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HomeMy WebLinkAbout11-5346SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R AndersonSheriff FILED-OFFICE 0t 611r+be"{? F THE PROTFION OTAI(tY ?tti Jody S Smith Chief Deputy 2011 JUL 12 AM $' 44 Richard W Stewart Solicitor CUMBERLAND COUNTY PENNSYLVANIA Citibank (South Dakota) N.A. Case Number vs. 2011-5346 Harry Leroy Helm SHERIFF'S RETURN OF SERVICE 07/05/2011 06:59 PM - Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on July 5, 2011 at 1859 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Harry Leroy Helm, by making known unto himself personally, at 120 Shippensburg Mobile Estate, Shippensburg, Cumberland County, Pennsylvania 17257 its contents and at the same time handing to him personally the said true and correct copy of the same. G SHALL, PUTY ,SAQ%(N SHERIFF COST: $48.00 July 06, 2011 SO ANSWERS, RON R ANDERSON, SHERIFF c; CouniySIAO S-en`f. Telacsott I . IN THY. COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA, CIVIL DIVISION C-) ` rn CITIBANK (SOUTH DAKOTA) N.A. CIVIL ACTION-LAW ?ryl r Plaintiff, vs. HARRY LEROY kELM, D4endant. u' 3> No. 11-5346 ?a E5 TYPE OF PLEADING: C..: PRACEIPE FOR APPEARANCE FILED ON BEHALF OF: DEFENDANT Harry Helm COUNSEL FOR DEFENDANT: John B. Cermak, Esquire Supreme Court No.: 94553 j .cermak@comcast.net 1009 Merchant St. Ambridge, PA 15003 Phone: (724) 318-8260 (888) 499-3649 Fax: (724) 318-8261 (888) 263-1655 rn r--. --+c X- OC." ? r' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA, CIVIL DIVISION CITIBANK (SO TH DAKOTA), N.A. CIVIL ACTION-LAW Pl intiff_ No. 11-5346 vs? i HARRY LEROY HELM, TO: Pr Please kindly July 15, 2011 's Office enter my appearance on the above captioned case. kA, 6, ( Jo B. Cermak, Esquire Attorney for Harry Helm Defendant r: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY?-3: PENNSYLVANIA, CIVIL DIVISION `-; cn {> _ (D CITIBANK (SOUTH DAKOTA), N.A., CIVIL ACTION-LAW r-? z*. Plaintiff, No. 11-5346 may. c vs. HARRY LEROY HELM, Defendant. PRELIMINARY OBJECTIONS AND NOW come Defendant, Harry Helm, by and through their counsel, John B. Cermak, Esquire, and file the within Preliminary Objections to Complaint in Civil Action as follows: 1. Plaintiff filed a Complaint in the within breach of contract action concerning a claim related to money borrowed pursuant to a credit card agreement. 2. The Complaint requests judgment against Defendant in the amount of $3,858.70. In addition, Plaintiff makes a demand for costs within the "Wherefore" clause. 3. The Complaint alleges that "Defendant opened a credit account with Plaintiff on August 1, 1993." The Complaint further references Exhibit "A" as showing that there "currently remains a balance due and owing." However, Plaintiffs Exhibit "A" contains one statement from on or about February 2, 2011 with a beginning balance of $3,721.94 and an ending balance of $3,858.70. 4. The Complaint appears to be demanding an amount due and owing on an obligation of a contractual nature. The Complaint then fails to comply with the rules of procedure by 1009 Merchant Street • Ambridge, PA 15003 4400 N. Federal Highway • Lighthouse Point, FL 33064 • w1xw.wklawyers.com Phone: (888) 499-3649 Fax (888) 263-1655 • info@wklawyers.com attaching any alleged writing or contract which might serve as the basis for the relief demanded by the Plaintiff. 5. The Complaint makes a demand for an unpaid balance of $3,858.70 and for "court costs" without attaching any contract or writing which obliges the Defendant to pay these amounts. 6. Defendant is entitled to a demurrer because the Complaint does not form to the requirements of Pennsylvania law. THE COMPLAINT SHOULD BE DISMISSSED BECAUSE IT GIVES NO SPECIFIC DETAILS ABOUT THE ALLEGED DEBT UNDERLYING THE CLAIM 7. Plaintiff filed a Complaint in the within breach of contract action concerning a claim related to money borrowed pursuant to a credit card agreement. 8. The Complaint and the documentation attached thereto fail to set forth any description of an underlying agreement or contract between the parties, including the date of any alleged credit card agreement; the dates or amounts of the purchase or receipt of goods, services or cash advances; the manner of application and calculation of interest or charges that are part of the claim; any other component of the total alleged to be due; and the dates or amounts of payments made by Defendant on the account. 9. The Complaint fails to set forth the contractual basis for the claims of costs. THE COMPLAINT SHOULD BE DISMISSED DUE TO PLAINTIFF'S FAILURE TO ALLEGE WHETHER THE UNDERLYING AGREEMENT WAS ORAL OR WRITTEN 10. The Complaint fails to allege whether any underlying agreement between the parties was oral or written. 1009 Merchant Street • Ambridge, PA 15003 4400 N. Federal Highway • Lighthouse Point, FL 33064 • www.wklawycrs.corn Phone: (888) 499-3649 Fax (888) 263-1655 • info@wklawyers.com THE COMPLAINT SHOULD BE DISMISSED BECAUSE IT FAILS TO ATTACH A WRITTEN CREDIT CARD AGREEMENT 11. Pa.R.C.P. § 1019(i) states that when any claim is based upon a writing, the Pleaded shall attach a copy of the writing or the material part thereof. 12. Plaintiff's Complaint fails to satisfy the requirement imposed by Pa.R.C.P. §1019(i) in that the Plaintiff fails to attach the original contract and/or agreement upon which Defendant's alleged liability is based. WHEREFORE, Defendant prays that the Complaint filed by the Plaintiff be dismissed with prejudice, or, in the alternative that the Complaint be stricken, and the Plaintiff be required to plead over in accord with the Rules of Court. Respectfully Submitted, jeSe?e Cermak, Esquire Court No.: 94553 1009 Merchant Street • Ambridge, PA 15003 4400 N. Federal Highway • Lighthouse Point, FL 33064 • www.wkiawycrs.com Phone: (888) 499-3649 Fax (888) 263-1655 • info@wklawyers.com Matt, Hasenmiller, Leibsker & Moore, LLC Daniel Santucci tt['ipe? 11.0. #92800 1835 Market Street, Suite 500 Philadelphia, PA 19103 800-850-1079 ri 113/INK ( SOUTH DAKOTA) N.A. now merged into I i"I13ANK N.r\ !' r P t" Moorc. LI.(' Plaintiff. Attorney for Plaintiff, CITIBANK, N.A. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA CIVIL ACTION S. 11-5346 CIVIL NO I I \P.RY LEROY HELM . '-Z;a CO -r -- ?? r i -a M rrn Pi ,i! nl,int(s) ??__ O cw; =C r? J AMENDED COMPLAINT •• C e of M Plaintiff Citibank (South Dakota) N.A., now merged into Citibank N.A., as of .I my 1 '', I ° . ihrou ?h its attorneys. Blatt Hasenmiller, Leibsker and Moore, LLC, does states as follows: ! TIic Plaintiff herein is Citibank (South Dakota) N.A., now merged into Citibank N.A., as of'.luly 1 ", 201 ],which has retained the services of Blatt, Hasenmiller, Leibsker and Moore, LLC, located at 1835 Market Street, Suite 501, Philadelphia, PA 19103 ?cl??n(lant is HARRY LEROY" HELM, whose last known principal address is 120 SHIPPENSBURG MOBILE EST SHIPPENSBURG PA 17257-95. Defendant did request and obtain a credit card from Plaintiff, who is the Original Creditor, 0111 0FN-ml AuI?Ust of 1993 and last made payment October of 2010, as evidenced by the ?,ttachk:d Exhibit A, several years of statements, and the current card agreement. Q. The Defendant did use the card in the amount of S 3,858.70, and has failed to make »aVnI('nis upon that account as he had agreed to do. \,\%HERFFORE, Plaintiff requests Judgment in the amount of S 3,858.70, plus court costs and interest from the date of Judgment. Respectfully su D6niel Santucci, Attorncy No 92'?O,) 2625997 'w 1~o VERIFICATION is an employee of Citicorp Credit Services, Inc. (USA) \? hich is a subsidiary of Citibank N.A. and services credit card accounts owned by Citibank N.A., including maintaining and recording information in Citibank's records as they relate to r-cdit card accounts owned by Citibank. Citibank is a National Bank with its principal place of s in SIOUX Halls. South Dakota. I am authorized to make this verification as custodian of records for Citicorp Credit Services Inc. (USA). The Foregoing averments of fact in the within Complaint and Exhibits are true to the best of my information and belief. I understand that the sfatcnients made herein are subject to the penalties of 18 Pa.C.S., Section 4904. relatimy to rn tals;tication to the authorities. 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Q> H O H co b cd 93 O ?O CD U 7 OU p a) cn Y C U a C O 7 > a) co _ a) c Y a) m N O O ca (D Y a) CO C O C) ?yy ca O_ O V1 O O 3 p co a) O 0 0 c ` O C O N C ro Q Q cd j O CCf 0 a 0 U r_ -Cc: > (n c N L 0 N c` (D ¦ z9g U 20588Visit: www.citicards.com 15424180523332267484534100005904 7 5424 1805 2333 2267 01/28/04 $4845.34 $100.00 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card t'® For Customer Service, call or write 1-800-950-5114 Account Number ioreport° s"e°mws write 80X 6500 5424 1805 2333 2267 `Othis ad&"*; caM1ip""' ,wf Pr-ay-ighta. SIOUX FALLS, SO PAYMENT MUST BE RECEIVED BY 5:00 PM LOCAL TIME ON 01/28/2004 57117 Statement/Closing Date Total Credit Line Available Credit Line Cash Advance Limit Av ailable Cash Limit New Balance 01/05/2004 $15000 $10154 $3000 $3000 $4845.34 Amount Over Credit Line Past Due Purch/Adv Minimum Due M inimum Amount Due $0.00 + $0.00 + $100.00 = $100.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payfaents, Credits & Adjustments 12/29 43074133 PAYMENT THANK YOU -110.00 Standard Purch 1/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 55.32 Balance Transfer - Charged To Offer 4 1/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 2.35 *** CITI DIVIDEND DOLLAR SUMMARY ** Previous New Total Dividend$ Dividend$ Adjustments Divid end$ 15.59 + .00 + .00 = 15.59 Earn cash back for paying your taxes! Charge yyour taxes on our Divid d C d y en ar . Call 1 800-2PAY-TAX for more information. Account Summary rev ous Balance + Purchases & Advances Payments & C di (+) FINANCE- CHA = ew re ts RGE Balance PURCHASES ADVANCES $4,897.67 0 0 0.00 $110.00 $57.67 $4,845.34 TOTAL . $4,897.67 00 10.00 $0.00 $110.00 $0.00 $57.67 $0.00 $4,845.34 Rate Summary a lance u let to Finance Charge Periodic Rate Nor na ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4 510.28 387 86 0.03833%(D) 13.990% 13.990% ADVANCES . 0.01890%(D) 6.900% 6.900% Standard Adv $0.00 0.05477%(D) 19.990% 19.990% CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 ?cnu ,r-L.1? IV: _ IT PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com 15424180523332267479732099005904 5424 1805 2333 2267 02/26/04 $4797.32 $99.00 I' ®® 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 PAYMENT MUST BE RECEIVED BY 5:00 PM LOCAL TIME ON 02/26/2004 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C t ® l For Customer Service, call or write 1-800-950-5114 To report bNiine errors, write BOX 6500 is this a0*: :ng whN not Preserve rsls ri hils. SIOUX FALLS, SO 57117 Statement/Closing Date Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance 02/03/2004 $15000 $10202 $3000 $3000 $4797.32 Amount Over Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due $0.00 + $0.00 + $99.00 = $99.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 1/28 43171251 PAYMENT THANK YOU -100.00 Standard Purch 2/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 50.14 Balance Transfer - Charged To Offer 4 2/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1,84 When you pay your bill by check, you authorize us to electronically process your payment. If your check is processed electronically, your checking account may be debited on the same day we receive the check and it will not be returned with your checking account statement. If someone other than you or a bill paying service pays your bill, you must give a copy of this notice to them before the payment is sent to us. *** CITI DIVIDEND DOLLAR SUMMARY ** Previous New Total Dividend$ Dividend$ Adjustments Dividend$ 15.59 + .00 + .00 = 15.59 IMPORTANT PROGRAM INFORMATION: MasterCard renewed their insurance coverage with Virginia Surety Company, extending Purchase Assurance, Extended Warranty and MasterRental through January 31, 2005. Account Summary Previous Balance + Purchases & Advances Payments & Credits + CHARGE ew PURCHASES NCES ADV $4,845.34 $0 00 0.00 0 0 1 $100.00 $51.98 Balance $4,797.32 A . $4,845.34 . 0 0.00 $0.00 $100.00 $0.00 $51.98 $0.00 $4,797.32 Rate Summary Balance Subject to Finance Charge Periodic Rate Nominal ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4 510.84 $335 48 0.03833%(D) 13.990% 13.990% ADVANCES . 0.01890%(D) 6.900% 6.900% Standard Adv $0.00 0.05477%(D) 19.990% 19.990% atnv 1-tr4lb IV: ?I T PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com 15424180523332267474893098005900 75424 1805 2333 2267 03/29/04 $4748.93 $98.00 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card C tl® Account Number 5424 1805 2333 2267 Customitr Service:: 1-800-950-5114 Total Credit Line Available credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $15000 $10251 $3000 $3000 $4748.93 SIOUX FALLS, SD statement/ Closing Date Amount Over Credit Line Past Due Minimum Duo Am u?nt Due 57117 03/03/2004 $0.00 + $0.00 + $98.00 = $98.00 Sale Date Post Date Reference Number Activity Since Last Statement a,.,,,,,..r 2/23 43171285 PAYMENT Payments, Credits YOU & Adjustments -100.00 3/03 PURCHASES**FINANCE CHARGE*PERIODIC RATE 50.04 Balance Transfer - Charged To Offer 4 3/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.57 *** CITI DIVIDEND DOLLAR SUMMARY ** Previous New Total Dividend$ Dividend$ Adjustments Dividend$ 15.59 + .00 + .00 = 15.59 Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. Please see the enclosed Notice of Change in Terms to Your Card Agreement for important information regarding your Annual Percentage Rate for Purchases. Account Summary Previous (+) Purchases ( ) aymen s +) FINANCE (= ew Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,797.32 $0 00 $0.00 $100.00 $ $4,748.93 TOTAL . $4,797.32 $0.00 $0.00 0.00 $100.00 $0.00 $51.61 $0.00 $4,748.93 Rate Summary Balance u )ec o Finance Charge Periodic Nominal ANNUAL Rate APR t7rOrrYTwrS17 nMJLJ andard Purch fer 4 $4 501.68 1286 0.03833%(D) 13.990% 13.990% ANCES .11 0.01890%(D) 6.900% 6.900% andard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: _ PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 77 20588Visit: www.citicards.com 15424180523332267470189097005908 5424 1805 2333 ?27 04/27/04 $4701.89 $97.00 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 C tl® Citie Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Seryict: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Avail able Cash Limit New Balance BOX 6500 $15000 $10298 $3000 $3000 $4701.89 SIOUX FALLS, SO Statement/ Amount Over Closing Data Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 04/02/2004 $0.00 + $0.00 + $97.00 = $97 00 Sale Date Post Date Reference Number Activity Since Last Statement . Amount Payments, Credits & Adjustments 3/18 422810 11 PAYMENT THANK YOU -100.00 Standard urch P 4102 PURCHASES FINANCE CHARGE*PERIODIC RATE 51.67 Balance Transfer - q e 4102 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.29 *** CITI DIVIDEND DOLLAR SUMMARY ** Previous New Total Dividend$ Dividend$ Adjustments Divid end$ 15.59 + .00 + .00 = 15.59 Want to receive your billing statement in Spanish? Prefiere recibir su estado de cuenta en espanol? Llamenos all 1-800-947-9100 Para elegir recibir su estado de cuenta y las cartas de Servicio al Cliente en el idioms espanol. Account Summary Previous (+) Purchases (-) Payments (+) FINANCE (=) New Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,748.93 $0 00 0.00 $100.00 $52.96 $4,7 TOTAL . $4,748.93 0.00 10.00 $0.00 $100.00 $52.96 $0.00 $4,701.89 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR ProrrhiTAr_G DArc PURCHASES Standard Purch $4 493.01 Offer 4 $228.24 ADVANCES Standard Adv $0.00 0.03833%(D) 13.990% 13.990% 0.01890%(D) 6.900% 6.900% 0.05477%(D) 19.990% 19.990% 7? 7 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com 15424180523332267461180096005800 75424 1805 2333 2267 05/27/04 =$4611-80 $96.00 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 C ti® Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Availa ble Cash Limit New Balance BOx 6500 $15000 $10388 $3000 $3000 $4611.80 SIOux FALLS, SD Statement/ Amount Over Closing Date Credit Line Past Due Purch/Adv Minimum out Minimum Amount Due 57117 05/04/2004 $0.00 + $0.00 + $96.00 = $96.00 Sale Date Post Date Reference Number Actlvity Since Last Statement Amount 4/15 Credits & Adjustments 42067 361 -150.00 Standard Purch 5/04 PURCHASES**FINANCE CHARGE*PERIODIC RATE 59.04 q Balance Transfer - e 5/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE .87 *** CITI DIVIDEND DOLLAR SUMMARY *** Previous New Total Dividend$ Dividend$ Adjustments Dividend$ 15.59 + .00 + .00 15.59 Please note that payments must be received by 1:00 p.m., local time, on a bank business day at the payment processing facility that handles your payments, in order to be credited to your account as of that day, and payments must conform to the payment instructions set forth on the reverse side. All conforming payments received at the payment processing facility after that time will be credited as of the following bank business day. Want to receive your billing statement in Spanish? Prefiere recibir su estado de cuenta en espanol? Llamenos al 1-800-947-9100 Para elegir recibir su estado de cuenta y las cartas de Servicio al Cliente en el idioms espanol. Account Summary Previous (+ Purchases ( ) ayme s (+) FINANCE (=) New Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,701.89 $0 00 0.00 $150.00 . $59 91 $4,611.80 TOTAL . $4,701.89 0.00 10.00 0.00 $150.00 $59.91 0 $0.00 $4,611.80 Rate Summary Balance u ec to Finance Charge er o is Rate omina ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4 492.65 144 60 0.04107%(D) 14.990% 14.990% ADVANCES . 0.01890%(D) 6.900% 6.900% Standard Adv $0.00 0.05477%(D) 19.990% 19.990% PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 77 20588Visit: www.citicards.com 15424180523332267451576094005704 5424 1805 3 2267 06/28/04 $4515.76 $94.00 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 C tl® Citi® Dividend Platinum Select* Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line cash Advance Limit Available Cash Limit New Balance BOX 6500 $15000 $10484 $3000 $3000 $4515.76 Statement/ Amount Over SIOUX FALLS, SO C'."..' Data Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 06/02/2004 $0.00 + $0.00 + $94.00 = $94 00 Sale Date Post Date Reference Number Activity Since Last Statement . Amount Credits & Adjustments 5/20 43016211 -150.00 6/02 PURCHASESPFINANCE CHARGE*PERIODIC RATE 53.61 Balance Transfer - Charged To Offer 4 6/02 PURCHASES*FINANCE CHARGE*PERIODIC RATE .35 *** CITI DIVIDEND DOLLAR SUMMARY *** Previous New Total Dividend$ Dividend$ Adjustments Dividend$ 15.59 + .00 + .00 = 15.59 Want to receive your billingq statements in Spanish? Prefiere recibir su estado de cuenta en espanol? Llamenos al 1-800-947-9100 para elegir recibir su estado de cuenta y las cartas de Servicio al Cliente en el idioma espanol. Account Summary PURCHASES $4,611.80 ADVANCES $0.00 TOTAL $4,611.80 r mnna. c. t=) New :HARGE Ralnnca $0.00 $150.00 $53.96 $4,515.76 $$0.00 $0.00 $0.00 $0.00 0.00 $150.00 $53.96 $4,515.76 Rate Summary Balance Subject to Finance Charge Periodic Rate om na ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4,501.11 $64 42 0.04107%(D) 14.990% 14.990% ADVANCES . 0.01890%(D) 6.900% 6.900% Standard Adv $0.00 0.05477%(D) 19.990% 19.990% ,? PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com 15424180523332267447102093005806 5424 1805 2333 2267 07/27/04 =$4471.02 $93.00 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 C tl® Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $15000 $10528 $3000 $3000 $4471.02 Statement/ Amount Over SIOUX FALLS, SD Closing Date Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 07/02/2004 $0.00 + $0.00 + $93.00 = $93 00 Sale Date Post Date Reference Number Activity Since Last Statement . Amount Credits & Adjustments 6/17 43054251 -100.00 Standard Purch 7/02 PURCHASES**FINANCE CHARGE*PERIODIC RATE qq 55.21 Balance Transfer - 7102 PURCHASES*FINANCE CHAR GE*PERIODICeRATE .05 *** CITI DIVIDEND DOLLAR SUMMARY *** Previous New Total Dividend$ Dividend$ Adjustments Dividend$ 15.59 + .00 + .00 = 15.59 Fast Online Card Payments with Click-to-Pay Pay your Citi card bill online anytime, day or night Payments received by 1 p.m. EST will post that same business day! Sign-on to citicards.com and choose the Make a Payment menu. Previous (+) Purchases Account Summary (-) Payments + I NANCE- (_) New Balance & Advances ! r .A;+? ruAOr_c PURCHASES $4,515.76 0.00 $100.00 ADVANCES TOTAL $4,51$5.706 10.00 $100.00 $55.26 $4,471.02 $0.00 $0.00 $55.26 $4,471.02 Rate Summary Balance u )ec to Finance Charge Periodic Rate Nominal ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4,481.02 $8 20 0.04107%(D) 14.990% 14.990% ADVANCES . 0.01890%(D) 6.900% 6.900% Standard Adv $0.00 0.05477%(D) 19.990% 19.990% PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 77 20588Visit: www.citicards.com 15424180523332267443203092005906 III ®®® 5424 1805 2333 2267 08/27/04 $4432.03 $92.00 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card C tl® Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $15000 $10567 $3000 $3000 $4432.03 SIOUX FALLS, SD Statement/ Closlnq Data Amount Over Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 08/04/2004 $0.00 + $0.00 + $92.00 = $92 00 Sale Date Post Date Reference Number Activity Since Last Statement . A,,,,,,,,,I YOU & Adjustments 7112 42009653 PAYMENTSTHANKCredits -100.00 Standard Purch 8/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 61.01 *** CITI DIVIDEND DOLLAR SUMMARY *** Previous New Total Dividend$ Dividend$ Adjustments Dividend$ 15.59 + .00 + ,00 15.59 Is your account protected if something unexpected happens? Call us at 1-866-247-0534. We can help! Want to receive your billing statements in Spanish? Prefiere recibir su estado de cuenta en espanol? Llamenos al 1-800-947-9100 para elegir recibir su estado de cuenta y las cartas de Servicio al Cliente en el idioma espanol. Account Summary Previous + Purchases ( Payments + -(--)-Re _w Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,471.02 $0 00 0.00 $100.00 $61.01 $4,4 TOTAL . $4,471.02 0.00 10.00 $0.00 $100.00 $61.01 $0.00 $4,432.03 Rate Summary balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR DCDrIFUTAf-V OATr Standard Purch Offer 4 $4,427.89 $0 00 0.04175%(D) 15.240% 15.240% ADVANCES . 0.01890%(D) 6.900% 6.900% Standard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: _ PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 77 20588Visit: www.citicards.com 15424180523332267438644091005909 75424 1805 2333 2267 09/27/04 $4386.44 $91.00 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card Customer Service: wk? Account Number 5424 1805 2333 2267 C ti® 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $15000 $10613 $3000 $3000 $4386.44 SIOUX FALLS, SO Statement/ Amount Over Closing Data Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Duo 57117 09/02/2004 $0.00 + $0.00 + $91.00 = $91 00 Sale Date Post Date Reference Number Activity Since Last Statement . Amount Pa Cts & Adjustments S d 8/23 44004315 PAYMENT THANK YOU -100.00 Standard Purch 9/02 PURCHASES**FINANCE CHARGE*PERIODIC RATE ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the spectflc terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. IMPORTANT INFORMATION ABOUT CREDIT REPORTING: WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT. 54.41 Is your account protected if something unexpected happens? Call us at 1-866-247-0360. We can help! Account Summary Previous + Purchases aymen s + FINANCE ew Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,432.03 $0 00 $0.00 $100.00 $54.41 $4'3 TOTAL . $4,432.03 $0.00 $0.00 $0.00 $100.00 $54.40 1 $0.00 $4,386.44 Rate Summary Balance Subject to Finance Charge Periodic Rate Nominal ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch ADVANCES $4,420.45 0.04244%(D) 15.490% 15.490% Standard Adv $0.00 0.05477%(D) 19.990% 19.990% 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com 15424180523332267434890090005903 5424 1805 2333 2267 10/27/04 $4348.90 $00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service. C tl® 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $15000 $10651 $3000 $3000 $4348 90 BOX 6500 SIOUX FALLS, SO Statement/ Amount Over Closlnq Data Credit Line Past Due Purch/Adv Minimum Due . Minimum Amount Due 57117 10/05/2004 $0.00 + $0.00 + $90.00 = $90.00 sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 9/27 62036683 PAYMENT THANK YOU -100.00 Standard Purch 10/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billingq cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Is your account protected if something unexpected happens? Call us at 1-866-393-0847. We can help! Earn CASH BACK on everything with your Citi(R) Dividend Card - 5% on purchases at supermarkets, drugstores & gas stations plus 1% on all other purchases. Also earn cash back on eligible cash advances and qualifying balance transfers. 