HomeMy WebLinkAbout06-21-11 (3)• 1 1505610140
-""' REV-1500 ~` (°'-'°'
PA Department of Revenue OFFICIAL USE ONLY
Bureau of Individual Taxes County Coda Year FYe Number
Po Box 280601 INHERITANCE TAX RETURN
Hanisbulp, PA 17128.0601
RESIDENT DECEDENT 2 1 1 0 0 9 0 5
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
1 7 3 3 2 4 1 9 1 0 8 2 1 2 0 1 0 1 1 2 9 1 9 4 1
Decedent's Last Name Suffoc Decedent's First Name MI
O S E N K A R S K I J O S E P H L
(N ApplicebN) Entsr Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL INAPPROPRIATE OVALS BELOW
® 1.Original Retum ^ 2. Supplemental Retum ^ 3. Remainder Retum (date of death
pnorto 12-13-82)
^ 4. Limited Estate ^ 4a. Future Interest Compromise (date of ^ 5. Federal Estate Tax Retum Required
death after 12-12-82)
® 6. Deoedent Died Tpstate ^ 7. Decedent Maintained a Living Treat 8. Total Number of Safe Deposit Boxes
(Attach Copy of V'Vill) (Attach Copy of Trust)
^ 9. Litigation Proceeds ReoeNed ^ 10. Spousal Poverty Credit (date of death ^ 11. Ebction to tax under Sec. 9113(A)
between 12-31-91 and 1-1-95) (Attach Sch. O)
CORRESPONDENT - THI SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFS)ENTIAL TAX INFORMATION SHOULD BE DS2ECTED T0:
Name Daytime Telephone Number
D O U G L A S G M I L L E R 7 1 7 2 4 9 2 3 5 3
Firet line of address
6 0 W E S T
Second Ilne of address
City or Post Office
C A R L I S L E
REGISTER OF WILLS USE ONLY
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State ZIP Code
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Correspondents e-mail address:
Under penaltlea of perjury, I are that I have examined this return, inducting accomparrying acheduba arxl statements, and fA the best of my knowledge and belief,
ft is true, oorred and oomplete.l Dedaratlon d' preperer other than the personal repreaernatlve la based on aH intormanon nt whidf proparer has any knowledge.
L 1505610140
P O M F R E T S T R E E T
Side 1
1505610140
~`~
PLEASE USE ORIGINAL FORM ONLY
1505610240
REV-1500 EX
Decedent's Sodal Security Number
DeoedeM'sName: JOSEPH L• OSENKARSKI 1 7 3 3 2 4 1 9 1
RECAPmILAnoN
1. RealEsfate(Schedub A) ........................................... 1.
2. Stocks and Bon'ga(Schedub B) ...................................... 2.
3. Cbsely Held Ca~tporetion, Partnership or Sob-Proprietorship (Schedule C) ..... 3.
4. Mortgages and dotes Receivebb (Sdtedub D) .......................... 4.
5. Cash, Bank Deposits and Miscellaneous PereonaLProperty (Schedub E)....... 5.
8. Jointly Owned Rroperty (Schedub ~ ^ Separate Billing Requested ....... 8.
7. Inter-Vrvos Tren~fera & Mbeellaneoua rotate Property
(Schedub G) ~Separete Billing Requested ....... 7.
8. Total Gross Aa~ests (total Lines 1 through 7) ........................... 8.
2 5 6 0 0 0. 0 0
4 5 0 3. 1 5
1 6 6 5 0. 5 7
9 7 6 1 1 5, 8 1
1 2 5 3 2 6 9. 5 3
9. Funerel Expenaba and Administrative Costs (Schedule H) .................. 9. 3 3 5 0 2 . 5 9
10. Debts of Deoed~nt, Mortgage Lbbilfties, and Lbna (Schedule I) ............. 10. 5 1 0 5. 5 5
11. rotal Dsductlohs (total ones 9 and io> ............................... 11. 3 8 6 0 8. 1 4
12. Nat value of Ebtate (Line 8 minus Line 11) ..................... ....... 12. 1 2 1 4 6 6 1 . 3 9
13. Charitable and ovemmental BequestslSec 9113 Trusts for which
an election to has not been made (Schedule J) ............... ....... 13.
14. Net Value SubJ'eet to Tax (Line 12 minus Line 13) ...................... 14. 1 2 1 4 6 6 1. 3 9
TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 114 taxabb
at the spousal rate, or
trensfere underec. 9116
, 0. 0
(®)(1.2)X.0 - 0 15. 0. 0 0
1 B. }
Amount of Line 114 taxable
at lineal rate x ',~oa5 1 2 1 4 6 6 1. 3 9 is. 5 4 6 5 9. 7 6
17. Amount of Line 114 taxabb
at sibling rate ~ .12 0 . 0 0 17. 0 . 0 0
18. Amount of Line 14 taxable
at collateral refs X .15 D. 0 0 tg, 0, 0 0
19. TAX DUE ............................................... ....... 19. 5 4 6 5 9. 7 6
20. FILL IN THE OWAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
Side 2
_- --_ _ 1505610240
_ i 1505610 240
REV-~ 500 Ex Page 3
Decedent's Complete Address:
FIM Number
21 10 0905
DECEDENTS NAME
JOSEPH L. OSENKARSKI
STREET ADDRESS
901 ENOLA ROAD
CITY STATE ZIP
CARLISLE PA 17013
Tax Payments and Credits:
~ • Tax Due (Page 2, Une 19)
2. CreditslPayments
A. Prior Payments 51.300.00
B. Discount 2,699.92
3. Interest
4. If Line 2 is greater than Une 1 +IJne 3, enter the difference. This is the OVERPAYMENT.
FIN In oval on Plags 2, Line 20 to request a refund.
(1) 54,659.76
Total Credits (A + g) (2) 53, 999.92
(3)
14) 0.00
5. If Line 1 +Une 3 is greater than Une 2, enter the difference. This is the TAX DUE. (5) 659.84
Ma~uke checgkqq payable to: REGISgTER OF WILLS, AGENT
h" ..i.-. ~,~m3&u ~ '.. C7*`Y~~~, ~,~~*6~ ~l"z ~4~ ~ i, ~,~ ''., ~e~ e ..:nri+ ":°a.;
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
$e or income of the property transferred : ...................................................................... ^
b. retain the ri ht to designate who shall use the property transferred or its income : ............................... ^
c. retain a rev@rsionary interest; or ................................................................................................ ^
d. receive the promise for I'rfe of either payments, benefits or care? ....................................................... ^
2. If death occurred after December 12,1982, did decedent transfer property within one year of death
without receivirhg adequate consideration? ....................................................................................... ^
3. Did decedent own an 'In W st for orpayable-upon-death bank acx;ount or security at his or her death? ......... ^
4. Did decedent orHn an Individual retirement account, annuity or other non-probate property, which
contains a bengfiaary designation? ..................................................................... ® ^
IF THE ANSWER TO ANY OF TI1E ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
~~
. e v ~b . .„, >~kb. ~J 4: r A N fie, .--'1 t. ¢`~,€BkiA .`<rM~.' L~4 8~Ea4 .r `~- §
For dates of death on or after July'1,1994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
3 percent [72 P.S. §9116 (a) (1.1) (i)].
For dates of death on or after Jan.1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and
filing a tax return are still applicabld even if the surviving spouse is the only benefidary.
For dates of death on or after July 1, 2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an
adoptive parent or a stepparent of the child is 0 percent [72 P.S. §9116(a)(1.2)J.
• The tax rate imposed on the net: value of transfers to or for the use of the decedents lineal benefidaries is 4.5 percent, except as noted in
72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedents siblings is 12 percent p2 P.S. §9116(a)(1.3)J. Asibling is defined, uncle
Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
T_ _ _._ __ _ _. _ _.. _. _.. _ __
REV-~ 502 EX+ (01-10)
Pennsylvania SCHEDULE A
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN REAL ESTATE
RESIDENT DECEDENT
ca i n~ c vr: FILE NUMBER:
JOSEPH L. OSENKARSKI 21 10 0905
All real propeAy owned solely or as a tensrlt in common must be reported at fair market value. Fair market value is defined as the price at which property
would be exchanged between a willing buyer and a willing seller, neither being cxxnpelled to buy or sell, both having reasonable knowledge of the relevant facts.
properly fhat k jointlyowned with right of survivorship must be disclosed on tichsduk F.
Attach a copy of the settlement sheet ff the property has been sdd.
ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE
NUMBER OF DEATH
DESCRIPTION
1. 901 ENOLA F~OAD, CARLISLE, PENNSYLVANIA 146,000.00
SOLD - SETI~LEMENT SHEET ATTACHED
2. 1060 CRANES GAP ROAD, CARLISLE, PENNSYLVANIA 110,000.00
APPRAISAL ATTACHED
TOTAL (Also enter on Line 1, Recapitulation.) I =
If more space is needed, use additional sheets of paper of the wire size.
REV-1503 EX + (8-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE B
STOCKS 8t BONDS
ca ~ A i e yr FILE NUMBER
JOSEPH L. OSENKARSKI 21 10 0905
AN property jointly-owned wtlh right of survivorehip must be dhxbsed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. ALLIANCEB RNSTEIN GLOBAL HIGH INCOME FUND 23.43
1.568600 SH RES ~ $14.94 PER SHARE _ $23.43
2. METLIFE, INC.
27 SHARES ~ $36.64 PER SHARE _ $989.28
3. PRUDENTIAL. FINANCIAL, INC.
68 SHARES ~ $51.33 PER SHARE _ $3,490.44
TOTAL (Also enter on line 2, Recapitulation) ~ S
(If more space is needed, insert additional sheets of the same size)
989.28
3,490.44
__
RED-1508 EX + (8-98)
'` SCHEDULE E ~+
CObNdONWEALTH OF PENNSYLVANIA CASH, BANK DEPOSITS, & MISC.
IN R SIrDENr DECEDENT N PERSONAL PROPERTY
ESTATE OF FILE NUIrU3ER
JOSEPH L. OSENKARSKI 21 10 0905
Indude the proceeds of Ntigetion and the date the proceeds were racehed by the estate.
Alt propsRy jo -owned with ht of sunhonhip must 6s discbsed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. MEMBERS 1ST FEDERAL CREDIT UNION -SAVINGS ACCOUNT #43770-00 10,594.72
2. MEMBERS 11ST FEDERAL CREDIT UNION -SAVINGS ACCOUNT#43770-11
3. PERSONAL PROPERTY -YARD SALE PROCEEDS
4. VEHICLE -1995 CHEVROLET GEO METRO
5. VEHICLE -1$88 NISSAN MAXIMA
6.VEHICLE -1$92 TOYOTA TRUCK
7. I BOAT -1975'. STARCRAFT -SOLD
8. (BOAT - 1995'.. GRUMMAN
355.85
2,500.00
800.00
1, 000.00
1,000.00
200.00
200.00
TOTAL (Also enter on line 5, Rec~itulatron) ~ S
(If mae space is needed, InseR additlonal sheet4 of the same sip)
REY-1510 EX+ (08-09)
Pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE G
INTER-VIVOS TRANSFERS AND
MISC. NON•PROBATE PROPERTY
ESTATE OF FILE NUII~ER
JOSEPH L. OSENKARSKI 21 10 0905
This sdladule must be completed and Oled ff the answer to any of questions 1 through 4 on page three of the REV-1500 is yes.
ITEM
NUMBER
wCLUDE THE NAME OF
THE DATECf DESCRIPTION OF PROPERTY
fF#TRANBFEREE, TH5R RElATIONSFNP TO DECEDENT Arm
.ATfACNACDPYOFTfEDE®FORREALESTATE
DATE OF DEATH
VALUE OF ASSET
%OF DECD'S
INTEREST
EXCLUSION
~nPnsamFl
TAXABLE
VALUE
t. VANGUARD BROK RAGE SERVICES 111,462.51 100.00 111,462.51
TRADITIONAL IRA BROKERAGE ACCOUNT #66724808
BENEFICIARIES: DIANE J CRISPING/MICHELLE MELLOT
2. VANGUARD BROKERAGE SERVICES 154,387.58 100.00 154,387.58
TRADITIONAL IRA IACCOUNT #88027637119
BENEFICIARIES: DANE J CRISPING/MICHELLE MELLOT
3. VANGUARD BROK~RAGE SERVICES 231,493.70 100.00 231,493.70
BROKERAGE ACCOUNT #31211284
POD: DIANE J CRI$PINO/MICHELLE MELLOT
4. VANGUARD BROK~RAGE SERVICES 350,379.47 100.00 350,379.47
ACCOUNT #09002i~84969
POD: DIANE J. CR~SPINOIMICHELLE MELLOT
5. CUMBERLAND COWNTY EMPLOYEES' RETIREMENT FND 128,392.55 100.00 128,392.55
BENEFICIARIES: DIANE J. CRISPING/MICHELLE MELLOT
TOTAL (Also enter on Line 7 Recapitulation) ~ S 976 115 81
If more space is needed, use addi0onal sheets of paper of the same size.
REV-1511 EX+ (10-09)
Pennsylvania
~ DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES AND
ADMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
JOSEPH L. OSENKARSKI 21 10 0905
Decadence debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXP NSES:
t, EWING BR~THERS FUNERAL HOME, INC. 4,178.74
2. FUNERAL LUNCHEON/GATHERING 1,018.75
3. PHOTOBOARDS FOR FUNERAL 114.54
B. ADMINISTRATIWE COSTS:
1. Personal Reprjesentative Commissions:
Name(s) of Personal Representative(s)
Street Address
City Spate ZIP
Year(:I) Commission Paid:
p, AttomeyFeea: JANE M. ALEXANDER
3. Famfy Exemption: (If decedents address is not the same as dahnanYs, attach explanation.)
Claimant
Sireet'Address
Chy State ZIP
Relatidnship of Claimant to Decedent
4• Prol>ateFees: REGISTER OF WILLS
4,250.00
384.50
5 Accountant Fees:
6. TaxRetumPreparerFees: PATRICIAA. ROSENDALE, CPA 375.00
7. REGISTER OF WILLS -FILING FEE 30.00
8. REGISTER OF WILLS -SHORT CERTIFICATES 16.00
9. REGISTER2 OF WILLS -PHOTOCOPIES 8.50
10. REGISTE~t OF WILLS -ADDITIONAL PROBATE FEE 284.00
11. PROTHOIr1OTARY -PHOTOCOPIES 14.00
12. ART CALAMAN -APPRAISALS ON REAL ESTATE 625.00
13. CUMBERLAND LAW JOURNAL -ESTATE NOTICE 75.00
14. THE SENTINEL -ESTATE NOTICE 237.79
15. MECHANICAL CONTRACTORS -SERVICE CALL 632.03
16. C&D AUTQ REPAIR -REPAIRS ON VEHICLE 26.45
17. ADVERTISING AND COSTS FOR YARD SALE 68.15
18. POSTAGE 18.48
TOTAL (Also enter on Line 9, Recapitulation) S
33 502.59
If nare space is needed, use additional sheets of paper of the same size.
Continuation of REV-1500 Inheritance Tax Return Resident Decedent
' JOSEPH L. OSENKARSKI 21 10 0905
Decadence Name Page 1 File Number
Schedule H -Funeral Expanses & Administrative Casts - B2. Attorney Fees
ITEM
NUMBER DESCRIPTION AMOUNT
2. I IRWIN & MdKNIGHT, P.C. ~ 17,250.00
SUBTOTALSCHEDULE H-B2 ~ 17,250.00
Continuation of REV-1500 Inheritance Tax Return Resident Decedent
JOSEPH L. OSENKARSKI 21 10 0905
DecedenPs Name Page 2 File Number
Schedule H -Funeral Expenses ~ Administrative Costs - B7.
ITEM
NUMBER DESCRIPTION AMOUNT
19. 901 ENOLA ROAD CLEANUP -MATERIALS 282.03
20. JIM YEAGER -ELECTRICAL REPAIRS 2,320.00
21. TROUTMAIV'S HOME INSPECTION -INSPECTION -1060 CRANES GAP RD. 250.00
22. REPAIR - HATERS FOR 1060 CRANES GAP ROAD (PUMP BROKEN) 71.00
23. BRIAN CHRpNISTER - 901 ENOLA ROAD CLEANUP/BACKHOE 100.00
24. GERALD CF~ISPINO - 901 ENOLA ROAD CLEANUP 500.00
25. BEVERLY GfILBERT - 901 ENOLA ROAD CLEANUP 250.00
26. ROOF REP/#IR -1060 CRANES GAP ROAD 122.63
SUBTOTAL SCHEDULE H-B7 ~ 3,895.66
REV-1512 EX+ (12-Oe)
Pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULEI
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
w ~ i+~ ~ yr flLE NUMBER _
JOSEPH L. OSENKARSKI 21 10 0905
Report debta incurred by the decedent prior to death that remained unpaid at the date of death, Mduding unrelmbursed medical expenaea.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1, MEMBERS 15T FEDERAL CREDIT UNION 1,108.71
VISA CREDIT CARD #4672090000335596
2. MEMBERS 15T FEDERAL CREDIT UNION 1,883.24
LOAN #43770-01
3. ASCENSIONI POINT -CAPITAL ONE -CREDIT CARD 460.90
4. HEALTH NETWORK LABORATORIES -MEDICAL
5. IPP8~L -ELECTRIC
6.LIBERTY MUTUAL - CARIHOMEOWNERS INSURANCE
7. MILTON S. HERSHEY MEDICAL CENTER -MEDICAL
8. ICENTURYLINK -TELEPHONE
10.00
175.25
966.31
400.00
101.14
TOTAL (Also enter on Line 10, Recapitulation) I =
If more space is needed, insert addltlonal sheets of Cie same size.
