The URL can be used to link to this page

Home My WebLink About01-3133 PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01 - dJJ.] QL"~LY~ HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. 1 PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE NOTICIA Le ban demandado a usted a la corte. Si usted quiere defenderse en contra estas demandas expuestas en las paginas siguientes, usted lien veinte (20) dias de plaza al partir de la fecha de la demanda y la nolificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones a las demandas en contra suya. Se ha avisado que si usted no se defienda, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. USTED PUEDE PERDER DINERO 0 PROPIEDADES 0 OTROS DERECHOS IMPORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI USTED NO TIENE 0 CONOCES UN ABOGADO, VA Y A EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA D1RECCION SE ENCUENTRA ESCRlTA ABAJO PARA AVERlGUAR DONDE SE PUEDE CONSEGUlR ASISTENCIA LEGAL. 2 PNC BANK, NA TIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. ; NO. (J 1- 3/.33 (1.;.:.( 7U-.. HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE COMPLAINT AND NOW, comes Plaintiff, by its attorneys, Saidis, Shuff, Flower and Lindsay, and files this Complaint, alleging in support thereof the following: I. Plaintiff, PNC Bank, National Association, ("Bank") is a national banking association organized and existing under the banking laws of the United States of America with a principal regional office located at One PNC Plaza, 21" Floor, 249 Fifth Avenue, Pittsburgh, Pennsylvania 15222-2707. 2. The Defendants, Harry F. Davis and Carol K. Davis, are adult individuals whose last known address is 115 Hammond Road, Shippensburg, Pennsylvania 17257. 3. On or about November 20, 1998 Defendant's executed and delivered to the Bank a commercial Guaranty (the "Guaranty"), guarantying the prompt payment of all amounts due to Bank by Davis Greenhouse, Inc. (the "Debtor"). A copy of the Guaranty is attached hereto as Exhibit A may part hereof. 4. The Debtor executed and delivered to Plaintiff two promissory notes (collectively, the "Notes"): A Promissory note dated April 17, 1998 in the original principal amount of $245,000.00 ("Note A") and a Promissory note dated November 20, 1998 in the original principal amount of $250,000.00 (''Note B"). A copy of Note A and Note B are attached hereto as Exhibits "B'. and "c" respectively and made a part hereof. 5. As security for the Loan evidenced by Note B, Defendants executed and delivered to 3 Bank a mortgage in the original principal amount of Two Hundred Fifty Thousand and 00/100 Dollars ("Mortgage") on that certain three (3) tracts of land together with the buildings and improvements erected thereon located in South Newton Township, Cumberland County, Pennsylvania known as 103 Hammond Road ("Property") being part or the larger tract described by legal description erroneously attached to the Mortgage. At all times relevant hereto, Defendants were and remain the record and sole owners of the Property. A description of the Property is attached hereto, made a part hereof and marked Exhibit "D". 6. On December 8, 1998 the Mortgage was recorded in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1504, Page 168. A copy of the Mortgage is attached hereto, made a part hereof and marked Exhibit "E". 7. The Mortgage was never assigned by Bank and is still held by it as a valid and subsisting obligation of Defendant. 8. Debtor has breached the terms and conditions of, inter alia, Note B and Defendants have breached the terms and conditions of the Mortgage and Guaranty and are in default under such terms and conditions because they have failed to make the payments required in accordance with the terms thereof. 9. Defendant is presently indebted to Bank under the Guaranty and the Mortgage in connection with amounts due in connection with the loan evidenced by Note B and as of May II, 2001, in the amount of Two Hundred Fifty Thousand Three Hundred Ninety Four and 02/100 Dollars ($250,394.02) itemized as follows: Principal Balance $229,685.79 Interest to and including May 11,2001 $ 8,534.49 $ 298.62 Late Charges Attorney Fees $ 11.875.12 4 TOTAL DUE $250,394.02 10. Defendants also agreed under the terms of the Mortgage that in the event of default thereunder they would pay, in addition to the charges listed in paragraph 9 above, costs incurred by Bank as a result of the institution of these legal proceedings. II. The obligation owed by Defendant to Bank continues to accrue interest thereon at the rate of $79.75 per day, through the date of payment, including on and after the entry of judgment on this Complaint, and continues to accrue late charges, and attorneys' fees. 12. Plaintiff is not seeking foreclosure on the basis of a "residential mortgage" obligation, as that term is defined in Act No.6 of 1974, 41 P.S. ~101 et seq., and Plaintiff is therefore not required to give the notice required by Section 403(a) of said Act. 13. Bank, by letter dated March 26, 2001 and forwarded to Defendants den:anded the immediate payment of all amounts due to Bank in connection with the loan evidenced by Note B and the Mortgage. A copy of the Banks demand letter is attached hereto as Exhibit "F". 14. As set forth above, Bank has made demand upon Defendant herein to make payments of all amounts due under the Mortgage in connection with the loan evidenced by Note B. However, Defendants have refused and failed and continues to refuse and fail to make payment to Plaintiff. WHEREFORE, Plaintiff, PNC Bank, National Association, demands judgmellt against, Defendants, Hany F. Davis and Carol K. Davis in the amount of Two Hundred Fifty Thousand Three Hundred Ninety Four and 02/100 Dollars ($250,394.02), plus interest at the rate of $79.75 per day, through the date of payment, including on and after the date of entry of judgment on this Complaint, and costs, and for foreclosure and sale of the mortgaged property. 5 Respectfully submitted, Ilo><. ;- l'4~ I ,FLOWER & LINDSA Y ,~" By: Karl . Ledebohm, Equire Sup me Court 10 #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff 6 ':OMMERCIAL GUARANT .....~ . .:: ,..Account:, "" Initials Princi~,. "... ...,...;.....;.: , ~.~'~,-', . . ". ,. "."10":: '":" .:...~...:. Maturity Loan.,No Ref8r8nces in IIle shadad area are tor Lender's use anlv and do natlimd Ihe aaallcabili of thIS documenlta anv aarticular loan or i..m. Borrower: DAVIS GREENHOUSE, INC. (TIN: 232"1205) 103 HAMMOND ROAD SHIPPENBlAG, PA 17257 Guarantor: HARRY F. DAVIS 8IIlI CARCL K. DAVIS us HAMMOND ROAD SHIPPENSBURG, PA 17257 Lender: PNC BANK. NATIONAL ASSOCIATION W2 CARLISLE PIKE CAMP HILl., PA 1711D1-1174 AMOUNT OF GUARANTY. The _nl 0111I11 Guannly II Unllmllecl. CONTINUING UN.IMITED GUARANTY. Far 1lDOlI- val_ canakIeraIlon, HARRY F. DAVIS IIId CAROL K. DAVIS ("GuannIor") abloMely 8IIlI uncondlllcmlllly g.....mae 8IIlI pramIae 10 PIIV, JoInIIy _ _ally,1o PNC BANK, NATIONAL ASSOCIATION ("linder") or III order, In legllllend. at IIIe UnIIed .... at __, IIIe Indlblecl_ (D IIIIIIIenn la dellned balowl at DAVIS GREENHOUSE. IMe. l"IIarrower") 10 Lender on IIHt terms _ condl_ IIIlDr1h In IIIla GU8r8IIIy. Uftder thll Guannly, lIIe IlaIIIllIy at G_lor II unIlmllecl allllllle obllllllllons 01 Guarsnlor _ conllnulng. DEFINITIONS. The rallowing wards shall have the fallowing meanings wilen usad in Ihis Guaranly: Borrower. TIle ward"Barrawar" mBlns DAVIS GREENHOUSE. INC.. G_Ior. TIle ward "Guaranlor" maans HARRY F. DAVIS and CAROL K. DAVIS. who are ligning this Guarenly jainllv and _reHv. Guarsnly. The ward "GUlrsnty" mllns thIS Guaranly mada by GUI..ntor tar Ihe benstlt or Lendar dlted November 20. 1998. Indlb_.... The ward 'nllllb..dness" is used ,n do mast comprellenslve sensa and means Ind includes anv and all aI Barrowar's liabilibas. abliglbans. debts. Ind inllllb..dness 10 Lendar. now exiSting or ll8reinanar incurred or crea"d. inCluding. wilhaUllimilaban. III loans. aavane... inler8St. CCllllS. debts. avard..n inClltl..dn.... credd card inClllb..dn.... I.... abligabans. ather obligations. and lilbilibes or Barrower. or anV 01 thlm. and Iny aresent llI" fulure juagmlnts lIIlIIinst Barrawer. or Iny or tham: Ind Whalher anv SUCh Indebtedness is vClluntanly or Involunlarilv incurred. due or nal due. absalutl or canllngent. liQuidlled or unliQUldlled. determined or undetermrnld: Wllelller Borrower mav be liable indlvidUll1y or Jainlly with athers. or pnmanlv or sscondarilv. or as guaranJar or surely: whelher f8CllVIry an tile rndablednass mav be or mav bacame llamHI or unentarcalble a;81nsl Barrawar tar anv ....an whatsaavar: and wllethar IIle Indeb..dnlSS Irises tram trlllSlClians which maV be VOId1ble an Iccaunt aI infancy. ,nsanily. ullrl vires. or alharWise. Lender. Tile word ~nda" mans PNC BANK. NATlONAl. ASSOCIATlON. its SUCC8llllll'S and assigns. ReIaIacI DocumenIL The words "Relllad Documents" mean Ind include wilhaUl limllalian all promissory nales. credit agreemlnls. loan agraemenls. anvironmanlll a;raamenlS. guarlnblS. sacuriIV a;raements. mClllglges. dalds allrust. and all alller instruments. Igreemenls and documants. whalhar now or IlereItler ....bng. axacu"d in cannecban wdh tha InClllb..dness. NATURE OF GUARANTY. Gultlnfa~s liabilily under this Guarenly shall be open and continuous tar sa long as Ihis GuarariIV remains in raree. Guaranlar Intends 10 guaran... I1III limes tile performlncs and prompt plyment wilen dus. whelher II malurily or earlier bV reason alseeataraban or alhelWlse. allli Indeb..dness. Accordingly. no paymenlS made upon lhe Indlb..dness will discharge or diminish the canlinuing lIsbiHIy aI Guaranlar in cannecban with any remaining portions allhe Indabtedness or Iny allhe Indeb..dness which SUllleQuenlly Irises or is I_liar incurred or cantracl8d. The obliglbans or GUlrlntors Shall be joint and SlNWIl. Lender may procaed aglinsl any at tha Guaranlors individualy. a;amst anV group aI GUIllntors. or IllIIinsllU IIle GUIlantars in one scliCln, wdhaulltlacting IIle right aI Lender lei aroceed allllinst alher GUltlnlars lor amaun.. lhlt... cavered by this GUIllrilV. AnV insbildy aI Lendar lei pl'llCllld a;ainsllny Guarlnlar (whetller causad bV acbans or a Guarantor or of Landar) will nal allecl Lende~s righlla al'llCllld Igainsl anv or all remlining GUlrlntlllS lor all or pill Or the amounts covered by thiS GultlrilV. DURATION OF GUARANTY. This GUIllnly wlillake etlact when received bV Lender without the nacessily at anv seeeplanes bV Lander. or anv nalice 10 GUlrentor or lei BarrlJW.-. Ind wili continue in lull farce unbl all Indebledn... incurred or canlrlCl8d before receipl bV Lander or Inv notice or revocation shall hive tleen My Ind finllly plid Ind satisfied Ind III ather abliglbans or Guarantlll" under this Guaranly shell have bean pellarmad in lull. Ir Guarantor atscts lei revake this GuararilV. Gusranlelr mav only do sa in wrtling. Guaranlar's wnIIen nallCl aI revocaban musl ba mailed to Linder. by cer1Ilied mail. alllle Iddresl at Lender lis..d Gave ClI" such ather plaCl as Landar mav dssignsta in writing. Wrillen IIVllClItian at this Guaranly wll IIIlPIy only lei Idval1ClllS or naw Indabtedness crealecl aller ICtuII _pt by Lendar at Guarantor's wrillen revacation. For this purpose and wilhDUI Umilllllan. IIle Iarm "new Indelllad...." dll8S nal include Indeblednass which It tha bma aI natica 01 revDCltian is canbngent. unUQuidllad. undetermined or nat due Ind which IlIar Ilacomas absclIuIe. IQuidlled. determined or due. NaIice or revocaban shall be eIIecIive anlv IS lei IIle particular GUII'IIIIIar providing Ihe nabel.. snd 11III nat IIIaclIll8 IIIb8Iy or allier gusrsntors. This Guaranly will continue lei bind G....nlor tar all Indebladnaas incun'ad by amr- ClI' commlllacl by I.andar priCll' lei rw:aIpI or GU8IIIllar's wrtIIan noIIce aI .-lilll1. including any axIanSillns, ..new.... IUbIIIIuIIcInI ClI' madlftcalllll1S allha Indebtednaa. AI ..__. axllnoions. 1UbIlIIUII_ and modlficsliano orlll8 Ind"""1 _ gIIIIled Iller Guaranlclr's revocsllon. Ire conllmpllled under this Guaranly and. speclllcally will not be conoidared lei be new Indebladnaa. This Guaranly shall bind IIle esta.. aI G....ntor IS lei Indllll8dness created bCllh tleIlIre Ind IItar IIle death or incaalCily 01 Guarantor. regardlels aI Lend"" actUlI nabce or GUlranlor's death. Subjacllel IIle toragaing. Guarantor's IIlIIICIlIllr or adminislralCll' or ather legal ..a....nlabve mav lerminala IhiS Guaranly In Ihe same mlnner in which Gultlnlar might have lerminated d and wilh IIle same ellacl. RelBIH or any alher gu...nlar or terminetion at anv alher gUlranly alllle Indlblaclness shill not IlIllcllhe lilbUily or Guarantor under this GuararilV. A revocaban received by Lender tram any one or ma.. GUlrantars shall nal atlacl IIle IIIbillly aI any remaining Guarantors under this Guaranly. II la anllClpelacl IheI nUClUallone may lICcur In Ihe eggregala _..., at Indeb_... covered by IIIla GU8r8IIIy,IIId n II apecIIlcaIly aclcnowlaclged..d agree by Gusr..'or I/IaI reducUans in Ihe amaunl at IlIIIebledn_, aven lei :lira dollan (sa.DD). prior 10 wrlllen revllCalton 01 Ihll G...-enly by G.....1or Mall nol canslllule I ..rmln_ at IhIe G_anly. T11la Guarenly .. binding upon GuannIor and Guaranlor'. hel... _lIIIOra IIId usigna eo lang IS soy 01 the llIIaranlaed IlIIIeblecl_ .......... unpaid ..d even lllough the Indabledne.. guannIeed may from lima 10 lime be zero dollan eSO.GD). GUARANTOR'S AUrHDRIZATlON TD LENDER. Guarantor IUlhariDs Landlr, afther batare or allar anv revacaban h..at. wllhaul nllllce or damand and wllhoul .......ng Guannlor'a IIebUIIy u_1hIa GulnlllY. IrDm lime ID lime: ea) prior ID revocslkm .. IIIIor111 _e. 10 make one or more _11I_ __ or ...- _ ID -.ower. ID _ equipment or _ 1lDOlI. 10 Borrower. or -..... 10 ex1end acldlllanal cndlllD ....___. (h) 10 _. compromlae, _, _, _...., or ~ eII..ge """ or m.... _ lint lime lor ~ or lIIher II.... DIllie IndelIIed_ or any pert DlIInt IndellleclnlT~. Including I..... nIT and de_ DIllie reIe DlInIerIIII Clllllle Indebledn_; ex1en_a may be repealed IIIlI may III lor longer IIIan IIIe ortglnal 1-. linn; (c) 10 lalce and IIoId securtly Iar lhe p8yIItlInl 01 11I1. GuannIY or the Ind_n nl. 8IIlI uc...."' enlD_, weIVe, _rdlllllle, Iall or decide 110I10 pertecl, IIId rel_ any IIUCIIlIlICIIrt!y. wllh or wtlhoul lhe au_lion 01 new call1IIenII: (d) 10 _, aullllllull, lIIIree 110I10 aul, or ..... wtlll any one or __ DI BD_r's surel.... an_rs, or oIher guaranlors on any IIrma or In ..., I'II.!lner Lender may cIIClOU; (e) 10 delermlne boW, when end whel _llceIlon EXnil,,+'",q" 11-20-1998 Loan No COMMERCIAL GUARANTY (Continued) Page 2 01 paym_ ..d cnadlta _I lie _ on the Indallledneea; tll 10 apply ..ch _urtty and dlrecl 1118 _r or ....... 01 _ lheraot, Including wRhoulUmn.tlon, any nonludlclll _ permIIIed IIy IIIe 1erIII. 01 lIIe _lUng MCUrtIy agnenMnl or _ ollrual, .. Lencler In IIlI dlacrellon may determine: (g) 10 "I, ......... _11II. or 11I"..1 parlldpdon. In 11I1 or any pari 01 IIIe In_Mea; _ CII) 10 _11II 01 InnSlar lIltS Gu....ty in _ or In psrL GUARANTOR'S REPRESENTATIONS AND WARRANTIES. Guarantor represents ana wa"anlS III Lendar Ihlt (I) no ~nlllklns or agrea_ at any kind hive been mada 10 Guarantor which would ~mil or quaUIy in aoy wav Iha terms 01 thIS Guaranty; (b) this Guaranty is lIlIIICuIacI al Borrower's request and nat allh. rllQU1S1 at Lender: (c) Guaranlor has fuU pClWtlr. nghtlnd lulhordy 10 an.. inla IIIIS Guaranty; (d) IIIe provisions at IhlS Guaranty do nal canftict with or result in a d...u11 undar Inv Igream.nI or _ instrument bindIng uaan Guarantor and do nlllresull in a IliCllllion at anv law, regulation. court _ or order IIlPliclbla 10 Guaranlor: (e) Guarsntor has nat ana will noI. wilhautllle prior wriltan CO......I at Lendar, sail. lease. auign, encumllar. hypCllhacl.., lransler. or aIherw1H dispose at II or subslanlialv all 01 Guarantor's usa\S. or aoy in1a18s1 n.r.in: (I) I/IIOn Lanaar's requesl. Guaranlor will provide III Lendar finsncilllnd cad" inlarmltion In larm accsplabla Ia Lander. and III such finsncill inllll'matian WhICh currenUV has been. and IU luture finsllCl8l intarmalion WhiCh will be prllVldad Ia Lendar is Ind will be true Ind cllrl'llClln all malarial __ and fairly arssanlllle finsncW condition of Guarlnlllr as of Iha dates ilia finsnciallnlormalilln is prClllidall: (g) no ma_ 1_ Chlnll8 hIlIllCCurrad in Guarlnlor's ftnsncill canclililln SinClI tl18 dale 01 ilia __ IK8n1 IInanciII Ilalemsnts provided 10 Lender and no _nI hili llCC_ which may malanslly scMrIaIy IttacI Guarantar's financial candlhon: (h) no _lion, cIIim. i..-tigllkln. Idninlllrlllva pracaadlng or similar lICIilln (including 11I_ a unps/d _) agsi'" GU8/lIntor is paIIdIng or 1/na18necl: (1)"'- hili made no _nIaIion 10 GUIII/IIor as 10 ... ~ 01 Borrower; Ind m Guarantor hili aallblilllaclldaqua18 _ OIlIIIlalning !ram B_ on I continuing buill IntarmIlIon NIII"Ing BDmlW1Ir's finsncllII candihan. GU8/lInllI' ~ 10 ~ IllaquIIIIIy InIormad tram such means at any tacts, _nts. or cin:ullllllancas which mIgId In any w.y alleCl Guarantor's risks under lhis Guaranty. Ind Guarantor Miller ~ tIW Lender slllll hive no obligation 10 diIcae 10 GUllantor loy InlDrlllllion or dacumsnts acquired by Lender in tl18 course 01 Its relllIonship willi B_. GUARANTOR'S WAIVERS. ElIcaplas arahillilad by applicsbla IIW. GuaranlDr wlivas IOY right III requIre L.nder (I) Ia confinuelandlng money or 10 extena ather credU 10 Borrawe-: (b) 10 nice loy p_ment, pl'lllaSl. damlnd. or nafiCI at anv kInd. Including natica at any nanpaymsnl at the IndeOladnau or atlny nonpa_' ratalad 10 snv CClIIIIerII. or nDtica atlnv lCIian or nanacban an IIIe part at Borrawar, Lender. loy SUrely, end~, or alhar guarlnlor in canneclilln wtIh IIIe Indablad.... or in cannaclkln with Ihlt creation at new '" .ddUiansl loa.. or allligsbClllS; (C) 10 reslllllllr paymenl or III prcx:aad direc:llv ",.1 once agsi"l aoy parson. inCluding Borrower II' anv atl18r guarantor; (dlla pracead directIv agsi'" II' ..hlusl all) cllllllarsl hIIId by Lender IrlIm Borrower, any _ gUllalllor, or loy ClIhar pal8llll; (.) Ia gMl naIica at 1118 Iarms, bme, Ind pIsca allOY public or pnvsle ilia aI parsansl prclllllfly security hIId IIy Lend.. !ram Borrawar or 10 comply wiIIIlnv ather IIlIlIicIbIa provisiDIIS at tlla UnIIarm Cammerclll Code: (I) III pursue anv ather remaclV witIlin Landar's allW8r: or (g) III commillOY set or omISSIon at .oy kind, or II anv bme, with _I to any mall8r Whl_. Guaranlor also waives anV and all righls or d....... arising bV _an at (al aoy "a.. action" or "Inti-daticiancy" IIw or aoy atller IIw whICh may pre.enl Lander from bringing aoy lCIian. including a cllim far deficiency, _nst Guarana, balora or atlar Landllr's camm.nce_1I' CllIIIplatlan 01 aoy taraclasure action. eilher judicillly or bV lIXllrcIsa at a power 01_: (b) anV election at ..medill bV L.nder which deslravs or alllalwiH Idve....y affllclS Guarsnlar's subrogaban nghlS or Guaranlor's righls 10 pracead agsinal Borrower lor f81mDu_l. including wilhaut limillbon. aoy IllSS 01 nghlS Guaranlllr maV suffllr bV _an alaoy law Wmlling. qulllilying. or dtscharging IIIe Ind.b18dnass: (clloy disabilily or ather d.,.... aI Borrower. 01 anv ather guaranlar, or at anv ather person, or bV reallln of lIle c....fian at Borrower's lillliIity tram aoy causa WhllSaaver. ather IIlIn paymanl in lull in Iegal"nder. at Ihe Indebladn..: ld) aoy right to claim dischlrga 01 the Indelllad.... an ilia Iluis at unjuslltlad impairm.nI at any call1larallar Iho Indebledness: (e) anv SlltUla of limillbans. il allOY bme anv lCIion or sud braughtlly Lander IIIIlnst Guaranlllr is commenced IhIra is aulSlanding Indabt.d.... 01 Borrower III Lander which is ncll _ by anv app_l. slatul. at imillhans: or (I) aoy dele... given to guarsnlll's IllIw or in equdy _r Ihln actulll pavmenl.nd perlarmsnc. OIlha InclaII..d..... II pavrnanl is made bV Borrower. whether voluntarily II' llIhIrwiIe. or bV Ill) third alrly, an 1118 Indab..d.... Ind IharaltIIr Lander is Illrc.d 10 remd IlIalmaunl at IhII pavmanllo Borrower's IruSlH in bankruplcy or 10 any similar _n under IOY ..darlll or SllIe llankruplcy IIw II' IIW lor the ralieI at dlllllllS. IlIalndall..dnau sIIIIIl be considered unp8id Ill' Ihlt purp_ 01 enlorcemenl at Ihis Guaranty. Guaranlar lurther waIves Ind ~ natlo .... or claim at aoy time aoy deduehana 10 the amaunlguaranlaad under IhlS Guaranty lar aoy cllim 01 setatt. caunlarclaim. caunlar d.mand. recoupmenl or similar right, whether such claim. damand II' righl mav be ..- IIy Ilia Borrower, tho Guarantor. or bath. GUARANTOR'S UNDERSTANDING WITH RESPECT TO WAIVERS. Guarantor WImInts Ina Ig...lhallllCh at Ihlt WIIY8lS sellar1h aIlavels maae with Guarantor's lull knawtadga 01 ltlsignlficance Ind cansequancas Ind lhal. under 1118 circumsllncsa. Ilia WllYers Ire raasDlllllla .nd noI canlrlrV III pubic palley or law. IIlny such wslver Is determined III be conlrlry Io.oy IIlPIicaDla law or pUblic pCllicy. such _ Shllll be aIIacIhIe only Illlhll _nt permillad bV Ilw or public paley. LENDER'S RIGHT OF SETOFF. In Iddllkln Illlllllians uponlnd righls aI saIcIIIlllIIinst Ilia moneys. sacuriliel or atller prap...., 01 Guaranlor giwln III Lander bV IIW. Lander shllll hi... _ respect 10 Guaranlllr's llbligatiDIIS 10 Lander under IIis Guaranty Ind Ia ilia ...nI _...;;wI by IIW. a canIrlIClual security '''-1 in and . right of seIclII ags/nsI, Ind Guaranlar _y usigrs, canllayS, daIIV8rs. pledges. Ind IranlIars Ia Lender III or Guaranlor's right, ala lod i....... in and 10. all dapllllts, moneys. sacurtIIaI and _ -'Y 01 Guarana now II/' ,*-1Iar in ... r- ~an a11l1 on dapoIiI wiIh Lander, wIleIhar IIaIclIn a ganalallI' IPaciIIIIIlCllUftIII' dapasiI, wIleIhar hIIcI JllInIIy with __ ...., lI'"'wIleIhar hIIcIlllr salakaaping II' 1lIherWisa, 8IlIlIUdIng hon... d IRA. KaogII, and IrUII accaunIL E.., such S8CIIt\y I....... and right 01 ~ ..., be;" 'II. without damlnd upon II' naliCllo GuarsnIar. No security InIeraII '" rigIII aI salolIshd be -..clio hi.. bean wlllV8d by any act'lI' -.lucI'onllla part at Lender or by Inv neglacllo -asa such rigIIl at seIclII or 10 .nlorce such SCUIiIy In_lor by loy dlllly in sa dCllng. E.., rigIII at seIclII ancl sacunl'f i_ Shill canbnu. In IuU IllICa and _ until SUCh right at HICIII or security i_' is apacitlcally waivea '" rel_ bV.n i"lI'Uman! io wrihng _uIacI bV Lander. SlEORDINATION OF BORROWER'S DI!BTS TO GUARANTOR. Guarenlclt agrees Ihllll18 Indablad.... aI Borrower to Lander. w_ now _ng or hereafter crea"d, shill be prior Ia aoy claim lllel Guarantor mav now have II' _liar acquire againsl BlIrrllW8r. w_ or nat BorrllWlll becomes insalvent. Guarantor ~ --rv subordlnalas snV claim Guarsntor mav hi.. ...1 BllmlWlII". upon any account wha_. Ia aoy claim Ihll Lander mav now or ".,.,.., IIave agsinal Borrower. In III. _nI aI inaclIV8ncy Ind consequent iQuidalion at IIIe _ aI Borrower. through bankruatcv. by an IISIign_nlfar Ilia '*-lIt III craddors. bV voIuntarv Uquidation. or ClIharWiU. lha _ aI B_ IIlP" .... Ia the paymenl at the cllims at blllh Lander and Guaranlll'slllll be paid 10 Lender and ahlll be tlrsllllpliad bV Lender III ilia Ir,__....,lJI Borrower 10 Landar. GuaranI'" dIllS harabV align 10 Landar 11II claims which d mav hive or acquire agsi'" B_ or agsinallny uaiCI'" II' IrusIalI i~ bankruplcy of Barraww; prClllidad _. lhalsuch aaaignmantsllall be aIlacIiwl anIy a Ih. purp_ a1_uring 10 Lander lull payment in legal lander 1II111e In_lad.... II Lander 10 ~ .oy _ II' cradillIII_ now II' hereatler lIVidancing aoy dabIa II/' ot"g .... 01....._ 10 Guarantor shlU b. /IIIIkad with . Iagand IhlIIha ..... .. subjacllo IIlIs Guaranty Ind IIhaI be dallveracllo Lendar. Guaranlar..... _ ...... -V is auIIIlIrad. in Iha nsme 01 Glwantor. !ram bme 10 time 10 lIlIIICuIa .nd Be tinanclng __ Ind CllIlIInuallan sllla_ .nd III -* sueh 01"., documents and III _ such IlIl18r lCIians as Lander deems n- -oy or apprapriale III perflIcI. 0- Ind .nIlIn:e Its righls under Ihi!, Guaranty. MISCELLANEOUS PROVISIONS. TIHllllUawing miscelllnaaus arovlslcma .. a alrl 01 this Guaranty: Amendmenta. TI1is Guaranty, lageIher with anv _ Documents. conslllUles Ihlt entire undenllanding and agreement 01 the partieS as 10 I/H, 11...20-1998 Loan No COMMERCIAL GUARAfI. iY (Continued) Page: mailers salforth In IhlS GuaranI'(. No alteration at or amendmanlla thIs GuaranI'( shall be eltecllve un'ess gIven ,n wnlln; and slgnad bV the aam. or parIHIs saughlla be charvad or bound bV tl18 alleral1an or amendmanl. Appllcable~. This GuaranI'( has _ delivered 10 Lender and accealad DV Lende' In the Camman_h at PennsylvanIa. Illhere IS a laWSUIt. GuaranlClr IgI8a UaDn Landar's requesl 10 SUbllll1 10 1118 lunsCllCtian 01 Iha coWlS of CUMBERLAND Caunl'(. Cammanweanh 01 Pannsvtvania. Lander Ind Guaranlllr ~ wlivelhe righlla SOV jury tnal In Inv action, prDCeldlng, or caun_,m brought bV eill18r Lande' or Guarani... ag&Insl the alher. ThIs GuarinI'( shall be gawrned by and construed In accordance wilh tl18 laws at Iha Cammanwelnh Of Pennsylvania. Allam.,.' F_: Expen_l. GuaranlClr agrees 10 aav uaan damand all of Lende(s caslS and expanses. including anorneys' Iaes and Lender's legal expenses. incumed in connection with the antarcemenl at thIS GuaranI'(. Lendar mav pav someone else ICll18lp entorca lhis GuaranI'(. SOd GuaranlClr sl18l1 pav the caslS and expanses 01 such entarcemenl. COIls and exaenses includa Lender's Inorneys' .... and legal expanses whalher or not thare is a lawsuit. including 11Iorneys' fees and 1_ expenses far bankrupll:V proceedings (and including ettorls 10 modify or vacate anv aulamlliC stav or Injunction). IPpeals, and anv anliclpalad pasl-judgmenl callactian serw:as. GUlrlnlar also shall pav all court caslS and such additional .... u mav be directad bV 1118 court. Notices. All notices llIlIuired 10 be given bV allh.. aartv ICllhe _ under this GuaranI'( Shen be in writing, mav be senl bV l8IlII8CSImila (unl... aIhaIWiIe llIlIuirad by Iaw~ and. -' far revacsIlan nallcas by Guaranlclr. shall ba elfaclive wl18n actuallV dalivw8d or when dap_ wdh a nelionally recag_ -'light courier. III" wl18n dapClllllad in the UniIIId SIB'" mail. first cIIa pastage pllllllid. addnlSlad 10 the aartv to wham the nlllica IS ICl be giVan It lIla Idd_ shoWn !Dave or ICl such _ a_ IS aiIher aartv mav designs18 to the ather in writing. All _lion nalicaS by GuarlnIClr SIlaII be In writing Ind shall be aIIacIiva only upon delivery ICl Lander IS provided lIblMl in lhe SllCIian tilled 'tlURATION OF GUARANTY." II !hare is mlll"ll then one Guaranlllr. nab ICllnv GUarlnlClr wUI canstilute nllliCe to III Guarantors. Far nab aUrpases. Guaranlclr ~ 10 klllP Lander inlllrmed II all times '" GUarlnlCl(s currenllddress. Interprelallan. In all CIII8S wll8re '''' is mare than one Borrower or Guaranlclr. than all wordS used in this GuaranI'( In Iha singular shall be d_mad 10 heve ll8en used in 1118 plural wllara the canlllXl and canslruclian sa require: Ind wl18re Il18re IS mare then one Borrower namad in INS Guaranty or when 1M Guaranty is exaculllc:l by morslhen one G_nlClr. lhe wardS "Borr__ and "GuaranlClr" res~v shell mean allllld anv one or mare at them. The wardS "Guarani...," "Borrower," and 'and... include the hainI, successors. assigns. and lrans_ at aach Of them. Caption headings in this Guaranty are far canvenl8nce purposes anlv Ind are natla be used to interpret or defina Iha aravislans of this GuaranI'(. If I court at camaatanl juriSdiction findS anv proviSllln at this GuaranI'( 10 be Invalid or unenfarcelble Isla any p1lllOn or clrcumslanca. such finding Shell nat render thet provision Invalid or unenlarcelDle IS ICl any ather persons or circumstances. Ind all a,.ClVisIans arlhill- GuaranIV in aU athar resalClS shell remaIn valid Ind enfarceable. If anv one or mare at Borrower or Guaranlor are ca'llcral1ans or partnerships, i! IS nal necesssry far Land..1Cl inq.... inla lhe PllW8lS at Borrowar or GUarlnlClr or at Ihe alficars, directors, plrtners, or agenlS a.::ting or purocrt;n; to act an their behelf. Ind any Indablad_ made or crealad In reiilnce upon tha pra.....d elcercise 01 such pow... sr.aH De guaran....