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HomeMy WebLinkAbout07-15-11s, f M 1505610101 REV-1500 °` c°~_~°' ~ PA Department of Revenue P~YIv~ Of=FICIAL USE ONLY ~~*~~~ County Code Year File Number Bureau of Individual Taxes ~ ~,~.M~-; Po BOx z8o6o1 INHERITANCE TAX RETURN ~ `" Harrisbu ~ PA 1Y128-0601 RESIDENT DECEDENT ~~ 1 ± 1 0 ~ 0 ~ 1 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY . .,, ,.; .. ~ . ,, ., .. ~ _. , , ... ..u,, ~ _ ,~ 1 7 5;f 4:0;5 1;9 2= 1 -02 1 2`0:1'0 1 1.1,;2;19,,4 8 Decedent's Last Name Suffix Decedent's First Name ,_ Y, :.. - B A- I$E R: C A ~' Q L E _. (If Applicable) Enter Surviving Spouse's information Below Spouse's Last Name Suffix Spouse's First Name Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW ~ i . Original Return O 2. Supplemental Return p 4. Limited Estate ~ 6. Decedent Died Testate (Attach Copy of Will) O 9. Litigation Proceeds Received O 4a. Future Interest Compromise (date of death after 12-12-82) O 7. Decedent Maintained a Living Trust {Attach Copy of Trust) O 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95) MI ;~ MI to 3. Remainder Return (date of death prior to 12-13-82) ~ 5. Federal Estate Tax Return Required ~ 11. Election to tax under Sec. 9113(A) (Attach Sch. O) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number M a '~r 1 i . n ~R M c C a 1 e ; b ?~ 1 7 6 9 1: 7 7 7 0 n ~- ~T~{~WILLS USf~ONLY ;~ r~7..~a ~ "~ --~ rte-- ~'~. ' ~ ~ c''~- ~~ ~ ^ .~,r " - ~7 C7 ,.... ---'1 ~ ~:~ ~ a DATE FILEL~f ~°~ ` Correspondent's e-mail address: 8. Total Number of Safe Deposit Boxes 0 5 5 Under penalties of perjury, l declare that I have examined this return, including accompanying sdiedules and statements, and to the best of my knowledge and belief, it is true. direct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. ADDRESS 104 Rou L 155610101 Side 1 ~. 150561D1D1 J ~.~cla- 219 East Main Street, Mechanicsburg, PA 17055 PLEASE USE OR161NAL FORM ONLY ~ } 15056101U5 REV 1500 EX De~^.,edent's Social Security Number Decedents Name: Carole D. Baker 1 ., :.'~, " ~ , :. 4' _0 ;~ _.1..~~!.Z: RECAPITULATION 1. Real Estate (Schedule A) ............................................. 1. '=2 0 0 0` 0 , 0 '+~0 0 ~: ~:;~:. 2. Stocks and Bonds (Schedule B) .......... ........................... 2. 0 0 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Sdiedule C) ..... 3. " 0 ~~0 i 4. Mortgages and Notes Receivable (Schedule D) ........................... 4. °~R 0 ;±~ 0 :0 . ,.. ';fir.. - --~~. ', it'G'~•-~..,':;- ?~ -eHr~' ",~,. `o- 1~d~' 5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)....... 5. 1 f 2 2 2 ? 2 ?~ 1 :, 6 ~., ~,-~. 6. Jointly Owned Property (Schedule F) O Separate.Billing Requested ....... 6. ~ ,~ 0 0 0 7. Inter-Vnros Transfers 8~ Miscellaneous Non-Probate Property ~ -~ '" - y ~ ° ~ "° ~~: F.. (Schedule G) O Separate Billing Requested........ 7. 5 ? 8 5 5 ~ 9 . 2 =, 5 8. Total Gross Assets (total Lines 1 through 7) ........... ~ .................. 8. 9 0 ~ 0 8 , 3 Z ~ ~ 4 1 ,.a 9. Funeral Expenses and Administrative Costs (Schedule H) ................... 9. ~ 1 5 $ 0 ~ 1 10. Debts of Decedent, Mortgage Liabilities, and Liens (Schedule I) .............. 10. : 2 ~ $ 4 6 5 6 ~ 6 11. Total Deductions (total Lines 9 and 10) ................................. 11. ~ 7 .0 0 4 5 ` 7 ~ 6~ 12. Net Value of Estate (Line 8 minus Line 11) .............................. 12. $ 3 ~0 ?u 8 5 ~ 6 5 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which ' t<°` ~' ~' ~ ` ~ " ~~ " ''"~ ~ ~° `4' an election to tax has not been made (Schedule J) ........................ 13. ~~` 14. Net Value Subject to Tax (Line 12 minus Line 13) ........................ 14. 8 3 90 7 8 ~ 6 5 TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers und~ Sec. 9116 ~ : - ., (a)(1.2) X .O.w 16. Amount of Line 14 taxable ~ ~ < • ` .-''" ~. ~ ~~"~~ ~~ ~ ~ ~ . ~ ~'°~ ~~ $~. at lineal rate X .0_.4,5 8 3 0 7. 8 5 6 5 17. Amount of Line 14 taxable `~~';~ '~`~ ° ^' at sibling rate X .12 18. Amount of Line 14 taxable ~~ "" ` ~ ~ 16. 17. at collateral rate X .15 ~~ 18. 19. TAX DUE .........................................................19 ." r 3 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYAAENT O Side 2 15056101U5 1505610105 J ~ a :EV 1500 EX Page 3 )ecedent's Complete Address: File Number oECEO~rs w4ME Carole D. Baker _ STREET ADDRESS 53 Edgewood Drive ctTY Mechanicsburg sTATr= PA ~ 17055 fax Payments and Credits: Tax Due {Page 2, Line 19} '. CreditsJPayments A. Prior Payments B. Discount 1,789.47 {1) 37,385.35 Total Credits (A + B) (2) 3 5,? 89.4? ;. Interest f3) 0.00 If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Filt in oval on Page 2, .Line 20 to request a refund. (4) 0.00 -. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 1,595.88 Make. check payable to: REGISTER 4F WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. rethin the use or irx,ane of fire property transtef'red :......................................................................................... ^ b. retain the right to designate who shat use the property tr or its irtcame : ............................................ ^ c. retain a reversionary interest; or .......................................................................................................................... ^ ~] d. receive the promise irx Me of a fx~I+, benefits or car+e? ...................................................................... ^ 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? .............................................................................................................. ~ ^ 3. Did decedent own an "in trust for" or payable-upon-death bank account or security at his or her death? .............. ^ 4. Did decedent own an individual retirement account, annuity or other non-prot~ate property, which contains a benef~iary designation? ........................................................................................................................ ~ ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE .SCHEDULE G AND FILE IT AS PART OF THE RETURN, =or dates of death on or after July 1,1994, and before Jan. 1, 1995, the tax ra#e imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)]. =or dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 ~n;ent 72 P.S. §9116 (a) {1.1) (ii)]. The statute does not exempt a transfer to a survivir~ spouse from tax, and the statutory requirements for disclosure of assets and fling a tax return are still applicable even if the surviving spouse is the only benefrclary. =or dates of death on or after July 1, 2000: `~~ The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or -for the use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent j72 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal .beneficlaries is 4.5 percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [7:2 P.S. §9116(a)(1.3)]. Asibling is.defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. 34,000.00 ~ ~ REV-1502 EX +{1-97) SCHEDULE A COMMONWEALTH OF PENNSYLVANIA REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Carole D. Baker SS~~ 175-40-5192 10/21/2010 21-10-01166 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to -buy or sell, both having reasonable ~Ir more space Is needed, insert additional sheets of the same size; Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1502 EX {Rev. 1-97) REV -1508 EX + {1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF FILE NUMBER Carole D. Baker SS~~ 175-40-5192 10/21/2010 21-10-01166 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTIQN OF DEATH 1 Fulton Bank Checking Acct. ~~3622-32716, - principal balance as of 2,293.52 D.O.D. (non-interest bearing). 2 2005 Toyota Avalon automobile, - V6, 3.5 liter, automatic, FWD, 14,850.00 31,000 miles; out of inspection; needs new tires and ne:w front brake pads and rotors. 3 Highmark Blue Shield, - premium refund. 532.40 4 Household goods, contents, furniture and furnishings. 1,875.00 5 Pennsylvania National Ins. co., - refund of auto insurance 124.00 premium. 6 Penn National Insurance, - refund of homeowner's insurance 370.00 premium. 7 Raymond James Financial Services, - Individual Non-Qualified 100,169.45 Acct. ~~21427053; principal balance as of D.O.D.: $100,169.36; interest accrued to D.O.D.: $0.09. 8 Raymond James Financial Services, - Acct. ~~21427053; refund of 10.11 management fee. 9 Reiman Publications, - subscription refund ("Birds & Blooms"). 47.63 10 Reiman Publications, - subscription refund ("Birds & Blooms 13.33 Extra"). 11 Rentokil, - refund of unused portion of prepaid termite baiting 152.72 service. 12 U. S. Treasury, - refund of 2010 federal income tax. 1,824.00 13 West Shore Tax Bureau, - refund of 2010 local income tax. 10.00 TOTAL (Also enter on line 5, Recapitulation) I$ 122 , 272.16 (If more space is needed, insert additional sheets of the same size) Copyright {c) 1996 form software only CPSystems, Inc. Form REV-1508 EX {Rev. 1-97) REV-1510 EX + (1-97) SCHEDULE G INTER-VIVOS TRANSFERS 8~ COM NHER TANCE~ AX RETURN ANIA MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER Carole D. Baker SS~~ 175-40-5192 10/21/2010 21-10-01166 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page 2 is yes. ITEM NUMBER DESCRIPTION OF PROPERTY RELATIONSHDIP TO DECEDENT AND THE DATEEO~ TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST EXCLUSION (IF APPLICABLE) TAXABLE VALUE 1 ING Individual 11,460.09 100.00% 11,460.09 Non-Qualified Acct. ~~0003792-SV, - principal balance as of D.O.D. (no accrued interest), paid to Brian R. Baker (50%) and Jason R. Baker (50%) as designated beneficiaries. 2 ING Individual 369,825.98 100.00% 369,825.98 Non-Qualified Acct. ~~C107113-OX, - principal balance as of D.O.D. (no accrued interest), paid to Brian R. Baker (50%) and Jason R. Baker (50%) as designated beneficiaries. 3 IRA policy ~~C101490=0X, - 144,967.87 100.00% 144,967.87 principal balance as of D.O.D. (no accrued interest), paid to Brian R. Baker (50%) and Jason R. Baker (50%) as designated beneficiaries. 4 Raymond James Financial 19,305.31 100.00% 19,305.31 Services, Roth IRA Acct. ~~63792806, - principal balance and accrued interest as of D.O.D., paid to Brian R. Baker (50%) and Jason R. Baker (50%) as designated beneficiaries. 5 Brian R. Baker, - cash gift 4,500.00 100.00% 3,000.00 1,500.00 on 10/18/2010. 6 Brian R. Baker, - gift on 30,000.00 100.00% 30,000.00 02/23/2010, to assist in purchase of house. 7 Jason R. Baker, - cash gift 4,500.00 100.00% 3,000.00 1,500.00 on 10/18/2010. TOTAL (Also enter on line 7, Recapitulation) I ~6 578 , 559.25 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1510 EX (Rev. 1-97) REV-1511 EX+(1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES 8~ ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Carole D. Baker SS~~ 175-40-5192 10/21/2010 21-10-01166 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1 Myers Funeral Home, Mechanicsburg, PA, - funeral expensle. 6,850.00 B. 1. 2. 3. 4. 5. 6. 7. 1 2 3 4 ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s) / EIN Number of Personal Representative(s) Street Address City State Zip Year(s) Commission Paid: Attorney's Fees Law Offices-Marlin R. McCaleb Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent Probate Fees Register of Wills Accountant's Fees Tax Return Preparer's Fees Other Administrative Costs Barry L. Heckard, Tax Collector, - real estate tax certification, sale of house. Bradford T. and Kerri M. Carlson, - Seller's contribution to Buyers' closing costs at sale of house, per Paragraph 3 of Agreement of Sale dated 10/05/2010. Brian R. Baker, - reimbursement for funds advanced to ~~rnerican Radon Solutions for installation of radon reduction sy:~tem in preparation for sale of house. 16,400.00 623.50 10.00 10,000.00 900.00 Brian R. Baker, - reimbursement for funds advanced to ~iobby Rahal 1,613.69 Total of Continuation Schedule(s) 5,182.91 TOTAL (Also enter on line 9, Recapitulation) ~ 41 , 580.10 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1511 EX (Rev. 1-97) REV-1512 EX + (1-97) SCHEDULE I COMMONWEALTH OF PENNSYLVANIA DEBTS OF DECEDENT, IN RESIDENT DECEDENT N MORTGAGE LIABILITIES, AND LIENS ESTATE OF FILE NUMBER Carole D. Baker SS~~ 175-40-5192 10/21/2010 21-10-01166 Include unreimbursed medical expenses. ITEM NUMBER DESCRIPTION AMOUNT 1 Charles Bishop, - account payable, maintenance and lawrunowing at 35.00 house. 2 Fulton Bank Line-of-Credit Acct. ~~8832832871, - princiFr'al balance 24,945.05 as of D.O.D.: $24,820.31; interest accrued to D.O.D.: ;>69.24; mortgage satisfaction fee: $55.50. 3 Fulton Bank, Visa Credit Card Acct. ~~4037660012695870, - account 1,739.17 payable, balance as of D.O.D.: 4 Hospital Telephone and Telcom, Ltd., - account payable., TV and 40.00 telephone service during hospitalization. 5 Julianne Kraft, - account payable, payment for service: rendered 1,000.00 as Agent under General Power of Attorney. 6 Marlin R. McCaleb, Esq., - account payable (attorney's fee). 150.00 7 Pennsylvania Department of Revenue, - account payable, 2010 state 325.00 income tax. 8 Pennsylvania National Ins. Co., - account payable, auto insurance 155.00 premium. 