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HomeMy WebLinkAbout06-20-11J 1505610143 REV-1500 Ex (°'-'°' OFFICIAL USE ONILY PA Department of Revenue pennsylvania County Code Year- File Number Bureau of Individual Taxes DEPARTMENT OF REVENUE PO 60X.280601 INHERITANCE TAX RETURN 21 11 0090 Harrisburg, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death 189 18 5393 12 09 2010 Decedent's Last Name GRIFFIE (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Spouse's Social Security Number FILL IN APPROPRIATE OVALS BELOW Date of Birth 06 11 1922 Suffix Decedent's First Name MI MAX W Suffix Spouse's First Name MI THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS 1. Original Return ~ 2. Supplemental Return ^ 4. Limited Estate ^ 4a. Future Interest Compromise (date of death after 12-12-82) g Decedent Died Testate Att h C ^ ~ Decedent Maintained a Living Trust A ( ac opy of Will) ttach Copy of Trust) ( ^ 9. Litigation Proceeds Received ~ 1 D. Spousal Poverty Credit (date of death between 12-31 X31 and T-1-95) 3. Remainder Return (date of death prior to 12-13-82) 5. Federal Estate Tax: Return Required 8. Total Number of Safe Deposit Boxes ^ 11. Election to tax under Sec. 9113(A) (Attach Sch. O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATIOIN SHOULD BE DIRECTED TO: Name Daytime Telephone Number NICOLE MARIE KERNS 717 540 4332 First line of address 2000 LINGLESTOWN RD SUI Second line of address City or Post Office State ZIP Code HARRISBURG PA Correspondent's a-mail address: nkerns@hazenelderlaw.com REGISTER Q,'JILLS USE~3~ILY 4 ~ ~- ~7 ~ r { j~j ~ C:> ...4 D ~~ED e:;~~:~ - _ ~r 3.' -~r_~ rte: t~j ~- :l . e..~ C ) -~r~- Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of may knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIG TURE OF PERS~I-RESPONSI E FOR FILING RETURN DATE Linda Frantz (~ ~h ~~ AD RESS 4314 Enola Road Newville PA 17241 SIG A RE OF PREPARER OTHER THAN R RESENTATIVE DATE ~Ir' Nicole Marie Kerns ~ / ADDR SS 2000 Linglestown Rd, Suite 202, Harrisburg, PA :; - '" Side 1 1505610143 1505610143 C,~i:= PA Inheritance Tax Return Signature of Additional Fiduciaries ESTATE OF FILE NUMBER Griffie, Max W 21-11-0090 Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. Signature #2 Name Laurie Holtry _ Address1 26 N Mountain Rd _ Address2 Clty, State, Zip Newville, PA 17241 Date r Signature #3 Name James Griffie _ Address1 482 N Mountain Rd Address2 _ Clty, State, Zlp Newvlle, PA 17241 Date ~ T?~j/~ PA Inheritance Tax Return Signature of Additional Fiduciaries ESTATE OF FILE NUMBER Griffie, Max W 21-1 1-01050 Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representa~tive~ is based on all information of which preparer has any knowledge. - Signature #2 ~ ~ ~~ ' - Name Laurie Holtry - Address1 26 N Mountain Rd - Address2 - Clty, State, Zlp Newville PA 17241 - ~ Date Signature #3 - Name James Griffie - Address1 482 N Mountain Rd - Address2 - Clty, State, Zlp Newville, PA 17241 - Date J 1505610243 REV-1500 EX Decedent's Name: G riffle, Max W Decedent's Social Security Number 189 18 5893 RECAPITULATION 1 1.80 , 000.00 1. Real Estate (Schedule A) ...................................................................................... . 2. Stocks and Bonds (Schedule 6) ............................................................................ . 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C)........ . 3. 4. Mortgages 8 Notes Receivable (Schedule D) ....................................................... . 4. 5~ Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) .............. . 5. 15 , 2 8 3 . 3 0 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested........... . 6. 7. Inter-Vivos Transfers & Miscellaneous -Probate Property (Schedule G) ~ Separate Billing Requested........... . 7. 2 4 , 2 3 3 . 4 5 g. Total Gross Assets (total Lines 1-7) ................................................................... .. 8. 219 , 516.7 5 9. Funeral Expenses & Administrative Costs (Schedule H) ...................... ................. 9. 2 0 , 0 95.64 10. Debts of Decedent, Mortgage Liabilities, 8~ Liens (Schedule I) ............. ................. 10. 4 , 917.0 4 11. Total Deductions (total Lines 9 & 10) .................................................. ................. 11. 2 5 , 012.68 12. Net Value of Estate (Line 8 minus Line 11) ......................................... ................. 12. ]L 9 4 , 5 0 4 . 0 7 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) .............................. ................. 13. 14. Net Value Subject to Tax (Line 12 minus Line 13) ............................. .................. 14. 194 , 5 0 4 . 0 7 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 15. (a)(1.2) X .00 16. Amount of Line 14 taxable 19 4 , 5 0 4 . 0 7 16. at lineal rate X .045 17. Amount of Line 14 taxable 0 . 0 0 17. at sibling rate X .12 18. Amount of Line 14 taxable 0 0 0 18. . at collateral rate X .15 19. Tax Due ................................................................................................................ .. 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Side 2 1505610243 1505610243 0.00 8,752.68 0.00 0.00 8,752.68 J REV-1500 EX Page 3 Decedent's Complete Address: File Number 21-11-0090 DECEDENT'S NAME Griffie, Max W STREET ADDRESS 442 Walnut Bottom Rd CITY Carlisle STATE PA Z:I P 17013 Tax Payments and Credits: 1. Tax Due (Page 2, Line 19) 2. Credits/Payments A. Prior Payments B. Discount 3. Interest 8,000.00 421.05 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 2 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (1) Total Credits (A + B) (2) (3) (4) (5) 8,752.68 8,421.05 ____ 331.63 Make Check Pa able to: REGISTER OF WILLS, AGENT. y . 1 K .. ~,: ~. ~ .. ..... ~5: >.. ..R. ~ . PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: 'Yes No a. retain the use or income of the property transferred :............................................................................... ^ 0 b. retain the right to designate who shall use the property transferred or its income :.................................. ^ ^x c. retain a reversionary interest; or ............................................................................................................... ^ d. receive the promise for life of either payments, benefits or care? ............................................................ ^ ^x 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without. receiving adequate consideration? .................................................................................................................... ^ 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?....... ^ ^x 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? .................................................................................................................. ~ ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. . ,~ ~. .... _. ,z .. h - --~- . , ;. .. ,rx .. .`.,~,r a .. rt., ` 3fi~ `ap~.q>v3u>. :rc ........n...fi~ ~........ ,! For dates of death on or after July 1, 1994 and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for then use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0 percent [72 P.S. §9116 (a) (1.2)]. . The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in 72 P.S. §9116 1.2) [72 P.S. §9116 (a) (1 )]. . The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116 (a) (1.3)]. A sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Rev-1502 EX+ (~~-08) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE A REAL ESTATE ESTATE OF Griffie, Max W FILE NUMBER 21-11-0090 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant. facts. Real property which is jointly-owned with right of survivorship must be disclosed on schedule F. (If more space is needed, additional pages of the same size) Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule A (Rev. 11-08) Rev-1508 EX+ (6-98) SCHEDULE E .. CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Griffie, Max W 21-11-01090 ,.,,.. „ ,,...,..,.,..~ ., ...y....... ~ ., ~ ... .. .............~ . ...,y .