HomeMy WebLinkAbout07-08-111505610148
REV-1500 Ex (°'-'°>
PA Deparanent or Revenue OFFICIAL USE ONLY
Bureau of Individual Taxes County Code Year File Number
Po Box zeoeoi INHERITANCE TAX RETURN 21 10 1 208
Herrisburp, PA 17126-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
Soclal Securty Number Date of Death MMDDYYYY Date of Birth
MMDDYYYY
188-44-2639 11292010 05261914
Deterdent's Last Name Suffix Decedent's First Name
MI
GROUSE ROSELYN B
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name
MI
Spouse's Social Security Number
FILL IN APPROPRIATE BOXES BELOW
® 1. Original Return
^ 4. Limited Estate
® 6. Decedent Died Testate
^ (Attach Copy of Will)
9. Litigation Proceeds Received
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
2. Supplemental Return
^ 4a. Future Interest Compromise (date of
^ death after 12-12-82)
7. Decedent Maintained a Living Trust
^ (Attach Copy of Trust)
10. Spousal Poverty Credit (date of death
between 12-31-91 and 1-1-95)
CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
RICHARD C• SNELBAKER
First line of address
44 WEST MAIN STREET
Second line of address
P•0• BOX 318
City or Post Office
MECHANICSBURG
Correspondents e-mail address:
State ZIP Code
PA 17055
3. Remainder Retum (date of death
prior to 12-13-82)
^ 5. Federal Estate Tax Return Required
~ 8. Total Number of Safe Deposit Boxes
^ i t • Election to tax under Sec. 9113(A)
(Attach Sch O)
717-697-8528
US E 6NLY
4 _
c.~
1 Vii. m
CD _ ~; ;+
~ ~
~~ ~'
c
cr
Under penalties or perjury, I declare that have examined this return, induding accompanying schedules and statements, and to the best of my knowledge and belief,
It is true, correct and compl~eclaratic~n ~reperer other than the p~~pl representatyl r,~s hased on all information of which preparer has any knowl~doe.
SIGNATURE OF PERSON FR Ncia c o c F ~
CARLYNN~E~, GROUSE, EXEC~ITRIX ---~-
2921 CHESTNUT STREET, CAMP H LL PA 17011
°""'w" "RC~ THAN REPaESENTATIVE
~ DATE
RICHARD C• SNELBAKER 44 WEST MAIN STREET, MECHANICSBURG
PLEASE USE ORIGINAL FORM ONLY PA 17055
Side 1
1505610148 1505610148
9M4647 4.000
J 1505610248
REV-1500 EX
Decedent's Social Security Number
oecedenre s: 18 8- 4 4- 2 6 3 9
RECAPITULATION
1. Real Estate (Schedule A) ...... .. .
.
" ' 1~
230, 000.00
2. Stocks and Bonds (Schedule B) ... .. ..
.. .. .. .. .. 2.
0.00
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C)
, 3
o.on
4. Mortgages and Notes Receivable (Schedule D)
4
0.00
5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)
,
" " 5'
83,500.83
6. Jointly Owned Property (Schedule F) ~ Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property ~ ~ 8. Q • Q 0
(Schedule G) ~ Separate Billing Requested ... 7
.
0.00
8. Total Gross Assets (total Lines 1 through 7)
.
" " a.
313,500.83
9. Funeral Expenses and AdminisVative Costs (Schedule H)
, ,
............s.
9,524.57
10. Debts of Decedent, Mortgage Liabilities, and Liens (Schedule I)
. .
10
383.73
11. Total Deduetbns (total Lines 9 and 10)
, 11
9,908.30
12. Nst Value of Estate (Line 8 minus Line 11)
,
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which 12
3 O 3 , 5 9 2.5 3
an election to tax has not been made (Schedule J)
, .
13.
0.00
14. Net Value SubJect to lax (Line 12 minus Line 13)
,
" " 1a'
TAX COMPUTATION -SEE INSTRUCTIONS FOR APPL
303, 592.53
ICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers un>ier Sec. 9116
(a)(1.2) X .0 ._
0.00
16. Amount of Llne 14 xaWe 15•
0.00
0 4~
at lineal rate x
.
3 0 3, 5 9 2.5 3 1 s.
17. Amount of Line 14 taxable
13 , 6 61.6 6
at sibling rate X .12
18. Amount of Line 14 taxable 0 ~ 00 17• 0.00
at collateral rate X .15
0 • 0 0 18.
0.00
19. TAX DUE . .. . . .. . . ..
.
....................
"' 19.
13,661.66
20. FILL IN THE 80X IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
x
L_ Side 2
1505610248 1505610248
9M4948 4.000
REV-1500 EX Pape 3
3. Interest T~CredHa(A+e) (2) 14,700.00
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (3) ~ ~ ~
Fill in box on Page 2, Line 20 to request a refund.
(4> 1, 038.34
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE.
(5) (] ~ ~
Make check payable to: REGISTER OF WILLS, AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1 D'd d
• i ecedent make a transfer and: Yes No
a. retain the use or Income of the property transferred;
b. retain the right to designate who shall use the properly transferred or its income; . ^
c. retain a reversionary interest; or ............. ....
d. receive the promise for INe of either payments, benefits or care7.
::::::::
Lul
2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death
without receiving adequate consfderation7 ............ ^
3. Did decedent own an "in trust for" or payable-upon-death bank account or security at his or her death?
4 ^
. Did decedent own an individual retirement account, annuity, or other non-probate property
which
,
contains a beneficiary designation? ..
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS 13 YES, YOU MUBT COMPLETE SCHEDULE G AND FlLE IT AS PART OF THE RETURN.
Far dates of death on or after July 1, 1994, and before Jan. 1, 1995, the tax rate imposed an the net value of transfers to or for the use of the suMving spouse is
3 percent [72 P.S. §9118 (a) (1.1) (i)].
Far dates of death on w after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S. §9118 (a) (1.1) (li)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
Far dates of death on or after July 1, 2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an
adoptive parent or a stepparent of the child is 0 percent [72 P.S. §9118(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in
72 P.S. §9118(1.2) [72 P.S. §9118(a)(1)].
• The tax rate imposed an the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under
Section 9102, as an Individual who has at least one parent in common with the decedent, whether by blood or adoption.
BM4e71 2.000
tax Payments and Credits;
1. Tax Due (Page 2, Line 19)
2. CreditslPayments (1> 13 , 6 61.6 6
A. Prior Payments 14 , 0 0 0 0 0
B. Discount 7 0 0 0 0
REV-1502 EX+ (01-10)
Pennsylvania
OEPARiYENr OF REVENUE
IMiERRANCE TAX RETURN
OF:
SCHEDULE A
REAL ESTATE
FILE NUMBER:
r
21 10 1208
All real property owrtsd aoNly tx as a bnerrt In common must be reporbd at hir msrket value. Fair market value is defined as the
would t1e exchanged between a willing buyer and a willing seller, neither bang compelled to buy or sell, both having raesonaMe know) p~ et ~'~ pr~erty
Rpl Property that Is )olntiyowned with right of survivorship must be dischssd on Schedule F. edge ct the rolevant teas.
Attach a copy of the aedkment sheet if the property has been acid.
ITEM Include a copy of the deed showing decedent's imereat X owned as tenant in canmon.
NUMBER DESCRIPTION
1. Property known and numbered as
230 North 29th Street, Borough of Camp Hill, Cumberland
County, Camp Hill, PA 17011. Appraised value (see
attached appraisal)
9W1895 2.000
TOTAL (Also enter on Line 1, Recapitulation.)
