) $ 9,100.00 Balance less gross proceeds of the sate (3 - 4) (5) $ 10,881.07 Add: Expenses of retaking and storing, and (6) $ 470.00 any attorneys' fees allowed by law, and expensos of reconditioning and selling. (7) $ 874.90 Deduct: Insurance Premium Rebate (8) $ 0.00 Othor: (9) $ 10,476.17 Deficiency' Surplus" (10) 0.00 The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). - Surplus' or IOoflciencyWW + If the sale resulted in a surplus, a refund for tho difference will be mailed to you. .W If the sale resulted in a deficiency, you should immediatoly remit the amount shown on lino 9 to the address for payments shown below. For additional Information call or write: Mail doficiancy payment to: FORD CREDIT NATIONAL RECOV>:RY CENTER FORD MOTOR CREDIT COMPANY P.O. BOX 6508 P.O. BOX 55000 MESA, A7 85216-6508 DEPT 194101 1-800-732-2264 DETROIT, Ml 48255 1941 r-FNAI1990 01104 Proviov5 oftone may NCYr be used. AUCTION (:UFY WEIR PENL9YL'WWIA 1190 1 AFTER 'IIOAD rAKIR PA 17345 (ON) &-M FAX(717) 665-IM vEAR MAKE MOC .BID* 1385 ?i 0-860--140049 FAHP35N28N197398 RIES BOGY COLOR-. O ".T. PS N fi PB 9830500 r4-Wafts 0/08/2014 ]F( jCUS ANN CONDif REPO; RETAIL REPOSSESSION *46ol d e On, Stfllub:;90t** NOTESs I I e IPSI 7 IPSI 141 REEN sSUAR'TEEI s iFULL IFILL f oR??r E aF as+ Pua? aft saNauaE? ?f?r rc? io wrr 630000000 910256 1'606si zm=; 1DT(R CREDIT-CO ICAN RD 'RI 'I '481116 5057231 1 1385 P NEW SRE>ED AUTO 6X8 INC U 1317 1389 36 ST R 18ROOA.1fN ' W1, 111118 (718) iW111E3 C H I&WC BERBER , . S E R X PRINTED PURCHASERS K" MUYEAI ' 1jignature On File PUROHASERS SIGNATURE MUYER) - RM"ASER MUST RETURN SIONrEDCOPY OFODOMEI ER DISCLOSURE STATEMENT (FRONT i SACK OF THE IF MADE ON TRLE) TO TRANSFEROR (SELLER) OR eE tKlB.IECT To CIVIL A CAW4ALPENAI.TIRA, LNMUDINO FMIIIANDJAIL.TNhMM ISPAdd 1904@C.F.R.aee.a(S. AUCTION ASSUNU NO RRPONifRJUTIf NOR GUARANTEES THN ACCURACY OF TM-ODOIiRMII.fU[ADING DOCUMENT NOT VALID FOR EXPORT =BCs BA r' 1 ? V. Matih6im NOT A RECEIPT OF PAYMENT IDECLINI PSI i I tuz ODOMETER DISCLOSURE STATEMENT Seotlon 580.5 Disclosure form FEDERAL LAW (AND STATE L.AW, IF APPLICABLE) REQUIRES THAT YOU STATE THE MILEAGE UPON TRANSFER OF OWNERSHIP, FAILURE TO COMPLETE OR PROVIDING A FALSE STATEMENT MAY RESULT IN FINES ANOIOR IMPRISONMENT. ? (1) I hereby certify to the best Of my 1nowedge the odometer reading reflects the amount of mileage In excess of Its mechanical limits. ? (2)•I hereby certlty that the odometer reading Is NOT the actual mileage -WARNING - ODOMETER DISCREPANCY FORD 1101 CREDIT COPANYaLLC STALE TrW THE ODOMETER NOW READS MILES (NO TENTHS) AND TO THE BEST OF MY IWOWLEDGE THAT IT REFLECTS THE ACTUAL MILEAGE OF THE VEHICLE DESCRIBED HEREIN, UNLESS NOTED DIFFERENTLY ABOVE. For value rseNved I hereby eel. asegn or tram ar Me vehicle desedbW on this docurrmU to the pumMaer named at left. X TRANSFEROR'S, SIGNATURE (SELLER) XSI'ONATURE ' ON FILE PRINTED NAME OF(SIGNOR) ' EL 14X I IF I CLERK= SOLD BY I 1 MOH I SOR LICENSE NO.- I TAB 9UYEA PUME CHECK ONE ? CLEAN ? ROUGH 11 AVERAGE (1) (2) (3) NOTICE: • Do not re-purchase or finance without certificate of title. • Auction retains security interest in vehicle until good funds received. NS s ORIGINAL 10/12/2010 Manheim(D VEHICLE CONDITION REPORT 4910256 MANHEIM PENNSYLVANIA CUSTOMER FORD MOTOR CREDIT COMPANY,LLC 1190 LANCASTER ROAD ACCT. NAME MANHEIM, PA 17545 ACCT. UNIT NO. 48063000000000000043875927 RTR . 