~ ~~ All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1 Refund -Auto Premium 82.00 2 Refund -Decedent's Personal Taxes 3,600.00 3 Refund -Homeowners Insurance 54.00 4 Members First Checking Acct. No. 1397-11 2,544.71 5 Members First Investment Savings Acct. No. 1397-05 2,600.46 6 Members First Savings Acct. No.1397-00 6,302.13 7 1986 Chevy S-10 Blazer -Very poor condition. Sold to disinterested third party 100.00 TOTAL (Also enter on Line 5, Recapitulation) I 15,283.30 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule E (Rev. 6-98) Rev-1510 EX+ (6-98) SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PR BATE PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Griffie, Max W FILE NUMBER 21-11-0090 This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. ITEM NUMBER DESCRIPTION OF PROPERTY THE DATE OF TRANSFER.SATTACFiTA CO Y OF TIOHE DEIED FOR REAL ESTATDE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST EXCLU510N (IF APPLICABLE) TAXABLE VALUE 1 Raymond James Annuity Acct. No. 48930200 - 24,233.45 100.000% 24,233.45 Beneficiaries are Decedent's three children, Linda Franz, Laurie Holtry and James Griffie TOTAL (Also enter on Line 7, Recapitulation) I 24,233.45 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule G (Rev. 6-98) REV-1151 EX+ (10-06) COMMNHERITAN HEOT~ RET~RN ANIA RESIDEN DECEDEN SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Griffie, Max W 21-11-0090 Debts of decedent must be reported on Schedule I. ITEM DESCRIPTION AMOUNT NUMBER _ A. FUNERAL EXPENSES: See continuation schedule(s) attached B. 1 2 3 ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) Street Address City State Zip Year(s) Commission paid Attorney's Fees Hazen Elder Law Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 8,989.51 9,800.00 4. Probate Fees Register of Wills 300.50 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. Other Administrative Costs 1,005.63 See continuation schedule(s) attached TOTAL (Also enter on line 9, Recapitulation) 20,095.64 Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-150iD Schedule H (Rev. 10-06) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Griffie, Max W 21-11-0090 ITEM NUMBER DESCRIPTION AMOUNT Funeral Ex enses 1 Ewing Brothers Funeral Home -Funeral Expenses 8,989.51 H-A 8,989.51 Other Administrative Costs 2 Cumberland Law Journal -Estate Advertising Notice 75.00 3 Irwin and McKnight PC -Preparation of Property Description for Deed 35.00 4 Real Estate Taxes 379.61 5 Recorder of Deeds 63.00 6 Register of Wills -Filing fee for Inventory and Pennsylvania Inheritance Tax Return 30.00 7 The Sentinel -Estate Advertising Notice 230.02 8 Travelor's Homeowner's Insurance through May 2011 193.00 H-B7 1,005.63 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) Rev-1512 EX+ (12-08) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE 1 DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF FILE NUMBER Griffie, Max W 21-11-0090 Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. ~Ir more space Is needed, additional pages of the same size) Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 :schedule I (Rev. 12-08) REV-1513 EX+ (11-08) SCHEDULE J COMMNHERITANCE~~ RETURNANIA BENEFICIARIES RESIDENT DECEDENT ESTATE OF Griffie, Max W FILE NUMBER 21-11-0090 NAME AND ADDRESS OF RELATIONSHIP TO SHARE OF ESTATE_ AMOUNT OF ESTATE NUMBER PERSON(S) RECEIVING PROPERTY DECEDENT (Words) ($$$) po of List Trus ee s I TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 a 1.2 Linda Frantz Child One third of the 4314 Enola Rd residue of the Newville, PA 17241 Estate James Griffie Child One third of the 482 N Mountain Rd residue of the Newville, PA 17241 Estate Laurie Holtry Child One third of the 26 N Mountain Rd residue of the Newville, PA 17241 Estate Total Enter dollar amounts for distributions shown above on lines 1 5 throu h 18 on Rev 150 0 cover sheet, as a r o riate. NON-TAXABLE DISTRIBUTIONS: II. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAh:EN B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHE:El- Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-15010 Schedule J (Rev. 11-08) ~HC3iT i;E:~TtFICATE .~, ~~gater for Ghe Probate of bVi1I~ and Granting Le t terms Qf Ad~nini ~ tra ti on in and for C~1P?:BERLA.~T~ County, do .hereby certify Ghat o.n the 19t~i a~~xy of January, 2'wo Thoueat3d and .~.~ even, LeGter~ of rADMl~1!/57"R~I T/~N in cotnorz fc~.rm were granted by the ~~e~~ s ter of said Cc-:un ty~, on Gh e ~~~Ge of 1~1~X i~' CRI~`FI~' Iato of UPPER A1~lKF(,~Rl~ Tt:~i!V aN'/P ;. ~, ~' ~FirsF, Adidd[e> ~.astl .~. :. SC~.7T.d ~o~inGy~ d~o~ed~ ~Q i.~lYW'~ ~~7~~/r ~.f~d t«,~t, A#e; (.asr7 x . ,~ H~L TR ~ ~; and ~A~f~S ~R~l~'FlE ;, , ., f #asrl a.r~d 'that game I~s~ n~~ since been .:revoked'. I~tiT TESTII~C`~d~l'Y ~~PE~~', .~ .tease hereunto sit my hand and aft'.i:~~~ the s~~1 of ~~d off.ice ~t CARL~£SL~, F~';S'~L~l~1TIA, this 1.9 day of~ 47~nuar'y _ °~ Two ~'hausand and .EI even . F°i 1 e No . 2D 1 f - ~~30 Da. G e of lea th 1 ~9,/2Q'1 b~ ~~ F ..,,.~ )) ''++~~ fit, i .~{ 1~., j f ~~ }ei ... ... egrst~;~ ' . ::.~ ~~ t .__ P qty _.._...~ PIJT V~iLTD ~tiITI-~OUT ~nltsl.tttAL S3"G.I1IA?'i3.tcE A1Vi1 .TMIattE,~S~L' .SE'~"~L .~. ~~ • ~..~. ~~~ z1~ ~.n~ ~~t~m~rt~ OF . MAX W. GRIFFIE I, MAX W. GRIFFIE, of R. D. 3, Box 1587, NewvillE~, Cumberland County, Pennsylvania, declare this instrument to be my Last Will and- Testament, in manner and form following: 1. I hereby expressly revoke all Wills and Codicils heretofore made by me. 2. I hereby direct my Executrix to pay all my just debts, funeral and administrative expenses out of~my estate, as soon as practicable after my death. 3. I direct that all taxes that may be assessed i:n consequence of my death of whatever nature and' by whatever jurisdiction imposed shall be paid out of my estate as a part of the administration of my estate. 4. Should my wife, Mary Jane Griffie, survive me :Eor a f period of thirty days following my death, I devise and bequeath the ~'eTia1I'idCr Oi illy esi ai e i O iicaty JaI-ie G:Clffie. 5. Should my wife, Mary Jane Griffie, predecease me or die on or before the thirtieth. day following my death, I give, devise and bequeath the remainder of my estate to my children, .Linda K. Shultz, James M. Griffie and Laurie Ann Holtry, in equal shares. Should any of my named children predecease me, I give, devise and i bequeath his or her share to his or her issue, per stirpe~~; and in i default of any such issue, I direct that his or her sha:rEe be divided equally between my surviving children. i - 1_~ ~~ ~~ 1 t 6. I nominate and appoint Farmers Trust Company, Carlisle, Pennsylvania, Trustee of the share of any beneficiary who may be a f minor. The income and or / principal of said trust may lae: accumulated or expended for the maintenance, education and support of such beneficiary as my Trustee in its sole discretion may determine; and my Trustee, in the expenditure of income and/or principal for such purposes., may, at its discretion, apply the same directly without the intervention of a guardian or pay the same to any p~e:rson having the care or control of said beneficiary or with whom the beneficiary resides, without duty on the part of the Trustee to supervise or inquire into the application of the funds by any person t:o whom any payment is so made. The balance of such-income and/or principal f shall be paid to such. beneficiary upon reaching majority, or to such'' r beneficiary's estate in the event of death prior thereto. 7. I nominate and appoint my wife, Mary Jane Griffie, as Executrix of this- my Last Will and Testament; and as sukastitute Executors I nominate and appoint my children, Linda K. Shultz, James M. Griffie and Laurie Ann Holtry. 8. T direct that my perso nal representative ar~d Trustee, as well as their successors, shall not be required to file- bond or security in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand and seal this 12th day of April, 1986. - 2 - i i s s I 1 3 ~~.'~'° (.SEAL ) Max W. Griffie WITNESS: i 0 r r ~ ,1 ( .` .~ c 1 f f 3 i; i ~ COMMONWEALTH OF PENNSYLVANIA . SS. COUNTY OF CUMBERLAND I, Max W. Griffie, Testator, whose name is signed to the attached or foregoing instrument, having been duly qualified s according to law, do hereby acknowledge that _I signed and executed the instrument as my Last Will; that I signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed. Sworn or affirmed to and acknowledged before me, b:y Max W. Griffie, Testator, this 12th day of April, 1986. _n n ~ yes Testator ----~' ^~ ,~ ~ ;1 ~; t -.~- Notary -~ 1~iy C:~ ~~.~_s:v~ ~ ~~~i~~ .ean~.