REV- 513 EX+ (01-10)
Pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE J
BENEFICIARIES
w i n~ c vr: FILE NUIMBER:
JOSEPH L. OSENKARSKI ~~ ~n none
NUMBER
NAME AND ApDRESS OF PERSON(S) RECEIVING PROPERTY RELATIONSHIP TO DECEDENT
Do Not List Tnnttee(s) AMOUNT OR SHARE
OF ESTATE
I TAXABLE DISTRIBUTIONS [Include aitriaht spousal distritwtions and transfeB undue
S
91
ec.
s (a (1.2).]
1. DIANE J. CRISPIINO Lineal 607,330.69
32 COVENTRY CbRIVE 1/2 REMAINDER
CARLISLE, PA 1~J015
2. MICHELE M. MELLOTT Lineal 607,330.70
127 CEMETERYIROAD, PO BOX 11 1/2 REMAINDER
LIMESTONE, PA! 16234
ENTER DOLLAR AMO NTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER S HEET, AS APPROPRIATE.
II. NON-TAXABLE DIST IBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAXIS NOT TAKEN:
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL t)F PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
H more space is needed, use additional sheets of paper of the same size.
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JOSEPH L. OSENK.ARSKI ~~`'' `-= • •"
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I, Joslaph L. Oaenkarski, of Carlisle, Cumberland County, Pennsylvania, beiri^~ ` ' ~_?
of sound arMd disposing mind, memory and understanding, do make, publish and ,
declare this to be my Last Will and Testament, hereby revoking and making void all
previous Wily and Codicils heretofore made by me.
FIRST
I order and direct my personal representative hereinafter named to pay all of my
just debts, ',funeral expenses and expenses involved or connected with the
administratiorh of my estate as soon after my death as is reasonably possible. However,
my personal representative need not accelerate and pay those unmatured obligations
which, in his, her or its opinion, it might be proper and more advantageous to retain or
renew and pay as they become due and payable. If I do not own a burial plot or a grave
marker at the time of my death, I authorize my personal representative, in his, her or its
sole discretion, to purchase a burial plot and to erect a suitable marker at my grave, and
to PxnPnrt ~urt~s from my estate for this purpose.
SECOND
I give, devise and bequeath my entire estate wheresoever situate in equal
shares, sham and share alike, per stirpes to my beloved daughters, Michele Marie
Mellott, of Limestone, Pennsylvania, and Diane Jo Osenkarski, of Mechanicsburg,
Cumberland County, Pennsylvania, providing that they survive me by sixty (60) days.
e
THIRD
If, at the time of my death, any beneficiary of this my Last Will and Testament is
under the age of 25 years or is, in the judgment of my personal representative, mentally
disabled, I gyve, devise and bequeath said beneficiary's share to my Trustee, Tucker
Anthony Ca~mpany, in Trust for said beneficiary, in accordance with the paragraphs
below.
FOURTH
During the terms of any trust created pursuant to this Will the Trustee is
~~ttiUri~;~d to 'expend 'and apply so rsiucY] of ihC itt inl:ofiic and priiiiijfai of vvaa.i'~ a,.Vli
Trust as the Trustee shall consider advisable for the health, maintenance, support and
education (including college education, undergraduate and graduate) of each such
beneficiary until he or she attains 25 years of age, or until all such amounts are paid out
of the Trust. When the beneficiary attains the age of 25 years or is in the judgment of
my Trustee rhientally sound, whichever occurs later, the Trust shall terminate and the
remainder thereof shall be paid to said beneficiary. If said beneficiary shall die before
the termination of said Trust, the Trust shall terminate and the remainder thereof shall
be paid in accordance with the paragraph above. I direct that no Trustee shall be
required to give or post bond for the faithful performance of the Trustee's duties in this
or any other jlurisdiction.
FIFTH
My executor and trustee are authorized and empowered to exercise from time to
time in his, her or its sole discretion and without prior authority trom any Court, in
respect of any property t`~,~rming part of any trust hereby created or otherwise in its
possession hereunder all powers conferred by law upon trustees or executors and the
a testator intends that such powers be construed in the broadest possible manner.
SIXTH
I nominate, constitute and appoint my beloved daughter, Diane Jo Osenkarski,
of Mechanicsburg, Cumberland County, Pennsylvania, Executrix of this my Last Will
and Testament. In the event Diane Jo Osenkarski is deceased, unable or unwilling to
serve or shajl cease to serve for any reason whatsoever, then I nominate, constitute
and appoint ~,y beloved daughter, Michele Marie Mellott, of Limestone, Pennsylvania,
to serve instead. I direct that my personal representative shall not be required to give or
post bond fqr the faithful pertormance of his, her or its duties in this or any other
jurisdiction.
SEVENTH
I hereby declare it to be my expressed desire that my personal representative
employ Turo', Law Offices of Cumberland County, Pennsylvania, for legal advise and
assistance regarding this my Last Will and Testament, they having considerable
knowledge o~ my affairs, views and wishes respecting any matters that may arise at the
probate of this instrument, the administration of my estate, and the execution of the
powers herein mentioned.
IN WItNESS ,W_HEREOF, I have., hereeunto set my hand to this my Last Will and
Testament thus _~ day of ~! , 2001.
c,~
Witness - ----- _..._ ...._
~~.
_ ~ ~ C:~-
seph L. Osenkarski
-L
Hess ~ ^' ~
ACKNOWLEDGMENT
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF' CUMBERLAND
SS
I, Joseph L. Osenkarski, the Testator whose name is signed to the attached or
foregoing instrument, having been duly qualified according to the law, do hereby
acknowledge' that I signed and executed the instrument as my Last Will and Testament;
that I signed it willingly, and that I signed it as my free and voluntary act for the
Nurposes ti ~arein expressed.
~~ J i~~
J ph L. Osenkarski
Swom or affirmed and acknowledged before me by Joseph L Osenkarski, the
Testator, this.. ~ day of _~~~, 2001.
f ~ ~~ i
Notary Public
(~ BoroM~~C~p Pubtlc
MY Carwnleebn Explrai Nw. t8,
AFFIDAVIT
COMMONWEALTH OF PENNSYLVANIA
:SS
COUNTY OF CUMBERLAND
We,S~'1*.~ae.~ E.M.1~er~ ~`v. and ~h °.~ ~('~.`,~rr , the witnesses
whose name$ are attached to the foregoing document, being duly qualified according to
the law, do depose and say that we were present and saw Testator sign and execute
the instrume~ht as his Last Will and Testament; that he signed willingly and that he
execuied it a5 his free and voluntary act for the purposes therein a :prossed; that each
subscribing Witness in the hearing and sight of the Testator signed the Last Will and
Testament as witnesses and that to the best of our knowledge the Testator was at the
time 18 or chore years of age, of sound mind and under no constraint or undue
influence.
/<< ,~,\
~ ,~s ~;
Swom or affirmed and subscribed before me by ,Si~,~1ucL, ~• y~i~.Ltr~ •7~' and
/~a'N;5 U2~! ~? rtr~~.Z this ~ day of /Y.•~Ai~'-tN , ?~41.
'~ ~ ~~~~
Notary lic
Notarial Sad)
Robert J. Mulderlg, Notary Public
Cartlale Bono, Cumberland Coutiry
~ ~ ~!-ees NaK 13, 2004
~~~~~~~'~~s
~obicii to tfje ~.a~t viii anb ~e~tarttent
of
,~oge~fj ~L.. ®genbar~~i `'o
I, ,Joseph L. Osenkarski, of Carlisle,
~,
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Cumberlat~f~'Cour~r = - ~'~~
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Pennsylvrania, being of sound and disposing mind, memory and
understalnding, do make, publish and declare the following codicil to
my Last' Will and Testament ("WILL"), prepared, dated and signed
March 1 2001, hereby revising that document with the following text.
FIRST
I heereby declare that I amend by deleting the paragraph listed
as "Third" in the previously described WILL, which names Tucker
Anthony'Company, in Trust for any beneficiary under the age of 25
years or is, in the judgment of my personal representative, mentally
disabled.: This paragraph shall be replaced with:
If, ~t the time of my death, any beneficiary to this my Last Will
and Testament is under the age of 25 years, or is, in the judgment of
my personal representative, mentally disabled, I give, devise and
bequeath said beneficiary's share to my Trustee, my named
executrix, my beloved daughter, Diane Jo nee Osenkarski Crispino,
in Trust for said beneficiaries, in accordance with my WILL, if needed.
In the event that Diane Jo nee Osenkarski is deceased, unable or
unwilling to serve or shall cease to serve as the sole determiner for
any reason whatsoever, then I nominate my beloved daughter,
Michele Marie Mellott, of Limestone, Pennsylvania, to serve instead.
SECOND
I hereby declare that I amend by deleting the paragraph listed
as "Seventh" in the previously described WILL, which employs Turo
Law Ofi~ces of Cumberland County, Pennsylvania, for legal advice
and assistance regarding this my Last Will and Testament. This
paragraph shall be replaced with:
I hereby declare it to be my expressed desire that my personal
representative, my executrix, my beloved daughter, Diane Jo nee
Osenkarrski Crispino, to employ the person or person's of her choice
respecti~hg any advice or assistance regarding my Last Will and
Testament, having considerable knowledge of my affairs, views and
wishes respecting any matters that may arise at the probate of this
instrument, the administration of my estate, and the execution of the
powers herein mentioned. In the event that Diane Jo nee Osenkarski
is deceased, unable or unwilling to employ the person or person's of
her choice respecting any advice or assistance regarding my Last
Will andi Testament, then I nominate my beloved daughter, Michele
Marie Mlellott, of Limestone, Pennsylvania, to do so instead.
IN~WITNESS WHEREOF, I have hereunto set my hand to this
codicil to my Last Will and Testament this ~r'~ day of
2007. A,~ .
Witness) seph L. Osenkarski
~,'
fitness
Sworn and Subscribed to before me
th' 2z1d d of May 2 07 A.D.
,~..~ ~y~o.~,,~,
C~~~dia Brewbaker ~~
NotaryPublic
AA ..F..:..:,:,....
B(R'EtNBhKF{~n~.a>p; n~j / P~ ~y_; ,
:~ 145', r'''"'~~^~4SI~i~i'
A. Settlement Statement U.S. Depatmun[of Housing
and Urban Development OMB No. 2502-0265
1. ~ FHA 2~FrnFIA 3. ~Cmv. Unine.
4. ~ VA 5. ~Conv, log. I N-6574
C. This fotm is futnimed as a etatemmt of usual aedletmnt [wets. Amtmnq paid ro and by the :ltletoen[ agtmt are shown. Items marked
(p.o.c) were!paid outside the closing: they ate shown for infomutional putpotes and arc not includM in totaU.
HUD-1 SEl-!'CEMENT STATEMENT 9 Computer Services acrd Cousultanra 1-703-665-0800
SUBSTITUTE FORM' 1099 SEI.I.Blt STA1'EIvIENT: The infortnadon contained in Bloch E, G, H and I and on line 401 or, if line 401 is asterisked,
liras 403 aM 404 is IrUportant tax informadm and is being famisdee ro the Internal Revewe Service. If you arc required ro file a return, a negligence
penalty or other sutcdbn will be itopofed m you if this item is required m be reptuted and the IBS determirxa thu it has rent hem reported.
You arc required by law ro provide [gee box H] with your correct taxpayer identification number. If you do not provide [Ke box H) with your correct taxpayer
identification number, you msy be subject ro civil or criminal penalties imposed by law, aM urMtt peruldes of perjury. I rxnify mar me number mown on
this sutement ie my rgrtect uxpaytt identification number. Seller's Signature_ ~"i r-
WJ-RN@=~3:~ It is a crime m hnow{ngly make false statements m the United States 58TTL81!l03NT STATEMENT
ore thin or any other similar torts Paoeltlea uuppoona convitvimt can include s fim
~' std impriwrdtaent. pot tlehils see: Tlde 1S U.S. Code Section 1001 & 1010. PAGE 2
4 net ng a ~ s a o ose sen ars
~ ; Lwl.( .~_._. 1. C ~ - . ,<, i L-~- i
rro~ ° ~ Scum J w r -
7M HUD-1 Sedl which I hav prep is a true all accurete account of this wnsamion. I have uusedor will cause the fulls to ha d'tabursed
in accordance with th t. ,p
November 16, 2010
ement ent s ra RY ate
CBRiIFICATlON
I have carefully revielwed the HUD-1 Settlement Statement std m tha beet of ttty lmowlcdge end belief, it ie a true and accuram atateoxut of W receipts and
disbttraemetm trade od my account m by me in thb tntnaaction. i turther certify that 1 have tecelved a copy of the HUD-t Senlament Stataotettt.
e~~r naonlsai seMCes
Fk Na 0900410
~rt~r Andress:
1060 aarrs Gap 9bad
Car851e, Pa 17013
're~l~red ~:
Fah d ]o9aph L OserOrarsl3
901 Ends RDad
CaYSk, h. 17013
'rMired ~ Of:
August 21, 2010
Pr~i•r~ BSI:
G. Antler CSlarnan, Pa. G:rt.A RL-139418
B-VI ~Y ADP~alBai Servbes
163 N. Nanwer Street
Calisle, Pa. 17013
The Repose d This Apprakal i6 m E+~blhh far Mortgage Firanttg
Appraked Value for tlrc Sub}c! Property• 10.000.00
Fdm 9raaip8 by USilea SyNrro SoaNre Caryrry(8001569-e727 w~nr.~dmpr~p,can
B-H AgdMy AppOk~l Semtes
' Fk No Oa00410
&H Agency Appraisal Servkzs
163 N. tterlover SUjeer
CarNsfe, Pa. 17013',
(717) 243-1000 BR. 216
l>ahe : SepterMxx 7S, 2010
aient :Estate of ]ose~h L OseNcarsld
Diane t}isbno, 6axvMx
In accordance witlr your request, I have Irate, as Per your instructlore, and appraised the subject property bated at
1060 t]anes GaP Rmad, Cartlsle, Qarrberlarrd Cnrrnty, Pa. 17013 (Parcel X29-OS-0427-015A).
As per your Irrsbuctor~s, the purpose of this appraisal was to determine "Market Value" in unenaar~ed fee simple title of owrrashp, as of
the Date of Death bP Mr. Oserrlmrsld, whkir was Augiat 21, 2010, and was done In corrpliarke with and as defined by `USPAP" and the
APPr~ Standards Board.
This report In it's ergirety is Irroended and valid oNy for the intended use of the alert named in this report, and Is Invalid H photocopied or
In tNs reppty Ir isiitOdrded~ solely far the akxk aM otf~r posside IntrrWed Usds Oo be d~vrNncd theme ~ mss)
anyone other tlwn the aknt without the prior wrRban corrsent of the alenR, and the State cernned R~ r ~a'rd shell not be used by
appraisal l Appraise(s) conductlrg the
Note :This fs a Summary Appraisal Report, and contains 13 pages (plus attadrrtrerrts or addenda as necessary), and anY ~~ Pa9e is
Invelid ff detached ar used separately from the entlre report as originally submitted.
This repot was wryducted and prepared with the utmost care and oorrfidmtlality, and was estadished vytlh no ~ opinion of
value on the part of phe appraiser(s).
Thank You for 'ng B-H~~~&~ Services
~~
Art Calaman
Pa. C:ertltied Residentlal Appraise
F«m poard M unto syarms sdham empty i~l s69-e~n.wM.vuu.can .~
~.
B-H Agency Appreieal Services
' Rb No 0900110
NOT TO BE USED FOR MORTGAGE FINANCING PURPOSES
..,.. r..........,.,.~•.•••~,.w.~w~+~•m:e~,nonae.~;w.nr<.gr ^yaSara0.eno:~egrelNr auaualed.~upY+bumf. mSdehwlue,Oftlte,mJktp,oprtY.
