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HomeMy WebLinkAbout07-22-11 (2) 1505610143 REV-1500 EX (01-10) OFFICIAL USE ONLY PA Department of Revenue Pennsylvania County Code Year File Number Bureau of Individual Taxes DEPARTMENT OF REVENUE Po Box.2sosol INHERITANCE TAX RETURN 21. 10 1096 Harrisburg, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death 189 18 5700 10 02 2010 Decedent's Last Name MYERS (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Spouse's Social Security Number FILL IN APPROPRIATE OVALS BELOW Date of Birth 07 28 1924 Suffix Decedent's First Names MI CHARLES A Suffix Spouse's First Name MI THIS RETURN MUST BE FILED IN CIUPLICATE WITH THE REGISTER OF WILLS 1. Original Retum ~ 2. Supplemental Return 4. Limited Estate ~ 4a, Future Interest Compromise (date of death after 12-12-82) a 6 Decedent Died Testate (Attach Copy of Will) 7 Decedent Maintained a living Trust (Attach Copy of Trust) 9. Litigation Proceeds Received ~ 10. Spousal Poverty Creditl(date ;f death between 12-31 ~J1 and -1-95 3. Remainder Return (date of death prior to 12-13-82) 5. Federal Estate Tax Return Required 8. Total Number of Safe Deposit Boxes 11. Election to tax under Sec. 9113(A) (Attach Sch. O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number JAMES D BOGAR 7:L7 737 87 61 -_, c~ First line of address ONE WEST MAIN STREET Second line of address City or Post Office State ZIP Code SHIREMANSTOWN PA Correspondent's a-mail address: Jbogar@bogarlaw.com REGISTER OF USE OI( ~~~ i"' rn ra ~;, ~ rv ©~ "~' o~ ~:: DATE FILED ~~' .~~~ ~~ 17 __ .. m +:'. _~ E . -----, -r•; ~~ ~r~ Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is orrect and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has an knowled e. SI A E OF PERSON RE ONSI E FOR FIL ETURN DATE ~.~._ Roseanna M. Kempf Z~ ~ AD ESS 125 S 1st Stre t Cam Hill PA 17011 SIGN RE F PREP R THER THAN REPRESENTATIVE DATE James D. Bogar .-r / ter (~/ One West Main Street, Shiremanstown, PA Side 1 1505610143 1505610143 '~ 1505610243 -~ REV-1500 EX Decedents Name: Myers, Charles A. De~:,edent's Social Security Number 1.89 18 5700 RECAPITULATION 113,900.00 1. Real Estate (Schedule A) ....................................................................................... 1. 2. Stocks and Bonds (Schedule B) ............................................................................. 2. 3. Closely Held Corporation, Partnership orSole-Proprietorship (Schedule C)......... 3. 4. Mortgages & Notes Receivable Schedule D ••••••••••••••••• 4• 9,167.88 5• Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ............... 5. 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested............ 6. 7. Inter-Vivos Transfers 8~ Miscellaneous fin; Probate Property (Schedule G) u Separate Billing Requested............ 7. 123,067.88 g. Total Gross Assets (total Lines 1-7) ..................................................................... 8. 36,548.22 9. Funeral Expenses & Administrative Costs (Schedule H) ....................................... 9. 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) .............................. 10. 36,548.22 11. Total Deductions (total Lines 9 & 10) ................................................................... 11. 8 6 , 519.6 6 12. ............................................... Net Value of Estate (Line 8 minus Line 11) •••••••,•, 12. 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ............................................... 13. 8 6 , 519.6 6 14. 1 ( ) ............................................... Net Value Sub'ect to Tax Line 12 minus Line 13 14. TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 15. (a)(1.2) X .00 16. Amount of Line 14 taxable $ Fj ~ 519.6 6 16. at lineal rate X .045 17. Amount of Line 14 taxable 0 . 0 0 17. at sibling rate X .12 18. Amount of Line 14 taxable 0 . 0 0 18. at collateral rate X .15 19. Tax Due ............................................................. .................:.................................. . 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Side 2 1505610243 ],505610243 0.00 3,893.38 0.00 0.00 3,893.38 J „~V-~1 X00 EX Page 3 ~~cedent's Complete Address: File Number 21-10-1096 nECEDENT'S NAME Myers, Charles A. STREET ADDRESS 3520 Chestnut Street CITY Camp Hill STATE: PA ZIP 17011 Tax Payments and Credits: 1. Tax Due (Page 2, Line 19) (1) 3,893.38 2. Credits/Payments A. Prior Payments 4,605.00 B. Discount 194.67 Total Credits (A + B) (2) 4,799.67 3. Interest (3) 4, If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (4) 906.29 Check box on Page 2 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) Make Check Pa able to: REGISTER OF WILLS AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :............................................................................... x in the ri ht to desi Hate who shall use the ro ert transferred or its income :.................................. ^ ^x b. reta g g p P Y c. retain a reversionary interest; or ....................... ...................................................................................... ^ ^x d. receive the promise for life of either payments, benefits or care? ................................,........................... ^ ^x 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? .................................................................................................................... ^ 0 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?....... ^ 0 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate propert~~ which ^ ^ contains a beneficiary designation? .................................................................................................................. IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S. §9116 (a) (1.1 } (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0 percent [72 P.S. §9116 (a) (1.2)]. 4 The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in 72 P.S. §9116 1.2) [72 P.S. §9116 (a) (1)]. e The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116 (a) (1.3)]. A sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. + Rev-1502FJ(+(11-08) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE A REAL ESTATE ESTATE OF FILE NUMBER . Myers, Charles A. 21-10-1096 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as';he price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on schedule: F. Attach a copy of the settlement sheet if the property has been sold Include a copy of the deed showing decedent's interest if owned as tenant in common. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 Real Estate -All that certain piece or parcel of real estate having thereon erected a dwelling 113,900.00 house known and numbered as 3520 Chestnut Street, Camp Hill, Pennsylvania 17011. The property was acquired by Charles A. Myers and Anna M. Myers, husband and wife, by Deed dated May 10, 2001 and recorded May 15, 2001 in the Cumberland County Retarder of Deeds Office in Deed Book 244, Page 644. A copy of said Deed is attached hereto and incorporated herein. The said Anna M. Myers died February 26, 2007, whereupon full and complete title to the within described real estate became vested solely in Charles A. Myers, surviving spouse, the Decedent herein. The property was sold pursuant to an Agreement of Sale dated June 16, 2011, a copy of which is attached hereto and incorporated herein. Settlement occurred on July 15, 2011. Copies of the Settlement Statement and the Deed transferring the property are attached hereto and incorporated herein. The sale price was $113,900.00. TOTAL (Also enter on Line 1, Recapitulation) 113,900.Q~~ (If more space is needed, additional pages of the same size) Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule A (Rev. 11-0;) } - :~. 011549-00004/5.10.01/RHW/KLT/145071.1 ~ l w ~ I ~; ~ G ~ ... ~ ~, ,-. ~ ~, ~- ~. D S ' ~1 friRY 15 RBI 9 5 9 ~~~~~~ TAX PARCEL ND. 10-21-0275-148 THIS DEED, made this tenth (10~"') day of May in the year of our Lord two thousand one (2001), BETWEEN RONALD B. PURTLE and SHELBA J. PURTLE, husband and wife, Grantors AND CHARLES A. PAYERS and ANNA M. MYERS, husband and t~ife, Grantees WITNESSETH: In consideration of the sum of Eighty Four Thousand ($84,000.00) Dollars, in hand paid, receipt whereof is hereby acknowledged, the said Grantors do hereby grant and convE~y unto the said Grantees: ALL THAT CERTAIN tract or parcel of land located in Hampden Township, Cumberland County, Pennsylvania, more particularly bounded and described in accordance with survey of Ernest J. Walker, Registered Professional Engineer, dated April 8, 19Ei9, as follows, to wit: BEGINNING at a point on the northern line of Chestnut Street, which point is 184.37 feet West of the northwestern corner of 35~' Street and Chestnut Street, and which point is at the line dividing Lots Nos. 11 and 12 on the hereinafter mentioned Plan; THENCE along the northern line of Chestnut Street, South 88 degrees 26 minutes West, 60 feet to the line dividing Lots Nos. 12 and 13, on said Plan; THENCE along the same, North 01 degree 34 minutes West, 120 feet to a point; THENCE North 88 degrees 26 minutes East, 60 feet to the line dividing Lots Nos. 11 'and 12, on said Plan; THENCE along the same, South 01 degree 34 minutes East 120 feet to the point of BEGINNING. BEING Lot No. 12, Block "D" on the Plan of Lots known as Plan No. 3, Hampden Gardens, said Plan being recorded in the Office of the Recorder of Deeds in and fior Cumberland County in Plan Book 5, Page 63. r-: HAVING THEREON ERECTED a one story frame dwelling known and numbered as No. 3520 Chestnut Street, Camp Hill, Pennsylvania. BEING THE SAME PREMISES which Leo J. Reichwein, by his deed dated September 12, 1997, recorded in the Office of the Recorder of Deeds in Cumberland ~:,ounty in Deed Book 164, Page 575, granted and conveyed unto Ronald B. Purtle and Shelby J. Purtle, Grantors herein. w~~i'; ~~ PAGt ~~~ .~ ', 011549-00004/5.10.01/P.HW/KLT/145071.1 !~ And the said Grantors hereby covenant and agree that they will warrant specially the property hereby conveyed. IN WITNESS WHEREOF, the said Grantors have caused this Deed to be executed the day and year first above written. WITNESS: ;~ .. ~ SEAL) Ronald B. PurtlE~ ~~~~~~~ COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ~~6z_ u,•c~~ (SEAL) S elba J. Purtle . ss. On this, the 1 Dom`" day of ~Q 2001, before rne, a notary public, the undersigned officer, personally appeared ONALD B. PURTLE and SHELBA J. PURTLE, known or satisfactorily proven to be the persons whose names are subscribed to the foregoing instrument and acknowledged that they executed the same for the purposes therein contained. IN WITNESS WHEREOF, I have hereunder set my hand and official seal. x ~" ''7f p, • '~71' ~X a. illy `'': s A~+ ~ n~ ~} 1 ~ j J. ~~~~ ~`\ 4... ~'.a.: ~. ~M1~ ~~nt~ o~ ~C.~~,1cUrrtl~ Notary Public I hereby certify that the precise residence and complete post office address of the within named Grantees is: 3520 Chestnut Street, Camp Hill, PA 17011 ...-.~-- A torney for G tees ;~ PaG~ 64 .I 011549-00004/5.10.01/RHW/KLT/145071.1 i I! 'COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND _, , ~ I ~•~ t.~ ~~ ~ ~~ u erl~lxatc~ ~ - RECORDED on this day f ~ .,~. A. D. 2001, in the Recorder's office of the said County, in Deed Book ,~ ~ ~ ~~ e °~ '~~ ~~'~ ~,' ~. L Given under my hand an al of .~;> •~C~f~c~~;th}~~~bove vvritten. Recorder a ~~~}ur'~=i~i'~i~r *"o ~ t:~s 1-ti- +'u ra r•r'i ~ ~ t-n rr-t fT'f i&'d :.rt ,_ Lf! f"~1 a {"..', rY "'l:i f•..'(••,, 1~, 1",,;,"i f;~„'1 1.l.f r"1~ ~( {,.." ;r• ~: ri 1'x"1 "t! ...K ,Ty» f"'f ..fig ~ ..^' "^•, •--•( .sue ""'{ r" ~7 Cn f:Lt r~ ~, .. p.., . t-• t. f a is s"'t^ ;~ i'LY i :T 1"1" Fes! i..r1 ff G•J 'r7 "t }..a. f. a i...:. 5.f.. C.~l r rf ~-' ~ ..,,.,~ ,~~ ~...t. +r ti""'1.. ..G:~ ~.u Ca ~ --tti f-~ •~:+• •~• rte •v r.... t.:1.. R R R p R O tt M N {'+.:f r TI C..f7 c~x ..~ r.r1 t.~ ~~ ,,-~ C.d7 s:..f'1 . R •~ DocuSirn Envelope 17: ACFA7J;.0-AFE9-40ED-AA8A-8771CE?fiE4FDE STANDA,~ A{a~ZEI~~EI~~T FAR ~ +' SALE ~F REAL, E5`~'r~.1'E This iorra recou+rrttnded and approved Far, b»t oat reserictcd to use h3', thcnxmbeers ofthcPettrtsy(vanis Assaiation ofK~AL1'oRS~ (PAR). -.`mil -..""` PART)ll~xS AS~t BUYERS MAILYIVG~3}R1FSS- - _ ~~~ ~ c. ~ ris ~ W 1"I.. 1~ 1~"~1~ 1~~(t rT"o7 x o~ Cx ' ~ ~-.~-~j SLX.,LL~It'S MAILINGADDRESS: r e~ ~ _i2~ ~avT~~~'~ 5't'~~~-~ pROPI?RT~ ADbl~ss ~S ~.. Q - ~ ~zto~~c~TY . ~ G .•-, zzP in the mnnieipaiity of ~'" ~„~ /~`~ ' in tlie: Schooi District of ,County a~ C_..~ rte- ~t-l r~ •,. p 1,~,,,,, ~ Q f _.._,_._...~ , Identification (e.g,, Tax ID ~E; Pat+cet ~; Lnt, F3I+}ck; Deed B' . .~, pa , in the Commonwealth afPennsylvania. .ge,lZecordingbate):_ t D l~~` ~ ~ ~ ~~' BUXER'S RELATIQNS~ WXTIg PA. LICENSED SRO1f~I3 Q Nr, Business Relatiantship {Bc'<yer is IIot~represettted by a broksrl Broker {Company) Licensee(s) (Name) f~~ r--e Company Address ~- qtr ---.~t ~ h.~. vti. . j Direct Phone(s) 7 ~ _ ~ d i ""' ~ CEII Phone(s) I Company Pbone ~~ ~ ~y ~. Crunpany Fax Fax 7 ~ --`~ -~-~~-_ Broker is: -- ~ ~-- Email r l;+t. ~ Licensee(s) is: ~ c.~ h` ,uY~' Agent (Broker represcrits Buyer only) _ Fryer Agent with Designated A.g,;ncy (~~:()uaI Agent (See Dua] and/or Designated Agent box below) 1:3uyer Agent without Designated Agency ^ Dua! Agent (See Dual an.dlor Designated Agent box below) [j Transaction Licensee {Broker and Licensee(s) provide real estate services but douof t~epreseat Buyer} SELLER'S ~,ATxol~TSAIP W'~TH pA LICENSED BRaI~E~t Cl No Bnsibess ReIationshi~ {Seller is not repr~ret,ted by a br'o~el-) ,. _ Bmker {Company) Cortrpauy Address Company Phatret Company Fax ~~ Broker is: '~Se1ler Agent (Broker represents Seller only) Dual Agent (See Dtaai a;;tdlor Designated Agent box below) Licensee(s) (Name) ` lf'~ -~~ ~ birect Phone(s) ~~ CeII Ftione(s) ~ ,. ~ Fax ~ 1 ~ - ~,. ~ ~'~ 13~: ~ (~ Email F5 Ro /? en_-~_~' ~ ~- [ ~ ~~ : ~. e T Licensee(s)is:. ~Selier Agent with I}esignatcd 1lgency ^ Seller Agent without Designated A;;;ency ^ I)ua] Agent (Sea Dual andfo~ Designated Agent box below) Transaction Licensee {Broker and Licensee(s) provide real estate services but do not represent Se! ler) DUAL A.ND/oft DESxGNA,TEU AGENCY A Broker is a Dual Agcni when a Brnker represents both Buyer aqd Seiler im the same transaction, A Licensee is a Dual Agent when a Licensee represents Buyer and Scaler in the same tFansaction, Alt of $roker's Licensees Fire also Thjal Agents UNLESS then; are separate Desi ated A nt fos'Buyer and Seller. Tf tl3e same Licensee is desig,oated for T3uyer acid Seller, the Licensee is a Duval Agenk g° ~ s Hy signing this Agreement, Buyer and SeJTer each acTrnotivledge having boon prcvioaslyinfarrned of, and colZSented to, dual agency, if alrpi#cab><e, Boyer Initials: ,e ,L~~ / ____ , ASR Page J nl' 19 Seller Initials: ~~, ~~~ Pennsylvania Ass~on of REAi.TORS' Revised T /10 COPYRIGHT PENNSYLt'gK~ ASSOCIATION Ol• R1;ALTORS®1010 RF~MAXFirstAclv~n~ge-PA 6315ty(tuct;rybrZvfeci+soiesburg,PA )7(150 1~~0 'f6aotttgCas~lle Produ c P6nne:T17.5917TG- red wi7h ~. ormQ9 ny ri0l.o0« 18070 FiNnen MBe Road, Fraser, tillcfii an 48026 Pax; 717-591 7271 1 T1rtlttIcd 9 iYn~v zi oo}x rem ,,~, ~~, DocuSign Envelope ID; 9D3g1=68A-fl6AC-44BG95EE-796902582E5D ~ 1. ~ ~ ~ S ~~I'~~;I1~ tl~t~d dune. ~.fi r 2 tt 2 Steer hereby agrees tct sell~.and zx~nwe~ t~ Bu€yer, who agrees tQ purchase, l'he ~e~atii~ied. Pr~pe~_ ~ 2. PURC~~SL~ PRICE A'~1I1 ~FPOSIT'S {l-Lfi} ~ (A} Purchase Price $ I13 , 3~4Q . UO s (tine Hundred Thazteern T~.~usand Nine Hundred ~ L1.S, l~oll~rs}, 'to be paid 'by Buyer as ffl llou:s: ~ 1.. Deposit at kigning of this Agreet:aent: $ ~ . ~~,~ . Q~ 8 ?. Deposit within days of iirie Executiorx Date of this Agreement~ $ 9 3. $ 10 4_ Itenzaining baF.an~ce wall be paid At settlem~rt. """` 1 t ($) A:II funds paid .ley Stt_yer,~ inein€lixe~ deposits, ~•ill be paid by c~heelt; cashier's rf~eck or ~cwirecl fctuds. Dili finds }~sid by $uver I? ~itth~ 3Q DAB'S of settlerneat, including funds paid at settl+eactent, will be b_v cashi~err'c cl;i.ecl;. ar ~~cired 1'r~nds, but not by per- ].3 snnal ~checiv. 14 {C} I3eepos>'i.s, zeg&rtlieas of the form of pay~.uart a3ad the pet5~ptt rlesi~a#ed as payee, will lre paid in U.S. Dollazs 'to Broker for Seller 15 (unless oth~ise stated h~-e:. ~ ' t~ ~ }= who will. retain deposits in an es~ou~ account in eox;t'oxmuiy iviih at`I applicable laws acrd. regulations until cons~rn.Ycaation ax ter- l7 rtzina#iou of this Agreement. Daly ~ estate brss3:ezs ~a.re recptirer~ to bald deposits in ac.cord~nca with the Wiles and Fegalations of '•~ the State Real ~ Commissitm.:C'1iecks teritleFredd as dcpflsit CQOJdkeS II~y be head t]]]C~aSl3ed p~Ildt7n~ the excycntifln of this t 4 Agreement. ~ . ~~ 3. SFLI.EiR. ASSIST {If .AppBcable} (I-3.Q) . 2I Seller will ~.y $ ~ , 300.00-- - oz % afP»chase Price (Q ifnot speGi~ied) tvv~ard 22 Buyer's car*.s, as peztnxtted Isy the utartgage lender, if any_ Seller is only obtigaxed tc~ pay up to ttre amcaunt or psn;entage wMel~ is '`' approved by mortgage lender. ?~ 4. SETT.LEi+.1'vxT' A~~ P4SS~SS1!t31'~I {•l-l1?} Zs (A} Settlement Date is ~u]. l~ X011 , or before Tf Buyer and Seller agree. ~6 {$) Setflern~t ~~~ill ucruF sn the courny w ere the Prapezty is oca~ted or izz. an adjacent oot3niy, ~urirxg nornral bnssnecs Hours. untess ~ iauyex and Seller agree cnh~'ise. ~g (C) At tithe of gettletnet~t, the folloLVing will be pro-rz-ted on a daily basis ~t~et~ueen $nyer and S~#I~r, xcinzhursing where applicable: 29 ctuxtnt taxes {see I+tatice Regarding R+eaF i3state Tat:}; rents; ix~ferest on mortgage a~ssunrptior.~s; coriclnm±niurx~ €ees and home- 30 owxrer assaciatiuu fps; water andior sewer fees, toget~r 'with a:rp other lienable m~amicipal s~rvfce fees. Ail charges w~ be pro- 31 rated tot the periods} covered,. Seller taJill pay up to and including the date of sattleme~gt and l3iryer vrill pay for all days foLtaw- ~? ing settlement, unless ©therwise stated here: ,.. ~~ 34 (D} Corrveyauce from Seller v~ill be by fee Simple deed of special viratranty tmless otltezwise stated mere. 35 3G (B'l Payment of transfer rsrxxes wx'll be d.eci. equally between $uyt~- gad Sellerunless otherwise stateiE here: 3~ 38 ~'} Possession is to he deliveaed by deed, £xisti~pg keys aril physical po.~ession to a vacant: Property free of debz~s, with all siructuze5 39 broom.-cze.~ at day and t~,e of s~ttl~~nt, nn~ess Sell~x, befx>re si Ibis 4t) ~g ~'~z~aenfi, has id~tsfied in writing that the Property is subject to a lease. ~l (G~ If Seller has ideuiifierl in writing that the Property is subject to a lease, possessit~.u ire to be delivers-xi by deed, existing }reys and ~-' assi~nznent of existing bases fbx the Property, to ~#3 get~xer with ~~ deposit's anal interest, if an~7, at day and time of setilemeat. Seller will not enter into any new leases, nor extend existing leases, inn t}ts Property wittibtrt the w~ttcn consent of I3zryer. F3vyer will Y4 ackrxowledge existing leases} by xnitial3ng the leasers) at the e:re~rtian of this Agreement, staters ath.:,rwise .stated in shis Agreement. ~~ ~ Tenant-E7c.