~> ~i. 19$7 ~- - 3 - COMMc~NWEALT~i OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND , We, Roger M. Morgenthal and Laura A. Bistline, the witnesses whose names are signed to the attached or foregoing in:~trument, being duly qualified according to law, do depose and say that we were present and saw Testator, Max W. Gri€fie, sign anti execute the instrument as his Last Will; that he signed willingly and that he executed it as his free and voluntary act for the purposes therein expressed; that both. of us in the hearing and sight of the Testator signed the Will as witnesses; and that to the best of ou:r knowledge the Testator was at that time 1$ or more years of age, o:~ sound mind:: and under no constraint or un due irlfluer~ce. Sworn or affirmed to and subscribed to before me by Roger M. Morgenthal and Laura A. Bistline, witnesses, this 12th day of April, 1986. ~ ~ `~`~ Wi ness /~ '' .~ ~` o Withess =,Notary Cu~;;~;:;.r~d La~.~~si;~ 27. 197 MY Co~,~~,i~~a ~:x~~.~ J3nuar'9 - 4 - St MEMBERS 1St FEDERAL CREDIT UNION REGULAR SAVINGS ACCOUNT: Account Number/Suffix 1397-00 Date Account Established 10/18/1951 Principal Balance at Date of Death $6,301.72 Accrued Interest to Date of Death $.41 Total Principal and Accrued Interest $G;302.i3 Name of Joint Owner None CHECKING ACCOUNT: Account Number/Suffix 1397-11 Date Account Established 05/12/1977 Principal Balance at Date of Death $2,544.71 Accrued Interest to Date of Death $.00 Total Principal and Accrued Interest $~644~~:7-1 Name of Joint Owner None INVESTMENT SAVINGS ACCOUNT: Account Number/Suffix 1397-05 Date Account Established 04/04/2008 Principal Balance at Date of Death $2,600.28 Accrued Interest to Date of Death $.18 Total Principal and Accrued Interest Name of Joint Owner None LOAN ACCOUNT: Account Number/Suffix 1397-03 Date Opened 12!05/1979 Principal Balance at Date of Death $.00 Loan Type Personal Service Loan Name of Co-Borrower None VISA ACCOUNT: Account Number/Suffix 4672090000131524 Date Account Established 02/23/1996 Principal Balance at Date of Death $.00 Name of Joint Cardholder None E ERS 1sT FEDERAL CREDIT NIO,P''J n - V~ Danielle A. K ' e Lending Insurance Support Specialist February 3, 2011 t^' ~^~~~ :~3 : ~ ~ ~. Estate of: MAX W. GRIFFIE ,. Date of Death: 12/09/2010 r '~ `-~ ~' n ~ `~ Social Security Number: 189-18-5393 ~ ~ ~ ~...~:3 s~ "' ~~ ~~ ''~ Y . 7 1I~ rrrrrrrr~~r~~r~+rrrrrrrrrr• 5000 Louise Drive P.O. Box 40 Mechanicsburg, Pennsylvania 17055 (800) 283-2328 vv~w~vmemberslst.org Raymond James Fin Serv Fax:717-243-291 Jan 25 2011 11:32am P002/002 January 24, 2Q11 Nicole 1Vf. Kerns, Attorney Hazen Elder Law 2000 f.inglestown Road,' Ste, 202 Harri$bUrg, PA 17110 RE: Estate of fVlax Griffie Dear Nicofe, der your regtaest, the date of death value of Max Grfffie's fRA account on 12/~/2Q10 was $ 24,233.45. Please let me know if f can be of further assistance. Sincerely, curie L. [sake Registered Investment Advisor Representative F~aymond .3emes Financial Services, Inc. . Member ~iN~tA/SlPC 19 ~rvokwoad Ave • Suitt 105 Carlisle, PA 17Q74 717-243-8777 7T7-243,291 Fix 888-230-1480 TaEI FrP.P. B-HAQ~11r,'C4PDI; --;'I52fVIC2; n~c~v~. i~,:r,~~ Property Address: 4304 Enola Road Newville, Pa 17241 Prepared For: Estate of Max W. Griffie c/o Thomwald Home 442 Walnut Bottom Road, Carlisle, Pa. 17013 Prepared As Of: November 6, 2010 Prepared By: G. Arthur Calaman, Pa. Cert.# RL-139418 B-H Agency Appraisal Services 163 N. Hanover Street Carlisle, Pa. 17013 The purpose of this Appraisal is to Establish "Market Value" ONLY: NOT to be used for Mortgage Financing Appraised Value for the Subject Property: $180,000.00 Form produced by United Systems Software Company (800) 969-8727 www.unitedsystems.com o n n,~~ew~Y ~~:~°a:ani ~~iv~cea r;ir~ ivu ~ nut ~~; B-H Agency Appraisal Services 163 N. Hanover Street Carlisle, Pa. 17013 (717) 243-1000 Ext. 216 Date :November 20, 2010 Client :Estate of Max W. Griffie Requested by James Griffie In accordance with your request, I have inspected, as per your instructions, and appraised the subject property located at 4304 Enola Road, Newville, Cumberland County, Pa. 17241. (Parcel #43-05-0417-082) As per your instructions, the purpose of this appraisal was to determine "Market Value" in unencumbered fee simple title of ownership, and was done in compliance with and as defined by "USPAP" and the Appraisal Standards Board. This report in it's entirety is intended and valid only for the intended use of the Client named in this report, and is invalid if photocopied or electronically transmitted, whether in part or in whole by anyone other than the Client or the State Certified Real Estate Appraiser(s) named in this report. It is intended solely for the Client, other potential Intended Users as determined by the Client, and shall not be used by anyone other than the Client without the prior written consent of the Client, and the State Certified Real Estate Appraiser(s) conducting the appraisal process. Note :This is a Summary Appraisal Report, and contains 13 pages (plus attachments or addenda as necessary), and any single page is invalid if detached or used separately from the entire report as originally submitted. This report was conducted and prepared with the utmost care and confidentiality, and was established with no pre-determined opinion of value on the part of the appraiser(s). Thank you for choo~lr~~l~ H Agen Faisal Services !'` LY r ;'` , Art Calary{an Form produced by United Systems Software l:ompany (800) 969-8727 www.unitedsystems.com NOT TO BE USED FOR MORTGAGE FINANCING PURPOSES RESIDENTIAL SUMMARY APPRAISAL REPORT File # 1100210 Property Address 4304 Enola Road City Newvill State Pa Zip Code 17241 - --- Borrower (if applicable) N/A Owner of Public Record Max W. GritTie County Cumberland Legal Description See Attached Deed: DB 14-K/ PG 377(minus Parcel 43-05-0417-007 24.57acres split off 3/9/07) Assessor's Parcel # 43 05-0417-082 Tax Year 2010 R.E. Taxes $ 1,944.00 (m/L) Neighborhood Name Upper Frankford Twp. Map Reference (43) 05-0417-082 Tax Map Census Tract 0130 Occupant iOwner ~ Tenon _. p-y g pp _ [~_ t ^ Vacant Special Assessments $ None Known [ ] PUD HOA $ N/A - []per year ^; per month I _ -- - -- - -- --- - - -- ------ Pro ert Ri hts A raised Fee Simple _ Leasehold ^ Other (describe) __. Assignment Type ~ ~_Purchase Transaction a Refinance Transaction ®Other (describe) To establish "Market Value" as defined by USPAP Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? ^Yes [~ No Report data source(s) used offering price(s). and date(s). CPML shows no record of for sale, listing, or otherwise in the past 12 months for the subject address iiic NuiNu~c vi uii~ aNNiai~ai i~ to ucvcluN ell UNIIIIUII UI JLJ IVIAfKCr VdIUe taS OeTneO), Ora Ulner (aeSCflbe) -- This report reflects the following value (if not Current, see comments) [~ Current (the Inspection Date is the Effective Date) ^ Retrospective [] Prospective -, - Approaches developed for this appraisal '~X] Sales Comparison Approach- ~ Cost Approach ^ Income Approach (See Reconciliation Comments and Scope of Work) { - - - _ - - _--- --- - ntended Use To establish most probable "Market Value" as defined by USPAP (contained within this report) --- -- - - Intended User(s) (by name or type) Estate of Max W Griffie and possible other Intended Users as to be determined by the Client ~' --_- - - - - ---- -- lient Name Estate of Max W. Griffie Client Address c/o Thornwald Home, 442 Walnut Bottom Road Carlisle Pa. 17013 - - -. _ - - lient Contact James Griffie (717) 776-5238 Client Email N/A A raiser Name G. Arthur Calaman, Pa. Cert.# RL-139418 A raiser Address B-H Agency A raisal Services 163 N. Hanover St. Carlisle, Pa. 17013 Note: Race and the racial composition of the neighborhood are not appraisal factors. Location ^ Urban ^ Suburban ~ Rural Property Values ^ Increasing ®Stable ^ Declining PRICE AGE One-Unit 85 % - - - - - - Built-up Over 75% ®25-75% ^ Under 25% Demand/Supply ®Shortage ^ In Balance ^ Over Supply - --- $ (000) (yrs) - _ . 