HomeMy WebLinkAbout11-3932Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie A. Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC 1 ( - r,
140 Corporate Blvd. -" Er`' tQ?'" `t
Norfolk, VA 23502'' Cis
TELE:1-866-428-8102 q7,
FAX: 757-518-0860
Attorneys for Plaintiff a ?L??P?Q CQQ"?
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff
No. I I - 301 b l
V.
BONNIE HOFFMAN
3525 CHESTNUT ST
CAMP HILL PA 17011
Defendant
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, an filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
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Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
BONNIE HOFFMAN
3525 CHESTNUT ST
CAMP HILL PA 17011
Defendant
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda
puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta
Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y
archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra
usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede
ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por
cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros
derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA
OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This communication is from a debt collector and is an attempt to collect a cleft..
Any information ;obtained will be used l'or that pmpose,
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
BONNIE HOFFMAN
3525 CHESTNUT ST
CAMP HILL PA 17011
Defendant
COMPLAINT
l . Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 140 Corporate Blvd., Norfolk, VA 23502.
2. Defendant BONNIE HOFFMAN, is an adult individual with last known address of 3525
CHESTNUT ST, CAMP HILL PA 17011.
It is averred that Defendant was indebted to GE MONEY BANK F.S.B. / CARE CREDIT VISION
on June 3, 2009 with account number ************4460 (hereafter referred to as "Account"). A
copy of the account history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the
Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's
incurred charges on the Account is considered a default.
At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
l hi, communication is front a debt collectot- and is att_ attenipt to collect a debt.
Any inf{:,muatio n obtained Will be Used tisr that purpose,
Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on September 10, 2009.
Plaintiff is the purchaser, assignee and/or successor in interest GE MONEY BANK F.S.B. / CARE
CREDIT VISION and Plaintiff is now the holder of the Account. A true and correct copy of the
affidavit is attached hereto and collectively marked as Exhibit "A."
As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$3,127.81.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse
to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the
Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, BONNIE HOFFMAN, in the amount of $3,127.81, plus costs of this
action and any other relief as the Court deems just and reasonable.
Robert N. Polas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
10-68041
'l hip Conlimmik"mi€ n is from a debt collecti-m- and is an attempt to collect a debt.
An1v ittfonuation obtained xill be tt ed for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Tanya Hollenbeck
hereby states that he/she is authorized to take this verification on behalf of said
Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and
correct to the best of his/her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date By:
Tan o beck _
Custodian o rds
10-68041
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866-428-8102
Fax: 1-757-518-0860
Statement of Account
Account: ************4460
BONNIE HOFFMAN
Account Holder:
BONNIE HOFFMAN
3525 CHESTNUT ST
CAMP HILL PA 17011
Consumer Account Product Code: PVT
Issuer: GE MONEY BANK F.S.B. / CARE CREDIT VISION
Assignee: Portfolio Recovery Associates, LLC
Account Number: ************4460
Date Account Opened: June 3, 2009
Date of Last Payment: September 10, 2009
Date of Charge Off: April 16, 2010
Balance at Purchase: $3,127.81
Purchase Date: May 24, 2010
Balance at Purchase: $3,127.81
Less Payments: $.00
Balance Due: $3,127.81
10-68041
GESI23
THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT
A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
AFFIDAVIT
Stafe of Virginia
City of Norfolk ss.
I, the undersigned, Tanya Hollenbeck
depose, affirm and state as follows:
Custodian of Records, for Portfolio Recovery Associates, LLC hereby
I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing
business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and
practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is
based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's
records, including a review of the business records transferred to Account Assignee from GE MONEY BANK F.S.B. /
CARE CREDIT VISION ("Account Seller"), which have become a part of and have integrated into Account Assignee's
business records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on May 24, 2010. Further, the Account Assignee has
been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement,
satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest
in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary
course of business by the Account Assignee, there was due and payable from BONNIE HOFFMAN ("Debtor") to the
Account Seller the sum of $3,127.81 with the respect to account number (************4460), as of May 24, 2010 with
there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale.
5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs
occurring subsequent to the date of sale, there is currently due and owing the sum of $3,127.81 .
Portfolio Recovery Associates, LLC
By: ec Custodian of Records
Subs ibed and sworn to before me on
NoOry Public
10-68041
of '2011
Nicole J. Moore
Commonwealth of Virginia
4 Notary Public
Commission No. 7373912
My Commission Expires 813112014
Ihis communication is font a debt collector and is an attempt to collect a dc:k
Any information obtained -will be used fior that purpose.
MUUMUU
XV.DF SALE
For value received and in further consideration of the m
forth in the Forward Flow Receivables Purchase latish covenants and conditions
set ( `'Purchase Agreement"),
dated as of March 31, 2010 by and between GE CAgreement
l
Portfolio Recovery Associates, I.LC ("Buyer"), Seiler hereby (Collectively "Seller") and
and delivers to Bu er its s Y transfers, sells, conveys, grants,
y uccessors and assigns, without recourse except
Purchase Agr?t, to the extent of its ownership, the Receivables aseto? in the the
Notification Files (as defined in the purchase Agreen"
Transfer Date, and as further described in the purchase A • delivered by Seller to Buyer on each
h?mcnk
GE Capital Corp.
By:
Title'
Date: A
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Carrie A. Brown, Esquire PA Bar #:94055 y 'HE Fr' 01 NON01Ai?°?'
Robert N. Polas, Jr, Esquire PA Bar #: 201259
Portfolio Recovery Associates, LLC i ??
140 Corporate Blvd.
Norfolk, VA 23502 CUIMBERLAND COUNTY
TELE: 1-866-428-4102 PENNSYLVANIA
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC .
Plaintiff No. 11-3932
V.
BONNIE HOFFMAN
Defendant
PLAINTIFF'S FIRST REQUEST FOR ADMISSIONS
INTERROGATORIES AND REQUEST FOR PRODUCTION OF
DOCUMENTS
Plaintiff demands that Defendant answer and respond to the following
Request for Production of Documents under oath pursuant to the Pennsylvania
Rules of Civil Procedure within 30 days from the date of service hereof.
Plaintiff also demands that Defendant answer and respond to the following
Request for Admissions pursuant to Pa. Rule of Civil Procedure 4014.
You are requested to admit the truth of each of the statements of fact
hereinafter stated. You are instructed that:
1. These requests are made under Pennsylvania Rules of Civil
Procedure 4001, et seq., and each of these matters of which an admission is
requested shall be deemed admitted unless your sworn statement in compliance
with such Rules is timely made.
2. If you do not admit each of such statements, you must specifically
deny each one not admitted or set forth in detail the reasons why you cannot
truthfully either admit or deny each such matter.
3. Your answer, signed and properly verified, must be delivered to
the undersigned attorney of record for the Plaintiff within thirty (30) days after
delivery hereof.
4. If you fail or refuse to admit the truth of any such statement of fact
and the Plaintiff thereafter proves the truth thereof, you may be required to pay
the reasonable expenses incurred in making such proof, including attorneys' fees,
witness expenses, etc.
5. If, in response to any of the following statements of fact, it is your
position that the statement is true in part or as to some items, but not true in full or
as to all items, then answer separately as to each part or item.
6. If you have been sued in more than one capacity or if your answers
would be different if answered in any different capacity, such as partner, agent,
corporate officer or director or the like, then you are requested to answer
separately in each such capacity. Failure to do so constitutes an admission in any
such capacity.
7. In these Requests for Admissions:
A. The word "verson(s 'means all entities, and, without
limiting the generality of the foregoing, includes natural persons, joint owners,
associations, companies, partnerships, joint ventures, trusts, and estates;
B. The word "documents(s)" means all written, printed,
recorded, graphic, or photographic matter, or, sound reproductions, however
produced or reproduced, pertaining to any manner to the subject matter indicated;
C. The words "identity", "identify", "identification", when
used with respect to a person(s) means to state the full name and present or last
known address and business address of such person(s) and, if an actual person, his
present or last known job title, and the name and address of his present or last
known employers;
D. The words "identity", "identify", "identification", when
used with respect to a dated, subject matter, name(s) or person(s) that wrote,
signed initialed, dictated or otherwise participated in the creation of the same, the
name(s) of the addressee or addressees if any and the name(s) and address(es) of
each person who have possession, custody, and control of said document(s).
If any such document was, but is no longer in possession, custody, or control, or
in existence, state the date and manner of its disposition; and
E. The word "identify", when used with respect to an act
(including an alleged offense), occurrence, statement, or conduct (hereinafter
collectively called "act"), means to (1) described the substance of the event or
events constituting such an act, and to state the date when such an act occurred;
(2) identify each and every person(s) participating in such an act; (3) identify all
other person(s) (if any) present when such an act occurred; (4) state whether any
minutes, notes, memoranda, or other record of such act was made; (5) state
whether such record now exists; and (6) identify the person(s) presently having
possession, custody or control of such record.
8. Unless otherwise indicated, all Requests herein relate to those
certain events, persons, and period of time more fully described in the pleading in
this case.
9. These requests are of a continuous nature.
These Requests for Production of Documents shall be deemed continuing
so as to require supplemental answers and documents if any information of
documents are acquired subsequent to the filing of responses hereto, which
information or documents would have been included in the answers and
documents produced had it been known or available at the time the answers and
the documents provided pursuant hereto produced. Defendants shall supply such
information and documents by supplemental answers and production of
documents as soon as such information becomes known or available and in all
events, prior to trial of this action.
If objection is made to any requests for production of documents, it is
demanded that the requests for which there is no objection be answered and
furnished within the aforesaid period.
All documents identified in response hereto shall be organized and labeled
to correspond with the request to which it pertains. For all documents produced,
list the individual and his or her job title and department from whose file it was
produced and all current custodian of said document.
If a document called for it is believed to exist or is known to exist, but is in
the possession, custody or control of another person or party, the existence of the
document, the identity of the possessor, custodian and one in control of such
documents shall be provided along with any applicable common description or
citation utilized by the publisher, possessor, custodian, or disseminator of such
document.
If any document called for by this request is withheld on the basis of any
claims of privilege or any similar claim, identify that document as follows: author,
addressee; indicated or blind copies, dated, subject matter; number of pages;
attachments or appendices; all persons to whom distributed, shown or explained;
present custodian; and nature of the privilege or similar claim asserted.
REQUEST FOR PRODUCTION OF DOCUMENTS 1:
Produce any and all documents evidencing proof of all payments on the
subject credit card referenced in the Complaint, including, but not limited to,
cancelled checks, receipts, coupons, statements, accountings, memoranda,
invoices, financial statements, accounting entries, diaries, charts, lists, phone
records, data compilations etc.
REQUEST FOR PRODUCTION OF DOCUMENTS 2_
Produce any and all documents you intend and/or provide testimony on as
evidence at the time of the trial.
REQUEST FOR ADMISSION NO. 1:
Defendant applied for the Credit Card referenced in the Complaint.
Admitted
Denied
If the answer to Request for Admissions No. 1 is "denied", then supply
specific written documentation supporting the denial.
REQUEST FOR ADMISSION NO. 2:
Defendant has failed to make all required payments on the credit card.
Admitted
Denied
If the answer to Request for Admissions No. 2 is "denied", then supply
specific written documentation supporting the denial.
REQUEST FOR ADMISSION NO. 3:
The attached monthly statement correctly identifies the balance on the
account.
Admitted
Denied
If the answer to Request for Admissions No. 3 is "denied", then supply
copies of canceled checks, both front and back, and/or if not available, specific
written documentation supporting the denial..
REQUEST FOR ADMISSION NO. 4:
Defendant has not submitted any written dispute as to the billing
inaccuracy concerning the credit card in question during the time the account was
opened on June 3, 2009 until the last payment date of September 10, 2009.
Admitted
Denied
If the answer to the Request for Admissions No. 4 is "denied", then supply
copies of specific written disputes as to any billing inaccuracies
REQUEST FOR ADMISSION NO. 5:
$ 3,087.82 is the correct and accurate balance of the credit card account in
question at the time the account was charged off.
Admitted
Denied
If the answer to Request for Admissions No. 5 is "denied", then supply
specific written documentation supporting the denial and indicate with full
explanation what you believe to be the correct balance on the account.
REQUEST FOR ADMISSION NO. 6:
6. Please admit that you agreed to pay Plaintiff's predecessor all amounts
due resulting from the use of your credit card account, including any
finance charges and other charges due under the terms of the agreement.
Admitted
Denied
If the answer to Request for Admissions No. 6 is "denied", then supply
specific written documentation supporting the denial and indicate with full
explanation what you believe to be the correct balance on the account.
REQUEST FOR ADMISSION NO. 7:
7. Please admit that for each month you had a balance on your credit card
account, you were sent, by mail or otherwise, a bill, statement of account,
invoice or other request for payment showing all transactions billed to
your account during the billing period.