9 West Shore EMS, - account payable, wheelchair and ambu:Lance. 76.44 TOTAL (Also enter on line 10, Recapitulation) ~S 28 , 465.66 (If more space is needed, insert additional sheets of the same size) Copyright (c} 1996 form software only CPSystems, Inc. Form REV-1512 EX (Rev. 1-97) REV-1513 EX + (9-00) SCHEDULE J COMMONWEALTH OF PENNSYLVANIA BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER ~..~~, .. ~,,,,,.,.,... ccac ~ ~~_i.n_~i a~ i nisi i~ni n 21-10-01166 ~~_ ___ _ _ _ ____ RELATfONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I. TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116(a)(1.2)J 1 Brian R. Baker Son 430,392.83 104 Round Ridge Road Mechanicsburg, PA 17055 2 Jason R. Baker Son 400,392.82 40 Deer Run Drive Etters, PA 17319 a ENTER DOLLAR AMTS. FOR DISTRIBUTIONS SHOWN ABOVE ON LN. 15 THRU 18, AS APPROPRIATE, ON R EV 1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NIOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 150() COVER SHEET $ 0 .00 (If more space is needed, insert additional sheets of the same size) Copyright (c) 2000 form software only The Lackner Group, Inc. Form REV-1513 EX (Rev. 9-00) 1 LAST WILL AND TESTAMENT OF CAROLE D. BAKER I, CAROLE D. BAKER, of New Cumberl~~nd, Cumberland County Pennsylvania, being of sound and disposing mind and memory, do make, publish and declare this, my Last Will and Testament, hereby revoking all Wills and Codicils by me at any time hereto- fore made . ITEM I: I direct that all inY:~eritance .and estate taxes becoming due by reason o f my death, whE~ther such taxes may be payable by my estate or by any recipient of any property, shall be paid by my Executor out of the property passing under this Will, which is not specifically devised or bequeathed, as an expense or cost of administration of my estate. My Executor shall have no duty or obligation to obtain reimbursement for any such tax paid even though on proceeds of insurance or other property not passing under this Will. ITEM II: I hereby exercise all other powers of appointment which I may have at the time o f may death in favor of my Executor, and all assets subject to all. such powers of appointment shall be distributed to my Executor in his fiduciary capacity. ITEM III; I give, devise and bequeath all of my estate, whether real, personal or mixed, of whatsoever kind and wheresoever situate, unto my beloved husband, James R. Baker, ;~, ~~~~-~ (SEAL ) Carole D. Baker Page 1 of 4 pages absolutely and in fee . However, in the e~vE~nt that my beloved husband, James R. Baker, should predecease me, then in that event, I give, devise and bequeath all of` my estate, whether real, personal or mixed, of whatsoever ki.nc3 and wheresoever situate, in equal shares, to my children, ~3rian Ronald Baker and Jason Robert Baker, per stirpes. ITEM IV: In the event that. my sons , Brian and Jason, shall be under eighteen (18) years cif age at the time of my death., and entitled to receive any portion of my estate, I direct the payment of his interest in my e~;tate be made to his legally appointed guardian . Any legacy or share to which my sons, Brian and Jason, may become entitled from my estate or from any life insurance which I may have may be invested or retained in a bank account or accounts as to the said guardian, in its sole discretion, it may deem advisable; and I authorize it to apply such parts of the income and principal as unto it, in its sole discretion, it may appear to be necessary for the education and maintenance o f my sons , Brian and .Jason, and any balance remaining in the hands of the said guardian shall be paid to my sons, Brian and Jason, when they attain. the age of eighteen (18) years . ITEM V: In the settlement of my estate, my Executor shall possess the following. powers, among others, for the best interest of the beneficiaries: (a) To sell either at p~~ublic or private sale and upon such terms and conditions as my Executo r may deem advantageous to my estate , an~~r or all real or personal estate or interest therei.n,, whether owned by me severally or in conj unctiozz with other 7 ~~ ~''~ ~ ~ ~` (SEAL ) Carole D. ~3aker Page 2 of 4 pages persons or acquired after my death by my Executor, and to consummate said sale or sa:Les by sufficient deeds or other instruments to the purchaser or ' purchasers, conveying a fee simple title, free and clear of all trust and without liability of the purchaser or purchasers to see o the application ~,:. of the purchase money or to make inquiry into the validity of said sale or sales; .also, to make, execute, acknowledge and deliver an~- and all deeds, assignments o tions p or other writings which may be necessary. or desirable, in carrying out any of the -powers conferred upon my Executor :in this paragraph or elsewhere in my Will. i (b) ~ To pay all costs, taxes, expenses and charges in connection with. the administration of mY estate . (c) To distribute my Ens tate in kind or in money. If such distribution is. made in kind, said assets are required to be distribute~~ at their respective values, on the date or dates of their distribution. (d) To do all other acts in the Executor's judgment deemed necessary or desirable for the proper and advantageous management, investment and distri- bution o f my estate . ITEM VI: If my husband, James R. Baker, shall die within a period of ninety days after my death, I do direct that ze shall be deemed to have predeceased me ~~nd that the pro- vis ions of my Will shall be cons trued upon that assumption . 1 ?age 3 of 4 pages ~" n .f' ~~c~'~~--~-~~ - (SEAL ) Carole D. F3aker During the portion, of such ninety days as my husband- shall actuall survive me, he shall have the right to the use and enjoyment as .husband tenant of the real and personal property devised and bequeathed to him herein. ITEM VII: In the event my sons, Brian. and Jason, acquire any interest in ~niy- estate:, ::ands it '~:~:s n:ecessary..:to ~appd:nt a guardian for my sons, I hereby direct that the Dauphin Deposit Trust Company be appointed guardian for my sons, Brian and Jason, and to manage their funds until they reach the age of eighteen (18). Said guardian shall have all of the powers permitted by law and those given to my Executor as stated ir.~ thin, my Last Wi11 and Testament. I hereby appoint Evelyn R.. Weaver as Guardian of the person of my children. ITEM VIII: I hereby nominate, constitute and appoint James R. Baker, my beloved husband, as Executor of my estate . In the event. he predeceases me or is unable to serve or does not desire to serve, I nominate, constitute: and appoint Evelyn R. Weaver, as Executrix of my estate. Neither my Executor nor the Executrix, nor the guardian shall be required to file any bond or other security with any court pursuant to the administration of my estate . IN WITNESS WHEREOF, I have set my hand and seal to this, my Last Will and Testament, consisting of this and the preceding three (3) pages, at the end of each page of which I have also set my hand and affixed my seal for greater security and better identification, this j~~rday of ~'c"U'~~~,8~~ , 1975. /~ . ,~ ~-~-'cr- (SEAL ) Carole D. Baker Page 4 of 4 pages named Testatrix- as and for her Last Wil7_ and Testament, in the presence of us, who, at her request, an~i in her presence and in the presence of each other, have hereunto set our hands and seals the day and year above written., and we certify that--a-t the--- time of the execution thereof, the said Testatrix was of sound and disposing mind and memory. .- ,--~z~ (SEAL) Res i di.n g at ~~~ '-~.~~- - i ~. ,, .~ {`----~1..~...~i... F,'~ , ~~ p~-~ti-(j ~ (SEAL) Res i di. at . ,,~~~. ,~ S ~~.: 1 -- ~ STANDARD AGREEMENT. FOR THE ,SALE OF REAL °ESTATE ~° ~ ~ This form recommended-;and approved for,. but not restricted to use by, the members_of the Pennsylvania Association of REALTORS® (PAR). _ PARTIES . BUYER(S):. tam _ D/_.~' f . ( ~r/„55 ~ r~ SELLER(S): ~~~~/~ A,SR .. BUYER'S G RESS: SELLS 'S G A;DD S: ~' ~5' t~ ~ ~ ~-' c-~ r9 lG-~ S U ~ ~ PR PERTY PROPERTY ADDRES S ... " ~~ C.rJ pd r-• G: ~'? ~ 5' ~" ~ - ZIP 4 in the munici ali of Er° ~- ~ ! ~. - ' P ~' ~ S ~ p- p~"d _, County of in the School District of +~-~~. ~-~'1 ~ ~„~ - ' >"'~ __, in the Commonwealth of Pennsylvania. Identification (e.g_, Tax ID #; Parcel #; Lot, Block; Deed Book, ge, Recording Date): BUYER'S RELATIONSHIP WITH PA LLCENSED BROKER No Business Relatio shi (Buyer is not:repres rated by a broker) - Broker Com an _~ , ( P Y} ~ ~ ~S t~ ~ ~- Licensee(s) ~~e) -~ ~/'"~ rc°r~ t' ~+' t Company Address ~ _ .Direct Phone(s) ~ O Q C3~ ~ ~ a Cell Phone(s) ~~ '- .~ ~ -G~ Company Phone ~- -- ~ ~ Fax / - .. 'Company Fax / ~'" - Email _ Broker is: Licensee(s) is: ^ Buyer Agent (Blvker represents Buyer only) ^ Buyer Agent with Desig~sated Agency ^ Dual Agent (See Dual and/or Designated Agent box below) ^ Buyer Agent without .Designated Agency ^ Dual Agent (See Dual. antd/or Designated Agent box below) ~1 ~'ransaction Licensee (Broker and Licensee(s) provide real estate services but do not re resent p Buyer) SELLER'S RELATIONSHIP WITH PA LICENSED BROKER ~` No Business Relationship (Seller is not .represented by a broker) . Broker (Company) Q ~ ~-~ ~ ~~ ' Licensees ~ ()(Name) ~' ~ ,I'1 ~ T. ~°'c~ ~'' / Company Address ~ ~" ~ Direct Phone(s) d ,/F~ r d . ./ !~ Cell Phone(s) Company Phone ~'' "" ~? d Fax Company Fax ~! -~-~ Email Broker is: Licensee(s) is: ^ Seller Agent (Broker represents Seller only) ^ Seller Agent ^ Dual Agent (See Dual. and/or Designated Agent box below) ^ Seller rat ^ Agent (~ Transactian° Licensee (Broker and Licensee(s)"provide real estate ~.. !~" :.~ ~ - ~'Design,~ted Agency wit ut Desiignated Agency i e Dual and/or Designated Agent box below) services but do not represent Seller) DUAL AND~bl~ D~~rU"'1~A'~ED~-AGENCY A Broker is a Dual Agent when a Broker represents both Buyer and Seller in the same transaction. A Licensee is a Dual Agent when a Licensee represents Buyer and Seller in the same transaction. All of Broker's licensees are`also Dual Agents UNLESS there are separate Designated Agents for Buyer and Seller. If the same Licensee is designated for Buyer and Sellf;r, ~:he Licensee is a Dual Agent. . By signing this Agreement, Buyer and Seller each acknowledge having been previously informed of, and consented to, dual agency, if applicable. 1 ~~ Buyer Initials: ~ / ~~,~ ASR Page 1 of 11 Seller IniHat§ f r ~ / Revised 1/10 I Pennsylvania Association of REALTORS COPYRIGxT PENNSYLVANIAASSOCIATIO OF REALTORS® 2010 i/10 Schedule A.1 i. 3 d 7 g 9 1U 11 12 13 14 is 16. 17 ' .lb 19 ~~ . ,1 °22 23 ~~ 2s 26 27 ;,g 29 3ci . 3l 3? 33 34 3~ 3~ ~s 39 4U 41 42 43 44 45 4~ 5. 47 4a 49 :>o s~ s2 53 J4 ,s ;~ S7 . 58 ~~ 6. ~~~ ~> >- c: ~:; ~~. ~3y phis Agreement, dated ~' Feller hereby agrees to sell and convey. to Buyer, who 2: - PURCkIASE PRICE A~1VD DEP~O~ ITS (-10) :. (A) Purchase Price $ ~~ ~~~,..,,,~1 to purchase, the identified Property. 4' ,, ~' ; U.S. Dollazs), to be paid by Buyer as fo~ow . 1. Deposit at signing_of this Agreement: $ - _ ~ ~~ ~ - _, .. 2. Deposit .within days of the Execution Date of this Agreement: „ :. $ _.. 3. _ .. :_ ,, 4. Remaining balance. will be paid at settlement. ~ - (B) All-funds paid by Buyer,-includin de oots will~be aid b chec g P ~ p _ y k, cashier's-check or wired funds. All funds: paid-by Buy~r within 30 DAYS of settlement, including funds paid at: settlement,.-will be by cashier's check or wired funds, but not by per- sonal check. (C) Deposits, regardless of the form ofpayment and the person designated as payee,- will be paid in U.S. Dollars to Broker for Seller (unless otherwise stated: here: _:.. _ ., whowill retain deposits in an escrow' account in .conformity with all applicable laws and reg~lahons until consummation or ter- mination of this Agreement. Only real estate brokers aze required o hold deposits :in accordance with the rules: and regulations of the- State Real Estate Commission. Checks tendered .as deposit monies may be held encashed pending the. execution of this greement. ., 3. SELLER ASSIST (If Applicable)11-10) Seller will pay- $ .._ _ l,/ :: ~ :. _ _. %` of Purchase Price (0 if not specified) .toward- Buyer's. costs, as pe ed b the wort y gage lender, if any. Seller is only obligated to pay up to the amount :or percentage which is approved by mortgage lender. 