2-4 Unit 3 % _ _ Growth ^ Rapid ®Stable ^ Slow Marketing Time ^Under 3 mths 3-6 mths Over 6 mths 60k Low 0 Multi-Family 1 % eighborhood Boundaries Subject is situated NE of Newville, and is bounded to the north by the Perry Co. line; - -- - 360k High 100+ - Commercial 5 % . to the east by Bloserville Rd; to the west by S.R. 233; to the south by the Pa. T-Pike. . ----- 130-160 Pred 60+ - Other Other 6 % _ Neighborhood Description Subject is situated in a residential area of mixed style single family properties and sma ll farms. Major roadway s, employment, - --- -- - -_ s oppmg, an schools are within reasonable driving distance. Utilities as well as fire and police protection are present and adequate for the area. ---- -_ - - -- _. ------- ar et onditions (including support for the above conclusions) Employment, mtg rates,& inventories have remained fairly stable in the area, and although -- - - interest rates are Fluctuating and activity is slow, the market is slow, but stable. Appreciation has had no increase over the past year and in some cases sli ht , g depreciation, but I haven't seen as much of a decline in values as in other parts of the nation. Marketing time for similar properties would be up to 180 days. Dimensions See attached legal description in addenda section Area 59,677.20 Sq. Ft. (m/L) Shape Irregular View R id ti l es en a Specific Zoning Classification None Zoning Description Residential Permitted -- - _ __ - Zoning Compliance ®Legal ^ Legal Nonconforming (Grandfathered Use) ®No Zoning ^ Illegal (describe) - -- -- _ -- -- sthe highest and best use of the subject property as improved- (or as proposed per plans and specifications) the present use? ®Yes [] No If No, describe -- - - --- -- - ttlities Public Other (describe) Public Other (describe) Off-site Im rovements T P bli _ _ p - ype_ __ _ u c Private_ Electricity ® ^ _ -Water ^ ®On Site Well Street Macadam Gas ^ ®Propane possible Sanitary Sewer ^ ®Private On Site Alley None Observed -- ^ ^ FEMA Special Flood Hazard Area? Yes ~ No - _FEMA Flood Zone x FEMA Map # 42041C 0201E FEMA Map_Date o3/16/2009 Are the utilities and off-site improvements typical for the market area? ®Yes ^ No If No, describe -- Are there any adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc.)? ^Yes [~ No If Yes, describe On site well water and septic sewage systems are common to the area, and have no adverse affect on appeal or property values Also see Text Add d P . en um age..... Units ®One ^ One with Accessory-Unit [ J; Concrete Slab ^ Crawl Space --- Foundation Walls Stone & Block: Average Floors Oak/Cpt/Vin: Good # of Stories Two -- -- Type Det. ^ Att. ^ S-Det./End Unit ~I Full Basement ^ Partial Basement - Basement Area 885 (m/L) sq. ft. _ - ---- Exterior Walls Vinyl: Average Walls Plaster: Average _ ___ -- Roof Surface Shingle: Average Trim/Finish W d G Existing ^ Proposed ^Under Const. Basement Finished 0 % oo : ood Gutters & Downspouts Aluminum: Ave B th Fl - Design (Style) Cape Cod -- - [~ Outside Entry/Exit Sump Pump rage a _ oor Vinyl: Good _ _ _ Window Type Dbl Hun : A _ _ Year Built 1949 (m/L) _ _ _ Effective Age (Yrs) 60 yrs (m/L) Attic ®None Evidence of ^ Infestation Dampness Settlement Heating ^ FWA ®HWBB ^ Radiant g verage _ _ Bath Wainscot N/A Storm Sash/Insulated Yes _ _ Car Storage ^ None Screens Yes ~ Driveway # of Cars Multiple Amenities ^ WoodSto # 0 D i - ^ Drop Stair __ Stairs ,Other Fuel Oil ve(s) r veway Surface Stone Fireplace(s) # 0 ^ Fence None Obsvd ®Gara # f C ^ Floor ^ Scuttle ' Cooling ^ Central Air Conditioning . ge o ars 1 & 2 ^ Patio/Deck N/A ®Porch Front c v d _ - o ere ^ Carport _ # of Cars Finished Heated Individual Other Pool N/A Other Block workshop Att Det. Built-in Appliances Refrigerator Range/Oven J Dishwasher Disposal Microwave Washer/Dryer Other (describe) Fan Hood Finished area above grade contains: 8 Rooms 5 Bedrooms _ _ 2.00 Bath(s) 1536 Square Feet of Gross Living Area Above Grade -- ---- Additional features (special energy efficient items, etc.) None Observed - ----- Describe the condition of the property (including needed repairs, deterioration, renovations, remodeling, etc.) See Text Addendum Page.... Are there any physical deficiencies or adverse_conditions that affect the livability, soundness or structural inte rit of the ro ert ? - 9 y p p y ^Yes [~ No If Yes, describe None observed..also see text addendum page --- - _ -- -__ -_ Does the property generally conform to the neighborhood (functional utility, style, condition, use, construction, etc. ? - -- ) ®Yes ^ No If No, describe ~ ~~~~ -- orm produced by United Systems Software Company (800) 969-8727 www.unitedsystems.com (Rev 06/08) o-r r~~trnry nF~~ia!sai ariw~es - - -'I° h'r 11TJ(' RFSInFNT1A1 CIIMMeRY eaaRe~ce~ DcDADT _ FEATURE SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 ' COMPARABLE SALE ?# 3 Address 4304 Enola Roa d _ 401 Steelstown Road 510 Shippensburg Road 366 Bloserville Road Newville, Pa 17 241 Newville, Pa. 17241 Newville, Pa. 17241 Carlisle, Pa. 17015 Proximity to Subject 5.33 MI 6.14 MI '1.57 MI Sale Price $ N/A $182,900 $166,800 $196,000 Sale Price/Gross Liv. Area $ N/A sq. ft. $113.32 sq. ft. $108.03 sq. ft. $110.36 sq. ft. Data Source(s) Previous Inspection/ CPML &CCCH .CPML &CCCH ,CPML &CCCH rt Dnv p~to -_ - --- p~ion + --------- -- - - Drive-by Ext. Inspection VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION ~+(_) ~ Adjustment (_) $ Adjustment s DESCRIPTION --- - _ + DESCRIPTION +(-) $ Adiustment Sale or Financing Conventional ~ Conventional ----- --- FHA Concessions N/A _ _ N/A N/A Date of Sale/Time 08/30/2010 _ _ 07/01/2010 ,06/29/2010 Location Average Average __ Average ------ tAverage Leasehold/Fee Simple -- -- Fee Simple - - - ,Fee Simple ~ - -- -- - Fee Sim le p Fee Simple Site ~1 37 acres (m/L) 1.89 acres (m/L) -1820 _ -- -- - 1.95 acres (m/L)r -2030 __ - -- - "- 11.44 acres (m/L) N/A iew Residential (Residential Residential - _-__ - Residential i Design (Style) 2 Story Cape Cod 1.5 Story Cape Cod N/A 1.5 Story Cape Cod N/A Ranch -3000 Quality of Construction Average to Period Built Average to Period Built Average to Period Built ---- Average to Period Built -_- - Actual Age.- _ 60 yrs (m/L) 41 yrs. (m/L) 56 yrs. (m/L) 37 yrs. (m/L) Condition _ Good Good _ Average/Good 5000 Good Above Grade Total Bdrms Baths ~ Total I Bdr ms. _-._- Ba - T al ~ Bdr ms. a To tal~Bdr ms Baths Room Count 8 -- 5 2.00 j - 4 7 - 00 3500 7 3 B 00 _ 3500 B 4 2.00 - - Gross Ltving Area t 1536 sq. ft ~ _ 1614 sq. ft. N/A 1544 sq. ft. _ N/A _ 1776 sq. fL -- -600 0 Basement & Finished Full Concrete Full Concrete ( _ Full Concrete i _ Full Concrete _ . Rooms Below Grade None None Known None Known i None Known Functional Utility Average --' Average- Average __ _ ' _ _ Average Heating/Cooling HWBB/No Central Air FHA/No Central Air FHA/Central Air -2800 Elec.6B/Central Air N/A nergy Efficient Items - - None observed None Known None Known None Known - Garage/Carport - . --- 1 Car Att./2 Car Det. 2 Car Det. 3500 3 Car Det. 2000 2 Car Det 3500 Porch/Patio/Deck -- - - t Cvrd.Porch ~ -_ ----- - 3 Cvrd.Porches -5000 Porch/Enc.Porch -1500 . _-- -- Porch/Enc Porch - -- -1500 --. Exterior Finish _ - Vinyl Aluminum Vinyl . All Brick -3000 Fireplaces,etc. None ;None Known None Known (2) Fireplaces -5000 Fence/Pool/etc. _ _ _ - Workshop None Known 2500 None Known 2500 ___ None Known _ 2500 Net Adjustment (Total) ~ + ~ - $ 2680 ®+ ~ - $ 6670 _ [] + ~ - $ -12500 Adjusted Sale Price Net Adj. 1.47% Net Adj. 4.00% Net Adj. 6.38% of comparables Gross Adj. 8.92% $ 185580 Gross Adj. 11.59% $ 173470 Gross Adj. 12.50% $ 183500 - I ®did ~ did not research the sale or transfer history of the subject property and comparable sales. If not, explain _ My research '' did ®did not reveal any prior-sales or transfers of the subject property for the three years prior to the effective date of this appraisal. Data Source(s) CCCH Assessment Records -- - -- - --- - -- -- My research did ®did not reveal any prior sales or transfers of the comparables sales for the year prior to the date of sale of the comparable sale. - --- - - - -- - - ata ource(s) CCCH Assessment Records Report the results of the research and anal sis of the rior sale or tran - - Y P _- sfer histo of the sub~ect ro er ry 1 P P tY and com arable sales re ort additi P (P onal rior sales on a e 3 . P P 9 ) ITEM _ _S_UB_JECT Date of Prior Sale/Transfer 06/18/1950 _ _ - COMPARABLE SALE # 1 06/26/2007 COMPARABLE SALE # 2 11/16/2006 ---- _ COMPARABLE SALE # 3 _ Unpublished Price of Prior Sale/Transfer $1.00 $185,000.00 --- $1.00 - - Unpublished ata ource(s) Deed CCCH Assessment Records -- CCCH Assessment Records -- -- CCCH Assessment Records Effective Date of Data Source(s) 11/09/2010 11/18/2010 _ 11/18/2010 1 1/18/2010 Analysis of prior sale or transfer history of the subject property and c omparable sales Subject is not, a nd has not been listed for sale w _ ithin the last 12 months to the best of the appraiser's knowledge_Subject and comparables last transferred ownership on