Admitted
Denied
If the answer to Request for Admissions No. 6 is "denied", then supply
specific written documentation supporting the denial and indicate with full
explanation what you believe to be the correct balance on the account.
INTERROGATORIES
1. Please identify the person(s) answering these Interrogatories.
ANSWER:
2. Please identify each and every person that has assisted you in responding
to these Interrogatories.
ANSWER:
3. Separately, for each of your answers to Requests for Admissions 1 through
9 above where your answer is anything other than an unqualified admit,
please:
a. State each fact known to you upon which you rely to support your
denial or qualified answer;
b. If your response is that you do not have sufficient information or
knowledge to admit or deny, then describe each effort you have
made to acquire the information you feel would be necessary to
admit or deny the request;
C. Identify each document known to you which you believe contains
information relevant to your answer; and
d. Identify each witness known to you who may have knowledge with
respect to the information upon which you rely for your denial or
qualified answer and as to each witness, state the information you
believe is known to them with respect to your answer.
ANSWER:
4. If you filed affirmative defenses to Plaintiff's Complaint, separately for
each defense, please:
a. State the factual basis that supports your defense;
b. Identify each document known to you which you believe contains
information relevant to your defense; and
C. Identify each witness known to you who may have knowledge with
respect to the information upon which you rely for your defense
and as to each witness, please state the information you believe is
known to them with respect to your defense.
ANSWER:
5. Have you ever requested Plaintiffs predecessor to open a credit card
account in your name? If so, please state the credit card account
number(s).
ANSWER:
6. Are you aware of any credit card accounts with Plaintiff's predecessor
opened in your name? If so, please state the credit card account
number(s).
ANSWER:
7. Have you ever made a purchase or obtained a cash advance by using a
card, account number and/or account access check issued by Plaintiff's
predecessor? If so, please state the credit card account number(s) and the
date(s) of the purchase or cash advance.
ANSWER:
8. Has Plaintiff's predecessor ever sent to you, by mail or otherwise, any
bills, statements of account, invoices or other requests for payment? If so,
identify each document and state whether you objected to it. If you have
objected, identify each objection, including whether it was written or oral.
ANSWER:
9. Have you ever objected, in writing or otherwise, to any bills, statements of
accounts or invoices you were sent?
ANSWER:
10. If you keep records of purchases or payments with respect to your credit
card account with Plaintiff's predecessor, do these records show a balance
owing on the account? If so, what is that balance?
ANSWER:
11. Is there any portion of Plaintiff's claim that you admit you owe? If so,
state the amount that you admit you owe to Plaintiff and any facts that
support your claim that you do not owe the rest of Plaintiff's claim.
ANSWER:
12. If you claim that the account on which Plaintiff is suing is inaccurate,
specify each inaccuracy and any facts that support your conclusion that the
account is inaccurate.
ANSWER:
Respectfully Subm.
By:
Carrie A. Brown, Esquire #94055
Robert N. Polas Jr., Esquire #201259
Carrie A. Brown, Esquire PA Bar #:94055
Robert N. Polas, Jr, Esquire PA Bar #: 201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-4102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
Plaintiff No. 11-3932
v.
BONNIE HOFFMAN
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing
Request for Admissions upon Defendant,
, Jb?y First Class Mail, Postage Pre-Paid, a
copy thereof on this day of y?"I , 2011, to:
Bonnie Hoffman
3525 Chestnut st
Camphill, PA 170
By: P, 1?1
Carrie A. Brown, Esquire #94055
Robert N. Polas Jr., Esquire #201259
CareCredif
a??nuar u„a,twr ??eaan
Total Minimum
Pa meM Due Past Due
Amount Payment
Due Date Overlimit
Amount New Suggested
Balance Payment
$697.00 $0.00 0411812010 $0.00 $0.00 $0.00
Fill in Amount Q ? ? a ? a ??
Completely: ?p
Payment due includes $0.00 past due. Please pay the past due amount PROMPTLY.
New address or e-mail?
? Check the box at left and
print changes on back
BONNIE HOFFMAN
3525 CHESTNUT ST
Mail Payments to: GE MONEY BANK CAMP HILL PA 17011-4312
PO BOX 960061
ORLANDO, FL 32896-0061
Payonilneat Www.gemoney.com or endose this coupon wilh your check to GE MONEY BANK Pleaseusettruaorblackink.
CARECREDIT/GEMS Cardholder Name: BON FMAN GE Money
Account Number : 60
Statement Closing Date: 04/16/2010
Summary of Account Activity Payment Information
Previous Balance $3,087.82 New Balance $0.00
+ New Purchases $0.00 Total Minimum Payment Due $697.00
- Payments $0.00 Payment Due Date 0411812010
+/- Credits, Fees & Adjustments (net) $3,087.82- PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE
Charges / Transaction
+!- = $0.00 We may convert your payment into an electronic debit.
(not) See reverse side.
New Balance $0.00
Late Payment Warning: If we do not receive your Total
Credit Limit $2,800.00 Minimum Payment Due by the Payment Due Date listed above,
Available Credit $0.00 you may have to pay a late fee up to $39.99 and your APRs
Days in Sitting Period 30 may be increased to the Penalty APR of up to 29.99%.
Pay online for free et: www.gemoney.com
For GE Money customer service or to report your card lost or stolen,
colt 1-866-893-7864.
Best times to call are Wednesday - Friday.
Promotional Promotional Defered Tren Date Description Initial
Expiration Balance FINANCE Purchase
Date CHARGE Amount
UNTIL PAID OFF $2,738.33 $0.00 061122009 Fixed Payment With Interest $2,700.00
You will Incur no Finance Charges on a Deferred Interest promotional purchase, provided the promotional purchase amount is
paid in full by the indicated Promotional Expiration Date and you pay, by the Payment Due Date, each Minimum Payment Due
on your Account prior to the Promotional Expiration Date. If you do not satisfy these requirements, Finance Charges accrued
from the date of purchase will be added to your Account. On a Fixed Payment (Extended Payment Plan) promotional purchase
the finance charge is billed monthly and included as part of the Minimum Payment due. For more Promotional Description
Details, please seethe back of your statement.
To make more than one payment see MAIL PAYMENT TO address or pay online at www.gemoney.com*
Transaction Summary I
Tren Date Post Date Reference Number Description Amount
0411812010 04118/2010 F907200FUDDOOSM CHARGE OFF ACCOUNT-PRINCIPALS $2,612,81 CI
04116/2010 04/162010 F907200F000999990 CHARGE OFF ACCOUNT 'FINANCE CHARGES' $515.00 CI
0411312010 04/132010 LATE FEE $39.9
Finance Charge Summary
Computed on Daily (D) Corresponding Periodic
How Your FINANCE CHARGE Average Daily Periodic Annual FINANCE
Was Calculated Principal Rate Percentage CHARGE
Balance Rate
Purchases $0.00 0.06296% (D) 22.96% $0.00
Fixed Payment With Werest $0.00 0.03809% (D) 13.90% $0.00
ANNUAL PERCENTAGE RATE -Purchases 22.98% Total Periodic FINANCE CHARGE $0.00
Cardholder News & Information
f you have variable periodic and annual percentage rates, the rates will vary with the market based on the prime rate.
n order to protect your account privacy, we are unable to provide account information to anyone other than the cardholder(s) r
an authorized party. If you wish to permit us to speak to an authorized party such as a spouse about your account, please sent
written authorization to the General Inquiries address.
If you pay the "Suggested Payment" amount you will bring your account below your credit limit
*NOTICE: See reverse side and additional pages (if any) for important information concerning your account
$302 DFa 1 5 18 100416 ZX PAGE t of 1 9072 1800 c6D2 O1aK5302
H your address or contact information has changed, please enter your new address and contact information here or visit us online at
www aeonlineservice.com
New Street
Address
r-] Cry
ST, Zip
Phone #
E-mail
FWrta Phmea easiness Prince Y Cdl-gyp'pM)roa a Emat Adtlress
BY PROVIDING MY E-MAIL ADDRESS I CONSENT TO RECEIVE E-MAIL COMMUNICATIONS ABOUT MY ACCOUNT AND AUTHORIZE YOU TO
PROVIDE MY E-MAIL ADDRESS TO THE RETAILER ACCEPTING MY CARD SO I CAN RECEIVE SPECIAL OFFERS AND UPDATES.
Biting Rights Summawy. m Case of Enors a Questions About Yom Bill
tfyou rhirnk yourbnlTwang,arifymacedmom iIntontim 991433. Et
onyoTXmbin,viceausasonessoonasposvaspble. sheet 0.ntEtilti»aWngheaearbun iy-Pou.OroBIota diand.man$0
60
peso 79998-1438,
thys aflerwretentyou 0a fan, bar onwlrids da enmapmbknn.ppened. Youcus
trleptane us, Fns doing mvd6 rotpraerva you rights. la you hety, give us de
fellowingimmmatim (a)Y aor ardacmhadsardx; (b)lhe donrasuaud of
a,nrntpe<teaetmr(a)Ix:Q;baa,aatmrw„a«ptain,?y nrn,,.•Ityyanbebetp
rive i anera. Iryar neeamae iscfadmetion, dmcnbe tbe pant ywa ate mama dwur.
You do nit have to pry any amount is question while we are investigating, bar -
are still obligated to Pay ea paM ofyour bill that are sus ingmntim while we
mestigata your question, we cannot report yua as delmilismd or lake any action ro
cored the ammmt you question
Speda Ruk for Credit Purchases: Ifymbave a problem with the quality of goods
or services that you pmchawd with a credit end and yar have tried in good 6sth to
correct the problem wimthe marches, Y. may net have mpry the remaining
moat due en the goods or services. Y. have this protection only when the
pusrhue price was tame man $50 and the p rchase was smile in your home state or
wrtNss 100 as ofyour mailing address. (Hwe own or operate the merchant m if
we ssuiled ymme advertisement for tbe property or service, all Pachu. are
.
ro?esad regardless of the amount a location ofpurchase)
Credit Repoets wad Account Inbmmaon: If Yen bell- that we have reported
Inaccurate iumhmaaon about you to a credit bazar, Please write In as at P.O.
B- 981439, EI Purse, TX 79"9-I439- In dolog sq please identily the iatteeate
Iebrea= and tell m why you bellese it is hiceirrecl Itym have • copy nt me
credit report that indu lm the hum mate h atensu6oo, phase send a copy of
that report to rs as w0.
Use afbfesmuse, About Yon and Yaw Adeanat: Our Privacy Policy doserilus
ommncction and diulosae ofinlomanon oboe you and your Amoau. If you
wronld hlxanother copy of tles Privacy Policy, pWu call osr toll-fm Privacy
service m rJw, (877) 905-2097.
This is an attempt to collect a debtasd rosy infwmetion obtausedmil be used fa thet
Purpose.
Credit Bureau Reper rig: We maymport information about yourACCaunt to credit
bureaus. Glepa)meNS, mrisml paymesds,mo0ar defaultson yom Accamtsmy
be re6rsted in yntecredit report.
Pessuguh: You may a any time pay the ame, balance (the "New Bakaoe")in fuBa
mite Emibe Tad Mem-PaymenP shown or the front of min statevad, has you
trust pay 9lent it. Taal Mile- Payment l9yusenn reserved by 5.00 pm a as
ache shown m the form o[mi a.temat forrmegxofpayvram. win ba vMited as
ofinedaareceived Cboddona Payments: Any ehedrorpaymemimtrus 1man
amount less then the EA assume: duthdyou sender madced as RAID U4 Fl1LL", or
me
you othewie lender. fun satidiatims it d-npaeduomw, new be seas to ..I
BIILINC PMH73 SUMh4ARYaddress shown above ad NOT the Rayraofs"
address droves m me find ofibis sntm cat fayam'msdisinned wwnta lfyouss
a payment eta bntimother manthe, address shown on the fimtof dun use ssut for
receipt ofpymeds, caaditing eta payment to yoursco9us may be delayed byap b
five days. Credit to your Account smybe decayed rpm f z days if payment is: (a) ra
received u the Paymentad3eu, (b) is will node in U.S. dollars dmwis on a U.S.
financial insulation located in Ea US, (c) is rot--Pa."byit. toppeatimof
err soledkscre6m T'he payusem
sae Cbaeesmyoa Aaaad,
h u ummotionsl anti
youwantb durgeth s allaanou, phue caw Cmtaroer SeMtt.
m m you mW sadm noEce, i chidingarout cumber metal
theproceiding to the mlbwisg.dares:, GE Mimey1hink,
Arm: Badmsptcy Dept, P.O. Box 103106, Roswell, GA 30076.