800-822-2886 INSPECTOR DAWNW INSPDATE • 8/30/2010 VIN 1FAHP35N28H197398 2010 60 14 48 ARRIVAL DATE 8/30/2010 tMORKOR0ERN0 160893 SHOCK NO DESCRIPTION 2008 FORD FOCUS SE 4DSN Hard Top, BLACK w/GRY Cloth MECHANICAL 2.0 Liter 4 Cylinder Gas, Automatic w O/D, Pwr Brakes, Pwr Steering MILEAGE 37,363 MI, Digital TM- RADIO CD Player, Aux - USB Input, CD Changer/FACT-06-Dash, Satellite Radio/SIRIUS EQUIPMENT Pwr Locks, Pwr Windows, AC, Cruise, Rear Defroster, Tilt Wheel, Air Bags/Dual-Front, Frt Cntr Consol, Floor Mats, Sec System, St Wh Audio Ctl, Tire Press Mon, Trip Computer, Trip Counter, Alloy Wheels, Pwr Mirrors, Pwr Trunk/Gate, Two-Wheel Drive, 5 Passenger, 4 Door, Regular Dash, 50 St Emis, Own Manual, EPA Label, Wtnty Book Labor Labor Pabst L&W NON CHARGEABLE (Normal Near & Tear) CHARGEABLE (Excess Near & Tear) ? Front Bumper Curb Rash 6" to 7" Repair 1.5 3.4 161.70 LFT,RT ? LF Door Dent/No Paint PDR/1 PDR 45.00 ? L Qtr Panel Dent/No Paint PDR/1 PDR 45.00 ? Deck Lid Dent/No Paint PDR/1 PDR 45.00 ? R Bumper Cover Center Scratch Heavy 3" to 4" Partial Repair 80.00 ? RR Door Dent/No Paint PDR/1 PDR 45.00 ? Gas Missing Replacement Req Replace Parts 1.00 Labor & Paint 4. 9 Hrs. 241.70 PDR 180.00 CHARGEABLE DAMAGE TOTAL: 422.70 Announced Condition......... REPO; Consign To..: Financial TOTAL DAMAGE Color Code..: UA/FW Parts 1.00 Driveable...: Yes Labor& Paint 4.9 Hrs. 241.70 Int. Cond...: Average, OK Odor Mechanical 00 Cert. Cand..: PDR 180.00 Cyberlot....: Ineligible Air Brush .00 Oil Cond....: Fair DAMAGE TOTALS: 422.70 Keys ........: Mst 2 Trk N Spr N Val N Rem N Inf N Cmb N KGo N Tires .......: LF 5 HANKOOK 195/60RIS LR 6 HANKOOK 195/60R15 Average RF 4 HANKOOK 195/60R15 RR 5 HANKOOK 195/60R15 SP Mini Spare Fuel Level..: Empty Service .....: Scheduled Maint. No Date - Mileaee - Location - Category Code..: RTR Part 1.00 Grade 4.2 - Clean (Manheim AutoGrade) Title Received......: 9/27/2010 Acceptance Date: Approved By: Date: Last Updated By: Date: Detail Fees Not Included. Page 1 2010 060 14 0048 ,1•tHEl,? SOFT COPY WORK ORDER 160893 10/12/2010 L'TI? MANHEIM PENNSYLVANIA CUSTOMER FORD MOTOR CREDIT COMPANY,LLC 1190 LANCASTER ROAD 4910256 ONE AMERICAN RD MANHEIM, PA 17545 DEARBORN, MI 48126 VIN 1FAHP35N28N197398 ARRIVAL DATE 8/30/2010 WORK ORDER 160893 YEAR MAKE MODEL BODY COLOR MILES ENG R TRN PS PS AC EN ES TOP CC EL INT CLR 4X4 TL SRS SI DF 2008 FORD FOCUS SE 4DSN BLACK 037363 4G C 0 X X X X HT X X C GRY X D F X SOLD 10/08/2010 STOCK# LEASE 48063000000000000043875927 TITLE DESCRIPTION PARVINV# QTY/HR COST AMOUNT TOTAL PDR RRDR 0401179092 .00 45.00 TOTAL SUBLET REPAIRS 45.00 VALUE DETAIL 72.50 72.50 72.50 TOTAL APPEARANCE RECONDITIONING 72.50 * NON-DEDUCTIBLE CHARGES REPO; SOLD TO: 975603 00 NEW BREED AUTO SALES INC 1317-1329 36 ST BROOKLYN, NY 11218 INVOICE PRICE 10,000.00 SALE PRICE 91t 9,100.00 SALE FEES 65.00 A/R ANT RECON TOT 117.50 DLR RECON CERTIFIED SALES TAX PRIME FEE S33U.CST SAT FEE 30.00 SELLER PROMO FEE TOTAL EXPENSES 232.50 ------ NET SALE PRICE 89% ------- 8,867.50 ENTRY # 060 2010 