~upied Prapr Addendum. {PAR Foirm TUl'} is at#a~chcd. ~~ 5. D A'TESITI11~i~ IS flF T'HE ESSENCE {~-L+ll} ~? (A} tiVritten ac~ceprauce of all parties will be ors or bsf+ate: June 2 $ rt 20l 1 ~8 (B) Tire Settletr~.nt Date and all ether dates at3d times :dertt~fied far the perfonnauce o£ any obii,'rons of this As~reement are of the `l9 essence and aim bznt#ixtg. 3fl (C} The Bxectttic~n late cf this Ageement is the date vvh~ Sayer axed Seller have indirat~d full acceptance of this AgreE,cnent [~ si itag audlar initialing it: Por yr see of this A. ,ry Y ~°- ~, P .Po gzeomc~ the arumber of d• s w~,l lx counted. gym. tht ',F1.~eccreiors hate; exclttdxAb the day tFtis ~4greetnent was execu#ed and including the Fast day of ittc tote period. Ail eftangeti to Ibis .~igreetrxestt should be i~tai- '`' baled and dated. 54 (~} The Settletx~ent Date is not extended by any 4#her pro~isscin of this .A `5 tttent of the parties. greetnent and may qtly lbe e~;t~ended. by mutual wrirten. ag tie_ 56 (fi} Certain terrzis and time periods are e- rixtted in •this .Pr ,7 In' p greetneut as a con'ver~icnre to the TiuyE,r and Seller. AFI pry-printed terms and time p~od.4 are negotiable and may be changed b~. striking flat the pre-printed text atici insertigg ditleret#t terms acceptable SS to all parties_ ~0 Failure of this Atiert~ment to cantsin tkte zoning classification (except in cases where the proper ~anil each parcel therea€, if s't.~bdi- 63 ti~idahle} is tarred solely ar pri[narily to permit single=family dvsrelling5) will render this Agreement voidable at gttyer's apti~, std, if 62 raided, nay deposits tendered by the Buyer will be retuxned to the Buyer wittaout ar~y regttireme3~t #c~,; c(3uxt action. 6' T.c;tki7ng Cixssi#'icatiun: resid~n~ial ti4 Sayer lnitiaF~ ~ ~~ fiS~R? ~ 2 crf 13 Seller lititixls: r., ~8evesecl 'tfiQ Fratuoed ~i6 ~,Zi~Forrxt~ ay zipf_oglx t9tJ7G Fifteen Mile Road. eraser ~ji~i~a *1~320 JSn~~t ~rtdt~d ' DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AAf3A-8771CB8E4FDE 65 6ti 67 6S G9 70 7i 72 73 74 7S 75 77 7s 74 y~~tso 8I .~ r " ~- 85 ~~ ,.~- 87 88 i~.,,~,t~,,`~ro 7. IKZXTU~tES AND ]P7B1:2SONAL PROPERTY {X-Ia) (A) INCLUDED in this sale arc ail existing items permanently installed in the Property, f"ee~ of hens, and nther items including plumbing; heating, radiator covers; lighting fixtures (utelnding chandeliers and ceiling fans); pool and spa equipment (including covers and cleaning ccluiprrtent); eiectrie animal fencing systems (excluding collars); garage door openers and transmitters; tele- vision antennas; unpotted shrubbery, plantings and trees; arty remaining heafiag and coolcin;3 fuels stored on the Property at tine time of settlement; smoke detectors and carbon monoxide detectors; sump pumps; storage sheds; fences; mailboxes; wa11 to vva11 carpeting; existing window screens, storm windows and screen/storm doors; windoav covering hardware, shades and blinds; awrrings; bunt in air conditioners; but`It-in appliances; tlJe rangeloven, unless o t~vise stated; and, lf rnxrned, water treatment sys- tem~rgp~ tanks, satellite dishes and secxarity systems. ATso included: {,J ,f ,~~~ ~~~~ R ~~~~~ t} (B) T.ffe following items arc LEASED (not owned by Sztler). Contact the provider n for mere information {e.g., water treatmetrt systems, propane tanks, satellite dishes and security systems): (C} EXCLUDBri fixtures and items: s. I~IORrirA~lc colvrnvc~,rrcx a-l.o} [) ~AIVI'.D. This sale is NOT caatingcnt on mortgage financing, although Bayer may obtain mortgage financing and/or the par- es may inctade an appraisal contingency. ;~LCTED. {~} This sale is contingent upon Buyer obtaining mortgage financing >H"irst lk~t3rtgage an tine Pro arty . ..» x,aa:iAtrla~rt $ ~.~ ~ ~ Z.. 'S' M..ticrmum Term y~ . Type of mortgage 1~,~' Loan-To•-Vaiuc (LTV} ratio: 'For non FT-IA/'VA loans LTV ratio not to exceed ado 1Vlortgage lender 3t r-~ 92 1 f1~3 ~ Intent rate o ~~; hawevcr, $1ryCC 8~r'BCS tti 'BCCE~-t tI'lE ~_. i;~ktPt'CSt:'CdtC :L5 711 I3E CO~itli>'t~Qd ~ tfie IilOrt~,age ~CTI[l83' not 94 , #o exceed a maxintutn interestrate of ' ~ °t _ ~ . Discount points, Ioart origination, loan pls,cerrrent and other fees ' ~P 97 eiiisrged by tEre iesnder as a perce>atage of fire mortgage Loan (exclud- . ` 38' ing tiny mortgage insurance premiutx~s or V`A fuud'sng €ee) not to G/16/ZOll: 3 exceed % ((l% Zfnot specified) of the mcrctgag~ Ioatr. ' , g ~) The interest rate(s) anti fe~e(s}~ provisionsra Para~'~` It 8A ipp tai? () era ~tasaca rr me mc~tgage: iend:er~s} gives Buyer the right to guar- tt?I ante`the interest. rates} and fee(s) at ar below $te rnaximttm levels stated. If Ieztcler{s.):gives Suycr tie tight to Ibck iri the inter- . estrate{s), Buyer vrill do so at least i5 days before Settlement Date. $ . er fives Seller the ri 102 p ~, ~g ~ }~, uY g ght, at Seller's sole opf7on and as ermittcci law and the nno a lend s to conlzibute financially, without ~arnise cif reimbursement, to the Bxryer and/or t43 the rnattgag~e leader(s) to make the above mortgage t~(s) avaitabTe to Buyer. t04 (C;} ~tl7ut d2rys (7 if not specified} from the ]sa:ecu#ian Date of this A amen It75 gage app cation iacludm ~ 1, liiryer.v~ill make a completed, written most I~ ( g payment for and orderrtrg of appraisal and credit i~porEs vriilrovt delay, at the time required by . Iendrrr(s)) for Elie mortgage lariats and to the mortgage Ieader(s) ideatifcd in Paragraph 8{A), if any, aithenvise to a responsibie 107 mortgage Ietzder(s} of Buyer's choice. Broker far B er if a lpg nY nY, otherwise Brakes for Seller, is autiiorizcd to communicate with tIte rttortgage Ieuder(s) to assist m the mortgage loan process. 104 (D) Bu3 er will be iar dd'anlt of tlsis eemeat if B Iltl and/or em 1a `~ ttyer itrrnisbes false information to adtyona concerning Buyer's fmancial 11l P ymeat status, fsiIs to oaoperate ixe good 1iaith wit14 processing fie utortgage '16an applicatior3 (itaduding delay. of the appraisal), faills to lack in interest rate(s) as slated in Paragraph 8(B}, or ofhetnvise causes the lendex to reject, retltrse 1 iz to appxave ar issue a mo i t3 rt~-age lam cammetmeat. (E} 1. Mortgage Cmnmitmettt Da6e: ~f~/~/ on recevvi ~ a rno t]4 prompil~; deliver a copy of the carumitment to S~llei•. • ~ ~, rtgage commitment,l3uyer will l~ 2. If Seller does not receive s copy of the wort commitments b the Mort 11b this Agreetent ~~ (} Y ~8e Couvnittnent I?atc, Seller may terminate 1.17 b3' written notice to Buyer. Boiler's right to terminate continues until Buyer delivers a rrrortgage commitment to Se?(er. Until Seller termi>,ates this Agreement, $uyer is obiigated to make agood-fairb effort to obtain mrntgage f[naacing. 1I8 3. Seiler may terminate this Agreement by written notice to Buyer after the Mortgage Comrnitrnent Date if the mortgage commitment: 113 a. Does not satisfy the terms ofPar.~raph S(A.); OR t20 b. Contains arty condition not specif ed in this Agreement (e.g., the Buyer must settle on another m e tzl be received by the lender, or the mort ~ P p rty, an appraisal must iz2 gage commitment is not valid through the Settleanent Date) that is not satisfied and/or ~OV~ ~ writing by the mortgage lender(s) within 7 DAYS afEer the Mortgage Commitment pate in Paragraph 123 S(~{1), or any extension thereof, ether than those conditions that are custontaxily satisfied at or near settlement (e.g., t~ obtaining insur~arice, caul l25 4. If tlxis A etnp}oyment)_ lz6 greemetrt is terminated pursuant to paragraphs 8(x(2) oz (3), or the mortgage Ioaur{s} is not obtained for settlemenk, alt deposit monies will be rehu-ned to Buyer according to the terms of Paragraph 22 and this Ag~eement will be VOID. Buyer 1z7 will be responsible for any costs incurred b B 128 Y lr3'~' for any inspections or certificat{ens obtained according to the terms of this Agreement, and any costs incurred by Blryer for (1) Title search, title insurance and/or mechanics' lieb insurance, or any 129 fee cancellation; (2) Hood insurance, fire insurance, hazard insurance, rrttne subsidena° insu I30 1 ti a o ) ppratsai fees and charges paid in advartcx; to mortgage lender{s). ~ ranee, or any f~e f r cancel- ~~ t [3l Bttye~r IniSats: ~ {~~ ASR Page 3 of 19 Seller Initials; ~i ! ~` ~ Revised t/I(7 rodacnr! wr9r 7.ipForct~QD 6Y uplogix t 80'TO F~te2n t••4Ja Roazi, Fraser, tirx~tigan 48025 ~ hot oair rum Untitled DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771CB8E4FDE I32 I33 134 13S 136 r3~ 138 139 l40 t41 za2 143 144 }} I45 I 14t; S~. Id7 ~lyl]s" ~ t~s ~~ I~c9 ISI; . ~: w 1 S3 ,.-~,~ s l S4 ~,~~ !c6 155 .___. ' iSb - :~' I~~ 1~/16/zoii iii i61 S b2 i 63 tea l ~ ,, Ifs ' I57 g, i ss t69 I7o 1.71 172 173 174 I7S I76 1'77 178 1'79 I.tiO 781 i8Z I83 i84 I ss 786 78'7 t88 t89 190 197 192 I93 (F} If the mortgage Icnder(s), or a property and casualty insurer providing insurance required by the mortgage leader(s), requires repairs to the Property,l3uyer wilt, upon receiving the, regtriremeats, deliver a copy of the requirements to Seller. Within 5 DAYS of receiving the copy of the requirements, Seller will notify Buyer whether Seller will make the required repairs at Seller's expense. 1. T£ Seller makes the required repairs to the satisfaction of the mortgage lender and/c,r insurer, Buyer accepts the Property and agrees to fhe RELEASE in Paragraph 24 of this Agreement. 2. If Seiler will not make the required repairs, or if Seller fat+7s to respond ivifhin the stated- time, Buyer will, within S DAYS, notify Seller of 13rryer`s choice to: . a, Make the repairsrmprovemenis at Buyer's expense, tivif}r permission and access to the Property given'by Sefier, which wil l not be um-easonably vvithheid, dR h. Terminate this Agreement by written notice to Seiler, with all deposit monies retm-ced to Buyer according to the terms o£ Paragraph 22 of this Agreeme>t. ~ Ru3r~' faIIs to respond 'Fv~thin the tune stated in Paragraph 8(k7}(Z) or fans to.termiciate t3ris Agreement lay vYr"inert trotice to SeIler within that time, Buyer will accept-the property end. agree to ifie REI;EASE-u Paaragraph 24. of this Agreement. >i<~-.~v,>~, zl~ A~Pl~.zcABZ,>r (G} It is expressiy agreed that notwithstanding atty oilier provisions of this contract, Buyer will not be obligated to complete the pur- chase of the Property described harem or to incair any permtty try forfeitare. of ea~.est mvney~ deposits or otherwise unless Buyer has been given, in accordatace witlr* HLJl3lJr'AA oc,..VA requirements, a written.statcmtenE by the Federar Housing Cornrnissiarter, Veterans Adtuinistratiotl, ar a 17irect Etrdoraemeat Leader setting forth the appraised vttJve of the Property of not less than ~ - ~ ~. ~ (the I'urc~ase Pricy as stated in this Agraeeinent). Buyervur`tl-}rave the privilege and option of ._` . vuitli coirsuncunat%on of the contz~sd rouithout regard to doe amount of Hre appraised valuation. The appraised. valuation is arrived at to detrrmine thc,:maxjuurm mortgage the 13epartttrent of Housing. and IIrlrart Ilevelaprrtznt will insure, HTI1'3 does not warrant the value nor the canciition of the Property. Buyer sbotrld satisfy himsel:~"Iierself" ttaat the price and condYtion of the Property are acceptabie. . Wanting: Sectirsu 1010 of Titter f8, LJ.S.C., Department of Housing and Urban Bevelapment and Federal Piousing ~" Administration Transactions, provides, "Whoever for the purpose of ... iufluencirig in any way the action of such Department, makes, passes, utters or publishes airy statement, knowing the same to be tarns sl}all be fined under this title or imprisoned not more than two years, orboth: ' (Fi) U.S. 1?epartment of Honsing and Urban 1?~velo~iment (HUD) NO'iTC"L~ Ttl. PURC:.g~i;~~FRS Buyer's AcItJntnvled~m,ant Buyer hss reCeirved the Ht7D i'ttotice "For Youx Protecrion: t et a Home Inspection " B~uynr understands the importance of getting an independent home inspection and has dtouglrt abotxt ifiis before sighing this Agreement. Buyer understands that FHA. vain not perform a home inspection xcoF gergraubce the price or eozrditiori of the Property; • (I) Certification We .the -undersigned, 3cfler(s) and Buyer{sj patty to this transaction. each certify that the terms of this Contract for purchase are. trae to. t6e~ best o€ our lcno,~vicd~e and belief, and thaf any other agreement entered into by any of these parties in cotmectioti with c}iis'transactioa is atbclied:to.t6s ~:gt~eainent SEI,T~ER REPR~ES~NTA1`IOF+1S (S-I i}) - -'- (A) Radon Testing.apd'Reutediattiotz`(SeeNorice.RegardingRadon) Sefier has no latowiedge abqut the presence or'abseace of radori unless checked below: Cj 1. Seller has knowledge that the property urns festal on the dates and by the utefhods (e.g, charcoal canister, alpha track, etc.), which pradaced the Rsults indicates below: Datr. Type of Test Results (picoC~rieslliter er working levers) Name of Testing Service ^ 2. Seller bas knowledge that the Property had radon rerrroval system(s) utstalleil as indicated below: Date Irrstnlled Type of System Provider Copies-af aU avar`table test reports wffi be delivered to Bayer with tt>,is Agreement. Seller does not rvarrarr# the meth- ods orthe results o•i' radon tests, (B} Status of fi'~acter Seller represents that the Properly is served by: ^ Public Water ^ t,",ornmuryity Water [] On-site Water ^ None ^ (C) Status of Sewer Seller represents that the. Property is served by_ ^ Putslic Sewer ^ Community Sewage Disposal System ^ Ten-Acre Permit Exerrrption (see Sewage Notice 2} ^ Individual do-lot Sewage }Disposal System (see Sewage Notice 1) ^ Holding Tank (see Sewage Notice 3) 1~ Individual On-lot Sewage Disposal System in Proximity to We11 (see Sewage Notice l,• see Sewage Notice 4, if appiicabte) ^ 1Vone (see ~Scwage Notice 1 } ^ None Avaiiab#eJPertnit Limitations in Effect (see Sewage Notice 5) (D) $istoric 13reservrttion ---- Sefier is not aware of historic preservation restrictions rug~.rding the Property unless otherwise stated here: ,± ; ~~ ~ ~} ,, 194 Brayer lnitists: / i A.SR Page 4 of l.9 Revised 1110 Prtxi~rted wr1t, ZfFFOr*~ by apl.oglz t 8070 FAieren 'vl6e+ Roac1. Fraser, MicJiic~an 48026 Y+.'mK.aPL4~IX.f~ .. '~ ~ , ~~ r~ SeRerIrtrhzls: ~ Untitled DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771 C68E4FDE 195 (~ j~ p~-oportyt or a portion of i~t, is prefertntialiy assessed for tax purposes under tl~e fell<~wirtg Act(s) (see Notices Regarding Land 19b LJse Restrietsons): 19'1 ^ Faxmtand and- Forest Land Assessment Act (Clean and Green Program; Act 319 of ].974; 72 F.S. § 5490.1 et seq.) 198 ^ Open Space Act (Act 442 of 1967; 32 P.S. § 5001 et seq.) 199 Q Agricultural Area Security Law (Act 43 of I981; 3 P.S. §901 et seq.} 2im ^ Other 20t (F) Se]Ier repre,~ents That, as of the date Sdter sigrccd this Agreement, no poblic improvement, candnminiurn or homeowner associa 20z tier assessments 12ave been made against the Property which xemain unpaid, and (ha# na notice by any government. or public 203 authority has been served upon Seller or anyone on Seller's behalf, including notices zelating to violations of zoning, housing, 2~ building, safety or fire ordinances Eliot remain uncorrect , 2t15 ed, and that Belles knows of no cooriition that a Quid constitute vrola- tion ofany suc]i ordinances that retrain vncorrceted, unless otherwise specified here: 206 _.. Z07 (G) Sclkr knows of no other potential notices (%ncludl7tg violations) and/or assessments- except as fulJEcnvs: 2Ei8 209 (H} Access to a pub tc road may require issuance of a . i occupancy permit from the Departrnerti: of Transportation. 210 l b. W:AI~?ER OF CpN~`TP7GF.:IN'CI;)!/S (9-tf5~ zla 1'f ~~ Agreement is contfngeut on grryci-'s riglrf to inspect and/or repair t1:te Property, err to verify inaurabillty, environtttental 212 conditions, bauxtdaries, cet•tiizcatians, zones r.Ia~(icatlon or ase, or any other iaifo2tnaizan regarding the Property, 213 failure to exercise as of 13 er's Buyer's Y uY uptierri$ rvit`hin tie.. tunes set fa>rtB in this Agreement ~ zt ~VAY"trER of that contingency atzd 214 Bailer accepts:the Yra~i~rty aat3 agrees ttr the TT~EI,FA:S'"I~ in Paragraph 24 of this Agreement, . 215 11_ IN~P~T.t7NS (1-1a) (See Notices Regarding. Property and Environmental Inspections) ` Z16 (A} Rights attd Responsibilities 217 1. Setter wilt provide access to insurers' representatives and, as may be required try this r~tireement or by mortgage lender(s), to • 2i 8 szxrveyors, municipal officials, appraisers and inspectors, A[1 parties and their real .estate Iscen:~ee(s) may attend' any inspections. 214 ; 2, Buyer may make apre-settiernent~'~valk-thro.. h in 220 ~ spection of the Property. Buyer's right to this. inspectoou is not waived by arty other provision of this Agreement. 2zi 3. Sei3er ~viL( have l~t3ztg and all tth'lities t;mcJu~ing fuel(s)) on far xB insgeciiEons~ztppra[s~;is. ~ 4. All inspectors, including home inspectors, ere tttftlzorized b Bu er to rovide g c . 223 S. Seller has file ri t ~' Y p oily of any n~spectian Report to Btnlcer for Buyer. - 224 ~' ' ~°n req;'est, fn receiue a Exec copy of say inspection. Rr~rt from tEie pasty for wheat: it vvas prepaxed. (B) Buyer waives or elecLr a# Buyer's expense to have the following Inspections; certtficatio~ns,. and investigations (referred to as 23S "Inspection" or "Inspcctiotls" ctfvrmed F by prof~siaffal contractors, bonze inspectors} engineers, 'architects and other properly ?.2~7 Ticeused or otherwise: qua[ifsed~ ps,ofessionats; If the same inspector is inspecting, more than; one system, the inspector must com- ply with tlie• Hortze Inspecti an Law. (See Notice Regarding the PSome Inspection Lau*) ~ (C) For.elected Iz~speetia>;(s); Buyer ~rnlt, vvi#biin the Conlin enc Perin s stated in Pa ' 2z9 g Y d(} ragraph t2;t5,}, corupiefe Inspections, ob~in any Irbspecttorr Reports'or rescatls.. (refer-«3 to as ~•`,`IZcpoit'' or "Reports'..'j`, and accP,pt t}ie Fropcrty,. #ermina#c t]iis Agreement, or submit a 23iJ ~ Writtaen Corrective Proposal(s) toy&cller, acebrd>o tti thetetms' ofFara a h 12 ~iome/Propert~inspecf~ons and~~nvfrobrrrentat Hazards (mold., etc.} • Z3Z-. ~l¢cfe Buyer'inay•c;ondtrc>< au inspection of . fhe Prapetfy's strzxcttual components; mot; .exterioa windt7ws and exterior ~'Yaiver3 ~ / doors; exterior siding, Facterior Znsuiati`on attd'Finish Z3q . S:ystetrts> fascia, gutters apd rlovuis; swrmmitig pools, hot tabs. and spas; appliances; electrical systems; interior arnI exterior plumbing; public sevaer- ays;tetns; heating and caol- 235 ing systems; water pene~ation; eieetxontagn~ic fields; wetlands and flood plain de3ittcati;en; structure square 23fi footage; maid and outer envirornrtrattai hazards e. fun ` 237 etc.