Periodic Flnautt Charger
A we calculate the periodic Eman<e Charge separately for Purchases and Cash
Advances. The Annual Percemtage Rate"Y$Gmeda bemferedmm
"APR". For each hiding period iu atieh aperiodie Fmvnce Chargri
periodic, the arromt ofthe Finance Charge is the tool esa he pofthe
periodic Finance Charge calculated coring cut trilling period the sI odic calculated Finance iodic Change ee billing is es act during byap tzit
daily periodic each eachte CPeriiRate") harliecl daring that WbthBgpningcd . he
m is
balance subect to periodic Finance charger for each day in the billing period,
and addmgmgeErer aB ofmose daily Finance Wnarge enraurds. A sstinhmnm
FINANCE CHARGE ofup to S2.00 will be imposed for each binbgpe iod in
which your Account is subject to a Finance Charge.
B. The periodic Fianre Charges will be demtoinedsepwtely for cluges
incurred under an)• Special Payment Plum accordance with the terns
establishedfasah Speeulpayo,cmphn ro in.Warmdandacbtmvfsdgs
Char thu Acc?unt)rosida Jm the dopy compounding ofpaiadicFYnarae
Charges.
Balance subject I. peslodk Finance Charges. The balance subject to a periodrc
Finance Charge is calculated separately for Purchases and Cash Advances.
A. The Pond- Balance .bj- to. periodic Finance CTurge is the Pmchuc
Daily Belasce of me Account. To 40-move the Puchase Duly Balance, we
take the pour days Pmchase Balance ofyarrAcconm% which includes unpaid
periodic Finance Ch.W on y.s. p-•Iuee Baiarce, end add any new
pmchasm, i lafing wWBaawe Theaters nut are tmwd u Pud ases, and
merdeldte charged my= Aecaunt thatday, and subtract any payments and
otheraedic applied to yompurthase Balance that day. Feat day we also add
Cry periodic es (ooethChuger Theo et ra 7Tirtswumn adhon Fees s fBalance and ante Finance
Charger W fr feo ( for CuhAdvarces), inetndug
any debtcarceil.i- f6 .n , erased met day onyour Arco ust Dus gives us
the Purchase Daily Baleweofine Accome Any Purchase Daily Bannce, of
less than zero will be treated a zero.
B. The Cash Advance BaiCOe sub)e s: to e periodic Finance Charge is the Cub,
Advance Daily Babnceofthe Account. Todetermcethe Cash Adv-Daily
Balance, we take the pia day % Cash Advance Balance ofyom Account,
which mehdet any u.paid periodic Finance Charges onyoa Cash Advance
Balance, and add at,)- - Cub Advances, iahadng any Balance Trans&xs
that are treated as Cads Advaares, TtaosutionFees for Cub Advances and
Periodic Finance Charges on your Cash Advance Balance fm that dry and
wbectpsymess and other credu applied to yea Cash Advance Balms a that
day. This gives us the Cash Advance Daily Behrce ofdw Account. Any Cash
Advance Daily Balance of lea cur zero will be treated a tens.
C. You can deteaosue the periodic Fiaarce Charge by multiplying each avenge
daily balance showy m the aaetof me shameot for Purchasm and Cash
Adances by the appropriate mmberofdaya in ft bitting period, (ii)
rwltiplymg each of me retch by tbe applicable periodcentr, and (iri) adding
tbese tenths togedwr.
When Perbmc Finance Charges Begun to Accents. Purchases and Cash Advances
begirt to emueperiodic Fimace Charges form the data oftha trmuction (or, a our
option, front 0m dace they we posted m your Account) and cmtimem ecaue Finace
Charges antic the charge is pad it m1L However, you can avoid periodic Finance
Chugs m aew Purchasesd for each biH4 period you pay your New Bit-,
including any Cash Ad-behmce it my balance ofPsurehuu made ender any
special Payment Plan, in fill on in bdcae the Pa51Mmt Dim Data far such billing
period. 76erc is ro period withiowhsh you can avoid periodic Fiance Charges on
Ceth Adwmcm or TbmneclimFeec fa Cash Advances.
PROMOTIONALSLWMARY(4 Sm De soon BoxadToWbbnim Nyment
da fa mquied payment irsmmxrm
Date!=Interest- m avoid deferred FINANCE CHARGE, Purchase rata be paid .
Bon by FatplrmontDats,
=t -FINANCECHARGEbilled monthly.
-Fn4ANCE CHARGE at • tower rate applied to pomp purchase
balance ontii Fxpmetim Doe.
Egml Payment - Any FINANCE CHARGE applies -td promo paid in full.
.
No Intmat -No FINANCE CHARGE billed on seemed during the presto period
Hear %lenpa red TUD uses .911-877448-8512
Notice: Phase refer to the from page(s) ofyoa statement fortune mine ofthe owner and
servdcerofyoa-m.
01EK5302 - 6- 041 V09
•Valid on purchases ofi300 ormae onyromCareCmditcros?ermeSd card account. Onpmmo purchase. momhlypgveoa required, burro fiema cherges will be
aueud if(1) promo purchum paid in full in 3, 6, 12 or 18 mcutln, (2) aymin®am monthly payments on seeomtpasrdd ten da, and(3) amrmt balance doe rot exceed
antic limit. OEatwie. pomotmy betemimsed a: Lraxedtrga ameued cram pum(ma data.0apmmotiwrc aegwhnga payments over the minimum
will uaidly be apphadm Enppomobalme befmern-pornoudommbalaaaa. Hyou have a mapmow balance, this tmysadsatt6heebeoed fiomtlro Fresno. Nyou
warm cbmge mi ailocxtiaq pique ea9 C7stmw service. sanded k+va apply m nan?r®ulx¢rhases, opeioml elaages g adstirq accama. See yam terns eel
conditions fa bporand street intimations. subject m appie vet by GE Money Bank. Not all plans available wall offices Puree c with your powder for availability.
PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE.
You may choose not to have your payment collected electronically by sending your payment (with the payment stub), in your
own envelope - not the enclosed windowed envelope, addressed to: SF OPT OUT, PO BOX 530960, Atlanta, GA 30353-0960 and
not the Payment Address.
GENERAL CORRESPONDENCE:
Send inquiries (not payments),
including youraccount numberto:
GE MONEY BANK
PO BOX 961127
EL PASO, TX 79998-1127
OVERNIGHT PAYMENT.
Payment cannot be made in person.
Making address only:
GE MONEY BANK
140 WEK VA SPRINGS ROAD
LONG WOOD, FL 32779
MAIL PAYMENTTO: BILLING INQUIRIES:
GEMONEYBANK GEMONEY13ANK
PO BOX 960061 PO BOX 981438
ORLANDO, FL 32896.0061 EL PASO, TX 79998-1438
Total Minimum
Payment Due Payment Due Date New Balance Account Number
$74.00 10111/2009 $2,55517 4460
Fill o Amount lit
Completely: W p ???? ?a ??
New address or e-mail?
Check the box at left and
printchanges on beck
BONNIE HOFFMAN
3525 CHESTNUT ST
CAMP HILL PA 17011-4312
Mail Payments to: GE MONEY BANK
PO BOX 960061
ORLANDO, FL 32896-0061
Pay oNim at www.geontineservice.COM or enclose this coupon with your dieclr to GE MONEY BANK. Reese use blue or black ink.
CARECREDITIGEMB GE Money
Pay online for free at: www.geonlirleservice.corrt
For customer service or to report your card lost or stolen, call 1-866-893-7864. Best times to call are Wednesday - Friday.
PROMOTIONAL PURCHASE SUMMARY (A)
Promotional Promotional Billed Tren Date Description initial
Expiration Balance FINANCE Purchase
Date CHARGE Amount
UNTIL PAID OFF $2,555.97 $30.66 0611212009 Fixed Pay $2,700.00
You will incur no Finance Charges on a Deferred Interest promotional purchase, provided the promotional purchase amount is
paid in full by the indicated Promotional Expiration Date and you pay, by the Payment Due Date, each Minimum Payment Due
on your Account prior to the Promotional Expiration Date. If you do not satisfy these requirements, Finance Charges accrued
from the date of purchase will be added to your Account. On a Fixed Payment (Extended Payment Plan) promotional purchase
the finance charge is billed monthly and included as part of the Minimum Payment due. For more Promotional Description
Details, please see the back of your statement.
To make more than one payment see MAIL PAYMENT TO address or pay online at www.gemoney.com*
ACCOUNT INFORMATION
Account Number 4460
Statement Date 09118/2009
Payment Due Date 10/11/2009
Total Minimum Payment Due $74.00
Days This Period 31
PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE
We may convert your payment into an electronic debit.
See reverse side.
Previous Balance $2,605.31
+ New Purchases / Balance Transfers $0.00
Payments $80.00
+!- Credits, Fees & Adjustments (net) $0.00
+!- FINANCECHARGE/ $30.66
Transaction Fees Qtet)
= New Balance $2,555.97
Credit Limit $2,800.00
Available Credit $244.00
ACCOUNT ACTIVITY
Tran Date Post Date Reference Number Description Amount
d
CR
09110!2009 09110/2009 F9072007XDOCHGODA AUTOMATIC PAYMENT-THANK YOU $80.00
09/1812009 09/18/2009 'FINANCE CHARGE* $3
FINANCE CHARGE SUMMARY
Computed on Daily (D) Corresponding Periodic
How Your FINANCE CHARGE Average Daily Periodic Annual FINANCE
Was Calculated Principal Rate Percentage CHARGE
Balance Rate
Purchases $0.00 0.06296% (D) 22.98% $0.00
Fixed Pay $2,596.98 0.03809%(D) 13.90% $30.66
ANNUAL PERCENTAGE RATE -Purchases 13.900% Total Periodic FINANCE CHARGE $30.66
CARDHOLDER NEWS
In order to protect your account privacy, we are unable to provide account information to anyone other than the cardholder(s) o
an authorized party. If you wish to permit us to speak to an authorized party such as a spouse about your account, please send
written authorization to the General Inquiries address.
YOUR PERIODIC RATE AND ANNUAL PERCENTAGE RATE MAY VARY.
Remember you can count on CareCredit again and again to look and feel your best for you and your entire family. With 75,000
providers nationwide and flexible payment plans available, there's nothing stopping you.
There are so many ways to use CareCredit, and all of them can help you achieve a healthier, happier you. Dental treatments to
help you light up a room with your smile, LASIK surgery and vision care so you'll always have a clear perspective and cosmetic
procedures to enhance your natural beauty. And remember, you can always count on CareCredit for your pets - for great care
without compromise.
SPECIAL MESSAGES
CALL 1-866893-7864 TO FIND A PROVIDER NEAR YOUI CARECREDIT HEALTHCARE
FINANCING ON YOUR TERMS.
Share your opinions! Join the CareCredit Advisory Panel - go to CareCreditPanel.com.
*NOTICE: See reverse side and additional pages (if any) for important information oonceming your account
5302 PaG 1 7 18 090918 PAGE 1 of 3 9072 1800 C602 01EX5302
If your address or contact information has changed, please enter your new address and contact information here or visit us online at
www aeonlineservice corn
New Street
? Address
T
ST,, Zip
Phone 8
Erne 1
H-Ph-f Bud- Phmee rsca7phirebdoMadp y?ous Enmf Addeo
BY PRO WING MY EMAIL ADDRESS 1 CONSENT TO RECEIVE E-MAIL COMIMUNICATIONS ABOUT MY ACCOUNT AND AUTHORIZEYOU TO
PROVIDE MY E4AAIL ADDRESS TO THE RETAILER ACCEPTING MY CARD SO 1 CAN RECEIVE SPECIAL OFFERS AND UPDATES.
BYllag Bighh Sar®ary: hCmafFinssar Qwshuns Ahmt Ymr BtIL
if you 16i &ywbal iswmng, mifymneedms isfmmotion abosta hwmd6on
mymrbdLwte b us m e upma shed d: Bi6hg kgahies-P.OB-961439. EI
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the suvpe?Metror, (c) Oaanbe the enQ aMeapl.m, Kpaoq whyyaabe2eve
Thee Is is error. Iym seed muse infCnmaterr, describe Ih ill ym ee name edat
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is atipk ymrspistim, wecrmdseyort ym as delinTaut snake my ectim b
coned the uaond you question.
SpcddRitatrC,.MP-haws: Hym have. psoNen with the gwsty (goods
savias trym PambsMweh a eedt 1.4 and y- base hied in gmd AthI.
cacectthepmbhm with the oreschit, you may so hve to pry The mmairiag
amomtdmrtlr goads maervim, Ymh.veatispraectimodywhalhe
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within oe L00 LOD se le das cmere Bun mdPoe(pIf?r-rhacsewar mdem yomhane or
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Box 941439,11 Pasq 7R 7999&1439. le ddsg I., phase idaty tae hucsuate
hb+intlan wed M ns whype lmaeve ahtecrosxR. Ifpa hale a cspy afa.
credit sepit That IMades the haccmate Latormtleo, pitsm sead a copy of
mat seput a m uwd.