Address 1060 Oarres Gap Road CI CarNak She pg ZIP Code 17013
(II app0abb) WA Owner of Public Record losePlt L OseNasld Cau f~anbeiand
Deswiptlan Sae A1ladted Decd Capy flarrt DB 249 PGs 4281/82
Parcel # 29-050427-015A Tax Year 2010 R.E. TamsS 1,193.00 (m/L)
bah0od NBma WA Map Rderence (~) 050927-015A rax Map Carrot Tract 0119
Occupant Ownar, Tenant Vacant spedel Assessments S Norte praNVr PUD HOA S WA year pa malih
Property Ripfds Apprplsed Fee Simple leadrold Other describe)
Type Purdnee TiargaNm Reflnence Tiaruactlon Otlla desaihe) fi EstablMt Vakre far Estate purposes
'
b the sub
ed afared to orb w has it been afered for Bale in tlro twelve momhs pries m are efecdve date d this Y
N
es
o
deb Soace(s used, ofedrtp pdce(s-, aril date(s). WA
purpose d tlds b b develop an gpdon of Market Vela (as defined), a Other (desalhe)
s repel rAlecls follovrlrlp vNue f nor Current, sa conxnenb) Current (tlk 'on Date Is Ore EfaOve Date) ReOapectlve
radles fa tlda appnbal Saba Campadsan ch Cast Nr:ome Appoach (See Racendibtllar Cammab and Scope d
Ntewkd Use To most probehk'ssarlaet Value' as deMted by USPAP mrMatted witltm tltk report) es d the Date of Dath d the deoadett
Nternled lbe(s) (by name a FsfeOe afJO~eph L Oseamrsld and poaihle atlte Intended lkes a m be deOerrNrtW W the Giert
tiara Nrrre Estak Joseptr L OsesmNlad Cllent Address 901 Eftda Road. (8d19e, pm. 17013
IiwdCwdad t7bpirrgt3ecwec CnatFnrail WA
Name Cs Cilamary h. Ceti RL-139418 Addrea lH1 servkes 163 N. Haravar% h. 17013
Note: Race and fte of fr aro not ksetors.
lnratlan urmn suburban Rwai PropenyValua Nwasinp Stable DeclNirrg PRICE AGE arre-1Nrn 80 %
III War 75 25-75% Urtdar 25% DemarpVSuppl Sh In Balance Oren Su IY S (000) (yn) 2~4 Unit 3 %
Reid Sbbb Slow Marketl Tkne lkldar 3 mtlls 3-6 mths Over 6 mOu tier tow 0 Mu1G-Ferri 1 %
_ a Subject b sidrated rrorCr of the CarNSle Boro, and b barsrded to the noM by the 46pr Hi 100+ Cwnrrorcbl 10 %
Deny Co. Ilrre; 0o east W MMdeeez 7Mip Ilne; to the sardtt W the Pa T-PNre; ao the west by tyrgs G~ Rd. 130-160 Prod. 40+ gher 6 %
IRorhoad an Subject is siWakd on a pdwbe of way, approx 500' off the maN paved road (trartes Gap Rd), m a heavaY wooded era. The
oveall e s resideeld era of nYrwd style skt9le }arraly propetles. Mayor roWvvays, enrpbyntent, shopping, and scfroak are wktan reasambk
n9 dbtarrre. es wef a fire arrd popre procertlon are prpsart and adequate for the area.
Markel Conditions p Judi support la fre above conclusions) EmDbYmed, ratesta mvenmdes have remained fatly stable m the era
anal
mtarat races are ,
arnd aaluuy s slow, the market b sbw, d,r stable. pppretlatlorn t>as had rto Irtwaase over the past year; brR I Itavartt s
d
a detente m on na
r
as m after parts of the nadort. Markenrg tmre far strnllar propertla would ex 90 days a less, but mule be up m 180 days.
bns See legal daalPllon in addenda seabrn Area 6.00 sores (rnVL) Shrpe IrrcgWar View Vvoaded
dflc 2onin C an A Zodng Deswt~on Aprralbrai Rrsidedial PerrratOed
mA Compliance Lepd lapel Nartcarlfarminp (Grarrdbtheed Use) No Zoning Illegal (desalbe)
tlR highest and use of Ole subject property es improved (was ProP~d Par ~ artd specifiraDaw) the present use? Yes No O No, describe
UOlitles Public Ofre (describe) Public Otller (desalbe) ON-sib Itllgavenlerlb -Type Pl~lic Prireb
Iectriclty Wrier PrNate On Spa Street Paved
Ropare possible Sari Sewer Prlvaee On Spa Alley Shared R-0~W (D819Q Pg 503)
FEMA Spedal Flood Ara? Yes No fEMA Flood Zara x FEMA Map +Y 4204100065E FEMA Map Date 03/16/2009
the utllitles and slle impwemelb typical fw the market era? Yes No O No, deswibe Most prapertles are red horn Tyip mainumed
Blare arty advmx b cerrdlllrxrs a e~rrlel bdws Casements, enaoachmab, emirarxrreMal corrMtloes, trod uses, e1cJ? Ya No fl Yes, desaihe On ape
I weber and sswape systdrs are Obmmaft tD the are, and have nor advese aRnxt On appal a property values, Alp 5!e Text Adderrkan
Pape.....
s.
a
e
nt
a Fauldfl1100 15iMrbs :InWlor
Unpa One wnh Accessory Urdl Canwete Slab Crawl Space Foundetlon Walt Canaete: uNatown Flows :Fat
# of Srories one Full Basement Partial Basement Exbda Walt Shrooo/Blodc: Fbk/Avvape Wtlb NbodJparldktg: Fgr
ype Del S-DelJEnd Unn BssementAra NJASq. it Roof SuAace Rublxr: Aarmea to be o.k TdrNFinbh Mbad: Average
Exiatlnp sad Urnde Cansi Basement Flnished N/A % Gutles 8 Downspolrb WA Batlr Fbw Vtryl: Far
Design (Styb) Outride EnhyA3d[ Sump Pump Window T : Average Batlr tNdmcel feranYc: Poe
err Built 1950 ( ) Evidence M IMesbtion Storm 5aslVlraulabd N/A ~ ptoce
Efectlve rs + yrs (m/L) Dampness Seflemard Srxeero N/A Drhyeaey # d Cars a+
'
c None FWA MVBB Radian Ameddes WoodStove(s) * 0 Surface Slone
Drop Stair Stirs Ofrer Fuel Gas Firepbrx(s) # 1 Farce rvone Oland. # of Cars 1
Flag Scutlle Cooli CaOal Ak Conditlonin PaOaJDeck WA Porch Cane, Slab # o(Cyy
Flnished Habd Ndbidual Otlra Pool N/A Otlre WA Att. DN. Built-in
liances Rarpei0ven Dbhwmhe Disposal Miwwvave Washes Otlrar (describe
fobbed era ebow contains: 5 Rooms 2 Bedrooms 1.00 BaO~(s) 1020 Square Feet d Gross Living Ara Above Grade
didoal leataa ( vial energy efidem Items, etcJ None observed
the the cendidwt d ile Properly (including naded repairs, debrlaration, renovations, remodel) .etc.) Flortre k m poor m tat cvndltlarr wpb ra e#rerre plrysi®I,
err odsolaaara. L5 m nod of reparsy updaltg and renwatbn to aompre to todays average/good catdltlar
No repairs were In
ro
.
p
gress.
d b felt
tllere an ice) dencies or adverse canditlons Thal afled me livability, soundness or suucbol i dry d the propergR yes No Oyes, describe
None absevW..abo sa trsd addendum page
~ P I cmlorm to Ole rwighbodrood (karcOonal utlll , le, contliOar, use, constnudion, dc.)? Yes No If No, describe this b more of a
shin a for Nrnebed a seasonal use. DweYrrg k below marloet are and neighbodnood starrderds.
~• ~. .. .~. rvm yrmrmoqumreo aysams lWlewe wmpwN laW)JCN/'!/MMa.WleOeypsra.mm ~,rr.~s[
B~ency Appraisal SerMCa
Flle NO Oa0b41a
R
FEATURE SUBJECT
dress 1060 Oarra Gap Road
CarNsle, Pa 17013
Pradmlry m Subject
Sale Price i N/A
le Pdca/Gross Liv. Area S WA sq. 0.
Souroe(al
' Y
COMPARABLE SALE # 1
10418eaaire Perk Road
Pa. 17013
.62 MI
- S 37,000
526.% sq. ft ~
s CCOi
COMPARABLE SALE ¥ 2
1432 Are Road
Pa. 17015
x2.19 MI
S 121,000
E 108.09 sq. ft -
L s CCCri PYe • 0900410
COMPARABLE SALE # 3
1389 yyaggpr~ ~ itDBd
h. 17013
L93 MI
S 115,000
592.74 . ft.
a CCOi
Ocdion Sarroe(s
AWEADIUSTMENTS
le or Finandng
Concessions
DESCRPTION Drive-by 8d. Lap«.nan
DESCRIPf10N +(-)fAajaarrd
A Drive-by ExL LKpeWOn
DESCRIPTION +(-ISAdlaeara
~
A Ddue-W 82 Inspad9on
OESCPoPTION +1-ItAyuYnra
(`ate
A
Date d Sele~me
LacaOon
leasehold/Fee Simple
She
Fat h Average
Fee
6.00 aces (m/L) /23/2009
Fee 5ircple
.39 acre (m/L) /11/2009
Simgar
Fee 5erpk
7.76 aces (m/L)
1 10/02/2009
verape (Rd. )
~
5.% saes (m/L)
-100pD
4320
ew Prlvah Wooded Sxrakr 5lrrylar
Deli n (Style)
I d Consbuctlon Brergabw
Fair t4dsae w/Atmdred
Fair Brargelow
y~ 2 St. Fmm House
Fatr -3000
AcNal Age
Condition 60 Yr>~ UVU
Paor/Fair yrs./17 yrs.rnobik
Poor/Falr yrs. (mJL)
Pbor/Fatr 130 Yrs. (m/L)
~~
hove Grade Told Bdmn. Baths Trial Banns. Baths TAI Bdrms. Btlhs Trial Bdrms. Bdlrs
Reern Coant 5 2 1.00 6 2 2.00 5 2 1.00 4 2 1.00
Gross Uvirq Area
Basement 8 Finlnhed
Roams Below Grade 1020 sq. ft.
None
A 1300 . ft
Noe
A 4 1120 sq. ft
t+ar0al
Nae Krgvar -1 1240 sq. ft
hrtlal
llae Krlorrn -3300
~
Fundiorial UOliry
Heatl ooling Fek/M+eage
RII1/Cenaal Air Fdr/Average
piA/NO Crrbal Alr FaM/Average
eeLralyea rardal Alr Fak/Average
par:
BQleb Central Ale
4500
Energy EfOrient Berns None ahaerved None Krgwn Stave flare Kmrm
1 Car AtL -port (1 Car) Det 1 Nap Krroavrr floe Known 1
Porch/PaOo/Oeck 1Map Amd Slab Porch Amd Sam Radr -1 CVrd.Pridr/Sarq.Prrh -1 PordVParh WA
6rhrier Frtbh Strraa/elock Wood/MeW &odc Yaaod
Rreplaoa,etc (1) Fireplace None Kmwn 1 Nore Known 1 Noe Kmwn 1500
Faroe/PbWetc. Nale Nane IUawn Nate Krawn Noe Known
- Net Ad usbnent (Total) + - S 4 + - S -10560 + - S ~ggg
jested Sale Prig
f Comparabla Net Adj. %
6rosa Adj. %
S Nel Adj. %
Gross Adj. %
S 110420 Nat AdJ. %
Gross Adj. %
S 110020
I did did not research the sale a bards history d Ole subjad pro and comparable sales. h not eapkin
- My research did j dM nd reveal prier sales a trarlslers of the wbjact prop fa the tlaee years prior to the eftxtive date d tlrk appNisal.
Source(s) Aseesarrntt Remrtls
My researdi did did not reveal any prier sales a tansfma d the lee sala fa the yea prier h Ore date d sale d Oe canpeabk sale.
s CCGt A66eagneM: Renort5
the rewlb d Ne researdr and ardysis d the prier sale a bander hbkry d the sub' properly aria compaabk asks (report additiad prig salsa on page 3).
REM SUBJECT (mMPAAABLE SALE # i COMPARABLE SAIE ~ 2 COMPARABLE SALE ~ 3
of Pda Side/9ader 01/02/2002 tNrpubli9ed 06/01/2001 1/1985
Price d Pda SalyBariskr
SOerCe(a) {35,000.00
CCO1 Asaasrrrrd Renords tMrPtl'lWed
Assessment (teaords 51.00
Ass~rerd Records Su,ggp,gp
Assesrrwd Records
ecOve OaN d OW'Soace(S) 09/SO/ZDSO /22/2010 2010 /22/2010
lad or nle harder hipay d the subjerd property and compatible sales Sub)ect k not, am has not been listed for sale wOtWt the last iz nnrdhs h the
best d tle approbate kgaAedpe. SubJea am oonperaMa last tranlerred owrteMdp on the dohs above, am have not been resold since then h the bat d
the appraLsd's IarovAedge.
Summary d Sala Comparison Approadr warded DOCti sales remrds as weer as for the bat oomprahla h the sub)ect d the ararygs, A
5141 8a stele is very hrd h ftm Slatable mmparablas. Alter Seardsrlg in aaltlpk areas, there tlaee wra dteaen far use in the analysis.l3atll vas
sold approx. ale year ago, but no was made /or date d sale baase thee less been ra rrtmarahle stcrease a detreaoe h values for Ore period,
EaUr property was desvibed as rteedYg remolding a ibk mrtdpon, a cadn a get sec Plot havprg Ore d err in6vpr/e~errar prspempr d
the comps, conditlorr d coat vas verMed by the cnrrattertta d the Iistbq Realeor far coat. Campaabks •1 and aK2 are also df road err stared right-of- ways,
the mrrpsade toed h rh15 arwlysis are h my opYSm the very best and Wlbe poedhly the tidy avalkble sale k the Pffit V~ AO are reJatjve h
prardrdly, wKhln tle same marlae~lare, and very serYlar h rtaase, use, sine am axrditlon. AdJraUnerrts have been m~e h rernParsate for dahrrrca In
the mmpnaoks ~ neoessarN. Due to mrrNWn, a nrakst 60ure d S15 P/ sq. R vas used >D rafoiaee above?aund firadred Nvtg arm in arcea d 100
sq.R Due m natae~am lay d the lend, no rod am - d~vay aaess,;6,000 p/ ace a fraction shred was used to dMrrroe in
siWS. Data d sale h the grr0 srtlon are from Coady Records not MLS.
Indlpled Value by Saks Canperbon Approach S 110,000.00
a®a-aal~7a--7 Fam pod.sa by tNmMa &yma addare Cumrry (e001969.8727 xww,udptltyarrnoom Ptev cage)
e-H Agency Appraisal senlces
FbNo 090W70
R~'a'!l~~~1Y APPSAIaAL R~PART t-neaM a9owlo
„-,.~~ •dw ~,. ,~ ~.r wr ~ uu,uw.w lroat (n data i WA Insane (N developed) t WA
Flr®IlieaxlciliatlonSee'Hnal an7iactAddmdran
= This appraisal is made ha Is•, ^ aobjea to aanpletlon pa pbns and spedflratlan on the basis of a frypotlletlal axrdtlon tlnt the Improverrranb have heen canpbbd,
^ subjea to the fdlbwinp repaks a afteretlma on the basis of a hypaNrelical cmrdtlon tlut th repairs a alterYians have been compbbd, or
subject to On brd regdred inepegfar based on On e>araadl aswmpflar Ihet the aaalitfon a deNden does not require anaetlon a repair.
See Text Adderrdap page...
This rape[ is arbjed b dha W Canditlwls anyor fapreordi Asaumptlan as apeclNed M the atlached addaMa
Based on the depntei a Mupedbn a the wblect DIOPer44 deMnd Scapa m Mkak Ste9bfbrd of Asalallplbns and limtlkrp CardNlorq, s CeNll , my
(our) Qpinlon a the Marltet Vakn (a other apedfied glue type), as deAnad Itefekr, of the rnl papety flat b the subject of fhb = 110000.00 , as m
Auprcvt 21.2010 , adtdl la tln elketla8 deb M Ode appralml.
If kldkabd shove, nW Opinion W value b subject b fiypdhetlal fbn~tloro nNa Fabaafdhnry AsserlptlOns klduded M Ihb rePcrt See a0edled addaala.
A bus and aanpMe'capy d Ihia repel cardakrs 15 toad papas, indudlnp the aWehed etlribNS (Medic below) which are considered an Integral pert of the repel. This
sal report may not be pnrperty urakrstood wllhout reference [o the irdamatlon rwnbined in the canplete report.