}; and any other items (&, ~, indoor air quality, aslieslAS,. undergrocmd storage faults, ~$ BtTyer stay select. If Buyer elrccts to have a home inspectia>3 of:tl~e Property, as defined in the Home Inspection I,asv, the hrnne inspection. must be performed by a full member in gor~~i standing of a national 239 home inspection association, or a person su ervised Z40 p by a fail member of a mtionat h~tzYe inspection association, in accordance with the ethical star3dards and. code of conduct or practice of that association, or b}' a properly licensed 241 or registered engineer or architect (See Nolicx Regart[ittg the Hume Inspection I,arv) • 242 Wood Utfesta.tion 243 ec Buyer may obtain a written "Wood-Destroying [nscct Infestation Inspection Keport" frQrn ail inspector certified as Z'Vai'ved 244. .I awoad-destroying pests pesticide applicator and will deliver it and al[ supporting doatamiaYts and ciraivings provid- ! 245 cd by the inspecror to Seller. The Report is to tie wade satisfacto to and in c Z4b ry ompliance v~vitl;: applicatste laws, mort- gage lender regviremeuts, an•dlor Fedzrdtl Instzriztg and Guaratxteeing Agency requirements. 'I'Eie Inspection is to be 2~7 limited to a1I r~di]y-visible and accessible areas of all sh•rzctures on the Pr exec f~;nc~s. If the Inspection 248 reveals active infestations l3 ~ ~ 249 (}, uyer, at Buyer's Expense, may obtain a Proposal from. a woad-destroying pests pes- ticide applicator to treat the 3'rogrrty. If the Inspection reveals damage from active or. pre•vior,~s ittfestatiou(s), Buyer 25~ zany obtain a writben Report from a professional contractor, home inspector or structural enlineer that is limited to 25i structural damage to fbe Property caused by wood-destro n or nisms and a proposal to repair the Property. 252 Radon Yr g ~ 253 )Erteet $uyer may obtain a radon test of the Property from a certified inspector. The U.S. >;n~rironrnental Protection Waived 2s4 / Agency (EPA) adc~ises cozTective action if the average annual exposure to radon is eq~ai to or higher than 0.42 / 2S5 working levels or 4 picoCuxies/liter (4pCi/L}. ~~ ~$tQr *Se1NIC8 257 Elected Buyer may obtain an Inspection of the uaii and ~~ / qualified water/well testis co q ~ quanitty of the water system. from a properly Iicensed or otherwise 1 aiv ~~ g nrparry. If and as required b`Y the inspeotion company,. Seller, at Seder's expense, will ; . r / locate and provide access to the on-site (or indivichfaT) water system. Seller wilt restore Cite Property to its previous ~ 2tio conditicttr at SeI[er's eapeose, prior to settlement. 1 r , r ;1/..J 261 Bayer Imttal . ~~ A5R Page 5 of 19 Seller 7nifia(s: ~ Revised 1lIO 1'mdtxed with ZZpFom~QD by apLogix 18070 F'rftcon tvt8e Rnad, Frnser, >rlichip~n 48026 ~y~p~, ilntitied DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771CB8E4FDE 262 C}n lot 5e~vage (if A,pplicalrlc) ~~ Elected Buyer may obtain an Inspection of the individual on-lot sewage disposal system from a qualified, professional -give 264 J inspector. If and as required by the inspection company, Seller, at Seller's expense, vcTill tocste, provide access to, J 265 anal empty the indrviciual on-Iat sewage disposal system. Seller will restore the Property to its previous condition, , 266 at Seller's expense, prior to s•cttlemeat. See paragaph 12(C;) for more information regarding tba Individual 4n-lot ~~ 267 Sewage Inspection Corrtcngency. 26S _ Property Insurance 269 ~ . tee Buyer may determine the insurability of the Property by making application for property and casualty insurance for Waived 2 / the Property to a nesponsz-ble insurer. Broker for Buyer, it' any, otherwise Broker for Seller„ may oornmunicate with / 271 the insmrr.a-to.assis~t in the insurance process. If the Property is located in. a flood plain~Btiyer may be required to 272 carry flood insurance rst l3rryer's expense, which mxy deed to be ordered l4 days or rnorepri:ar to Settlemetrt Date. 273 property =Boundaries 274 EleetEd Buyer may cn8age the services of a surveyor, title abstractor, or other qualified prvfess;ional tv assess the iega.I iv ~ 275 / description, certainty axrd location of boundaries and/or qusxitum of land. Most Begets have not had the Property I . 27'6 surveyrd as it is not a mquirernent of property transfer •oa Pennsylvania. Any fences, he.dg~,, Walls and other natural 277 or constnrcted barriers may or nviy not represent the true boundary lines of the Property. ,may numerical represen- 278 lotions of size of property are approximations poly and rxray be inaccurate. 279 Deeds, ResUriciions and Tcr~ug 28D Elected Buyer Tway investigate e~s+cmes~ts, deed and use restrictions Cnciuding any histori.G prestrvr~tion. restrictions or ordi- i " ZR] ! nances) that apply to the Property and review fora] zoning ordinances. Buyer may ,verify that the present use of ttte 282 I'rnparty (such as m 7aa~ quarters, a{~art~ixrts, home a#flce, day care) is pennit#ed and may elect to uaake the 283 Agreement contingent upon au. anticipated use. Present 11se: 284 Lead-~ss+ed. Faint Ila~ards (Par PrapertiES prior to 1978 any) ~• Elected Before Buyer is' alsligated to purchase a residential dwei[ing built prior to 1978,. Enyer liar the option to condrict a iv Z86 / risk assessment and/or ;msp~ect3oa of the Frvperiy for the presence. of lead~based paiat..anelJox. Lead based paint haz- f 287 aids uarl.ess Buyer waives that rtght. ;I2egar,d~.u at' wtlether this fns}~entia~i is elected Ar ,waived, the Residential 288 Lead-Bawd Point- R~zard RedueBon Act requires a Seller of property btn'it pr;lur..~ f9'T8 to provide the 289 Buyer zv1Eh an EPA ~pprnved teed hazards rafnrntatiun pausphtet tined Pi~o~ecf'S~'our Faa~y from Lead iEn 29(J Your 73ome, atoag ivt#b a repars-te form,. ~#kached to tiZis A.greemesrt, di5~toaing 5eI)<.E~r's tortarvledge of Ieacl- 291 based paint hazards and. any lead based pabtt records regarditrg ttte Prapetty. (:ice l~tci#ces RSgarding ?~ Residential Lead-Based Paint hazard RedxcENrn Act) ~ Other 2Q4 Elected ~ •~ 295- / - - - J . 29b ~ ~ - . .297 The Inspectiaas eltscted. above do not aliply to tho following existing conditrons an dr items: 298 ~ , 399 3{IO 12. St?;EC•YT4I,T C~3I~TII!i EIyT~ (1-1~ Sot {A) The Contingency Period is ~~ days (l 0 if not specified) from the Eaecntion late of this Agreement for each Inspection elect- 302 cd. in Paragraph 11(C), except the foltowi:ng: 303 Inspection(s) Contingency 'Period 304 3U5 ~ days 3~ days 307 days 308 days {$) Except as stated in Paragraph 12{C), if"tire result of arty Inspection. elected in Paragraph 1>(C) is unsatisfactory to Buyer, Buyer 309 will, tivi#hin the afatcd C©ntingeACy I"eriod: 3It3 I • Accept the Property with tfic information stated in the Report(s) and ogee to the. RELEASE X~a Paragraph 24 of this Agreement] (7R 311 2. Terrninate this Agteemanf 1;y written notice to Selier, with all deposit monies retrasne~i to Buyer according to the terms of 312 Paragraphs 22 of Phis Agareeme~„ OR 373 3. Present the Report(s) to SElier with a VSFritten Corrective Proposal (uProposal"j fisting conrectibas and/or credits desfred by Buyer. 314 The Proposal Tway, but is not required to, include the nom sofa ro erl licensed or 315 ~) P P Y giral7:fied professional(s). to gerfarm the cor- rections requested in the Proppsal, provisions felt ~paymeni, includizrg retests, and a projected d2te Eor completion of the correc- 316 Lions. Brayer agrees that Seller will not be held tiabiz for corrections that do not comply ~~itb mortgage 3extder or governmental 327 requirements if performed in a Rrorltmaniike m~rmor according to the terms of Buyer's Propot~t. 318 a. No latertlsan ~_ days (5 if not specified) from the end a:f the Cont7ngency Period(s), Seller will inform Buyer in writ- 319 ing that Seller will: 320 (I) Satisfy all the terrns ofBuyer's Proposal(s), OR 32l (2} Not satisfy all the terms of Bier's Propasa!{s), OR 322 (3) Negotiate a rrrtztuaIly acceptable written ement with 323 ogre Buyer, providing for any repairs or improvements to the Property and/or any credit to Buyer at settlement, as acceptable to the mortgage len<Ier, if any. 32'4 b. If Seiler agrees to satisfy the terms of Buyer's Proposal or Buyer and Seller enter into a mutually acceptable written agree- 325 meat, Buyer accepts the Property and agrees to the RELEASE in Paragraph 24 of this Ahreemeitt. ~ '~..~ i~~,. 326 ~iuyerXnitiais: ~-ti .45R Page 6 of 19 Seller I»itialr: ~ Revised 1114 aroduced witn 2lpPorrs~ hyzJptngls 1 a07p P1i teen 3efih, Rg2d, Presto, Michiflan 48Q26 Lc~ix,r~m Untitled DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AAnA-8771 CB8E4FDE 327 c. If Seller chooses oat to satisfy al] the terms of Buyer's 1'raposal and if Buyer and Seller do not enter into a mutuall3~ 328 acceptable urritten agreement, or if Seller fails to choose anv op#ion within the fire even, Buyer viii, within ~ days 329 (~ if not specifred): 330 (1) Accept the Property with the information stated in the Report(s) and agree to the RELEASE in Paragraph 24 of this 33I Agreement, O7Z 332 (2) Terminate•this Agreement by written nonce to Seiler, with all deposit monies rehirned to Buyer according to the terms 333 of Paragraph 22 of this Agreement 334 If Buyer fails to respond within the time stated in Paragraph S2(B3(3)(c) nor fails to terminate tb~is .Agreement by 335 tvritbe~t notice to Seiler wit3rim thaE time, Buyer wlII accept the Property and al;ree to cite l{t]ELEA5E in Paxa~raph 336 2~i of~ElxRS Agreement. 337 (G~ Tf a Report reveals the need to expaYtd ar repIace the existing individual on-lot sewage disposal system, Seller may, within ~~ 338 days (25 if oat specified) of receiving the Report, submit a Proposal to Buyer. The Proposal ~Nt11 include, but not be limited. to, the 334 name of the company to perfatm the expansion or replacement; provisions for payment, including. retests; and a projected com- 34o pletion date for corrective measures. Wi#hin 5 DAYS of receiving Seller's Proposal, orif tto Proposal is provided •cvifhin the 341 stated lime, Buyer wr71 notify Seller iu writing o er's choice to: 342 i. Agree to tl~e terms of the Proposal, accept fhe Property and agree to the TZELEASL in Paragr~pl~ 24 of this Agreement, OR 343 2. Terminate this Agre:en:ont by written notice fo Seller, with atl deposit monies reirxmeci to Buyer according to the terms of 3d4 Paragraph 22 of this Agreet, OR 34S 3. Accept the Property and the existing system and agree to the RELEASE in Pargg'apFi 2~ of this Agreement. If required by any 34t"s mortgage lender and/or any: governmerrtal authority, Buyer wilt correct fhe defects before settlement or within the trine required 347 by the mortgage lender andlar govemmcntai au8iority, at:Buyer's cote expense, with pen:nission and access to thePropetty.giuen 348 by seller, which may not be mzreasonabiy wttliheid. Tf Seller dcrrics I3trycr permission- and~'or access to correct the defects, Buryer 3~t9 may, within 5 DAYS of Seller's deniat, terminate this Agreement by written notice to Seller, with alt deposit monies returned 350 to Buyer according to the tcrtns ofParagrap}i 22` of this Agreement: 3Si If Buyer fa~5 to reapaind within the time stated i:rx I'a~grap}r 12(G'~ yr fails to terrnirtai:e this Agreement by ~vritte[r notice 352 to 5e31er wit)IZiu that frme,. Snyar w~. accept tlxe FropErty artd agree to the RL~EkSE iiiQ Paragraph 24 oC this Agreerrr~t. 353 13. NO'I'lC1GS, ASSF.SSI~ENTS ANU 1~UNICIPAI, REQ~Et.~l'r1ENTS (X-IU) 354 (A) Io. me event any notices, including violations, andlor assessments are received after Seiler has signed this Agreement and t~efore 355 settlement, Seller will within 5 DAYS of recc'rvinS the notices and/or assessments pro~ride a copy of cite notices and/or assess 356 meats to Buyer and Witt notify $uyer in writing that Seller wr~l: 357 1. Folly comply with the notices and/or assessments, at Seller's expense, before settlerne:nt. If Seller fully complies with the 3S8 notices anr3lor assessments, Buyer accepts the Properfy and agrees to. the RELEASE. irr Paragraph 24 of this Agreement; OR 359 2. I~tot comply with ~e notices and/or assessments. If Seiler chooses not to cvnrpiy with tY,e uatices and/or assessments, or fails 360: within the xtated time to. ratify BuyeF~whetbtex SeIler will comply, Btryerwt'li rxotifySeller in writing within 5 DAYS 361 tliaf Buyer wiiL• ~. . ~~ .. : a:. • Campiy .vith~:.~t1ie notices. ~ ancUor-•assessments at Buyer's expense, accept the PYop~rty, and agree to the RELEASE in 3G3 Paragraph 24 o£tlais Agreement, OR ' 3~ b- Te:mmatc..this Agreement b'Y written notice to; Setter, with.ail de osit monies retetrne;d to B 365 P fryer accorditg to• the terms of Par-agraplt 22.oftiiis Agr~mcz~t. 3G6 If'Snyer Sau'Is to respond within t>Ett time st~t'er! in paragraph 13(A)(L} or f~ila to terminate this A reem~rt by wr3.ttecr notice 367 to SeUt;r ~ithiu that times, Shyer wr31 ace t the l.'ro 3b8 ~ ep pertg~urd agree to tbe'ItE>vEASE i?ir ~'aragr•agh:24 crf Phis Agreezuerrt. (B) If required by law withizz 3Q DAYS from the ~cecution Date of this Agreement, bt2t i`io no case Inter than 1S. DAYS. prior 369 m Settlerncut Date, Seiier~ at Seller's expanse a certification 6rom cite apprvpr'tat~e municipal deparhnent(s) disclosing 37U notice of any uncorrected vialatinns of zoning, housing, bax~ldi~ng, safety ox fire ordiaanees a»d/or a certificate permitting accu- 371 pay of the Property. If Braryer receives a notice of any required repairs/improt~ements, Buyer vuill promptly deliver a copy of 37z the notice to Seller. 373 1. t7iTithin 5 DAYS of recxi:ving notice from the municipality that rep2:i.~mprovettrents are required, Seller will deliver a 374 copy of the notice to•Buyea' and notify Buyer i.n writing that Seller will; 375 a. Make fire regtzircd repai:rs/improvcnn~uts io the satisfaction of the niQnicipality. Tf Seller makes the required 377 repairs/ixnprovements, Bnyer'accepts ihePropsrty and agrees to the RELEASE in Paragraph 24 of this Agreement, OR b. Not make fire required repairsrmprovcmetits. Tf Seiler cTaooses not to make the required repairs/improvements, Buyer wt7l 378 notify Seiler in writing wifhin S DAYS that Buyer wil.I: 3~ (1) Make the rcpairs~mprovemrnfs at I3tryer's expense, with pentiission and access t:o the Properly given by Seller, which wilt not be unreasonably withheld, OR 381 (2) Terminate this Agreement by written notice to Seller, with all deposit monies ret~2raed to Buyer according to the terms 38s of Paragraph 22 of this Agreement. 383 If ;(izeyer fails fo ras{wnd within the time stated inn Para ra h .13' , 38,4 g p (B)(~)(l~) or fails fa terminate this Agreement 13~ written noHer. fn SeAer within that time, >c3xryer will accept the Property and argree to the RELEASE in Paragraph 385 24 of this Agreement, and Brayer accepts the respansihr`lity En perform #7te repirirsTrnprovemen#s according to the 385 terms of the nnttee provided by the marriGipaltty. 38'1 1. If Seller denies Buyer permission to make the ~;red repairs/improvements, or does oat provide Buyer access before 388 Settlement bate to make the required mpairs/inprovements, Buyer may, within 5 DAYS, terminate this Agreement by 389 written noticeto Seller, with all deposit monies rcturrred m Buyer according to the terms of Para 3~ 2. If repairsCmproverz~:ents are required and SeIler fads to rovide a c graph 2Z ofthis Agreement. 3g1 will perform all repait~alimproverr~ents as required by the notice at S~er's~expenseeParagrsrph 13(B)(3} will survive~ettieraerzt. ..~ t 392 Roper 7rriti cis • ~~ ~~ ~ i ~~r ASR Pegs 7 of 19 SeI1er Ir+itials: ~'~ ~ Revised 1l10 Prodvcad ~vifh z~il:prm~ by zks{.oniz 1 d070 Fdtdnn tulle F{oad, Fraser, t~!'ichigan 48026 Y6K'~,7ip(.q~(,gZm Untitled DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771 CE38E4FDE 393 Id. CpNDpl~SINZ>:iM/pI;,A1V1V~I? COI~MITNZ'I-y {IOMEOWNER ASSOCIATJfONS~ RESALC NOTICE (I-10} 394 Property is NdT a Condominium or part ofa Planned Community tmicss checked below. 393 ^ CdNDOiLtIN.CCiM. The Property is a unit of a condaminiurn that is primarily run by a unit owners' association. Section 3407 of the 396 Uniform Condominium Act of Penn.~ylwania (sec Notice Regarting Condominiums and Fl:3nned Communities} requires Setter to 397 furnish Buyer with a Certificate of Resa]e and topics of Ehe. condominmm declaration (other than plats and plans}, the bylaws and 398 ttie rules and regulations of tine association. 399 ^ PLANNED COlvfil~lUUNI'I'Y (HOMEOWNER ASSOCIATION). The Property is part of a planned community as defined by the 4D~ Uniform Planned Connnunity Act {see Notice Regarding Condominiums and Planned Con'tmtznities). Section Sd07(a) of the Act 40I requires Seller in fzrnssh Buyer with s copy of the Dcclarntion (other than plats and plans), the bylaws, the rules and regulatr~ns 402 of the association, xnd a Certificate containing the provisions set fot4r in section 5•dD7.(a} of the A ct. 403 TSE FfJLi.©~iG APPX.~IF.S T'Oe PRO>E~:RTLES '1'~IAT ARC PART OFACOIYUONANIi~~ C-R A. PLANNED COMlt~iJl~iITY. 4Ud (A) Withiat l5 ~ DAYS from fl~o Facecution late of this Agtrrerncnt, 5ctlcr, at Setter's expense, wilt request frflm the asscrciatiosa a ~ Certificate of Resale and auy other dt~ments ztet~essary to enable Seller to comply with the relevant Act. T'he Act provides that 446 the association is required to provide these dncumetrts within 1 d days of Seller's request. 407 (I3) Seller will prcrmptIy dstiver to Buyer all documents received from the association. Lander thy, Act, Seller i5 not liable to Buyer for 4~ the failure of the associarion to provide the Gent"cficate in a timely manner or for any incorrect information provided by the asso- 4Q9 elation in the Certificate. 410 {G~ The Act provides that Buyer may declare Ehis Agreement VOID at any time before Buyer z~eeeives the association documents and 4.71: for ~ days after receipt; OR unti;I settlement, whichever occcus first. Buyer's notice to. Salter must be in writtng; upon Buyer 4I2 declaring this Agreement void, aII deposit monies will be zetumed to Buyer according. in the terms of Paragraph 22 of this 4i3 Agreeznetit 4i4 (D) If the association has the right to buy the Property (right of first refusal), and the associ~atio7i exercises that right, 8etier will reim- 415 buz~se Buyer for any costs incurred by Buyer for airy ittspectiops or certifications obtained ac~;ortiing to the terms of the Agreement; 4it's and any costs iircarred by Buyer for. (t) .rifle searrlr, title instuance and/or mechani'zes' Lien insurance, or any fee f'or cancellation; 4t7 (2) I'taod 'insurance, fire insurance, hazard insurance, mine subsidence insurance, or any fe:e for cancellation; (3) Appraisal fees 418 nett charges paid in advance to mortgage lender. 419 15. ?ez?