1lseatimbrmaam AbwtY =dY Amo :OwPm=yPc ieydes bn
turtle 4th aMdkdaae ofio6ssmtimaboa ym and pmAescua. Ifpu
wondd hb-..§ ear copy dPoe Aivary PoLCy,plene atom tog-tra Prtiwcy
utvia weber, (577) 985-2097.
Thais matlmptta coked a debtaod dy id smaam obtemedwL be-cdfar mat
PuPan
CI.MBmreau Repatkg:Wemaynpodtiibrmtonsboaym Amoudbsmith
humor. Ldeprymmb, mtsrM P-Y--tk Mnthr de& Ik r ya. A-mot mq
b uarhdiny-miltsepmt
Faystobc Ymmyatarybepaytbectimbab m(me'N BahaaymfiAw
bebppatioeof
iamlremivedin
applied b thmepredtioulhahrcabethre Cm-pmoetimaf aodotcbahuaa. H
ywhnea ms-premtimdhalamq thismyssdtce 6ebene8tfon anpmmtiaa ff
ymwaMb thaegethis a0ooticgpkas al Cmlome Service.
Rye Ae bankmphy pnsasd amdmmtim, mda6?-.a tar>ohr andal
idamtimneldMm mepoceediagto It. kltowng' adaass, OEMrmey Bork,
AMC lhvlaoptcy Dept, P.O. sow 103108, R-11, CA 30076.
Perbdlc In-- Chg.
A. We at-"Ie d. priodic Fiume Chrr sslumely f Rrdnaes mod Cash
Ad-ta 7beA-WYft.WWRehm.ys.b-beneamedbr
•APW. For era billing period in which a pu dic Emma Chrac is
t cct-ec-d'd
Ismanths, (2) m
kposed, die wort cfthe Fiunce Ch.W is the mhl ofthe -W aflhe
pcisdie Finance OaW akWa*d daiag and Ix ft period. Vw pedodm
Funs Ch" fc each ba" pored isahsdskdby applying dm spphcubk
h pemd•
rdadd6gtagdb..U.fd-d, F eCLrg -.d,. Ammimm
FINANCE CHAHG$ afup to 52.00 wil beimposed fa air biltiogpviod m
which y-Acesrt irs.hjed k.Home Ch.V.
33. p-6 Flnmce a.%. wdlbe dd misted upeatey for.Wra
cduodes any apcsial Aymect Ph.m mcandana with thefmos
Asbtishedfasuchepecol payme?l7aa The wdmtatdadadmow7edgs
fANrlds.LmmstWo"idoJBr rhedm'fl' cmpwsWin&ofPn'+adicFlnonu
Charga•
13Weee Subled ea Peddle Ff..-. Lower. the b la had m e pe[iWie
Fko charge is aluteed Rpsatelyf Pusdnses and Cssh Adv .
A_ Ile PmLthace mbjed b a periodic Fiurk Ch.W is de PUmbm
Ody 130- ofeu AcamL 7b detammetheP d-Daily Balmer, we
hoe ire rim days PmameIbla nce ofy=Accamt, which imhrdes ugw1d
peci.die Fimoce C6rge m ymr AsdussB.I-A andadd-y-
Punrhasn,' ¢rY Hits- Ttmsfen get an teded as Purchases, and
othraeyl milled WycsrAeeead thstday, awl subtract my paysuah and
aPPlid pr Pura-Bddoethdday. E?rhdsywealsodd
any P-i-& I- Chacgn and tbn(etha 6. D-chan FM 1b, Cob Adv ccs), oscloiug
soy debt amelhtim fen. assesMtW! day m yor Arcola. Ibis em %
the Pwebne Ddy9AI-fore Account. AnyPwchaseD.ily Bahoceof
lea dw- will be heated m Tao.
B. Tlm Cash Adv llal m subject to a puts icFiosrce Chsrgeis the Cash
Advm Daily Bdmee doe Arc UL 1h ddamioe to Cash Adwese Daily
Balmer, we, take the pnic&y's Cash Advance Balm ofpm Aamt,
which -bSts anympadp...&Fimce Ch j. an pmCi hAdvance
Bah-%and aM.W sew Dish Advmea, inchsdug acy Balance 71ans5r s
that am hmbd as CashAdPames, Im-ton Fen for CmkAdvmxs and
paiothe Finaau Chrgn m pm Cash Ad- Bamme fse that dry and
sabtractpay-ch ant cd-.mdb.ppW I. your Cash Ad- Ildaoce that
71asim.b.Crh Admoce DailyBdameoftbe A-.
L Any Cads
Adrsac* Daily Bass-cfkn tb..-will be bedsit as mm.
C. Ym addsiriaethe pedodw Pi- Ch.W by(d mrtUpyiugesch.-Se
duly balance shoo ce the&mt ofine atakmW for Aadwm and Cub
Ada-as by de 7=1= 'arobrofday9 I. the U&Mpmicd: (id
mhiplyhgeach by me appliable penadic rde: ant (ink whims
thesem ftWWI-
When ArledlcFh.mar]urgu BegWt.Aawne. R.ebesu ad CashAd-ces
be flinb acne pxiMis:Fioaoa C.tusn 5amthedak oESse tmssbon(ac, at or
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Sp&eW C3rgr m mHY Pleaivs iffceaeh bimnng lre? Ym PY yomNew Balms,
gasyGhAdasoa balmseddyI wDde amdde any
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period. is
waccrpeiodwtlliawhkdryr cm endpeimkeFimuce Changesm
tSShAMaoea c'namrSianFen Its O>b Advama.
PROMODDNALSUMMARY(A). SalkuaptiecBmcod7bhl I-m P ymrm
duf cepkdpymit bbvmnm
Defmedlmemd-b mid deferredFRIANCE CHARGE, pmchae mrdbe pad m
SslbylibWastr Die.
FhmdPaymmt-FINANCE CHARGE Wledmrtldy
R.&oxdAPR-FINANCE CHARGE d a I-nh 6piedI. pomp puehas
D
Egad AymmI ANCE CHARGE aMl- ssotil porn paid infdL
N. Ichsed -N. FINANCE CHARGE billed o,--ddrmg to promo period
Beamgi pmedTDD des call i-irn448-9512
Notim: isles ee(ab The bodpase(s) dpm sutcner;fal6e are fthe owe and
aenvice dyam acouaL
OZEKS302. 6.04!15/09
be
exceed
w.a?memg. oea rmelomyprus amcsatmr aivioa sr,>tb hma appyb nr+wrmaparhaw. aptood ehnn a. adatng.aomb. sugar feim .M- ,
mrpehatreeamtinfamahon 8abjeab.ppswd by C83 bTooeyamk. Na aR Liam avaiible in A o8nas. Pkre the 1 with ymp -adr for -bbilhy.
PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE.
You may t3loo1e not to have your payment collected electronically by sending your payment (with the payment stub), In your
own envelope - not the enclosed windowed envelope, addressed to: SF OPT OUT, PO BOX 530000, Atlanta, GA 30353-0960 and
not the Payment Address.
GENERAL CORRESPONDENCE: MAIL PAYMENTTO: BILLING INQUIRIES: OVERNIGHT PAYMENT.
Send inquiries (notpaymmis), Payment cannot be made in person.
including your account number to: GEMONEYBANK GEMONEYBANK Ma Bing address only:
PO BOX 960061 PO BOX 981438
GEMONEYBANK ORLANDO, FL 32696-0061 EL PASO, 7X 79998.1438 GEMONEYBANK
PO BOX 981127 140 KOUVA SPRINGS ROAD
EL PASO, 7X 79998-1127 LONG WOOD, FL 32779
316100 574.00 11/142009 52,713.03 ???4460
Fill in Amount
n
?,
Completely: S???Ii. JI Q?
ent due includes 574.00 past dne. Please pay the past due amount PROMPTLY.
Paym
New addressor e-mail? If you only pay the Total Minimum Due it may trot pay off the Promotional Purchase by the Expiration Date,
f7teck the box at left and
print changes on back
BONNIE HOFFMAN
150721 3525 CHESTNUT ST
Mail Peynents to: GE MONEY BANK CAMP HILL PA 170t 1-4312
PO BOX 960061 '1701143122531
ORLANDO, FL 328960061
13289600616181
MANNOMW ! 40000
Pay online awww.geonlineservice.com or enclose this coupon with your check to GE MONEY BANK Please use blue or black ink.
CARECREDIT/GEMB
GE Money
Pay online for free a -w.geordineservice.com
For customer serv*a or to report your card lost or srolert all-866-893-7864. Best times to call are Wednesday - Friday.
Promotional Promotional BUIedFTNANCE Deferred Description/ Initial
Expiration Balance CHARGE FINANCE Ton Data Purchase
Date E CHARGE
1 Amount
UNTIL PAID OF 42,585.33 $29.36
50.00
1 Fixed Payment With Interest $2,700.00
01/17/2010 587.50 50.00
$0.28 With Payment Deferred Interest $87.50
You will incur no Finance Charges on a Deferred Interest promotional purchase, provided the promotional purchase amount is
paid in full by the indicated Promotion( Expiration Date and you pay, by the Payment Due Dam, each Minimum Payment Due
i on your Account prior to the Promotional Expiration Date. If you doom satisfy these requimmets, Anance Charges accrued
;from the dam of purchase will be added m your Account On a Fixed Payment (Extended Payment Plan) Promotional purchase
I the finance charge is billed monthly and included as part of the Minimum Payment due. For more Promcdom) Description
Details, Please see the back of your statement
To make more than one payment see MAIL PAYMENT TO address or pay onfine at www.gemouey.com-
Account Number X4460
Statement Date 1418!2009
Payment Due Date 11/142009
Minimum Payment This Period S89.0D
Amount Past Due $74.00
Total Minimum Payment Due $163.00
Days This Period 30
PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE .
We may comert your payment into an electronic "t
See reverse side.
Prev'aus Balance $2,555.97
+ New Putdases I Balance Transfers 58730
- Paymems $0.00
+/- Credits, Fees & Adjustments (net) $39.99
+/- FINANCE CHARGE / 52937
Tmnsactioa Fees ( rat)
= New Balance 42,71103
Credit Limit 42,8(1!1.00
Available Credit $86.00
I Tran Date I Post Date I Reference Number I Description I Amount I
1411/2009 1411/2009
14182009 1418/2009
W1711 PAYMENT DEFERRED INTEREST
LATE FEE
-FINANCE CHARGE-
liiiiiiiiiiiiiii'llililimilillilI
How YouFINANCE CHARGE
Was Calculated
Computed on
Average Daily
PrinciPal
Daily (D)
Periodic
Rate
Corresponding
Amoral
Percentage Kno
Periodic
FINANCE
CHARGE w
Balance Ram
Purchases $10.68 0.06296%(1) 22.98% SQ21
Filed Payment With Interest $2,570.12 0.038W%(D; 13.9056 $29.36
With PaysceM.Defetred,Neazest..._ .............._....._............................._._.............._S1460I 0.06296%(Dl 22.98% $0.00
...._. ..........
ANNUAL
PIRCENTAGE RAT6Purehases 13.94055 Trial PtriodicFINANCS CHARGE .......................... .............
.....
529.57
mammon=
In order to proettiyour amount privacy, we are m able to pmvide account bdoemadon to anyone other than the cardholder(s) or
an authorized Party. H you wish ro Permit us to speak to an aulbo ized pasty such as a spouse about your account, please send
written Authorization to the General Inquiries Address.
YOUR PERIODIC RATE AND ANNUAL PERCENTAGE RATE MAY VARY.
PAYMENT ON YOUR ACCOUNT IS REQUIRED. IF YOU HAVE A PROMOTIONAL
BALANM THE PROMOTIONAL PLAN MAY BE TERMINATED.
PLEASE CALL THE CUSTOMER SERVICE NUMBER REFERENCED ABOVE.
+ NOTICE: See reverse side and Additional pages (if any) for important Enforml6on c rnimg your account
5302 PPG 1 7 it 091010 OPAGR 1 of 3 9072 1000 C602 OlERS302
Account Number 460
FS 5252.00 $163.00 12/11/2009 Sea Date(s) Below $2,784.74 [
Fitt omAple1 rely S ? ? ? ? ? . ? ?
Payment due includes $163.00 past due. Please pay the past due amount PROMPTLY.