the dates above, and have not been resold since then to the best of ' the appraiser s knowledge. ---- _ --- Summary of Sales Comparison Approach Appraiser searched CCCH sales records as well as multi-list for the best comparables to the sub jedof the anal sis No _ y . similar properties were found within the subject neighborhood and therefore the search area had to be expanded outward for similar comparable properties on the open market. The comparable properties used in this analysis are in my opinion the very best available at the present, and having been sold within the most recent months. All are relative in proximity, within the same marketplace, and very similar in nature, style, size and condition. Comparable # 3 is a different one story style, but was chosen because it is a very recent sale and within the general subject neighborhood. A negative adjustment was made for the style, as it costs overall more to build a large ranch than it costs to go up with a 2nd level. Adjustments have been made to compensate for differences in the comparables where necessary. A modest figure of $25 p/ sq. ft. was used to calculate above ground finished living area in excess of 100 sq.ft. $3 500 p/ , acre or fraction thereof was used to calculate difference in situs. Comparable #3 was not adjusted for "heating/cooling" because it h ad no furnace but it had _ _ , central air, moveless canceling value one for the other. Dates of sale in the grid section are from County Records not MLS. --- - n icated Value by Sales Comparison Approach $ 180,000.00 --- " -"- - ----- ""-"--- ~~~~~ ~~~~~ N~~~~~~~ ~y ~nncu oys~enis aunware company tuuu) sti9-ti/2/ www.unitedsystems.com (Rev O6/Oi3) ~~nN~~ency;,,pra~~aiaerv~ce~ F'P,~~~ .~~~~.^ RFSInENTIAI SUMMARY APPRe1ce~ RFanRr ~.,e~s iinn~ir, Indicated Value by: Sales Comparison Approach $ 180,000.00 Cost Approach (if developed) $ N/A Income Approach (if developed) $ N/A Final Reconciliation See "Final Reconciliation" on Text Addendum page... I I _------ I ---- - _ -~ This appraisal is made ~ as is", (~ subject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been completed, [ ] sublect to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed, or [] subject to the following required inspection based on the extraordinary assumption that the condition or deficiency does not require alteration or repair: - -- - See Text Addendum page... [] This report is also subject to other Hypothetical Conditions and/or Extraordinary Assumptions as specified in the attached addenda. Based on the degree of inspection of the subject property, defined Scope of Work, Statement of Assumptions and Limiting Conditions, and Appraiser's Certifications, my (our) Opinion of the Market Value (or other specified value type), as defined herein, of the real property that is the subject of this report is $ 180,000.00 , as of _ November 6, 2010 which is the effective date of this appraisal _____ , . If indicated above, this Opinion of Value is subject to Hypothetical Conditions and/or Extraordinary Assumptions included in this report. See attached addenda. _ A true and complete copy of this report contains 14 total pages, including the attached exhibits (indicated below) which are considered an integral part of the report. This appraisal report may not be properly understood without reference to the information contained in the complete report. [~ Scope of Work ]Additional Sales Addenda ®Deed/Legal Description __ [] Hypothetical Conditions ~] Narrative Addenda ^ - - - -- ^ Extraordinary Assumptions ~ Photograph Addenda ~ ___ [~ Limiting Conditions/Certifications ~ Map Addenda ~ ____ [~ Cost Addenda Sketch Addenda [] [] Income Addenda r] Flood Addenda Provide adequate information for the client to replicate the below cast figures and calculations. - - - Support for the opinion of site value (summary of comparable land sales or other methods for estimating site value) N/A ------- ---- ESTIMATED ~ REPRODUCTION OR [~ REPLACEMENT COST NEW -------------------- OPINION OF SITE VALUE... , , . _ $ N/A - Source of cost data N/A Dwelling Sq. Ft. @ $ _ $ Quality rating from cost service Effective date of cost data Sq. Ft. @ $ _ $ = Comments on Cost Approach (gross living area calculations, depreciation, etc.) _ _ ___ _ _- - _ Due to the age of the subject improvements, the Cost Approach to value was Garage/Carport Sq. Ft. @ $ _ $ not used. The Cost Approach is only considered for dwellings of "New - ---- - --- Total Estimate of Cost-New . , , _ $ N/A onstrudion" or for an actual physical age of less than five years. It is the Less Physical _ ----- - - - Functional ~External opinion of this appraiser that the "Cost Approach" to value is inadequate and Depreciation ~ - -$( ) not appropriate in an analysis of a dwelling & improvements of the actual Depreciated Cost of Improvements , , , . .. _ $ physical age of this subject, and would not yield an accurate representation "As-is" Value of Site Improvements = $ of Market - - Estimating Remaining Economic Life N/A Years Indicated Value by Cost Approach .... , _ $ N/A _ Estimated Monthly Market Rent $ N/A _ __ X Gross Rent Multiplier N/A = $ N/A Indicated_V_alue by Income Approach Summary of Income Approach (including support for market rent and GRM) See "Final Reconciliation" on Text Addendum Page.... Is the developer/builder in control of the Homeowners' Association (HOA)? ~ Yes No Unit type(s) ~ Detached ~ Attached__ Provide the following information for PUDs ONLY if the developer/builder is in control of the HOA and the subject property is an attached dwelling unit. _ Legal name of project __ _ _ This entire section is N/A to the subject property. - _ Total number of phases _ Total number of units Total number of units sold Total number of units rented - Total number of units for sale Data source(s) --- Was the project created by the conversion of existing building(s) into a PUD? ~ Yes ~ No If Yes, date of conversion. Does the project contain any multi-dwelling units? ~ Yes ^ No Data source(s) --- -- Are the units, common elements, and recreational facilities complete? ~ Yes ~ No If No, describe the status of completion. Are the common elements leased to or by the Homeowners' Association? ~ Yes ~ No If Yes, describe the rental terms and options. -----_ -- escribe common elements and recreational facilities. - r®L~ -- -- - runn Niuuuceo oy umtea aystems Software company (800) 969-8727 www.unitedsystems.com (Rev 06/08) IS-YI N. ef1Cy A Nf2';81~,P,N~Cet RESIDENTIAL SUMMARY APPRAISAL REPORT File# iioozio SCOPE OF WORK The Scope of Work is the type and extent of research and analyses performed in an appraisal assignment that is required to produce credible assignment results. given the nature of the appraisal problem, the specific requirements of the intended user(s) and the intended use of the appraisal repor[. Reliance upon this report, regardless of how acquired, by any party or for any use. other than those specified in this report by the Appraiser, is prohibited. The Opinion of Value that is the conclusion of this report is credible only within the context of the Scope of Work, Effective Date, the Date of Report, the Intended User(s), the Intended Use.. the stated Assumptions and Limiting Conditions, any Hypothetical Conditions and/or Extraordinary Assumptions, and the Type of Value, as defined herein. The appraiser, appraisal firm, and related parties assume no obligation, liability, or accountability, and will not be responsible for any unauthorized use of this report or its conclusions. Additional Comments (Scope of Work, Extraordinary Assumptions, Hypothetical Conditions, etc.