~s; Sr~RVE~,s A~ cogs (i-~.o} 42U (A) The Property will be ~nveyEd with good and marketable title that is insurable by a regular:>Ic tithe insurance company at ftze reg- 421 ttlar rates, free and clear of aLi Liens, enctm~tzrance5, and easements, excepting ho~-:ever tlia. following: existing, did restrictions; 422 historic preservation restrictions or ordinances; building restrictions; ordinances; easements of roads; easements visbk upon the 423 ground; easczttents ofrecord; and privitagcs or rights ofpublic service companies, if`airy. 4~ (I3), Buyer wz71 pay for the following: (1) Title seatcfi;~ title insurance and/or mechanics' lien insurance, or any fee for cancellation; 425 . (2) Flood insuz~ance, f}re insurance, hazard. insurance, mine subsidence insurance, or any ff:e for cancellation; (3} Appraisal fees 426:. , and charges paid in advance to ntortgage lender; (d} $uyer's customary settlement costs-and Accnrals. 427. (C) 'Airy snrvey.or, surveys.regaired by. tire: title insm~arice company or the abstracting cozz~rdny for preparing an adequate legal 428 description of the Property. {ttr the correction thereof) will be obtained and aid for Sailer. d~ p by Any survey or surveys desired by Bayer or requited by ttic mortgage tea-aer wi11~ be obtained and paid for by Buyer. 43ti; (D} If Seller is unable.to give: goad and marketable title that,is ir~snrabte by a.reprztable title Insurance company at the regttla.r zates, as 431 speciffed in Paragzspli d5(A}, $tiyer may terntinute this A 432 greernent by written zzo4ce to SeI[e;r, with alI deposit monies rctvrned to d33 Buyer according to $le." terms of Paragraph 22 0£ this went. tTpon termination, Seller ~xill . reimtxirse Buyer for any costs incurred by Btryer for any inspections or certifications obtained according m the terms. of this ,agreement, and far tr'rose items spec- 434tfzcd in Paragraph i5(H) items (I), {2),. (3) and in k'arxgraph I S(C). 435 {E) Seller is not aware of the status of oil, gas and mineral z7gbts for Property unless otherwise stated below. 436 ^ Seller doe.4 not own all subsurface rights to the pmperiy. 437 ^ Oil, Gas and 1VI"inerat Rights Addendum (PAR Form Otfi+l) is attached, 438 (F} C('}AL NOTICE (Where Applicable) . 439 'THIS DOCVMB1~rI' MAY NOl' SELL, CONVEY, 'fRANSFp.R, INCLUDE Olt Ii~iSURE THE TTII.E TO T~F: COAL, AND RIGHTS OF SUPPORT UidDER23EATH 44t} THE StJRPAC~; L.r1T•ID Dt'SCRI)3'ED OR REFERREp •t'O F~&{iEIN. AND THE OWNER OR OWNF,itS t~F 5L7CH COAL MAY HAVE 7HE COMFT.$7'E LEflAL 441 RIGHT TO I2ENfbvE ALL SUCH COAL ANr1 IN 'rfL!lT CONNECT ION, DAMAtiE MAY RI:SUI,T' 1D Tfffz; STIRFACE OF TZiE LAND AND ANY T-LOUSE, 442 BZI(Ll3iisG OR OTHER STRiJCriJItl; 024 OR IK SUCH LAND. (This notice is set tenth in the znazznei provided in Section 1 of the Act of 443 3uly I7, 1957, I'.T~ 984.} "$uY'eT aclaiowledges that he may not be obtaining the iight.of Inrotcdtion against subsidence resulting 4~td from coal mining nperaiions, and that the properly described herein may be protected from damage due to mine subsidence by a 4d5 private contract with the owners of the economic interests in rho coal. This ac}mowledgetnent is made for the purpose of t:om- 4'~ Plying wit$ tJAe provisions of Section I4 of the Bituminous Mane Subsidence and t)ie I,atrd Conse>•vatian Act of April 27, 19b6." 447 Buyer agrees fo sign the decd from Seiler which deed will ccrntaim the aforesaid provision. d48 (G) The Property is not a "recreational cabin" as defined in the 1'enznsylvaaia Construction Code Ant unless otherwise stated here (see 449 Notice Regarding Recreational Cabins): ~~/,~.- 450 f(n, ~LAIlVT.L~h~ANCE AA73 RiS'K OF 1',OSS (I-IO) 4S2 (A} Seller wit! mai>affiin the Property, grounds, fixhzros and personal property speci.fcally fisted in this Agreement in its present cor.- ditiou, normal wear and tear excepted. 453 (B) If any system orappliance included in the sale of Pr 454 I. Repair or replace lire failed system or appliance before; sett emf e ~ d~ ent, Seller will; 455 2. Provide prompt written. ricrtice to Brryer of Seller's decision to: 456 a. Credit Buyer at settlement far the fair market value of the failed system or appliance, as acceptable to tl~e mortgage lender, 4'`~ if any, OR 458 b. Not re air or replace the failed system or appliance, and not credit Buyer ai settlement for the fair mark~tr. value of th 459 •1 or appliance. ,~ 4bt) $uyer IrutiaLy; ~ ~ ASR Page $ of 79 SeIler IrrifiaL~~~ ' ' Revised 1/1t1 Produced wdh Z~pFD*m® by zipLn~x iH070 F'r~Aen M~7a Road. Fraser. Michigan 48Q26 pt,~iX.CaIYr Untitled DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771CB8E4FDE 4S1 3_ If Seller does not repair or replace the failed system or appliance or agree to cxedit :Buyer for its fair market value, or if Seller 462 fails to notify Buyer of Setter's choice, $uycr wit! notify SeTfier iu writing ~xrithin 5 DAYS or before SettlemeutDate, 463 whichever is earlier, that Buy~c:rw~71: ___. ~~ a. Accept. the Property and agree to the RELEASE in Paragraph 24 of this Agreement; Olt 465 b. Terminate this Agreement by written notice to Seiler, with ail deposit manias returned to Buyer according to the terms of 4b6 Paragraph 22 of this Agreement ~~ Irf Bzryer= fats M respond tiFxtliia the time stated in Paragraph 16{B)(3) or fails to texminaie this Agreement by written 4b8 natlce to SeIIer vrithin that: time, Boyar `~vr"Il accept the Property and agree to tli4: RELEEISE Yn PRragraple 24 of this 469 Agreererent. 47d (C} Sr<1ler bears the risk of toss tram. fire or artier casualties until settlement" If any propert~r included in this sate is destroyed and not a•7l reptaccd prier to settlement, Buyer will: 472 I . Accept the Property in its then current condition together with the proceeds of any tusozaltce, rew~rery obtainable by Seiler, OR 473 Z. Termminate ihts Agreetrtent by written notice to Seller, with all deposit monies returned €n Buyer according to the terms of • 474 Paragraph 22 of flits Agreemeaat X575 17. $13N1;E W~I2~~ (1-10} d76 At ar before se.ttlemteat„ either pariY may purchase a h4rne ovarraaty for the Property from a thixd-party vendor. Buyer and Seller under- 477 stead that a horns ~ warranty i`or the Property dots nq~ alto airy disclosure rtquixeaatezris of Seiler, will not cover or warrant any pre- 4~ exist ducts of th$ Property, atkd will- not alter, ~ivc or extend any provisions of this Agrt:crnetxt regarding iuspectiaus or certiii~ 4'79 cabidns that ~"~ has erected or waivrd es part of this Agreement. Buyer and. Seller omdexst:attcl: fat a broker who reeomrr-enda a home 48U warz~anty znay have a bixsiness relationship with the horti~ warranty company that provides•a finat~ial' •~enefrt to the broker. 487 18. ~tI~ORDING {9-d5} 4~ T1sis Agrrcauent wr7l net be recorded in ~e Office of the Recorder of Deeds or inr any other office or place of public record. If Buyer 483 causes or permits #his Agreement to be recordrxl, Seller may elect. to treat such act as a default of iris A:greennent. 484 X9_ ASSI+CNIV~~ (i-14}' d85 TEtis Agreerent is binding upon the parties, their hots, personal representatives, guardians and successors, and to the extant assigna~ 4>~- ble, on the assigns of the parties. herein. Bayer will fiat brez~sfer or assign this Agrcemeut w~itliout the written consent of Setter unless 4$7 othese stated tat. this• Agreezent_ Assist of this kgree-memt may result in additional. ira#xsfe:r ta~:es. 488 21f. Gt3~~G LA'r~Vfi VI)g Ai~D FF~SC7tZkFAL d<C3R:TSI32CTiQN {9-t}S) a ~ {A) 'like validity aattl cot>sstruction of ttzis Agreement, and the rights and duties of the parties, will be governed in accordance with the laws of tore Got3mnanwealtla of Peamsyhtsuia. 4¢i tB) 'Ihe parties agree tlt~at any tiispaatc, controversy or claim arising under or in coiiaect[on ~aitl'r flSis AgreerrieTtt or its performance by 492 either: Irby strbmstted ~ a ~~ shall ~ film exclusively by and in the state or federal courts sitting in the Commonwealth of 453 PerEansylvania. ~Y. Rl~'rRESENTt~TI0N5~ {1-1~}~ 4.45 {A}, All represeatatioas;; clair,as•; advertising, promotional sativities, brochruES or plans of and kind zn.ade by Seller, Brokers, their 496 lic,€nsees, eYnployees;, oiBcers r or partners are not a part of this Agreement :unless expressly izzcorpomted or stated. in this 497 _ Agtternem .This. Agreement. cabtains fhe whale a 498 greeertent between Seller and Buyer, and there are no other terms, obligations, covenants,- representations,' statements or .conditions, oral or. othetvrise, of any. kind whatsoever concerning this sale. This • 499: :Agrceinent writ not be'altcrecl, ametxl Sfl0 ed; changed orrnodifred except in writing exerted ~ ~ ~arti;cs. {B) Uzilnss otliexwise atat~ecl im this 1~.gceemenf; ~nyer Izas i~rspaeted flee Peapr~tp {inc3atc~ag frxt-eres acid any isersairat ro 50.]' erty spe:~cal#~ tilted .Itereiu)- bfore si~relrrFg this Agreement ar leas waived. #lie rigl~tt #o do s.o, aced agrees to purclra a flee St7~3 Property ~ ~'TS PRE„5.i.1V"I' twQ1!IQTd1V, sre~ject !n iuspectiort con#Ingenales el~ct~d' in tlUis Agareeueartt. Buyer aelaiiowl- ec;4g~: that Brnkars, thgix Iice~rse4~, ez~tlo~ea, ~cers ar partners have iettf. tn~te eta irndepettdetnt exanztnatiou ar dster- ~ mf3ration of t#e stru+rturai soundlress ai else .pro. e . p rty, the age ar condition oT the components, environrnE>ntai eufldii~ons, the perutrtted uses, nor of caaditionts czistiug tin fhe locale where the Praperfy ia-sitt~t~ted; nor have tliey made a mer:Itan- 506. teal in~peetian of may of the sgst u>nt~ned tk~re~. SiJ7 {C) Any repairs r~egeured by rifts Agiecitacnt will be co~iapEeted in a workmanltlce manner: may pro 5Q8 (I3) BrokeT(s} have provided or vide services era a&sist nzxreprosen#ed parties ist carnplyzng with this A.gretrnent. sos g2. TtE~'t1ci.TL7[`, 7C ~R1kTtNAT[QN ANi? RLrFUR1V OFT)'~'('~Si'TS {z-ii)) 520 (A} Where Buyer ttrminatxs this. Afireemeat parsnant to any ri Sit ~ grelnted by ~$ Agreement, Buyer will be entitled to a return of alt deposit monies paid on acceuut of PrzrchRS+e Price pursuasit to tfie terms of Paragraph 22{B}, and this Agreement. will be ~~ VQIl7. Terrniuation of this Agreement may occur' for other reasons giving rise to .claims by Buyer and/or Seller for the deposit 513 motttes. 514 {B) Regardless of the apparent cntitlerneut to deposit monies, Fetinsylvania Iaw does net allov~~ a }3roker holding deposit monies to 53S defermhse who is en€Yde~d to the deposit monies w3ieu settlement does not occur. Broker care o 516 rely release the deposit monies: I. If this Agreement is termiYeated prior to setrlecnent and there is no disptrts over enfitieraent to the deposit monies. A written 577 agreement signed by bofh parties is evidence that tltcre i.5 no dispute regarding deposit monies. St8 2. If, aRer Bmkcr has received depo.Sit monies, Broker receives a written agreerneaf that is signed by Buyer and Se11er, direct- 519 ing Broker how to distribute serene or $1l of the deposit monies. 52d 3. According to the terms o£a final order of court. 521 ~. According to the terms of a prior written agree.•rnent between Buyer and SeIIer that directs the Broker how to distribute the 522 deposit monies if there is a dispute between the parties that is not resolved. (See Paragraph 2~:(C)) '1 ~ r 523 Breyer Tnitiais• ( ;/' ASR Page 9 of 79 SeiT.er Inidials:' ~~~~ i ~' Revised "1i1t1 ?rw},x~ wFlh ZpFam~u@ Dy ziptagix S E1070 t=rtieen f~tiTe Road, t:r»ser. Mir3agan 481)26 r~,vw.zin nan;,~ Untitled DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AAf3A-8771CBf3E4FDE 52d 525 526 527 S?~ 529 S3Q 53i 532 533 534 535 536 337 538 539 540 Shc 542 343 544 545 Sob 547 Sd8 549 55D 551 Ssz 553 55d 555 55fi 557 SS8 559 5t~3 SbI SG2 Sb3 5bd 565 S6b 5d7 5!8 Sbg S70 $7l 572 5'13 57d 575 576 577 S78 579 580' 581 582 . 583 584 585 sus 587 588 589 390 591 592 (C) Buyer and Seller agree that if there is a dispute over the entit]errzent to deposit monies that is tutre:sohrcd 365 days after the Settlement Date stated m Paragraph 5(A), or any written e~:tcnsions thereof, the Braler holding the deposit monies atilt, with- in 30 days of receipt of Buyer's written request, distribute the deposit monies to Buyer uti~ess the Broker is in receipt of verifi- alale written notice that the disperte is the subject of litigation.. If Broker has received veriJ:iable written notice of litigation prior to the receipt of Buyer's request for distribution, Broker will continue to hold the deposit monies until receipt of a written distri- butian agreement bet~vveen Buyer and Seller or a tenet court order. Buyer and Seller are advised to initiate litigation for any por- tion of the depostt monies prior to any disfn~ution made by Broker pursuant to this paragraph. Buyer and Seller agree that rite distribution of deposit monies based upon the passage of time does not legally determine entitle%ent to deposit marries, and that the parties rnaii-tain their legal rights to pursue litigation even after a distribution is made. (I3) Buyer and 5e11er egret that Broker who holds or distrilnites deposit ninnies pursuant to the terms of Paragraph 22 or Pennsylvania taw will not be table. Buyex and Salter agree that if any Broker or affiliated Iicettse:e is named in litigation regarding deposit monies, the attorneys' fees and costs ofthc Bmker(s) a:nd licenscr.(s) will be paid by the party'hariing tktem in litigation. ~ Seller has the caption of Mining all stuns paid by Buyer, including tht deposit moniesy should Buyer. 7. Pail to ntalce any addi#inal paynutenis as specified in Paragrnpir 2, OR 2. burnish falar. or incomplete infrnmation to Seller, Broker(s), or any other party identifted ixz3 fhis Agreement concerning $uyer's Legal or futsncial stxbns, OR 3. Viotaf+e or fail to fulfill and perform airy other terms or conditions of this Agreenteat. (F) Unless otherwise checked irn k"aragaph x2(G~, Seller. ntay elect to retain those sums paidbyBuyer, including deposit monies: I. OII 3CIIt)11Iit ofpttrchase p:rtCe, flR . 2. As monies to be applied to Seller's damages, OR 3. As lignidat~d damages for such. default. (G) '~ SELLER IS LINi1 fED TO RE'Z'tlINJ;1VG SUMS PAIR B~' RUXL~R, YIVCLU,D7NG I~~POS)"T Mf~NTFS, A3 LIQTJIL~A'c'ED UA1i+[A.GE,S. (H} if Seller r..tains all sarns paid by Buyer, including deposit monies, as liquidated dattEages pursuant to Paragraph 22(F} or (G), Buyer and Setter are reIcased from further liability or obligation and this Agreementas VQ1I}. m Brokers arld iicerisees are not responsible forunpaicl depositArt_ 23. ]VfEb1iA.TI011• ('I-ltl) . gam' and Setter will submit sll disputes or claims that arise from this Agreement, including disputes and claims over deposit monies, to mediation. Mediafion will be conducted in accordance with the Rules and Procedures of the dome Sellershiorne Etryers Dispute Resaintion System, unless it is not available, in tvhicli case Bayer anal Seller will mediate according to the tettrts of the mediafion sys- tem offeserl or etadorsed by the IocaT Association of REALTORS®. Mediation fees,. con#ained ui the. mediator's fee schedule; wip be divided' equally among the parties and will be paid before the mediation conference. This. meditation process must be concluded before arty party to thn dispute may initiate legal pmreedingx in any courtroom, with the eacception .cif filing a summons if rt is necessary to stop any statute of Iiatitatioas :from earpiring: Any agreement reached through mediation and signed by the parties tiviil be hindin.g (see Notice Regarding Mediation). Any agreement to mediate disputes or claims arising from this AgreetnnotwitI sur~crive settlenaevt. 24. Jl2ELEA,SE (1-05) Buyer recesses, quit claims once . fgrever tiischargcs SELLER, ALL BROKERS, their LI~CEN$Ep.5, EMPLOx'EES and arty 4 r}~CER ar PAR.T1~iER of ~auy:nn~ of them and arty athtsr PERSON, F1ItiVI ar CORPORATI014' wl5o may be Liable by or throtig)x thertl,' frsJrttrany And ail clxittts, losses or deimands, i>}duding,' but not. limited ta, personal injury attd .progeny dam- age and ail of the consequences thereof, whether known or not, which may arise from~~te>;~.resett.+ee of termites ar other ~~ood- horing iasetts, radon, lead-based Isaix~t hazards, mold, fund or uedoor air ytralttp;. enviran:naental hazards, any. defects in the imdividn$1 alt-tot sewv~ge disposal syataem or defteie~acies in Clue on-,site water service systems or any..defects.or conditions. am rite Property. 5houlcl Setter be in default ,ender the tests ~of this Agreement or in violafiaa of arty S~Iler tiiscYosure law trr,regtila- #3on, t><ris release dues tt<-t deprive Bayer of any rigTxt to pursue any remedies that may be svaiTa:lYle under iaxv or equity. This release ~viR survive settcetrtent. 25..RTAL ESTEiTE RECf)'Vl1RX lw UATD (9-45) A Real' Estate Recovery Fund' exists to reimburse any persons wlio have obtained a .final civil judgment against a Pennsylvania teat estate licensee (car a' ticeusee's affiliates) owing to fraud, misrc;presentation, or deceit in a tt':al est8te transaction and who )lave beeB urlabte to collect the judgment after c~avstmg all legal and ec}uitable remedies. For com}iitte cl+~taiis about the Fund, call (717) 783- 3~58 or (8.00} 822-2113 (within Pennsylvania) and (717) 783-4854 (outside Pennsylvania}_ 26. COIVJ~UNICAT);UJVS WT'CIrT BUSTEit ANDIOR SELLER (1-10) Wherever this Agreement contains a provision that rec~uixes or allows conumrnication/delivery to a Buyer, that provision shall be satis- fied by corrtmunication/delivery to the Stoker for Buyer; if any, except for documents regnixed to tae delivered pursuant to Paragraph Z4. If there is no Broker for Buyer, those provisions may be satisfied only by camrtiunTCationldi:livery being made direct- ly to the Buyer, unless otherwise agreed tQ ~' the parties. VThcrever this Agreemett contains a provision that requires or allows com- muaipiion/delivery to a Seller, rl,at provision shalt be satisfied by communication/delivery to the. $roker for Seller, if any. if there is no Broker for Setter, those provisions may be satisfied airy by comrnimica,iion/delivery being ma+3e directly to the Seiler, unless other- wise agreed to b3' the parties. Z7. S]E'~CL4.I.. CLAT35ES (I-10) (A) .The Fallowing are part of this Agreement if checked: ^ Sale & Settlement of Other Property Contingency Addendum (PAR Form SSl') ^ Sale & Settlanent of Other Property Contingency with }7igltt to Continue Marketing Add~nclum (PAR Form SSP-CM) ^ Settlement of Other Property Contingency Addendtcrn (PAR Form SOP) ^ Short Sale Addendum to Agreement of Sale (PAIL. Form SFIS) ^ Appraisal Contingency Addendum (PAR Form ACA) ^ it I[iuper r~l~ ASR Page 1D of 19 Seller Initials: ~'mdcecad rush ~pFcmn® by zidAgnc 18070 Fdtecx~ Mr1~eeRrrad1 Fraser, fv5ch- n dBU2S 'IIa Sx~K.aRLi~;,cnm untitled • DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AABA-8771CB8E4FDE 593 (B) A.ddifionat'I'erms: 594 54S 546 547 548 Sg9 b00 6DI 6Q2 603 504 605- 605 607 608 609 620 6i1 512 6i3 619 515 Betyer xad Setter aeknowIedge receipt of a copy of this Agreeatent at the time of signing. 