Check New the address box a at o- teft ll an and Note: You have a Promotional Purchase Expiring. See Promotional Purchase Summary Below For Details.
print changes on back
DFTTDTAAA FDTCAFTDDDTFFDADTDTFATDTAFAFDADFATAj&bDISTTATATD
Mail Payments to GE MONEY BANK CAMP HILL PA 17011-4312
PO BOX 96(1061 FMDTTFATADD7MATDTAAATFATDAADAAATFTFFDAFFFDDTFFAFDDFAAA7TFFTFTDA
ORLANDO, FL 32896-0061
Pay online at-.gemoney.can or enclose this coupon with your check to GE MONEY BANK. Please use blue or black ink
CARECREDIT/GEMB
GE Money
Pay online for free atwww.genToney.com
For customer service or to report your card lost or saleR ale- 866-893-7864. Best Times to call are Wednesday - Friday.
Expiration Balance CHARGE E FINANCE Tram late Purchase
Data CHARGE Amount
UNTiLPAID O 52,616.03 530.70 $0.00 Fixed Payment With Interest 52,700.00
01/17/20 10 587.50 S0.00 1 $2.01 With Payment Deferred Interest $87.50
You will ittatr no Finance Charges on a Deferred taterest promotional purchase, provided the promotional purchase amount is
paid in full by the indicated Promotional Expiration Date and you pay, by the Payment Due Date, each Minimum Payment Due
on your Account prior to The Promotional Expiration Date. 1F you do riot satisfy these requirements, Finance Charges accrued
from the date of purchase will be added to your Account On a Fixed Payment (Extended Payment Plan) promotional purchase
the finance charge is billed rnonthty and included as part of the Minimum Paymtent dm. For more Promotional Description
Details, please see the back of your statement.
To make more than one payment see MAIL PAYMENT TO address or pay online at
Account Number - 1460
Statement Date i I/1812(ICI9
Payment Due Date (VI I/2009
Minimum Payment This Period $99.01)
Amount Past Due $163.00
Total Minimum Payment Dua $252.00
Days This Period 31
PAYMENT DUE BY 5 P.M. FASTERN ON THE DUE DATE .
We may tons'art your payment into an aletlromic debit
See reverse side.
Previous Balance $2,713.03
+ New Purchases / Balance Transfers $0.00
- Payments $0.00
+/- Credits, Fees & Adjustments (net) $39.99
+!- FINANCE CHARGE / $31.72
Transaction Pees ( Get)
= New Balance $2,784.74
Credit Limit $2,800100
Available Credit $0.00
E Tan Dace Post Dale Referenda Number DeTscription Amount
I tV10l2009 11l1(Y2009 LATE FEE 539.
E 11/18/2009 11/18/2009 -FINANCE CHARGE* 531.7
Computed on Daily (D) Corresponding TNAodic
How YouFINANCE CHARGE Average Daily Periodic Annual ANCE
Was Calculated Principal Rate Percentage CHARGE
Balance Rate
`
Purchases 552.21 0.06296%(D 22.98% S1.02
Fixed Payment With Interest $2,600.15 0.03809% (D 13.90% $30.70
With Payment Dedened Interest $88.61 0.06296%(D 22.9856 $0.00
L_^J'•,• lOtat MnsxA a`ANANV UnAAUP $31.721
N order m protect your account privacy, we arts amble to provide account inforrmtion to anyone other than The cardholder(s) or
an authocked party. If you wish to permit us a speak to an authorized party such as a spouse about your account, please send
written authorization to the Genera[ inquiries address.
YOUR PERIODIC RATE AND ANNUAL PERCENTAGE RATE MAY VARY.
PAYMENT ON YOUR ACCOUNT IS REQUIRED. IF YOU HAVE A PROMOTIONAL
BALANCE, THE PROMOTIONAL PLAN HAS BEEN TERMINATED.
CALL. 1-800-292-7508
Remeniteryou an count on CareCredit again end again ni look and feel your best foryou and your esstire family. With 75,(100
providers nationwide and flexible payment plus available, there's nothing snipping yon
There are so many ways to use CareCreclik and all of Them an help you achkse a heNlhim happier you Dental treetmeMs to
help you tight up a mom with your sack, L.ASIK surgery and vision are so you'll always have a clear perspective and cosmetic
procedures to enhance your natural beauty. And remember, you can always count on CareCredit for your pets - for great are
+ NOTICEL See reverse side and additional pages (if any) for important information concerning your account
5302 Pit's 1 7 18 091119 C DPACR 1 of 1 9072 1800 C6D2 OlERS302
Account Number
$341.00 8252.00 01/10/2010 $.'56.54 See Date(s) Bela 1397.54
Fgl in Amount ???? 1 ??
Completely: $
Payment due includes 5252.00 past due. Please pay the past due amount PROMPTLY.
New Address
Check the box or at e- left wait? and Note: You have a Promotional Purchase Expiring. See Promotional Purchase Summary Below For Details.
print changes on back pp
TDFFDDFAFDDAADFFFDDTTFDFDAATDTFDDFAADFAAFFAD&,IM &hhWMADFTD
Mail Payments tor. GE MONEY BANK CAMP HILL PA 17011-4312
PO 80X 960061 ADFFFDTADDFAFFAFFI'ITDTFCAFTATAFDFDTADTADATFTAADTDDDTADTAFTDTA DiytF
ORLANDO, FL 328960061
Pay online awww.8emoney.com or enclose this coupon with your check to GE MONEY BANK. Please use blue or black ink
CARECREDIT/GEMB
GE Money
Pay online for frees[www.e mcney.com
For customer service "to report your card lost or stolen, all- 866-8934864. Best times to call am Wednesday -Friday.
Expiration Balance CHARGE I FINANCE Tranbato Purchase
Date CHARGE Amount
UN77L PAID O $2,646.08 $30.05 $0.00 Fixed Payment With Interest $2,7(
01/17/2010 $87.50 $0.001 $3.72 With Payment Deferred loterest 9
You will incur no Finance Charges on a Defected Invest promotional purchase, provided the promotional purchase amount is
paid in full by the indicated Promotional Expiration Dam and you pay, by the Payment Due Dace, each Minimum Payment Due
on your Account prior to the Promotional Expiration Date. If you do not satisfy these requirements, Finance Charges accrued
from the date of purchase wig be added to your Account On A Fixed Payment (Extended Payment Plan) promotional purchase
the finance charge is bided monthly and included as part of the Minimum Payment due. For more Promotional Description
Details, please we the back of your statement
To make more than one payment see MAIL PAYMENT TO address or pay online at
ME
`• Account Number 4 NEM=
8 4460
Statement Daft 12/18/2(X)9
j Payment Due Date 01/10,2010
{ Minimum Payment This Period $89.00
Amount Past Due $252.00
Total Minimum Paymea Due 5341.00
Overlimit Amount $5654
t Suggested Payment $397.54
Days This Period 30
PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE .
1 We may convert your payment inw an electronic debit
I See reverse side.
WHENEMS
Previous Balance EEM
52,784.74
+ New Purchases / Balance Transfers 50.00
- Payments $0.00
+/- Credits, Fees & Adjustments (net) $39.99
+/- FINANCE CHARGE / $31.81
TrIASIC ion Fees ( net)
New Balance $2,856.54
Credit Limit $2,800.00
Available Credit $0.(1(1
In order to protect your account Privacy, we are unable to provide account information to anyone othar than the cardholder(s) or
an authorized party. If you wish to permit us to speak to an authorized party such as a spouse about your accoan, Please send
written autborization to the General Inquiries address.
If you pay tbe'Suggested Payment" amount you will bring your account below your credit limit and avoid additional
Overtimit Pees.
Head off identity theft before it happens. For mote infomtation about identity theft, visit the Federal Trade Commission's (PTC)
consumer weNde At http-1/www.ftc.goVAdt1eft1.
YOUR PERIODIC RATE AND ANNUAL PERCENTAGE RATE MAY VARY.
YOUR ACCOUNT IS 90 DAYS PAST DUE IT IS
CRITICAL THAT YOU CONTACT US TO PROTECT
YOUR CREDIT. I-800.399-5166
• NOTICE See reverse side and additional Pages (if any) for important information concerniag your account
9302 EVa 1 I 18 0912111 CxPAGE 1 of 3 9072 1800 C602 OLEK5302
Tran Date Post Date Reference Number Description Amount
121112009 121(112009 LATEFEE $39.
12/182009 12/1&2009 -FINANCE CHARGE- $31.81
Account Number
-Xdvge?' NO
543000 ( $341.00 02110"2(110 1 $136.12 r 52,936.12 , 5566.12
Fillip Aalo
Canptetely: ont1 ???? ? [IF]
Payment due includes $341.00 past due. Please pay the past due amount PROMPTLY.
New address ore-mail?
Check the box at left and
print changes on back
,ff&W#M, FAFF
=DFPAFFADFAFDTAFfDDTTfDDDFTFFTFFTDTITAFTAFDIP
CAMP HILL PA 17011-4312
MailPaymentsto:
C.6 MONEY BANK
PO BOX 96(1061 AFTFDDDAFTFTAFFFDATADTTFAFATAFADFDFTDTFFAADDTAFTFTDFATDTDTDFATATT
ORLANDO, FL 32896-0061
Pay online awww.gemoneyoom or enclose this coupon with your check to GE MONEY BANK. Please use blue or black ink
CARECREDITIGEMB
GE Money
Pay online for free at..,www-.gemoney.com
For customer servica or to report your card lost or stolen, call- 866-893-7864. Best thues to all ace Wednesday - Friday.
Promotional Promotional Billed Tran Date Description 1 anus
Expiration Balance FINANCE Purchase
Date CHARGE f Amount
UNTIL PAID OF $2,677.50 531.42 06/12r1009 Fixed Payment With Interest 1 $2,70(1.00
EXPIRED $93.02 55.521 Id1412009 With Payment Deferred Interest $87.50
You will incur to Finance Charges on a Deferred Interest promotional purchase, provided the promotional purchase amount is
paid in full by the indicated Promotional Expiration Date and you pay, by the, Payment Due Date, each Minimum Payment Due
on your Account prior to the Promotional Expiration Data. ff you do not satisfy these requitetnents, Finance Charges accrued
from the dare of purchase will be added to your Account On a Fixed Payment (Extended Payment Plan) promotional purchase
the finance charge is billed monthly and included as part of the Minimum Payment due. For mom Promotional Description
Details, please see the back ofyour statement.
To snake more than one payment see MAL PAYMENT TO address or pay online at
Account Number X 4460
Statement Date 01/1812010
Payment Due Date 02/1012010
Minimum Payment This Period S890D
Amount Put Due $341.00
Total Minimum Payment Due 543000
Overlie it Amount $136.12
Suggested Payment $566.12
Days This Period 31
PAYMENT DUE BY S P.M. EASTERNONTHE DUE DATE .
We may convert your payment'umo an electronic debit.
See reverse side.
Previous Balance 52,856.54
+ New Pardases/ BalanceTransfers $0.00
- Payments $0.00
+/- Credits, Fees & Adjustments (ueD $39.99
-s!- FINANCE CHARGE / $39.59
Tra sactioa Fees ( net)
- New Balance $2,936.12
Credit Limit $21800.00
Available Credit 50.00
In order to protect your account privacy, we are usable to provide account information to anyone other than the aidholder(s) or
an authorized party. If you wish to pamlit us to speak to an authorized party such as a spouse about your account, please send
written aulhorhetion to The Genmt Inquiries address.
If you pay the 'Suggested Payment' amount you will bring your account below your credit limit and avoid additional
Overtimi Fees.
YOUR PERIODIC RATE AND ANNUAL PERCENTAGE RATE MAY VARY.
YOUR ACCOUNT REMAINS PAST DUE. PROTECT YOUR
CREDIT BY SENDING THE AMOUNT DUE TODAY OR
4 NOTICE: See reverse side and additional pages (if any) for important informatoa concerning your account
5302 PNG 1 7 is 100110 CxPAn6 1 of 1 9072 1800 C602 0IRK5302
TranDate Post Date Reference Number Description Amount
OIJl(1r2010 OI/11$2010 LATE FEE 539.
01/18/2010 01/18/2010 "FINANCE CHARGE- 139.5
Account Number X4460
5519.00 5430.00 03113/2030 $213.23 $3,013.23 0 4732.23
Fill?ete 5 01100 0. 00
Payment due includes $430.00 past doe. Please pay the past due amount PROMPTLY.
New addressore-mail?
Check the box at left and
puimt changes on back
DPADTDPADFDAAFPFAF rrDFDDDTFADTYDIFAFDFAAFFFDT ,"PJT DTDDDP
CAMP HILL PA 170114312
Mail Payments to: GE MONEY BANK
PO BOX 96f1061 TDFfDFIMAAADDFAAAFCPDADDAPDFCDTFADATFDTFFATDATTTATFCFFFFAAPDDFT
ORLANDO, FL 32896-0061
Pay ordine alvwvr.gemoney.com or enclose this coupon with your check to GE MONEY BANK. Please use blue or black ink
CARECREDIT/GEMB
GE Money
Pay online for free am ww.gemotey.com
Por customer service or to report your card lost or stoleq call- 866-893-7864. Best tithes to call am Wedne sday - Friday.
