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THIS IS AN ARBITRATION MATTER. ASSESSMENT OF
DAMAGES HEARING REQUIRED.
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
THE OTHONOTARY
2011 JUN -6 AM It: 04
CUMBERLAND COUNT Y
'ENNSYLVANIA
GE MONEY BANK COURT OF COMMON PLEAS
4125 Windward Plaza Drive CUMBERLAND COUNTY
Alpharetta GA 30005
vs. DOCKET NO. : It _ N76 7
Nicole Lichtel
13 Kower Ct
Mechanicsburg PA 17055
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE
CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE
COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY
OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY
OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
S
9aoa?Oc.4
COMPLAINT IN CIVIL-ACTION
1. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the plaintiff under the terms of
which the plaintiff agreed to extend to defendant(s)the use of
plaintiff's credit facilities.
2. Defendant(s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and conditions
prescribed by the plaintiff for the use of said credit card.
3. The defendant(s)received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of the
credit card issued by the Plaintiff. A true and correct copy of the
Statement of Account or Affidavit of Account, if available, is
attached hereto as Exhibit "A".
4. All the credits to which the defendant(s)is entitled have
been applied and there remains a balance due as of May 31, 2011 in
the amount of $2,473.05.
5. Plaintiff has made demand upon the defendant (s) for payment
of the balance due but the defendant(s)has failed and refused and
still refuses to pay the same or any part thereof.
6. Defendant's last payment on account was made on 8/13/2010.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$2,473.05 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. V]
INBERG, ESQUIRE
JOEL M. FLINK, ESQUIRE
Attorney for Plaintiff
LICHTEL, NICOLE
************5652
VERIFICATION
I hereby state that I am the agent for the plaintiff herein, and that the facts set
forth in the attached Affidavit which is incorporated by reference in the foregoing
Complaint in Civil Action are true and correct to the best of my knowledge, information
and belief and is based upon information which plaintiff has furnished to counsel. The
language in the Complaint is that of counsel and not of plaintiff. To the extent that the
contents of the Complaint are that of counsel, plaintiff has relied upon counsel in making
this verification. This verification is made subject to 18 Pa.C.S. §4904 which provides for
certain penalties for making false statements.
Naticha Lester-Jo son
EXHIBIT "A"
Court
(Circuit/District)
Creditor Name: GE Money Bank
Debtor Name: LICHTEL, NICOLE
Account Number: ************5652
In
AFFIDAVIT OF ACCOUNT BALANCE & NON-MILITARY STATUS
STATE OF GEORGIA
:SS
COUNTY OF FULTON
Judicial
BEFORE ME, being duly sworn according to law, deposes and says that he/she is for GE Electric Capital
Corporation ("GE Capital"), and that he/she is duly authorized to take this Affidavit on behalf of GE
Corporation, and that the facts contained in the attached pleading are true and correct to the best of his/her
information, knowledge and belief:
I . I am a competent person over eighteen years of age. I am an employee of General Electric Capital
Corporation ("GE Capital"), which is an authorized servicer for certain credit accounts issued by GE Money
Bank, and I am authorized to make this Affidavit.
2. The scope of my job responsibilities includes the performance of collection and recovery services. In
the performance of my duties for GE Capital, I am familiar with the manner and method by which GE Capital
creates and maintains its normal business records, including computer records of its credit accounts held under
the name of GE Money Bank.
3. To the best of my knowledge of GE Capital's business records and practices for servicing of its credit
accounts, the contents of this Affidavit are true and correct. If called upon and sworn to testify hereto I could
and would so competently testify thereto.
4. In the ordinary course of business GE Capital maintains or has access to copies of credit agreements
and/or credit card applications entered into between GE Money Bank and its customers enabling such
customers to open and use credit accounts with GE Money Bank. I have reviewed form agreements for credit
programs for which GE Capital refers accounts to attorneys for collection litigation, each of which provide
that the creditor is entitled to recover, to the extent permitted by applicable law, its reasonable attorney's fees
and costs incurred in any action to enforce its rights under the agreement,
5. GE Capital maintains, as a regular practice of its business, computer records of activity on GE Money
Bank revolving credit accounts, including purchases made, payments received, amounts owing on such
accounts, credits and offsets. It is the regular practice of GE Capital's business that entries may be made in
such computer records only by individuals having personal knowledge (from examining account
documentation) of the information reflected therein and that such entries are made at or near the time the
events reflected in them occurred. It is also the regular practice of GE Capital's business to send monthly
statements to the accountholders of GE Money Bank credit card accounts reflecting the purchases made,
payments received and amounts owing on such accounts.
Debtor : LICHTEL, NICOLE
Acct Num : ************5652
6. As of the date of this affidavit, GE Capital's computer records for this account reflect an unpaid balance
of $2,473.05.
7. Demand has been made to the Defendant(s) more than 30 days prior hereto for payment of the unpaid
balance on this account, but payment for the unpaid balance has not been made.