616 This Agreement Ynay Ire execnteci iu orte yr .more co~x-terparts, ea~clt of wlzicli shalt lie d~erated to be an arsginal and which coon- 617 #erparts: togett~•cr shall ronstitate one astd tlDesame Agreat of the Parties. 618 NQTICE TC P1iR'~S: N SIGN~U, TFIIS AGRL~'-T XS A ;BIl+FDTNG. CONTRI~t;x': Parties to this transactloA are b19 ad~S~I to causult a Peitnsyl`vaaia real estate attorneys before signing i£ they desire legal advice. 620 I2stuzu of this Agreemeaf, and any addenda and gmendmeztts, including rettmi my electronic transnxzss~ion, bearing the slg.aafures 62l vi all pa~lies, coustitrrtes acc~eptattce by the par€ies. ~a / ~r .Buyer has rece4ved the Constcmer Notice as adopted by the State Real gstate Commission at 49 Ya. Code ~~. ~ §35.336. t~ s ~ °~ ~` 24 . ~`~ ! ~~ir 8nyer has received a statecnent:ofl'3t~ryer's estimated closing costs be~#or~ sigriiugtbis t~.greernent ~ ~ ~a 1 .ii ~ Buyer has'read and understax-ds the notices and erptanatory infarmatio3t in tbfs Awe+~ment" ~ ~¢ ! ~f Bvyer hss recei~red a t3eIl+er's Property Disclosure Statement before signiII~! ilt:is A;greemer+t, if required by Iaw d~'J ~ (see Lnfa~t~a~at}ou Regarding the~teal Fs~fa~be Seller llisclasnre Lazv). 6Z$ ~~ ! st Bbryer lCas received ttte Deposit It~IoHey Notice (for caaperattve sales Svlaen $roker for Seller is 6oldiing deposzt 529 money] before sl~n g this Agt-eemertt. 1"~ 1 Sr Bier tins received the Lcad~-Based Paint Hazards I}isclosure, ~vbrh is athatl~.F;d to this A~greeme~rt of Sate, and fiat the pamphlet. protect Your T'arru'ly from Lesd in Your arne (for r built.pn~r to X978) . 632 WITNESS ~' R I2 DATE J„ l (t f ~-- '"`T ti33 V40?1'1V7~SS Bil`YER DAVE _.. ~_ 634 WITivES.S -- BUYER t) A'1'~: 635- SeIIer has received iris Consnraer Notice as adopted. by the State Real. Estate Commission at d9 PatC+ade § 35.336. 636 Sellarh ata ~ es„,~h'mat~ed ciosiag costs before signing. this Agreement, 637 Setter b read and u ' re afices nato~ry i~forma in this Agreement, . _ ~. / S38 WI ~ Sk.LL ~'~ DATE (~'~al ~~ 639 WITNESS "3`~I R DA'I'S ~t ~ WITNESS SELLER DATE ` r ASR Page 11 of 19 Revised 1l10 Produced wifi 7.1pForr~ by ztpt.,oe~tx t tif)70 FHteon Mle Road, Fraser, Mfthigan 48b26 wtvw~lnt rndY• rM+ ~ilhtled i DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771Ci38E4FDE NOTIt:~ RIGA.RDING COt~R'7CTP,D SEX OFFENDERS (MEGAl,T'S LA~'~') The Pennsyivania General Assembly bas passed Iegislation (often referred ho as ' ;'vlegan's T aw," 42 Pa.(,.5. ~ 9791 et seq.) providing for community notification of the presence of certain convicted sax offenders. fiuyers are encouraged t:o coztta.ct the mrinicipai police department or the Fennsylvanla State Paice for iaxf+ormaixon relating to the presence of sex offenders near a particular property, or to check fire information an the pennaylvairia State Police Web site at ~v~vtv.pameganslaw.stato.pa.us. FOIt>uTGi~' II~TV~E;;lVT I']V FcEAL PROPERTY TAX ACT OF 19$(} ~;FIItPTA.) The disposition of a U.S, real property- intraestby a foreignt person {the transferor) is subjeot fo the )!ortigr. Investment in heal Property Tax A;ct of 1980 (FIlZPTA) income tax withboldin~. FIRI'TA authorized the United States to tax foreign persons on dispositions of U,S, real property ~terests. This indudes but is nat:Iintited to a sale or exchange, liquidation, redemption; gift, irsnsfet•s, etc. Persons purchasing U.S, reai property interests (transferee) from foresgn persons, certain purchasers' agents, and settlement officers are xet}uired to withhold lt7 percent of the arrzovut realized (special rules for fm~ign co-rptxratians). ~thliolding is inten~deil to cg5ure ~CI.S. taxation of gases realized ozt disposition of sent interests. The transfiereelBv.yer is the withholding agent.lf you are the transfereelBnyer you.must f nd out if the transferor is a foreigtt pessot~. Tf tln; transferor is a foreign person and yon fxa~l to withhold, you may be held liable for the tax. 1vOT>[CE REGARDING REAR, E5TA' +' TAXES (Paragraph Z: Purchase Pr~c~ and Deposits) Item Estate Tax }?rarataon: For pru•poses of prorating real estate taxes, the `~~eriods covered" by the tax bills are as follows: Municipal Taxes: For aII eotmti.es and manicipalities in Pearisylvania,'tax bills are for the period .Tam~ary 1 to December 31. School Taxes: For all school districts, other dean file Phr~ladeiphia, Pittsburgh sad Scranton schoflt° d;~stricts, the period covered by the tax hilt is July I to June 30. Far the PTliladelphia, Pittsburgh and Scranton school di.;triets, tax bills are for the period January 1 to Deccrober 3 3. heal Estate Assessmext; In Pexmsytvpnia, taxing authori~ics (schooi districts and mttnicilralities} and property owners may appeal the asscsscci value of a property at the time o£ sak, ar a# any time thereafter. A successful appeal by a taxinl; authority may result in a hip~her assessed value for she property and an increase iu propeFty taxes. Aiso, periodic county=wide propert.r reassessments may change the ~sessed value of the property and result in a change in property tax. IV'()T}LCE TG BUYERS SEEKING MOR'T'GAGE FINANCING (Paragraph 8: Morrtgage Contingency) The appraised valve of the property is used. by ]enders, to deterrrrine the maximum amount of a inortg,age Ioan. The appraised values is deterrnuted by an independent appraiser, subject to,ttie mortgage Icttder's underwriter review; sled may be]righer~or lower tl}an the Purchase .Price and/or market price of the property. R • The Loan=To--Value Ratio (LTV) his used by lextders as one tool to help assess the potential risk of a ntort;~age Ioan. LTb' is detezmizsed by dtwcd~ng ~~+ requested l°an amount by e2tha' the PurchasE Price or the appraised values of the ~pcnperty, .,vlzii:hever is Iotiver. A parti~nlar LTF~• y ~ necessary. bo qualify for certain loans, orBuyers might be required to pay additional fees if the LT~7 exceeds a: specific level. NOTICE RL+GARD~lG TRI.TTH IN LENDING (Paragraph 8: A~ariga~e Contirtgentcy) The Mortgage Disciosnre Improvement: Act requires• mottgage lenders to provide. Buyer wrif{i a Truth in Lending (TTL) statement ~at the' time of mortgage application (early disclosure) and anytime thereafter {re-disclosure) i~ the aumrai percentage sate (ArPR) changes by more titan .125 percent Settlement cannot occur within ?days of tl~e early disclosure or within 3: days of re-disclosure.. Tf a re:tiisciosure of a 'I'lL statement. is made within 3 days of thc• Settlement Dame iu the Agreentest; settlement for .the PmperC~ ~vvoulil have to scent after the Settlement Date stated. Buyer and. Seller are advised that the APR tray change by mare than .I25 percent based on factors including; bet not limitied to, Ssllcr credits, changes in loan amount or duration, and Settlement Date change. if the Buyer. and Seller agree to' modify the Sdtlemcnt DatE in respopse to th.e T"IL statement waiting perl0d, or for any other reason, it should be dan~sb~*mutual written agreement of the parties. ~~ C~~/ I Jp iii same -- - ..~+...+~..~,p Aszi gags za of z9 Re~,~a vzo f'roCenxrd wrih Z~pl~om~ksl by ~Copix 1ad7~ FrRoen ebfh9 Road, Fraser, ~d~igen 48028 www.n--~~i ofl~cgP.2 1 Jntitleti DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771CB8E4FDE SE'V{~'AGE NOTICES (Paragraph 9: Se71er Representari+ons} I'dOTICES T'URS~JAlV7' TO T;E~ PENNSyGVAtVIA S)~WAGE FA.CIL~ES ACT NOTICE X: T>~E IS N() CIIRRENT>L'Y EXISTII4G Cf11~T1' SEWAGE SYSTE1wf AV,A;>CLABLE ltOR T~ St,B~ECT IPiROPERTY. Secticm 7 of the Pennsylvania .Sewage Facilities Ad provides that no persaie shall iztsta'Il, construct, request bid proposals for co»stnrctiost; alter, rcpair•or occupy any building nr strncbttre for wliic}z an individiral'sesvagc system is #o be installed, without first obiaining. a permit. }3uyer is advised by this notice that, before sigtsiitg,fhis Agreement, $nyer should contact the IocaP agency chargedwithadministering the Act to determine the procedure a.nd~itgnoreinents for obtaining a permit for an indtividiiat. sewage ffystetn. The local agency charged with adrnixristeting the Act ~ri11 be the municipality where the Property is loeatna or that mmitcipality wgrkin~ cooperatively with others. NOTICE 2: TATS PRQPERT'~ IS SER.Y)<CE~? $~ AN INDIV2~UAL SE'GS~AGE 3YSTE1'vI iNSTALLE)a Ul~'I}ER T33'E TEN-ACRE PERA9I"t' E~TIOAt .l!'itOVISIONS OP SECTIDI~F 7 OF Tl~l~ PENNSYLVANIA SE'StVAGE ](rAC13ai'I'3.Lu ACT. (Section ? provl'des that s permit rXray nQt be required before installing, constrtictiag, a~~ardiag a contract fi3r construction, altering, repairing or connecting to ail iq~iX,idual sewage system where clan-acre parcel or lot is subdivided from a parent tract adder 7anuaty 10, I487). Bayer is advised that soils and site testing were. no#~ caiiilncted and that, should the system malfvnctioaz, the owner of fke• Property ar properties szrviced by the systatn at the time. a~f a tnalfuncdon maybe held liable for any contamination, pouution, public hcaltlz hs~rrd or nuisance which occurs as a result. 1~IOTCCE 3: T~t.5 PROYLRTY I5 SIIZVICED TiY A HdLDIlYG TANK (P~~tIUANEI!1'T a~~ TENlPORAR'1~ TO WH~~CH SE~'VAG)~ IS ~ CONVEYED SY. A WA'ILR CARRYING SI'STENf Alm .'t`~VHIC~ X5 DESIGNED A1VD CCINSTRI7GTED 'PO FACLI:.)~'~i~~ C3~,'I'IlYI~1:TE DIS"I"OSAL OF TFI~ S~'WAfi-rE AcT AI~EJT~'R SSE. Rrrsuant to the Petaazssytvarxia Sewage Pa~'lities Act, 5e>ter lutist provdde~ a his#ory of flee atmual cost of maintaining. the tank front the date of its installation or December l ~#, 195, whichever is later. 1tit{?'TICE 4: AN Ti<TDIVID'C7AL SEWAGE SYS~~ HAS BEAN TIYSTALLLD A'I' AN IIS~LATIaN DISTANCE laRO1~I A.. WEAL T>~T TS X;F:SS '1E~A.N THE b"TA1~iCL SP`ECII~D BY ]~G~,43TO1~T. The regulations at•25 Pa Code §73.13 g~rfaining to minimum horizflntat isolation distances provide guidance, Sul#section~ (lz) of § 73.13 states flint #lte minimum 3tc~iizontal isvlatioii distance bets~een, asi individrtal water sugpiy or water supply system suction sins and ireatiizent tanks s~ta11 be 30 feet. Subsection (c) ttf §73,I3~ smtes that ttrs horizontal isolation distance between the ind'tvidttal water supply tit 'water supply system suction line anei~lie petirnetcr of tits absotption area shat}'he 3 00 feet., 1r70TICE S: TJHIS LOT ~;~wIT;IIiNANAREAiNW#IICH PERMIT L>EIVIITA'PlUN;~AI~ X111 7~FFEC,TAI~ID IS SiTS~E.CT TQ 'I'S{)SE . LIlMI'I'A~'IONS. SE'WAGlI~ FACILITrE'S ARE N(YI` ,AT~°AILABLE 7FOR T)<IIS ~T ANT.} COl"ISTItTJCTZON OR A. STRIICTi7R$ TO B$ S~R'Vx'D BY SEWAGE l"A:Cl~I7('IES i:~AY IYOT' BEEN ~QN7'IL THE MC~l~CIRAT,ITY COI~PLET~ 'A ]1IAJO;Et PLANNING >~¢~IEI~ CANT 'I'O T PENNSYLVANIA SIaWA{{;fl~ FR.CII,It'T~ES. ACT ANY) Rl~'GULATxONS PRUlvlDI.GATED TRLRLiJNAL+R. ASR page 13 oC 19 Revised 1170 Produced with W zipEogla 10070 Fdisen 6fiiite Road. Fraser. I~tz~+igen 4802E ~-~~>'s. dtDl ~S ~~ ~~ Untitled DocuSlgn Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771CB8E4FDE NdTICE,S REGARDING LA7~ID CTSI;1;tFSTl2ICTlONS (Paxagraptt q: Seller Repi•esezxtations} i~'OI')<CE PU125Ir~.l~FT' T'O 7CFfE PENNSXLVA,NTA R7GF.(T-TO-I~A;RNi LAW (3. P.S. § 951-957) The progeny you are buying may be Iocated in an area where agricultural operations take place. Pennsylvania protects agricu.Itaral resources for the production of food and agriculirtra[ pzoducCs. The law limits eiraumztances ve+here normal agrieix~ltural operations may be subject to nuisance iawsr~its or restrictive ordirrances. l~'A~IRNff.Al~ AND la URLST LAND A~SSF~SSI!'ZENT AC1' (CLEAN ANU GREEN PRIG-RA3t!li} {72 P.S.. § X490.1 et seq Pmpertie:~ enrolled in fire Clean and Green Program receive preferential tax assevsrnent. Notices Required by Seller: A Setter afProperty enrolled in the Clean and Green P`tagrarra must sulaxZit 7ootice of t#~e sale and any proposed changes in-the use of Sc~ler's t~mainittg ersroIied P7optrty m the County Assessor 30 days before the irsnsfer of title to Buyer. 3~otices Required by Baryer: A Bayer of Progeny ctarolled in the Clean and Green Program must submif notice of any proposed changes Bayer iai~ds 13o make irr ~e use of the Progcrty being parc2jasid to tlae County Assessor at least ail days pricar to: undertaking any- changes, Loss of Pcef+arentia2: Tax Assessxneat: The sale of the Pr~prrty enrolled in tine Cieau and Green I'irogxacn ray r~esuli in the lass of pro~am curollmeizt and` the lt>ss of preferential tax assessment ;Fpt: $,ts Y anc#Ioz the land" a€ which tt: isi a Dart and front which it is beaug - separated. Removal from earotlment im the Clean and Greer Program n~ result in the charge .of roll-bade nixes send iutcr~t A roll-back tax is ~e difference in fire amount of taxes paid under the program and the taxes. that rovoUld have laeenpetsd in the absence of Qcan and Crreen enrollment The roil-back taxes arc charged far each year that the Fropcrry was enrolled in the program,. Iiinited to the' past ? years. Buyer attd 5elter have been advised of the need, tea detes•mine tize tax impiicatians thab`vt~l"or tnxy. ~resui{tfraim the sale: of the Property to or tla$f may rtauTt in fine i'utEere.ax. a result loft an-y ~c7nan;Se is use of the Prvperfy or the Iua~ frain vYihlch Ott is being; separateed - tig cont8etirtg the CouuYy T'az Assessgreu# Otlf~rce b-eEare the eYecutiort of this Agreemeinfi of Sale. OPEN SFAG~ ACT 3Z F.S. § 5001 et seq: This Act enables cormties to cuter into caweuants with awuers of land designated as farm, forest, water strppiy, ar span spacx land on au adopted Fnunic'rpa3, cpRwty car regional plan, fray the ptiapcase of preserving file land as open space. A. tauetrant between the owner acrd coutttp is bibding: upcan. any Buyer of the Property dtrripg rho period'of time first tlicee covenant is izi et~ect (i yr 10' years). Covenants automat'ica~Cty xeaebv a#`the end d€ Hse covenant period unless specific teiminasic>n notice procedures rrre foliawed.: Buyer acknowledges that the purchase ofPropsrty far wltiC3~. here is a covenant will not extinguish the cove7~nt-and that a change in the use of the laud to airy other use other thaw that': designated in the covenant will constitute a breach. Wl~n a bxf;aeh of the covenant occurs, the then-avvner is regz»red to pay roll-back taxes aaxt interest, A yell-back tax is the difference in the amcinttt of saxes paid and' the taxes that would have been paid iiz the absence of the covenant_ The rota-back taxes are charged for each year tiYa# t1~e Property Was subject to tie covenant, limited b tlae past 5 years. Btryer bas been adQiser of the need t€a deterutine fire restrictions tba# wt7l apply from Ilse sa~-of dee'i'roperty to $uyer assd #be taz ia+nrpiica-tious ttaat w~ or may result from a. r~arzge in use of the Property; yr any parfian of iii Bu~er~ i:a further advised to tiet~errriine tlbe term ai' any ~eovenaut now in effect: ~~~ n n~ ~ ~ 7 ~t13 ASR Page 14 of 19 Pra#x'.ed w3h ZlpFomsQ9 by ~Dlor~lx 1x070 FHk~ep Sfide Road, o('dvar, ~.'G~i an 48026 B ~'nyzid~ o~o~~l Untitled DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AA$A-8771CB$E4FDE 1~iOTICES fi.EG412DI1vG I''ROFEI2TX & ENVIROi!TMEI~TTA.L INSPECTCONS (Paragraph 21: InspectEOns) T;xirxior Tnsnlation and Plniah Systems (EIF~: Exterior Insulation and Fmish Systems--sometimes referred to as synthetic stucco- are unilti-layered wait systems appGcd b tbe exterior of some homes. Poor or improper installation of F~Ik'S may result in moisture penetrating the surface of a strnct>zre whete it ntay cause damage to the building's frame. Leakage most frequently oecvrs near doors and windows, gathers, the roof connection and at the lowermost edge of fire exterior since. Vulnerabdity to Iealrage depends on structure design as well. as the expertise atati application skills of #Iie contractor, Damage caused hY water intrusion rna}! be l~ofli` ex#ebsive and expensive to repair btrt may go undetected itr me abserica of an add inspection. Buyers parchasing homes with.lliFS' constivctian may seek to engage an iii experienced itt' testing for EJFS-related problems wl:o can dcaermine the roisture content of the l~.xilding's frame. Asbestos: The heat resistant anici durab!>r nature of asbestos makes it useful in construction. Tlie physical properties that give asbestos its resistaaee to heat and day are li:aked ovith sav~cral adverse health effects_ Asbestos can easily break into microscopic fibers that remain satspe~utled in the air frrr long periods of tune. When inhaled, these fibers easily penetrate body .tissue. Asbestos is brown to -cause Asbestosis sand: various forms of cancer. Inquiries or r'ec}uests fbr more ibforrxtation about asbestos can lYe directed to the U.$. En~rironrnental. Protection Agency, ArieF Rios BuiT+clirtg, 12#10 Pennsytvasria Ave., N.W,, Washington, D_C. ZOdbO, and/or #he:Depsrfi~ent of IleaIth, Cornmonwcalt~ of Permsylvsaia, T)ivision oaf Fszrvirozzmenml I3ealtlr, Harrisburg, I'A 17120. IEiectromagnetic Tields: Elech~omagnetic. Fields (EMFs) occur az~aund all electrical appliances and pox~vf;r lines. Conchysive evidence that Ids pose health risks does tsar exist zrt present, and Pennsylvania has na laws regarding this issue. T~nviroame>atal lgazards: The U.S, EnviranrnentBl~ Protection Agency has st list of hazardoers substances, the use and disposal of which are restrsc#ed fry law- ~GerrcrallY~ i#'}~aracnzs substances azc fp}t~d on a property, it is the prv}tetiy rnvt~er's tespotzsibility to dispose of them properly.l?or more:infoinzation' and a Iist of 1'sazardoas substances, contact the U.S: Envirazunental~J'roteclion Agency, Ariel Rios Building, 12!>4 PumsyIvavia' Ave:, N.W,, Wasington, D.C.` 24460, (2Q~ 2ti4-2090. 