~ under Ihis Guaranty. Wllver. Lander shell nat ba d_mad ICl heve waived anv rights under this GuaranI'( unlasssuch waiver is gIve. In wri~"g and slgr.ad by Llndar. No detaV or amissiCln an the part at Landlr in exercISing any right shell ogara.. as a waiver of such nght or any a;har ngh!. A wa.'er bV Lendar of a provisIon of this Guaranty shall nat prejudice or constitute I wai_ of Land"" right athe_ ICl demand stricl ccrr.~ll8nca with thei arllVlSlan or anv alher provision atlhis GuaranI'(. No anar waiver bV LInder. nor anv course at dealing baIWaen LInder and GUllanlClr, shall canslilu18 a waiver at any of Lander's righlS or atlny at Guarantor's abligltians as to Inv luture lraouctians. Whenever tl18 cansenl at Landar IS required undar this GUlranl'(. tl18 granting at such consent bV Lander in anV Instance Shell not canstilu18 continuing canaanl 10 sub_uent 'nslances wll8re such cansenl is llIlIuirad and in IU cases such cansenl mlY be granted or withl18ld in the SClIe discretion 01 Lander. LIMITED RECOURSE AS TO NO_PPLICANT SPOUSE. Nalwithslllnding anything contained hereIn to Iha contrary. it is Igraed thet. unlsss an exception to the requirements 01 Ragulllion B attl18 Bcard at Gavernors at tha Federal Raserve System Ipplias In connection wilh tha eXlens'an artha Indebtedness and Iha execution allhis GuarinI'(, the spouse who is daemad not to be the "aaalicant far credir lor PU'll0S8S at such regulaban (1118 "Nan-Applicant Spouse' shell be personsUv liable undar this GUarinI'( anlv with respect ICl Isseis held jointly IS at Iha date hareat or h....tter acquIred. and tl18lien at any judgment, ardar or ather relief Igainstthe Nan-Applicanl Spouse shall be lImIted therela. Nalhlng herein, however, shall limillhe Lender's rights Igsinst anv person, firm or enlilV alher lhen tha Nan-Applicanl Spausa. FINANCIAL INFORMATION (GUARANTOR~ Guaranlar shall deliver or cause 10 be delivered 10 Lender wllhln 15 days Of filing each vaar: (a) a capv at the tederaJ income tax return filad bV Guaranlor, WhIch tax return Shall be a lrue and complete capv of tl18 relurn filed bV Guarantor wllh thl Internal Revenue Service: Ind (b) an updated palSClnal finlncralslatemenl at Guaranlor. CONFESSION OF JUDGMENT. GUARANTOR HEREBY IRREVOCABLY AUTHORIZES AND EMPOWERS ANY AlTORNEY OR THE PROTHONOTARY OR CLERK OF ANY COURT IN THE COMMONWEALTH OF PENNSYLVANIA, OR ELSEWHERE. TO APPEAR AT ANY TIME FOR GUARANTOR AFTER A DEFAULT UNDER THIS GUARANTY, AND WITH OR WITHOUT COMPLAINT FILED, AS OF ANY TERM, CONFESS OR ENTER JUDGMENT AGAINST GUARANTOR FOR THE ENTIRE PRINCIPAL BALANCE OF THIS GUARANTY, ALL ACCRUED INTEREST. LATE CHARGEs, PNJ ANY AND ALL AMOUNTS EXPENDED OR ADVANCED BY LENDER RaATING TO ANY COLLATERAL ~ING THE INDEBTEDNESS TOGETHER WlT1-IINTEREST ON SUCH AMOUNTS, TOGETHER WlT1-I COSTS OF SUIT, AND AN ATTORNEY'S COMMISSION OF TEN PERCENT (lll'11o) OF THE UNPAID PRINCIPAL BALANCE AND ACCRUED INTEREST FOR COLLECTION. BUT IN ANY EVENT NOT LESS THAN FIVE HUNDRED DOLLARS (S5CO) ON WHICH JUDGMENT OR JUDGMENTS ONE OR MORE EXECUTIONS MAY ISSUE IMMEDIATELY: AND FOR SO DOING. THfS GUARANTY OR A COPY OF THIS GUARANTY VERIFIED BV AFFIDAVIT SHALL BE SUFFICIENT WARRANT. THE AUTHORITY GRANTED IN THIS GUARANTY TO CONFESS JUDGMENT AGAINST GUARANTOR SHALL NOT BE EXHAUSTED BY ANY EXERCISE OF THAT AUTHORITY, BUT SHALL CONTINUE FROM TIME TO TIME AND AT ALL TIMES UNTIL PAYMENT IN FUll. OF ALL AMOUNTS DUE UNDER l'H/! GUARANTY. GUARANTOR HEREBY WAIVES ANY RIGHT GUARANTOR MAY HAVE TO NOTICE OR TO A HEARING IN CONNECTION WITH ANY SUCH CONFESSION OF JUDGMENT. EXCEPT ANV NOTICE AND/OR HEARING REQUIRED UNDER APPLICABLE LAW WITH RESPECT TO EXECUTION OF THE JUDGMENT. AND STATES THAT EITHER A REPRESENTATIVE OF LENDER SPECIFICALl. Y CALLED THIS CONFESSION OF JUDGMENT PROVISION TO GUARANTOR'S ATTENTION OR GUARANTOR HAS BEEN REPRESENTED BY INDEPENDENT LEGAL COUNSEL. EACH UNDERSIGNED GUARANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS GUARANTY AND AGREES TO ITS TERMS. IN ADDITION, EACH GUARANTOR UNDERSTANDS THAT THIS GUARANTY IS EFFECTIVE UPON GUARANTOR'S EXECUTION ANIl DELIVERY OF THIS GUARANTY TO LENDER AND THAT THE GUARANTY WIll. CONTINUE UNTIL TERMINATED IN THE MANNER SET FORTt! IN THE SECTION TITLED "DURATION OF GUARANTY." NO FORMAL ACCEPTANCE ay LENDER IS NECESSARY TO MAKE THIS GUARANTY EFFECTIVE. THIS GUARANTY IS DATED NOVEMBER 2D, 1_. THI& GUARANTY HAS BEEN SIGNED AND SEALED ay THE UNDERSIGNED. GUARANTOR: 11-20-1998 Loan Ho x7a(~"-::::::;;.'j::..::,~.~..>>:..::.. -}~~.~VI~__ . I COMMERCIAL GUARANT. (ConUnued) Page 4 . ..... .... 'iWi:.) x .::'rJril:fK::!Pri~.'~'?'>:..:.'::" ~;!'f<;0'f~''''':r':i_' CAROL K. DAVIS . .. INDIVIDUAL ACKNOWLEDGMENT STATEOF 1~/V'/I/5yt-/,'AAltl't COUNTY OF tAun AI#J.LA-A/Z> ).. I On this. the ,;J.f'l}I dBy aI 4-lIvr.;}" ~7e... , 1a.tl.. blllln .... K//II t. h>~ , II\~ undarllgnad NaIary PImIc. parsanalIy ippaaI8CI HARRY F. DAVIS'" CARClL K. DAVIS, knllWll to .... (or salilla 1..1, ~) 10 lie lI1a paIIlI whCllll ns_ ... subllClillad 10 ilia wIlhIn 1nIlru_. Ind 1Ck~ IIlatll1ay -.did lI1a sa.... Iar Iha purpllll8llllenlln canlIInad. In ..... WheqoI,I ...... eat IllY '-Id 8IIlIlIIIIclIII.... /Jd~f y ~ NDIIIy Public in and Illr tl18 StIle 01 I/f LASER PRO. RIg. U.s. Pit. . T.M. Off.. Vir. 3.alICJ 'II. CFI ~'" lnC:. Allrlg'u. ,.1.".11. l"Ao-E2G DAVI8Z.LN CII.QVL! It_ L:: ~I~~ SIeI ~'-' . NaIary PublIc . 1Iara. Adlms C My Corrim,sa an EXIlires JI.I"e ~oo, MI"'~". -......-c ..~ . lr. _ 2:i"- ..... .;_. 03/30/01 11:07 ft5709818240 p~r SPEC. ASSETS ~OIO'OII (,,0/02015 P #' PROMISSORY NOTE r !.'rinclpaI .: :[ \:xI,an.DIIte. +... ~turlly 1:,..Lo8n'lI/o.' V.:c;:au:- .tCollateral i.- AccoUl!t': ,-Of!icel'l7inltlaiSl $245,000.00 . o4-17-199~ . ()4..:.17.;..2Q03: .' . "'.. ,.... 20014648412 i "5 -L...- ~ ReferenC8S0 11'1 the shaaed area arB tel Lendsr's. use only anC: do nat limit the appllcablllty allms documen, 1.0 anv pan:CL:18r loan Dr Ilem. Borrower: DAVIS GREENHOUSE. INC. (TIN: 23-2_205) 111:I HAMMOND ROAD SHIPPENSBURG, PA 17257 Lender: PNC BANK, NATIONAL ASSOCIATION 424Z CARLISLL PIKL CAMP HIll.., pa 11001"'-14 ~~ -..--.---- --..- --- Plincipal Amount: $245,000.00 Interest Rate: 8.000% Date of Note: April 17, 1998 PROMISE TO PAY. DAVIS GREENHOUSE, INC. I"Barr""'er") promises 10 Pav 10 PNC BANK, NATIONAL ASSOCIATION I"Lender"), or order, III IaWlUI money of the Unlled S1a1e" 01 America. the prtngJIIII amount aI Two Ilundred Fat1y Five Thousand & 001100 Collars IS'45,oon 00). IlIgelher wllh Interes' atlhe """ a11.lIIIlI'lIo per annUm an tile unpaid p_rlnclpd baIaIIce tram April 11, 19!11. until paid In lull. PAYMENT. Borrower Will pay 'hls loan In 59 regular paym,,",s aI S2i1&7:J2 eacll and one Irreglllar last payment esUmaled at $216,11&0.57 Borrower's 1I1s1 pay"",ntls due May 17, 1911. IIId all sullSequen' payments are due an .he same dll'/ 01 each manlh after that. Barr""'."S nnal pavmenl due April 17, 2GlI3, will De lor all pnnclpaI and all accnaed 1n1ere51 nol yet paid. payments ,nclude principal and Interes' CI'e a...nual interest rate for thIS Note rS compu18d on a 3651360 basis: tnat IS, by applYing the ratio ot tl'te annual Interest rate over a year Of 360 daVs. multiplied by the outstanding principal balance, mUltlplllld by the actual number of daYS the pnncipal balance IS outstanding. aot"l'Qwer W1n pay Lence' at Lenoer's addr1ls~ !.hown abOWl or at such other place as I..ender may deSIgnate In ""ntln;, Unless othel'WlS8 agreed or reaulred by applicable ..1W. paymBnts will be applied first to accrued unpaid intsl'85l. thsn to principal. and any remalnang amount ~o Bnv unpaid collection cas15 and lale charge~ PREPAYMENT PENALrt Upon prepaymenl atlhls NaIe. Lender Is enDUed 10 the IollOWlng prepeymenl penalty: On any buslnellS dll'/, uaan payment 01 all accrued unpallllnleresl an this Nale. and """" live (5) DUSlness day's prior wrtllen notice to Lender, Ihe Borrower mll'/ prepll'/ all or IIBrl a1.he au'standlng principal aI thIS Nale; provided, however, tha.lhe Borrower alSO agrees 10 pay I eneler lIS campenSllllon lor Ihe cosl at advanCing nxea rall! lundS, an amount equal 10 the Cast at Prepaymen'. -Casl 01 prepaymen'" meanS an amount equalla the present value, It pasiUve. a1thl prClcluc' 01 (al the dlnerence between (I) Ihe vteld. an 'he dale al'hls NllIe, all U. S. TreaSllry abllll8llan W1lh a ml'u"ty similar 10 mls Nale minUS (ii)'he Vleld an .he prepayment date, of a LJ. S. Treasury aDllga.lOn wolll a nudurlly similar '0 the remalnlng maturity aI mls Nate and (bllhe principal amaun.la be prepaid, and Ic)the nllmber 01 years, InclUding tractional years. Irom the prepayment de.e III me maWrily elate at .nls Na.e. The Yield an any U. S. Tre.sury Obligation _ De determined Dy reference 10 Federal Reserve StatlsllCal Rel_ H.15tS19l .Selected In'eres. RBles... For purposes 01 milking preserd value CalcUla1.lons, the Yield to maturity of a Similar IMIUntv U. S. Treasury obligation on the preplIYment dale shllll be deemed Ihe discount rate. The Cas' at Prepayment snail also apply 10 anv payments m_ after acCelerallon allne mlllurtly allhls Nale, Excepllo! 'he foregOing, Borrower may pay all or a DDrtion of tne amount 0WBd earlier than it IS due. Early payments will ~ot. unlsss agreed 10 by lendsr In wntlng, relleva Borrower of Borrower's oollgatlon 10 conbnue to make payments under the paYl'l1llnt schBdule Ra1,.",r. Ihev Will reOuce the ~rinc'lpal balance due snd may result In Borrower malung Iew8r paymsnlS. LATE CHARGE. II a pavmel'1t IS 15 dll)'s or more laIe, Borrower will be charged 5.DOD~ or Ihe unpaid portton of the regula,ly SC'~eduled paymenl or S100.DD, Vlhlctleftr Is less. DEFALl..T. Bol'TOWBI' will be In defaullll any of the followulQ happet'ls: (a) BclTOWBI" falls 10 make any paymsnllNhen due (b) Borrower break~ 3nV prol"". Borrower has made to Lender. or BOrlQWBf faits 10 comply wlI" or 10 perform when dUB ant orher tarm, obflgallon. covenan~, or cor:drl:or. :cnlained In this Note or any agreemenl related to IhlS Note. or in sny other agresment or lean Borrower nas with Lender. (c) Any !"~presen~tion :]r statement made or turnished to Lender by BorraWBr or on Borrower's, bBhal1 IS, false or tnISleadlng In anv rna,snBI respect Bllher now or a: Ihs :1."T1e made or turnished. (d) Borrower becom85 Insolvent. a receiver IS appointed for any pari of Borrower's property. Borrower mikes an asslgnn'M!n: fer Ihf. benet"I' at crllditol'S, or any proceeding IS commenced either by Borrower or aiS,lns' BenDWe' under any bankrUplcy or Insolvency laws, (0) An~' credltcr tries to lake any of Borrower's property 01'1 or 1ft which L,end9r haS a lien or security InlBresl. 7nls includes a garnishment of any 01 Bcrrower's accounts Wltn lender. (I) Any guarantor dies or any at the other events descnbed In IhlS default Slection occurs With respecl to any guarBnlor oflhl~. Note, (9) A maler'lal advlne change occurs in BOrlower's finanCial condition. or Lender belieV9s ~he prospect 01 payment or pertormar.ce of thl! Indebtedness IS Impllr8&:3. LENDER'S RIGHTS. Upon defaull. LendBr may. after giving such notlcBS as required by applicable law, declare the entire unpaKs pt'lnc1pal balance Dr. 1"15 NOIIJ and aD accrued unpaid IntBrssllmmedlalely due. and then Borrower will pay thai amount. upon default. Including failure 10 pay upon fins' maturity, lende'. &lllS opllon. may also. iI permlt18d undllJ applicab~ law, increase the interest rate on thas. Note 5.000 percentage points The InteMS' rale will nol oxa:eCI U'I8 maximum rate permrtIIKI oy applicabMl law. lender may hire or pay 'Someons etse ~o help collecl thIS Note if BorrOWlllr daBS no: pay. Sorro\V8' mo Will pay lender thai amounl. This InCludes. subISC1 to any Ilmds under applicable law. Lender's attorneys' lees ar'lc Lendor's leg~! expsnses whetMr or not there Is a IBwsud, including a"orneys' fees and tegaI expsnses for banM:ruptcy IJroceudings (InCluding eltor15 10 moolfy 0, vaClte any automatic stay QllnlunCbon), appeal:a. and any antlcipallld posl-Iudgment coll8Cflon s,eMCB:io. If not prohibited by applicable law. Bcr:-CWE-" amo wi11 pay Iny coul1 emt50. in addition to all OIl1er sums prOvldBD by law. If /udgment IS enter9d In connection wil'" thIS Note, Inleresl Will c:onlln~ to accrue on IhlS Note after Judgment altne exaslil'1g Interest rate prOVIded '01 In IhIS Note. This NOIe haS been delivered to l.ender and accepted by Lender In 'he commonwellllh 01' Pennsyavanla. If there .S 8 laWsuit, Borrower 8gren upon Lender's request to submit to the JunscUctlon of Ihe COlJns of CUMBERLAND Counly, the commonweelth or PennSYNanla. Lel'lder and Bol'fower hereby waive- the rlqht '0 any IUry trial In an: actlOf1. proceed'lng. or counterclBlm brought by ellher Lender or Borrower 8911lnst the olne-r. T"I.s. Note shall be governed by ana cunstrupd In accord_nee wtlh the 1_5 or the Commanweanh or Pennsylv8nl8. RIGHT OF SETOFF. Borrower grants 10 lander .iI contractual possessory secUrity Intereslln. anc hereby assigns, conveys. delivers, pl9dges. an: 'ranslers '0 Lender all Borrower's fight, Itlte and Inhlrest In and la, Borrower's accounts wl!h Lender (whether chBCking. savm.g~, or Some 01h'-. account), Includrng wd"outllmllabon all accounls ",eld 10lnlly With s>omBOne else and all accoun's Borrower may open In lhe luturE'. axch.:t1ll1g ~gwevC. all IRA Il'1d t<eogh accounts. and all trusl accounts lor which the grant ot a security Interesl would be Pt"Cto.l.blteCl by law. BorrOWBr aulhorl7n~ l.ynCnI. fr the extBnt psnnilted by applicable law. to charwe or 5IItoff aU sums OWing on this No'. againsl any and all SUCh acccunts. COlLATERAl... This Note IS secured by a MOttgage dateCl April 17, 1998, to Lender on real prOp'U~Y located In CUMBERLAND Cr.lu~!y Commonwealth ot Pennsylvania. all the terms aT'ld conditions 01 wrllch are nerebY Incoroorated and madA:J. part of InlS Nole. ADDITIONAL PftOVISION. This Note Is Issued In cOl1nBdlon With I l.atler Agreemaf\r dated March 25, '998, ana the other dOCL;mgnl!i. rlJfer~ed ~: IhBnlln. thQ termS 01 whICh are Incorporated herSln DY reference, Exh.b'itllB'1 . p~r SPEC. ASSETS ~ 011 '011 PROMISSORY NOTE . # 2' ,p-"'-'" . " .' . ... ._'~IIIIi1uedf"". .':' . -:-. - - - -. -.:t:T,-....".....~ _ . . r J ~. ."'.... ~... ;o;.a:..~l 03/30/01 11:08 , .-It .r.:.~::-~~. ._H~~::~~: . .:: . NcI:... ." ..~ ........,. : '5'5709616240 COLLATERAl:.. nxs NllI1IlS secured by. in IdddiDn III ~ny _ ~ a ..art;aGII- N....lllbar 211. 19l1B. III ~ an ..... _onv_1D CUMBEIlU'dID CaunlV. Camnxm......h aI Pnnnsylvania, all the....... and canllHlans III whICh'" -y Incal1l~18d and made ~ part all"'._~ YEAR _ COMPUAIlCE. 8.",."""" has .......ed .. areas ,,-n Ib busII_ ."d all8l'~""ns - ca'*I lie ......, aIIacIad by. and has _I'" ... IS _aping a _ram III Iddr8SS an a ......,. __ IIIe nsk thai C8Ilain camp"_ aaatlcalions .- by B_ mav ba u_ III recGg.... and pelflJnn ~ da_nsl... ...-lnvaMnII daIas pilar IlI."d..... D......._ 31. 1999 (the "V_ :IlllIIl" P. .. ..,. 'TlIe.V_ ZllllI _ will nllIl8IUII. and IS nllI .......,Iy .....-ll,(Illl reouII. In any malllrtal - ~ an \he bustness. ..'-- ........ ft_ candillan. _ at __ ... prllSII..:ts iii _. ar "'" BIlI\y at B_ III duly and puncIuaIIy _ or pertann .Is lIbIiga- ......u.... and "nderlhe~D~ GEN~ PROVISIONS. u..- mav -V tit largo enlarcing any aI lis righls tit remedIM under IIus NclI8 wllhaullaslng IhoBn. Barr"""" ancl any _ plBSCln woo ..gns. g......_ '" oncllllS86l/l1s NaIl. III the 8IlIInI aDlIWIICI by law, w.... p-. demand tar 11&,...... amrast and nalice at dishonor. Up"" any change in thelarmS at !his _. and ....... __ .....-sIy - In -..g. "" pa/Iy wlla 11II11I - NaIl. - as maker. guaranlar. __ maker or andlll58'. sndlle.' T~ ""'" 1iabIIIly. AI suCh pam. _1lIa1 Lander mav ...- tit - (repoallldly and tar any IengII\ allImellhis loan. ... _ any party tit gualBllIt1t tit caIaIIlBl; arlmpair. IsII III ..... upon ar parIIICl LenclWs secI8IIy 1- in IIle calallnl: and _any _1Clian _lIIId . -.., by-Lend.8I' --... CllI.-.lat ar _Ill -- All such pan.""" .....1lIa1 Lender may macllyllislClan wanaullMccnenlaI or _11I...,......- ...partywllh _m II.........~' is made. Itany'pI8IIan "'INS_Is Jar .ny...... dllllQn_1D" III_A.. Ilhl8.ltwdl naallflCt..~. "iDly at.., aIhII' prm.~- at Ihis Naa CONFESSION OF JlIDGII9'T. BORROWER HEREBY 1lREV0CABl. Y AUTHORIZES AND EMPOWERS AN'( ATTORNEY OR ll1E:PRCm<<lNCTARV OR ClSlK OF MY COURT IN THE COMMONWEALTH OF PEJ\lNSY1.VANIA. OR ELSEWHERE. TO APPEAR AT AN'( lIME FOR BORROWER ~ A DEFAULT UNDER THIS NCJIE. ~ \'Vml OR WITHOUT COMPI.AINT FILS). AS OF AN'( 'lI'RM. CQIlFESS OR ENTSI J\JDGIIIENT AGAINST BORROWER FOR TlE ENTIRE PRINCIPAL BALANCE OF THIS NOTE. ALL. ACCRUED INTEREST. LATe CHARGES. AND AItI ~ ALL. AMOUNTS EXPeNDED OR ADVANCED BV LENDER RELATING TO AItI CCUATER/IoL SECURING THIS NO'II' TOGETHER WITH INTERESf ON SUCH AMOUNTS. TOGETHER WITH cosrs OF SUIT. AND AN ATTORNEY'S COMMISSION OF TEN PERCENT (10'l101 OF ntE uNPAID PRINCIPAL BALANCE AND ACCRUED INlERES'I FOR COLLECTION. BUT IN AN'( EVENT NOT LESS THAN Ave HUNDRED DOUARS (IIil101 ON WHICH JUDGMENT OR JUDGMENTS ONE OR MORE EXECUTIONS MAY ISSUE IMMEDIATELV: AND FOR SO DOING. ll-iIS NOTE OR A COPY OF TliIS NOTE vERIFIED !IV AFfIDAVIT SHALL BE SUFFICIENT wARRANT. THE AUTliOAnY GRANTED IN THIS IIIOTE TO CONFESS JUDGMENT AGAINSf BORROWER SHAU. NOT BE EXHAUSTED BY AItI EXERCISE OF THAT AUTHORIlY. BUT SHALL CONTINUE FROM TIME TO TIME AND AT ALL. TIMES UNTIL PA'l'MENT IN FULL OF ALL. AMOUNTS DUE UNDER THIS NOTE, BORROWER HEREBY WAIVES AN'( R1Gtrr BORROWER MAY HAVE 10 NanCE OR 10 A HF.ARING IN CONNECTION WITH AN'f SUCH CONFESSION OF JUDGMENT. EXCEPT AN'( NOTICE AND/OR HEARING REQUIRED UNDER APPUCABLE l.IoW WITH RESPECT TO EXECUT1QN OF THE JUDGMENT. AND Sf AlES THAT EITHE'R A REPRESENTATIve OF LENDER SPECIFICALLY CAIJ.El THIS CONFESSION OF JUDGMENT PI'IOVISION TO BORROWER'S ATTENTION OR BORROWER HAS 8EEN REPRESENTED BV INDEPENDENT LEGAL COUNSEL. PRIOR TO SIGNING THIS NOTE. BORROWER READ AIIID UNDERSTOOD ALL. THE. PIIOV1SIONS DF THIS IIO-re. BORROWER AGREES TO THE TERMS OF THE NOTE AND ACKNOWLEDGES RECEIPT OF A COMPL.ET"fIl CQPY OF THE. NOTE. THIS NOTE HAS BEEJII SIGNED AND SEALED BV THE UNDERSIGNED. .. '.~~~i:f:!'~~~~~':::I!I~;~':"-'- 'bwcaRlta. Irr.guGr. L.A6EA PAO.Ra", U.S. PIL. T M. DIf.. Vel'. 3.2.1e11"CFI"'OSIllnl'CI~.1rIot. AllrllllhIStel..".d.IPA-D20 DAVI52.LN C2II.QVLI ~~~::~.:...r, ....:.:-. .' ';~.' -"..'.'~. ,.....", . i~'" '.":' /";.:~,: ,...... ). ..:2i-.\i:.:. ~~','." . .}"""'~..,:, . .....r. .. ~'" .,. 03:30:01 11:05 ft5709616240 PSC SPEC. ASSETS PROMISSORY NOTE ~ 008:011 b o~7o'f11/ ,Princip~ ,,:'..' Loan:Date.- " LOan No" CollateniiT Account. I Officer I )nitiills :' 'S250.00D.OO: . 1,.;z).,:;998 t2-'2lJ-2DOt' :';'.. '.':;'i' '. =-J' .. .. " i 69602 References In the snaded area are lor Lender's use only and do nolllmll the agDlicaDUlfy ot 11115 dccurnenllD any panlcular loan or Item"__ #Z- . Borrower: DAVIS GREENHOUSE. INC. CTIN: 23241121151 1113 HAMMOND ROAD SHlPPENSBUAG. PA 17257 Lender: PNC SANK, "ATIONAL ASSOCIATION 4~42 CAI'lLlSLE PIKE CAIoIP HIl.1., PA 17001....174 I/II-t /IIJ.€ Principal Amount: $250,000.00 Date of Note: November 20, 1998 PIl0MISE TO PAY. DAVIS GREENHOUSE, INC. ("Botrow"'" prgmlsesla JlIIY lD PNC BANK. NATIONAL ASSOCIATION ("Lender"l, or order. In lawfUl mCllll!Y 1II1he unllBd SIlIIlIs 1II America, lIIe prtnCIpal amaunllll Twa Hundred Fifty Thousand & aonao DaII...S 1$250.000.001. tagelher wllIl interest an lIIe unpaid prInCIpal balanCe tram 10_ 20. 1191, unlll pailIln lUll. PAYMENT. Bllnawer will JlIIY 1lI1s 10'" In accordanCe "'llIIl/Ie "'111IW1ng _ment lIChedulc:: & c"""",,,udve mlllllhly Interest payments, beginning Decemlle< 20. 1_. with Interest calculllleG on the unp8ld prtnClpal .......ces 8111II I....."", ",Ie aI7.5lID" per ....um; 29 consecutive manlhly prinCIpal and .nleresl paymenl~ a' $2,369.72 each. begInning June 20, 1!19g. willi In..rest caIcuIIIIeG an lhe unp"'d prtnclpal Dalances at ... Interes' rate o. 7.5lID'II. per ..num; IIId 1 prInclpal_ Interest paymentlll S22II,D5:t.&4 on December 20,2001. with Interest cslculaled on Ihe unpala prlnclpalllalanc:es II an interest rille 017.500'11. per Mlnum. This esltmllll!d nnoll _menlls b_a on the assumption thai all payments wID be m8IIe .......my as scneduled; llle actllll IInal paymenl will be lot all princIpal ana acclUed InlereSl nal yel paid. together with IItIV o.....r unpaid amounts under this NClle. The annuallnte'esl ,ale lor Ihls Nate IS computed an a 365/360 basIS' thlt is, bV Ipalyrng Ihe ,alia at the annual ,nlerest rail! aver a year of 360 davs, mulbplied by the outstanding prinCipal baianCB. muJllohed DV thB actual number of daYS the prinCipal balance IS outstanding. Borrower Will pay L.ender at lender's address shown above or at such other place il5 Lender may deSignate In wrihng. unless cthelWtSB agreed Of reQUIred by appl1cabio law. payments will be applied first to accrued unpaid inter9st, then to ptlnclpal. and any remalniog amount to any unpaid collectlDn costs and lale charge'S. PREPAYMENT PENALTY. Upon prepaymenl 1II this Nale, Lender Is enUlled to me 10llllWlng prepaymenl penally: On anv bUsiness day. upon payment al sa accrued unpaid inlerest DIItnls Nole, and upon live t5lbusiness day'S prior wrlllen nallce 10 lenGer, Ihe 8arrllWer mav prepav .n or par1l11lhe lIUlsIaIIdlng principal 01 this "ole; pravlded. _ever, Wllhe Barrawer also agrees to paV l.enller as compensation 10' thp casl 01 mv8ftClng l\xed rale funds. an amllllnt equal to !/Ie Cast 01 prepllVmenL 'Casl 01 prepaymenl" means an amount equallD Ihe ptesem.....ue.11 paslttve.lIItne produel 01 tal the dlnerence belWeen (il me yield. Dn Ine Galt: III this Nole. 01 a U. S. Treasury obligel\On wlllllllllllurllV s1mll" lD this Nole minus til) the Vield on Ihe prepayment dale. a. a U. S. Treasuty ODllgalIon with a maturllV similar to Ihe ,~..,"""Jng mlllUrIlV allhls _e ...d tDlthe principal amaunlla be pr_ld. and (Clltre number 01 yelIni, InCluding fractional ye8lS, tram Ihe prepayment dllle to the melurlly dale at Ihls Nate. The yield an anv U. S. T.easu"! obligatIOn shall De delemllned by reference Ia Fecle.a1 Resenre Sbdlsllcal Release H. 15(5191 "Seleelecl Inleresll'lales". Far purposes 01 TIlklng pre::ent value calculllllarls, me yield la maturily 01 a SImilar mllu.lly U. S. Tn:8Suty abligabon an Ihe prepaymenl dale shall be deemed Ihe dl:scaunl rille. The Cost 01 Prepaymenlshall also _Iy to IlIfI'/ paymellts made aller accelerllian a.lhe malunly allhls Nale Except fD' ,n" tore;olng, BorrDWltr may pay ail Ot a portion of the amount awed earl.. than It 15 dUB. Earty payments will not, unlesS egrEHId to by lender In writing. rekev9 BOl'Tawer of BDITO\V....S obligation to CDntinue to make payments under the payment SChedule. Rather I they Will reduce Ine pnm::pBI balance due and may resuft In Borrower making fewer payments. LATE CHARGE. If a payment 15 15 dayS or more 1IIle. BarrllW8r Will be charged 5.000'11. IlIlhe unpala portIon or the regularlV scheduled paymenl Or S1OO.llO. whichever Is leSS. DEFAlLT. Borrower ",,;11 be In default" any Of Ins toUowmg nappens; (al Borl'OW9r tails to make any Dayment when dLMJ. (b) Bmrawer breakS any praml5e Borrower has mads 10 Lendsr. or Borrower fal~ to cDmply Mth or te perform when due any ether zerm. ObligabDtl. covenant or eonditlon cantainad in thiS NOle or any ~t related to this Note. or In any ather agreement Dr loan Borrower has WIth lender (c) Borrower Oelault!l under any loan. exlIInsion a' aedll. security agreemant, purchase ar sates IgrBBment. or any ather agrsBmenl. in lavor of any etMr creditor Of ~erson ~nlt may rnalllrialy aft8cl 8ny at Borrower's prap.rty Dr BDI'rower's ability to repay this Nata or perform Borrower's C1bllgBtions um2er 11115 Nate or any cf tne Related Doeumel'lts. (d) Any represenration or staternent made Dr lurl'lishBd to lender by Borrower or on Borrower's behaH 15 talse or mlsieadlng In any malenal ruspect Bither now or at the lime made Dr lumlShlld. (e) Borrow. becomes InsoIvel'll. 8 receiver IS appOinted for any part of BQr.'OWCT':!Io property. BorrDWllr makes an asstgnmsnt far Ihe b.nllfit of crBditOt'S. Dr any 'Proceeding i5 commenced Bither by Borrower or against Borrower undclf any bankruptcy CJI InsDlvel'1CY laws. (Il Any CrBditor Inus to take any of BorrQWer's property on Or In wnlch Lender nas a hen or security Interest Thl!. Includes a g&f'11IShment Of any 01 Borrower's accounts WIth lender. (gl Any guarantor dies Dr any of the olher events described In thiS default seellon occurs with r85P8Cl ta any guarantor 01 thiS Nate. (h) A matBnal IdVBrSe cnange occurs in BDfToVll'er's IlTlanClal condition. or Lender bellevBs Ihe IlRl5Pecl at plVmenl or purlarmance at 1118 Indebtedness IS imPllred. LENDER'S RIGHTS. Uoan deleutl. Lenda, mav. aile' givrng such notices as required bV aaalrcable law. decla,a the entIre unpaid arrnclpal balance on this Nate and 811 accrued unpaid ,ntarest Immediately due. end then Borrows' will pay that amount. Upon default. InCluding failure to pay upon ',"al matunty. Lender. at Its aptIon. may alsa, It permitted under applicable iaw. Increase the InterBSt rate on this Nats 5.000 psrcentags points The Interest rate WIll not exceed thB maximum rate petmltled by 100ltcable law. Lender may tire or pay someone elS8 10 help collect thiS Note" Borrower does nol PlY Borrower also will pay Lender thai amount. lhu:. Includes. SubJeCt to any limits unCler applicable law. Lend8r's anornevs' fees and Lsnder''S legal exs;:enses whether Df nm lhere I:i a 18wsult, Includl.,g adorneys' leeS and legal expenses tor bankruptcy proceedings (including efforls to modify or vaeaas 8fty .ultlmalle stay or inJuncbonl. appeals. and any anticipated pas'-tudgmenl coIIectlOl'l S8MCer.. II 1'101 pronltn'.d bY apphcable law. 90rruwsr atso will pay any court casts. in addllton to all othlllr sLIms pravtClBd by IIIW. It Juc)gmenl ts .ntered 11'1 connectiotl With thiS Nate. inll!!loresl Vll'in eantlnLot! !Q accrue an thIS Note after Judgment al 'he exashng Intarest rate provided for In Ihis Naill. This NOle has been deliVered to Lendrr IInd accep.ed by LenGer In .he Camlllonweellh of pennsylvania. If there Is 8 __suit, Borrower .grees upon Lender's reques1 '0 submit 10 the lunsdiCllon of Ihe caur1s of cuMBERLAND COUnty, the Commonwealth Of Ptlnnsrlv8nla. Lenda and Borrower hereby waive UNI nght.o any JUry tnalln any acllan, prac_lng, or cou-.:lalm brllllghl by ellher Lenller or Borrower agalnsllhe alher. ThIS "ale snail be governeG by ...d construed In accordance with llIe _s 1II1he Camma........1n III PennSY"'811Ia. RIGHT Of SETOFF. Borrower 91'8nl& to lender a contrac:tual SllCurtly Inhlrest in. and hereby assign!i. conveys. delivers. pledgllS. and tran:!lolers to Lendm" all Borrowsr's right, hit. and I"teresl in ."d to. Borrower's accounts wllh Lenaer (whltther checking. saVingS. or sorne other account), Including lNllnoulllmftabon all accounts held 10lnay wll.n someone etsa and .11 accounts Borrower may open In the luture. excluding however all IRA anrJ Keogt1 accDunts. and all trust accounts for whICh Ihe granl 01 a security Interest would be prohibited by law Borrower aulhorlZeS Lender, 10 the AKlen~ permdled by apgllCable iaw. to charge or setoff all 5um5 OWing on thtS NoI8 against any and all s.uc" accounls,. Exhi b~+ \Ie, 1/ 03:30.'01 11: 06 '6'570961~240 PNC SPEC. ASSETS --.. : ":>:=- .