® Scope d work ^ AddNfanl Sales Ad~nda ®peed/leaal Desaiptlon
^ Hypotlldiol Caldirloro ®Narr~ive Addena ^
^ fxbeoMinay Aabumptlons ®PhotoNrePh Addenda ^
® Limitlng CaldnWnyCertnirntlals ®Mep Addenda ^
^ cost Addenda ®Skelch Addenda ^
^ Insane Addenda ^ Flood Addenda ^
HOfpedM ~11PPRDAQ170VAWE
Provide adequab Mdgrnadlan fa the slier[ to repNctle the below and and calcul~lons.
fa tla ajtinibn d sae value (summary d canparabb bad cabs a otlnr matlads for eatlmatln site value) WA
- STMtATED OR flEPIACEAtENT fXlST NEW
Soarx d ant data WA OPII~pON OF SITE VAWE ....................... .......... = S WA
DweNing . FL Q S =
. E
retl hom Wrt service Fifecdve d80e d ant dab Sq. Ft @ S . 6
- ormrenb on cost (gress IMng era wlcvlatlons, deDrecialioo, etc.) _ _
m the aped subJed NeproveJrreMs, the Cost Approadr bo value vroa .
e~Carport Sq. f4 @ S
_ _
not reed. The CoatlApproedr b aNy cort4daed for dwreNnps d "New ,
Tobl Estimate of cost-New . = E WA
......
a an actual pfrysial ape d Ins Brea nva yews It k toe less Physipl Functlonal Fxterrrel
d this that the "Cost Approach' >o vaMre b kmdeque0e and Depreclatlon = _ ( )
not apprapAate h aarelyek d a dweJrg rt Improvemevas d the actual Depreciated cast d Nn enb ........................... _ _
ptlyskal age d tltb',sa6Jed, and vwwld rat ylea an acarate represertatbn •As-is' Value d Site Improvanerns ...................... . = S
Mslret Value. ]t tlrerdare not oxrsldered. .........................
_ _
Estlrrotlnp fterlWd Ecanamlc LNe WA Years ..
Indipted Value by Cost Approach .................. .. = S WA
:NptFlelrebped) BlcpliEAPPIIQACH',TO'VAl11E
EstlmNad Monthly Mednt Bent S WA X Gross Rerd Multlplbr WA = S WA Indicated Value by Ira~nre A h
Summary d Income (intArding support for market rent and GRM) See 'Baal ItecorcNlaNOn' an Tact Addrardran page,,.,
( ,C1otU~opad) PBO,ECFtl'~h1ATlpifilRFWS
b tln devebpepbWld In control of the Homeowners' Assodation (HOAj? Yes Nc Unlt s) Detadled Atbched
Provide the following Irdomrellon for PUDs ONLY ffthe devdopm/builder Is In control a the HOA and the subject properly Is an aaadred dwelllrg unit.
I reme of project This rxwue soon b WA to as subjeG property.
obi rarmber df phastln Tobl number d units Tdal rermber of unib sold
ToW ranrrber d units rented Tool number of unib fa sale Dab source(s)
the project by tlra uarvarslon d eabtl build) (s) into a PUD? Yes No n Yes, date of convasion.
Does the 'ed n muld-0walli crib? Yes No Dale source(s)
the units, comma)) ebmatgs, and reaeatlonal tartlNles template? Yes No n Nc, desaibe the sblus d completion.
th commar elamarts leased a a the Homeowners' Aamciuion? Yes No If Yes, describe the renal terms antl eons.
Describe Conunar a and recreaNOrnl f~illtles.
~ ~. ... ~ ram preeiaae q umeo syearm saewa cmPanY (~) s~-97z/ www.rnlatlgaemccan ~ /
&H Aaeoer APPnisei Services file No Oa00970
INVOICE
8"H AgKKY AppraL~al Servkes
0900410
G. Arthur GWrlwi
163 N. Hanover Street
GrNAe, Pa. 17013
rsate d >oseoh ~: OLSeremrsm
Olane Gispkro, 6osaitrix
901 ryaw Imaa
Grille, Pa. 17013
SephemtKr 16, 2011) August 21, 2010 WA N/A N/A (717) 243.1000 errt. 216
I'aahasa/Bortoarer WA
Pte" Address 1060 ~~ ~a Naed Unit No
N/A
.
Cih' ~~ Subdivision N!A
County C1srr~6erlarW Slate ~ Zlp Code 17013
t.egal DesoflPOoo ~e A>ledred Deed Gpv tram DB 249 PG§ 428U82
Appraisal Fee Amomt ..............................................................................E 5375.00 (PAID)
Mail a Handlfnp Fee .......... ... E
AddiGa~al Chage No. i ....... .
... S
AddOfaial Charge No. 2 ........ g
A~iOaial Charge No. 3 ....... .
... S
Sales Tax( %) ..................................................................... S
TMaI Amount d Invoice E (325.00
Canmeids: Peld N Fua (br Braaarix) d Time d ImpecOOn Part 2 d 2 aerrner~ an Ease CJteck i`100 Thank You!
Septeleber 16, 201 Aupet 21, 2!110 N/A WA 0900410 (717) 299.6391
Essahe d Joseph L
Diane Crk
kro
6
aR
i
p
,
re
r
x
901 Errola Road
GrMs1e, Pa. 17013 :
Pekl h Fud
B-FI A9tlxY APDrafpd Services
G. Artlwr Glanren
163 N. HerraWr 54r'OU
Grllsle, Pa. 17013
Paid In FlIN
lY1D - NaInM de onto waagt of YeaYa. Naha Mlle alaala0aa srNY par [alpaal. TMak pa!
rmn paam q unto SY~ enlwe cmpry (~OJ eaad72/ rreN•cem
&H ApaKY Appraisal Smites
' Herb 0900/10
IICOt'E OF ~[
The Scope of Wort Ls the type and extent of research and analyses pelomred in an appraisal assigrartatt that is required ro produce taedible ~siganed results,
given the nabae of the appr~sal problem, Me specific requiremeds of the intended user(s) and th inkrtrled use of the appraisal report. Relimrce upon Mis report,
repadless of how acquired, by any party a for arty use, dher Oran Moss specified in this report by the Appraiser, is prahibiled. The Opinion d Vaka tllat le the
wrtclesion d this report k aafible anty within the context of the Scope of Work, FJlective Dale. Me Wle ~ Report, Me kdended Use(s), pre Irdended Use, Me
slated Assumptions arM Limitlng Condltloas, any Hypotlledcel Caldtlials and/or ExtraoNirery Assumptans, and the Type of Value, as deffrbd herein. The
appraiser, appraisal firm, and retaled pedes assume no obligafian, Ila6ility, a aaxwnkbility, and will not be responsible fa any urnrdhorizad use of Mis epon
a its conclusions.
Aditlaud G~alatrts ppgh N cast, Ea6awlNpry Aat~Maa, MlMtMtleal CMitlaru, s9a.):
~ Plryacal kwpedlon d the aueJe~ property was made and akhargh due dagerroe was esardeed, the appraise is not an expert a cetlaed In sudr rtadtes
as Pest Nrresdtlod and mnotl, strrtlraal engkrarNrp, rooarq and adw rrxariankals d the propety. zio resporrsibMly shau be asararred W the apprslae roc
defeids and mnAtlarrs not dYcbxd a readh' apparent in the wax of a rtarrrd apprasal krapection. Appreher b not quaNaed as a builder a contractor,
hWldkrll inspector a rNMe hoax knpeCnr, a horrre htspatlon . and has dare a Arrated visrsl kaPection of the propety looldrg for obvias
mrdtwns, and for the purpox d de0errmrurg an opinion of value; no irupertwn of any aarrl spar (a txexrx), a nnto hidden a mrtxated areas was
made. The apprd(aer dos not test appaanoes„ phmbirrg, hmtkq / ale mndiyorrng a deWiral sYStem, -rhe appraiser aces a Ynatcd visual urspatlon of the
roaring from the ~roard, and a rat qusYBed m ascexmin cadreon of srrc. The purpox d an appraisal irepection k to ascatakr lorallon, sine of
Miprovenients, pityslal draracteistl6 and general cnrt9tiors of the propMy. Also xe tea addendum page for mxatlorts of appraisal.
5eae mncessbri9 are resatlvdy conarton d tlas marketplace, riorrnatly M the corm of Buyer dosing msi9 asaismnoe. tc has beoonie mare and more conrrran
to roe dasirq mst areiaterice m an apreerrert of sae, but usraaay rat exoeedkp the allowable gutddNbs d up to 6%. Thee mazsdwis aged aerler rat,
but do not rKCesaaily nave arty ailed on the actual sale prkes. No adJustrriea k namaNy mane If the asasfance rags vrlMin trace Peraaxstaa
Also see Tmd Addiadixn page
teumrar a Marry ~ urn~a caarrraa
• The appraise wig not be respomible for matters of a legal rn~tae tlat afied eiMe Ma property being appraised a the the ro it. The appraise assumes Mat the
talk fs gadd and hralmfable and, Merebie, will rat rends arty opiniaa about pie title. The properly is appraised on the pasts of h being untie rmporWble
ownership.
• The appraise many have provided a sketch in Me appraisal regal ro show appradmate dimensions d Me improvements, and arty such sketch Ls inckrded only ro
assist the reeds at the report in visuali2irig the propey and underataMing Me appraiser's determination d its size. Unless dhenrise Indiceed, a lard Sauey
was not pelamdd.
• r so indicded, tlk appraise has aranlined the available good maps ifrel are provide by the Fedeal Emagenry Manaparlalt Agency (a Otlle dale sources)
and has noted in die appraisal report wheMe the subject rile is totaled in an iderldifed Special Flaad Fisted Area Because Me appraise k riot a surveys, he
a she makes ra puaarltces, aapress a implied, regarding This ddemirradon.
• The appraise will not give tesdmorry a appea in coat beceuse he a she made an appraisal d the properly in quesfim, unless specific arrangements to do so
lave been male bekxMand, a az oMervdse re~rired by law.
• tl the cost approach is included in Mir appraisal, th appraise has estimated Me value of the land in the cost approadi at its highest old bast use, and Me
irrrprovenleib at Iheir conbibWOry value. These sepnak valuatlars of Me laid ant impovements must not 6e used in canjuncgao wiM arty ante appasal
and are irrvalid B prey are so used. Unless oMerwise specifically indicefed, Me cost approach value is not an iraurence value, and should rat be used as sudl.
• The appraiser has noted in the appraisal report arty advese carldifigrts (including, bid not limited to, needed repairs, depreciatlon, the presence d hazardous
wastes, toxic siMataraes, etc.) o6seved dating the irlspeclion of the srrbjed property, a Mat he a she beanie aware of during tlne normal research involved
in performing Melappraisal. lMless oMawise stared In the appraisal report, the upraise has no knowledge of arty hiddei a urnppaant conditons d the
property, ar advese environmatlal cerndidons (including, but not limited to, the presence of hazardous wastes, imdc subslences, ec,) p~ wed ~ pre
properly more a leas wluable, and has assumed Mat Mere are no such cartditlons and maltm ra glreranteas a warranties, express a implied, repardnp the
axlditldn of Me pfoperry. The appraise will rat be responsible fa any suds conditions that do exist a to arty engirleerinp or testlrq tltat might be required
ro disaxrer wlletllar such tarlditbra exiN. Berarese the appraser is not an expert in the fkW of enviranmadal hazards, the appraisal report must nd be
cercvideed as an envirenmeMal assessment d the property.
• The appraise oM(ained the infomggon, estlnales, and opinions that wee expressed in the appraisal report from sources M~ he or she consider ro be reliable
and believes them ro be true old cared. The appraise does not assume responsibility fa the accaary of such trans tllat were famished by she pages.
• The appraise wilt,. not disclose Me contents of Me appraisal repel except as provided far in the Uniform Stardads d Prefessiarial Appraisal Practice, and any
applicable federek stale a local laws.
• fi this appraisal is, indiceled as subject to seiahctory completon, repairs, ar alteratlons, the appraiser has based his a ha appraisal report and valuagan
cenclusion on tlrm assumptlon that completion of the Improvements will be pertormed in a worgnanlike manna.
• An appraisers clitFrlt is the paty (a partlea) who engage x appraiser in a specific assignment Arty oMe parry acgiridng rids report from Me client does not
become a parry ro the ap~xr-cliall rekponship. Arty persae receiving tltis appraisal n~ort because of disclosure requiremads appliabk to the appraixr's
client do not became intended users of Mir repot unless specifically idenffied by the client at th time of the assignment
• The appraisers wrltlen consent and approval must De obtained before Mis appraisal regal can be conveyed by ariy<are to the public, Mrough advertising, public
rekfiom, news, sales, a by means d any oMe medk, a by its inclusion in a prfvale or public databree.
• An appraisal of rail properly is not a'home inspection' and should not be cansbued as such. As pal d Me valuagpn prpcess, Me appraiser pedams a
non-imresive vis l imremory Mat is ne intended ro rerxl defects a debimaaal aadNions Mat are nor rxdlry apparent The presence d such oonditlona
a d~Cts avid aiJlrersery aped the appaisers opinion of value. Cliads wiM axlaans about such potenfial negative (alas are encouraged to engage the
approprkte type of expert to imestlgate.
G,,.•, ,...,e.w w i u.xw o..... c.x.... r..r.. mn~ wn n•• ...._.._~~..
l~ ~I
B-H Aaency Appraisal Services
' Fib Ib.09004re
9RNMITIOM OF MAST ttAt/E•
fr~rltet value means the most probable prce which a property should bring in a competltlve and open market under all condidarlg re~risile m a fair sale, the buyer
and sells anch ailing prudently and Wlowladgeably, and assuming the price is not atlected fry undue stimulus. Implidt in this definition is tlar consurmutlon d a
sale as of a spedfbd tide and the passing d tide from selle to buys under conditions whereby:
• Buyer and sells are typialty motlva[ed;
• Both partles are well irdamed a well arivised and aping in what they consider their own bast interests;
• A reasorrebk dole is albwed fw exposure in tlM! open market
• Payment is made in tams d psh in U.S. dollars a in terms of Bnandal arrergements comparable tlleela; and
• The price represents the normal consideration fa th property sold unakecled by special a cralive firlarroing a
sales conrxssiops 9rarded by arryone assadated witlr the sale.
•This ddinifbn Is from reprrletlons published by federal repulatay agendas pursuant to Title XI d the finarldal Insdtutians Nefam, Becevery, and Erdorcarrrent
Ad (FIRREA) of 19189 between July 5,1990, and August 24,1990, by the Federal flesena System (FRS), National CreMt lhdan A~rdnlstlatlon (NCUA), Fedeal
Deposit Insurance Carporetion (FOIL), the Okice d Valk Srrpervislon (OTS), and the Olfice d Compbolle d the Cunency (OCC). This defirddarr is also roferanced
in regulations joirlliy publLdled by par OCC, OTS, FRS, and FDIC on June 7,1994, oral in Ule Interagency Appraisal and Galion Guidelices, dffied October 27,
1994.
A~MAISIH'i C~IMICAIkM -1 awtll/ lwt, b iM Mat d ^1 luwdadw ad IONrtt:
• The sktemanb pf iact in this report are true and coned
• Tire credibility of This report, fa the stated use by th slated use(s), d the rebated aratyses, ~iniars, and eonclusbns are limited arty by the reported
assumptlora<and kmNing corditions, and are my personal, impartial, and unbiased protessiaral arretyaes, opinials, and condusians.
• I have no presort a prospectlve interest in th properly tlrat is the subject d Ihis repot and no pesonel interest with rasped to the parties imol,red.
• I have no bias wi)h respell m the pmpery tlutt is the subject of this mart a to the paNes imrolved with tlds assignmanL
• MY engagement in this assignment was trot contirpant upon developing err reporting predetermined results.
• tiN certtpensadojr to compkkng this assi{purlent is not cantlrgant ~an the development a repadng d a predetermined value a dlrecdan in value that louse
the cause d the pliant, pre amount of the value opinion, th atlainment d a stipulated resuk, a the oaurrence d a subsequent event directly related to the
intanded use d Iris appraisal.
• fdy analyses, opiniorns, and axlclusions was developed, and this repel has been Prepared, in cedarrnity with tlar Unkam Standards d Prefesafonal Appraisal
Practice dret weR in eked at the time tlris repel eras prepared.
• I did nil base, Bible partially a cample~ly, my analysis and/or the opinion of value in the appraisal report on the race, cola, religbn, sex, handipp, kmil~l
status, a rmtional origin of eitlne the prospective owners a occupants d tlas subject property, a d tlar preselt owners a occupants d the propetlas in the
vicinity of the subled ProP~1r
• Unless otherwise indiceted, I larva made a personal inspection d the property drat is pre subject d this resort.
• Unless otlHawise indicated, no one provided signltlrara real property appaisal assistance m th person(s) signing dtis cartificetien.
