HomeMy WebLinkAbout04-3988
SUSAN Q. MOSER.
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLANDCOUNTY,PENNSYLVANIA
: CIVIL ACTION - LAW
v.
: NO.Q4- 39J>t
CIVIL TERM
STEVEN E. MOSER.
Defendant
: IN DIVORCE
NOTICE TO DEFEND AND CLAIM RIGHTS
YOU HA VB BEEN SUED IN COURT. If you wish to defend against the claims set forth
in the following pages, you must take prompt action. You are warned that if you fail to do so, the
case may proceed without you and a decree of divorce or annulment may be entered against you by
the Court. A judgment may also be entered against you for any other claim or relief requested in
these papers by the Plaintiff. You may lose money or property or other rights important to you,
including custody or visitation of your children.
When the ground for the divorce is indignities or irretrievable breakdown of the marriage, you
may request marriage counseling. A list of marriage counselors is available in the Office of the
Prothonotary, High and Hanover Streets, Carlisle, Pennsylvania 17013.
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY,
LAWYER'S FEES, OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED,
YOU MAY LOSE TIlE RIGHT TO CLAIM ANY OF TIlEM.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HA VB A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE TIlE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, Pennsylvania 17013
(717) 249-3166
NOTICIA
Le ban demandado a usted en la corte. Si usted quiere defenderse de estas demandas
expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo aI partir de la fecha de la
demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado
y archivar en la corte en forma escrita sus defensas 0 sus objeciones a !as demandas en contra de su
persona. Sea avisado que si usted no se defiende, Ia corte tomara medidas y puede entrar una orden
contra usted sin previo aviso 0 notificacion y por cualquier queja 0 a1ivio que es pedido en la peticion
do demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importanates para usted.
LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE
ABOGADO 0 SI NO TIENE EL DINERO SUFlCIENTE DE P AGAR TAL SERVICIO, VA Y A
EN PERSONA 0 LLAME POR TELFONO A LA OFICINA CUY A DIRECCION SE
ENCUENTRA ESCRITA ABAIO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Lawyer Referral Service
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, Pennsylvania 17013
(717) 249-3166
SUSAN Q. MOSER.
Plaintiff
v.
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL ACTION - LAW
; NO.04~ 39PJ'
CIVIL TERM
STEVEN E. MOSER.
Defendant
: IN DIVORCE
COMPLAINT IN DIVORCE UNDER
SECTION 3301(c) OR SECTION 3301(d)
OF THE DIVORCE CODE
AND NOW comes the above Plaintiff, Susan Q. Moser, by her attorney, Cara A. Boyanowski,
Esquire, and seeks to obtain a decree in divorce from the above-named Defendant, upon the grounds
hereinafter set forth:
1. The Plaintiff, Susan Q. Moser, is an adult individual who resides at 4172 Antelope
Court, Apartment No. 108, Mechanicsburg, Cumberland County, Pennsylvania 17050.
2. The Defendant, StevenE. Moser, is an adult individual who resides at 472 Rich Valley
Road, Carlisle, Cumberland County, Pennsylvania 17013.
3. The Plaintiff has been a bona fide resident of the Commonwealth of Pennsylvania for
at least six (6) months immediately prior to the filing ofthis Complaint.
4. The Plaintiff and Defendant were manied on October 26, 1991, in Ramsburg,
Dauphin County, Pennsylvania.
5. The Plaintiff and Defendant are both citizens of the United States of America.
6. There have been no prior actions in divorce between the parties.
7. The Plaintiff and Defendant are not members ofthe Armed Services of the United
States or any of its allies.
8. Plaintiff has been advised of the availability of counseling and that she may have the
right to request that the Court require the parties to participate in counseling.
9. The causes of action and sections ofDivorce Code under which Plaintiffis proceeding
are:
A Section 3301(c). The marriage of the parties is irretrievably broken.
After ninety (90) days have elapsed from the date of the filing of this Complaint,
Plaintiff intends to file an Affidavit consenting to a divorce. Plaintiff believes that
Defendant may also file such an Affidavit.
B. Section 3301(d). The marriage of the parties is irretrievably broken.
The Plaintiff and Defendant separated on June 5, 2004.
WHEREFORE, the Plaintiff prays your Honorable Court to enter a Decree in Divorce from
the bonds of matrimony.
I verify that the statements made in this Complaint are true and correct. I understand that
false statements herein are made subject to the penalties of 18 Pa.C.S.A. ~4904 relating to unsworn
falsification to authorities.
By:
Q l/J1Jx~
Susan Q. Moser, Plaintiff
Date: c(5/of
ByQ!J!1.~~
Attorney No. 68736
1029 Scenery Drive
Harrisburg, P A 17109
(717) 657-4795
Attorney for Plaintiff
~
AJ P '-
~ 1. ~
..... -- CI)
~ ~ 0
~(),:U
-::! p:.-
I
-'rG
",',
-,",.
~.' ,
SUSAN Q. MOSER,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYL VANIA
vs.
: NO. 2004-3988 CIVIL TERM
STEVEN E. MOSER,
Defendant
: IN DIVORCE
MOTION FOR APPOINTMENT OF A MASTER
Steven E. Moser, Defendant, moves the Court to appoint a Master with respect to the following claims:
(x) Divorce
() Annulment
() Alimony
() Alimony Pendente Lite
(x) Distribution of Property
( ) Support
( ) Counsel Fees
( ) Costs and Expenses
and in support of the Motion states:
(1) Discovery is complete as to the claims (s) for which the appointment of a Master is requested.
(2) The Plaintiff has appeared in the action by her attorney, Cara A. Boyanowski, Esquire.
(3) The statutory grounds for divorce are: 2 year separation
(4) The action is not contested.
(5) The action involves complex issues of law or fact.
(6) The hearing is expected to take 1 day.
(7) Additional information, if any, relevant to the motion:
Date: June ':>~ , 2006
ORDER APPOINTING MASTER
AND NOW,
, 2006,
Esquire is appointed Master with respect to the following claims:
BY THE COURT:
Judge
o
1...:.)
r-......)
r.''":
c-:._:...)
C,,-"\
(""
Ci-~
-.......
:c_.
n"i!:.~:'
t L~
~ ".
SUSAN Q. MOSER,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
vs.
: NO. 2004-3988 CIVIL TERM
STEVEN E. MOSER,
Defendant
: IN DIVORCE
PETITION RAISING CLAIMS OF DISTRIBUTION OF MARITAL PROPERTY
Defendant, Steven E. Moser, by his attorneys, Broujos & Gilroy, P.C., sets forth the
following:
1. The parties possess various items of personal and real property which constitute Marital
Property and are subject to distribution.
WHEREFORE, Defendant requests your Honorable Court to enter a Decree distributing the
Marital Property of the parties.
Date: June ;>~
,2006
Hube . Gilroy, Esquire
Brou os & Gilroy, P.C.
Attorneys for Defendant
{,Q
~~ '->
0.
r <:::>
c
-l 1.-
...S)
(;"-
-
"t> ~
-<.
f-"~"" ()
r-:;") -1'1
~:;,~
".'
1'.'
G";
(~,?
<..n
\.f.)
~
RECEIVED JUN ~ 7 ZlllI
'Y
SUSAN Q. MOSER,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
vs.
: NO. 2004-3988 CIVIL TERM
STEVEN E. MOSER,
Defendant
: IN DIVORCE
MOTION FOR APPOINTMENT OF A MASTER
Steven E. Moser, Defendant, moves the Court to appoint a Master with respect to the following claims:
(x) Divorce
() Annulment
() Alimony
() Alimony Pendente Lite
(x) Distribution of Property
( ) Support
( ) Counsel Fees
( ) Costs and Expenses
and in support of the Motion states:
(I) Discovery is complete as to the claims (s) for which the appointment of a Master is requested.
(2) The Plaintiff has appeared in the action by her attorney, Cara A. Boyanowski, Esquire.
(3) The statutory grounds for divorce are: 2 year separation
(4) The action is not contested.
(5) The action involves complex issues of law or fact.
(6) The hearing is expected to take 1 day.
(7) Additional information, if any, relevant to the motion:
Date: June ':)~ , 2006
ORDER APPOINTING MASTER
ANDNOW,~ ~q ,2006, e,~ ~_II
Esquire is appointed Master with respect to the following claims:;tl<v IJ;;tz:b.d
I
r;O \.p
O"D
BY~"\~
Judge
~
>- Cj Q "',
0:- 0 ~} C)
., C <:':.,;)
.~ ~< c" -n
1-.
r-'
-
r\l
'^( ,~ 0')
:::"':1 N
:_i,JC_
;:-~JLU
.......'1:
f:... (. ~,
w ,=
0 ,';' -j '..'i
c::::;
'''' 0 u:.'
Cara A. Boyanowski, Esquire
SERRA TELL! SCHIFFMAN BROWN & CALHOON
2080 Linglestown Road
Suite 20 I
Harrisburg, P A 1711 0
(717) 540-9170
Attorney for Plaintiff, Susan Q. Moser
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
SUSAN Q. MOSER,
Plaintiff
v.
NO. 04-3988 CIVIL TERM
STEVEN E. MOSER,
Defendant
IN DIVORCE
NOTICE TO DEFEND AND CLAIM RIGHTS
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in
the following pages, you must take prompt action. You are warned that if you fail to do so, the case
may proceed without you and a decree of divorce or annulment may be entered against you by the
Court. A judgment may also be entered against you for any other claim or relief requested in these
papers by the Plaintiff. You may lose money or property or other rights important to you, including
custody or visitation of your children.
When the ground for the divorce is indignities or irretrievable breakdown ofthe marriage,
you may request marriage counseling. A list of marriage counselors is available in the office of the
Prothonotary, Cumberland County Courthouse, High and Hanover Streets, Carlisle, Pennsylvania.
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY,
LAWYER'S FEES, OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED,
YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM.
YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, PA 17013
(717) 249-3166
NOTICIA
Le han demandado a usted en la corte. Si usted qui ere defenderse de estas demandas
expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la
demanda y la notificacion. U sted debe presentar una apariencia escrita 0 en persona 0 por abogado y
archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su
persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden
contra usted sin previo aviso 0 notificacion y por cuaiquier queja 0 aiivio que es pedido en la peticion
do demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importanates para usted.
LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE
ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE P AGAR TAL SERVICIO, VA Y A EN
PERSONA 0 LLAME POR TELFONO A LA OFICINA CUY A DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA
LEGAL.
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, P A 17013
(717) 249-3166
Cara A. Boyanowski, Esquire
SERRATELLI SCHIFFMAN BROWN & CALHOON
2080 Linglestown Road
Suite 201
Harrisburg, P A 1 7110
(717) 540-9170
Attorney for Plaintiff, Susan Q. Moser
SUSAN Q. MOSER,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYL VANIA
CIVIL ACTION - LAW
v.
NO. 04-3988 CIVIL TERM
STEVEN E. MOSER,
Defendant
: IN DIVORCE
AMENDED COMPLAINT IN DIVORCE UNDER
SECTIONS 3301(c) AND 3301(d)
OF THE DIVORCE CODE
AND NOW, comes the Plaintiff, Susan Q. Moser, by her attorney, Cara A. Boyanowski,
Esquire, and files this Amended Complaint in divorce seeking to obtain a decree in divorce from the
above-referenced Defendant pursuant to Sections 3301(c) and/or 330l(d) of the Divorce Code and
sets forth the following:
COUNT II
ALIMONY
1. Paragraphs one (1) through nine (9) of the original complaint in divorce filed August
12, 2004 are incorporated herein by reference thereto.
2. Plaintiff lacks sufficient property to provide for reasonable means and is unable to
support herself through appropriate employment.
3. Plaintiff requires reasonable support to adequately maintain herself in accordance
,
with the standard of living established during the marriage.
WHEREFORE, Plaintiff requests your Honorable Court to enter an award of alimony in her
favor.
COUNT III
ALIMONY PENDENTE LITE, COUNSEL FEES, COSTS
AND EXPENSES
4. Paragraphs one (I) through nine (9) of the original Complaint in Divorce filed on
August 12, 2004 are incorporated herein by reference as though set forth in full.
5. Defendant earns in excess of$97 ,000.00 gross per year and has assets, which have not
yet been ascertained.
6. Plaintiff has employed counsel, but is unable to pay the necessary and reasonable
attorney's fees for said counsel.
7. Plaintiff is unable to sustain herself during the course of this litigation.
WHEREFORE, Plaintiff requests your Honorable Court enter an award of Alimony Pendente
Lite, interim counsel fees, costs and expenses, until final hearing and thereupon award such
additional counsel fees, costs and expenses as deemed appropriate.
I verify that the statements made in this Amended Complaint are true and correct. I
understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. ~4904
relating to unsworn falsification to authorities.
By: ~LlLAa.f) (;) ~
Susan Q. Moser, Plaintiff
Date:
LR I Z9> IDU
BY~~.
Cara A. Boyanowski, sqUire
Attorney No. 68736
2080 Linglestown Road
Suite 201
Harrisburg, PA 17110
(717) 540-9170
Attorney for Plaintiff
~
-p If:
" ~
~
~ ~
~ ~
'iQ.
~
~
t;.~.; ;:i\
,~- ,:;. .-4
'..- -'T"--;l
~:,,~ ~~: ~:.':~\
.< . '~-
-J ~
\f':D
~~
.1::"",..::..
~
,.-
',.;.' c::
r ,)
C':,
-r~
:: ~
-
.'
Cara A. Boyanowski, Esquire
SERRATELLl SCHIFFMAN BROWN & CALHOON
2080 Linglestown Road
Suite 20 I
Harrisburg, P A 1711 0
(717) 540-9170 (telephone)
(717) 540-5481 (facsimile)
cbovanowski{alssbc-Iaw.com
Attorney for Plaintiff, Susan Q. Moser
SUSAN Q. MOSER.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
v.
NO. 04-3988 CIVIL TERM
STEVEN E. MOSER,
Defendant
IN DIVORCE
INVENTORY AND APPRAISEMENT
OF
Susan Q. Moser
(Xl Plaintiff ( ) Defendant files the following inventory and
appraisement of all property owned or possessed by either party at
the time this action was commenced and all property transferred
within the preceding three years.
(X) Plaintiff ( ) Defendant verifies that the statements made
in this inventory and appraisement are true and correct.
(X) Plaintiff
Defendant understands that false statements
herein are made subject to the penalties of 18 Pa. C. S. 4904
relating to unsworn falsification to authorities.
~Q~
s~~n Q. Moser,
(~) Plaintiff ( ) Defendant
1
ASSETS OF PARTIES
(X) Plaintiff
items applicable to
following pages.
( ) Defendant marks on the list below those
the case at bar and itemizes the assets on the
(x
1. Real Property
(x
2. Motor Vehicles
(x
3. Stocks, bonds, securities and options
4. Certificates of deposit
(x
5. Checking accounts, cash
(x
6. Savings accounts, money market savings certificates
7. Contents of safe deposit boxes
8. Trusts
(x
9. Life Insurance policies (indicate face value, cash
surrender value and current beneficiaries)
(x
10. Annuities
11. Gifts
12. Inheritances
13. Patents, copyrights, inventions, royalties
14. Personal property outside the home
15. Businesses (list all owners, including percentage of
ownership, and officer/director positions held by a
party with company)
16. Employment termination benefits -- severance pay,
workman's compensation claim/award
(x ) 17. Profit sharing plans
2
.
(x ) 18. Pension plans (indicate employee contribution and
date plan vests)
(x 19. Retirement plans, Individual Retirement Accounts
20. Disability payments
21. Litigation claims (matured and unmatured)
22. Military/V.A. benefits
23. Education benefits
(x
24. Debts due, including loans, mortgages held
(x
25. Household furnishings and personalty (include as a
total category and attach itemized list if
distribution of such assets is in dispute)
26. Other:
3
.
MOSER v. MOSER
Date of Marriage - October 26, 1991
Date of Separation - June 5,2004
MARITAL ASSETS
Assets Wife's Husband's Master's Notes
Value Value Value
Real Estate
Marital Residence: TBD. Wife $260,000.00 Mortgages exists on the
472 Rich Valley Road has hired an property:
Carlisle, Pennsylvania expert to
appraise the I. ABN AMRO Mortgage
property . Group, Inc. $96,278.85 as of
July 7, 2006.
Husband resides in the Marital
Residence wi girlfriend.
Retirement Assets
Wells Fargo $371,385.32 $371,385.32 DOS: $248,691.80
401 (K) Plan (7/06) (7/06) DOM: $18,384.12 (pre-marital
(Husband) portion)
Husband's post separation
contributions consist of his
contributions of $25,242.67
and his company contributions
of $4,865.78.
BAE Systems Pension Plan Actuary Report performed on
(Husband) $44,270.00 $44,270.00 Pension Plan by Harry Leister
on October 14,2004.
Wife paid $400.00 fee for
.
MARlT AL ASSETS
report.
BAE Systems $952.48 + $350.00 - Total Shares of Stock: 5505
Stock Appreciate Rights shares of $400.00 On May 15,2006, Husband
(Husband) non- exercised 230 shares of stock
exercised granted on June I, 2002 at
stock $4.1412. This totals $952.48.
American Century Investments $29,903.84 $29,903.84 DOS: $29,615.96
Roth IRA - Roth (6/06) (6/06)
(Wife)
Principal Financial IRA $12,238.50 $12,238.50 DOS: $9,662.24
(Wife) (6/06) (6/06)
Ameriprise FinanciaV American $1,546.31 $1,546.31 DOS: $1,072.70
Express (5/06) (5/06)
Annuity
(Wife)
Bank Accounts/Investment
Merrill Lynch Account $85,775.49 TBD Balance of account as of June
CMA Account 25,2004.
Account No. 872-48646 Account was closed by
(Joint) Husband and funds were
transferred to an account titled
in his sole name.
Belco Account Balance of account as of July
Checking and Savings (Combined) $9,823.45 $9,823.45 31,2004.
Account No. 666680
(Joint)
United States Savings Bonds Approx. Approx. In Wife's possession.
(Wife) $900.00 $900.00
Life Insurance Policies
Erie Insurance $14,959.70 $14,959.70 Cash Surrender Value of
Universal Life Insurance Policy (9/05) (9/05) Policy as of September 18,
(Husband) 2005: $14,959.70.
MARITAL ASSETS
Automobiles
1998 Toyota Camry $2,860.00 $5,175.00 Kelley Blue Book Value.
(Husband) (value from (value from No lien exists on vehicle.
6/2006) 8/6/2004)
2001 Honda Accord LX $8,670.00 $13,395.00 Kelley Blue Book Value.
(Wife) (value from (value from No lien exists on vehicle.
8/6/2004)
6/2006)
Miscellaneous
Household Goods and Furnishings $0.00 $0.00 Already divided between
parties, to their satisfaction.
LoanslDebts
None
e}C~,t;+ !J-
. '
....
~"'"
.9\0
~O\
eN
ro '
\0
-S
.~ 0
o.~
]"'"
-0"'"
~CO
Z '
"'"
'i
..'"
eS
0..
:c..
-'i
~~
H
",-
"'~.
II"'"
-e~
,\!ol'l
......
i~
....
::::u
..~
~~
'g~
>'''
0'
..
'; '^
o '='
S 'il
:l
c
8
~.j
'^
'='
~
~
.
C1
4
...
~
...
!
c
:3
Co
o
Z
~
."
111
.
e
.,
W
~
~
~
~
.cr:
~
I
1:1
CC
!
.
;Z
a:a
ct
.
QI
g\
tIl
~
o
~
e
1<
..
.~
>
<>
c
'"
g
..
N
E-
'co
~
w
~
Z
>-
0..
<:\.
<
4
~
~
C1
!
..
Q\
-
..
Co
~
...
QI
Co
QI
E
~
~
o
~
~
~
ij)
Q)
E
8
(i)
~
1ft
~~
t ~Q'oSS
is
~
~\
...
::>,
""
0'
u
1/)',
O.
'(0\,
'"
~
o III
00011)0\
.~ .co
g~1I) .
0_""<1'
....... rl'"
","o.;l'l
';\U5"O\ri
-1/>'0**
'"
~
os>
'"
'^
~
"
'"
...
'E
5 8
E t:8
< lOt:
c!"ii.!
IOIOCIlIO
SOiill)
iG~.e-J
c...uO
.- ::l t: ..
.g'~'C~
o~o.\11
",r'l
............
00
r-r-
............
<<C.
0.0.
Q)Q)
--
",,,,
~:t:
ee
~~
\1.10'>>......
l'l~C~~$ \0\0
"'? ~~~'t "'"ogg
1I).l:l::l..........o$orlrl
1II\1l\ll {l{l'!!..o N........
"" . ''''''_'_0_...0
1II~~U.it"",oNOrl
~~~NN';<~~-;;-;O
o~~~~t::;,vi'aOO
.a
10
o
_ ill_
iG ~ ~
S ~ o~
Q)'" IllCU
01 ",-0'" :S\!.
c: ",-0" o.
._ .,10<"',1:> .D'
"i;i;:",ZtlI\!\'" ~~...
.-cu'" c~'" IO"C:
~ ,P ~ g,=:g i ~ 0 ~ III
J6alO~<Q)~5>OE..
Q):S tlI ",C .-ftl~
._ % W~'E'l:2'iii~o.:
~ c:~~~~o.~'S~'"
Q) 10 0 I ... o~~.g'cu '"
~S~8a8:.~.so%5
~~
Z 0
8 ~
c:
10 .os
c
Ii: f,
Q) ~
... .
:I 5
o c
>0 ~
~'i
z~
c: ~
o "" 0
~ \E~
S. ill~~
o
~
r-
III
<l'
*
CU
~
~
'0 ~
"S e-
a l
:I C
o 5
,..
J \0
Q) "
~ ..
III ~ "
g' ~ s
~ ~ i
~ ~ 0 II
> 3 ~ 0-
Em m m
\\ \
~ \ o~
,.. %1 II
m m m"
E
-
.;;
o
-;::
..
...
"6
.s
i
1ft
..
! ",,,,...
~ ",... '"
~ ~~~
\ 1..,,1.
s:
"t
i. ,.... \0
,... ,... t"'l 0\
.. ~..r ~
.. (l"tC'l......
'" ",,,,It'>
~ .""./It"'"
l'
!
~
~
i
II
..
;::
..
5
"
o
'"
"
'A ,
.D ~,~~~
- "'tP . . .
~ u ~.~.l
.... ~ 1.1.1.
, u
II
\l~~~
" ~ \'" '" '"
\-=:\fll
~ i \~ ~ ~-
"
.
s~ '" '" '"
"'l"'''''''
tJ f"I')f'/'I""
'" ~~~
i. ~~~
2
..
..
"
1i
">
..
10
o
:s:
o jf,'C.'f~l.e
"e l!.clJ\a.~~O
.... U ~ l!. ~~ a
4<J .... Gl D ~ A) 11I"0 .
; l~~nU'6
t: "E,ch~;i
o ~1/'IC;;e5~&1E
c. ....,,-eo,> ,...fa))o-.e
....E. !~Es~~~a5
-l~EE>:Z~~e
%~~~~agO%
~"
"0
0>
..~
"0
-~
~'f
i~
.s
5"
..10
,,0
...c:
'6
,.. ~ e
~~%
\\~jf,
!so
_" E
v IJ\ ~
.-"
ot ~
nil
s. fI\~ Col
s!l,&
~
c
t:.
r:.
r-
,,~
..
....
.B"
.5
~~
.s>
e~
.."
~1O
l'l~
~.c:
"
..
1
fo"
'O~
,,-
.u
..~
.s..
li
2:..
...-
U
IH
>; 6-8-
B\~h
c: ..lItftl~
&. ~'ile
ei.e-OI:a
"Glift 6~
<.5\S::'
~~ ~\
!5~~e
~
"
'&
E
~
:+
~
5
"
o
'6
5
.~
. .
f",l.dbA 13
OCT -13-04
08 :49AM
FROM-SollenberlerColoRectalSurlery
-,hlr.
CORPORATION
snV~N E MllSEQ
WCRK caMP~EX UECH
~U~LOI~G PO
DEPARtMENT 5 DR MS
ROOM
INVSSTMENT .LECTI~NS
.~.~.~~G===~.===a~__
.""LcviE
COVPANV
E;UI~Y !NDE~ INCOU~
F~N~ P~Nn
+7172128152
T-098 P.GG1/GGI F-G57
RETtREI4EN1' ACCOUI\!T AND 401 (10 S,.VINliS PLAN
Q\/I<RTeR~ Y 5TAT_ OF A<:eOllNT
AS OF 12/31/1'
_.~_=~=~~.=== .=~.=6...~=~..
~~tOR ACCOUNT VALUE S
~~=...G=~=*.~==~a==
CUANE~- ~CTlvltv
=~~2~===...~=.._
DONTRIIU no~s
EMPLD lIE I
ROLLOVER
CO MATCH
CD ~nIREIoIINi
DIIIIDENDS
gA.IN OR .....0$5
~"TkOR.A~""'S
FoRFSITURE,
LO"NS GRANno
.0"" PR1NCI.A~ REPAI~
_DAN INTEREST .AID
NET REALLOCATIONS
CURAENT A,CCOUN1' VA:..UE
~~...===~===~...~..a=
.MPLO~"" S
RO~LOVER
CO MATCH VUTEO
CO MATC" NON-VESTED
CO ~n uESTED
CD aiT \O~-vE$TED
100 % 0 %
01\ \00 %
14.&S4.S7 S
941,22. $
0.00
o.ca
0.00
1,:198.1,L
0.00
0.00
0.00
0.00
0.00
0.00
16.a91.63S
0.00
0.00
0.00
0.00
0.00
75 \.01' 5
0.00 .
o.CO
'74,02.
~31.9a
23.20
o.DO
0.00
0.00
0.00
0.00
312..~:l
o.DO S
0.00
_..82e. sa
0.00
&$7.11
0.00
saCrAL ~ECURITY ~C.
BiRTH nA'TE
L.j~~E 04.iE
JAR,IctPATtCN OAT~
CDNTRIBU1ICN PERCENT
PERC<~T VESTED'
CD~PAN~' IItAteM
COMPANT REtIREMENT
BA~ANCE)
FUND
'E~ CENTqA~
SToCK FUNC
212-H.I:l.'566
12/24/59
06/1f!liS1f
C1/01/aa
s ..
100 X
100 ""
1"OTAI
=s.........o&==
'\OG ~
100 l<
Hi. ':'2G. 47
$
9:17.e.2.
0.00
1j4.02
23' .Sil
0.00
1,9:::'3.1J
O.DC
0.00
0.00
0.00
0.00
0.00
===&8:==..........
.. '.'
..!.II....::...II~==Il=:
$
1131881 ,~3
0.00
fi:3S.~8
0,00
857.11
~.~O
Oll
o X
all
--..-------.- ----.-.------ --..-.----..- ------~--.-~~ ----.--------
SJBTOT" S IS,591.B3.
CUTSTANOI~G LSA' .A~.\C'
TOTA.L
OUARTIRLY PERFO~ANCE
TEAR-TO-DATE PERFDRMANeE
A~Ac INCOME 'UNO RATE
9.'0 ')I.
30.S0 ')I.
1.~92.49 'Ii
2.00 %
a.50 %
yO~~ VEAR-TO-CATE 401(K, CONTRIBUT1CNS ARE
7,75 "
0.00 S
310.44 Ii
H! ,:184 '2
0.00
18. l,H4.12
$
3,388.97
o.CO s
0.00
C.OO
0.00
0.00
0.00
0.00
1,"'0
0.00
0.00
0.00
PLEASE ~EvIE~ THIS STAT!~e~T CA~i~ULLV~ t, vau HAVE ANY O~ESTION5 P~.A$5 C4~L T~t
~ETIR'M'NT PROGRAMS ~rFrCE AT (SOI)~31-1156.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.31~.'~
0.00 S
0.00
0.00._
0.00
0.00
0.00
o.~
0.00
0.00
C.OO
0.00 5
0.00 5
,.
'0.20 )I
31.80 "
s
3.ao II
'35.30 ",I..
.
'Wells Fargo Retirement Plan Services Portal
II'
Hetp
~, VI 'wllfl 1l(l;"Il)
Welcome STEVEN MOSER!
Plan Balances
As of 08/0512004
. Pending Transactions
Investment
SAVIN.G.S ANO
I.NV~SIME_NLe!"AN
.c'lrll r-' ..'.
Vested Balance
~,.: j
$248,691.80
Manage My Account
.. Overview
Contril:lLJlion.R~te
Vie:wo{_Ct1_a!'lgl3:.!nve:~trl1lml~
S_E!Jf.~PjrE!!::-'E!_d_Ac_C9_l!nt
Actiyity_$!JmIJ'!Q!)'
Tu:!n!?_a~.i.Qn_pj:l.t;;lJJ
Onlil)_t;l,$t!'ltemefl.!!?
PrjQr_R~ljJf3:rnl;lntPla[1~
Tau Money from My AcCOURt
Am91.JX1!.S_.AY-<:lJ!ab119
L.,O<;in Center
Wilhdri'lwals <;Ind__O.i~t.r:i_b_utjQ!l$,
IRA Rollover~
Tools and Research
Re:!ireJIlf3:I!t.P.linoer
F!.ln~P~IfQrmanCf!
Plao__lo.tQrmatioll
Forms Center
ReJirer:r:'1f3:J:1!SavJngs C<;!ICI,JI<;l_tQ!
Fr_eq,l,Jfiln!Iy._As~~d Questions
N.E'!W"s.and Trends
My 5<!ttlngs
password
HintAn!?w.el'.$
Prefe:f.E'!nces
Profile
I.l:!_fI11~_QfJ,JJ!!!! S_eG!.!r.i,ty__G!!_~HIJJ1e:!!'!"r.i.v_i!!:?'-P.9~
ClCopyright 1999 - 2004 Wells Fargo. All rights reserved.
https:/ /www.wellsfargo.comlretirementplan/oaa/myaccount_ overview.jhtml? Jequestid=42...
Page 1 of I
~--,
D1IlD
BAE SYSTEMS EMP
SAVINGS AND INVE
STEVEN MOSER
8/6/2004
..