8. GE Capital's records for this account reflect that the Defendant or Defendants (are) or (is) not in the
military service of the United States or any of its allies.
I declare under the penalty f perjury that the foregoing is true and correct.
5/9/2011
RECOV Y LIAISO CIALIST-Affiant Date
?"going affidavit swom to and subscribed before me this q_day of 1 I U
My commission expires
Notary Public
FRAME DUNN
NOTARY PUBLIC
STATE OF GEORGIA
DEKALB COUNTY
MY COMMISSION EXPIRES 02-W2015
Debtor : LICHTEL, NICOLE Acct Num : ************5652
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
v?vottJ' bt lrtrr.f;'Ill
N,
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Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
2011 ,.JIJM 14 AM 10-- 11?
` UMSERLAi'4f u?tc» 3 F
P NNJS°r'LVAN11'%
GE Money Bank
vs. I Case Number
Nicole Lichtel 2011-4767
SHERIFF'S RETURN OF SERVICE
06/09/2011 06:14 PM - Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on June 9,
2011 at 1814 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Nicole Lichtel, by making known unto Jeff Litchtel, Husband of Defendant at 13 Kower
Court, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time
handing to him personally the said true and correct copy of the same.
C AEL BARRICK, DEPUTY
SHERIFF COST: $38.00
June 10, 2011
SO ANSWERS,
RON R ANDERSON, SHERIFF
IN THE COMMON PLEAS COURT OF THE STATE OF PENNSYLVANIA
IN AND FOR CUMBERLAND COUNTY
GE MONEY BANK
Plaintiff
v.
Case Number: 11-4767 = R
f
`? -,
_ _
NICOLE LICHTEL - rn
13 KOWER CT. -<> o
MECHANICSBURG, PA 17055 < =: n
Defendant
ANSWER OF DEFENDANT
Pro Se Defendant Nicole Lichtel, hereby enters her appearance and answers the
complaint of GE Money Bank, as follows:
1. The Defendant admits the allegations of Paragraph 1 of the Complaint.
2. The Defendant admits the allegations of Paragraph 2 of the Complaint.
3. The Defendant admits the allegations of Paragraph 3 of the Complaint in part.
Defendant contends that this is not a true and correct statement of the account and
disputes the balance due and demands a complete accounting reflecting all charges
and credits to the account. Plaintiff has failed to produce an accounting.
4. The Defendant denies the allegations of Paragraph 4 of the Complaint. Defendant
disputes the balance due and demands a complete accounting reflecting all charges
and credits to the account. Plaintiff has failed to produce an accounting.
5. The Defendant denies the allegations of Paragraph 5 of the Complaint. The
Defendant paid for many months on the account until unable to continue and is
presently working with a debt settlement counselor in an attempt to resolve the
account.
6. The Defendant denies the allegations of Paragraph 6 of the Complaint. The
Defendant does not recall this and demands proof of the same.
WHEREFORE: The Defendant respectfully requests that Plaintiff s Complaint be
dismissed and the relief requested in Plaintiff's Complaint be denied.
Respectfully s tted
NICOLE LIC TEL
13 KOWER CT.
MECHANICSBURG, PA 17055
IN THE COMMON PLEAS COURT OF THE STATE OF PENNSYLVANIA
IN AND FOR CUMBERLAND COUNTY
GE MONEY BANK
Plaintiff
V.
NICOLE LICHTEL
13 KOWER CT.
MECHANICSBURG, PA 17055
Defendant
Case Number: 11-4767
CERTIFICATE OF SERVICE
The Defendant HEREBY CERTIFIES that on this A day of JtA nf'_ , 2011
1
a copy of the foregoing pleading was mailed, first-class, postage pre-paid to:
Frederic I. Weinberg, Esq.
Gordon & Weinberg, P.C.
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
Attorney for Plaintiff
L
NICOLE LI H L
13 KOWER CT.
MECHANICSBURG, PA 17055
This document was prepared by, or with the assistance of, an attorney licensed in PA and
employed by Persels & Associates, LLC / Persels & Associates, LLP (CA, MI) / Persels &
Associates, PLLC (NC), 800-498-6761.
VERIFICATION
The Defendant verifies that the statements made herein are true and correct based upon her
knowledge, information and belief. The statements are made subject to the penalties of 18 Pa.
C.S. Section 4904, relating to unsworn falsification to authorities.
NICOLE LI L
13 KOWER CT.
MECHANICSBURG, PA 17055
Davila). Buell"
Prothonotary
Office of f the Prothonotary
Cumderfand County, Pennsylvania
rkS. Sofconage, TSQ
Solicitor
7/401Y CIVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 28TH DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE —THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH
PA R.C.P.230.2.
BY THE COURT,
DAVID D. BUELL
PROTHONOTARY
One Courthouse Square e Suite100 ® Cartisfe, TA ® (Phone 717 240-6195 ® 'Fax 71 7 240-6573