4. ~_ SETTLEMENT AND POSSESSI N 1-10) (A Settlement Date is .. - / . `' ~ ~ ~~ , or before if Buyer and Seller agree. (B) Settlement will occur in the o ty whereahe Property:is• ocated-or in an adjacent cb~unty, during normal business hours, unless Buyer and Seller -agree otherwise. ~ - (C) At time of settlement, the following :willbe -pro-rate~`on a daily basis between Buyer ,end Seller, reimbursing where applicable: current taxes (see Notice Regarding Real Estate Taxes); rents; interest on mortgage .:assumptions; condominium fees and home- owner association fees; water -and~or sewer :fees, together with. any other Iienable municipal- service fees. All charges will be pro- rated for the period(s) covered. Seller will pay up to and including the date of settlement -and Buyer will pay for ali days follow- ing settlement, unless otherwise stated here: -~ (D) Conveyance ~e11er vcnll be by fee simple deed of special warranty unless otherwise stated here: (E) Payment of transfer taxes will be divided equally between Buyer and Seller unless otherwise stated here: S ~ - (F) Possession is to be delivered :by deed, existing. keys and physical possession to a vacant: Property free of debris; with all structures broom-clean, at day and time of settlement, unless Seller, before signing this Agreement, .has identified in writing that the Prope is subject to a lease. ~ m' (G) If Seller has identified in writin that: the Fro J ,possession is ~to_be delivered .by deed, existin ke s and g periy is subject to a lease g Y assignment of existing leases for the Property, togetherwith security deposits and interest, if any, at day and time of settlement. Seller will not enter into any new leases, nor extend existing leases, for the Property without: the written consent of Buyer. Buyer will acknowledge existing lease(s) by initialing the-lease(s) at the execution ofthis Agreement., unless otherwise stated in this Agreement. ^ Tenant-Occupied Property Addendum (PAR Form TOP) is attached. DATES/TIME IS OF THE ESSENCE. (1-10) (A) Written acceptance of all parties will be on or before: d (B) The Settlement Date and all other dates and times identified for a erformance of an~~ obligations of this Agreement aze of the essence and are binding. (C) The Execution Date of this Agreement is the date when Buyer and Seller have indicated lull acceptance of this Agreement by sign- ing and/or initialing it. For purposes of this Agreement, the number of days,.,w.il•Iie counted from the Execution Date, excluding the day this Agreement was executed and including the last day of the tix~e•~ienod. All changes to this Agreement should be ini- tialed and dated. „~.. (D) The Settlement Date is not extended by any otherprovision .of this Agreement and may only be extended by mutual written agree- ment of the parties. (E) Certain terms and time periods are. pre printed in this Agreement as a convenience to the Buyer and Seller. All pre-printed terms and tip a penods are negotiable and may be changed by striking out the pre-printed i:ex1: and inserting different terms acceptable to all arties. ZONING (1-10) Failure of this Agreement to contain the zoning classification (except in •cases where the ra e vidable~ is zoned solel or P P rty {and each parcel thereof, if subdi= } Y Primarily to permit single-family dwellings) will render this Agreement'voidable at Buyer's option, and, if voided, any deposits tendered by the Buyer will be returned to the Buyer without any requirement for court action: Zoning Classification: ' . - ~ Buyer Initials: ~ ° ! t~_/ ;~~i~'t l ASR-Page 2~ of 11 Revised 1/10 Sc1~.edu1P A.l .~~ .~_, ~,. ~ f i Seller Initials;___::a.=. ~ ~ . . /~ ;~ " - J 6s 7. FIXTURES AND PERSONAL PROPERTY (1-10) 66 ~ a, (A) ~ CLUDED in this sale are all existing items permanently installed in the Property, free of liens, and other. items including 6% plumbing; heating; radiator covers; lighting-fixtures (including chandeliers and ceiling fans); pool and spa equipment (including• 6$ _ covers and cleaning equipment); electric animal fencing systems (excluding collazs); garage door openers and transmitters; tele- 69 vision antennas; unpotted shrubbery, plantings and trees; any remaining heating and cooking-fuels -stored on the Property at the 7o time of settlement; smoke detectors and carbon monoxide detectors; sump pumps; sl:orage sheds; fences; mailboxes; wall to wail ~1 carpeting; existing window screens, storm windows and screen storm doors; window covering hardware, shades and blinds; 72 _ awnings; built-in air conditioners; built-in appliances; the range/oven, unless o e ise stated; d, if owne water treatment sys- ?3 tens, propane tanks, satellite dishes and security systems. Also included: , 74 7s (B) The following items are-LEASED (not owned by Seller). Contact the provider/vendor for more information e. 6 ( g., water treatment systems, propane tanks, satellite dishes and security systems): ? ~ (C) EXCLUDED fixtures and items: - 7s - t9 8. MORTGAGE CONTINGENCY (1-10) - so ^ WAIVED. This sale is NOT contingent on mortgage financing, although Buyer may obtain mortgage financing `and/or the paz- a 1 ties may include an appraisal contingency. 8z ELECTED. s3 (A This sale is contingent upon Buyer obtaining mortgage financing according to the- following terms: s4 First. Mortgage on th ~ ro r ~, a Second Mortgage on -the Property ss Loan Amount $ Loan Amount $ __ s6 Minimum Term ~'~ years Minimum Term __ years 8? Type of mortgage Type of mortgage-- gs Loan-To-Value (LTV) ratio: Loan.-To-Ualue (LT'~~~ratio; 89 For non-FHA/VA loans LTV ratio not to exceed % For non-FHA/VA loans LTV ratio not to exceed 9o Mortgage lender Mortgage lender. _ 91 - 9z :Interest rate %; however, Buyer agrees to accept the Interest rate _ %; however,,, Buyer agrees to accept the 9s interest rate as may be committed by the:mortgage lender, not interest rate. as may: be committed bythe mortgage lender, not to 94 to exceed a maximum interest rate of %. exceed a maximum interest rate of %, 9s .Discount points, loan origination, loan placement and other fees Discount points; .loan origination, loan placement: and other :fees 96 charged by the lender as a percentage of the mortgage loan (exclud- charged by the lender as, a percentage of the mortgage loan (exclud- 97 ing any mortg insurance premiums or VA funding fee) not to ing any mortgage insurance premiums or VA funding fee) not to 9s exceed '~. % (0% if not specified) of the mortgage loan. exceed % (0`.% if not s ecified of the wort _ P ) gage loan. 99 (B) The interest rate(s) and fee(s) provisions in Pazagraph 8(A) are satisfied if the mortgage lender(s) gives Buyer the right to guaz- l oo antee the interest rate(s) and fee(s) at or below the maximum levels stated. If lender(;) gives Buyer the right to lock in the inter- lol esf rate(s), Buyer will. do so at least -15 _ days before Settlement Date. Buyer gives Seller the right, at Seller's sole option. and ~ 02 as permitted by law and the mortgage.lender(s), to contribute financially, without promise of r-eimbursement, to the Buyer and/or ~ 03 the mortgage lender(s) to make the above mortgage term(s) available to Buyer. 104 (C) Within .days (7 if not specif ed) from the Execution Date of this Agreement, Buyer will make a completed, written mort- los gage application (including payment. for and ordering of appraisal and credit reports without delay, at the time required by ~ 06 lender(s)) for the mortgage terms and to the mortgage lender(s) identified in Paragraph 8(A), if any, otherwise to a responsible l07 mortgage lender(s) of Buyer's choice. Broker for Buyer, if any, otherwise Broker :for Seller, is authorized to communicate with 1oR the mortgage lender(s) to assist in the mortgage loan process. ~ 09 (D) Buyer will be in default of this. Agreement if Buyer furnishes false Information to anyone concerning Buyer's financial ~ io _ -and/or employment status, .fails to cooperate in good faith with processing the mortgage loan application (including delay 1 ~ 1 of the appraisal), fails to lock in interest rate(s) as stated in Pa agraph 8(B), or otherwise causes the lender to reject, refuse 1 ~'- to approve or issue a mortgage loan co mitme d~ ~h-¢,rr ~o,~ e. 113 (E) 1. Mortgage Commitment Date:~~a f'~'" /'~' ~~ , Up~eceivifig a mortgage commitment Bu er will 1 ~ a promptly deliver a copy of the commi ent to Seller. ~ y ~ 1 ~ 2". If Seller does not receive a copy of the mortgage commitment(s) by the Mortgage; Commitment Date, Seller may terminate ~ i ~ this Agreement by written notice to Buyer. Seller's right to terminate continues until Buyer delivers a mortgage commitment i ~ ~ to Seller. Until Seller terminates this Agreement, Buyer is obligated to make a goody-faith effort to obtain mortgage financing. i ~ s 3. Seller may terminate this Agreement by written notice to Buyer after the Mortgag~ C'orrunitment Date if the mortgage commitment: ii9 a. Does not satisfy the terms of Paragraph 8(A), OR ?o b. Contains any condition not specified in this Agreement (e.g., the Buyer must settle on another property, an appraisal must ,:__, r.~l be received by the lender, or the mortgage commitment is not valid through the Settlement Date) that is not satisfied and/or ~ z2 removed in writing by the mortgage lender(s) within 7 DAYS after the Mortgage Commitment Date in Paragraph ~?3 8(E)(1), or any extension thereof, other than those conditions that are customarily satisfied at or near settlement (e.g., i~4 obtaining insurance, confirming employment). 12s 4. If this Agreement is terminated pursuant to Paragraphs 8(E)(2) or (3), or the mortgage loan(s) is not obtained for settlement, ~ z~ all deposit monies will be returned to Buyer according to the terms of Paragraph 22 and this Agreement will be VOID. Buyer 3~7 will be responsible for any costs incurred by Buyer for any inspections or certific,~tions obtained according to the terms of 128 this Agreement, and any costs incurred by Buy..er for:. (1) Title search, title insurance; and/or mechanics' lien insurance, or any ~ 29 fee for cancellation; (2) Flood insurance, fire insurance, hazard insurance, mine subsidence insurance, or any fee for cancel- 1:30 lation; (3) Appraisal fees and charges paid in advance to mortgage lender(s). i ~ ,~ D -~/;;~ -- 1:3 t Bnyer Initials: ~' .~ / ~~ , ASR Pa e 3 of 11 ` g Seller Init-~ls1-/ / ~~1~ Jf _ ~ Revised 1/10 Schedule A.1 132 (F) ~~ the mortgage lender(s), or a property and casualty insurer providing insurance; re~quired~ by the mortgage lender(s), requires 133 ° , ~~:` repairs to the Property, Buyer will, upon receiving the requirements;deliver a copy of the requirements to Seller. Within 5 134 DAYS of receiving the copy of the requirements, Seller will notify Buyer whether Sel:~er will make the required repairs at Seller's 13S expense. _ 1 ~6 1. If .Seller makes the required repairs to the satisfaction of the mortgage lender. and/or insurer, Buyer .accepts the Property and ~ 37 agrees to the RELEASE in Paragraph 24 of this Agreement. 13a 2. If Seller will not make the required repairs, or if Seller fails to respond within the stated time, Buyer will, within 5 139 DAYS, notify`~eller of Buyer's choice to: 14o a. Make the repairs/improvements at Buyer's expense, with permission and access to the Property given by Seller, which 14i will not be unreasonably withheld, OR -- . 142 b. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of 143 Paragraph 22 of this Agreement. 144 If Buyer fails to respond within the time stated in Paragraph 8(F)(2) or fails to terminate this.Agreement bywritten notice 145 to Seller within that time, Buyer will accent the Property and awree to the RFT.Ii.aCF .~ n~r~nr.,..~, ~,. ..~...._:.. ______ _--. 146 147 l~s I49 1~0 751 1 s. !53 154 ~ ;; 1~6 is X53 1>9 i~;o 161 l62 1.63 164 1G5 166 !~~ 9. 1~3 1F9 ..170 171 1 r, 174 175 1 76 173 FHA/VA, IF APPLICABLE (G) It is expressly agreed that notwithstanding any other provisions of this contract, Buyer will not be obligated to complete the pur- chase of the Property described herein or to incur any penalty by forfeiture of earnest money deposits or otherwise unless Buyer has been given, in accordance with HUD/FHA or VA requirements, a written statement by the Federal Housing Commissioner, Veter~n~A~im©~tr~,tion, or a Direct Endorsement Lender setting forth the appraised value- of the Property of not less than $ G'~ y~ (the Purchase Price as stated in this Agreement).:Buyer will have the privilege and option of proceeding with consummation of the contract without regard to the amount of the appraised valuation. The appraised valuation is arrived at to determine the maximum mortgage the Department of Housing and 1Jrban Development will insure. HUD does not warrant the value nor the condition of the Property. Buyer should satisfy himself/rlerself that the price and condition of the Property are acceptable.. Warning: Section 10.1.0 of .Title 18,. U.S.C., Department., of Housing and. Urban Development and Federal Housing Administration Transactions, provides, "Whoever for the purpose of ...influencing in any way the action of such Department, malces,-~asses, utters or publishes any statement, knowing the same to be false shall be .fined under this. title or imprisoned not more than two years, or both." (H) U.S. Department of Housing and Urban Development (HUD) NOTICE TO PURCHASERS: Buyer's Acknowledgement ^ Buyer has received the HUD Notice "For Your Protection: Get a Home Inspection." Buyer understands the importance of getting an independent home inspection and has thought about this before signing this Agreement. Buyer understands that FHA will not perform a home. inspection nor guarantee the price or .condition ofd the Property. (I) Certification We the undersigned, Seller(s) and Buyer(s) .party. to this transaction. each certify that the terms of this contract for purchase are true to the best of our knowledge and belief, and that any other agreement entered into. by any of these parties in connection with this transaction is attached to this Agreement. . SELLER REPRESENTATIONS (1-10) (A) Radon Testing and Remediation (See Notice Regarding Radon). Seller has. no knowledge about. the: presence or absence of radon unless checked belovr: ^ 1. Seller has knowledge that the Property was tested on the dates and by the methods (e.g. charcoal canister, alpha .track, etc.), which produced the results indicated below: Date Type of Test Results (picoCuries/liter or working levels) Name of Testing Service _ _ D_ 2. Seller has knowledge that the Property had radon, removal system(s) installed a~, indicated below: Date Installed Type of System Provider 179 t;opies of all available test reports will be delivered to Buyer vYith this Agreement. Seller does not warrant the meth- 130 ods or the results of radon tests. 