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HomeMy WebLinkAbout89-0462<7 ~ ~ 1~ r O ~ ` ~ 1~` ~--, ,_ ._ _. `~ i_7 t .. ~= m t Duncan & Hartman, P.C. `~'~'_` ~~ Susan J. Hartman, Esquire `~ ~'~~' I Irvine Row. Carlisle. Pennsylvania 17013 __ _~ _ _.~~ 717?~~.7780 ~> _.; 717?~9-7800 FAX ~ ~ '~ Attorne~~ ID 65184 IN RE: ESTA"hE OF' : IN THE COURT OF COMMON PLEAS OF BARBARA A. RIGGLEMAN :CUMBERLAND COUNTY, PENNSYLVANIA AN INCAPACITATED PERSON :ORPHANS' COURT DIVISION NO. 2I-89-462 PETITION FOR APPOINTMENT OF GUARDIAN OF THE PERSON Petitioners. by and through their attorney, Susan J. 1~Iartman, Esquire. petitions You-- I lonorable Court for their appointment as GUARDIANS of the person of Barbar~~ S. Riggleman7. and in support thereof, respectfully request: 1. Petitioner Sharon Vaughn of 5 Royal Drive, Carlisle, Cumberland County. Pennsylvania, a sui juris individual, is the sister of Barbara A. Riggleman. ?. Petitioner Glenn E. Riggleman of 21 I9 Newville Road, Carlisle. Cum~_~erland Count. Pennsylvania, a sui juris individual, is the brother of Barbara A. Riggleman. 3. Barbara A. Rigglema~l, born July 27. 1955, is a 55 year old single woman who resides with her mother, Fern E. Riggleman at 86 Fairview Street, Carlisle, Cumberland County. Pennsylvania. 4. Barbara A. Riggleman, an incapacitated person, was adjuged incompetent under the then statutory authority governing such proceedings. A copy of said Order is attached hereto. incorporated by reference and marked Exhibit "A". 5. The Court Order named Dauphin Deposit Bank and Trust Company as guardian of the estate of Barbara ~. Riggleman. 6. No one was appointed as guardian of the person of Barbara A. Riggleman. 7. The proposed Guardians have no interest that is adverse to those of Barbara A. Riggleman. K. The Petitioners are willing to serve as Guardians of the Person of Barbara n. Riggleman, and have signed a consent letter which is attached hereto, incorporated by reference and marked Exhibit "B'". 9. The consents of the mother and remaining sibling of Barbara A. Riggleman are attached to this petition as Exhibit "C". 10. It is the position of the Petitioners that Guardianship is necessary in order to secure medical and social services on behalf of Barbara A. Riggleman. 1 l . No other petition has been filed for the appointment of a Guardian of the Person for Barbara A. Riggleman. WHEREFORE. Petitioners respectfully request that they be appointed G~~-ardians of~the Person of their sister. Barbara A. Riggleman. Respectfully submittted ,, _-~ 2w~ ~=~: r ~ ~ .a Susan J. Hart'm~i,;-~s~uire Attorney for Petitioner Dated: ,~,/.; ~; r VERIFICATION "Che undersigned, having read the attached Petition, hereby verifies that the facts set forth therein are true and correct to the best of his knowledge. information and belief. This verification is made subject to the penalties of 18 Pa.C.S.seetion 4904 pertaining to unsworn falsification to authorities. ;' • -, Dated: ti- ~ < r , ~' VERIFICATION The undersigned, having read the attached Petition, hereby verifies that thc; facts set forth therein are true and correct to the best of his knowledge, information and belief. This verification is made subject to the penalties of 18 Pa.C.S.section 49(14 pertaining to uns~orn falsification to authorities. ~dti~ ~J i' ~' `/ a ',~~.'"` f , ,, ,f Dated: ~' ~ '` " `! ~~. . ;N r,E; EST,A`E OF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BA.'.Ba.Rr; RGGLE~IAN, :ON ORPHANS' COURT DiVIS' N0. 