14 0048 CHECK OR DFT # 7433141 PARTS & MATERIAL LABOR CR/INSPECTIONS/IMS SUBLET REPAIRS MISCELLANEOUS EXPENSE APPEARANCE RECOaIDITICNING TITLE FEES SELLING 6 ADMINISTRATIVE PHBS ADVANCE CHARGES TRANSPORTATION RECON TOTAL 117.50 45.00 i 72.50 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ' 215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 2011-3859 CIVIL ERIC P DOUGLAS AND BRIDGET J DOUGLAS "03 Defendant(s) 2" -Orn N <? UP PRAECIPE TO ENTER JUDGMENT .; ?z am TO THE PROTHONOTARY: .-? cn a No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant(s), ERIC P DOUGLAS and BRIDGET J DOUGLAS in the amount as follows: Principal Amount $ 10476.17 Interest to Date $ 550.84 Costs $ 142.00 TOTAL $ 11169.01 Date: June 15, 2011 MAURICE & NEEDLEMAN, P.C. BY: JOANN EDLEMAN, ESQ. Attorney for Plaintiff LA"A 41y6ppa a4? ca* b69A-7 vuh-a M OAP- ? MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 15) '/?59-'/ 155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ERIC P DOUGLAS AND BRIDGET J DOUGLAS Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 2011-3859 CIVIL AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that she is an attorney at law and that on 06/01/2011 she mailed a written Notice of Intention to File the Praecipe to Defendant(s), ERIC P DOUGLAS, at 79 W MAIN ST , CARLISLE, PA 17015 and BRIDGET J DOUGLAS, at 79 W MAIN ST CARLISLE, PA 17015 by regular mail. J04NN mey for Plaintiff SWORN TO AND SUBSCRIBED before me this2D y O1) otary Public NOTARIAL SEAL RASHETTA ROBINSON Notary Public PHILADELPHIA CITY, PHILADELPHIA COUNTY My Commission Expires Mar 23, 2015 MAURICE & NEEDLEMAN, P.C. BY: NEEDLEMAN, ESQ A me for Plaintiff ..a .?_, MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff /89-'/ 1 S5 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ERIC P DOUGLAS AND BRIDGET J DOUGLAS Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 2011-3859 CIVIL CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 06/01/2011 to Defendant(s), ERIC P DOUGLAS and BRIDGET J DOUGLAS, against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 06/01/2011, a copy of the mailing to the Defendant and affidavits of service are all attached hereto. MAURICE & EDLEMAN, P.C. t BY: - JO NEEDLEMAN, ESQ. Attorney for Plaintiff Date: June 15, 2011 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (L15) "ItSy-"7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ERIC P DOUGLAS AND BRIDGET J DOUGLAS Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 2011-3859 CIVIL CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant(s): ERIC P DOUGLAS, 79 W MAIN ST, CARLISLE, PA 17015 BRIDGET J DOUGLAS 79 W MAIN ST, CARLISLE, PA 17015 MAURICE & NIPEDLEMAN, P.C. BY: JOANN NEEDLEMAN, ESQ. Attorney for Plaintiff Date: June 15, 2011 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff /z59--/ 15J FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ERIC P DOUGLAS AND BRIDGET J DOUGLAS Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 2011-3859 CIVIL AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that she represents the Plaintiff in the above entitled case and that Defendant(s), ERIC P DOUGLAS and BRIDGET J DOUGLAS, are over 18 years of age; the occupations of Defendants are