131 (B) Status of Water 13' Sel+i'er represents that the Property is served by: 1 s3 ~ Public Water ^ Community Water ^ On-site Water ^ None ^ 1.34 (C) Status of Sewer 135 Se,~l''er represents that the Property is served by: I3~~ ~ Public Sewer ^ Community Sewage Disposal System ^ Ten-Acre Kermit Exemption (see Sewage Notice 2) «% ^ Individual On-lot Sewage Disposal .System (see Sewage Notice 1) ^ Holding Tank (see Sewage Notice 3) 1.33 ^ Individual On-lot Sewage Disposal System in Proximity to Well (see Sewage Notice 1;-see Sewage Notice 4, if applicable) .:39 ^ None (see Sewage Notice 1) ^ None Available/Permit Limitations in Effect (see Sewage Notice 5) 1 <}o ^ 1 `~ 1 (D) Historic Preservation 1 `~' Seller is not aware of historic preservation restrictions regarding the Property unless otherwise- stated here: 1 <>3 Bu ~~~~, Scbedule A.1 -..~''.,, ~a ~~~ `_ -, ,. 1 y4 yer Initials: ~-' 1~ / ASR Page 4 of 11 Seller Initia~l~--z---/ / .~ ~- ~~~ r Revised 1710 ~ 9s ~ . ,(~E)' ~ Properly, or- a portion of it, is preferentially assessed for tax purposes under the following Act(s) -(see Notices .Regarding L. and - ~ 96 Use Restrictions) : ~ _ , r9~ _ ' C7,hFartnland and Forest Land Assessment Act (Clean. and Green Program; Act 319 of 1974; 72 P.S. § 5490.1 .et seq.) 19s - ^ Open Space Act (Act 442 of 1967; 32 P.S. § 5001 et sec}.) .~ _ , .199 ^ Agricultural Area Security Law (Act .43 of .1-981; 3 P..S. §901 et seq.) ... zoo _ D Other . - 201. (F) Seller represents that, as of the date Seller signed this Agreement, no public improvement, condominium or homeowner associa- 202 tion assessments have been. made .against the Property which remain unpaid, and. that no notice by any government or public =~o~ authority has. been -served upon Seller..or anyone on Seller's behalf, including notices-relating to violations .of zoning; housing,. 2c-~ building, safety or fire ordinances that remain uncorrected,. and that.Seller knows of :no. condition that would constitute a viola- ., 20; tion of any such ordinances that remain uncorrected, unless otherwise- specified here: ., 2oc; ~... ~: , 2°~ (G) Seller knows of no other potential notices (including violations) and/or assessments e:~ccept as follows: 2oK ,0y ... (H) Access to a public road may require:issuance of a highway occupancy permit from.'th~~ Department of Transportation: z ~ ~ 10. WAIVER OF CONTINGENCIES. (9-Q5) - 211 ~ 'If this Agreement is contingent on Bu er's ri ht- to ins ect and/or re air the. Pro er' ..; or to verif. ><nsurability en Y , g P P P tY. Y~ v~.ronmental ilz conditions, boundaries, certifications, zoning classification or use, or any other information regarding the.Property, Buyer's 'z i 3 failure to ezercise any- ofBuyer's -options within the .times set forth in :.this Agreemen t is a WAIVER..of -that contingency and zl~l. Buyer accepts the Property.and agrees to the RELEASE in Paragraph 24 of this Agreement. 2is 11. INSPECTIONS (1-10)- (See Notices Regarding Pi;Aperty and Environmental Inspections) 71 s (A) Rights and Responsibilities . ''-17 - 1: Seller will provide access to insurers' representatives and,.~as.may be ;required by this Agreement or by mortgage lender(s), to n s surveyors, municipal officials, appraisers and inspectors. All parties and their real -estate licensee(s) may attend any inspections. 219 , 2; Buyer may make. apre--settlement walk-through inspection of the Property: Buyer.'s right to this inspection is not waived by "0 any other provision of this Agreement. ~ - - 2? 1 . 3. Seller will-have heating and all utilities (including fuel(s)). on for all inspections/appraisals. 222 4. -All inspectors, including home inspectors, are authorized b Bu er to. rovide a co Y Y P py of any inspection Report;to Broker for Buyer ?2' S. Seller has ahe right; upon request, to receive a free copy of any inspection .Report from trie party: for whom it was .prepared...... . '--'~~ (B). Buyer waives or elects at Buyer's expense .to have the following-Inspections, certifications, and .investigations. (referred to as Zz? "Inspection" or "Inspections") performed by professional contractors, home inspect:or:,, engineers, architects and other properly 2z~ -licensed or otherwise qualified professionals. If the same inspector is inspecting more than-one system; the inspector must co~- '-'~ .ply with the Home Inspection Law. -(See Notice Regarding the Home Inspection Law) ~,~s . (C) For elected Inspection(s), Buyer will, within the Contingency Period(s) stated in Paragraph 12(A), complete Inspections, obtain any 229 Inspection Reports or results (referred to as "Report" or "Reports"); and- accept they Property, ~terrninate this Agreement, or submit a - '-30 Written Corrective Proposal(s).to Seller, according to the terms of Para h 12 ?31 ~P ~). Home/Property Inspections and Environmental Hazards (mold, etc.) - z3z Elected Buyer may- conduct an-inspection. of the .Property's '.structural components; roof; exterior windows and exterior Waived 233 /doors; exterior siding, Exterior Insulation and Finish Systems, fascia, gutters and.downspouts; swimming pools, hot / ''-~4 tubs and spas; appliances.; electrical systems;. interior and exterior lumbi p ng; public sc;wer systems;. heating and cool- '-3? ing systems;. water .penetration; electromagnetic fields;. wetlands and flood. plain .delineation; .structure. square :a'~ footage; mold and .other environmental hazards (e.g., fungi, indoor air. quality, as)7estos, underground storage tanks, z'' etc.); and any other items Buyer may select. If Buyer elects to have a. home ins .ection. of the Pro e >3s P p rty, as defined; in the Home Inspection Law, the home.inspecton must. be.performed by a full member in good standing of a national ='--~y home inspection association, or a person supervised by a full member~f a national home inspection association, in ~'~° accordance with the ethical standards and code of conductor practice of that associ~~tion, or by a properly licensed ='~1 or registered engineer or architect. (See Notice Regarding the.Home Inspection L,aw)- z4z -Wood Infestation 2'.~3 Elected Buyer may obtain a written "Wood-Destroying .Insect Infestation Inspection Report" from an inspector certified. as Waived 2~a /,a woood-destroying pests pesticide applicator and will deliver it and all. supporting documents and drawings provid- ~ /. '-`~5 ed by the. inspector to Seller. The Report is to be made satisfactoryto and. in compliance with applicable laws, mort- '-`~~ gage lender requirements, and/or Federal Insuring and Guaranteeing Agency requirements. The Inspection is to be 2~~ limited to all readily-visible and: accessible ..areas of all structures. on the Property,. except fences. If the Inspection . . gas reveals active infestation(s), Buyer, at Buyer's Expense, may obtain a Proposal from a wood-destroying pests pes- '-~`~ ticide applicator to treat the Property. Ifthe Inspection reveals damage from active: or previous infestation(s), Buyer zs0 may obtain a written Report from a professional contractor, home inspector or structural engineer that is limited to zs 1 structural damage to the Property caused by wood-destroying organisms and a Proposal to repair the Property. 2s2 Radon _ _. ''- s3 Elected Buyer may obtain a radon test of the Property from a certified .inspector. The U:S..Environmental .Protection Waived ?s~ ;~~ ~_ /,t,,Agency (EPA). advises corrective action if the average annual:_exposure to radon is equal to or higher than X0.02 . / 2ss working levels or 4 picoCuries/liter (4pCi/L). '-'~ Water Service - ''~ Elected Buyer may obtain an Inspection of the quality and quantity of the watersystem from a properly licensed or otherwise `Waived - 2s's / qualified water/well testing company. If and as required by the inspection company, Seller; at Seller's expense, will i-~~ / '2ss locate and provide. access to the on-site (or individual) water system. Seller will restore the Property to its previous con- '-s° dition, at Seller's expense, prior to settlement. ~ .~--- 261 Buyer Initials: / ASR Page 5 of 11 Seller Ini~als~ `• ~ / ~~~1 f f~ Revised 1/10 -~''" '`:/ 26~ , a '`• On-lot Sewage (If Applicable) 263 Effected Buyer may .obtain an Inspection of the individual on-lot sewage disposal system from a qualified, professional Waived -~~ ~ / ,inspector. If and as required by the inspection company, Seller, at Seller's expense, will locate, provide access to, ;~!r j~ ~~s and empty the individual on-lot sewage disposal system. Seller will restore the. Property to .its previous condition, _ 26b at Seller's expense, prior to settlement. See paragraph 12(C) for. more. information regarding the Individual On-lot 2~ % Sewage Inspection Contingency. ?63 Property Insurance 2G9 Elected Buyer may determine the insurability of the Property by. making application foi• property and casualty insurance for Waived 2>0 / the Property to a responsible insurer. Broker for Buyer, if any, otherwise Broke;r for Seller, may communicate with~~ ?~ ~ the insurer to assist in the insurance process. If the Property is located in a flood plain, Buyer may be required to ''?72 carry flood insurance at Buyer's expense, which may need to be ordered 14 days or more prior to Settlement Date. 2~3 Property Boundaries 274 Elected Buyer may engage the services of a surveyor, title abstractor, or other qualified professional to assess the legal Waived ~~s / description; certainty and location of boundaries and/or quantum of.land. Most Sellers have not had the Pro e %6 surveyed as it is not a requirement of property transfer in Pennsylvania. Any fence;>, hedges, walls and other natura -/~C ~~? or constructed barriers may or may not represent the true boundary lines of the Property. Any numerical represen- 278 tations of size of property are approximations only and may be inaccurate. ''-79 Deeds, Restrictions and Zoning 2so Elected Buyer may investigate easements, deed and use restrictions (including any historic preservation restrictions or ordi Waiv d 2si / nances) that apply to the Property and review local zoning ordinances. Buyer may verify that the present use of the /~~.. ?x2 Prope;rty (such as in-law quarters, apartments, home office, day care) is permitted and may elect to make the ''-83 Agreement contingent upon an anticipated use. Present use: 2s~ Lead-Based Paint Hazards (For Properties prior to 19.78 only) . 2ss Elected Before Buyer is obligated to purchase a residential dwelling built prior to 1978, Buyer has the option to conduct a Waived '-s~ / risk assessment and/or inspection of the Property for the presence of lead-based paint and/or lead-based paint. haz- ~-/_ 2s~ ards unless.Buyer waives that right. Regardless of whether this inspection is elected or waived, the Residential 2sa Lead-Based Paint Hazard Reduction :Act requires a Seller of property built: prior to 1978 to provide the ?$9 ~ ' Buyer with an EPA-approved lead hazards information pamphlet titled Protect Your Family from Lead in ~9o Your Home, along with a separate form, attached to #his Agreement, disclosing Seller's knowledge of lead- - 291 based paint hazards and ..any lead-based paint :records regarding the Property. (See Notices`Regarding 292 Residential Lead-Based- Paint $azard Reduction Act) '9~ Other - . '_9~ Elected •. - ,95 / - Waived X96 _ / 297 The Inspections elected above do not apply to the following .existing conditions and/or items: 29g X99 - 300 12. INSPECTION CONTINGENCY (1-10) - ~oi (A) The Contingency Period i days (10 if not specified) from the Execution Date of this Agreement for each Inspection elect- 302 ed in Paragraph 11(C), except the following: 303 Ins ection(s) Corrtingency Period cos ~~_t'.~ c days ;o~ .// -- days 30 ~ 'Y -- days cos -- days (B) Except as stated in Paragraph 12(C), if the result of any Inspection elected in Paragraph 11(C) is unsatisfactory to Buyer, Buyer ?09 will, within the stated Contingency Period: 3 ~ 0 1. Accept the Property with the information stated in the Report(s) and agree to the REL,EA,SE in Paragraph 24 of this Agreement, OR 3 i i 2. Terminate this Agreement by written notice to Seller, with all deposit monies ret~zrned to Buyer according to the terms of i 2 Paragraph 22 of this Agreement, OR ? i ~ 3. Present the Report(s) to Seller with a Written Corrective Proposal ("Proposal's listing corrections and/or credits desired by Buyer. 