21-89-462 A'J ~ ~. ~ ~,aETE`JT ' ~_ -~, ~L: APpOI"JT"'ENT OF GUARDIAN nRnFR OF CQl1BI AND NOW, this 17th day of JuIY, 1989, following a ,1ea~,r,., it is order ed and adjudged that: 1, Barbera A. Ri991eman is incompetent. L, Da~..~phin Deposit Bank and Trust Company is apGOirted guardian of the estate of Barbara A. R19gleman. ~;~~.,~a-;; ' Schorpp, Espuir2 For ?~titioners .rs A TRUE COPY FROM RECORn In Testimony whoreof, l hereunto set my hanc and the seal of ~^~id C:;ur? at Car isle. FA. ~~ This ~' ` t~ _~ ^~', r'r--~=-- ~ ;, ~~ ~-Clerk of the Orphans Court ~ ~~ Cumbetiand Count EXHIBIT -. ~ ~ .,: ~ (~ ~.j.•~r ~~" Y~ „ /~ . Edgar B. Bayley, J• Duncan & Hartman, P.C. Susan J. Hartman. Esquire I lrvil~e Row. Carlisle, Pennsylvania 17013 71 ??39.7780 71 ~?~19-7800 FAX Attorne~~ ID 6~ 184 IN RE: ESTATE OF : IN THE COURT OF COMMON PLEAS OF~ BARBARA A. RIGGLEMAN :CUMBERLAND COUNTY, PENI~;SYLVANIA AN INCAPACITATED PERSON :ORPHANS' COURT DIVISION NO. 21-89-462 CONSENT TO BE APPOINTED GUARDIAN Glenn E. Riggleman being duly sworn according to law, deposes and says that she agrees tc~ sen~e as guardian of the person for her sister, Barbara A. Riggleman. My residence is 2119 Newville Road. Carlisle, Cumberland County, Pennsylvania. My occupation is retired from Lear Corporation. I speak. read and write in the English Language. I do not have any interest adverse to Barbara A. Riggleman. I am not a fiduciary or an officer or employee of a corporate fiduciary of yin Estate in ~~hich the incompetent has an interest; not the surety, or an officer or employee ol~a corporate surety of such a fiduciary. Swoon to and subscribed before me this ~~~'f't' Day of "'~.. , ...,~__ '01 1. 1 Notar C MM NWEALTM OF PENNSYLVANIA NOTARIAL SEAL JOAN D. ADAMS, Notary Public Carlisle Boro., Cumberland County My Canmission Expires March 15, 2015 ;' C :1 / Glenn E. Riggleman r` EXHIBIT `~ Duncan & Hartman, P.C. Susan J. Hartman. Esquire I h•vine Row. Carlisle, Pennsylvania 17013 7 I ?.?19.7780 7 ! 7.'?~19-7800 FAX Auornc~ I D 65 181 IN RE: ESTATE OF BARBARA A. RIGGI,EMAN IN THE COURT OF COMMON PLEAS OI~ CUMBERLAND COUNTY. PENNSYLVANIA AN INCAPACI"I,ATED PERSON ORPHANS' COURT DIVISION NO. 21-89-462 CONSENT TO BE APPOINTED GUARDIAN Sharon Vaughn, being duly sworn according to law, deposes and says that she agrees to ser~~e as guardian of the person for her sister. Barbara A. Riggleman. VIy residence is 5 Royal Drive, Carlisle, Cumberland County. Pennsyl~~a-~ia. My occupation is supply chain manager for Vectron International. I speak, read and write in the English Language. I do not ha~~e any interest adverse to Barbara A. Riggleman. I am not a fiduciary or an officer or employee of a corporate fiduciary ol~ an Estate in «-hick the incompetent has an interest; not the surety, or an officer or employee cf a corporate suret~~ of such a fiduciary. Swurn to and subscribed before me this _.~ ~+~ Day, o f =~-~~r- 2011. - ----~ v rotary ~ COMMONWEALTH OF PENN YLVANIA NOTARIAL SEAL JOAN D. ADAMS, Notary Public Carlisle Boro., Cumberland County My Commission Expires March 15, 2015 r~ . ~ --- __ '~' c ~ ~~~- --. Sharon Vaughn `" CONSENT OF NEXT OF KIN TO APPOINTMENT OF PROPOSED CO-GUARDIANS We, the undersigned, being the next of kin most directly to benefit as lawt~ul heirs of Barbara Riggleman. hereby consent to the appointment of Sharon Vaughn and Glenn E. Riggleman as Co-Guardians of the person of Barbara A. Riggleman, and confirm our consent b~ a1~~i~in~~ our signatures hereto. _, ,: ; , Fern E. Riggleman Beverly A Conrad EXHIBIT n `~ ~ O --- _J . r-- ~ Duncan & Hartman, P.C. = rn ~ ,; Susan J. Hartman, Esquire "' ~ <- ' _ Pennsylvania 17013 l Irvine Row Carlisle - ~ j ~~ ~'~ , , ; 717.249.7780 =p -~` - _ ; 717.249-7800 FAX - -- Attorney ID 65184 r r.: `~~ IN RE: ESTATE OF : IN THE COURT OF COMMON PLEAS OF BARBARA A. RIGGLEMAN :CUMBERLAND COUNTY, PENNSYLVANIA AN INCAPACITATED PERSON :ORPHANS' COURT DIVISION NO. 21-89-462 PETITION OF GUARDIAN TO EXPEND PRINCIPAL FOR THE BENEFIT OF AN INCAPACITATED PERSON AND NOW, comes the guardian, M&T Bank, successor by merger to Dauphin Deposit Bank and Trust Company, by and through its attorney, Susan J. Hartman, Esquire, and requests the Court to enter an Order for the expenditure of principal on behalf of an incapacitated person based upon the following: 1. The Petitioner is M&T Bank, successor by merger to Dauphin Deposit Bank and Trust Company (herein "Bank"), a bank authorized to do business in the Commonwealth of Pennsylvania with a local mailing address of One West High Street, Carlisle, Cumberland County, Pennsylvania and a corporate address of One M&T Plaza, Buffalo, NY 14203. 2. The incapacitated person, Barbara A. Riggleman, born July 27, 1955, is a 55 year old single woman who currently resides with her mother, Fern E. Riggleman, at 86 Fairview Street, Carlisle, Cumberland County, Pennsylvania, Charles J. Riggleman having died June 19, 2010. 3. Bank was appointed guardian of the Estate of Barbara A. Riggleman by Order of this Court dated July 17, 1989. following a hearing wherein Barbara A. Riggleman, the incapacitated ,~ `~-.. person, was adjudged incompetent under the then statutory authority governing such proceedings, a copy of said Order is attached hereto, incorporated by reference and marked Exhibit "A". 4. Barbara A. Riggleman continues to be incapacitated. 5. Bank has invested and managed the trust placed in its hands and there is currently approximately Ninety Thousand and no/100 ($90,000.00) Dollars in the Trust fund. 6. Under an Order of Court dated July 29, 1998, Bank is authorized to pay Five Hundred Fifty and no/100 ($550.00) Dollars per month to Fern E. Riggleman for the care and maintenance of Barbara A. Riggleman out of principal and interest. A copy of the Order is attached hereto, incorporated by reference and marked Exhibit "B". 7. Fern E. Riggleman is currently 79 years of age and is the sole provider of care for Barbara A. Riggleman. 8. Bank wishes to make provision for Barbara A. Riggleman in the event Fern E. Riggleman is no longer able to provide for the care and maintenance of Barbara A. Riggleman. 9. Section 5536 of the Decedents, Estates and Fiduciaries Code, 20 Pa. C.S. section 5536 provides, inter alia, as follows: The Court for cause shown and with only such notice as it considers appropriate in the circumstances, may authorize or direct the payment or application of any or all of the income or principal of the estate of an incapacitated person for the care, maintenance or education of the incapacitated person..." 10. Bank deems it necessary and appropriate to expend principal to supplement annual income in order to provide for payment of the following expenses: A. Prepayment of funeral expenses to Ewing Brothers Funeral Home in the amount of $8,981.00. A copy of the quoted expense is attached hereto, incorporated by reference and marked Exhibit "C". B. Prepayment for a memorial marker with engraving to Cumberland Valley Memorial in the amount of $3,090.00. A copy of the quoted expense is attached hereto, incorporated by reference and marked Exhibit "D". C. Swaim Health Center, located in Newville, Cumberland County, Pennsyh-ania, as agreed to accept Barbara A. Riggleman as a resident in the event Fern E. Riggleman is no longer able to care for her. Bank is seeking advance authorization to pay for the expenses associated with said residential care, whether it be to Swaim Health Center or another facility, when said placement becomes necessary, since it is likely that such placement may be on an emergency basis. D. Attorney's fees and filing costs. 