-, ....-..;::}::- 1ilI00A:Oll ...:..""""",=-.-=-::~. ... .'i,... A~" ~7"".~.t."W!If~~--':-:- .- .. .:.'" ....... . , .. . .... ...... 04.:-17.:-1 !1!!8 taan No .' , '- .'. PROMISSORY NOlE':,.- (Continued) , - GENERAL PROVISIOIIIS. I.8nder II1IIV dllfa, '" tarua anIan:ing any a/ iIs Ifg/IIs '" _ un_ IIIIs NaIe __ lasing _. 110.,_ _ and ~ alller _n wIIa - - II< endlll'SllS "'" N"", IIIe _~ "'.......... 1l'_.L._. ll8mancl lor payment, lIraBn _ _ 0' =hcmar. Upon anv cllange In 1ft. terms a11bs Nola. IIId UIIIIIss 1lIIlInl... BIIJIlISSIv s1a1ad In wnIIng. no party wno signs IIIIs -. _ as __III. gUlllSnl.... ICCamm_..... - ar -. 5IlIIlI be - ""'" 1IaIIiIiIy. AI_...... agI8II_......- _ _"'_1"- l'"-i....' lot any Ianglll aI ti....) ~ _n. '" - any IlIII1I' II< __ Dr - ..... .....I'alIIa..... _ or p__ ~'~ ........'n "'" -lit8/: and .. any - - daaIIIIId -.y by ~ wlthllUllIIa __.. ... nllll:8 ... an,ana. AI SIICII ..... _ __ L8ndeI 'm&rf madlly this lOan wiIIIIIUl hi -.. 01 '" nllll:8la a_ aIlerlhan ... par\\r _ wIDn ilia lIIIldIIIcIIlian is _ lI...,parIIan CIllllis N"'" ;, lor "ny.lIIlllIan '-rllllnaClIDII8 ..-...IIIB, ft WI. nall1111cllle 11110 '"""'Ij a/ any _ _ a11h1s Nola. CONFESSION OF JUDG..acT. BORROWER HEREBY IRFlEVOCAIlLY AUTHORI2ES AND EMPOWERS AI<< ATTORNEY OR 'Il1E PROTl1ONOTARV OR ClERK OF ANV COURT IN niE COMMONWEALTH OF PENNSvlVANIA. OR aSEWHERE. TO APPIWl AT ANV TIME FOR BORROweR AFTER A DEFAULT UI\IDER THIS NO~ AND WITH OR WITHOUT COMPI.AlNT FILED. AS OF ANV 'TERM. CONFESS OR EN1'91 JlI)GIIENT AGAINST BORROWER FOR THe ENTIRE f'flINCIPAL BAlANCE OF THIS NOTE. AU. ACCRUED INTEREST. LATE CHARGEs. AlII) ANV NIO AU. AMOUNTS EXPeNDED OR ADVANCBl BY LENDER RElATING TO ANV COlLATERAL SECURING THIS NOrE TOGEnER WITH INTERESr ON SUCH AMOUNTS. T'OGeTHER WITH COSTS OF SUIT, AND AN ATTORNEY'S CO'-'lSS/ON OF TEN PERCENT (ImI.) OF lIE lA!IPo\lD. PRINCIPAL IlALANCE AND ACCRlJED INTEREST FOR CClJ..ECTrQN, BUT IN AI('( EVeNr NOT LESS 1HIW FIIIE HUNDRED DClU:AAC(IliIlU)'ON WHICH JUDGMENT OR JUDGMENrS ONe OR MORe EXECUTIONS MAV ISSUE 1.,&QlIA1B.Y; AND FOR SO DOING. THIS NClECB6alPV OF THIS NOTE I/ERlFlED BY AFRDAvrr SHAu. BE SlJ'F1CIEI\IT WARRANT:. THE AUrHORnY GRANTED IN THIS NOTe m OO,d :f~ JUDGMENT" AGAINST BOFlROWER SIW.I. NOT BE EllHAUSIED BY ANV EllERCtSE OF 'IltAT AUniOAnY. Bur S~ CONTINUE FROM nME TO nME AND AT ALl. TIMES UNTIL PAYMENT IN FUu. OF AU. AMOUNTS DUE; UMlEFl1l1lS NOTE. BClRflOWER HEAEBY WAIVES ANV'IWGHT BClRROwER MAV HAVE TO NOTICE OR TO A HEARING IN COIII\feCTlON WITH NlY SUCH COIIFESSION OF JlIlGMENT. EXCEPT ANY NOtICE AND/OR HEARING RECUlRED UNOER APPLICA8LE LAW WITH RESPECT TO EllECUTION OF THe JUDGMeNT. AND STATES THAT EITHER A REPRESENTATIVE OF LEll/DER SPECIF1CAU.v CAlLED THIS CONFESSION OF JUDGMENT PRO\I1S1ON TO BORROWSl'S ATreNTlON OR BORROWER HAS BEEN REPIlESEN1ED BV INDEPENDENT l.EGAL COUNSEl... PRIOR TO SIGNING THIS IIOT1:. BORROWeR READ AlIIO UMlERSTQOD AU. mE PROVISIONS OF THIS NOTE. IlDRROWER AGREES TO THE TERMS OF THE NaTE AND AClCNDWl.EDGES RECEIPT OF A COIlPlErED COPY OF TIlE NOTE nilS NOTE HAS BEEN SIGNED AND SEALED BY THe UNllERSIGNED. ~~~;";~E:'~:?;:\'4~~\o'''~'''' IClne ~al.. 8.alloan LASEFI PAO. Reg. U.S. ?.al. & 1."". 0".. Vtlr :L2U.4CJ'!!IN CFI PraS....IC... 111I:. AIII''''',. r.,-.a. IPA-o,a E3.:M DAVlS'.l N CZI.DVLJ ~~I';' ;.:_ ...... '. ..~ :,.." j- . . : :'~.:!":~. .: ".1 ". ,.. ~~~ ....i->.:~>: ';~~~~?~~~'.".:. ~f~' ..~ . .. .. . '-~.."......'''... '.-~ ~.' """ .~......- . '.~"'."..X ..-.-. .... . ,. ......:11.. ..' II:':""",:", ':". I,. ........ ~.~......~.&:..... .....: ...._-,.'W'!.. . ~.... . ........... "-1'~'... "::.., '.. . "1 'RPR-12-1999 99:46 PNC IlUS _ .-m r D ?17??44?JB P.B4 .. . . , .........;.; .... r ".1". ..,. . .:;.. ALL the foUDWiag descn"bed res! esIIre ",;th improvemenlS erecled thereon, lying I1Id being siluale in SouLb NewIon_ Towaship, Cumberl8lld CaUDly, Peansylvania,-more particularly bounded and described.. foUows: LEGAL DESCRlPTrnN FOR DAVIS TITU! CEIl.TIFJCA ~ Tract 'I BEGINNING at 811 existing iron pin located on the northern berm of TllWDShip Route 1133 I II corner of other '8IIds of the Mortpgors herein bOWD as LOI fl3A on the hereinafter described subdivision plan; theace hy said LoI 3A North fnrty-five (45) degrees len (10) mmules len (10) secoads Wesl two hundred 8IId sevealy-oae hundredths (200.71) fCello a point; thence by the same North farty- four (44) degrees farty-four (44) aUnules twenty-eighl (28) seconds Easllwo hUDdred f"dty 8IId three hUDdredths (250.03) feOlIo a SOl iron pin; rheace by other 18IIds of the Martglgors kDawn as Lal1l/6 oa a subdivisioa plan prepared by Csrl D. Ben, R.S., daled January 4, 1978, 8IId recorded in Cumberl8lld Counly Plan Book 34, at Pase 22, South forty-live (45) degrees nine (09) minutes Ibirty-sevllll (37) seconds EssI three huadrecI eighty-slWOllsnd forty-seven huadredths (387.47) feel 10 an existing iroa pin; thcace along Lbe narthem berm of Towasbip Roule 1/331 s10ng a curve 10 the righl hlvinS a chard bearing Saulb seventy-nine (79) degrees twenly-one (21) minUles forty-six (46) seconds Wesl, I radius of sevca hundred nineiy-nine and two buadredLbs (799.02) feel, a lIasenl afthirty-eighl8lld /ifIy-seven huadredths (38.57) feel, an Ire dist8llco nfseventy-sevea 8IId eight hundredths (77.08) feel and a chard disllace of seveoty-seven and five hUDdredths (77.0S) feet 10 8IIlll1:isliag illlJ1 pia; Ihence by !he same Soulb eighty-two (82) degrees fifteen (15) minule& sevea (07) seconds WOIIIwo hUDdred thirty-four and eighly-1Wo huadredths (234.82) feel 10 an exisliaS illlJ1 pin, the plscc of BEGINNING. CODllining 1.6994 IoIaI acres 8IId kDown IS LoI 1/] PUrsl/8111 10 subdivisioa draft prepared by Joha R. Kissinger, R.S., d~led November 13, 1992, I.Ild recorded in Cumberland County Plan Boole 67, at Plge 100. , , . RPR-12-1998 99:47 . PN: B.JS IlAoI< KW'FTN r.; D 7177744739 P.BS (jJI , . rhe hereiDlfter described subdivision plan Sooth forty-five (45) degrees eleven (II) minulei fifty- -:e (55) seconds Elll thirty-four Ind thirty-Iwo hundredths (34.32) feet to I paint; thence by the slIDe South forty-five (45) degrees eleven (II) minutes fifty-five (5S) secon'" East llIIe hundred forty-ODe and sllVClllY-five hundredths (141.7S) fsella a sel iran pm; thence by ather lands of the Martpgor3 herein IoJown II Lol1l3 an the hereinafter described subdivision plan Sooth forty-four (44) degrees forty-four (44) minules IwCDIy-eighl (28) seconds WesllWo hundred fifty Ind thrce hundredths (2S0.03) feel 10 a point; thence by the same South fany-five (45) degrees len (10) miouleS !en (10) IeCOnds EasllwD hllDdred and sevenly-onc hundredlhs (200.71) feet to In eltisting iron pia, the place of BEGINNING. Containing a IOIa/ lot Irea af2.4445 acres and 1co01lllll as Lot trs 3A and 3B punuant Ia subdivision dntft prepared by John R KillBinger, RS., dall!d November 13, 1992, and recorded in Cumberland Caunly Plan Book 67, al Page 100. Tracl1l3 BEGINNING al an iron pin all comer COl1UD.an Ia ather Ian'" of the mansagar known II LoI trs 3, 3A, Ind 5 pursuanllO subdivision plan prepared by John R Kissinger, RS., dlled Na"ember 13, 1m, recorded in Cwnberland Counly PlIO Book 67, al Plge 100, and subdi"idion plIO prepared by Carl D. Bert, RS., dated JIDUaIy 4, 1978, recorded in Cumberland County PlIO Book 34, II Plgc 22; thence by other Ilnds of the Manpgor known II Lot liS as menlioncd Ihove North forty-five (45) degrees one (01) minute Iweoly-four (24) secan'" East three hundred eighly-two and oioety hundredths (382.90) feet to an iron pin; thence by Isnds now or formerly of Paul H. snd Hany G. Had: South forty-four (44) desrees fdly-eigbt (58) minutes thirly-lix (36) secon'" Ellt two hundred rwaly.five and twenty-Dine hundredlhs (225.29) feel 10 10 iran pin; thence by the same sod in the SlIDe direclillll three hundred rwaty-six and IweJve hundredths (326. 12) feet Ia In mating iron pin; thence along the DDrthern berm aITawmhip Route 1133 I, South siltly-sill: (66) degrees Iweoly-Iwo (22) minutes Iweoty-1Wo (22) seconds West two hundred seventy Ind twenty hundredlhs (270.20) feet 10 an el<istiog iron pin; theoce by the same slang I curve to the righl having a chord hearing SlllIIb sevenly-ane (71) degrcesthirty-eigbl (38) rainules thirty-six (36) secon'" Wes~ I radius of seven hundred DiDetv-nine and him hnntfr-ltJ.. Man 1\1\ ,........ _. _ . . RECORDA nON REQU~ BY; 'PNC .".., NATIONAL ASSOCIATION 4242 CARUm " PIKE :AlII' tILL, PA 1'/IID1-11174 /' I:":': .1.. .. .; :i=::~ j) S .. ..' "co;N" e. - :.. '.' :: :. ~. _ ". II... "'" . u I. ... WHEN RECORDED MAIL TO: PNC BANK, NATIONAL ASSOCIATION _ DRESHER ROAD, SUITE 2DO HORSHAM, PA 1Ill4oI . 98 OLe 8 Pl'1 1 52 SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY OPEN -.END MORTGAGE THIS MORTGAGE SECURES FUTURE ADVANCES THIS MORTGAGE IS DAlEO NOVEMBER 20, 1998, between HARRY F. DAVIS and CAROL K, DAVIS, whose addreaa Is 103 HAMMOND ROAD, SHIPPENSBURG, PA 17257 (referred to below as -Grantor-); and PNC BANK. NAnONAL ASSOCIAnON, whose addresa Is 4242 CARLISLE PIKE, CAMP Hill, PA 17001-8874 (referred to below sa -Lender"). t!"':. ~ GRANT OF MORTGAGE. Fill" valullllle con81de.atlon. Grsnta. gran... IIl1rll11ina, ..lla, conveys. _gns. lr8nal8.a, rat_a, confirms 8Ild mortlJllgss to Lendl. III 01 Grlnlar's right. bbe. Ind 'nl8nlslln Ind to tha tallawlng Clescnbed nasi praaertY. logether with ell exisbng or sullsaQuenl'V erec3d or IIfillIId llui1dlngs. Impl'llVllmenlS Ind l1Xlures: all Sll'll8ts. lines. IlIevs. pusages. Ind WIVS: III ....mlnts. rights 01 WlY. all libertils. privilagaS. IanamanlS. heredlllmanlS. Ind appurtllnlnc8S Ihareunta belonging or Inywise msde IIPPurtenlnt hereslter. and the /'lMIISlans and rlllllllnd.. with rasplCltl18re1C1; III waler. wllar nghlS. wllarcoursas Ind ditch righls (includIng slock in ulillties with ddch or 'rrigalian rightS); Inc:l all llIhar riglllS. rayaItias. and Prolit8 relating to 1118 nasi proaerly. IncludIng withautllmillban III mInerals. ail. gu, g8lllherm1llnd sImilar ms\len;.located in CUMBERLAND County, Commonwealth of Pennsylvania (the -Real Property"): SEE EXHIBIT -A- AlTACHED TO AND MADE A PART HEREOF The Real Pro~rtv or Its addresa is commonly known sa 103 HAMMOND ROAD, TOWNSHIP OF SOUTH NEWTON. PA 17257. Tile Real Propanytsx idenUtlcaban numtler is 41-12-0324-010. GrInlar ~y lalgns to Lender III 01 GrIn1ar's nght. 1lIIe. Ind interest in and to III _es 01 the Property and all RenlS from tl18 Praaeny. In Iddiban. GnIn1llr grsnls to Lander a Uniform Cammercill Code securtty il1l8lllSlln the Persansl Prooeny Ind RlnIs. DEFINITIONS. The tallllW1ng words shill have the fallowing maanings wl18n used In this Martgsge. Terms not alllerWisa defined in this Marlgage shal: hive tl18 rnaanings IlIriIlul8d to such terms in the Uniform Cammercill Code. All ref8rences to dallar emaunlll shill maan Imaunls in lawful money a! IIIe Unllld SI8las of Americl. B....__.... The ward "Barrawer" melns uch anCl every parson or antily slllnlng tl18 Nate. including wdhautlimilatian DAVIS GREENHOUSE. INC, EIIalIng IndaIIhIIIn.... The wards "Existing Indebtedness. maan 1118 indebtedness daSCrilled balow in Ihl Existing Indebtedness secllan at thiS Mana.. G......... The ward "Grantor" mains Iny Ind all persons Ind anIIIies executing this Mar1gage. inclUding without limilllian all GnInlCll'S named IIIIllVL The Grantor is ilia mllrlgsgor under this Mortgage. AnV Granlor who signs this Mortgage. bul ddal nallllln 1118 NDI8. is S'llning this Mortgage cmIy to grant and convev thet Granlar's interest in the Rail Praparty end to grant a sacurilV i_' in Grantor's interest in Ihe Ranis anc P*8llIIIII "'-1Y III Lend.. and is not persanaJlV IiIIlIa undar tha NDI8l1llC8at u atherw.. providad bv contract or law: ou _...... The word "Guarantor" ~ns Ind includu without UmiIIliOn each and all ollila gusrantors. suralias, Ind lCCammadelian patties ,n cannacban with Iha In~. ".' Imll'll._.... iha won! 'mpravemenls. means 8Ild Includes withoUt limlllban all exisbng and luture Unpravamanls. buildings. slruclures, IIIIlIIIIe '-"-Ittlxed an tile RaaI Property. tscilililll. 1IddItions. replacemenl8 snd ather canslrUClion an the RaaI Properly. Indldl...., "The won! 'ndelllad..... ~ns III principal and Intarest pavllllla under tl18 ND18 and Inv amaunls ~ llI" advanced bV 1.8_ III dischlrga abllglHans 01 GrIntor or lIllIlensas incumad bV Lender to enfllrce D11ligabans at Grlntor under Ihis Mor1gIga. logether with in_t CIIl SUCIllmaulllS u provided in IhIs Mortgage. In addition to tha Nata. tl18 word 'ndalllaclness. Includes III allligabans. dlblS Ind lillllIItias. plus i_,ll8nIon, at Borrawerlo Lanctar: llI" Iny one llI' mare attl18m. as well u all cl8i1ll8 by L.aIIllar lI!lIIinst Bor.uwer. or Inv one a' mlllll allllam. wllelher now axiltin; or _tier arising. wll8lher related or un......d to 1118 PlllP.... att... Nata. w_ wluntery or atheFWISI. w_ due or nal due. 1IIIaIu18 or conbngan~ IIQaidllad llI' unbQuidlled Ind wll8lher BClITOWlIr msv be lilllla indIvidually llI' jainllv wdh others, wlHllher lIIIligsIad u gUlllllllor or atharwisa. and whllthar f8C..-y upon such Indellted_ msy lla or harelll8r mlY lllICama llamad bV an)' sta\ula alllmllallons. Ind whell18r such Indellllld_ msv lie or _Iter msv became attwwiH una_. L8ndar. The ward '\.8ncter" means PNC BANK. NATlONAL ASSOCIATlON. its successors and assigns. TIle Lender is tl18 martgagae undar thIS Mor1gagL Mortg_gt. Tha word "Mortgaga. means IIlis Mllr1gsga _n Grantor and Lender. and includal without timdaban IIllSSignmalllS and securily i_ ~ ....bng 10 ilia Personal Proparty and RanIS. _. The ward "Nelle. _ns tha arollllSSlll"V nata or cred~ agreemant deled NavemlHlr 20. 1998. in the original principal IImount of $25O,IICIO.IlO Iram Bllf1'ClW8I' 10 Lander. logetnar wilh aM renewlls at. axrel1Slans at. madificabans of. refinsllClllgS at. cansalidabans of. an: sUbsll\utlons far I/la prarnissclry nata or sgreamant. ....._... F,J,af1J. TIle words "PerslInaI Prllpar1y" mean all equiDmanl. fixtures. and at".,. ~ at Dlrsllllll anlllerty n_ Ill' _Iter _ned bV Grantor, and n_ or _ner allllcl18d or affixaClla the Real Property: loget_ with aU accesslans.~. anCl additions 10. all reglac.....nls C!. and aU sullslllubons 'ar. anv 01 suCh anlllarlV: anCllogether with all arocaads (inclUdIng Wllhaul timllaban alllnsurence aracaacls and retunds c' - Ex ~\ ie/It- "E '1 11-20-1998 Laan' No MORTGAGE (ConUnued) Page 3 .... ar ........, wIlIloutll18 Lander's prior wrtIlIIn cansanl. alllI ar any pari alth. Real ProPerly. or Iny inl1nsl in th. Real Properly. A "sale or ___ ....... the ClIIlW\'II1ClI aI Real p,..,..,ny or anv righl. tIIIa or _I _n; wll8ther Iagll. IIeIlllficilll Ill' 8lluillllle: whallw VllIUllllrv or 1.-.nlIIIy; ........ bV outright ..... claacI, InalaIImant .... canlracl. IInd =_. _ tor dead. _hDld 1__1 with a tarm grestar than IIn. (3) ,..,., ""'qr- DIllion canllBcl, or by ..... ualgnrnenl, ar lranster 01 any IIeneficial _I In ar IlIlny Isnd truslllaldinglltla IlIth. FlasJ PraparIy. or by anv _ nwlhOd aI ca!Mlyllnee aI Real Properly ....t. Illny Grlntor IS I carplll8tian, pl/tlwsllill or limll8d IiItli1dy Cllft1oany. lranslar also incl_anv chang. in llWnersllip aI mora IIlan _nly-fiwl percent (25"") oIth. valing stock. pll1nerSlIiIl intanll1l or Hmdad liability Cllmoany I_Is. IlIIle cae mav be. 01 Grantor. H_. \his llIlban SIIIlI nal b. IIllIIrCIIIId bV L.nder d SUCh ..ase IS prohibited bV tad... law or bV Pannsytvanla law. TAXES AND Ul!NS. TIle taIIlIwing pravilians raIIlinglO IIIe IIlf8I and Iians an 1118 PraparIy.re a psrl allhis Mortgsg.. PIt_I. GmnIor sllllllplY when dl/8 (Ind in III _nlS prior III dellnqu.ncy) III ..... plyralllua. 1DlICIII1ua. ISSIISments. Wiler ctwges .nd _ ..,,;ca crwva Ieviad againsl or an lCCaunt 011118 PraparIy. and slllll PlY when dusllI cIIims tar work done an or tar II8MCtIS n1nllaNd ar _rill tumisIlad 10 1118 P'...-1y. GranIar slllll msinllin Ih8 P,..,..Ily InIa alllllians lIIV1ngpnarfty lMlr ar .Qualla Ihe i_I Of L8nder undarlhis Mortgsge. _I tar 1118 lien aI .... .nd .....menlS nal due. excepl far the Exilbng Indallllldness retarred 10 tlaIllW. and _I II llIhMviSl pnwidad in th.lallawing Plllllll'lllh. RIgId '10 r .... GrlnIar msy wiIhhllIcI oavment a/ anv IIx, _nt. ar cIIIlm in cannaclian with I goad IaIIh diSpute lMlr the abllgsltan 10 ,..,.:..Iang'a.l.andrs inlanIat In IIIe Praparty illIllI~. II. lien aIiIaI ar IS iliad II I NSUllDI nanpaymanl. GranlOr shal within tlllaan (1&) ........the lien aIiIaIllI'. III lien Is lied. wtIhIn tlllaan (15) dayS aIlIIr GnInIar hIS nCllica 1II1ha 1IIIng. _ th. diIchII;e allhe lien. llI" if nIQu.Iad by L8nder, dapllSil with Lander _h ar a sUlllcianl carparaIB lundy llllnd Ill' atIlar sacurtty sstlsfsclOry 10 Lender in In ImDUnllulficillnl 10 lliIchaIva IIIe lien plus Iny casts and 1IIOrnlIyI' teas Ill' IlIhar eIlIIgas \hI1 ClIUId IClCrutI II I raull all taraclasura or .... under the lien. In any canIaIt. Grantor sllall claland itSIIf Ind L8nder Ind sllall sslilfV .ny Ill_ judgment b...... .ntarcament19Iinslthe Prop.rIy. Grsnlllr slllll lllma L8nder II an addllklnslllllligee under any sundy band tumisl18d in Ih. cantaslprocaadlngs. 1!v111an1ll1 01 Paymenl. Granlor sllllll upon d.msnd fumish to L8nder SllistsclOry evld.nce 1II aavmsnl of th. _s ar ......menls and slllll lulhllrizB IIIe IIIIprllllrille glMlmmenllll ClItIciII 10 daIiver 10 L8nder al anv 11m. I _n slltem.nl Dllh. lIx8s Ind us_ments IllIInsl lhe PnIparty. Notice 01 Canatructlan. Granlor Shall nalily Lend... al18ll1 ftllaBn (15) dlys balore anv work is commenced. InV S8MCes Ire fumlShed. or anV mstarillls... sUllplled to Ihl Properly. IIlnv mechanic's lien. msl1lrillm.n's lien. or Dlher lIan could ae userl8d an lCCaunt at the work. S8IV1C8S, ar matartIIIs. Grsntor will upon reQuesl at L8ndar furnish 10 L.nder IIlvance usurances Sllisfletarv 10 Lendar IhII Grsntor can Ind Wi" oav the caaI D1luc1l improvements. PROPERTY DAMAGE INSURANCE. The loIIawing provisions relating to insuring 1118 Properly Ire I D&r1 of this Martgaga. ~ oIlnaurence. Grsnlar slllll artlCure Ind maintain aolicies 1II fire insurlnce with sllndlTd .Xlandad caverag. .ndorsem.nts an a rIIIl'rc ___ bIsis tar Iha tuIIlnsursbla valu. cCMIring all Improvemenll an Ih. R8II Proa.rIy in In Imaunl sufficient 10 avoid BDPlicatian at anV coinsIRnee c1s1llll. Ind with . sIIndsrll marlgIgeII c1suae in 1avarDl L8ndar. Grsntor sllllll "'0 procure Ind msintaln comprehensIve generll liIIIiIlIy insuranee In such cClV8lage .maunts II L8nder msv reauasl with L8nder b.,ng named as additlonsl insuredS in such liIbiIiIy 'nsurlnce policies. Addlliansllv. Grsntar shall msinllin such DIher insurenee. including but nallimited 10 hIZIrd. busln_ interruPban Ind bailer insurance as L8lIdar msv l'8C\uir.. PoIici.s shill b. wrtllBn by such insursne. comalnias Ind in such farm IS maV Ila reasolllllly ICCllPtable to L8ndar. Grlntar IIIIIlI dallver to L.nder c.r1IficalBs aI CCMIrsg. lrom BBch Insurer containing I stipulltian Ihll caverag. will not be cancelled or diminisheC without I minImum 1II1hirly (30) days' prior wrillBn natic. 10 L8nd1r Ind nal containing Iny discialm.r 0I1ha insurer's liaIltItly far failure IlIg.ve sucll nalica. Esch insursnee aolicy also IhlH Includ. In endarsementpraviding IIlaI caversg. in favor aI Lander will natlla impa..d in InV wav bV .ny lei, omiSsIon Dr dllllullDl Grantor Ill' any atllBr person. ShDUld the R8II Prclperty Illny time became IDCIIt8d In In 11I8I dlslllnll8d by Ihe Oiraclar allhlI Federll Em.'ll1lllC)' Mlnagement AgIlllC)' IS I sP8CIIl ftoad I!I2Brd lII8I. Grlnlllr lIIll'B8S 10 oblBin and msinllin F.derll Aaac Inslftnctlfar 1118 IuD unaaid pnncipllllllanee 011118 IDln. UP 10 1118 IIlIXimum alllicy limits lat undar 1118 Nltiansl Flood insurance Prllllrsm. or as alharwiH required by L8nder. .nd to msinllin such insurance far Ihtt term allh. IDIn. AppUcallDn of PnIca-'" Grantor SIIIllpromptiy nllllly L8nder oIlny lass or dlmage 10 the PrapBrIy. L.nder msy make praal of lass II Grantor IllillIO do 10 within fillHn (15) days allh8 _ullly. Whall18r or nal L8ndw's security is imllllrld. Land.r mly.1I its aldan. Ipply Ihe p_dS lllllle n1dUClian allha Indelltadn_, IIBvmanl ot any lien .lIecling ilia Properly. Ill' IIle restarlltian and rea... 1II1118 Properly. II L8ndar aIecIS to 11IIIII\' Iha p- lids 10 restaration .nd repair. Grlntor shall repair or repIsce the dImag.d Ill' dalravad Imp_IS in I OlIn_ sslislBclllry ta L8ndar. L8nc1ar 111I0. UIIClft ssliSllctllrv JXlIDlDlIUCh lIllIlBndllura, IIBY or relmbllllll Grentlll' lrom th. Praceads tor 1118 ....allltlla cosllll repl" Ill' _on. Grantor is nal in daIaull under lhis Mangsge. Any pracaads which IIIW nal bean disOursad within 1 BO days IIIBt IhBlr raceipllnd wIlIcIl Lander his nal cammilllld III 1118 repair or _n DlIhtt Proparly shill lie used IIrsIIO PIV anv Imounl awtng 10 LlIndlIr undar this Mortgage, lhan 10 oayaacruad i_I, Ind \hi n1maindar. it any, slllllllle IIIIpliad III Ill. principii blllnca 1II1118 Ind.bted..... II L8ndar holds anv pr~ I ~11IIIIr oavmant in fuD allIIe IndaIlItId-. luch praceads shIIlI b. aaid 10 Grlntar. UI ...... '-- at Sale. AIry ull8llllillld insIRnee shall inure 10 th. IlanlIlIIDI, Ind aassla. th. purchuar Dllhe PraparIy covanId by 1M .... . ~ lI" II any trusIaa's ... Ill' _ saIB hald ~ the pravisianl allhis Mortgage, or al oy fllracIasunl .... alsuch Proparly. c.... ." Ill8 IIIIh EllIIlInglndlllll1ldn -. During the partOd in which Iny ExIstIng Indablem.u dllSCribad IlaIllW is in aItacI. CllIIlIllianee wIIh 1118 InsInnce IlRl\IiIiOns Cllnlllnad In Ihe instrumanl evIcIancing such Eaisting Ind_nan shill canslllul8 camalilnce with 1118 InsUrlnca provisions IIIICIIr \his Mortgage. 10 Iha lIIlIlInl collllllilnce with IIIe tarms DI \his MllrIlllllB woUld conatilute a dUaliclbon 1II1nsurance I'8C\lIIIIIIl.nl. IIlnV 1l.........1rDm Iha insurance became plyabla on lasS. Iha provisions in lhis Mortgag. tor division lIIpracaaClS SIlallIPPIy onlY 10 IlIItpllr1illn at Iha praceads not oayabJa 10 1118 haklar DlII1e Exilting Indlll18dnaa. GIanIar'. Rspart an 1_. Upon ~ ciiL..ndar. hllW8V8l" not mare IlIIn once I yur. Grantor shal furnish 10 L8nder a llIIlarl an each -.g paIIcy 1II insurance Ihawing: (.) Iha lllme althe Inswar: (b) th. riIks illSUllld; (c) 1118 amaunl 1II1h. policy: (d) Ih.Pnlllar!y InsIRd.tha than - /IIIliacernant valu. of such prapany. Ind the man_ DI _ninglhal valu.: and (.) IIl8 lIllIlotian date allhe pCllicV. Granlar shill, _ _tlll L8ndar. hew 0 i....nd.m IIIIpraialIr _ary 10 L8nder -.mine the cuh valu.l8IIiacem..1I CllSI allIIe Prllllllrl'f. ~1TII'lI!B IIY U!NDER. II Granlar tails 10 comply with any provision 1II1h111 Mart;sva. including Iny llIlliga.Bon to msinlBin ExIstIng Indebtedness In gaad _ng II required balllW. or d .nv _n or alllCHding is commenced IhIt wDUld malllriallv 1_ Landar's i_IS in Ihe Praper1y. L8nder an Granlllr's _ msV. butlhall nallle n1QUlnld 10. taka anV _n lIlaI Lander deems IIIIprapria18. AnV amaunllllll L8ndar expands in sa dlling w;1I baar ~ allha rste P_dad far in th. NlItB lrom Ihtt _ ineUlTlld ar psid bV L8ndar 10 \he cilia aI _vmsnt bV GranlClr. AD SUCh lIllIl...... al ~ lIIltIcIn. wit (al b. 118V1111e an demand. (bl lie addad 10 1118 balance DlIhe Nata and b. lIIIIlartian.d among and b. payable wilh anv inItIIImanI ..~...... III b8Cllmll due dunng _r (I) IIIe tarm of anv IIIIIlIicaIIIe il1llUlllllCll aalicy or (I) 1118 n1msining lann of fl18 Nale. or (cl bl traaIad II a blllDOn payment which. wiD b..d.. .nd lIByabIa IIIha Nola's msturl1y. TlIiI MllI'Igaga alSo will secure paym.nl 0111_ .maunlS. The nghts pnMdacI tar in this IIII'8IirBIIh:shBIlIe ill addIlIan Ia anv _ rights ... .ny..... d'e. Ia which L8nd1r msv Ila _d an ICCllUntDlfh. dal&un. AIry such action bV L.ndar slllll nal b. canslrUed as curing 1118 delaUlI sa as 10 bIT L8nd.r lrom any remedV hI ;1 alh8I"WISI WOUld haw III~. Grlntar's aIlligaBan 10 Landar tar all such expa..... shill SU1'V1V8 Ihe entry aI.ny mllrlgage foreclosure jUdgment. . _ _ . . __ "~.'998 Loan No MORTGAGE (Continued) Page 5 AIIamlIy-In-J'-=i. II GrInlar llils 10 do anv 01 Ilia things reIlImId 10 In tl18 precsdlng parsgrsph. Lander msv do sa tar and in Ih. name at GranIDr and al GrIn1llr's axpensa. For SUCh p~. Grantor I&8Ilv imavocsblV IIIPlllnll Lender IS GrIntll1's 1lID...,...n-{sclfar Ihe purpose 01 making, -=uting. dlIIill8ling, llling, ,.....di"$. Ind dlIing III lIIhar Ihlngs IS msv lie I\- "OY or dasIrIDIa, in Landar'l sDle opinion. 10 accomplish Ilia msllars reIemtd 10 in 1118 pnlC8ding parsgraph. . FW. PERFORMANCE. II B_r alys III Ilia IndaIlllHlness when due. Ind ath.1WIlIlI pertarms llllhe abligstians imposed upon Grantor under IhlS MllIlllIIll8. Lender shall _ute and daIi..r to Granlor I sulllbla Sllisllcban or IhlS Mortgag. and suillbl. slltemenll a1l1m1natian aI any hnanclng .......nt an tile evidencing Lendllr'slllCUrtly in_I in tha Ranll and 1118 Personal Property. Granlllr will paV. II parmitled bV IIlPliclbl. IIw. anv ....anablll tarmination lea IS _nad bV Lender from time 10 time. DEFAlLT. Each a11ha loIIowing. II 1118 option aI Lender. shall canllllul8ln awnt aI dalault revenl 01 Delaull") undlr Ihis Mangsg.: DeIaUII CIIIlnd__ Fsilure at B_ta mska any plymenl wl18n due an IIHllndellledlllllll. DeIaUII CIII OIlIer p.,...,ts. FslIura aI GrIntar within tl18 time required by this Mortgsg. ta mska Iny plvrnentlllr _ or insuranca. or InV _ IIIvrnent ".. ""OY 10 pnMInt filing 01 or to etf8cl dlscha'llll allnv lien. CompII8nce Dalaull. Flilure aI Granlor or Barrowar to comply with Inv alher term. abligltian. cllV8nanl or condition canllined In Ihls Mortgage. .. Nola or in Iny a11118 Relallld Dacu_ II '...,..., or T1*tI PlIItIM. ShllUld B_ or any GrIntor daIIIlII under Iny loan. axIansion aI cradII, sacumv ....manl, purchale or ....'