If more space is needed, use additional sheets of paper of the same size.
VALUE AT DATE
OF DEATH
,000.00
230,000.00
REV-150(1 FJ(• (&98)
COtiMONWEALTHOFPENNSYLVANIA SCHEDULE E
IN-ERfTANCETAx RETURN CASH, BANK DEPOSITS, & MISC.
I~ESI°ENroECEOENr PERSONAL PROPERTY
ESTATE OF
ROSel B. Crouse FILE NUMBER
Include the proceeds of litigation and the date the proceeds were rocawd 6y the estate, 21 10 1208
AY P-oParb olntly-owned wNh tha N M of wrvivorship must M disclosed on ScMdule F.
REM
NUMBER VALUE AT DATE
DESCRIP'T70N ~ DEATH
1 DFAS
final ponsion payment due the decedent 732.00
2 Household goods
585.00
3 M6T Bank
chocking account $24755877 80,892.90
4 PA Treasury
final annuity payment due the decedent 378.93
5 United States Treasury
refund due the decedent on 2010 tax return 912.00
- . -.-~ r.~o~ onwi vn nne o K80a RWat1On $ 83 , 5DD . 63
3WdeAD 1.000 (It more space is needed, insert addnional shoats d the same size)
REV-1511 EX~ (10-OB)
Pennsylvania
OEPARTA£Nf OF REVENUE
NFEPoTANCE TAX RETURN
SCHEDULE H
FUNERAL EXPENSES AND
ADMINISTRATIVE COSTS
ESTATE OF
FILE NUMBER
21 1
Decedent's debts must be reported on Schedule I.
REM
NUMBER DESCRIPTION
A• FUNERAL EXPENSES:
~, Foater Monuments
grave marker
AMOUNT
779.00
B.
1
Total from continuation schedules ,
ADMINISTRATNE COSTS:
Personal Representative Commissions:
Name(s) of Personal Representative(s)
Street Address
City
Year(s) Commission Paid:
State ZIP
808.00
2.
3. AttomeyFees: Snelbaker & Brenneman, P.C.
Family Exemption: (If decedent's address is not the same as daimant's, attach explanation.)
Claimant
2,945.00
Street Address
City State ZIP
Relationship of Claimant to Decedent
4• Probate Fees:
369.50
5. Accountant Fees:
100.00
8. Tax Return Preparer Fees:
7.
1 Cumberland Law Journal
advertising Executrix Notice
75.00
2 Patriot News
advertising Executrix Notice
300.41
Total from continuation schedules .
4,147.66
TOTAL (Also enter on Line 9, Recapitulation) $ 9
ewaeAC a.oao If more space is needed, use additional sheets of paper of the same size.
Estate of: Roselyn B. Crouse
Schedule H Part 1 (Page 2)
Item
No. Description
2 Myers E~neral Home
funeral services
21 10 1208
Amount
808.00
Total (Carry forward to main schedule)
808.00
Estate of: Roselyn B. Crouse
Schedule H Part 7 (Page 2)
21 10 1208
3 Pennsylvania American Water
water service
30.16
4 PPL Electric
electric service
66.24
5 Real Estate repairs/services as follows:
painting $450.00
yard work/avow removal $305.00
floor repairs $500.00
1,255.00
6 Register of Wills
filing fee for Inheritance Tax Return
15.00
7 RSR Appraisers & Analysts
real estate appraisal fee
350.00
8 Sadler oil Co.
heating oil
1,431.26
9 Reserve
for filing fees, accountant fees and other
miscellaneous costs associated with the
administration of Decedent's estate
1,000.00
Total-(Carry forward to main schedule)
4,147.66
REV-1512 EX + (12-08)
Pennsylvania SCHEDULE I
[EPARThENi OF REVENUE DEBTS OF DECEDENT
MERRMlCE TAX RETURN
RESnENroECEOENT ,
MORTGAGE LIABILITIES & LIENS
ESTATE l]F
FILE NUMBER
Ronal 8. Crouse
21 10 1208
Report debts Incurred by the decedent prior to death that remained unpaid at fhe date of death
i
l
di
,
nc
u ng unreimbursed medical expenses.
ITEM
NUNABER DESCRIPTION VALUE AT DATE
OF DEA
1 TH
• Comcast
cable TV services
143.51
2 Delta Dental
premium deducted from decedent's account
29.34
3 Eaat Pennsboro Ambulance Association
ambulance service
75.60
4 Penn Waste
trash service
45.75
5 Pennsylvania American Water
water service
14.92
6 PPL Electric
electric service
25.81
7 Verizon
phone service
48.80
1 V IAL Also enter on Line 10, Reca 'tulation S 383.73
eweeAN z.ooo If more space is needed, insert additional sheets of the same size.
REV-1513 EX+ (01-10)
pennsyivania SCHEDULE J
DEPPHIfwENTOF REVENUE BENEFICIARIES
INFERITANCE TAX RETURN
RESIDENiDECEDENT
Roso1 vn A r,..,., ee FILE NUMBER:
- 21 1 0 1208
NUMBER
NAME AND ADDRESS OF PERSON(S) RECEMNG PROPERTY RELATIONSHIP TO DECEDENT
Do Not Li
t T AMOUNT OR SHARE
s
rustee(s) OF ESTATE
TAXABLE DISTRIBUTIONS [Indude outright apousel disldbutiona and transfers under
Sec. 9116 (a) (1.2).j
1. Carlynll E . Crouse
2921 Chestnut Street
Camp Hill, PA 17011
All of Residue: 303,592.53 Daughter 303,592.53
F_NTER DOLLAR ANOINTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 1 8 OF REV-1500 COVER SHEET, AS APPR OPRIATE.
II NONTAXABLE DISTRIBUTIONS
A SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAXIS NOT TAKEN:
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
.
_...._.. _ ___ If mnro cnnne re ..meded ...... ~~~:.:___ S 0.00
--~••~..••.., ,,,,mow v: paNc: Vi UrC SFllne SIZE.
APPRAISAL OF REAL PROPERTY
LOCATED AT:
230 N. 2901 Street
Borough of Camp Hill, Cumberland County
Camp Hill, PA 17011
FOR:
Eatata of Roselyn B. Crouse
Go Cerlynn Crouse
2921 Chestnut Street
Camp Hill, PA 17011
AS OF:
November 29, 2010 (Retrospedlve Market Value)
BY:
Karen Damay, PA State CerOfied Generel Real Estate Appreiaer
RSR Appreisen; 8 Anatysta
3 Lemoyne Drive; Sutte 100
Lemoyne, PA 17043
L.G. Connor Real Estate Appraisers
Fonn GA2 -'YYnTOTAL' appraisal software by a la mode, Inc. -1-800-ALAMODE
February 7, 2011
Cartynn Crouse
2921 Chestnut Street
Camp Hill, PA 17011
RE: 230 N. 29th Street, Camp Hill, PA 17011
Dear Carlynn,
Pursuant to your request, 1 have prepared a Summary Report for the property
captioned in the "Summary of Salient Features" which follows.
The accompanying report is based on a site inspection of improvements, investigation
of the subject neighborhood area of influence, and review of sales, cost and income data
for similar properties.
This appraisal has been made with particular attention paid to the applicable value
influencing economic conditions and has been processed in accordance with nationelty
recognized appraisal guidelines.
The value conclusions stated herein are as of the date as stated in the body of the
appraisal and contingent upon the cert~cations and limiting conditions attached.
Please do not hesitate to contact me if I can be of addftional service to you.