'Wells Fargo Retirement Plan Services Portal
II
. Pending Transactions
Man"ge My Account
QyeJ:vi.ew:
~ Balance Information
Co.otrip.vli.of'J.Rl3.te
View orCh;;lngelrw!!.sJments
S~!f:Pi@~lJl!t1\ccolln!
Activity__S.i).I11r11.C1ry
TraI'!sacti.on.De.ls.il
Online__SJatetlle0.ts
E:dQL l3.~ti[e.meDLE').a.o~
Take Money from My Account
Arno!.Jnts Avai!abll;!
L~nCeoler
Wilhd.@.'@.!.S.Jind Distributions
IRA Rollovers
Tools and Research
~rement Planner
fundPer:formi3nc;e
~la.oJt1formatiQJ1
forms; C.e:oler
Reti(emeol.Ss_VIDOS Calculator
fr~qyent)y_.AsJs;~__Que_$ij.onS_
News and Irefld.s
My Settin!JS
Pa~,!,!,Q.rg
HiolAo.s.WeIS
Preferl;l[lg;!.s
Profjle
Help
Balance Information
The following is a summary of your account by investments as well as a summary of the source of your
balances - your contributions, any employer contributions (If applicable), and any other balances you may
have in your account.
. View or change the allocation of your current investments or future contributions in the View
QrCh.!!ng~.IIJ.V!1l:;;!m.!'lIJ.tl! section.
. View funtierformance and obtain ~.ditjgnaU!lfQ[ITlation about your funds.
Balance By Investment As of 0810512004
Fund Units Price Market Value % of Total
FUJEI.,IIY.CONTRAFVN.D 743.7473 $48.610000 $36,153.56 14.54% .
DOD{~E.&..CQX..STQCK 553.2634 $113.630000 $62,867.32 25.26% .
.I,.08.p.A.I;l.e.eTI.M!Q.~CAP 2,639.7680 $19.580000 $51,686.65 20.78% .
VALUE
.ABIISANM.l.O.CAP 1,894.7861 $24.610000 $46,630.69 18.75% .
.wr;I..I"S.fARG.O..SMAI,,l. 1 ,672.7550 $30.700000 $51,353.58 20.65% .
CAP QPPQRT
Grand Total: $248,691.80 100.00%
Balance By Source As of 0810512004
Source Market Value Vested % Vested Value % of Total
SALARY $214,249.15 100% $214,249.15 66.15% .
DEFERRAL
PRIOR COMPANY $22,195.27 100% $22,195.27 6.92% .
MATCH
2% RETIREMENT $12,247.38 100% $12,247.36 4.92% .
Total: $246,691.60 100% $248,691.80 100.00%
:r.errn.$9fj,.J.l;l~. .S!;!j;:.I,IJj!Y..G.I,l.i!:r.~.r!!~J! PIiv~.I;:Y.P9![gy
CCopyright 1999.2004 Wells Fargo. All rights reserved.
https://www.wellsfargo.comlretirementplanloaalbalance _information.jhtml
Page I of I
-'III
I!IDi11
BAE SYSTEMS EMF
SAVINGS AND INVE
STEVEN MOSER
8/6/2004
'Wells Fargo Retirement Plan Services Portal
Page I of I
.
III'
...'"
.Et1IJD
BAE SYSTEMS EMP
SAVINGS AND INVE
STEVEN MOSER
:' VI W /\OC't 1U: ?IL\f1
Welcome STEVEN MOSER!
Plan Balances
As of 0810512004
. Pending Transactions
Manage My Account
Investment
S/WING~.ANP
INVE;.$IME;NI.PJAN
- Im-
o.'.Of1-'
Vested Balance
$248,691.80
~ Overview
CQntril;:l),t1ion Rate
View or Change InvElst.m_ent~
SeJ.f~'piIE:l_ct~_o Ac.G9uot
AGtl~ity. $lJl11m~1}'
TranS~C~()fl_Del_~i1
QOJjn_e__S_\a_t~mE:lJ)t$_
Pri.or RetirementPIEl!1~
Take Money-from My Account
Am9.l,Jflts_AV<:l_iIElPJ.~
1,._~JICE!oter
WJ.tlJd(C:Iwals am:jDi.s.tri.I:lI.J.I!QXl.li
IRA Rellovers
Tools and Research
.RetJram!;l.ot.P1anner
Bm.l1Perf-9IJl:lElJLC:l;l
PJ.E1J'JJofQrmaljQo
fQJm~,-Center
Re.ti[emE!nLS.a'!"io9-s_C.a!~u.!a.tqr
Ereguenl1y.As}c~d Questions
N.ew.!LanJtTIenps
~y s.ttlngs
E'_9-i.SW9IQ
HiolAnswers
Prefenmces
P.roJilfl
I~Jm$__91J.!~ ~l'!j;~I[Iy._~~_arJiI1!e~ eIt''!'i;l!<i.E9Jlcy
Cl CopyrighI1999. 2004 Wells Fargo. All rights reserved.
https://www.wellsfargo.comlretirementplanloaaJmyaccount_ overview.jhtml? Jequestid=42...
8/6/2004
'-
'Wells Fargo Retirement Plan Services Portal
.
II"
Help
:.. '.'1 wf...n'Jt )(f;J ,\ 1
Balance Information
The following is a summary of your account by investments as well as a summary of the source of your
balances. your contributions, any employer contributions (If applicable), and any other balances you may
have in your account.
. Pending Transactions
Manage My Account
. View or change the allocation of your current investments or future contributions in the View
or.G.h;;l_Oge ,lnvl;l:;;tm~nI_$_ section.
. View f:\.lD~Qerformance and .QoJ9:!(l, additional infonnation about your funds.
OVElrvi~w
It- Balance Information
Con,trit;lutipnHOlle
Vif#.W_Qr._C!1_aD_g_e__J.rwe_slroen~s
SeJf-Di.[ecte(t}\~Q!.mt
AGti,YiIY__Summa_1)'
Tr<;lnsactign__O.e4;liJ
Qn!ine..Statements
prior R~tir~melJ.tP~llii
Balance By Investment As of 0810512004
Fund Units Price Market Value % of Total
FJP.{;.~In:__C.oNIBA.f.UN.O 743.7473 $48.81??oo $38,153.56 14.54% .
.P_QQJ;,~E_&__CQX$TQC.I'; 553.2634 $113.630000 $62,867.32 25.28% .
I..QH.OA.aSE:TT .MIQ~Cl~P 2,639.7680 $19.580000 $51,686.65 20.78% .
VALUE;
A.8.J1SAt'LMLP_.CAP 1,894.7861 $24.610000 $46,630.69 18.75% .
WEI.,!,..$_.f.ARGO.SMAl..l,.. 1,672.7550 $30.700000 $51,353.58 20.65% .
CAP o.Pf:'.o.RT
Grand Tolal: $248,691.80 100.00%
Balance By Source As of 0810512004
Source Market Value Vested % Vested Value % of Total
SALARY $214,249.15 100% $214,249.15 86.15% .
DEFERRAL
PRIOR COMPANY $22,195.27 100% $22,195.27 8.92% .
MATCH
2% RETIREMENT $12,247.38 100% $12,247.38 4.92% .
Total: $248,691.80 100% $248,691.80 100.00%
Take Money from My Account
Amoynt$A\la,il<:clb!e
Lo.an Center
Withdrawa~_amLDj~~n.butions
!RA. RQllq~~rs
Tools and Research
lieJir!tment Planner
F!Jf!d__Perforn:1anc;:~
planlofor:ma,Jjpn
Forms Center
~ment Sl;:t....jnas Calculator
F~.qJ\Jef:ltIY_A!!'!l:~d_.Q.Y_e~tipnJ!
NJIWS__an.ctTrends
My Settings
Pa~'o'Lord
HiotAo.swers
Pfe.feren~s
Pl"9file
I~r.m~.9fUs.e Se.C_y.rjjy._GI,I~rjlm.E;l_E;l E'Jil(~CY.P_Q![Qy
CCopyright 1999.2004 Wells Fargo. All rights reserved.
https:/ /www.wellsfargo.com/retirementplan/oaalbalance _infonnation.jhtml
Page I of I
I!!!I.lD
SAE SYSTEMS EMP
SAVINGS AND INVE
STEVEN MOSER
8/6/2004
Wells Fargo Retirement Plan Services Portal
II
Page I of 1
.............-
...~
. contact.us... .SAVINGS AND II
flel PLAN
. ... ..?... ....._ __... ._ STEVEN MOSEl
VI ~w AnothNPldn
III Pending Transactions
Manage My Account
.. Overview
Contribution Rate
View or Chang.e,lnvestments
Self-Directed Account
Activity SummarY
Transaction Detail
~Statement~
Prior Retirement p~
I. Take Money from My Account
Amounts Available
Loan Center
Withdrawals and Distributions
IRA Rollovers
Tools and R......rch
Retirement Plan.M!
Fund Performance
Plan Information
Forms Center
401fkl Planner
Freouentlv Asked Questions
Redemotion Fees
Glossarv of Termi
News and Trends
. Ml'Settfngs
Password
Hint Answers
Preferences
p~
Welcome STEVEN MOSER!
Plan Balances
AI; of 07/0712006
-----.--.-----.----.--.--.---.---
Investment
SAVINGS AND
INVESTMENT
El.tJi
Current Balance
Vested Balance
$371,385.32
$371,385.32
SITE CHANGES COMING SOON I In July, you may notice some changes to the
web site. These changes will enhance some existing features, as well as make
the site more user-friendly. Watch for changes such as: a revised left menu bar, e
new consolidated plan balances pege, the addition of a distribution celendar, plus
morel To Ieam more about these enhancements, select News and Trends from
the left navigation bar.
Are you looking for more specific information on the BAE Systems Employees'
Savings and Investment Plan? Simply click "Plan Information" in the left
navigational bar to view your copy of the Plan Highlights.
Privacy and Securttv I Terms of Use I Qnline Access Aareement I Site MaD
C 1999-2006 Wells Fargo Bank, N.A. All rights resorved.
https://www.wellsfargo.comlretirementplan1oaalmyaccount_ overview.jhtrnl? _requestid=3... 7/10/2006
.
401 K Contributions (Summary)
2004 2005 2006
Contributions Contributions Contributions Total
Mv Contributions $13,000.00 $10,688.51 $7,633.12
Pre Separation Contributions $6,078.96 $0.00 $0.00
Post Seoaration Contributions $6,921.04 $10,688.51 $7,633.12 $25,242.67
Company Match $2,129.15 $2,337.85 $1,375.82
Pre Separation Contributions $977.04 $0.00 $0.00
Post Seoaration Contributions $1,152.11 $2,337.85 $1,375.82 $4,865.78
Total Post Separation Contributions $8,073.15 $13,026.36 $9,008.94 $30,108.45
401 K Contributions
YTD
Employer Employer
Pay End Check Date 401 K Cont YTD Cont Match Match Notes
1/2/2004 1/912004 $498.74 $498.74 $80.16 $80.16
1/1612004 1/23/2004 $498.74 $997.48 $80.16 $160.32
1/3012004 2/6/2004 $498.74 $1,496.22 $80.16 $240.48
2/1312004 2/20/2004 $498.74 $1,994.96 $80.16 $320.64
2/27/2004 31512004 $498.74 $2,493.70 $80.16 $400.80
3/12/2004 3/1912004 $498.74 $2,992.44 $80.16 $480.96
3126/2004 41212004 $498.74 $3,491.18 $80.16 $561.12
4/912004 4/1612004 $498.74 $3,989.92 $80.16 $641.28
412312004 4/30/2004 $522.26 $4,512.18 $83.94 $725.22
5n/2oo4 5/1412004 $522.26 $5,034.44 $83.94 $809.16
512112004 5/2812004 . $522.26 $5,556.70 $83.94 $893.10
6/1812004 612512004 $522.26 $6,601.22 $83.94 $1,060.98
71212004 71912004 $522.26 $7,123.48 $83.94 $1,144.92
7/1612004 7/2312004 $522.26 $7,645.74 $83.94 $1,228.86
7/3012004 8/6/2004 $522.26 $8,168.00 $83.94 $1,312.80
8/1312004 8/2012004 $522.26 $8,690.26 $83.94 $1,396.74
8/2712004 9/312004 $522.26 $9,212.52 $83.94 $1,480.68
9/1012004 9/17/2004 $522.26 $9,734.78 $83.94 $1,564.62
912412004 1011/2004 $522.26 $10,257.04 $83.94 $1,648.56
101812004 10/1512004 $522.26 $10,779.30 $83.94 $1,732.50
10/22/2004 10129/2004 $522.26 $11,301.56 $83.94 $1,816.44
11/512004 11/12/2004 $522.26 $11,823.82 $83.94 $1,900.38
11/1912004 11/2612004 $522.26 $12,346.08 $83.94 $1,984.32
12/312004 12/10/2004 $522.26 $12,868.34 $83.94 $2,068.26
12/1712004 12/2412004 $131.66 $13,000.00 $60.89 $2,129.15 CY04 Total
12/3112004 1n12oo5 $1,044.51 $1,044.51 $167.87 $167.87
1/1412005 112112005 $373.04 $1,417.55 $83.94 $251.81
112812005 2/4/2005 $373.04 $1,790.59 $83.94 $335.75
2/1112005 2/18/2005 $373.04 $2,163.63 $83.94 $419.69
2/25/2005 31412005 $373.04 $2,536.67 $83.94 $503.63
311112005 3/1812005 $373.04 $2,909.71 $83.94 $587.57
312512005 4/112005 $373.04 $3,282.75 $83.94 $671.51
4/8/2005 4/1512005 $373.04 $3,655.79 $83.94 $755.45
4/2212005 4/2912005 $389.84 $4,045.63 $87.72 $843.17
5/612005 511312005 $389.84 $4,435.47 $87.72 $930.89
5/2012005 512712005 $389.84 $4,825.31 $87.72 $1,018.61
6/3/2005 6/10/2005 $389.84 $5,215.15 $87.72 $1,106.33
611712005 6/2412005 $389.84 $5,604.99 $87.72 $1,194.05
7/112005 7/8/2005 $389.84 $5,994.83 $87.72 $1,281.77
7/1512005 7/22/2005 $389.84 $6,384.67 $87.72 $1,369.49
7129/2005 8/512005 $389.84 $6,774.51 $87.72 $1,457.21
8/12/2005 8/1912005 $389.84 $7,164.35 $87.72 $1,544.93
8/2612005 91212005 $389.84 $7,554.19 $87.72 $1,632.65
9/9/2005 9/16/2005 $389.84 $7,944.03 $87.72 $1,720.37
9/23/2005 9/30/2005 $389.84 $8,333.87 $87.71 $1,808.08
101712005 10/14/2005 $389.84 $8,723.71 $87.71 $1,895.79
10/2112005 10/28/2005 $389.84 $9,113.55 $87.71 $1,983.50
111412005 1111112005 $389.84 $9,503.39 $87.71 $2,071.21
. .
401 K Contributions
11/18/20051 11/25/20051 $389.84 $9,893.231 $87.71 $2,158.921
12121200~ I 12/91200: I $389.8'! 1 $1 0.283.0~ I $87.7! I $2.246.631
1211612005 12/2312005 $405.44 $10.688.51 $91.22 $2.337.85 CY05 Total
1213012005 1/6/2006 $697.82 $697.82 $157.02 $157.02
1/1312006 112012006 $405.44 $1,103.26 $91.22 $248.24
1/2712006 21312006 $486.53 $1,589.79 $91.22 $339.46
2110/2006 211712006 $486.53 $2,076.32 $91.22 $430.68
2/24/2006 313/2006 $486.53 $2,562.85 $91.22 $521.90
3/1012006 3/17/2006 $486.53 $3,049.38 $91.22 $613.12
3/24/2006 3/31/2006 $486.53 $3,535.91 $91.22 $704.34
417/2006 4/14/2006 $486.53 $4,022.44 $91.22 $795.56
4/21/2006 4/2812006 $601.78 $4,624.22 $96.71 $892.27
5/5/2006 5/12/2006 $601.78 $5,226.00 $96.71 $988.98
5/1912006 5/2612006 $601.78 $5,827.78 $96.71 $1,085.69
61212006 6/9/2006 $601.78 $6,429.56 $96.71 $1,182.40
6/1612006 6/23/2006 $601.78 $7,031.34 $96.71 $1,279.11
6/3012006 71712006 $601.78 $7,633.12 $96.71 $1,375.82
7/14/2006 712112006
7128/2006 8/4/2006
8/11/2006 8/1812006
6125/2006 91112006
9/8/2006 9/1512006
912212006 9129/2006
10/612006 10/1312006
10/2012006 10/2712006
11/312006 11/1012006
11/1712006 1112412006
12/112006 121812006
12115/2006 12/22/2006 I I 1 CY06 Total
12/29/20061 115/20071 1
fx hvb;+ C
~
Conrad Siegel
ACTUARIES
501 Corporate Circle. P.O. Box 5900. Harrisburg, PA 17110.0900
Phone (717) 652.5633
Fax(717) 540-9106
The Employee Benefits Company
www.conradslegel.com
Conrad M. Siegel, F.S.A.
Harry M. Leister, Jr., F.S.A.
October 14, 2004
Clyde E. Gingrich, F.S.A.
Ea~ l. Mummert, M.A.A.A
Robert J. Dolan, A.SA
Cara A. Boyanowski, Esq.
Daley, Zucker & Gingrich, LLC
1029 Scenery Drive
Harrisburg, PA 17109
David F. Stirling, A.S.A.
Robert J. Mrazik, F.S.A.
David H. Killick, F.S.A
Re: Susan Q. Moser v. Steven E. Moser
Jeffrey S. Myers, F.S.A.
Dear Ms. Boyanowski:
Thomas L. Zimmerman, F.S.A.
You provided me with the following information concerning Steven E. Moser:
Glenn A. Hafer, F.S.A.
Kevin A. Erb, F.S.A.
1. Date of birth - December 24, 1959.
Frank $. Rhodes, F.S.A., A.C.A.S.
2. Date hired - June 15, 1981.
Holly A. Ross, F.S.A.
3. Date married - October 26, 1991.
Janel M. leymeister, CESS
Mark A. Bonsall, F.S.A.
4. Date separated - June 5, 2004.
Denise M. Polin, F.S.A.
5. Accrued monthly pension as of December 31, 2004, under the BAE
Systems Pension Plan - $1,597.22 to start at age 65.
John W. Jeffrey, F.S.A.
Thomas W. Reese, A.S.A.
Currently, Mr. Moser is 45 years of age (age nearest birthday).
Jonathan D. Cramer, A.S.A.
DavldH.Slimpson, EA
The BAE Systems Pension Plan is a defined benefit pension plan. The figure that
is marital property for divorce purposes is the present value of the pension earned
during the marriage.
John D. Vargo, F.SA
Bruce A. Senft, CESS
The following table shows the present value of the monthly pension of $1,597.22,
the coverture fraction and the present value of the pension earned during the
marriage:
Robert M. Glus, A.S.A.
Present Value Monthly Pension of $1,597.22
Coverture Fraction
$81,981
.54
Present Value Pension Earned During Marriage
$44.270
The monthly pension of $1,597.22 takes into account 10.37 years of service before
the date of marriage and .57 of a year of service after the date of separation.
Therefore, it is necessary to multiply the present value of this benefit by a
"coverture fraction" in order to obtain the present value of the pension earned
--
~ Conrad Siegel
~ACTUARIES
Cara A. Boyanowski, Esq.
October 14, 2004
Page 2
during the marriage. The numerator of the "coverture fraction" is 12.61 (the years from the
date of marriage until the date of separation) and the denominator is 23.55 (the years from the
date of hire until December 31, 2004). Thus, the "coverture fraction" is .54 (12.61 divided by
23.55).
The present value has been determined based upon the assumptions promulgated by the
Pension Benefit Guaranty Corporation for annuity valuations. The interest rate is 4.0% per
year for 20 years followed by 5.0% per year. The mortality is in accordance with the 1983 Group
Annuity Mortality Table for males.
In my opinion, the assumptions promulgated by the Pension Benefit Guaranty Corporation for
annuity valuations are appropriate for the purpose of determining the present value.
With best regards,
Yours sincerely,
HML:kad
(V"~I~f
Harry Leister, Jr.,Gu;{.
Consult ng Actuary
Ex~,b;f j)
!...... G>
~Ol' 01 oiil
1t::i\3:e::i\3U'1:::i:::J
......0(...)[""':::]......-
i\3 i'3 i\),i\) t3 ;\3;0
tio 0 0,0 0 Ollll
OOO:OOOJ-
W l\Jil\Jl...... ......10 CD
- -- ---L.:-+------+----1-:it
I .~.~ I[
.~ ~."'101 ",. "'I CD
CJ1 (.0,)1 CO I\J ('J1! c.n en
01 o'~f'" "'~1'~
0'
::l
,.., ,.., ,..,1,.., ,.., ,.., 4J
......1\) (JJIC,..) I'\) I\J-.
~ ~~~J~- -~~ ~
...... '01 m
Q~~f\3~I~~
............ww...............,
______0
I\J I\J, I\) I\,) 1\:):1\,) Cii'
888888CD
C') U'I 01 ~ ~IW
--.---- ----
CCO'101O'l;CJ1m
WW:e:i'3(;rW~
0,...... w w............-.
i\31;\3;t\3 i\3 N,N @
00:0000
010:..... ..... 0:0
.......iO)!f\J ..... c.ni~
,- I -- 'I'
'~,4,i ! 0
,..,............ ii
0;:,.., ~ tn',..,,4, m
01 '" ~IO;""" ......;:::J
,,~o..,," "g
""'c.nO!I\,)O)O)
CJ1_~+~_!!,__~ 0
<
~ ,~ ~ iel.
0) ,.., tt"J:l") ,..,1,..",.., CJ1 ,..,',..",.., ,..,.,..,15
00 OiO O!OO c.n (.0) 010 ~ 01'"
Co 810 0 b:blo ~ ~ 0 (:) "'0
~ oJ5_~ _~__~ g ~_L~t ~~ ~: ~,
$. . '$ I I I~
~;~:~ ~-~~I~ ~I~'~ ~I~'~ ~!:
g ~_~_~ _~_. _8 ~,?t ~ _~. ~! 8i. ~~_~_____
I, I ' m ()
:, ' Xc
i I o~
; ,::r CD
I :0) ::J
::l _
<CIC/l
CD _
~Ig
iit""
" "tl
::l,
g
I "
d
~
I
I
I
,
.j----
I
,
01
01
o
01
I
--+---
~
m
~
C/l
-i
m
;s::
C/l
~
;0
BAE SYSTEMS
STATEMENT OF BAE SYSTEMS SHARE OPTIONS
STOCK APPRECIATION RIGHTS ("SARs")
Steven E Moser
472 Rich Valley Rd
Carlisle, PA
17013
The following summary shows that, on 23rd May 2001, you were granted, subject to the rules
of the BAE SYSTEMS Share Option Plan 2001 (the "Plan"), SARs over ordinary shares of
2.5p each in BAE SYSTEMS pIc as specified below, subject to the relevant scheme rules and
the Memorandum and Articles of Association of BAE SYSTEMS pIc.
Your option may nonna1ly only be exercised if the performance condition has been satisfied.
The performance condition for options granted in the first year of operation is as follows.
The performance condition is that the earnings per share (before exceptional items) of the
Company over the period of three years from grant must increase at a rete at least five
percentage points higher than the increase in the UK Retail Prices Index (i.e. 5% real growth)
over the same period. If only 3% real growth is achieved, then 33.33% of each option will be
exercisable and if only 4% real growth is achieved, then 66.67% of each option will be
exercisable.
The condition will be re-tested at the end of the fourth and fifth year from grant. Options will
lapse if it has not been satisfied at the end of the fifth year.
The performance condition for options granted in future years, if different, will be described
in the letter sent to you on grant.
DSP/4May2001
.1.
Please check this information to ensure that we have your correct address and Plan details. If
your information is not correct, please contact the Company Secretariat at Head Office. You
do not need to do anything else with this information.
Date of Grant
Number of Shares
underlying Option
2523
L3.30
Option Price
23rd May, 2001
NOTES
1. The exercise price per share and the number of Ordinary Shares comprised in each
option may be varied in accordance with the rules of the Plan. A notification will be
issued in such circumstances.
2. The SARs are NOT TRANSFERABLE or ASSIGNABLE.
3. SARs are exercisable at the times and in the circumstances permitted by the rules of
the Plan.
4. If your employment should subsequently be terminated, you should seek advice from
your HR department regarding the date in which your options lapse. BAE SYSTEMS
accepts no responsibility if you fail to exercise valid options before they lapse.
5. You should keep this statement in a safe place as it gives important information
concerning the Plan.
This information only applies to those who are VALID participants under the rules of
the BAE SYSTEMS Share Option Plan 2001 and is believed to be correct at the time of
issue. While every effort has been made to ensure that this is information is accurate,
BAE SYSTEMS will not accept responsibility if the above statement does not reflect
your individual circumstances or for any changes that have occurred since the
information was printed.
DSP/4May2001
-2-
;1 lll~~dL,d(L'II{U Of"'O' S 1e M, '01.011 Inklncl 11l}.l:OfCr l.. J-';'
.- ~ YIiM FWlIrbI Tools ~
0""" U @ ~ ((.).p..... 'A,...... ei e.;~ @}'Ur1.a
Addr,z €IhttpJ:tt-.tpIISMb.co~~_.-clJe,Jt.Unrt.dnI~1513167
~Ia'" "'
BAE SYSTEMS
ExcellerateHRO_
__IOIIl_..UII_..IIfl...
''''<;-i~
""'.-,'
. .' 'I ~
Homl Pagl
Exercise Statement
-.
Award Sllttment
Thl awards shown h.... been Ilt,rcised underthlterms ofthl BAE SYSTEMS Plan.
,,-
EllIrcislAwlrdt
~I'"
'~
:.~>~
""~~""J
-
Award Exerci91!1S
44181.' '8Ae$yllllll32000~SIocII__ec:lIaonHliiQQlo'"
"
..,
""
..
.. '"
"'"
2.71 ..1412
1.4312321.1'
Modeler
Notes:
TcUI o.In exdJdM IMI. *-.
~CII'lycvnMlllf~YOUIlllY_"'lo._chqeon"'''''IIlIdeCll'lyoll".....DlfftrlrtNn'''~lIff....~.lIyou
_ henydNlt IltolN_ PGIIIon or ycu own peraanIlQ-~ you_....to...lrlcfIpendn prof......~.
Terrnination(Leaver)
Rulli
Pllnlnformation
ConttetU.
UodlflutJoM
The EllIrcise Stetemenl cen bl modified to present only those tranSlction. Ihill occurred betweln two specific dates. Pleese enter Ih,
two rellMlnt deles in th. box.. below and prestlhe Go button,
Pleul.howallll1lnsaetions betweenL_.__._=.J and r==_._.-J
(dd mmm yyyy) (dd mmm yyyy)
IB
Print Screen
II'"
ill
:;scart .10 I~ J:1..'4~"_.,',;t3"_~'A04,. I ~ __'..'<...:tAI
ExcellerateHRO Option Site
Page 1 of 1
.
.
Award Statement as of 10-Jul-2006
The awards listed below are currently held by you under the terms of a BAE SYSTEMS Plan. The position shov
below does not reflect any pending exercise instructions (whether online, mailed or faxed).
\Total Awards Exercisable
10
Serial Grant Grant Awards Awards Awards Awards Next Exph
Plan Price Vesting
No Date (E) Granted Exercised Remaining Exercisable Date Date
BAE Systems 23 23
72410 2001 Executive May 3.30 2,523 0 0 0 Feb
SARS 2001 2006
BAE Systems
2000 Employee 01 01
26345 Stock Jun 2.72 353 0 0 0 Jun
Appreciation 2001 2005
Rights Grant
BAE Systems 03 15 03
74725 2001 Executive Apr 3.35 1,892 0 1,892 0 Mar Apr
SARS 2002 2007 2012
BAE Systems
2000 Employee 01 07
44189 Stock Jun 2.71 230 230 0 0 Jun
Appreciation 2002 2006
Rights Grant
BAE Systems
2003 Employee 30 30 30
245871 Stock Sep 1.72 155 0 155 0 Sep Sep
Appreciation 2003 2006 2007
Rights Grant
BAE Systems
2004 Employee 21 21 21
199024 Stock Oct 2.40 210 0 210 0 Oct Apr
Appreciation 2004 2007 2008
R~htSGrant
BAE Systems
2005 Employee 22 22 22
355114 Stock Dee 3.56 170 0 170 0 Dec Jun
Appreciation 2005 2008 2009
Rights Grant
Notes:
Awards must be exercised by the date shown above as Expiration Date
Awards cannot be exercised if the exercise price is below the grant price as no gain can be attained.
An automatic exercise process operates on some plans.
I Print Screen]
https://www.tpasweb.co.ukIflexwebIBAEIBAE_option _ statement.cfm?exercise=O?CFID=... 7/10/2006
f;<:hib~+ t-
.
.American Centurv
Investments ~
Investor Services
Representative
1-800-345-2021
americancentury.com
Sudden Shift in Sentiment
Stocks started with a six-week rally, paced by
industrials and makers of raw materials as
commodity prices soared. But sentiment shifted in
mid-Mayan inflation worries, slower economic
growth, and dissipating hopes that the Federal
Reserve would hcllt its rate hikes in June. Investors
weighed the benefits of higher rates (inflation
control) versus the consequences (slower economy
and higher costs).
Portfolio Value Graph ,.
Quarterly Statement
Period Ending June 30, 2006
Paga 1 01 2
I R A .Roth
Susan Quinn MosGf
4172 Antelope CT Apt 108
Mechanlcsburg PA 17050-7641
OUbb/l
1...111",111,,,,1,1,11.,,1,,.1,11..,1,,1,,,11,,11,,,11,,.11,1
Value on 06-30-2006
$29,903.84
Your value on 03-31-2006 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$31,902.36
Changa this quarter. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . -1.998.52
Your valua on 12-31-2005................................ .$31.817.77
Year-Io-dalachanga............................. ........ .-1 ,913.93
Personal Returns
Your year-Ia-dala lotal portfolio relurn since 12-31-2005. . . . . . . . . . . . . -6.02%
Your 12-monlh IOtal portfolio ralurn since 06-30-2005 . . . . . . . . . . . . . . . .0.04%
Your averaga annual return since 12-28-1998................... .. .0.03"10
$50,000
This graph shows the value of your portfolio over
time. It compares your Portfolio Value to your Net
Amount.