'Wetlands: Wetlands arc protected Iry the federal a~ad state goverurnents. Buyer may wish-fie hire as environmental engineer b itr~estigate whether the Property is located in a wetlands area to debeaitine if prrrmits for plans trx tuil~; irrfprove or develop the properly would be affacted or denied. because of its toca#ion ixt a ~avctlan8s area. lvlold, Fungi and.JGadaor Air QtraIify; Indoor mold contamination and the inhalation of bioaetestils i7~acttria, mold spores, polleia and viruses) have been- associated with allergic responxes.mcluding upper respiratory congestinii, ac~gh, rFnrcous membrane i,rcitation,. fever,. chttls,. muscle aclic,.or other transient in#Inanmatian;; or sitergy, CIaims Ia$ve been asserted that -eapasnre to mold contamination and bioaerosr7ls has led, to .serious in#GCtion, iainucunesup~~ssiori azitl ilhresses of neuro or systetruc'to~cicity,- Sarrtplirig of indoor.air duality and ..:other- methods. exist to determine.ihc~presence and smpe~ of indoor contamination. Jgecaiice indiaiiiuals :~riay be affrrcted differenil~, or not sffcctrrd at aII, by the presence o€mbld or other bioaeCosots; Buyer ~Y wish to engage the. services of a qualified professional to undertake an assess~rnt:at andior~ sar'rrptiag of die Property: Assessixreuts,, and 5ampIiugs, for fhe presence of mgtd'and bioaerosols can be pes€armed by qualified industrial hygienists, engineers, laboratories and borne inspection conTpanies that offer these services. hnformatiozr about indoor air quality issues is avai3able throtigh fire U.S. Facrviroi3mental Protection Agency and maq be olitaixrad by contacting IAQ INFD, P_0. Box 37133, Waslzvoigton, D:C. 20013-7133, 1-8t1t3-438-43 ] 8. JEtatlon: radon is a natural, radioactive gas that. is produced in tke ground by the normal. decay of niraiaium and radium. Stadies indicate that earteizded exposure to 'high levels of rsi~ioxr gas can increase t1;e risk of hrcrg cancer. Radozi can find its way into any air-space amd can permeate a struet~re_ Ii' a. hawse has a. radon problem, it usustily can be cared by increased ventilation .abc3lbr by preventing :radaid entry. Miry person who. tests, mi.tigat;es or• safeguards a building for radon in Pcatrs3rh^ania must tie. certified ~tlie~Departmant of Environmental Protection. Information ;3botrt radon and about certrfie:d testing or mitigation firms is available tb>'aiii;h Department .of Envirorzrn~rital Protection, J3ureat~ of J2adiativn Protection, i3.ih. P'toor, Rachel Carson State Office Ilui]ding, P..CS: Box S~tt9; Harrisburg;. PA 17105-8~Fs9, (84~' Z3TtA.Dt?N or (717) 783-3584. www.epa:gov . . NOI~£CES REGA.RDllYG R»SIDRl~iTZ~ LEdI3-RASED PAINT FOq,T~1,gp l2EDItCTi01r ACI' (Paragraph 11: Inspections) Lead-Based Pafnk Hazards Disclosure Regtdrements (for properties bunt before 2978): The Resi~ientiaI J:,ead-Based Paint Hazard 13eductron Act rec~iues arty Seiler of property built before I978 to provide the J3uyer with an >;PA.-approved Iead hazards irtformatian pamphlet tifled Protect Yosrr .1'crmily from Lead in Your Home and to diss;Iase to the Buyer and the broker(s) th,e known presence of lead-based paint and/or Iead-based paint hazards iu ox on the property being sold, along with the basis used. for determining that the hazards exist,. the location of the hazards, and the condition o€paintrcJ'snrfaces_ Any Seller of a pre-I978 stricture must also provide the Auyerwiih airy records or reports available io the Seller regarding lead-Based paint and/or lead-based paint hazards in or about the property being sold, the common areas, or other residential dwellings in mufti-£arrYily honsmg, Before a Buyer is obJigaled to i~urchase any housing constructed Prior to I978, the Act re+cprires the Seller to give the Buyer 10 days (unless Buyer and Seiler agree is vus`iting to another time pei-iocJ) to conduct a risk. assessment or inspection for the presence of lead-based paint and/or lead-baseri paint hazards. The opportunity to conduct a risk assessment or inspection ~ be waived by the .Bayer, in writing, Neither testing nor abatevieaot is rec;uired of the Seller. J3ousing built in 1378 or Inter is not sub}act to the Act. ASR Page 15 of 19 Prodi~d with 7mi=orrn~ Revised 1/10 by aplo~iz ta070 F'rftaen ~lita Road, Fraser, Michlc~an da02a www_~±! !+~+h~.c~ r~Nf ~ ~ - ' unt;t>~a p ~-"_ ~~. bocuSign Envelope ID: ACFA70E0-AFE9-40ED-AABA-8771CB8[=4FDE LEAYl WARNING STATEIMENT (FOR PROPER~TFS BUILT I31u1~*U12~ 1978) Every purchaser of any interest in residential real proprsty on which a ressidentiai dweiliug was built prior to 1978 is notified that such property -may presen'` exposure to lead frorri lead-based pa'ttrt that may place young children at risk of developing lead poisoning. Lead poisorriagrn young children may produce permanent neurological damage, ineludirtg learning disabilities, reduced intelIigesrce quotient, behavioral- problems, and impaired memory. Lead poisoning also poses a particular risk to pregnant women. The Seiler of any interest in residential real property is required to provide the Buyer with. nay infornxation on 1cad~ased paint hazards from risk assessments or inspections in the Seller's possession and notify the Buyer of say known lead-based paint lea~rds_ A risk assessment or inspection for possible lead-based. pains hazards is recommended prior to parchase. NOT'1rCE REGARbING THL IIUML ZNSFECTIC3N LAW (ti$ Pa. C.S.A.. §754X, et seq.) (Paragraph 11: Irtspcctions) Alspiicab~ify: The 7-lome Irxapection Ltrw applirs to "residential real estate transfers," definscl as a sate, ex.changc, instaiimcni' sales contract, Icase with an option to buy, grant ar other tiansf~r of an interest in real property where NUT LP.SS 'i')~Al~l ONE ANTS IV'OT MORE THAlti~ F©LTR XtESIbENT1(AL DWEI~LLNG UNITS arc involved. (See N'atice Regarding flit Reai estate Setle~r Disclosure X,aw (exceptions 1-8) fox a lis# of exceptions to ibis general rule.) The inllurviAg definitions are ts-ken from the teat of the Home Inspectiatt La~v Ho~;e Inspection: A non invasive, usenet examination of some combination of the mecF-an-c~.1; electrical or plurnbiQg sysietns or the structural and essential components of a residential dwelling designed to identify matexial de:feets: ra th~ase systems and components, and performed. for a. fee in coanxtion with or preparation f+or a~~proposed or possible residenfial~teal estate tr~nYSfer. The term also includes any consultation regardizrg Elie property €bat is represented 6n be a Dome inspection or That is describerl'by any confusingly similar tarn. The term does no# inchtcle an exarntrtation of a single .system or compotmnt of a residenbai dwelling Stich as,. for example, its electrical ar pltunbin.g syslsem or its mof: The term also dues not include err e~nination Hrat is limited to inspection for, or af, one or more of ate following. wood-destroying insecis, underground tanks and wells, sepiic systems, swimming peals and spas, alarmsystems, air and water quality, i~ennis courts and plarygrotmd. equiptnetat, polhnants, toxic clrenaicals and environmental hazards: The' scope of a. hQrrre inspection, the services to be performed and die systems and conditioxrs to be inspected or.excludtd fiorrr mspcc6on may be define,~l by a cotrtract between the home inspector and lire client. flame iitspeetiun Report: A written report on the results of a home inspection. A home inspectiots:report sba11 include: (I) .~ deecrfptxon: of the scope~oftfie iinspection, including without limitation an identification of tl~e structural elements; systems and . subsystems cov+eced bS'.the report. (2} A drscriptioxi of any.materiaT. defects noted daxring. the inspextion, along with any rocommenda#ion that certain experts be retained to detemtrne the extent of the defects and any corrective actron that should be taken. A "material defect" that poses an unreasonable risk to people on the property shall be conspicuously idetttit3ed as such. A home.inspector shall not express either orally or in writing an estimate of the cost to repair at3y defect found during a home inspection, except that such an estimate may be included in a hotnc i>zspesction report if: (1) the report identifies the source t7f the estimate; (2) the estimate is stated as a range of costs; and {3) the report states. that the parties should consider obtaining au mate from a eontracto3r ^u+ho performs the tvpe of repair involved. Seller-shall havethe right, upon request, to receive without charge a espy of any inspectiatt report from lire party for wizom it was prepared )Home i~-spe+ctor: An individual who perfomas a hotrle inspection. National home inspectors association: Any national association ofharne inspectors that: (I) 1•s operated on a not fez-profrtb~asis and is not operated as a franclrise, (2) Has members in more than ten slates. (3) Regnires That. a person may net became a full mender unless the person has pexFormed or participated in more tl-an IOQ home iuspe;ctions and has passed a recognized or accredited examination testing knowledge of the proper procedures for conducting a home inspection. . (4} Rcquirrs Thai its members comply with a code of conduct and attend continuing professional education classes as an ongoing condition of membership. A Buyer shall be entitled io rely in good faith, without independent investigation, oil a written representation by a borne inspector that the home inspector is a fvlf member iv good smnding of a national home inspection association. sVfaterial defect: A problem with a residential real property qr any portion of it that would have a. sigrti$cant adverse impact on the value of the property or that involves an unreasotsable risk to people on the property. 'the fact that a structural elem+snt, system or subsystem is near, at or beyond the end of the normal useful life of such a struchrrai element, systt;nrr or subsystem is not by itself a material defect. ASR Page ]6 of 14 Revised I /f tl \~ Prodtra~d u+Th ~nFors~ by zlpCogtx 1A07p FlilePrc ~&, Rrrad, Fraser, Mrchlgan daQ26 y,~pt„q~,~ Utltitled ~rn t---os DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771Ct38E4FDE NUTTCES I2ECrARDlNG col~'DONIIIVIiJMS ~n~ l'LANI~TED col4~LNlcmrrTlES (Paragraph 14: Cnndo~nininm/Planrned Connrncrnity (Homeowner Association}~tesaIe Notice) DafinitFaa of a Condaminiarrn The Uniform Condominium Act defines a "condoxniniuxrt" as real estate, portions of which are designated- for separs~te ownership and the remainder of which is designated for common ownership solely tsy the owners of those lsartions. Real estate is not a condominium unte:ss the undivided interests in the common elements arc vested in the unit owners. Defnidau of a t''la~aned Com~azvnity The Uniform Ptaan«i Comanunity A.at defines a "planned cotrrmtrn"sty" as seat estate with xespect to whicl3 a persa~i, by virtue of ownership of an interest in any portion of the real estade, is. oz may be~omc obligated by covenant, easement or agreement imposed on the ovrner's interest. to pay any amount: for real ps~ope~ty t~CE&, insuorance, xnaintcnauce, ~r+cpair, insprovement, mama~e7ueai, adminisiratioa or regalation of. any .part of the mat estate other than the portion or inte.r+tst owned solely try the pcr3on. Tlie term exclcxies a coop~tive and a condtixninium, but a.eaoperative car condominium- may be part of a planned con~ority. For the pwcposes of this definition, "ownership" inoludex holding a leasehold interest of more !lien 2C~ years, including renewal options, in real estate.'i'hc bean inclt3des non-residecrtisl catnpgzrnmd commm~ities, Egemptlons from the t7nlform Plau~+,ed Cc~mmanity A.ct and the Uniform Cand~on~iniurn Act: 'VV'hcui a iCcrtfi~ca#e of;Etesa]e Ts lYotRequired 'Tire .owner of a pmperiy located within a planned community is , rzot regtzired to furnish the Buyer wii1~ a certificate of resale under the following cirrau~nces: (I) The Planned C,orautvuity contai'n~s no more than 12 unit`s, provided there is no possitrility of adding xeal estate or ~rbdividing units to increase the size of the I'ianned Cvmrn~ity. (2) The Planned Caxnn~nitylCartdomiztium is one in whic8 all of the units are restricted cxclnsivcly to aan-residential use, unless the declaration provides that thG rc~aleprovisions are nevcxfheless to be t'allowed. (3) TlseP'lam~cd CommunitylCondonxiuiuru or units are located outside the Commonwealth ofl'ennsytv~ia., ~(~) The transfer of:the unit is a gratuitous tragsf~er. (~} The transfer of the urbt is required tsy t~otrrt order. (fr}. 21-e tra:usfer of rite unit is by the govemanent or a govem7ne~ntal agency. (`7) The transfer of the unit is fl;e result of foreclosure or in lien of foreclosure. Notices Re~ardmg I'rsblec Offcr#ng Statements anri.Rig~tto Resrission~ . If Seller is a Dedarant of the candomiainm tic planned oommrmitx, Seller is required to famish Bayer with a rolnr of the Public Off~zing Statement azzd its aarte;>dmeuts. P'or condoxtunimris, the delivery of the Public Offering Statement must be made nfl later: tliati ~e date. the Buyer executes ties Agreement. Bayer may caned this Agreement within YS days after receiving the I'nbiic Offeridg Statement and any art~endnzents that materiaJly`and adversely affect $nycr.. For planned corn3munities, tLte Declarant roust pravide the Buyer with a copy of the PtYblic Offering Statsatent and its anaendtncnts no later than the dsi~c.ttic Buyer execufes this Agreement_ Sayer may cancel this Agreement within 7 days after receiving tliel'uiblic Offering Stdterxrent and any amendnxents that materially,add adversely affect Buyer: . 1~IC'T'~CIES R~~A)12DING REC'REAT~ONA1l. CABINS (Paragrap)i1.1~: '.l<~kle, Surveys ~ Costs) B'he follewiag.dfef"~mihans and regnir~eats are taken from the Feansyivania Cons#rucfians Cade Act {35 P.S. §721A.1 i11 et.seq.) A Rerxcationa~l Cabin is a structure ~+rltfeb is: (I) Utilized principally for. xccreationrrI activity; {2) r7ot uh'lized as a domicile or residence for any individual for any time period; (3) l~fot utilized for comrnezcial purposes; (4) Not greafrr than two storm in height, excluding basement; (5~ Irtotvtr'liaed b'Y the owner or nay othorperson as a place of employment; (5) Notamaifing address for bills and crxrespefndcnre; and (7} Not listed as an individual's place of residence on a tax return, driver's license, car regi:siration orvatEr registratro~. A recreatiuaal cabin maybe exempt fram the pror~iaions aitlre Pet~nsylvatgta Cosastrucfion Cod€ A;ct if (1) The-cabin is equipped whit at Least one smoke det~eetor, one fire extixztgirisher and one carbon nitm~xidf: detector in both the kitchen. and sleeping guartcrs; anal (2) Tlie owner of the cabin files with the municipality either. (a) An affidavit ort a fozm prrstxt`bed by the I?ennsylvania Department of Labor and Industry atte;;ting t~ the fact that the cabin meets the definition of a "recreational cabin" in Sei~ton t 03 of the Act; yr {b) A va]zd pmof of ins~aancx for the recreational cabin, written and issued by an insuxez au4h©rize.d to do business in this Comnnonwealth, stating that the structure meets the definition of a "recreaticmat cabin" as defined in Section 103 of the Act. Tf a recreafianal cabi~a is subject to exclusan frarn rile Pexinsylvania CoastrueNon Code Act, upon transfer of o~~nership of fherecreational cabin, written trance must be provided in the safes agreement and the dcert that the recreational cabin: (1) Is exempt from this Act; (2) May not be in conformance with the;oviform consmretion code; and (3) Is not sutsject to municipal regulation. Failuro to eorzxply with this notice requirement shall render the sate void at the option of the purchaser. ~.~ ~ 9 " 't A5R Page T? of t9 Revised YJIO Prodcxzd vMlh ~prrtt$ by 2ipl~giu 18070 FT1SeL•n Miss RD2di, Fra9et, E.fcAlAan 48028 ~+nvar zti+t_,~erir.Gp~ I1L,tiEled DocuSign Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771C88E4FUE IVOTFC~ REGARDING i1~DIATIOTV (Paragraph 23: Mediation) HOME SELLERSlHOiV~ BUYERS D><S3'iJ'l')E RES{)I.T77"IOI~T SYSTEM RC7LES AN!) PI20CEDUR);S X. Agreement of Parties: The Rules and Procedures of the Dispute Resolution System (DRS) apply when the parties have agreed in writing to mediate ender DRS. The written agreement can be achieved by a standard clause in an agreement of sate, an addend,arn to an agreement of safe, or through a separa#e written agreement. 2. Irnifisetion of 1Vlfediation: If a dispute exists, acry party may start the mediation process lry~ submitting a catrrlileted Request to Initiate Mediation DRS Transmuttal Form (Txansnrittal Foxur) to the Iocal. Association of IZF.A.I.TORS~ (hereafter "Adntmistcatar"~.'T~e Transmittal )aozm should be aaailalile through tbe.Admiiiistrator's office. Tlie initi~g party should try to include the following informatianw}iea sending the completed Transmittal 17arm to tare Administrator. a_ A copy of. the w.ritiea.agFeement to mediate if thea~e is one, OR a request by the initiating. party to have the Adminisfrator contact the o#lrer poetics to the dispute .to invite tbexrt to jt~iin the mt:dia>ciAia procxss. b. The names, additst~s And ~leplmne ttiFrub~ts of the parties ixtvolved in the dispute; inctudmg able name of every insurance company known to have received natiz;e ofthe dispute orctaim and the cormspondiag filer or claim number. c_ A brief stBtemeut oaf the facts of tare tlisgute and the daiira~;es or t~lief sought. 3. Selec#ioa arf 11'Iedfator: Within feve days of receiving ihe: complet>°:d Transmittal Form, tht Administiatorwill send cacti patty to the dispute a caper of the Transrrrittai Form $ucI a list ofqualified mediators snd their fee schedules. Each party Then has ten days to review the. list of rnetliators; cross aff'.tlxe ztame of anymediatar to-whom the party objects, and return the list to the Administrator. The Administrator will appoint.the first availabXc mediator iivho is aoflq>table to alt parties inYrolvcd. .A mediator who has any financial or personal intexcst in the dispute or the results of the mediation cannot serve as mediator to that dispute, unless all parties are informed and give their written consent. 4, M~iakiott Ftes: lvlediat:ion. fees will be divided equaIly among the parties and will be paid before theiizediati<m conference. The portlier will follow`tlte plsyinent terms contained in the mediator's fee schedule. 5: Tie aadBlace of l~Sefliatitlnn Conference: Within ten days of being appointed to the dispute; t#aermediat~orwill contact the partie$a~nd set tlxe date; titnte erred pla,ca ofthe mediation confercrrce. The mediator must give at' least ttv~euty days' advance notice to all parties. The mediation catifdrence should not be store than sixty days from the mediator's appcyivtment to the dispertc. 6. Cmrdnct of Metitativn Casrfexetaee: Theparties a#tettdiug the mediation conference wli ba expected to: a, ~ Have the authorntyto enter into and sign a binding seftlcmetat to the dispute. b- Produce all mforutatian rtranircd for the mediator b~ pndcrstand the issues of tht dispute. 1 }ie it.formatian may include relevant written rnatetjals, descriptions of vritiresses and the content of their testimony. The mediator cars xegtr;ire. thy. parties to deriver vrrittest materials 'and infnrmatiott before the date of the mediation conference. The naediato~'ptrsiding ovtx the conficrcnce.' a: 'i?Irril.isttpartiaily coriduct~ an orderly setllemcctt negoiiatioa. . b. ~i~ ~p the parties define the rzraz#ers in dispute: and reach a rnutaatiy agceable solution. c. Wt°lI have n.o autlicariiy to redder an' oplaon, to ~bind`the~ parties to his or her decision, or to farce. the parties to reach a settlement. Ftsd rules vt evidence a*arll not apply to tthe rnetl'fatirrn conference, 7. 8e~rexentatian. by CErunsel: Any pasty wbO intends to be accomgazried to the mediation confer liy legal counsel will. notify the mediator and the o#~er parties of the intent. at Ieast ten days befcire the con[ferertce. 