.....MI8nI, or.ny lIIhar ~nI, in 11_ a1lny allW CI1IdItor or parson 111I1 OIly matartslIV IlIIcIlny aI Banawar'I or .ny Granlar's .....p.lIy or Barrowar's lIliIiIy to f8II8Y Ih. NlII8 or Borrower's or GrIntar's IIlllily 10 p.rtarm lhair l81PectIva Clbligslilllll undllr this Maoglga or Inv atllle Relatad Documents. F_ SIlIiamanIS. Any warranlV. f8Il....nlltian ... Slllam.nl made or furnish.a 10 L.nder bV or an b.hall aI Grantor or Borrow.r under IhlS M...... Iha NaI. or 1118 Related Docum.nts is faIs. ... ml_dlng in anv ml_ respect. elth.r now or altl18 time mscll or furnished. DaIICllva COIIIIlIrsllZldlon. This Martgsga or Iny a1lhe Ralltad Documenll caaas 10 b. In lull tarce Ind etf8cl (including llilure of anV call1teral docUmanls 10 eraste I valid .nd parllclad security interest or iienl al any time Ind lor InV ....an. 11I8OIVeI1L'/. The dISSOlution or tanninltian of GrInlor or Barrawe(s IIllistanc. IS a gaing busln..s. Ih. insCll..ncv aI Grlnlllr or Borrower. Ihe Illpain1m.nt all racai_ tar Iny Plrt 01 Grantar or BllITClWIr's proparty. Iny Iss'llnment tor the benefil aI creditlll1. Iny Iypa of creditor war1laut. or .. cammellClmenl a1lny prDCllllding und.r Iny bankruptcy or insoi..ncy IIWS bV or agsinsl Grlntor or Borrower. FclI~ra, Farfellllre. etc. Cammencemenl a1loradasura or tarf8ilure anx:eedings. whall1er by judicill prcx:aadlng, sitIIoftalp. reaOss..slan or Iny oIhat method. by Iny creditor of GrIn1Dr or by Iny gllV8mmenlllsgancy Iglinstlny 01 Ilia Property. HllWlIV8l". thiS subsection shall nallpply in IIIe _nt all goad IIllh d1sputl bV Grlntor IS 10 Iha validity ar reuonlblaness a1lha CIIIm which is tl18 billS aI tl18 Ioradasur. or farellilure prcx:aading. prllVldad lhal Grantor gMIS Lenaar wrilIan naltce 01 such c:IaIm and turnlShas raservas or I sUfaly band tar the ciaim satislactary 'a Lander. ~ al OIIIlr Allraamant. Any bralch bV Grlntar or Borrower undar th. terms or Inv ather Igreemant batwean Granlar or Borrower anc Lender thaI is nal remedied within Iny grsce panad pl'llVlded Ih.rein, including wilhautlimilltian anv agreement concerning anv Ind.btednass or aIIIar CIbligstian 01 GrIntor or Borrower to Lender. whllher IIllisling now or later. EldaIIng Indlbl.dn.... A d.flult shaU occur under Iny Extsting Indelllednass ar under anv instrument an 1118 Prap""V sacuring InV EXIsting Indallladn... or cammencament a1lny sud or alher Iclian 10 lareclase anv IIllisting lien an tha Proparty. Events Allactlnll Guarantor. Anv a1tha preceding e..nll occurs with resaectta Inv Guarantor or Inv allha IndabtednlSs or Iny Guarantor dllS ar I:lIIcomas incamp.tenl, ar revak.s or disputes 1118 Vllidily of. or Iilbility under, Iny GUlrenty alllHllndelllldn.... Advana Chlllge. A material adVerSe change occurs in Barrowe(s financial condition. or L.ndlr baliaves tha ~raspact of aaymanl or paI1Omtenc. aIlha Indebladness IS impaired. RIGHTS AND REMEDIES ON DEFAlLT. Upon tha occurrance at Iny E..nt of D.fluII and atlnv time Il18reafter. Landlr. II ils aptian. mlvax"""se Iny ane or men aI1118 IllIlllWlng rightS and remedies, In addition to Inv alh.r rightS or remedlas pravidad bV Ilw: A- -.1.... IndaIIladn_. Subjeclta lIIaliclllla IIw. Lander shell ha.. Iha righl allll aptian without nalica 10 Borrawar 10 declar8 Ih. anlire Indabladlllllll immadillaly due Ind paVSIII.. lICe RemediaL Wfth nlIpac\ to III or Iny part a11ha Personal Property, L.nder shall ha.. II Iha righll and remedies at a securad panv under .. UnIlIlnn CammarCill ClIlIa. CoIIac1 RanIL L.nder IhalI ha.. the right. without n_ 10 Grentor ar Borrower, 10 tak. pass..,;?" of 1118 PYoparty Ind. with or without liking .. 'un 1lI1ha Propal1y, to _ 1118 RanIs. including .maunts put dU8 Ind unpaid. and apply Ilia nel pmCI 11. av. .nd 11I0.. Lender's COIls. IllIinsllh. Indlll..d...... In ~llCI a11his righi, Lander OIly raq... Iny lanant or lIIhar .... aI tII. Property ID mska p.yments of renl or ...... diracIIy to Lender. IIIIIe Rants are CllIIacIIId by Lander. II1In GrIntor irravacIIlly designates Landar IS GranID(s al\omay..in-l1Cl to endcna inItrum.nts racaiVlId in payment IIWaaIln Iha nuna at Grantor and 10 naglllllllll IIIe _ and caIIacI tIIa,.-s. Plymanll bV tananls or ClIhar USlIllI to Lender in raaaansa 10 Lender's ctamand Shan satlslv th. llIllIgltians far which Iha lIIyrnams lIl8 made. whllher or nal eny proper groundS tor Ih. demlnd IIllisllld. Lendlr OIly ~ lis rightS undlr this sutlparsgrsph IIitIIar in parson, by agent. ar through a .... . AppoInI "-Ivlr. Lender shall ha.. 1118 righl.Io.!II" a racaiVlIr lPIlainlad 10 IIka p__an aI aD or Iny pSrt a1the Proaarty. with Ihe pClWllr to proIacI and ~rva the Prapeny. 10 aaarala 1118 Property p.-cling _OSW8 or ..... .nd to callacllha RanIs lram Iha Praparty .nd Ipply Ihe 11IC~lIds. CIVW and 1IIllV8 1118 COIl a11118 ,,,ca;varship. agsinsllha Indeblednaa. The _ mav ..... without band II parmilled bV IIW, Lanctar's rtghIla Ih. lPIlaintmant all .-var shaD ....t whallW or not ilia lllparsnt value aI tha Praparty __ th. IndlllllHlnass by . subslanlial smaunt. Emplaymant bV Lander shill nal d1SQUlllty I parson from serving .. a _. JudIc:IIII ....-auna. Lender mav obtain a judicial a_ taraclllSing Granlar's in_t In all or any pan a1tl18 Prop.rty. I' ...... 0111I. P'w,..ny. Far ilia aUlgllSl aI pracunng plISIIlISSIan a1lh. Property, Granlor harabv lulhanza and .mp....... Inv attorney 01 any court ClI recant in 1118 CammanwuJlh aI P.nnsVlVllla or _1l8re. as .lIomay tar Lander and all allSans claiming under or through Landar, III sign an agreement tar .ntanng In .ny camp_' coun .n a_1a action in _1...11I tar P-"'I~" allha Propanv and to lllpaar lor anc =- jUdgment _nst Gr.ntor. .nd agsinsl aa IIlIIIOIIS claiming under or through Grantor. tar tl18 _ry' by Lanaar 01 plISSlSSlan allhl "'-IV, wl\tl1IUt any slay aI axecution.lor which this Mortgage, or a CllIlV althill Mortgage _d bV alftdlvll, shall b. a sUlllcient warrant; anC I_an a wnt of a.......an mav be ISSued forthwith. willtaut anv priar wrtt or anlClllllding wl18_, NlIIIlUlIlcIaI Sela. Ilaarmillltd bv .nnlicallta law. Lendlr mav torecklSa Granlllr's in....t in all or in anv aan allhe Parsanal Prooanv or th. Raa, 11,..20-1998 'Loan No MORTGAGE (Continued) Page ( constitute conlinullllI cansanlla sUblllQuanl inslancas wllenl such CllIlIIInt is raqulrlld. EACH GRANTOR ACKNOWLEDGES HAVING READ AU. THE PROVISIONS OF THIS MORTGAGE, AND EACH GRANTOR AGREES TO IT!; TERMS. THIS MORTGAGE HAS BEEN SIGNED AND SEALED BY THE UNDERSIGNED. :~I~:""';irW~1Y'':'':~.;..'~.1~:....''..;:iS&AgX. RY F. DA S . ... ... ...., x .,.:.,):!fti:iiL}(.'.Fdi~'~"'...:\';";:';:;:"':;"'::.:..' ." "'.".'~7r,::T""::~)'" CAROL K. DAVIS x d In the p....nce aI: x WIlneu Slgnacl. __gacllIIId dellv,,",d In Ihe pra..nca aI: x Wllne.. x Wllne.. CERTIFICATE OF RESIDENCE I harabv csrlily. Ihllthe precise Iddress of Ihl mangagH. PNC BANK, NATIONAL ASSOCIATION, hareln IS as fallOWS: 4242 CARLISLE PIKE, CAMP HILL, PA 171101-117. d ,/ _ ~ Allarney <<Aalnt lor MCI"IDlgee INDIVIDUAL ACKNOWLEDGMENT STATE OF &1fI1'I''5VLt/,f.dIrtf- COUNTY OF OIi-m ~I!!l( t. /f'"tWJ I )88 I On thiS. Itta ~ daYalIJd!/Gin/3i7..te.. , 19.fi..... Iletat8 me K/W t. h7)tJ~ . !hI undBrSlgnad NCItaIy PuDllc. personally IPpaarad HARRY F. DAVIS _d CAROL K. DAVIS. known 10 me (or SlIisIIclanIV pr~) III be !he pinion wh_ nlmes ...lUIlscribad 10 Ihe within instrumenl. Ind ICIcnlIWIecIged IhlIIhey tIIl8CIlIacIlha SIma lor the purp_ lharain conllinad. In wtln_ w1I.., I "-Ia lid my hand _d olllcl8l.... ~ x:fniuV Notary Pulllic In and lor Ihe Slate 01 ,fir LARA PAD. flIla. U.s. PaL I T.M. Otl.. V... :LZICCJ "" CFI Pra&-'V.... Inc. AII,lgftll r....".a.IPA..Cl03 DAVISZ.LN CZI.DVLJ ~~...... ".~:'7' ~....'. !4~..1). .... .,.,.~ .~' ...-.... . '.' Nolan.. SlIl!l Key L. Fodor, NaIanI PublIc ~ Baro. Adams Caunly MV CammllSlon Expires June 25. 2001 MIIIIIIel. nil AssllCllllan 01 NllIInes . ; ~ ..._"j- C\. ... . .~ ro"'.':!.- ... \ ':'. .. . ....!..~. ., ....;. ..\.. u__. ... ~ . '..~ .....::C:!..i. ?\. BOUK15D4PAGE ..174 to... : ... .:.."... .,...... :\ . ..:;. :':"~:.:'.: . .:..jo.". . . 6' ': ::'. .~ ::.. . .::..: .'?ty::. -.' .....6 . ,,;.:~~."..~"":".J',. .' ::....~ .:/"l"'.-::: .. ,. b 1:11- .J..: .t .81' Lal'd DIU! ~_Wt..d -.. ...: ~...."':' .'. U!VIIlI , ' DAVID L. JlA1S aU VAXIIA L. 1Il1S. ""....., sad vU., of ... D. '. I... 150, Jlavv1Ua, '.lIuyln1iU.. GL\JltOIS AmI ..., '.. t \ '1Wl1'I"'. 'DAns ..... CAIllt. 1:. DAVIS. 1I......d .114 vUa, of 124 'nAIl ~e. l.aJ1lftl; ... 10"". 11705. l:W'rEIS IIl1ll13llm, lbal i" c...as.......:u.n .f Dn. .....olnd .n....n11 [nDD.OOO.CD) IlaUan, s.. 11&II11 pcd. .h.' ..cd.pe vllenaf ~ !..:r.lI1 ...."...1."._.. .h. ..U C2aatar..j. n.~~Y IEaDt an. can-.y CD the ..~4 CIABe...1 At:. .h.. .or.a1.D .I'act of un. .u,,"e 1Il .b tlNlllhlp of Sou.b N...tllft, Cauft~Y of cu.b~rland .n..c...aavealtb of '.Da.ylY.n~, bounded .nd d..c~1~.d .. (_!lav.: , I JJ:IIJ1IHG a. an csi.c1ni p., k. .ail lD the .."... 11". Df tavnahlp IDad Jla.. t~33D. ..ill paiDt of .eB1aa1D1 .lsa ..1nl lh. r1iA.-af-vay ~18. of t_.IIi, ....4 110. T-3]1, a..d '1aa:l."1 Jla..lI fal'l:"-th.... (Ul UII'O" fo...y- ....11.(47) .1n....s .h:l.rcx-.ilhC (Jll a........ 1I..t, .hl'.. h....41'.' ":l.n.c.CD sad ...,ant,,'.lll.a. hu,,4redtll. en,.7J) feee of 0 p.iRl .nUna d,. ",,"hl' U.... of :R...r.~.ce 110. II .by . p,,"eh ..'Ok ~ 1...1 b."; th.n.a 01.h lh. ....t.. l1ne af TDVDak111' Iliad II.. T-J3D. lar1:h (aI'C1-elln. (Ul 4.ll'a... ~arty-s."a" (l7) ~..e.. Chil'l:,,-.i;hc (]ll.oa.aa4a Usac, fi". h.."d.a4 1l11l..r-ane and .~venty hundR.4ebs Cl91.7Dl feet ~a'.n azi.c1a; railroAd .pik. 1ft ..ld .ant.1' line .f ~DllI\Ob1p laad M.~ T-33~; th.... l...,lnl ..ld Tava.hlp 1a.4 .". ....nn1"1 .lanl . fan.. 1.i...' ..1.." 1...... nw 01' fa..dy of John II. -..... Ilarth .hirey [3D) 4e.....a .1. CD'l Din"e.. fa.r [D6l ....".. La.t. .1111e h""dc.d .tx.,..~a aall f:l.vw'e.ach. (I'Z.Dll fa&. CD .n ll'On pia.' ..l.ctn; post: thence "l.h lon.. now .~ f.~cl,.f ea. U.~.hey. Saulh fDrty-faur (~~) 4elwc.. ftf~1-.LKh~ (56l al.n..caa thIRty-.U C361 .e.aDd. !....~ an. th.uund th... II....dl'ad t...n.y- a~ sad s~;-rl.. b"Dd~.de". ll.32'.Ell f.o. to an ..I.t1na lran pill a" .h. .r:l.lhC~.f....y l1aa af tava.bip 'Ia.d T~331; .hance v1.11 ~aid rlahl-af-.y, Saueh allIc,....:I.x ["') .esnea" iv."e~.~D 122l .1....u ..."."..tv. C2Z1 ...and. lIe.c, row 1I.....nd ..'ICI\ty ud" '.......ey lIulldndW (27D.2.D) fee. ca aD .x:l...in; . l:ra.. pi.;: cIIa".D vith a an';'. ell ..~ r1.lIIl baV1D& a. rad1&&. of .e..... hllDdnd nlaee,-n:1.a8 u~ cva tea.1Io (7".D2l f..t .ad 0 .hoed dl.eaa~. of Sa...h a.veaey-r...r C7') d.I..... evaDey-faur (21) =~~aces .1:::=- (IE) "ee..4a We.., eva hUndRed tvaDey-eh... 'and ....nty-.llbt hun4r...ha [Z23.21) f... to .n a.1aIt1D& 11'.... pl8; e!loDe. casc':lau1aI'V.ich ..ald 1'1.1I.....f-.1. IlIIi..lI d.lIt,...... ('2) da.....a ......~.Lx (2S) cD"t_ .... (lDl .....d. lie... fiv. "......ceol cva and ..bircy h......de~.. (5~~3D).f,.~ Co ..,a.la.ln; p. ... nall .... weoh.1' 111 . tho .;;Ii.'.... .iia...!' T......lIIP lID.. I.. T-]]G. the plaea at IIl:IDDlC. . . .. .. . f. "i.................. .- '(e, .~, . . ,.I., .I:.~" .. ....- .... ..: ~l ~.r.:.: ;~'.'.. . -. " &..I ~''':'''J.. ;..T,. ".";~"I i"rill'l 3~ .ri.~ .22 .:,. """'.'. .~"'! S:..:p o! pennS\'lvallia} 86 c::::..:~~\' ,of Cumta:"!and ..::..~"". :'~.l.'1.lb:':::;:Ce.filJ'.Jhe..~td~'n .!!f.!;1!!~!_ c::, ~,~ f~ '''l!rlan~ County. .' ~ in Co4U or_Pa ~ w::n ss ,y ha p.al at atti .n, CarloS _. PA Ihl.5 dlY Df - 2 . Re .. . ~ ..' ~J; . . ... -... ......-t'-,...... . .... .....A.. ..~~ ....~~~. ~~\ ... .,.".' .,' .. ..... . ...' , .,...~-..., ...- 'lI' ........1'..... --.-.,... 'I.,...~,..... ;I.f" .IIl.. .......,... .... .. .l"!:...:.:~.~~:~f'.N '" ,.-- .. -.-- --- . ( \ -' / .", I , ,..-..... Ud'dU/U.l I.I.;Ud -a~IUYUUHU PNC SPEC. ASSETS ~OO2l01l Certified & Regular Mail 0PNCBAN< FILE COF1 March 26, 2001 Davis Greal.house, Inc. 103 Hammond Road Shippensburg, Pa.I7257 RE: Loan # 600704911 Dear Mr& Mrs Davis The above referenced loan is in default and according to its terms is immediately due and payable. The principal due as of this date is $229,685.79 together with interest in the amount of $4,738.31 and late charges of $199.08 for a total of S234,623.18. Demand is hereby made for the immecbate paymenl of the total outstanding amount due. The Per Diem is $47.85. The default rate of 5% above the stated rate has been imposed. Should you not pay the above sums as demanded and PNC Bank determines it necessary to seek legal advise or action, you shall also be responsible for costs and reasonable counsel fees. not to exceed fifteen percent (15%) of all amounts due hereunder, incurred by the Bank in connection with all actions taken to enforce collection. If payment of S234,623.18 is nOI received immediately, the Bank may, without further notice 10 you, take any and all actions legally pemussible. Sincerely, ~~' ';4' . L------.J o Corcoran ""siptont Vice ~t Special Assets (570) 961-6243 A mnnber of The PNe Fin._~1 Scmlta GrDllP 101 PI:~" Avtnuc xr.anton PcnnsvtvanliJ 18503 EXhLhi + llF'1 . 7177373407 SAIDIS SHUFF MASLAND 673 P0B~0B MAY 02 '01 11:37 . PNC BANK, NATIONAL ASSOCIATION : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. HARRY F. DAVIS AND CAROL K. DAVIS : CML ACTION - LAW Defendants : MORTGAGE FORECLOSURE VERIFICATION I, John Corcoran. for PNC Bank, National Association. being authorized to do so on behalf of PNC Bank, National Association, hereby veritY that the statemcnts made in the foregoing pleading arc true and com:ct to the best of my information. knowledge and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relatini to unsworn falsification to authorities. PNC BANK, NATIONAL ASSOCIATION Date: -r;'~()1 BY:~ ~- I...... 1ui Corcorao . .." .... ~8:t~ I'- ll:. ~o,~ ~ ~ BB~ ~ ~ I I C. ~ f ~VJ ~!f- -........c.. . n r" g _". c~ -"~ CIl '.' . ' .~~ .' . .. ) t. J-' 1'-._: . :.',.' .. '. I , , ......,. f.1 .. . ' I ~~.:. .....i '.1 -. SHERIFF'S RETURN - REGULAR CASE NO: 2001-03133 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PNC BANK NATIONAL ASSOCIATION VS DAVIS HARRY F ET AL DEP DAVE MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon DAVIS HARRY F the DEFENDANT , at 1800:00 HOURS, on the 31st day of May , 2001 at llS HAMMOND ROAD SHIPPENSBURG, PA 172S7 by handing to CAROL K DAVIS a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Aff idavi t Surcharge So Answers: 18.00 8.68 .00 10.00 .00 36.68 r'K .~~~, R. Thomas Kline 06/01/2001 SAIDIS,SHUFF,FLOWER & LINDSEY Sworn and Subscribed to before By: ~N/~~ Deputy heriff ? me this .2~e:: day of (}r,~. ,JL'tJ, A. D. ..-1 ( J..,,., 0 }z,JiL ,dAf " prothonotarSr' SHERIFF'S RETURN - REGULAR CASE NO: 2001-03133 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PNC BANK NATIONAL ASSOCIATION VS DAVIS HARRY F ET AL DEP DAVE MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County,Pennsy1vania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon DAVIS CAROL K the DEFENDANT , at 1800:00 HOURS, on the 31st day of May , 2001 at llS HAMMOND ROAD SHIPPENSBURG, PA 172S7 by handing to CAROL K DAVIS a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 .00 .00 10.00 .00 16.00 me this .... ol (, - day of 06/01/2001 SAIDIS,SHUFF,FLOWER & LINDSEY By: J!)~P7r/'/~~' - Deputy Sher~ Sworn and Subscribed to before .~ ;u-,/ A.D. C 1.1'1- a n..O.. ~ ~T.\ ) prothonot r PNC BANK, NATIONAL ASSOCIATION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA v. NO. 01 - 3133 Civil Term HARRY F. DAVIS and CAROL K. DAVIS. Defendants CIVIL ACTION - LAW MORTGAGE FORECLOSURE ANSWER In response to the Complaint filed in the above-captioned matter, the Defendants, Harry F. Davis and Carol K. Davis. by and through their attorneys, Weigle. Perkins & Associates. file their Answer as follows: 1. Admitted. 2. Admitted. 3. Admitted. 4. Admitted. 5. Admitted in part and denied in part. It is admitted that the Defendants executed a mortgage. dated November 20. 1998, as security for a note, dated November 20, 1998. in the original principal amount of $250,000.00. It is denied in that after reasonable investigation, Defendants assert that the mortgaged property does not include tract 3 as described in exhibit "D" and strict proof to the contrary is demanded at trial. 6. Admitted in part and denied in part. It is admitted that the above-referenced mortgage was recorded in the Office of the Recorder of Deeds of Cumberland County. It is denied in that after reasonable investigation, Defendants assert that the mortgaged property does not include tract 3 as described in exhibit "D" and strict proof to the contrary is demanded at trial. 7. Denied in that after reasonable investigation, Defendants are without knowledge or information sufficient to form a belief as to the truth of the averment because the meaDS of proof are within the exclusive control of Plaintiff. 8. Admitted. 9. Denied. The Defendants believe and. therefore, aver that with the most recent payments forwarded to the Plaintiff, in connection with the aforementioned note, that the principal balance and interest due are less that the amount as set forth and strict proof to the contrary is demanded at trial. With respect to late charges and attorney fees, it is denied in that atier reasonable investigation. Defendants are without knowledge or information sufficient to form a belief as to the truth of the averment because the means of proof are within the exclusive control of Plaintiff. WEIGLE. PERKINS & ASSOCIATES - ATTORNEVS AT LAW - 126 EAST KING STREET _ SHIPPENSBURG. PA 17257-1397 10. Denied in that after reasonable investigation. Defendants are without knowledge or information sufficient to form a belief as to the truth of the avennent because the means of proof are within the exclusive control of Plaintiff. II. Denied in that after reasonable investigation, Defendants are without knowledge or information sufficient to form a belief as to the truth of the averment because the means of pwof are within the exclusive control of Plaintiff. 12. Admitted. 13. Admitted. 14. Admitted in part and denied in part. It is admitted that the Plaintiff has made demands upon Defendants to make payments. The Defendants deny the remainder of said avemlent in that the Defendants believe and. therefore, aver that the amount demanded is inaccurate and strict proof to the contrary is demanded at trial. WHEREFORE, the Defendants request judgement in their favor along with such other and further relief as the Court may deem appropriate. Respectfully Submitted, WEIGLE. PERKINS & ASSOCIATES By: Jerry A. Weigle, Esquire Attorney I.D. #01624 126 East King Street Shippensburg, P A 17257 Telephone (717) 532-7388 By: osep P. Ruane. Esquire tto ey I.D. #71577 East King Street Shippensburg. P A 17257 Telephone (7 I 7) 532-7388 WEIGLE, PERKINS & ASSOCIATES - ATTORNEVS AT LAW - 126 EAST KING STREET _ SHIPPENSBURG, PA 17257-1397 VERIFICATION I verify that the statements made in the foregoing Answer are true and correct. I understand that false statements herein are made subject to the penalties of 19 Pa. C.S. 4904. relating to unsworn falsification to authorities. ~.o~~ Q, ~.oo I 1<~~' ARRY F. A IS WEIGLE. PERKINS & ASSOCIATES - ATTORNEVS AT LAW - 126 EAST KING STREET _ SHIPPENSBURG. PA 17257-1397 VERI FICA T10N I verify that the statements made in the foregoing Answer are true and correct. I understand that false statements herein are made subject to the penalties of 19 Pa. C.S. 4904. relating to unsworn falsification to authorities. ? /o/tJ / Date /~k~ CAROL K. DAVIS WEIGLE, PERKINS & ASSOCIATES - ATTORNEYS AT LAW - 126 EAST KING STREET _ SHIPPENSBURG. PA 17257-1397 PNC BANK, NATIONAL ASSOCIATION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 01 - 3133 Civil Term HARRY F. DAVIS and CAROL K. DAVIS. Defendants CML ACTION - LAW MORTGAGE FORECLOSURE AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS Jacolyn J. Moose, being duly sworn according to law, deposes and says that on July 11,2001, a true copy of the Defendant's Answer to Plaintiff's Complaint was mailed to Karl M. Ledebohm, Esquire, by mailing the same postage paid at Shippensburg, Pennsylvania, addressed as follows: Karl M. Ledebohm, Esquire Saidis. Shuff, Flower & Lindsay 2109 Market Street Camp Hill, PA [7011 C~/1~}~L,(~ UACOL YN . M SE Sworn to and sUbscribedl.before me this 1I1'^ day of 0U. 1 ' 2001. JJak"VA F 7;4 n Notary Public NClIIuIIISlIaI PBIrtcIaL 1bme~bIIC ~~June7~ WEIGLE. PERKINS & ASSOCIATES - ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG. PA 17257-1397 , PNC BANK, NATIONAL ASSOCIATION : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE NOTICE TO PLEAD TO: Harry F. Davis and Carol K. Davis YOU ARE HEREBY NOTIFIED TO FILE A WRITTEN RESPONSE TO THE ENCLOSED MOTION FOR SUMMARY JUDGMENT WITHIN THIRTY (30) DAYS FROM SERVICE HEREOF OR A JUDGMENT MAYBE ENTERED AGAINST YOU. SAlOIS, SHUFF, FLOWER & LINDSAY '// , I ,. I --......, By: arl M. Ledebohm, Esquire Supreme Court ID #59012 2109 Market Street Camp Hill, P A 17011 (717) 737-3405 Attorney for Plaintiff I PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE PLAINTIFF PNC BANK, NATIONAL ASSOCIATION'S MOTION FOR PARTIAL SUMMARY JUDGMENT AND NOW comes Plaintiff, PNC Bank, National Association ("Bank") by its attorneys, Saidis, Shuff, Flower & Lindsay and moves this Court, pursuant to Pa. R.C.P. No. 1035.1, et sea., for the entry of partial summary judgment in favor of Bank for the relief requested in Bank's Complaint and avers in support thereof the following: 1. On or about May 22, 2001 Bank filed its Complaint in Mortgage Foreclosure (the "Complaint in Foreclosure") against Harry F. Davis and Carol K. Davis (the "Defendants"). 2. On or about June 27, 2001 Bank provided to Defendants the Notice of Default Judgment required by Pa. R.C.P. 237.1. 3. On or about July 9, 2001, Defendants filed their Answer to the Complaint in Foreclosure (the "Defendants' Answer"). Defendants admit all material allegations set forth in Bank's Complaint in Foreclosure necessary to establish the right to the relief requested as to tract I and 2 of the legal description attached to the Complaint in Foreclosure as Exhibit "D" and made part thereof including, without limitation, the following: a. The identity of Bank (see Defendants' Answer at paragraph I). b. The identity of Defendants (see Defendants' Answer at paragraph 2). c. Defendants' execution and delivery to Bank of the Commercial Guaranty (the "Guaranty") set forth in the Complaint in Foreclosure at paragraph 3 2 guaranteeing the prompt payment of all amounts due to Bank by Davis Greenhouse, Inc. (the "Debtor") and that the Guaranty attached to the Complaint in Foreclosure as Exhibit "A" and made part thereof is a true and accurate copy of the Guaranty executed and delivered to Bank by the Defendants (see Defendants' Answer at paragraph 3). d. That the Debtor executed and delivered to the Bank the Promissory Notes attached to the Complaint in Foreclosure as Exhibits "B" and "C" respectively and made part thereof (collectively the "Notes") and that the Notes are true and accurate copies of the Notes executed and delivered to Bank by the Debtor (see Defendants' Answer at paragraph 4). e. Defendants' execution and delivery to the Bank of the Mortgage identified in the Complaint in Foreclosure in paragraph 5 for the purpose of providing collateral for the loans evidenced by the Notes and the Guaranty, that the Mortgage was intended to effect a lien on tracts I and 2 and the improvements erected thereon as set forth in the Complaint in Foreclosure known and numbered as 103 Hammond Road, South Newton Township, Cumberland County, Pennsylvania (collectively the "Property"), that Defendants at all times relevant to the Complaint in Foreclosure were and remain the record and sole owners of the Property and that the description of the Property attached to the Complaint in Foreclosure as Exhibit "D" and made part thereof is a true and accurate description of the Property intended as collateral for the Mortgage and the loans evidenced by the Notes and the Guaranty. Defendants deny only 3 that tract 3 as set forth in the Complaint in Foreclosure was intended as collateral for the loans and subject to the Mortgage and allege that, after reasonable investigation, the Property subject to the Mortgage does not include tract 3 as described on Exhibit "D" attached to the Complaint in Foreclosure which is denied by Bank (see Defendants' Answer at paragraph 5). f. That the Mortgage was recorded in the Recorder of Deeds Office for Cumberland County as set forth in paragraph 6 of the Complaint in Foreclosure and that a true and accurate copy of the Mortgage is attached to the Complaint in Foreclosure as Exhibit "E" and made part thereof (see Defendants' Answer at paragraph 6). g. That the Debtor has breached the terms and conditions of, illter alia, Note B and Defendants have breached the terms and conditions of the Mortgage and the Guaranty and are in default under such terms and conditions because they have failed to make the payments required in accordance with the terms thereof. (See Defendants' Answer at paragraph 8). h. That the Bank, by letter dated March 26, 2001, and forwarded to Defendants demanded the immediate payment of all amounts due to Bank in connection with the loan evidenced by Note B and the Mortgage and the Guaranty and that a true and accurate copy of the Bank's demand letter is attached to the Complaint in Foreclosure as Exhibit "F" and made part thereof (see Defendants' Answer at paragraph 13). 4 4. Defendants deny the accuracy of the amounts claimed to be due under the Guaranty and the Mortgage as set forth in paragraph 9 of the Complaint in Foreclosure based only on the bald, unsupported allegation that the Defendants are without knowledge or information sufficient to form a belief as to the truth of the averments because the means of proof are within the exclusive control of the Bank and on the bald, unsupported assertion that Defendants believe that the principal balance and interest due are less than the amount set forth in paragraph 9 of the Complaint in Foreclosure. (See Defendants' Answer at paragraph 9). 5. Bank believes and therefore avers that the averments set forth in paragraph 9 of the Complaint in Foreclosure establishing the amounts due to the Bank under the Guaranty and the Mortgage constitute allegations the truth or falsity of which are clearly within the knowledge of Defendants and are therefore deemed admitted as to Defendants for Defendants' failure to specifically deny such allegations under Pa. R.C.P. No. 1029(b). (See Defendants' Answer at paragraph 9). 6. Bank believes and therefore avers with respect to the Complaint in Foreclosure, that Defendants' averment that they are without knowledge or information sufficient to form a belief as to the truth of the averments contained in the Complaint in Foreclosure at paragraph 9 concerning amounts due to the Bank under the Guaranty and the Mortgage are completely unsupported by fact and that Defendants' completely unsupported allegation that it is Defendants' belief that the amounts due are in an amount actually less than that set forth in the Complaint in Foreclosure is legally insufficient to avoid the granting of Bank's Motion for Summary Judgment. New York Guardian Mortl!al!e Com. v. Dietzel, 362 Pa. S. Ct. 426, 429, 524 A.2d 951, 952 (1987); Barnett Mortl!al!e Co. v. Stablein, 48 Cumbo L.J. 129, 136 (No. 96- 5 2967 Civil Term; March 30, 1999). See also, First Wisconsin Trust Co. v. Strausser, 635 A. 2d 688 (Pa. Super. 