. The Portfolio Value is the total number of shares
multiplied by the share prices of your accounts,
. The Net Amount is your additions, minus all
withdrawals. Please note, the Net Amount declines if
you tab=> (-jividpnd5 .1111..1 capitill g.,lins in cash.
The graph shows your portfolio va lue in regular
intervals (i.e., each quarter end, each year end). It
does not show highs and lows or returns.
For Your Information
$40,000
$30.000
PORTFOLIO VALUE
NET AMOUNT
$20,000
I
$10,:]
1212.
1998
-~~_._- -I
,_
12100
12/01
12/02
12/03
12/0'
121<l506106
. A complete portfolio review and guidance session can help you plan your future. Can an Investment Consultant at 1-800-422-3302.
Together, we'll help make sure your plan gives you the most out of your investments. Call today -- it takes just a short amount of time
and is currently available at no additional charge.
. Start or i.1dd to your existing automatic investment for a simple way to help reach your goals during any market condition. Find out
how automatic investing may increase your chances for long-term success at americancentury.com/autoinvest.
IIIIIIII
..... ....................--.....
~
American Century
Investments
Quarterly Statement
Period Ending June 30, 2004
Page 1 of 2
To the Household of
Susan Quinn Moser
472 Rich Valley Rd
Ca~lsle PA 17013.9077
001.06Jo
Investor Relations
1-800-345-2021
american century .com
1,"111",111"""11,.11,1,1"11",1",11",11,,,1.,1,1,11,,1
Your value on 03-3t-2OO4. . . . . . . . . . . . . . . . . . . . . .$29,108.98
Change this quarter. ............................ .+506.98
Your value on 12-3t-2oo3..................... .$28,147.84
Year-to-date change. . . . . . . . . . . . . . . . . . ... . . . . . . + 1 ,468. 12
Personal Portfolio Performance
Portfolio Velue
This graph tracks the difference between your
PortfoliO Value and Net Amount over time.
8The Portfolio Value consists of your share balances
multiplied by the share prices of your accounts.
8The Net Amount Includes additions, minus all
withdrawals. Please note, the Net Amount declines
If you take dividends and capital gains In cash.
See the beck of this statement for more detailed
Information about your graph.
Portfolio Return
Your year-ta-date total portfolio return since 12-31-2003. . . . . . . . . . . . . . 5. 22%
Your 12-month total portfoliO return sinCe ()6..3(}.2oo3. . . . . . . . . . . . . . .17.72%
Your average annual return since 12-26-1998. . . . . . . . . . . . . . . . . . . . . -0. 14%
"".000
"".000
NET AMOUNT
PORTFOLIO VALUE
$30,000
$20,000
$0
o.c 28 Dee 31 Dee 31 Dee 31 Dee 31
1998 1999 2000 2001 2002
Jun 30
2004
I
lli
E
$10,000
,~.-
For Your Information
8 Investing In a mixture of stocks, bonds and cash can help you withstand up and down markets.
Visit amerlcancentury.com to learn more about the long-term benefits of asset allocation.
8 Invest In your child's future success by saving for college today. Win a Learning Quest' 529 account
and you can. Visit learnlngquest.comllnfollqsweepstakes to enter.
Learning Quest Is edmlnlStered by Kenses State Treasurer Lynn Jenkins, CPA.
Managed by American Century Investment Management, Inc.
8 Want to get on track and stay there to reach your long-term Investing goals? Set up an automatic Investing plan
and Pay Yourself First'. To find out more, visit amerlcancentury.com/autolnvest or call us at 1-8n-345-B831.
1~1~llllm~1
6<~\lhii- F
11 of Ju1 2006, 11:44 PFG-FAX202
-)7175458558
Page 2 of 7
.
~.
Finanel8/
Group
QUARTERLY
CONSOLIDATED STATEMENT
April 1 51, 2006 - June 30th, 2006
PRINCIPAL LIFE INSURANCE CO CUST
IRAOF
SUSAN Q MOSER
472 RICH VALLEY RD
CARLISLE. PA 17013-9077
YOUR REPRESENTATIVE INFORMATION
PRINCIPAL CONNECTION 051000097
PRINCIPAL CONNECTION H-11
PO BOX 10423
DES MOINES IA 50392
PRINCIPAL INVESTOMS FUND PoRTFOLIO SUMMARY
ACCOUNT NUMBER 00309937921
Beginning Value + Addltlonsl - Distributions! + Change in = Marl<et Value
4/112006 exchanges In Exchanges Out Market Value as of 06/3012006
SUSAN Q MOSER ROLLOVER IRA
ACCOUNT NUMBER 0030993792 $12,654.85 $0.00 $0.00 -$416.35 $12.238.50
TOTAL INVESTMENTS $12,654.85 $0.00 $0.00 -$416.35 $12,238.50
~
I PRINCIPAL INVESTORS FUND CONSOLIDATED PORTFOLIO ~LOCATIOH
39.2%
. SHORT-TERM FIXEO INCOME, 00%
[] FIXED INCOME, 0.0%
. LARGE US EQUITY. 34.4%
. SMALL/MIO US EQUITY 39.2%
. INTERNATIONAL EQUITY, 26.4%
. ASSET ALLOCATION 0.0%
I FOR YOUR INFORMATION
You should contact us immediately regarding any errors or discrepancies on this statement confirming your transaction(s).
ThiS statement will be deemed correct if we do not hear from you within 90 days.
Mutual Funds Distributed by: Princor Financial Services Corporation. Member SIPe, Member of the Principal Financial Group,
P.O.Box 10423, Des Moines, Iowa 50306-0423.
Page 1or6
QUARTERLY
CONSOLIDATED STATEMENT
April 1 st, 2004 - .1'11I11.I 11,_,"",,,,,
1 016
REPRESENTATIVE INFORMATION
PRINCIPAL CONNECTION 051000097
PRINCIPAL CONNECTION H-11
POBOX 10393
DES MOINES, IA 50392
(800) 247-8000
rB!':'
~:,,:i81
Mutual Funds Distributad by
Prineo. Financial Semell Corporation. Mamba, SIPC,
a member of the Principal Financial Group.
P.O. Box 10423. Oas Moinas, Iowa 50306.0423
Cliant Contact Centar.I8001247.4123
www.principal.com/funds
001407
PRINCIPAL LIFE INSURANCE COMPANY CUST
IRA OF
SUSAN a MOSER
472 RICH VALLEY RD
CARLISLE, PA 17013-90n
I PRlt.lClPllLiIN\fESTORS:\fUNO,p,:oRT~OSUMMARY' '..., ..'ACpoIJNTiNUMBER(, ~03099Sl!l2
Beginning Value + Additional - Distributional + Chenge In .. ~
41112004 Exchengee In Exchange. Out Merket Velue' a'-">
SUSAN Q MOSER ROLLOVER IRA
ACCOUNT NUMBER 0030993792
TOTAL INVESTMENTS
$9,661.78
$0,00
$0,00
$0.46
$9,66,.24
$9,661.78
$0.00
$0.00
$0.46
, ':() ~A _I
IPRfNC~4t,~B$~Qt4D,'CON~IJDATSo'PoRTF0B6 ~O~AtfON~, ,. "
I:'
:;,.: ,::<"":'
;:;c\'r/'-:, ':c
/",i~;i;:!<:'
.1
59.5%
. STABLE: MONEY MARKET/SHORT-TERM BOND: 0.0"""
II!ll CONSERVATIVE: HIGHlMEDIUM QUALITY BOND: 0.0%
. MODERATE: LARGE BLEND,VALUE/MID VALUE/BALANCED: 19.6%
. AGGRESSIVE: SECTORSlLARGE GROWTHlMID BLEND,GROWTHISMALLCAPS: 59.5%
. DYNAMIC: INTERNATIONAL STOCK: 20.9%
. LIFETIME: ASSET ALLOCATION: 0.0%
--- ~-
,
I FOR YOUR INFQRMATiON ,
};
j
PrlnCalle
Around-the-clock fund and account
information at your fingertips by calling
1-800-421-2298
II
Internet
^" a shareholder you can access mutual fund
information on the Internet by visiting the Principal
Financial Group web site. You will need:
. Internet Access
. Our address-www.principa1.comlfunds
. Your Social Security Number
. Your Personal Identification Number (PIN)
Customer Service
1-800-247-4123
Between the hours of
7:00 a.m. - 7:00 p.m. cr
Monday - Friday
"""""""'........ .......... ~U" ".... .........^"n... ...............,...
f X~i1:+ 6-
I GI CD CD ... ! CD \II ! :;
15 J5 15" 15 15
.L~ .~ ! .L~ .~ ~ I
I 111;;1111 .,:
I ct .. II .. tI 1'1 .
J 15 15 I I I I
. Z Z
lIJ II
il ~
j i) 4) G i CD 11 i · 4>> Ie
.fI) J~G> ~ ~ i g! u ~ ! ~ ...
..... 'l5 ._.!l!.!o!..._.__._ 'I
= U~ i fl 111;;1111 * ...
::s 'i J I
0 J- ~ 11515 i I I j
- 0 81 Is. Z Z
. < cl ,\I
. I i
- - t ~ JI Gl Gl GI :: ! t i j I
. ca J5J5J5 .
- .- .. .LL~ ~ .L!l!.1! =
- ~I ii 1
1! ~ 11:1;;1111 ..
:;
- - I .. l II CI CI II fa
=~ 8 8 c ;;:; I '6 15 '6 j I 15
'=
.- J <( lI} z z z z
~I ., "'
f!j .. III lil
li:~ w .c ..
.., 1! ~u 0 .. I-
O. ... "'w .. .. iii
. _ c ~_
=1 .., ~; J!:~-:' c.., 0 II:
:II ... ! 1
0 t~ 5 .!IL~ C
~ J~ ~.- 1! L- ..
4) - I I~ j '-j- .. B-
aA Ec( ...10 ad ~ ~ ! .. 11
4)t' '" ",Ill l....zii - ca
z z~ ~C(._-! c_ 'i
~J f I~ i!.!!:~li: i! 8
~1! 11 ilL 11
i5:di;:;;d2;:: a C'I :1 lit ~-
It u2 J 21L....- ILj I
::s fii~:I~..j. 1
r:I:l I ~ " i! i i E
0 2 2 J ~ u .5 ::J I
.-
-
~ ~I #. tI. ff. 'if!. 'j. ff. f1. ff. ,
I:) 0 0 Cl 0 (:) 0 0
0
~ 1.1 - ..
lJIOIUDIlll...
4) 1
fI)
.t::
.- III
I-<
4)
~ 110-
b
r 11
l!! ..
0 ! ~
,,- I "
..... - ;:) l!!" g
~ - ~ ~ U !." & .2~
-
i "ill... t~
fJ] - l; e oW lit/! &! l-
.- I
ca ..
- ~ ! t:l ~l!fii"I' sll
~ ~
III <( Oil 0 S .. ~ ~I~
~li! ~ti~ 1:'1- .1 ~f;' ~
(I) <I ..... j e ~ h!:i~ l ~i4
OQ~ = 2wll: I
4) OIL~ "'1; -g' r i~1 ..
j:l.; 8 zge U r"t;; ~&'i a:_i=;!~
.5 ~~-
4) ~ Z Ii Os ... IP ~l n!U1
..... 1Ilc(~
El ca ll!i:!&l ~ 8 [
..... f nil ^^^^
< r:I:l 2.2 ii
-
-
-
-
-
.
;'" ,-,.;-.:
Iiii.
N
..
..
..
.
II
1
III
H
"'i.
J~Q)
~ -
n~
~.'"
'lIn
5~i
..
'8
..
t
u
..
[
;
"
..
u
.~
:~
:H
..
o
o
It)
....
o
~ffi
:!!:3
:!!::E
~o
.!z
E~
"'::>
ZIIl
~
elll
.!ll:
U::E
s
..
j
1
~
'.-.,"~-
It)
j ~
... 0
" ....
. ,,-
.~ D::c(C")
~~ .!!"'1i
It: ~ flw
a:: '~j-
~D:I I- UJ~
::I..J - U..,.
~~ _ ~ c_
ll:1::~~~::J
l!!~s il....
c::ECI) 2;::
I .! cD G) 0
!~:gi~
~ u u u ,..
I !!!~
a ftI CI co tit
G) G) C) G) 0
:a :a :a :a too:
lJ ~ ~ ~ J:!
'-'-'--0
illl~
'0 a 0 '0
z z z z
ro
S
S
~
o
.....
-
<2
.....
""
o
~
J
I
...
ell
e "ell
t
....
~
~
s::
ro
u
.....
""
Q)
s
<:
j
.
!ih
~.l
.>
~"
.- ...
U.:
15 0 0
z z z
Ij
I
J
" " " ...
:l5 :l5 :l5 It)
.~ .L~ :ll
8:8:8:::
ftI ca CI ..
o '0 0
z z z
" " " " ...
:l5 :l5 :l5 :l5 II!
~ lJ lJ lJ III
.- .- .- .- ..
8: 8: 8: 8: ....:
II C'lI ftI CI
00'0 0
z z z z
" " " ... " " j1 " ~
:l5 :l5 :l5 ": :l5 :l5 :l5:l5 .
.~ .~ i i i ii i J
d .~t t..t '"
.. '5' ~ - t.'6'~o 'ii
z z z z z z
ii
..
U
"
"
..
..
"
"
'"
II.
l en
... "
~ "
.. "
::E II.
tl
!5 5
::E ::E
..
I-
~ f
I ~ I
i ~ i
~ '8 '0
t:: at .
e:'li=
~ ~ ~ ~
~ ~ ! !
! J I
'C ~ c
" " 'E
il ~ "
III <( U
~ ~ ~ ~ ~ ~ ~ ~ ~
o 0 0 800 0 0 8
- ..
[jD~nnmi..1
0 ~ s::. ...e~
..... ftI -Gi 8" ~~g,
lit .!! ~ il! c 0
"t:l - 1i~- c:~lC:.'"ll-
Q) lJ""1!2 l'!~ ~'l;= I
CItftlClC~
- ,lft1: l!B= ~- 0 d 8'
..... n~5Hi!
ro .... Q) > '" ~ ~
0.... "" ~i!l 2
~ ffiCSli.l ""::s !!!; il~~c:!l!'15 ~
~il.-"i~ ~
~ll:::! ::s..... ~.~~ca [~-. ~
..... 2~~ ~c.E g.iQerl5 ~1'8~-~
s:: .-'- >- ~~teJ!ii>! I
Q) 0-,<( .....eIl ~!do. .! jilS";
S ~~... U ~!!!- P 50 ,ll;'"
fJl:z:~ Q)- S~C: ~i'S i g~_ i
Q) o!! "'l'!
::>UIIl .......... -0 ~o
..... 1Il-:J 08 ~.. >-... "!ll hI'" [
ro .'- 'il
1Illl: ~5.U> ii "~ ~
..... ll:",ll: ""
CZl ::E~5 ~~ "" 'C ...." o.~" 0 ~s 8
I:racucca
f x tub: + I~
tEl H i t g~~i ~~~~~~g~ \ i ,"\\\1
-.g- III \'
~.. Q'-'~ i g~S:~' .... ~~
'0 ;:;3 ... 0> -'n 3 yo
1\ \ 'C~~t ..-\:.:0 "'~ III ~~5EC':
~ ." 0>....3 c: \
\' _...0> c: _& tt c.'~ ,." :-
g-i ~~!\t. a 'gllla!!..1 C~!Ollltll::
\ ~ - atlli
oil: .... <oil: .. gll"....,. ! ~~~ i ~
~.i !!. 2ID!. ~~~~\
~lE Ii ....-Ii 'O.,.cI.1zs
~"- ...~
... ..~ - ~ ~ ,.~ ~c"':-
.... ~ a i ,~~~~
a~ ~
~ I}\ ~~ .... \~i 1IAif
!!\. 0
..\ IJI
a .... I"" "~==
a~ ~ ':ia a :
- :-
t-. .... i tft"'i:
~? '" .. i
~~ ... ~
lua !' ... '" , t i-
. . .
,,~. ':!l ':!l '" ~
lii i% .. .. ~ ... ~ ~
t\ ~\ :j .. ..,.
a.. ...
~\ ~ f.
i ....
~
....
0 ~i '3 ~a ~
'" ~ ~ .. '"
IJI ...
. ..... . . c. ~" i~
\\ .. .. ':!l t
.. .. '" ,,\ \ \i i
IJI IJI '" ...
\ .. 'i:.\ ..,.
... ~I ~ ~ 1
!'
~ ~
\ tiil~ t' \ \' ~ < t
, ~-",,~'-I ca-
\ flDlD~~ ~~\ ~ (')
% ~ i i. \\\ii ,,0
\ ~\\ i. I ~ \ ~ .. ~ 'a
\\1 it \ i~~" 9-
, . lDlDj1.j1.
"giS'''' , s;
\:S.lDSS .
:;. :. \ .. -
{e ... ~i!~ lj
!' ~ l~"" . -
"i .. I
~ I
:;:;: :. .. ..~ i\ f"'
\~ o .. ;\ ..%
~.....\I\"""'" I ~\\~
u\" . . ~
.. CIIv.al"l. t,
~~ :i~ii~l\\ t ~
~ i ... .. '\ J~ ~
0 ..
\~ ., . .
'" '"
~ ... ... ~~! ~
.. ..~ ~
'" ..
=- ::. (Ilt,..6...,.."f\) ::I \
CJ't." .. .. " ~
~ .. "'''''i" , !..
...,...'-" 0"- g
""--......'"
"'
'0 ~
\ '" ~.. '"
..
... ..",
. e,.N
~ .....:,.( t ~ ",,,, ,
~;,':". s\
. -,,0..0"
~~~;l~
: 0 .. l fi) 0 .. ,i o t \~ t~
i- c: \~l \t ~
fi) c: c: a l ~ a:~
\ c: a .. <0 \
g , \ i \~ - ~ Ut':!!
... ~ '" 0'
::s . S ""'~\ \\t .",1 ~~
.. ':!l "'CI !:: \'"
"'CI l '" f l ,0 . loC\ 5~
0 " ; VI,
t 0 ::I i I; g-
Ut i i ~ ~\ \ \II a.'~ :!
~ \ o S' . :!
- '" .. \,S'
- a: 0 ~ i!
0 .~. .. ..
i Y< ~ .~ ... .. ....
,. t \ 1 'l~ '!l '" '", \
% t "0 ,.. '"
, \ 1 III .. '" ...
'-a ill. ~. c: ~ ~ '"
~ ... l :! .. '" ~
'\ ."
~ :! a.
~ ::I III
III ~ -<
:I
'" \
.
..
1 ..
..
.
~ io .. t
t ..
\ it ~ l\l\l 0
\
t i.
\ ;I)"
~ %t 01- .. .. 011 ~\
.. \l\ .. ... ,
- 0 . .
.. '" ~ ~..:
~ 0 '" il ~
- t f: ..
0
.. 0 I
:\ 1 l
1
!. 010"
.. OIll .. OIl ill. f: ~
'J '" ~ '!. . \
\ c: ~ 0
;. .. '" .. ,1 1::...
f: ... F.'C
0 . . ~,
~t
"Of\ ~
.. .. ~o (:")
.. 0
... ill g lit .' \ -<
'" %
\>g .. \
... ~
.. ~
il\ ..... ...",
i .~ . ... .... 0
GO ... ... ~~ l-
f. It1 ;,. '" ... ",,,,
... .... .. ",,,,
~ .. ... ..
--t -<0
~ \} \ ~t~~t~ \
c: ~~ l ,..~ l}
tn ?n ~~_.~i
'" <c~ \:ill!. 'i ~ n.-
~ i\\ .~-t-
0\ ~..~..
...... .
0 ~
\\
i -"'i i.
... ..
VI ?il \\\ !" \
'" '"
l~\ .. ... ~ ......
; . .
.. ......
0 ~~~~
~ . . . .
.\ . ~ o~\DO
OGIJ~O
tn \i\
VI \\\ il
~ !!.l .. .. -<
GO ... \
.... . I::. .....
':!l 0'"
~2 ... . .
;g\ ;g '" ... ~ ,.JIO....O\
-<2 ~itl Nr'Io)........
.. \11..,,0\....
VI ~\\ . . . . I-
... O\DClDN
... O' O,frflltP
....:;!r-=.."''''j!!: III f ~
~8~~~i~; I III !!
CD m
Z"'!::!"''''- i III ...
;e-........ ...."'''' ~ c
~z .... e
- i II
z;:l;;l",;ez :5 ..
", n"'j!!:n 0 ~
"'r-=~ ~ c:
clz .... '"
p~- z s:
z ?
n 20an z {Q
~" 0 n
-n III
",on z
<II i n
znzocn g
~inf=l;! z
~:;!r-=.. '" "'! III
. c: "'V - Z ~ 1
n 1:><11 ",
.... ;:
n nn'" '" '" '" n ;11I1:
, , I , , , I , &r-
- _NN N N - -
I , , , I I , I i
'" ...."'.... .... .... .... ....
==<11 = = == = if
0011 0 o 0 0 0
0.0.- 0. 0.0.0. 0.
)..., , I , , , '"
~~~~!!!! !I
., .., ., ., ., ., ., .,
::I ::t ::I :I ::::I ::::I ::::I ::::I I
-------.-
::::J :J ::I ::::I ::J ::J :::J ::I
l,CI~llDl,CIlGlGcalCll
" 01 fit .. .. .. fill "
" '" rt rt tt' "' rt rt ..
........
., ., ., .., ., ., ., .,
N ... ... - N -
'" '" 0 N ... VI '" .... N N
.
- .... ... '" - co - . N 01 '" N
- ... .... VI .... ... 01 '" VI '" co
z zz zzz zz II
0 0 0 0 0 0 o 0
899898f8 ,fr' ,
'" :""" .... co .... .... N ...
l~~~~~ ~ . . . . . . . .
::: co '" - '" - .... ... ...
... ... VI .... .... ... VI VI VI ...
... .. .. .. .. .. .. 0\ ... co VI ... N '" ... N .... VI ...
IGIGfDCD.aCGIGl,CI
II II II II II II II II a '
I: - ... N N N cr; ... -
.. .... N '" ... 0 VI ... N N VI
..
... ... ... 01 ... - VI ... - N '"
... VI ... 0 - co 0 ... N ... 0
.
~
~
~
~
~ .+
I:
;u
~
:z
m
"'... ~
UUl
....11 m
;U
::j
III
l!!Ul
~;-
ii
-Ii
0;1.
!~
..-.
reB.
i
Ii
p
I
I
iiiiiiiiiiiiiii
===
III
1===
~..
giiiiiiili
0_
;-
o
0_
~-
-
~
-
===
-
iii555!!!!i
;;;;;;
!!I!!!!!!!!!
,
';'"
. f-
i
I-
......N...................
:"" :... :.. "" :0 :.., Ga' 0..
O#U1\110...~.....
...
o
o
N
o
o
N
o
o
N
VI
'"
N
VI
o
'"
N
o
o
...
o
o
...
o
o
'"
....
l . . . : . l .
,. ,. ,. . .
.... :;! .... r- = .. '" 01 '" ~ '"
c: ~ ~ " <
z n .. n <II 0 ", ", ~
", 0 ", ", z z .... '" '"
J z '" '" ", ", '" ",
I .... ::1 < .... '"
z .... <II <II
? ", .... ~ ~ ~ z
z '" ", ... z z n
", n ~ ~ n .... .... ....
'" r- = ", ", ",
a z z -i '" ~ ~
n 0 ~ - z
z r- ....
n z 0 .. S r-
~ " z z
n n n
n ", 0 n z
0 <II i n ..
z ",
n r-
z g z z .. <II n ....
~ ~ n '" .... i
z r- '" '" '"
i ~ .... r- = .. 01 01 ~ '" ~
.. c: ... Z ~ "
:lC I:> Ul ", '" '"
.... '" '"
0 0 0 0 0 0 0 - 0 0 0
... N VI '" .... .... ... N '" '" '"
.... .... .... .... .... .... .... .... .... .... ....
- - 0 - - N - 0 0 - -
VI ... 01 .... N 0 ... ... '" .... ....
.... .... .... .... .... .... .... .... .... .... ....
'" 0 '" 01 '" '" '" '" 0 01 01
01 0 01 VI '" ... '" N N VI VI
0\ - -
.... VI '" VI 0 .... ... '"
. . . . . . . .
- N ... 01 '" VI VI '" 01 - ...
'" N '" '" .... N VI VI '" ... ...
.. '" 0 '" N '" ... 0 '" N ... ...
"'I; - -
F1 - N '- N -
.... . . . ... - - ...
. '" ... N . - . .
l!!. ... 0 VI 01 N ... '" - ... - N
~. t ... ... '" '" VI VI '" - .. - ..
- - ... ... - VI ... ... - VI
n.
=it
0:
r- '
..
Ii -
.
;III 0 - - -
0\ - N "" '" ... -
",i 0 ,0 0 - ... VI '"
~D
-
.
VI
...
N
.
- 0
VI ...
VI 00 <II 0\
'" (1<1 N \0
- -
III
1
;:
III
i
..
)0
.ae
5.~
i
l
lDnl:
.l~
"
;::;
>
n
~l?i n
iij'f!l_ ~
In
'lIf!
:1....3
alll
:fi
Iii
c
-Qi
r-l!!.
:"-
-!Ii
In
;')o!
llh
31:1
II!!.
-cf1
~!~
Goa
N
-
In
.a
I:
a:
III
o
j I-
"Q
o
i
-
-.
o
III
R
I:
i
e
III
n
:I.
It
o
"
"lI
t
'!I~ ...
~'i 'i
n.~ ff
t~
g
~
~.. l
~li
.,,'"
~!
~~ l
.\1
lS~ I
~lS
!~
liil
~r
a\
19.
~il
~
"j
\l
~-
~
z
\
\
&
1
~
~
S-
a
l
~
i
g
t
~
'i
~
i
\
'"
~
~
'"
\ 1.
~\
~\
%\
~~~\t t
~i:i ,
"'~ co' 1;
'.~ll.
'~l ,
lD
a- .
'"
\
i
...... ... ...,\5'
.' .' ~
~ tn !"
~;;. ~il~
~\\\\,~~
a;,:.~~\ll ,
\~~~\\i'
-~n~i::
M.Si. \
~i:iait~
~\i\~S
",,,,!3.g,\ .
~9.~ih. .
,\t\O
l~\t'!
- " "
! r~
.......i\
. . ......
i....q
il\~'"
6\;a9.l
\_ ill
o.~"ii .,
\'\~
.. ~
~\'i
\-\
-\
\ !\
a~
ai
il
I"
.!!..
~
'"
It
,
III
C\
::r
i
ct.
~
IQ
III
\
~ ~
<> <>
<> <>
Cl
\;
i\'>I- ...
~'ii: ~
}'a~ .
i~F~
;\!! 9
~\\~ \
!\ti I i
9.~\:lII ~
~bll
-,&~i
r"
gi~
l'.'"~
-g~ij.i
~\,~
\\b
g.~'"1'I=-
"~3
i"i~"
!~\\
'h~
~g'
."U'~
~=:..
~~'
I a
" l!.
~io\
az
_.al'.
"''&6
~au
is"
hQ.
..~~
!l1!f.i
~""i
t)"
~~\
a~"
a-~~
- ","
~:gii
t~,
-,,,,,,-,
t-&
&"
l!.~~
a-l
g!'
(ls..~
~gll-
l~a
r\
6~~
~\l
~ii
~~-
"d
r~
"6
a
t:-
.
::1
'"
-4 .&\1 ~&ii og en -4
\: Cl lit \
it ~...... ...... ~l , g
~~: \ i So
~- ' i .. It i
-4 tt" ~
~\ ", i 'i >
'.,- "lI
-~\ ,a i
cfa '5-:~'~-_ -4.<
;;t;' to;
., '.m 0-":::' ' o'
I . . ;'<
\ an ~ '
. .... -.,,*."
~ :> . ,
.00 .-\" i
i ~~ o.
" .,.,...
;Il 00 .."
':\ .. .... -..
-- ..
m ....
.
~
t :
a .
J)
,
if' ....
. . .
<> 00 n
~ ........
.... .. .. \
. :..,:..a . . .
if' t g:
.... 0....
..
;..
..
~
w na III lI: alii z ~r ~
w 000000000000000 ooo~oooooo
~ fl e: B !. a
w It] O\O\O\O\O\O\O\O\O\O\O\O\O\l:7lIO\ 0\0\0\ 0\0\0\0\0\0\ IS'
......,.............................................................................. a ......,.............................................. I
000000000000000 i a ...........oooocoo -= ~ i 0" If
m.....#wUfwNN........................ l::...O\oOO.....#wN... "'> a
III jljljljljljljljljljI f 9:
;c: i ~ g g
:lII I:DCDalCIl:ICIIl:IIc:DCDCI'aJ of
0 ... ...
~ 00000000000000'0 .......... :Do :Do
Ch\1l 0\ 0\ 0\ 0\\1'1\11\1'1\1'1"'\1'1\1'1\11\11 II .... ~:::I:::I:I====i::::t a
....................................................................................... ~ ~"'7r'}l:"'7'r7r'" '" Ii i
owooocwwWCoII""NNNN C1C1C1iC\lClOCClCI g ~ ~
m \nONNNN...-........CIDCDOO..... lA'
Z GcteD ..ellet.CD
III "CI"CI"CI"CI"CI"CI'a"CI"CI'Q :0 .a= " ;::;:
m :0 0000000000 I c I
CII... ;c: :z..."'''....:z;!'''''ii'':z''''.... a &> .................. . '<
u fil ac--~'" -c.. ,."'~C II --.-------- '&
::;IDII""I~ -....'" ~C1:U a. rtrtrtrtC1'rtrtrtrtrt
...... ""~ "z "~....~"z>< n B "
m o~ ..."'''':c cc O..~ :3- "'a""'0'" "e "'V, ""II ""V = ". 0
:lII '" ....><i-Fl"V"V- :Do .,.,.,..,.,.,.,.,.,., . :0
~ Z "'." 1""1 ~ ""l"1cn=.o I 0000000000 .,
1"1:'" 0 1"1 ",:a:::l:ll ~c= S: 1alalalGlGcau:acalGca ...