Respectfully,
Karen Damey
Pennsylvania State Certified General R I Estate Appraiser
GA001260L
Forth ~CVR -'WInTOTAL• appraisal software by a u mode, Inc. - 7•aNl•ALAMODE
SUMMARY OF SALIENT FEATURES
Srreject Address 230 N. 29th Street
Legal Descdp6on Baough of Camp Hill, Cumberland County
City Camp Hill
County Cumberland
Slaig PA
21p Code 17011
Census Tract 25x20-010x.00
Map Reference ADC 3118 81
Sale Pdce $ NA
Date o(Sale NA
Owner Estate of Roselyn B. Crouse
CAent Carlynn Crouse
Stra (Square Feel) 2,219
Pdce per Square Foot $
Loratlon Average
Age 70 years
Conditlon Average
ToUlRoans 8
.Bedrooms 4
Baths 2
Appraiser Karen Damey, PA Certified General Real Estate Appralaer
Date of Appraised VaNle November 29, 2010"' Retrospective Market Value as of the date of death
Flnal Eatllnatg of Value $ 230,000
Fonn SSD - "yYnTOTAL' appra(sal software by a la made, Inc. -1.800-ALAMODE
L.G. Connor Rcal Esiate Appraisers
Crouse Estate
o.,,,,.w.n....r~ UNIFORM RESIDENTIAL APPRAISAL REPORT RIeNa 11-105KD
s 230 N. 29th Street C Cam Hill PA 17011
D eorou h of Cam Hill Cumbedand Coun Csu Cumberlantl
ol's P o. 01-21-0273-075 Tax Year 10-11 .E. T 4541.79 None
NA Cunent Owner Rosel B Crouse Estate Tarait V
Fee i t~sehokl Pra'ectT a PUU Candatinkm H A NA
a Pm Cem Hiti Borou h R 1 ADC 3118 B7 25420-0104.00
Price NA Date d Sale NA Descd 'an a d am of NA
C Estate of Rose B. Crouse Address 2921 Chestnut Street Cam HiH PA 17011
Karen Dame Cert Gen'I R E raiser Address 3 Lemo n e Drive Suite 100 L PA 17043
Lorar9on Urban Suburban Rural PredanlnaM I Nee1MWldule% ~~~
Bugt up ®Ova 75% ^ 25.75% ^ Under 25% ocoapancy AGE
g(pg0) (yrs) One (amity 85 ®Nat Nraly ^ Llkdy
GrovM rate ^ Rapid ~ Stabb ^ Sbw ®Owna 75 Low New 2.4 (amity 3 ^ b process
Property values ^ Increasbg ®Stable ^ Declining ^ Tenad 350+ H' 1001 MWtliamMy 2 To:
Demandlsupply ^ Shortage ~ In balance ^ Over soppy ~ Vacex (Ob9L) , - - . ~' Predankant '!f~!;% Conararcbl 10
time r 3 mos. 3.6 6 s. .Vac. 5X 250 75+
INb: Rep end the achl oomppitlon of tlro nelpbborhsp aro sot epprolsel factors.
Ndghbahood boundaries and charactedstlcs: The nei hborhood boundaries are indicated on the encbsed n ' hborttood ma in the addenda of
'this re rt. Immediate n hborhood is Reidentlal in nature. Located in the nortitwestam uadrent of Cam Hi0 t3orou
Facmrs that affect tla markebbigty d tla propeNes In the neighbodood (proximity io empbymed and anardties, anpbymalt shbgXy, aPP~ to merkd dc.):
Schools afro em nt recreation end houses of worshi are all within walks or a short drivl time of the au ed
A e maintenance Tama were observed. Em I eM stabil' is ood due to the State b Hert(ebu the
Su in New CumbertarW and the Naval Su De tin Machanicsbu .Stable rites end MLS statistcs show a stable demand
for the area. I is boron h's eas access to all ma'or roadwa sand school tlistdd.
Markel candmons in the subhsd neighborhood Qnckrdrrp supped for the above conclusiats reWted to the trend. d Dropsy vaYas, demarrQfeupply, and rrwlatlrg tlnle
-such as daha m competitlve propertMS far sale b the nelghborhooQ descdptian d the prevalence or sales and lkanchrg coneessbns, etc:):
Coun tax records and MLS statistics show rites to be stable. The MLS shows that the thne for the arm ~ 3-0 months.
M e funds are reads available with conventional bens bein 3.75% to 4.875% in fixed 30 r 95% a wHh u to three
nts. Sellers are ref re uir~ to offer sales or finand concessions but aelkr assistance is ocwni . The etono continues to he to e
state of Rux. The market has been stable with little to no a redation. Homes are taki kxt erto sell. N is a 'market and aro
lookin for homes in excellent condition andlor ask( for concessions. Stron er lender ukhRnes IbnN number of ueMbd b
Ro}et kdarrridkn for PUGS (tt appgcable) - - Is The devebpa/bugler in cordrol of the Hans Owners' Assadatlon (HOA)7 Yes No
Apprmlkra0e total number d untts in the sub}ect pro(ed Approximate trial nurreer d urdts fa sale pr tla sub}ect proMct
ads an recr facigtles:
pmmslons 90' x 120' r endosed fax ma Topopaphy Leval at sheet rode
Stie area 10.800 Cana Lm ^ Yes ®Ns Sbe A for area
Specific inning classifica9on and descdpfion LDR -Low Dens' Residential Shape R ular
Zankrg compgarrce ®Legal ^ Legal noncarfomring (Grandlathaed use) ^ Igagal ^ No zoMng Drdnege ro oats
View A Sbeet
IltlNtlu Public Olha OR-Slteknprovements Type Pubic Private LandecepNg A for arm
BecMcity ® Street Macadam ® ^ Driveway Srsface Concrete
bas ^ _ CurWgutia .Concrete ® ^ Apparsd easemarts Standard util maemeMs
Water ~ Sidewalk Concrete - - ~ ^ FEMA Spedal Flood Hazard Nee ^ Yes ®No
Sadhry sews ® Street Nghts Adequate ® ^ FEA4A Zone X Map Data 318.2009
s e None FE M 42041C0281E
DonmRda (apparent adw.rse asemerrb, encroachrtads, special assesamerds, slide areas, igegal a legal rwncartormirrg inning use, etc.): Standard
easements for electric tale ne etc. There were no known or a rent adverse easements encroachments or conditions that would
etiv im on the value of the sub'ed ro
1~11ERAl OESCI~TION EXTERIOR DESCRNI111N FOUNDATION BASEARHI' - RtSULATbN
No. d Unhs 1 FowrGatlon Concrete Bock Slab NA Area Sq. R 819 Rod ^
Na. d Stories 2 Extaisr Walls Brick & Alum Crawl Space Partial -Rent Add % Fkllslad 70 CelNng ^.
