HomeMy WebLinkAbout11-54402109547
THIS IS AN ARBITRATION MATTER.
ASSESSMENT OF DAMAGES HEARING REQUIRED.
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
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LVNV FUNDING LLC
15 South Main Street,
Greenville, NC 29601
VS.
MELANIE RAMOS
729 FRANKLIN ST
CARLISLE PA 17013-1866
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NOTICE
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YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE
CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE
COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY
OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY
OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
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COMPLAINT IN CIVIL-ACTION
1. Plaintiff, LVNV FUNDING LLC a debt buyer and successor in
interest to the original creditor, Capital One.
2. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the original creditor under the
terms of which the original creditor agreed to extend to
defendant(s)the use of original creditor's credit facilities.
3. Defendant(s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and conditions
prescribed by the original creditor for the use of said credit card.
4. The defendant(s)received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of the
credit card issued by the original creditor. A true and correct
copy of the Statement of Account or Affidavit of Account, if
available, is attached hereto as Exhibit "A".
5. All the credits to which the defendant(s)is entitled have
been applied and there remains a balance due as of 6/8/11 in the
amount of $1,969.60.
6. Plaintiff has made demand upon the defendant(s)for payment
of the balance due but the defendant(s)has failed and refused and
still refuses to pay the same or any part thereof.
7. Defendant's last payment on account was made on
11/21/2007.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$1,969.60 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. WEINB RG, ESQUIRE
JOEL M. FLI K, QUIRE
Attorney for Plaintiff
P01P.DB
2109547
VERIFICATION
I, Scott Batson, hereby verify that:
1. I am employed by Resurgent Capital Services master servicer for LVNV Funding LLC with
full authority to make this Verification on behalf of LVNV Funding LLC. LVNV Funding LLC is the
successor in interest to Capital One.
2. For Account # 5178052650463520 I reviewed the following:
® Computerized Documents
? Hard Copy Documents; and
Other: Business System of Records
3. The foregoing account was opened on 5/18/2006 in the name of Melanie Ramos. The
documents that I reviewed were produced by Capital One, .
4. Based on my review of the foregoing documents, at the time of the sale and assignment of
the said account by Capital One, there was due and owing the purchased balance of $1,246.80 and counsel
has incorporated the facts by reference in the foregoing Complaint in Civil Action. The language in the
Complaint is that of counsel and not of Plaintiff so to the extent that the contents of the Complaint are that
of counsel, Plaintiff has relied upon counsel in making this verification.
5. Based on my review of the foregoing documents, there are no payments that have not been
credited and the debtor named in paragraph 3 above has not asserted any counterclaims or setoffs.
6. The facts set forth in this Verification are true and correct to the best of
my knowledge, information and belief. This Verification is made subject to the penalties for making an
unsworn falsification to authorities in violation of 18 Pa. C.S. § 4904.
Authorized Representative
DATE: May 25, 2011
EXHIBIT "A"
PLAINTIFF'S AFFIDAVIT OF INDEBTEDNESS AND OWNERSHIP OF ACCOUNT
Now comes the undersigned affiant, who having first been duly sworn and cautioned according to law, depose
and states as follows:
I am an Authorized Representative for LVNV Funding LLC (hereafter the "Plaintiff"). I am
authorized to make this affidavit on its behalf, and the information below is true and correct to the
best of my information and belief based on the Plaintiffs business records.
2. I have personal knowledge regarding Plaintiffs creation and maintenance of its normal business
books and records, including computer records of its accounts receivables. This information was
regularly and contemporaneously maintained during the course of the Plaintiffs business.
3. In the ordinary course of business, Plaintiff regularly acquires revolving credit accounts, installment
accounts, service accounts and/or other credit lines. The records provided to Plaintiff have been
represented to include information provided by the original creditor or its successors in interest. Such
information includes the debtor's name, social security number, account balance, the identity of the
original creditor and the account number.
4. To the best of my knowledge and belief, the Defendant is not a minor or mentally incompetent
person.
Based upon the business records maintained on account 5178052650463520 (hereafter "Account"),
which are a compilation of the information provided upon acquisition and information obtained since
acquisition, the Account is the result of the extension of credit to Melanie Ramos by Capital One on
or about 05/18/2006 (the "Date of Origination"). Said business records further indicate that Account
was then owned by Capital One, that Capital One later sold and/or assigned Portfolio 11653 to
Plaintiffs assignor which included the Defendant's Account on 08/18/2008 (the "Date of
Assignment") and on the Date of Assignment, all ownership rights were assigned to, transferred to,
and became vested in Plaintiff, including the right to collect the purchased balance owing of
$1,246.80 plus any additional accrued interest.
I affirm under penalty of perjury that the above facts are true and correct.
Scott Batson
May 25, 2011
The foregoing affidavit was ( signed to and subscribed before me this Wednesday, May 25, 2011.
(Notary Public)
2109547 Wanda Boston
Notary Public
State of South Carolina
My Comm. Exp. 3-7-2021
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
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CIJ116'r RL A N 0 GOU5i4T
LVNV Funding, LLC
vs. Case Number
Melanie Ramos 2011-5440
SHERIFF'S RETURN OF SERVICE
08/04/2011 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that on August 4, 2011 at 1500
hours, he was unable to serve a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Melanie Ramos. After several attempts the Complaint and Notice has expired.
SHERIFF COST: $40.00 SO ANSWERS,
August 04, 2011 RON R ANDERSON, SHERIFF
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409547
GORDON & WEINBERG, P.C.?{Z+":
BY: FREDERIC I. WEINBERG, ESQUT, BERLA??
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
LVNV FUNDING LLC COURT OF COMMON PLEAS
CUMBERLAND COUNTY
VS. DOCKET NO. : 11-5440-CIVIL
MELANIE RAMOS
PRAECIPE TO WITSDRAN COMPLAINT
TO THE PROTHONOTARY:
Kindly withdraw the above-captioned action, without
prejudice.
GORDON & WEINBERG, P.C.
BY:
FREDERI I. W NBERG, ESQUIRE
JOEL M. K, ESQUIRE
Attorney for Plaintiff
P006
CERTIFICATION OF SERVICE
I, FREDERIC I. WEINBERG, ESQUIRE, hereby certify that I, on
the date below, served a copy of the Praecipe to Withdraw
Complaint to Pa.R.C.P. 1028(c)(1), via First Class Mail, postage
pre-paid, to all other parties or their counsel of record.
FRE I. WEINBERG, ESQUIRE
Dated ? )D//-)---