62.46 Account Summary Previous + Purchases Payments (+) FINANCE = New Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,3$86.44 0.00 0 1 $100.00 $62.46 $4,348.90 TOTAL $4,386.44 .00 0.00 $0.00 $100.00 $0.00 $62.46 $0.00 $4,348.90 Rate Summary Balance Subject to Finance Charge ergo is Rate Nominal ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch ADVANCES $4,389.52 0.04312%(D) 15.740% 15.740% Standard Adv $0.00 0.05477%(D) 19.990% 19.990% ?LNU PATMLN15 TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com 15424180523332267430102089005900 5424 1805 2333 2267 11/29/04 $4301.02 $89.00 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA Citi® Dividend Platinum Select' Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C tl® Account Number 5424 1805 2333 2267 Customer StrvicR: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $15000 $10698 $3000 $3000 $4301.02 eox 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closing Date Credit Line Past Due Minimum Due Amount Due 57117 11/02/2004 $0.00 + $0.00 + $89.00 = $89.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 10/18 42059303 PAYMENT THANK YOU -100.00 Standard Purch 11102 PURCHASES*FINANCE CHARGE*PERIODIC RATE CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached checkr deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billingg cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. COMPLIMENTARY TIRE CHANGE. Don't be stranded on the road with a flat! Call 1-800-670-6406 to request a wallet card for a tire change - at no cost to you. 52.12 Account Summary Previous + Purchases Payments (+) FINANCE (=) New Balance & Advances & Credits CHARGE Balance PURCHASES $4,348.90 0.00 $100.00 $52.12 $4 301.02 ADVANCES $0.00 0.00 1 $0.00 $0.00 , $0.00 TOTAL $4,348.90 0.00 $100.00 $52.12 $4,301.02 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,316.98 0.04312%(D) 15.740% 15 740% ADVANCES . Standard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: -- 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com 15424180523332267425942088005907 7 5424 71805 2333 2267 12/28/04 =$4259.42 7 $88.00 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: C ,00 t ® l 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $15000 $10740 $3000 $3000 $4259.42 SIOUX FALLS, SO Statement/ Amount Over Closing Date Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 12/03/2004 $0.06 + $0.00 + $88.00 = $88.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 11/25 42082227 PAYMENT THANK YOU -100.00 Standard Purch 12/03 MEMBERSHIP FEE DEC 04-NOV 05 12/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billingq cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. If you default on any Card Agreement, your rate may increase. The new rate will be the Prime Rate plus up to 23.990%, based on the nature of defaults and performance indications. These rates apply to your account at the time this statement was printed. Life Happens. But bills like this don't have to. When life-changing events interrupt your income or strain your budget, Credit Protector gives you some breathing room when it comes to your account payments. To enroll, call 1-866-273-1386. Earn CASH BACK on everything with your Citi(R) Dividend Card - 5% on purchases at supermarkets, drugstores & gas stations plus 1% on all other purchases. Also earn cash back on eligible cash advances and qualifying balance transfers. 0.00 58.40 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C t ® l Sale Date Post Date Reference Number Activity Since Last Statement Amount Earn unlimited CASH BACK when you shop within the Citi(R) Dividend Merchant Network. Go to www.citicards.com and activate your membership. It's fast, easy and free. The Citi Dividend Card - the only way to earn cash back fast. Account Summary Previous + Purchases Payments (+) FINANCE (=) New Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,301.02 $0 00 0.00 0 0 1 $100.00 $58.40 $4,259.42 TOTAL . $4,301.02 . 0 0.00 $0.00 $100.00 $0.00 $58.40 $0.00 $4,259.42 Rate Summary Balance Subject to Finance Charge er o is Rate Nominal A ANNUAL PR PERCENTAGE RATE PURCHASES Standard Purch ADVANCES $4,300.32 0.04381%(D) 15.990% 15.990% Standard Adv $0.00 0.05477%(D) 19.990% 19.990% ]tNV YAIMLNIJ IV: -- PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 77 20588Visit: www.citicards.com 15424180523332267422008087005901 75424 1805 2333 67 01/27/05 $4220.08 $87.00 00 V1 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C tl® Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance Box 6500 $15000 $10779 $3000 $3000 $4220.08 Sioux FALLS, SD Statement/ Closing Date Amount Over Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 01/04/2005 $0.00 + $0.00 + $87.00 = $87.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount vents, Credits & Adjustments 12/27 43363455 PAY PayMENT THANK YOU -100.00 Standard Purch 1/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 60.66 TRANSFER YOUR HIGH-RATE BALANCES AND SAVE! Enioy a low 3.990% APR on transferred balances until they are paid in full. Plus, your credit line may increase up to a total credit Your of $16,300.* And, there is no balance transfer fee with the offer described above. Check valid until 02/15/05. Your current credit line may increase up to atotal credit line of $16,300 based upon our review of your credit history, and includes any credit line increases that you may have received within the last 60 days. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billingg cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. We are pleased to inform you that the current base benefits on your MasterCard(R) have been extended through September 1, 2005. For further information on the benefits yyou can access as a cardholder, please call 1-800-MC-ASSIST. Life Happens. But bills like this don't have to. When life-changing events interrupt your income or strain your budget, Credit Protector gives you some breathing room when it comes to your account payments. To enroll, call 1-866-463 8060. .L.I YlI iI,IL fill lu: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com r t' 00 V1 0893 1 MC 4 HARRY LEROY HELM Sale Date Post Date Reference Number Activity Since Last Statement Amount Valentine's Day is ust around the corner! Shop within the Citi(R) Dividend Merchant Network and earn unlimited CASH BACK. Go to www.citicards.com and activate your membership. Remember, the Citi Dividend Card gives you cash back fast! Want to receive your billing statement in Spanish? Prefiere recibir su estado de cuenta en Espanol? Llamenos al 1-800-947-9100, o elija su idioma de Preferencia en www.tarjetsciti.com, modificando su Perfil Personal en la seccion Administrar mi Cuenta. FREE SERVICES FOR CITI CARDMEMBERS Manage your Citi Card account online securely, anytime - whether you want to check your balance, see if a payment was received or pay your bill. Register now at citicards.com Save Time. Save Paper. Sign up for All Electronic. You'll have instant access to your statement online, without that pile of paper. Get an e-mail notice when yyour statement is ready. Register or sign-on to citicards.com and choose Manage My Account. Fast Online Card Payments with Click-to-Pay Pay your Citi Card bill online anytime, day or night Payments received by lpm EST will post that same business day! Sign-on to citicards.com and choose the Make a Payment menu. Earn CASH BACK on everything with your Citi(R) Dividend Card - 5% on purchases at supermarkets, drugstores & gas stations plus 1% on all other purchases. Also earn cash back on eligible cash advances and qualifying balance transfers. Account Summary Previous Balance + Purchases & Advanc aymen s + ew PURCHASES $4 259 42 es & Credits CHARGE Balance ADVANCES , . $0.00 0.00 0.00 1 $100.00 $0 00 .66 $60 $4,220.08 TOTAL $4,259.42 0100 . $100.00 $60.66 $4,220.08 Rate Summary Balance Subject to er o is Nominal ANNUAL Finance Charge Rate APR nrorcuT.cr ?.T? j Standard Purch $4,260.75 0.04449%(D) DVANCES 16.240% 16.240% Standard Adv $0.00 0.05545%(D) 20.240% 20.240% SEND PAYMENTS TO: PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 77 20588Visit: www.citicards.com 15424180523332267467560097005905 742 4 1805 2333 2267 02/25/05 $4675.60 $97.00 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 C tl® Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Siryico: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $15600 $10924 $3000 $3000 $4675.60 SIOUX FALLS, SO Statement/ Amount Over Purch/Adv Closing Date Credit Line Past Due Minimum Due Minimum Amount Due 57117 02/02/2005 $0.00 + $0.00 + $97.00 = $97.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 1/26 42247209 PAYMENT THANK YOU -100.00 Standard Purch 2102 PURCHASES*FINANCE CHARGE*PERIODIC RATE 54.43 Balance Transfer - Charged To Offer 4 1/14 1/14 00001171 BAL XFER CHECK # 1100 500 00 2102 PURCHASES*FINANCE CHARGE*PERIODIC RATE . 1.09 CASH WHEN YOU NEED IT - It's easier than ever to cash up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billingg cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Please see the enclosed Notice of Change in Terms to Your Card Agreement for important information regarding changes to your Card Agreement. FREE SERVICES FOR CITI CARDMEMBERS Manage your Citi Card account online securely, anytime - whether you want to check your balance, see if a payment was received or pay your bill. Register now at citicards.com ***** Great Savings for Our Cardmembers! ***** Let TruGreen Cheml-awn(R) put your money to work. Have more green in your wallet and in your lawn! Green Lawns Start @) 1.800.232.3990 acnu 1-t-i IV: ---77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com C tl® 00 V1 0893 1 MC 4 HARRY LEROY HELM Sale Date Post Date Reference Number Activity Since Last Statement Amount Want to receive your billing statement in Spanish? Prefiere recibir su estado de cuenta en Espanol? Llamenos al 1-800-947-9100, o elija su idioma de preferencia en www.citicards.com, modificando su Perfil Personal en la seccion Administrar mi Cuenta. Life Happens. But bills like this don't have to. When life-changinq events interrupt your income or strain your budget?, Credit Protector gives you some breathing room when it comes to your account payments. To enroll, call 1-877-612-9881. Earn CASH BACK on everything with your Citi(R) Dividend Card - 5% on purchases at supermarkets, drugstores & gas stations plus 1% on all other purchases. Also earn cash back on eligible cash advances and qualifying balance transfers. Earn unlimited CASH BACK when you shop within the Citi(R) Dividend Merchant Network. Go to www.citicards.com and activate your membership. It's fast, easyy and free. The Citi Dividend Card - the only way to earn cash back fast. Account Summary rrevlous (+) Purchases Payments (+) FINANCE ew Balance & Advances F. rrnrii+c rwavrr PURCHASES $4,220.08 $500.00 $100.00 $55 52 $4,675.60 ADVANCES $0.00 $0.00 $0.00 .0 $0.00 TOTAL $4,220.08 $500.00 $100.00 $55.52 $4,675.60 Rate Summary Balance u jec o Finance Charge Periodic Rate Nominal ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4 218.84 345 19 0.04449%(D) 16.240% 16.240% ADVANCES . 0.01093%(D) 3.990% 3.990% Standard Adv $0.00 0.05545%(D) 20.240% 20.240% 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 20588Visit: www.citicards.com 15424180523332267463211096005900 5424 1805 2333 2267 03/28/05 $4632.11 $96.00 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 C tl® Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customrzr Sirvice: 1-800-950-5114 Total credit Line Available credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $15600 $10967 $3000 $3000 $4632.11 Statement/ Amount Over SIOUX FALLS, SD Closing Data Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 03/03/2005 $0.00 + $0.00 + $96.00 = $96 00 Sale Date Post Date Reference Number Activity Since Last Statement . Amount Payments, Credits & Adjustments 2128 44492262 PAYMENT THANK YOU -100.00 Standard Purch 3/03 PURCHASES*FINANCE CHARGEE*PERIODIC RATE 54.94 Balance Transfer - 3/03 PURCHASES*FINANCE CHARGE*PERIODICeRATE 1.57 TRANSFER YOUR HIGH-RATE BALANCES AND SAVE! Enjoy a low 2.990% APR on transferred balances until theyy are paid in full. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5 or more than $50. Check valid until 03/21/05. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billingq cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. Earn CASH BACK on everything with your Citi(R) Dividend Card - 5% on purchases at supermarkets, drugstores & gas stations plus 1% on all other purchases. Also earn cash back on eligible cash advances and qualifying balance transfers. Earn unlimited CASH BACK when you shop within the Citi(R) Dividend Merchant Network. Go to www.citicards.com and activate your membership. It's fast, easy and free. The Citi Dividend Card - the only way to earn cash back fast. PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 77 20588Visit: www.citicards.com } C it l 00 V1 0893 1 MC 4 HARRY LEROY HELM Sale Date Post Date Reference Number Activity Since Last Statement Amount Life happens. But bills like this don't have to. Safeguard this account with Credit Protector! It gives you some financial breathing room when life-changing events interrupt your income or stress your budget. To enroll, call 1-866-842-1732. ***** Great Savings for Our Cardmembers! ***** Let TruGreen ChemLawn(R) put your money to work. Have more green in your wallet and in your lawn! Green Lawns start @ 1-800-232-3990. ***** Great Savings for Our Cardmembers! ***** Termites are a risk for every home. HelP protect your largest investment from termites. Terminix(R) Termite Protection starts @ 1-800-304-5414. Want to receive your billing statement in Spanish? Prefiere recibir su estado de cuenta en Espanol? Llamenos al 1-800-947-9100, o elija su idioma de preferencia en www.citicards.com, modificando su Perfil Personal en la seccion Administrar mi Cuenta. YOU MAY QUALIFY FOR A SPECIAL LOW BALANCE TRANSFER RATE AND OTHER CURRENT ACCOUNT BENEFITS!! Log onto http://balancetransfer.accountonline.com or call 1-800-950-5114 to find out more. Fast Online Card Payments with Click-to-Pay Pay your Citi Card bill online anyytime, day or night. Payments received by fpm EST will post that same business day! Sign-on to citicards.com and choose the Make a Payment menu. Save Time. Save Paper. Sign up for All Electronic. You'll have instant access to your statement online, without that pile of paper. Get an e-mail notice when yyour statement is ready. Register or sign-on to citicards.com and choose Manage My Account. Account Summary Previous + urc ases Payments (+) ]FINANCE = ew Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,675.60 . 000 $100.00 $56.51 $4,632.11 TOTAL $4,675.60 10.00 $0.00 $100.00 0.0 $56.51 $0.00 $4,632.11 Rate Summary Balance Subject to ergo is omina ANNUAL Finance Charge Rate eap ?..?.. ____ PURCHASES Standard Purch Offer 4 ADVANCES Standard Adv $4 193.51 0.04518%(D) 16.490% 16.490% 1495.57 0.01093%(D) 3.990% 3.990% $0.00 0.05614%(D) 20.490% 20.490% 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267459497095005902 5424 1805 2333 2267 04/27/05 $4594.97 7 $95.0 0 0 7""""""""""7 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: at l® 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $15600 $11005 $3000 $3000 $4594.97 SIOUX FALLS, SO Statement/ Amount Over Closing Date Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 04/04/2005 $0.00 + $0.00 + $95.00 = $95.00 Sala Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 3/21 30901448 PAYMENT THANK YOU -100.00 Standard Purch 4/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 61.33 Balance Transfer - Charged To Offer 4 4/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.53 TRANSFER YOUR HIGH-RATE BALANCES AND SAVE! Enjoy a low 2.990% APR on transferred balances until they are paid in full. And, there is no balance transfer fee with the offer described above. Check valid until 05/10/05. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billingg cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Account Summary Previous (+) Purchases (-) aymen s (+) FINANCE ew 7 Balance & Advances & Credits CHARGE Balance Balance PURCHASES ADVANCES $4'6$0 00 0 00 1 $100.00 $6286 . $4,594.97 TOTAL . $4,632.11 . 0.00 $0.00 $100.00 86 $62. $4,594.97 Rate Summary Balance Subject to Finance Charge Periodic Rate omina ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4 179.00 436 73 0.04586%(D) 16.740% 16.740% ADVANCES . 0.01093%(D) 3.990% 3.990% Standard Adv $0.00 0.05682%(D) 20.740% 20.740% acnu YR .Lnl, IV; - 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267455196094005905 C tl® 5424 1805 2333 2267 05/30/05 $4551.96 $94.00 00 V1 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select" Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Avai lable Cash Limit New Balance $15600 $11048 $3000 $3000 $4551 96 Box 6500 SIOUX FALLS, SD Statement/ Amount Over Closing Date Credit Line Past Due Purch/Adv Minimum Due . Minimum Amount Due 57117 05/03/2005 $0.00 + $0.00 + $94.00 = $94.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 4/25 30139428 PAYMENT THANK YOU -1.00.00 Standard Purch 5/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 55.72 Balance Transfer - Charged To Offer 4 5/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.27 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached checkr deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billingq cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Please note that payments must be received by 1:00 p.m., local time, on a bank business day at the payment processing facility that handles your payments, in order to be credited to your account as of that day, and payments must conform to the payment instructions set forth on the reverse side. All conforming payments received at the payment processing facility after that time will e credited as of the following bank business day. Earn CASH BACK on everything with your Citi(R) Dividend Card - 5% on purchases at supermarkets, drugstores & gas stations Plus 1% on all other purchases. Also earn cash back on eligible cash advances and qualifying balance transfers. JtNU MATMLNIJ IO: _ 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sala Date Post Date Reference Number Activity Since Last Statement Amount YOU MAY QUALIFY FOR A SPECIAL LOW BALANCE TRANSFER RATE AND OTHER CURRENT ACCOUNT BENEFITS!! Log onto http://balancetransfer.citicards.com or call 1-800-950-5114 to find out more. Save Time. Save Paper. Sign up for All Electronic. You'll have instant access to your statement online, without that pile of paper. Get an e-mail notice when yyour statement is ready. Register or sign-on to citicards.com and choose Manage My Account. FREE SERVICES FOR CITI CARDMEMBERS. Manage your Citi card account online securely, anytime - whether you want to check your balance, see if a payment was received or pay your bill. Register now at www.citicards.com Fast Online Card Payments with Click-to-Pay Pay your Citi Card bill online anytime, day or night Payments received by lpm EST will post that same business day! Siqn-on to citicards.com and choose the Make a Payment menu. Want to receive your billing statement in Spanish? Prefiere recibir su estado de cuenta en Espanol? Llamenos al 1-800-947-9100, o elija su idioms de preferencia en www.citicards.com, modificando su Perfil Personal en la seccion Administrar mi Cuenta. Account Summary Previous + Purchases Payments + FINANCE N New Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,594.97 $0 00 0.00 0 1 $100.00 $56.99 $4,551.96 TOTAL . $4,594.97 .00 0.00 $0.00 $100.00 $0.00 $56.99 $0.00 $4,551.96 Rate Summary Balance Subject to Finance Charge Periodic Rate Nominal AP ANNUAL R PERCENTAGE RATE PURCHASES Standard Purch Offer 4 $4 189.30 0.04586%(D) 16.740% 16740% . ADVANCES 402.19 0.01093%(D) 3.990% 3 .990% Standard Adv $0.00 0.05682%(D) 20.740% 20.740% .- -TN2N1b IV: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267451355094005901 ®1 5424 1805 2333 2267 06/28/05 $4513.55 $94.00 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citio Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: C tl® 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $15600 $11086 $3000 $3000 $4513 55 BOX 6500 SIOUX FALLS, SO Statement/ Amount Over Purch/Adv Closing Date Credit Line Past Due Minimum Due . Minimum Amount Due 57117 06/03/2005 $0.00 + $0.00 + $94.00 = $94.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 5/23 31087042 PAYMENT THANK YOU -100.00 Standard Purch 6/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 60.37 Balance Transfer - Charged To Offer 4 6/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1,22 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached checks deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Account Summary Previous (+) Purchases (-) Payments (+) FINANCE (=) New Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,5$51.96 0 00 0 00 1 $100.00 $61 59 $4 5 TOTAL $4,551.96 . 0.00 $0.00 $100.00 $61.59 $0.00 $4,513.55 Rate Summary Balance Subject to Finance Charge ergo Ic Rate Nominal P ANNUAL A R PERCENTAGE RATE PURCHASES Standard Purch Offer 4 $4 183.46 359 63 0.04655%(D) 16.990% 16.990% ADVANCES . 0.01093%(D) 3.990% 3.990% Standard Adv $0.00 0.05751%(D) 20.990% 20.990% ?LNV PATMLN15 IO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267448586093005908 5424 1805 2333 2267 07/28/05 $4485.86 $93.00 7m7 00 V1 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C tl® 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $17100 $12614 $3000 $3000 $4485.86 BOX 6500 SIOUX FALLS, SD Statement/ Amount Over Closing Date Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 07/05/2005 $0.00 + $0.00 + $93.00 = $93.00 Sap Date Post Date Reference Number Activity Since Last Statement Amount Payvents, Credits & Adjustments 6/27 32422252 PAYMENT THANK YOU -95.00 Standard Purch 7/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE Balance Transfer - Charged To Offer 4 7/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE TRANSFER YOUR HIGH-RATE BALANCES AND SAVE! Enjoy a low 6.990% APR on transferred balances until they are paid in full. And, there is no balance transfer fee with the offer described above. Check valid until 08/05/05. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billingq types to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. leastu$50, callDus atl1-866-676-4672 obalance t is at www.citicards.com, so that we may send you ao check. Congratulations on your recent credit line increase! Please note your new total credit line. MasterCard has extended coverage for the following benefits: Purchase Assurance, Extended Warranty, Travel Assistance Services and MasterRental. For further information regarding these benefits, please call Customer Service. YOU MAY QUALIFY FOR A SPECIAL LOW BALANCE TRANSFER RATE AND OTHER CURRENT ACCOUNT BENEFITS!! Log onto httg•//balancetransfer.citicards.com or call 1-800-950-5114 to find out more. 66.18 1.13 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM c ti® Sala Date Post Date Reference Number Activity Since Last Statement Amount Earn CASH BACK on everything with your Citi(R) Dividend Card - 5% on purchases at supermarkets, drugstores & gas stations plus 1% on all other purchases. Also earn cash back on eligible cash advances and qualifying balance transfers. Earn unlimited CASH BACK when you shop within the Citi(R) Dividend Merchant Network. Go to www.citicards.com and activate your membership. It's fast, easy o free. The Citi Dividend Card - the only way to earn cash back fast. FREE SERVICES FOR CITI CARDMEMBERS. Manage your Citi card account online securely, anytime - whether you want to check your balance, see if a payment was received or pay your bill. Register now at www.citicards.com Account Summary revious + Purchases Payments + FINANCE = New Balance & Advances & Credits CHARGE Balance PURCHASES $4,513.55 $0.00 $95.00 $67.31 $4 485.86 ADVANCES $0.00 $0.00 $0.00 $0.00 , $0.00 TOTAL $4,513.55 $0.00 $95.00 $67.31 $4,485.86 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch Offer 4 $4 195.53 323 92 0.04929%(D) 0 0 17.990% 17.990% ADVANCES . . 1093%(D) 3.990% 3.990% Standard Adv $0.00 0.05751%(D) 20.990% 20.990% btNU rAYMtN]b IQ: TT PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 25424180523332267495407103005905 5424 1805 2333 2267 08/29/05 $4954.07 $103.00 1 7?7 00 V1 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C tI Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer S*rvico. 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $17100 $12145 $3000 $3000 $4954.07 Box 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closing Date Credit Line Past Due Minimum Due Amount Due 57117 08/03/2005 $0.00 + $0.00 + $103.00 = $103.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 7/25 36358370 PAYMENT THANK YOU -95.00 Standard Purch 8/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 60.76 Balance Transfer - Charged To Offer 4 8/03 PURCHASES*FINANCE CHAR GE*PERIODIC RATE .92 Balance Transfer -Charged To Offer 7 S 7/19 7/19 AL XFER CHECK # 1143 00085583 500.00 8/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.53 TRANSFER YOUR HIGH-RATE BALANCES AND SAVE! Enjoy a low 2.990% APR on transferred balances until they are paid in full. And, there is no balance transfer fee with the offer described above. Check valid until 09/17/05. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billingg cylles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Get the first 30 days of optional Citibank Credit Protector Free when you enroll today! Read the enclosed insert, then simply sign as indicated in the lower left-hand corner of your billing statement coupon. Remember to return the coupon with your payment. GOING AWAY THIS SUMMER? NO NEED TO FORWARD YOUR MAIL. Sign up for Online Statements. Get instant access to your statement online, get an e-mail notice when your statement is ready. Sign up for All-E. Sign-on to www.citicards.com SEND PAYMENTS TO: - - 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267491644102005900 5424 1805 2333 2267 09/27/05 $4916.44 $102.00 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C tl® Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customor Sorvico: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $17100 $12183 $3000 $3000 $4916.44 Statement/ Amount Over SIOUX FALLS, SO Closing Date Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 09/02/2005 $0.00 + $0.00 + $102.00 = $102 00 Sale Date Post Date Reference Number Activity Since Last Statement . Amount Payments, Credits & Adjustments 8/22 34277114 PAYMENT YOU -105.00 Standard urch 9/02 PURCHASESPFINANCE CHARGE*PERIODIC RATE q 63.64 Balance Transfer - 9/02 PURCHASES*FINANCE CHARGE*PERIODICeRATE .84 Balance Transfer - Charged To Offer 7 9/02 PURCHASES*FINANCE CHARGE*PERIODIC RATE 2,89 CASH WHEN YOU NEED IT It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. Account Summary Previous + Purchases Payments + FINANCE ew Balance & Advances r,. rro,tt+e r ueor-c PURCHASES ADVANCES TOTAL $4,954.07 $0.00 $4,954.07 0.00 $105.00 $67.37 $4,916.44 0.00 $0.00 $0.00 $0.00 0.00 $105.00 $67.37 $4,916.44 Rate Summary Balance Subject to Finance Charge Periodic Rate Nominal ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4 187.33 0.05066%(D) 18.490% 18 490% Offer 7 255.04 502 31 0.01093%(D) 0 01915% D 3.990% . 3.990% ADVANCES . . ( ) 6.990% 6.990% Standard Adv $0.00 0.05888%(D) 21.490% 21.490% 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267488729101005905 7 5424 1805 2333 2267 10/27/05 7$4887.29 7 $101.00 00 12 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 c tl® Citi' Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Avai lable Cash Limit New Balance BOX 6500 $17100 $12212 $3000 $3000 $4887.29 Statement/ Amount Over Sioux FALLS, SO Closing Date Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 10/04/2005 $0.00 + $0.00 + $101.00 = $101.00 Sale Date Post Data Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 9/26 36709262 PAYMENT THANK YOU -10Z.00 Standard Purch 10/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 68.99 Balance Transfer - Charged To Offer 4 10/04 PURCHASES*FINANCE CHAR GE*PERIODIC RATE ,77 Balance Transfer - Charged To Offer 7 10104 PURCHASES*FINANCE CHARGE*PERIODIC RATE 3.09 ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Important Information About Your Account. Please see enclosed Notice of Change in Terms and Right to Opt Out for important changes to your Card Agreement. Please see the enclosed privacy notice for important information. Life happens. But bills like this don't have to. Safeguard this account with Credit Protector! It gives you some financial breathing room when life-changgin events interrupt your income or stress your budget. To enroll, call 1-86b-818-3435. Earn unlimited CASH BACK when you shop within the Citi(R) Dividend Merchant Network. Go to www.citicards.com and activate your membership. It's fast, easy and free. The Citi Dividend Card - the only way to earn cash back fast. Help protect your account! Monitor your charges before your statement arrives and ensure that no one is purchasing on your card but you. Sign in or register at www.citicards.com Remove sensitive information from the mail! Sign up for statements online only. Get instant access to your statements online, get email notice when your statement is ready. Safe and convenient. Sign on at www.citicards.com and enroll. SEND PAYMENTS TO: ?7 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com ® a ti 00 12 0893 1 MC 4 HARRY LEROY HELM Sale Date Post Date Reference Number Activity Since Last Statement Amount YOU MAY QUALIFY FOR A SPECIAL LOW BALANCE TRANSFER RATE AND OTHER CURRENT ACCOUNT BENEFITS!! Log onto http://balancetransfer.citicards.com or call 1-800-950-5114 to find out more. Want to receive your billing statement in Spanish? Prefiere recibir su estado de cuenta en Espanol. Llamenos al 1-800-947-9100, o elija su idioma de preferencia en www.citicards.com, modificando su Perfil Personal en la seccion Administrar mi Cuenta. Fast Online Card Payments with Click-to-Pay. Pay your Citi Card bill online anytime, day or night. Payments received by lpm EST will post that same business day! Sign-on to citicards.com and choose the Make a Payment menu. Never Put Your Credit Card Number Online Again. Virtual Account Numbers gives you a random number to use in place of your Citi card number for every online purchase - it's easier than ever - and free. Get started today at www.virtual33.citicards.com Account Summary Previous (+ Purchases aymen s + New Balance & Advances it rrn'li+e rueor-c .,_,. PURCHASES ADVANCES TOTAL $4,916.44 $0.00 $4,916.44 $0.00 $102.00 $72.85 $4,887.29 $0.00 $0.00 $0.00 $0.00 $0.00 $102.00 $72.85 $4,887.29 Rate Summary Balance Subject to Finance Charge Periodic Rate Nominal ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4 199.25 220 24 0.05134%(D) 18.740% 18.740% Offer 7 ADVANCES . 503.57 0.01093%(D) 0.01915%(D) 3.990% 6.990% 3.990% 6.990% Standard Adv $0.00 0.05956%(D) 21.740% 21.740% 7 PLEASE^REFER-TO-THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. T Visit: www.citicards.com 15424180523332267485187101005909 75424 1805 2333 2267 11/28/05 $4851.87 $101.00 7= 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: C tl® 1-800-950-5114 Total Credit Line Available credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $17100 $12248 $3000 $3000 $4851.87 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closlnq Data Credit Line Past Due Minimum Due Amount Due 57117 11/02/2005 $0.00 + $0.00 + $101.00 = $101.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount YOU & Adjustments 10/17 35990248 PAYMENT Payments, Credits -101.00 Standard rch 11/02 PURCHASES*PFINANCE CHARGE*PERIODIC RATE 62.22 Balance Transfer - q e 11102 PURCHASES*FINANCE CHARGE*PERIODIC RATE .57 q Balance Transfer - 11102 * * e PURCHASES FINANCE CHARGE PERIODIC RATE 2.79 ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 15.59 Lifetime Div Dollars Earned 15.59 Bonus Cash Back may take one to two billing cycles to appear on Please refer to the ifi your statement. spec c terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Earn unlimited CASH BACK when you shop within the Citi(R) Dividend Merchant Network. Go to www.citicards.com and activate your membership. It's fast, easy and free. The Citi Dividend Card - the only way to earn cash back fast. Pay your Citi credit card bill online anytime. It's easy, secure and free. Plus, you can schedule payments in advance or pa by lpm EST to post the same business day! Sign-on to citicards.com and select Make a Payment. Account Summary Previous + Balan Purchases Payments _ __M+1NANCE ew ce & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,887.29 $0 00 0.00 $101.00 $65 58 . $4 ,851.87 TOTAL . $4,887.29 0.00 10.00 $0.00 $101.00 $65.58 $0.00 $4,851.87 Rate Summary Balance u lec o Finance Charge Periodic Rate Nominal ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4 178.71 0.05134%(D) 18.740% 18 740% Offer 7 178.46 502.63 0.01093%(D) 0 01915% D 3.990% . 3.990% ADVANCES . ( ) 6.990% 6.990% Standard Adv $0.00 0.05956%(D) 21.740% 21.740% SEND PAYMENTS TO: PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 77 Visit: www.citicards.com 25424180523332267491782165005900 5424 1805 2333 2267 12/29/05 $4917.82 $165.00 - 77 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 a ti Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $17100 $12182 $3000 $3000 $4917.82 Statement/ Amount Over Sioux FALLS, SD Closing Data Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 12/05/2005 $0.00 + $0.00 + $165.00 = $165.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 11/30 32573406 PAYMENT THANK YOU -110.00 Standard Purch 12/05 MEMBERSHIP FEE DEC 05-NOV 06 12/05 LATE FEE - NOV PAYMENT PAST DUE 11/03 11/03 547S7T00 PROPL20872360 800-338-3815 WY 12/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE Balance Transfer - Charged To Offer 4 12/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE Balance Transfer - Charged To Offer 7 12/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 15.59 Base Div Dollars Earned 0.60 Total Div Dollars Earned this period 0.60 Total Div Dollars Available 16.19 Lifetime Div Dollars Earned 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Your late fee was based on your account balance as of the payment due date (11/28/05), which was $4,911.82. HAPPY HOLIDAYS FROM ALL OF US AT CITI! We'd like to take a moment to thank you for being a Citi Card member and let you know that we appreciate your business. Warmest wishes for the upcoming year. If you default on any Card Agreement, your rate may increase. The new rate will be the Prime Rate plus up to 23.990%, based on the nature of defaults and performance indications. These rates apply to your account at the time this statement was printed. YOU MAY QUALIFY FOR A SPECIAL LOW BALANCE TRANSFER RATE AND OTHER CURRENT ACCOUNT BENEFITS!! Log onto http://balancetransfer.citicards.com or call 1-800-950-5114 to find out more. KEEP TRACK OF YOUR HOLIDAY SPENDING! Stay on top of your purchases and available credit on your Citi credit card this holiday season. Sign-on at citicards.com today and view your account summary anytime, anywhere. 0.00 39.00 59.95 73.25 57 3.18 -- MATMLn15 TO: -- 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sale Date Post Date Reference Number Activity Since Last Statement Amount Life happens. But bills like this don't have to. Safeguard this account with Credit Protector! It gives you some financial breathing room when life-changing events interrupt your income or stress your budget. To enroll, call 1-866-556-1633. Earn unlimited CASH BACK when you shop within the Citi(R) Dividend Merchant Network. Go to www.citicards.com and activate your membership. It's fast, easy and free. The Citi Dividend Card - the only way to earn cash back fast. Want to receive your billing statement in Spanish? Prefiere recibir su estado de cuenta en Espanol? Llamenos al 1-800-947-9100, o eli a su idioma de preferencia en www.citicards.com, modificando su Perfil ?ersonal en la seccion Administrar mi Cuenta. Pay your Citi credit card bill online anytime. It's easy, secure and free. Plus, you can schedule payments in advance or pay by lpm EST to post the same business day! Sign-on to clticards.com and select Make a Payment. Remove sensitive information from the mail! Sign up for statements online only. Get instant access to your statements online, get email notice when your statement is ready. Safe and convenient. Sign on at www.citicards.com and enroll. Account Summary revious Balance + Purchases & Advances Payments & Credits + FINANCE CHARGE = New PURCHASES ADVANCES $4,851.87 $0 00 $98.95 $0 00 $110.00 $7700 . Balance $4,917.82 TOTAL . $4,851.87 . $98.95 $110.00 00 $$7. $4,917.82 Rate Summary Balance Subject to Finance Charge Periodic Rate Nominal ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4 266.43 0.05203%(D) 18.990% 18.990% Offer 7 158.89 503.83 0.01093%(D) 0 01915%(D) 3.990% 6 99 3.990% ADVANCES . . 0% 6.990% Standard Adv $0.00 0.06025%(D) 21.990% 21.990% TT -11. -1-1- Iv. - PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267482403119215908 C tl7 ® 7- 00 542805 2333 2267 54824.03 $11.21 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $17100 $12275 $3000 $3000 $4824.03 Statement/ Amount Over SIOUX FALLS, SO Closing Date Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 01/04/2006 $0.00 + $0.00 + $119.21 = $119 21 Sale Date Post Date Reference Number Activity Since Last Statement . Amount Credits & Adjustments 12/26 32650406 -165.00 Standard Purch 1104 PURCHASES*FINANCE CHARGEqE*PERIODIC RATE 68.01 Balance Transfer - Char To Ofr 4 1104 PURCHASES*FINANCE CHARGE*ePERIODICeRATE .31 Balance Transfer - Charged To Offer 7 1104 PURCHASES*FINANCE CHARGE*PERIODIC RATE 2,89 PAYMENT ALERT: To avoid a late fee, please get your payment to us by the cutoff time on the due date shown on your billing statement. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 16.19 Lifetime Div Dollars Earned 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Pay your Citi credit card bill online anytime. It's easy, secure and free. Plus, you can schedule payments in advance or pa by lpm EST to post the same business day! Sign-on to citicards.com and select Make a Payment. Account Summary Previous Balance + urc ases & Advances Payments & Credits + CHARGE New PURCHASES ADVANCES $4,917.82 $0 00 0.00 $165.00 0.21 $ Balance $4,824.03 TOTAL . $4,917.82 0.00 10.00 $0.00 $165.00 $71.21 $0.00 $4,824.03 Rate Summary a ance Subject to Finance Charge ergo is Rate Nominal ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4,300.77 0.05271%(D) 19.240% 19 240% Offer 7 $93.02 $503.52 0.01093%(D) 0 01915%(D) 3.990% 6 . 3.990% ADVANCES . .990% 6.990% Standard Adv $0.00 0.06093%(D) 22.240% 22,240% -- --LNIo IV: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267477256115535902 5424 1805 2333 2267 02/27/06 $4772.56 $115.53 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card C ti Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $17100 $12327 $3000 $3000 $4772.56 SIOUX FALLS, SD Statement/ closlnq Date Amount Over Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 02/02/2006 $0.00 + $0.00 + $115.53 = $115 53 Sale Date Post Date Reference Number Activity Since Last Statement . Amount Payments, Credits & Adjustments 1/25 31472402 PAYMENT THANK YOU -120.00 Standard Purch 2102 PURCHASES*FINANCE CHARGE*PERIODIC RATE 65.69 Balance Transfer - Charged To Offer 4 2102 PURCHASES*FINANCE CHARGEE*PERIODIC RATE ,07 Balance Transfer - Chard To Ofr 7 2102 PURCHASES*FINANCE CHARGE*PERIODICeRATE 2.77 ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 16.19 Lifetime Div Dollars Earned 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Life happens. But bills like this don't have to. Safeguard this account with Credit Protector! It gives you some financial breathing room when life-changing events interrupt your income or stress your budget. To enroll, call 1-866-842-1817. Account Summary Previous + urc ases Payments (+) FINANCE ew Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,824.03 $0 00 0.00 1 $120.00 . $68 53 $4,772.56 TOTAL . $4,824.03 0.00 0.00 $0.00 $120.00 $68.53 $0.00 $4,772.56 Rate Summary a ante u let to Finance Charge Periodic Rate om na ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4,297.68 $23 56 0.05271%(D) 19.240% 19.240% Offer 7 . $498.68 0.01093%(D) 0 01915%(D) 3.990% 3.990% ADVANCES . 6.990% 6.990% Standard Adv $0.00 0.06093%(D) 22.240% 22.240% i, PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT 101 PAYMENT INFORMATION. Visit: www.citicards.com 25424180523332267472591116355907 5424 1805 2333 2267 03/28/06 $4725.91 7$716,375 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select" Card Account Number 5424 1805 2333 2267 Customer Service: C ti 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $17100 $12374 $3000 $3000 $4725.91 SIOUX FALLS, SO Statement/ Amount Over Closing Date Credit Line Past Duo Purch/Adv Minimum Due Minimum Amount Due 57117 03/03/2006 $0.00 + $0.00 + $116.35 = $116.35 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 2/27 81335102 PAYMENT THANK YOU -116.00 Standard Purch 3/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 66.68 Balance Transfer - Charged To Offer T 3/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 2,67 ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 16.19 Lifetime Div Dollars Earned 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. OPT FOR PAPERLESS STATEMENTS! Get an email notice when your statement is ready see it instantly. ENROLL NOW AND GET A $5 STATEMENT CREDIT. Sign-up for helpful alerts to remind you when your payment is due. Go to citicards.com Earn CASH BACK on everything with your Citi(R) Dividend Card. 5% on purchases at supermarkets, drugstores & aS stations plus 1% on all other purchases. Also earn cash back on eligible cash advances and qualifying balance transfers. Account Summary Previous + Purchases Payments (+) FINANCT- ew (=) N Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,7$72.56 0 00 0 1 $116.00 $69.35 $4,725.91 TOTAL $4,772.56 .00 0.00 $0.00 $116.00 $0.00 $69.35 $0.00 $4,725.91 Rate Summary Balance Subject to Finance Charge Periodic Rate omina ANNUAL PURCHASES APR PERCENTAGE RATE Standard Purch Offer 4 $4,305.56 $0 00 0.05340%(D) 0 19.490% 19.490% Offer 7 . $480.41 .01093%(D) 0.01915%(D) 3.990% 6 990% 3.990% ADVANCES . 6.990% Standard Adv $0.00 0.06162%(D) 22.490% 22.490% SEND PAYMENTS T0: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267468299123085909 I0? 5424 1805 2333 22671104/27/061 $4682.99 $123.08 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: C tl® 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $17100 $12417 $3000 $3000 $4682.99 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Due 57117 04/04/2006 $0.00 + $0.00 + $123.08 = $123.08 Sale Date Post Date Reference Number Activity Since Last Statement Amount Pay vents, Credits IS Adjustments 3/27 82032366 PAYMENT THANK YOU -120.00 Standard Purch 4/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 74.47 Balance Transfer - Charged To Offer 7 4/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 2.61 ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 16.19 Lifetime Div Dollars Earned 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Pay your Citi credit card bill online anytime. It's easy, secure and free. Plus, you can schedule payments in advance or pay by 5pm EST to post the same business day! Sign-on to citlcards.com and select Make a Payment. Life happens. But bills like this don't have to. Safeguard this account with Credit Protector! It gives you some financial breathing room when life changing events interrupt your income or stress your budget. To enroll, call 1-888-863-8407. Account Summary Previous (+) Purchases (-) Payments (+) FINANCE =) New Balance & Advances & Credits CHARGE Balance PURCHASES $4,725.91 0.00 $120.00 $77.08 $4 68299 ADVANCES $0.00 0.00 1 $0.00 $0.00 , $0.00 TOTAL $4,725.91 0.00 $120.00 $77.08 $4,682.99 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch Offer 7 $4 303.04 1426 50 0.05408%(D) 19.740% 19.740% ADVANCES . 0.01915%(D) 6.990% 6.990% Standard Adv $0.00 0.06230%(D) 22.740% 22.740% SEND PAYMENTS TO: - 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267462850115515901 C tl7 ® 5424 71805 2333 2267 =05/29/06 $4628.50 $115.51 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $17100 $12471 $3000 $3000 $4628.50 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closing Date Credit Line Past Due Mlnlmum Due Amount Due 57117 05/03/2006 $0.00 + $0.00 + $115.51 = $115.51 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 4/24 80804242 PAYMENT THANK YOU -124.00 Standard Purch 5/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 67.44 Balance Transfer - Charged To Offer 7 5/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 2.07 ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. SAVE TIME. SAVE PAPER. You'll have instant access to your statement online, without that pile of paper. Get an email notice when your statement is ready. Register at citicards.com and choose Manage My Account. MANAGE YOUR ACCOUNT ONLINE-FREE, EASY & SECURE! View your statement, recent purchases, and balance; pay your bill and sign-up for customized email alerts about your account. Do all this and more! Register at citicards.com Earn unlimited CASH BACK when you shop within the Citi(R) Dividend Merchant Network. Go to www.citicards.com and activate your membership. It's fast, easy and free. The Citi Dividend Card - the only way to earn cash back fast: Account Summary Previous +) Purchases ( Payments (+) FINANCE (=) New Balance & Advances & Credits CHARGE Balance PURCHASES $4,682.99 0.00 $124.00 $6951 . $4 62850 . ADVANCES $0.00 0.00 1 $0.00 , TOTAL $4,682.99 0.00 $124.00 $69. 51 50 $4,628. Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE Standard Purch $4 300.42 0.05408%(D) 19.740% 19.740% Offer 7 $373.44 0.01915%(D) 6.990% 6.990% ADVANCES Standard Adv $0.00 0.06230%(D) 22.740% 22.740% SEND PAYMENTS TO: -- ?? PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267458826124765907 $4588.26 $124.76 7 5424 71805 2333 2267 =6 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select" Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 c ti® Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $17100 $12511 $3000 $3000 $4588.26 BOX 6500 Statemeni/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closing Date Credit Line Past Due Minimum Due Amount Due 57117 06/05/2006 $0.00 + $0.00 + $124.76 = $124.76 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 5/25 84151090 PAYMENT THANK YOU -120.00 Standard Purch 6/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 77.71 Balance Transfer - Charged To Offer 7 6/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 2.05 ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Important Information About Your Account Please see the enclosed Notice of Change in Terms and Right to Opt Out for important changes to your Card Agreement. Note: Effective 09/01/2006, MasterRental Insurance coverage is not available in Ireland, Israel, or Jamaica. Please see enclosed insert or website below for details. Contact 1-800-MC-ASSIST with questions. http://www.citibank.com/us/cards/mstr-rntl.htm Earn CASH BACK on everything with your Citi(R) Dividend Card -- 5% on purchases at supermarkets, drugstores & gas stations plus 1% on all other purchases. Also earn cash back on eligible cas h advances and qualifying balance transfers. Account Summary Previous (+ Purchases -) Payments (+) FINANCE New Balance & Advances & Credits CHARGE Balance PURCHASES $4,628.50 $0.00 $120.00 $79.76 $4 588.26 ADVANCES $0.00 $0.00 $0.00 $0.00 , $0.00 TOTAL $4,628.50 $0.00 $120.00 $79.76 $4,588.26 Rate Summary Balance Subject to erlo Ic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch Offer 7 $4 299.65 0.05477%(D) 19.990% 19.990% 323.95 0.01915%(D) 6.990% 6.990% ADVANCES Standard Adv $0.00 0.06299%(D) 22.990% 22.990% ?LNU PATMLNI5 TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267453647118215906 I? 5424 1805 2333 2267 07/28/06 $4536.47 $00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA Citi® Dividend Platinum Select® Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 1000*41 C tl® Account Number 5424 1805 2333 2267 Customer Service. 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $17100 $12563 $3000 $3000 $4536.47 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Duo 57117 07/05/2006 $0.00 + $0.00 + $118.21 = $118.21 Sale Date Post Date Reference Number Activity Since Last Statement Amount Paycents, Credits & Adjustments 6/26 85629300 PAYMENT THANK YOU -125.00 Standard Purch 7/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 71.62 Balance Transfer - Charged To Offer 7 7/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.59 ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Please see enclosed privacy notice for important information. MANAGE YOUR ACCOUNT ONLINE-FREE, EASY & SECURE! View your statement, recent purchases, and balance: pay your bill and sign-up for customized email alerts about your account. Do all this and more! Register at citicards.com want to receive your billing statement in Spanish? Para recibir su estado de cuenta en Castellano, por favor flame al 1-800-947-9100, o visite www.tarjetasciti.com y elija su idioma modificando su Perfil Personal en Administrar mi Cuenta." Account Summary Previous (+) Purchases ( } Payments (+ FINANCE (_} New Balance & Advances & Credits CHARGE Balance PURCHASES $4,588.26 0.00 $125.00 $73.21 $4 536.47 ADVANCES $0.00 0.00 1 $0.00 $0.00 , $0.00 TOTAL $4,588.26 0.00 $125.00 $73.21 $4,536.47 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGF RATF NUHLHAJtJ ---- Standard Purch $4 305.50 0.05545%(D) 20.240% 20.240% Offer 7 $276.55 0.01915%(D) 6.990% 6.990% ADVANCES Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267448698114515904 5424 1805 2333 2267 08/28/06 $4486.98 $114.51 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C tl® Citi® Dividend Platinum Select" Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $17100 $12613 $3000 $3000 $4486.98 Box 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum out Amount Due 57117 08/03/2006 $0.00 + $0.00 + $114.51 = $114.51 Sale Date Post Date Reference Number Activity Since Last Statement Amount Paygents, Credits & Adjustments 7/27 86590036 PAYMENT THANK YOU -120.00 Standard Purch 8/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 69.22 Balance Transfer - Charged To Offer 7 8/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.29 ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Pay your Citi credit card bill online anytime. It's easy, secure and free. Plus, you can schedule payments in advance or pay by 5pm ET on a weekday to post the same day! Sign-on to clticards.com and select Make a Payment. KEEP TRACK OF YOUR BACK-TO-SCHOOL SPENDING. Stay on top of your purchases and available credit on your Citi credit card so you can manage your account wisely. Sign-on at citicards.com and view your account summary anytime, anywhere. Account Summary revious (+ Purchases (-) Payments +) PINANCE (=) New Balance & Advances & Credits CHARGE Balance PURCHASES $4,536.47 0.00 $120.00 $70.51 $4 48698 ADVANCES $0.00 0.00 1 $0.00 $0.00 , $0..00 TOTAL $4,536.47 0.00 $120.00 $70.51 $4,486.98 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch Offer 7 $4 304.33 233 13 0.05545%(D) 20.240% 20.240% ADVANCES . 