unknown and to the best of Plaintiffs knowledge, information and belief, Defendants are not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. SWORN TO AN?DaUBSCRIBED before me this ZM-ay O1(` otary ?Pub?lic? M AURICE & NEEDLEMAN, P.C. BY: JOANN T?WLEMAN, ESQ. Attorney fo laintiff NOTARIAL SEAL RASHETTA ROBINSON Notary Public PHILADELPHIA CITY. PHILADELPHIA COUNTY My Commission Expires Mar 23, 2015 ili;? olri Attorneys at Law jibe 935, One Penn Center 117 John F. Kennedy Blvd. Philadelphia, PA 19103 tel. 215.665.1133 fax 215.563.6970 www.mnlawpc.com Donald S. Maurice Member NJ Bar Board Certified Creditors' Rights Law rican Board of Certification Joann Needleman Member PA & NJ Bar Thomas R. Dominczyk Member NJ, NY & PA Bar Rachel Mahn Member NY & NJ Bars New Jersey Office Maurice & Needleman, P.C. suite 2007 5 Walker E. Foran Blvd. Flemington, NJ 08822 tel. 908.237.4550 tax 906.237.4551 June 1, 2011 ERIC P DOUGLAS 79 W MAIN ST CARLISLE, PA 17015 RE: FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY v. ERIC P DOUGLAS AND BRIDGET J DOUGLAS CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 2011-3859 CIVIL Dear Mr/Mrs/Ms DOUGLAS: Our File No. 15386 Enclosed please find a ten (1.0) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on May 3, 2011 . Unless an answer to Plaintiffs Complaint is filed. with the Court within ten (10) days from the date of this notice, a default judgment maybe entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, "IrICE & NEEDLEMAN, P.C. f Jo' Needleman, Esq. JN/dlh Enc THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 1J) /759-11JJ FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ERIC P DOUGLAS AND BRIDGET J DOUGLAS CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 2011-3859 CIVIL IMPORTANT NOTICE TO: ERIC P DOUGLAS DATE: June 1, 2011 79 W MAIN ST CARLISLE, PA 17015 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE; CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MA &. NEEDLEMAN, P.C. BY JOANN EDLEMAN, ESQUIRE Attorney or Plaintiff _ cfl cn C pZn m = f" z Z Dz Z m >, z m CO --j 0 r w;o m z -4 rn D r> _ rrl Z p D GC} - ? rn _ o rn cn o -4 _ -n a ZOI,O o3ny0 N??a ,..e Lac"gowszoo Attorneys at Law Suite 935, One Penn Center 1617 John F. Kennedy Blvd. Phiiadellohia, PA 19103 tel. 215.665.1133 fax 215.563.6970 www.mnlawpc.com Donald S. Maurice Member NJ Bar Board Certified Creditors' Rights law ,merican Board of Certification Joann Needleman Member PA & NJ Bar Thomas R. Dominczyk Member NJ. NY & PA Bar Rachel Marin Member NY & NJ Bars New Jersey Office Maurice & Needleman, P.C. Suite 2007 5 Walter E. Foran Blvd. Flemington, NJ 08622 tel. 908237.4550 tax 906237.4551 June 1, 2011 BRIDGET J DOUGLAS 79 W MAIN ST CARLISLE, PA 17015 RE: FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY v. ERIC P DOUGLAS AND BRIDGET J DOUGLAS CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 2011-3859 CIVIL Dear Mr/Mrs/Ms DOUGLAS: Our File No. 15386 Enclosed please find a ten (10) day notice of default which is self-explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served. upon you on May 3, 2011. Unless an answer to Plaintiff's Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, MAURICE & NEEDLEMAN, P.C. Joann