AMtlwd Catl~atlaaae
Signature l~i~~~(liti..
Name G Arthur Coleman
Company Name 8-H Aoen1Y Seviocs
Company Address 163 al
,rte h. 17013
TBbplrone Number j717) 243-1000 ed. 216
Email Address hhapprebdOmnrmstr>et
Date d Sigrebae end flepaft 09/]$/2010
State Cetlflcedon # u 13ar1e
a shoe License #
State Pa
6rpiretlon Date d Cortificedon a License o6y3o/2o11
Shcjed Inspection
® Interbr old Extela
~ Exteior Only
^ None
Irnspection Date SleDrembe 10, 2010
iYlT A~RAp91~ M ~)
Sigreture
Name
Company Name
Company Address
Teleplrone Numbe
Email Address
Date d SignaWre
State Certflicedon #
a State Liceme #
Slate
Expirabon Date d Cetlficabon or Ucanse
Subject Inspectian
(] Inrorla and 6deda
~ 5daior Only
~ Nate
Inspection Date
Form padrped by IeOetl SvsMan Saeawe Carory (aaa196&a727 xrw.WledA'al•na.asm ptw OSAa)
B-M A99aCY Appreital5enias
FlkHo 0900110
sU~IECT PNOTOORAPII NDIIM
l3drrower/Clienl WA
Address 1060 banes Gap Road
Unit No. WA
City farlisle County Curtiberland Shte Pa jip Code 17013
LendedClient ~& or]oxph L Osenkarsld
liMt YNaa
IlprYb~
PfMata ltad Yle~
Fann DroAaastl br IhWeE SYakma SoNamie Compey 1aD01969-W27 rMw.ui9etlgy4aa,cpn
8-H Apalry Appuisal Stvias Fik No 0900110
su~rcN
' BorrowedClfent WA
~~ 1060 cares ~ Road Unit No. WA
City came county tLmberiand State Pa Zip Cow 17013
tander/Client E4ate d lase0lr L 09erYorsld
__
_.
iwa~r. Miles _ _.. .. ._.. _. .
Corrrnwas: ekatdh 8~piatad aaa talrae lsoa actual taptd ~tatusa~tata ai +rDeacaitas aL tilt of iatpaati®.
A FJ1 CALCULA71ONS SUMMARY
l7adt D9 Yon tlatt9r9 pkTaasY
OL11 Hn11aLt6 aD- Omund 1010.0 1010.0
D/P Canlosvta 91ab 9]4.0 514.0
eax eaaapa 299.0 ]99.0
Net uVABLE Area (Rounded) 1020
LIVING AREA BREAKDOWN
Brealld9en fillrlolalt
siait9wd abo Oswnd
10.0 x 11.0 1]0.0
10.0 : l0.0 900.0
2 ttems (Rounded) 1020
ram poareo oy uiaea ayxaro ~amaa t,'arwry feel sss-arzr tw.aYt~yatraawn
8-H Agency Apgaisal Services
Rbbo Oa00170
COMPARABLE PMOiOBRAPN ~DENDUY
Bouower/Client 9L- ----------
Address 1060 Gam ~o Road Unit No. WA
City ~~ County Gardtalartd State Pa ~p Code 17013
lEndedClient a d3osa0h L Oaera®rsltl
iitNa C~anYN 1
FaMtYYr
Address: 1041 Belbirc Park Road
Prat ro subject: 2.62 hQ
Sales Prlce: E 37,000.00
Gross Livng Ama: 1300
Trial Roon-e: 6
Trial Bedrooms: z
Total Batlrooms:
(sag 2.00
Sk
l
es: nl
ar
Prareo del~d was downloaded
Rom file dam 9towYq property
as K xec at tlnte of sak.
=tlp Cwr~riM 2
kat ~
AONE83: 1432 Pkte Road
PECK ro $Ub)eCl: 12.19 MI
Saba PdCe: E 121,000.00
Gross L'174rp Arta: 1120
Tool Bo0ms: s
Total Bedrooms: 2
TAI Batleooms: 1.00
(nation: SMikr
Plglo depolra was downloaded
Ram Poe Cara showkq prepCty
es k was at tlme of sale,
lifNi ~nYN =
~e88t New
Addles: 1389 YYaggptera Cap Road
Prat ro subject 2.93 ha
Sales Pda: E llsaoo.ao
Gros Living Ara: 1240
Total Boars: 4
Tool Bedrooms: 2
Total Bathrooms: 1.00
lncatlon: Average (Rd. Frtage)
14rotn deplUed was downbsdcd
Ran flk darn sfiosving properly
as R was at rime a sak.
frore, padwd M lAiPod Stu sofwwe Cdrywy leoo) aaa-ey2r rae..~m~„em,.~,„
B-H AOency Appiei6al SeMces
FlIe ND 0900170
BorrowedCliem
wc~-noN ~
Address 1__06017anps Gao Hoed Unit No. W~
Ciry Carlide Caunry Q~tard Slate W Zip Code 17013
lendedClient rs~e of ]aseoh L Oat~arsW
rvim pwuwo or uno aywnn aonwe umpiry IeuO 91i'}eI27 wwM'.maedey~ann.can
B-f+,Wpmpy Appraisal Services
Fk No Opppllp
PLAT MAP
Farm praduaad by Ibikd Snirrm SMkan Corrpaiy (Bpp19N-e727..nr.udkdryairru.can
s-H Agency nppraiszl services
File No 0900110
TEXT ApDEND1IY
BorrowedClient ~__ - ---- -- -
Address 1060 aarres ~ Road Unit No. WA
City Cadge County Crxrberllard Sate Ps Zp Code 17013
landedClient rsMOe of ]Hooch L. os~mrsi0
A6RYRI/W! "Yw w"~" u""~r~
EKPOBIIRE TIME: For the appraised property, the expoaae time, based on the ertperlerroes of other sim0ar propertles in the same or
similar rKighbortroods is estlrtrated to tx at three to six morrtlrs. Btposure time le backward looking, where there is Idstorical data available
that provides a ruble krdratlon of the amorsrt ~ tlme that would trove treerr Involved to rr~rkM the subject property belrrg analyacd,
and obtain a sale as of the etfectlve dace of the appraisal. This data has been considered and used In this estlrtrate.
MARKET TIME: Marketng time on the other hand Is forward loddrg, and R expressed as an estlmate (projection) or the time that would
be required to market the abject property and otr~n a sale. in this context, h should be noted that I have adhered Tp the deflnitlon of
"Marketing lime' ~ put forth by the "Appraisal Starxkrds Hoard" and irKluded in this report. This dMrlitlon advises that madcetlng time
doers rat tregin untll two tldrrgs take pace: (1) en offering of tfie property at a prke that marketlng partldparb; flrxl aoceptabie, and (2) an
effatWe marketlng Wan R inplernenhvi.
SCOPE (E)I71ENT) OF APPRAISAL: in trio preparatlon of this appraisal, I Iwve made a physical Inspection of the site arxt the
Improverlvrts (ff ahY)• I have traveled the nelghbattood and if necessary, made appropriate otrservatlorrs or notes, Data sources employed
in addtlon were the zoning map or oftlaer and ordnance for the rrxaridpality, the recorded deed or legal desolWiorr, the tax
parcel records, local multl-list records, and the FH~1A rtwps for the lacatlon, if required. Corrsideratlpn has been given 6o the higlKSt and
first use of the propety, and all throe approaches to value, with apWkatlon to flare most relewarrt and applkable to the valuatlon of the
subject theta referring to Predomkrant Y, Slrgle FanNly Age and Priding, Present land Use and (]ranges are reflectlrg statlstlcs for
t~~P/boror+9hlgdreral area, not for predne subject nelghborttood.
Otlrer aspects of rdseardr and analyses relatlng to the Scope of Work performed as to the development of the a~ignmerrt, and results and
oondusions of this report, are found and daioxd In other sectlons thragtrout.
CCCII • CPML era aoarepnr for the Carrremtand County Court tlouaa ant Central Penn MW WLNt roap~iwlp. Tfxse were the
primary souroes used to sectae property data. Tn addtlon, already verMed Inforrrratlon and data from my own Ines was used ff reredM, and
wtwe appropriate. AN inforrnatlon developed was Indeperrdently verified where pudk sources del not provide needed vedflatlon. I
have contacted listing or sale agents or otlrer partles to the barrsactlons, If I felt ft necessary to verify data Rsted in CPML, as well as a~rry
5uepeCted uraMinary Seller COrIClSSIOnS.
in the valuadon process, all appropiate value approad7es, or ttrelr exclusions are mentloned In appropnate sections of the report,
OONDIIIONS OF APPRAISAL (DI9CLOSUR~:
The appraiser(s) Is unable to kraw or verity, and in most irrstar~ urqualffled to delemrlne or verify arty irrsr0atlon or "R" factor; also the
presence of urea formaldehyde foam Irradatlon (UFF!), arty wood Infestatbn or causes thereof, arty lead based paint, any type of meld err
mNdew, any asbestos, the presence or arrwtnt of any radon, pdydorinabed bipherryls (PCB's), drbrofluorcarborrs (Cr{'s), leddng ~~
tanks (above or fx~aw ground), and soil Contarrrirretes or arty type of mMarNnatlon. The qualKy of arty drinking wale cemot be tested or
verified by the apprtalser(s). The appraiser(s) has ra expertise and is unqualified to make arty asarrrptlons, statements, or warranties as to
the condtlon of arry on or off site septlgsewage system ff present. The appraiser(s) le rxrt qualNled to test for arty eontamlrwtes In, on, err
around the property, and rarr make ra assumptlon as to whether or not they are present. It Is to be rated however, that ff any of the afore
nrentlorred items are present, the market value could be adversely affected or violated. The appraiser(s) has made every effort to look,
radce and doarment ff observed, any apparent or unusual appearing dreurrrstance in, on or arolxrd the property at the time of the
inspection process.
The appraiser(s) his ardy coreridered the dwelling cold items permanently attadred as realty. Personal or other Items not permanerrtly
value owrslderatlon Inr~9er~at0r , washers/dryers, window air corrdltlorrers, free starxflng stoves, portable d9nrashers, etc, were riot given
appraisal process.
Also NO VALUE R given as to storage sheds, pools (atx>ve or inkround), swing sets, rarmal fenckg, or other iterra or exterior strucbaes
of percelved value) urrkss spedflcally rated in the report U vraro an ®time ~ inspecton and all Wumbing, h~tlng, air
condltloning (ff present), medrarYral and elecMpl Systems are amrmed to be fisrctlonal to the best of the appraiser's krroelltdge, hovrever
no warranty or expertlse Is sorted in this report.
tine are not markN extracted values due to lade and irxnnsls[erxy of adequate rtrarket data, and therefore are sutrjedive fn
mature.
FINAL RECONCRtATION:
This report Is a Surrirnary Apprelsal Report. In the aWMOn of the appraiser(s), the "Sales Comparison Analysis' represerrts the best IrMkatlon
of market value forthe abject, as defined In the "Statertrerrt of Umitlng Canditlons" contained in tMs report. TMs approadr to value was
given the strongest corfsideratlan in eRimatlng the su4ject's nwket value as of the date of the appraisal.
The 'Income Apprgadt to Value" was rat considered, as the area is predomirwtely owner omrpled, therefore Iknitlng the amount of
available rentd data tltat wadd be necessary to accurately complete that approach to value.
PRIVACY NOTICE:
Pursuant to the Grantor-Leach-Bliley Ad of 1999, effective ]uly 1, 2001, appraisers and all IxovWers of personal flnarrdal servlars are roe,
required by federal law to inform ttlelr dlerrts of pditles with regard to the pdvacy of diem ranprblic personal infomratlon.
In the nurse of research for thLS appraisal, we may cdlect what n known as "nonprdk personal inforrrretbn." This irNarmatlon fs used to
fadlitate the servlce'that we provide, and may Include Infortnatlan proNded to us by you, or indirectly provided to us from others with your
authorization.
We do not dadOSe any norpudic personal infortnatlan at#airred in the course of our engagertrerrt to ranafflilated Udrd gentles, except as
necessary or as required try law. A necessary dsdosure would be to an irrdeperxlerot contractor, or In certain sltuatlons to third party
corrsultards who worykl need to know certain Infornatlon to assist us in providing these appreisal services to you. Should a disclosure of this
nature tD any person or firm assistlng in the appraisal process be necessary, such persons shell be advised that all Inforrrratlon is to be
maintained in strict porrflderrce witlYn the firm. A dSdosure regWred by law wadd be one that Is ordered try a court of corrlpetern and legal
junsdidion, with regard to a legal action m wMCh you are a party.
We will retain records relatlrg to the professional services that we have provided for a reasonable tlme. In ceder tD protect Your ranprblic
persarud irrfomratlon from rxrautlrorized access M others, we mairr~n physiol, electronk and procedural safeguards that comply with our
profe~ional standartls, to Insure security and the integrity of your informatlon.
Farm peauce0 M l SY~ Sdgae ~NenY (e001969-0727 •aw.reYtMryelsiamm
av. rv. av vv. vv •.au .a. v:vvvro
a11..VVl'W 11.11 fitly 1V1'
~,iJ VVL/4V0
October 14 2010
P.O. Box 28W
Valley Forpr., PA 19e82,2800
www.vengusrd,com
:,.•
DIANE J CRISPING
32 COVENtRY DR
CARLt3LE PA 17015-4525
a ~ _:. _ .. ~ ..~
~.:. ~ L: 'i3senkarski' --
... Iz-e:"~stsif~ of`~Oaep~'i .
Dear Ms. Qrispina:
We are responding to the letter we received notifying us of the death of Joseph L.
Osenkarsl~i, and requesting a valuation of his Vanguard accounts as ofAugust
21, 2010. the informa~on requested Is fnduded on the endosed acxount value
reports.
If you have any questions about a transfer or a transition of assets, please caA us
at 8$8-237! 8p45. SpedaUsts are available on business days from 8 a.m. to 8
p:m., Eastpnn time-
Sincerely.
Transitban Team.
Vanguard
cep
Endosure~s): "" Joseph L. Qsenkan~ci Individual AooourrCValue Report
"Joseph L. Osenkan3lti Individual Brokerage Acx;ount Value
Report
*" Joseph L. Osenkarski iRA Acxount Value Repart .
" Joseph. L. Osenkarski IRA Brokerage Acxount Value Report .
2010 Inherited Shares
51598802
. ..~: ..
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D~~G Usl~r 1D; USPS
Vanguard Brokerage Sarvices®
A DlNsion of Vanguard I~Ierketing Corporatlon
Joseph L. Osenkarski
901 Ertola Rd
Carlisle, PA 17013-$793
Individual Brokeragb Acxou 31211284
Below is your date tbf death aot;ounf valuatiat for the above referenced atx~unt
'Posse nofi gtat the value doour Vargwrd0 mduN fund axotmts wa be provked separolely
Holdings Summary Yslua on: 0/21/2010
Stocks Tool $115,038.80
FundAcrless Total $0.00
Account Value:
Price per Share
Church & Dwight Company Inc CHD 17D.0000 $60.9500 $1D,381.5000
Cisco Systems Inc CSCO 220.0000 $22.2000 $4,884.0000
Coca-Cola Company KO 200.0000 155.3300 $11,086.0000
Exxon Mobil Corp XOM 40.0000 $59.0300 12,381.2000
Fortescue Metal Group Limited FSUMF 500.0000 14.0700 12,035.0000
Fulton Financial Corp PA FULT 140,0000 $8.4400 $1,181.6000
Haney-Davidson Inc HOG 500.0000 $25.0800 $12,540.0000
Intel Corporatlon INTC 185.0000 $18.8500 $3,467.2500
Kraft Foods Gass A KFT 162.0000 $29.1000 $4,714.2000
Marathon Oii Corp MRO 80:0000 $31.8000 $2,526.0000
Penn Netbnal Gaming the PENN 800,0000 $28.4900 $17,094.0000
Philip Morrla IntemetlonjBl Inc PM 235.0000 $52.0900 $12,241.1500
Procter & Gamble Camlbany PG 100.0000 $59.9900 $5,899.0000
Puda Coal Inc Par $.OOi PUDA 143.0000 $8.3500 $1,194.0500
Southern Copper Corp mEL 3000 300.0000 $29.2800 $6,778.0000
Valero Energy Corp VLO 255.0000 $16.5200 $4,212.8000
Wei-Mart Stores Inc WMT 50.0000 $50.4800 $2,524.0000
WelK:are Health Plana Inc WCG 100.0000 124.8100 $2,491.0000
Total stocks $115,038.80
oladosure:
TM fek msncet value d the NtdljAdual epWty searipss to caloulalad ualrp ero averogs balwasn are Ngheat and lowest qudad price d ere semeltlea on the valuatlon date. N tM
vekiskon WM falb on a weak ar troaa.y, • weghtad average d the tegheet and knwwl prkw an dro rawest Euakwss d.ye befiro and after tM vNrwtbn ~N N used. kennel Fund
Saaaafes era vaX+eO Walp dN price d lM furWa en ltle Vakrsfion dote. M the veNagvn dote fipe en a weekend a welynatl average d 1M dosirq prior on tlla naaaM lrusineee
days tlsfws and aftw dw date q used. Fiord Incans aecurMy (Bonds) valuadors very by fype. Pbeae eonwk Me Vega Bond Dak for specific kpu'abs.