- . z' ncnnn:c - .,.,.,.,.,.,.,.,.,., ..
jt.....8 C"'-jt"''''jt jt... ::I ..........
m ;!...: .,,"'~ zz ....-... oc: ..........
-en ."." 1"'1.....-u-::;1 ;::;:
.,,'Illj~ :;;~.....!:l!:ll'" 'Ill '<
li!l/I -10\ 0:11:I 00 -t"'l'l0\
C>> 1"10 .r: 0 ~ 000
~;r ~ "'..O.........N ~8
....NNWUl ~
ii :::u ....N#O..... . f
... "OUlO N~ ... III
'd3 ::I: O.a:' 0 : ..
! ~\IIN X .. .0
.. 0 if c
@~ 0 .
i
l!!8.
i I
g~~UU~U~UU ;
.:.~-~:!~u:!n:!.:.:!~ N ...~ w 8
QI CIlzellZ (I) g:CDUlI ~ IlL
i! m-CD-CD---m--., CIIICD- '" ""8:"''''010\0\ I
~ fHi tllii tl tl tlli tl ali~lii tl ~ CD \01>>00\#
. . . . . . . . i I
OCllaGG)CDaUDC)CD G)OOCD 0 08080080
~c C CliC liC ... C 0 o 0 00 0
o:::v ::v :::v::a ::a 0 :a
a a aaa ao a ~
~.""'O"V"O"'V".,..,.''''V."~.,,.,, Z t
>>>>>>>>>>> >> ~
."
'"
'" F;
11&&&&&&& I
I ........................................ n
~ NNNN..........
I ~~~~~~~ ~
I VHD CD CD anD CIlI
.......
nnUi
iliiilliiiiiii ;''''''';'''';'''' I
-- .. . .
II! 'g'll 'II 'II 'II 'g'll
0000 0
.........
-------.
- ttrtC't'ri'C'tctct 'V
II- ."."."."."."." 8 f
fi!a .".,.,.,.,.,
0000000
IAIGDlAlatau::ll
~- .,.,.,.,.,.,.,
I- .......
.......
.
:..... ~~ ~
-iiiiiiliiiiii NWC>>WO\N~UlCII.....O...SUlN
OO\OUl-P'NONUlN........ ...,"" ...N
~ gc.g:.a~#ao~O\~N~Oo-C. 8 . . a
\II CID lrGO'OO\4='OIIO\O\O\II a 00 I
- o~
ON ~ ~
1!15 . . N N
00
00 UI \II I
.
- 0 0
-- 0 0
II I
... ~
. .
0 ~ N '"
...... WO\NONOI
.... "''''-,="00''10
. . 000000 i
00 n
00 000000 i
..
III
+
n
,C
'I
:I
.
~
III
.
i
g
i:
;u
,III
~
m
z
m
...'" i:
,~
;u
~
m
,
"OT.
:f!I
1$'
n~
~3
&:~
gg
in
~s
;;:g
~
l!!l
li
~!
il'"
iJ!
&.
~
i
::J
~
"2-
.
Dl
I
n
~
-
~
o
i::
m
;u
::0,
F
-
clo
g
~
.:.,
tl;
~
~
j
~
i
-
o
~
III
2.
..
::J
s;
..
Dl
o
Dl
a.
..
o
~
g
}
i
I
!!:
ril
)>
, Ii
'i
000000000
O\O\Q\O\O\O\O\O'IO\
...................................................,
~N~...&OOOOO
ClOWO,J:''''''''~www
.
,
1 .
.~ ~ '.' ,~
'000000000
0\0\0\0\0\\11\11\11\11
......................................,......,
..........OOOwNNN
U'l\tl\DQ)..;;t-'ODCD,,?,
.............\0\0\0\0\0
0000\0\0\0\0\0
oooo\Om.....O\w
wN-....O
~~~nn!'
, -i~~.....-qJ
i;;lZ:~
i~~!!:
a,...,...
U
~~
:z::z:
00
....
......
~~
-
.
~ ....N 0\ m
.,.. "''''0''0''' N
\D :o~?;-';-'~. ,::-
\G NO\OCD,,~ ....
\0 ..-=-00\....0
t
CII
6:1 ~:
lils! I
lllq,.~ i
'f, f'I~l ~.
", !1 1
i '! 1 ....,.
'1(, &1 '
: f "I I.
,': ::I';!
'i i.~ 1
illlS;l
1, ...' 'I
. ",<:.
n
I
f
I
:"11
o
II
11
:.-
"
o
c:
'"
..
I
U
, i
U
II
i ~
j i
1 j
I'
, '
, I
,~ \
r1
t
t
l
"!
,<
i
i
,
I
.
ooboooooooooo
;';fS. ~. ......~J:;1!:. 1!:1!:1::1::1::S. S;.
~:""Fr""~r~""f;)O~OD
~~L~llh5:g~~&;
~'rff~~f~~'~~~~
l.it:t;..:c~i-lb ". p~",~. ~,
-~-=~r~~~~~iI1~'
g. ~~';'!:!ll:!C~-i-i-i:Z:M-i
, rrO'J oi:u':q~~ ."
~fn'; ~=:VJ!!"'go2, 0
P!:l~"'l=h~I'~!:5lilg
<- ., en, uHncn-v(n
....1"1 ...."" UI-f-i-lO-f
gz S:l;!l!:l~ii-ii
~ Ol-i~<"''''''''''''''
0,... or-uHncn...cn
Che :;von, w
~.. <..lT1~~~CIO~
- 0 '"
~ .. '" ..
..
,
I
::!g~~ilij~~iliUc:~
f~f!~iZ~~!n~e
=~lai!:_~::~......_r=!
I:.;\,et:l;lel=;:'tle~!il
g:;:1ii; Ol~t! lll~d~"
p"") ,. Ol"'''''''.
! .~ :; ~ ;. 1'~; ~. t ';
S!~~~~~~~~~i:~~
i .... t
)
N -
. ,
... .. :.-
~ "'N~NN~N~N~N~~ a
~ ~~~~~~~~~~~~~ 0
N O\~OOO"'~#DO\N~N C
. ...OQOQ~O~OQ~O\N a
.no
-.
I
,;-1
:Ml
.,:0
'd
"~
::J.
~
o
'"
i
o
'"
CII
I::
a
a
'1Il
-<
o
I....
'~
~;;;.
AI
'0
'Ill
a.
:b
a
'<:
;:;:
'<
. ..;f:!!.:
!!
~
~
~
~~~~l:I!f~I>~~~~~~~ie!~ ~S~~~~I~~~S,~~:e ~~ liRE ~3 ~
~::Sri ...R8~ ~= . ~"'o'':$'"-lij''' con-="-c,'g'--i::ftI- 5'> ~>='-1"E..,.~ t;~o-i~~ (')0 .., CI
~:~lti~ ~ta g-J: tt Ztztg;a.g.!:~ !35~!:l..ae::~ a.:: t;J'S~ g'!:;:E ~o.:= 0'0.91 ~e: ~'rll g~ ""~ e:~a'~ ~5~ [~:..
l'D~C"lIl"O rnl"'""D "'&~= ; =tD~nl!i-'Ooa€:r:::rD"<: ft'< tD C'l tj~~ C'" Q"Z::rc I \ill 0!(lJ a.&: i"
ga.~t!_ :;~"'a~ CT.~g~~g{fl F-~~~SOl.]~g~~ .~~~ ~[~ 080 g'~ :~6:~ S~ ~ g.~~ :E:~ ~~n-.
1l'S.,o."'RO ~'o-i~m<."p[n ~~ o~moi!l~ ~_. o.",o.!'-S.M~O"''''J;"~..(s' ~'J;"~~~E-:r~"''''
~~F~' "'f!r~liIE~ 5ig: i~eXitm2~;-~!t ~~~~~~.~~.t:g ~g,~~~.. i~::r~ i~~~~'~'3
SftE; ~ ~,",.QR...~ I.()m >~I't ~B.8e:c.8 en -5~ Iii... Dod ~=' ts"l:tIl ts o I'D ...diO"IIl"'~"
9;~~,;g.;~~~~i'z~i:~~ ~1:;ga~~i~a~~ ;~;'~~~:;~'&~~~~;~~~1 ~~~J] r;i'
l'D5-li 'g..='~~2~'--:~ VJ~O~Oci I'DRr;'Rt;;RS" ts~S.tso !:as\.< Sel"(I)ti Q,...~.li'o r; i3"'''.e.!a -<... nO<
~~8!~~2~~: ~ D"e=~ [B8o~~~.~~3 ~~.~ ~~~ g.5:1~=JH~'aS?:'\"J~g gs.~'<ei.gi3:~
lE;~~~;f.!:~l~ ~;'ES~!~ $:ii~~i ~~~~~!~Il~~ ~~~8 fl~~;H!~nijl~[r
....~oo"'C:ll [P I'Dtl..,:;cg i ofi~ 5oo,<S lUE;O"llI~tI enS ~:S cnSt,<n Ii 01lJ =...~n c.~... PIlJ rs.
.YiS'lirRo !l:S,=li='~ l>1~[~g. ~il~1~.SJ~~lli8~G:~Il;lfal""'~"'[~2''!l~lfSe,O'l':'l!. ~~~.
'~o=l'Ii 'gl!.ig' ~~ $~ lf~~a:~ aOg,2a~e:!!OlK8liS~~~;'~~!f~p~~!ii!l Ii?->
~~~.~ i~~lg i ~~;li~ h~~~ ~[1 r;l~ hgf i~] inf~n~ i !~Hf! ~ il
gl~~g i!;~~~ ~i!n~g, g;lE~~:~g:~~g-;!;S~~S ~~~~l ~:5l~~~ i~g,~~[ .g,~!
~" Ill' ".. o~~~ Cl mO~~ il!k!Ev~ Z" 8'~M'I:~~ ""5-w O~:r ~"'~ M _MMO ~l<' 0 e
;~.i' ~ ~~~~ e~~~~ ~.t:Q~.~8 ~~s~i ~,~i~11l s~~i'~ ~~I1l.ag ~.~~ ~~ :: ~i
o~ 1o'w"ra~ >a!!'o3.':'i &.og""gf;a 0<:: ;;...D'l =:1lJ""l zt;8...:o;,< c;..... Po 3 OIlJ ~~"'-'E.".;; 0 ~~
e-o n ."li's~;;"~ ~~.:~.;u ~:oe-ia~~g S'~S;:~ ~.~e g~a 55- il'1i~ ",9 =;~~~ 1'"~': ~"'!i'
. . 0 Rg.ii~ Ilii~t'"e E~!!' ~m ""~ ~o.~~...od!'<,:r. ~~ nOM oE ~ 5-"''' "". a i!
"i;~i:' ~E; 3:9 ~~'h. li8l"'~~""'Ii"U~",~nne.'g.~.~3 ~~g,~ $\ mOa: ~g ~!;il
~%E~[ ~~I~ ~tn~~ ~~il~~,;r;~~ijif.~jr~l! ~~;:iiU~~ n H~
'~=8~n ;;'~"'[~"'r"e: *~a.s i'Qli~e:!~g ~ge- ~E:D~i-i:i~c; ~lf~~1lJ a.g..~ ~"S ~i~
~airl' tJ~ S :2:5' L; ... 11l........1lJ II eO "O..D'l r~tD ~3 alJf:lf! jYti 03$ ~ I'D ni
~it,;l ~~ $-i~. ~ails~ ~ ;.;1,;' iU~ ~~8'~ l~'~~ ~h'~~.i~ C ~~g.
~~R[~ i2~g~G:1 ~~"'lg.~?l [!~~g.~ s~i ~S,~",S~ s~ ~ ;a.g ~~H;i ~~ H'"
e3.M3! ",,,.0;;1'\ ~G: il~~'" .~~5'il~ 2 i:l!i g~ ::<~ '(is' 11' m~2.'" J;" g~S' ilii ~!l-
i5.~~ ~!c.S:;Q- C61" :gfi;.i"..... =tD e: ~..D'l 1i...:3:'; Sa'=' -.. a'C:"'Y
~'(i'h ~-;lfi.5 "'g9&00.h!l-~~' ~ ~i lnl~ ~~ S' ~'~'~i~~~~ .~'S' o~
oSJi'" 1l il:"ll' 4o'!!2a.~ oa~g~~ 8 a:p. &= C 0 ~ ~ 8l~aa-;;:~n~ 5-~ lflt
lrt~ i1~~. ~~tii il!]I~ ~ I.g ~!i~ ii I ~ii.~~ ~I~ it i~
ll'''hi!: ~~. e:1i"il:"l ~ S3~. ~ ".~ m~ _Mc/: Ou 0"'" . "" ".~" 5 0
[$\ P[ &-gll- i It'"SS, e: !!f.-t~il. If ~~ ~~~ar ~~. [[g, m )l~~: ~ ~
a. i:Tlr l"" n" "'0 (rll'l 0 ~ fi 0 0 11l'j? g o~
(t ~ "'''1r Ii e ... 0'.1= .
3:~iO~~ ZZZr"" "":Z" "~e8S"'U
B $.5 (llOzi:ClC"-::t:I:O ri'~fll'
;:~ ~~O' oZ~;,~"illH ;,lll!lfo
~~r6'A' ~!la.e'e.!I=~:;lcQ;' fJ;"Ii'~r!
~:.~ ;.~~ u is'~z,g'~.$ ~i~6i ~~ ~~;! ~i-JI i:
~~ooi iaO"~~b&~'!l:~Il-~l"'R~~!i'g'li,
'Uo~.. 8.~Q;Qri&8~8!~~~li"~ri irg,!B ~
~'i~9~' g~gS'i.i.g~~~U.a'& Oi~[Ii~. ~
~~[~ ~"'Qi~~~gn~'i2 ~~;".riS~~=
~ali~ ~e:m3G:J.~~g.5-~C~8.S1~ ~8~i.c
~~e>iJ;" wg 55liS~3[805-l~ r~O"~
~~!d...~ .~g5~~'~~'~~o i!~~
rc~&8M .S~",li [egg~p. . ~ ~~~
li~.~O"~~!i ~~iE ~ ~i!,Ii!
~EU~[e:o~s.~ ~~.[~. . ~lin'
;~g~:O;~~'[ ~~~~,.g~~~ !~S~E
m S'ts o.!=~ II ~.!: S' 01' 8.. g ozo> !t~~.l>-
~1'0.~3:!"2'~5-il '" ~: S !!::I:ZZ< ["llooe
~U~S.~~g, ~ ~ S. 7~8'~~i g~p.~
~"'~ ....E!;o (ll5.g ~ ~ 2 il: fl ee 5-e:g1!.jj 0
~[~i~.F'll~[ ~ ~ ~ ~ i.~ ;~S-:f.
~~:ii!li ~oo. s.. "'~8.~ ~::I.s!a.
~~;;iil"e. g~ l!. ~ i' S'~ ~ ;!Fa'a'
"tI<~il~ ~c/:3: ~ 0 !l- "'il 0. ~~.,f,!S
!~!.~ :~~ ; ~ I. :~: ~ .. [jU
:.~~~.i~ i 'i !. g ; :a~€;
~ll;'~ '!!.~Il- ~. S' ~ .~~g
8'~i~ ';<~t"";, i e- ~ ~-if..C::i
oa.~ tg 9) a. '< . ""
~~".QS M ~ ~ M" a: 's
g.,,~~o. mo.~ .... e, ~ 0.
ma ~E e:gS' 01. ~g~~
~ n~ ~D'ln ~ ~o. ~ ~.~
n '< ....tlft ... 5 "'l.....
:l ... D'lo9) 1lJ(J"
'" ; ~~!: 0 ~ -m
m 0. ft
+
;r:
;0
~
m
z
m
..." ;r:
::a~
;0
~
m
~lI>
;eif
~i
~
CIa
!"
",!.
d
~
n
P m
z
o
o
"
UI
~
m
!I:
m
z
....
I
I
g
I
-
====
!ill
--
.
VI "
i
N .
=
0-
;~
o
0-
l
~
-
!!!!!!!!!!!!!
r;
8
~
(Xhd?l+ I
BELCO
Community Credit Union
L getting you there
fI
STATEMENT OF ACCOUNT
Pap
1
MAIN OFFICE:
403 N. 2nd Stroot
P.O. Iloll 82
HlIIIistlwg. PA 17108
1",111".111"""11"11,1,1"11",1,,,11,,,11,,.1,.1.1,11,.1 JOINT OWNERS
SUSAN Q MOSER STEVEN E. MOSER
472 RICH VALLEY RD
CARLISLE PA 17013
/I
0701 PREVIOUS BALANCE Sl - .... _n_g'.
0731 DIVIDEND
THE ANNUAL PERCENTAGE RATE IS 1.00
THE ANNUAL PERCENTAGE YIELD IS 1.00
THE ANNUAL PERCENTAGE YIELD EARNED IS 1. 1
0701
0702
0706
0708
IE
0707
0708
0708
0708
0707
IE
0707
IE
0709
0709
071,2
o7T6"-
0719
0722
- -~ .----., -,.,~
IE
0719
IE
0722
0723
0723
0726
IE
0728
...,,1
"
PREVIOUS BALANCE S4 - -1I-.J1~16
DRAFT PAID 1553
DRAFT PAID 1552
DIRECT DEPOSIT 9001312930
SOLLENBERGER COL PAYROLL
DRAFT PAID 1554
DRAFT PAID 1555
DRAFT PAID 1558
DRAFT PAID 1561
DEBIT/CHECK CARD TRANSACT IEVBASE4189
GIANT FOOD STORES 1263 ENOL
DEBIT/CHECK CARD TRANSACT IEVBASE9177
GIANT FOOD STORES 1263 ENOL
DRAFT PAID 1556
DRAFT PAID 1560
D,RAUI'~HI.~_ ~
DRAFT PAID 1563
DRAFT PAID 1562
DIRECT DEPOSIT 9001312930
SOLLENBERGER COL PAYROLL
DEBIT/CHECK CARD TRANSACT IEZYOl 4749
FRANKLYN STUDIO CAMP HILL P
DRAFT PAID 1559
DRAFT PAID 1565
DRAFT PAID 1564
DEBIT/CHECK CARD TRANSACT IEVBASE9613
US AIRWAYS, 0371083607 6PHIL
DRAFT PAID 1566
.4." _nL ~"Ilf
IEIECONTINUEDIEIE
TOTAL DIVIDEND TW. TO-DATE
lor ........ uapllllA.
1lIvidonds",-." 810 or_h~_bo
!.IPII:l!Id III thIlO...... R..... ......
tar eNs...... YO".
P
P
-11
-2
-8
-20
-18
DELPH I
-13
TOTAL FINANCE CHARGE TW. TO.DATE
lor . loans.
NOTICE: ' Sa /I\'IIU Ildo "" iooptrlantln,.,.,dGn.
0712274
f~k~bt t J
PAGE 1
STATUS REPORT FOR ERIEFLEX UNIVERSAL LIFE POLICY 00000811391
ON INSURED: STEVEN E. MOSER
SUMMARY OF POLICY INFORMATION AS OF 09/18/2005:
1. POLICY COVERAGES ARE:
ISSUE DEATH BENEFIT SPECIFIED
DESCRIPTION AGE OPTION BENEFIT AMOUNT
----------- ------ --------------
BASIC POLICY BENEFIT 29 LEVEL 100000.00
WAIVER OF PREMIUM RIDER 29 42.50
2. POLICY VALUES ARE: 09/18/2004 09/18/2005
ACCOUNT VALUE 13831. 77 14959.70
SURRENDER CHARGE .00 .00
SURRENDER VALUE 13831. 77 14959.70
OUTSTANDING LOAN .00 .00
NET SURRENDER VALUE 13831.77 14959.70
3. THE CURRENT INTEREST RATE IS 4.7507.. OUTSTANDING LOANS
ARE CREDITED AT 5.0007.. INTEREST IS CREDITED TO YOUR
ACCOUNT FROM THE DATE OF RECEIPT OF EACH PAYMENT.
4. THE CURRENT STANDARD MONTHLY MORTALITY RISK CHARGE PER 1000
IS .27000.
5. THE CURRENT MONTHLY EXPENSE CHARGE IS $4.50.
0004050
~xt.r),;f I<
Kelley Blue Book - Trade-In Pricing Report - Toyota, Carmy
Page 1 of3
.~!!!~::
'c;
j"
.80ye
,....u:
<'\1"
,..,
".<lif;">,
USED CARS
Home. > ,U.s,e.!tCar:s. > 19.9.6. > IQy..ota. > QlmIY > l.E..s.e.d.an.A.Q. > Equipment
1998 Toyota Camry LE Sedan 40
. Print This Page
> Trade-In Value
. Private Party Value
,^ Suggested Retail Value
, Photo Gallery
Review
Free CARFAX Record Check
N' Auto Loan from 5.89% APR
Compare Insurance Rates
~' Payment Calculator
SELL YOUR USE 0 CAR
on Blue Book Classlfieds'"
Reach millions of shoppers on
kbb.com, Cars.com, and other
popular sites.
...
AUSEOCAR
on Blue Book Classlfleds'"
Toyota
Carnry
30 Miles or less
ZIP Code 117110 I
To View Ads, Click ...
BLUE BOOK- TRADE-IN VALUE. UJHAT" THIS,
Condition
Value
~adv
-aT
http://www.kbb.com/kb/ki.dll/kw.kc.ucp?kbb.P A;;P A043;& 1711 0&;443479&;;uct;&9;TO... 6/27/2006
Excellent
$3,275
il.IJJHAT'S THIS,
Good
$2,860
(Selected)
;. WHAT':::: THIS?
Fair
$2,165
...lJ.IHf'lT'$' THIS?
NEXT STEPS:
0. Get Pricing on New Vehicles
o Sell Your Sedan
Vehicle Details
Engine: 4-Cyl. 2.2 Liter
Transmission: Automatic
Drivetrain: FWD
Mileage: 140,000
Selected Standard Equipment
Air Conditioning Power Door Locks
Power Steering Tilt Wheel
Power WIndows Cruise Control
o Cbjmge_~guJpment
AM/FM Stereo
Dual Front Air Bags
ABS (4-Wheei)
Selected Optional Equipment
Single Compact Disc
Blue Book Trade-In Value
Trade-In Value Is what consumers can expect to receive from a dealer for a
trade-In vehicle assuming an accurate appraisal of condition. This value will
likely be less than the Private Party Value because the reselling dealer incurs
the cost of safety Inspections, recondItioning and other costs of doing
business.
Vehicle Condition Ratings
o Check Vehicle Title HistorY
Kelley Blue Book - Trade-In Pricing Report - Toyota, Camry
FIND THE RIGHT CAR
Compare Used V5. New
Under $5,000
Both New and Used
Sedan
To View List, Click
View Another Vehicle
Select Year...
Or Search by Category
~ Or Change ZIP Code
Excellent
CK''ll:-..:.... $3,275
"Excellent" condition means that the vehicle looks new, is in excellent
mechanical condition and needs no reconditioning. This vehicle has never
had any paint or body work and Is free of rust. The vehicle has a clean
title history and will pass a smog and safety inspection. The engine
compartment is clean, with no fluid leaks and is free of any wear or visible
defects. The vehicle also has complete and verifiable service records. Less
than 5% of all used vehicles faUloto this category.
m
Good (Selected)
OCOOJ $2,860
"Good" condition means that the vehicle Is free of any major defects. This
vehicle has a clean title history, the paint, body and Interior have only
minor (if any) blemishes, and there are no major mechanical problems.
There should be little or no rust on this vehicle. The tires match and have
substantial tread wear left. A "good" vehicle will need some reconditioning
to be sold at retail. Most consumer owned vehicles falllnto this category.
Page 2 of3
http://www.kbb.com/kb/ki.dll/kw.kc.ucp?kbb.P A;;P A043;& 1711 0&443479&;uct;&9;TO;E3 6/27/2006
..
Fair
DDC:I~,,::ii $2,165
"Fair" condition means that the vehicle has some mechanical or cosmetic
defects and needs servicing but is stili in reasonable running condition. This
vehicle has a clean title history, the paint, body and/or Interior need work
performed by a professional. The tires may need to be replaced. There may
be some repairable rust damage,
Poor
cr%",,] N/A
"Poor" condition means that the vehicle has severe mechanical and/or
cosmetic defects and Is In poor running condition. The vehicle may have
problems that cannot be readily fixed such as a damaged frame or a
rusted-through body. A vehicle with a branded title (salvage, flood, etc.) or
unsubstantiated mileage is considered "poor." A vehicle in poor condition
may require an independent appraisal to determine Its value.
* Pennsylvania 06/27/2006
Accurate Condition Appraisal I) Chance Condition
Accurately appraising the condition of a vehicle is an Important aspect in
determining Its Blue Book value. Taking our 16 question condition quiz will
ensure you know the correct condition rating.
NEXT STEPS:
I) Get Pricing on New Vehicles
I) Sell Your Sedan
@2006KelleyBlue Book Co., Inc. All rights reserved. May-]un 2006 EditIon. The
specific informatlon required to determine the value for this particular vehicle was
suppfled by the person generating this report. Vehicle valuations are opinions and may
vafY from vehicle to vehicle. Actual valuations will vary based upon market conditions,
specifications, vehicle condition or other particular circumstances pertInent to this
particular vehicle or the transaction or the parties to the transaction. This report Is
intended for the IndivIdual use of the person generating this report only and shall not
be sold or transmItted to another party. Kelley Blue Book assumes no responSibility for
errors or omissions. (v. 06058)
Kelley Blue Book - Private Party Pricing Report - Toyota, Camry
Page I of2
-~~
,,,
I". , fi'" lV;', , , ", , hU
~J1o~11 ~ ~nowif'''<J".)!oI'' ~,.I.', Tf"'~~-~'
USED CAIUl
~EV E\',S 8. '<.ATINGS ADVICE FINANCING 6. N;)'U:;:P~CE
Q F... Doll.' Price QuoIo Q liooldl ~ car Lilllngo (
BLUE BOOK PRIVATE PARTlIEPORT
Pennsylvania' August 6, 2004
..II
, ,
i.fl _w
";.;:..1.......,,
Segr~.h L,istingsforTbisCar
L.istYQJJLCarfoLSale Online
!3YLa New Car
Free Record Check
A1LtQJ..oansfroJJLJ,.9.5.%..A.LR
Insurance Ouote.
"rinl."FQLSale~'Sjgn
I'c:tYffientCaJJ;.y\<ItoI
t\:Id Oilallt
lJl~pend(l!ii
1998 Toyota Camry LE Sedan 40
Engine: 4-Cyl. 2.2 Liter
Trans: Automatic
Drive: Front Wheel Drive
Mileage: 120,000
'.';0;) Tr,',,'II! ,)
,.1., '-' ," ~, u
,IS. tlllCk
it,. \' "'j C
did' ',)1 ( .
GET
Equipment
Air Conditioning
Power Steering
Power Windows
Power Door Locks
Tilt Wheel
Cruise Control
AM/FM Stereo
Single Compact Disc
Dual Front Air Bags
ABS (4-Wheel)
Consumer Rated Condition: Good
"Good" condition means that the vehicle is free of any major defects.
The paint, body and interior have only minor (if any) blemishes, and
there are no major mechanical problems. In states where rust is a
problem, this should be very minimal, and a deduction should be
made to correct it. The tires match and have substantial tread wear
left. A clean title history is assumed. A "good" vehicle will need some
reconditioning to be sold at retail; however major reconditioning
should be deducted from the value. Most recent model cars owned by
consumers fall into this category.
;;;>-
Private Party Value SeaLc,b""L.o~,a.l ListinQs forI.bJs ,.,J $5,175
Private Party value represents what you might expect to pa a us a
when purchasing from a private party. It may also represent the val u'
might expect to receive when selling your own used car to another private
party.
GgtJLUs.e.Q Car Trade-In Value
~et1nvoi~_e_~_l1.S.RP Jm__New Cars
GetjLP.erson~Person_AYtQJ,,-Q.~n
http://www.kbb.comlkblki.dlllkw.kc.ur?kbb.P A;363896;P A041 & 170 13;+P&722;Toyota; 19... 8/6/2004
Kelley Blue Book - Private Party Pricing Report - Toyota, Camry
Page 2 of2
j BLUE .OOK VALue
FEEDBACK
Copyright @ 2004 by Kelley Blue Book Co., All Rights Reserved. Jul-Aug 2004 Edition. The specific
information required to determine the value for this particular vehicle was supplied by the person
generating this report. Vehicle valuations are opinions and may vary from vehicle to vehicle. Actual
valuations will vary based upon market conditions, specifications, vehicle condition or other
particular circumstances pertinent to this particular vehicle or the transaction or the parties to the
transaction. This report Is intended for the individual use of the person generating this report only
and shall not be sold or transmitted to another party. Kelley Blue Book assumes no responsibility
for errors or omissions.(v.0407S)
http://www.kbb.com/kb/ki.dl1/kw.kc.ur?kbb.PA;363896;PA041&170 13 ;+p&722;Toyota; 19... 8/6/2004
E ><:JUb, + '--
Kelley Blue Book - Trade-In Pricing Report - Honda, Accord
.
Page 1 00
.~!'~
lil Quick Dealer Price Quote 0. Search Used Car Listings C Lis
USED CARS
,tj,Qme > U::i,gd..~.ar~. > 2.O.Q1 > H.9Jlcta. > ~. >!.XS.ed~.!L4Q > Equipment
.. Print This Page
2001 Honda Accord LX Sedan 40
-adv
. Trade-In Value
, Private Party Value
, Suggested Retail Value
, Photo Gallery
, Review
.. Shopping Tools
Free CARFAX Record Check
Auto loan from 5.89% APR
J>' Compare Insurance Rates
Payment Calculator
SEll YOUR USED CAR
on Blue Book Classlfieds™
Reach millions of shoppers on
kbb.com, Cars.com, and other
popular sites.