edleman, Esq. JN/dlh Enc. THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. ERIC P DOUGLAS AND BRIDGET J DOUGLAS Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO.2011-3859 CIVIL IMPORTANT NOTICE TO: BRIDGET J DOUGLAS DATE: June 1, 2011 79 W MAIN ST CARLISLE, PA 17015 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGLE PERSONS AT A REDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (71.7)249-31.66 MA C & NEEDLEMAN, P.C. BY JOANN EDLEMAN, ESQ Attorney for Plaintiff ?C 0 °mn m rn -v =ZZ DZO Z Drn m tozo m 0?m D Z 0-4C CD r C7 r?-DM _ MZ? D?0 =- c rn C M G) C/) _ cn = = o ,-Mmy "040 00 N??D ?oG)(AM 0 LacgsS00DSL90 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson ?--? Sheriff Jody S Smith ??a?rn of ?reon3?r?fi? Chief Deputy } T . Y. Richard W Stewart Solicitor 4 MC4 OF ViB VI;:F Ford Motor Credit Company VS. Case Number Eric P. Douglas (et al.) 2011-3859 SHERIFF'S RETURN OF SERVICE 05/03/2011 07:39 PM - Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on May 3, 2011 at 1939 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Bridget J. Douglas, by making known unto Eric P. Douglas, H and of Defendant at 79 W. Main Street, Carlisle, Cumberland County, Pennsylvania 17015 its nten an at the same time handing to him personally the said true and correct copy of the same. M ^ SON,DEPUTY 05/03/2011 07:39 PM - Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on May 3, 2011 at 1939 hours, he served a true copy of the within Complaint and Notice, up the within named defendant, to wit: Eric P. Douglas, by making known unto himself personally, at W. Main Street, Carlisle, Cumberland County, Pennsylvania 17015 its contents and at t ?sam tirr a handing to him personally the said true and correct copy of the same. DEPUTY SHERIFF COST: $50.00 May 04, 2011 SO ANSWERS, 4z X?4? ?---? RON R ANDERSON, SHERIFF icj CountySWie Sherri. 7Heosoft. Inc. Request for Military Status Department of Defense Manpower Data Center 40 Military Status Report Pursuant to the Service Members Civil Relief Act Page 1 of 2 Mar-07-2011 08:40:52 Last FirstlMiddle Begin Date Active Duty Status Active Duty End Date Service S Name Agency DOUGLAS ERIC Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). 14. Il$jd4, - Aakk lot flW?_ Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://urww.defenselink.mit,fag/pis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.dmdc.osd.mil/appj/scra/popreport.do 3/7/2011 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:EEFV319ADS https://www.dmdc.osd.mil/appj/scra/popreport.do 3/7/2011 Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Service Members Civil Relief Act Page 1 of 2 Mar-07-2011 08:44:38 ?.. Last First/Middle Begin Date Active Duty Status Active Duty End Date Service S Name Agency DOUGLAS BRIDGET Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). rte r? ,?.,?,_a?. Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://",ww.defenselink.mil/fag/pis./PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.dmdc.osd.mil/appj/scra/popreport.do 3/7/2011 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be. inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:67VG93GRR5 https://www.dmde.osd.mil/appj/scra/popreport.do 3/7/2011