31 `~ The Proposal may, but is not required to, include the name(s) of a properly licensed or qualified professional(s) to perform the cor- e 1; rections requested in the Proposal, provisions for payment, including .retests, and a pr~~j ected date for completion of the correc- ~ ~ tions. Buyer agrees that Seller will not be held liable for corrections that do not comply with mortgage lender or governmental ~ ' requirements if performed in a workmanlike manner according to the terms of Buye.r's Proposal. ~~ i H a. No later than days (5 if not specified) from the end of the Contingency Period(s), Seller will inform Buyer in writ- ~ ~ ing that Seller will: ;20 (1) Satisfy all the.. terms of Buyer's Proposal(s);- OR -'~' ~ (2) Not satisfy all the terms of Buyer's Proposal(s), OR ~'-' (3) Negotiate a mutually acceptable written agreement with Buyer, providing for any repairs or improvements to the °- '23 Property and/or any credit to Buyer at settlement, as acceptable to the mortg;~,ge lender, if any. ~2a b. If Seller agrees to satisfy the terms of Buyer's Proposal or Buyer and Seller enter :into a mutually acceptable written agree- -s ment, Buyer accepts the Property and agrees to the RELEASE in Paragraph 24 of this Agreement. - - f Schedule A.1 ~• ~ ~- .~ r _. 3:z6 Buyer Initials: --~, ~._.- / ASR Page 6 of 11 Seller Ini~ia~-_~ / , .,,~f- ~~~. Revised 1/10 . f,' ~ ~ .~l ~ _ ~ c. ~r ~e11er chooses not to satisfy all the terms of Buyer's Proposal and if Buyer and Seller do not enter into a mutually 328 ~ ~, ,~ ' acceptable written agreement, or if Seller fails to choose any option within the time given, Buyer will, within days 329 - (2 if not specified): 33r~ (1) Accept the Property with the information stated in the Report(s) and agree to the RELEASE in Paragraph 24 of this. 33 ~ Agreement, OR 3=~~ (2) Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms 33~ of Paragraph 22 of this Agreement. :~.~~ If Buyer fails to respond within the time stated- in Paragraph 12(B)(3)(c) or fails to terminate this- Agreement by 33s written notice to Seller within that time, Buyer will accept the Property and agree to the RELEASE in Paragraph ~3c ~' ~ 24 of this Agreement. ..~ ~:~~ (C) If a Report reveals the need to expand or replace the existing individual on-lot sewage disposal system, Seller may, within 33S days (25 if not specified) of receiving the Report, submit a Proposal to Buyer. The Proposal will include, but not be limited to; the ~~~~ name of the company to perform the expansion or replacement; provisions for payment, including. retests; and a projected com- ~~o pletion date for corrective measures. Within 5 DAYS of receiving Seller's Proposal, or if no Proposal is provided within the 3a ~ stated time, Buyer will notify Seller in writing of Buyer's choice to: ~-~~ 1. Agree to the terms of the Proposal, accept the Property and agree to the RELEASE in Paragraph 24 of this Agreement, OR 3~; 2. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of ~~ Paragraph 22 of this Agreement, OR 3as 3. Accept the. Property and the existing system and agree. to the RELEASE in Paragraph 24 of this Agreement. If required by any 3~~ mortgage lender and/or any governmental authority, Buyer will correct the defects before settlement or within the time required 3~ % by the mortgage lender and/or governmental authority, at Buyer's sole expense, with permission and access to the Property given 34s by Seller,. which may not be unreasonably withheld. If Seller denies Buyer permission and/or access to correct the defects, Buyer 3.~~, may, within 5 DAYS of Seller's. denial, terminate this Agreement by written notice_to Seller; with all deposit, monies returned 3so to Buyer according to the terms ofParagraph 22 of this Agreement. 3sr If Buyer fails to respond. within the time stated in Paragraph 12(C) or fails to terminate this Agreement by written notice 3s~ to Seller within that. time, Buyer will accept the~Property and agree to the RELEASE in Paragraph 24 of this Agreement. 3s 13. NOTICES, ASSESSMENTS AND MUNICIPAL REQITIREMENTS (1-10) 3s~ (A) In the event any notices, including violations, and/or assessments are received, after Seller has signed this Agreement and before ass settlement, Seller will within 5 DAYS of receiving the notices and/or assessments provide a copy of the notices and/or assess- 3s~ ments to Buyer and will notify Buyer in writing that Seller-will: 3s~ 1. Fully comply with the notices and/or assessments, at'Seller's .expense, before settlement. If Seller fully complies with the ass notices and/or assessments, Buyer accepts the, Property and. agrees to the RELEASE in Paragraph 24 of this Agreement, OR 3s9 2. Not comply with the notices and/or assessments. If Seller chooses not to comply with the notices and/or assessments, or fails 36U within the stated time to notify Buyer whether Seller will comply,-Buyer will notify Seller in writing within 5 DAYS 36 i that Buyer will: 36~ a. Comply with the notices and/or assessments at Buyer's expense, accept the Property,. and agree to the RELEASE in 363 Paragraph 24 of this Agreement, OR - ~~~ b. Terminate this Agreement by written notice to feller, with all deposit monies returned to Buyer according to the terms of 3Gs Paragraph 22 of this Agreement. «~ If Buyer fails to respond within the time stated in Paragraph 13(A)(2) or fails to terminate this Agreement by written notice 3~ % to Seller within that time, Buyer will accept the Property and agree to the RELEASE ~in Paragraph 24 of this Agreement. 3~s (B) If required by law, within 30 DAYS from -the Execution Date of this Agreement, but in no case later than 15 DAYS prior 369 to Settlement Date, Seller will order at Seller's expense a certif cation. from-the appropriate municipal department(s) disclosing %o notice of any uncorrected violations of zoning, .housing, building, safety or fire ordinances and/or a certificate permitting occu- ~71 pancy of the Property. If Buyer receives a notice of any required repairs/improvements, Buyer will promptly deliver a copy of 372 the notice to Seller. ~~~ 1. Within 5 DAYS of receiving notice from the municipality that repairs/improvements are required, Seller will deliver a ;,4 copy of the notice to Buyer and notify Buyer in writing that Seller will: 3~s a. Make the required repairs/improvements to the satisfaction .of the municipality. If Seller makes the required 37t~ repairs/improvements, Buyer accepts the Property and agrees to the RELEASE in Paragraph 24 of this Agreement, OR ~~~ b. Not make the required repairs/improvements. If Seller chooses not to make the required repairs/improvements, Buyer will 37f~ notify Seller in writing within 5. DAYS that Buyer will: ?<~ (l) Make the repairs/improvements at Buyer's expense, with permission and access to the Property given by Seller, which 3so will not be unreasonably withheld, OR 38 i (2) Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms 3s~ of Paragraph 22 of this Agreement. 3s~ If Buyer fails to respond within the time stated in Paragraph 13(B)(1)(b) or fails to terminate this Agreement by 3s~ written notice to Seller within that time, Buyer will accept the Property and agree to the RELEASE in Paragraph ass 24 of this Agreement, and Buyer accepts the responsibility to perform the repairs/improvements according to the 3s~ terms of the notice provided by the municipality. 38~ 2. If Seller denies Buyer permission to make the required repairs/improvements, or does not provide Buyer access before ass Settlement Date to make the required repairs/improvements, Buyer may, within 5 DAYS, terminate this Agreement by 3s~~ written notice to Seller, with all deposit monies returned to Buyer according to the terms. of Paragraph 22 of this Agreement. 39~ 3. If repairs/improvements are required and Seller fails to provide a copy of the notice to Buyer as required in this Paragraph, Seller 39 i will perform all repairs/improvements as required by the notice at Seller's expense. Paragraph 13(B)(3) will survive settlement. Schedule A.1 ,_ :.------~ . /d ~- %c~ 392 Buyer Initials: ~ ~ /_~ ASR Page 7 of 11 Seller Initia / ~ ~~~~ '~ Revised 1/10 " J _./ ~~~~, 14. CONDOMINIUM/PLANNED COMMUNITh (HOMEOWNER ASSOCIATIONS) RESALE NOTICE (1-10) 394 Proprty is NOT a Condominium or part of a Planned Community unless checked below. 395 ~ ~ ^ GONDOMINI[JM. The Property is a unit of a condominium that is primarily run by a unit owners' association.- Section 3407 of the 39f Uniform Condominium Act of Pennsylvania (see Notice -Regarding Condominiums and Planned Communities} requires Seller to 397 ` furnish -Buyer with a Certificate of Resale and copies of thecondominium°declaration (other than plats and plans}, the bylaws, and- ~~H the rules and regulations of the association. 39<-> ^ PLANNED COMMUNITY (HOMEOWNER ASSOCIATION). The Property is part of a planned community as defined by the 4~o Uniform Planned Community Act (see Notice Regarding Condominiums and Planned Communities). Section 5407(a) of the Act 40~ requires Seller to furnish Buyer with a copy of the Declaration (other than plats and plans), the bylaws, the rules and regulations ao? of the association, and a CerEifreate containing the provisions set forth in section 5407(a) ofthe Act. ~a=; THE FOLLOWING APPLIES TO PROPERTIES THAT ARE PART OF A CONDOT~~IINIUM OR A PLANNED COMMUNTI'Y. 4~4 (A) Within 15 DAYS from the Execution Date of this Agreement, Seller, at Seller's expense; will request from the association a -~05 Certificate of Resale and any other documents necessary to enable Seller to comply with the relevant Act. The Act provides that .soh .the association is required to provide these documents within 10 days of Seller's request. 407 (B) Seller will promptly deliver to Buyer all documents-received from the association. Under the Act, Seller is not liable to Buyer for 4os the failure of the association to provide the Certificate in a timely manner or for any incorrect information provided by the asso- a.o9 elation in the Certificate. Rio (C) The Act provides that Buyer may declare this Agreement VOID at any time before Buyerreceives the association documents and 411 for 5 day"s after receipt, OR until settlement, whichever occurs frst. Buyer's notice to Seller musf be in writing; upon Buyer ~I=' declaring this Agreement void, all deposit monies will be returned to Buyer according to the terms of Paragraph 22 of this 4 u Agreement. 4 ~ 4 (D} If the. association has the right to buy the Property (right of first refusal), and the association exercises that right, Seller will reim- 41 s burse Buyer for any costs incurred by Buyer for any inspections or certifications obtained according to the terms of the Agreement, 4 i ~ and any costs incurred by Buyer for: (1 }Title search, title insurance and/or mechanics' lien insurance, or any fee for cancellation; 4 ~ % (2) Flood insurance, fire insurance, hazard insurance; mine subsidence insurance, or any fee for cancellation; (3) Appraisal fees 4is and charges paid in advance to mortgage lender. 4i~ 15. TITLES, SURVEYS AND COSTS (1-10) aao (A) The Property will be conveyed with good and marketable title that is insurable by a reputable title insurance company at the reg- 42I ular rates, free and clear of all liens, encumbrances, and easements, excepting however the following: exi ting deed restrictions; 4"- historic preservation restrictions or ordinances; building restrictions; ordinances; easements of roads; easements visible upon the 423 ground; easements of record; and privileges or rights of public service companies, if any. 4z4 (B) Buyer will pay for the following: (1) Title search, title insurance and/or mechanics' lien insurance, or any fee for cancellation; 4'?5 (2) Flood:"insurance, fire. insurance, hazard insurance, mine subsidence insurance, or any fee for cancellation; (3) Appraisal fees 42-~ and charges paid in advance to mortgage lender; (4) Buyer's customary settlement costs and accruals. a~ % (C) Any survey or surveys required by the title insurance company or the abstracting company for preparing an adequate legal ~'-s description of the Property (or the correction thereof) will be obtained and paid for by Seller. Any survey or surveys desired by 42~~ Buyer or required by the mortgage. lender will be obtained and paid for by Buyer. 4~0 (D) If Seller is unable to give good and marketable titlz that is insurable by a reputable title insurance company at the regular rates, as 43l specified in Paragraph 15(A), Buyer may terminate this Agreement by written notice to Seller, with all deposit monies returned to 43' Buyer according to the terms of Paragraph 22 of this Agreement. Upon termination, Seller will reimburse Buyer for any costs 433 incurred by Buyer for any inspections or certifications obtained according to the terms of this Agreement, and for those items spec- 4~4 ified in Paragraph 15(B) items (1}, (2), (3) and in Paragraph 15(C}. 4~s (E) Seller is not aware of the status of oil, gas and mineral rights for Property unless otherwise stated below: 43G ^ Seller does not own all subsurface rights to the property. . 