Find out more,
Click
-
BUY A USED CAR
on Blue Book CIBsslfleds™
Honda
Accord
30 Miles or less
i ZIP Code 1171101
To View Ads, Click _
'w~__~_,_.m...~~,'~"_"__,_,~,__,,~_,,,,_,~,_w_._,__~.___~~"~__.,____,_,,_,.,w.,m~_,,_,,_.,_,,_,,,
BWE BOOK'" TRADE-IN VALUE, "-'HAT" lHIS?
IlIiI More Photos
NEXT STEPS:
Condition
Value
Excellent $9,300
Jo.WHAT'$ THIS,
Good $8,670
J.. WHAT'S THIS? (Selected)
Fair $7,570
.lJ.lHl'lT'$ THIS? -at
0. C.bange_L:.Qll!llID.eJJt
Selected Standard Equipment
Air Conditioning Power Door Locks
Power Steering Tilt Wheel
Power Windows Cruise Control
""'~~_~_-"""~"m~'_'''''=~'''''_~''''''W_'''''''''~M~~_"
0< Get Pricing on New Vehicles
0< Sell Your Sedan
AM/FM Stereo
Dual Front Air Bags
Moon Roof
Trade-In Value Is what consumers can expect to receive from a dealer for a
trade-In vehicle assuming an accurate appraisal of condition. This value will
likely be less than the Private Party Value because the reselling dealer Incurs
the cost of safety Inspections, reconditioning and other costs of doing
business.
0< Check Vehicle Title History
http://www.kbb.com/kblki.dll/kw.kc.ucp?kbb.PA;;PA043;&1 71 1 0&;648926&;;uct;&6;H...
Vehicle Details
Engine:
Transmission:
Drivetrain:
Mileage:
4-Cyl. 2.3L VTEC
Automatic
FWD
55,000
Selected Optional Equipment
Multi Compact Disc
Blue Book Trade-In Value
Vehicle Condition Ratings
6/27/2006
Kelley Blue Book - Trade-In Pricing Report - Honda, Accord
, .
FIND THE RIGHT CAR
Compare Used VI. New
$5,000 to $10,000
Both New and Used
Sedan
To View List, Click
View Another Vehicle
Select Year...
Select Hake..,
Select Model".
fr Or Search by Category
f Or Change ZIP Code
-
-
Excellent
DtXXJD $9,300
"Excellent" condition means that the vehicle looks new, is in excellent
mechanical condition and needs no reconditioning. This vehicle has never
had any paint or body work and is free of rust. The vehicle has a clean
title history and will pass a smog and safety inspection, The engine
compartment is clean, with no fluid leaks and is free of any wear or visible
defects, The vehicle also has complete and verifiable service records. Less
than 50/0 of all used vehicles fall Into this category.
Page 2 of3
http://www.kbb.com/kb/ki.dlllkw.kc.ucp?kbb.P A;;P A043;& 171 I 0&648926&;uct;&6;HO;... 6/27/2006
Good (Selected)
(.p--.a":~ $8,670
"Good" condition means that the vehicle is free of any major defects. This
vehicle has a clean title history, the paint, body and Interior have only
minor (If any) blemishes, and there are no major mechanical problems.
There should be little or no rust on this vehicle. The tires match and have
substantial tread wear left. A "good" vehicle wlll need some reconditioning
to be sold at retail. Most consumer owned vehicles fall into this category.
Fair
rXXJ!':1Ii::~ $7,570
"Fair" condition means that the vehicle has some mechanical or cosmetic
defects and needs serviCing but Is stili in reasonable running condition. This
vehicle has a clean title history, the paint, body and/or Jnterlor need work
performed by a professional. The tires may need to be replaced. There may
be some repairable rust damage.
Poor
D':,'I':Ir.'I'.:i Nt A
"Poor" condition means that the vehicle has severe mechanical and/or
cosmetic defects and Is In poor running condition. The vehicle may have
problems that cannot be readily fixed suCh as a damaged frame or a
rusted-through body. A vehicle wIth a branded tltie (salvage, flood, etc.) or
unsubstantiated mileage Is considered "poor." A vehicle in poor condition
may require an independent appraisal to determine its vaiue.
. Pennsylvania 06/27/2006
Accurate Condition Appraisal 0 Change Condition
Accurately appraising the condition of a vehicle is an Important aspect in
determining its Blue Book value. Taking our 16 question condition quiz will
ensure you know the correct condition rating.
NEXT STEPS:
(I Get Pricing on New Vehicles
(I Sell Your Sedan
@ 2006 Kelley Blue Book Co., Inc. All rights reserved. MaYM}un 2006 Edition. The
specific Information requIred to determine the value for thIs particular vehIcle was
supplied by the person generating thIs report. Vehicle valuations are opinions and may
vary from vehicle to vehicle. Actual valuations will vary based upon market conditions,
speCifications, vehicfe condition or other particular c;,r:umst8f1ce5 pertinent to this
partfcular vehicle or the transaction or the parties to the transaction. This report is
Intended for the Individual use of the person generating this report only and shall not
be sold or transmitted to another party. Kelley Blue Book assumes no responsIbility for
errors or om/ssions. (v. 060SB)
Kelley Blue Book - Private Party Pricing Report - Honda, Accord
. .
Page 1 of2
-~~~
, ..' f '1 _ /1 , ()SfI
- -- ~--
KnowJedg,pdhie SdJ~~t. Te-anl 1_
unD CAIS
REVJEl"iS & ~ATlNGS ADVICE FINANCING a. NSU;;:A~[E
Q FreellHle' Polce QuoIa 0 _ ~ Car LiIIIlng. (
BLUE BOOK PRIVATE PARTY REPORT
Pennsylvania' August 6, 2004
,',
.a'
$J~JmtLListing!iJorTl'1i~.r:_ilJ
jJ.~tY9.YL~j,j.[EoLSal~ Qnnne
6!.l.ya..N.e........r:.a r
Free Record Check
A.Y.to_l"oiill~Jrom.3,95% _APR
Insurance Quote
f'rlnt..."Eor.S_c:lle"..5.igo
f'J'lymentCaJ!:ylator
-~f!i'"
'.thd.
WI
2001 Honda Accord LX Sedan 40
Engine: 4-Cyl. 2.3L VTEC
Trans: Automatic
Drive: Front Wheel Drive
Mileage: 35,000
~
Your COIr.'
Equipment
Air Conditioning
Power Steering
Power Windows
Power Door Locks
Tilt Wheel Dual Front Air Bags
Cruise Control Moon Roof
AMJFM Stereo
Multi Compact Disc
--~
QrnbU11po: .I,::,~ '_0
Consumer Rated Condition: Excellent
"Excellent" condition means that the vehicle looks great, is in
excellent mechanical condition and needs no reconditioning. It should
pass a smog inspection. The engine compartment should be clean,
with no fluid leaks. The paint is glossy and the body and interior are
free of any wear or visible defects. There is no rust. The tires are the
proper size and match and are new or nearly new. A clean title
l'1i~tQl'Y is assumed. This is an exceptional vehicle.
lIIIl'",oR"W!~~
"
\
Private Party Value SeMc:ILl"Qci!ll"i!;tingsJ9LTl'1iL r $13,3951
Private Party value represents what you might expect to pay r a u~ed .
when purChasing from a private party. It may also represent t 0
might expect to receive when selling your own used car to another . e
party.
Get a Used Car Tr;;lde-In Value
G~Lln\(9jJ;gJ~"-.MSRP__.9J1J~~gW ..Ca r_~
Get a Per~Person Auto Loan
BlUE 800K VALUE
FEEDBACK
http://www.kbb.comlkblki.dlllkw.kc.ur?kbb.PA;944849;P A041 &;sed+p&903 ;Honda;200 1... 8/6/2004
Kelley Blue Book - Private Party Pricing Report - Honda, Accord
. .
Copyright @ 2004 by Kelley Blue Book Co., All Rights Reserved. Jul-Aug 2004 Edition. The specific
Information required to determine the value for this particular vehicle was supplied by the person
generating this report. Vehicle valuations are opinions and may vary from vehicle to vehicle. Actual
valuations will vary based upon market conditions, specifications, vehicle condition or other
particular circumstances pertinent to this particular vehicle or the transaction or the parties to the
transaction. This report is intended for the Individual use of the person generating this report only
and shall not be sold or transmitted to another party. Kelley Blue Book assumes no responsibility
for errors or omissions.(v.0407S)
http://www.kbb.comlkb/ki.dll/kw.kc.ur?kbb.P A;944849;P A041 &sed+p&903;Honda;200 1 ...
Page 2 of2
8/6/2004
(")
c
;:r.~_~f
-7: '
(t)
.~
>:
..
,...,
=
=
""
"..
C"
0~
N
~
:r
n1::!l
r-
""Om
;u9
'~J(.I..
~1}Ti
,...C)
::-s..m
;g
.n
-<
-0
::::t:
t,..)
N
u:>
a'
Cara A. Boyanowski, Esquire
SERRATELLI SCHIFFMAN BROWN & CALHOON
2080 Linglestown Road
Suite 201
Harrisburg, P A 17110
(717) 540-9170 (telephone)
(717) 540-5481 (facsimile)
cbovanowski(qlssbc-Iaw.com
Attorney for Plaintiff, Susan Q. Moser
SUSAN Q. MOSER.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
:CUMBERLANDCOUNT~PENNSYLVAMA
: CIVIL ACTION - LAW
v,
: NO. 04-3988 CIVIL TERM
STEVEN E. MOSER,
Defendant
: IN DIVORCE
INCOME AND EXPENSE STATEMENT
UNDER RULE 1920.31
I hereby file the Statement ofIncome and Expenses required under Rule 1920.31 and verify
that the infonnation therein contained is true and correct to the best of my knowledge, infonnation
and belief.
I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A.
g4904, relating to unsworn falsification to authorities.
Date:
S/2Z-Jexo
BY:~~ Q~
Susan Q. Moser, Plaintiff
INCOME AND EXPENSE STATEMENT
OF
SUSAN O. MOSER
INCOME
FULL TIME:
Employer: Sollenberger Colon & Rectal Surgery, Ltd
Address: 1511 N. Front Street
Harrisburg, PA 17102
Type of Work: Schedule Secretary
Pay Period: Bi-weekly
Gross Pay Per Pay Period: $962.50
Itemized Payroll Deductions:
Federal Withholding
$106.29
Social Security
$59.68
Local Wage Tax
$15.40
State Income Tax
$29.55
Medicare
$13.96
SUI
$ .87
Heal1h Insurance
$20.00
Retirement
$57.75
Net Pay Per Pay Period
$659.00
PARTTlME/ONLY AS FILL IN:
Employer: Visaggio's Restaurant
Address: 6990 Wertzville Road
Enola, P A
Type of Work: Bartender
Gross Pay Per Pay Period: Annual gross income for 2005: $1,373.04
To-date gross income for 2006: $ 86.08
OTHER INCOME:
MONTHLY
Spousal support
$1,422.00
TOTAL INCOME PER MONTH $2,849.83
HOME:
Rent
Utilities:
Electric
Gas/Oil
Sewer
Telephone
Cellular TelephonelPager
Water
Cable Television
and Internet fee
Trash
TAXES
Personal
INSURANCE:
Renters
Automobile
AUTOMOBILES:
Fuel
Repairs
Oil Changes
EXPENSES
MONTHLY
$610.00
$ 39.56
$103.16
Included in rental charge
$ 60.88
$ 51.65
$ 23.11
$ 91.32
Included in rental charge
$ 1.00 ($10.00 per year)
$ 7.33 ($88.00 per year)
$ 58.41 ($701.00 per year)
$200.00
$ 56.71
$ 22.59
Car Registration/Inspection fee $ 5.00
MEDICAL;
Counseling Services $ 25.00
Doctor $ 3.00
Dentist $ 20.00
Medicine $ 45.00
PERSONAL:
Clothing $ 50.00
Food $200.00
Lunch Money (work) $ 40.00
Hairdresser $120.00
Make-Up/Toiletries $ 30.00
Charge Card $210.00
Memberships $ 35.00
MISCELLANEOUS:
PaperslBooksfMagazines $ 8.00
Entertainment $ 50.00
Vacation $100.00
Gifts $100.00
Legal Fees $250.00
Charitable Contributions $ 8.00
Veterinarian
Pet Food
Storage
TOTAL MONTHLY EXPENSES
$126.80
$ 25.00
$ 38.48 ($461.76 per year)
$2,815.00
,v '1, ~""'" ," "." r:r:--~L I" _,:,~"'~,~:)~IIJ.f:--";W='~~~~~~,~~,1:,~;~~YJ?,:,,- ,:t"r ~,.-"",',: ~N 1R~~r7""'Tr,1-:.:~"~:~-7"!::--.'~i"':;":~;'.JJI~~ '~~m~
~ ,,- 'l'~/'" "-,,,,,"'~~., }l"'''''h'';;';'''~''i,'~a:1 "':':/.J-:::;";;",;"";~,,,;,,,j'fj;>1"/"',;.:\,~i' '<(',J ",: .~~ ;,."~"" ~ ~ ~/ 1>""" ~ '\ ~ y~ ?i "#' ,~/" '/ ?" , '"
, ,i)ULLfNBER~ ~~LqN(lt'l!~Cr~I.1H7p't)-OOOl~d i\" \\\ i: tl:' \;",;\J
\" %. ~ ~URGfRY LhD'~ ,~.~ .; J%, 1,,; y~, \, } r~ '; ~ 1 /;\ "b l\",(; ',~ "o-ch62~ '~ ;;
, " 151HI Fit NI,STREeT ,,',' \ ",< if \.," ,<; . '," /' ',' " ""',',433 \ \,,/
\~."., .;'HARR1~94P,~),,,,,}ll,Q~'~i~~;l'; '",,,,,,p/ , 'yY ~::;'\W~:.!i<"I/.~,~:/7 "."""",.(_", ,:~;:; ""l<> " ,;/,"",,//,'/'
,/ -'. '/ -, -/ " ,::;;::'~"" ,"," i' ~ '~'i".l";;"'- ~' , ," '''~,
"'!( ....\\ ii" \' \ (j(p ',"'('~
" ~ '; ::::
"
"."c:
~, '<
";;","\' ""';;;>.~
"
',~
~
;1
t
oEPoS ir AMOuNT.
**~'1"**::659.,OO;: ~1 <:'
"?'
i',
~'
PAnO THE
ORDER OF
SUSAN Q MOSER
4172 ANTELOPE COURT APT 108
MECHANICSBURG PA 17050
VoIR,. AFTE~,!a~' day~
""-/,"': /".'"--,,.
**vHr~*~
,
I
!
i
~:
~NC BANK
JEANNETTE.PA
"': ,(<",: , ,,:':": ,;,','<~,. "'" ,:,,; "';<__', "';:"';":'-'-:';."" ,,;.; :''-''. ,;':"-Y'~;, ,,', ii'" ;;'"
~'VOIO"~'THIS IS NOTACHEtK'~"vbIb~"HH!S; IS" NOT A oiECK~""
" ',':'-
" _',' ,,: ,'c.
oEPOSlTACCOUMT
9006666804 .
" """"
J/ '';-
. " ,--' ~ ",",'\0,
No~ Negoiiablf{**
,
.,J
i,"
\. \,
~51rD.~S)
~,> ". , "
'""","
. .._.._............II_II...R'....n.....III...".........."II!IIIIM.IlI...II..m...........a_.._..R...."'_n'........._.......~_III~....IIIR1....rlRl1nn.
.1t-FowANDR~O~-------------------------------------------------------Fo~-AAD~M~E-1f
YOUR BANKING
EARNINGS HOURS RA TE AMOUNT Y70 AMOUNT
ITEM
NET
AMOUNT DEPOSIT TO ACCT #
659.00 0006666804
REGULAR
77.00 12.500
962.50
TOTAL EARNINGS
962.50
9500.02
EMPLOYER INfOHMA nON
FlUNG STATUS TAX TYPE AMOUNT Y70 AMOUNT
SOLLENBERGER COLON & RECTAL
SURGERY LTO
1511 N FRONT STREET
HARRISBURG.PA ]7102-2523
S 00
SOD
1.6%
SOC SEC
MEOICAAE
FEDERAL
PA
SUI
HRSBG
59.68
13.96
106.29
29.55
.87
15.40
589.01
137.77
]045.27
291. 66
8.57
152.00
PAY PERIOD 04/23/06 TO 05/06/06
CHECK DATE 05/11/06 CHECK # 2906900997
TOTAL WITHHOLolNGS
225.75
2224.28
PERSONAL INFORI'vIATION
ADJUSTMENTS AMOUNT YTO AMOUNT
SUSAN 0 MOSER
4172 ANTELOPE COURT APT 108
MECHANICSBURG PA ]7050
SS# XXX-XX-I45] EMPL# 000015 DEPT# 000]00
HEALTH
401 K
SIC USED
20.00 -
57.75 .
]95.00 -
570.02 -
10.00
TOTAL ADJUSTMENTS
77.75-
Payrolls by Paychex, Inc,
0028 9760 0007 000]00
NET PAY
659.00
6510.72
VISAGGIO'S
386 Moser, Susan Q.
Payday: 05/03/2006
Hours Worked
Bart~pt. B.OO '\~
W4: M-OO PA: M-OO 516-04-1451
Pay Period From: 04/17/2006 To: 04/30/2006
Earnings
Wages Type Amo!lr.!s
Adjusted Gross
Net Pay:
47.68
42.05
?!O
FlCATfl
FICA Me
Federal
PA Sute
Local
SUI
86.0B
** **
Deductions
AIl}!%
0.69
0.00
1.46
0.4B
0.04
YTp. 34
1.25
0.00
2.64
0.86
0.07
Memo
Type Amt.
No. 13331
Voluntary Adjustments
Type Amt. To Date
~"~"V~'I1''lil_' , '~~.,..,..""
'W '~,' > t\~ ",,' ~" . , 'i~.*i:t~'lh"M
t~ t\:' "p',;: ~,,'~~~::~-,t.. ~ ~1li J", dt., ,: .,,,",.,:u _"~r, ~i/;H~1$t~
Form
1040
Label
UsethelRS
labet.
Otherwise,
please print
or type.
Presldentia'
ElecdonCampalgn ... Check here if au or our ouseiffilin
Filing Status 1 X Single
2 Married filing jointly (eve
Check only 3 Married fHlng separately.
one box. ...
OMBNo, 1545-0074
Your soclalll8curlty number
516-04-1451
Spouse's social security number
'Department 01 the Treasury. Internal Revenue Service
U.S. Individual Income Tax Return
0)anO' 'S.
rb'1o.ij
"
I.
9
Forthe 811.rJa ,1-080.31 2005 orothertax serbs In In
2005 endln
20
SUSAN Q MOSER
4172 ANTELOPE COURT APT. 108
MECHANICS BURG , PA 17050
.
6a X Youree". If sorneon
Exemptions b
use .
c Dependents:
1 Firstname Last name
22 Add the amounts in the far ri ht column for lines 7 throu
23 Educator expenses{aee page 29)
24 Certain business expenses of
f9& basisgovemmentofficials
25 Health savings8ccountdedu
26 Moving expenses. Attach Fa
27 One- half of self. employmen . Attach S ,
28 Self. employed SEP, SIMPLE, and qualified plans
29 Self. employed heallhinsurancededucticn (_page30)
30 Penalty on early withd rawal of savings.
31a Alimony paid b Recipienfs SSN ~
32 IRA deduction (seepage3t)
33 SwdentJoan interest deduction (see page 33)
34 Tuition and fees deduction (aee page 34) .
35 Domestic production activities deduction. Attach Form 8903
36 Add lines 23 through 31aand 32 through 35 .
37 Subtract line 36 from line 22. This is our ad ustecl rosalncom.
For D1aclosure, Privacy Act, and Paperwork Reduction Act Notice, He page 78.
It more than tour
dependents,
see page 19.
Income
Attach Form(.)
W-2here.A1ao
attach Forms
W-2Gand
1099- Rlftax
WIS withheld.
Ilyou did not
geta W. 2,
seepage22.
Enclose, butdo
not attach, any
payment. Also,
please use
Form 1040- V.
Adjusted
Gross
Income
KBA
(2) Dependenfs
cial security numbe
(3) Dependenfs
relationship to
ou
d Totalnumberotexem tionsc
7 Wages, salaries, tips, e
8. Taxable Interest. Attach
b Tlx- exempt interest. Do
9a Ordinary dividends. Attach Schedule B if required
b Qualified dlvldends(seepage23) . 9b
10 Taxable refunds, credits, or offsetsot state and local Income taxes (see page 23) .
11 Alimony received
12 BusinesslncomeorOoss).AttachScheduleCorC-EZ.
13 Capital gain/(Ioss). Attach Sch D. [f not required check here
14 Other gains or .7 .
15a iRAdistributio
16. Pensionsan
17 Rental real
18 Farm incom e F .
19 Unemployment compensation . . .
20. Socialseouritybenefits . . ~ '" b ;'ax~bl~a~t
21 Other income. Ust type and amount (see page 29)
10
11
12
13
14
15b
16b
17
18
19
20b
~
28
29
30
31a
32
33
34
35
~
1040120051 FD1040-1Vl.25
~crm Sott~a . Copyright 1996. 2005 H&A Block Tax Services, Inc.
..
.
Dependenls
on6cnol
emered ebove -
Add numb ere
:bl~:s ...
25 071.
17 064.
42 135.
42 135.
Form 1040 (2005)
Form 1040 2005
Tax and
Credits
Standard b
Deduction
for..
. People who 40
checked any 41
box on line 42
398 or 39b or
who can be
claimed as a 43
dependent, 44
see page 36. 45
. All others: 46
Single or 47
MarrIed filing 46
separately,
$5,000 49
Marrfed111lng 50
jolnllyor
Qualifying 51
wldow(er),
$10,000 52
Head of 53
hOUlehold,
$7,300 54
55
56
57
Other 56
Taxes 59
60
61
62
63
Payments 64
If you have a 65
qualifying 66a
child, attach b
Schedule EIC.
Refund
Direcldeposlt?
SeepageS9
and fill In 73b,
73c, and 73<1.
Amount
You Owe
Third Party
Designee
Sign
Here
Joint retum?
Seepage 17.
Keep acopyfor
our records.
Paid
Preparer's
Use Only
If line 71 is more than line 63, subtract line 63 from line 71. This is the amount you overpaid
Amount of line 72 you want refunded to you .
Routing number ... c T
Accountnumber
Amountofline72 cuwant.
Amount you owe. Subtract Ii
Estimated tax enal see
00 you want to allow another perso Yes. Complete the following. No
Designee's name Phone no. PersonallDnumber
~ HR BLOCK ~ (717) 732-0766 (PINI~136877
Under penaltlee of perJury, I dltclerethatl h...... .xamined this r.turn and ecoompanying schedules and statements, and to the beet 01 my knowledge and
belle', they are true, correct, and complete, Declaration of preparer (other than taxpayer) is baaed on all Information of whIch preparer has any knowledge.
~Yoursignature Date Your occupation Daytime phone number
For Info Onl -Do not file R SCHEDULER
Spouse'ssignature.lfajolntretum, both must sign. Date Spouse'soccupation
For Info Onl -Do not file
Preparer's
signature
Firm's name (or
yours If self- em
HOSER
Amountfrom line 37 (adjusted gross income) . . 0 0 oao . 0 . 0 0 .
Check {B YouwerebombeforeJanuary2,1941, Blind. } Total boxes
if: Spouse was bom beforeJanuary2, 1941, Blind. checked'" 39a
If your spouse Itemizes on IIseperate return or you were a dual. status allen, see pg 35 & check here ... 39b
Itemized deductions (from Schedule A) or your standard deduction (see left margin) 0
Subtract line 40 from line 38
If line 38 isover$109,475, oryou provided housing to a person displaced by Hurricane Katrina,
see page 37. Otherwise, multiply $3,200 by the total number of exemptions claimed on line 6d
Taxable Incomeo Subtract line 42 from line 41.lfline 42 ismore than Iine41, enter- 0-
Tax. Check ifany lax isfrom: aO Form(s)8814 bO Form4972
Alternative minimum ta
Add lines44and 45 .
Foreign tax credit. Atta
Creditforchild and dep
Creditforthe eldertyorth
Education credits. Attach Form 8863 50
Retirement savings contributions credit. Attach Form 8880 51
Chlid lax credil (see page41). Attach Form 8901 if required 52
Adoption credit. Attach Form 8839 0 . . . . . . 53
Credits from: a 0 Form 8396 b 0 Form 8859 0 54
Other credits. Check ap licable box(es): a D Form 3800
b 0 Form 8801 c
8 329.
33,806.
42 3,200.
43 30,606.
44 4,321.
45
~ 46 4 321.
Add lines 47 through 65. Th
Subtract line 56 from lin
Self. employment lax. A . .
SoclalsecUrityandMedl~' tip' men p x'lo ttachForm4137.
Additional tax on IRAs, other qualified retirement plans, etc. Attach Form 5329 if required
Advanceeamed Income credit payments from Form(s) W-2
Household employment taxes. Attach Schedule H
~
4,321.
4 321.
2,771.
Preparer'sSSN or PTIN
P00334261
EIN 25-1820203
Phonenc. 717 732-0766
Form 1040 (2OOS)
104012005\ f,D1040-2V1.25
Form Softwafe Copyright 1996. 2005 H&A Block ax Servlces,lnc.
Form 2210
**PO NOT FILE**
Underpayment of
Estimated Tax by Individuals, Estates, and Trusts
.. See aeparate Instructions.
~ Altach 10 Form 104O,104OA, l040NR, 104ONR-EZ,orl041.
OMS No. 1545.0140
0;)(,0'105
~~" .
Attachment 06
S uence No.
Identifying number
516-04-1451
Department of IheTrealSury
Internal Revenue Service
Name(s) shown on tax return
SUSAN MOSER
Do You Have To File Form 2210?
Yes
r Do not file Form 2210. You do nolowea penalty.
J'we a penalty. Do notftle Form 2210 (but
w applies, you must file page 1 of
10 below.
Doeabox B,C, orDapply?
No
I You must figure your penalty.
Do "otfll8 Form 2210. You are not required to figure
your penalty becausethe IRS willflgure itand send
youablllforanyunpald amount. lfyouwanttoflgure
It, you may use Part III or Part IV asa work
enter your penalty amount on your tax
do notftle Form 2210.
You are not required to figure your penalty because
the IRS will figure itand send you a bill for any unpaid
amount. If you want to figure it, you may use Part III
Pa aworksheetand enteryourpenalty
n your tax return, butllle onty page 1 of
10.
ment a n
1 Enteryour2005 tax after credits from Form 1040, line 57 (or corn parable line of your return) .
2 Other taxes, includingself-employmenttax(seepage20fthelnstructions). . . .
3 Refundable credits. Enter the total of you reamed income credit, additional child tax credit, credit
for federal tax paid on fuels, and health coverage tax credit for eligible Individuals .
4 Current year tax. Combine lines 1, 2, and 3. If less than $1 ,000, see page 3 of the Instructions.
5 Multiplyline4 by 90% (.90) . 5
6 Withholding taxes. Do not Includ
7 Subtract line 6 from line 4, If less
a Maximum required annual pay
9 Required annual payment En
Next: Is line 9 more than line 6 . .
D No. You do not owe a penalty. Do not1lle Form 2210 unless box E below applies.
[X] Yes. You may owe a penalty, butdo not1lle Form2210unlessoneormoreboxesin Part II below applies.
. Ifbex B, C, or Dapplies, you mustfigureyourpenaltyand file Form 2210,
· IfonlyboxAorE (or both) applies, file only page 1 of Form 2210. You are not required to figure your penalty; theiRS
will figure it and send you abillforanyunpaid amount. If you want to figure yourpenaity, you may use Part III orPartlVasa
worksheet and enteryourpenaltyon your tax retum, but1lleonlypage1 of Form 2210.
'PMi1[ Reasons for Filin . Check a ot file Form 2210.
4,321.
)
4,321.
2 771.
1,550.
3 889.
A D You requestawalver (see page 2 of the inst
of Form 2210, but you are not required to fig
B D Yourequestawaiver(seepage2oftheinst reyourpenaltyandwalver
ameuntand file Form 2210.
C D Your income varied during the year and your penalty is reduced or eliminated when figured using the anl}uallzed
Income Installment method. You must figure the penalty using ScheduleAI and file Form 2210.
o 0 Yourpenaltyislowerwhen figured by treating the federal inoometaxwithheld fromyourwagesaspaid on the
datesitwasactuallywithheld, Instead of In equalamountson the payment due dates. You must figure your penalty
and file Form2210.
E 0 You filed orarefiling ajointretum forelther2004or2005, but not for both years, and Iine8 above is smalerthan
line 5 abova. You must fila page 1 of Form 2210, but you are not required to figure your penalty (unlass box B,C,
orDaDDliesl.
KBA For Paperwork Reduction Act Notice, see page 6 of ..parate Insb'uctlons.
Form 2210 (2005)
2210/2005\ FD221D-1Vl.ll
~orm Softwefe Copyright 1996 - 2005 H&R Block tax Services, Inc.
MOSER
516-04-1451 Pa 62
You may use the short method if:
. You made no estimated tax payments (or your only payments were withheld federal income tax), or
. You paid estimated tax in equal amounts on your due dates.
~I~
You do not need to
file Form 2210 unless
you checked a box in
Part II on page 1.
You must use the regular method (Part IV) instead of the short method if:
. You made any estimated tax payments late,
. You checked boxCorDin Part II, or
. You are filing Form 1040NRor 1040NR- EZand you did notreceivewagesasan employee subject to
U. tax
N
te, you may use the short method, but using it
. method. Ifthepaymentwasonlyafewdays
11 Entertheamount, if any, from Form 2210, line 6
11
2,771.
3,889.
10 Enter the amount from Form 2210, line 9
12 Enterthetotalamount, if any, of estimated tax
13
2 771.
13 Add lines 11 and 12 .
14 Totel underpayment for year. Subtract IIn
not owe the penalty. Donolnle Form 2210
14
1,118.
15 Multipty line 14 by .04457 (use the factor shown in the Instructions II you are eligible lor hurricane relieQ .
16 . If the amount on line 14 was paid -on or after 4/15/06, enter - 0- .