0.01915%(D) 6.990% 6.990% Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SEND PAYMENTS TO: -- 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267445198124005908 5424 1805 2333 2267 09/28/06 $4451.98 $124.00 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C ti® Citi® Dividend Platinum Select" Card Account Number 5424 1805 2333 2267 Customer Sorvict. 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $17100 $12648 $3000 $3000 $4451.98 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closing Date Credit Line Past Due Minimum Due Amount Due 57117 09/05/2006 $0.00 + $0.00 + $124.00 = $124.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 8/28 80741408 PAYMENT THANK YOU -115.00 Standard Purch 9/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 78.82 Balance Transfer - Charged To Offer 7 9/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.18 ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. If you have not received your new card, please call the Customer Service number on this statement. Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. Account Summary Previous (+ Purchases ( } Payments t) FINANCE (_) New Balance & Advances & Credits CHARGE Balance PURCHASES $4,486.98 $0.00 $115.00 $80.00 $4 451.98 ADVANCES $0.00 $0.00 $0.00 $0.00 , $0.00 TOTAL $4,486.98 $0.00 $115.00 $80.00 $4,451.98 Rate Summary Balance Subject to Periodic No;;Inal ANNUAL Finance Charge Rate APR PERCENTAGE RATE KLNAJtS -- -- tandard Purch $4 307.59 0.05545%(D) 20.240% 20.240% ffer 7 $186.85 0.01915%(D) 6.990% 6.990% VANCES tandard Adv $0.00 0.06367%(D) 23.240% 23.240% SENU PAYMENTS TO: - 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267439696112985906 C ti® ¦?¦•¦ 5424 1805 2333 2267 10/27/06 $4396.96 $112.98 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $17100 $12703 $3000 $3000 $4396.96 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closing Data Credit Line Past Due Minimum Due Amount Due 57117 10/04/2006 $0.00 + $0.00 + $112.98 = $112.98 sale Date Post Date Reference Number Activity Since Last Statement Amount Paygents, Credits & Adjustments 9/25 86259465 PAYMENT THANK YOU -125.00 Standard Purch 10/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 69.21 Balance Transfer - Charged To Offer 7 10104 PURCHASES*FINANCE CHARGE*PERIODIC RATE .77 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.00 Total Div Dollars Earned this period 0.00 Total Div Dollars Available 16.19 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. REMINDER: You may be assessed an over-the-credit-line fee if your account balance exceeds your credit line at any time during the billing period. Use your Citi card to receive $10 off your first 20 lb. gift box of Al's Family Farms Florida Citrus! Navels, grapefruits or mixed. Reg: $34.95, intro price $24.95 plus s&h. To order: 1-866-743-6277, Dept. 07X, or www.enjoycitrus.com Previous (+) Purchases (-) Payments (+ FINANCE _) New Account Summary Balance & Advances & Credits CHARGE Balance PURCHASES $4,451.98 $0.00 $125.00 $69.98 $4,396.96 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,451.98 $0.00 $125.00 $69.98 $4,396.96 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch Offer 7 $4 304.13 $ 0.05545%(D) 20.240% 20.240% 138.61 0.01915%(D) 6.990% 6.990% ADVANCES Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267501064178735900 C tl® 5424 1805 2333 2267 11/27/06 $5010.64 $178.73 00 V1 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $19400 $14389 $3000 $3000 $5010.64 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Out Amount Due 57117 11/02/2006 $0.00 + $0.00 + $178.73 = $178.73 Sale Date Post Date Reference Number Activity Since Last Statement Amount 0 30 Paycents, Credits & Adjustments 5 1 / 86 44049 PAYMENT THANK YOU -125.00 Standard Purch 11/02 LATE FEE - OCT PAYMENT PAST DUE 39.00 10/24 10/24 TOOJ*000 IDENTITY MONITOR 866-279-9637 DE 9.95 11102 PURCHASES*FINANCE CHARGE*PERIODIC RATE 69.40 Balance Transfer - Charged To Offer 4 10/16 10/16 00111199 BAL XFER CHECK b 1199 600.00 11102 PURCHASES*FINANCE CHARGE*BAL TRANS FEE 18.00 11/02 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.77 Balance Transfer - Charged To Offer 7 11102 PURCHASES*FINANCE CHARGE*PERIODIC RATE .56 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.19 Base Div Dollars Earned 0.10 Total Div Dollars Earned this period 0.10 Total Div Dollars Available 16.29 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Your late fee was based on your account balance as of the payment due date (10/27/06), which was $5,006.91. Each Balance Transfer is subject to a one-time transaction fee. This fee may cause your Annual Percentage Rate to exceed the nominal Annual Percentage Rate listed on this statement. Congratulations on your recent credit line increase! Please note your new total credit line. Use your Citi card to receive $10 off your first 20 lb. gift box of Al's Family Farms Florida Citrus! Navels, grapefruits or mixed. Reg: $34.95, intro price $24.95 plus s&h. To order: 1-866-743-6277, Dept. 07X, or www.enjoycitrus.com SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM c ti® Sale Date Post Date Reference Number Activity Since Last Statement Amount Account Summary Previous Balance + Purchases & Advances Payments 6 Credits + FINANCE CHARGE N New Balance PURCHASES $4,396.96 $648.95 $125.00 $89.73 $5,010.64 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,396.96 $648.95 $125.00 $89.73 $5,010.64 Rate Summary Balance Subject to Periodic Nominal Finance Charqe Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4 315.58 0.05545%(D) 20.240% 20.240% Offer 4 372.93 0.01641%(D) 5.990% 39.540% Offer 7 101.31 0.01915%(D) 6.990% 6 990% ADVANCES . Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SENU PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267501798130735900 C ti 5424 1805 2333 2267 12/28/06 $5017.98 $130.73 00 V1 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Services: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Avail able Cash Limit New Balance $19400 $14382 $3000 $3000 $5017.98 Box 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closing Date Credit Line Past Due Minimum Due Amount Due 57117 12/04/2006 $0.00 + $0.00 + $130.73 = $130.73 Sale Date Post Date Reference Number Activity Since Last Statement Amount Paygents, Credits & Adjustments 11/16 85064085 PAYMENT THANK YOU -178.73 Standard Purch 12104 MEMBERSHIP FEE DEC 06-NOV 07 0.00 11124 11124 POKY*000 IDENTITY MONITOR 866-279-9637 DE 9.95 11/25 11/25 HMPJBJ16 BELLE JEWELERS CHAMERSBURG PA 95.39 12104 PURCHASES*FINANCE CHARGE*PERIODIC RATE 77.48 Balance Transfer - Charged To Offer 4 12/04 PURCHASES*FINANCE CHAR GE*PERIODIC RATE 2.92 Balance Transfer - Charged To Offer 7 12/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE .33 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 16.29 Base Div Dollars Earned 1.05 Total Div Dollars Earned this period 1.05 Total Div Dollars Available 17.34 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. If you default on any Card Agreement, your rate may increase. The new rate will be the Prime Rate plus up to 23.990%, or up to 28.990%, whichever is greater. These rates apply to your account at the time this statement was printed. SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C ti ® Sale Date Post Date Reference Number Activity Since Last Statement Amount Account Summary Previous Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE N New Balance PURCHASES $5,010.64 $105.34 $178.73 $80.73 $5 017 98 ADVANCES TOTAL $0.00 $5,010.64 $105.34 $178.73 $80.0730 , . $5,0$70,98 Rate Summary Balance Subject to erio is Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch Offer 4 $4 366.77 $556 67 0.05545%(D) 20.240% 20.240% Offer 7 . $53.32 0.01641%(D) 0.01915%(D) 5.990% 6 990% 5.990% 6 990% ADVANCES . . Standard Adv $0.00 0.06367%(D) 23.240% 23.240% ... V Y M - L R I b IV: TT PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267497410126175903 C ti® 1 7 5424 1805 2333 2267 01/29/07 $4974.10 $126.17 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Avail able Cash Limit New Balance $19400 $14425 $3000 $3000 $4974.10 BOx 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Due 57117 01/03/2007 $0.00 + $0.00 + $126.17 = $126.17 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 12/28 80613175 PAYMENT THANK YOU -1.31.00 Standard Purch 12/25 12/25 FXB6L300 IDENTITY MONITOR 866-279-9637 DE 9.95 1/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 74.39 Balance Transfer - Charged To Offer 4 1/03 PURCHASES* FINANCE CHARGE*PERIODIC RATE 2.47 Balance Transfer - Charged To Offer 7 1/03 PURCHASES* FINANCE CHARGE*PERIODIC RATE .31 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience Checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Div Dollar Total 17.34 Base Div Dollars Earned 0.10 Total Div Dollars Earned this period 0.10 Total Div Dollars Available 17.44 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Account Summary Previous + Purchases Payments (+) FINANCE = New Balance & Advances & Credits CHARGE Balance PURCHASES $5,017.98 9.95 $131.00 $77.17 $4,974.10 ADVANCES $0.00 0.00 1 $0.00 $0.00 $0.00 TOTAL $5,017.98 9.95 $131.00 $77.17 $4,974.10 Rate Summary 5a lance Subject to Finance Charge Periodic Rate Nominal APR PERCENTAGE RATE PURCHASES Standard Purch $4 471.99 0.05545%(D) 20.240% 20.240% Offer 4 1502.73 0.01641%(D) 5.990% 5.990% Offer 7 $53.33 0.01915%(D) 6.990% 6.990% ADVANCES Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267493371125665902 C ti® 5424 1805 2333 2267 02/27/07 $4933.71 $125.66 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $19400 $14466 $3000 $3000 $4933.71 Box 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Data Credit Line Past Due Minimum Due Amount Due 57117 02/02/2007 $0.00 + $0.00 + $125.66 = $125.66 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 1/19 83624141 PAYMENT THANK YOU -127.00 Standard Purch 1/23 1/23 OP*S0000 IDENTITY MONITOR 866-279-9637 DE 9.95 2102 PURCHASES*FINANCE CHARGE*PERIODIC RATE 74.19 Balance Transfer - Charged To Offer 4 2102 PURCHASES*FINANCE CHARGE*PER IODIC RATE 2.16 Balance Transfer - Charged To Offer 7 2102 PURCHASES*FINANCE CHARGE*PERIODIC RATE .31 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 17.44 Base Dividend Dollars Earned 0.10 Total Dividend Dollars Earned this period 0.10 Total Dividend Dollars Available 17.54 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Account Summary Previous + Purchases Payments (+) FINANCE = New Balance & Advances & Credits CHARGE Balance PURCHASES $4,974.10 $9.95 $127.00 $76.66 $4,933.71 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,974.10 $9.95 $127.00 $76.66 $4,933.71 Rate Summary Balance Subject to Finance Charge Periodic Rate Nominal APR PERCENTAGE RATE PURCHASES Standard Purch Offer 4 $4 460.01 438 12 0.05545%(D) 20.240% 20.240% Offer 7 . $53.23 0.01641%(D) 0.01915%(D) 5.990% 6.990% 5.990% 6.990% ADVANCES Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267489257126915907 c ti® 5424 1805 2333 2267 03/28/07 $4892.57 $126.91 00 V1 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi"t Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer S*rvict: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $19400 $14507 $3000 $3000 $4892.57 BOX 6500 Statement/ Amount over PurCh/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Due 57117 03/05/2007 $0.00 + $0.00 + $126.91 = $126.91 Sale Data Post Date Reference Number Activity Since Last Statement Amount Payvents, Credits & Adjustments 2/14 81632251 PAYMENT THANK YOU 130.00 Standard Purch 2122 2122 CIYCZVOO IDENTITY MONITOR 866-279-9637 DE 9.95 3/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 76.67 Balance Transfer - Charged To Offer 4 3/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.92 Balance Transfer - Charged To Offer 7 3/05 PURCHASES*FINANCE CHARGE*PERI0DIC RATE .32 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 17.54 Base Dividend Dollars Earned 0.10 Total Dividend Dollars Earned this period 0.10 Total Dividend Dollars Available 17.64 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. The Dividend Merchant Network is now the Citi Bonus Cash Center(SM). Go to www.bonuscashcenter.citicards.com You can still earn UNLIMITED CASH BACK. It's fast, easy and free. Start shopping now! Pay your credit card bill online anytime. It's easy, secure and free. Plus, you can schedule payments in advance or pay by 5pm ET on a weekday to post the same day! Sign in at citicards.com and select Make a Payment. SEND PAYMENTS TO: TT PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com ?I® 00 V1 0893 1 MC 4 HARRY LEROY HELM Sale Date Post Date Reference Number Activity Since Last Statement Amount Account Summary revious Balance + Purchases & Advances Payments & Credits + FINANCE CHARGE = New Balance PURCHASES $4,933.71 $9.95 $130.00 $78.91 $4 892.57 ADVANCES $0.00 $0.00 $0.00 $0.00 , $0.00 TOTAL $4,933.71 $9.95 $130.00 $78.91 $4,892.57 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch Offer 4 $4 460.51 0.05545%(D) 20.240% 20.240% 378.22 0.01641%(D) 5.990% 5.990% Offer 7 $53.19 0.01915%(D) 6.990% 6 990% ADVANCES . Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267484923121715908 C tl® 5424 1805 2333 2267 04/27/07 $4849.23 $121.71 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Avail able Cash Limit New Balance $19400 $14550 $9700 $9700 $4849.23 BOx 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Duo 57117 04/03/2007 $0.00 + $0.00 + $121.71 = $121.71 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 3/16 83636127 PAYMENT THANK YOU -1.27.00 Standard Purch 3/23 3/23 2ROFJ000 IDENTITY MONITOR 866-279-9637 DE 9.95 4/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 71.85 Balance Transfer - Charged To Offer 4 4/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.56 Balance Transfer - Charged To Offer 7 4/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE .30 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 17.64 Base Dividend Dollars Earned 0.10 Total Dividend Dollars Earned this period 0.10 Total Dividend Dollars Available 17.74 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Account Summary Previous + Purchases Payments (+) FINANCE = New Balance & Advances & Credits CHARGE Balance PURCHASES $4,892.57 $9.95 $127.00 $73.71 $4,849.23 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,892.57 59.95 $127.00 $73.71 $4,849.23 Rate Summary Balance Subject to Finance Charge Periodic Rate Nominal APR PERCENTAGE RATE PURCHASES Standard Purch Offer 4 $4 468.44 0.05545%(D) 20.240% 20.240% 327.49 0.01641%(D) 5.990% 5.990% Offer 7 $53.18 0.01915%(D) 6.990% 6.990% ADVANCES Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SEND PAYMENTS TO: ?? PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267481086124685909 5424 1805 2333 2267 05/28/07 $4810.86 $124.68 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA Citi® Dividend Platinum Select' Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C tl® Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $19400 $14589 $9700 $9700 $4810.86 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closlnq Date Credit Line Past Due Minimum Due Amount Due 57117 05/03/2007 $0.00 + $0.00 + $124.68 = $124.68 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 4/25 83928339 PAYMENT THANK YOU -125.00 Standard Purch 4/23 4/23 4KP50WOO IDENTITY MONITOR 866-279-9637 DE 9.95 5/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 74.91 Balance Transfer - Charged To Offer 4 5/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.46 Balance Transfer - Charged To Offer 7 5/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE .31 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 17.74 Base Dividend Dollars Earned 0.10 Total Dividend Dollars Earned this period 0.10 Total Dividend Dollars Available 17.84 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Account Summary Previous Balance + urc ases & Advances Payments & Credits (+) FINANCE CHARGE (=) New Balance PURCHASES $4,849.23 9.95 $125.00 $76.68 $4,810.86 ADVANCES $0.00 000 1 $0.00 $0.00 $000 TOTAL $4,849.23 9:95 $125.00 $76.68 $4,810.86 Rate Summary 5a lance Subject O Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4 503.27 0.05545%(D) 20.240% 20.240% Offer 4 295.91 0.01641%(D) 5.990% 5.990% Offer 7 $53.29 0.01915%(D) 6.990% 6.990% ADVANCES Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267477953130725902 c tl III ® ®® 5424 1805 2333 2267 06/27/07 $4779.53 $130.72 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $20700 $15920 $9700 $9700 $4779.53 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Due 57117 06/05/2007 $0.00 + $0.00 + $130.72 = $130.72 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 5/14 84382087 PAYMENT THANK YOU -125.00 Standard Purch 5/23 5/23 *MJKJF00 IDENTITY MONITOR 866-279-9637 DE 9.95 6/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 82.16 Balance Transfer - Charged To Offer 4 6/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 1.22 Balance Transfer - Charged To Offer 7 6/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE .34 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 17.84 Base Dividend Dollars Earned 0.10 Total Dividend Dollars Earned this period 0.10 Total Dividend Dollars Available 17.94 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Congratulations on your recent credit line increase! Please note your new total credit line. Account Summary Previous + Purchases Payments + FINANCE = New Balance & Advances & Credits CHARGE Balance PURCHASES $4,810.86 9.95 $125.00 $83.72 $4 779.53 ADVANCES $0.00 0.00 1 $0.00 00 , $ 0 TOTAL $4,810.86 9.95 $125.00 2 $83.7 $4,7 9.53 Rate Summary Balance Subject to Finance Charge Periodic Rate Nominal APR PERCENTAGE RATE PURCHASES Standard Purch $4 489.82 0.05545%(D) 20.240% 20.240% Offer 4 $225.57 0.01641%(D) 5.990% 5 990% Offer 7 $53.19 0.01915%(D) 6.990% . 6 990% ADVANCES . Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267472595118475904 I 1 5424 1805 2333 2267 07/30/07 $4725.95 $118.47 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA Citio Dividend Platinum Select® Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C ti Account Number 5424 1805 2333 2267 Customer Servicf: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $20700 $15974 $9700 $9700 $4725 95 BOX 6500 SIOUX FALLS, SO Statement/ Closing Date Amount Over Credit Line Past Due Purch/Adv Minimum Due . Minimum Amount Due 57117 07/03/2007 $0.00 + $0.00 + $118.47 = $118.47 Sale Date Post Date Reference Number Activity Since Last Statement Amount Paycents, Credits & Adjustments 6/25 84020303 PAYMENT THANK YOU -135.00 Standard Purch 6/22 6/22 Z7N51000 IDENTITY MONITOR 866-279-9637 DE 9.95 7/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 70.29 Balance Transfer - Charged To Offer 4 7/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE .89 Balance Transfer - Charged To Offer 7 7/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE .29 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 17.94 Base Dividend Dollars Earned 0.10 Total Dividend Dollars Earned this period 0.10 Total Dividend Dollars Available 18.04 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Please see enclosed privacy notice for important information. Account Summary Previous + Purchases Payments (+) FINANCE (=) New Balance & Advances & Credits CHARGE Balance PURCHASES $4,7$ 0 9 95 $135.00 $71.47 $4 725 95 ADVANCES TOTAL 0.0 $4,779.53 .00 19.95 0 $0.00 $135.00 $$01.470 , . $4 725.90 Rate Summary a ance Subject to Finance Charge Periodic Rate Nominal ANNUAL APR PERCENTAGE RATE PURCHASES Standard Purch Offer 4 $4 526.95 1194 66 0.05545%(D) 20.240% 20.240% Offer 7 . $53.30 0.01641%(D) 0.01915%(D) 5.990% 6 990% 5.990% 6 990% ADVANCES . . Standard Adv $0.00 0.06367%(D) 23.240% 23.240% SEND PAYMENTS TO: -- PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 77 Visit: www.citicards.com 15424180523332267468941124515901 5424 1805 2333 2267 08/28/07 $4689.41 7$124.51 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: C ti0 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $20700 $16010 $10300 $10300 $4689.41 SIOUX FALLS, SO Statement/ Amount Over Purch/Adv Closing Date Credit Line Past Due Minimum out Minimum Amount Due 57117 08/03/2007 $0.00 + $0.00 + $124.51 = $124.51 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 7/16 86398397 PAYMENT THANK YOU -125.00 Standard Purch 7/23 7/23 CSB8JH00 IDENTITY MONITOR 866-279-9637 DE 9 95 8/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE . 77.55 Balance Transfer - Charged To Offer 4 8/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE .64 Balance Transfer - Charged To Offer 7 8/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE ,32 CASH WHE N YOU NEED IT - It's easier than ever to get cash, up to your available Cash Adv ance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 18.04 Base Dividend Dollars Earned 0.10 Total Dividend Dollars Earned this period 0.10 Total Dividend Dollars Available 18.14 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Account Summary Previous + Balance & Purchases Ad Payments (+) FINANCE (=) New vances & Credits CHARGE Balance PURCHASES ADVANCES $4,7$25.95 9 0 00 1 $125.00 $78.51 $4,689.41 TOTAL $4,725.95 . 9.95 $0.00 $125.00 $0.00 $78.51 $0.00 $4,689.41 Rate Summary Balance Subject to Finance Charge Periodic R t omina ANNUAL a e APR PERCENTAGE RATE PURCHASES Standard Purch Offer 4 $4 511.57 4 0.05545%(D) 20.240% 20.240% Offer 7 126.46 $53.20 0.01641%(D) 0 01915%(D) 5.990% 6 990% 5.990% ADVANCES . . 6.990% Standard Adv $0.00 0.06367%(D) 23.240% 23.240% 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267465534126985900 1 5424 1805 2333 2267 09/27/07 $4655.34 $126.98 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C tl® Citi® Dividend Platinum Select° Card Account Number 5424 1805 2333 2267 Customer Seryicc 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $20700 $16044 $10300 $10300 $4655 34 BOX 6500 SIOUX FALLS, SO StsteMont/ Amount Over Closing Date Credit Line Purch/Adv Past Due Minimum Due . Minimum Amount Due 57117 09/04/2007 $0.00 + $0.00 + $126.98 = $126.98 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 8/15 86200127 PAYMENT THANK YOU -125.00 Standard Purch 8/21 8/21 B03TXIOO IDENTITY MONITOR 866-279-9637 DE 9.95 9/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 80.26 Balance Transfer - Charged To Offer 4 9/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE .39 Balance Transfer - Charged To Offer 7 9/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE .33 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check . Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 18.14 Base Dividend Dollars Earned 0.10 Total Dividend Dollars Earned this period 0.10 Total Dividend Dollars Available 18.24 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. Account Summary Previous + Purchases Payments + FINANCE New Balance & Advances & Credits CHARGE Balance PURCHASES $4,6$89.41 ADVANCES 9 95 0 1 $125.00 $80.98 $4,655.34 TOTAL $4,689.41 .00 9.95 $0.00 $125.00 $0.00 $80.98 $0.00 $4,655.34 Rate Summary Balance Subject to Periodic omina ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch Offer 4 $4,523.13 0.05545%(D) 20.240% 20.240% Offer 7 $74.98 $53.20 0.01641%(D) 0.01915%(D) 5.990% 6 990% 5.990% 6 990% ADVANCES . . Standard Adv $0.00 0.06367%(D) 23.240% 23.240% -- 1-t l b I U: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267460686117575903 1 5424 1805 2333 2267 10/29/07 $4606.86 $117.57 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C tl® Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $20700 $16093 $10300 $10300 $4606 86 BOX 6500 SIOUX FALLS, SO Statement/ Amount Over Closing Date Credit Line Past Due Purch/Adv Minimum Due . Minimum Amount Due 57117 10/03/2007 $0.00 + $0.00 + $117.57 = $117.57 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 9/17 84094181 PAYMENT THANK YOU -130.00 Standard Purch 9/20 9/20 NY9G6M00 IDENTITY MONITOR 866-279-9637 DE 9.95 10/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 71.13 Balance Transfer - Charged To Offer 4 10/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE .14 Balance Transfer - Charged To Offer 7 10/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE .30 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Tear off the attached check, deposit it into your bank account, or use it like any personal check. Convenience checks access the cash advance portion of your credit line. Refer to your Card Agreement for specific finance charges. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 18.24 Base Dividend Dollars Earned 0.10 Total Dividend Dollars Earned this period 0.10 Total Dividend Dollars Available 18.34 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Account Summary Previous + Purchases Payments (+) FINANCE (=) New Balance & Advances & Credits CHARGE Balance PURCHASES $4,6 55.34 9 95 $130.00 $71.57 $4 606 86 ADVANCES TOTAL $ $4,655.34 0.00 19.95 $0.00 $130.00 $0.00 $71.57 , . $0.00 $4,606.86 Rate Summary Balance Subject to Finance Charge Periodic Rate omina APR ANNUAL PERCENTAGE RATE PURCHASES Standard Purch $4,535.26 0.05408%(D) 19.740% 19 740% Offer 4 Offer 7 $30.08 0.01641%(D) 5.990% . 