Type (IIetJAtt) Detached godSaface Asph.Shingle Basenwad Futt under 2 Cegbg Unfinished Wsgs ^
Design (Style) 2 Story, Gutters & Dwnspts. Alum/Alum Sump pump Floor Drain- Wags Pa Floc ^
FxistirrgrProposed F~dsOn Window Type Y DH Dampness None noted Roa hlLTlla fkae ^
Age (Yrs.) 70 StorrNScreens Thermo/Yea Setlknant Due To a Oubide Entry No UnbanO
rs 35-40 No I None noted
ROOMS Fo 'n Dinin Kitchen Den F 1tm Rec. Bedrooms S s Area R
m 1 819
1 x 1 1 1 1 1 1 x 1439
ew12 3 1 780
FlNshed ebovo e c ns: 8 Rooms 4 Bedroom s~ 2 B s• 2 219 s LM Area
INIEPoOR MaterialyConditlon HEATING KRCHEN EOI11P. ATRC AMENITIES CAR STORAGE:
Floors Wood Vi UAv Type Ht.1Mr. ReMgaator ® None ^ Rreplace(s) ~ 1 ® tioro ^
Wags PIStr/D PaneUA Fud Oil RarigeJOven ® Stabs ® Patlo Rmr ® Garape aP d cars
TdrryFkllsh Wood.Palnted/Avg Condltlon Ave a Disposal ^ Drop Stair ^ Deck ^ At~dad 1
Bath Floor Vin CeremidAv IXKILING Yes ~ Oishwasha ^ Scuttle ^ Parch Rear - ® Detached
Bath Wabscd Fibs Iess/Cere/A Central Yes _
FaNHood [ ~ Floor ® Fence Rmr ® BrAI-In
Doers Wood/Av Olha No____ Microwave ^ Heated ^ Pool ^ Carport
Conditlon Av . Washa R 1-2
Addtlaral features (special enagy nticiad leans, eA:.):. Rear addition on crawl erkled to od )nal two W In room
din' room end bedrooms. Older s kitchen whh net walls the ceitin vi floor end fats ht fixwro. Rear bedroom Sm Addendum
Condon d 1ha knprovemeds, depreciatlon (Physical, Pomllonal, and ademaQ, repairs needed, quagty d constructlon, ratwdegnp/addlbns, etc.: The home has
been well maintained end is in ova a conditon. There were no a t tunctiortal Toad wades. TFte construction ual' is I fw the
sea. The estimated effective ap_e is below the actual a e due to maintenance condition and tom rison to oom rte hborhaods.
P ipl de lotion is attributed to a and deferred maintenance. Unless otherwise Elated no items See Addendum
Adwsse emironmedal conditlow (such as, but nd limited to, hazardous wastes, toxic substances, etc.} presets b the Improvanads, on the stle, a b tla
knmediale vidngy d the sub(ect property.: The ro is of an a e where lead based int ma be resent. The market does not nel¢e the
but the client shooks be advised of its ossible existence. Il is assumed that K is not resent. If the dient Sea Addendum
rreaae Mac corm ru aw PAGE t OF 2 Faade Mae Fain 1004 6/93
Fain UA2 -'IMnTOTAL' appraisal software by a b mode, Inc. - t-600-ALAMODE
uasaeaoar.YC4aOGtTIfL uRY~,4~l.,YEPORT RbNa 11-105KD
..mod ^~-" - ----- -
_ $
CommerdsonGostApproech(suchas,saYCecfcestasgrnate,shetaN7e,
ESTWATEDS0I:VALUE .......___ ---------------_..-.-....-- - square foot rakula8on arM for HW, VA and FmHA, the estlmated remdnln0
ESTYAAIED REPRODUCTION COST-NEW-OF B4PROVEMENfS: lN
ill
'
DweBng 2,219 Sq. Ft @S = $ _ genera
rfe d the propedy): The CostApproach w
economic I
resuh In an exceNent estimate of value if the but ~ rrew or
819 Sq. k QS reasons new and the im verrrerMS reflect the h' eat and
= best use of the lend. However when hems of h I
6uagyCrpal 200 Sq. k ®$ _
S deDrecidion muss be estimated aderea of irrdgemeM is
Told Fsdmled CastNew-- ....................-----=
#
El~mef involved which is su to error. The Cost roach w~ not
I
-$
Less Physical I uOlaed due to the su 'act's a e.
re
=$ _
Deprecided Value d knpronernents
_$
•As-b• Value d SBe Improyenlaik ............. ..- -.. _.-..........
T®VALIIEBY . ................ _
i
COMPARABLE N0
COMPARABLE N0.2 CGfdPARABLE N0.3
.
iIEM SUBJECT t
h St
29th Street
230 N 239 N. 24th Street 217 N. 25th Street ree
19 S. 17t
.
Cam Hill PA 17011 Cam Hill PA 17011 Cam Hill PA17011 Cam Hill PA 17011 -_
'_~ ,°: 035 miles E 0 26 mdes E 1.00 mde E
NA e! L'cv~! ~~ r?v 226 000 '+'y"~u`v ,. ,_ :s 260 000 . ,Aa k 229 900..
& rze~
=~
~
..
41 W s„~~t,t ~4t,.-
121 125.73 '-c1F~ ,n(:
t,
84.21
eculdx
F .
Agent, ExL Inspect. and
MLS MLS, Agent, Exl. Inspect. and MLS, Agent, ExL Inspection &
p~ arNor x
Observation ,
CarAhouea Records Couthouse Records Courthouse Records
VALUE AON161M6l15 D~P110t1 06CRIPTgN ~ + - DFSCRIPIION + - $ Ad ust OESCHIP110N + -
Sties a Rrellchp
' Conventional Cash FHA -10000
Costs
s rR ~ r"
', `: None None _ ,_
' ; 9-10.1010DOM 10.20-10.1DOM '~ 5.26-10149DOM
A A ./Su ' r -1 000 Avere a Av ./Tretf~ew +5 0011
Fee Sim le Fee Sim N Fee Sim le _ Fee Sim le
0.25 aria 0.14 acre +3 000 0.13 acre +3 ODO ~ 0.14 awe +3 000 -
A Street A .Street Av .Sheet A Street
S IA 2 /A 2S !Av . 25t !A ,_
A -SU riot -10000 Su riot -t 0 000 A e
70 re 72 80. rg _. 60 re
q Ave Ave _ - Av
Tota ~ ~ Baths Total ~ Bdrms B~'~
Above T T ~
~ 3
000
~
~
Roan Coud 8 ~ 4 ~ 2 7 ~ 3 ~~ 2 ~ 3,000
~ 2.5
8 ~ 3 ,
2.5 ~ -
4
8
2 y ~ ~ 1 878 . R. ~ +17 100 2068 Sc k ~ +7 800 2 730 -25 550
Basarrerd 7i PodMrad Partid Bamt. Equivalent Equivalent Equivalent
Rec Area ReC RmlSupertor ' -1,000 Unfinished +i 000 Rec Room
A A Average Averse __
.VJtr./Cent.Air FWA /Cent Air ~ _ Steam I None _+3 000 FHA I Cenl.Air _
A Ave a Average ', Average
Ca a x1 G xt Gare a x2 -5 000 Ga a x2 -5 000
peck
Patlo
Parch Pach;Patio Encl. Porch -1,500 Porch ~ Patio
,
,
eta
Fire xt
F' xt ___ +1 500
None .__ _t 500
F re a
Fence Fence Shed -1,000 E ual Fence Pond -1 000
nCes ~ - liances
' ~ 5 600 - -1 900 + - -38 050
,:~L -
07; 9C Net ,w18 836
~ 1 N~
~ , ~ 1
l
P
7
x
es
rke
Adjushad Sa
GrOSB 13.Y96 25810D ~ G -. . ;%', 191 850
y
~ ;} 3'(
~ ' 233600 ~
, ,
,-.,
,
,
Connrren[s an Saba Comptikm (IlkdudMB the sullied pmpaty's carrpatlbBNy to the rielpMorhood, ac.): After a h search of aN ava8abb data the
crorr7 tables rlrosen were con ifre hest available. Ad u nts were made to reflect substantial dtiferencas between the com ble
arM the .The uehrtenta ftrd ware made reflect the ical actions of and seller In the market lace All
las ere whhin Cam HIII Borou h. Sale #1 has su wr a I. Home wall maintained r eM. Features include
rdWOOd renew Idkfien with uariz cou to end ~ rrcee rear famiN room addition with patio doors to sunroom• walk-in cbset
metier bedroom and. bwer level. Home is across from fwrou h rk which increases markets I. Sale 712 has su riot
RABLE N0.1 COMPARABLE N0.2 COMPARABLE N0.3
A
ITEM SUBJECT COMP
---
_
__
NA
Date, Prke and Dale NA NA NA
Sourogfergia,salea NA NA NA NA
Crthse Records Courthouse Records Courthouse Records Courthouse Records
Anelyds of any tuned a0reorned d sale, apUon, or IIsBnO d srd7iect PmP~Y and anatysls of any prior sales of subject and comparablss whhin one year of the date d appra7saL
Prier sales of the can t>te rtias occurred more than one r a o. The sub'ect is not currency under coMrect or listed in the o n
Su ' has not transferred in the at three rs. ____
BIOh•J11~VAWEBY&LLEBCOIPAR60NAPl?ROACII,.._...--..___ _ - _.._...._....----_.........__....----- - - _ .-.._. $ 230000
TEDVAWEBY M7pkatRed o. z Gross R r =
7Ns appraisal Ls made •as is• subject b the repairs, aftem8ons, inspeclims a carltAtlans Ilded blow subject to compk8on ~ plans & specfflraUons.