11. Barbara A. Riggleman has no issue; her sole next of kin is her mother, the direct intestate heir, and three (3) siblings. 12. Barbara A. Riggleman has insufficient other income to pay the expenses for which Bank seeks to expend principal. 13. The current designated representative payee for social security benefits to Barbara A. Riggleman is Fern E. Riggleman. 14. M&T Bank seeks authorization from the court to designate a representative payee for social security benefits in the event Fern E. Riggleman is no longer able to perform such duties. WHEREFORE, your Petitioner requests an Order authorizing the expenditure of principal as set forth herein, for permission to designate a representavie payee for social security benefits and for such other relief as the Court deems appropriate under the circumstances. Respectfully submittted f~' ,~ Susan J. H ,Esquire Dated: j~.~'`~~1~ Attorney for etitioner VERIFICATION The undersigned, having read the attached Petition, hereby verifies that the facts set forth therein are true and correct to the best of his knowledge, information and belief. This verification is made subject to the penalties of 18 Pa.C.S.section 4904 pertaining to unsworn falsification to authorities. M&T Bank BY: ~l "r~a.~l~r~r~~ ~~~C' ~~ , Dated: %~/==~=-f~ ~ »: R~; ESTAT~ 0~ IN THE COURT OF COMh10N PLEAS GF IN " CUhiBERLAND COUNTY, PENNSYLVANIA ,~~~ RA :;, RIGGLE~~F+y~ ~ ORPHANS' COURT DiVISiGN t:0. 71-89-462 ,411y ~ ~~1. /~ _, ~F, AapOI~;T;",ENT OF GUARDIAtJ (1RDER OF c'OUBI AND NOW, this 17th day of July, 1989, following a hearing, it is orde:'ed and adJudged that: ~ Barbaro A. Riggleman is incompetent. 2 Dauphin Deposit Bank and Trust Company is ~pp~inted guardian of the estate of Barbara A. Riggleman. '~Ec~ncr~. L Scharpp, Esquire Fcr ?etitioners :ors A TRUE COPY FROM RECORD }n Testimony whereof,) hereunto set my hand and the seal of said C:;ur: at Cariislo. P This ~ ..J~ ~ ;..,. l .- ~~/~aa.. ~ ~-C1erk of the O.phansrcurt Cumberland County y/ ~`LT_~ EXHIBIT ~ A Edgar B. Bayley, J• i \~ i i~: 1:51'.-~ } l: {~{: .,^~; ~:~:':~P:~CIT~ATETa YERSC)ti 1V "LI l},, C(_;L`R~1~ C)1~ COM~1Oti PLI~.;",~+ (>(~ CL~ti1I3F,KL,:~~D C'Ol'~l ~'. }'l ti~SYI,V,~'~I ~ ORPI1,1Nti' C(~l!I~~l' DID'?tilON `. ~ ~~,~.~(, f;. , } 998, Dauphin '.a~i~ ~?€~ti'~', this ~ day of Deposit Bank and<Trust Company. guardian of Barbara A. [Ziggleman, an incapacitated perso-~, is ?~~ereb~~ authorized to e>cpend principal, to the extent that annual income is insufficient, to pro~~ide ~• ~;,r i,avment ~f the ?~oiio•>~~mg expenses: (}l annual federal and state income t~t~ rrabilitics: (?) '-t~ r iardiansh. fees; (3) attornc}-'s fees incurred in ihu within procccdin~~s: nc>r:;~a; and cus-~~~mary gr 'P !4~ her prescription expenses; and (5)-the payment of Four 1lundred Fifty 0450.00) Dol',ars her month to her parents ;~~r her care.and maintenance, to be incrr<iscd to the ~.imount of 1'icc ?-iundred }~if1y iS~~0.0~~) Do!lars,>~er month commencing August 15. 