1995). 7. Bank believes and therefore avers that, apart from Bank, Defendants are the only parties who would have sufficient knowledge upon which to base a specific denial as to the allegations set forth in the Complaint in Foreclosure at paragraph 9 concerning the amounts due to the Bank under the Guaranty and the Mortgage. 8. Bank believes and therefore avers that Defendants have admitted all material allegations necessary for this Court to grant the relief requested in the Complaint in Foreclosure as to tracts I and 2 as set forth in Exhibit "D" attached to the Complaint in Foreclosure and made part thereof including, without limitation, that Defendants executed and delivered to Bank the Guaranty (see Defendants' Answer at paragraph 3), that the Guaranty guarantees the payment of the indebtedness due to the Bank by Davis Greenhouse, Inc. (see Defendants' Answer at paragraphs 3 and 4), that Defendants executed and delivered to Bank the Mortgage and that the Mortgage is a lien against the Property including tracts I and 2 set forth in the Complaint in Foreclosure (see Defendants' Answer at paragraphs 5 and 6) and that Defendants have breached the terms and conditions of the Guaranty and the Mortgage by failure to make the payments required in accordance with the terms thereof (see Defendants' Answer at paragraph 8). 9. For some or all of the foregoing reasons, Bank believes and therefore avers that Defendants are unable to set forth any specific denial of the amounts claimed to be due to the Bank at paragraph 9 of the Complaint in Foreclosure or any supporting facts to substantiate that the amounts due to the Bank under the Mortgage and the Guaranty are, in fact, less than that set forth in paragraph 9 of the Complaint in Foreclosure. 6 10. As set forth in the Affidavit executed by John Cocoran on behalf of the Bank which is attached hereto as Exhibit "A" and made part hereof, the Guaranty, the Notes and the Mortgage attached to the Complaint in Foreclosure as exhibits and made part thereof are true and accurate copies of the Guaranty and the Mortgage executed and delivered to the Bank by Defendants and true and accurate copies of the Notes executed and delivered to Bank by the Debtor, that the Defendants have breached the terms and conditions of the Mortgage and the Guaranty and are in default under such terms and conditions for, inter alia, failure to make payments as required under the terms and conditions of the Guaranty and the Mortgage; and that the amounts due to the Bank as of May 11,2001, as set forth in paragraph 9 of the Complaint in Foreclosure truly and accurately reflect the amounts due to the Bank under the terms and conditions of the Guaranty and the Mortgage as of May 11, 2001. (See Exhibit "A" attached hereto and made part hereof.) II. For some or all of the above reasons, Bank believes and therefore avers that there are no genuine issues of any material fact as to a necessary element of the in rem cause of action set forth in the Complaint in Foreclosure which could be established by additional discovery or by expert report which would require any issue to be submitted to a jury as to the Property including tracts I and 2 as set forth on Exhibit "0" attached to the Complaint in Foreclosure. 12. The relevant pleadings in this matter are closed and Bank believes and therefore avers that the filing of this Motion will not unreasonably delay trial. WHEREFORE, PNC Bank, National Association, respectfully requests that this Court enter Partial Summary Judgment in favor of Plaintiff and against Defendants, Harry F. Davis and Carol K. Davis, in the amount of Two Hundred Fifty Thousand Three Hundred Ninety-Four and 02/100 Dollars ($250,394.02) plus interest at the rate of Seventy-Nine and 75/100 Dollars 7 ($79.75) per day, through the date of payment, including on and after the date of entry of judgment on the Complaint in Foreclosure, additional legal fees including, without limitation, legal fees incurred by Plaintiff in preparing and prosecuting this Motion and costs and for foreclosure and sale of the Mortgaged Property being tract I and tract 2 on the legal description attached to the Complaint in Foreclosure as Exhibit "D" and made part thereof. Respectfully submitted, Date: ~ --1 S -C').2- By: I . Ledebohm, Esquire Supreme Court ID #59012 2109 Market Street Camp Hill, P A 17011 (717) 737-3405 Attorney for Plaintiff 8 PNC BANK, NA TlONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE AFFIDAVIT I, John Corcoran, Assistant Vice President, for PNC Bank, National Association (the "Bank"), the Plaintiff in the above-captioned malter, do hereby depose and say as follows: 1. That I have been an employee of the Bank for 14 years and am the account officer that is responsible for the collection of the loan (the "Loan") evidenced by the Mortgage and the Guaranty set forth in the Complaint in Mortgage Foreclosure filed on or about May 22, 2001, in the above-captioned malter (the "Complaint"). 2. That my responsibilities as Assistant Vice President include reviewing the Bank's records for the purpose of determining a borrower's default of the borrower's obligations under loans with the Bank and the amount due to the Bank by a borrower. 3. That I have examined the Bank's records in connection with the Loan and hereby certify that Davis Green House, Inc., is in default of the terms and conditions of the Promissory Note dated November 20, 1998, in the original principal amount of Two Hundred Fifty Thousand and 00/100 Dollars ($250,000.00) attached to the Complaint as Exhibit "c" and made part thereof (the "Note") for failure to make payment of the amounts due to Bank under the terms and conditions of the Note and that Defendants, Harry F. Davis and Carol K. Davis are in default of the terms and conditions of the Guaranty dated November 20, 1998 and altached to the Complaint as Exhibit "A" and made part thereof and the Mortgage attached to the Complaint as I Exhibit "A" Exhibit "E" and made part thereof for failure to make payments of the amounts due to Bank under the terms and conditions thereof. 4. That I have examined the Bank's records in connection with the Loan and hereby certify that the amounts due to Bank as of May II, 2001, as set forth in the Complaint are accurate and include estimated legal fees to complete this matter. 5. That the Commercial Guaranty dated November 20, 1998, and attached to the Complaint as Exhibit "A"; the Promissory Note dated April 17, 1998, in the original principal amount of Two Hundred Forty-Five Thousand and 00/100 Dollars ($245,000.00), and attached to the Complaint as Exhibit "B"; the Promissory Note dated November 20, 1998, in the original principal amount of Two Hundred Fifty Thousand and 00/100 Dollars ($250,000.00) and attached to the Complaint as Exhibit "C"; and the Mortgage dated November 20, 1998, in the original principal amount of Two Hundred Fifty Thousand and 00/100 Dollars ($250,000.00), and attached to the Complaint as Exhibit "E" are true and correct copies of the originals signed by, inter alia, Defendants, Harry F. Davis and Carol K. Davis, and the Debtor, Davis Greenhouse, Inc., respectively. 6. That the amount currently due to Bank under the mortgage obligation as of February 28, 2002, is Two Hundred Sixty Five Thousand Four Hundred Twenty Seven and 15/100 Dollars ($265,427.15), calculated as follows: a. Principal Balance: $229,685.79 b. Interest through February 27,2002: $ 31,901.84 c. Late Charges: $ 1,294.02 d. Attorneys' Fees: $ 2.545.50 e. Total Due to the Bank as of February 27,2002: $265,427.15 2 .' 7. That a true and correct copy of Bank's records evidencing the amounts due to Bank under the Note and the Guaranty by Harry F. Davis and Carol K. Davis exclusive oflegal fees and costs is attached hereto as Exhibit "A" and made part hereof. 8. That the debt due to the Bank under the mortgage obligation continues to accrue interest at the rate of Seventy-Nine and 75/100 Dollars ($79.75) per day, through the date of payment, including on and after the entry of judgment on the Complaint and continues to accrue late charges and attorneys' fees and costs. Signed and sworn this .:U"day of February, 2002. PNC BANK, NATIONAL ASSOCIATION By: W!b:- . ;.\ssistant Vice President Sworn to and subscribed before me, the day and year aforesaid. c----.... .-/ r Notary Public ^ \llh.. ).1 My Commission Expires: I Nolarial Seal KvI8 E. Zclranski. NllIary Public I<Ingstan ElllRl. LuzerneCounly My Carrimisslan Expires Sept. 16. 2004 Member, I'8nnsylvania _lion or NaIarIes 3 7177373407 SRIDIS SHUFF MRSLRND 134 P02 MRR 12 '02 11:S8 PNC BANK, NATIONAL ASSOCIA nON : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY. PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K.. DAVIS : CIVn.. ACfION - LAW Defendants : MORTGAGE FORECLOSURE VERIFICATION L John Corcoran. for PNC Bank. National Association, being authorized to do so on behalf of PNC Bank, National Association. hereby verifY that the statements made in the foregoing pleading are true and correct to the best of my information, knowledge and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. PNC BANK, NATIONAL ASSOCIA nON Date: ~ f.zj'D' ~. /' /I BY:~ r:A#~""'9.7 AV/' Corcoran r PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS: CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE AND NOW, this 15th day of March, 2002, I, Karl M. Ledebohm, Esquire, of the firm of Said is, Shuff, Flower and Lindsay, hereby certify that I this day served a true and correct copy of Plaintiff PNC Bank, National Association's Motion for Partial Summary Judgment upon the parties listed below via United States Mail, postage prepaid, addressed as follows: Jerry A. Weigle, Esquire Weigle, Perldns & Associates 126 East King Street Shippensburg, PA 17257 Harry F. Davis 115 Hammond Road Shippensburg, PA 17257 Carol K. Davis 115 Hammond Road Shippensburg, P A 17257 Respectfully submitted, SAlOIS, SHUFF, FLOWER & LINDSAY By: <U1'(/~ / Karl M. Ledebohm, Esquire Supreme Court ID #59012 2109 Market Street Camp Hill, P A 17011 (717) 737-3405 Attorney for Plaintiff PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. ----------------------------------------------. CAPTION OF CASE (entire caption must be stated in full) PNC Bank, National Association vs, (Plaintiff) Harry F. Davis and Carol K. Davis (De f endan t ) Mortgagc Foreclosurc No. 01-3133 civil 19 1. State matter to be argued (x.e., plaintiff's motion for new trial, defendant's demurrer to complaint, etc.): Plaintiff's Motion for Partial Summary Judgment 2. Identify counsel who will argue case: (a) for Plaintiff: Karl M. Ledcbohm, Esquire for PNC Bank Natiolllll Association s: _ (b) for defe~~ant: Jerry A. Weiglc. Esquire for Harry F. Davis and Carol K. Davis 3. I will notify all Parties in writing within two days that this case has been listed for argument. 4. Argument Court Karl . Ledebohm, Esquire Supreme Coun 10 #59012 Sadis. ShutT, Flower & Lindsay 2109 MarketStrect Camp Hill, PA 17011 (717}1.\7-340S Dated: Augusl5, 2002 (") Cl 8 c: r....' '" :;:>"" ~ -U("O' ~~~.: ~ , ;:~L : ~TI en. c~ h" -.... "..&0) r-' ... -'~. ..... ~ . :. ~.- ~r:: :C) ...., ....,; - - ~ ., ~; r. " :v -, f'-": -< PNC BANK, NATIONAL ASSOCIATION : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS: CIVIL ACTION - LA W Defendants : MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE AND NOW, this IdIJ day of August, 2002, I, Karl M. Ledebohm, Esquire, of the firm of Saidis, Shuff, Flower and Lindsay, hereby certifY that I this day served a true and correct copy of the Praecipe for Listing Case for Argument and PNC Bank, National Association's Brief in Support of its Motion for Partial Summary Judgment upon Defendants Harry F. Davis and Carol K. Davis via United States Mail, postage prepaid, addressed to the Defendants legal counsel of record as follows: Jerry A. Weigle, Esquire Weigle, Perkins & Associates 126 East King Street Shippensburg, PA 17257 Respectfully submitted, SAIDIS, SHUFF, FLOWER & LINDSAY .I' // / -' Karl ebolim, Esquire Supreme Court 10 #59012 2109 Market Street CampHill,PA 17011 (717) 737-3405 Attorney for Plaintiff By: { Q c.: c! '-- i") ~~ T-" -~i.:j..: ,.- rnr. ~ . z:. 21" " .- , f;) U).. , c<.' ~t:~ ~~ ?~~~I , -' " t~.: ;,"1" ::r.:e.: ::~:. ~ ,:- ....;.. I" :::t; - PNC BANK, NATIONAL ASSOCIATION: IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS and CAROL K. DAVIS: CIVIL ACTION - LAW Defendants MORTGAGE FORECLOSURE ~RDER 0 AND NOW, this ../t; day of t, 2002, upon consideration of PNC Bank, National Association's Motion for Partial Summary Judgment, and no response having been filed thereto, it is hereby ordered and decreed that the relief requested in the Bank's Motion is hereby granted and judgment is hereby entered in favor of PNC Bank, National Association, and against Harry F. Davis and Carol K. Davis in the amount of Two Hundred Fifty Thousand Three Hundred Ninety-four and 02/100 ($250,394.02) Dollars plus interest at the rate of Seventy-nine and 75/100 ($79.75) Dollars per day, through the date of payment, including on and after the date of entry of judgment on the Complaint in Foreclosure, additional legal fees, including, without limitation, legal fees incurred by Plaintiff in prosecuting Plaintiff's Motion and for foreclosure and sale of the mortgaged property being Tract 1 and Tract 2 on the legal description attached hereto to as Exhibit "A" and incorporated herein by reference. BY THE COURT, , -,," . , I .']d ;. ' . Jam> ~1JO '0 'J,d3SZ0 ^~;;." / ,.' ....:... :..::. .., , ... .,1'. LEGAL DESCRIPTION FOR DAVIS TffiE CERTIFICATB :i A1.L Ibe faUowiu!l described real ..tale wilh improvemenls creclcd Iberean. lying and heing oimale iu South Newtolll"owaship. Cumberland Caunly, PeMsylvollia,mare parlicularly bounded and describcd II Collows: Tract #1 BEGINNING at an exisling iron piu localcd an the northel1l bcrm oC TOWIISbip Route 11331 at carner of olber lands oclbe Mortgagol1 hcrtiu koowo IS Lot 113A on Ihc hereinafter d..cribed subdivision plan; thence by said Lol3A North forty.fivc (45) degrc.. len (10) minulcs Icn (10) secondo Wesl two huodred and scventy-ouc bundredths (200.71) fcclla a poial; lbence by Ihe same Nanb forly- four (44) degre.. forty-four {ol"} minutcs Iwculy-cighl (28) secondl EasllWo hundred fiCty and Ibree huodredlbo (2Sa.03) Ceel \0 a set irau pin; Ibcace by alher lands of the Mortgagors known as Lol1l6 on a oubdivioion plan prcpared by Carl D. Bert, 11..5., daled J&IIuary 4, 1978, IIld recordcd in Cumberland Couuty Plan Book 34, at Page 22, South falty-five (45) degreco cine (09) miDutes thirty-ocvCII (37) seconds East thrcc buudrcd cigbly"seven ancl Carty-seven hundredtho (387.47) Cccl 10 an existing iran pin; IIreuce alollg Ibe norlllcm bemr of Township Raulc 11331 along a CUlVe 10 lI.e.igbl baving a chard bear;ng South sevcnly-nine (79) degreeo tweuly-onc (21) minules Carty-oix (46) .ecands West, a radius of scvcn bundrcd cinety-niue and lWO bundrcdlhs (799.02) feet, a langent oftbirty-cigbl allcllilly-sevell bundredlbs (38,S7) Cecl, an arc dislance oC seventy-scven &lid eigbl bundredtbs (77.08) feel and a cbord diSWlce oC seventy-seven &lid fivc hundredths (77.05) feel 10 III ""isbu!! irau pia; thence by the samc South eighty-two (82) degrees Iifteen (15) minules sevCn (07) sceouds WesllWa buudred thirly-four and eigbty-IWO buudredlhs (234,82) feel 10 an exisliu!! irou pin, the plDCC of BEGINNING, Conlaiuing 1.6994 10lal acres IIld knOWD as Lal1l3 pursuanl 10 subdivision draft prcpared by Jobu R. Kissinger, R.S., dated Novcmber 13, 1992, aud rccorded in Comberlaud Caunly Plan Book 67, all'age 100. Tract 112 DEGINNlNG at au exisling iron pin lacalcd 00 lbe uorthem bcnn of Township Roule #331 al comer of ather lands aC Ihe Marlgagars knawo as Lot 113 on the hereinaRcr described oubdivision plan; Ibeuce along Ibe northern bcrm of said Township Raule #331, South eighty-two (82) degrees ten (10) minules forty-n.inc (49) sccoods West two hundred sixty-s~vcn and forly-onc hundredlllS (267.41) feci 10 III existing pukcr kalou oaillocalcd in lbe ccnlcr oCToWDship RaUle 1/330; thence alone the cenlerline aC .aid Towoship Raule "330 Nanh Carly.rour (44) dcerees one (01) minute twenty-seven (27) scoonds Wesl two hundred fourlecn and seveolf-five hundrcdllll (214.75) Ceet 10 a set railroad spike; thellcc by alher lands aC lhe Marlagar known IS Lot "2 on Ibe hereinafter described subdivision piau, North fany-Caur (M) degrees rarly-eighl (48) minutes five {OS} seconds East lhrec hund~d thirty-two aud eleven bundredlhs (332.11) Ccct to a poinl; Ihence by alber l&IIds nfthe Morlgagor known as Lol"2A an lhe above descrbied subdivision plan. North Corty-four (44) degree. Cany-cight (48) minules live (OS) oecond. Easl one bundred twenly-six and eleven hundredlllS (126.11) fCCllo a sel iron pill; thenec by ollrer lands of lite Mongagar known 15 Lot 115 BOIJKH55rAGE10G!l ......M. .mGL. ANO "."M"". _ ArTOAN.'" AT LAW _ 11_ eAST KI..a "T..Itl!.T _ S..IP.........UR.. "A. 1'." ~_t~_'QQQ t~:?A .,4..,.,..,....,"" .1. '..;....~.......,...~..."" ".... .."';.'0S.....~'.'...~....;'? ~~~'I"'i~.. ..:'!. . J; ,::;"..~;'. ."" ._.." .", ,~.xr.'" :"~~~~~;,~~~"'~~.-.;. " . .' 7177744739 p.05 , . A'R-12-199B 119147 ...' .... . . PtIC BUS BIN< ,,",,1M ~ D (~ IPs the bereiJlalld described subdivision plan Saulh forty.rove (45) degIees eleven (II) minules r.cty- 'five (55) secoDds Esst \birty-faur snd thirty-two hUDdlcdlhs (34.J2) fcetla I point; thence by dIe slIDe South forty.five (45) degrc.., eleven (I I) minules lifty-fivc (55) seconds Easl ODe bundred rarty-aDe and sevcDly-live hundreddls (141.15) rcclla 0 sel iraD plii; IbcD'. by olher lands of the Mallgagan berein known as Lollt3 OD Ibe beleiDafter described subdivision plsn South fOlty-rour (44) degreeS rarly-rour (44) minules twellly-eiebt (28) scoonds Wesl two bUDdled fitly and Ihrce bundredth' (250.03) feel 10 a poinl; Ibeacc by dlc same South forty-live (45) degree' len (10) loioute5 len (10) seconds Easl two baodIcd and ,evcnly-one bundIedlbs (200.11) feet 10 an existing irao pia, Ibe pla,c of BEGII'lN1NG. Conlaining al.Olallol area of 2.4445 a,res and knowo as LOI II's 3A and 3B pursuanllo subdivision dratl prep...cd by Jobn R. Kissinger, R.S" daled Novcraber 13, 1992, and rccardcd in Cumberland COlloly Plan Book 61,01 Pasc 100. " .' \.: ,~ :.r. " . .' " . ~'t. ~ . ..~~;' '. :. .:;:.::';::'~:~~' , : " .,~: ~.; .".~. '~.'..:~..:...:o:.. ,'''' . .,,;-,,>, ,; . ~;,~':';:' . ',' ABOVE' TRACTS BEING'. "~X:t'~~ . ";'~'" I . '~~.~ays and Wanda L. May: h~&~~~s~me.real estat~ Wh1Ch ,weptember 4, ':987, and re~o:i:4eQ' 1\1.' n w1fe!, by the1r deed ,-;,32, at Page 22, conveyed tci}(: r' ..;umberland County Deed Book Y a~,. '1_'1' e' Davis and Carol K. Davis. .. -, . :',:- 1 . f, ..i. ,..: ,- ":'1::'."';'" PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CNIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE RETURN OF SERVICE PURSUANT TO PA. R.C.P. 3129.2(c)(2) AND NOW, this 14th day of November, 2002, I, Karl M. Ledebohm, Esquire, of the firm of SAlDIS, SHUFF, FLOWER & LINDSAY, attorneys for PNC Bank, National Association, Plaintiff, hereby certify that I served the persons listed below whose names appear in the Affidavit filed in this proceeding pursuant to Pa. R.C.P. 3129.1 with the Notice to Lienholders Pursuant to Pa. R.C.P. 3129.2 and legal description in the United States Mail, fiIst class, with certificates of mailing (postal forms 3817) and contained within envelopes bearing my return address. Copies of these certificates of mailing are attached hereto and marked as Exhibit" A". Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, P A 17013 Cumberland County Domestic Relations 13 N. Hanover Street Carlisle, PA 17013 Farmers & Merchants Trust Company of Chambersburg P. O. Box T 20 South Main Street Chambersburg, PA 17201 PNC Bank, National Association 4242 Carlisle Pike Camp Hill, P A 17011 Respectfully submitted, SAlDIS, SHUFF:_j~y ~WER & LINDSAY / /,,- By: ,'., /'- Oeoffrey !s. Sli: " 'Esquire Supreme Court ID #24848 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff Ii 3t:~ 'C co~c: ~.. - 3!::=~a _ l>> 'TIi;\!1 ~oo~ CD :IE ~I -CD ~5a~ I ......... Qo i QCD _CDr- - -. ::II Q. en l>> '< ~q"D l\...\O/Y u.a.OClITM.__ CERTIFICATE OP IIAIU_ atmr.'"Shuff, Rower & Lindsay POR a- _no AID _. --- * u.s. GovernlMM .' ~F \\AII.A" :r ,,' CERTlu:,,;:~""=... I, , lIidii,.shuff, Flower & lindsa' :::; '" ';,! ~},. I _Camp Hill, PA 17013- ;';': ": ~ T ...:c.. , '" <>( . l' , .. .'7 .u...~.,.....1 ~rb ti--iLf..-oly u.a. OClITAL_ CERTIFICATE OF IIiIIILING , . . <!. MAY . .-0 POll ~I_ Ale --......... I'QIII~."_ -1\-,--- ..- MAY'", al7 * u.s. Go..-nmem -:., , r'I' ;.-:. '" 1,0 / / / ~) r-;:. ~:.~ : ..... I..., :7":J " :'.i -'- ~ .:! , .,/ PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE PRAECIPE FOR JUDGMENT Please enter judgment in the above-captioned proceeding in connection with the Motion for Partial Summary Judgment in favor of PNC Bank, National Association and against Harry F. Davis and Carol K. Davis in the amotlht ofTwo Hundred Fifty Thousand Three Hundred Ninety- Four and 02/100 Dollars ($250,394.02), plus interest in the amount of Seventy-Nine and 75/100 Dollars ($79.75) per day, through the date of payment, including on and after the date of entry of judgment on the Complaint, and costs and additional reasonable legal fees, and for foreclosure and sale of the Mortgaged Property more particularly set forth and described as Tract Number I and Tract Number 2 on Exhibit "A" attached hereto and made part hereof and as more particularly set forth and described as Lot 3, Lot 3A and Lot 3B on the Plan of Lots entitled "Lot Additions for Harry F. Davis" by John R. Kissinger. Surveying recorded in the Cumberland County Recorder of Deeds Office at Plan Book 67, Page 100, on March 9, 1994. Respectfully submitted, SAlOIS, SHUFF, FLOWER & LINDSAY Date: 12/2-/02- -G huff, Esquire upreme Court 10 #24848 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff ..... , " .... .,' ALl,' the foUowing ~escribe~ real CSlale willi imrrovewenlS crcelcd Illereon. lying and hcine sh"ate in SOllth Ne'VlO/ll'owU5hip, Cumber/and Caunly, l'consylvalua;-mare f.arlicularly baunr/cd and described a., Iollows: LEGAL DESCRIPTION FOR DA VIS TInE CERTfFICA IE " Tract fll BEGINNING al an exisling iron pin loca.c~ anlhe nnrthem bcnu of Towns/lip Roule il33 I al comcr of 01 her 'ands OflllC Mortgagon herein /mpwo ... LOI 113A on .hc hucinaller dcoc,ibcd sllbdivision "Ian; theoee by laid Lol 3A Norll. Iorly.fivc (45) degrees len (10) minlllCS len (/0) secon~s Wesl Iwo flUndred and scvenly-ouc hundredlhs (200.71) fccllo a roim; Ihenee by ,Ihe some Nanh fO,ly- fOllr (44) deg,ees farly-follr ('1<1) millllles lWCllly-eighl (28) sceoll"" Easllwa hllndred fifty allff lIaree hundredths (250,03) feel 10 a scl iran pin; Ibenee by olhcr land. of the Mortgagors known as LDII/6 aD a subdivbion r'an prepared by Carl D. Ben, R.S., daled January 4, 1978, and recorded io CumberlaDd Counly Plan Book 34. al Pase 22, Salllh falty-five (45) dcsrees nine (09) minutes lhirly-scveo (37) seconds EaJlthrcc hunrlred cigl~ty'scven alld fo,ty-seven hllndredibs (J 87.47) Icel ' 10 an eXiSlillg il'On pio; Ihenee ainllg Ibe nonllen! bern. of Tnwnsbip Raule 1/33 r alDIIB a CUrve tD lbe rigbt bavillS a c1IDrd beOl;ng Saulh sevcnly-n;ne (79) des,ecs Iwenly-alle (21) minules forty-six (4/;) sccand. Wes~ a radius of Scvcn buod,cd ninely-nine alld lwo hundrcdl/u (799.02) fee~ a lansenl oI Ibirly-eigbl alld liny-sevell bUlldrcrJU.s (J 8. 57) Ice.. nn arc dislanec of scvenly-scvcn and eighl hundredlhs (77.08) fcel alld a chord dislance afscventy-sevclI and five hundredllls (77.05) fcel 10 an ..is dug iron pin; U,enee by the samc SOIlU, cig',ty-Iwo (S2) deBrees lifteen (IS) minules Scvcn (07) sceonds WeSl cWo bundred lhirty-faur and eighty-two IlIlodrcdlhs (234.82) feel 10 an cxjsling iron pi.., Ihe plocc 9f DEGlNNlNG. COlllaiuiug 1.6994 IDlal acrcs and known as Lalli] pUrsuanl 10 subdivision draIl prepared by John R. Kissinger, R.S., d~led Novcmber 13. 1992, and rCCDrded in Cumberland Counly Plan BODk 67, al Page 100. Tract 112 DEGINNlNG al an existing iron pin lac.led on Ibc norlllcm beun of Township RDule 1/331 al eomcr of alber lands of the MorlBagaro known as Lol 113 on Ihe hercinancr describcd .ubdivisian plan; Ibence alone Il,c nort/lem bcrm of said Township Roule 1133 J. Salllh eisllIy.IWD (82) degrec. ten (10) olinllle. forly-ninc (49) sccollds Wesl two hllllrlrcd SiXIY-S~Ycn a'ld fDl1y-onc 1.llIn~redllls (267.41) feci 10 an ""isline parker kalou ..ailloealcd in Ibc CCnler of Tnwnsi'ip ROllle Ilno; lllence along thc eenlcrlinF of .aid Township Rallle 11330 Norlh farly-four (41) degrecs one (01) minlllc Iwe'"y-seven (27) scconds Wesl Iwa hundred fourtecn .rad sevenlr-five hlladrc!dlhs (214.75) fcet 10 a set railroad spike; Ulenec hy olher lands of the Marl.gar kraawn as 1.011/2 an Ihe bercinaner desaribcd subdivision plan, Narlh fany-follr (44) degrees forty..illhl ('18) minules flve (OS) secarads East U"ee hWld...d lhirty.twa and elcvclI bundredlhs (332.11) fcelta a painl: lbence by all.er lands of ,hc Morlgagar known as lOl1/2A nra Ihe ahave descrbied .ubdivision pJan, Nortb fOlly-four (44) degree. fany-eight (48) miaulcs five (05) ,econds Easl One hundred !weoly-si" alld eleven hundredlhs (126,]1) fcella . sel iron pill; Ihcraec by oll,e, la~ds of UIe Mortgagor known as Lall15 9DIJd1 55 fAGE IOCr) DPP-ld_tQQQ I~~'~ "'anH. "'I1Ci..... Alii!) P[nloC''''S - "rTOnNI'YS AT LAW _ 111 I!:AST H.toG s....It'l':T _ 'I"IP'~E~lSaUqG. "A. 1'2S_ .,............,....,"7" EXHIBIT 'i " :!. . '~)'i.:J\ t .i~;~: ~ ." .. . APR-12-195111 B9' 41 . PHC IIUS BA<< ~R"PTN r.i D 1177744139 P.BS , (. .(11I ." Ibe he..doaflcr described subdivision plan Sau~1 fOlly-liye (45) degrees eleven (II) minules flfty- -;':e (55) scconds East IILiny-four and thirty-two hundrcdLhs (34.32) fcello I point; Ihence by die Jame SOU~I forty-liye (45) degrce.s eleyen (II) lJIinules lifly-liyc (55) sccondJ Ea.sl one bunrlrerl forty-one and JCVcDly-liye hllndrcrllhJ (14 I. 75) fecI 10 a Jel iron liiii; lhcoce by olhc.. lands of Ibe Marlcaga.. herein Io.awn.. Lolli] on Ibe hc.einane.. described subdivision plan SoullI fo.ly-four (44) degrees forly-faur (44) OIilllll.. Iwellty-eiebl (28) second. Wesllwo hundred rilly al\d lbrce bllndrcdlbs (250.0J)-feello a paiul; lbcncc by ~IC salDe Soulb forly-liye (45) desrces len (10) /lIinulcS len (10) seconds EasttwallllDdrcd and SeYCllty-olle IlUl\d..edlbs (200.71) feci 10 an existi\lll iron pin, Ibe pl'Dc of BEGmNJNG. Conlaining a Iolallol area of 2.4445 aeres and known.. LOI II's JA and JD PU<3UUllla subdiyisian dran prepared by John It Kissinger, ItS" daled Novcruber 13, 1992, and recordcd ill Cumberland COllnly Plan Book 67, al rage 100. ~J..o.' . .' I':' '., "', ..~. . .~ ~ I ',o! , :~"i'" """, . " "'~-':r""i .. ;<'f>.:::.:.::.'