8. C~tiet~den8ality; ltlo aspect of the mediation can be relisd upon or introduced as evidence itz any artrif~ation,. judicial or other proceeding. This includes,. bat is not Kited to, any opiuioas ar suggestions made by any party regarding a possible scttennezrt:; anp: arlrnistsions mAde daxitg t1iL course of the It~tllatlQ't1; 2i15/ proposals or erpiTrions expressed ~ the mediator; and any resganses given by any party to oginio,as, sagge.Stians, or proposals. No privt`Lege will be affected by disclosures made in the course of the mediation. Traasrxipts cir recording ofthe mediation will not be allovaed without the prior, written consent ofall pattiesanti tfie mediator. ~~. t'eports, and other docarments received ar prepared by the mediator or Administrator cannot be .comf~elled by an arbitration, judtcral, or other proceeding, with the exception of an agrcernent that was reached in the course of mediation and signed by ail the, parties. Neitliertlte usediatornor ttte Adminiisrratox can be compelled to testify in any proeeeding.rcgarding infar'Ena#io:a gi~ren or represenitadons xnadc either itt the course of the mediation or is nay confidential communication. 9. lVlfediatsd Settlement: 'When a dispute is resolved through mediation, the mediator will put the complete agrel:meut in writing and ail parties will sign the written agn;e<ment R*ithin-ten days of the conclusion of the mediation conference. Every reasonable effort will be made to sign the written agreeutent at the end of the conference. IA. ~ntllc3alPrsrceedings and Irninunity: NEtr~ -rx>; AD~rrISrRAroR, T$ IvIirDln-toR, TfiE NATIONAL ASSOCI'ATTOt~ OF REALTORS®, F'P.NNruYLVANTA AS.SOCCATIt7N OP IZER.LTaRS®, ?JOR ANY OP Tf$ t~EEMHIER AOATtDS, wlt.L )3E. DEFSrIPD NEC@SSAIZY OR INDISPENSAET,E PARTFES W ANY 7UDiCL4L PROCEEDIISC,S REI.ATIrrG TO MEESIATION Ui~ER TT~S); RULES ANU PROCEI)URES,'NOR ~VIL.L ANY dF TI3EDd SERVII.rCs LINI7E.R TAESE PROCEDURES BE LTAHLE'I'O ANY PARTY rOR ANY ACT, ERROR OR OMISSCON TN CONNECTION WITH ANY ,SERVICE pA II3E OPERATInt+i OF THE Hi)t~IE Si;[.i.l?R5/HDME $UYPRS DISPLiTE Ri;S(]T.T1'CiOAT SYST>~(. ~f ~ ASR Page 18 of IP °""~ Produced with ZfpFomcQO by rlpLogix 1rfQ70 Fifteen M aeRn d~Fraser. IAichlgan d80^~6 wwvi.ziotociY g~l Untitled e DncuSign Envelope ID: ACFA70E0-AFE9-40ED-AA8A-8771CB8E4FDE NOTICES RLGARDl7~TG THE REAL ESTATE S>i;LI,EIt bISCLOSTJRI; I,AW (Page 1]: Signature Page) Ttte Real Estate Seller I7iscIosure Law requires that before an agreement of safe is signed, the Seller in a residential real estate transfer-must make certain disclosures regarding the property to pohcnti8t Bvryers in a fnrrn defined by the Iaw. A residential. reel estate transfer is defined as a sale, exchaztge, insceIlnneat. sales contract;, lease with an aptian to buy, gxaut or other trzmsfcr of an interest in real propety where NOT` LESS THe#:N ONE AND 1VaT MORE'THAN`kY3IIR R~CS'~I3~?IVTIAL bWEr.I,7CNG UNITS are involved. TheLaw~ deimes a mirnber of exceptions where tiie disclosures do not have to be made: I. Transl;er~ that are ~e result of a court order. 2. Transfers tt> a mortgage tender drat result from a $uyer's default and subsequent fareclosttre sales that result from default. 3. Tr~fess from a c}-owner to anc or m~reother co-0wners. 4. Ttamsfers made bo a sportsc or direct de~scEttdant. S. Trdgsftrz's betwcenspouses t}tat te$n.lt fcpm divorce, teal separation or property settlement. 6. Transfers by a corporation, partnership or ether assoeiRtidn to its shareholders, partners or other egtti2;r owners as part of a Platt of tiquid$ti.oti. 7. Transfer of a prvparty to be deraolishccl or converted fo uon-residential use. 8. Transfer of unimproved real property. 9. Tra:asfrrs. hY a ~ciary dur7~ug the ailmiinistratian. of a decedent astate, gnardisoship, conservatocsl~ip. or txast I0. Transfers of new Constrnctioa that has never been occupied when; a_ The Buyer has .received a one yrzr vvarrauty cov~ng-the coastr~uction; b. The bu~duzg h$s been inspected for compliance with the applicable building code or, if none, a xtaiionally recognized model building: code; aad a A certificate of occupancy or a certificate of code compliance has hew issued for the dwenng. In. ad~'rtson to these exceptioz;s, disclosures for c4ndominivms and cooperatives are limited to th,~ Se~1er's particular tma(s), Diselostares regarding common areas orfacilities are not xequir~ed, as (hose elements are already addressed in the laws that govern the resale. of cgndorninium and. cooperative interests. A.SR Page 19 of i 4 f'rodsxxd Witt, ~ Revtstd 1110 p~a~ by ripEopiz 18070 FNteen l~Crie Road, Fraser. AdichEga~ 4802b d~ ~ n: IG/s .~? Untitled ~ VIVID /1~.J IJI UVctI IV V. L"JVL-VLUJ y~4 i~lidii ~~. A. Settlement Statement (HUD-'i ) F. bM o~N ^Conv. Unins. X FHA 2 ^ RHS 3 1 6. File Number: 7. Loan Number: 8. Mortgage Insurance Case Number: . . . 11185 14130124 4460843829703 4. ~~ VA 5. ^Conv. Ins. C. Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agents are shown. Items marked "(p.o.c)" were paid outside the closing; they are shown here for informational purposes and are not included in the totals. D. dame & Address of Borrower: E. Name & Address of Seller: F. Name & Address of Lender: Jennifer Polhemus, Laurie C. Bilger Estate of Charles A. Myers M & T Bank 224 North Pitt Street, Carlisle, PA 17013 125 South 31 Street, Camp Hill, PA 17011 One Fountain Plaza, Buffalo, NY 1~t203 G. Property Location: H. Settlement Agent: 1. Settlement Date: 07/15/2011 3520 Chestnut Street 1st Advantage Settlement Services Inc. Disbursement Date: 07/15/2011 Carnp Hill, PA 17011 6375 Mercury Drive, Suite 102, Mechanicsburg, PA 17050 Harnpden Township Telephone: 71791-7755 Fax: 717-591-7756 Place of Settlement: TitleExpress 6375 Mercury Drive, Suite 102, Mechanicsburg, PA 17050 Printed 07/15/2011 at 9:24 am by KS 100. Gross Amounf Due from Borrower 101. Contract sales price 113,900.00 102. Personal ro rt 103. Settlement charges to borrower (line 1400) 5,463.06 104. 105. Ad'ustments for items aid b seller in advance 106. City/town taxes to 107. County taxes 0711512011 to 12/31/2011 ~ 115.59 108. School Taxes 0711512011 to 06/30/2012 943.09 109. Sewer and Trash 07115/2011 to 09/30!2011 127.17 110. 111. 112. 120. Gross Amount Due from Borrower 120,548.91 200. Amounts Paid b or_in Behalf of Borrower 201. Deposit or earnest money 1,000.00 202. Principal amount of new loan(s) 111,012.00 203. Existin loa s taken sub'ect to 204. Origination Fee Credit 250.00 205. 206. Seller Assist .5,300.00 207. 208. 209. Ad'ustments for items un aid b seller 210. Cityltown taxes to 211. County taxes to 212. School Taxes to 21 ~'~. 214. 215. 21 E~. 217'. 218. 219. 220• Total Paid b Ifor Borrower 117,562.00 300. Cash at Settlement fromfto Borrower 301. Gross amount due from borrower (line 120) 120,548.91 302. Less amounts paid bylfor borrower (line 220) 117,562.00 303. Cash X^ From ^ To Borrower 2,986.91 .400:' Gross Amount Due to Seller 401. Contract sales price 113,900.00 402. Personal ro e 403. 404. 405. Ad'ustments for items aid b seller in advance 406. City/town taxes to 407. County taxes 07/15/2011 to 12!31/2011 115.59 408. School Taxes 07115!2011 to 06/30/2012 943.09 409. Sewer and Trash 07115/2011 to 09/30!2011 127.17 410, 411. 412. 420. Gross Amount Due to Seller 115,085.85 500. Reductions In Amount Due to Seller 501. Excess deposit (see instructions) 502. Settlement charges to seller (line 1400) 7,500.60 503. Existin loa s taken sub'ect to 504. Payoff of first mortgage loan 505. Payoff of second mortgage loan 506. Seller Assist 5,300.00 507. 508. 509. Ad'ustments for items un aid b seller 510. Cityltown taxes to 511. County taxes to 512. School Taxes to 513. 514. 515. 516. 517. 518. 519. 520. Total Reduction Amount Due Seller 12,800.60 800.. Cash: at Settlement tolfrom Seller 601. Gross amount due to seller (line 420) 115,085.85 602. Less reductions in amount due seller (line 520) 12,800.60 603. ~ repo ng Cash Q To ^ From Seller e a a. is agency may no co a is m orma ion, an you are no require 102,285.25 o Como e this fortr~ unless d displays a curtently valid OMB control number. No confidentiality Is assured; Ihls d(sGosure Is mandatory. This is designed to provide the parties to a RESPA covered transaUlon with Information during the seltlem~snl process. Previous editions are obsolete Page 1 of 4 HUD-1 ,. 700. Total Real Estate Broker Fees $ 4,801.00 Paid From ' Paid. From ' Division of commission Tine 700 as follows: Borrower s s SEMI let __ $2,715.00 to Re/Max 1st Advantage 701. Funds at Funds at _ 702. $2,086.00 to For Sale by Owner Plus 703. Commission paid at settlement Settlement Settaement 4,801.00 704. Commission to RelMax1stAdvantage ASV 525.00 800. Items Pa able in Connection with Loan 801. Our origination charge (Includes Origination Point 0.000% or $0.00) $985.00 (from GFE #1) 802. Your credit or charge (points) for the specific interest rate chosen $-832.59 (from GFE #2) 803. Your adjusted origination charges (from GFE A) 152.41 804. Appraisal fee to Kirchme er & Assoc (from GFE #3) .~(~ 380.00 805. Credit report to (from GFE #3) 806. Tax service to Corelo is (from GFE #3) ~ 68.50 807. Flood certification to Corelo is (from GFE #3) ,~P' 8.00 808, to ~ (from GFE #3) 900. Items Re wired b Lender to be'Paid in Advance 901. Daily interest charges from from 07/1512011 to 08101/2011 @ $12.92611day (from GFE #10) ,~ 219.74 902.. Mortgage Ins. Premium for months to HUD (from GFE #3) 1,099.13 903.. Homeowner's insurance for months to The Hartford Com an (from GFE #11) .yc' 406.00 904, months to from GFE #11 1000. Reserves De osited with Lender 1001. Initial deposit for your escrow account (from GFE #9) 54.53 1002. Homeowner's insurance 3 months $ 33.83/month $101.49 1003. Mortgage Insurance months $ 0.00/month $ 1004. City Property Tax months $ O.OOlmonth $ 1005. County Property Tax 6 months $ 20.681month $124.08 1006. School Taxes 1 months $ 81.721month $81.72 1007. Aggregate Adjustment $-252.76 1100. Title Char es 1101. Title services and lender's title insurance from GFE #4 1,248.75 1102. Settlement or closing fee to _ _ $ 1103. Owner's title insurance from GFE #5 yC 10.00 1104. Lenders title insurance $1,068.75 1105. Lender's title policy limit $111,012.00 Lender's Policy 1106. Owner's title policy limit $113,900.00 Owner's Policy 11(17. Agent's portion of the total title insurance premium $916.94 11(18. Undenxriter's portion of the total title insurance premium $161.81 1109. 1110. Notary to Kristen D. Shive 10.00 1111. Tax Certification Fee to 1st Advanta a Settlement S 10.00 1200. Government Recordin and Transfer Char es 12(11. Govemment recording charges $ (from GFE #7) 152.00 1202• Deed $62.00 Mort a e $90.00 Release $ 1203. Transfer taxes $ .~F ~ ~~ ~- (from GFE #8) ~ 1,139.00 12()4. CitylCounty tax/stamps Deed $1,139.00 Mort e $ 1205. State Taxlstamps Deed $1,139.00 Mort a e $ 1,139.00 1206. Deed $ Mort a e $ 1207. $ 1300. Additional Settlement Char es 1301. Required services that you can shop for (from GFE #6) 1302. Survey to $ 1303. to 1304. to 1305. to _ . _ 13()6. 2011-12 School Taxes to Michael Lan an 980.60 1307. Additional Inheritance Tax Payment to Re ister of Wils, A ent 330.00 1308. Sewer & Trash 711-9/30 to Ham den Townshi Sewer Authorit 150.00 1309. Repairs to Fairall Electrical Contracting_ __ __ 80.00 -- ~ ~ ~ , , .. ~ i ~ ~ 5,463.06 7,500.60 *Paid outside of closing by (B)orrower, (S)eller, (L)ender, (I)nvestor, Bro(K)er. **Credit by lender shown on page 1. ***Credit by seller shown on page 1. Previous editions are obsolete Page 2 of 4 HUD-1 Com arison of Good Faith Estimate GFE and HUD-1 Char es Char es That Cannot Increase HUD-1 Line Number Our origination charge # 801 Your credit or charge (points) for the specific interest rate chosen four adjusted origination charges # 802 # 803 Transfer taxes # 1203 Char es That in Tota! Cannot Increase More Than 10% Government recording charges # 1201 Appraisal fee # 804 Credit report # 805 Tax service # 806 Flood certification # 807 Mortgage Ins. Premium # 902 .• ~ ~• Char es That Can Chan e Initial deposit for your escrow account # 1001 Daily interest charges from # 901 $12.9261lday Homeowner's insurance # 903 Title services and lender's title insurance # 1101 Owner's title insurance # 1103 Good Faith Estimate HUD-1 985.00 985.00 -832.59 -832.59 152.41 152.41 2,278.00 1,139.00 Good Faith Estimate HUD'I 260.00 152.00 380.00 380.00 0.00 0.00 68.50 68.50 8.00 8.00 1,099.13 1,099.13 1,815.63 1,707.63 $ -108.00 or -5.9483% Good Faith Estimate HUD-1 1,178.52 _ 54.53 193.89 219.74 405.36 406.00 1,387.75 1,248.75 990.00 10.00 a.vn~~ ,c.~~~w Your initial loan amount is $111,012.00 Your loan term is 30. years Your initial interest rate is 4.2500% Your initial monthly amount owed for principal, interest, and any mortgage $650.64 includes insurance is ^X Principal 0 Interest 0 Mortgage Insurance Can your interest rate rise? ^X No. ^ Yes, it can rise to a maximum of %. The first change will be on 1 I and can change again every years after I ! .Every change date, your interest rate can increase or decrease by %. Over the life of tfre loan, your interest rate is guaranteed to never be lower than % or higher than %. Even if you make payments on time, can your loan balance rise? 0 No. ^ Yes, it can rise to a maximum of $ Even if you make payments on time, can your monthly amount owed for ^X No. ^ Yes, the first increase can be on / ! and the monthly principal, interest, and mortgage insurance rise? amount owed can rise to $ The maximum it can ever rise to is $ DOES your loan have a prepayment penalty? 0 No. ^ Yes, your maximum prepayment penalty is $ DoE;s your loan have a balloon payment? 0 No. ^ Yes, you have a balloon payment of $ due in years on ! / Total monthly amount awed including escrow account payments ^ You do not have a monthly escrow payment for items, such as property taxes and homeowner's insurance. You must pay these items directly yourself. ^X You have an additional monthly escrow payment of $136.23 that results in a total initial monthly amount owed of $786.87. This includes princilral, interest, any mortgage insurance and any items checked below: ^X Property taxes ~ Homeowner's insurance ^ Flood insurance Q School Taxes ^ ^ Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your lender. ?re~vious editions are obsolete Page 3 of 4 HUD-1 ~: Es ate of Charles A. ers Agent: Roseanna M. Kempf, Executrix ~- The HUD-1 Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused or will cause the funds to be disbursed in accordance with this statement. SETTLE E A ENT DATE WARNING: IT IS A CRIME TO KNOWINGLY MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMILAR FORM PEP~ALTIES UPON CONVICTION CAN INCLUDE A FINE AND IMPRISONMENT. FOR DETAILS SEE TITLE 18: U.S. CODE SECTION 1001 AND SECTION 1010. Previous editions are obsolete Page 4 of 4 HUD-1 ~~~ HUD CERTIFICATION OF BUYER AND SELLER f have carefully reviewed the HUD-1 Settlement Statement and to the best of my knowledge and belief, it is a true and accurate statement of all receipts and disbursements made on my account or by me in this transaction. I further certify that I have received a copy of the HUD-1 Settlement Statement i~lame of Borrower: Jennit"sr Polhemus Laurie C. Bilger File Number 11185 Name of Seller. Estate of Charles A. Myers TitleExpress Prepared 07/15/2011 at 9:27 am Note: This page is furnished to give you an itemization of the amounts shown on Paid From Paid From Lines 1101, 1103 and 1104 of the Settlement Statement (HUD-1 ). This page Borrower's ~~eller's accompanies but is not a part of the settlement statement. If a discrepancy Funds at Funds at exists, the information shown on the Settlement Statement (HUD-1) applies. Settlement Settlement 1100. Title Charges Amounts Included in Line 1101 1101. Title services and lender's title insurance 1,248.75 a. Wire In Fee $ 10.00 b, EmaillDoc Copy Fee 35.00 c. Overnight Delivery Fee-Package 25.00 d. Notary Fee 35.00 e. Closing Service Letter 75.00 $ 180.00 1102. Settlement or closin fee 1103. Owner's title insurance (policy) $ 10.00 10.00 1104. Lenders title insurance (policy) 918.75 $ 1,068.75 a. Endorsement 900 EPL-Residential 50.00 b. Endorsement 100 (No Violation) 50.00 c. Endorsement 300 Survey 50.00 (Total 1103 + 1104) 1105. Lender's title policy limit $111,012.00 5012742-18721 1106. Owner's title policy limit $113,900.00 5011442-19042 1107. Agent's portion of the total title insurance premium $ 916.94 1108. Underwriter's portion of the total title insurance prem. 161.81 (Total 1107 + 1108) 1109. 1'110. 1111. 1'112. Additional Information for Line 1101 Items 1100. Title Char es with Pa ee Total Char a Borrower POC or Credit Borrower Line 1101 Seller Paid 1101. Title services and lender's title insurance $ a. Wire In Fee to 1 st Advantage Settlement Services Inc. 10.00 10.00 b. EmaiflDoc Copy Fee to 1 st Advantage Settlement Services Inc. 35.00 35.00 c. Overnight Delivery Fee-Package to 1 st Advantage Settlement Services Inc. 25.00 25.00 d. Notary Fee to Kristen D. Shine 35.00 35.00 e. Closing Service Letter to First American Title Insurance Company 75.00 75.00 1104. Lender's title insurance to 1st Advantage Settlement Services Inc. 1,068.75 1,068.75 $ 1,248:75 1,248.75 E;>TATE OF CHARLES A. MYERS 61' ~^ t"'l ~ .