6'arrdtlera dAppaaal: No werrenN of this appraisal is given or implied No liability is assumed Tor the structural and/or mechanical elements of
fire su ed .See Addendum and Statement of Limhi Cng onditions) _
Real RecalcBaBvn: D m the ladr of ua and u of rental the Income was considered i and not utilized.
Greatest M is Nan to the Sales Com roach since h reflects the ical actions of and seBere M the mark lace.
"'Retrospective Market Value as of the Date of Death _- _
The)7lappee d lids appraisal b 1o eslYlrta Ure market value of the real properly flat b the subject d this repot based on qre above co7Witlans oral the cerBOcatlon, corrSngenf
and Nriliog rwrrdtlons, and rnrke[ Yffix deAnWan 1hd are sal h the alhached Frsdde Mac Fam 439JFNIAA farm 10048 (A June 1993
1(NE)EBIBIATETREYIIAItE7YWIE,ABDERMiD,OF1IEREALPROPERTYTHATIBTNESUBJr~TOF.Ti~REPdtT.ASOF Novembar29 201 D""
(NIBCN~11~pA11TT~~00FFl~CigNAND1IEEF~6CFNEDATE0PT11SREPORIJTOBE S 230.000
SUPFAVISORYAPPRAI6ER10NLY~REOINRED):
ApppA~
a
ranva ~] Did ^ Old Nd
Si
/
g
> _
~e _Karen Damev PA Certified Garrard Re Estate Appraiser Name InspecfProperty
Dde Raoort Sfaced FeMrrerv 7 2011 R
Static rvanrdgn $ GA0012130L Stale PA Rh+1o rnrlifraenn S. Slate
rr t'7ada I Ranee a State Or Slate License # _ State
--
fiedda Mac fom7 70 1V93 PAGE 2 OF 2 Fannie Mas Form 1004 693
Form UA2 -'WInTOTAL' appraisal software by a la mode, Inc. -1-800-ALAMODE
Sunnlemental Addendum auu~ „_,nsun
Owner Rose n B Crouse Estate
Address 230 N. 28th Street
C' Cam Hill Cou Cumberland Stye PA Cade 17011
CNeld Ga n Crouse
• URAR: Additional Peaturea Cont'd:
to rear of Irving room with vinyl floor, fanAight fixture, laundry closet and full bath with two vanities. First level closet
located in short hall providing access to family room. Fatuity room- has carpet floor covering, through wall air
conditioner, fanlight fixture, door to access garage, and glass doors to rear porch. Second level has three bedrooms
and full bath with ceramic tits floor and ceramic file tub surround. Basement has recreation area with knotty pine
walls, asphalt the floor, unfinished low ceiling, built-in storage with stainless steel sink. Garage has one electric door
opener
• URAR: Condition of the Imorovemente CoM'd:
were observed that would require immediate repair. Older style kitchen lacking dishwasher and garbage disposal
may decrease market appeal. No functional or economic obsolescence was observed.
• URAR: Adverse Environmental Conditions Cont'd:
has a concern, then a qualified expert in this area should be contacted. There are no known or apparent adverse
environmental conditions that would negatively impact on the sale of the property.
• URAR: Sales Comparison Approach Cont d:
kitchen. Sale #3 has inferior location being on higher trafficked road with commercial uses in view. Home has rear
addition with new master bedroom, bath, family room ahd fireplace. Home has superior updated kRchen. All sales
considered equally.
Estimated indicated value can also be determined by using the Gross Adjustment of sale price for each comparable
(comp) as a measure of relative quality of the comp. A lower adjustment indicates a batter comp, and vice versa.
The ratio of gross dollar adjustment to sale price for each of the comps is used to ca~ulate the weigh each comp
should have in a weighted calculation. This weighted calculation is used to also Indicate the estimated value of the
subject. As with any method this technique is not pertect. However it does da a very good job of giving more weight
to the most similar comps while at the same time minimizing values near the extremes of the indicated value range.
The estimated weighted value is: $231,300, which supports the estimated value.
Definition of Market Value:
The definition of Market Value is from regulations published by federal regulatory agencies pursuant to Title XI of the
Financial Institutions Reform, Recovery, and Enforcement Act (FIRRFA) of 1989 between Juty 5, 1890, and August
24, 1990, 6y the Federal Reserve System (FRS), National Cred'R Union Administration (NCUA), Federal Deposit
Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS), and the OtTxe of Comptroller of the Cum3ncy
(OCC). This definition is also referenced in regulations jointly published 6y the OCC, OTS, FRS, and FDIC on June
7, 1994, and in the Interagency Appraisal and Evaluation Guidelines, dated October 27, 1994.
Seooe of Work:
Observation of the exterior and walk through observation of the Interior of the property. Measuring the exterior of the
dwelling.Walk through observation did not include inspection of the attic or crawl space areas. These areas are
assumed in good condition with no adverse conditions present. If you have a concern, contact an appropriate
professional for an inspection. No mechanical systems were inspected and no appliances were tested. Review of
the REDS courthouse data and Central Penn Multi-List, Inc. records. Reviewing the .county tax map online
information, county tax map, zoning, and FEMA flood maps. Verifying, ff possible, the cwrtpareble gales with broker,
agent, seller or buyer.
Special Limiting Conditions:
This appraisal is not a home inspection and the appraiser is not acting as a home inspector when preparing the
report. The borrower has the right to have the home inspected by a professional home inspector. When performing
the inspection of this property, the appraiser visually observed areas that were readity accessible. The appraiser is
not required to disturb or move anything that obstructs access or visibility. Roof and exterior Improvements vrere
snow covered and are assumed in good condition for appraisal purposes. The inspection "s not technically
exhaustive. The inspection does not offer wartaMies or guarantees of any kind.
The appraiser is not a home or an ernironmental inspector. The appraiser provides an opinion of value. The
appraisal does not guarantee that the property is free of defects or environmental problems. The appraiser performs
an inspection of visible and accessible areas Doty. Mold may be present in areas the appraiser cannot see: A
professional home inspection or environmental inspection is recommended.
If the property is sold, this appraisal is subject to satisfactory inspection reports including, but not limited to: wood
infestation, water test(s), redon, building inspections, etc.
• URAR: Suoolementai Certifications
I certify that,
This SUMMARY APPRAISAL REPORT was prepared for the exclusive use of Cartynn Crouse, Executrix (client).