43 % ^ Oil, Gas and Mineral Rights Addendum (PAR Form OGM) is attached. 4-~~ (F) COAL NOTICE (Where Applicable) 439 THIS DOCUMENT MAY NOT SELL, CONVEY, TRANSFER, INCLUDE OR INSURE THE TITLE TO THE COAL AND RIGHTS OF SUPPORT UNDERNEATH 440 THE SURFACE LAND DESCRIBED OR REFERRED TO HEREIN, AND THE OWNER OR OWNERS OF SUCH COAL MAY HAVE THE COMPLETE LEGAL ~~ RIGHT TO REMOVE ALL SUCH COAL AND IN THAT CONNECTION, DAMAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY HOUSE, ~~ BUILDING OR OTHER STRUCTURE ON OR IN SUCH LAND. (This notice is set. forth in the manner provided in Section 1 of the Act of =~=? July 17, 1957, P.L. 984.) "Buyer acknowledges that he may not be obtaining the right of protection against subsidence resulting =~4~ from coal mining operations, and that the property described herein may be protected from damage due to mine subsidence by a 445 private contract with the owners of the economic interests in the coal. This acknowledgement is made for the purpose of com- 446 plying with the provisions of Section 14 of the Bituminous Mine Subsidence and the Land Conservation Act of Apri127, 1966." 447 Buyer agrees to sign the deed from Seller which deed will contain the aforesaid provision. 44S (G) The Property is not a "recreational cabin" as defined in the Pennsylvania Construction Code Act unless otherwise stated here (see 449 Notice Regarding Recreational Cabins): a,o 16. MAINTENANCE AND RISK OF LOSS (1-10) 4>> (A) Seller will maintain the Property, grounds, fixtures and personal property specifically listed in this Agreement in its present con- 4s2 dition, normal wear and tear excepted. ;s ~ (B) If any system or appliance included in the sale of Property fails before settlement, Seller will: 454 1. Repair or replace the failed system or appliance before settlement, OR 4s5 2. Provide prompt written notice to Buyer of Seller's decision to: 4sf~ a. Credit Buyer at settlement for the fair market value of the failed system or.appliance, as acceptable to the mortgage lender, ~s~ if any, OR -- 458 b. Not repair or replace the failed system or appliance, and not credit Buyer at settlement for the fair market value of the 459 failed system or appliance. _ __ Schedule A.1 t~'y ~ ~ .~ ~'C~ " .~ ~- ~' 4~4 Buyer Initials:. 'i / ~- ASR rage E of 11 Seller Inih'a`l,~i' ~ / :.~~%~~'.~ no.,.~o.~ ~iin ~% 1 -~f>> ~ 3..,; If Seller does not repair or replace the failed system or appliance or agree to credit .Buyer for its fair market value, or if Seller of>a P ,~: _._ ~ fails to notify Buyer of Seller's choice, Buyer will notify Seller in writing within 5 DAYS or before Settlement Date, ~+~:~ ~ ,whichever is earlier, that Buyer will: ~~~ .. a. Accept the Property and agree to the RELEASE in Paragraph 24 of this Agreement, OR at>s b. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of ~~~ Paragraph 22 of this Agreement. ~~>~ If Buyer fails to respond within the time stated in Paragraph 16(B)(3) or fails to terminate this Agreement by written -~~~ notice to Seller within that time, .Buyer will accept the Property and agree to the RELEASE in Paragraph 24 of this ~tiy Agreement. ~ %c (C) Seller bears the risk of loss from fire or other casualties until settlement. If any property included in this sale is destroyed and not -~~ ~ replaced prior to settlement, Buyer will: Y:. ~~^ 1. Accept the Property in its then current condition together with the proceeds of any insurance recovery obtainable by Seller, OR any 2. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of ~'~ Paragraph 22 of this Agreement. ~~s 17. HOME WARRANTIES (1-10) ~%{~ At or before settlement, either party may purchase a home warranty for the Property from athird-party vendor. Buyer and Seller under- a~ ~ stand that a home warranty for the Property does not alter any disclosure requirements of Seller, will not cover or warrant any pre- ~~s existing defects of the Property, and will not alter, waive or extend any provisions of this Agreement regarding inspections or certifi- ~~~ cations that Buyer has elected or waived as part of this Agreement. Buyer and Seller understand that a broker who recommends a home Aso warranty may have a business relationship with the home warranty company that provides. a financial benefit to the broker. ~s ~ 18. RECORDING (9-OS) ~K= This Agreement will not be recorded in the Office of the Recorder of Deeds or in any other office or place of public record. If Buyer ~s3 causes or permits this Agreement to be recorded, Seller may elect to treat such act as a default of this Agreement. ~8a 19. ASSIGNMENT (1-10) asp This Agreement is binding upon the parties, their heirs, personal representatives, guardians and successors, and to the extent assigna- ~g~ ble, on the assigns of the parties hereto. Buyer will not transfer or assign this Agreement without the written consent of Seller unless ~~~~ otherwise stated in this Agreement. Assignment of this Agreement may result in additional transfer taxes. Ana 20. GOVERNING LAW, VENUE AND PERSONAL JURISDICTION (9-OS) . ~sQ (A) The validity and construction of this Agreement, and the rights and duties of the parties, will be governed in accordance with the ~vo laws of the Commonwealth of Pennsylvania. ~y t (B) The parties agree that any dispute, controversy or claim arising under or in connection with this Agreement or its performance by a>- either party submitted to a court shall be filed exclusively by and in the state or federal courts sitting in the Commonwealth of ~~3 Pennsylvania. ~Qa 21. REPRESENTATIONS (1-10) ~~s (A) All representations, claims, advertising, promotional activities, brochures or plans of any kind made by Seller, Brokers, their 4~}~ licensees, employees, officers or partners are not a part of this Agreement unless expressly incorporated or stated in this ~~~ Agreement. This Agreement contains the whole agreement between Seller and Buyer, and there are no other terms, obligations, Sys covenants, representations, statements or conditions, oral or .otherwise, of any kind whatsoever concerning this sale. This ~~?~~ Agreement will not be altered, amended, changed or modified except in writing executed by the parties. ' soo (B) Unless otherwise stated in this Agreement,.Buyer has inspected the Property (including fixtures and any personal prop- so~ erty specifically listed herein) before signing this Agreement or has waived the right to do_ so, and agrees to purchase the ~oz Property IN ITS PRESENT CONDITION, subject to inspection contingencies elected in this Agreement. Buyer acknowl- s~3 edges that Brokers, their licensees, employees, officers or partners have not made an independent examination or deter- sc-4 urination of the structural soundness of the Property, the age or condition of the components, environmental conditions, sos the permitted uses, nor of conditions existing in the locale where the Property is situated; nor have they made a mechan- ~~~ ical inspection of any of the systems contained therein. soy (C) Any repairs required by this Agreement will be completed in a workmanlike manner. sox (D) Broker(s) have provided or may provide services to assist unrepresented parties in complying with this Agreement. goy 22. DEFAULT, TERMINATION AND RETURN OF DEPOSITS (1-10) s ~ ~~ (A) Where Buyer terminates this Agreement pursuant to any right granted by this Agreement, Buyer will be entitled to a return of s~ ~ all deposit monies paid on account of Purchase Price pursuant to the terms of Paragraph 22(B), and this Agreement will be s ~ ~ VOID. Termination of this Agreement may occur for other reasons giving rise to claims by Buyer and/or Seller for the deposit 1 ~ monies. Ala (B) Regardless of the apparent entitlement to deposit monies, Pennsylvania law does not allow a Broker holding deposit monies to s i s determine who is entitled to the deposit monies when settlement does not occur. Broker can only release the deposit monies: f; 1. If this Agreement is terminated prior to settlement and there is no dispute over entitlement to the deposit monies. A written >> ~ agreement signed by both parties is evidence that there is no dispute regarding deposit monies. =~~ 2. If, after Broker has received deposit monies, Broker receives a written agreement that is signed by Buyer and Seller, direct- s ~ y ing Broker how to distribute some or all of the deposit monies. ~?~~ 3. According to the terms of a final order of court. s~ ~ 4. According to the terms of a prior written agreement between Buyer and Seller that directs the Broker how to distribute the s~? deposit monies if there is a dispute between the parties that is not resolved. (See Paragraph 22(C)) ' s'-3 Buyer Initials: / Schedule A.1 ASR Page 9` of 11 Revised 1/10 Seller I i ' '' / ~ ~, -: s?a (~) -Buyer and Seller agree that if there is a dispute over the: entitlement to deposit monies that is unresolved 365 days after sas :,the Settlement Date stated in Paragraph 5(A), or any written extensions thereof, the Broker holding,the deposit monies will, with- s'~ ~ ~ ~ Yti 30 days of receipt of Buyer's written request, distribute the deposit: monies to Buyer_unless the. Broker is in receipt of verifi- s?~ able written. notice that the dispute is the subject. of litigation. If Broker has: received verifiable -written notice of litigation prior ;as to the receipt of Buyer's request for distribution, Broker will continue to hold the deposit monies until receipt of a written distri- s'y bution agreement between Buyer and Seller or a final .court order. Buyer and Seller are advised to. initiate litigation for any por- s3o tion of the deposit monies-prior to any distribution made by Broker pursuant to this paragraph. Buyer and Seller agree that the s>> distribution of deposit monies based upon the passage of time does not legally determine entitlement to deposit monies, and that sZ the parties maintain their legal rights to pursue litigation even after a distribution is made. ss3 (D) Buyer and Seller agree that Broker who .holds or distributes deposit monies pursuant to the terms of Paragraph 22 or Pennsylvania s=~~ law will not be liable. Buyer and Seller agree that if any Broker or affiliated licensee is named in litigation regarding deposit s3s monies, the attorneys' fees and costs of the Broker(s) and licensee(s) will be paid by the party naming them in litigation. s~~ (E) Seller has the option of retaining all sums paid by Buyer, including the deposit monies, should Buyer: s37 1. Fail to make any additional payments as specified in Paragraph 2, OR six 2. Furnish false or incomplete information to Seller, Broker(s), or any other party identified in this Agreement concerning spy Buyer's legal or financial status, OR sao 3: Violate or fail to fulfill and perform- any other terms or conditions of this Agreement. sai (F) Unless otherwise checked in Paragraph 22(G), Seller may elect to retain those sums paid by Buyer, including deposit monies: saL 1. On account of purchase price, OR say 2. As monies to be applied to Seller's damages, OR saa 3 As liquidated damages for such default. sas (G)~ SELLER IS LIMITED TO RETAINING SUMS PAID BY BUYER, INCLUDING DEPOSIT MONIES, AS LIQUIDATED sas DAMAGES. sa` (H) If Seller retains all. sums paid by Buyer, including deposit monies, as liquidated damages pursuant to Paragraph 22(F) or (G), sas Buyer and Seller are released from further liability or obligation. and this Agreement is VOID. sag (I) Brokers and licensees are not responsible for unpaid deposits. sso 23~ MEDIATION (1-10) ~~ - Buyer and Seller will submit ail disputes or claims that arise from this Agreement, including disputes and claims over deposit monies, s~- to mediation. Mediation will be conducted in accordance with the Rules and Procedures of the Home Sellers/Home Buyers Dispute ss~ Resolution System, unless it is not available, in which case Buyer and Seller will mediate according to the terms of the mediation sys- ssa tem offered or endorsed by the local Association of REALTORS®. Mediation fees, contained in the mediator's fee schedule, will be s~~ divided equally among the parties and will be paid before the mediation conference. This mediation process must be concluded before 5s6 any party to -the dispute may initiate legal proceedings in any courtroom, .