~-~ Date 7/15/11 R seanna M. Ke pf, cutrix date 7/'15/11 late 7/'15/11 Tax Parcel No. 10-21-0275-148 THIS INDENTURE, MADE THE 1~~~day of ~~ l~ two thousand eleven (2011) BETWEEN Roseanna M. Kempf, Executrix of the Last Will and Testament of Charles A_ Myers, late. of Camp Hill, Cumberland County, Pennsylvania, party of the first part, Clnd JENNIFER L. POLHEMUS, single individual, and LAURIE C. BILGER, single indiviudal, as joint tenants with right of survivorship, of Carlisle, Cumberland County, Pennsylvania, parties of the second part: WHEREAS, the said Charles A. Myers by his Last Will and Testa- ment, duly proved and recorded in the Cumberland County Register of Wills Office, Pennsylvania, in Docket Book 21-10-1096, Letters Testamentary being issued on November 4, 2010, provided, in pertinent part, as follows: FOURTH: In addition to all powers granted to them by law and by other provisions of this Will, I give the fiduciaries acting hereunder the following powers, applicable to all property, exercisable without court approval and effective until actual distribution of all property: (A) To sell at public or private sale, or to lease, for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms (including credit, with or without security) or conditions as are deemed proper. This includes the power to give legally sufficient instruments for transfer of the property and to receive the proceeds of any disposition of it... SEVENTH: ... I nominate and appoint ROSEANNA M. KEMPF, Executrix of this, my Last Will and Testament... NOW THIS INDENTURE WITNESSETH, that the said party of the first part, by virtue of the power and authority aforesaid, in said Will contained, and in consideration of the sum of One Hundred Thirteen Thousand Nine Hundred Dollars ($113,900.00) to her paid by the said parties of the second part, at and before the ensealing and delivery of these presents, the receipt whereof is hereby acknowledged, has granted, bargained, sold and conveyed, and does hereby grant, bargain, sell and convey to the said parties of the second part, their heirs and assigns forever: ALL THAT CERTAIN piece or parcel of land situate in Hampden Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the northern line of Chestnut Street, which point is 184.37 feet West of the northwestern corner of 35th Street and Chestnut Street, and which point is at the line dividing Lots Nos. 11 and 12 on the hereinafter mentions Plan; thence along the northern line of Chestnut Street, South 88 degrees 26 minutes West, 60 feet to the line dividing Lots Nos. 12 and 13, on said Plan; thence along the same, North 01 degree 34 minutes West, 120 feet to a point; thence North 88 degrees 26 minutes East, 60 feet to the line dividing Lots Nos. 11 and 12 cn said Plan; thence along same, South 01 degree 34 minutes East 120 feet to the point of BEGINNING. BEING Lot No. 12, Block "D" on the Plan of Lots known as Plan No. 3, Hampden Gardens, said Plan being recorded in the Office of th.e Recorder of Deeds in and for Cumberland County in Plan Book 5, Page 63. HAVING THEREON ERECTED a dwelling house known and numbered as 3520 Chestnut Street, Camp Hill, Pennsylvania. BEING the same premises which Ronald B. Purtle and Shelba J. Purtle, husband and wife, by deed dated may 10, 2001 and recorded May 15, 2001 in the Cumberland County Recorder of Deeds Office i.n Deed Book 244, Page 644, granted and conveyed unto Charles A. Myers and Anna M. Myers, husband and wife. The said Anna M. Myers died February 26, 2007, whereupon full acid complete title to the within described real property became vested solely in Charles A. Myers, surviving spouse. The said Charles A. Myers died October 2, 2010. TOGETHER with all and singular the rights, liberties, privilege~~, hereditaments and appurtenances whatsoever thereunto belonging or in anywise appertaining, and the reversions and remainders, rents, issues and profits thereof, and all the estate, right, title, interest, property, claim and demand whatsoever of the said Charles A. Myers at and immediately before the time of his decease, in law or equity or otherwise howsoever, of, in, to or out of the same: TO HAVE AND TO HOLD the said granted premises to the said partiE:s of the second part, their heirs and assigns forever. AND the said party of the first part, does covenant, promise, grant and agree, to and with the said parties of the second part:, their heirs and assigns, by these presents, that the said party of the first part, has not done, committed, or knowingly or willingly suffered to be done, any act, matter or thing what- soever, whereby the premises aforesaid, or any part thereof, is, are, shall or may be charged or encumbered, in title, charge or estate, or otherwise howsoever. IN WITNESS WHEREOF, the said party of the first part has here- unto set her hand and seal the day and year above written. Signed, Sealed and Delivered in the Presence of ~.•-`7 /~ y ~-----'vim ~k'.¢c.-~' ( SEATi) ~..~ l Roseanna M. e f, Executrix of the Estate of Charles A. Myers COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND ~af~ da o f ~'~ 2 011, before me , th.e On this, the y ~ r undersigned officer, personally appeared ROSEANNA M. KEMPF, knoc~~n. to me (or satisfactorily proven) to be the person described in the foregoing instrument, and acknowledged that she executed the. same in the capacity therein stated and for the purposes therein. contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. ( SEAL) Notary Public ~~ f ~a ~ll My Commission Expires: COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL BETH B. LENGEL, NOTARYPUBUC SHIREMANSTOWN BORO., CUMBERLAND COUNiY MY COMMISSION IXPIRES DEC. 12 20I1 CERTIFICATE OF RESIDENCE I do hereby certify that the precise residence and completE: post office address of the within named grantee is: 2011 Attorney/Agent for Grantees .~ ~ F2ev-1508 FJ(+ (8-98) COMMONWEALTH OF PENNSYLVANIA SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF FILE NUMBER Myers, Charles A. 21-10-1096 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 M&T Bank -Checking Account No. 62557521; date of death balance $6,916.03; accrued 6.916.07 interest $0.04. 2 Personal Property -Sold at Auction (See Attached Invoice). 428.00 3 Personal Property -Per attached Appraisal. Please note, items sold at auctions .have been 1,220.00 removed from this total. 4 AARP -Refund 38.59 5 Senior Health Care Insurance Company -Life Alert Refund 455.53 6 U.S. Treasury -Refund 40.00 7 U.S. Treasury -Refund of VA Co-Pay 24.00 8 Verizon -Refund 45.69 TOTAL (Also enter on Line 5, Recapitulation) I 9,167.88 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule E (Rev. 6-98) p M~s~ 499 Mitchell Road, Millsboro, DE 19966 Adjustment Services Phone 888-502-4349 F ax (302) 934-2955 I~Tovember 24, 2010 James D Boger Attorney at Law One West Main Street Shiremanstown, PA 17011 Re: Estate of Charles A Myers Social Security: 189-18-5700 Date of Death: October 2, 2010 Dear Sir or Madam: Per your inquiry on November 4, 2010, please be advised that at the time of deatr~, the above-named decedent had on deposit with this bank the following: 1. Type of Account Account Number Ownership (Names o,~ Opening Date Balance on Date of Death Accrued Interest Total Checking Account 62557521 Charles A Myers (Joint) Anna M Myers (Joint) Rosanna M Kempf (POA) OS/28/64 $6,916.03 $ .04 $6, 916 07 For further account information, closures and/or reimbursement of funds please call the West Shore F'laza Office at #717-731-1730. We were unable to locate any safe deposit box for the above-mentioned decedent. This letter does not include any accounts in which the deceased may have been listed as Power of Attorney, G`ustodian of Uniform Transfers, Representative Payee, or Trustee under a Written Agreement Sincerely, Tammy Spencer Adjustment Services ..., L• ... n ~ .~ . ~. ~ 4. i I.'... L.. 1f ~ .fit. ... 4..- <._. r. 4.. `;.. u L... S..? ~(E 5"J t~~ ~ G iTf ti~ C t } r' A '"Y :" ~ C _ _ _ _ ~~ r , i r i ~/'Y;+.{ 4'~*Y n i ~ t.t ~ ~` C7 1„~ 1w~ ~!'~ f 1 .i ~• ~t .r~ Y .t. L.. ,~..' n ~... ~F ~~ ~: !. ~' ili €~ ':`~ ~ ~... i`i ~:-~ ~'" ~ t' ~~ ~~ ~i 'r` wi t` ~ '7 .._ ~ ~ ' r ~ r_: a ~--~ c'~ r` ss :` i x.s ~.. n J •~ • -~ i.d S".'~, ffi ~~ t E 1 ~ ~ P..'•~ 3'~ J. ~ ~~ ~. ..... i»F Y ~ ~ ~i1 i~l i f i.J ~ ~ ~. .1. ~ ~ ~ Sal e ~L.' ~ 6 .' ~} 9. ~} y.t ~ry /~ ,r .!~ {a ~ # ~+ l ! ~~ G' ~ ~ ~ LI f ~ ~ ~ ~ L: ! ~ I..J ~ 5.~ •~'~ ~e {."; f`} ~Sl"1• k~ ~ ~ ~1 } ( ~ ' m ~'6r.' ~i".'f+ ` q -- ~ ct ~ ~. ~ ~ ~" l''' V ~' c~ :~ : ~ d ~:~ ~3 .~ ~-95 4 ~ ~ .L S E'""w ~ it ~ •V £.1 Lt ~ C S.~ . 5 .~ ~. 1.w C m LJ~ ~ ry ! ~ «... S . 1 1 ~ Y ~ .{ r 9 . . l ~ 4~ ~ 'W` b t 'f..~ ~ {r... A L ~ p {^~ ( y ~'} ~p'~ ~ ~.y { ~ ~ ^~ j~' S ? ~ ~ G~ 4r 3 E C .~ tt Ll ~ L.w t' t 'Mr `•.l V ~`• ! f ~ 7} ~i yr ~{ ~ ~~ Q ~ • ~~ .~, , ~ L ~ ~ i"~ i..: ~' 1 r~~ '('' ~.,. ~r _.. f'.,..?°' it t~ ~. ~, i ~ ~ ^~ ..'a . ~G:+~ ~ j~ ~'+ ~.j~ .L }~~ ,T . ,' n L.. ti `' } T ~ ~ ~ :. C ~«.° Y..~ t..r f f 1fi rif .4 .a ~'> .i. 4.} t i 1:.~ ~ w ~.l a Y.i e~~'F: n'~ k ''fi't ~ :i. ~I I~S t.._ ~ ~.«'` ~ °..'.a. 5..: , i ~. ~ ~ l- f~f {~ ! t '.a ", a '.` .. '~. ~.~` m ~ ~L.~ .: 1 -wi T ; ~ ~ (~ i..t ~ ~3 3'' ~ t7 ~_t'; v ~_4 i ~. i'? +w" ~ cr ~ ~~ ~p~ ~ ~ i•~ ~"1 C~` ~: :l ::i :1 ~ ~ ` 4 t ROWE'S AUCTION SERVICE 211 N. OLD STONE HOUSE ROAD CARLISLE, PA 17015 717-249-1978 To: James D. Bogar, Esquire One West Main Street Shiremanstown, PA 17011 From: William G. Rowe, Appraiser 211 N. Old Stone House Road Carlisle, PA 17015 Re: Personal Property Appraisal Estate of Charles A. Myers 3520 Chestnut Street Camp Hill, PA 17011 nate~ October 21, 2010 LAUNDRY ROOM Washer /dryer Wash stand Miscellaneous household KITCHEN Refrigerator, old - no value Table /chairs /sideboard Miscellaneous household Record cabinet LIVING ROOM Recliners (2) @ $40 ea. Round stand Stand Chair Upholstered chair T.V. Lamps CD's Lamp stand BEDROOM Sweeper Recliner Oak stand Dry sink T.V. Exercise treadmill BEDROOM Bedroom set Chair Chest Mirror Stand $105.00 $35.00 $5.00 $0.00 $50.00 $10.00 $40.00 $80.00 $20.00 $5.00 $5.00 $10.00 $100.00 $5.00 $50.00 $10.00 $15.00 $30.00 $100.00 $200.00 $50.00 $5.00 $150.00 $5.00 $30.00 $10.00 $5.00 Myers Appraisal 1 10121/2010 BEDROOM Dresser /wash stand $150.00 Single bed $10.00 T.V. $50.00 Wash stand $40.00 Desk $10.00 Stand $10.00 Music stand $10.00 Antique chest (Sheraton) $200.00 OUTSIDE /SHED Tools $15.00 Garden tools $30.00 Riding mower $200.00 Ladder $10.00 Snow thrower $50.00 Stands $10.00 Miscellaneous box tots $10.00 Christmas items $10.00 TOTAL $1,945.00 ~--~....r -~.:~ Williams G. Rowe Myers Appraisal 2 10/21/2010 ., • ` REV-1151 E)(+ (10-06) cnMMnNwEALTH OF PENNSYLVANIA SCHEDULE H FUNERAL EXPENSES & :STATE OF FILE NUMBER Myers, Charles A. 21-10-1096 _ Debts of decedent must be reported on Schedule 1. ITEM DESCRIPTION AMOUNT NUMBE A, FUNERAL EXPENSES: See continuation schedule(s) attached 2. Attorney's Fees Bogar & Hipp Law Offices 3, Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant 3,229.57 6,100.00 8,610.00 Street Address City State Zio Relationshio of Claimant to Decedent 4. Probate Fees 327.50 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. Other Administrative Costs 18,281.15 See continuation schedule(s) attached TOTAL (Also enter on line 9, Recapitulation) 36,548.22 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Roseanna M. Kempf Street Address 125 S. 31st Street City Camp Hill State PA Zio 17011 Yearls) Commission paid Copyright (c) 2009 form software only The Lackner Group, Inc. Forrn PA-1500 Schedule N (Rev. 10-06) , k L SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Myers, Charles A. 21-10-1096 ITEM NUMBER DESCRIPTION AMOUNT 1 Funeral Ex e~nses Malpezzi Funeral Home -funeral bill 3,229.57 H-A 3,229.57 2 Other Administrative Costs 1st Advantage Settlement Services -Tax certification fee 10.00 3 Allstate Insurance Company -Homeowner's insurance 394.45 4 Clauser Real Estate Appraisals, LLC -Real Estate Appraisal Fee 375.00 5 Daniel Freistak -Fee to install storm door 348.76 6 Duty Lock and Key 93.18 7 Fairall Electrical Contracting -Electrical repairs 80.00 8 For Sale By Owner Plus -Commission on sale of real estate 2,086.00 9 Hampden Township -Sewer and Trash bill 150.00 10 Hampden Township -Sewer and trash bill 150.00 11 Hampden Township -Sewer and water bill 150.00 12 Hampden Township Sewer Authority -Sewer and Trash 150.00 13 Jennifer Polhemus and Laurie C. Bilger -Seller's assist 5,300.00 14 Kristen D. Shive -Notary fee 10.00 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Myers, Charles A. 21-10-1096 ITEM NUMBER DESCRIPTION AMOUNT 15 Michael Langan - 2011-12 School Taxes 980.60 16 Michael Langan, Treasurer - CountylTownship Taxes 266.82 17 PA American Water -Utility bill 31.29 18 PA American Water -Utility bill 39.36 19 PA American Water -Utility bill 32.91 20 PA American Water -Utility bill 32.25 21 PA American Water -Utility bill 31.43 22 PA American Water -Utility bill 31.43 23 PA American Water -Utility bill 31.49 24 PA American Water -Utility bill 31.49 25 PA American Water -Utility bill 32.30 26 PPL -Utility bill 88.32 27 PPL -Utility bill 28.64 28 PPL -Utility bill 34.68 29 PPL -Utility bill 30.77 30 PPL -Utility bill 26.88 31 PPL -Utility bill 23.70 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-RJR) ~~ SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE C-OSTS continued ESTATE OF FILE NUMBER Myers, Charles A. 21-10-1096 ITEM NUMBER DESCRIPTION AMOUNT 32 PPL -Utility bill 16.89 33 PPL -Utility bill 13.48 34 Re/Max 1st Advantage -Commission on sale of real estate 2,715.00 35 Recorder of Deeds -Realty transfer tax 1,139.00 36 RESERVES: -Costs to conclude administration of the Estate, including filing PA Inheritance 1,500.00 Tax Return and Inventory, preparation of Final Account; preparation and filing of fiduciary income tax returns 37 Rowe's Auction Service -Commission for personal property auction 149.80 38 Shawn Mackie -Lawn mowing fee ~ 100.00 39 Sudden Death Termite and Pest Control -Termite treatment 948.70 40 UGI -Utility bill 29.25 41 UGI -Utility bill 65.09 42 UGI -Utility bill 107.49 43 UGI -Utility bill 117.27 44 UGI -Utility bill 93.36 45 UGI -Utility bill 66.47 46 UGI -Utility bill ~ 40.94 47 UGI -Utility bill 13.14 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) r SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Myers, Charles A. 21-10-1096 ITEM NUMBER DESCRIPTION AMOUNT 48 UGI -Utility bill 8.52 49 William G. Rowe -Fee to appraise personal property 85.00 Fil-B7 18,281.15 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-9U) ~~ ~,Fy-? 513 EX+ (11-08) COMMONWEALTH OF PENNSYLVANIA IN RESIDENT DECEDENTRN SCHEDULE J BENEFICIARIES ESTATE OF FILE NUMBER M ers, Charles A. 21-10-1096 NAME AND ADDRESS OF RELATIONSHIP TO SHARE_ OF ESTATE AMOUNT OF ESTATE NUMBER PERSON(Sl RECEIVING PROPERTY DECEDENT IWords) ($$$) I TAXABLE DISTRIBUTIONS [include outright spousal • distributions, and transfers under Sec. 9116 a 1.2 Patricia A. Bouffard Daughter One-third of rest, 37 Lee Street residue and Waterbury, CT 06708 remainder Roseanna M. Kempf Daughter One-third of rest, 125 S. 31st Street residue and Camp Hill, PA 17011 remainder Toni S. McFadden Daughter One-third of rest, 3325 Linda Vista SE residl;~e and Albuquerque, NM 87106 rennai~nder Total Enter dollar amounts for distributions shown above on lines 15 throu h 18 on Rev 15 00 cover sheet, as a r o riate. NON-TAXABLE DISTRIBUTIONS: II. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAx IS NOT TAKEN B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET ~.~ -F-, Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule J (Rev. 11-OF;) ., • .r -. LAST WILL AND TESTAMENT OF CHARLES A. MYERS ~, i~ ~~ ~J ~: ,~ C~ ~\ ~~ ~i I, CHARLES A. MYERS, of Hampden Township, Cumberland County, Pennsylvania, make, publish and declare this as and for my Last Will and Testament, hereby revoking all other Wills and Codicils heretofore made by me. FIRST: I devise and bequeath all the rest, residue and remainder of my estate of whatever nature and wherever situate, including any property over which I hold power of appointment and together with any insurance policies thereon, unto my wife, ANNA M. MYERS, provided she survives me by sixty (60) days. SECOND: Should my wife, ANNA M. MYERS, predecease me or die on or before the sixty-first (61st) day following my death, I devise and bequeath all the rest, residue and remainder of my estate of whatever nature and wherever situate, including any property over which I hold power of appointment and together with any insurance policies thereon, in equal shares, to my children, aPATRICIA A. BOUFFARD, ROSEANNA M. KEMPF and TONI S. McFADDEN, provided that should any of my children predecease me, I give and bequeath such deceased child's share unto my surviving children as specifically set forth in this Clause. THIRD: I acknowledge that I have a daughter, CARLA A. EBRIGHT. While acknowledging this child, I am specifically making no provision for her benefit under this, my Last Will and Testa- ment. FOURTH: In addition to all powers granted to them by law and by other provisions of this Will, I give the fiduciaries acting hereunder the following powers, applicable to all property, exercisable without court approval and effective until actual distribution of all property: (A) To sell at public or private sale, or to lease, for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such ~~rices and upon `~ • .` such terms (including credit, with or without security) or conditions as are deemed proper. This includes the power to give legally sufficient instruments for transfer of the property and to receive the proceeds of any disposition of it. (B) To partition, subdivide, or improve real estate and to enter into agreements concerning the partition., subdivision, improvement, zoning or management of real estate and to impose or extinguish restrictions on real estate. (C) To compromise any claim or controversy and to abandon any property which is of little or no value. (D) To invest. in all forms of property, including stocks, common trust funds and mortgage investment funds, without restriction to investments authorized for Pennsylvania fiduci- aries, as are deemed proper, without regard to ar~y principle of diversification, risk or productivity. (E) To exercise any option, right or privilege granted ~n insurance policies or in other investments. (F) To exercise any election or privilege given by the Federal and other tax laws, including, but not necessarily being limited to, personal income, gift and estate or inheritance tax laws. (G) To make distributions to my hereir.~ named benefici- aries in cash or in kind or partly in each. (H) To borrow money from themselves oz• others in order to pay debts, taxes, or estate or trust administz•ation expenses, to protect or improve any property held under my will, and for investment purposes. (I) To select a mode of payment under any qualified retirement plan (pension plan, profit sharing pl~~n, employee stock ownership plan, or any other type of qualified p1.an) to the extent the plan or the law permits them to do so, and to exercise any other rights which they may have under the plan, in whatever manner they consider advisable. FIFTH: I direct that all inheritance, estate, transfer, succession and death taxes, of any kind whatsoevE~r, which may be 2 .r payable by reason of my death, whether or not with respect to property passing under this Will, shall be paid c>ut of the princi- pal of my residuary estate. SIXTH: All interests hereunder, whethE~r principal or income, which are undistributed and in the possession of the fiduciaries acting hereunder, even though vested or distributable, shall not be subject to attachment, execution or sequestration for any debt, contract, obligation or liability of arty beneficiary, and furthermore, shall not be subject to pledge, assignment, conveyance or anticipation. SEVENTH: I nominate and appoint my wife, ANNA M. MYERS, Executrix of this, my Last Will and Testament. ].n the event of the death, resignation or inability to serve for any reason whatsoever of the said ANNA M. MYERS, I nominate and appoint ROSEANNA M. KEMPF, Executrix of this, my Last Wi]_1 and Testament. I direct that my Executrix or Executor, as the c~ise may be, and their successors, shall not be required to post :security or a bond for the performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set: my hand and seal to this, my Last Will and Testament, this ~~ day of y°°~ 1999. '~ ~~ ~~ SEAL ~ ) CHARLES A. MYERS ~ Signed, sealed, published and declared by the above- named Testator as and for his Last Will and Test~~ment in our presence, who, at his request, in his presence arld in the presence of each other, have hereunto subscribed our name: as attesting witnesses. Address Address ~, ,,~'. .~ ~:. ~r :~ ~ ~~' 3