The Intended User of this appraisal report is the Client. The Intended Use is to evaluate the property that is the
subject of this report for estate settlement use, and no other use is Intended. Appraisal is suf>)ect to the stated Scope
of Work, purpose of the appraisal, reporting requirements of this appraisal forth, and Definition of Market Value.
Estimated market value is the most probable price in terms of cash or in terms of Fnancal arrangements equivalent
to cash. The information and opinions contained in this appraisal set forth the appraiser's beat Judgment in light of
the information available at the time of the preparation of this report. Any use of this appraisal by any other person or
entity, or any reliance or decisions based on this appraisal are at the sole responsibility and at the sole risk of the
third party. I accept no responsibility for damages suffered by any third party, as a resufl of reNance on or dedsions
Foam TADD -'WInTOTAL' apDr~sal software by a la mode, Inc. -1.800-AUIMODE
Supplemeililtal_ lWdenlWm Fle No.11-105KD
Owner Rose B Crouse Estate _ . ---
R Adaess 230 N. 29th Sheet
Ca Hill County Cumberland State Pq .Zip Code 77011
Client Carhmn Crouse
made or actions taken based on this report.
In my opinion, the reasonable exposure time linked to the value opinion is up to 180 days.
I further certify that, to the best of my knowledge and belief:
-The statements of fad contained in this report are true and corced.
-The reported analyses, opinions, and contusions are limited only by the reported assumptions and limiting
conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions.
- I have no present or prospective interest in the property that is the subject of this report or to tha parties
involved with this assignment
- My engagement in this assignment was not contingent upon developing or reporting predetermined results.
- My compensation for completing this assignment is not contingent upon the development or reporting of a
predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the
attainment of a Stipulated result, or Ute occurrence of a subsequent event directly related to the intended use of this
appre~al.
- My anelyses, opinions, and contusions were developed, and this report has been prepared, in conformity with
the Uniform Standard of Professional Appraisal Practice.
- I have made a personal inspection of the property that is the subject of this report on January 24, 2011.
- e prov' si niflcant professional assistance to the persons signing this report.
Karen amey, P ate eneral Real Estate Appraiser / GAOO126OL
Fonn TADD -'WinTOTAI' appraisal sottware by a la mode, Inc. -1-800-ALAMODE
DEFINITION OF MANKET YALUE: The most probable price which a property should MMg N a compeddve and open r ands erg wragtlans
regrrisge M a fair sob, the buyer and seller, each acOnp Prudently, bwwle~eaby end assuming the price b rat dlecbd by wrdue stlnxdtrs. knplcit M tide
deflnltlon Is the consumnra0on d a sob as d a specgbd date aril the passing d tltle Irom saga M buys under corrdglans whereby. (1) buyer awl sager era
ryplraBy rtatlwatad; (2) batlr perBas are wag kdomad a writ aMised, and each aclarg M wtrat he wnsMas his awn beat hbrest (3) a resaorable tlnre b Mowed
fa exposure In the open markek (4) paymed Is made in Terms d cash in U.S. rioters w in terms d flnandal arrangerrrerO caniparebb 1hereM; and (5) the prce
represents the ramal consideratlpn for the properly sdd unaffected by specl~ a creaflve Porancgrg a sales caicessfats' grarhd by anyara asswdatad with
the sob.
• Adjusbr~ems M the comparabbs must be made fa specbl a cr~tlve Bnancing a sales caaessiars. No adpratnards are rrecessary
for prose costs which are normally paid by segers as a result d iradtlar a law M a maket area; these wsb sa re~Ay Iderdtlbble
since the saga pays these cods In virtually all sales irensactlws. Specbl a creatlve Mencing can be rrwde M the
comparabb property by comparisons M iMancirrp terms aBered by a Bdrd PatY instllutlanal lends that b not akeady hwdvad M the
properly or uansactlon. Any adwsbnerrt should nd be cakrde<ed on a rtrecheriical data fa doge cast d the MaaMB a caaessim
but the doge amourd d any adjushnem should approximate the markets reactlon M the flneraYp a caaessiwrs based on the
appraisers )udpemenT.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's ceflficaaw that appears b the appraisal repot[ Is sr&bct M tla Mgorring
conditlons:
1. The appraiser wig trot be responsible far maroets of a legal nature tlral affect eltlrer the property being a~ppr~sed a the tMle M ft The appraise assunas that
the title Is good and markethbb and, therefore, wig nd rerrde arty apinbns about the igb. The properly is apprised m the basis d tl beMg wrda responsibb
ownership.
2: The appraiser has provided a stealth b the appraisal repot to show approximate dMrensMns of the knprovertrads and 1M skeMh Is kakrded only M assist
the reads d the report In visuag~ng the property and wrderstanrgrrg the apprelsrers deremdnatbn d Its size.
3. The appraise has rxamined th araibbb Bond maps that are provided by the i'edaal Emergency Manegernerd Agency (a atlra data sauroes) and has noted
in the appraise repot whether Bre sdrpat sge is located In an iderrgfied Specbl Rood Hazard Area. Because the appraiser Is rat a surveys, he a she makes
nor guarantees, express or impted, r~arrAng this detlw.
4. The appraise will nd ghe testlmany err appear in wort because he or she made an appraisal d tla properly M queslMn, arbss spedflc artangerrrerrts M do
so have been made beforehand
5. The apprelae has esgnraled the value of the land In the vest approach at its highest and best use and gre Improvements at tlrek canOtbuMry value. These
saparete valuatbns d the [arid and Improvaramig must net be used b conjrmctlon wgh any ogres apprasal and are krvaBd fl [trey are sc used.
6. Thor appraise has noted in the appraisal report arty adverse cronNtlans (such ere, needed repaks, dapredatlat, the presence d harerdous wasbs, toxk
substances, etc.) observed during the Inspectlan d the sub)ect property s that he a she became aware d durkrg fire narnal research MvaNed b perMrniNg
the appraisal. Unless otherwise stated in the appraisal r~rort, the appraiser tree w knowbdge d anY hidden w swppaad conrNars d the properly a
adverse anvlrarundrW condltlons pncNWklp the presence d hazadws wastes, todc sidulances, etc.) that world meta tla property mare a less raMiable, and
has assumed that these are no such canditlons and makes no guararees w wanardbs, express a , regadng the carratlart d tla properly. The
appraise will not be responsible to any such cwNtlons that do exist a fa any erglrieering a testlrtp that mqM ba requkad M diswva whethe such
conditlons exist Because Bre appraise is not an expert in the tieM d emtronmadal hazards, the appraisd report must rat ba wnsiderad as an
anvlronmedai assessment d the properly.
7. The appraiser obtained the idortnatlon, esgmafas, and opMlws that were amressed in the appraisal report ham soracea tliat M a she considers M be
reliable and begeves them m be we and cortect The appraiser does nor assume responslMgly fa the accuracy d such gems that. Yrere famished by otlar
parges.
B. The appraise wig nor discbse the conteMS d the appraisal report except as provided fa M Bie IAdtam Sierrdads d Professional Appraisal Ractlce.
9. The appraise has based his or he appraisal report and vagratlw caalusiw fa art appraisal that fa suEba M aatlsfaclory canpbtlorr, repaks, a
alleratlans on the assumpgw that compbtlon d the knprovemads wiN be perMmred in a worknranigce manna.