Page 1 of 2
vanguard Brokt~a Sarvkes®
A Division of Vanguard iwharketlrg Corporetion
Joseph L, Osenkarski
901 Enola Rd
Carlisle, PA 17013-793
Individual Brokerage Atxount 31211284
Price Der Share
Total FundAcoesa ~•~
Fixed Income ' Cusip ouerttlty Price per Share Prindpel Amount _ _ Accrued Interest
AUTH FGIC ETM REV QPN
8.000% DUE 09/01/18 TD
07/01/86 FC 03/01!87
READING PA SCH DISC SER
B FGIC alE OAR 32.840 5.01
CPN 0.000% DUE 0111/26
DTD 07/14/03
7558380F3 160,000.0000 550.0100
$80,014.4000 50.00
Total Fixed Income 5116.454.90
Diadoaure:
TM rah market value d Ms Indf~IGNAI ety.Ry aaauew h eetaaated uetnq pia svarags Between pis t~pheN and bneat Wded pke d pN waRpNa on the valuapon dNe. p Ub
vakrtlon date hlh on a waakantt a haMdey. • waglded everaps d pre ippint and kwroet plea en pia naaraet Cuekeea days balers and aMr the vekrpert daM fe ueetl. iJUWe Fund
SsaeMlea aro vakled ueirp~oaip pine d tlia forge on the va4apar dak. a the vak+spsn dek 4~ an • weekaM a weighted averaps d the doWrp pbe on pM nest brwhaa
deye Dates and eser tks dsM a uasd. Feed kmoms aewtily (earWe) vahadiero very by typo. Pbeea csneUl pre VlfBe aond Daek for apacac krWYdea.
Page 2 of 2
Joseph L. Osenkerski
C/o Diane J Crfspira
32 Coventry Dr
Carlisle, P1417015-4515
Page ' 1 of 1
V_,~-.awe
Voyager Services:800-284-7245
Total report value: 50,378.4
(total report value includes arty accrued dividends J
.v :~i'l.l ~: ~l :v~.?~~,.1 ~vF' t. W.:. ."A'~ ~~.r
. )u'IJu. ~~v. n. _~'Ml/~u: :iS.AI `t i."?1'~J~t~i v0.
: } Vi~3:c:~1.!-".I.. VI~ n~~'.Hyk~
., .~. 'k(..'.vt~'T~::TLSni : n .
5
Prime Money Mkt Fund
0030-09902884989
05/05/2008
508.300 $1.00
$506.30 .
60.03
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1-09902884969 11/0
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2005 7
00.930 $53.34 337,387.
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- 0577-09902884989 06!09/2005 23,355.820 $11.31 $284,154.32 $599.82
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184430451410/1412010 06:51:55
Vartpuard Brokfrnlj~ Sorvices®
A Division of Vanguarcl Nlarketlng Corpwatlon
Joseph L Osenkarski
901 Enda Rd
Carlisle, PA 17013-$793
Traditional IRA Broloerage Acc 724808
Below is your date death account valuatbn for the above referenced
'Pbaes rwb tlnt tla wlw d Varpurda muluN fund acaouMe abl a Pad aeprawy
Hokllrys Summary Valws on: 8/27/2010
Stooks Total $28,821.92
FrmdAccesa TMaI
$572.40
Total Account Value:
Hol~ngs
Stories S I Yuen Price Sharo Cunerrt Value
Fortescue Metal Group imRed FSUMF 1,000.0000 $4.0700 $4,070.DD00
Fulton FlftartGal Corp FULT 1,125.0111 $8.4400 $9,485.0937
Hershey Co HSY 316.9191 E47,5100 $15,056.8284
Total ti<odca $28,821.92
Ctxrertt Value
Inc New
TolalFundAccess $572.40
Obdosue:
Tha fair markM vNus d tlro indl~itliW pally seaaMn b celalatad adrp qw awrps DeMroan lta Mpnssl ara lowal quobd pace d dro aeourl6ae m qre wlwgon dsb. q qia
wgatlon dab fsga on a a hogdey, • e'etgMed awraga d the Idgiwl and lorreat prices on tlro newest busnsse days betas and agsr qn wluatlon dW b usM.llubral Fund
9apaltln are wbw ualnp tlis prks d da Onde on die wdusYen dab. M iM wMretlon deb fags on ^ vreakend a rrolphtM awregs d qb doslrp prkq on qia nsarat busrroes
days bafara and saw rile wA+agpn dab b treed. Fbtsd Mcana SaivlNy faond<I wiwsona wry M typo. Pbess cnnelN pro VBBO Bond Dank M spwdflc IngWrbs.
Page 1 of 2
Vanguard Broktttrpa Sarvlaes~
A DlNsbn of Vanguard Marketing Corporation
J~eph L Osenkarski
801 Enola Rd
Carlisle, PA 17013-$793
Tradttlonal IRA Brokerage Account 86724808
Fixed Irtooma Cutrip Qluirt Puce Share Prfnd t Amount Atxxued Interest
U S TREAS SEC STRIP ED 912833JV3 40,000.0000 599.9800 .982.8000 50.00
GENERIC TINT PMT DUE
11115110
FEDL HOME LOAN MTG
CORP FREDDIENOTES B/E
MONTHLY SURVIVOR
OPTION CPN 5.55096 DUE
10/15/28 DTD 10/13/08 FC
11/15108
3133F2AG0 42,000.OOOD 5100.5900 542.248.5400 338.85
Total Fixed Intxxne 382,288.19
DNolams:
Ths lair nwdcet wlue d the lndiMd,W aquky seartBn b altsYNed uskg the avarepe balwaan IM Aghat and tovrnt GualeO P~ d dw aaaxsNa on Ms vek,Mlon dMe. B the
valwdan Gale fella On a v,eskend or taYdaY~ a wNpt,IW awrape d the fYplNSI arW klwnl P~ on the naaraN buNnMt dM balors and eBrk PN vewllan Mls M und. MIWUM Fund
Seeudtlss are valued uakp the cbskq P~ d da funds on the vekmdon dah. H tM veluagon dale fe9a on • vseknW a waiphMd avenps d the akeYq pku an B,a nwaat dwk,an
dsye Galore aid Mlsr the vahmeM~ data b used. FWd kwotne 9eourky (Bonds) v+rusaone vary aY ypa. Pine corUtdl IM VBBe Bond Desk for spedkc YpuFfes•
Page 2 of 2
~~~~ Page > 1 of 1
"~,rs
Joseph L Osenkarski ~~~All~~
Clo Diane J Crispino Voyager Services:800-284-7245
32 Coventry Dr
_. ,
Carlisle, 8417015-4525 otal report value: s154,S87.
otal report value kroludes airy eoauad dNidends.)
GNMA Fund Admiral 9fnares 0538-68027837119 08/19/2010 9,889.306 $11.04 $108,989.94 $21.99
... ,.:
.s ~. : r ~ r
1YM4eHfagGEig~Fun~ Irf~ `"r ''"~ ,. .: .
~...ti... ~. n
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GNMA Fund Investor Shares 0038-86027837119 10108!2009 0.000 $11.04 $O.DO $195.83
Rlf'h~te 6iFD11f 1$~NttFiir~~ 'S ~ (>~$T1"
fi1{~Qi~l
I~q , qd#§,r T a, ~ ~~' ~t
,
,. . ~ ...
Totals $154,188.83 $217.85
• Doesn't Include acaued~-~iv~ead.. - -----
" Ae of the prbr kwafneee date, 0t1ROM010, since the report date is a nonbuelneas day.
1889321524 10114/2010 08:52:18
r uaasuuau - ucucaavaaa act
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My Portfolio » Account Profile » Beneficiaries
Beneficiary information ~,:_
Retirement Nonretirement
Joseph L. Osenkarsk~Tlraditionai IRA Exit beneficiaries ~ View accounts
Pt~imary
Name Birth or Trust Date Percentage
DIANE J CRISPING 06/16/1972 50.00%
MICHELLE M MELLOT 08/04/1970 50.00%
Secondary
Name Birth or Trust Date Percerttage
ABIGAIL MELLOTT 11/26/1995 20,0p%
ADAM MELLOTT 11/14/1993 20.00°k
GERALD L CRISPING 09/26/2002 20.00%
RIDGE D CRISPING 10/06/2004 20.00%
SKYLAR PAIGE JO CRISPING 09/02/2008 20.00°~
aD 1lt9r2010 The Vanguard Group, Inc. Ati rights reserved. Vanguard Marketing Corp., Distrib. Tema d conditions of use I Security Center I
Obtain prospekxcis I Careers I Mobile services I !1 Feedback I Enhanced Support
https://personal.vanguard.com/us/BeneficiariesServlet?cbdInitTransUrl=https%3A//person... 8/23/2010
a -_;
NOTICE OF AMOUNT PAYABLE UPON DEATH OF PENSIONER
County
Cumberland
Name of Deceased Pensioner Joseph Osenlcarsld
Date of Pensioner Death 8/21/2010
Date of Retirement 6/15/2004
Designated Beneficiary (ies)
Diane J. Crispino, Michele M. Mellott
daughters
(relationsh
(relati- on pj
(relationship)
Option Selected at Retirement: Option Four B
Accumulated Deductions withdrawn at retirement by pensioner
Amount Payable To Desisnated Beuetlciarv
Pro rata portion of basic pension for days of
The balance of the pensioner's accumulated deductions:
Accumulated Deductions at retirement
Total Pension paid to pensioner through
Balance to be paid to designated beneficiary
The balance of the pensioner's present value:
Present Value of pensioner's pension at retirement
Total Pension paid to pensioner through July, 2010
Balance to be paid to designated beneficiary
Pro rata portion of basic pension for days at $ and
Pro rata portion of survivor pension for days at $
Continuing monthly payments to be paid to surviving designated beneficiary beginning
Date ~ (Z I 1 u
~~
$ 199,156.57
$ 316,268.75
$ 187,876.20
$ 128
By-- ~ ~~ ~ V1'J. VA~
Hay Group
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FEDERAL INCOME TAX DATA FOR BENEFICIARY UPON DEATH OF PENSIONER
Cumberland County Employes' Retirement Fund
Name of Beneficiary
Social Security Number
Relationship to Pensioner
Diane J. Crispino
daughter
The following is a statement to you as beneficiary of Joseph Osenkarski .The pensioner elected Qption Four B as a basis
for the pension. Under this basis the member elected to withdraw, in one payment, the Total Accumulated Deductions and receive
a monthly county annuity. If the total pension paid was less than the Present Value of the Countv Annuity at retirement, the
balance would be payable to the designated beneficiary (ies).
To assist you and your tax advisor in filing your Federal Income Tax we furnish the following information:
I . Present Value of County Annuity at Retirement
2. Less: Total Pension Paid Pensioner
3. Lump-sum Gross Distribution Payable to Beneficiary (ies)
4. Total Employee contributions (Contributions for which the
member aheady paid taxes "Cost or Investment in Contract"
5. Less: Amount recovered upon withdrawal of Accumulated
Deductions
6. Remaining Balance to be recovered via Exclusion Ratio,
Safe Harbor Method, or Simplified Method
7.* LESS: Recovered "Cost or Investment in Contract"
Exclusion Rado x Line 2
OR
Safe-Hazbor or Simplified Method, monthly dollar exclusion
$ 86.64 x no. of monthly payments 74.5333
8. Unrecovered "Cost or Investment in Contract"
(Line 6 -Line 7)
9. Taxable portion of Gross Distribution reportable on Form
l099R - (Line 3 -Line 8)
(If Line 8 is greater than Line 3, Line 3 is reportable as non- taxable distribution.)
$ 316,268.75
$ 128,392.55
64,196.28
$ 112,322.86
56,161.43
* The Recovered "Cost" in Line 7 assumes that deceased retiree used exclusion method applicable at date of retirement.
Beneficiary's individual amounts are located below lines 3, 8 and 9.
Date: ~ 2 ~ V
$ 187,876.20
$ 36,712.82
$ 14,185.56
$ 22,527.26
$ 6,457.57
$ 16,069.69
8,034.85
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INVESTING NEWS PERSONAL FINANCE MY PORTFOLIOS EXCLUSIVE3
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` ~ OIET ~DT~ Flnanee Search Mon, Jun 13, 201 t. 9:50AM EDT • US Markw close In 6 tva and B mina
AlllanceBernatein Global High Income Fund, Inc. (AWF)
a9:34AM EDT' 14.98 10.0410.26%)
e ~ ":
Historical Prices (ietHbtodcalFdenror: ' GO
gat Dab Range
r~ D6aly
ShR Date: '. Aug .21 ; 2010_, _,,, Eg. Jan 1, 2010 t:) WeoklY
End Dab: !. Aug 21 2011 OMonthly
p Dividends only
Gst,Pricea„
First I Previous i Nexl ~ Last
Prteaa
Date Open High t.av Clare Vduma Ad1
goes'
Jun 10, 2011 15.18 15.20 14.82 14.94 319,700 14.94
Jun 9, 2011 15.23 15.24 15.16 15.20 127,800 15.20
Jun 8, 2011 15.17 15.29 15.17 15.22 220,200 15.22
Jun 7, 2011 15.21 15.30 15.13 15.20 206,000 15.20
Jun 6, 2011 15.31 15.32 15.16 15.23 153,300 75.23
Jun 3, 2011 16.24 15.39 15.22 15.33 204,900 15.33
Jun 2, 2011 15.18 15.38 15.13 15.39 293,700 15.38
Jun 1, 2011 15.28 15.28 15.18 15.23 186,800 15.23
Jun 1, 2011 0.10 Dividend
May 31, 2011 15.28 15.35 15.26 tS.33 222,400 15.23
May 27, 2011 15.25 15.38 15.25 15.26 170,500 15.18
May 28, 2011 15.07 15.23 15.08 15.23 111,100 15.13
May 25, 2011 15.05 15.10 15.02 15.07 154,800 14.87
May 24, 2011 15.10 15.15 15.00 15.00 188,100 14.90
May 23, 2011 15.18 15.18 15.02 15.10 238,400 15.00
May 20, 201.1 15.19 15.25 15.09 15.21 180,300 15.11
May 19, 2011 15.18 15.20 15.14 15.20 188,800 15.10
May 18, 2011 15.18 15.20 15.13 15.18 174,900 15.08
May 17, 2011 15.18 15.19 15.10 15.11 119,800 15.01
May 15, 2011 15.11 15.20 15.10 15.19 164,200 15.09
May 13, 2011 15.15 15.17 15.08 15.17 111,600 15.07
May 12, 2011 15.04 15.15 15.01 15.15 194,000 15.05
Mey 11, 2011 14.96 15.05 14.85 15.05 154,700 14.95
May 10, 2011 14.86 15.02 14.95 15.01 109,000 14.91
May 9, 2011 14.92 15.00 14.88 14.99 134,000 14.89
May 8, 2011 14.85 14.95 14.85 14.95 94,100 14.85
May 5, 2011 14.86 14.91 14.80 14.83 145,500 14.73
May 4, 2011 14.99 14.99 14.80 14.89 221,300 14.78
May 4, 2011 0.10 Dividend
May 3, 2011 14.94 15.04 14.91 15.04 195,000 14.84
May 2, 2011 14.82 14.99 14.82 14.97 176,000 14.77
Apr 29, 2011 14.81 14.85 14.77 14.79 150,000 14.60
http://finance.yahoo.tom/q/hp?s=AWF&a=07&b=21&c=2010&d=07&e=21&2011&g=d 6/13/2011
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Yage l of !
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I -, OET W10TF8 Finance Search Mon, Jun 13.201 t, 9:55AM EDT - U8 Markrda sloes in B hn and 4 mlrm
MetLlfe, Inc. (MET)
MET
~e
Historical Prices UstNtatakalPrkesror: _ _ ; GO
set D160s Range
O Daly
stirs wee: ;Aug 21_ zo10 _ _ ec. J,n 1, zol o f~~ WeeaY
Ens Dab: Aug 21 201 U (~ MoMhy
Q Dividends Only
Gat. Prkae,
First ~ Previous ~ Nexi ~ Last
Ptkas
Date Open High Low Close Vdume Atll
Cloae•
Aug 20, 2010 37.81 37.82 38.85 37.28 11,347,BIX1 38,84
Cbw prk:e adJuatad fw dNWentla and aW6a.