.... "'.':<J;~~~1'~"" ~',. , "..I'~~"" . ;t;.Sit.;~"'" = I . .:.: ~"'f~.J'~.. ~ .".:10 .~.:_ .'Ur. :,. . . ,~_;";..~,:,!,,~.t/;... "l!cJ.. .~~,,'" I .' ",,;.....". .' ..:,.~ .""0", .. -~"I"t't .~r:' ; ...~E ABOVE".TRACTS BEING:'!:ar-'if.~...~:l:!L;...,.',- , "'!~'~";"MayS and Wand L .P'."..!I!~.~:I:i'''E;!''same real estate which ~, ,~, . a . Mays hU:sbani:i'a d . f ",!:,..eptember 4,.1:987, and ie~oi:~'...r ',c' .',; n w~ ei' by their deed . ~Q1!!}32, at Page 22 conveyed" ;to''''>;'~'''' l;p",cumberland County Deed Book y ...... , 'tlarry , ", Dav.s a d C l' ~.. .?' r:t.~ .. .". .~~..;' :-;,..:. .... narc K. Davis. lJ1,'''' ' . . .' 'J': . , . ::..:~:~i:...:./:-::: . .~ .!T. : : ;.'.,' . ~ ~ fi~ fri - ~ C 1") W ~ ~ ~~ft! - r \v ~ 1: '-< (") !F ""O,~ m'" .~,~,Ji' ,,-.':. ~F- r-' . :-'.. .0- st[~, C ~ '. . a 1'-> C r', ., I -.- :::I 'Tl -- .> ;g ;;~~ : 0; ~':' o,_C") ~ . rT'I ~..~: 'P. ~ r" ~.. SJ -< ~ PRAECIPE FOR WRIT OF EXECUTION - (MONEY JUDGMENTS) P.R.c.P. 3101 TO 3149 PNC BANK, NATIONAL ASSOCIA nON Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : WRIT NO. v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : AMOUNT DUE: $250,394.02 Defendants : INTEREST FROM 5/11/01 AT $79.75 PER DAY : AnY. FEES.: TO BE ADDED : COSTS: TO BE ADDED TO THE PROTHONOTARY OF SAID COURT: ISSUE WRIT OF EXECUTION IN THE ABOVE MATTER, (I) Directed to the Sheriff of Cumberland County, Pennsylvania; (2) against Harry F. Davis and Carol K. Davis, 115 Hammond Road, Shippensburg, Pennsylvania 17257, Defendants; (3) and against the following Garnishees: NIA (4) and index this writ (a) against Harry F. Davis and Carol K. Davis, 115 Hammond Road, Shippensburg, Pennsylvania 17257; and (b) against NIA Gamishee(s), as a lis pendens against the real property of the Defendants as follows: those certain two (2) tracts of land with the buildings and improvements erected thereon in South Newton Township, Cumberland County, Pennsylvania known as 103 Hammond Road, Shippensburg, Pennsylvania 17257 and as more particularly set forth and described on Exhibit "A" attached hereto and made part hereof. (5) Exemption has (not) been waived. Dated: fI /4(0 2- (- KarI.M. Ledebohm, Esquire Supreme Court ID #59012 2109 Market Street Camp Hill, P A 17011 (717) 737-3405 Attomey for Plaintiff ~ , t 1(\ -4ll""4. (II ~ g ~ ~ ~ - " ..0 ~~ "\l 'f I ~ kf 1 ~ .. t n 0 Cl ..()~ ~ c ..." '", ..c. ~ - c,." ~ c ,-, r- 6'"" !'1 ""t.~ I~" "'1 c""T1 . rr. r-~~ l"") ,....;. , . ~~:.;-; .,:~~ If) 0 ~ 8 6"'" 8 Zl" I - 1'_.1 "Q 0 \) ~~;~~ -l'-- -. - ~ \} -i :~.~ , t . ~::::\... :r.... .,.".", 1 ~~ )> ~- ~}~. I z.... _to_., J>c If? .., , . .. ... ~ N ;~ . ~ , &.' ~ ~ r.,) =< - . :::. ~ - - ~ - - , . . ". .:; :~;. .... ..1". .... ,,' I.EGAL DESCRIPTION FOil DAVIS TITLE CERTIFICATE , ALL, lbe fallawiog desaibed real CSlale wilb impravemenlS creclcd Ibereon. lying and being .illlale in SOlllh NeWla'l Tawwbip, C",nbcrlaod Counly. I'eon.ylyalua;-more parlicularly bouuded and describcd as follows: TractNI BEGINNING at an exisling iron pin localcd on Ihe nor1hem bcnn afTowosbip Raule 1/331 al comer ofolher lands aflhc Mortllagors hcrcin known as Lot //lA on Ibc hereinoner d..cribed sllbdivision "Ian; thence by said Lot l}\ Norlh forly.livc (45) degrees len (10) minllle. len (10) second. Wesl Iwo hoodred olld scvenly-olle hundrcdlhs (200.71) fccllO a poinl; Ihencc by Ihc 'BlOC NanlJ forty- fnllr (~~) degrccs farly-four (-1.\) m;lIl11es Iweluy-cighl (28) sccond. Easllwa hundred lifty and tllTee hundredlbs (250,03) feel 10 a set iran pin; Ibcnce by alher land. of lI1e Mangagors known as LOI /16 011 a subdivi,ion plan prepared by Carl D. Ben, Il.S., daled January 4, 1978. and recordcd in Cumberland Counly Plan Book ]4, at Pase 22, South fa"y-live (45) degrec, nine (09) minulcs Ihuly-scvcn (37) seconds Easl tllTCC bundred cigbly-scven and farly-seven bundredlh. (]87.47) fccl 10 aJl existillg ;rall pin; thcllce .Inlllllhe nOrlbclJI bem. of Townshi), llalllc IIll I alallg a curve 10 Ihe tillhl bavins a chard beoling Salltl. .evenly-oioe (79) desrec. lweoly-ouc (21) minllles farty-.ix (46) .ecand. Wes~ a radills of scvcn bundrcd nioe/y-nine alld Iwa hllndrcdlbs (799.02) fee~ a langen/ of'hirly-eigbla"d liny-seve" bUllllredUI5 (]8.51) fccI, on arc di.lance bC sevenly-seven alld eighl bUlldredtbs (77.08) fee/olld a chord di'tance ofscvenly-seyclI and live huadredths (77.05) feel 10 an cxisrillg iron pin; thence by lbe .amc South eighly-Iwo (82) deSrce. lineen (15) minule. scvcn (07) sccand. West IWO hundred /hirly-fnur and eic11lY-IWO bundrcdlb. (2l4,82) fee/la all cx.i.lin.!l iron pill, Ihc plBcc of BEGINNING. Conlaining 1.6994 lalal acre. and known as Lallll p"rsua"l 10 subdivision draft prepared by Jobn lL Kissinger. lLS., daled November 13, 1992. and recorded in Cumberland Counly Plan Book 67, al Pace 100. Trlcl1l2 DEGlNNlNG al an existing iron pin located on the northern bClln ofTowuship Roule R331 al comcr of alher lands of lhc Morlgagars known .. Lol //3 an Ihe herein.ncr de.cribcd subdivision plan; Ihence along Ihc nonhem berm of said Township Raule //]] I. South eighty-lwo (82) degrees len (10) Ulinllles forly-ninc (49) second, WeSllwo hllndred .ixly-.~vcn and rorty-onc hundredlb. (267.41) fccllo an exisling parker kalou nailloc.led in Ihe cenlcr of Township ROllle lI]lO; Ihence olanOlhe cenlerlinr of said Tawn.hip Route/OlD Nanh forly-four (44) dcgrees one (01) minllle Iwenly-.even (27) .ccond. Westlwa huadrcd fourteen .nd .evcnty-five hllodredlh. (214.75) Ceel 10 a .el railroad spike; Ihcllce by ather lands aC lbe Manogar kllown IS 1.01 1/2 an Ibe hereinaner dcsaribcd subdivision pl.n, Nanh fany-faur (44) degrces forty-oiChl (48) minules live (OS) .ecand. Easl thrce hundred Ihiny-two and elcyen hundrcdlh. (332.11) Ccclla a painl; Ihence by olhcr Ilnds ofd,e Marloaoar known IS lal //2A on Ibe above de.crbied subdivi.ion plan, North fony-four (44) degree. farly-eighl (48) miaules liye (OS) .econds Easl aile hundred IweOly-sil( alld eleyclI hundredlhs (126.11) fCCllO a SCl iron pin; Ihellcc by olher land. of U,e Mongagar known IS LolliS BourH55r4cEiOG!J , "_nM. "'..G.... AND pl'nH.... - "r'onNI:"", A' LAW _ III EAIT KI,.O .....nr.II!:T _ SHI""."".U"O. 'A" III.. OP~_td_lqQA t~:?~ ...,"1".-w......"'" ';';".", EXHIBIT .:).......... 1J:'.~i{ikl};>.,'1 . ,..'rf.4.f.n .of;'.:;; ':.:.,.~ _~. ",.,." ".f., " ': :~';"1Io .. . . A'R-12-199B 119' 47 . PNC WS BIN( mtPTH ~ D 7177144738 P.es f .~ , "~e b.~jDal\el' described subdivision plan Sa~lb fOlly-live (4S) d.gr.es eloven (II) miDul.i rUly- ';':e (55) scecnds ElSllhirty-four and Ibirljl-two hUDdrcdlbs (34.32) fc.t to I point; Ihenc. by Ihe 51J11. SauLl. forty-live (45) d.grces elev.n (11) minules fifty-live (55) sccands Ea51 one hllndr." farly-on. and sevcDly-live hundr.lllhs (t41.75) fccllo a 5el iron liiii; lI,cnce by oth.r lands of Ihc Marlcagan ber.in known a5 Lol 113 on lb. hCI.inafler ....crib.d subdivision plan Soulh fOlly-follr (44) degr..s farly-four (44) minules twenty-cicbl (28) scconds Wcsttwo hUDdr.d rilly and LInce hllndredths (2S0.03) feel 10 a point; tb.DCC by L1.c salDe Soulb fony-Iiv. (45) d.gr.cs ten (10) mioulcS len (10) secood! EasllWo hoodlcd and s.vcnty-onc hundr.dlbs (200.71) f.ello an cxislio!l iron pio, Ibe placc of DEGINNING. Conlaining a IOlallot area orz.4445 acres and known as LOI "'S 3A and 3D pU13UaDl to subdivision draft pr.p....d by John R. Kissing.r,IlS., dat.d NovClllber 13, 1992, and recardcd in Cumb.r1and COlloly f'lan Book 67, al Pagc tOO. ";~. "~.d.~ ;".; ~ . ......... ';.' . ..... ~'f't., ~.._.I\!,;r .~. . ~. .~.'::t{(iah.; ~ ~ ir,ti~'.t: . "':''1'' . . ." . O"j ","; "N~...' . ~'.......'... . ;{.' . ,.' 1! JT:I'''~ .,,;.,,~~, . InJ'. .. ,.., ~..., q-r '. ~,. ,...... ";;"":.,.": '. . ,,~,")'t"'~.i.'itIL '~':A'~'.'" ~.~....,. " . ~'4 '''.1,,,," ~~e.;;'t "18: "I' ,- '~'!jo.ii",:"", .....~ ('t""'ll".~.t.t"i,.~......~" 'J. ; .... , . .' t." '':,I.~ t..~.t'!,..,"~. ..," I .c.Y.mH' E' '., . I. ;. ..j': ....) :\" ~ I ,'~ ':,r~.~, ABOVE'.TRACTS BEING 'art~:' .t(I,':",~: ' ,: ~:~~.. .Mays and Wanda L. Ma'; "If) ,,' ..t:h& ,same. real estate which "~~:lS'eptember 4, 1:987, and ~e~o~~Sbrnd ';and w~ fe" by their deed . )l\e}32, at Page' 22 conveyed.t 1~'He!:'l, in,.Cumberland County Deed Book Y ,. ~I:"'.', ' . 0' a~fy,r.. Davis and Carol K Dav's 'v.l~"IIJ" . .. . ... '::1 '" .., .. . i.1 .Ij. ,~::.~~~~.:~..,\;,; , . I';~, .I'f," ,i'.j'" I' ~.:: ,."l:.. .," 111t\:~" ~~(~ ,";;:.' . ~,J .!.tfI.".'D..~ " ''''1,' 'I ~(.'., ~. ~., }~7Y~:): .~,;' .- .' ~'" . 1"').<11'" >)i;~1;;_. ,\,,',. JI, ..:....;'~ ,J 'f; ~L ... ...... -;i,~p'..- . .. . ",r,(,:_-..,; ")";'-1 j.~'~!:i~i1-, ,~~,...:. j . .\",;.;t"'i'1';~\I~~ fl';.. . :~,-'.: ;~i;~~."'I~:~..._ :{-.....,' ':! ~":~J....J;l....t...... -. '~l;l.;)il' '--i:..-...l..~ ::J:'j,~. I).~~;~.:,. . . J;.....'l. .1~:' l ......, ,,'1...,\..;.r; Mt::/~L:.'" i. '.~ . ~ ,~ " .. . i '. . , . I ~jf: '1," ""! .. " PNC BANK, NA TlONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACfION - LAW Defendants : MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 PNC Bank, National Association, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the foIlowing information concerning the real property consisting of those certain two (2) tracts of land with the buildings and improvements erected thereon in South Newton Township, Cumberland County, Pennsylvania known as 103 Hammond Road, Shippensburg, Pennsylvania 17257 as more particularly set forth and described on Exhibit A attached hereto and made part hereof. I. Name and address of owners or reputed owners: Harry F. Davis 115 Hammond Road Shippensburg, PA 17257 Carol K. Davis 115 Hammond Road Shippensburg, PA 17257 2. Name and address of defendants in the judgment: Harry F. Davis 115 Hammond Road Shippensburg, PA 17257 Carol K. Davis 115 Hammond Road Shippensburg, PA 17257 3. Name and address of eveI)' judgment creditor (other than the Plaintiff herein) whose judgment is a record lien on the real property to be sold: PNC Bank, National Association 201 Penn Avenue Scranton, P A 18503 Farmers & Merchants Trust Company of Chambers burg P.O. Box T 20 South Main Street Chambersburg, PA 17201 4. Name and address of the last recorded holder (other than the Plaintiff herein) of every mortgage of record: PNC Bank, National Association 201 Penn Avenue Scranton, PA 18503 Farmers & Merchants Trust Company of Chambersburg P.O. Box T 20 South Main Street Chambersburg, P A 1720 I 5. Name and address of every other person who has any record lien on the property: None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, P A 17013 Cumberland County Domestic Relations 13 N. Hanover Street Carlisle, P A 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, P A 17013 Cumberland County Domestic Relations 13 N. Hanover Street Carlisle, P A 17013 I, Karl M. Ledebohm, Esquire, attorney for the Plaintiff, PNC Bank, National Association, verify that the statements made in this affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. section 4904 relating to unsworn falsification to authorities. Respectfully submitted Date: ; I ' B--t1?- By: I M. de hrri, Esquire upreme Court ID #59012 2109 Market Street Camp Hill, P A 17011 (717)737-3405 Attorney for Plaintiff . (") C) () c ,.,> hi' ;;:'"' r.:l .-1 "Ut;" " n1n C, .' -........ ".._'. I ':': Z~~ ,... ~~.: ":~-:.' GC; ::::: " ~: _. . '. Z....... -'- :.:;~:..~ :i>C: '9 c: " ~ '" :r- :D ro.> -< PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE NOTICE TO LIEN HOLDERS PURSUANT TO PA. R.C.P. 3129.2 NOTICE IS HEREBY GIVEN TO the following parties who hold one or more mortgages, judgment or tax liens against the real estate of Harry F. Davis and Carol K. Davis: PNC Bank, National Association 4242 Carlisle Pike CampHiII.PA 17011 Farmers & Merchants Trust Company of Chambersburg P.O. Box T 20 South Main Street Chambersburg, P A 1720 I Cumberland County Domestic Relations 13 N. Hanover Street Carlisle, PA 17013 Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, P A 17013 You are hereby notified that on March 5, 2003 at 10:00 a.m., prevailing time, by virtue ofa Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, on the judgment of PNC Bank, National Association, No. 01-3133 in the amount of Two Hundred Fifty Thousand Three Hundred Ninety Four and 02/100 Dollars ($250,394.02), plus interest from May 11,2001 at Seventy Nine and 75/100 ($79.75) per day, costs, attorneys' fees and for foreclosure of the mortgaged premises, the Sheriff of Cumberland County, Pennsylvania will expose at Public Sale at the Cumberland County Courthouse, City of Carlisle, County of Cumberland, Commonwealth of Pennsylvania, real estate of Harry F. Davis and Carol K. Davis known as those certain two (2) tracts of land with the buildings and improvements erected thereon in South Newton Township, Cumberland County, Pennsylvania known as 103 Hammond Road, Shippensburg, Pennsylvania 17257. A description of said real estate is attached hereto. You are further notified that a Schedule of Proposed Distribution will be filed by the Sheriff of County within thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless exceptions are filed thereto within ten (10) days thereafter. You are further notified that the lien you hold against said real estate will be divested by the sale and that you have an opportunity to protect your interest, ifany, by being notified ofsaid Sheriff Sale. Date: If/~/()L By: M. Ledebohm, Esquire Supreme Court 10 #59012 SAIDlS, SHUFF, FLOWER & LINDSAY 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff .C- .....:; :::;. .... .. :. , . ..1'. LEGAL DESCRIPTION fOil DAVIS TmE CERTWICATI! AU.; Ibe foUaMog ducribed real COISIa wilh improvOll1ODls creclcd Iberean. lying and heinll sillllle in SOlllb NeWlan_ Tawuship, Cllmbcrlaod Cauoly, rennsylvOllia,lnore parlicularly boundcd and ducribcd a:I Collows: Tract 1#1 BEGINNING at an exisling iron pin localcd an d.c nor1hcl'll bcnn of Township Raute 1/331 at corner of olher lands oflhc Morl(lagall hcrcin known LS Lot //jA on Ihc hereinafter ducribed subdivision plan; dlence by said Lot 3.'\ Nord. Corty-livc (4S) decre.. len (10) minlllc, Icn (10) second. W.st two hundr.d and ....nly.oue hllndrcdlbs (200.11) fccl to a poinl; thencc by Ihc .Dme Nanh fOrlY- Cour (44) degrees Carty-four (.101) mimllc.5 t",.nly-cighl (28) sccond. EasllWO hundred fifty and dltee huudredlb. (250.03) Ceet to a scl iran pia; Ibence by alher land. oC the Mortgagors known as Lal1#6 all a ,"bdivi.ion plan prcpared by Carl D. Ben, It.S., daled January 4, 1918, and lecarded in Cumberland County Plan Book 34, at Pase 22, SOllth Calty-live (45) degree. nine (09) minllles dWly..cven (31) seconds East dllcc hundred cigllly.scven and forty-seven hundredLb. (l87A1) fcct to an existing iran pin; lhellce along lhe nonhcrn bem. of Township Rallle IIl31 alaug a curve 10 dlc righl blvillg I chard beadng South scvcoly-ninc (79) desrecs IwenlY-0I1c (21) millllles Carty-six (46) seconds Wes~ a radills aC scvcn buodrcd ninely-nine and Iwa hllndrcdlh. (799.02) fe.~ a '"ngenl oflhirly-cighl and !iOy-se.ell hundredlhs (l8, 57) feci, Dn arc distauce bC scvCDly-scvcn and ciCbl hw.dredLbs (71.08) fCCI a",1 a chord dislaDce of sev.nty-sevell and fivc hundredths (17.05) feel 10 an cxisling iron pia; thence by lhesamc SOlid. cighly-lwo (82) degrees Iifleen (IS) minules scvcn (01) .ecoods Wcstlwo hundred lhirty-four and eighty-Iwn hllndrcdlhs (234,82) feel 10 all c:x..islin!l iron pill, Ihc plncc of BEGINNING. Conlaioiug 1.6994 lalal .cres and kllowlI as Lallll pursuanl 10 subdivision drafl prepared by John R. KissiDller, R.S., daled Novcmber 13, 1992, and recordcd in Cumberlaod Couoly Plan Baole 61, at Page 100. Tract 112 BEGINNING at an existing iron pin located on the northern bc,m of Township Roulell)) I al camcr of alher lands of Ihc MorlgagolS known as Lol1l3 an Ihe herein31lcr describcd subdivision plan; Ihence along thc nOrlbero bcrm of said Township Roule 113) I, Sallth eighly-lwo (82) degree. lcn (10) ulin..les Corty.nine (49) 5cconds West Iwo hundred sixly-sAvcn and forty-onc hundredths (267.41) feel 10 .n exislinllp.rkcr lealou nlillacalcd in lhe ccnlcr of Township Raule //))0; d.ence along the cenlerlinF of ..id Township RaUlC IIllO NardI farly-four (4~) dcgrees aoe (01) miD..le Iwcnry-seven (27) seconds West lwo hundred fourtecn .nd sevculr.five huudrcdlh. (21~.75) feci 10 asci r.ilraad spike; IbcJlcc by alhe,' I.nds of thc Mortagar known as Lall/2 an lhe hereinaller desaribed subdivision plan, North Cony-four (44) degrccs farty-eiahl (48) minulcs five (05) sceands Ea:lllhree hundn:d lhirty-lwo and elcvcn hundredlhs ())2.11) fcclto a painl; lbence by olhcr lands aC dIe Marlg.gar known as Lal1l2A an Ibe above descrbicd subdivision plan, North Cony-four (44) degrees fany-cighl (48) minules five (OS) seconds E.sl onc hundred twenty-six and elcvcn hundrcdths (126.11) feCI 10 a 5el iron pin; lhencc by odler lands of Ule Mortgagor known as Lall#S BOUK 111 55 fACE 10 G!l foliAR"'. w"CIl.. ANO PlnMWIII _ ATTORN''''' AT LAW _ "I lAST KlfloG ..,nl':',T _ ""IPPI..s.UACI. ,.... IIISI gPD_'d_taaa '~:'A .,.~..~....., 'J 89'47 . PNC IllS IIfN< ~RPTtl r.; D 7177744738 P.B5 ,.' (~ , "!be be~jnaf\cl' described subdivision plan Soulb Corty-five (45) degrees eleYen (II) minules flfty- ';~e (SS) scoonds Easl thiny-Caur and lbirlY-lwo bundrcdlhs (34.31) Ccello a poinl; Ihence by UIC .atue Saulb Carty-live (45) degrc,,", eleven (II) minules fifly-Iivc (55) .cconds Easl one bundred rorty.ane and sevcnly-live hundredlhs (141.15) Cccllo a .el iron liiii; ..hence by oUler lands oC Ibe lvIollcacalS herein known as Lal /13 on lhe belein.Cler described ....bdivisian plan Soulll COlly-Cour (44) deCrees rorly-Cour (44) lIIinulCS !Wenly-eillhl (28) seconds Wc>IIWO hundled flfly aI,d Ibrce hundredlhs (250.03) Ceello a painl; Ibencc by U'C salDe Soulb Corty-live (4S) dcgrees len (10) minuleS len (10) seconds EasllWO hlll1llred and sevcnly-onc hundredths (200.11) Cecllo all cxisliO!l iron pin, we plocc oC DEGINN1NG. Conlaining a IOlallnl area oC 2.4445 aCles aud known as LOI "'5 3^ and 3D pursUalllla subdivision draCI plepaJ'cd by Jobn II.. Kissinger, 1\..5., daled November 13,1992, ond record cd ill CUmberland Counly l'lan Book 61, 01 ragc 100. " I ~" ''';. ~t .!., '....~)~/:. . .. ~ . .. ..",.. "J" . ~~. ~JJ:~}'~'.:." 'I~~:..;L<, ". .',it!l"', '. ." . ~}:~H.E ABOVE',TRACTS part,iot.'.:'.th"e'sa real estate , ' .:\.t~J:.;' .Mays and Wanda L Mays- 'h.r b -. 'd me which ,....~~:.1S"eptember 4, 1:987, ~nd re~oi: s ~,:, ;and wife" by their deed ~,~; ,:,;', ~..."!~~',:32, at Page' 22, conveyed tci~~~i:-iyn..~~mbDer~and County Deed Book Y :(;""" 'i1i,:;:'~.,f:;\~ '. . .,.' :'" .1" av~s and Carol K. Davis. t;i>>.'t ,..!.,....~:....,,' "1" ....1 ~y::f.:.' ,". . ;~.r..,'T. "0,;' S,l;". . :~~~J:;r:;{!.: .;:: ~'.' ~ '.:' :~'.; : . , . . ., " . 0 ...~.' u C N " ~ ..", '. ! ""0,-:: '0'1 f.Dl:-1 " "";,.;; ..._.i.: I :!':~ 'Z!" U) " '. , ' ~ " --; I-~ r:::L ~=-: ," ., ~-- ;-~; .;;J '!:~i....:' -- ~:.. J "'-::( ) '2 . -Ii' :i>c :_) -" Z ~ 35 ~ r..., -< PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNfY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 TAKE NOTICE: That the Sheriff's Sale of Real Property (real estate) will be held: DATE: March 5, 2003 TIME: 10:00 a.m. LOCATION: Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION A IT ACHED) THE LOCATION of your property to be sold is: on those certain two (2) tracts of land with the buildings and improvements erected thereon in South Newton Township, Cumberland County, Pennsylvania known as 103 Hammond Road, Shippensburg, Pennsylvania 17257 and as more particularly set forth and described on Exhibit "A" attached hereto and made part hereof by reference. THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: PNC Bank, National Association v. Harry F. Davis and Carol K. Davis, Docket No. 01-3133 in the amount of Two Hundred Fifty Thousand Three Hundred Ninety Four and 02/100 Dollars ($250,394.02), plus interest from May II, 2001, at Seventy Nine and 75/100 ($79.75), costs, attorneys' fees and for foreclosure of the mortgaged premises until the Sheriff Sale. THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property are: Harry F. Davis and Carol K. Davis. A SCHEDULE DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation to the Court. A copy of the Writ of Execution is attached hereto. SAlOIS, SHUFF, FLOWER & LINDSAY Date: ,,/4 (() L By: I M. Ledebohm, Esquire Supreme Court 10 #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff . . '. .~.. ~~.. .... ..1'. .., LEGAL DESCRIPTION FOR DAVIS TITLE CERTIFICATE ALl,' lbe fallawiog described real Cllale wilh improvcmOllls ereclcd Ibereon. tying and heingsilllale in Soulh Newtalt ToWnship, Cllmbcrlaad Cauoly, PCDnsylv.u.ia;-.nore particularly bouodcd and describcd ;u follows: Tract III BEGINNING al so exisling iron pio localcd 00 lbc nor1hern bcno of Township Roule 11331 al camer of olher laods of Ihc Mortll8gol'J hereio known ;u LOl1l3A on lhc hereinlner dClcribed subdivision pllu; theoce by said LOI 3A Nordl forly-livc (4S) dcgreeslen (10) minuleslcn (10) secaods Wesl lwo huodred Ind scvenly-ouc bllndredlhs (200.71) fccllo a pain I; thencc by the samc Nanh farty- fOllr (41) degrees farly-foul' (.1.1) millules lWC.lly-cighl (28) sceonds EasllWo hundred fifty IIId tlaree huodredlbs (250,Ol) fccllo aScI irao pin; tbence by ather lands of the Mortgagors known as Lal1l6 00 a subdivisioo plan piC pared by Carl D. Ben, 11..5., dlled Janllary 4, 1978, aod recardcd in Cumberlaad County Plan Book 34, II Page 22, Soulh falty-live (15) degrecs nine (09) mioules dWly-scven (37) seconds Easl dorcc huodred cigllly.scven and forty-seven huodrcdlbs (J 87.47) fccl 10 IU existillg irall pin; tlteucc .Inllg Ihe oonhcm bern, of Tnwnship Raule 1133\ aloug I curve 10 Ihelight blvillg I chard bearing Soulb sevcnly-nine (79) degrecslweoly-anc (21) millules farty-.ix (16) sccands Wes~ I radius of scvco buodred ninety-oioe alld lwO Imndrcdlh. (799.02) fee~ a langenl of Ihirly-eighl amlliOy-sevell bUlldredlhs (l8, 57) fCCI, on arc dinanee of scvelllY-Scven and eighl hwtdredlhs (77.08) feel alld a chord distaoce of seventy-seve" and five huodredth. (77.05) fcel 10 ao ""islillg iron pin; thencc by Ibe samc Soutl. eighly-two (82) degrees lineen (15) mioules sevcn (07) .ccoads Wcsllwa huodred lhiny-four and eighty-IWO hllndrcdlhs (234,82) feel 10 III cx.isliog iron pill, thc plDcc of BEGINNING. Call1aining 1.6994 lalal acres lod known as Lallll pursuIlI1 10 subdivision draft prcpared by Jnho IL Kissioger, ILS., daled Novcmber 13, 1992, aod recorded in Cumberllnd Coualy Plln Book 67, al Page 100. Trlctll2 BEGINNING II an existing iron (Iin locllcd on the aorthern bClln of Township Roulc IIlJ 1 II cOlllcr of alher lands of lhc Morlgagors known ;u Lal1l3 an Ihe hereilllncr describcd subdivision plln; Ihence IJonglhe nonllCl1l bcrm of nid Tawaship Raule 1133 I, Saulh eighty-lWO (82) rlegree. len (10) minlltes forty-nine (49) sccollds Wesl Iwo hundred 5ixlY-5~vcn Ind fOl1y-onc hundredths (167.'11) fccllo an cxi~tjnll p"rker hlou lIaillncllcd in the cenlcr of Township ROllle Ill]O; dlence Ilanc Lhc cenlerlinF of .aid Tawn.hip Rau.e NJJO NardI farly-four (14) dcgrees one (0 I) minulc Iwenty-seven (27) .cconds Wesl lwa huadred fourteen ."d sevculf.five huudrcdlllS (214.75) fcel 10 a sel railrald .pike; Ibcllce by alher lands of the Manlgar kllawn IS Lot N2 an tbe bereinancr dcsaribed subdivision plan, Nanh fony-faur (44) dcgrce. forty-eieh. (48) minules flve (OS) seconds E"llbrec hundred Ihiny-lwo and elevclI bundredths (lJ2.11) fcclla I (Iainl; Ihence by olher Ilnds ofd.e Marlg.gar known.. la. N2A an tbe Ibavc de,crbied subdivision plan, North fany-faur (14) degrecl farty-cighl (18) minu.es five (OS) .ecands EI.l aile hundred twenty-six olld elevcn hUlldrcdth. (126.11) fcctlo a SCI iron pill; lhellcc by od,er land, of dIe Mortgagor known I.S LolliS BOUK 1 "155 rAcr1 OG!l ...."K. ,,"I!IGL.. "NO PllinKINI - ArlO""."', AT LAW _ 1'_ E&'1 ",toG .""I:IT _ IMI"..."".UACI. Pill. I,a., aPQ-td_IQQg I~l?~ .,...",".......,., '.' , . Ff'Fl-I:!-1998 89' 47 . PNC BUS 1IfH( ~Rf'TH ~ D 7177744739 P.B5 (~ .. "~e be~lDll\cI' described subdivision plan Soulb forty.five (45) degrees eleven (II) minuleS fIl"Y- ':'~e (55) scconds Easllhirty.faul and Ibirly-twa h~ndrcdLbs (34.32) fcello I point; lhence by lhc .&JIle Soulb forty-live (45) degrces eleven (II) IRlRutes fifty-live (55) seconds East one hundred rarly-ane and scvcDty-live hundredths (141.75) fcctto a sel iran ,iiii; l.hcnce by ot.hcr lands of lbe /I-Iollcoga.. berein known IS Lal/ll Oil lbe helein.fter described subdivision plan SouLb fOlly-four (44) decrees rarly-faur (44) millut.. lwcllly-ei~bl (28) sccolld, We<sllwo hundred rtfly and lbrcc hundredlh, (250.0l) fcello a painl; Ibeocc by Ihe salDe Soulb fony-live (45) degrees ton (10) minutes ten (10) seconds I!asllwo bllDdled and sevcllly-onc hundredtbs (20D. 71) reel 10 III cxisling itan pia, lbe place of DEGJlolNING. Conlaining a !D1.llol area of 2.4445 acres aud known as LOl /I's J^ and 3D pursUlJllla subdivision draft prepared by John R. Kissi.aCer, R.S" daled NovCIDber Il, 1992, alld recardcd ill Cumberland County Plan Book 67, al Pagc 100. I i' '. . , j:f~ ,. ....f real estate which County Deed Book Y Davis and Carol K. Davis. " (') r::") n ~: r,' , 7J -! rRf"t ...., " .., ,... fOO ;~:.:... .~ ;'11 ;::~ r ." :,-' U1.-- .~ . . ~... ~(:; '.~,.., ~ ".;. ;", ,.,. -- ." ~::c.: ':.5:~~ 5:Ei '1? -,~ ~ ~ ;.<~ J1 '" -< WRIT OF EXECUTION and/or A TT ACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 01-3133 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy Ihe debt, interest and costs duc PNC BANK NATIONAL ASSOCIATION, Plaintirf (s) From HARRY F. DAVIS AND CAROL K. DAVIS, 115 HAMMOND ROAD, SHIPPENSBURG, PA 17257 (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property ofthc defendant(s) not levied upon in the posscssion of GARNISHEE(S) as follows: and to notify the garnishec(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any dcbtto or for Ihe account of the defendant (s) and from delivering any property of the dcfendant (s) or otherwise disposing thereof; (3) Ifpropcrty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee. you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due 5250,394.02 Interest FROM 5/11/01 AT 579.75 PER DAY L.L. 5.50 Atty's Comm % Atty Paid 5124.68 PlaintitT Paid Due Prothy 51.00 Other Costs Dale: DECEMBER 4, 2002 CURTIS R. LONG (Seal) Prothonotary [:) ~ '-Bv: aO-'7' ~ 17 /)..,V' ~- Depuly REQUESTING PARTY: Name KARL M. LEDEBOHM, ESQUIRE Address: 2109 MARKET STREET CAMP HILL, PA 17011 Attorney for: PLAINTIFF Telephone: 717-737-3405 Supreme Court ID No. 59012 PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVll. ACTION - LAW Defendants : MORTGAGE FORECLOSURE WAIVER OF WATCHMAN Any deputy sheriff levying upon or attaching any property under within Writ may leave same without a watchman, in custody of whomever is found in possession, after notifYing person of such levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff herein for any loss, destruction or removal of any such property before sheriff's sale thereof. RespectfuIly submitted, SAlDIS, SHU FLOWER & LINDSAY Date: r, ( -t(d ~ By: I M. Ledebohm, Esquire Supreme Court ID #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff ("') D \..' C r", , ;:a. ~ ""t.1j-":' (1' .' n,,: " .. 