-: A physical inspection of the subject property was made and although due diligence was exercised, the appraiser is not an expert or certified in such matters as pest infestation and control, structural engineering, roofing and other mechanicals of the property. No responsibility shall be assumed by the appraiser for defects and conditions not disclosed or readily apparent in the course of a normal appraisal inspection. Appraiser is not qualified as a builder or contractor, building inspector, or whole house inspector, or home inspection specialist, and has done a limited visual inspection of the property looking for obvious conditions, and for the purpose of determining an opinion of value; no inspection of any crawl space (if present), or into hidden or concealed areas was made. The appraiser does not test appliances, plumbing, heating /air conditioning or electrical system. The appraiser does a limited visual inspection of the roofing from the ground, and is not qualified to ascertain condition of same. The purpose of an appraisal inspection is to ascertain location, size of improvements, physical characteristics and general conditions of the properly. Also see text addendum page for conditions of appraisal. Seller concessions are relatively common in this marketplace, normally in the form of Buyer closing costs assistance. It has become more and more common to see closing cost assistance on an agreement of sale, but usually not exceeding the allowable guidelines of up to 6%. These concessions affect seller net, but do not necessarily have any effect on the actual sale prices. No adjustment is normally made if the assistance falls within these parameters. Also see Text Addendum Page STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS • The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible ownership. • The appraiser may have provided a sketch in the appraisal report to show approximate dimensions of the improvements, and any such sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size. Unless otherwise indicated, a Land Survey was not performed. • If so indicated, the appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. • The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. _ • If the cost approach is included in this appraisal, the appraiser has estimated the value of the land in the cost approach at its highest and best use, and the _ improvements at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used. Unless otherwise specifically indicated, the cost approach value is not an insurance value, and should not be used as such. • The appraiser has noted in the appraisal report any adverse conditions (including, but not limited to, needed repairs, depreciation, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property, or that he or she became aware of during the normal research involved - in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the - property, or adverse environmental conditions (including, but not limited to, the presence of hazardous wastes, toxic substances, etc.) that would make the _ property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be _ considered as an environmental assessment of the property. - • The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. • The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice, and any - applicable federal, state or local laws. • If this appraisal is indicated as subject to satisfactory completion, repairs, or alterations, the appraiser has based his or her appraisal report and valuation conclusion on the assumption that completion of the improvements will be performed in a workmanlike manner. • An appraiser's client is the party (or parties) who engage an appraiser in a specific assignment. Any other party acquiring this report from the client does not become a party to the appraiser-client relationship. Any persons receiving this appraisal report because of disclosure requirements applicable to the appraiser's client do not become intended users of this report unless specifically identified by the client at the time of the assignment. • The appraiser's written consent and approval must be obtained before this appraisal report can be conveyed by anyone to the public, through advertising, public relations, news, sales, or by means of any other media, or by its inclusion in a private or public database. • An appraisal of real property is not a 'home inspection' and should not be construed as such. As part of the valuation process, the appraiser performs a non-invasive visual inventory that is not intended to reveal defects or detrimental conditions that are not readily apparent. The presence of such conditions or defects could adversely affect the appraiser's opinion of value. Clients with concerns about such potential negative factors are encouraged to engage the ^~ a®ppropriate®type®of expert to investigate. ~/^ ~^ ^^ 7 Fnrm nrnri~~~o.l h„ I ~..;r.,.~ c„ ,. c..rw.. ., n_ .....,....,..,,,,.,.. .................~~~N~.~~~~~~~~~~-~rcrwww.uuneuSyS~eniS.GUfTI (Rev06/08) o-ii ryeit~..y n~,~~.i~aian~ ~ ~~ v~~„~~ SIDENTIAL SUMMARY I,'P, 'VC. ' ~ ~~~~ File # 1100 10 DEFINITION OF MARKET VALUE* Market value means the most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller each acting prudently and knowledgeably, and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: • Buyer and seller are typically motivated; • Both parties are well informed or well advised and acting in what they consider their own best interests; • A reasonable time is allowed for exposure in the open market; • Payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and • The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale. *This definition is from regulations published by federal regulatory agencies pursuant to Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989 between July 5, 1990. and August 24, 1990, by the Federal Reserve System (FRS), National Credit Union Administration (NCUA), Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS}, and the Office of Comptroller of the Currency (OCC). This definition is also referenced in regulations jointly published by the OCC. OTS. FRS, and FDIC on June 7, 1994, and in the Interagency Appraisal and Evaluation Guidelines, dated October 27, 1994. APPRAISER'S CERTIFICATION - I certify that, to the best of my knowledge and belief: • The statements of fact contained in this report are true and correct. • The credibility of this report, for the stated use by the stated user(s), of the reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. • I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. • I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. • My engagement in this assignment was not contingent upon developing or reporting predetermined results. • My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. • My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice that were in effect at the time this report was prepared. • I did not base, either partially or completely, my analysis and/or the opinion of value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property, or of the present owners or occupants of the properties in the vicinity of the subject property. • Unless otherwise indicated, I have made a personal inspection of the property that is the subject of this report. • Unless otherwise indicated, no one provided significant real property appraisal assistance to the person(s) signing this certification. Additional Certifications: APPRAISER Signature _ (,,(!~ ~~~~ Name G.Arthur C an - Company Name B-H Agency Apprai ervices _ Company Address 163 N. Hanover st. Carlisle, Pa. 17013 --- ---- - -- Telephone Number (717) 243-1000 Ext. 216____ Email Address bhappraisal@comcast.net _ Date of Signature and Report 11/20/2_010______ State Certification # RL-139418 ----- or tate License # - - ------ tate Pa. -- Expiration Date of Certification or License 06/30/2011 Subject Inspection ® Interior and Exterior ~ Exterior Only ~ None Inspection Date November 6, 2010 SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature _ Name Company Name __ _ Company Address Telephone Number _ Email Address Date of Signature _ State Certification # __ or State License # State -- -- Expiration Date of Certification or License Subject Inspection ~ Interior and Exterior ~ Exterior Only ~ None Inspection Date Form produced by United Systems Software Company (800) 969-8727 www.unitedsystems.com (Rev 06/08) o-'i r+yrnuy Ni~piaisz~ ~°'v",~~ - - ----- -- -' I ^ ~,,, ,, ~ , TEXT ADDENDUM Borrower/Client N/A - - - --- - - - _ - -- -- Address 4304 Enola Road - _ - Unit No. N/A City Newville Coun Cumberland _ _ - -- - ---- ~' - - _ . --- - State ~_ __ - Zip Code 17241- -- - ---. Lender/Client Estate of Max W. Griffie CONDITION OF PROPERTY: Home was appraised previously by this appraiser, and was found to be in fair condition, needing cosmetic repairs and updates. Since that time, repairs have been completed making a noticeable contribution to the property. Home is now in good condition, having been recently refurbished inside and out. Entire interior has been repainted, Both bathrooms have been totally redone, New lighting fixtures in much of the