1998. Principal shall n~~t hr es.readcd for any other purpose; c~cept upon further Drder of Court. • By the Couri. ,- . . • z f~ -- ~ fvh~' • - r 1. t EXHIBIT ~ B STATEMENT OF FUNERAL GOODS AND SERVICES SELECTED Charges are only for those items that you selected or that are required. If we are required bylaw or by a cemetery or crematory to use any items, we will explain the reason in writing below. (f you selected a funeral that may require embahning, such as a funeral with viewing, you may have to pay for embalming. You do not have to pay for embalm- ing you did not approve if you selected atru[gements suph as direct cremation or immediate burial. If we charged for embalming, we will explain why below. For the Service of ~V ~~ t) ~~ ~ ~ rt '" Date of Death y Charge to: Name Address City State A. CHARGE FOR SERVICES SELECTED: Other clothing 1 PROFESSIONAL SERVICES f X ~ ~ ~ ~ ~ ..) ~ I L / ~[ Services of Funeral DirectorlStaff .... S _ ~~ ~~;'~ /'; Embalming ........ E_~L„J '" ' , Cremation urn ... 8 Other preparation of bode (Description) y t- T ~ ~ ' OTHER S : .. ~: , s .- ~- ............... ...... SUB-TOTAL OF PROFESSIONAL SERVICES......... . AI S n . TOTAL MERCHANDISE SELECTED.... f ~!~ a .. A S~'' '~ ~~ ?. FAC1L1"PIES AND SERVICES C. SPECIAL CHARGES: Use of facilities and services for Forwarding of remains to viewing (Visitation/Wake)....... b g Use of facilities and services (Funeral Home) for funeral ceremony ............ 5 Receiving of remains from Ilse of facilities and services for 8 Memorial Service ............... 8 (Funeral Home) Use of equipment and services lmmedia[e Burial .. ... S 8 i Direct Cremation .. 8 ce ..... ....... for graveside serv S Other use of facilities ~ r f a SUB-TOTAL OF SPECIAL CHARGES .. ...... C 5 D. CASH ADVANCED ~ I :.' .'. > ,~. Opening Grave ... ,, S / SUB-TOTAL OF FACILITIESIEQUIPMENT .......... . A2 8 ' ~r `~' Cemetery Equipment 5 Lot and Deed ............ ... ... 3 i. AL!'COMOTIVE EQUIPMENT Newspaper Notices-Local - ...__ .... S;? '~ Vehicle to transfer remains to Funeral Home. ' '' ' Newspaper Notices-Out-of-town .... 8 _ % - Local ................... ...... & ' . Telephone & Telegrams ... 8 Hearse (Casket Coach) ,, _ , ,: Airfare ...... .... ST- Local .. - ... ~ >` ~'' ~~~ ClergylMass Offering . 8 Limousine n Pallbearers ...... . 8 Local .................. . . . .. ... 8 :~ Certified Copies of the Ueath T Pamih car Cc«ificate .. S _ Local Police Fscort 5 ~ ..... Flower car or Floral disposition Flowers ... ..,. .... ,~, „. - 8~ ~' Local .... $ Vault Service Charge . - 9 Lead cadclergy car ~ ~ Local.. 81-.~j s~ S Car for pallbearers ~ Local ..... .............. .. ... S I Out of town transportation ...... $ $ -' t -~' ~' N ~ ~ $ ` ~ SUB-TOTAL OF ADVANCES D 5 f' ~ a ~ ~ SLiB-TOTAL OF AUTOMOTIVE EQUIPMENT...... .. A3 $l r ~~.~ We charge you fnr our seryicrs in obtaining: (specify rush advances that are marked-up) TOTAL OP PROFESSIONAL SERVICES, FACILITIES AND AUTOMOTIVE t~ .. ~, o - - EQUIPMENT ..................... ......... A 3 , ; r„ SUMMARY OF CHARGES B. CHARGE POR MERCHANDISE SELECTED: ~ A. Professional Seryicrs. Facilities and Casket . 1 %?..: 1 t:, .:_' ..:: -<. ' ~ ,'' ~ -. ~. " Equipment, and Automotive ' (Description) Equipment B. Merchandise......... 8 " 3 -_ -` '% Other Receptacle ....... S C. Special Charges .. D. Cash Advances .................. S . 9f , ` " ' "~ (Description) TOTAL OF ALL SECTIONS....... ' ' ' ..... S + ,.`~ Outer burial container,^$x`~',:.