10. The appraise must pravMe his or ha prior wrmerr cwsem betas the tinder/cgerd specgled b the appraisal report can AstiibuM the appraisal repot
(inchrdirg condusbns about the property vakre, the appraiser's wentlty and professional designatlws, and releases-Mary prdesabnd appralsY
organizaflons or the fhm with whkh the appraiser is associated) M anywe othe than the bomovrer; }ire IrtalMapee a gs aluessers aid assigns; tla nartpaga
Insure; consugads; professional appraisal organizaMns; any state a federagy approved flnanclal InstlMtlon; a any deparbrrent, agerrcy, a InsWmerdagly
of the Untied States a any state a the Dishkl of Cdumbia; except that the tenet/cgem may dfshibute the property descdpaan sectlon d the repot[ oMy M data
cogecgan a reportlng service(s) witlrod having M abrain the appafsers prior written consent The appreba's wrgten wrrsad and approval must also
be obhairred bdae the appraisal can be cwveyed by anyone M the pubec through adverilsfng, pudb relatlorrs, raves, sobs, a other medal.
Freddie Mac form 439 6.93 Page i d 2 fannb Mae Fam t0o48 &93
l0. Connor Real Estate Appraisers
Form ACR -'WinTOTAL• appraise 4oflwere by a b mode, tic. -1-800-ALAMODE
APPRAISER'S GERIIFICATIOM: The Appraiser cersiks and agrees that
1. I have researched Ow subJact marled area and have selected a rNnlmxn d tlaee rerxd sake d prraratlas most aknUar artd prmdmate b th subject property
fro consldadiorr In tlw sabe rwrrparflsrr arolyslr and have made a elate adjtrskrwnt what appropdda m reflect the market ractbn m those items d slgdBcaM
vektlon. y a siprlleett ibn h a cortparabk ptapary le stgalar m, a mat Favdahk that, ttw srthJect PrePerfY, I Move rrwde a nepatlre adjushread b reduce
the adjusled asks peke d the comparable and, I a aignlAunt Item In a comparable PrW~Y is Ndedor to, or less favaabk then the subject property, I have made
a poshMe adjushnad m ittaease Ste aqutrrod sales prbe d tlw comparable.
2. t have taken kdo cenalda~at the tacmrs thffi have et krpad on vakre b my develapnwnt d the astimam d marled value k the appaisal repaL I have not
kriowktplY xdtldteld any dprrMkxrd ktism~ldl ltdm the appassd report and f beleve, m ate best d my knowledge. tlwt ~ sldemenis and Irrmmwtlon in the
appraisal repro[ are tree and conecL
3. I stated in the aDPral~ repel ony my ovm personal, wddased, and prdesalanal analysle, opkbns, and concklSions, which are subject Doty b the codbgent
arM Nmitln0 condlbns specked k this tam.
4. I have no presan or prospectlve kdaest k the property thal is the subject m this report and 1 have no presad w prospectlve personal irderest or bias with
respect m the pe0dpenls in the trewactlon. I dd not 6esa, tithe parllaly w rY, my analysis awya the esmrram d madcd value in the appraisal report
on the race, color, relglon, amc londcap, famNd stairs. a natlmd'aigin d dlha dw proapecsve owners a awpeds d the subject property w d the present
ovmers w occupads d the gapeNes le the vidn0y d the subJect property.
5. 1 have rto present a ardanplatee frrmre kderesl In Ore subject property, arro nehher my coned a adore artploymatt oar my compensatlon for perfartdng this
appraisal is carrtlngent on the appraised vakre d tlw property
6. I was not regrrked m report a preddamiwd value a dreabrt let value tlut favors dte cause d the ckenf a any related party, the amount d the value estimate,
the alFaknrwrd d a specMk reaA, a the eCClefenee d a 81dISeQllaa eyed in ads m f8CdV8 my corlWdl9Wiert awya empbymed far pedanrdng the appraisal. I
did nd base the appraisal report on a requested mkdnaarr vakntlon, a specific valuason, a the need m approve a spadlic nrarlgage ban.
7. I perfmrwd dtis apprekal in rwnbmrUl vrith Ow Ihdfam Standards d Professional Appraisal Prac9ce thd vrere adopted and pranulgated by the Appraisal
Standards Board d The Appraisal Faaeletlen and sect rose In pkce as d the elfecOva dab d tlds appraisal, wsh the eaixpliorr d the depareae provlsbn d those
Standards, which does nd appry. I aekrowkdge tlrd an estlrrwle d a reasonable tlme to agmsare k the spar rrwdwl is a candNon in the de0ntllat d marled Vak18
seed the estimab I devebpad Is conslsmnf wNh the marketlrp Ome noted in the neighborhood section d This report unless I have othervdse staled in the
reconcgatlarsecsan.
8. I have pereonatly inspected the kderior seed o~rbr areas of the subject propedy and the aKedor d aV propatles Nskd as canpeabks in the appraisal report
I brOwr certliy tlwt I have reefed any appear[ a knower adverse cand0ons in the subject improvertwads, on the subject sile, w on any she within the immediate
vicinity d.ihe sdrject property d which I am aware and have m~a aSrrskrwds Tw these adverse conditlons b my analysis d the property value b the exled that
I had marled evhlaare b support Iham. I have ako commented shout the effect d the adverse amdtlons an the meketabNhj d the subject property.
9. I pereonaly prepared all tatdualons and opinbns abod the real estate that were sd toM in the appraisal repaL tl I relied on signifkad professional
assisorax tram eery krdvidual a kdviduek k tlw pedmnerca d tlw apprasal a the prepaotlon d the apprasal report. I have nartwd such IndMidualjs) and
disclosed are apedsc teaks perfarrwd by them h Ow recorrcHidlon sac0ar d gds appraisal r I cedHy tltat try kdvidtal so named is quaBtled b pertorm
the tasks. I have not authahed anyone m make a change m any Oan In the report therefore, 'rf an unauthaaed rdrange is made tc the appraisal report I wIN take
no resperwiblity fa it
10. See additional Appraiser Certifications and llmitlng Conditions found in the addendum of this report.
SUPERVISORY APPRAISER'S CERTIFICATION: N a supervisory appetiser signed the appraisal resort he or she ceditles and agrees that
i direcity supervise the appraiser who prepared the appraisal report have reviewed the appraisal report, agree witlr the smeemeds and concdrsions d the appraiser,
agree b be bound by the appraiser's cerNfica0ons numbered 4 through 7 above, and am taking Tull responsibNity fa the appraisal and tlce appraisal report
ADDRESS OF PROPERTY AhPRA1SED: 230 N. 29th Street Camp Hill PA 17011
APPRAISER: ~ SUPERVISORY APPRAISER (only If required):
Signatures c. - K--~/~-~--~ Signature:
Name: Karat Darnev. PA CerdRad Ganaal RBI F~fate raiser Name: -_--
Date SWned: _ February 7, 2011 Date Signed:
Stale Cedfica9on #: OA001280L State Cerdtlcasan #:
or State License #: _ __ or Stain License #:
Stain: PA -----__-- State'
Etgtlretlon Dale d CatlAcatlar a Llcaure: June 30.2011 Fxplretlon Date d CedH'icatlon or License:
^ Did ~ Did Nd Inspect Property
Freddle Mac Form 439 6.93 Page 2 d 2 Fannk Mae Form 10048 Fr93
Poem ACR -'WInTOTAL' appraisal software by a k made, inc. -1-B00-ALAMOOE
Community Map
Owner Rose B Crouse Estate
Pro Atbress 230 N. 281h Street
C' Cam Hill Coon Cumberland Siafe PA Code 17011
CveM Ca n Crouse
Form MAP.LOC -'WInTOTAL" appraisal software by a la mode, inc. -1.80D•ALAMODE
Map
Map
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Pag
http://ccgis.ccpa.net%aspnet_client/ESRI/WebADF/PrintTaskLayoutTemplates/default.htm 2/1/2011
Parcels Parcels
Flood Map
Owner Rosa n 8 Crouse Estate
Pro Address 230 N. 29th Street
C' Cam Hill Cdun Cumberland State PA D Cade 17071
Caad Ca n Crouse
Fam MAP.FLOOD -'N7nTOTAL' appraisal software by a la mod0. inc. -1-800-ALAMODE
Owner Rose B Crouse Estate
Address 230 N. 29tlt Street
C Cam Hll C Cumhedand SWie PA L Code 17011
CNerd Ca n Crouse
Second Level
3z.sa
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CI (jp
BR
BR BR
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NOTE: Interior Sketch Not To Scale.