. If the amount on line 14 was paid before 4/15/06, make the followIng computation to find the
amount to enteron Una 16. Amounton Numberofdayspaid
line 14 X belore4l15106 X .00019.
17 Penalty. Subtractlln6161romlln ndonFo 0,1i
1040A Iine4S' Form 1040NR lin 26'orFo 11
50.
16
o.
~ 17
50.
Form 2210 (2005)
221012005\ FD221G-2V1.11
Form $oflwafe CopyrIght 1996. 2005 H&R Block tax ServlclI8, Inc.
SCHEDULE A
(Form 1040)
Department of the Treasury
Internal RevenueServlcll 9
Name(s) shown on Form 1040
SUSAN MOSER
Medical Caution. Do not include expenses reimbursed or paid by others.
and 1 Medical and dental expenses (see page A- 2)
Dental
Expenses
Taxes You
Paid
(See
page A- 2.)
Interest
You Paid
(See
page A. 5.)
Note.
Personal
l"tarsalia
not
deductible.
Gifts to
Charity
If you made a
gift and gota
benefitforit,
eeepageA-7.
Caaually and
Thall La_a
Job Expenses
and Certain
Miscellaneous
Deductions
(See
page A- 8.)
23
24
25
26
Othar 27
Miscellaneous
Deductions
Schedule A - Itemized Deductions
~
2 Enter amount from Form 1040,line38
3 Multiply line 2 by 7.5% (.075) .
4 Subtract line 3 from line 1. If lin '
5 Slate and local (check only . ox):
I [i] Incometaxes,or .::'
b 0 General sales taxa e p~
~
6 Realestatetaxes(seepageA ~.:<-
. 2
7 Personal property taxes .
8 Other taxes. Usttypeand amount....
9 Addlines5throu he
10 Home mortgage interest and points reported to you on Form 1098
11 Home mortgage interest not rep' 1 If to th
person from whom you boug .. d
show that person's name, id
12 Points not reported to you on Form 1098. SeepageA-6forspecial rules.
13 Investment interest. Attach Form 4952lfrequlred. (SeepageA-6.)
14 Addllnes10lhrou h13
15a Total gifts by cash or check. If you made anyglftof$250
or more, seepageA- 7
VARIOUS
15b alfts by ouh or che
electtotreatuqu
16 Olherlhanbyca
eeepageA- 7. Yo
17 Carryover from p
18 Add lines 15a, 1
19
20 Unreimbursed employee expenses -lob travel, union du.., Job education, etc.
Attach Form 2106 or 2106- EZ If required. (See page A- S.) ..
21 Taxpreparationfees ,
22 Other expenses -Investment, safe
Addlines20through22 .
Enter amount from Form 1040, line 38
Multiply line 24 above by 2% (.02)
Subtract line 25 from line 23. Ifline25 Is more than line 23 enter-a-
Other- from list on page A- 9. Usttypeand amount ..
A'l''l'ORNEY FEES
28 Is Form 1 040,IIne 38, over $145,950 (over $72,975 if married filing separately)?
~ No. Your deduction isnotlimlted. Add theamountsln the far right column }
for lines 4 through 27. Also, enter this amount on Form 1040, line 40.
DYes. Your deduction maybe limited. See page A- 9fortheamountto enter.
29 If ou elect to Itemize deducllone even thou h the are less than our standard deduotlon cheok here
KBA For PapelWork Reduction Act Notice, see Form 1040 Instructions.
1040-SchAl2005\ FOA-1V1.9
Form Software'Cop-yi1ght 1996 - 2005 H&R Block tax Services, Inc.
Total
Itemized
Deductions
OMS No. 164lHXl74
~(9)05
Attachment
Se uence No. 07
Your social security number
516-04-1451
1,229.
1 229.
100.
7,000_
7 000.
Schadula A (Form 1040) 2005
-.J
0500119003
L
PA -40 - 2005
Pennsylvania Income Tax Return
ENTER ONE LETTER OR NUMBER IN EACH BOlt
Do Not Use Your Preprinted Label
516041451
MOSER
SUSAN
Q
Occupation
S
SinglelMarried, Filing Jointiy/Married,
Filing Separately! Final Return/Deceased
Date of death
4172 ANTELOPE COURT
APT 108
MECHANICSBURG
717 232 4567
18 Gross Compensation. Do not include exempt Income, such 8S combat zone pay and
qualifying retirement benefits. See the Instructions.
1a
26475
1b Unreimbursed Employee Business Expenses.
10 NetCompensatlon. Subtract Un 1
1b
o
26475
2
3
4
o
o
o
Interest Income. Complete PA
Dividend and Capital Gains DI e PASch
Net Income or Loss from the Operation ota Business, Profession, or Farm.
4
S
S
7
8
9
Net Gain or Lossfrom the Sale, Exchange, or Disposition of Property.
Net Income or Loss from Rents, Royalties, Patents, or Copyrights.
Estate orTrust Income. Complete and submit PA Schedule J.
Gambling and Lottery Winnings. Complete and SIJ I'T' f*
~ .
TotalPAT8xablelncome. Add only the positive amou"
2,3,4,S,S,7,andB.DONOTADDanyloeeesre .. . e ,0
Medical Savings Account CAunON. See the ructions. ..:th.
your Federal Income Tax return. Do not deduct medical expenses or insurance.
Adjusted PA Taxable Income. Subtract Una 10 from Una 9.
5
6
7
8
9
o
o
o
o
26475
10
10
11
o
26475
11
~
EC
Pagel 012
FC
L
0500119003
-.J
IT] D:DJ:IJ IT]
0500119003
--.l
0500219001
L
PA.4Q.2005
Social Security Number
516041451
Name(s) SUSAN Q MOSER
N
12
13
14
15
16
17
18
19a 00
19b 00
20
}'721
22
23
24
25
26
27
813
813
12 PA TaxUablllly. Multiply Une" by 3.07 percent (0.0307).
13 Total PA Tax Withheld. Seethe instructions.
14 Credit from your2004 PAlncomeTax retu
15 2005 Estimated Installment Payments.
16 2005 Extension Payment.
17 NonresidentTax Withheld from your PA Sc . NR
18 Total Estimated Paymentund Credits. Add Unes 14,15, 16, and 17.
o
o
o
o
o
Tax Forgiveness Credit.
198 Filing Status: 01 Unmarried or Separated 02 Married
19b Dependents, PartS, Une2, PAScheduleSP.
20 Total8igibllity Income from PartC, Une 11, PASchedula SP.
21 Tax Forgiven... Credit from Part 0, Une 16, Ie
03 Deceased
22 ResidentCredlt. SubmltyourPASchadul
23 TotelOtherCredits. SubmityourPASchadu
24 TOTAL PAYMENTS and CREDITS. Add Unes 13 and 18, 21, 22, and 23.
25 TAX DUE. If Une 12 is more than Une 24, enter the difference here.
26 Penalties and Interest. See the Instructions.
If attaching form REV- 1630, mark the box.
o
o
o
o
813
o
o
27 TOTAL PAYMENT. Add Unes25 and 26.
28 OVERPAYMENT.lfUne24ismo
the difference here.
Thalolal 01 Unaa 29lhrough
29 Refund- AmountofUne28yo
30 Credlt- AmountofUne28yo estima
31 Amount of Une 28 you want to donate to the Wild Resource Conservation Fund.
32 Amountof Une 28 you want to denateto the Military Family Relief Asalstance Program.
33 Amount of Une 28 you want to donate to the Governor Robert P. Casey Memorial
Organ and Tissue Donation Awareness Trust Fund.
o
o
31
32
33
o
o
o
o
o
34 Amount of Une 28 you want to donate to the Juvenile (Type 1) Diabetes Cure
Research Fund.
35 Amountof Une 28 you wantto donate to the Brea
Research Fund.
34
o
Your Signature
FOR INFORMATION ONLY
Preparer's Name and Telephone Number
35
o
L
0500219001
732-0766 I I Preoarers SSNlPTlNlEtN I
(717) 251820203
Page 2012
0500219001 ...J
HAND R BLOCK
--.l
0501910012
WAGE STATEMENT
SUMMARY
PA-40W-2S(09-05) 2005
OFFICIAL USE ONL Y
Name
Summa ofPATaxableEm 10 ee Non-em 0 ee and MlscellaneouaCom nsatlon
Social Security Number
MOSER 516-04-1451
Uaelhla achedulelo lIatand calculats your total PA tsxable compeneation and PA laxwllhheld from all sourcea.
Part A I nstructlona: Ust each Federal Form W- 2 you and your spouse, if married, received from your employer(s). In the first column enter T for the
taxpayer's Social Security Number that appears first on the PA tax return and enter S for the second or spouse SSN. from the Forms W. 2, enter each
employer's Federal Employerldentifioatlon Number (ElN). Enter the amounts from the Forms W- 2 in each column. IMPORTANT: You do not have to
submits copy of your Form W- 2 if you earned all your income In Penn ania and ouremplo ar reported yourPA wages correctly and withheld the
correctamountofPAincometax. Youmustsubml in. . .>, ne ., the PAScheduleW-2S instructions fora
list of when a copy of a W~ 2 is required.
PartBlnstructlons: Usteach source of PAtaxa
Enter each payer'snarneand identification nurn
amount of other compensation that you earned. .
and PA columns. ~f!t) l. i
IMPORTANT: You must submit a copy of each form and staternentthatyou list in Part B, whether or not the payer withheld any PAincorne tax.
CAUTION: The federal and Pennsylvania (state) wages may be different.
SUSAN
. a form or statement other than a Federal Form W- 2.
. rceofyournon- employee compensation. Enterthe
ated amounts, entertheamountshown in both federal
If you need more space, you may photocopy this IKlhedule or make your own schedules In this formal
Part A - Federal Forms W- 2
TIS Employer EIN from box b
T
T
23-2527410
23-2144752
PA(state) compensation
from box 16
25,102 0
1,373 0
PA(state) Inoometax
withheld from box 17
771 0
42 0
Payer Name
813 0
PartB- MlscellaneouaandNon-em
YOU
TIS
PA (state) tax withheld
Total Part B- Add the Penn Ivanla columns
o
o 0
TOTAL- Add the totals from PartsAand B
Enter the TOTALS on our PA tax return on:
26 475 0
Unela
813 0
Une13
CODES: A. Executor!ee B. Jurydutypay C. Dlrectorsfee D. Expertwllnessfee
E. Honorarium F. Covenant not to compete G. Damages or settlement for lost wages, other than personallnju ry
H. Othernonemployeecompensation. Describe:
I. Eartydistribution from retirement, pension, ordeferred compensation plan.
L
0501910012
0501910012
--.l
I FORM 531 i
WEST SHORE TAX BUREAU
PHONE: 717-761-4900 WEB SITE: WWW.WESTAIWRG
Please' ;risethe enClosed
re:~'ci1~eio~e a~~"the
""appropriate.'mailing: labels:'
to file this Return
FINAL EARNED INCOME TAX RETURN
CALENDAR YEAR t~;ii~~~9,R?);ifi'l
PLEASE FILE THIS RETURN BY APRIL 15TH EVEN IF NO TAX IS DUE OR IF IT HAS ALL BEEN WITHHELD
Reference # TIP A: 623001
******..*****.*AUTOCR "*RO 18
1.,.111...111....1.1.11...1...1.11...1..1...11..11.,.11...11.1
MOSER SUSAN Q
4172 ANTELOPE CT APT 108
MECHANICSBURG,PA 17050-7641
Reference # TIP B:
MUNICIPALITY: HAMPDEN TWP 055
-=:>
1. Gross Earnings Enclose W-2's, 1099's, or explain othc! income
2. Allowable Non-Reimbnrsed Employee Bnsiness Expenses Include detailed
Statement of expenses (FA Forms UE-I, UE-2 and all supporting documents)
3. Taxable Earnings (Line I minus Line 2) Audit may be required if all W-2's,
1099's and supporting documents are not attached or other income is not explained
4. Net Loss (Use Line 8 for any Net Profits) Attach PA Schedules C, F, RK-I and/or
NRK-I NOTE: PA Schedule C-F Reconciliation is not acceptable.
5. Snbtotal (Line 3 minus Line 4) IF LESS TIlAN ZERO - ENTER ZERO
:: d-LPLf?oJ). ~
6. Net Profits (Use Line 4 for Net Losses) Include PA Schedules C, F, RK-I
and/or NRK-I
7. TOTAL EARNED INCOME SUBJECT TO THI~~ (Line 5 plus Line 6)
8. Tax Liability Line 7 multiplied by tax rate Lh..1rJee back of Return for tax rates) 8.
6.
'{c; L/ 7::;-' ~o
4 ~(()()
7.
9. Quarterly Estimated Payments
9,
'i.j .-~
- 16'-.
10. Earned Income Tax Withheld as per attached W-2 's
10.
II. Credit from last year
11.
12. Miscellaneous Credits Please see Instructions for calculating Out-Of-State 12.
Tax Credit or Credit for Philadelphia Tax Withheld.
13. TOTAL of 9 + 10 + II + 12 13.
4 (:0:8
14. REFUND/CREDIT Subtract Line 8 from Line 13 14.
NO REFUNDS OR CREDITS LESS TIlAN $1.00 () Credit to next year () Refund
IS. TAX DUE If Line 8 is greater than Line 13 - subtract Line 13 from Line 8 IS.
A1v!OUNTS LESS TIlAN $1.00 NEED NOT BE PAID
16. Interest + Penalty (1% per month after April 15th) 16.
~, 0<6" .
MAKE CHECKS PAYABLE TO WEST SHORE TAX BUREAU. A FEE OF $20.00 WILL BE CHARGED FOR RETURNED CHECKS.
I declare under penalties of perjury that I have uamined this return and to the best of my kDowledge and belief, it is . true, accurate 8Ild complete retu~.
E-Mail
Daytime Telephone
II 4Sd
E-Mail
Daytime Telephone
Preparer's Name
EMPLOYEE W-2 WAGE SUMIIARY 2lllI5
-- -.
10000IEIIIII COLOI & BECTAL
I_LTD
lilli_IT
_IIIIIG PA 1711!
--.-
I'A WIIIIIIOLOIIIll __
_WAlIIRIB_
DllU4
IUS. Q IICIID
an AIIl1llII'E COURT APT 1.
M_IClIUIltl PA 1_
-
The chart beJow _ your 21105 voIunwy ~ ...~._
which _ __~. _......1-1. or did not _lNIAlyour~
w_c.sox'I---
VOUIIITAIY AIlJUSTIIEll11l
...
IlfALTH
mAMOURT
1_
SlUI
I .
I .
RDEllAl.WAlII
.,....
...
PAWAlII
...
...
........., M'rCfEl('
"'-
002'-'7&0
Farm W-2 WIIglI8nd TlIX StldiMn8nt 2005
Copy C, for .npIc~~K.......
23-2527410
:....ll.~:.
*',.,
.nltrs. or ]I II'
D 1103 . II RllUI
15 hde Employer'. "'tllID No.
PA 11722185
c OJI . name. I mI, an c.
IIOLLBIIIlIlIUa COLa! . 1lIIC'rJlL
_1' L!rD
1511 . noft Sf
DlUl.I8II1l1lQ l'A 17102
. E ,... Mme, drillS. Ind IP cod.
22.5' 8lI1W1 Q _
4172 AIIHLOl'B ~ APl 108
ImCBllIIICllIlUIl/il PA 17050
Department otthe Tnnury . Intenw.1 Revenue Service
011I8 No. 154&-0008
2fiii"1's
.....
25102.24
-
770 .
1556.31
ICl" wag.. In elrt
510 .24 363.'B
7 SociIllICurltytip& BAIIOCItIdtips
9 A YlItC. Ie Plyment
.......
,..
16S1ateWlIIII,tipI,etc. 17 Stitt Income tax 18 locIlWlge&,tlpS,ltC. 18localincometu: 2OLOCIiltyfllmt
25102.24 770." 25102.24 401... PA IIR8IlG-C'lCIl
1bII M1IDnnIIlln 18 beInG arrind ., lIB IlDmII R..... SenD
"..
~
~;\~.
,....;
~,-""
I.:J ~_ ~
q,
~:Q
'''hJ
:%7
~:?\s;,?
;'~-J)
<:_'~:C)
;l >~) to
~
'z
~
?
-''''-
~
~?
d'
"P.':.
:;s
1'-'
-
.....,
(t:
,,)
...0
Cara A. Boyanowski, Esquire
Pa. Supreme Court ID No. 68736
SerrateIli, Schiffinan, Brown and Calhoon, P.C.
2080 Linglestown Road, Suite 20 I
Harrisburg, Pennsylvania 17110
Telephone (717) 540-9170
Attorney For Plaintiff
SUSAN Q. MOSER,
Plaintiff
: IN THE COUR OF COMMON PLEAS
: CUMBERLAN COUNTY, PENNSYL VANIA
STEVEN E. MOSER,
Defendant
CIVIL ACTIO -LAW
IN DIVORCE
vi.
: NO. 04-3988 C VIL TERM
WAIVER OF NOTICE OF INTEN ION
TO REQUEST ENTRY OF A DIVORC DECREE
UNDER 3301 C OF THE DIVOR E CODE
1. I consent to the entry of a final decree of divorce Without notice.
I
2. I understand that I may lose rights concerning alimqny, division of property, lawyer's
I
I
fees or expenses if I do not claim them before a divorce is granted.
I
,
,
3. I understand that I will not be divorced until a divorpe decree is entered by the Court
and that a copy of the decree will be sent to me immediately after It is filed with the Prothonotary.
I verifY that the statements made in this affidavit are true an~ correct. I understand that false
I
I
statements herein are made subject to the penalties of 18 Pa.C.S.A. S4904 relating to unsworn
falsification to authorities.
Date: I ~-I- Olp
By:
Susan Q. Mos r, .Qef8H8QAt
o
c:
if f~~
"'~~:: r-
F~!
,- ~~', ,i
}.-; ~;
:::::::i
-<
N
C'::.
~
c-,.
~
CJ
,
c.n
~
--
.....
9
c..u
~
~
5!
nl iJJ
(:1 f1-,
-;"]0
~~)
"' ,}
~c:O
drn
-~
$
--<.;
Cara A. Boyanowski, Esquire
Pa. Supreme Court TO No. 68736
Serratelli, Schiffman, Brown and
2080 Linglestown Road, Suite 201
Harrisburg, Pennsylvania 17110
Telephone (717) 540-9170
Attorney For Plaintiff
Calhoon, P.C.
SUSAN Q. MOSER,
Plaintiff
: IN THE COUR OF COMMON PLEAS
: CUMBERLAN COUNTY, PENNSYL VANIA
CIVIL ACTIO -LAW
IN DIVORCE
vi.
STEVEN E. MOSER,
Defendant
AFFIDAVIT OF CONSENT
I
1. A Complaint in Divorce under ~3301(c) of the Divprce Code was filed on August 12,
2004.
2.
I
The marriage of Plaintiff and Defendant is irretrie~ably broken and ninety (90) days
have elapsed from the date of filing and service of the Complaint;
3. I consent to the entry ofa final decree of divorce afttr service of notice of intention to
request entry of the decree.
I verify that the statements made in this Affidavit are true a~d correct. I understand that false
,
I
I
statements herein are made subject to the penalties of 18 Pa.C.$.A. ~4904 relating to unsworn
falsification to authorities.
Date: I~-' -Olp
B
()
c
S
-ocr:
r'n rr~
Z:.J
Z[-
cr.~ ./.
'~~~
:;"7"'".,__
:;:=::( .
)>~
=::i
-<
r--:>
=
=
0"'\
o
rr;
(""')
I
Ul
o
11
-f
-r
m:D
I
-om
~6
-r-t"l
~:~~
~
~i5
-<
J>
::r
o
C.)
1.0
Cara A. Boyanowski, Esquire
Pa. Supreme Court 10 No. 68736
Serratelli, Schiffman, Brown and Calhoon, P.C.
2080 Linglestown Road, Suite 201
Harrisburg, Pennsylvania 17110
Telephone (717) 540-9170
Attorney For Plaintiff
SUSAN Q. MOSER,
Plaintiff
: IN THE COUR OF COMMON PLEAS
: CUMBERLAN COUNTY, PENNSYL VANIA
v.
: NO. 04-3988 C VIL TERM
STEVEN E. MOSER,
Defendant
CIVIL ACTIO - LAW
IN DIVORCE
AFFIDAVIT OF CONSENT
1. A Complaint in Divorce under 93301(c) of the Di~rce Code was filed on August 12,
I
2004.
2. The marriage of Plaintiff and Defendant is irretrie~ablY broken and ninety (90) days
have elapsed from the date of filing and service of the Complaint.
3. I consent to the entry of a final decree of divorce after service of notice of intention to
request entry of the decree.
I verifY that the statements made in this Affidavit are true mtd correct. I understand that false
statements herein are made subject to the penalties of 18 pa.c.t.A. S4904 relating to unsworn
falsification to authorities.
Date:
Id..un I, :2 DC) b
,
By:
SocialSecuri NO.-=--_' ~
o
c.
~;:
-0('-;
t;.l {{ ,
~_.-' .._~
/,~= ~
UJ
S~
.:-~"'~ ..
~:'~
:2
~
L-::::>
t;:1'"
o
f"'l1
C"J
,
(..:I
~
..-\
:J:-n
rn r:.
:~~J
;')(.1..
~_:-I~/
:....-: :.~,-:
~
:;J:.
9
w
Ui
.'-~ .~-c::-:
~~~ ~J\
(3
~
~
Cara A. Boyanowski, Esquire
Pa. Supreme Court ID No. 68736
Serratelli, Schiffman, Brown and Calhoon, P.c.
2080 Linglestown Road, Suite 201
Harrisburg, Pennsylvania 17110
Telephone (717) 540-9170
Attorney For Plaintiff
v.
I
I
: IN THE COURt OF COMMON PLEAS
: CUMBERLANq COUNTY, PENNSYL VANIA
~ NO. 04-3988 C~VIL TERM
CIVIL ACTIO~ - LAW
IN DIVORCE I
SUSAN Q. MOSER,
Plaintiff
STEVEN E. MOSER,
Defendant
WAIVER OF NOTICE OF INTEN ION
TO REQUEST ENTRY OF A DIVORC DECREE
UNDER 3301 C OF THE DIVOR E CODE
i
I consent to the entry of a final decree of divorce 1thout notice.
[ understand that I may lose rights concerning aIimtny, division of property, lawyer's
fees or expenses if I do not claim them before a divorce is grante~.
1.
2.
3. I understand that I will not be divorced until a divotce decree is entered by the Court
and that a copy of the decree will be sent to me immediately after lit is filed with the Prothonotary.
I verify that the statements made in this affidavit are true anp correct. I understand that false
statements herein are made subject to the penalties of 18 pa.c.t.A. ~4904 relating to unsworn
falsification to authorities.
Date:
IJcIA.. 1/ Lad G
,
By:
(')
:;:
LJ:S:'
9?F!:J
zi;; :::
r-''';:
;~
!i~:"
'-
<
-~'i
.....,
,...,.,
~
c:;,
r:-:
c-:>
I
c.n
:l::':o
,..
-
25
"
W
\.0
~
::;J
['71 :n
-oF;
':-)0
qc
-,..: -r)
r)'7
:'"'0
On;
-/
55
-<
SUSAN Q. MOSER,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO. 04 - 3988 CIVIL
STEVEN E. MOSER,
Defendant
IN DIVORCE
ORDER OF COURT
AND NOW, this
\~
day of ~/ ,
the procee~ingS h~Vlng been
2007, the economic claims raised in
resolved in accordance with an agreement dated December 29,
2006, the appointment of the Master is vacated and counsel can
file a praecipe transmitting the record to the Court requesting
a final decree in divorce.
BY THE COURT,
Q~j~
Edgar B. Bayley, P.J. ,
cc: ~ara A. Boyanowski
Attorney for Plaintiff
rHubert X. Gilroy
Attorney for Defendant
fr;
;5
wQ
0""--;
--- c:
tL.. -'j
u-F:
Qc
6Q:
UJ~-
;dw
u-~
u..
o
o
M
..
(0
:c
;....:r
~
5<
3~
:\;J
~ "'~,...
c' (J)
"'.t." ::...-,
;:~GJ
':~1) {~
~'~
..:::,)
D
r-
z
<:
--:l
r--
c::=lI
c::;:l
c--J
Cara A. Boyanowski, Esquire
Counsel for Wife
AGREEMENT
BETWEEN
SUSAN Q. MOSER
AND
STEVEN E. MOSER
Hubert X. Gilroy, Esquire
Counsel for Husband
TABLE OF CONTENTS
SECTION I:
Introduction
3
SECTION II:
General Provisions
4
SECTION Ill:
Alimony and Alimony Pendente Lite
Provisions
10
SECTION IV:
Property Distribution Provisions
11
SECTION V:
Closing Provisions and Execution
15
SECTION I
INTRODUCTION
THIS AGREEMENT made this R,q4..h day of ~CJ..,mbJJu ,2006, by and
between SUSAN Q. MOSER ("Wife") and STEVEN E. MOSER ("Husband").
WITNESSETH:
WHEREAS, Susan Q. Moser, Social Security Number 516-04-1451, was born on May 17,
1969, and currently resides at 4172 Antelope Court, Apartment 108, Mechanicsburg, Cumberland
County, Pennsylvania 17050.
WHEREAS, Steven E. Moser, Social Security Number 212-84-4566, was born on December
24, 1959, and currently resides at 472 Rich Valley Road, Carlisle, Cumberland County, Pennsylvania
17013.
WHEREAS, the parties hereto are Husband and Wife, having been married on October 26,
1991, in Harrisburg, Dauphin County, Pennsylvania. Wherein after, the parties separated on June 5,
2004.
WHEREAS, the union of the parties produced no children.
WHEREAS, diverse unhappy differences, disputes and difficulties have arisen between the
parties, and it is the intention of Wife and Husband to live separate and apart for the rest of their
natural lives, and the parties hereto are desirous of settling fully and finally their respective financial
and property rights and obligations as between each other, including, without limitation, the settling
of all matters between them relating to the ownership of real and personal property, the equitable
distribution of such property; the settling of all matters between them relating to the past, present and
future support and/or maintenance of Wife by Husband or of Husband by Wife; and, in general, the
settling of any and all claims and possible claims by one against the other or against their respective
estates.
NOW, THEREFORE, in consideration of the mutual promises, set forth herein and for
other good and valuable considerations, Wife and Husband, each intending to be legally bound
hereby agrees as follows:
SECTION n
GENERAL PROVISIONS
1. MUTUAL CONSENT DIVORCE
The parties intend to secure a mutual consent, no fault divorce pursuant to the provisions of
Section 3301 (c) of the Divorce Code of 1980, as amended and will execute the documents necessary
to effectuate a divorce under those provisions concurrently with the execution of this Agreement.
2. EFFECT OF DIVORCE DECREE
The parties agree that unless otherwise specifically provided herein, this Agreement shall
continue in full force and effect after such time as a fmal decree in divorce may be entered with
respect to the parties.
3. AGREEMENT TO BE INCORPORATED BUT NOT MERGED IN DIVORCE
DECREE
The provisions of this Agreement may be incorporated by reference but shall not be deemed
merged into any judgment or decree for divorce obtained by either party. 'Ibis agreement shall
survive any such final decree of divorce, shall be entirely independent thereof, and the parties intend
that all obligations contained herein shall retain their contractual nature in any enforcement
proceedings, whether enforcement is sought in an action on the contract itself or in any enforcement
action filed to the divorce complaint.
4. DATE OF EXECUTION
The "date of execution" or "execution date" of this Agreement shall be defined as the date
upon which it is executed by the parties if they have each executed the Agreement on the same date.
otherwise, the "date of execution" or "execution date" of this Agreement shall be defined as the date
of execution by the party last executing this Agreement.
5. ADVICE OF COUNSEL
The provisions of this Agreement and their legal effect have been fully explained to Wife
4
by her attorney, Cara A. Boyanowski, Esquire, and to Husband by his attorney, Hubert X. Gilroy,
Esquire. The parties acknowledge that they fully understand the facts and have been fully infonned
as to their legal rights and obligations, and they acknowledge and accept that this Agreement is, in
the circumstance, fair and equitable and that it is being entered into freely and voluntarily, after
having received such advice and with such knowledge and that execution of this Agreement is not
the result of any duress or undue influence and that it is not the result of any collusion or improper or
illegal agreement or agreements.
6. FINANCIAL DISCLOSURE
The parties confirm. that each has relied on the substantial accuracy of the financial disclosure
of the other as an inducement to the execution of this Agreement, and each party acknowledges that
there has been a full and fair disclosure of the parties' marital assets and debts and the parties'
respective incomes, which has been provided to each party.
7. DISCLOSURE AND WAIVER OF PROCEDURAL RIGHTS
Each party understands that he or she has the right: (1) to obtain from the other party a
complete inventory or list of all of the property that either or both parties own at this time or owned
as of the date of separation; (2) to have all such property valued by means of appraisals or otherwise;
(3) to compulsory discovery to assist in the discovery and verification of facts relevant to their
respective rights and obligations, including the right to question the other party under oath; and (4) to
have a Court hold hearings and make decisions on the matters covered by this Agreement, which
Court decision concerning the parties' respective rights and obligations might be different from the
provisions of this Agreement. Given said understanding and acknowledgment, both parties hereby
waive the foregoing procedural rights.
8. BANKRUPTCY
The parties hereby agree that the provisions of this Agreement shall not be dischargeable in
bankruptcy and expressly agree to reaffirm any and all obligations contained herein. In the event a
party files such bankruptcy and pursuant thereto obtains a discharge of any obligations assumed
hereunder, the other party shall have the right to declare this Agreement to be null and void and to
terminate this Agreement in which event the division of the parties' mutual assets and all other rights
determined by this Agreement shall be subject to Court determination the same as if the parties had
never executed this Agreement.
5
9. TAX PROVISIONS
The parties believe and agree, and have been so advised by their respective attorneys, that the
division of property heretofore made by this Agreement is a non-taxable division of property
between co-owners rather than a taxable sale or exchange of such property. Each party promises not
to take any position with respect to the adjusted basis of the property assigned to him or her or with
respect to any other issue which is inconsistent with the position set forth in the preceding sentence
on his or her federal or state income tax returns.