5.990% ADVANCES $53.21 0.01915%(D) 6.990% 6.990% Standard Adv $0.00 0.06230%(D) 22.740% 22.740% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267456593119125909 5424 180 3 2267 11/27/07 $4565.93 $119.12 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi' Dividend Platinum Select' Card C ti® Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash A dvance Limit Available Cash Limit New Balance $20700 $16134 $10300 $10300 $4565.93 BOx 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Cioslnq Date Credit Line Past Due Minimum Due Amount Due 57117 11/02/2007 $0.00 1. $0.00 + $119.12 = $119.12 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 10122 87860321 PAYMENT THANK YOU -125.00 Standard Purch 10/25 10/25 G2ZK4S00 IDENTITY MONITOR 866-279-9637 DE 9.95 11102 PURCHASES*FINANCE CHARGE*PERIODIC RATE 73.89 Balance Transfer - Charged To Offer 4 11102 PURCHASES*FINANCE CHARGE*PERIODIC RATE .03 Balance Transfer - Charged To Offer 7 11/02 PURCHASES*FINANCE CHARGE*PERIODIC RATE .20 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Deposit the attached check into your bank account, or use it like any personal check. The transaction fee is 396 of the amount of the cash advance with a minimum of $5. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 18.34 Base Dividend Dollars Earned 0.10 Total Dividend Dollars Earned this period 0.10 Total Dividend Dollars Available 18.44 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. NOW, LOST STATEMENTS ARE A THING OF THE PAST! Never worry about a lost statement again. Request and download PDF repli cas of your current and past statements as far back as 15 years! Try it now at www.citi cards.com Account Summary Previous Balance + Purchases & Advances aymen s & Credits + FINANCE CHARGE = New Balance PURCHASES $4,606.86 9.95 $125.00 $74.12 $4 565.93 ADVANCES $0.00 0.00 1 $0.00 $0.00 , $0.00 TOTAL $4,606.86 9.95 $125.00 $74.12 $4,565.93 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,554.22 0.05408%(D) 19.740% 19.740% Offer 4 $5.83 0.01641%(D) 5.990% 5.990% Offer 7 $35.68 0.01915%(D) 6.990% 6.990% ADVANCES Standard Adv $0.00 0.06230%(D) 22.740% 22.740% • 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267453016122285901 c ti® 1 5424 1805 2333 2267 12/28/07 $4530.16 $122.28 00 V1 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20369 $10300 $10300 $4530.16 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Due 57117 12/04/2007 $0.00 + $0.00 + $122.28 = $122.28 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 11114 81532497 PAYMENT THANK YOU -125.00 Standard Purch 12104 MEMBERSHIP FEE DEC 07-NOV 08 0.00 11/26 11/26 JP7FD600 IDENTITY MONITOR 866-279-9637 DE 11.95 12104 PURCHASES*FINANCE CHARGE*PERIODIC RATE 77.26 Balance Transfer - Charged To Offer 7 12104 PURCHASES*FINANCE CHARGE*PERIODIC RATE .02 TRANSFER YOUR HIGH-RATE BALANCES AND SAVE! Enjoy a promotional 0.000% APR on transferred balances until 06/01/08: After that your purchase APR will apply. Plus, your current credit line may increase up to a total credit line of $21,500 based upon our review of your credit history, and includes an credit line increases that you may have received within the last 60 days. TKere is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. Check valid until 01/08/08. Save Now, use the attached check, or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 18.44 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 18.56 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. If you default on any Card Agreement, your rate may increase. The new rate will be the Prime Rate plus up to 23.990%, or up to 28.990%, whichever is greater. These rates apply to your account at the time this statement was printed. Congratulations on your recent credit line increase! Please note your new total credit line. RECEIVE $10 OFF YOUR FIRST 20LB GIFT BOX OF FLORIDA CITRUS! Navels, grapefruit or mixed. Reg: $34.95. Intro Price $24.95, plus S&H. Ends 02/15. To Order: 1-866-743-6277, Dept. 07X / www.enjoycitrus.com, Dept. 07X. Brought to you by Al's Family Farms. SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sale Date Post Date Reference Number Activity Since Last Statement Amount REWARD YOURSELF WITH USA TODAY! Get 13 weeks of USA TODAY for only $45.50. Call 1-800-872-0001 ask for offer 856 or visit www.usatodaysubscribe.com/usat856 Void in Alaska. Brought to you by Spectra Products. Don't miss the opportunity to select your favorites from Gift Services Inc. (not a Citi Company). For prompt delivery, respond before 02/15/08. Order your favorites for the low amount shown at www.giftservicescenter.com/37448 Avoid a trip to the mailbox this holiday season. Pay your credit card bill online anytime. It's easy, secure and free. Schedule payments in advance or pay by 5pm ET on a weekday to post the same day! Sign in at citicards.com and select Make a Payment. Request additional cards and earn Cash Back faster! Just log in at www.citicards.com. Go to "Manage My Account", then "Maintenance Requests" and click "Add Authorized User" or call the customer service number on the back of your card. Account Summary reVlous Balance + Purchases & Advances Payments & Credits + FINANCE CHARGE (=) New Balance PURCHASES $4,565.93 $11.95 $125.00 $77.28 $4 530 16 ADVANCES TOTAL $0.00 $4,565.93 $0.00 $11.95 $0.00 $125.00 $0.00 $77.28 , . $0.00 $4,530.16 Rate Summary Balance Subject to Finance Charge Periodic Rate Nominal APR ANNUAL PURCHASES PERCENTAGE RATE Standard Purch $4,521.57 0.05340%(D) 19.490% 19 490% Offer 4 Offer 7 $0.00 0.01641%(D) 5.990% . 5.990% ADVANCES $3.19 0.01915%(D) 6.990% 6.990% Standard Adv $0.00 0.06162%(D) 22.490% 22.490% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267448817115065905 5424 1805 2333 2267 01/28/08 $4488.17 $00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select" Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 a ti Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash A dvance Limit Available Cash Limit New Balance $24900 $20411 $10300 $10300 $4488 17 BOx 6500 SIOUX FALLS, SO Statement/ Closing Date Amount Over Credit Line Past Due Purch/Adv Minimum Due . Minimum Amount Due 57117 01/03/2008 $0.00 + $0.00 + $115.06 = $115.06 Sale Date Post Date Reference Number Activity Since Last Statement Amount %gents, Credits & Adjustments 12/17 80610059 PAYMENT THANK YOU -125.00 Standard Purch 12/24 12124 RD9XJT00 IDENTITY MONITOR 866-279-9637 DE 11.95 1/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 71.06 CASH WHEN YOU NEED IT - It's easier than ever to yet cash6a up to your available Cash Advance Limit. Deposit the attached check into yyour nk account, or use it like any personal check. The transaction fee is 3% of the amount of the cash advance with a minimum of $5. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 18.56 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 18.68 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Don't miss the opportunity to select your favorites from Gift Services Inc. (not a Citi(R) company). For prompt delivery, respond before 03/15/08. Order your favorites for the low amount shown at www.giftservicescenter.com/37448 REWARD YOURSELF WITH USA TODAY! Get 13 weeks of USA TODAY for only $45.50. Call 1-800-872-0001 ask for offer 856 or visit www.usatodaysubscribe.com/usat856 Void in Alaska. Brought to you by Spectra Products. Account Summary Previous (+) Purchases (-) Payments (+ FINANCE (= New Balance & Advances & Credits CHARGE Balance PURCHASES $4,530.16 $11.95 $125.00 $71.06 $4 488 17 ADVANCES $0.00 0 0 , . 00 TOTAL $4,530.16 $11.95 $12 5.00 $$1 .06 $4,488, Rate Summary Balance Subject to Finance Charge Periodic Rat Nominal ANNUAL e APR PERCENTAGE RATE PURCHASES Standard Purch Offe 7 $4,493.99 0.05271%(D) 19.240% 19.240% r ADVANCES $0.00 0.01915%(D) 6.990% 6.990% Standard Adv $0.00 0.06093%(D) 22.240% 22.240% SEND PAYMENTS TO: -- PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. 77 Visit: www.citicards.com 15424180523332267445034114225901 C tl® 5424 1805 2333 2267 02/27/08 $4450.34 $114.22 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance BOX 6500 $24900 $20449 $10300 $10300 $4450.34 Statement/ Amount Over SIOUX FALLS, SO Cioslnq Date Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due 57117 02/04/2008 $0.00 + $0.00 + $114.22 = $114.22 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 1/16 82889075 PAYMENT THANK YOU -120.00 Standard Purch 1/23 1/23 94CJ3000 IDENTITY MONITOR 866-279-9637 DE 2/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Deposit the attached check into our bank account, or use it like any personal check. The transaction fee is 3% of the amount of the cash advance with a minimum of $5. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 18.68 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 18.80 Bonus Cash Back may take one to two billing cycles to appear on our statement. Please refer to the specific terms and conditions pertaining to y the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Pay your credit card bill online anytime. It's easy, secure and free. Plus, you can schedule payments in advance or pay by 5 pm ET on a weekday to post the same day! Sign in at citicards.com and select Make a Payment. Protect Your Account Number. Use Virtual Account Numbers when shopping online and get extra peace of mind. Your real account number is never revealed and you can track your purchases. Log on at www.myvirtualaccountnumbers.com 11.95 70.22 Account Summary Previous + Purchases Payments (+) FINANCE (=) New Balance & Advances & Credits CHARGE Balance PURCHASES ADVANCES $4,488.17 $0 00 $11.95 $0 00 $120.00 $70 22 $4 4 TOTAL . $4,488.17 . $11.95 $0.00 $120.00 $70.22 $0.00 $4,450.34 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE Pi1RrHACFc Standard Purch $4,452.15 0.04929%(D) 17.990% 17.990% ADVANCES Standard Adv $0.00 0.05751%(D) 20.990% 20.990% ?CNU PATMLNI) TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267444029147005909 C tl® 1 5424 1805 2333 2267 03/27/08 $4440.29 $147.00 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20459 $10300 $10300 $4440.29 BOX 6500 Statement/ Amount Over Purch/ Adv Minimum SIOUX FALLS, SD Closing Date Credit Line Past Due Du Minimum e Amount Due 57117 03/04/2008 $0.00 + $0.00 + $147.00 = $147.00 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 3/03 87868243 PAYMENT THANK YOU -125.00 Standard Purch 3/04 LATE FEE - FEB PAYMENT PAST DUE 39.00 2122 2122 D44KLBOO IDENTITY MONITOR 866-279-9637 DE 11.95 3/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 64.00 CASH WHEN YOU NEED IT - It's easier than ever to get cash, up to your available Cash Advance Limit. Deposit the attached check into yyour bank account, or use it like any personal check. The transaction fee is 3% of the amount of the cash advance with a minimum of $5. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 18.80 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 18.92 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Your late fee was based on your account balance as of the payment due date (02/27/08), which was $4,462.29. Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. Account Summary Previous + Purchases Payments (+) FINANCE ---77=re w Balance & Advances & Credits CHARGE Balance PURCHASES $4,450.34 $50.95 $125.00 $64.00 $4 440.29 ADVANCES $0.00 $0.00 $0.00 $0.00 , $0.00 TOTAL $4,450.34 $50.95 $125.00 $64.00 $4,440.29 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,477.52 0.04929%(D) 17.990% 17 990% ADVANCES . Standard Adv $0.00 0.05751%(D) 20.990% 20.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267436245103215908 c ti® 5424 1805 2333 2267 04/28/08 $4362.45 $103.21 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citi® Dividend Platinum Select Card Account Number 5424 1805 2333 2267 Customer Service. 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20537 $10300 $10300 $4362.45 Box 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closing Date Credit Line Past Due Minimum Due Amount Due 57117 04/02/2008 $0.00 + $0.00 + $103.21 = $103.21 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 3/19 82800005 PAYMENT THANK YOU -150.00 Standard Purch 3/24 3/24 DW7RTT00 IDENTITY MONITOR 866-279-9637 DE 11.95 4102 PURCHASES*FINANCE CHARGE*PERIODIC RATE 60.21 CASH WHEN YOU NEED IT - It's easier than ever to yet cash, up to your available Cash Advance Limit. Deposit the attached check into yyour bank account, or use it like any personal check. The transaction fee is 3% of the amount of the cash advance with a minimum of $5. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 18.92 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 19.04 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Protect Your Account Number. Use Virtual Account Numbers when shopping online and get extra peace of mind. Your real account number is never revealed and you can track your purchases. Log on at www.myvirtualaccountnumbers.com Account Summary Previous + Purchases Payments (+) FINANCE = New Balance & Advances & Credits CHARGE Balance PURCHASES $4,440.29 $11.95 $150.00 $60.21 $4,362.45 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,440.29 $11.95 $150.00 $60.21 $4,362.45 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,396.06 0.04723%(D) 17.240% 17.240% ADVANCES Standard Adv $0.00 0.05545%(D) 20.240% 20.240% SEND PAYMENTS TO: - 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267431623109835801 5424 1805 2333 2267 05/28/08 $4316.23 $109.83 1 I 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 c ti® Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash A dvance Limit Available Cash Limit New Balance $24900 $20583 $10300 $10300 $4316.23 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closing Date Credit Line Past Due Minimum Due Amount Due 57117 05/05/2008 $0.00 + $0.00 + $109.83 = $109.83 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 4/23 80186039 PAYMENT THANK YOU -125.00 Standard Purch 4122 4122 LPP4X800 IDENTITY MONITOR 866-279-9637 DE 11.95 5/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 66.83 TRANSFER YOUR HIGH-RATE BALANCES AND SAVE! Enjoy a promotional 1.990% APR on transferred balances until 09/01/08. After that your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00 or more than $99.00. Check valid until 06/25/08. Save Now, use the attached check, or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 19.04 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 19.16 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Protect Your Account Number. Use Virtual Account Numbers when shopping online and get extra peace of mind. Your real account number is never revealed and you can track your purchases. Log on at www.myvirtualaccountnumbers.com Account Summary revious + Purchases Payments (+) FINANCE = New Balance & Advances & Credits CHARGE Balance PURCHASES $4,362.45 $11.95 $125.00 $66.83 $4,316.23 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,362.45 $11.95 $125.00 $66.83 $4,316.23 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,350.80 0.04655%(D) 16.990% 16.990% ADVANCES Standard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: - TT PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267427587099695903 5424 1805 2333 2267 06/27/08 $4275.87 $99.69 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citr Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 a ti Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20624 $10300 $10300 $4275.87 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Due 57117 06/03/2008 $0.00 + $0.00 + $99.69 = $99.69 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 5/15 80257195 PAYMENT THANK YOU -110.00 Standard Purch 5/22 5/22 87414SOO IDENTITY MONITOR 866-279-9637 DE 11.95 6/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 57.69 TRANSFER YOUR HIGH-RATE BALANCES AND SAVE! Enjoy a promotional 0.000% APR on transferred balances until 01/01/09. After that your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. Check valid until 08/03/08. Save Now, use the attached check, or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 19.16 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 19.28 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. You have mortgage concerns. We have mortgage solutions. Refinancing to a low fixed rate mortgage can be an ideal solution to an ARM that may fluctuate. Our affiliate, CitiMortgage, has special rates for Citi Card members like you! Call 1-866-607-5258 to discuss your options. Offer Code 15006. Equal Housing Lender. Account Summary Previous + Purchases Payments (+) FINANCE (=) N ew Balance & Advances & Credits CHARGE Balance PURCHASES $4,316.23 $11.95 $110.00 $57.69 $4,275.87 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,316.23 $11.95 $110.00 $57.69 $4,275.87 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,273.65 0.04655%(D) 16.990% 16.990% ADVANCES Standard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267423723101415907 C tl® I®? 5424 1805 2333 2267 07/28/08 $4237.23 =$101.41 1 7M7 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citio Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20662 $10300 $10300 $4237.23 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIouX FALLS, SD Closing Date Credit Line Past Due Minimum Due Amount Due 57117 07/03/2008 $0.00 + $0.00 + $101.41 = $101.41 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 6/19 85860131 PAYMENT THANK YOU -110.00 Standard Purch 6/23 6/23 KTRNZJ00 Identity Monitor Jun 8 79-9637 DE 11.95 7/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 59.41 TRANSFER YOUR HIGH-RATE BALANCES AND SAVE! Enjoy a promotional 0.000% APR on transferred balances until 01/01/09. After that your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. Check valid until 08/03/08. Save Now, use the attached check, or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 19.28 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 19.40 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Your Minimum Amount Due on any New Balance over $20 will no longer include the total amount of your transaction fees. These fees include balance transfer, cash advance, and foreign purchase fees. Remember, you can pay these fees (and any other amounts owed on your account) at any time. Account Summary revious Balance + Purchases & Advances Payments & Credits M FINANCE CHARGE New Balance PURCHASES $4,275.87 $11.95 $110.00 $59.41 $4,237.23 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,275.87 $11.95 $110.00 $59.41 $4,237.23 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE andard Purch $4,254.07 0.04655%(D) 16.990% 16.990% ANCES andard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267420882106645901 C tl® 5424 1805 2333 2267 08/29/08 $4208.82 $106.64 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Citio Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20691 $10300 $10300 $4208.82 Box 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Due 57117 08/05/2008 $0.00 + $0.00 + $106.64 = $106.64 Sale Date Post Data Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 7/16 81695119 PAYMENT THANK YOU -105.00 Standard Purch 7/21 7/21 Y2P9FW00 Identity Monitor Jul 866-279-9637 DE 11.95 8/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 64.64 Transfer your high-rate balances and save! En]oy a promotional 0.000% APR on transferred balances until 03/01/2009. After that your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. The enclosed check(s) must post to your account by 09/20/2008. Save Now, use the attached check(s), or visit us at http://www.balancetra;sfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 19.40 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 19.52 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Traveling? Manage Your Account Online Easily - Wherever You Are! View our current and past statements, recent activity and balances. Pay your biyll, contact customer service and set up customized alerts. Do all this and more with Account Online - it's easy, secure and free! Sign up now at www.citicards.com Please see enclosed privacy notice for important information, and a new privacy choice for you to consider. Account Summary Previous Balance + Purchases & Advances Payments & Credits + FINANCE CHARGE N = ew Balance PURCHASES $4,237.23 $11.95 $105.00 $64.64 $4,208.82 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,237.23 $11.95 $105.00 $64.64 $4,208.82 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,207.63 0.04655%(D) 16.990% 16.990% ADVANCES Standard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267416921099445907 I 5424 1805 2333 2267 09/29/08 $4169.21 $99.44 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: c ti® 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20730 $10300 $10300 $4169.21 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Due 57117 09/04/2008 $0.00 + $0.00 + $99.44 = $99.44 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 8/ZO 84663103 PAYMENT THANK YOU -110.00 Standard Purch 8/20 8/20 D6*6MF00 Identity Monitor Aug 866-279-9637 DE 11.95 9/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE 58.44 Transfer your high-rate balances and save! En)oyy a promotional 3.990% APR on transferred balances until 10/01/2009. After that your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00 or more than $99.00. The enclosed check(s) must post to your account by 10/29/2008. Save Now, use the attached check(s), or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 19.52 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 19.64 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. Save stamps, checks, envelopes and trees... with Online Bill Payment. You also save time by paying your credit card bill online. Pay your bill by 5 pm ET on a weekday to post the same day. You can even schedule payments in advance - it's safe, fast and easy! Sign up now at www.citicards.com Account Summary revious Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $4,208.82 $11.95 $110.00 $58.44 $4,169.21 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,208.82 $11.95 $110.00 $58.44 $4,169.21 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,184.88 0.04655%(D) 16.990% 16.990% ADVANCES Standard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267411190096745801 c ti® 5424 1805 2333 2267 10/28/08 $4111.90 =96.7 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA Citi® Dividend Platinum Select" Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Account Number 5424 1805 2333 2267 Customer Servico: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20788 $10300 $10300 $4111.90 BOX 6500 SO SIOUX FALLS Statement/ Amount Over Closing Date Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due , 57117 10/03/2008 $0.00 + $0.00 + $96.74 = $96.74 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 9/17 81010149 PAYMENT THANK YOU -125.00 Standard Purch 9/19 9/19 8GPTL100 Identity Monitor Sep 866-279-9637 DE 10/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 19.64 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 19.76 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Save stamps, checks, envelopes and trees... with Online Bill Payment. You also save time by paying your credit card bill online. Pay your bill by 5 pm ET on a weekday to post the same day. You can even schedule payments in advance - it's safe, fast and easy! Sign up now at www.citicards.com Receive $10 OFF Your First 20Lb Gift Box of Florida Citrus! Navels, Grapefruit or mixed. Reg: $36.95. Intro price: $26.95, plus S&H. Ends 01/15. To order, call 1-866-743-6277 and ask for Dept. 07X. Or log on to www.en)oycitrus.com and enter Dept. 07X. An offer from Al's Family Farms (not a Citi(R) company). Support Operation HOPE's 5 Million Kids Campaign. Financial literacy nonprofit, Operation HOPE, promotes "Silver Rights" teaching kids that staying in school helps lead to financial success. Help break the cycle of the high school dropout epidemic in America. Visit the 5 Million Kids Campaign at www.5millionkids.org/CITI. 11.95 55.74 Account Summary revious Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $4,169.21 $11.95 $125.00 $55.74 $4,111.90 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,169.21 $11.95 $125.00 $55.74 $4,111.90 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,129.15 0.04655%(D) 16.990% 16.990% ADVANCES Standard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. visit: www.citicards.com 15424180523332267412588098085705 1 5424 1805 2333 2267 111 EEil =$4125.88 7 $98.08 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citio Dividend Platinum Select' Card a ti Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20774 $10300 $10300 $4125.88 BOX 6500 Statement/ Amount Over SO Closing Date Credit Line Past Due SIOUX FALLS Purch/Adv Minimum Due Minimum Amount Due , 57117 11/04/2008 $0.00 + $0.00 + $98.08 = $98.08 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 10/16 86907067 PAYMENT THANK YOU -125.00 Standard Purch 10120 10120 ZH7*6M00 Identity Monitor Oct 866-279-9637 DE 11.95 11/03 11/03 BND6T000 PRTCT PLUS 3YR 2087236 800-338-3815 WY 69.95 11104 PURCHASES*FINANCE CHARGE*PERIODIC RATE 57.08 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 19.76 Base Dividend Dollars Earned 0.82 Total Dividend Dollars Earned this period 0.82 Total Dividend Dollars Available 20.58 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Important Information About Your Account: Please see the enclosed Notice of Change in Terms and Right to Opt Out for important changes to your Card Agreement. Reduce your holiday mailbox clutter with Paperless Statements! You also save time and trees by viewingq statements online. View and print current and past statements or download PDFs. Receive an email notification when your statement is ready. Sign up now at www.citicards.com Receive $10 OFF Your First 201-b Gift Box of Florida Citrus! Navels, Grapefruit or Mixed. Rey: $36.95. Intro price: $26.95, plus S&H. Ends 01/15. To order, call 1-866-743-6277 and ask for Dept. 07X. Or log on to www.en?oycitrus.com and enter Dept. 07X. An offer from Al's Family Farms (not a Citi(?) company). Account Summary Previous Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $4,111.90 $81.90 $125.00 $57.08 $4,125.88 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,111.90 $81.90 $125.00 $57.08 $4,125.88 Rate Summary 5a lance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,071.86 0.04381%(D) 15.990% 15.990% ADVANCES Standard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: 77 PLEASE REFER 70 THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267406469091865609 5424 1805 2333 2267 12/29/08 $4064.69 $91.86 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card c ti® Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20835 $10300 $10300 $4064.69 BOX 6500 SIOUX FALLS SO statement/ Amount Over Closing Date Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due , 57117 12/03/2008 $0.00 + $0.00 + $91.86 = $91.86 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 11/17 80248005 PAYMENT THANK YOU -125.00 Standard Purch 12/03 MEMBERSHIP FEE DEC 08-NOV 09 0.00 11/24 11124 GOB8FX00 Identity Monitor Nov 866-279-9637 DE 11.95 12/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 51.86 Transfer your high-rate balances and save! Enjoy a promotional 3.990% APR on transferred balances until 03/01/2010. After that your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. The enclosed check(s) must post to your account by 01/15/2009. Save Now, use the attached check(s), or visit us at http://www.balancetra;sfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 20.58 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 20.70 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. If you default on any Card Agreement, your rate may increase. The new rate will be the Prime Rate plus up to 23.990%, or up to 28.990%, whichever is greater. These rates apply to your account at the time this statement was printed. Account Summary Previous Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $4,125.88 $11.95 $125.00 $51.86 $4,064.69 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,125.88 $11.95 $125.00 $51.86 $4,064.69 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,081.88 0.04381%(D) 15.990% 15.990% ADVANCES Standard Adv $0.00 0.05477%(D) 19.990% 19.