~'.,/~ . E ~-= r i - ~ PAID AT TIME OF OR PRIOR TO 5 (Description) ~ , ; . ' I ARRANGEMENTS BALANCE DUE ~ ~ .. . - 8 Acknowledgement cards S - : REASON FOR EMBALMING Register book(s) ... S ~' ~' ~ _, Memory folders ... s ? ~, , If any law, cemetery, or crematory rryuirrm ents have reyuirrd the purchase Pravrr eardc % of anv of the items listed ahin~r the law nr rr nmrrmrnr ,. rvnla;nvd hr~nn, EXHIBIT ~ G Osiris Holding of Pennsylvania, Inc. Retail Installment Contract and Security Agreement u U.irn Holding of Pcnnclsanw LLC i"LLC'l ^ Tri-County Menxmial Gardens LLC ("I,LC"I Stoncbiur Pcnnsvhauua tub+,dmry LLC 1"'Company-l SmneMor Pennsylvania Subsidiary LLC 1"Company') Cumfxrlund ~alle~ Memorial hardens C'Centetery"7 Tti-County Memorial Gardens ("Cemetery"1 1921 Kimer Hichwav. Carlisle. PA 17(113 740 Wyndamere Road, lxwisberry, PA 17339 "1'-'-13-31.31 ~ ~ 717-9383435 O Westninster Cemetery LLC i"LL(.") Contract q StuneMor Pennsylvania Subaidiury LLC I"Citmpany"1 Westminster Cemetery f'Cenxtcryl 1159 Newville Roud. Carlisle, I?A 17013 717-249-2029 LLC :md Company rsometunes relerred [n cullectivefv in thin Agn;ement as °Seller"1 are owners and operators of the Cemetery. THIS AGREEMENT is made by and benvot•,n Seller and _ - . hereinafter culled the "Purchaxr'~. mpany ~rrees to all to Purchases or his designated benefici:uy in accordance with the terms hereof, the following ircros to be provided or used at the ahovc chc'Lkc'<t loea[iun. W Il~tif:SSFT}1 THAC 1'urcnaer ag.rccs nthuy and LLC and Co r - ~ ~ ~ ~ ~ ~ ~ ~~~ I. DFS('kll''I'lON OF BUk1AL kIGH'fS. "The Burial Rights covered by the Agreement aze shown by the map of such garden/building on file in the office o[ the CEMETERY, and are more particularly described lxlow. __ Burial Righu in: __ Grave Space(s) +Mausoleum: ^ Chapel ^ Garden ^ Tandem ^ Side-by-Side ^ Single ^ Developed ^ Yreconsvuction _ Lawn Crypt: ^ Double Depth ^ Side-by-Side Niche: ^ Chapel ^ Garden ^ Single ^ Companion ^ llevcloprd O Preamstniction ^ Single ^ Developed ^Preconstruction +Muzimum r~ue~kea dr,,,r„r;:>a, wo~: rr~;;m as", ~.;drn 'v". ,e;Ktr: 'a' Ist Choice 2nd Choice fat Choice 2nd Choice Garden Garden Building Buildnm~ _ Section Section Lut Lot _ __ Spacel.,r _ Space(s) Z. D1F:kl'HANUISE: ~ Cheek here if mcrcnandix• is brine purchased fur use at another cemetery. Centeterv'sName: __-----.__. A. VAGLT(SI NI. Deacnpuon _._.._._- #?. Dexripuon B. URN(S1: NI. Desa'gninn H_'. I)cscripunn _. C. MF"MORL11, INFOR~IA'f1ON: Vkmorial Design: _-__. _..---_-~ Rmnic Sizc -- - X _ LocatiuniSeetion.etei _. ~ Vase: YJ N Granite Size X ~~ D. MONUMI?N'f 1AFURb1A'1'ION: five > _-- Die: c -- lir~sr e Culoc - -- s -- --- ~ _ x _-- P __ P P t.. cAshF:Tlsl: I .Model Gauge. '_ Mudcl _ _-- Gauge: Section Section -- No.(s) No.ls~ ____ Level _ Love 3. ITEMIZATION OF CHARGES LLC* Company* (A) Burial Rights tax descnlxd .n Para. I anoezr 5 (B) Perpetual Care S (C') less Certificate Discount S - - -- f D) Second Right of Interment S (E) Vault(s) (F) Urn(s) S _- - __ _ (G1 Mausoleum Lettering/Crypt Plate 5 _____ (H) Memorial/Monument ti (IT Granite Base(sj S __ U) Installation Charge b 5 ___ (K) Caskets 5 (Ll Initial Fee for In[ermem S _ _ lM)Final InternenVEnnxnbmenUlnurnment fee S (N) Permanent Records & Pre essing Fee S 195.oU t01 Other _- - ___... 5 J. TOTAL CASH PURCHASE PRICE (A THRU P) S ~~ Q I'fEMI7.ATION OF THE AMOUN'P F'INANCEU (1) Total Cash Price S ('2) A. Down Payment 7 Cash 'l Check 'I Credit Card S B. Tradr In: S Old Agreement No. __ _ C. Total Down Payment (?.4 + 2R r . . .. ... . ........ ... S -- 131 Unpaid Balance of Cash Price (I 2C'r S -- . - '- (~l Finance Chace ................ S __ . I J) Total Unpaid Balance 13 + 41 . _ . . _ S - - J The LL(- and the (~omp:ui~~ .hall such rcntuin .cumdarily lisble [o the Other fur the soles of items and services provided by one another pursuant to this AgreemcnC hnwevcr. Purchaser ,hall not he required to exhaust :un rcmcrLcs apaimt the LL(~ nr the Cungxuty betirre pnrcceding against the other. i. PAYMEN"f. ~T'hc I'urchascr shall pay ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED T07AL OF PAYMENTS I TOTAL SALE PRICE the SFLI I.K litr ,ueh right, in ucaxdancc The cost of your credit as a yearly rate. The dollar amount the credit will cost you_ ' T amount of credit provided to ou The amount you wdl have pa,d after you The ;ate cost of purchase on credit. lnciud- w ith the Tallow in_ disclosure .Gncutent on your own behalf. have made all payments as scheduled. ~' trig down payment of S =T_ __._, _ _---- _- - 'o s - _ -_ _ _ 123 ~_ _ _ s--- -__ _ s __. _:_ __ YOUR PAYMENT Number of Payments Amount of Payments ~~~irst Payment Due Date Thereafter, Payments Are Due SCHEDULE WILL BE: c~ __ !1 ,' i~ _ __ ____ ~ Monthly on the _________._. ~ - - SFC ~l RIl1 ~. Feu na" gic i tg a sit ^rity imercat m the gor kis ur pmpl•ny bciog purchased nr in pan of the funds paid under this Agreemrnt held in a Merehandia•'I7ust Fund. I'H P.I'Al x11{'~l`. I },m p,s ott :uh. sou will nut have to pee a penalty and you may tx entitled to a refund ul pan of the Finance Charge. V(1'I I(F Sec thr. ~~mulnder nt ihi~ 4grcemcnt tincludin~ General Pnrvisiats on the reverse ,tde hercuU for additional infixmation about nonpayment, default delinquent ~ hrr+e. sceunte interest,. anc reyulred puanx•m in toll bciixe the ~nc~dulcd dais. end prcpayumnf refunds and penalties. THLS AGREEMI:'VT ARISES OU"f OF A CONSUMER CREDTT SALE AND IS SUBJECT' TO THE ADDITIONAL GENERAL PROVLSIONS CONTAINED ON THE REVERSE SH)F; OF'1'HlS AGKEEhIEN'I, WHICH ARE A PART OF THIS AGREEMENT. Thi Acrecnunt ,hall he binding upon the heirs. executors, admintstraturs, successors and assigns of the parties hereto. 'PHIS AGRF:E:IIFN'I AND "I'HE FADHLY PROTECTION CERTIFICATE, IF APPLICABLE, CONTAIN ALL THE COVENANTS AND PKOMISES BE'1'WF.F.N THE: P.4R'IIF,S, AND NO AGENT, SALESPERSON, OR OTHER REPKESENTATIVE OF EITHER PARTY HAS AUTHORITY TO MODIFY, ADD TO OR CHANGE ANY OF THE TERMS ANC CONUI"PIONS CON"I'AINEU IN 'PHIS AGREEMENT AND/OR THE FAMILY PROTECTION CERTIFICATE. NOTICE TO ASSIGNEES OF SELLER Anv holder of this consumer credit contract is subject to all claims and defenses which the debtor (Purchaser) could assert against the Seller of goods or services obtained pursuant heret or with the pntceeds hert~of. Recovery hereunder by the debtor (Purchaser) shall not exceed the amount paid by the debtor (Purchaser) hereunder. NOTICE TO THE PURCHASER I I) Uu nut sign this Agreement before you read it or if it contains any blank spaces. I?) Y'uu tu'e entitled to a completely tilled in copy of this Agreement at the time you sign it. ? i Gnder the law, you bane the right to pay elf in advance the full amount due and under certain conditions to obtain a partial refund of the finance charge: to redeem the property it t~;possessed fo u default; w rcyuire. under certain condition, a resale of the property if repossessed. PURC'HASER'S RIGHT TO CANCF,L If this Agreement was stdicited at your residence and you do not want the gtwds or services, you, the Purchaser, may cancel this Agreement at any time prior to midnight of the thin business day after the date of this Agreement. (For an explanation of this right, see the attached Notice of Cancellation form. ) Recmery Fund: A Real Estate kecovery Fund exists to reimburse persons who have suffered monetary loss and have obtained an uncollectible judgement due to fraud, misrepresentation, or deceit in real estate transactiur~ by a Pennylvania licensee. For complete details call (717) 783-3658 or 1-500-822 ?113. SEE REVERSE S[DE FOR ADDITIONAL "TERMS AND CONDITIONS IN YV7"INESS W HEKEOF, Purchaser has executed this Agreement this day of ~ ` ~ i . By executing this Agreement, Purchaser acknowledges receipt of a copy of this Agreemen i-~ ~~~~~-. _ ~~,~. ~F ~~~' , c _. _~'1 Duncan & Hartman, P.C. Susan J. Hartman, Esquire I Irvine Row. Carlisle. Pennsylvania 17013 ~ i ~.z~9.