%i the exception of filing a summons if it is necessary to ss~ stop any statute of limitations from. expiring.. Any agreement reached through mediation and signed by the parties will.:be binding (see ssg Notice Regarding Mediation). Any agreement to mediate disputes or claims arising from this Agreement will survive settlement. s>y 24. RELEASE (9-OS) s~~a Buyer releases, quit claims and forever discharges SELLER, ALL BROKERS, their LICENSEES, EMPLOYEES and any s~~i OFFICER or PARTNER of any one of them and any other PERSON, FIItM or CORPORATION who may be liable by or s~2 through them, from any and all claims, losses or demands, including, but not limited to, personal injury and property dam- sc» age and all of the consequences thereof, whether known or not, which may arise from the presence of termites or other wood- s~,a boring insects, radon, lead-based paint hazards, mold, fungi or indoor air quality, environmental hazards, any defects in the. s~;s individual on-lot sewage disposal system or deficiencies in the on-site water service system, or any defects or conditions on the . s~F Property. Should Seller be in default under the terms of this Agreement or in violation of any Seller disclosure law or regula- s~~ tion, this release does not deprive Buyer of any right to pursue any remedies that may be available under law or equity. This s~H release will survive settlement. s~~ 25. REAL ESTATE RECOVERY FUND (9-OS) ~~~~ A Real Estate Recovery Fund exists to reimburse any persons who have obtained a final civil judgment against a Pennsylvania real s~i estate licensee (or a licensee's affiliates) owing to fraud, misrepresentation, or deceit in a real estate transaction and who have been s~=' unable to collect the judgment after exhausting all legal and equitable remedies. For complete details about the Fund, call (717) 783- %~ 3658 or (800) 822-2.113 (within Pennsylvania) and (717) 783-4854 (outside Pennsylvania). spa 26. COMMUNICATIONS WITH BUYER AND/OR SELLER (1-10) s~~ Wherever this Agreement contains a provision that requires or allows communication/delivery to a Buyer, that provision shall be satis- s~c feed by communication/delivery to the Broker for Buyer, if any, except for documents required to be delivered pursuant to ~~ % Paragraph 14. If there is no Broker for Buyer; those provisions may be satisfied only by communication/delivery being made direct- s~s ly to the Buyer, unless otherwise agreed to by the parties. Wherever this Agreement contains a provision that requires or allows com- s'<~ munication/delivery to a Seller, that provision shall be satisfied by communication/delivery to the Broker for Seller, if any. If there is sso no Broker for Seller, those provisions may be satisfied only by communication/delivery being made directly to the Seller, unless other- s ~ i wise agreed to by the parties. ss~ 27. SPECIAL CLAUSES (1-10) s~ ~ (A) The following are part of this Agreement if checked: ssa ~ Sale & Settlement of Other Property Contingency Addendum (PAR Form SSP) sss ^ Sale & Settlement of Other Property Contingency with Right to Continue Marketing Addendum (PAR Form SSP-CM) s;c~ ^ Settlement of Other Property Contingency Addendum (PAR Form SOP) ss % ^ Short Sale Addendum to Agreement of Sale (PAR Form SHS) ssH ^ Appraisal Contingency Addendum.(PAR Form ACA) ss~ ^ s~« ^ ;y l ^ ~ r- Schedule A.1 ;-'~~ _ ~.. f,, -~ s9'? Buyer Initials: ~i / ASR Page 10 of 11 5eller~Tni ' ~ / ~c;.-' ~~~ Revised 1/10 1 ): . 593' additional Terms: 594 a .~.., : - o 595 596 597 598 599 600 601 ~_ 60 603 6~k3 605 606 607 608 609 610 611 6L 613 614 615 .Buyer and Seller acknowledge receipt of a copy of this Agreement at the time of signing. 616 This Agreement may be executed iIi one or more counterparts, each of which shall be deemed to be an original and which coup- - 617 tei-parts together shall constitute ..one and the same Agreement of the Parties.- 61x_ -NOTICE TO PARTIES: WHEN •SIGNED, THIS AGREEMENT IS A BINDING CONTRACT. Parties to this transaction are 619 advised to-consult a Pennsylvania real estate attorney before signing if-they desire legal advice. 62~ Return of this Agreement, and any addenda and amendments, including return by electronic transmission, bearing the signatures 621 of all parties,. constitutes acceptance by the parties. ~~ /Buyer has received the -Consumer Notice as adopted- by the State Real Estate Commission :at 49 Pa. Code. 623 §35.336. 624. ~-~U. / ~ Buyer has received a statement of Buyer's: estimated-closing~costs before signing this Agreement. ~- 6', /_~~Buyer has read and: understands the notices and. explanatory information in this Agreement. e-6 '4 _/~ Buyer has received. a Seller.'s:Property Disclosure Statement :before, signi>tig this Agreement, if:required by law - 627 (see.Information-Regarding:the•Rea1 Estate Seller~Drisclosure Law). 628 ::! Buyer. haS »eceived the Deposit Money Notice (for: cooperative~sales when Broker for Seller is holding-deposit 629 money) before signing-this Agreement... 630 ((~''~D / $uyerhas..received the Lead-Based::Paint Hazards Disclos-ure, which is attached. to. this Agreerr~ent of Sale, -and ~ .: . - 63.1 - -#-~ thn.~amphlet-Protect Your Family from Lead in Your Home (for properties; built prior. to 19.78) i ~ ff 632, .WITNESS .:~" BUYER '~ r DATE ~ ~ 633 WITNE ~~ BUYER t DATE ~_ -~~~ 634 WiTNES15 BUYER ~ DATE 63s Seller has received the- Consumer Notice _as adopted by the State Real Estate.-Commission at 49 Pa. Code § 35.336. 636 Seller has received a statement of Seller's estimated closing costs before signing this Agreement. c37 Seller has read and: understands .the notices and explanatory in~ran~ation in this Agreement. :: ~~ ,- i ~ ~CJr 638 WITNE. SELL R ~ ~ -" ,; ,DATE ,, - ~: 639 WITNES SELLE DATE . 64o WITNESS SELLER ASR Page 11 of 11 Revised 1/10 Schedule A.1 BUYER'S COPY DATE _ FultonBank LISTENING IS JUST THE BEGINNINGS" December 8, 2010 Law Offices REVISED Marlin R. McCaleb Frankeberger Place 219 East Main Street P.O. Box 230 Mechanicsburg, PA 17055 Dear Mr. McCaleb, RE: Carole D. Baker, deceased October 21, 2010 In response to your recent inquiry concerning the accounts maintained in the name of the decedent, please be advised that the following accounts were open at the date of death: Checking #3622-32716 ~ Date of death balance $2,293.52, non-interest bearing, opened 6/2/05., titled in her name alone with Julianne Kraft, Eileen A. Baker and Brian Baker as Powers of Attorney Line of Credit #8832832871 Date of death principal balance owing $24,820.31 plus $69.24 in interest totaling $24,889.55, please be advised that there would have also been a $55.50 satisfaction fee if the loan would have been paid off that day, opened 2/6/07, secured, held in her name alone If you require loan payoff information, please fax your request to our Direct Banking Center at (717) 569-6316. If .you have any other questions, please feel free to contact me at (717) 291-2436. ~~~~ Sincerely, rJ Joshua A. Groff Credit Confirmation Processor This i~c:rrr~'A €~ ~~~~isi~~~ ~s ~ ;;gat ~ ~.~si~~s ~..lr~sy I~1 cAt`~q~~9' i[3 't~.r'6 tFl~,~';:~'~, a~~ i5 Tti~C ~~lt t~+r~'itr~~~l°4"i~~i~ ~.~ ~°ll~. The it-a-tk ~,~! Ei~lli;l~ ~t~is inf~.~.~rn~t:y~ ~~„.;;.,~ r~~~~w~}~.:,~t gar' gUs~f€~n7~3~ ~ts~ ~lP~tC1~, ?~(~`s'w'~<<~~~ '~~ i~~?~i~'1i$`~, C3i ~T7~ ii1#~1!'~n~cler! ~arrn~ ~ hank car ~z~ ~ -~~ ~, J~~~u €-,>~ ~~~~ts. J'4i'iy r,:~i;~iur~ ~';9!'LI!'I ~ i~i'~~"~'i'sil ~ai,!~}~Ct ~'~` Cil:'lliC° ~Vlifit'!lt n`Jt:;~: 1.800.FULTON.4 fultonbank.com Fulton Bank, N.A. Member FDIC. Member of the Fulton Financial Family. Schedule ~.1, I.2 2005 Toyota Avalon -Trade In Value, blue book value -Kelley Blue Book THE TRU9Tl:0 RESO~R~ 12/1/10 12:08 PM i;~i Send to Printer advertisement 2~1'~ BUK~+C LA-CRC'1~5SE BU I ~K .~ Wlth at1 iEPA-est 3G hwy iiAPG, L.aCraoss® GX v~lth tttie Z.L. A-cyt~nder . ~~ _ engine is the mast efficient sedan in its class." gy ~ .... , '^B:2 nh~ !S Nye 'WAkA` t 7'~ `,~t3, ~ Y4PY Bul~d Four C}wn Request a Quote l.OCat~ a Dealer ~; 2005 Toyota AValon Limited Sedan ~4D BLUE BOOK® TRADE-IN VALUE Condition Excellent ~ Good (Selected) Fair advertisement ,~. _ -~ Value `~. ~ V $17,100 Vehicle Highlights Mileage: 31,000 Engine: V6, 3.5 Liter Transmission: Automatic Drivetrain: FWD ,.. ,.. Selected Equipment Standard Air Conditioning Cruise Control ABS (4-Wheel) Power Steering AM/FM Stereo Leather Power Windows CD (Multi Disc) Dual Power Seats Power Door Locks Dual Air Bags Moon Roof Tilt Wheel Side Air Bags ~ Alloy Wheels Optional Navigation System Advertisement ~D''f 1 BUK~C lACRO~uSE V111th an EPArest. 30 hwy Ii~G, LaCrosse CJf with the 24L 4-cylinder AnginiEi! IS the inOSt 6~~CIKit . sedan. in its class,.' Build Your Q~ntn Request a Quote Locate a Deat~r hrp: / /www.kbb.com /used-cars/toyota/avalon/ 2005 /trade-in-value/ pr...ulpment=63924%7Ctrue%7C64009967Cfalse&mileagem 31000&printable=taste Page 1 of 3 Schedule E.2 Inventory fior 53 Edgewood Dr Living Room couch ~ ... chair r desk mirror 6 framed pictures 3d table f lamp 5 - Dining Room table w/6 chairs 1 O ` " china cabinet ~~ 1 set of dishes-8 place setting, 3 serving bowls, platter,gravy boat ~~ 1 wall clock S 8 wine glasses 5 4 vases ~~ 3 table cloths 3 Kitchen 1 set of dishes 8 place setting ~~ 15 mugs $ 12 glasses 3 , box of various plastic containers ~ - Schedule E.4 Inventory for 53 Edgewood Dr 9 dish towels ~•f,s-v 13 hand towels ~,,5-~ 8 placemats ~ 5 pot holders ~ 7 mixing bowls ~ ~ 2 colanders a set of measuring cups ~ set of measuring spoons ~ t 2 teapots S 1 pitcher So hand mixer ~ blender 5 toaster 5 crockpot ~ . 1 set 10 piece cookware .l S . 1 set silver ware 8 settings a 6 baking dishes ~~ . 3 baking sheets !_ Sa . 1 crock with 23 utensils( spoons, spatulas, etc) S 1 hand can opener ` Ste, 1 wine opener 50 1 6 piece knife set w/ additional 6 steak knives salt and pepper shaker , ~S Schedule E.4 Inventory for 53 Edgewood Dr 3 piece canister 7 cook books 7 framed pictures j Family Room couch ~ 0 love seat ~, end table ~.~, , lamp g tv and stand 75 3 tin stars-decor rp coffee table c, 4 framed pictures ~" Master Bedroom queen bed ~ 2 dressers 2 0 2 night stands rocking chair 2 bed spreads ~d , 7 sheet sets 2~ 3 blankets 4 pillow 11 picture frames 22 Schedule E.4 Schedule E.4 Inventory for 53 Edgewood Dr Schedule E.4 Inventory for 53 Edgewood Dr Inventory for 53 Edgewood Dr picnic table O 7 chairs .y 3 outside tables ~ 6 bedfeeders ~ ~ 3 windchimes `D 1 garden trellis ~- 1bird bath ~~ oa~~ ~~ ~~~ ~ ~ d~ ~u ~ers~nai care item were aisposed as were opened grocery and cleaning products. Total: ~ 1,s72.75 Schedule E.4 _. ,Jan ;28-2011 01:35 PM FULTON BANK 717 2/3 I~'LTLTON ~INANCIAL .ADVISORS"' Making Success Personcxl.'" January 28, 20l l RE: Carole Baker Marlin R. McCaleb 219 E Main Street Mechanicsburg, PA 17055 Dear Mr. McCaleb, Below is the information you requested regarding Carole D held with Fulton Financial Advisors. Baker's accounts ING Policies: Individual Non-Qualified Policy # 0003792-SV -DOD Valve: l i $11,4b0.09 (This va ue s based on the daily market value, pending applicable/due.} interest is not Individual Non-Qualified Policy # C l 071 I 3-0X -DOD Value: $369,825 98 (This value is based on the daily market value, pending applicable/due.} . interest is not IRA Policy # C101490-OX -DOD Value: $144,967.87 (Phis value is based on th daily market value, pending interest is not applicable/due.) e • Please note that all 1NG accounts listed benefrciaries as the following: Brian RBaker - 50% Primary Beneficiary / Jason R Baker - 50% Primary Beneficiary / No Contingent Beneficiaries. • All disbursements from Carole Baker's ING accounts will be transferred directly to the beneficiaries listed, and will not be issued to the Estate. Raymond James Financial Services Accounts: Individual Non-Qualified Account # 21427053 -DOD Value $ i 00, i 69.36 (This total does not include pending interest of $0.09} Fulton Financial Advisors is headquartered at One Penn Square, Lancaster, Services, Inc Member FINItA/SIPC, an independent broker/dea]er (not affiliated with Fulton Financial Advi o[rsR and are of i~nsu ed by FDIC or any other government agenry, are not deposits, are not guaranteed by any financial institution, are subject to risk and may lose va]ue. Schedule E.7, G.1, G.2, G.3, G.4 ,Jan-,28-2011 01:35 PM FULTON BANK 717 ~ Page 2 January 28, 2011 Please note that there was a request made on this account for a disbursement of $15,000.00 on 10/2012010, resulting in the sale of mutual funds. Per SEC regulations, all trades placed in an investment account take 4 business days to settle (become available as cash once a sell order has been received}, at which point, the disbursement was available for ACH deposit to Carole Baker's checking. account at Fulton Bank. We have attached pages to this letter showing the sell order transaction, as well as the outgoing ACH of $15,000.00. All securities held in Raymond James Individual account number 21427053 have been sold and will be transferred to a new Estate account held at Raymond James Financial Services; the new Estate account number is 22896878. After this fransfer has been completed, a check for the balance of the account will be issued to the Estate of Carole D Baker, and mailed to your office, per the instruction of the executors. Roth IRA Account # 6379280b -DOD Value $i 9,305.31(value includes any/all applicable pending interest.} • Please note that the Raymond James Roth IRA, account number 63792806, listed beneficiaries as the following: Brian RBaker - 50~ Primary Beneficiary / Jason R Baker - 50% Primary Beneficiary / No Contingent Beneficiaries. • All disbursements from Carole Baker's Raymond James Roth IRA, account # 63792806, will be transferred directly to the beneficiaries listed, and will not be issued to fihe Estate. Please feel free to contact me at the you ay have regarding this matter. Sin ly number listed below with any questions Jessica Wantland Registered Sales Associate, Assistant to Greg l~vlalin Fulton Financial Advisors 3344 Trindle Road Camp Hill, PA 1701 i Telephone: (717} 730-0166 Fax: (717} 737-3251 Email: Wantland@fuitonfinancialadvisors com 3/3 Schedule E.7, G.1, G.Z, G.3, G.4 _ - _ __ __ - _ __ //~~ _ _ _ _ _ _ ~~ ~f fi'/'1. Settlement Statement HUD-1 OMB Approval No. 2502-0265 1. CI FHA 2. ~] RHS 3. Conv. Unins. 