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267404974113105704 5424 1805 2333 2267 01/28/09 $4049.74 $113.10 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card C tl® Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 --95950-5114 8000 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20850 $10300 $10300 $4049.74 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Due 57117 01/05/2009 $0.00 + $0.00 + $113.10 = $113.10 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payvents, Credits & Adjustments 12/17 86827065 PAYMENT THANK YOU -100.00 Standard Purch 12/23 12/23 52*KL700 Identity Monitor Dec 866-279-9637 DE 11.95 1/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE 73.10 Transfer your high-rate balances and save! En oyy a promotional 0.000% APR on transferred balances until 11/01/2009. After tat your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. The enclosed check(s) must post to your account by 02/10/2009. Save Now, use the attached check(s), or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 20.70 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 20.82 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. This year, save stamps and checks with Online Bill Payment. You also save time and trees by paying your credit card bill online. Pay your bill by Spin ET on a weekday to post the same day. You can even schedule payments in advance - it's safe, fast and easy! Sign up now at www.citicards.com Account Summary Previous Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $4,064.69 $11.95 $100.00 $73.10 $4,049.74 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,064.69 $11.95 $100.00 $73.10 $4,049.74 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $4,044.68 0.05477%(D) 19.990% 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.990% 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267400015103465809 C tl® 5424 1805 2333 2267 02/26/09 $4000.15 $103.46 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG 17257-9534000 PA Citi® Dividend Platinum Select" Card Account Number 5424 1805 2333 2267 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Customer Service: 1-800-950-5114 -95 0 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $20899 $10300 $10300 $4000.15 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Data Credit Line Past Due Minimum Due Amount Duo 57117 02/03/2009 $0.00 + $0.00 + $103.46 = $103.46 Sala Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 1/14 81730037 PAYMENT THANK YOU -125.00 Standard Purch 1122 1122 RGHDBV00 Identity Monitor Jan 866-279-9637 DE 11.95 2/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 63.46 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 20.82 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 20.94 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Lookingg for a convenient way to save? As a valued Citi(R) cardmember, you can get a Citibank(R) Ultimate Savings Account with a competitive rate and the security of FDIC insurance. Open your account today - use code CEZD when you go to offer .citibank.com or call 1-877-695-9400. Manage your account online anytime, anywhere. View your current and past statements, recent activity and balances. Pay your bill, contact customer service and set up customized alerts. Do all this and more online - it's easy, secure and free. Sign up now at www.citicards.com Account Summary Previous Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $4,049.74 $11.95 $125.00 $63.46 $4,000.15 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,049.74 $11.95 $125.00 $63.46 $4,000.15 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,995.31 0.05477%(D) 19.990% 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.990% 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267395023102135701 1 5424 1805 2333 2267 03/27/09 750.23 $102.13 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 C tl® Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 8000 --95950-5114 Total Credit Line Available Credit Line Cash A dvance Limit Available Cash Limit New Balance $24900 $20949 $10300 $10300 $3950.23 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Due 57117 03/04/2009 $0.00 + $0.00 + $102.13 = $102.13 Sale Date Post Data Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 2/19 84005129 PAYMENT THANK YOU Standard Purch 2/23 2/23 GWSSJVOO Identity Monitor Feb 866-279-9637 DE 3/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE Transfer your high-rate balances and save! Enjoy a promotional 9.990% APR on transferred balances until they are paid in fu?l. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. The enclosed check(s) must post to your account by 04/06/2009. Save Now, use the attached check(s), or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 20.94 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 21.06 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Our records show home phone 717-530-1412 and business phone 000-000-0000. Please update coupon if incorrect. Lookingg for a convenient way to save? As a valued Citi(R) cardmember, you can get a Citibank(R) Ultimate Savings Account with a competitive rate and the security of FDIC insurance. Open your account today - use code CEZ5 when you go to offer.citibank.com or call 1-877-695-9400. -125.00 11.95 63.13 Account Summary Previous Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $4,000.15 $11.95 $125.00 $63.13 $3,950.23 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $4,000.15 $11.95 $125.00 $63.13 $3,950.23 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,974.54 0.05477%(D) 19.990% 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.990% 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267389986100685604 1 5424 1805 2333 2267 04/27/09 $3899.86 1771 00.68 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citie Dividend Platinum Select" Card C tl® Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $21000 $10300 $10300 $3899.86 BOX 6500 SIOUX FALLS SO Statement/ Amount Over closing Data Credit Line Past Due Purch/Adv Minimum Due Minimum Amount Due , 57117 04/02/2009 $0.00 + $0.00 + $100.68 = $100.68 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits 6 Adjustments 3/25 85566147 PAYMENT THANK YOU -125.00 Standard Purch 3/23 3/23 P7NN9G00 Identity Monitor Mar 866-279-9637 DE 11.95 4102 PURCHASES*FINANCE CHARGE*PERIODIC RATE 62.68 Transfer your high-rate balances and save! E7hat oy a promotional 2.990% APR on transferred balances until 1010112010. After t your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. The enclosed check(s) must post to your account by 05/04/2009. Save Now, use the attached check(s), or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 21.06 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 21.18 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Manage your account online anytime, anywhere. View your current and past statements, recent activity and balances. Pay your bill, contact customer service and setup customized alerts. Do all this and more online - it's easy, secure and free! Sign up now at www.citicards.com Account Summary Previous Balance + Purchases 6 Advances Payments S Credits (+) FINANCE CHARGE = New Balance PURCHASES $3,950.23 $11.95 $125.00 $62.68 $3,899.86 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $3,950.23 $11.95 $125.00 $62.68 $3,899.86 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,946.34 0.05477%(D) 19.99096 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.990% 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267385501106205507 I? 5424 1805 2333 2267 05/28/09 =$3855.01 =$106.2 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 c ti® Account Number 5424 1805 2333 2267 Customor Sorvicr. 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $21044 $10300 $10300 $3855.01 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SD Closing Date Credit Line Past Due Minimum Due Amount Due 57117 05/04/2009 $0.00 + $0.00 + $106.20 = $106.20 Safe Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 4/23 81568003 PAYMENT THANK YOU Standard Purch 4122 4/22 PTMT6D00 Identity Monitor Apr 866-279-9637 DE 5/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE Transfer your high-rate balances and save! Enjoy a promotional 2.990% APR on transferred balances until 08/01/2010. After that your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. The enclosed check(s) must post to your account by 06/17/2009. Save Now, use the attached check(s), or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 21.18 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 21.30 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Reminder: You take a cash advance if you use a cash convenience check; get money through an automated teller machine (ATM); or get money throug?jh home banking or a financial institution. You also take a cash advance If you make a wire transfer: buy a money order, traveler's check, lottery ticket, casino chip, or similar item; or engage in a similar transaction. Each Cash Advance is subject to a one-time transaction fee described in your Card Agreement. This fee will cause your Annual Percentage Rate to exceed the nominal Annual Percentage Rate listed on this statement. -125.00 11.95 68.20 Account Summary Previous Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $3,899.86 $11.95 $125.00 $68.20 $3,855.01 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $3,899.86 $11.95 $125.00 $68.20 $3,855.01 Rate Summary 15a lance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,891.00 0.05477%(D) 19.990% 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.990% 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267381986100905604 5424 1805 2333 22671106/26/091 =$3819.86 $100.90 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card Account Number 5424 1805 2333 2267 Customer Service: c ti® 1-800-950-5114 Total Credit Line Avallable Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $21080 $10300 $10300 $3819.86 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due a Minimum Due Amount Due 57117 $0.00 + $0.00 + 06/03/200 $100.90 = $100.90 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 5/18 80340023 PAYMENT THANK YOU -110.00 Standard Purch 5/22 5/22 QSCN*H00 Identity Monitor May 866-279-9637 DE 11.95 6/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 62.90 Transfer your high-rate balances and save! Enloy a promotional 0.000% APR on transferred balances until 03/01/2010. After that your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. The enclosed check(s) must post to your account by 07/15/2009. Save Now, use the attached check(s), or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 21.30 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 21.42 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Manage your account online anytime, anywhere. View your current and past statements, recent activity and balances. Pay your bill, contact customer service and set up customized alerts. Do all this and more online - it's easy, secure and free! Sign up now at citicards.com Account Summary Previous Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $3,855.01 $11.95 $110.00 $62.90 $3,819.86 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $3,855.01 $11.95 $110.00 $62.90 $3,819.86 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,828.37 0.05477%(D) 19.990% 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.990% 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267378710097295703 5424 1805 2333 2267 07/27/09 $3787.10 $97.29 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select" Card C ti® Account Number 5424 1805 2333 2 267 Customer Service: 1-800-950-5114 --95950-5114 8000 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $21112 $10300 $10300 $3787.10 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due minimum Due Amount Due 57117 07/02/2009 $0.00 + $0.00 + $97.29 = $97.29 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 6/17 82910091 PAYMENT THANK YOU -105.00 Standard Purch 6/22 6/22 HB08KSOO Identity Monitor Jun 866-279-9637 DE 11.95 7102 PURCHASES*FINANCE CHARGE*PERIODIC RATE 60.29 Transfer your high-rate balances and save! En oyy a promotional 1.990% APR on transferred balances until 07/01/2010. After tat your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. The enclosed check(s) must post to your account by 08/14/2009. Save Now, use the attached check(s), or visit us at http://www.balancetransfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 21.42 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 21.54 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Important Notification: Effective 10/01/2009, the Worldwide Automatic Common Carrier Travel Accident Insurance maximum coverage will change from $1,000,000 to $250,000. All other program details remain unchanged. Make up to four payments per billing period with Online Bill Payment. You can even schedule payments up to 45 days in advance. Pay your bill by 5pm ET on a weekday to post the same day. You also save stamps, checks and trees - it's safe, fast and easy! Sign on now at citicards.com Account Summary Previous Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $3,819.86 $11.95 $105.00 $60.29 $3,787.10 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $3,819.86 $11.95 $105.00 $60.29 $3,787.10 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,795.67 0.05477%(D) 19.9901% 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.990% 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267376693104885801 5424 1805 2333 2267 08/27/09 =$3766.9 =$104.8 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citia Dividend Platinum Select' Card CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 APT *#1 C tl® Account Number 5424 1805 2333 2267 Customer Service • 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $21133 $10300 $10300 $3766.93 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Date Credit Line Past Due Minimum Due Amount Duo 57117 08/04/2009 $0.00 + $0.00 + $104.88 = $104.88 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 7/13 83552049 PAYMENT THANK YOU Standard Purch 7/21 7/21 116T7T00 Identity Monitor Jul 866-279-9637 DE 8/04 PURCHASES*FINANCE CHARGE*PERIODIC RATE Transfer your high-rate balances and save! En* a promotional 0.000% APR on transferred balances until 05/01/2010. After that your purchase APR will apply. There is a finance charge of 3% of the amount of each balance transfer, but not less than $5.00. The enclosed check(s) must post to your account by 09/17/2009. Save Now, use the attached check(s), or visit us at http://www.balancetra;sfer.citicards.com. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 21.54 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 21.66 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Traveling? Manage your account online easily - wherever you are! View your current and past statements, recent activity and balances. Pay your bill, contact customer service and set up customized alerts. Do all this and more online - it's easy, secure and free! Sign up now at citicards.com -100.00 11.95 67.88 Account Summary Previous Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $3,787.10 $11.95 $100.00 $67.88 $3,766.93 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $3,787.10 $11.95 $100.00 $67.88 $3,766.93 Rate Summary balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,755.81 0.05477%(D) 19.990% 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.9901X, 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267373305096175900 5424 1805 2333 2267 09/29/09 =$3733.05 =$96.1 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 C tl® Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $21166 $10300 $10300 $3733.05 BOX 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO Closing Data Credit Line Past Due Minimum Due Amount Due 57117 09/02/2009 $0.00 + $0.00 + $96.17 = $96.17 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 8/13 86953173 PAYMENT THANK YOU -105.00 Standard Purch 8/20 8/20 RVOYCW00 Identity Monitor Aug 866-279-9637 DE 11.95 9/02 PURCHASES*FINANCE CHARGE*PERIODIC RATE 59.17 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 21.66 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 21.78 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. If you have not received your new card, please call the Customer Service number on this statement. Our records show home phone 717-530-1412 and business phone 000-000-0000. If incorrect, please update your account online at www.citicards.com or call us at 1-800-950-5114 to let us Now. Traveling? Manage your account online easily - wherever you are! View our current and past statements, recent activity and balances. Pay your bilyl, contact customer service and set up customized alerts. Do all this and more online - it's easy, secure and free! Sign up now at citicards.com Account Summary revious Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $3,766.93 $11.95 $105.00 $59.17 $3,733.05 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $3,766.93 $11.95 $105.00 $59.17 $3,733.05 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,725.29 0.05477%(D) 19.990% 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.990% 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267382885099855904 ¦ 5424 1805 2333 2267 10/29/09 $3828.85 $99.85 00 Al 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MBL EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Srtryicf: C tl® 1-800-950-5114 Total Credit Line Available Credit Line Cash Advance Limit Available Cash Limit New Balance $24900 $21071 $10300 $10300 $3828.85 Box 6500 Statement/ Amount Over Purch/Adv Minimum SIOUX FALLS, SO closing Date Credit Line Past Due Minimum Due Amount Due 57117 10/02/2009 $0.00 + $0.00 + $99.85 = $99.85 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 9/21 87086095 PAYMENT THANK YOU -100.00 Standard Purch 9/21 9/21 WJ4*4*00 Identityy Monitor Sep 866-279-9637 DE 11.95 9/24 9/24 MYF3MIXG MOREHOUSE FAMILY DEN TI SHIPPENSBURG PA 122.00 10102 PURCHASES*FINANCE CH ARGE*PERIODIC RATE 61.85 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 21.78 Base Dividend Dollars Earned 1.34 Total Dividend Dollars Earned this period 1.34 Total Dividend Dollars Available 23.12 Bonus Cash Back may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Receive $10 OFF Your First 201-b Gift Box of Florida Citrus! Navels, Grapefruit or Mixed. Reg: $36.85. Intro price: $26.85, plus S&H. Ends 01/15. To order, call 1-866-743-6277 and ask for dept 07x. Or log on to WWW.ENJOYCITRUS.COM and enter dept. 07x An offer from AI's Family Farms (not a Citi (R) company). Make up to four payments per billing period with Online Bill Payment. You can even schedule payments up to 45 days in advance. Pay your bill by 5pm ET on a weekday to post the same day. You also save stamps, checks and trees it's safe, fast and easy! Sign on now at citicards.com Citi(R) Private Pass(R) Your ticket to exciting entertainment. Get presale tickets, preferred tickets, premium seating, discounted tickets and VIP packages to jour favorite music, sports, fashion, family and theater events. Visit www.citiprivatepass.com to find offers in your area. Accont Summary revious Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $3,733.05 $133.95 $100.00 $61.85 $3,828.85 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $3,733.05 $133.95 $100.00 $61.85 $3,828.85 Rate Summary Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,764.20 0.05477%(D) 19.9901% 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.990% 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267384032105105903 1 5424 1805 2333 2267 11/30/09 $3840.32 $105.10 00 Al 0893 1 MC 4 HARRY LEROY HELM 120 SHIPPENSBURG MBL EST SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select" Card Account Number 5424 1805 2333 2267 CITI CARDS P.O. BOX 182564 COLUMBUS, OH 43218-2564 Customer Service: 1-800-950-5114 BOX 6500 SIOUX FALLS, SD 57117 C ti® Minimum Payment Due Payment Due Date New Balance $105.10 11/30/2009 $3,840.32 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a $39 late fee and your APRs may be increased up to the Penalty APR of 29.99%. Credit Limit Available Credit Cash Advance Limit Available Cash Limit Statement Closing Date Days in Billing Cycle $3,950 $109 $3,950 $109 11/03/2009 32 Summary of Account Activity Previous Balance Payments Other Credits Purchases Balance Transfers Cash Advances $3,828.85 $100.00 $0.00 $44.37 $0.00 $0.00 Amt Over Credit Line Past Due Amount New Balance $0.00 $0.00 $3,840.32 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 10/19 80789253 PAYMENT THANK YOU -1.00.00 Standard Purch 10/19 10/19 7RBMB600 Identity Monitor Oct 866-279-9637 DE 11.95 10124 10124 KHN506G* WM SUPERCENTER SHIPPENSBURG PA 32.42 11/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE 67.10 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 23.12 Base Dividend Dollars Earned 0.44 Total Dividend Dollars Earned this period 0.44 Total Dividend Dollars Available 23.56 If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. Account Summary revious Balance + Purchases & Advances Payments & Credits (+) FINANCE CHARGE = New Balance PURCHASES $3,828.85 $44.37 $100.00 $67.10 $3,840.32 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $3,828.85 $44.37 $100.00 $67.10 $3,840.32 Rate Summary balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,828.50 0.05477%(D) 19.990% 19.990% ADVANCES Standard Adv $0.00 0.06025%(D) 21.990% 21.