The parties have heretofore filed joint federal and state tax returns. Both parties agree that in
the event any deficiency in federal, state or local income tax is proposed, or any assessment of any
such tax is made against either of them, each will indemnify and hold harmless the other from and
against any loss or liability for any such tax deficiency or assessment and any interest, penalty and
expense incurred in connection therewith. Such tax, interest, penalty or expense shall be paid solely
and entirely by the individual who is finally determined to be the cause of the misrepresentations or
failures to disclose the nature and extent of his or her separate income on the aforesaid joint returns.
10. PERSONAL RIGHTS
Wife and Husband may and shall, at all times hereafter, live separate and apart. They shall be
free from any contact, restraint, interference or authority, direct or indirect, by the other in all
respects as fully as if they were unmarried. Each may, for his or her separate use or benefit, conduct,
carry on and engage in any business, occupation, profession or employment which to him or her may
seem advisable. Wife and Husband shall not molest, harass, disturb, or malign each other or the
respective families of each other nor compel or attempt to compel the other to cohabit or dwell by
any means whatsoever with him or her.
11. MUTUAL RELEASES
Except as otherwise expressly provided by this Agreement:
A. Each party hereby absolutely and unconditionally releases and forever discharges the
other and the estate of the other for all purposes from any and all rights and obligations which either
may have or at any time hereafter have for past, present or future support or maintenance, alimony
pendente lite, alimony, equitable distribution, counsel fees, costs, expenses and any other right or
obligation, economic or otherwise, whether arising out of the marital relationship or otherwise,
including all rights and benefits under the Pennsylvania Divorce Code of 1980, its supplements and
6
amendments, as well as under any other law of any other jurisdiction, except and only except all
rights, agreements and obligations of whatsoever nature arising or which may arise under this
Agreement or for the breach of any provision thereof. Neither party shall have any obligation to the
other not expressly set forth herein.
B. Each party hereby absolutely and unconditionally releases and forever discharges the
other and his or her heirs, executors, administrations, assigns, property and estate from any and all
rights, claims, demands or obligations arising out of or by virtue of the marital relationship of the
parties or otherwise, whether now existing or hereafter arising. The above release shall be effective
regardless of whether such claims arise out of any former or future acts, contracts, engagements or
liabilities or the other or by way of dower, curtsy, widow's rights, family exemption or similar
allowance, or under the intestate laws, or the right to take against the spouse's will, or the right to
treat a lifetime conveyance by the other as testamentary, or all other rights of a surviving spouse to
participate in a deceased spouse's estate, whether arising under the laws of Pennsylvania, any state,
commonwealth or territory or the United States, or any other country. It is expressly understood,
however, that neither the provisions of this release nor the subsequent entry of a divorce decree are
intended to defeat the right of either party to receive any insurance proceeds at the death of the other
of which she or he is the named beneficiary (whether the beneficiary designation was made prior or
subsequent to execution hereof), nor to defeat the right of either party to receive any legacy, bequest
or residuary portion of the other's estate under his or her will, or to act as personal representative or
executor if so named by the will of the other, whether such will was executed prior or subsequent to
this Agreement.
C. Except for any cause of action for divorce which either party may have or claim to
have, and except for the obligations of the parties contained in this Agreement and such rights as are
expressly reserved herein, each party gives to the other by the execution of this Agreement an
absolute and unconditional release and discharge from all causes of action, claims, rights or demands
whatsoever, in law or in equity, which either party ever had or now has against the other.
12. PRESERVATION OF RECORDS
Each party will keep and preserve for a period offour (4) years from the date of their divorce
decree all financial records relating to the marital estate, and each party will allow the other party
access to those records in the event of tax audits.
13. WAIVER OR MODIFICATION TO BE IN WRITING
No modification or waiver of any of the terms hereof shall be valid unless in writing and
signed by both parties and no waiver or any breach hereof or default hereunder shall be deemed a
7
waiver of any subsequent default of the same or similar nature.
14. REMEDIES IN THE EVENT OF A BREACH
Any party breaching this Agreement shall be liable to the other party for all costs, including
reasonable counsel fees incurred by the non-breaching party to enforce his or her rights under the
provisions of this Agreement subsequent to the date of execution of this Agreement, regardless of
whether litigation is instituted. In the event of default of any of the provisions of this Agreement by
one of the parties, the remedies available to the other are cumulative and include all remedies at law
and in equity, including those for breach of contract, under theories or equity, under the Domestic
Relations Code as amended, including Section 3105 of the Domestic Relations Code (which includes
contempt) as if this Agreement had been an Order of Court, and shall not be limited to those
remedies specifically referred to in this Agreement.
15. LAW OF PENNSYLVANIA APPLICABLE
This Agreement shall be construed in accordance with the laws of the Commonwealth of
Pennsylvania.
16. AGREEMENT BINDING ON HEIRS
Except as may otherwise be provided, this Agreement shall be binding and shall inure to the
benefit of the parties hereto and their respective heirs, executors, administrators, successors, and
asSIgnS.
17. INTEGRATION
This Agreement constitutes the entire understanding of the parties and supersedes any and all
prior agreements and negotiations between them. There are no representations or warranties other
than those expressly set forth herein.
18. OTHER DOCUMENTATION
Wife and Husband covenant and agree that they will forthwith (within ten (10) days at most
after demand thereof) execute any and all written instruments, assignments, releases, satisfactions,
deeds, notes or such other writings as may be necessary or desirable for the proper effectuation of
8
this Agreement.
19. NO WAIVER OF DEFAULT
This Agreement shall remain in full force and effect unless and until terminated under and
pursuant to the terms of this Agreement. The failure of either party to insist upon strict performance
of any of the provisions ofthis Agreement shall in no way affect the right of such party hereafter to
enforce the same, nor shall the waiver of any breach of any provision hereofbe construed as a waiver
of any subsequent default of the same or similar nature, nor shall the waiver of any breach of any
provision hereof be construed as a waiver of strict performance of any other obligations herein.
20. SEVERABILITY AND INDEPENDENT AND SEPARATE COVENANTS
The parties agree that each separate obligation contained in this Agreement shall be deemed
to be a separate and independent covenant and agreement. If any term, condition, clause or provision
of this Agreement shall be determined or declared to be void or invalid in law or otherwise, then only
that term, condition, clause or provision shall be stricken from this Agreement and in all other
respects this Agreement shall be valid and continue in full force, effect and operation. Likewise, the
failure of any party to meet her or his obligations under anyone or more of the paragraphs herein,
with the exception of the satisfaction of any conditions precedent, shall in no way avoid or alter the
remaining obligations of the parties.
21. MANNER OF GIVING NOTICE
Any notice required by this Agreement to be sent to Wife shall be sent by certified mail,
return receipt requested, to Susan Q. Moser, 4172 Antelope Court, Mechanicsburg, Pennsylvania
17050, or counsel for Susan Q. Moser, or such other address as Wife from time to time may
designate in writing.
Any notice required by this Agreement to be sent to Husband shall be sent by certified mail,
return receipt requested, to Steven E. Moser, 472 Rich Valley Road, Carlisle, Pennsylvania, or
counsel for Steven E. Moser, or such other address as Husband from time to time may designate in
writing.
22. HEADINGS NOT PART OF AGREEMENT
Any headings preceding the text of the several paragraphs and subparagraphs hereof are
9
inserted solely for convenience of reference and shall not constitute a part of this Agreement nor
shall they affect its meaning, construction or effect.
SECTION In
ALIMONY AND ALIMONY PENDENTE LITE PROVISIONS AND
HEALTH INSURANCE PROVISIONS
1. SPOUSAL SUPPORT ORDER
Wife acknowledges that on August 25,2004 she filed a complaint in support with the
Cumberland County Domestic Relations Office, at docket number 00764 S. 2004 and P ACSES
Case Number 218106681. Wife agrees, within ten (10) days of the filing of a final Decree in
Divorce, she will notify the Cwnberland County Domestic Relations Office, in writing, that the
support account should be terminated, effective January 1,2007. Thereafter, Husband's
obligation to provide monthly spousal support payments to Wife shall cease.
2. ALIMONY
A. Amount and Term of Monthly Alimonv Payments - Husband shall pay to Wife,
commencing on January 1, 2007, as alimony, the sum of One Thousand Four Hundred Twenty-Two
($1,422.00) Dollars, per month, for a period of four (4) years.
All monthly alimony payments shall be made to Wife no later than the first day of each
month. Husband and Wife agree that all alimony payments are to be made by direct payment from
Husband to Wife.
The parties acknowledge and agree that the provisions of this Agreement providing for the
payment of alimony to Wife by Husband are fair, adequate, and satisfactory and are based upon
Wife's actual need, Husband's ability to pay, the duration of the parties' marriage and other relevant
factors which have been taken into consideration by the parties. The approval of this Agreement by a
court of competent jurisdiction in connection with an action in divorce or annulment filed by
Husband or Wife shall be deemed an order of the court and may be enforced as provided in 23
Pa.C.S.A. Section 3701.
B. Modification of Alimony - The parties agree that this award of alimony shall be non-
10
modifiable, with the exception that payments shall terminate upon the death of Wife, the death of
Husband, or the remarriage of Wife. No other conditions shall be the basis for modification or
termination of these payments.
C. Tax Treatment - These payments shall be income to Wife under Section 71 of the
Internal Revenue Code and deductible to Husband under Section 215 of the Internal Revenue Code.
SECTION IV
PROPERTY DISTRIBUTION PROVISIONS
1. PERSONAL PROPERTY
Husband and Wife do hereby acknowledge that they have previously divided their tangible
personal property including, but without limitation, jewelry, clothes, furniture, furnishings, rugs,
carpets, household equipment and appliances, pictures, books, works of art and other personal
property. Wife agrees that all of the property in the possession of Husband shall be the sole and
separate property of Husband; and Husband agrees that all of the property in the possession of Wife
shall be the sole and separate property of Wife. The parties do hereby specifically waive, release,
renounce "and forever, abandon any claims, which either may have with respect to the above items,
which shall thereafter be the sole and exclusive property of the other.
2. RETIREMENT BENEFITS
Husband and Wife agree to execute the necessary documents to transfer the sum of One
Hundred Forty-Eight Thousand Seven Hundred ($148,700.00) Dollars from Husband's BAE
Systems 401 (Ie) Plan, to Wife. Husband agrees to transfer this amount to Wife through a Qualified
Domestic Relations Order (QDRO), which shall be prepared at Wife's expense, by counsel for Wife.
It is anticipated that this transfer of assets will be a tax-free distribution incident to any instruments
required to transfer these fund proceeds to Wife. The parties agree that this transfer shall include any
interest accumulated on Wife's portion of the plan, from the date of the signing of this Agreement,
until the actual date the funds are transferred to Wife.
The parties agree that Wife shall retain sole ownership and possession of all of her retirement
benefits and plans, including, but not limited to, her American Century Investments Roth Individual
Retirement Account (Account No. 022-001796373), her Principal Financial Group Individual
11
Retirement Account (Account No. 0030993792), and her Ameriprise Financial Account (Client No.
1616-8207 -5-001), and Husband specifically releases and waives any and all interest, claim or right
that he may have to these assets.
The parties further agree that Husband shall retain sole ownership and possession of his BAE
Systems Pension Plan, and the remainder of his BAE Systems 401(k) Plan, and Wife specifically
releases and waives any and all interest, claim or right that she may have to these assets.
3. BANK ACCOUNTS
Husband and Wife are the owners of individual bank accounts. Husband and Wife agree that
these accounts shall be the sole and separate property of the person in whose name they are titled and
each party waives any right, title or interest they may have in the other parties' account.
4. INVESTMENT ACCOUNTS/STOCKS
A. Merrill Lvnch Portfolio: Husband and Wife acknowledge that they were the owners
of a jointly titled Merrill Lynch Cash Management Account (CMA), Account No. 872-48646. The
parties further acknowledge at the end of December 2004, Husband liquidated this account and
withdrew all of the funds held therein. Husband took these funds and deposited them into a savings
account in his sole name. Wife agrees that these funds shall be the sole and separate property of
Husband and she waives any and all interest, right or title she may have in these assets, except that, it
is anticipated that the Eighty Thousand ($80,000.00) Dollar lump sum cash payment, set forth below
at Section IV, Paragraph Eight, due to Wife from Husband as of the execution date of this
Agreement, shall be satisfied through these funds.
B. BAE Systems Stock: The parties acknowledge that as an employee ofBAE Systems,
Husband was eligible to participate in a stock option plan. The parties further agree that incident to
his participation in this plan, Husband received approximately 5,505 shares ofBAE Systems stock,
from October 11,2000 through December 1,2003. Due to the conditions of the BAE Systems Share
Option Plan 2001, Husband has been unable to exercise many of his stock options, but has exercised
some and the parties acknowledge that he received the net sum of$388.85 as a result of selling some
shares in July 2006. Wife agrees that the remaining shares of stock/stock options and those funds
received from the liquidation of shares in July 2006, shall remain the sole and separate property of
Husband and she will waive any and all interest, right, or title she may have in these assets.
5. UNITED STA TES SAVINGS BONDS
Wife is the owner of eight (8) United States Savings Bonds, having a face value of Fifty
12
($50.00) Dollars each, dated from November 2002, through June 2003. Husband and Wife agree
that these bonds shall remain the sole and separate property of Wife, and Husband waives any right,
title or interest he may have in them.
6. AUTOMOBILES
Husband and Wife agree that the 1998 Toyota Camry, currently in the possession of
Husband, shall be the sole and separate property of Husband, and Wife waives any right, title or
interest she may have in this vehicle. No lien exists on this vehicle.
HtlSband and Wife agree that the 2001 Honda Accord LX, currently in the possession of
Wife, shall be the sole and separate property of Wife, and Husband waives any right, title or interest
he may have in this vehicle. No lien exists on this vehicle.
Both parties agree to execute whatever documents are necessary to transfer the above listed
automobiles into the sole name of Wife and Husband, as provided herein.
7. LIFE INSURANCE! DEATH BENEFITS
Husband is the owner, and insured, of an ERIE FLEX Universal Life Insurance Policy (policy
Number 00000811391) through Erie Family Life Insurance Company. This policy, and its cash
surrender value, shall be the sole and separate property of Husband, and Wife waives any right, title
or interest she may have in this policy. Husband shall be responsible for all premiums due upon this
policy.
The parties agree that the death value of this policy is One Hundred Thousand ($100,000.00)
Dollars. Husband agrees that this benefit shall name Wife as its sole beneficiary, for the entire
period that he is obligated to provide Wife with alimony payments as set forth above in Section III,
Paragraph Two. After Husband's alimony obligations under Section III, Paragraph Two, expire this
provision shall become completely voluntary.
It is understood by Husband, that he does not have the right to surrender this death benefit or
encumber it until such time as his obligations under Section III, Paragraph Two expire.
8. CASH PAYMENT
Husband shall make an Eighty Thousand ($80,000.00) Dollar cash payment to Wife, in
one lump sum, as of the execution date of this Agreement.
13
9. CURRENT LIABILITIES
Wife and Husband represent that they have taken all steps necessary to make sure that no
credit cards or similar accounts exist as of the date of execution of this Agreement which provide for
joint liability. From the date of execution of this Agreement, each party shall use only those credit
cards and accounts for which that party is individually liable.
10. PAYMENT OF LEGAL FEES
Each party hereby agrees to be responsible for any legal fees incurred on their behalf.
11. AFTER-ACOUlRED PROPERTY
Each of the parties shall hereafter own and enjoy, independently of any claim or right of the
other, all items of property, be they real, personal or mixed, tangible or intangible, which are
acquired by him or her after the parties' date of separation, that being, June 5, 2004, with full power
in him or her to dispose of the same as fully and effectively, in all respects and for all purposes, as
through he or she were unmarried.
12. REAL ESTATE
A. Marital Residence: The parties acknowledge that they are the owners of real
property, titled as tenants by the entireties, located at 472 Rich Valley Road, Carlisle, Cumberland
County, Pennsylvania (hereinafter referred to as "Marital Residence"). This property is encumbered
with a mortgage owed to ABN AMRO Mortgage Group, Inc (hereinafter referred to as "Mortgage").
The parties agree as follows with respect to the Marital Residence:
(1) Husband shall pay to Wife the sum of Eighty Thousand ($80,000.00)
Dollars toward her interest in the Marital Residence, through the funds he receives by
refinancing the existing Mortgage. This refinance shall be completed on or before
the 90th day following the execution date of this Agreement. Husband shall pay all
costs associated with the refmancing of the existing mortgage. In the event Husband
is unable to obtain refinancing on or before the 90th day following the execution date
of this Agreement, he will immediately list the Marital Residence for sale and pay
Wife her Eighty Thousand ($80,000.00) Dollar interest from the net sales proceeds.
(2) Wife shall make, execute and deliver all documents in the usual form
conveying, transferring and granting to Husband all of Wife's right, title and interest
in and to the Marital Residence. The deed of conveyance shall be prepared by
Husband's attorney and signed by Wife within fourteen (14) days of her receipt. Said
14
signed Deed shall be held in escrow by Wife's attorney pending the scheduling of a
refinance conference for the existing Mortgage, upon which it shall be released to
Husband's settlement agent for recording.
(3) Wife agrees that as of the date of execution of this Agreement,
any and all title policies and any other policy of insurance with respect to the Marital
Residence shall be endorsed to reflect Husband as sole owner thereof and further
agrees that Husband shall be entitled to receive any payments now or hereafter due
under any such insurance policies.
(4) Except as otherwise provided herein, commencing on the execution
date of this Agreement, Husband shall be solely responsible for all costs, expenses
and liabilities associated with or attributable to the Marital Residence regardless of
when the same shall have been incurred including, but not limited to, taxes, insurance
premiums and maintenance, and Husband shall keep Wife and her property,
successors, assigns, heirs, executors and administrators indemnified and held
harmless from any liability, costs or expense, including attorney's fees, which may be
incurred in connection with such liabilities and expenses or resulting from Wife's
ownership interest in said property.
SECTION V
CLOSING PROVISIONS AND EXECUTION
Each of the parties has carefully read and fully considered this Agreement and all of the
statements, terms, conditions, and provisions thereof prior to signing below.
IN WITNESS WHEREOF, intending to be legally bound hereby, the parties hereto have set
their hands and seals on the date indicated below.
Chillo anour1
WITNESSfutt
~(Jl2v1ll ~
AN Q. MOSER
ll.-\ \-Olp
DATE
S~~R~
/ 2 -2tfr -{)6
DATE
15
Cara A. Boyanowski, Esquire
Counsel for Wife
AGREEMENT
BETWEEN
SUSAN Q. MOSER
AND
STEVEN E. MOSER
Hubert X. Gilroy, Esquire
Counsel for Husband
TABLE OF CONTENTS
SECTION I:
Introduction
3
SECTION II:
General Provisions
4
SECTION III:
Alimony and Alimony Pendente Lite
Provisions
10
SECTION IV:
Property Distribution Provisions
11
SECTION V:
Closing Provisions and Execution
15
SECTION I
INTRODUCTION
THIS AGREEMENT made this tZ<1-\...h day of \&! C:..LN\n.vu , 2006, by and
between SUSAN Q. MOSER ("Wife") and STEVEN E. MOSER ("Husband").
WITNESSETH:
WHEREAS, Susan Q. Moser, Social Security Number 516-04-1451, was born on May 17,
1969, and currently resides at 4172 Antelope Court, Apartment 108, Mechanicsburg, Cumberland
County, Pennsylvania 17050.
WHEREAS, Steven E. Moser, Social Security Number 212-84-4566, was born on December
24, 1959, and currently resides at 472 Rich Valley Road, Carlisle, Cumberland County, Pennsylvania
17013.
WHEREAS, the parties hereto are Husband and Wife, having been married on October 26,
1991, in Harrisburg, Dauphin County, Pennsylvania. Wherein after, the parties separated on June 5,
2004.
WHEREAS, the union of the parties produced no children.
WHEREAS, diverse unhappy differences, disputes and difficulties have arisen between the
parties, and it is the intention of Wife and Husband to live separate and apart for the rest of their
natural lives, and the parties hereto are desirous of settling fully and finally their respective financial
and property rights and obligations as between each other, including, without limitation, the settling
of all matters between them relating to the ownership of real and personal property, the equitable
distribution of such property; the settling of all matters between them relating to the past, present and
future support and/or maintenance of Wife by Husband or of Husband by Wife; and, in general, the
settling of any and all claims and possible claims by one against the other or against their respective
estates.
NOW, THEREFORE, in consideration of the mutual promises, set forth herein and for
other good and valuable considerations, Wife and Husband, each intending to be legally bound
hereby agrees as follows:
,
l
SECTION II
GENERAL PROVISIONS
1. MUTUAL CONSENT DIVORCE
The parties intend to secure a mutual consent, no fault divorce pursuant to the provisions of
Section 3301(c) of the Divorce Code of1980, as amended and will execute the documents necessary
to effectuate a divorce under those provisions concurrently with the execution of this Agreement.
2. EFFECT OF DIVORCE DECREE
The parties agree that unless otherwise specifically provided herein, this Agreement shall
continue in full force and effect after such time as a final decree in divorce may be entered with
respect to the parties.
3. AGREEMENT TO BE INCORPORATED BUT NOT MERGED IN DIVORCE
DECREE
The provisions of this Agreement may be incorporated by reference but shall not be deemed
merged into any judgment or decree for divorce obtained by either party. This agreement shall
survive any such final decree of divorce, shall be entirely independent thereof, and the parties intend
that all obligations contained herein shall retain their contractual nature in any enforcement
proceedings, whether enforcement is sought in an action on the contract itself or in any enforcement
action filed to the divorce complaint.
4. DATE OF EXECUTION
The "date of execution" or "execution date" of this Agreement shall be defined as the date
upon which it is executed by the parties if they have each executed the Agreement on the same date.
otherwise, the "date of execution" or "execution date" of this Agreement shall be defined as the date
of execution by the party last executing this Agreement.
5. ADVICE OF COUNSEL
The provisions ofthis Agreement and their legal effect have been fully explained to Wife
4
by her attorney, Cara A. Boyanowski, Esquire, and to Husband by his attorney, Hubert X. Gilroy,
Esquire. The parties acknowledge that they fully understand the facts and have been fully informed
as to their legal rights and obligations, and they acknowledge and accept that this Agreement is, in
the circumstance, fair and equitable and that it is being entered into freely and voluntarily, after
having received such advice and with such knowledge and that execution of this Agreement is not
the result of any duress or undue influence and that it is not the result of any collusion or improper or
illegal agreement or agreements.
6. FINANCIAL DISCLOSURE
The parties confirm that each has relied on the substantial accuracy of the financial disclosure
of the other as an inducement to the execution of this Agreement, and each party acknowledges that
there has been a full and fair disclosure of the parties' marital assets and debts and the parties'
respective incomes, which has been provided to each party.
7. DISCLOSURE AND WAIVER OF PROCEDURAL RIGHTS
Each party understands that he or she has the right: (1) to obtain from the other party a
complete inventory or list of all of the property that either or both parties own at this time or owned
as ofthe date of separation; (2) to have all such property valued by means of appraisals or otherwise;
(3) to compulsory discovery to assist in the discovery and verification of facts relevant to their
respective rights and obligations, including the right to question the other party under oath; and (4) to
have a Court hold hearings and make decisions on the matters covered by this Agreement, which
Court decision concerning the parties' respective rights and obligations might be different from the
provisions of this Agreement. Given said understanding and acknowledgment, both parties hereby
waive the foregoing procedural rights.
8. BANKRUPTCY
The parties hereby agree that the provisions of this Agreement shall not be dischargeable in
bankruptcy and expressly agree to reaffirm any and all obligations contained herein. In the event a
party files such bankruptcy and pursuant thereto obtains a discharge of any obligations assumed
hereunder, the other party shall have the right to declare this Agreement to be null and void and to
terminate this Agreement in which event the division ofthe parties' mutual assets and all other rights
determined by this Agreement shall be subject to Court determination the same as if the parties had
never executed this Agreement.
5
9. TAX PROVISIONS
The parties believe and agree, and have been so advised by their respective attorneys, that the
division of property heretofore made by this Agreement is a non-taxable division of property
between co-owners rather than a taxable sale or exchange of such property. Each party promises not
to take any position with respect to the adjusted basis of the property assigned to him or her or with
respect to any other issue which is inconsistent with the position set forth in the preceding sentence
on his or her federal or state income tax returns.
The parties have heretofore filed joint federal and state tax returns. Both parties agree that in
the event any deficiency in federal, state or local income tax is proposed, or any assessment of any
such tax is made against either of them, each will indemnify and hold harmless the other from and
against any loss or liability for any such tax deficiency or assessment and any interest, penalty and
expense incurred in connection therewith. Such tax, interest, penalty or expense shall be paid solely
and entirely by the individual who is finally determined to be the cause of the misrepresentations or
failures to disclose the nature and extent of his or her separate income on the aforesaid joint returns.
10. PERSONAL RIGHTS
Wife and Husband may and shall, at all times hereafter, live separate and apart. They shall be
free from any contact, restraint, interference or authority, direct or indirect, by the other in all
respects as fully as if they were unmarried. Each may, for his or her separate use or benefit, conduct,
carry on and engage in any business, occupation, profession or employment which to him or her may
seem advisable. Wife and Husband shall not molest, harass, disturb, or malign each other or the
respective families of each other nor compel or attempt to compel the other to cohabit or dwell by
any means whatsoever with him or her.
11. MUTUAL RELEASES
Except as otherwise expressly provided by this Agreement:
A. Each party hereby absolutely and unconditionally releases and forever discharges the
other and the estate of the other for all purposes from any and all rights and obligations which either
may have or at any time hereafter have for past, present or future support or maintenance, alimony
pendente lite, alimony, equitable distribution, counsel fees, costs, expenses and any other right or
obligation, economic or otherwise, whether arising out of the marital relationship or otherwise,
including all rights and benefits under the Pennsylvania Divorce Code of 1980, its supplements and
6
amendments, as well as under any other law of any other jurisdiction, except and only except all
rights, agreements and obligations of whatsoever nature arising or which may arise under this
Agreement or for the breach of any provision thereof. Neither party shall have any obligation to the
other not expressly set forth herein.
B. Each party hereby absolutely and unconditionally releases and forever discharges the
other and his or her heirs, executors, administrations, assigns, property and estate from any and all
rights, claims, demands or obligations arising out of or by virtue of the marital relationship of the
parties or otherwise, whether now existing or hereafter arising. The above release shall be effective
regardless of whether such claims arise out of any former or future acts, contracts, engagements or
liabilities or the other or by way of dower, curtsy, widow's rights, family exemption or similar
allowance, or under the intestate laws, or the right to take against the spouse's will, or the right to
treat a lifetime conveyance by the other as testamentary, or all other rights of a surviving spouse to
participate in a deceased spouse's estate, whether arising under the laws of Pennsylvania, any state,
commonwealth or territory or the United States, or any other country. It is expressly understood,
however, that neither the provisions of this release nor the subsequent entry of a divorce decree are
intended to defeat the right of either party to receive any insurance proceeds at the death of the other
of which she or he is the named beneficiary (whether the beneficiary designation was made prior or
subsequent to execution hereof), nor to defeat the right of either party to receive any legacy, bequest
or residuary portion of the other's estate under his or her will, or to act as personal representative or
executor if so named by the will of the other, whether such will was executed prior or subsequent to
this Agreement.
c. Except for any cause of action for divorce which either party may have or claim to
have, and except for the obligations of the parties contained in this Agreement and such rights as are
expressly reserved herein, each party gives to the other by the execution of this Agreement an
absolute and unconditional release and discharge from all causes of action, claims, rights or demands
whatsoever, in law or in equity, which either party ever had or now has against the other.
12. PRESERVATION OF RECORDS
Each party will keep and preserve for a period of four (4) years from the date of their divorce
decree all financial records relating to the marital estate, and each party will allow the other party
access to those records in the event of tax audits.
13. WAIVER OR MODIFICATION TO BE IN WRITING
No modification or waiver of any of the terms hereof shall be valid unless in writing and
signed by both parties and no waiver or any breach hereof or default hereunder shall be deemed a
7
waiver of any subsequent default of the same or similar nature.
14. REMEDIES IN THE EVENT OF A BREACH
Any party breaching this Agreement shall be liable to the other party for all costs, including
reasonable counsel fees incurred by the non-breaching party to enforce his or her rights under the
provisions of this Agreement subsequent to the date of execution of this Agreement, regardless of
whether litigation is instituted. In the event of default of any of the provisions of this Agreement by
one of the parties, the remedies available to the other are cumulative and include all remedies at law
and in equity, including those for breach of contract, under theories or equity, under the Domestic
Relations Code as amended, including Section 3105 of the Domestic Relations Code (which includes
contempt) as if this Agreement had been an Order of Court, and shall not be limited to those
remedies specifically referred to in this Agreement.
15. LAW OF PENNSYLVANIA APPLICABLE
This Agreement shall be construed in accordance with the laws of the Commonwealth of
Pennsylvania.
16. AGREEMENT BINDING ON HEIRS
Except as may otherwise be provided, this Agreement shall be binding and shall inure to the
benefit of the parties hereto and their respective heirs, executors, administrators, successors, and
aSSIgns.
17. INTEGRATION
This Agreement constitutes the entire understanding of the parties and supersedes any and all
prior agreements and negotiations between them. There are no representations or warranties other
than those expressly set forth herein.
18. OTHER DOCUMENTATION
Wife and Husband covenant and agree that they will forthwith (within ten (10) days at most
after demand thereof) execute any and all written instruments, assignments, releases, satisfactions,
deeds, notes or such other writings as may be necessary or desirable for the proper effectuation of
8
this Agreement.
19. NO WAIVER OF DEFAULT
This Agreement shall remain in full force and effect unless and until terminated under and
pursuant to the terms of this Agreement. The failure of either party to insist upon strict performance
of any of the provisions of this Agreement shall in no way affect the right of such party hereafter to
enforce the same, nor shall the waiver of any breach of any provision hereof be construed as a waiver
of any subsequent default of the same or similar nature, nor shall the waiver of any breach of any
provision hereof be construed as a waiver of strict performance of any other obligations herein.