home, Basement powerwashed and cleaned, New furnace and (2 zone) thermostat system, New hot water heater & filtration system. Exterior has been cleaned and powerwashed including roof and new exterior rear door installed. Workshop has been cleaned and renovated. No physical, functional or external obsolescence was observed, No needed major repair was noted at the time of inspection... no repairs were in progress. Quality of construction is average to the area and period. DEFINITIONS AND DATA SOURCES: EXPOSURE TIME: For the appraised property, the exposure time, based on the experiences of other similar properties in the same or similar neighborhoods is estimated to be at three to six months. Exposure time is backward looking, where there is historical data available that provides a reasonable indication of the amount of time that would have been involved to market the subject property being analyzed, and obtain a sale as of the effective date of the appraisal. This data has been considered and used in this estimate. MARKET TIME: Marketing time on the other hand is forward looking, and is expressed as an estimate (projection) of the time that would be required to market the subject property and obtain a sale. In this context, it should be noted that I have adhered to the definition of "Marketing Time" as put forth by the "Appraisal Standards Board" and induded in this report. This definition advises that marketing time does not begin until two things take place: (1) an offering of the property at a price that marketing participants find acceptable, and (2) an effective marketing plan is implemented. SCOPE (EXTENT) OF APPRAISAL: In the preparation of this appraisal, I have made a physical inspection of the site and the improvements (if any). I have traveled the neighborhood and if necessary, made appropriate observations or notes. Data sources employed in addition were the zoning map or officer and ordinance for the municipality, the recorded deed or legal description, the tax assessment parcel records, local multi-list records, and the FEMA maps for the location, if required. Consideration has been given to the highest and best use of the property, and all three approaches to value, with application to those most relevant and applicable to the valuation of the subject. Data referring to Predominant Occupancy, Single Family Age and Pridng, Present Land Use and Changes are reflecting statistics for township/borough/general area, not for predse subject neighborhood. Other asped~ of research and analyses relating to the Scope of Work performed as to the development of the assignment, and results and conclusions of this report, are found and disdosed in other sections throughout. CCCH >~ CPML are acronyms for the Cumberland County Court House and Central Penn Multi-List respectively. These were the primary sources used to secure property data. In addition, already verified information and data from my own files was used if needed, and where appropriate. All information developed was independently verified where public sources did not provide needed verification. I may have contacted listing or sale agents or other parties to the transactions, if I felt it necessary to verify data listed in CPML, as well as any suspected unordinary seller rnncessions. In the valuation process, all appropriate value approaches, or their exclusions are mentioned in appropriate sections of the report. CONDITIONS OF APPRAISAL (DISCLOSURE): The appraiser(s) is unable to know or verify, and in most instances unqualified to determine or verify any insulation or "R" factor; also the presence of urea formaldehyde foam insulation (UFFI), any wood infestation or causes thereof, any lead based paint, any type of mold or mildew, any asbestos, the presence or amount of any radon, polyclorinated biphenyls (PCB's), chlorofluorcarbons (GEC's), leaking storage tanks (above or below ground), and soil contaminates or any type of contamination. The quality of any drinking water cannot be tested or verified by the appraiser(s). The appraiser(s) has no expertise and is unqualifed to make any assumptions, statements, or warranties as to the condition of any on or off site septic/sewage system if present. The appraiser(s) is not qualified to test for any contaminates in, on, or around the property, and can make no assumption as to whether or not they are present. It is to be noted however, that if any of the afore mentioned items are present, the market value could be adversely affected or violated. The appraiser(s) has made every effort to look, notice and document if observed, any apparent or unusual appearing dreumstance in, on or around the property at the time of the inspection process. The appraiser(s) has only considered the dwelling and items permanently attached as realty. Personal or other items not permanently attadied such as refrigerators, washers/dryers, window air conditioners, free standing stoves, portable dishwashers, etc. were not given value consideration in the appraisal process. Also NO VALUE is given as to storage sheds, pools (above or in-ground), swing sets, normal fendng, or other items or exterior structures of perceived value, unless spedfically noted in the report. Utilities were on @ time of inspection and all plumbing, heating, air conditioning (if present), mechanical and electrical systems are assumed to be functional to the best of the appraiser's knowledge, however no warranty or expertise is stated in this report. Line adjustments are not market extracted values due to lack and inconsistency of adequate market data, and therefore are subjective in nature. FINAL RECONCILIATION: This report is a Summary Appraisal Report. In the opinion of the appraiser, the "Sales Comparison Analysis" represents the best indication of market value for the subject, as defined in the "Statement of Limiting Conditions" contained in this report. This approach to value was given the strongest rnnsideration in estimating the subject's market value as of the date of the appraisal. Comparable #1 in the opinion of the appraiser, best compares to the subject despite the slight difference in style. It is also the closest in proximity, and had the lowest percentage of adjustments needed. The most weight was therefore given to comparable #1 in determining value for the analysis. The "Income Approach to Value" was not considered, as the area is predominately owner occupied, therefore limiting the amount of available rental data that would be necessary to accurately complete that approach to value. PRIVACY NOTICE: Pursuant to the Gramm-Leach-Billey Ad of 1999, effective July 1, 2001, appraisers and all providers of personal financial services are now required by federal law to inform their clients of policies with regard to the privacy of dient nonpublic personal information. In the course of research for this appraisal, we may collect what is known as "nonpublic personal information." This information is used to facilitate the service that we provide, and may indude information provided to us by you, or indirectly provided to us from others with your authorization. We do not disclose any nonpublic personal information obtained in the course of our engagement to nonaffiliated third parties, except as necessary or as required by law. A necessary disclosure would be to an independent contractor, or in certain situations to third party consultants who would need to know certain information to assist us in providing these appraisal services to you. Should a disclosure of this nature to any person or firm assisting in the appraisal process be necessary, such persons shall be advised that all information is to be maintained in strict confidence within the firm. A disclosure required by law would be one that is ordered by a court of competent and legal jurisdiction, with regard to a legal action to which you are a party. We will retain records relating to the professional services that we have provided for a reasonable time. In order to protect your nonpublic personal information from unauthorized access by others, we maintain physical, electronic and procedural safeguards that comply with our professional standards, to insure security and the integrity of your information. Form produced by United Systems Sottware Company (800) 969-8727 www.unitedsystems.com n 7 t~^enry µapr^i~ai ~erv~rPs SUBJECT PHOTOGRAPH ADDENDUM ° n'^ 11'J'.'