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CornrtbOb:
Building Sketch
18.50'
BR
$ _
~~ LR
First Level
$ 14.ar
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to.ar Patio $
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I FR Porch I ~?
cJ ~ KIT
CI ~~ Garage $
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1 CF7 DR to.ar
Foyer
4.00' ~ 17.50' g 4.00'
ai M
8.50' 8.50'
AREA CALCULATIONS SUMMARY
Code Osecdpaon -NSt81ze
Net.Totals
67A~1 pirat plooz 1439.00 1439.00
GI.i~2 second ploor 780.00 780.00
p/P Posh 65.00
Patio 112.00 177.00
6rla Garage 200.00 200.00
Net LIVABLE Area (Rounded) 2219
tJVING AREA BREAKDOWN
Or~akaown SubtOWe
_
/Yret ilaor
3.00 : 6.50 19.50
3.00 : 6.50 19.50
32.50 :. 38.00 1235.00
10.00 z 16.50 163.00
Second floor
24.00 r 32.50 780.00
5ltems (Rourtd~) 2219
Farm SIQ.IIIdSkI -'N1nTOTAL' appraisal software by a la mode, Inc. - i-8(10-AU0r100E
Subject Photo Page
Owner Rose B Crouse Estate
Pro __
Adrkess 230 N. 28th Street
C' Cam Hill __ Cou Cumberland 5hte PA L Code 17011
Cgent Ca n Crouse
Subject Front
230 N. 29M Street
Sake Ptloe NA
Gross lJvYq Aree 2,219
Tohl Roans e
Ta4d Bedroom 4
Trial Balhrosms 2
La;edar Average
VkW Average Sheet
Sik 0.26 acre
Ouagty Average
Age 70 years
Subject Rear
Subject Street
Porn PIC3x5.SR -'WInTOTAL' ap(uaisal software by a k made, Irrc. -1-q00-AIJIMODE
Comparable Photo Pago
Owner Rose B Crouse Estate _ _____
P Address 230 N. 28th Street
C Cam Hill Cou Cumberland Slak PA D Code 17011
Client Ca nn Crouse
Comparable 1
239 N. 24th Street
ProX. to Subject 0.35 mBas E
Sales Prke 228,000
Gras LMbrp Area 1,878
Told Roans 7
Takl Bedrooms 3
Tote) Bathrooms 2
Lccatta Avg./Superior
View Avg. Street
Sale 0.14 acre
QueBty Superbr
Ape 72 years
Comparable 2
217 N. 25th Sheet
Prmr. to Subject 0.28 miles E
Saks Price 280,000
Gras UYYIp Area 2.088
Trial Roam 8
Takl Bedrooms 3
Tatal Bdlvoorrn 2.5
Incxtlarr Average
Vkw Avg. Street
SAe 0.13 acre
OualBy Superbr
Ape 80 years
Comparable S
1 e s.171h Street
Prar. th Subject 1.00 mib E
Saks Price 229,900
Gras Lhkp Area 2,730
TalalRamrs 8
Trial Bedrvams 4
ToFd Betlaooms 2.5
lacallorr AvplTreffidView
Ykw Average Street
Slk 0.14 acre
OueNy Average
Ape 80 years
Form PIC3a5.CR -'WInTOTAL' ~pralsal software 6y a ha mode, kc. -1.800-ALAMODE
LAST WILL AND TESTAMENT
I, ROSELYN B. GROUSE, of the Township of Hampden, County of Cumber-
land and Commonwealth of Pennsylvania, being of sound and disposing
mind, memory and understanding, do make, publish and declare this as
and for my Last Will and Testament, hereby revoking and making void
all former wills and codicils by me at any time heretofore made.
FIRST. I order and direct that all my just debts and funeral ex-
penses be paid by my Executor or Executrix, as the case may be, herein-
after named, as soon as conveniently may be done after my decease.
SECOND. I give, devise and bequeath all the rest, residue and
remainder of my Estate, real, personal and mixed, whatsoever and where-
soever situated, unto my husband, J. CARL GROUSE, absolutely and in
fee simple, if he survives me.
THIRD. If my husband, J. CARL GROUSE, does not survive me, then
and in that event, I give, devise and bequeath all the rest, residue
and remainder of my Estate, real, personal and mixed, whatsoever and
wheresoever situated, unto my daughter, CARLYNN E. GROUSE, absolutely
and in fee simple.
If my said daughter should predecease me and leave issue to sur-
LAW OFFIGEe
JITSON ANO SNE
wive me, I order and direct that the interest of my said daughter under
the preceding paragraph shall be distributed unto my said daughterTs
issue per stirpes by representation and not per capita.
FOURTH, If the provisions of Items Second and Third hereinabove
should lapse by reason of the predeceasing of my said husband and
daughter without issue,-then and in that ultimate event, I give, devise
and bequeath all the rest, residue and remainder of my Estate, real,
personal and mixed, whatsoever and wheresoever situated, unto my
sister, namely, JANICE E. BEARLEY, absolutely and in fee simp]Q.
LASTLY. I nominate, constitute and appoint my husband, J. CARL
a i~r 'w,: ~ << .
a ;.+p y E d~ .z xis ec3~ uts.. t+~~SFess~lsuex.a.
~ ~.., i' ~ 9ds;3s,~p, ~f 'd"art.4K~-~~.anra'73t~€a~.sm-,sseE'4e~e
:ROUSE, to be the Executor of this, my Last Will and Testament, but if
'or any reason he should fail to qualify as such Executor or cease so
.o serve, then and in that event, I nominate, constitute and appoint my
iaughter, CARLYNN E. GROUSE, to be the Executrix hereof, each to serve
~vithout bond. If both of the above named individuals should fail to
qualify as my personal representative hereunder. or cease so to serve,
then and in that ultimate event, I nominate, constitute and appoint my
sister, namely, SANICE E. BEARLEY, to be the Executrix of this, my Last
Will and Testament, to serve without bond.
IN WITNESS WHEREOF, I, ROSELYN B. GROUSE, have hereunto set my
hand and seal to this, my Last Will and Testament which consists of
two (2) typewritten pages to each of which I have affixed my signature
this ~ G d ~ day of ~ ~ ~' y , A . D. , One Thousand Nine Hundred
Seventy-four (1974).
~'~ /! 1 (U~~ (SEAL)
-r ",vvv~~
The preceding instrument, consisting of this and one (1) other I
typewritten page, each identified by the signature of the Testatrix,
was on the date thereof signed, sealed, published and declared by
ROSELYN B. GROUSE, the Testatrix therein named, as and for her Last Will
and Testament, in the presence of us, who, at her request, in her pre-
Bence, and in the presence of each other, have subscribed our names as
witnesses hereto. ~
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I.pW OFFIC£6
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