Promotional Promotional Billed Tmn Date Description I Most
Expiration Balance FINANCE f purchase
Date CHARGE I Amount
UNTIL PAID OF $2,709.29 $31.79 06/1212009 Fixed Payment With interest E $2,70
You will incur no Finance Charges on a Deferred Interest promotional purchase, provided the promotional purchase amount is
paid in full by the indicated Promotional Expiration Date and you pay, by the Payment Due Dale, each Minimum Payment Due
on your Account prior to the Promotional Expiration Date. If you do not satisfy these requirements, Finance Charges accrued
from the data of purchase will be added to your Account On a Fixed Payment (Extended Payment Plan) promotional purchase
the finance charge is billed moaddy and included as part of Oa Minimum Payment due. For mum Promotional Description
Details, please see the back ofyour statement.
To make more thin one payment see MAIL PAYMENT TO address or pay online u
Account Number 'W
Statement Date 02J182010
Payment Due Date 0311312010
Minimum Payment This Period $89.00
Amount Past Due $430.00
Total Minimum Payment Due 5519.00
Overihnit Amount $213.23
Suggested Payment $732.23
Days This Period at
PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE .
We may convert your payment into an electronic debit
See reverse side.
Previous Balance $2,936.12
+ New Purchases / Balance Transfers $0.00
- Payments $moo
+/- Credits, Foes d. Adjustment; (Fiat) $39.99
+/- FINANCE CHARGE / $37.12
TraasactionFees( net)
= New Balance $3,013.23
Credit Limit 52,800.00
Available Credit $0.00
If you have variable periodic and annual percentage rafts, the mass will very with the market based on the prime rate
in order to protect your account privacy, we are unable to Provide account irtfomatan to auyom other than the cardholder(s) or
an authorized party. If you wish to permit us to speak to an authorized Party such as a spouse about your account, please send
written authorization to the General Inquiries address.
If you pay Na'Suggested Payment.' smountyou will bring your account below your credit limit and avoid additional
Ovedimit Fees.
Pleme ate that new credit card regulations direct how payments, in excess of the nahdrnum payment due on your account.
must be allocated. Therefore, when your account has a ptumotiaml balance, the method used to allocate payments on your
account may be differatit than bow it was allocated in the put
YOUR ACCOUNT IS SERIOUSLY PAST DUE IT IS
CRITICAL THAT YOU CONTACT US TODAY AT
1300.399-5166
NOTICE: Sea reverse side and additional pages (if say) for impmtaw information concerning your account
5302 VWG 1 7 19 100218 CxPAGB 1 of 1 9072 1000 C602 OIERS302
Tran Date Pon Date Reference Number Desctio- Amount
0711012010 0211CY2010 LATEFEE 539.
02/582010 02/1&2010 -FTNANCECHARGE- 537.1
CareCr cif AantNumber 44G(1
? 560800 41519.00 6411YMIO 5287.82 53,087.82 41895.82
F'sllin Amount ???? ?. ??
Completely: 5
Payment due includes 5519.00 past due. Please pay the past due amount PROMPTLY.
New address or e-mail?
Chack ibe box at left
changes on ac and
k
print DFADDAFADDDFDDFTAFATAATDDTAFDAPDTAADDDAFFFMfiT DAFDTTDDF
Mail Paymenu to: GEMONEYBANK CAMP HILL PA 17011-4312
PO BOX 96x161 TFFFATTDDDFFCATTFADDF'[FITFFADTFTDATT7'FATTTFIFDDADDFAADATFFDDFCDTD
ORLANDO, FL 32896-0061
Pay online awww.gemoneyy.com or enclose this coupon with your check so GE MONEY BANK. Please use blue or black ink
_I
CARECREDIT/GEMB CasdMiderName: BONNIE HOFFMAN GE Money
Accoam Number : 4460
Statement Closing Dace: 03118/1 t0
WIN
--Nmwm
Previous Balance S3,013.23 _
New Balance 53,087.82
E + New Purchases 5tp,00 Minimum Payment Ibis Period $89.00
- Payments $0,00 Annum Past Due $519.00
+/- Credits, Fees & Adjustments (set) $39.99 Total Minimum Payment Due S6(16.00
+/- Finance Charges / Transaction $34.60 Ovedbmt Amount $287.82
i Char--es(net) Suggested Payment 5895.82
New Balance $3,087.82 Payment Due Date (W/13/2010
Credit Limit 52,800.00 PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE .
I Available Credit s0,0o We may oorwertyour payment into an electronic debit
( Days in Billing Period
28 See reverse side.
We Payment Warning: If we do not receive your Total '
Pay amine for free at:www.gamoey.rnm Minimum Payment Due by the Payment Due Date used above,
For GE Morey customer service or to report your card lost or stole you may have to pay a late fee up to $39.99 old your APRs
call 1-866-993-7864. may be increased o the Penalty APR of up to 29.99ck.
Best times to call are Wednesday - Friday. Minimum Paymam W arr ing: Making only the Total Minimum
Payment Due will increw the amount of interest you pay and
f
[i
f the time it takes o repay your balance. For example:
I
I
Only the ro m umn 3 years $3,728.(10
j payment
[ If you would Ma information about credit counseling services,
call 1-877-302-8797.
As a result of payments received late on your account, the Penalty APR of 29.990% will apply to
your outstanding account balance beginning 05119/10 (Effective Date). The Penalty APR will apply
indefinitely unless you make required Total Minimum Payments Due by the Payment Due Date for
six consecutive billing cycles immediately following the Effective Date.
If you have Promotional Balance(s), the promotional terms will be permanently terminated on either
your original Promotional Expiration Date or the Effective Date, whichever is earlier, and standard
account terms (including Penalty APR) will apply. if your promotional terms on deferred or waived
interest promotions are terminated, any associated Rnance Charges will apply.
Pramrtond Pramdaul Billed Tsars Dose Description ?na
Expiration Bahttce FBVANCE ` Purchase
Date CHARGE i Amount
UNTIL PAID OF $2,738.33 $29.04 06/12!2009 Fixed Payment With Interest € $2,7(
You will incur no Finance Charges on a Dekto I interest protrotional padmse, provided the promotional purchase amount is
paid in fail by the indialed Promoaonai Expiration Die and you pay, by the Payment Dm Dale, each Miuman Payment Due
onyosr Account prior to tle Promotional Fatpiratioe Date. If you do not satisfy these requirements, Finance Charges accrued
fran the dae of purchase will be added to your Aaroum. On a Fixed Payrem (Exeaded Payment Plan) promotional purchase
the fnamce Burge is b01ed monthly and ftwh ed as partof the Wntmum Paymentdue. For more Promotional Description
Detags, please see the back of your statement.
To make mom thaw one payment see MAIL PAYMENTTO address or
-NOTICE: See reverse side and additional pages (if any) for important im brmatioa concerning your account
5302 Dru 1 7 19 100310 CYPAGE 1 of 5 9072 1800 C602 OIEKS302
CareCredif
e..eaaeteaataar?a• Bean
Total Minimum
P ment Due Past Due
Ambunt Payment
Due Date Overlimit
Amount New
Balance Suggested
Pa ment
$697.00 $0.00 0411812010 $0.00 $0.00 $0.00
FiCompletely: ? ? ? ? ? ¦ ? ?
Payment due includes $0.00 past due. Please pay the past due amount PROMPTLY.
New address or a-mall?
? Check the box at left and
print changes on back
BONNIE NOFFMAN
3525 CHESTNUT ST
CAMP HILL PA 170114312
Mail Payments to: GE MONEY BANK
PO BOX 960061
ORLANDO, FL 32896-0061
Pay online at www.gemoney.com or enclose this coupon with your check to GE MONEY BANK. Plesse use blue or black ink.
-I
CARECREDIDGEMB Cardholder Name: BONNIE HOFFMAN GE Money
Account Number : I0001440NW4460
Statement Closing Date: 0411612010
Summary of Account Activity Payment Information
Previous Balance $3,087.82 New Balance $0.00
+ New Purchases $0.00 Total Minimum Payment Due $697.00
Payments $0.00 Payment Due Date 04118/2010
+/- Credits, Fees & Adjustments (net) $3,087.82- PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE
+(_ Finance Charges / Transaction $0.00 We may convert your payment Into an electronic debit.
Char es net See reverse side.
New Balance $0.00
Late Payment Warning: If we do not receive your Total
Credit Limit $2,800.00 Minimum Payment Due by the Payment Due Date listed above,
Available Credit $0.00 you may have to pay a late fee up to $39.99 and your APRs
may be increased to the Penalty APR of up to 29.99%.
Days In Billing Period 30
Pay online for free at: www.gemoney.com
For GE Money customer service or to report your card lost or stolen,
can 1-866-893-7864.
Best times to call are Wednesday - Friday.
Promotional Purchase Summary (A)
Promotional Pranotional Deferred Tran Date Description Initial
Expiration Balance FINANCE Purchase
Date CHARGE Amount
UNTIL PAID OFF $2,738.33 $0.00 0611212009 Fixed Payment With Interest $2,700.00
You will Incur no Finance Charges on a Deferred Interest promotional purchase, provided the promotional purchase amount is
paid In fug by the indicated Promotional Expiration Date and you pay, by the Payment Due Date, each Minimum Payment Due
on your Account prior to the Promotional Expiration Date. If you do not satisfy these requirements, Finance Charges accrued
from the date of purchase will be added to your Account. On a Fixed Payment (Extended Payment Plan) promotional purchase
the finance charge is billed monthly and included as part of the Minimum Payment due. For more Promotional Description
Details, please see the back of your statement.
To make more than one payment see MAIL PAYMENT TO address or pay online at www.gemoney.com*
Transaction Summary
Tran Date Post Date Reference Number Description Amount
04!1612010 04116/2010 F907200F000999990 CHARGE OFF ACCOUNT-PRINCIPALS $2,812.81 Cl
0411612010 04/1612010 F907200F000999990 CHARGE OFF ACCOUNT *FINANCE CHARGES'
I
$515.000
04/13/2010 04113/2010 LATE FEE $39.9
Finance Charge Summary
Computed on Daily (D) Corresponding Periodic
How Your FINANCE CHARGE Average Daily Periodic Annual FINANCE
Was Calculated Principal Rate Percentage CHARGE
Balance Rate
Purchases $0.00 0.06296%(D) 22.98% $0.00
Fixed Payment With Interest $0.00 0.03809% (D) 13.90% $0.00
ANNUAL PERCENTAGE RATE -Purchases 22.98% Total Periodic FINANCE CHARGE $0.00
Cardholder News S Information
If you have variable periodic and annual percentage rates, the rates will vary with the market based on the prime rate.
In order to protect your account privacy, we are unable to provide account information to anyone other than the cardholder(s) r
an authorized party. If you wish to permit us to speak to an authorized party such as a spouse about your account, please sent
written authorization to the General Inquiries address.
If you pay the "Suggested Payment" amount you will bring your account below your credit limit.
*NOTICE: See reverse side and additional pages (if any) for important information conceming your account
5302 DFH 1 5 18 100416 Z X PAGE 1 of 1 9072 1800 C6D2 01£x5302
If your address or contact information has changed, please enter your new address and contact information here or visit us online at
www geonlineservice.com
New Street
? Address
City
ST, Zip
Phone #
E-mail
Home M.-# 8urineas Phor,eY Ced-plnle or Y EmallAd&-
ws can _==
BY PROVIDING MY E-MAIL ADDRESS I CONSENT TO RECEIVE E-MAIL COMMUNICATIONS ABOUT MY ACCOUNT AND AUTHORIZE YOU TO
PROVIDE MY E-MAIL ADDRESS TO THE RETAILER ACCEPTING MY CARD SO I CAN RECEIVE SPECIAL OFFERS AND UPDATES.
BiDmg RightsSummary: InCese of Faros or Questions About Yana Bill
if you think you bill is wrong, orifym need rmre information about a transaction
m your bilk write b us on. repasts sbea st Billing Ingoiries-RO Box 991438, El
pumTX79998-1438,assomaspmxbte. Weranlhear GamymnolAerd-60
daysagmrw tyoufie6rdbiBmwhichtheelmrmpmbkmappeaed y""'
telephone us, but doing an wi9mt pxseave your fights. In y'ou lace, give m de
foUowmng iafmmmm: (a) Your mum and acamt mmbxr, (b)Tha doOa amount of
de suspected ernur, (e) Describe tieermt and explain, ify u can, why you behem
there a as mm: Ifyw need maeirifmmtior4 descfibe Ua itemyU ere unsmx :bow.