~' 3orrower/Client N/A _ __ 4ddress '4304 Enola Road - ____ ___-- Unit No. N/A __ - - - ~ity Newville __ - -__ _ _ _ _ County Cumberland__ - _ _ _ State ~ _ __ _ Zip Code 17241_ _ _ender/Client Estate of Max w. Griffie Front View Rear View Detached 2 Car Garage Form produced by United Systems Software Company (800) 969-8727 www.unitedsystems.com o n ~~gPncy H;~praisa~ aerv~r;~s SUBJECT PHOTOGRAPH ADDENDUM _~ioi~ir ^~:i~~~ 3orrawer/Client N/A 4ddress 4304 Enola Road Unit No. N/A -- - ~ity Newville County Cumberland State Pa _ _ Zlp Code 17241 Lender/Client Estate of Max W. Griffie Workshop Street View Form produced by United Systems Software Company (800) 969-8727 www.unitedsystems.com f-H F.~~~ry A~opr~~sal 5°rv~res BOffOWef/Client N/A --- - -- _- Addfess 4304 Enola-Road Unit No. - ---- - -__ - _ - City Newville __ County Cumberland __ _ __ Sfate Pa - ----- - - Zip Code 17241- _-- Lendef/Client Estate of Max W. Griffie Living Room L!~ Form produced by United Systems Software Company (800) 969-8727 www.unitedsystems.com Dining Room Bathroom 1st Floor 1st Floor Master Bedroom Bathroom 2nd Floor B-H Acancv Aooraica' Services 3orrower/Client N/A ___ address 4304 Enola Road Unit No, ____ - - - --- ;ity Newvdle County Cumberland State Pa _ Zip Code 17241 _ender/Client Estate of Max W. Griffie Form produced by United Systems Software Company (800) 969-8727 www.uniledsystems.com Bedroom (2) 1st Floor Bedroom (3) 2nd Floor Bedroom (4) 2nd Floor Bedroom (5) 2nd Floor D-~i ~.y~"ll;:~ H~,~~111IJi11 J"'IVI'.;C~ SKETCH Borrower/Client N/A Addfess 4304 Enola Road ----- - - - -- -- -- City Newville County Cumberland -- -- - __ - -- Lender/Client Estate of Max W. Griffie me rao i iuu[lu -_ _ -_---. _ Unit No. N/A --- -- ------ State Pa Zip Code 17241 20.0' 0 0 ri Garage r 20.0' 17.0' 0 90' 8.0' ' ~0 0 I~ ~ 0 5.0' 12.0' N First Floor d' Finished ° Second Floor N r' Living Area Finished Living Area 10.0' 0 0 N nj 26.0' I 12.0' Covered Porch ~ "'• !~ 23.0' Ske Ch b~ Apes IV"" Comments: Sketch depicted was takes from actual taped meas uremeats of appraiser at time of inspection. Fnrm nrruiucari h.. I Inimrl c,...ro,..,, c..w......,. AREA CALCULATIONS SUMMARY Code Descrlptlon Net Size Net Totals GLAi First Floor Finished 1020.0 1020.0 GLA2 Second Flr. Fiaished 516.0 516.0 P/P Covered Porch 172.5 172.5 GAR attached Garage 260.0 260.0 Net LIVABLE Area (Rounded) 1536 LIVING AREA BREAKDOWN Bre®labwn Sublot~s First Floor Finished 26.0 x 34.0 884.0 8.0 x 17.0 136.0 Second Flr. Finished 8.0 x 9.0 72.0 12.0 x 25.0 300.0 12.0 x 12.0 144.0 5ltems (Rounded) 1536 • -,--•---,°.°•..-~~•...~,~~~„~Na~~r~~~~~,o,-oruwww.unl[easystems.com o n N~.,.,~ ~~ H;~Viai~ai ~eivr r __ - _ ____--__- ___ me ivc. i i w~ ~ u COMPARABLE PHOTOGRAPH ADDENDUM 3orrower/Client N/A _ __ _ --- -------- - - -- ~ddress 4304 Enola Road -_ - - - - ---- -- Unit No. - - - - -- ;ity Newvflle -- - - _ -- - --- . _ -- County Cumberland State Pa _ - ----- --- - Zip Code v241 -- ender/Client Estate of Max W. Griffie Sales Comparable 1 Front View Address: 401 Steelstown Road Prox. to Subject: 5.33 MI Sales Price: $ 182,900.00 Gross Living Area: 1614 Total Rooms: 7 Total Bedrooms: 4 Total Bathrooms: 1.00 Location: Average Photo was downloaded from file data to depict property at time of sale. Sales Comparable 2 Front View Address: 510 Shippensburg Road Prox. to Subject: 6.14 MI Sales Price: $ 166,800.00 Gross Living Area: 1544 Total Rooms: 7 Total Bedrooms: 3 Total Bathrooms: 1.00 Location: Average Photo was downloaded from file data to depict property at time of sale. Sales Comparable 3 Front View Address: 366 Bloserville Road Prox. to Subject: 1.57 MI Sales Price: $ 196,000.00 Gross Living Area: 1776 Total Rooms: 8 Total Bedrooms: 4 Total Bathrooms: 2.00 Location: Average Photo was downloaded from file data to depict property at time of sale. Form produced by United Systems Software Company (800) 969-8727 www.unitedsystems.com p~~ Ni,~r;_i, •' n„~~i?I~e~ ~~i v'~.;~` --~~ - rIP N0. ~ 1 WL1U LOCATION MAP Borrower/Client N/A __ __ - __ Address 4304 Enola Road - _ _ __ Unit No _ -- - ---- -- City Newville County Cumberland State Pa _ - Zip Code 17241 - - --- ---- - . __ - Lender/Client Estate of Max W. Griffie ~~~~~ N~~~~~~~ ~y unneu ~ysiems aonware company (tlUU) 969-8727 www.unitedsystems.com n-n ~~,yz,;,~.;;plyaisai cervices r~ ;vo v~ NG. r.a70 ~~ UNIT[D STATE. THIS GEED, . iiEED ~ ~ GFG-Ltv9G AdAU£ THE 18TH DAY OF .:UNE 7tJ THE YEAR GF OUR LOBO t7aT~fstl~4~$~~gq~OE ONE THOUSAND NINE HUNDRtO AND FORTY FtINE GEORGE F, GR7FF IE ET iiX ( • .TO • ~ Dll1~~~;g.Y BETN?EEN GEORGE F. GRIFFIE ANp LOTTlE M. GRLFF4E, A4AX tiV. GRIfFI£ ET UX HIS WIFE, OF THE TOWNSHIP OF UPPER »RANKFORD, COUNTY CONS. X1.1]0 A OF CUMBERLAtJ{]i AND STATE OF PENNSYLVANIA, GRA67TOR, PARTIES'.AF THE LOC;. E~~xli FRANK64Rp { FIRST PART AND,A,tAX W, GRIFFIE klVp MARY JANE. GRIFFIE, HIS WIFE, OF DATED JUNE 18, 1950 THE TOWNSHIP OF UPPER FRANKFORD, COUNTY OF C1,A~tF;ERLAN6 Alp STATE JF ( PENtJSYLVANIA, GRANTEES, PARTIES GF THE SECUND PART, ENTc;?ED JULY 20, 1950 ~ W7TNESSETH, THAT IN CON3iUERATiUN OF "vir'E 01,00) DOLLAR ANp """"""' OTHER GOOD ANp VAE,I.kA$LE CONS I OERAT i ON uOLLAR5, I N NA t+0 PAID, THE RECEIPT WHEREOF 15 HEREBY ACKNOWLEDGED, THE SAI~ GRANTORS DO HEREBY GRANT ANp CONVEY TO THE SAI p GRANTEES; ALL THAT CERTAIN T•2ACT OF LAND SITUATE` I.N THE 'TOWNSHIP GF UPP~-R FRaNKFORD, CGUraTY UF• CUMB- ERL:,NC A;7e0 STATE OF PENtJSYLVANIA 60UNDED ANp DESCRi$ED AS FUL~L01,'S, TO-WIT; B'EG I NN E NG AT A PU i NT I N THE. £NOLA ROAp AT CORNER OF L~LNOS OF '.9 I LL I Atul 8A i LEY ET UX SGUTH £ICiHTY.TWC• {82) DEGREES WEST SIX HUNDRED 51XTY ..(660) FEET 0 A ?07 NT Iti SAID ROAD;'tHr"t1CE BY LAND THIS OAY 50Lp Tv LILLIAI~i $, PtTTINGER NORTH TWENTY (20) DEGREES ViEST TWO HUNDRED SEVENTY FOUR (27k) FEE=T TC~ A TREE; THE:'~CE BY SAME NORTH TVIEtJTY FOUR (24) DEGREES WEST 4NE titJNDREO SEVENTY FIVE (175) FEET TO A PGINT; THENCE BY SAME SOUTH SIXTY SEVEN {b7} DEGREES 'NEST NINETY THREE (93~t FEET TO A CHERRY TREE; THENCE BY UTHER L,ANO OF GRANTORS NORTH FIFTEEN (15) DEGF?EES WEST FGi1R HUNDRED NINETY E1GHT {49g) FEET TO A POST IM11 LINE OF LANr7~OF THUr~thaA; THENCE BY THUNSdA LANp NORTH SEVENTY (70) pEGREES EAST ONE THOUSANp (1OOp} FEET TO A P•J1NT fN THE C£P1TER Ur A PUBLIC ROAD; THENCE $Y SA70 P178LIC ROAD SOUTH FORTY. SEVEN..{t,7) DEGREES EAST 5lXTY TWU {62} PERCHES" TO A POINT •N THE ENGLk ROAD; THENCE $Y THE ENGLA RtJAO SOUTH FORTY FOUR A~7J U'JE FOURTH (44d) DEGREES EAST:f;ORTY -FIVE (,fb5} PERCHES Td THE PLACE OF BE;GINNtNG. CONTALNIP7G THIRTY ACRES MORE .OR LESS• 8EI1JG PART OF Ti-;E SAME TRACT OF LANt) WHICH"pAVll), i, sARRiCK AND ANNIE C. BARRiC3t, HIS WI F.Ep BY,I3EED .7)ATED THE 22ND DAY {3F OCTOBER, 1931~i-y :A"nip RECORDEb I N DEED BOOK X, 'JOLl1PkE 11, PAGE 142~,CONVEYEp TG GEORGE F. GRIFFIE ANO t,OTTtE t~. GRIFFIE, HIS WIFE, GRANTORS HEREIN. i. ANDa .THE SAip GRANTORS, p0 HEREBY "COVENALJT AND AGREE TO ANp WLTH TH£ SAIp GRANTEES, THAT THEY, THE GRANTORa THEIR HEIRS, EXECUTORS AN6'ApMlydtSTRATORS, SHALL ANi? IYILL 'rlkRRAt~3T GENERALLY AND FOREVER pEFENp THE HEREIN ABOVE DESCRIBED PREtAtSES, WITH 'H>" HEREpITAP~NTS ANp APPURTENANGES, UNTG THE SAID GRANTEES THEIR HEIRS ANO ASS7GEJS, AGA!'VST THE SAip (T2ANTGRS, j AND AGAINST EVERY OTHER PERSUN LAWFULLY CLAIMING OR WHO SHALL HEREAFTER CLAIPA THE SAPAE OR ~:NY PART THEREOF. IN WITNESS VJHEREOF, SAID GRANTERS IiAV£ HEREUNTO SET THEIR HANpS AA70 SFALS THE DAY AND YEAR FIRST ABOVE WRITTEN. SIGNED, SEALED 11N0 OEL4VERED GEORGE F. GKIFFtE (SEAL) ~ I N THE PRESE7VCE OF LOTT t E AA..GR { FFl E { sEA L} ' JOF4tJ .~tGGREA STATE OF PENNSYLVANIA) C bUNTY GF CU M9 Eq LAND } 5S ON THjS, THE 18TH pAY OF JUNE,. 154.9, BEFORE ME, ,.THE UNDERSIGNED D-FiCER PERSONALLY APPEARED GEORGE F, GP.IFFIE ANA LOTT]E M. GRIFFIE,-HIS WIFE, KNOWN TC PAE {~ .SATISFr~CTORtLY PROVEN) TO $E THE PERSONS WHOSE NAA4ES SU$SCRIBEp TO THE WITHItJ INSTRUMENT, A1`7t7 ACKNQVI_EDGED THAT THEY EXECUTED THE SAME FOR THE PURPOSES THEREIN CONT.41NEp. IN WITNESS WHEREOi, i HEREUNTO SE'~,.~'AdY~HAjj AND OFFICIAL SE;3Lo ~A.+ HN MCCREA (SEAL} • TAR 1' PURL i C ITLE OF OFFICER MY CODA. EXP. 7 JAN. 1957. 1 DU }ll=REgY CERTIFY THAT THE PRECISE RES#pE,1VCE OF THE W1THlN NAMED GRA'7TEE !S 1PPER FRAtJKFCf2D TOWNSN I P, CL'AABERLANp COUNTY, PENTJSYLVA NtA. W. ~7. AiCCREA, JR. ' r' -9 JULY 1950 ATTORNEY FOR GRANTEES 0 I ..: Forni produced by United Systems Software Company (800) 969-8727 www.unitedsystems.com