2: :~.' I ',. , iE~, .. -< " : :~., ~i:. ~ "!, Zl:. ,-. , .' >?:: If! , '::'.1 "'" ~ .~ ~ ,. :IJ -< h) -< PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION _ LAW Defendants : MORTGAGE FORECLOSURE MOTION TO CONTINUE SHERIFF'S SALE AND DISPENSE WITH NEW NOTICE PURSUANT TO PENNSYL VANIA RULE OF CIVIL PROCEDURE 3129.3(a) Now comes, PNC Bank, National Association, by its counsel, Said is, Shuff, Flower and Lindsay, and files this Motion to Continue Sheriff's Sale and Dispense with New Notice Pursuant to Pennsylvania Rule of Civil Procedure 3l29.3(a) as follows: 1. On or about May 22, 2001, PNC Bank, National Association (the "Plaintiff") filed a Complaint in Mortgage Foreclosure against Harry F. Davis and Carol K. Davis (the "Defendants") in the Court of Common Pleas of Cumberland County at the above-captioned number and term ("Foreclosure Proceeding"). 2. On or about December 4, 2002, Plaintiff obtained a judgment m Mortgage Foreclosure against the Defendants at the above-captioned number and term. 3. On or about December 4, 2002, Plaintiff caused a Writ of Execution to be issued in the Foreclosure Proceedings and scheduled the real property subject to the Foreclosure Proceedings for a sheriff's sale on March 5, 2003. 4. The Sheriff of Cumberland County continued the sale of the mortgaged premises from March 5, 2003, to June 11, 2003, at the request of Plaintiff. 5. On March 5, 2003, the Sheriff made a public announcement of the continuance at the regularly scheduled sheriff's sale date. 6. Plaintiff retained an environmental consultant to conduct a Phase 11 Environmental Assessment of the mortgaged premises due to the presence of an underground storage tank on the mortgaged premises, and the Plaintiff has not yet received the report of the environmental consultant, and therefore desires to continue the sale until Plaintiff has had a chance to review the environmental report and determine the condition of the mortgaged premises. 7. Pursuant to Pennsylvania Rule of Civil Procedure 3129.3(a), new notice is required to be given as provided in Pennsylvania Rule of Civil Procedure 3 I 29.2(a) if a sale of real property is stayed, continued, postponed or adjourned, "except as provided in subdivision (b) or by special Order of the Court." 8. Plaintiff requests the right to be able to continue the sheriffs sale three (3) additional times without further court order but under no circumstances may the sale be continued beyond the September 2003 regularly scheduled sheriff sale in Cumberland County. 9. If the sheriffs sale cannot be continued by Order of Court, Plaintiff will be required to re-file its real estate execution, and incur attorneys' fees and advertising costs relating to the re-scheduling of the sheriffs sale, which will be ultimately borne by Defendants. WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant Plaintiff the ability to continue the sheriff sale currently scheduled for June II, 2003, for up to three (3) additional times, at Plaintiff's discretion, without further order of court, but under no circumstances may the sale be continued beyond the September 2003 regularly scheduled sheriff sale day in Cumberland County. It is further hereby ordered that any such continuance in accordance with this Order shall be done without the need to send new notices to Defendants or any of the lienholders and requiring the Sheriffs Office of Cumberland County to make a public 2 announcement of each continuation, including the new sale date, to all bidders assembled at the sale scheduled for June II, 2003, and on the date of any subsequently continued sale date. Respectfully submitted, SAlOIS, SHUFF, FLOWER & LINDSAY uff, Esquire e ourt ID #24848 2109 M ket Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff Date: June 5, 2003 By 3 (") r-: C) c: ~ . ~ -II :;:: , ""Ut". : -- rni:l . -~ - , ~~'~'.' " c .<. ::~~ ~> ~-) - ;n C- o -/ =~ ~ -.,J -<.. ....- -.: PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEA.S 1'\'12003 : CUMBERLAND COUNTY, PENNSyrAl'S 2( v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE ORDER OF COURT And _ ,bi. ~ "'"' of Jon<, 2003, ""'" _W=tinn of lh< Motioo '" Cootin~ Sheriff's Sale and Dispense with New Notice Pursuant to Pennsylvania Rule of Civil Procedure 3129.3(a) it is hereby ORDERED, ADJUDGED and DECREED that the Plaintiff may continue the sheriff sale currently scheduled for June II, 2003, for up to three (3) additional times, at Plaintiff's discretion, without further order of court, but under no circumstances may the sale be continued beyond the September 2003 regularly scheduled sheriff sale day in Cumberland County. It is further hereby ORDERED, ADJUDGED and DECREED that any such continuance in accordance with this Order shall be done without the need to send new notices to Defendants or any of the lienholders or requiring the Sheriff's Office of Cumberland County to make a public announcement of each continuation, including the new sale date, to all bidders assembled at the sale scheduled for June II, 2003, and on the date of any subsequently continued sale date. L~~ I l "R1\~ O~ .Oq-03 1. /, ~N[.:l"/'<:" '\'!/\'r./~ ", ~",:'i~'~\~"~d . '~ '~".:::-~-v..7J ~. ~l 'Il ,;J '" ~. . '.-/ r;" " . /".j~'(J . , .{l:;/::' ":1:':'~'J:'~.i~~...-: . '-'J PNC Bank, National Association VS Harry F. Davis and Carol K. Davis In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-3133 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED pursuant to instructions from Attorney Karl Ledebohm. Sheriff's Costs: Docketing Poundage Surcharge Law Library Prothonotary Mileage Posting Handbills Advertising Certified Mail Postpone Sale Law Journal Patriot News Share of Bills Levy 30.00 29.67 40.00 .50 1.00 20.70 30.00 30.00 8.84 20.00 702.50 524.65 25.21 30.00 $1493.07 paid by attorney 7/11/03 Sworn and subscribed to before me So Answers: ~ This 11.~dayof Q.J1 r~1..z;. ~ n. /'\ "-. ".. R. Thomas Kline, Sheriff 2003, A.D. ~. L& 1YlLlR.t-v,cJf1i BY JDci.. fV1Axit" Prothonotary Real Es~ Deputy I ~1> I . cJt..- '-I I 'I f ;).J ~. 1'100'i1 PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN TIm COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K.. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 PNC Bank, National Association, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property consisting of those certain two (2) tracts of land with the buildings and improvements erected thereon in South Newton Township, Cumberland County, Pennsylvania known as 103 Hammond Road, Shippensburg, Pennsylvania 17257 as more particularly set forth and described on Exhibit A attached hereto and made part hereof. I. Name and address of owners or reputed owners: Harry F. Davis 115 Hammond Road Shippensburg, P A 17257 Carol K. Davis 115 Hammond Road Shippensburg, PA 17257 2. Name and address of defendants in the judgment: Harry F. Davis 115 Hammond Road Shippensburg, P A 17257 Carol K. Davis 115 Hammond Road Shippensburg, PA 17257 3. Name and address of every judgment creditor (other than the Plaintiff herein) whose judgment is a record lien on the real property to be sold: PNC Bank, National Association 20 I Penn Avenue Scranton, P A 18503 Farmers & Merchants Trust Company of Chambersburg P.O. Box T 20 South Main Street Chambersburg, P A 17201 4. Name and address of the last recorded holder (other than the Plaintiff herein) of every mortgage of record: PNC Bank, National Association 201 Penn Avenue Scranton, P A 18503 Farmers & Merchants Trust Company of Chambers burg P.O. Box T 20 South Main Street Chambersburg, P A 1720 I 5. Name and address of every other person who has any record lien on the property: None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 Cumberland County Domestic Relations 13 N. Hanover Street Carlisle,PA 17013 7. Name and address of every other person of whom the plaintiff has kno\l(ledge who has any interest in the property which may be affected by the sale: Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, P A 17013 Cumberland County Domestic Relations 13 N. Hanover Street Carlisle, P A 17013 I, Karl M. Ledebohm, Esquire, attorney for the Plaintiff, PNC Bank, National Association, verify that the statements made in this affidavit are true and correct to the best of my personaI knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. section 4904 relating to unsworn falsification to authorities. Respectfully submitted ; I, e--c7"L Date: By: PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYL VANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE NOTICE TO LIEN HOLDERS PURSUANT TO PA. R.C.P. 3129.2 NOTICE IS HEREBY GIVEN TO the following parties who hold one or more mortgages, judgment or tax liens against the real estate of Harry F. Davis and Carol K. Davis: PNC Bank, National Association 4242 Carlisle Pike Camp Hill. P A 17011 Farmers & Merchants Trust Company of Chambers burg P.O. Box T 20 South Main Street Chambersburg, PA 17201 Cumberland County Domestic Relations 13 N. Hanover Street Carlisle,PA 17013 Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 You are hereby notified that on March 5, 2003 at 10:00 a.m., prevailing time, by virtue ofa Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, on the judgment of PNC Bank, National Association, No. 01-3133 in the amount of Two Hundred Fifty Thousand Three Hundred Ninety Four and 02/100 Dollars ($250,394.02), plus interest from May 11,2001 at Seventy Nine and 75/100 ($79.75) per day, costs, attorneys' fees and for foreclosure of the mortgaged premises, the Sheriff of Cumberland County, Pennsylvania will expose at Public Sale at the Cumberland County Courthouse, City of Carlisle, County of Cumberland, Commonwealth of Pennsylvania, real estate of Harry F. Davis and Carol K. Davis known as those certain two (2) tracts of land with the buildings and improvements erected thereon in South Newton Township, Cumberland County, Pennsylvania known as 103 Hammond Road, Shippensburg, Pennsylvania 17257. A description of said real estate is attached hereto. You are further notified that a Schedule of Proposed Distribution will be filed by the Sheriff of County within thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless exceptions are filed thereto within ten (10) days thereafter. You are further notified that the lien you hold against said real estate will be divested by the sale and that you have an opportunitY to protect your interest, if any, by being notified of said Sheriff Sale. Date: filet 10 L By: f ' , M. I:edebohm, Esquire Supreme Court ID #59012 SAlOIS, SHUFF, FLOWER & LINDSAY 2109 Market Street Camp HilI, P A 17011 (717) 737-3405 Attorney for Plaintiff ....:. : '.1.\" .... .:."- '.1'. LEGAL DESCRIPTION FOR. DAVIS TITLE CER.TIFICATE ALL the foUawiog described real ""l31l! wilh improvements eleclcd Ibereon. lying and heing situate in S~lIlb NeWlall Ta\\IDShip, Cumbcrlaad County, PCl1l\Sylvawa;-,nore p....ticulsrly bounded and describcd a3 fallows: Tract 1#1 BEGINNING at an existing iron pin localcd an dlc northerll bCIlD ofTownsbip Route /133 I at comer of olber lands Oflhc Mor1(l8gor3 herein lmoW1l LI Lot /llA on Ibc hucinaner dcscribed subdivision plan; dlence by said LolJA North fouy-fivc (4S) degrees len (10) minulcs len (10) secoods West two hundred and scventy-ooc bllndrcdlhs (200.71) fccllO a poinl; thcncc by the some North Carty- four (~4) degrees forty-four (.1,\) minUles twenty-cighl (28) scconds Easl two hundred fifty and daree huudrcdUts (250,03) feel 10 . set iran pin; thence by alher lands of the Mortgagors known as Lnt /16 an a subdivision plan prepsrcd by Carl D. Bert, ItS., dalcd ]8Duary 4, 1978, and recorded in Cumberland County Plan Book 34, at Pase 22, SOlllh forty-five (~S) degrees wnc (09) minutes Uwty-scvCII (J7) seconds East thrcc hundred cigllly-seven and forty-seven huadredth. (187.47) fcel 10 an exiSting iran piu; thcuce along thc nouhem beml of Township ROlllc UlJ I alollg a curve to Ihe righl baving a chard belling South scvcnly-oine (79) degrecs lwenly-alle (21) millules forty-six (~6) sccands Wes~ a radills of scvco buadrcd nincly-oioe and two hllndrcdlhs (799,02) fee~ a langenl aflhirty-cigbland Iiny-seven hundredlhs (18.57) fcel, on arc diStauce 'of scvenly-scveo and eiglJl hWldredths (77.08) feCI and a chord disWlce of seventy-seven and fivc bundredths (77.05) fccl 10 ao existing iroo pio; thcncc by lbe same SOIlU, eighly-Iwa (82) desrces Iif1een (I S) mioules scvco (07) secoods WCSI tWo huodred thirty-four and ei!:hry-Iwo hlladrcdlhs (234,82) feel 10 an cUstio!! iroo pill, Ihc placc of BEGINNTNG. Conlaiuing 1.6994 lo.al acres aod knowlI as LOI /,11 pursuanl 10 ,ubdivisiao draft prepared by John R. Killinger, R.S., datcd November 13, 1992, aod rccordcd in Cumbcrlaod County Plan Book 67, al Pa!:e 100. T..cl /,12 DEGINNING al an existin!: iron pin locatcd on thc oorthern bCltn ofTowmhip Roule #331 al cOrIlcr of athcr lands or lhc Marlgagors known as Lot #3 an the hereillaflcr describcd subdivision plan; Ihence along lhc northero berm of said Towoship Raule #11 I, Saulh eighty-two (82) dcWe", lcn (10) olinllles fony-nillc (49) sccollds West two hundred sixty-sevcn and fOr1y-onc hundredths ,(267.'1 I) feel 10 an c:xislinlll'arkcr kaloo lIaillocaled in Ihe ccnlcr of Township ROlllc /1330; dlence alan!:lhe cenlerlin~ of said TOWll.hip RoulC NllO Norlh forty-four (~~) dcgrees aoe (01) miolllc Iwenty-seveu (27) 'seconds WeSllwo huodred fourteen .nd sevcul~.livc hlludrcdlhs (21~.7S) feet 10 a set ..ilraad spike: lhcllcc by alhel' lands of the Managar knawo as 1.01//2 on the hereicaner desoribed subdivision plan, North forty-four (~~) delll'ees farty-ejeht (.18) minutes live (OS) seconds Eut three hundred thirty.twa and eleycn bundredths (132.11) fccllO a paint; tbeoce by athcr lands of dIe Morlsasar known IS Lal #2A 01\ Ihe above de.crbied .ubdivision plan, Nonh farly-four (~4) degrec. forty.cight ('\8) mioules live (OS) seconds E.Sl anc hundred twcoly-six alld c1eycn hundredlhs (126.11) fecI 10 a scl iron pin; lhencc by od,u lands ofd.e Mortgagor knowo as Lot /,IS BOUK ft155 fACE10G!) ".PM. _..eL' "NO lI"n"...s _ "rTGn......' AT LAW _ la. "...ST ",toC aTIICI!T _ \I"'I"~CNS.Ull!od. ,.... I"." gpg_14_IQaa t~:?~ .,.""""".......... .. ,,' . PNC IlJS BFN< ~TH (6 D 717774473B P.B5 .."..~12-199B 119.47 (~ ..,.~. he~jnaJl,cr described subdivision plan South forty-five (45) degrees cleven (II) oW1uleS f1f1y- ';,:c (55) scconds Easl tIUrty-faul and thirty-two hundrcdths (34.32) (cello a poinl; thence by U,e ,~e South forty-five (45) dcgrccs cleven (II) minulcs (ifly-live (55) ,ccands Easl one hundred fOlly-one and ,cvcllly-livc hundre.hhs (141.75) fccllO a ,el iran liiii; lhclICC by olher lands of the MallC"galS berein known as Lal /lJ aulbe Ioclein.ner described subdivision plllll South fOl'ly-four (014) decr.es farly-four (44) minules twenly-eiebt (28) J.cond. W"'llwo hundred fifly and thrce Ioundrcdlhs (2S0.0J) feel 10 a painl; Ihcncc by lhc salDe South fony-live (45) dcglees len (10) lIIinuleS len (10) seconds casltwo Iolllldlcd and sevcnly-onc hundredtbs (20D, 71) feel 10 an cxiJtio!l iran pia, U,e placc of DEGlNNlNG. Conlaining a IOtallol arc' of 2.4445 aCleS and known aJ Lot II's ]A .nd]D pursU8J1lla subdivision drafl prepared by John I\.. Kissinger, I\..S., daled November IJ, \992, .lId recordcd ill Cumbcrland County Plan Book 61, .1 ragc 100. , . -. "l. ...."'t-;'-;' ',:' , ~.~~~f./' ~. .~i~~~ .' ...~If.:;.:?:'.. .....~'f:r".:. .... ' .;: .:' '~;':~;~.i.~';;::,!{-:.:.:'::. .,~. .,;,_:}1F,"~HE ABOVE". TRACTS BEING' "~~ddl il':',:;..., . #O~~a':,!:.~...MaY5 and Wanda L. Ma' ~ .h:....t.h~5ame. real estate which , l!f~~~:~f~::,s'eptember 4, 1:987, and ~e~or~:~~~d.and wJ.fej, by their deed '':!,.! ,,~,?~~!~me)32, at Page' 22, conveyed 'to ;Ha" J.n..;umber~and County Deed Book Y ':;'.~' ,,:-51';'~";;"'~"'" ' ' J;fY ,..... DaVJ.5 and Carol K Davis >""~.:.!'N ;.;";-,, ,-' C ..,' .. }i\"~i"""'.~. I". .. :\:~;~~i~:t.. ;::'~::' . . .~ ".' "oj: :-. j" . , ~ . '. r ~.. ~ " " PNC BANK, NATIONAL ASSOCIATION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACTION - LAW Defendants : MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CML PROCEDURE 3129 TAKE NOTICE: That the Sheriff's Sale of Real Property (real estate) will be held: DATE: March 5, 2003 TIME: 10:00 a.m. LOCATION: Cumberland County Courthouse One Courthouse Square Carlisle, P A 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: on those certain two (2) tracts of land with the buildings and improvements erected thereon in South Newton Township, Cumberland County, Pennsylvania known as 103 Hammond Road, Shippensburg, Pennsylvania 17257 and as more particularly set forth and described on Exhibit "A" attached hereto and made part hereof by reference. THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: PNC Bank, National Association v. Harry F. Davis and Carol K. Davis, Docket No. 01-3133 in the amount of Two Hundred Fifty Thousand Three Hundred Ninety Four and 02/100 Dollars ($250,394.02), plus interest from May II, 2001, at Seventy Nine and 75/100 ($79.75), costs, attorneys' fees and for foreclosure of the mortgaged premises until the Sheriff Sale. THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property are: Harry F. Davis and Carol K. Davis. A SCHEDULE DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff(for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information abQut the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A 17013 (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: I. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware ofa legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation to the Court. A copy of the Writ of Execution is attached hereto. SAlDlS, SHUFF, FLOWER & LINDSAY Date:" f 4 r () L By: I M. Ledebohm, Esquire Supreme Court ID #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff ....:. : :. .... .'.1.'" .... ..,'. LEGAL DESCRIPTION FOR. DAVIS Trn.E CER.TIFICATE ALL the follawiog described real ..lale wilh improvemenls cleclcd Ihell,on. lying and heing siluale in S~ulh NeWlal\. Township, Cumbcrlaad Cauoly, PCllllSylvallia;-mare particularly boundcd and describcd 13 follows; Tnctlll BEGINNING al au exisling iron pin localcd 00 lhc nonhero bcnn ofTowoship !\oute /1331 at comer of 01 her llllds oflhe Martll"!1011 hcrcio known LI Lal IIJA on Ihe hereinafler d..cribed subdivision plan; weoce by nid 1..01 JA Norlb forty-fjvc (45) degrees ten (10) minules Icn (10) secood.! Wesl lwo huodred and .!cvenly-auc hllndrcdlhs (200.71) fcella a paiol; thencc by Ibe .!DlDC Nanh farty- four (~~) de3recs forty-foUl' (,1,1) minll\l's twcllly-cigbl (28) sccand.t Easl two hundred lif.y aad I.hree hWldredlh3 (250,0]) fcellO ascI. iroo pin; thence by alher lands of the Mortgagors known as Lal. //6 00 a 3ubdivi.!ioo plan prepared by Carl D. Ben, ILS., datcd JlJlllary 4, 1978, and lecardcd ia Cumberland County Plan Book 34, at Page 22. Soulb falty-Iive (45) dcgrec.! woe (09) minlltes duny-scven (J7) seconds Easl ducc hundred cighly-scven and forty-seven huodrcdths (]87A7) fccl 10 an elCi51ina iran pin; thence alnng Ibe nonhcm bem. of Tnwnship Rallle /1331 a10ua a curve 10 dIe rigul baviug a chard belling South .evenly-oioe (79) degrecs I.",enly-one (21) minutes farty-.!ilC (46) .!ccands We.~ a radius of scvcn huadred ninety-nine and lwa hllndrcdlb.! (799.02) fce~ a langenl of Ihirly-cigbl aud !iny-.eveu hundredlhs (] 8. 57) fccl, on arc <liSI.uce"of sevenly-scvcn and eight uw.dredlb!l (77.08) fcCI aud a chord diSlaDce ofscventy-seven and live huadredths (77.0S) fcel 10 an c::<iSliug iran pin; thcncc by the .amc Soud. cighly-lwa (82) degrc.. Iifleen (15) minules sevcn (07) sccaads We" two bundred thirty-four and eieUty-IWO hundrcdlhs (214,82) feella alt cx.isling iron pin, Ihc plnce <if DEGINNING. Canlaiuillg 1.6994 10lal .crcs and IcJ\Owtl as Lal /#] pursuanl 10 subdivision draft prepared by Jnhn R. Kissinger, R.S.. daled Nnvcmber I]. 1992, and rccnrdcd in Cumberlaod Counly Plan Book 67, at Paoe 100. Tract 112 DEGlNNING at an existing iron pin lacaled onlhe northern benn of Township Route N]J I at carncr of alher lands of UIC Marlgaeors known 13 1..01 N3 an lhe "erein.ncr describcd subdivision plan; Ihence a1angthc northern berm of said Tnwaship Roule N3] I, South eighty-two (82) dcgrecs len (10) nlinUles forty-nillc (49) s.callds WeSI two hundred silCty-sevcn and f0l1y-anc hundredlhs (267.'11) fcclla an c:xiSlinc parker kalau lIaillocatcd in the ccnler nfTownship Raulc 113]0; thence alone thc cenlerliaF of uid Taw.uhip Raule MHO North forty-four (14) dcgrecs anc (0 I) minulc lwcnly-sevcn (27) .econds West two huadred fourtcen .lId sevcutif-live huudrcdlb.! (214.7S) fcet to a set railroad spike: Itll'"CC by alher lands of lite Martagar known as Lot 1/2 an Ihc hercia.ncr ~..nribcd subdivision plilll, Nanh forty-four (4~) degrces forty-eiehl (.18) minules live (OS) seeallds E"'llhrcc hundred thirty-two and elevclt hundredlhs (Jl2.11) fcclto a point; lucnce by alher laods nf dIe Morlg.gor known as Lal N2A an the auavc de.crbied subdivision plan. North forty-four (~4) degree.! farty-cighl (~8) minules live (OS) seconds E.st one hundred lWcOly-si", alld clevclI hundredths (126,11) fCCllO . sct iron pill; Ihcllcc by odlu lands of dIe Mortgagor known as Lol N5 BOI]! 1155 rAcdOG!:! ....n,.. Wlllcn.. ,.,.a ",en..... _ ...rTOR......' AT LAW _ III I!:AIT M.toG aT"cr.T .. 1"1.....NSIIU"d. fI... I.as. QPD_'d_IQQa I~:~A ....................'" .... , "FlPR-12-199B B9' 47 . pt.C aJS BIN< H'II"'f'TH ~ D 71'77744739 p.BS '( .((1 . "!be be",jnal\cl' described subdivision plan Soulb rorty-live (45) degrccs eleven (II) minuleS fifty- .~:e (55) seconds East Ihirty-taur and lbirtY-two hundrcdths (J4.3l) tc.110 · point; thence by Ule aLUe Soulb fortY-live (45) degr.cs .I.v.a (11) minulcs lifty-liv. (55) seconds E.ast one hundred ~ollY-ane .nd sevcllly-live hundredths (141.75) fccllO . sel iron Inn; IIlcllce by oilier lands of the MOllg"galS belein known as LalllJ oulbe hc.eiaafLer described .ubdivisian plan Soulb fOlly-four (~4) degr..S forty-four (44) minutes twcnly-.illbl ('28) second. WcsllWO bundr.d rU1y and Ibrce hundlcdths ('250.0J) fcello . painl'. Ib.ncc by Ihc saIne Soulb rony-Iive (45) degrees ten (10) minules len (10) seconds Easl twO bllll,bcd and s.vcnly-onc hundr.dlbs (200.11) r.cllo all existiog uoa pia, w. placc of DEGIl'lN1NG, Canl.ining. 101.1101.,..0['2.4445 .eles .nd known as Lnl II's l,\ ond JD pUC3uanlta subdivision d~1 pr.p....d by John I\.. Kissingcr, 1\..5., dal.d Novemb.r I l. 1992, .nd r.cordcd ill Cumbcrl.nd County Plan Book 61. .1 r.gc 100. .:-tcl'~ld~ ': '~ "..~?'_>'_-I~rj!~"4:;'Y"':"''"":.J~ " :!~~~','i.\,,,,~,~~:~.-:r~-~'" ,.11",'" ". ~ '. ".,.--'r .-_, '* ;ct 'hi"';'.; /,;,:~", -j ~_'d~~l',1 ;:J ".~I~!!~ " ...."';"T"-tt,_,,"J;,J;f.~- ,,'-, ;;r~"~,:. ~.~.l..;..~.!~~'t"'~'~~"['J?;~d}~ ~~~;r:l;'~'m1l-::~'H'~) " . ,;1>:r"-~~ . .. p . ,~,' I ....~..::.., ..... . ", :.' . ~ ,;r..i.l,r"..'.. . , '...\ ....r" ... .... " . , "',' .. ~: I .i. ..'. . . . . .. ~t.. '~."'i;.((,.'.". f;,;.;;,.;,I:.. -!~.I . I . . ~ :......~~ ... . '. .'" f.. ..':''\f."':a_ ~w:m~:. ~'.;~!;;l.:~~---"'''' "",.,,;'t... ... ... J;....~_:~~,..~ .,a..._'......i . . .. ,.,...-' S.,.... ' . ;.01'. ~~.."t~I:~": '.c.;':"'~. !:._ ...... . .'.1 " "",'~,., ' ..' , . ".v, ,', ......".... "is"" ..... 0,' , ",,':';"""" ' ' .......r-.'."!"\,\; "1""" ...', .. .;r.; . ";~/~t;p:<.' ,.:.' ., .:iir::~~~:~{;i~W::~.:';' .: '. ;'. . ;":i;~,:~!~~\~HE ABOVE:, TRACTS BEING" ~~t'\)ll":':,:;, . ;.e'.. .,,:~.oa>l1'ia';'t: _. 'Mays and Wand L P,:; ~..t:.he same real estate which ' , ;<'1;_" .""'" .t'" . a "Mays husb 'd . d . !..3"I~!it:~~$.!:;r~~:s'eptember 4, ':987, and re~orded~',1 :~n w1fe" by their deed '!~, .,~Y~i',~~e'.:,32, at Page' 22, conveyed to :Har~~"'" u.mber~and County Deed Book Y C"'<;'" ;'~'~",'. ""~ . . ' " '1:~' Dav1s and Carol K Davis ,,:......,:1".. "~ ...,. i ..', ". , ." ',I""i\"..'I!',.;"J.":v.'. :,:::~':~1~;t .:~~::' . PNC BANK. NATIONAL ASSOCIATION : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 HARRY F. DAVIS AND CAROL K. DAVIS : CIVIL ACI"ION - LAW Defendants : MORTGAGE FORECLOSURE WAIVER OF WATCHMAN Any deputy sheriff levying upon or attaching any property under within Writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of such levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff herein for any loss, destruction or removal of any such property before sheriffs sale thereof. Respectfully submitted, SAlDlS, SHUF FLOWER & LINDSAY Date: rr ( ~(~ L.--- By: ;; /) -.,-t:;1 1M. Ledebohm,Esqurre Supreme Court 10 #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff - .... '._- .-.-.----- a-~_' ._- WRIT OF EXECUTION andlor ATIACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 01-3133 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt. interest and costs due PNC BANK NATIONAL ASSOCIATION, Plainliff (s) From HARRY F. DAVIS AND CAROL K. DAVIS, 115 HAMMOND ROAD. SHIPPENSBURG, PA 17257 (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) thaI: (a) an attaclunent has been issued; (b) the garnishee(s) is cnjoined from paying any dcbt to or for the account ofthc defendanl (s) and from delivering any property ofthc defendant (s) or otherwisc disposing Ihercof; (3) If property of the defcndant(s) not levied upon an subject to attachment is found in thc posscssion ofanyone other than a named gamishce. you are directed 10 notify him/her that helshe has been added as a garnishee and is enjoined as above stated. Amount Due $250,394.02 IntereSI FROM 5/11/01 AT $79.75 PER DAY Atty's Conun % Atty Paid $124.68 Plaintiff Paid Date: DECEMBER 4, 2002 L.L. $.50 Due Prothy $1.00 Other Costs CURTIS R. LONG (Seal) proth:ary 9.... .....By: ~ '" _ ~-n/J-''rr'~ Deputy REQUESTING PARTY: Name KARL M. LEDEBOHM, ESQUIRE Address: 2109 MARKET STREET . CAMP HILL, PA 17011 Attorney for: PLAINTIFF Tclephone: 717-737-3405 Supreme CourtlD No. 59012 , : ~ 1.::- <> , , -- Real Estate Sale # 42 On December 9,2002 the sheriff levied upon the defendant's interest in the real property situated in Southampton Township, Cumberland County, PA known and numbered as 103 Hammond Rd., Shippensburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: December 9, 2002 By0ocLi./ .SrvLrl ~ Real Estate Deputy \\ ca ~ ~ ~ , THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphinl SS JOSEPH A. DENNISON being duly sworn according to law, deposes and says: That he is the Ass!. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Slreet, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sundev Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, In the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely allached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 28th day(s) of January and the 4th and 11th day(s) of February 2003. That neither he nor said Company is interested in the subject mailer of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and ThaI he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by Ihe stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COpy SALE #42 - RIIt'...._......,.' WrIt No. ZOD14133 CIvIl TInn PNC lank NalIona1 As-. va. AaJ~ ~Ibol'ollowiq ~_wllb ~~ .