~~so ~ i ~.?.~~-goo r~ax Attorney ID 65184 IN RE: ESTATE OF BARBARA A. RIGGLEMAN AN INCAPACITATED PERSON tt V +.. ~ ay i .. 7 j ^ i., t CLEF~:~ ORFHAN'~ ~'~ ! T CIIMi~cci ~ " -,r, . ~A, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION NO. 21-89-462 ORDER OF COURT AND NOW, this ~' day of ~,~,h., , 2011, M&~I^ Bank, guardian of the Estate of Barbara A. Riggleman, an incapacitated person, is hereby authorized to expend principal, to the extent that annual income is insufficient, to provide payment of the following expenses in addition to those expenses previously authorized: 1) Prepayment of fw~eral expenses to Ewing Brothers Funeral Home in the amount of $8,981.00. 2) Prepayment for a memorial marker to Cumberland Valley Memorial in the amount of $3,090.00. 3) Authorization to pay for the expenses associated with said residential care, whether it be to Swaim Health Center or another facility; upon payment of same, monthly payments in the amount of $5.50.00 per month to Fern E. Rigglemen shall be terminated 4) Attorneys fees inet.irred in the within proceedings. Furthermore, M&T Bank is authorized to designate a representative payee for the purpose of recei~~ing social security benefits inuring for the benefit of Barbara A. Riggleman. By the Court t' In Re: BARBARA A RIGGLEMAN ORPHANS' COURT DIVISION COURT OF COMMON PLEAS Ol~ CUMBERLAND COUNTY PENNSYLVANIA NO. 21-89-0462 ORDER DATE: 7/7/1 I JUDGE'S INITIALS: KAH TIME STAMP DATE: 7/8/11 CERTIFICATE OF SERVICE OF ORDER IN RE: ORDER OF COURT SERVICE TO: SUSAN HARTMAN CATHERINE BOSCH BARBARA RIGGLEMAN METHOD OF MAILING: ENVELOPES PROVIDED BY: ® USPS ^ RRR ^ HAND DELIVERED ^ OTHER MAILED: 7/8/11 SERVICE TO: ® PETITIONER ^ JUDGE ^ CLERK OF ORPHANS COURT METHOD OF MAILING: ^ USPS ^ RRR ^ HAND DELIVERED ^ OTHER MAILED: ENVELOPES PROVIDED BY: ^ PETITIONER ^ JUDGE ^ CLERK OF ORPHANS COURT r ~ t 7 , ,~ i Deputy Clerk of Orphans' Court Duncan & Hartman, P.C. Susan J. Hartman, Esquire I Irvine Row, Carlisle, Pennsylvania 17013 717249.7780 717249-7800 FAX Attorney I D 65 l 84 [N RE: ESTATE OF BARBARA A. RIGGLEMAN AN INCAPACITATED PERSON IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION NO. 21-89-462 ORDER OF COURT AND NOW, this a' day of q,~,~„ _ , 2011, Sharon Vaughn and Glenn E. Riggleman are appointed Guardians of the Person of Barbara A. Riggleman, an incapacitated person and are hereby authorized to secure any and all medical and social services on behalf of Barbara A .Riggleman. By the Court r _._ ~iry i'°' r- ~ ~ i ~ ~ OJ - -~ --~ "' ~-- ~.~ O --r ; y In Re: BARBARA A RIGGLEMAN ORPHANS' COURT DIVISION COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA NO. 21-89-0462 ORDER DATE: 7/7/11 JUDGE'S INITIALS: TIME STAMP DATE: 7 CERTIFICATE OF SERVICE OF ORDER IN RI;: ORDER OF COURT SERVICE TO: SUSAN J HARTMAN SHARON VAUGHN BARBARA A RIGGLEMAN GLENN E RIGGLEMAN FERN E RIGGLEMAN BEVERLY A CONRAD METHOD OF MAILING: ® USPS ^ RRR ^ HAND DELIVERED ^ OTHER MAILED: 7/8/11 ENVELOPES PROVIDED BY• ® PETITIONER ^ JUDGE ^ CLERK OF ORPHANS COURT SERV[CE TO: METHOD OF MAILING: ^ USPS ^ RRR ^ HAND DELIVERED ^ OTHER MAILED: ENVELOPES PROVIDED BY~ ^ PETITIONER ^ JUDGE ^ CLERK OF ORPHANS COURT ~+ ~ -~_-! .4 _ r l Deputy ! Clerk of Orphans' Court