Fint ~ Previous ~ Next ~ Last
r~ Download 6o Spnadahaet
Curronry in USD.
At 9:40AM EDT: 4'1.9 10.18 t0.449Lt
CoDYrighl O 2011 Vanool Inc. Fdl dpaa marwe. Prlvaey Pdlq - AboN OurMa ~ Tsrtne of Barvke ~ CopyrlghulP Polley - SerM FeetlbeU- Yeh00! NEWS Network
~uoUs am rw Wrrr for NASDM, NYSE, and Amsx.See also delay limes tar other exchanges. AN infomvlwn provided "ae ie" for inromudonal purposes only, not inDetded Iw tratling purposes ar advico
Nsitlror Yalrool nw any of indspewlem pmWders b IIaoN ror arty inromta0onel ermra, inconlplslenase, w delays, w Iw eny aeeona mken in Miarlm on inbm,aUOn mnlaaletl neroin. By acceseinp the Yahool
sib, you agree mt ro redispiburo the infomialion /ound Herein. ReaFTime candnueua atreuNng quotes are agilabb Olrougn our pnmlum aarvke. You mey wm slreamng quatas on or on.
FuntlerrrMel eongwrry dale provMStl M Capital 10. Hblorsal chart data arw dry uptlatea provWed by CamrlodM Systwns, Ina. (CSIj. Intamatxmal hisuuical shad dale, daffy uptlabs, fund summary, land
per/omm~ce, diyi0srld dela and MomingYar Index dale provided M MomlrlpsWr, Inc.
http://finance.yahoo.com/q/hp?s=MET&a=07&b=21&c=2010&d=07&e=21&f=2010&g=d 6/13/2011
Prudentjal
I~
i
I;1);II
-:-;
_.;
IMPORTANT TAX RETURN DOCUMENT ENCLOSED
001773
lilell'I"1'lildirrelglrlr'lllllllll'1111"II'llririrlllllrllli
Recipient
DIANE J CRISPING EX EST JOSEPH OSENKARSKI
32 COVENTRY DR
CARLISLE PA 17015
tjomputershore
Computershare Trust Comparry, N.A.
PO Box 43033
Providence, RI D2940-3033
Within USA, US territories 6 Canada S00 305 9404
Outside USA, US territories 6 Canada 732 512 3782
www.computershare.com/mrestor
NalderAgxNalt Numbs
00031326460 FID
i~mmm~n
Prudential financials lnc. -Sale Advice 12010 Tax Form 1099-B -_ _- _ _ _ -
Corrected (If checked) Copy B -For Recipient
Form 1099-8 -Proceeds from Broker and BaRer Exchange Transactions 2010
Thb b YnpaWN ba Ydarrneken Mid b biq kartlelyd b ea krbrnel RevMaM Servke. eyau an ngdrMt b eb a nbm, a agYpMw
perralry ar atlwr tanetlon may he Ynpond an you ettre kraro k taxdtie and 1M kei determirwe eek k hes not been repabd.
DUNE J CFDSPINO EX EST JOSEPH OSENKARSKI
~~~ 32 COVENTRY DR
CARLISLE PA 17015
AocduM Nta~er 0031328480
RndplatYs ID No. 808177483
Payer's Federal D No. 43.1912740
OMB No. 1545-0715
oeaereneM an«, rreneuy - tnrend Wuenue Servloe
to Date of Sale '" CUSIP No. ~ Stocks, Gross Proceeds
or Exchange Bonds, etc. ($) Reported to IRS Payer's Details
18 Sep 2010 744320102 3,758.08 Yes ~~
FEDERAL MCOME t P.O. BOX 43010
TAX ~~~ (~ Description: Name of Issuer Trensactitxt PROVDENCE FO
028403010
0.00 PRUDENTIAL FINANCIAL INC Sob-001
NOTE: Compulerehare wir report the Mnoud in Box 2 t4 the IRS. The dilferMica bidwean ttte gross proceeds amowt in Box 2 and the net proceeds
you rerswed repreeerde any bee, chapea, M widdroWkq faxes you rrgy have peki.
rvrm -lace-o
ttteep for your recortls)
Summary This adults is a vault of the sob of Plan andlor Direct Regbtratlon:hares.
Trade SharesNnits Price Per Gross Amount Deduction Deduction Net Amount
Datel~ime Transaction Description Sold SharelUnit (;) I of Sales ($) Amount (;) Type of Sale (;)
a9n6no1o 1a:o9
Sob 88.000000 55.285923 3,758.08 16A4 Trartaec4lort Fee 3,741.64
ConipufrMrss TruN CmpMry. NA., u spent upon wrNbn rMpMet, ree provide the rams dthe sxeaakrp broker dseler eaeoclebd r4tlt the brrecbrt(e~ and aNtb a roeaonebb amotak dtlme adl dierloee the source
and arrtoukdoampMretbrt raoeNsd tioM tltlyd parka h canegbn wih the lmeaclw4e~ kany. r fade Mne b not Included above, kmay be awlebls upon relken ragrMat.
71UTX PRU '~
OO1CD70008 OOHX2E-(FT)
rnv nistvLL~a;< rnccs ~ rruuennal rtnanctal, tnc. Lomm ~tocK - Yarioo! rmance Yage 1 of 1
Hi, Karen ;Sign Out ;Help Trending: Judy Moody Yahool Meil
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HOME INVESTING NEWS PERSONAL FINANCE MY PORTFOLIOS EXCLUSIVES
OE? CUO7'ES Finance Seardt Man, Jun 13, 2011, 10:03AM EDT - US MArketa close in 6 hrs and de mina
Prudential Financial, Inc. (PRU)
PRU PRU IS UP
Historical Prices
Oat Hlatorkal Prka Tor. .- ~.: GO
Sat Date Raffia
t"a; Davy
sort Dab:: Aug ' ! 27 2010. _ Eg. Jan 1, 2010 (,)Weekly
End Dab: , AUg ~ ~'. ! 21 ~ 2010 1. i Morghly
_.. Q Dividends Only
Gat Prices
First ~ Previous ~ Next i Last
Prkas
Date Open High Low Clone Vdume Adj
Cloae•
Aug 20, 2010 52.50 52.62 51.22 52.44 5,651,000 51.33
Close pNb adjuab0 far dividen0a and spilt.
First ~ Previous ~ Next ~ Last
~tDownloadto Spreadsheet
Curronty in USD.
Al q:48AM EDT: rJ9.7() ? 0.66 )1.12%)
copyngm o 2011 Yanooi Inc. al rgMs rssarved. r>dv,cy Pwwy -Anon ourAds - Terms or service - copyngntnP Policy- sans Feedback -Yahoo! News Network
Quota aro evallfms for NASDAQ, NYSE, and Amex4es ahw tlNay limas for oNer axchaeeges. Atl atformalion prevltled "as ia" for mlarnetionel purposes only, no(inhrndod far natlinq purposes or aMice
NeilMr YNrool nor arty of Indspendsm pavitlen u W de far any nPormalbnal arms, inwenpletenea, or deprys, or for any actions bkm In relunm an Infamulion contatrled heroin. 9Y acceewnq Ihs Yahaol
aloe, you aged not ro reaarnaute ate infarmatian fourltl Msroin. ReaFTNr continuous streluMnB quotas are available Ihreugh our promilrm aerviea. You may Wm abe0nNlq quotas on or oh.
FueWarrental coreVaM data proNtlatl by Capital IQ. H4loncal chart aro and daily upWNa provided by Gnvnedhy Systems, Ina. (CSI). IretemalanW historical chars dale, dotty upuales, Wnd wemlary, Wntl
per/ormana, dividend date and Momingatsr Inds: tlals provided nY MomMgsmr, Ina.
http://finance.yahoo.com/q/hp?s=PRU&a=07&b=21&c=2010&d~7&e=21&1=2010&g=d 6/13/2011
OCr-05-2010 09:36 Fr~m:M1ST t_END~INS Sl1PRT 7177955178 Ta:85021~7 P,1~1
a
~~~~~ ~#
t~oerutatrnn• itrnolt
REGULAR SAVING8 ACCOUNT:
Account NumbaNSufi"ix
Dab Account Established
Principal t3alanoe at Date of Oeath
Accrued Interest to Date of Death
Total Principal and Accrued Interest
N of-JanYOwner
REGULAR SAVINGS ACCOUNT:
Account Numberl8uffbc
Date Account EstabNshed
Principal Bad at Date of Death
Accrued Interest t0 Date Of Death
Total Principal and Accrued Interest
Nsme of ,Joint Owner
LOAN ACCOUNT:
Accourrt-Numb~vsuttbr
Date Loan Established
Principal Balance at Date of Death
Cumnt Principle Loan Balance
Loan Type
iveme of Co-maRer
VISA CREDIT CARD ACCOUNT:
Aoonunt Number
Dab-Acoount-Esbbiiahed
Balance at Data of Death
Current Balance
Name of Joint Cardholder
'Contractual Pledge of snares
Estate of: Joseph L. Osenkarski
~a of Death: Oti/21/Z010
Socfal Security Numi~er:173-3Z-4181
43nti-oo
04/15!1985
$10,592.85
x1.77
10 5
None
41770-11
11!17/1887
i355.ti4
5.21
.,x.85'
o~Nne'
43770=ot
Ot5/13/1992
' 1,8 .24
S . losed
Personal Service Loan
None
4B720f10000335ti88'
,Q71~'t5l_ 88,6
#` ~ ~
;60. losed
None
1 ~~~a`~-
lug,, gd ~~
wY`
MEMBF~EtS.1$T FEDERAL CRQEQ.~I/TIUNION
Leigh-Anne StalNngs
Lending Insurance Support Specialist
September 15, 201 D
5U()(1 TAirise ~C1Ve P.O. Bux 4C- Mecilaniu~bur~, Ih;nnxylvania 17055 (R(N]) 2K1-232}1 www~rnmbenist.org
Bill of Sale
Date: ~~~I~
Seller's Inform{a~tion: p
Name: _ V2~ ~~ ~ I\ ~5 ~~
Address: 32 l~Uv~T~Y ~~
Telephone #
Signature:
Purd~aser's Information:
Name: ~ Q
Address: f
S
ST:
~ Ryn~~ ~~
Telephone #: ~ SiY - ~ ~~ -,~ y,~
Signature: -
Vehide Information: (`
Year: _~Make: ~~ Model: ~~mir~~y
VIN: ~~
Purchase Price:
~V~~
Sworn & Subs o efore me this ~ day of ~~ ~ ,
COM NWEA ;`.;
NOTAR~'W~,~~N V
MICH IAL Ski ~..
ELLE POWERS, ;~,niary.p~~
Chambersbu-G aoro, Fri: ii.lin County
My C~leabn Expir®s Oc~FOt~r 5, 2014
PHONE 249.5418 -
Statement
cJYla~ity s ~nc.
P. O. Sox 117
Carlisle, ~nnsYlvenia 17013
Mies. C ~/°iNo
If Not oorrxt advik ~ ~ (10) ~,
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Ewing Brothers Funeral Home, Inc.
630 South Hanover Street
Carlisle, PA 17013-
(717)243-2421
August 28, 2010
Diane J Crispino '
32 Coventry Drive
Carlisle, PA 17015
The Funeral Service for Mr. Joseph L Osenkarski
We sincerely appreciate the confidence you have placed in us and will continue to assist you in every way we can. Please
feel free to contact us if you have any questions in regard to this statement.
THE FOLLOWING IS AN ITEMIZED STATEMENT OF THE SERVICES, FACILITIES, AUTOMOTIVE EQUIPMENT,
AND MERCHANDISE THAT YOU SELECTED WHEN MAKING THE FUNERAL ARRANGEMENTS.
1. PROFESSIONAL SERVICES
Services of Funeral Director/Staff , $1220.00
2. FACILITIES AND SERVICES
Funeral Ceremony. $495.00
3. AUTOMOTIVE EQUIPMENT
Vehicle to transfer remains to Funeral Home, $275.00
Hearse (Casket Coach) $250.00
Utility Vehicle for DC Retrieval /Filing , _ $125.00 X t'P
C. SPECIAL CHARGES ~ y
v
Direct Cremation , $320.00 J
FUNERAL HOME SERVICE CHARGES $2685.00 ~ ~
/
SELECTED MERCHANDISE:
~
Acknowledgementcards, $10.00 ~
~
Register Book(s) , $40.00 ~
Memorial folders ,
. . . . . . . . . .
$75.00 ~f _ ~~
'
Laminated Bookmarker ,
$30.00 t'~T
Cremation Container , $20.00
~
3 Star Moon.Kee sake,
() P
$150.00 ~
THE COST OF OUR SERVICES, EQUIPMENT, AND MERCHANDISE
THAT YOU HAVE SELECTED $3010.00
Cash Advances
Clergy/Mass Offering, ,
Certified Copies of the Death Certificate , ,
Flowers Sunflowers .
Seminal Paper, .
CitizenVoice ,
Patriot .
Organist.
Sololist
. . . . . . . . . . . . . . . . . . . . . . . . . . .
Altar Boys .
Coroner.
TOTAL CASH ADVANCES AND SPECIAL CHARGES .
$125.00
$lzo.oo
$55.00
$182.37
$78.00
$298.37
$150.00
$75.00
$60.00
$25.00
$1168.74
kJ
Total
Total Cost , $4178.74
ever P[.e~
' SUB-TOTAL
INITIAL PAYMENT /DISCOUNT /CREDITS
TOTAL AMOUNT DUE
The unpaid balance over 30 days is subjected to a 1.s0 % service charge per month - 18.0000 % per annum.
54178.74
3sso.oo ~ pAIP OuT 0~ Ids At"Ci'
ss2s.7a~ - bltN"r Pal
0031
Server: ASHLEY L Rec: 27 °~~~~ ' :: t'E
08/28/10 19:16, Swiped T: 95 Term; 4 ~ -•
'
RED ROBIN CARLISLE ~..
,:r. Yp 11DIS '
4?li l i{V•i29D ~
CARLISLE, PA 17813
(717}258-1030 ;,~,,~,r~l ~. ?~,,,.;~~::
9
• •
MERCHANT 1: Au6 i
, 1D :;r~ rq
'ti
Server ID. !
CARD iYf~E ALu)UNi NUN6ER ~5A
VISA XKXX7(}10f>(Xl(Xf{k989.9 sirFls:'c,11t;:
Nome: GEIt.1lp GRISPINO .
r;~~r r. :;:: ~ ,~.;r)
•
GO TRANSACTION APPROVED i~''"' .i: ~:~ .r -:.
~ ~ ~; ; ,-~'
AUIHORIZATi9N #; 04580C
Raferer~e: 0628010000031 rirrirurrr
~ ~}~ - ~a
~ _
TRANS TYPE; Credit Card SALE TIP s. _.. y
CHECK : 120 .f37 rorA! s ...-. ~,~',~lv
I
q~, ,., ,
if0•fAl_ : _~& _ i ,•~:iis r: r:ir)'Y
~,
. -.... ~~
PEE; ~ } _ ~i~
WORK WITH US"
***DuP 1 i c~t~ C;o~,y.k~~: OffiCeNeX 0746:
CAROIHb•OER Wr~L PAY CARD T5'SiIER ABOYE ~ E• HIGH ST. SUITE 800•
ANOUNI AURSUANT TO CARI~)LUER AGRbENF
NT CARLISLE, PA 17013
.
SIGN UNE COPY A KEEP A COPY FOR (717) 243-2784
YuUR REC~RpS Te11 ~ afloat your shopping experierxe
...
end errter to win 1 of 5 prizes, Visit
~.offio x.p~store/aurre~
to enter end to view th
t
r
e
e
ms end
conditions of entering the survey.
~ 998100000153
Ii5.00
• FS B6N LTR SS Cardstodc
100 1 10.15
SubTotel 115.00
Tax 8.0001
TOTAL
115.90
Cash 120.00
Change 14.10
0748 00009 82282 506/28/10
00401614 05:54:24 PM
.n e~1 en lep3gfn4 del !nt tit
y ~._btr~ ~~_
jN~ mart : ~.
~ AT
FR MAk 1~
u p~~ ~ 713
Td.~g x
1.7! x
~ X9.18 ><
F ~.~ O
"~ ~ ~ 1
~ ITEKg $aLD 2
~~~ ~ ~ 6~
j ~'~ ~
r«,,. e.dr ~~~~
~'lpdwol LtsfBf~
12:bp:29 J-4ss.