8. File Number: 7. Loan Number: 10-0138 8. Mortgage Insurance Case Number: 4. [] VA 5. [] Conv. Ins. 0311463968 446-0550929 C. Note: This forth is furnished to give you a statement of actual settlement vests. Amounts paid to and by the settlement agents are shown Items marked "(p.o.cj" were paid outside the closing; they ara shown here for inf D. Name & Address of Borrower: ormat(onai purposes and are not included In the totals. Brad T. Carlson, Keni M. Carlson E. Name 8 Address of Seller. Carole 0, Baker F. Name $ Address of Lender: 22 Clemens Drive, Dgfsburg, PA 17019 The Estate of Carole b. Baker Welts Fargo Bank, N.A. CIO Marlin R. McCaleb, Esquire 6155 Rodcslde Road, Suite 115, Independence 219 East Main St., Mechanicsburg, PA 17055 OH 44131-2207 G. Property Location: 53 Edgewood Drive H. Settlement Agent: Accord Realty Transfers Inc I. Settlement Date: 12!20/2010 , . Mechanicsburg, PA 17055 3461 Market Street' Suite 103, Camp HIII, PA 17011 Lot 9, Stock A, Wynnewood Park Mechanicsbu Disbursement Date: 12/202010 , Borough rg Telephone: 717-761.6200 Fax: 717-761-1201 Place of Settlement: 3461 Market Street, Suite 103, Camp Hill, PA 17011 T"itleExpress 100. Gross Amount Due from gonroyrsr 101. Contract sales price 102. Personal 103. Settlement charges to borrower (Ilse 1400) 104. Prindpal Payment 105. -ltd us6nsnb for Meets b seller In advance 106• ~Yn~n faxes 12I20/Z0101o 12!3112010 107. County taxes 12202010 to 12/312010 106• School Real Estate T. 12/2012010 to 06/302011 109. 110• WatedSewer 12202010 to 12/31/2010 111. 112. 170. Gross Amount Due from Borrower 200. Amounts Pdd or M. Behaff of Bomowar 201. or earnest money 202. Prindpal mount of new loan(s) 203. Existirxt loans) taken sub)ect to 204. Appgcatron Fee Credit 205. Page 2 Credit by Lender'"' 206. 207. 208. 209. AdJustrasnb for Ibms unpaid by seller 210. 211. 212. Clty/lown taxes to County taxes to School Real Estate T; to 213. Z14. Tau Service Fee Credit"' 215. 216. Seller Assist Balance"' 217. 220. Total Pdd 6 foc Bortower 300. Cah at Setllunentiiomfto t3orrowsr 301. Gross amount due from borrower (qne 120' 302, Less amounts paid bylfor borrower (line 22 303. Cash ~X From ~ To t3omowar w. tam unla. N apl.r.. wmnut ydd OMe osrroat mm~ba. No oanlM wI1N,"aN pass. 400. Gcos~ Amount Dus b Seller '00,000.00 401. Contract sales price 200.000.00 ' 402. Personal 10,268.68 ~ '403. 1,796.83 404. Ad usbnsnb for Ibms aid seller la advance ; ~.; . *** 19.54 ~ 406. Clty/lorm taxes 12/20/20101012131/2010 ' - 19.54 *** 15.51 407. County taxes 122020101012/31/2010 15 51 *** 1,985.39 408. School Real Estate T; 12/Z02010 to 06/30/2011 . 1,985.39 409. 15.30 410. Waler/Sewer 12202010 to 12!3112010 15.30 411. 412. 214,101.25 420. Gross Amount Due to Seller 202,035.74 300. Reductions In Amount Due to Seller 501. Excess deposit see fnstNCtlons) 194,930.00 502. Setllement charges to sager (qne 1400) 13,826.00 503• ExlaO a taken su ed to 504• Payoff of first mortgage loan #N-8832832871 to 24,948.16 Futlon Flnandal atlon 2,171.25 505. Payoff of second mortgage loan 506. 507. . 508. Ad ustmsnb for Ibsnts un aid seller -- 510. CityAowntaxes to 511. County taxes to 512. School Real Estate T: to 513. 100.00 514. Tax Service Fee Credit"' 100.00 9,900.00 515. Seger Assist Balance"" 9,900 ~ 517. 518 . 519 207,101.25 . 520. ToW Reductlo A 800 n mount Dus. Seller Cash at SMH t o 48,774:16 . smsn .i Mrom Sepsr 214,101.25 601 Gross amount due to seller (q 420 . ne ) 202 035.74 , 207,101.25 602. Less reductions in amount due seller (line 520) 48 774.16 7,000.00 803. Cash XC~ To ~ From Seller 153,281.38 • M mrdde ~TNi b d~ m. a.a, rrrr ~'• OMd b OnrvW.Ih~ pNtlr le r REQPA asv.nd I~nra"n "m. u~.r.. rte.. mm . . Previous editions are obsolete Page 1 of 4 HUD-1 Schedule H.B.7.1, H.B.7.2, H.B.7.11 - - _ _ -~. ~~ 11 .Alf T~-. n__. ~ ~ .. _. __. -- -~ ~~~ `~'~'~ ~"""" ~'°' ~` Paid From Division of commission me 700 as.follows;, . Borrower's 701 • X0.00 to For Sale By Owner Funds at 702 g0.oo to Settlement 703. Commission paid at settlement P~ald From Seller's 1=undS at Settlement A00. Item: P ble in Canneetlti>Ii wltlt:Lom 801. Our origination charge $495.00 (from GFE #1) 802. Your aedlt or charge (points) for the speafic interest rate chosen $ (from GFE #2) 803. Your adjusted origination charges (from GFE A 495.00 *** 804. Appraisal fee to RELS Valuation (from GFE #3) 455.00 *** 805. Credit report to RELS Credit (from GFE #3) 14.84 *** 806. Tax service to from GFE #3 807. Flood certification to - from GFE #3 808. to 900. Items R ulrod Lertidsr bo bi Pald ih Advance . 901. Daily interest charges from from 12120/101 0 10 01A.112011(a) $14.6900/day (from GFE #10) 902. Mortgage Ins. Premium for 1 ears to Wells Fa o Bank, N.A. (from GFE_#3) 903. Homeowners Insurance for 1 ears to State Farm (from GFE #11) 176.28 1,930.00 655.D0 *** *** *** 9~• months to from GFE #11 1000. Reserva afted rdth Lmder~ 1001. Initial deposit fa your escrow account (from GFE #9) 2,539.31 *** 1002. Homeowner's insurance 4 months $ 54.58/rnonN $218.32 to Wells Fa o Bank, NA. 1003. Mortgage Insurance months $ 160.83/month $ to 1004. Borough Property Tax 12 ~~ $ 49.54/month $594,48 to Welts Far o Bank, N.A. . 1005. County Property Tax 12 ~~ $ 39.31/month $471.72 to Wells F o Bank, NA. 1006. School Taxes 7 months $ 312.90imonth $2,190.30 to Wells Far o Bank NA. 1007. Aggregate Adjustment $-935.51 to Wells Fa o Bank N.A. - 1100. Title Cha es 1.01. Title services and lender's title insurance from GFE #4 1,717.25 *** 1102. Settlement or closing fee to $ 1103. Owner's title Insurance - First Art>erlcan Title Insurance Company from GFE #5 25.00 *** 1104. Lender's title Insurance -Fast American Title Insurance Company $1,533.75 1105. Lender's tltle policy Ilmit;194,930.00 Lender's Policy 1106. Owner's tte policy limit $200,000.00 Owner's Policy 1107. Agent's portion of the total tltle insurance premium $1,247.00 . 1108. Underwriter's portion of the total title insurance premium $311.75 1109. Basic(5.50) End 100,300,710,900 to 1200. Govamment Rscordln and Ttantafir Ch ee 1201. Government n:cording charges $ (from GFE #7) 142.00 *** 1202• Deed $62.00 Mort a $80.00 Release $ to Cumberland Coun Rewrder 1203. Transfer taxes $ (irom GFE #8) 2,000.00 *** Lender Credit 1204. City/County tax/stamps Deed 52,000:00 Mort a e $ to Cumberland Coun Recorder 1205. State Tax/stamps Deed S2,000,00 Mort $ to Cumberland Coun Recorder 2,000.00 1206. Deed $ Mort a $ to 1207. Note: Sat Fee included In Payoff to ' 1300. Additional Seitlammt Ch - a ~~. 1301. Required servrces that t'ou'can shop for (from GFE #6) 119.00 * ** 1302. Tax F to BERETS 100.00 1303. Flood~Cert LOL to WFFS 519.00 1344. to S 1305. Water ~ Sewer (POC-Quarterly) to Boro h of Mechanics 1306. Tan Certificate to Ba L Hedcard Tax Collector 10 00 1307, t nspecUon (POC) to The Vaus Grou , 1308. PA Ihherltence Tax /P No..2010-01;yb ter of Wills of Cumt~erland Coun 11,816.00 ' r r ' ' ' r ~ r ~ 10,288.88 13,826.00 `Paid outside of closing by (B)orrower, (S)eller, (Under, (I)nvestor, Bro(Iner. "Credit by lender shown on page 1. "'Credit by seller shown on page 1. Previous editions are obsolete Page 2 of 4 HUD- Schedule H.B.7,1, H.B.?.,2,, H.B.7.11 om ~rl of.G atth Eatimi-te GF d' ' an NUD-f Cha es w ha' ea That Cannot ircreeae :~` ' ~ .. HUfJ`i Llne'Numli~K ~ ' Good Faltfr Eitlmate HUD-1 ~ur origination charge , ` ... .: our credit or charge (points) for ihe spe~c;interest rate choseh ~: # . 801' : , :_ 495.00 495 00 . our adJusfed origination charges :: # :802: 0.00 . 0 00 . 'ansfer taxes. ''.' # ,.603 # 1203 495.00 . 495.00 : 2,000.00 2,000.00 ha ea That In TotaLCanriot Iniinease Mona:Thani.lli% .; wemment recording charges ~praisal fee ~ # 1201 ' . # .804. redit report ~ # 805 ortgage Ins. Premium .. '~ 902 lie services and lenders title insurance ~ • . _ wners title Insurance -First American TiBe tnsurance.Company~ # 110'1. - : # ;1103 3x Serv FHA `1302 # ood Cert LOL . . .:# _1303 .. ,. <., _ ; ; . ,_:. # 1304 ~• a , ,. is es That Cah;Chan e' • ~ ~. . _ lial deposit focyour escrow account _ , , ~~ 1001 Good. Faith E>adinete HU[~1 _ ity interest charges from - , _ , : • # #,'901 ~ . ~~ 14 6900/da 3,760.00 2,539.31 meowners insurance '' - . . . ;=;#; 903 220.35 178.28 ' -~ :# 480.00 655.00 ,# ' # pan Terms .rr initial loan amount is $194,930.00 -. ur loan term is . ~ - 30. years ur initial interest rate is : _ 2.7500° ur initial monthly amount owed for prirdtpal; Interest, arid any mortgage $939.09 includes urance is _ X^ Prinapal 0 Interest '' ;. X^ Mortgage Insurance ~ your interest rate rise? ~. ; . ^ No. X^ Yes, it can rise to a maximum of 7.7500°k The first chan . ge -: will be on 04/012016 and can change again every 12 Months after 04!01/2016. Every change dal your interest rate can increase or decease by 1.0000°~. Over the life of the loan, your interest rat. guaranteed to never be lower than 1.7500% or higher than 7.7500%. :n if you make paymenis on time, can your loan, balance rise? ... X No. ,. ^ ^ Yes, it can rise to a maximum of $ :n if you make payments on`fime, can;your monthly amoilht owed for"~ ~ No. ^X Yes, the first inaease can be on 05/012016 d i x; pal, interest, and mortgage insurance rise?, an the monthly amount owed can rise to $1,029.40. •' ~ ,;, ;:;: The maximum it can ever rise to is $1,263.05. 's your loan'have`a prepayment penalty? ~M X No. .; ^ ^ Yes, your maximum prepayment penalty is $ 's your loan have a balloon payment?' 0 No. ^ Yes, you have a balloon payment of $ due in years on / ! , at monthly amouni owed lnduding escrow accotlrit payments '~ ^ You do not have a monthly escrow payment for ite h ms, suc as property taxes and homeowner's insurance. You must pay these items directly yourself. X^ You have an additional monthly escrow payment of $599.63 that results in a total Initial monthly amount owed of $1,395.41. This incudes principal interest ar , mortgage insurance and any items checked below: ^X Property taxes X^ Homeowner's insurance Flood insurance ^ ^ ^ a: If you have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your lender. iious editions are obsolete Page 3 of 4 HUQ-1 Scbedul~e H.B.7.1, H.B.7.2, H.B.7.11 ' +~ HUD CERTIFICATION OF BUYER AND SELLER lave carefully reviewed the HUO-1 Settlement Statement and to the best of my knowledge and belle(, it is a true and accurate statement of all receipts and fisbursements made on my aawunt or by me In this transaction. i further certify that I have received a copy of the HUD-1 SeKlement Staterrlent. i . Carlson `"~ 1.. Kerri M. Carlson ESTATE OF CAROLE D. BAKER, DECEASED :arole D. Baker, deceased lgent Brian R. Baker itle: Administrator C.T.A. agent: Jason R. Baker itle: Co-Administrator C.TA. BRIAN R. BAKER, CO-ADMINISTRATOR C.TA AgenC BY A fhe HUD-1 Settlement Statement which I have prepared Is a true and aoarrate account of this transacton. I have caused or will cause the funds to be fisbursed {n accordance with this statement ~2/~1~~ SETTLEMENT AGENT DATE WARNING: IT IS A CRIME TO KNOWINGLY MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMILAR FORM. PENALTIES UPON CONVICTION CAN INCLUDE A FINE AND IMPRISONMENT. FOR DETAILS SEE TITLE 18: U.S. CODE SECTION 1001 AND SECTION 1010. Previous editions are obsolete Page 4 of 4 HUD-1 Schedule H.B.7.1, H.B.7.2, H.B.7.11 Name of Borrower: Name of Seller. Brad T. Carlson File Numt~er Kerri M. Carlson Estate of Carole D. Baker. deceased 10-0136 ~•• ~ ~ • • ~ ,:;. ~w 1100. Tkle C e wlfh P ~ 5, ~,Tottrl,:, .• Borrotiirir'~ ~ :u~ ` `" Borowrr ;. Seller • 1101. Title services and lender's title insurance ~a ~Cha e ° 'POC or.Crodit , .. ~ .~ LIne.1101 Paid • a. ClosingSvcLtrlCL to Accord Realty Transfers Inc $ , . b: Electronic Document Delivery to Accord Realty Transfers Inc 75 00 75'00 , . c. Notary Acknowledgment to Cash 35.00 35.00 d. Integrity Bank Wire Transfer to Aa~rd Realty Transfers Inc 20 DD 20'00 , . e. UPS Overnight Express to Accord Realty Transfers Inc 10.00 10.00 , . 1104. Lenders title insurance to Acxo d R lt T 43.50 43.50 r ea y ransfers, Inc. 1,533.75 1,533.75 .., _ _ ,. _ ' " ~ ., , _ ;. $ ::::1;717.25';; : ~ . ,. ;'1;717;25:'. Estate of Carole D. Baker, deceased B '~ ` ~ ~ ~~ `B T. Carlson Date 12/20/10 y Date 12/2p/10 _ Bnan R. Baker, Co-Administrator C.T.A. By bate 12/2_ 0/gyp Date 12/20/10 Ja R. Baker, K rri M. Carlson C -Administrator C.T.A. ,~"• ~. , .i: Settlemen Date: ~~ ~-(J'~~ t Agent ; Schedule H.B.7.1, H.B.7.2, H.B.7.11 TitleExpress Prepared 12/17/2010 Note: This page is furnished to give you an itemization of the amounts shown on Paid Froth ` `Paid.F'rom Lines 1101, 1103 and 1104 of the Settlement Statement (HUD-1 ). This page Bci:rroVVe~'s `Seller's accompanies but is not a part of the settlement statement. if a discrepancy Funds at Fonds at exists, the information shown on the Settlement Statement (HUD-1) applies.. S~?ttlPman+ '' - ce~+ie..,,....