Y donohavetopaymyamomtingmnionwhdeweaaeiuvestipting,bnym
are r fill obligated to pay the parts ofywr bill that are amt in question while we
investigate your question, we ranrot repot yoo as delinques or take any action to
collect the amour you question.
Spedat Ruk for Credit Purchares: V ywhave a problem with Ile quality of goods
en ices that you pnchased with a audit cad and yw hero tied in good faith In
correct the problem with the me last, you may mat have an pay(heremainiug
amount due on the goods or service. You have this protection only when the
purchasepntt was mere tlunt50and pluuha made in ehonesate
wiehin 100 milts ofyon mailing addms. (if we own vo o cr opeme the he oaenclwut or if
f
mailed you the adwrtivxnans for the property or service, all purchases are
,-red regardless of the amaIDt or location oflucclime).
Credit Reports and Account Information: If you believe that wx haw reported
inaccurate ml-fin. about you to a audit bnxaa, please write to us at P.O.
Box 981,139, IT Paso, TX 999961439. In delmg so, pleat identlly she inacci ream
Informtmu and tell us why you beline Itis incorrect If yin lsw s apy of die
credit report that includes the Inaccurate fiformaaon, please send a copy of
that report to an as wall.
Use ofinformaam About You and Your Aamsmt: Our Privacy Policy descries
our colketim and disclosure ofmfamanm about youtadyur Attwm Ifyou
would lam awUer copy of the Privacy Policy, please erg ourto0-bee Pnwcy
service mmtwr, (an) 905-2097.
Phis is an attempt to collect a debt and toy information obtamedwill be used for diet
Purpose.
axdit Bureau Reporting: We maymport information abort yonrAceout to credit
Ixueaus. Gate payments, rased payments, oroaer deLulw on your Account may
L mfiectedinyourcredAmpon.
Paymech: Yw may starry rum pay rtes emus hlame(the"New BnWnr<')in m0a
court oe the"final M Paymmr'shownmthe Omtoftbis ,bwna pay ay at lesw the 7 Total W INiaimmPaytnnt Pay'ineutsieceived by 5:00p S:OOpm.t hr
U
address dsoww m ere but ofths aalmert f re eiprofpaymatc wtl be medited.1
ufthe date received Oondtimai Payments: Any ehedc or payment imbsuemrin m
amain less than the fall amount due that semdm ended u'PAID IN FILL",err
you wherwise wider as fldi sa idactimt of a displted use xxst msstbe xro m m at tla
BILLING RIGHM SUMMARY address shown above and NOT the -P ym n s-
addersdrown m due fimt afthis mtment f your mdigakdamaats. Ify. make
?ymmm a a location odurdllaa the site-, sham on der limit of thas sbtemmt for
Ova day d be delayed miI, Wmat
frvxmof Or toAccom ? py be t to delayed youracommir
mceived at the Pa oearAddtms,(n our mackin us.ddksssdnwvmaU.S.
financial msetmim brand in the US,(m)is not accom parredby the arppatloaof
ysuc stctemaU,(d) Domains mom Uanmse payimt or aapa\ (.) is natrece ved in
the remittance envelops peovided a (0 imhud.s sbpieR Paparlips' b?, or
roae>pondence of my type spereserve the s?lntm selest the
paymml6 anderediw are agmakdso your Account in our sole discretion The payment
aaeeetionmethal d awa me mryresuh in higlecFimmce Clnagm m your Account
depending m the types ofmm?e' youmxke(mchaspriumwmlornoa-
Promoiord stand the thing andanaomitofyour poyanems. Fa-Vk m
f-tio smequaiogMinmmmPaymmh, payments user themimman will usually be
spplaid In thm ,pronlaimd bakmm brine set-Pmoaiend and other balances. If
you hate a ren-pmmdimat bdantt, it. tiny naduc. the benefit Ham the pramtim, if
you want to change this a9mation,Please c.0 C nemerService.
Ifyw Isle barukruplcy you nmst-4 as noire, ioh
cmddun?? Camber and all
nnf tlonrelateam "you to the fimlowirlgaddsesms,aim a] Money B.*
Anrn Bankruptcy Dept, P.O. Box 103106, Roswell, OA 30076.
Periodic F1mmce Charges
A We al ol.k the periodic Fuunce Charge sep.nkjy for Purchases and Cash
Adva cs. the AnmalP-Up Batemay-a .dT bereferedmas
•APR-. Forcwh billing period inwtieh& periodic Fim see Charge is
my=CamCn&tems mdhandacrdut.
fall in 3, 6,12 or 38mmas, (2) myrnmimm m
GE Money
imlwred, Ile am= ofthe Finance Charge is the mid of the amount of the
periodic Fiance Clwgecakubwddwi%dzbiUiogperiod Theperiodic
Finance Charge for eachbilliog period's calculated byappiymg the appliabk
daily periodic rate ("Periodic Rase`) is We<l during that bit period to the
balance subject m periodic Finance Chagas for each day In the bitting period,
and addingmgaher ell oftlrose daily Fiumae Chugs anaants. A minimum
FINANCECHARGEofupm$1.00willNi.q-edfareachb.1hi gpm.din
ufiich y-Account is subject m aFinaice Charge.
B. It* periodic Finance Charges will be detammed separately f chagm
Incurred Under any SpecW Payment Pfau in stem mom with the terms
established fa such Special Payout Wan. Youunderstand and.d.-ledge
thar thsdecantprostidmJarshedaily compo-dLgf ofparfadreIm mane
Charger.
Balome Subject lY Pedadk Fimnce Charges. The balance subjectm a periodic
Finautt Charge is calculated separately for Purchases and Cash Advances.
A. The Purchase Balance subjed to a periodic Finance Charge is (be Provhase
Daily Balance ofeaAccaaL To deretum. the Purchase Deily Balance, we
take the prior days Purchase Balance of yourAceowt, which includes unpaid
periodic Finance Charges on your Purchase Balance, and add any mw
Purchases, umkrdfug eery Balance Tnmfere Out are treated as Pdvchases, and
other debits durgedmyZArcaant that day, and subtact anypayments tad
,dimomdih applied to yurAurhase Balance that dry. Fsehday wealwadd
artyperiodic Finance ChargesmymPUmWm Ral; eamdaherFimme
Charg. and fem (other than 4kmsect m I- for club Advances), including
any debt amellatim fees, stressed that day myna Account Tbisgieesus
the PUxluelnily Balarxeofthe Account Ag'Purchase Daily Balaaeof
fees than zero will be treated as zero.
B. The Cash Advance Balance subject to a penodue Fmance Chagea the Cash
Advmw Daily But- ofthe Account. To detmalim the Cash Advance Daily
Balance, we take the prim day's Cash Advance Balance ofyaur Account,
which in diet c any unpaid periodic I-. Charge, myour Cash Advance
Balance, aM add any mew Cash Advamm, imhsdmg any Baame Trasu&ss
that are weskit as Cash Advamm, Transaction Fees for Cash Advaattt and
peniodu Fimme Charge on your ash Advance Balance for that dry and
subtract payments and rarercuediw applied myour Cash Adxure Balance Bat
ddaeyy This glens m ate Cash Advance DailyBataott ofd: Arouunt Any Cacti
Advance Daly Balance of less d,N wo udlbe treated as zoo.
C. Yw can delermene the perms, Finance Charge by mnhiplyvig each average
daily Instance shown on the coot of the Statement 6r Paid-.rid Cash
Advances by'the appropriate number ofdays in the biffing period: (u)
multiplying each of the resdw by the apphceble periodic rate; and (iii) adding
these results tngeder.
When Periodic Fiance Charges Be& to Active. Puchases .it Cash Adv.ncm
begin to aecare periodic Finance Charges boon the date ofthe Icrosutian (or, at our
option, room Uri data they are posted to your Account) and continue to nccrm Finance
Chargmontildnechaita spsidinflmil Howevm,yu-midpenake Fmmce
(hags on new Plummsm d for each biUingPQ1Od Yon paY3'?'New• Bahnre,
my
Special ial Payment Cash PhAdvau, „ fail cm or r b dorm m the e Payment Due Due fo11 mader amts Bader haling
bmism mi4m
period. T There is pmodvithi i iyinrm an avoidpesiodc Fimme Charges on
Cash Adsances aTreisactimF-eesfo for Cash Advances.
PROMOTIONALSUMMARY(A). Sm Desorption BoaamdTotelhfu m Payn
dm f repined payment uubrm.ticn
Deflated Interest- to avoid deferredFINANCE CHARGE, porehara mast be paid in
flmRby Espinitim Date.
Fused Payment-FINANCE CHARGE billedmmthiy.
RadocedAPR-FINANCE CHARGE.t a lower tae applied to promo pmch.re
bmlame unttlExpimarim Date.
Equal Payment-Any FINANCE CHARGE applies until promo paid in fun.
No Imemed -No FINANCE CHARGE billedoracereeddning the pro= period
Heainglmi ue1TDD-c.1114n-4968512
Notice: Please refer b the fmm page(s) ofyur sktemnt f the name ofthe owner and
ser.ex dyouracroum
OI EK5302 - 6- 04'15!09
ma, ninthly p.yymmmesn regimired, but no 6mmwe charges will be
on aamt Paid -bee dm,aait (3) aecomt balwca rim enceed
motions requiring a mimml® is yanut, payments _ theminuum
ansaais. Sesya erms and
ack with your provider fm a xiinbility.
PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE.
You may choose not to have your payment collected electronically by sending your payment (with the payment stub), In your
own envelope - not the enclosed windowed envelope, addressed to: SF OPT OUT, PO SOX 530950, Atlanta, GA 30353-0960 and
not the Payment Address.
GENERAL CORRESPONDENCE:
Send inquiries (not payments),
including your account number to:
GE MONEY BANK
PO BOX 981127
£L PASO, TX 79998-1127
OVERNIGHT PAYMENT:
Payment cannot be made in person.
Mating address only.,
GE MONEY BANK
140 WEKNA SPRINGS ROAD
LONGWOOD, FL 32779
MAIL PAYMENTTO: BILLING INQUIRIES:
GEMONEYBANK GEMONEYBANK
PO BOX 960061 PO BOX 981438
ORLANDO, FL 32896-0061 Et PASO, TX 79998-1438
Total Minimum
Payment Due Payment Due Date New Balance Account Number
$74.00 10/11/2009 -NINIIIININib446
Fill in Amount
Completely: ap Q ? ? [I ? ? a F1 F]
New address or e-mail?
Check the box at left and
print changes on back
BONNIE HOFFMAN
3525 CHESTNUT ST
Mail Payments to: GE MONEY BANK CAMP HILL PA 17011-4312
PO BOX 960061
ORLANDO, FL 32896-0061
Pay online at Www.geonlineservice.com a enclose this coupon with your check to GE MONEY BANK. Please use blue a black ink.
CARECREDIT/GEMB GE Money
Pay online for free at: www.geonlineservice.com
For customer service or to report your card lost or stolen, call 1-866-893-7864. Best times to call are Wednesday - Friday.
PROMOTIONAL PURCHASE SUMMARY (A)
Promotional Promotional Billed Tran Date Description Initial
Expiration Balance FINANCE Purchase
Date CHARGE Amount
UNTIL PAID OFF $2,655.97 $30.68 081122009 Fixed Pay $2,700.00
You will incur no Finance Charges on a Deferred Interest promotional purchase, provided the promotional purchase amount is
paid in full by the indicated Promotional Expiration Date and you pay, by the Payment Due Date, each Minimum Payment Due
on your Account prior to the Promotional Expiration Date. If you do not satisfy these requirements, Finance Charges accrued
from the date of purchase will be added to your Account. On a Fixed Payment (Extended Payment Plan) promotional purchase
the finance charge is billed monthly and included as part of the Minimum Payment due. For more Promotional Description
Details, please see the back of your statement.
To make more than one payment see MAIL PAYMENT TO address or pay online at www.gemoney.com*
ACCOUNT INFORMATION
Account Number 4GOffMIMMM4460
Statement Date 0911812009
Payment Due Date 1011112009
Total Minimum Payment Due $74.00
Days This Period 31
PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE
We may convert your payment into an electronic debit.
See reverse side.