T~U~i{~.,Ln~r~R..
t" ~9'E W'f t~
6C B~OSSER INC
222 E RIBR ST
CARLISLE PA 1TB13
ili-zea-27zt
Ilvrcbw.a :. tl3333126YSy5
Tvrw .h qh• a Ref 1; iYP3
~e
`~i~nca~J~
su~sTEQ METRIC PRICE
!o HOSTESS tK- HO 1.69
10 HOSTESS HO 110 3. ~~ FD
SELTZERRS SMT LEBANON ~ ,,.99 Eft
~
SIKD TRKY BREAST : ~9 Fu
SUGGESTED RETAIL PRICE , 4.19 FD
q
gg
BEAKS ROAST BEEF
HEIDI~ ANY SYISS ,
6.99 FD
SUBTOTAL 8..07 Fp
56
10
TOTAi, TAk .
TOTAL '
;G~ISH TENDER
CHANGE 60.00
3.45
NUPBt:R OF ITEMS 1g ,
Pr1ce Slwlnps 2
45
TPR Savi rtes ' .
.
3. ~
YOU SAVED A i07AL OF 6
20 .
THAT IS A SAVINGS OF .
gX
T, x:96 Teral:4 Store;6 l2:Ui:1O
Thank You For Stv>ppi at Karnst
KARNS FRESH REM!
karnafoods.c~om/f~IESI
e:hreamrtls. Mall
~~ ~ ~~~
CAtD1SLG Pa iJDiT
(7J7) ':Y-1198
1er2iAai a.
A8617, tD 2oaD0oel
•S:JI va
Server JD: I
~sA
Llii~tlY~gt?a99
.`iRl F'
Ya?CII D: 3117 t,l ,
A:•tt.;;. l
r~r, a: Da, ~;
~rlourir ~~o~. ~ 1
TIP s `~
~r U
....
TOTAL s ...._G.
a
Ji
~
... .Y.
O,
'J
APPROVED
-~
'
~t8U~.1~ k
~ 1:i1Ny\~
,
. 3
~'
i~a+lr>eir~aut9999 ~
Vlsd Fntrr Method: S~iaed i
Total: ; 4@,
98i21i19 17:53:92
Inv a: 9@@@76 pvvr Code. 99111C
pavrvd: OolJne 8atchl; 999191
Custopr Cvnv
TlMill~ YOU _
~'~~~I~o bps'
Waimart :,:..
Sane money. Live batter.
# ITEMS SOLD 6
J T'q ,
.t l ~~r~
Your to Schr List Lam, .
0 1 si1:W
i
I
I
sr~~~-T2i0
CARLISLE. PBMSYLVRNIR
ST8 2641 d°t 00003563 TE! 65 TR8 04"fb0
~lr IYEN MpL11BE p~~~680210669 +~+~
4K6~w PAdO PRIIS:~ 32 26,32 K
ae ;t
.. Tplf 1 ~
C1MM~E piN: 12.10
~ ITEMS SCUD 1
~riuiiiiuil ~'~
et ilelMert~
yam,,. Igehooll6i~,5~ Los.
~~ a~~1~
PINE b SPIRIiS STORE 2101
281 S SPRING GARDEN ST
CRRLISLE PHONE It2g9-8159
VISITINGOUS RTOYYY~LCBxSTATE~PA.US
2101 00 18 OOA66971 9506
3038 Inv~•a Tntrn Te~nP C
i AT 9.99 9.99
9396 LTL PENGUIN SHIRAZ
I RT 10,99 SALE 10.99
9394 lTL PENGUIN CNRRO
1 AT 10.99 SALE 30:9~
SUBTOTRL 1 92
6.Ox SALES TROTR` 33.89
INVOICE NUHBER 23912275 33.89
Credit Cerd
Vlse Cerd Nun6er
*ssrttrrs*srr9899
Ruth 8: 06335C
TOTAL UNITS. SOLO 3
GE THE FIRST TO KNOY ABOUT UPCOMING
SALES 9 PROMOTIONS. SEND AN EMAIL T0:
SIGNMEUPQSTRTE.PA.US TO SIGN UP!
nneTnYCD rflPV
Walmart :;:.
"~~ w batter.
. -~ no~~~~~c ~.
L~~'~
' CARLISLE NPO
CARLISLE, Pennsylvania
170139998
4134870013 -0098
08/30/1.010 (800)275-8777 01: 42:41 PN
Selea Receipt
Product Sale Unlt Final
Description Qty Price Price
NASNYILLE TN 37230 !- ~ =1.36
Zone-4 First-Class
Parcel
2.70 oz.
Exported Oellverys Thu 09102/10
Delivery Confireation :0.80
Labei X: 03091830000152192088
Issue PVIr wwww.waw
62.36
Total:
52.36
Pa1d bye
Cash 52.36
Order stares at USPS.coe'shop or call
1-800-Sterp24. Go to US~S.cosa/cticknship
to Prisrt shipping labels with postage.
for other inforeation colt 1-800-ASK-LISPS.
wwwwwwwrwwwrwwwwAw•wwww+ww+wwwwwwrwwwwaw
wwRwwwwwwMwAww#wwAwAwwAwwwwwrwwwwwwwwwrw
Gst your Bali N»n end where you want it
with a seeuro Post Office Box. Sign up for
s box online at usps.cos/poboxes.
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CARLISLE 11P0
CARLISLE, Pats-aylvsnia
170139998
4134870013 -0093
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6ascription Qty Price F1su1 `
Price
PROVIDENCE RI 02940 x•95
Zorn-3 Priority Nail
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030918300001521958
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VALLEY FOROE PA 19482 -~-- 12.58
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MARWICK RI 02887 2oro-3 61.56
First-Cl~sas Larpa Env
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dARdICK RI 02887 Zone-3 61.90
First-Clams Parwel
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E~~~eotad Delivery: Fri 09/03/10
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10.80
Label N: 03091830000152193115
Cwtoaer Poetape -;1.56
Issue PYI: esaaa:aa
11.14
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Charge Due: -10.30
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• Store Telerhone: 17171 249-2323 ~~
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10/16/10 11:O~AN
Tl~INK YOU 41001639079
2 i 1.49
DASRNI MTR 20FZ 2.98 F
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HERR'S CHIP 10.5 BC 3.49. E
SC /ONU3aUT SIIYINOS 3.99-F
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DfficeMax #748
650 E. HIGH ST. SUITE 600
CARLISLE, PA 17013
(717) 243-2784
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SEE IY:IEIR~ SIDE FOR RETImN P9LICY.
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gt'p~ CODE: 1710082810-097/ .
YE NROE T11E IOMRi PMICE8. 89mIR11rEEA! .
g Y9O FIIm A LOVER PRICE. NE 11IIJ. HEAT Ii 9Y 198.
BEE STORE FOR OEnIAB. ~
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LOUIE
LOIE'8 NOME LITERS. 1MC.
15B FAST NIIB STREET
CARLISLE, PR 17019 (ifi) •258-7700
- SALE -
SALES 1: 51710802 U14976 10.69-10
' 109509 (RAL 9IL 60CT CONTRACTOR 19.96
2 1 2/.~
SOBTOTRL: S~C96
T~II:
AIIOICE 15515 TOTAL: '12.91
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sF OF ITEMS PURCHASED: 2
ERq.UOES FEES. SERVICES ANO SPECIAL ORDEA ITEMS
iHARR YOU FOR SIMIPPIIIB LIME'S,
SEE RE18918E SIDE Fqt REIUAM P04ICY,
STIAE MAAAIER: RICH TIDES
NROE A COMIM9NT OA FEf01pCN? LET US BNIY IT:
IAN . LOMES . COM/FEE~Ad(
STORE CODE: 17101-00510-1458M1
IIE RAID TaE COYEST ffIISES, OOI8IMITEEO!
IF T9U FINI A LOSER PAICE, ME MILL IERT IT DY 11i.
3EE STORE FOR SETRILS.
IA)TICE: D1y1+a11 Settleeerlt. Aced BelaM.
LOMe'8 !ut asttlod c leusuit e11e11m tbst cert8ln
drywll aarchaad froo Low's Mm dlfootiw ant cevaod
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ell sf these cutas. f0u ere included 1n tGo Clow if
you Ipwe or had ellwedly defecttw drywll that we
aurclreed fro• Low's mrife. befsn 7127/19.
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LOYE'S NOME CENTERS, INC.
850 EAST HIGH STREET
CARLISLE. PA 17013 (717) 258-7700
- SALE -
SALES t: 51110LH1 1259530 12-04-10
312899 PANTHER VISION 3 LED CAMO 39.94
. 2 0 19.91
108952 RUBBERIZED LEAN STQPPER 3 14.98
108917 RUBBERIZED LEAK STOPPER ( 95.82
i 9 8 -3.98
t 308155 PC 1-1/8" FORSTNER BIT 12.97
~1~ti 94887 DREMEL CARBIDE CUTTER CYL 11.97
5UBi0TAL: 115.68
TAX: 6.95
INVOICE 04487 TOTAL: 122.69
VISA: 122.63
VISA:XXXXXXXXXXXX8948 AMOUNi:122.63 AUTHCD:653544
REFID:809999229 12/04/10 09:25:98
STORE: 1710 TERMINAL: 04 12/04/10 09: :44
~ OF ITEMS PURCHASED: 14
EXCLUDES FEES. SERVICES AND SPECIAL ORDER ITEMS
I~ ~"~
itIAi1K YOU fOR SNOPPIII~ LOYE'S.
SEE AEUERSE SIDE FOR RETURN POLICY.
STORE MANAGER: RICH iROSS
AdUwl
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-:-_---. __-_-~; Clasaillede 9tert oah: Nov 4, 2070
6 .payment 717-240.7130
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Your contact information:
Diane Crispino
32 Coventry Drhre
Carlble, PA 17015
717-503-1323 (day)
retchy7~msn.com
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I /
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~Q.~/~ l~e~rD~e~~
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1524 East Commerce Avenue, Carlisle, PA 17015 NawTx~o o cooLwo o REOFRIOERATKNI o onrER D 60URCE:
(717) 245-2382
HIC REG# PA000555 o coMVLETE o rtcoNV-t:Te IAN)
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P OSTOMER OUR DATE ABt FlLTER KiFO:
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NAME
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TECHNICIAN C r'1 CONTACT NO RISK
NAME FLAT RATE i
DIAGNOS
T
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APPROVAL
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NOTES: SUBTOTAL
PREFERRED CUSTOMER -SAVE 15%
Ths oharysa wsm sxpbhrad to ~ and flra work was dons to my wrrrpbte
aNbfaetlon. I haw mad and wrdamfand flra farms outlklad on flra reverse
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' CONTRACTORS INVOICE
lyi ' ~qw ~' f~c`1'2r Gh
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provided for the above work, and was completed in a substantial workmanlike manner for the agreed sum of
This is a ^ Partial ^ Full Invoice due and payable by:
Dollars ($ ),
Month Day Year
in accwrdance with our ~ Agreement ^ Proposal No. Dated
Month Day Year
T~,22 CONTRACTORS INVOICE
-7t~..93~-`4~/ /o-F 2
WORK PERFORMED AT:
CONTRACTORS INVOICE L
1 F~ fi [,W Z.4ws;~ WORK PERFORMED AT:
/l9 ~1~.% ~u M 6 ~rlA~Qd /~•r ~ ~~ 7zi ~~~ ~a
~ ~~ ~
This is a ^ Partial ^ Fuil invoice due and payable by:
Month Day Year
In accordance with our ^ Agreement ^ Proposal No. Dated
Month Day Year
T~8,z2 CONTRACTORS INVOICE
All Material Is guaranteed to be as specified, and the above work was performed In accordance with the drawings and specifications
provid for th above work, and was ompleted in a substantial workmanlike manner for the agreed sum of
~ Dollars ($ oc3~a. °~ ).
1J'""Ml WYyj ~l
~: ~ Troutman's Home
~' ~ TiIEIXPERIEIMCE Inspection Report # 101020
n7-99I-o2ss
HOME INSPECTION AGREEMENT
This HOME INSPECTION AGREEMENT ("Agreanmt") is made this 22nd day of October. 2010
between:
TROUTMAN'S HOME INSPECTION
41 Beard Road, Mechanicsburg, PA 17050 Jim Yea¢er
For the property located at:
1050 Cranes Gan Rd. Carlisle. PA 17013
1. Inspection Services. The Inspection Company will perform or arrange for the following checked inspections and the client shall pay the
Ltspection Company the fees set forth in this Section.
Home Inspection (provided) .......................................$150.00 Radon Test (provided) $
Wood Destro m Insect rovided ......................................
Y g (P ) ...................... $ 50.00 Water Test (provided)................................... $50.00
Other (provided /arranged) ..................... $ Mold Test (provided)...................................$
Total due for provided and arranged services ..............$ 250.00
2. Time of Payment; Release of Inspection Report Client shall pay the Inspection Company the sum of $150.00("Inspection Fee") for
the home inspection service. Additional services may be purchased through the Inspection Company and are to be amsidered separate
from the home inspection. Other services may, as a courtesy, be arranged by the Inspection Company and are not subcontracts. By
arranging for and providing ordering and billing for any such services, Inspection Company does not warrant or assume responsibility for
the work of such provider(s) or for provider's contract with the customer, which shall remain strictly between Client and provider(s).
Payment is due when Client signs and delivers this Agreement to the Inspection Company. The Client shall not be entitled to the
Inspection Report unless Client has first paid in full all Inspection Fees and has signed and delivered this agreement to the Inspection
Company.
3. Home Inspection Law. The Home Inspection and this Agreement canply and reflect the provisions of Act 114, Section 75, known as
the Pennsylvania Home Inspection Law. The Client acknowledges and agrees that the purpose and scope of the Home Inspection of the
Property by the Inspection Company is to discover readily visible, apparent a obvious Material Defects at the time of the inspection and
assist the Client in evaluating the overall amdition of the Property and provide an inspection report describing the Material Defects
according to Standards of Practice sod Code of Ethics of a Pennsylvania Stste compliant National Home Inspection Association
(~aaLit:~,l• A Material Defix:t is defined as follows: "A problem with a residential real property or any portion of it that would have
a significant adverse impact on the value of the property or that involves an unreasonable risk to people on the property. The fad that a
structural element, systerrt or subsystem is near, at or beyond the end of its normal useful life is not, by itself, a Material Defect."
4. Not a Warranty. The Home Inspection and the Inspection Report do not constitute and shall not be considered to be a warranty, either
express or implied, concerning the present or future amdition of the Property, the presence or absence of latent or hidderi defects that are
not reasonably ascertainable in a competently performed home inspection, or the remaining useful life of any system or component of the
property.
5. Further Evaluation. If the person conducting your home inspection is not a licensed structural engineer or other qualified specialist
whose licxnse authorizes the rendering of an opinion as to the structural integrity of a building err its other component parts, you may be
advised to seek a professional opinion as to any defects or concerts found in this report.
6. Not an Appraisal. This home inspection is not to be construed as an appraisal and may not be used as such for any purpose.
7. Permission to Release Report The Company will issue an inspection report to the Client only. This report becomes the confidential
property of the client and may not be relied upon by any other person though unauthorized distribution of the inspection report. The
Cliant may give the authority to the Inspection Company to release a copy of this report for his or her named representative's sole use in
this specific real estate transaction only by initialing: ,and providing the representative's name:
I have read and agree to the terms, conditions, limitations and exclusions found in both this document and the limitations and exclusions
document that follows. I agree to the terms of limitation of liability and the provisions of the Pennsylvania Home Inspection Law. I
understand that if I do not agree to the terms and conditions set forth that I have the right to cancel the inspection at this time and I have the
right to hire anothea~ inspection company.
Insoector's Si¢nature Client /Name or Renresentatlve SiLnature Date
~" "- ~ ASHI ID # 243228 Date:10/22/10
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NOTICE OF CLAIM
(Filed Pursuant to 20 Pa.C.S. § 3532)
COURT OF COIVIMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
ESTATE OF JOSEPH L OSENKARSKI ,DECEASED
No. 2010-00905
To the Clerk of the Orphans' Court Division:
Enter the claim of AscensionPoint Recovery Services. LLC on behalf of Pinnacle Credit Services. LLC in the
(Claimant)
amount of $ 460.90 ,against the above entitled Estate.
The Decedent, who resided at 32 COVENTRY DR CARLISLE. PA
(Street Address)
170154525.died on 08/21/2010. Written notice of said claim was given to
(Date of Death)
DIANE J. CRISPING.
(Personal Representative or his/her counsel)
at 32 COVENTRY DR CARLISILE 17015.
(Address)
on 11/23/2010.
(Date)
~'t y 1~+ I~X ~- APRS Representative
(Claimant)
200 Coon Rapids Bivd. Suite 200
(Street Address)
Coon Rapids. MN 55433-5876
Erin DeRemer- MN Bar # 0390801
(Claimant's Counsel)
200 Coon Rapids Blvd. Suite 200
(Address)
Coon Rapids. MN 55433-5876
(City, State, Zip)
(7631235-4260
(Telephone)
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