20. SEVERABILITY AND INDEPENDENT AND SEP ARA TE COVENANTS
The parties agree that each separate obligation contained in this Agreement shall be deemed
to be a separate and independent covenant and agreement. If any term, condition, clause or provision
of this Agreement shall be determined or declared to be void or invalid in law or otherwise, then only
that term, condition, clause or provision shall be stricken from this Agreement and in all other
respects this Agreement shall be valid and continue in full force, effect and operation. Likewise, the
failure of any party to meet her or his obligations under anyone or more of the paragraphs herein,
with the exception of the satisfaction of any conditions precedent, shall in no way avoid or alter the
remaining obligations of the parties.
21. MANNER OF GIVING NOTICE
Any notice required by this Agreement to be sent to Wife shall be sent by certified mail,
return receipt requested, to Susan Q. Moser, 4172 Antelope Court, Mechanicsburg, Pennsylvania
17050, or counsel for Susan Q. Moser, or such other address as Wife from time to time may
designate in writing.
Any notice required by this Agreement to be sent to Husband shall be sent by certified mail,
return receipt requested, to Steven E. Moser, 472 Rich Valley Road, Carlisle, Pennsylvania, or
counsel for Steven E. Moser, or such other address as Husband from time to time may designate in
writing.
22. HEADINGS NOT PART OF AGREEMENT
Any headings preceding the text of the several paragraphs and subparagraphs hereof are
9
-
inserted solely for convenience of reference and shall not constitute a part of this Agreement nor
shall they affect its meaning, construction or effect.
SECTION III
ALIMONY AND ALIMONY PENDENTE LITE PROVISIONS AND
HEALTH INSURANCE PROVISIONS
1. SPOUSAL SUPPORT ORDER
Wife acknowledges that on August 25,2004 she filed a complaint in support with the
Cumberland County Domestic Relations Office, at docket number 00764 S. 2004 and P ACSES
Case Number 218106681. Wife agrees, within ten (10) days of the filing of a final Decree in
Divorce, she will notify the Cumberland County Domestic Relations Office, in writing, that the
support account should be terminated, effective January 1,2007. Thereafter, Husband's
obligation to provide monthly spousal support payments to Wife shall cease.
2. ALIMONY
A. Amount and Term of Monthlv Alimony Payments - Husband shall pay to Wife,
commencing on January 1,2007, as alimony, the sum of One Thousand Four Hundred Twenty-Two
($1,422.00) Dollars, per month, for a period of four (4) years.
All monthly alimony payments shall be made to Wife no later than the first day of each
month. Husband and Wife agree that all alimony payments are to be made by direct payment from
Husband to Wife.
The parties acknowledge and agree that the provisions of this Agreement providing for the
payment of alimony to Wife by Husband are fair, adequate, and satisfactory and are based upon
Wife's actual need, Husband's ability to pay, the duration of the parties' marriage and other relevant
factors which have been taken into consideration by the parties. The approval of this Agreement by a
court of competent jurisdiction in connection with an action in divorce or annulment filed by
Husband or Wife shall be deemed an order of the court and may be enforced as provided in 23
Pa.C.S.A. Section 3701.
B. Modification of Alimonv - The parties agree that this award of alimony shall be non-
10
modifiable, with the exception that payments shall terminate upon the death of Wife, the death of
Husband, or the remarriage of Wife. No other conditions shall be the basis for modification or
termination of these payments.
C. Tax Treatment - These payments shall be income to Wife under Section 71 ofthe
Internal Revenue Code and deductible to Husband under Section 215 of the Internal Revenue Code.
SECTION IV
PROPERTY DISTRIBUTION PROVISIONS
1. PERSONAL PROPERTY
Husband and Wife do hereby acknowledge that they have previously divided their tangible
personal property including, but without limitation, jewelry, clothes, furniture, furnishings, rugs,
carpets, household equipment and appliances, pictures, books, works of art and other personal
property. Wife agrees that all of the property in the possession of Husband shall be the sole and
separate property of Husband; and Husband agrees that all of the property in the possession of Wife
shall be the sole and separate property of Wife. The parties do hereby specifically waive, release,
renounce and forever, abandon any claims, which either may have with respect to the above items,
which shall thereafter be the sole and exclusive property of the other.
2. RETIREMENT BENEFITS
Husband and Wife agree to execute the necessary documents to transfer the sum of One
Hundred Forty-Eight Thousand Seven Hundred ($148,700.00) Dollars from Husband's BAE
Systems 401 (k) Plan, to Wife. Husband agrees to transfer this amount to Wife through a Qualified
Domestic Relations Order (QDRO), which shall be prepared at Wife's expense, by counsel for Wife.
It is anticipated that this transfer of assets will be a tax-free distribution incident to any instruments
required to transfer these fund proceeds to Wife. The parties agree that this transfer shall include any
interest accumulated on Wife's portion of the plan, from the date of the signing of this Agreement,
until the actual date the funds are transferred to Wife.
The parties agree that Wife shall retain sole ownership and possession of all of her retirement
benefits and plans, including, but not limited to, her American Century Investments Roth Individual
Retirement Account (Account No. 022-001796373), her Principal Financial Group Individual
11
Retirement Account (Account No. 0030993792), and her Ameriprise Financial Account (Client No.
1616-8207-5-001), and Husband specifically releases and waives any and all interest, claim or right
that he may have to these assets.
The parties further agree that Husband shall retain sole ownership and possession of his BAE
Systems Pension Plan, and the remainder of his BAE Systems 401 (k) Plan, and Wife specifically
releases and waives any and all interest, claim or right that she may have to these assets.
3. BANK ACCOUNTS
Husband and Wife are the owners of individual bank accounts. Husband and Wife agree that
these accounts shall be the sole and separate property of the person in whose name they are titled and
each party waives any right, title or interest they may have in the other parties' account.
4. INVESTMENT ACCOUNTS/STOCKS
A. Merrill Lvnch Portfolio: Husband and Wife acknowledge that they were the owners
of a jointly titled Merrill Lynch Cash Management Account (CMA), Account No. 872-48646. The
parties further acknowledge at the end of December 2004, Husband liquidated this account and
withdrew all of the funds held therein. Husband took these funds and deposited them into a savings
account in his sole name. Wife agrees that these funds shall be the sole and separate property of
Husband and she waives any and all interest, right or title she may have in these assets, except that, it
is anticipated that the Eighty Thousand ($80,000.00) Dollar lump sum cash payment, set forth below
at Section IV, Paragraph Eight, due to Wife from Husband as of the execution date of this
Agreement, shall be satisfied through these funds.
B. BAE Systems Stock: The parties acknowledge that as an employee ofBAE Systems,
Husband was eligible to participate in a stock option plan. The parties further agree that incident to
his participation in this plan, Husband received approximately 5,505 shares ofBAE Systems stock,
from October 11,2000 through December 1,2003. Due to the conditions of the BAE Systems Share
Option Plan 2001, Husband has been unable to exercise many of his stock options, but has exercised
some and the parties acknowledge that he received the net sum of$388.85 as a result of selling some
shares in July 2006. Wife agrees that the remaining shares of stock/stock options and those funds
received from the liquidation of shares in July 2006, shall remain the sole and separate property of
Husband and she will waive any and all interest, right, or title she may have in these assets.
5. UNITED STATES SAVINGS BONDS
Wife is the owner of eight (8) United States Savings Bonds, having a face value of Fifty
12
($50.00) Dollars each, dated from November 2002, through June 2003. Husband and Wife agree
that these bonds shall remain the sole and separate property of Wife, and Husband waives any right,
title or interest he may have in them.
6. AUTOMOBILES
Husband and Wife agree that the 1998 Toyota Camry, currently in the possession of
Husband, shall be the sole and separate property of Husband, and Wife waives any right, title or
interest she may have in this vehicle. No lien exists on this vehicle.
Husband and Wife agree that the 2001 Honda Accord LX, currently in the possession of
Wife, shall be the sole and separate property of Wife, and Husband waives any right, title or interest
he may have in this vehicle. No lien exists on this vehicle.
Both parties agree to execute whatever documents are necessary to transfer the above listed
automobiles into the sole name of Wife and Husband, as provided herein.
7. LIFE INSURANCEI DEATH BENEFITS
Husband is the owner, and insured, of an ERIE FLEX Universal Life Insurance Policy (policy
Number 00000811391) through Erie Family Life Insurance Company. This policy, and its cash
surrender value, shall be the sole and separate property of Husband, and Wife waives any right, title
or interest she may have in this policy. Husband shall be responsible for all premiums due upon this
policy.
The parties agree that the death value of this policy is One Hundred Thousand ($100,000.00)
Dollars. Husband agrees that this benefit shall name Wife as its sole beneficiary, for the entire
period that he is obligated to provide Wife with alimony payments as set forth above in Section III,
Paragraph Two. After Husband's alimony obligations under Section III, Paragraph Two, expire this
provision shall become completely voluntary.
It is understood by Husband, that he does not have the right to surrender this death benefit or
encumber it until such time as his obligations under Section III, Paragraph Two expire.
8. CASH PAYMENT
Husband shall make an Eighty Thousand ($80,000.00) Dollar cash payment to Wife, in
one lump sum, as ofthe execution date of this Agreement.
13
9. CURRENT LIABILITIES
Wife and Husband represent that they have taken all steps necessary to make sure that no
credit cards or similar accounts exist as of the date of execution of this Agreement which provide for
joint liability. From the date of execution of this Agreement, each party shall use only those credit
cards and accounts for which that party is individually liable.
10. PAYMENT OF LEGAL FEES
Each party hereby agrees to be responsible for any legal fees incurred on their behalf.
11. AFTER-ACQUIRED PROPERTY
Each of the parties shall hereafter own and enjoy, independently of any claim or right of the
other, all items of property, be they real, personal or mixed, tangible or intangible, which are
acquired by him or her after the parties' date of separation, that being, June 5, 2004, with full power
in him or her to dispose of the same as fully and effectively, in all respects and for all purposes, as
through he or she were unmarried.
12. REAL ESTATE
A. Marital Residence: The parties acknowledge that they are the owners of real
property, titled as tenants by the entireties, located at 472 Rich Valley Road, Carlisle, Cumberland
County, Pennsylvania (hereinafter referred to as "Marital Residence"). This property is encumbered
with a mortgage owed to ABN AMRO Mortgage Group, Inc (hereinafter referred to as "Mortgage").
The parties agree as follows with respect to the Marital Residence:
(1) Husband shall pay to Wife the sum of Eighty Thousand ($80,000.00)
Dollars toward her interest in the Marital Residence, through the funds he receives by
refinancing the existing Mortgage. This refinance shall be completed on or before
the 90th day following the execution date of this Agreement. Husband shall pay all
costs associated with the refinancing of the existing mortgage. In the event Husband
is unable to obtain refinancing on or before the 90th day following the execution date
of this Agreement, he will immediately list the Marital Residence for sale and pay
Wife her Eighty Thousand ($80,000.00) Dollar interest from the net sales proceeds.
(2) Wife shall make, execute and deliver all documents in the usual form
conveying, transferring and granting to Husband all of Wife's right, title and interest
in and to the Marital Residence. The deed of conveyance shall be prepared by
Husband's attorney and signed by Wife within fourteen (14) days of her receipt. Said
14
signed Deed shall be held in escrow by Wife's attorney pending the scheduling of a
refinance conference for the existing Mortgage, upon which it shall be released to
Husband's settlement agent for recording.
(3) Wife agrees that as of the date of execution of this Agreement,
any and all title policies and any other policy of insurance with respect to the Marital
Residence shall be endorsed to reflect Husband as sole owner thereof and further
agrees that Husband shall be entitled to receive any payments now or hereafter due
under any such insurance policies.
(4) Except as otherwise provided herein, commencing on the execution
date of this Agreement, Husband shall be solely responsible for all costs, expenses
and liabilities associated with or attributable to the Marital Residence regardless of
when the same shall have been incurred including, but not limited to, taxes, insurance
premiums and maintenance, and Husband shall keep Wife and her property,
successors, assigns, heirs, executors and administrators indemnified and held
harmless from any liability, costs or expense, including attorney's fees, which may be
incurred in connection with such liabilities and expenses or resulting from Wife's
ownership interest in said property.
SECTION V
CLOSING PROVISIONS AND EXECUTION
Each of the parties has carefully read and fully considered this Agreement and all of the
statements, terms, conditions, and provisions thereof prior to signing below.
IN WITNESS WHEREOF, intending to be legally bound hereby, the parties hereto have set
their hands and seals on the date indicated below.
O'.l.illo anour1
WITNESSfutj
~dl.Mf) ~J
. AN Q. MOSER
l~-\\-Olp
DATE
s~~R~0
/ 2 -2tf -.O/;
DATE
15
(--:1
r--...,
...:..=.)
C'..)
-Tl
-../
'-0
;:-'t~
t"'_J
--.;
41' .""
Cara A. Boyanowski, Esquire
SERRA TELL! SCHIFFMAN BROWN & CALHOON
2080 Linglestown Road
Suite 201
Harrisburg, P A 17110
(717) 540-9170
Attorney for Plaintiff, Susan Q. Moser
SUSAN Q. MOSER,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYL VANIA
CIVIL ACTION - LAW
v.
NO. 04-3988 CIVIL TERM
STEVEN E. MOSER,
Defendant
IN DIVORCE
AFFIDAVIT OF SERVICE
Cara A. Boyanowski, Esquire, being duly sworn according to law, deposes and says that she
is an attorney at law duly authorized to practice in the Commonwealth of Pennsylvania, and that on
the 19th day of August, 2004, she did serve upon Steven E. Moser, the Defendant in the foregoing
case, a true and correct copy of the Complaint in Divorce by sending same to him, by certified mail,
restricted delivery, addressed to 472 Rich Valley Road, Carlisle, Pennsylvania, 17013. The receipt
for said Complaint is attached hereto as Exhibit "A."
Said copy of the Complaint was duly endorsed with notice to Defendant to appear and answer
or the matter would proceed without him.
Sworn to and subscribed before me this
eX .~ .-
j'5 day of . i u...?-'U/ (:41
- ":'" /
/
1
, 200~.
Cara A. Boyanowski, Es .
Attorney No. 68736
2080 Linglestown Road
Suite 201
Harrisburg, PAl 711 0
(717) 540-9170
Attorney for Plaintiff
By:
- ~
' /. .. " /'"
) fvt -/'I2;~ {:~
NOTARIAL SEAl
DEBRA A EVANGELIST!
Notary PUblic
SUSQUEHANNA 'lWP.DAUPHIN COUNTY
My Commission Expires May 7, 2008
.. -
SENDER CaMPI E Tf THIS SECTION COMPLETE THIS SECTION ON DELIVERY
. Complete items 1, 2, and 3. Also complete
item 4 if Restricted Delivery is desired.
. Print your name and address on the reverse
so that we can return the card to you.
. Attach this card to the back of the mailpiece,
or on the front if space permits.
1. Article Addressed to:
S~euU\ E. Naser
~1~ R\c1\ \k}\\Uj Rood
Co I{\\'::>\e. I?~ \ -=lO \ ~
2. Article
(Trans;
PS Forn-
X..,,<
B. Rteceived by ( prif)ted!~a.J?1e) C. Dat of Deliviry
S "b1/~ !] t/;{O'-;''-o/"' r I,,\..-cl
D. Is delivery address different from item 1. 0 Yes
If YES, enter delivery address below: !9'NO
3. Service Type
~ertified Mail
D Registered
o Insured Mail
o Express Mail
o Return Receipt for Merchandise
o C.O.D.
.4 RDoc:trirtQ.,-I n~li".........,., /c:uJ....... r'__l
Yes
_ 2595-02-M-1 035
6P ~
.-
0 !'-->
c:;:::.J.
,.."~' c;:::l
~?;. -----'
C-
oO, ..........#
V)
:r.:~
---1"
-'
-
-
N ~
--l
. ..-- ...
Cara A. Boyanowski, Esquire
SERRA TELL! SCHIFFMAN BROWN & CALHOON
2080 Linglestown Road
Suite 20 I
Harrisburg,PA 17110
(717) 540-9170 telephone
(717) 540-5481 facsimile
cboyanowski@ssbc-Iaw.com
Attorney for Plaintiff, Susan Q. Moser
SUSAN Q. MOSER,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYL VANIA
CIVIL ACTION - LAW
v.
NO. 04-3988 CIVIL TERM
STEVEN E. MOSER,
Defendant
IN DIVORCE
PRAECIPE TO TRANSMIT RECORD
To the Prothonotary:
Transmit the record together with the following information, to the court for entry of a
divorce decree:
1. Ground for divorce: irretrievable breakdown under S3301(c) of the Divorce Code.
2. Date and manner of service of the complaint: The divorce complaint, filed on
August 12,2004, was served upon Defendant by certified mail, restricted delivery,
return receipt requested on August 19,2004.
3. (Complete either paragraph (a) or (b).)
(a) Date of execution of the affidavit of consent required by S3301(c) of
the Divorce Code: by Plaintiff: December 1, 2006; by Defendant: December 1,
2006.
.~... -
(b)(l) Date of execution of the affidavit required by S3301(d) ofthe Divorce
Code: N/ A; (2) Date of filing and service of the Plaintiffs Affidavit upon the
respondent: N/ A.
4. Related claims pending: None.
5. (Complete either (a) or (b).)
(a) Date and manner of service of the notice of intention to file praecipe to
transmit record; a copy of which is attached: N/ A.
(b) Date Plaintiffs Waiver of Notice in S3301(c) Divorce was filed with the
Prothonotary: on or about December 1, 2006 (filed by Special Master following
hearing).
(c) Date Defendant's Waiver of Notice in S3301(c) Divorce was filed with
the Prothonotary: on or about December 1, 2006 (filed by Special Master following
hearing).
Respectfully submitted,
SERRA TELL! SCHIFFMAN BROWN &
CALHOON
~~OJ\OU\SL
Cara A. BoyanowsKl, Esquire
Supreme Court LD. No. 68736
2080 Linglestown Road, Suite 201
Harrisburg, PAl 711 0
(717) 540-9170
Attorney for Plaintiff
1-\8-01-
r-'
~:3
=
--'
n
(:~~
1',)
--i
-
""..---
---
THE COURT RETAINS JURISDICTION OF THE FOLLOWING CLAIMS WHICH HAVE
BEEN RAISED OF RECOR!) I~ THIS ACTION FOR WHICH A FINAL ORDER HAS NOT
YET BEEN ENTERED; WO\^.('
The provisions of the Agreement entered into by the parties on
December 29, 2006, shall be incorporated by reference, but shall
not be merged into this decree in div~FCe.
PENNA.
~~ ~ ~~~~~~~~~~~~~~~~~ ~~~~~~ ~ ~ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
IN THE COURT OF COMMON PLEAS
OFCUMBERLANDCOUNTY
STATE OF
SUSAN Q. MOSER,
Plaintiff
No.
04-3988 CIVIL TERM
VERSUS
STEVEN E. MOSER,
Defendant
DECREE IN
DIVORCE
AND NOW,
~ IT IS ORDERED AND
DECREED THAT
SUSAN Q. MOSER
, PLAI NTI FF,
AND
STEVEN E. MOSER
, DEFENDANT,
ARE DIVORCED FROM THE BONDS OF MATRIMONY.
ATTE/5~~
J.
,/
PROTHONOTARY
~~ ~~~~~~~~~~ ~~~~~~
/" <
~ ~F}z- ~ ry7'l/ r~;zcy/{ L_/ At:
. ~~'?ZV->fl-:/~~;?[7 ft. (/ ;2.. i"7:J'I-;'rI/ hul;f.) )-
'liT
.
Cara A. Boyanowski, Esquire
Supreme Court I.D. No. 68736
SERRA TELLI SCHIFFMAN BROWN & CALHOON
2080 Linglestown Road
Suite 201
Harrisburg, PA 17110
(717) 540-9170 - telephone
(717) 540-5481 - facsimile
cbov an owski(a)ss bc-la w .com
SUSAN Q. MOSER,
Petitioner/Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYL VANIA
v.
: NO. 04-3988 CIVIL TERM
STEVEN E. MOSER,
Respondent/Defendant
CIVIL ACTION - LAW
IN DIVORCE
QUALIFIED DOMESTIC RELATIONS ORDER
WHEREAS, Petitioner and Respondent were married to each other on October 26, 1991,
in Harrisburg, Dauphin County, Pennsylvania, and were divorced on January 16, 2007; and
WHEREAS, this Court has personal jurisdiction over both Petitioner and Respondent and
jurisdiction over the subject matter of this Order and this dissolution of marriage action; and
WHEREAS, Petitioner, Respondent, and the Court intend that this Order shall be a
Qualified Domestic Relations Order (hereinafter referred to as a "QDRO") as that term is used in
Section 206 of the Employee Retirement Income Security Act of 1974, as amended ("the Act"),
codified at 29 D.S.C. 1056(d), and Section 414(p)(1) of the Internal Revenue Code of 1986, as
amended (the "Code"); and
WHEREAS, Petitioner and Respondent have stipulated that the Court shall enter this
Order, and when approved by the Plan and the Court, the Order shall constitute a QDRO.
NOW, THEREFORE, IT IS HEREBY ORDERED BY THE COURT as follows:
1. Definitions
(a) Official name of the Plan:
"Plan" means the BAE SYSTEMS EMPLOYEE SAVINGS AND INVESTMENT
PLAN (the "Plan"), which is a defined contribution plan to which this Order applies.
In the event the Plan is merged or its assets or liabilities are transferred, the term
"Plan" shall include any successor plans.
(b) Plan Sponsor and Plan Administrator:
"Plan Sponsor" shall mean BAE Systems, Inc. and "Plan Administrator"
shall mean the BAE Systems, Inc. Administrative Committee. These
terms shall apply to all subsequent successors in interest and subsequent
designees.
(c) Participant:
Name:
Steven E. Moser
Address:
472 Rich Valley Road
Carlisle, Pennsylvania 17013
Social Security Number:
212-84-4566
Date of Birth:
December 24, 1959
(d) Alternate Payee:
Name:
Susan Q. Moser
Address:
4171 Antelope Court, Apartment No. 108
Mechanicsburg, Pennsylvania 17050
Social Security Number:
516-04-1451
Date of Birth:
May 1 7, 1969
(e) "Earliest Retirement Date" means the age determined in accordance with
Section 414(p)(4)(B) of the Code.
2. The Alternate Payee is the former spouse of the Participant.
3. The Order is entered pursuant to Pennsylvania Divorce Code, 23 P.C.S.A. ~3501
et seq. which relates to marital property rights between spouses and former spouses in
matrimonial actions.
4. This Order hereby creates and recognizes as to the Plan the existence of the
Alternate Payee's right, subject to the following provisions of this Order, to a share of the
benefits otherwise payable to Participant.
5. In the event the Alternate Payee does not elect an immediate distribution, her
share of the benefits described below shall be segregated and separately maintained in Account/s
established on her behalf and shall additionally be credited with any interest and investment
income or losses attributable thereon from December 29,2006 until the date of total distribution
to the Alternate Payee, The Plan is hereby directed to take any and all necessary actions to
separately account for and/or segregate the amount awarded herein to Alternate Payee.
6. Benefits Assigned to Alternate Payee: The Alternate Payee shall be entitled to a
portion of the Participant's benefits under the Plan as her sole and separate property. The
Alternate Payee's portion is $148,700.00, effective as of December 29,2006 (the "segregation
date"), or if such date is not a valuation date under the Plan, as of the valuation date nearest to
such date, plus/minus gains or losses on such amount from such segregation date through the
valuation date occurring on or immediately preceding the actual date of distribution. In no event
will the amount distributed exceed the total value of the Participant's account on the segregation
date.
7. Source of Funds: All funds shall be taken pro-rata from all investments of the
Participant with the exception of any Participant loan account as of the valuation date for the
creation of the separate account of the Alternate Payee. All funds shall remain invested in the
investment from which the funds originate until such time as the Alternate Payee shall exercise
her right to control the investment of the funds.
8. Time and Form of Benefit Payment: The Alternate Payee's distribution shall be
made or commence to be made on any administratively reasonable date selected by the Alternate
Payee after the Plan Administrator determines that this Order, or any modification of this Order,
is a QDRO as defined in Section 414(p) of the Code and Section 206(d)(3)(B) of ERISA and the
time for appeal has expired or the Participant and the Alternate Payee have waived their right to
such appeal in accordance with the procedures established by the Plan. Benefits will be payable
to the Alternate Payee in any form or permissible option otherwise available to Participants and
Alternate Payees under the terms of the Plan, including, but not limited to, a single lump-sum
cash payment. If no election is made by the Alternate Payee, payment to the Alternate Payee
shall be made in one lump sum.
9. Alternate Payee's Rights: With respect to the Alternate Payee's interest in the
Plan under the terms of this Order, the Alternate Payee shall have the following rights to the
extent permitted by the Plan with respect to a Participant who has terminated employment:
(i) To direct the investment of such interest; and
(ii) To designate a beneficiary in the event of the death of the Alternate Payee
prior to the distribution of such interest.
10. Payments in the Event of Death of Participant or Alternate Payee: If the
Participant predeceases the Alternate Payee, payment to Alternate Payee shall nonetheless be
made under the terms of this Order. If the Alternate Payee dies before full payment to Alternate
Payee has been made, the amount unpaid shall be made to the beneficiary designated by the
Alternate Payee, in writing, to the Administrator of the Plan in the manner prescribed by the Plan
Administrator, or if no beneficiary has been so designated, to the Alternate Payee's estate.
11. No Other Interests: On or after the date of this Order, the Participant shall have
no further right or interest in the portion of the Participant's account balance, which is hereby
assigned to the Alternate Payee, and the Alternate Payee shall have no right or interest in the
portion of the Participant's account balance that is not assigned by this Order to the Alternate
Payee. Nothing in this Order shall restrict the Participant's ability to obtain a distribution under
the Plan or designate a beneficiary under the Plan with respect to the portion of the Participant's
account balance not assigned to the Alternate Payee.
12. Payment of Taxes: Participant and Alternate Payee shall each be responsible for
his or her own federal, state, and local income taxes and other taxes attributable to distributions
from the Plan which are received by Participant and Alternate Payee, respectively. To the extent
permitted by applicable law, Alternate Payee's tax liability with respect to the amounts
distributed to Alternate Payee shall be determined as though the contributions by Participant
resulting in such amounts being payable were made by Alternate Payee. The Plan shall provide
to Participant and Alternate Payee in accordance with its customary procedures such information
as is normally provided to participants in the Plan with respect to the taxability of distributions
from the Plan. Any payments to the Alternate Payee made by the Plan shall be subject to
withholding for federal and state tax.
13, Jurisdiction: This Court reserves jurisdiction to modify this Order as necessary
for the Plan Administrator to accept the Order and pay the benefits in accordance with Plan
provisions and reserves jurisdiction over the parties and the Plan until such time as all
obligations of the Plan to Alternate Payee under this Order have been fully paid and discharged.
14, Address for Correspondence: Any of the above parties may designate another
address for the purpose of receiving notices and communications pursuant to this Order by
giving written notice thereof to the other parties at the addresses then currently in effect.
15. Conforming Provisions: No provisions in this Order shall be construed to require
the Plan, the Administrator of the Plan, or any trustee or other fiduciary with respect to the Plan
to take any action that is inconsistent with any provision of the Plan as now in effect or hereafter
amended. This Order is intended to be a QDRO made pursuant to the Act and Code, and its
provisions shall be administered and interpreted in conformity with said Act and Code. In the
event that the Act is amended or the law regarding QDROs is otherwise changed or modified,
then the parties hereto shall immediately take such steps as are necessary to amend this QDRO to
comply with any such changes, amendments, and/or modifications, or if permissible under any
such change, amendment, or modification to the Act or laws regarding QDROs, the Plan
Administrator of the Plan may elect to treat this QDRO as a qualifying order.
16. Limitations of Order: Notwithstanding any provisions of this Order to the
contrary, no provision in this Order shall be construed to require the Plan to a) make any
payment or take any action which is inconsistent with any federal law, rule, regulation or
applicable judicial decision; b) provide any type or form of benefit, or any option, which is not
otherwise provided under the provisions of the Plan; c) provide increased benefits (determined
on the basis of actuarial value); or d) pay benefits to any alternate payee (as defined in the Act)
which are required to be paid to another alternate payee under another order previously
determined to be a Qualified Domestic Relations Order (as defined in the Act).
17. Limitation of Obligations under this Order: The undertakings and obligations of
the Plan as set forth in the Order are solely those of the Plan. Neither BAE SYSTEMS, Inc., nor
any of its subsidiaries of affiliated corporations, nor any officer, employee or agent of any said
corporations (other than the Plan Administrator solely in his capacity as Plan Administrator)
shall be deemed to have made any undertakings or incurred any obligations as a result of this
Order.
18. Enforceability of Rights: Notwithstanding any other provision ofthis Order, in
the event that Participant, Alternate Payee or any other party claiming rights under this Order
shall make any claim which the Administrator of the Plan shall determine to be inconsistent with
the provisions of this Order or with any provisions of the Act or the Code or any successor
statute thereto, the Plan may forthwith cease making any further payments to any person whose
rights under the Plan, in the sole judgment of the Plan Administrator, may be affected by such
claim, pending resolution of such claim or further order of this Court, and the Plan may also take
such further action or actions as may be permitted by law with respect to such claim and/or this
Order.
r
day of M Q.A en
. 2007. the
WHEREFORE. this R,~ nd
parties in the above-referenced action hereby stipulate and agree that the Order attached hereto
encompasses their intent and that it may be adopted as a Court Order.
(1f)JJUJS~'___
-
, Cara A. BoyanowskI. Esquire
Attorney for Alternate Payee
DA TED:
v\M\ ?-~1
~
_Q_W1i&L__
--
Susan Q. Moser
~~1./t 'l/0:~
Steven E. Moser
/
>-
c-
~
LtJ ~~
~j~ S!:
CcS) (~j
f of' .~. ~
t_. _
u.J CL.
~ 1l.J
iE
l.L.
o
N
o
"0(-.-'"
::ii
N
I
e::::
c....
""-3:
r--
=
=
C'-..;
'"
.5
()