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267380902104755904 5424 1805 2333 2267 12/30/09 $3809.02 $104.75 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 BOX 6500 SIOUX FALLS, SD 57117 c Minimum Payment Due Payment Due Date New Balance $104.75 12/30/2009 $3,809.02 Late Payment Warnimq If we do not receive your minimum payment by the date listed above, you may have to pay a $39 late fee and your APRs may be increased up to the Penalty APR of 29.99%. Credit Limit Available Credit Cash Advance Limit Available Cash Limit Statement Closing Date $3,950 $140 $3,950 $140 12/03/2009 Summary of Account Activity Previous Balance Payments Other Credits Purchases Balance Transfers Cash Advances $3,840.32 $110.00 $0.00 $11.95 $0.00 $0.00 Amt Over Credit Line Past Due Amount New Balance $0.00 $0.00 $3,809.02 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 11/16 84542155 PAYMENT THANK YOU -110.00 Standard Purch 12/03 MEMBERSHIP FEE DEC 09-NOV 10 11/23 11/23 FYPR9600 Identity Monitor Nov 866-279-9637 DE 12/03 PURCHASES*FINANCE CHARGE*PERIODIC RATE Congratulations! Since your last payment was on time, you have earned a $1.24 interest back credit on your purchase interest charges. This amount equals 10% of the portion of your purchase interest charges billed at 29.990%. As a result, your minimum amount due on this statement has been reduced by $1.24. If we receive your minirnum payment of $103.51 by your pa ment due date shown above, you will continue to be eligible for this interest back program. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 23.56 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 23.68 If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. HAPPY HOLIDAYS FROM ALL OF US AT CITI! We'd like to take a moment to thank you for being a Citi Card member and let you know that we appreciate your business. Warmest wishes for the upcoming year. 0.00 11.95 66.75 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com^%® cit 00 V1 0893 1 MC 4 HARRY LEROY HELM Sale Date Post Date Reference Number Activity Since Last Statement Amount Receive $10 OFF Your First 201-b Gift Box of Florida Citrus! Navels, Grapefruit or Mixed. Reg: $36.95. Intro price: $26.95 plus S&H. Ends 01/15. To order, call 1-866-743-6277 and ask for dept. 07x. Or log on to WWW.ENJOYCITRUS.COM and enter dept. 07x. An offer from Al's Family Farms (not a Citi (R) company). Save your mailbox for holiday cards - switch to Paperless Statements. Receive an email notification when your statement is ready. Set up an alert to help you remember to pay your bill on time. Access your information securely anywhere, anytime - and save trees! Sign up now at citicards.com Earn at least 15% cash back! Check out the Daily Deal in the Citi Bonus Cash Center(R). Every day you'll find new chances to earn bonus cash back on leading brand merchandise. Act quickly, quantities are limited and the selection changes daily. Visit bonuscashcenter.citicards.com today. Citi(R) Private Pass(R) Your ticket to exciting entertainment. Get presale tickets, preferred tickets, premium seating, discounted tickets and VIP packages to our favorite music, sports, fashion, family and theater events. Visit www.citiprivatepass.com to find offers in your area. Account Summary Previous Balance + Purchases & Advances Payments & Credits * FINANCE CHARGE = New Balance PURCHASES $3,840.32 $11.95 $110.00 $66.75 $3,809.02 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $3,840.32 $11.95 $110.00 $66.75 $3,809.02 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch Thru 11/29 $3,810.50 0.05477%(D) 19.990% 19.990% After 11/29 $3,801.21 0.08216%(D) 29.990% 29.990% ADVANCES Standard Adv $0.00 0.08216%(D) 29.990% 29.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 15424180523332267381366141935904 5424 1805 2333 2267 02/01/10 $387771 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card Account Number 5424 1805 2333 2267 Customer Service: 1-800-950-5114 BOX 6500 SIOUX FALLS, SO 57117 C tl® Minimum Payment Due Payment Due Date New Balance $141.93 02/01/2010 $3,813.66 Late Payment Warning. If we do not receive your minimum payment by the date listed above, you may have to pay a $39 late fee and your APRs may be increased up to the Penalty APR of 29.99%. Credit Limit Available Credit Cash Advance Limit Available Cash Limit Statement Closing Date Days in Billing Cycle $3,950 $136 $3,950 $136 01/05/2010 33 Summary of Account Activity Previous Balance Payments Other Credits Purchases Balance Transfers Cash Advances $3,809.02 $110.00 $1.24 $11.95 $0.00 $0.00 Amt Over Credit Line Past Due Amount New Balance $0.00 $0.00 $3,813.66 Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 12/28 87564007 PAYMENT THANK YOU -110.00 12/03 INTEREST BACK CREDIT EARNED -1.24 Standard Purch 12/23 12/23 XHJRGG00 Identity Monitor Dec 866-279-9637 DE 1/05 PURCHASES*FINANCE CHARGE*PERIODIC RATE Congratulations! Since your last payment was on time, you have earned a $10.39 interest back credit on your purchase interest charges. As a result, your minimum amount due on this statement has been reduced by $10.39. If we receive your minimum payment of $131.54 by your pa ment due date shown above, you will continue to be eligible for this interest back program. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 23.68 Base Dividend Dollars Earned 0.11 Total Dividend Dollars Earned this period 0.11 Total Dividend Dollars Available 23.79 If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. This year, make the most of your budget with Online Bill Payment. Each bill cycle, make up to 4 payments when it s convenient for you. You can even schedule payments up to 45 days in advance. Pay your bill by 5pm ET on a weekday to post the same day. Sign on now at clticards.com - it's safe and easy! 11.95 103.93 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. Visit: www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sale Date Post Date Reference Number Activity Since Last Statement Amount Travel with Confidence. Your Citi(R) card benefits have you covered. Your card includes car rental insurance and The Lost Wallet(R) Service to provide you with a new card quickly if yours is lost or stolen. Visit citicards.com for more information about your card's built-in benefits. Citi(R) Private Pass(R). Your ticket to exciting entertainment. Get special access to presale and preferred tickets, premium seats and VIP packages to your favorite music, sports, fashion, family and theater events. Visit citiprivatepass.com to find offers in your area. Account Summary Previous (+ Purchases ) Payments +) FINANCE _) New Balance & Advances & Credits CHARGE Balance PURCHASES $3,809.02 $11.95 $111.24 $103.93 $3,813.66 ADVANCES $0.00 $0.00 $0.00 $0.00 $0.00 TOTAL $3,809.02 $11.95 $111.24 $103.93 $3,813.66 Rate Summary Balance Subject to Periodic Nominal Finance Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,833.26 0.08216%(D) 29.990% 29.990% ADVANCES Standard Adv $0.00 0.08216%(D) 29.990% 29.990% SEND PAYMENTS TO: TT PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267374417115955904 5424 1805 2333 2267 3/01/10 $3744.17 $115.95 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SD 57117 Summary of Account Activity Previous Balance Payments $3 813.66 1150.00 Other Credits -$19.16 Purchases +$11.95 Balance Transfers + 0.00 Cash Advances + 0.00 1 Fees Charged + 0:00 Interest Charaed +$87.72 New Balance $3,744.17 Past Due Amount $0.00 Amt. Over Credit Limit $0.00 Credit Limit $3 950 Available Credit $205 Cash Advance Limit $3 950 Available Cash Limit $205 Statement Closing Date 0210212010 Days in Billing Cycle 28 c J09% it Payment must be recetwd try 5:00 PM Payment Information local time on the payment due date. New Balance $3 744.17 Minimum Payment Due 115.95 Payment Due Date 03/01/2010 Late Payment Warning: If we do not receive your minimum payyment by the date listed above, you may have to pa up to a 539 late fee and your APRs may be increased up to the variable Penalty APR of 29.99X,. Minimum Payment Warning: If you make only the minimum ayment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up paying an using this card shown on this estimated total and each month you statement in of... pay... about... Only the minimum payment 20 year(s) $12,159 $158 3 year(s) $5,721 (Savings= $6,438) If you would like information about credit counseling services, call 1-877-337-8187. Sale Date Post Date ReWence Number Activity Since Last Statement Amount Payments, Credits & Adjustments 1/27 84356153 PAYMENT THANK YOU -150.00 1/05 INTEREST BACK CREDIT EARNED -10.39 2102 INTEREST BACK CREDIT EARNED -8.77 Standard Purch 1122 1122 F7630SOO Identity Monitor Jan 866-279-9637 DE 11.95 Fees TOTAL FEES FOR THIS PERIOD 0.00 Interest Char gqed 2102 PURCHASES* INTEREST CHARGE*PERIODIC RATE 87.72 TOTAL INTEREST FOR THIS PERIOD 87.72 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 23.79 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 23.91 If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sale Date Post Date Reference Number Activity Since Last Statement Amount CONGRATULATIONS! You have earned a $8.77 interest back credit on.your purchase interest charges since your last payment was on time. If we receive your minimum payment due on time, you will continue to be eligible for the interest back program next month. Try TurboTax (R) Free Federal Edition for Simple Returns! Step by Step Guidance and All the Help You Need with TurboTax! Try TurboTax Todayy at: http://turbotax.intuit.com/affiliate/ccards Intuit, Inc. is not a Citi (R) Company. Make life less complicated - manage your account online! Monitor your spending by viewing recent card activity and balances. Reduce your paper clutter and switch to Paperless Statements. You can also pay your bill online, set up customized alerts and more. Sign up now at citicards.com Your statement has changed for the better. To make it easier for you to manage yyour account, we've enhanced various aspects of your billing statement to highlight important details at a glance. Look for more changes coming soon as we continue to improve your statement. Citi(R) Private Pass(R). Your ticket to exciting entertainment. Get special access to presale and preferred tickets, premium seats and VIP packages to your favorite music, sports, fashion, family and theater events. Visit citiprivatepass.com to find offers in your area. Rate Summary Balance Subject to Periodic Nominal ANNUAL Interest Charae Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,813.31 0.08216%(D) 29.99076 29.990% ADVANCES Standard Adv $0.00 0.08216%(D) 29.990% 29.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267370922115105909 1 5424 1805 2333 2267 3/28/10 $3709.22 $115.10 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citio Dividend Platinum Select" Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SD 57117 Summary of Account Activity Previous Balance P t $3 744.17 00 -125 aymen s . Other Credits -$8.67 Purchases +$11.95 Balance Transfers +$0.00 Cash Advances + 0.00 Fees Charged + 0.00 Interest Charged +$86.77 New Balance $3,709.22 Past Due Amount $0.00 Amt. Over Credit Limit $0.00 Credit Limit Available Credit $3 950 1240 Cash Advance Limit Available Cash Limit $3 950 $240 Statement Closing Date 03/02/2010 Days in Billing Cycle 28 c ti® Payment must be received by 5:00 PM Payment Information local time on the payment due date New Balance $3 709.22 Minimum Payment Due 1115.10 Payment Due Date 03/28/2010 Late Payment Warning: If we do not receive your minimum payyment by the date listed above, you may have to pa up to a 539 late fee and your APRs may be increased up to the variable Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum pa ment each period, Yo will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up.paying an using this card shown on this estimated total and each month you statement in of... pay... about... Only the minimum payment 20 year(s) $12,044 $157 3 year(s) $5,667 (Savings= $6,377) If you would like information about credit counseling services, call 1-877-337-8187. SaleDate Post Date Reference Number Activity Since Last Statement Amount Payvents, Credits & Adjustments 2/27 85932141 PAYMENT THANK YOU -125.00 3/02 INTEREST BACK CREDIT EARNED -8.67 Standard Purch 2122 2122 5M20DF00 Identity Monitor Feb 866-279-9637 DE 11.95 Fees TOTAL FEES FOR THIS PERIOD 0.00 Interest Chargqed 3/02 PURCHASES*INTEREST CHARGE*PERIODIC RATE 86.77 TOTAL INTEREST FOR THIS PERIOD 86.77 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 23.91 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Adjusted 0.01 Total Dividend Dollars Available 24.04 If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sale Date Post Date Reference Number Activity Since Last Statement Amount Our records show home phone 717-530-1412 and business phone 000-000-0000. If incorrect, please update your account online at www.citicards.com or call us at 1-800-950-5114 to let us Now. CONGRATULATIONS! You have earned a $8.67 interest back credit on.your purchase interest charges since your last payment was on time. If we receive your minimum payment due on time, you will continue to be eligible for the interest back program next month. This year, make the most of your budget with Online Bill Payment. Each bill cycle, make up to 4 payments when it s convenient for you. You can even schedule payments up to 45 days in advance. Pay your bill by 5pm El on a weekday to post the same day. Sign on now at citicards.com - it's safe and easy! Citi(R) Private Pass(R). Your ticket to exciting entertainment. Get special access to presale and preferred tickets, premium seats and VIP packages to your favorite music, sports, fashion, family and theater events. Visit citiprivatepass.com to find offers in your area. Rate Summary Balance Subject to Periodic Nominal ANNUAL Interest Charae Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,771.97 0.08216%(D) 29.990% 29.990% ADVANCES Standard Adv $0.00 0.08216%(D) 29.990% 29.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267368040120235902 H 1 5424 1805 2333 2267 4/28/10 $3680.40 $120.23 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SD 57117 Summary of Account Activity Previous Balance $3 709.22 Payments -$1Z5.00 Other Credits -$9.35 Purchases +$11.95 Balance Transfers +$0.00 Cash Advances +10 .00 Fees Chargqed + 0.00 Interest Charoed +$93.58 New Balance $3,680.40 Past Due Amount $0.00 Amt. Over Credit Limit $0.00 Credit Limit $3 950 Available Credit $269 Cash Advance Limit $3 950 Available Cash Limit $269 Statement Closinq Date 04/02/2010 Days in Billing Cycle 31 C tl® Payment must tie received by 5:00 PM Payment Information local time on the payment due date. New Balance $3 680.40 Minimum Payment Due 1120.23 Payment Due Date 04/28/Z010 Late Payment Warning: If we do not receive your minimum payyment by the date listed above, you may have to pay up to a S39 late fee and your APRs may be increased up to the variable Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum pa ment each period, To will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up.paying an using this card shown on this estimated total and each month you statement in of... pay... about... Only the minimum payment 20 year(s) $11,925 $156 3 year(s $5,623 (Savings= $6,302) If you would like information about credit counseling services, call 1-877-337-8187. Sale Date Post Date Reference Number Activity Since Last Statement Amount Pa nents, Credits & Adjustments 3/13 81931113 PAYMENT THANK YOU -125.00 4102 INTEREST BACK CREDIT EARNED -9.35 Standard Purch 3/23 3/23 TK7SD100 Identity Monitor Mar 866-279-9637 DE 11.95 Fees TOTAL FEES FOR THIS PERIOD 0.00 Interest Chargqed 4/02 PURCHASES*INTEREST CHARGE*PERIODIC RATE 93.58 TOTAL INTEREST FOR THIS PERIOD 93.58 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 24.04 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 24.16 If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM c ti® Sale Date Post Date Reference Number Activity Since Last Statement Amount CONGRATULATIONS! You have earned a $9.35 interest back credit on.your purchase interest charges since your last payment was on time. If we receive your minimum payment due on time, you will continue to be eligible for the interest back program next month. Try Turbo Tax(R) Free Fed Edition for Simple Returns! Step by Step Guidance and All the Help You Need with Turbo Tax(R)! Try Turbo Tax Today at: http://turbotax.intuit.com/affiliate/ccards Intuit, Inc. is not a Citi (R) Company. Get DIRECTV today and ask how to get up to 50% off for one year! No Equipment to Buy! Switch today! Call 1 800-344-8541 now! Offers end 7/14/10. New customers only. Conditions apply. Call for details. An offer from DIRECTV (not a Citi(R) company). Credit is a powerful tool. At usecreditwisely.com from Citi you can find the information and tools you need to build a sound financial future. Explore financial calculators, articles, interactive lessons and more to help you manage your credit responsibly. Rate Summar Balance Subject to Periodic Nominal ANNUAL y Interest Charge Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,674.18 0.08216%(D) 29.990% 29.990% ADVANCES Standard Adv $0.00 0.08216%(D) 29.990% 29.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267365381122465904 1 5424 1805 2333 2267 5/28/10 $3653.81 $122.4611 1 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select' Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SO 57117 Summary of Account Activity Previous Balance P t $3 680.40 00 -125 aymen s Other Credits . -$9.60 Purchases +$11.95 Balance Transfers + 0.00 Cash Advances 1 + 0.00 Fees Charged + 0.00 Interest Charged +$96.06 New Balance $3,653.81 Past Due Amount $0.00 Amt. Over Credit Limit $0.00 Credit Limit $3 950 Available Credit $296 Cash Advance Limit $3 950 Available Cash Limit 1296 Statement Closing Date 05/04/2010 Days in Billing Cycle 32 C tla Payment must be raceNed by 5:00 PM Payment Information local thne on the payment due date. New Balance $3 653.81 Minimum Payment Due 122.46 Payment Due Date 05/28/2010 Late Payment Warning: If we do not receive your minimum payyment by the date listed above, you may have to a up to a 539 late fee and your APRs may be increased up top the variable Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum pa ment each period, yyou will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up paying an using this card shown on this estimated total and each month you statement in of... pay... about... Only the minimum payment 20 year(s) $11,828 $155 3 year(s) $5,583 (Savings= $6,245) If you would like information about credit counseling services, call 1-877-337-8187. Sale Date Post Date Reference Number Activity Since Last Statement Amount Payvents, Credits & Adjustments 4/15 81074025 PAYMENT THANK YOU -125.00 5/04 INTEREST BACK CREDIT EARNED -9.60 Standard Purch 4122 4122 S04JLROO Identity Monitor Apr 866-279-9637 DE 11.95 Fees TOTAL FEES FOR THIS PERIOD 0.00 Interest Chargyed 5/04 PURCHASES*INTEREST CHARGE*PERIODIC RATE 96.06 TOTAL INTEREST FOR THIS PERIOD 96.06 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 24.16 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 24.28 If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C ti® Sale Date Post Date Reference Number Activity Since Last Statement Amount CONGRATULATIONS! You have earned a $9.60 interest back credit on.your purchase interest charges since your last pa ment was on time. If we receive your minimum payment due on time, you will continue to be eligible for the interest back program next month. Make life less complicated - manage your account online! Monitor your spending by viewing recent card activity and balances. Reduce your paper clutter and switch to Paperless Statements. You can also pay your bill online, set up customized alerts and more. Sign up now at citicards.com Credit is a powerful tool. At usecreditwisely.com from Citi you can find the information and tools you need to build a sound financial future. Explore financial calculators, articles, interactive lessons and more to help you manage your credit responsibly. Rate Summary Balance Subject to Periodic Nominal ANNUAL Interest Charae Rate APR PERCENTAGE RATE PURCHASES Standard Purch $3,653.80 0.08216%(D) 29.990% 29.990% ADVANCES Standard Adv $0.00 0.08216%(D) 29.990% 29.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267361872113965906 5424 1805 2333 2267 6/28/10 33618.72 $113.96 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select" Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SO 57117 Summary of Account Activity Previous Balance P t $3 653.81 00 -$125 aymen s . Other Credits -$8.66 Purchases +$11.95 Balance Transfers + 0.00 Cash Advances 1 + 0.00 Fees Charged + 0.00 Interest Charoed +$86.62 New Balance $3,618.72 Past Due Amount $0.00 Amt. Over Credit Limit $0.00 Credit Limit $3 950 Available Credit 1331 Cash Advance Limit $3 950 Available Cash Limit 1331 Statement Closing Date 06/02/2010 Days in Billing Cycle 29 C tl® Payment must be received by 5:00 PM Payment Information local time on the payment due date. New Balance $3 618.72 Minimum Payment Due 1113.96 Payment Due Date 06/28/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pa up to a $39 late fee and your APRs may be increased up to the variable Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum pa ment each period, To will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up paying an using this card shown on this estimated total and each month you statement in of... pay... about... Only the minimum payment 20 year(s) $11,719 $153 3 year(s) $5,529 (Savings= $6,190) If you would like information about credit counseling services, call 1-877-337-8187. Sale Date Post Date Reference Number Activity Since Last Statement Amount Pay vents, Credits & Adjustments 5/19 80638017 PAYMENT THANK YOU -1Z5.00 6/02 INTEREST BACK CREDIT EARNED -8.66 Standard Purch 5/24 5/Z4 595VBPOO Identity Monitor May 866-279-9637 DE 11.95 Fees TOTAL FEES FOR THIS PERIOD 0.00 Interest Chargqed 6/02 PURCHASES*INTEREST CHARGE*PERIODIC RATE 86.62 TOTAL INTEREST FOR THIS PERIOD 86.62 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 24.28 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 24.40 If your 'Total Div Dollar Available' balance is at least $50, call us at 1-866-676-4672 or go to www.citicards.com, so that we may send you a check. SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sale Date Post Date Reference Number Activity Since Last Statement Amount CONGRATULATIONS! You have earned a $8.66 interest back credit on.your purchase interest charges since your last pa ment was on time. If we receive your minimum payment due on time, you will continue to be eligible for the interest back program next month. This year, make the most of your budget with Online Bill Payment. Each bill cycle, make up to 4 payments when it's convenient for you. You can even schedule payments up to 45 days in advance. Pay your bill by 5pm ET on a weekday to post the same day. Sign on now at clticards.com - it's safe and easy! Citi(R) Private Pass(R). Your ticket to exciting entertainment. Citi(R) Private Pass(R) is your destination for preferred access to concerts, theatre, sporting events, dining experiences and more - all just for being a Citi customer. Visit www.cltiprivatepass.com for more details. Get DIRECTV today and ask how to get up to 50% off for one year! No Equipment to Buy! Switch Today! Call 1-800-344-8541 now! Offers end 7/14/10. New customers only. Conditions apply. Call for details. An offer from DIRECTV (not a Citi(R) company). Rate Summary Balance Subject to Interest Charge Periodic Rate Nominal APR ANNUAL PERCENTAGE RATE PURCHASES Standard Purch $3,635.26 0.08216%(D) 29.990% 29.990% ADVANCES Standard Adv $0.00 0.08216%(D) 29.990% 29.990% SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267358544114775908 ml?mlllll , a laaVMWWM-7 5424 1805 2333 2267 7/28/10 $3585.44 $114.77 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SO 57117 Summary of Account Activity Previous Balance P t $3 618.72 -125 00 s aymen . Other Credits -$0.00 Purchases +$11.95 Cash Advances +$0.00 Fees Charged + 0.00 Interest Charged +$79.77 New Balance $3,585.44 Past Due Amount $0.00 Amt. Over Credit Limit $0.00 Credit Limit Available Credit $3 950 J364 Cash Advance Limit Available Cash Limit $3 950 $364 Statement Closing Date 07/02/2010 Days in Billing Cycle 30 C tldo Payment must be received by 5:00 PM Payment Information local time on the payment due date. New Balance $3 585.44 Minimum Payment Due $114.77 Payment Due Date 07/28/2010 Late Payment Warning: If we do not receive your minimum payyment by the date listed above, you may have to pay up to a 839 late fee and your APRs may be increased up to the variable Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum pa ment each period, yyou will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up.paying an using this card shown on this estimated total and each month you statement in of... pay... about... Only the minimum payment 20 year(s) $11,596 $152 3 year(s) $5,478 (Savings= $6,178) If you would like information about credit counseling services, call 1-877-337-8187. Sale Data Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 6/16 81700139 PAYMENT THANK YOU -125.00 Standard Purch 6/21 6/21 JOLBB600 Identity Monitor Jun 866-279-9637 DE 11.95 Fees TOTAL FEES FOR THIS PERIOD 0.00 Interest Charged 7102 INTEREST BACK CREDIT EARNED 7102 INTEREST CHARGED TO STANDARD PURCH TOTAL INTEREST FOR THIS PERIOD 2010 Totals Year-to-Date Total Fees charged in ZO10 Total Interest charged in 2010 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total Base Dividend Dollars Earned Total Dividend Dollars Earned this period Total Dividend Dollars Available 24.40 0.12 0.12 24.52 0.00 577.77 -8.86 88.63 79.77 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sale Date Post Date Reference Number Activity Since Last Statement Amount Your statement has changed for the better. To make it easier for you to manage your account, we've enhanced your billing statement to highlight important information at a glance. To learn more about the Credit Card Act visit newcreditcardlaws.citicards.com Please see enclosed privacy notice for important information. Citi(R) Private Pass(R). Your ticket to exciting entertainment. Citi(R) Private Pass(R) is your destination for preferred access to concerts, theatre, sporting events, dining experiences and more - all just for being a Citi customer. Visit www.citiprivatepass.com for more details. Interest Charge Calculation Your Annual Pereentage Rate (APR) is the annual interest rate on your account. Annual Percentage Balance Subject to Type of Balance Rate (APR) Interest Rate Interest Charge PURCHASES Standard Purch 29.990%(V) $3,595.66(D) $88.63 ADVANCES Standard Adv 29.990%(V) $0.00(D) $0.00 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267355696119575908 1 5424 1805 2333 2267 8/28/10 $3556.96 $119.57 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select" Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SO 57117 Summary of Account Activity Previous Balance $3 585.44 00 1125 Payments Other Credits . -$0.00 Purchases +$11.95 Cash Advances +10.00 Fees Charged + 0.00 Interest Charged +$84.57 New Balance $3,556.96 Past Due Amount $0.00 Amt. Over Credit Limit $0.00 Credit Limit $3 950 Available Credit $393 Cash Advance Limit $3 950 Available Cash Limit 1393 Statement Closing Date 08/03/2010 Days in Billing Cycle 32 C tl® Payment must be received by 5:00 PM Payment Information local tMne on the payment due date. New Balance $3 556.96 Minimum Payment Due 1119.57 Payment Due Date 08/28/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pa up to a 339 late fee and your APRs may be increased up to the variable Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum pa ment each period, To will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up paying an using this card shown on this estimated total and each month you statement in of... pay,,, about... Only the minimum payment 20 year(s) $11,486 $150 3 year(s) (S 5,435 $6051) If you would like information about credit counseling services, call 1-877-337-8187. Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 7/19 84384167 PAYMENT THANK YOU -.125.00 7/21 7121 FJF72XOO Standard Purch Identity Monitor Jul 866-279-9637 DE 11.95 Fees TOTAL FEES FOR THIS PERIOD 0.00 8/03 Interest Charged INTEREST BACK CREDIT EARNED 9.39 8/03 INTEREST CHARGED TO STANDARD PURCH 93.96 TOTAL INTEREST FOR THIS PERIOD 84.57 2010 Totals Year-to-Date Total Fees charged in 2010 0.00 Total Interest charged in 2010 662.34 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 24.52 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 24.64 SEND PAYMENTS TO: TT PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C t ® l Sale Date Post Date Reference Number Activity Since Last Statement Amount NOTICE OF CLASS-ACTION SETTLEMENT THIS NOTICE MAY AFFECT YOUR RIGHTS. PLEASE READ IT CAREFULLY. A settlement has been reached in a class action alleging that Citibank (South Dakota), N.A. increased periodic rates due to delinquency or default without prior notice. You may be a member of the settlement class. To obtain information regarding the settlement, please go to http://www.casenosacv06571.com With Paperless Statements, your information is always accessible. Paperless Statements give you the option to receive your card statements online only. Enjoy the convenience of securely accessing current and past statements anytime, anywhere - free of charge. Enroll at paperless.citlcards.com Interest Charge Calculation type of Balance PURCHASES Standard Purch ADVANCES Standard Adv Your Annual PercenAage Rate (APR) Is the annual interest rate on your account. Annual Percentage Balance Subject to Rate (APR) Interest Rate Interest Charge 29.990%(V) $3,573.85(D) $93.96 29.990%(V) $0.00(D) $0.00 SEND PAYMENTS TO: TT PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267352259113685901 5424 1805 2333 2267 9/28/10 $3522.59 $113.68 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select® Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SO 57117 Summary of Account Activity Previous Balance $3 556.96 00 1125 Payments Other Credits . -$0.00 Purchases +$11.95 Cash Advances +$0.00 Fees Charged + 0.00 Interest Charged +$78.68 New Balance $3,522.59 Past Due Amount $0.00 Amt. Over Credit Limit $0.00 Credit Limit $3 950 Available Credit 1427 Cash Advance Limit $3 950 Available Cash Limit $427 Statement Closing Date 09/02/2010 3Days in Billing Cycle C t ® l Payment must be received by 5:00 PM Payment Information local time on the payment due date. New Balance $3 522.59 Minimum Payment Due $113.68 Payment Due Date 09/28/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee of up to $35 and your APRs may be increased up to the variable Penalty APR of 29.9996. Minimum Payment Warning: If you make only the minimum payment each period, yyou will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up paying an using this card shown on this estimated total and each month you statement in of... pay,., about... Only the minimum payment 20 year(s) $11,384 $149 3 year(s) $5,382 (Savings= $6,002) If you would like information about credit counseling services, call 1-877-337-8187. Sale Date Post Date Reference Number Activity Since Last Statement Amount ents, Credits & Adjustments Pa 8/20 86651257 u PAYMENT THANK YOU -125.00 Standard Purch 8/20 8/20 T9MR8N00 Identity Monitor Aug 866-279-9637 DE 11.95 Fees TOTAL FEES FOR THIS PERIOD 0.00 Interest Charged 9/02 INTEREST BACK CREDIT EARNED -8.74 9/02 INTEREST CHARGED TO STANDARD PORCH 87.42 TOTAL INTEREST FOR THIS PERIOD 78.68 2010 Totals Year-to-Date Total Fees charged in 2010 0.00 Total Interest charged in 2010 741.02 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C ti® Sale Date Post Date Reference Number Activity Since Last Statement Amount Important Changes to Your Account: We changed our fee structure. This change does not result in an increase in fees and in many cases will reduce the fees you currently pay for late and returned payments. Below, we summarize the new fee structure that began on 08/22/2010. Late Payment Fee For the first late payment: Up to $15 on balances up to $100.00 Up to 25 on balances of $100.00 and over For each additional late payment during the next six billing cycles: Up to $$15 on balances up to $100.00 Up to $29 on balances of $100.00 up to $250.00 Up to 135 on balances of $250.00 and over Return Tment Fee Up to 5 for the first returned payment Up to 5 for each additional returned payment during the next six billing cycles if you have any questions about the impact to your account, please call 1-800-950-5114. ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 24.64 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 24.76 Our records show home phone 717-530-1412 and business phone 000-000-0000. If incorrect, please update your account online at www.citicards.com or call us at 1-800-950-5114 to let us Now. With Paperless Statements, your information is always accessible. Paperless Statements give you the option to receive your card statements online only. Enjoy the convenience of securely accessing current and past statements anytime, anywhere - free of charge. Enroll at paperless.citicards.com interest Charge Calculation Type of Balance PURCHASES Standard Purch ADVANCES Standard Adv Your Annual Percentage Rate (APR) Is the annual interest rate on your account. Annual Percentage Rate (APR) 29.990%(V) 29.990%(V) Balance Subject to Interest Rate $3,546.62(D) $0.00(D) Interest Charge $87.42 $0.00 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267349243116895903 5424 1805 2333 2267 0/28/10 $3492.43 $116.89 00 vi 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SO 57117 Summary of Account Activity Previous Balance $3 522.59 00 -$125 Payments Other Credits . -$0.00 Purchases +$11.95 Cash Advances +$0.00 Fees Charged +$0.00 Interest Charqed +$82.89 New Balance $3,492.43 Past Due Amount $0.00 Amt. Over Credit Limit $0.00 Credit Limit $3 950 Available Credit 1457 Cash Advance Limit $3 950 Available Cash Limit $457 Statement Closing Date 10/04/2010 Days in Billing Cycle 32 C tl® Payment must be received by 5:00 PM Payment Information local time on the payment due data New Balance $3 492.43 Minimum Payment Due 116.89 Payment Due Date 1012812010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee of up to $35 and your APRs may a increased up to the variable Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum pa ment each period, yyou will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up. paying an using this card shown on this estimated total and each month you statement in of... pay,,, about... Only the minimum payment 20 year(s) $11,270 $148 3 year(s) (Savings= $5,934) If you would like information about credit counseling services, call 1-877-337-8187. Sale Date Post Date Reference Number Activity Since Last Statement Amount Payments, Credits & Adjustments 9/17 82319159 PAYMENT THANK YOU -125.00 Standard Purch 9/20 9/20 4Z8TOP00 Identity Monitor Sep 866-279-9637 DE 11.95 Fees TOTAL FEES FOR THIS PERIOD 0.00 Interest Charged 10/04 INTEREST BACK CREDIT EARNED -9.20 10/04 INTEREST CHARGED TO STANDARD PURCH 92.09 TOTAL INTEREST FOR THIS PERIOD 82.89 2010 Totals Year-to-Date Total Fees charged in 2010 0.00 Total Interest charged in 2010 823.91 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 24.76 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 24.88 SEND PAYMENTS TO: TT PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sale Date Post Date Reference Number Activity Since Last Statement Amount Announcing Citi (R) Bill Central. Did you know you.can arrange to have your bills paid automatically every month with your credit card? Visit Citi Bill Central in account online to manage payments with your Citi Card. Interest Charge Calculation Your Annual Percentage Rate (APR) Is the annual interest rate on your account. Annual Percentage Balance Subject to Type of Balance Rate (APR) Interest Rate Interest Charge PURCHASES Standard Purch 29.990%(V) $3,502.65(D) $92.09 ADVANCES Standard Adv 29.990%(V) $0.00(D) $0.00 7-1 SEND PAYMENTS TO: PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267345341108035902 1 5424 1805 2333 2267 1128110 $3453.41 $108.03. 1 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select° Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SO 57117 Summary of Account Activity Previous Balance $3 492.43 00 -$125 Payments Other Credits . -$0.00 Purchases +$11.95 Cash Advances +10.00 Fees Charged + 0.00 Interest Charged +$74.03 New Balance $3,453.41 Past Due Amount $0.00 Amt. Over Credit Limit $0.00 Credit Limit i $3 950 $496 t Available Cred Cash Advance Limit it i $3 950 $496 m Available Cash L Statement Closing Date 1110212010 Days in Billing Cycle 29 C ti® Payment must be recelved by 5:00 PM Payment Information local thne on the payment due date. New Balance $3 453.41 Minimum Payment Due 1108.03 Payment Due Date 11/28/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee of up to $35 and your APRs may a increased up to the variable Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum pa ment each period, yyou will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance uppaying an using this card shown on this estimated total and each month you statement in of... pay,.. about... Only the minlmum payment 19 year(s) $11,149 $146 3 year(s) $5,276 (Savings- $5,873) If you would like information about credit counseling services, call 1-877-337-8187. Sale Date Post Date Reference Number Activity Since Last Statement Amount ents, Credits & Adjustments P 10/14 84154239 A Ag PAYMENT THANK YOU 125.00 10/19 10/19 92RPKFOO Standard Purch Identity Monitor Oct 866-279-9637 DE 11.95 Fees TOTAL FEES FOR THIS PERIOD 0.00 11102 Interest Charged INTEREST BACK CREDIT EARNED -8.22 11102 INTEREST CHARGED TO STANDARD PURCH 82.25 TOTAL INTEREST FOR THIS PERIOD 74.03 2010 Totals Year-to-Date Total Fees charged in 2010 0.00 Total Interest charged in 2010 897.94 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 24.88 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 25.00 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM c ti® Sale Data Post Date Reference Number Activity Since Last Statement Amount Interest Charge Calculation Type of Balance PURCHASES Standard Purch ADVANCES Standard Adv Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Percentage Balance Subject to Rate (APR) Interest Rate Interest Charge 29.990%(V) $3,452.23(D) $82.25 29.990%(V) $0.000) $0.00 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267357660254275904 5424 1805 2333 2267 2/28/10 $3576.60 $254.27 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi"' Dividend Platinum Select' Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-950-5114 www.citicards.com BOX 6500 SIOUX FALLS, SO 57117 Summary of Account Activity Previous Balance $3,453.41 Payyments -$0.00 ONer Credits -$0.00 Purchases +$11.95 Cash Advances +$0.00 Fees Charged +525.00 Interest Charged +$86.24 New Balance $3,576.60 Past Due Amount $108.03 Amt. Over Credit Limit $0.00 Credit Limit $3 950 Available Credit $373 Cash Advance Limit $3 950 Available Cash Limit 1373 Statement Closing Date 1210212010 Days in Billing Cycle 30 C jqoo t ® l Payment must be received by 5:00 PM Payment Information local time on the payment due date. New Balance $3 576.60 Minimum Payment Due $254.27 Payment Due Date 12/28/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee of up to $35 and your APRs may a increased up to the variable Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, yyou will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up paying an using this card shown on this estimated total and each month you statement in of... pay... about... Only the minimum payment 19 year(s) $11,221 $147 3 year(s) $5,408 (Savings= $5,813) If you would like information about credit counseling services, call 1-877-337-8188. Sale Date Post Date Reference Number Activity Since Last Statement Amount Standard Purch 11/23 11/23 90RFNFOO Identity Monitor Nov 866-279-9637 DE 11.95 12102 Fees MEMBERSHIP FEE DEC 10-NOV 11 0.00 12102 LATE FEE - NOV PAYMENT PAST DUE 25.00 TOTAL FEES FOR THIS PERIOD 25.00 Interest Charged 12/02 INTEREST CHARGED TO STANDARD PURCH 86.24 TOTAL INTEREST FOR THIS PERIOD 86.24 2010 Totals Year-to-Date Total Fees charged in 2010 25.00 Total Interest charged in 2010 984.18 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 25.00 Base Dividend Dollars Earned 0.12 Total Dividend Dollars Earned this period 0.12 Total Dividend Dollars Available 25.12 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sale Date Post Date Reference Number Activity Since Last Statement Amount your account is past due. Please pay the minimum payment due immediately. Subsequent Dividend Dollars earned on this account may not be eligible if you fail to send payment. If you have already sent payment, thank you. Please be sure to pay on time. If you submit your payment by mail, we suggest you mail it no later than 12/21/2010 to allow for enough time for regular mall to reach us. 6 Interest Charge Calculatlon Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Percentage Balance Subject to Type of Balance Rate (APR) Interest Rate Interest Charge PURCHASES Standard Purch 29.990%(V) $3,498.87(D) $86.24 ADVANCES Standard Adv 29.990%(V) $0.00(D) $0.00 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 15424180523332267372194424665902 5424 1805 2333 2267 1/31/11 $3721.94 8424.66 00 V1 0893 1 MC 4 CITI CARDS P.O. BOX 182564 HARRY LEROY HELM COLUMBUS, OH 120 SHIPPENSBURG MOBILE EST 43218-2564 SHIPPENSBURG PA 17257-9534000 Citi® Dividend Platinum Select Card Account Number: 5424 1805 2333 2267 Customer Service: 1-800-388-2200 www.citicards.com BOX 6500 SIOUX FALLS, SO 57117 Summary of Account Activity Previous Balance $3,576.60 Payments $0.00 Other Credits -$0.00 Purchases +$11.95 Cash Advances +$0.00 Fees Charged +535.00 Interest Charged +$98.39 New Balance $3,721.94 Past Due Amount $254.27 Amt. Over Credit Limit $0.00 Credit Limit Available Credit $3 950 1228 Cash Advance Limit Available Cash Limit $3 950 $228 Statement Closing Date 0110412011 Days in Billing Cycle 33 ti® V Payment must be received by 5:00 PM Payment Information local time on the payment due date New Balance $3 721.94 Minimum Payment Due $424.66 Payment Due Date 01/31/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee of up to $35 and your APRs may a increased up to the variable Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, yYou will pay more in interest and it will take you longer To pay off your balance. For example: If you make no You will pay And you will end additional charges off the balance up,paying an using this card shown on this estimated total and each month you statement in of... pay... about... Only the minimum payment 19 year(s) $11,303 $147 3 year(s) $5,553 (Savings= $5,750) If you would like information about credit counseling services, call 1-877-337-8188. Sale Date Post Date Reference Number Activity Since Last Statement Amount Standard Purch 12/23 12/23 ZTXLM000 Identity Monitor Dec 866-279-9637 DE 11.95 Fees 1104 LATE FEE - DEC PAYMENT PAST DUE 35.00 TOTAL FEES FOR THIS PERIOD 35.00 Interest Charged 1/04 INTEREST CHARGED TO STANDARD PURCH 98.39 TOTAL INTEREST FOR THIS PERIOD 98.39 2011 Totals Year-to-Date Total Fees charged in 2011 35.00 Total Interest charged in 2011 98.39 ****Dividend Dollars Summary**** Previous Statement Dividend Dollars Total 25.12 Base Dividend Dollars Earned 0.00 Total Dividend Dollars Earned this period 0.00 Total Dividend Dollars Available 25.12 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. www.citicards.com 00 V1 0893 1 MC 4 HARRY LEROY HELM C tl® Sap Date Post Date Reference Number Activity Since Last Statement Amount Your Dividend Dollars on this statement are not eligible for redemption as the account is delinquent. To save these Dividend Dollars, please call Customer Service at 1-800-388-2200, Mon-Thur 6:30 a.m. to 11:00 p m. Central Time; Fri 6:30 a.m. to 9:00 p.m. Central Time; Sat and Sun 8:00 a.m. to 5:00 p.m. Central Time. Please be sure to pay on time. it no later than If you submit your payment by mail, we suggest you mail 01/24/2011 to allow for enough time for regular mail to reach us. Important Benefit Information: Effective 1/23/11 Providers for some of the insurance benefits on your account will change and/or new benefits may be added. The enclosed Summary of Additional Program Information reflects all of the program details. Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on you account. Annual Percentage Balance Subject to type of Balance Rate (APR) Interest Rate Interest Charge PURCHASES Standard Purch 29.990%(V) $3,628.75(D) $98.39 ADVANCES Standard Adv 29.990%(V) $0.00(D) $0.00 SEND PAYMENTS TO: 77 PLEASE REFER TO THE REVERSE SIDE OF THE ORIGINAL STATEMENT FOR PAYMENT INFORMATION. -'0 0 00 C cc (0 o tri Vj o m 0, E E to Q O N O m en ? u G O O ? N 0 N ° J jr 1OQ om 0 E. r O X O N O - O CD 7O Ot` 2 ? V mtnN N_ U1 (M G rn N 10 OD `o c G 0 p C ? a W ? a z u) W S r Y Q K a 0 z ti. a in C ? W c- p a p G n W a a Z N a = ,~n 1" O W ° F - (D N Is W Q ¢ L W c ? r d D A N ° ? a 0 W W W ?- 4 J O r z N W > > N C in r Cr Q N o r N a d N D a Y Q O O r d Z O ? r N N W P O N Q 0 V - E y y C u a C a 0 a C of d ? ? W V , N Oo ° - a Y v u , V'i 7> a d _ c O A a d 3 U E = C ° A d` ? d d d u Q Q S Y ? p N N O W A c N a N rn 0 0. m.0 0 ? 1- lp O tuft y-u 0 1 E N O O ?...0 tri CO cl ? u1 kn ? .ur N cc v N O 0. O1 N Z M M . 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JEta c IE?n m - ? m m www cltlca date paid amount paid rds.com (neck It -- In ?? my v n ?° t0 O._ L.0 N D m 3E v - U-) o E a > 0, O C 1 VN C' - 3: 0 3 0'0 EE M - EE Ey0 ?L _ P -E E ml T a ?'? O G c N a > ,? T O to O 'QI a?,n ?o - v a0 m > C N mu 0, QJ .^ N ?n c M O N M.O v TC d as a O ? O d r a a > wn > (0 .? a c 'n ?0 d a-...d Vu f0-_ v n E a"0 v S na ?1 EO 0 Detach.nd follow O.yrn-t instructions on r.wrse M.k.ah-ku.y.bht.:Citl Cards 15424180523332267 0385870 0385870 0012500 0211 New Balance: 858.70 54241805 2333 2267 $3, Amount Enclosed: Minimum Payment Due: $3,858.70 Payment Due Date: Payment must be received by 5:00 PM 05128/2011 total time on the payment due date. 000000 MC 34 A 0 HARRY LEROY HELM ATTNY ACCOUNT-CODE=WYO3 CITI CARDS SHIPPENSBURG PA 17257.9534 P.O. BOX 182564 COLUMBUS, OH 43218-2564 '0 O E Q N u c > > V W or V 4W too-- CC N Y 0 4 tso GI o °x o ?r O ODD 70On 2 Um u,, N 00 a a N f 0 4 C W 0 W W d J a to C O 00 ° 4 0 O_ O.' W x 2 O W O ~ . Z n J a 00 O N I 0 00 ? 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BOX 182564 COLUMBUS, OH 43218-2564 wwwctticards,com Account Activity 07/04/2011 Account Member How to Reach Us HARRY LEROY HELM 1-800-925-8871 customer service Account Number **** **** **** 2267 Member Since 1993 BOX 6500 SIOUX FALLS, SD 57117 New Balance: Minimum Payment Due: Payment Due Date: $3,858.70 $3,858.70 07/28/2011 Make a payment now! Summary of Account Activity Late Payment Warninq:if we do not receive your minimum payment by the date listed 70 858 $3 above, you may have to pay a late fee of Up to $35 and your APRs may be increased up to'h Previcus Balance . , variable Penalty APR of 29.99%. Payments $0.00 Minimum Payment Warninq:lf you make only the minimum payment each period, you will Other Credits -$0.00 pay more in interest and it will take you longer to pay off your balance. For example: Purchases +$0.00 Cash Advances +$0.00 If you make no additional You will pay off the And you will end Fees Charged +$0.00 charges using this card and balance shown on this up paying an Interest Charged +$0.00 each month you pay... statement In about... estimated total of... New Balance $3,858.70 Only the minimum payment month(s) $3,859 Past Due Amount $815.47 Amt. Over Credit Limit $0.00 For Information about credit counseling services, call 1-877-337-8188. Credit Limit $3,950 Available Cash Limit $0 Available Credit $0 Statement Closing Date 07/04/2011 Cash Advance Limit $3,950 Days in Billing Cycle 32 Fees Sale Post Description Amount TOTAL FEES FOR THIS PERIOD 0.00 Interest Charged Post Description Amount TOTAL INTEREST FOR THIS PERIOD 0.00 2011 Totals Year-to-Date Total Fees charged in 2011 $70.00 Total interest charged in 2011 $188.20 Interest Charge Calculation Your Annual Percentage Rate (APR)is the annual interest rate on your account. Annual Percentage Balance Subject to Type of Balance Rate (APR) Interest Rate Interest Charge PURCHASES Standard Purch 29.990%(V) $0.00 (D) $0.00 ADVANCES Standard Adv 29.990%(V) $0.00 (D) $0.00 CAI, and Clti With Arc Design are registered service marks of Citigroup Inc. How to Reach Us ?-800-925-8871 Customer Service BOX 6500 SIOUX FALLS, SD 57117 Access your account online: www.citicardscorn Account Number **** *""* * "** 2267 IMPORTANT NOTICE ABOUT YOUR ACCOUNT Effective July 1, 2011, Citibank (South Dakota), N.A., is merged into Citibank, N.A. Citibank, N.A., which is located in Sioux Falls, South Dakota, is the new issuer of your account. All references to Citibank (South Dakota), N.A., in your account documentation, including the Card Agreement, and in communications about your account should be deemed to refer to Citibank, N.A. Any optional program provided by Citibank (South Dakota), N.A., is now provided by Citibank, N.A. Help is available! Please call the toll-free number shown above to learn about our special payment options. Call Monday - Friday, 7 am to 9 pm, or Saturday, 8 am to 5 pm, Central Time. Please give us the opportunity to assist you. Please be sure to pay on time. If you submit your payment by mail, we suggest you mail it no later than 07/21/2011 to allow for enough time for regular mail to reach us. CAI, and Citi Mtn Arc Design are registered service marks of Citigroup Inc. Blatt, Hasenmiller, Leibsker & Moore, LLC Daniel Santucci Attorney I.D. #92800 1835 Market Street, Suite 501 Philadelphia, PA 19103 800-850-1079 Attorney for Plaintiff, CITIBANK CITIBANK (SOUTH DAKOTA) NA now merged into CITIBANK NA c//o Blatt, Hasenmiller, Leibsker & Moore, LLC Plaintiff, vs. HARRY LEROY HELM Defendant(s). IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA CIVIL ACTION NO. 11-5346 CIVIL CERTIFICATE OF SERVICE I Daniel Santucci, Esquire, counsel for the plaintiff, do hereby certify that I sent a true and correct copy of this Amended Complaint, to the Defendant at his address on September Stn 2011 John C. Cermak, Esq 1009 Merchant Street Ambridge, PA 15003 _{ Blatt, Hasenmiller, Lelbsker & Moore, LLC Daniel Santucci Attorney I.D. #92800 1835 Market Street, Suite 501 Philadelphia, PA 19103 800.850-1079 Attorney for Plaintiff, CMBANK (SOUTH DAKOTA) N.A. 0 1- THE PROTHONOTARY 2012 JAN -5 PM 1: 00 CUMBER[.ANO COUNTY PENNSYLVANIA CITIBANK (SOUTH DAKOTA) N.A. c/o Blatt, Hasenmiller, Leibsker & Moore, LLC 1835 Market Street, Suite 501 Philadelphia, PA 19103 Plaintiff, vs. HARRY LEROY HELM 120 SHIPPENSBURG MOBILE EST SHIPPENSBURG PA 17257-9534 Defendant(s). IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA CIVIL ACTION No. 11-5346 CIVIL PRAECIPE TO WITHDRAW COMPLAINT WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly WITHDRAW the Complaint filed in the above-captioned matter, WITHOUT prejudice. Respectfully submitted, BLATT, HASENMILLE , L & MOORE, LLC / Dated: December 30, 2011 By: Daniel S 2625997 PPTJPWCI ?I 111 NO IM IM,IN111IINloll 11IN