BALANCE SUMMARY
Previous Balance $2,605.31
+ New Purchases / Balance Transfers $0.00
Payments $80.00
+!- Credits, Fees & Adjustments (net) $0.00
+!- FINANCE CHARGE/ $30.66
Transaction Fees (net)
= New Balance $2,555.97
Credit Limit $2,800.00
Available Credit $244.00
ACCOUNT ACTIVITY
Tran Date Post Date Reference Number Description Amount
09/10/2009 09/102009 F9072007XODCHGDDA AUTOMATIC PAYMENT - THANK YOU $80.00 C
09/182009 091182009 'FINANCE CHARGE' $30A
FINANCE CHARGE SUMMARY
Computed on Daily (D) Corresponding Periodic
How Your FINANCE CHARGE Average Daily Periodic Annual FINANCE
Was Calculated Principal Rate Percentage CHARGE
Balance Rate
Purchases $0.00 0.08296% (D) 22.98% $0.00
Fixed Pay $2,598.98 0.09809% (D) 13.90% $30.66
ANNUAL PERCENTAGE RATE -Purchases 13.900% Total Periodic FINANCE CHARGE $3076
CARDHOLDER NEWS
In order to protect your account privacy, we are unable to provide account information to anyone other than the cardholder(s) o
an authorized party. If you wish to permit us to speak to an authorized party such as a spouse about your account, please send
written authorization to the General Inquiries address.
YOUR PERIODIC RATE AND ANNUAL PERCENTAGE RATE MAY VARY.
Remember you can count on CareCredit again and again to look and feel your best for you and your entire family. With 75,000
providers nationwide and flexible payment plans available, there's nothing stopping you.
There are so many ways to use CareCredit, and all of them can help you achieve a healthier, happier you. Dental treatments to
help you fight up a room with your smile, LASIK surgery and vision care so you'll always have a dear perspective and cosmetic
procedures to enhance your natural beauty. And remember, you can always count on CareCredft for your pets - for great care
without compromise.
SPECIAL MESSAGES
CALL 1-866-893-7864 TO FIND A PROVIDER NEAR YOUI CARECREDIT HEALTHCARE
FINANCING ON YOUR TERMS.
Share your opinions! Join the CareCredit Advisory Panel - go to CareCreditPanel.com.
NOTICE: See revere side and additional pages (It any) for important information conceming your account
5302 PNG 1 7 18 090918 PAGE 1 of 3 9072 1800 C6D2 01EKS302
N your address or contact information has changed, please enter your new address and contact information hors or visit us online at
www aeonBneservice.com
New Street
? Address
ST, ZIP
Phone ll
E-rnsil
Hang Phones auslnm Phones 070 ba pama emidAd e
BY PROVIDING MY E4ML ADDRESS I CONSENT TO RECEIVE E-MAIL CICMWNICATIONS ABOUT MY ACCOUNT AND AUTHORIZE YOU TO
PROVIDE MY E-MAIL ADDRESS TO THE RETAILER ACCEPTING MY CARD SO I CAN RECEIVE SPECIAL OFFERS AND UPDATES.
BiWag BlghbSmwry: 1nCmofEr cr Qsofi sAbotY BiW
if yon thinhywabill is wrong, «idyoo need more infomstion Aact a 4aov aim
N-TXin.wmeuamasgmdesha at Bdlmakgsbildert13s,
0
PesoTR 79998-14336, sa somaposeLe. Whsmdber fioayou mymmbsertV 60
hye a8erwe smtym 4e fir96ie oasbwh da eaaapmblemappeared Yw em
tefsplmeus, but dohgeo will rote ae?e yoQnghla InYareLtla. given Le
ramw;oe (?Yn?en.reeam.cmmte®hacro)tuadn?onantnf
are m:perbaeaes (e> Dambedeers« mae? ey,n nw w'hf'rou?
Wee isanea«. ¢ym need ones inf mlian,dembedu ikmyoa re unmoe diaY.
You do net haven pry asyaraaati ingmstimwhikwe aceiuvestigating, bsl yon
m still obligated bpay the pub ofyo« bill dot m out in quaCat Whilem
m hpft yoor question, we ramnf repel you a ddinquert a take my ocounm
coned the anaat youquestiea
,pedal Rio k fa Credit Parharer. If yon lave a psabkm with do quality ofeaods
revere the you porch-den&, aedd card and you have bud ogood . m
casectthepmblem wroth madwt, youmrymt Mve to pay acre uia,e
amomtdoem8agoodsmrervien. Ymh-dubpcdraimadywhen.the
pusehasrprice vmmae Wm f30 L We pmds"sawa made kynorLome shoe «
op
uLaarhaad
witbht 188
u the efd-tsoosof adA mr m.ropertyor *p""
you
wen led o mvi . un as
coveredngudlas dt ofthe h amasrt or Iontxwtition m d p fpoachers).
CYedaReporb..A ArmmafnWrmaaon: It yasbeane Watwe have reported
ha«erate Tatar asks about you to a atilt bra,S plum wAa to m N P.O
Eon "1439, El Paso, TX 709MI139. to deli W plane Weniffy theI-earde
haarm,tksatl eNv wbyym beaeveabfnmma. Hym b,ve, opy afea
neda repert That ledoda tae kaacmYelale:Wea. pk,ua aced, ropy d
that svpast to nauvRlL
Dse afladanaalfm AhoatlM mdYsv Aaa®h OurPrivacy Policy dnenbes
aamGdmud Aarlomeofmfonostimakod yon a,=Accuoot Hynn
wade hla omdter ropy dWePdvany Vic): pkasec,ncer tan-flee Priv,ey
service number, (877) 905-2097.
This is an allenptto coned a debt and my information obtained will be used for fbri
neatBaruauRepwK.V Wemayrepat.Um ti.n.bcedyo«Aceasdmaedt
ksaa.l.ae peymeols, shooed paymeds,«oWerdef Iamyar Aavmt may
hreBert.dmyour Mrepot.
Periodic M- Cbaga
A. We oymkle tar periodic Fiona Char sepuaklyfor Pushaa and Cash
a
Advances TheAamd Forced", Ede saysdoesbe reA-d!.
•APW. Fore.&bMS pedod in wAkh" periods Fawns Char is
wrMumanyh
imp«ed, fa roet ofd. Fiance Chugs is the t al ofdm-soot oftbe
pefodie I- Char caked led donne d,R WI.g period. The Pend-
Finance Chores ds e•eb bill" penod s nle dwKd by appl?rg me sppl-ble
dulypeeodte le Mode isltdo'lhlefiecttfo"tWtWlingpp&dM mace
balatcesubject m pekdic Fsaance CL¢ga Wreerhdry mdam?teg pemd,
and ddkgb,WerwdWuae d,dy Fisance Chugs attsatob. Amin
FINANCE CHAQGEdupmf2.06-Il Wi puaedf ..h billmapeiedm
whirhyoorAccamtis'ut to a Fituce Char.
B. The peiod.I - Chnes 11 be ddonoi ed "Pw-t* sorcbasges
-.d under aey SpaadP.ymed Plus .-.6- -ft the tens
nkbbshdfas«h Specd Paymett PI- lbov decro dasdacbw4•ladgs
dmrt66.fsromrFrce'iderl ?•daT)'ra'?^?^garpartodmAbem?ra
CYmges.
B,kare ea6jed a PMrtodte Fleeces C3rargn. 11e bohme sub)ed to a periodic
Fb Chwpndmkkdsepaaolyfor PumhamsudCK*Advances.
A The Purdaua e.lasce subjed to s periodk Fisaxro Chr, is Oa reactors
Body e.lanceofeheAttaat lb hfesmneth plsrboseDaily Balance, we
ohs me pti« daps Ptachere Bahssro dyourAeamt, vWuh imluder used
periodk Fieama Chargnm- PorlureHdanrgrestsf asynew
and
Purhssn,' rtyH.kacelMaf 74. arch Ned := and
ad-c,.dlsdt byP.,d Ntlmtday, aod.y chyp .h
adseraediloaQplted by-omPachael3ak,cetadddry. Eachday- useoho add
sayPmaAd ed un n lhomyomacboa m Feet et be be Cub Os6 e AanddvameQ imoc..X- ce
?s and fe-e (oWa d flehdiog
mydakeaumUshmfeu,suss dlhddrymyomAcm=L Thcgivesa
d.lWcb-Ddy H•hncecf&.A.uuL Asy Ptachafe OUly Bakoreof
tea 11-- wilibe bated a zem.
B. TheCrhAdvanr B.l-.*jWb..jdic Fiance ChT=D.,
Advma Daily Bdmceefthe A-ooL lb determsoe tla (Balmx, we fate the prior day's Cash Adverse Balance of your Accaut,
wbich inched. ••Yupddpes &,FinanceCarrmyamCahAd-
Balance, and ddanyneer Cub Ad-s. ochdugmyHohactTra ofm
tbd welcared a Cash Advmca, T-actist Fee, St Cub Adv sod
pedo& Fbome Chulpsm yo«Casts Advance BA =o Inc tad day and
sddrsdyaymeds mod d-c.W&.pphed myna QohAd-B.1-thht
3y. ihsai-2&Cate Advmce DdyBdmaoftbe Aeauot Any Cah
Advmm Doily B hence oflm den zoo will be hofed a sea
C. Ymmdad-ins de periodic Fimoce Chnge by (0 .WgAywg exbrvmge
ddy b.W-dwn us the asd of am SNhmed for Ptsdma and C.A
A&-bylh.ppenpn1. Wrote eldaXa is tla bilnogpedad; (i7)
m6 mchofaatases by tla appbabkperiodcrde; and (ii41 addin8
Wee Rasta togeWer.
Wbea Periodic Finance Cbazga Beglo to Ammon Pd.-
arnaymio&FSuace Cherga&amtheddeof da tos aaetim(4q at out
awueFinmce
option, than the dde they we posed to your Account) adonstime to
Chr,stedibechse,sp.ldiaasiL 11--a,yoaanacoidpetiodie Fieuce
Chog? meow PUd-if&sachbiM%Pmad ympy ymwNm iydansro,
txbmag asyCabAdwmebalanceandmybd-e fPunhuaamadeenderany
specialPsynat Pima, afill m« besae dw Payment Due Dde f soeh billing
period. 11ne is m perod vrilhie wbidt yon em awrd pedodie Fimsee Chugs on
CahAdvancn a'Dame6mFeafa(arb Advanax
PROb10TFOHALBUTAMRY(A). See DncpbseBot oadTbtatK-ft3useat
D P os td' deaf redmFlNANCB CITARM pueLox numere paid m
kllby RaphatimDda
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RedseedAPR-FBUNCECI2ARGBd•lower Ns.ppI dtopeasepashas
bohoce satil look
Equal Payment-ASy FWANC6 CHARGE syplia tathlpauopdd iafdL
No Wood -NoFINAN SCHARGEbided«scaaddntirg da promo period
Heaecg Imposed TOO onus NI 14M-448.012
Notice: Plane refer so the fimt page(s) ofyots shlenmtf the same ofthe cents, and
mvirx dyad smsad
OTl 0302-6-04/15/69
no. Ifym
and
emditiouahv®parm.xo®t;damdoa 8objed b.ppcwdby can broaey Haet Nil w pka miWSk m W omex Pa.ua ands odmyoa prssvtder rer avamattr
PAYMENT DUE BY 5 P.M. EASTERN ON THE DUE DATE.
You may choose not to have your Payment collected electronically by sending your payment (with the payment shut)), In your
own erwelope • not the enclosed windowed envelope, addressedto: SF OPT OUT, PO BOX 530960, Allonto, GA 30353-0960 and
not the Payment Address.
GENERAL CORRESPONDENCE:
Send inquWas (not payments),
indud7ng your account number fn:
GE MONEY BANK
PO BWf 981127
EL PASO, TX 799961127
OVERNIGHT PAYMENT.
Payment cannot be made in person.
Marling address onljc
GE MONEY SANK
140 WEKNA SPRINGS ROAD
LONGWOOQ FL 32779
MAIL PAYMENTTO: BILLING INQUIRIES:
GE MONEY BANK GE MONEY SANK
PO BOX 960061 PO BOX 981438
ORLANDO, FL 32896-0061 EL PASO, TX 79998-1438
Ypu Slehdmpmy yaamtd send «notin, m &d ?g.cm at umbw mdse
idormatimneldedso da p«eediag be ea fdbsmgo"oW OEMorcy Bmk
AWC Ba kWky Dept, P.O. Box 10310ds Rarnw. GA 30076.
PORTFOLIO RECOVERY
ASSOCIATES, LLC,
PLAINTIFF
V.
BONNIE HOFFMAN,
DEFENDANT
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
: 11-3932 CIVIL TERM
IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT
BEFORE EBERT, J., MASLAND, J., AND PLACEY. J.
ORDER OF COURT
AND NOW, this x ' , day of January, 2012, after briefing by the
Plaintiff and argument en banc, the Plaintiffs motion for summary judgment is
GRANTED. Defendant's failure to respond to Plaintiffs Request for Admissions
resulted in her admission of all relevant material facts necessary for entry of
judgment against her.
By the Court,
Albert H. Masland, J.
Robert N. Polas, Jr., Esquire
140 Corporate Blvd.
Norfolk
VA 23502
,
For Plaintiff
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? Bonnie Hoffman c c `
3525 Chestnut Street
Camp Hill, PA 17011
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