- rImoa. 7i.. ... boiDa ._ m !mob Newlon TowaIhip. CumIlatoniI ~ """"I_mcn............-~~ ___ulollows: .--,,-, 1)IACI" NO. J: IIEOINNING . .. ......, ima ~ _ CII .... ......... borm of 1booaIip _11_. IWIW nr adIIlll' IIDdi of tbI Teny L, RuSSBII. NaI8IY. CIIy 01 HaniSllUI\l, iJaUPl*I 6, Myo.,,,iSllIClI1~=OI__ TARY PUBLIC MIIIllbIIr.p;jiIisytvaria My commission expires June 6, 2006 I I ,I CUMBERLAND coumv SHERIFFS OFFICE CUMBERLAND coumv COURlliOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ Probating same Notary Fee(s) $ Total $ 522.90 1.75 524.65 publisher's Receipt tor Advertising Cost The Patriot News Co., publisher of The Petriot-News and The Sundav Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By.................................................................... PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 ST ATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JANUARY 31, FEBRUARY 7,14,2003 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. IlEAL B8TATB IIALB 1110. -IS , Editor (....-.. Writ No. 2001-3133 Civil PNC Bank National Association VB. Har'Y F. Davis and Carol K. Davis Alty.: Karl M. Ledebohm EXHIBIT "A" LEGAL DESCRIPTION FOR DAVIS TITLE CERTIFICATE ALL the Collowtng described real estate- with Improvc111e'nts erected thereon. lying and belng situate In South Newton Township. Cumber- land CoWlly. Pennsylvanla. more par- tlcularly bounded and described as Collows: Tract 411 SWORN TO AND SUBSCRIBED before me this 14 day of FEBRUARY. 2003 / Not i !~C-"J !~. rp";-:::~. N~t&ry PublIc \:~::~. ~; .....". :;'~<,'~Y1:1'CQ'Jni60s ~.t1y CC.7=T~~:1io:l ~iiaj March 5. pin located on th .,. e northenl be lownshlp Route ,,3:U rm of other lands of the Morl.~:m cornf'r of a Lot"3 !;,,"r."_N known s ~ OIl the hel"elnafiC'f described subdivision plan: thenet.' along the' northern berl11 of ~ald Town~hip Iwute r331. South eighty-tWO (821 degreeS ten (101 minutes forty-nllW {491 seconds West tWO hundred si..~- ty.seven and forty-one hundredthS l267.4ll reet to an existing pro"kef kalon naJ,l located in the center of T0W11ShiP Route 11330: thence along the centerline of said TownshiP Route M330 North forty-lour l~41 de- grees one loll \1llnute t"","l)/-seve" __. ~..,.nnds West tWO hundred \-,.nr':rrdths PNC BANK, NATIONAL ASSOCIATION,: Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA v. NO. 01 - 3133 Civil Term HARRY F. DAVIS and CAROL K. DAVIS. Defendants CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE TO PLEAD To: PNC Bank, National Association c/o Geoffrey S. Shuff, Esquire McNees, Wallace & Nurick, LLC 100 Pine Street, PO Box 1166 Harrisburg, PA 17108-1166 PURSUANT TO PENNSYL VANIA RULE OF CIVIL PROCEDURE 1035.3, YOU MUST FILE A WRITTEN RESPONSE TO THE ATTACHED MOTION FOR SUMMARY JUDGEMENT WITHIN (30) DAYS AFTER SERVICE OF THIS MOTION UPON YOU. B f~ WEIGLE & ASSOCIATES, P.C. " oseph Ruane, Esquire EIG & ASSOCIATES, P.C. 12 ast King Street Shippensburg, P A 17257 (717) 532-7388 (Attorneys for Defendants) WEIGLE & ASSOCIATES. Pc. - ATTORNEYS AT LAW - 126 EAST KING STREET - SHtPPENSBURG. PA 17257-1397 PNC BANK, NATIONAL ASSOCIATION :IN THE COURT OF COMMON PLEAS Plaintiff :CUMBERLAND COUNTY, PENNSYL VANIA v. :NO. 01 - 3133 Civil Term HARRY F. DAVIS and CAROL K. DAVIS. Defendants :CIVIL ACTION - LAW :MORTGAGEFORECLOSURE DEFENDANTS' MOTION FOR SUMMARY JUDGEMENT And now comes, Defendants, Harry F. Davis and Carol K. Davis, by and through their attorneys, Weigle & Associates, P.C. and file this Motion for Summary Judgement as follows: 1. This Motion for Summary Judgement is filed in accordance with Pennsylvania Rules of Civil Procedure 1035.1 et seq. 2. On or about May 22, 2001, Plaintiff, PNC Bank, N.A., filed its Complaint in Mortgage Foreclosure against Harry F. Davis and Carol K. Davis, the Defendants. 3. On or about July 9, 2001, Defendants filed their Answer to the Complaint in Mortgage Foreclosure. 4. Plaintiff admits in paragraph 5 of its Complaint that the Mortgage at issue in this action, dated November 20, 1998 and recorded in Cumberland County Mortgage Book 1504 at Page 168, had attached an erroneous legal description. Furthermore, the Plaintiff admitted the correct legal description, attached as Exhibit D in the Complaint, encumbered Lots 3, 3A, 3B, 4 and 6 only. 5. Partial Summary Judgement was entered by Order of Court dated September 6th, 2002 in favor of Plaintiff with respect to Lots 3, 3A and 3B following Defendants' admission in their Answer that only Lots 3, 3A and 3B were encumbered by Plaintiff's Mortgage dated November 20, 1998. 6. At all times relevant hereto, Defendants were and remain record and sole owners of real property, with improvements, known as Lot 1 as shown on a subdivision plan dated January 4, 1978 and recorded in Cumberland County Plan Book 34 at Page 22 and Lot lA as shown on a subdivision plan dated November 13, 1992 and recorded in Cumberland County Plan Book 67 at Page 100. WEIGLE & ASSOCIATES. P.c. - ATTORNEYS AT LAW - 126 EAST KING STREET - sHIPPENsBURG. PA 17257-1397 7. Lots 1 and 1A are also part of a larger tract of land conveyed to Defendants by Deed dated September 4, 1987 and recorded in Cumberland County Deed Book 32Y at Page 22. Subsequently, Defendants separately deeded said lots to themselves to reflect and be consistent with the aforementioned subdivision plans. 8. Said Lots 1 and 1A are encumbered by a Mortgage to Farmers and Merchant's Trust, Co., dated November 14, 1997 and recorded in Cumberland County Mortgage Book 1420 at Page 563. 9. On or about June 10,2003, Defendants filed for Chapter 7 Bankruptcy Protection in the U.S. Bankruptcy Court for the Middle District of Pennsylvania. 10. On or about, February 6, 2006, the Bankruptcy Court by Order of Judge France annulled and lifted the automatic stay to allow this State Court to determine whether Lots 1 and lA are encumbered by the Mortgage held by PNC Bank, N.A., dated November 20, 1998, as asserted by the Plaintiff in the Bankruptcy proceeding. 11. By Fiduciary Deed, dated March 1 S\ 2006, Lawrence G. Frank, Trustee in Bankruptcy for Harry F. Davis and Carol K. Davis, conveyed to Terry J. Shetron and Becky L. Shetron, his wife, Lots3, 3A, 3B, 4, 5 and 6 as shown in the aforementioned subdivision plans. Said Deed is recorded in Cumberland County Record Book 273 at Page 2161. 12. Pursuant to Pennsylvania Rule of Civil Procedure 1035.2, there is no genuine issue of material fact with respect to the following: (a) By admission of Plaintiff, Plaintiff's mortgage dated November 20, 1998 does not encumber Defendants' Lots 1 and 1 A. (b) By admission of Plaintiff, Plaintiff's mortgage dated November 20, 1998 encumbers only Lots 3, 3A, 3B, 4 and 6. (c) Lots 3, 3A, 3B, 4 and 6 (and Lot 5) were conveyed by the Bankruptcy Trustee. WEIGLE & ASSOCIATES. He. - ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG, PA 17257-1397 WHEREFORE, the Defendants respectfully request your Honorable Court to enter Summary Judgement in favor of the Defendants setting forth the following: (1) Plaintiff's Mortgage dated November 20, 1998 and recorded at Mortgage Book 1504 at Page 168 does not encumber lots 1 and lA as shown on the respective aforementioned subdivision plans. (2) This foreclosure action with respect to Lots 1 and lA is dismissed. (3) The Recorder of Deeds of Cumberland County is directed to mark Lots 1 and lA released from the Mortgage, dated November 20, 1998 recorded at Mortgage Book 1504 at Page 168. Date: f-:L~.-o7 .~ WEIGLE & ASSOCIATES. P.c. - ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG. PA 17257-1397 VERIFICATION I verify that the statements in the foregoing pleading are true and correct. I understand that false statements herein are made subject to the penalties of 18 PaCS 4904 relating to unsworn falsification to authorities. WK.~~ Carol K. Davis WEIGLE & ASSOCIATES. P.c. - ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG, PA 17257-1397 . VERIFICATION I verify that the statements in the foregoing pleading are true and correct. I understand that false statements herein are made subject to the penalties of 18 PaCS 4904 relating to unsworn falsification to authorities. (~"l '-/J f' I . M.AJ.. ~ ' ~/ (~ Harry F. Davis WEIGLE & ASSOCIATES. P.c. - ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG. PA 17257-1397 ",.i f'"o.J ("..::.::> ~ --.I S- ......-~.. ~:: o .." --I ff,:a l- iT' o I ~.~) ';- -~~ '-,;:d ('~) 2:.5 rn c;::\ ~ij "< N .s:- ~w -~~ u"J N C'.) ~ PNC BANK, NATIONAL ASSOCIATION, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYL VANIA v. NO. 01- 3133 Civil Term HARRY F. DAVIS and CAROL K. DAVIS. Defendants CNIL ACTION - LAW MORTGAGE FORECLOSURE AFFIDA VIT We, Harry F. Davis and Carol K. Davis, Defendants in the above-captioned matter, do hereby affirm under penalty of petjury, the following statements and attached documents, are true, correct and authentic to the best of our personal knowledge, information and belief: 1. At all times relevant hereto, Defendants were and remain record and sole owners of real property, with improvements, known as Lot 1 as shown on a subdivision plan dated January 4, 1978 and recorded in Cumberland County Plan Book 34 at Page 22 and Lot 1A as shown on a subdivision plan dated November 13, 1992 and recorded in Cumberland County Plan Book 67 at Page 100. 2. Lots 1 and 1A are part of a larger tract ofland conveyed to Defendants by Deed dated September 4, 1987 and recorded in Cumberland County Deed Book 32Y at Page 22. Subsequently, Defendants separately deeded said lots to themselves to reflect and be consistent with the aforementioned subdivision plans. 3. Said real property, known as Lots 1 and lA, is encumbered by a Mortgage to Fanners and Merchants Trust Company, dated November 14, 1997 and recorded in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1420 at Page 563. A copy of said Mortgage is attached hereto and marked Exhibit A. 4. On or about June 10, 2003, Defendants filed for Chapter 7 Bankruptcy Protection in the U.S. Bankruptcy Court for the Middle District of Pennsylvania. 5. On or about February 6, 2006, the Bankruptcy Court by Order of Judge France annulled and lifted the automatic stay to allow this state court in the above- captioned matter to determine whether Lots 1 and lA are encumbered by the Mortgage held by PNC Bank, N.A., dated November 20, 1998 and subject to the litigation in the above-captioned Mortgage Foreclosure action as asserted by PNC Bank, N.A. in the Bankruptcy proceeding. A copy of said Order Terminating the Automatic Stay is attached hereto and marked Exhibit B. WEIGLE & ASSOCIATES. P.c. - ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG. PA 17257-1397 6. By Fiduciary Deed, dated March 1 st, 2006, Lawrence G. Frank, Trustee in Bankruptcy for Harry F. Davis and Carol K. Davis, conveyed to Terry J. Shetron and Becky L. Shetron, his wife, Lots 3, 3A, 3B, 4, 5 and 6 as shown on the aforementioned subdivision plans. Said Deed is recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania at Record Book 273, at Page 2161. A copy of said Deed is attached hereto and marked Exhibit C. -1, q fA_ Signed and sworn this ~_ day of November, 2006 ~"1J r\J' / ~M - D\-,...-v.. Harry F. Da 's (!tlhA. /<. jj~ Carol K. Davis Sworn to and subscribed, before me, The day and year aforesaid COMMONWEALTH OF PENNSYLVANIA NoIarial Seal ~~ L HoItI'Y, Notary Public ....~'sburg Bor(~umberlandCounty MyCommission ::;"'_'lres Apr. 29, 2i)1.'-l Member, Penns"l- -- '-"'1110" Of Notaries WEIGLE & ASSOCIATES, P.c. - ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG, PA 17257-1397 VERIFICATION I verify that the statements in the foregoing Affidavit and Exhibits are true and correct. I understand that false statements herein are made subject to the penalties of 18 PaCS 4904 relating to unsworn falsification to authorities. 7~"'1 r::[L Harry F. Davis WEIGLE & ASSOCIATES, P.c. - ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG, PA 17257-1397 VERIFICATION I verify that the statements in the foregoing Affidavit and Exhibits are true and correct. I understand that false statements herein are made subject to the penalties of 18 PaCS 4904 relating to unsworn falsification to authorities. ~'K.~ Carol K. Davis WEIGLE & ASSOCIATES. RC. - ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG. PA 17257-1397 333(9- -PJr<-' ]1'\ WHEN RECORDED MAIL TO ~. '; :': ;:: ; I .... -;: . ": I : :.. \:.' : '" (,~- :."'::: :15 Farmers and Merchants Trust Company 20 South Main street Challibersburg, PA ~7:!01 Loan Number : 97035003 'i i,I;_: :.! :.~.I:.'~ COI).'iT';'.. ~':. '97 DEG ti AI'I 9 2lf (SPACB ABOVB nus UNB fOR RIICXlRDINO DATAl MORTGAGE THIS MORTGAGB (" Securilylailrum.Dl') II ai_ 011 Nov_ber TIl. mort..or II Harry F. Davis and Carol K. Davis 14, 1997 ("S--.r"). nil Farmers and Merchants Trust cODlpanyot Chambersburg wlllcllll ol'JllDizod ud uilliD'l1Ildot tIl. laWl 01 PenlUlyl vania 20 South Kain street, Chambersburg, PA 17201 S.~urit1IDJtruDl.Dt i. dyea 10 . , ud wllooo 001....... iI ("LoDd.1"). Borrow.r OWN LoDd.r Ille priDcipalnm of Seventy-Five ~u.and Five Hundred Dollars And 00/100 CoIlan (U.s.s"1', 500 . 00 ), Tbla d.bt iI .>ldo_d lIy Borruwcr". DDl. dal.d tIl. .... dal. u IlIiI S.cwily iIlatrum"l ("Not.'), wIliab provl.... for mODlhIy pa1lll1l>'" with tIl. fuD d.bt, if Dot poId ..rl.., dll. ood pa~lll. 00 December 1, 2017 . TbIo Secudly IIUltWDODt _...... \0 Loader: (.) tll. repaymoDl 01 Ill. d.bl ovid.Dcod by lb. Noto, wilb IDt.r.", aDd aU reDewa", oxt.Daioa. aDd modlficalioAl 01 lb. Not.; (b) Ill. paym.nl of aU olb.. III.... witb iIlt.'.Il, ad"lICId IIJlda. parappb 7 10 protect tIl. _lIdly 0' IbIo S.....-Ity blltUm..t; ..... (c) lb. . p.r'orma.... 0' Ilom>wer'. ...........11 aDd ........DI. Wld.r IlIiI SoclIrity IDIl"'''ODt Ill' tile N..... For thia p...p.... Borrow.. doe. bor.lly mon.... .,&Ill .Dd cOllYaylo LaDd.r lb. followiftJ d.""rilled prop.rty ~ted iD South Newton Township, CWlberland CoIIllIy. PODuylvallia: See attached Exhibit A. which ba. tile addre.. 0' 115 IllllQlaOnd Road (S._II ('Property Addrua"); Shippensburg (a'11 PenolylvaDia 17257 (Zip Codel PBNNSYLV ANIA -a...... Palllll1. F~e MaeIFDddIe Mac UNIfORM INSJ1tUMBNT I~ l11lM 1950 (9211) :' ;...;1 -,. . I J' , ' ifiK\1IIIrJI . l ...", .-. , Ponn 3039 9I'lO (pa.. I Qr 6 PO"'> Bood420rlGl ~ EXHIBIT A TOGBTHBR WITH .u tb. improvo"o.1I .ow ot b.reaftor ........1 on tbo property. I.d .11 .......1.. .ppurl..Odc,,, ond fixturoo n_ or b.ruftor . part of Ibo proporty. All r.pJace"o.1I ."" .ddltlon. .ball .1... be eover.d by thlo Socurily I..tro...n. All of tho fore.oIIII i. ref.rr.d 10 In lbio Soourily Inllru..o.t u th. .Proporty: BORROWER COVBNANTS lbat horrower i. I.wl\llly ..iood of Ih. ....1. h.r.by <o.voyed .ad bao the riabt 10 ,ran' ,,!d convoy Ih. Proparty ..d th.1 lhe Prop.rty iI un.ac.mb.red, ..copt for' o.cumbraoco. of r.cord. Borr....or _rront. ond wiU d.f.nd 'OIt.rally the tllle to Ih. Proporty...inll .U clll... .nd d.mOdell. .uhject to adY .ae....hraac.. of reeord, THIS SaCURITY INSTRUMENT COlDblll.. ullifOfID cov....t. for ...tlOtlIII ute .nd ooa-lIlIlform coy.nanb with Hntit.d .ariation. by Juriadlctlon to conllllul. a uniform _uritylnllrum.nl coYOrillJ r.al prop.rty. UNIPOltM COVBNANTS. Eo..-r .od Londor c......t .ad a.r.. .. foUowo: I. r.v-t 01.......... ... IIIIftwI; .......... MIl ..... CItarpa. Bor.......r .baU promptly pay whoo duo Ih. princip.1 of .od IInoroll 00 lb. d.lK .tld.....d by tb. Not. aad any Propaflllut .Dd lat. chara" duo .Dder lb. Not.. 1. ,.... 'lit' ,... MIl '-. Subjoct to .pplicable law or 10 . ..nil.. _iv.r by Lo.d.r. Borrowor .h.11 p.y In L..d.r 0. tb. doy m..tbly poflll'.I' Ire duo ..dlr th. Not., utlllhe Not. I. pold la full, a .u.. ("Pu....., for: Co, yearly I"".. ami aNa_.... wbIoh ...y.UoJ. priority over lbi. S....rily 1.IIM,,"ont &a a H.a oil tb. Prop.rty; (b) y..rl)' I_bold paym.nt. or IrOlled rentl OD lb. Property. If 1UIr. Cc' ye.rly b_rd or property _ra.... p..mi..ml; (d) yearly lIootIl.l1Iranc. prow..m.. if ..y, C.) yearly .ortP'. 1_.._ pro...... If aar. .Dd (I) ..y IItIIIO pa,..hlo by ~r to Leador, III .__... 1IItth th. p,ovIlion. or po..,..ph a. in d.u of Ih. paym.nl of ........ I........ p..a1.... TII... il.... .r. ..lIod .Bocrow n.",..' !..ead.r ....y. .t any ti.... eolJoct aad bold F..e11 I. '0 ...H.t nar 10 ._ad the 1IIOlIi"",. .moool . Iead.r for,. fed.rally r.lat.d _PI" loan ...y r.qalro for Burrower'. __ _t .... the I'odoftl lleal Botal. Sollle..at Proo....... Act or 1974 .. a_.ded from II... 10 11m., 12 u.s.c.12t01 .1 ..q. ("I.A"), uuIo. allCldl., law lbot ."Ie. to tb. Pu.... .." . te..., a_I. If 10, Lond.. ...y. .t ..y tI... coUoot IUId hold Punellln aa amaaot_Io .""..41 th. I_r amount. Lo.d.r may eell..al. lbe a",,,,,", of P.Dda duo 00 lb. baoie of CIIrronl data an" _ahlo .1Ii_tee of oxp.odllar.. of fIIlllro B_ Itom. 0' oIh.rwIoo in accordance with applicabl. law. TIIo I'1mda ohaII lie bold III a. 11llll1..lltlll ...._ d.\IGIIl' ar. IDlurad h, . f.....' III-Y, Inllru...ntaity: or ..Iity (i1lC.....i.C Lond.., If Loud.r io IUtlb .. inltltutltlll) or in .ny 1'.....1 R.... Loa.. Ba.k. Lond.r llbad .pply lb. P..... to pay th. ...row il.m.. Lo.der ..., IIOl chara. Borrower fot haldi.1 .... .ppl)'ia& tll. Pllllt!.. .onaa/ly ...IyIIIII tb. ...row .""""nl, or vorifyinc th. B_ 11._ ...... Loader pa)'O B...-.-. l.t.roat on IIle F....d. au .pplleablo law permll. Londor 10 m.ta OIlch a charce. Hownor. !..eu.r m.y require IIcIITGWar 10 pay . ...-tI... ...... for .n i.....,..doDI real ..ala tall roJlOltl"l ..""c. _d by L.od.r In __ioo wilb t/dlIloa.. ...... .,......10 Jaw prowld.. otbe""... UaI.. a. ..........t Ie ....d. 0( ......bl. law r.qulrH 1.I.roet 10 b. pol'" Loodor .b.1I not b. r....d 10 poy B__. aay Int.... or oarol... 011 lb. P.do. ~r .nd !..e"der _y...... In wrIt\aJ. b_Yor, lbalIIlI.rolllUll be paid ""Ill. 1'........ Lo...... IIboII .ve 10 JIorrGh'. wil....I........ an ."...1 .-1IlIaa of the P...... Ib"""" endlb au d.blto to Ih. P...... OItIIlbe ~ for which each d.bIt to lb. Fund. ....., m.d.. n. P..e11 .re p.....d eo ...dlll_1 _lily for aU .... _..t! by thle Sacllr!tyl.llru...at. If IIIe Pu" bid by Le...... ....d tb. ......al. perlllltt.d to h. b.1d by appllcah\. law. Lo.d.r IbaJJ _..nt 10 Borrower Cor tb. _ P.... In ............. wltb th. ....lIIre..... of .pplea".. Jaw. If the ...OlIDt 0' tb. P.ad. b.1d by Load.r .t IUIY limo i. not I1Im.nt to poy lb. B_ It.... .... dn.. Lend.. -r 10 aotll) B...._.r In wrIllaJ, a.... In IUCb ca.. /Iori'owor .hall ..y to Load.r tb ._.1 n.-.,. to m.k. .p Ih. do/lel'DCY. 8....--r oh.1l molt. "p tb. d.lIeI..cy in DO more lb.. lwei.. monthly ,.,....1.. .1 Lond.r'. 001. "*r.llon. Upoo p67IIl..t 10 fUU or aU OIl... .....red "" IbJ. S.curlty Inllru..eat. Lend.r ....11 promptly rofUad to Borrow.r ..y Fu.d. h.1d by Load.r. If. UDder po.......ph 21, Lond.r IlbaU acqllir. or .ll Ill. P,operty. Lond.r. prior to th. acquloltlo. or .1. of Iho Propelty, _. .pply ..y Fu.'. hel' by Lend.r at lb. Ii... of acquioitlon or .1. a. . ",edit .pln.l lb. ...m. ..c..red hy lhi. Seeutlty IDIlru...nt. 3. "'........ 1Il~. Ual_ .ppU..bl. law provld.. otlterwl... all p.ym.at. received by Loader ...dor p....r.ph. I ..d 2 n.U be ."n.d: lint. to .ny pr.paYlunt ch.ra.. d... ..nd.r tho NoIe: ....0.. to .mounl. "",.bl. UDder p.ra.r.ph ~ Ihird. 10 IIIterall d..; rOllrth, 10 prilloipal d.o; ..d Iut, 10 ..y Ial. ebaraoa duo uador tb. nolo. .. CIaaIpoJ u... Borr_. .haU poy aU ..... _...al.. ebara... IIn.. .ad Impolitlo.. anrillutabl. 10 Ih. Properly which may.ttaln priority over tbl. S...mty JOllru...oat. .nd .....bold pa,....1O or 1_"" ....... if aoy. Borrowe. .hall paylh... oblipli...I. IIle _un.r provld.. In po..,..ph Z, or If uot paid In lhal mo...r, ~r oIuoU pa1th... on tlm. dlr..Uy to lh. pOl'lOll ......s paym..t. Borrower IllaU proIDptly l\lmiob 10 Lon'er all aotlco. of ..0011II to be paid lIader tbi. .......ph. If 8~r _kn tb... pa1111..t. directly. /Iorrowor ohaII promptly fumiob to Lolld.r rocoipta ."I\denelq tb. paym..t.. Borrower "'U promptly di....... ..y Doa wbIcb bu priorily over thi. S...rity IlIlIlr_Dt IIDIoao '=-or: (.) ...re.. in wrili.. 10 tho po)'lllool of tb. ........t1oo ....rod by tb. B.. I. . ......r .....'I.blo 10 Lou"r; (b) __10 load faith lb. fien by. Dr d.f..... _Iall ..for...llloot of th. Ion i.. I_I ,..00...11.. wblcb I. th. Lendor'. opillloo operat. to pr...nl lh. e.Cor.......1 of Ibo Do.: or (c) _.ro. from tb. bolder of Iho I.. .a ......m..t atiJ.",Dly to Lo.....r ..bonIinatin. th. ne. 10 thi. S.."rity Jallr.....eal. If Load.. d.torDlia.. lbat ..y pelt of lh. Property i. oubjoclt to . n.. wbIch _)' atlol. priority o.er Ihi. Security Ioot",m.". La....., mo)' Jiv. Borrowe. a nolle. ldentir,t.. the n... lIonrowor .baB atl.fy th. I.. or lake on. or mora of Ih. .ctlono 00\ forth ._ w1tblo 10 deyo of tb. ...... of nolle., 5. 11-.I or fhparlJ '--. B....-er IIt.U koop Ih. Improv...o.b .ow olli.l", or boreaftor ...cted 0. tbo Property ino.r.d ...Ioot 10M " 1I~ .....rdo lnol.d.d w1lbJn Ih. ter... .ut..dod _... .ad &II)' atbar .......... iuollldloc fIoocIo or noodiD" for which Lo.d.. ..qlllro. iuI1Ironce. Thl. iD.ur..o. .b.U b. ..oIot.ID.d 10 lb. .mouatl ..d for the period. th.l Lender BQur.i420rAGE 564 F_ J03t "'" (PIlI' 2 oC 6 _e.) " -,'!'f;" 1"1 ......uirea. The m..- carrier pnmdiaa \be ~ ahaU .. a.m.. bJ Bonower IUbjeclto Lender" ,ppRMII wblch .".,1 not be _Illy wllhhoId. If ~ I'alIo to moIl11Oln """".... dooaribocl ....... Ladoor -1, .t UIada'o oplion, aIllala _..... 10 P_ Lo........ d",," 11\ IIle """*" I. .0IlIlId0n0e wlIh .......ph "I. AB 1_ poIIol. and ~ .....1 be .......... to 1aIder and ohoIl Inoluda . ___ ......... ...... Lanclar .".11 ha.. IIle dabt to haIcI IIle paIIdeo and _IL If Lendaf Nlful.... "'--r ilia. prompIIJ .... to Lender 011 _lpIa 01 pald praml_ .Dd ....... ......... III Iha _ 01 Ie., IIcJrrcIoNr ohoIl p _pt nalIae to Iha 1_ _rriar .Dd Lo..... Landor ...., _.. pmoC oll.- If nat ..... praIIlptlJ bJ a..rn-r. U...... Lendor and ~r athatwloe ..... in wild.... lno_ ......... ....1 be .pp/Iad to _don or f8p1ir 0I1he Property damapd, Ie the _.llan or repair 10 -..Ii:aIl, CaullO .Dd Lanclar'. ..aurltl Ia "'" --. If Iha _lion or repalr Ia nat _____11, faullO or Landa.'. _rlt, would be __, Iha ~ ..-- .".U be .pp1iDd to Iha __ .....dC1 bJ thIo s-.r\tJ ~ whaIhar or nat u.n dull, wlIh ..., _ palcllo 1IclrraoN.. If 8arraoNr .be...... IIle PlUpeIIy, or doca _ ._. wllI1ID 30 ria,. . fIOlIea rrom Lender that Iha bwranoe _rder .... oIFerDd 10 _tile . claim, Ibon Landar ....y colleat IIle nor- ..-. Lendor _y _ the p.-lo \0 I1IJIIIlr .. __ lha Prape&tJ ew ro pal .... __ by II1ia 5c...rlt, I_ont, whather or nat \hcIn duo. The 3O-dal period will "'''n wilen Iha fIOlIce Ia 11__ U..... Landrlr and aan-r albarwloa ._ in wrIlI.... ..., .ppIIooli.... 01 ...-cIa 10 prlnolpal ....U not -- .. poolpone the d.. ..... ollha ~ pa,- rwIenwd to In ........... 1..nd 2 or ........ Iha _ of U. ,.~IL If _ ,......ph 21 U. Propert, Ia ___.... bJ 1.aDdar, ............. rlahl to ..., '-"_ prlIIdeI and p...... -"InJ r- ....... 10 the Property prior to .... ....uloltlon .".11 po. 10 Loader to Iha __ 01 .... ....... ......... by tllIo ~ly I_t .........leIy ,rlew 10 1M ....uIaitIon. 6. Ooapa-a', ..._._...... "".~ --... I'nIlectIGa ollila ~ a.-'IlMa ~ LaaaaIIaIlIL ac.-r ,IaU ......PJ, -bIloh, and .. the PlOpertl u Barrower'. pr\rroIpaI .......... wllIUa oII1y ...,. all. 1M _.... 01 thIa -.rI., lnal~ .Dd ....1 .....~ to _" U. P--'l u JIonoMr'. principal .......... ror .1 1_ ana rear .Iler Iha ...... 01 _ponoJ', unI_ Lando. 0Charwiaa _ In ..ntIq. will.... _I oIIaII DOl .. _Illy wlthbeIcI, ew _ _Ii... ci_..- alII which an beyond BclmNM'. .....lIaI. JIonoMr ..... nat .....,. ......... or 1..,.lr "'" .....,...,. allow the Property to cIolerIara.., Of """""'-t _ on the ProparIJ, Borrower ahoII ... In deFaull If Oftl Farfall.... _ ew p..-IIna, whether oMl or crimI..I, Ia "".... thai In Lender'. pxI rallh judJnlenl eould ......t In boWt... 01 "'" Propert, or otlIerwIoe malar\a1lJ impair Iha \lOll _led by II1ia SecurllJ 1_ 0. Le..... -m', m.-.... Bonower mal ..... ...... . ...rallll .nd reI_t., .. pnwldod In ,...po,h 18, bJ .._... Iha aelIon or ,..-IIn. CO .. dlImIaaod wi'" . rWinllhat, In Lendor'a pxI ralth delllrmlnallan, p........ rorr.Il.... or IIle Barrower'. i_ In "'" Pra,.rll or athor ma..ria1 Im...ur- oIlha Ran _led by II1ia Securlt, ...........nlor Lenc!..'. -.It, m..-. aor-r ahall aloo "" In deraulllr aor-r. dud... .... IaUI .pplkatlon ,....... 10'" malllriaJl, w.. Of i_.. InS_lion or __nla 10 Lo.....r (or r.llod to proricIo Landor with ..., ma..rlal information) In -.-Jon with Iha loan nIcIonood by 1M Noto, lnoIwIna. but nolllmllod to. ..,--_ -.nIn. _r'. .-upanay 01 tIIo Praporll u a prlnoipal ~. If "'10 SewrllJ _. Ia 011 . \cuohold, __ ..U axnpll wllh aU ."" prcMol_ 01 the ...., IF Borrower ....uI... r.. 'Itl. 10 tIIo 'ropeR,. the IouoIxllcI and Iha C. tiU. ..II nat ...... .... Lrondor 'ar- 10 the mor... III W1IIiq. 7. PNCIIdIaa oll.-lor'o Il/PIo Ia ............ IF _. raila 10 pedorm u.. _"",.Dd .....-u _inod In thl. 5ccurlt, _, or """" Ia . lepl ,-.. llutl mall1p111caalll a/JcI Lendor'. rI..... In tIIo PJoperll (..... u . ,.-... in bantruplCy. probato. .., ClII1demnadon or rorroit.... or to onI'orce ".. or .....11_), thon Londor -, do .nd ,.y for wha_ i.o _" to p_ IIle oaI.. 01 u.. ProparIJ and Lendor'. dahla lIIlba PropoItl. 1AncIat'. .0Il0na ""1 incl_ pall.. '111 ...... _nod bJ . lion whiah .... prIorIlJ .... thIa s.uril, 1noIrumonI, ."..rina In _. pa1inl _ble .t....,.' r_ and ......rl... on tIIo PropertJ 10 mo" ..pain. Allllollah IAncIat ....y .... .clIan undor thIa ,...po.... 7, Lrondor do. not ha.. 10 do ... AJI'] _nil cIlabunad bJ Londo, undor thla ........ph 7 ohaIl _ ocIdltIanoI dobt 01 Borrower ........ by tlWo Security lnot,umonL Un_ _r and Londor ..... 10 OIhor IOnna DC pal-nt, "- amounla ahaU ..... inleIIIIIl r- lba dalll oC dl.bu.........t allM No.. .... and ....11 "" paJllIO. with ,_ u_ __ r...... Londor 10 __ ~ ,.,........ .. ~ '- IF LAndor ......... ....... -...... .. . .......tlon 01 matI... tIIo Iou ........ !oJ IIIlo s.urlt, lnotr_t, _r ohaIl pal the ,..m1Uft11 .....nod 10 maintain Iha IftlIflJ1Ip ~ In aIfeol. If; I'or ..., _ the mort..,. i_ _..... NlfulNd by Londor Ia~ or _ to .. in oItoot, __ ohaIl pal Iha promi..... requlJecl to obtain _,. IIIlloIanIIaIll aqulwaJont to the mort.... 0....- P.........,1n oItoot, aI a ... IUlloIanIIaIIl aqui.leal to the lXJI\ '0 Bo.......r ollba -'laP lnow..- ,..'Ii""" in elfoat, rrom .n .\Ie...... noortpp Inourer .JIIII'CI"Od bJ Lender. IF ..botanIlally "'IuiwaJont morl"" 1Mu_ _.... 10 nat a..u.bl.. _r ohoIl ,.'10 Londor ..... month . oum ....... to ..........Rh oC .he JUrly marl..... t.I.._ pramlum beIna paid by _r when the Ir.......... ........... "-' orCllUlld to"" In ""oct. Londo, will _pi, _ .Dd ....In t_ .._la u . I.- ...... in I... ol mDllp.. 11....._. U. _... ..~ _, 110 IOJnpr "" requl..... at the option or Lender. If mortp" '-raneo _,. (In tho .mounl and ror the porlod thai Lo.....r ..qui...) pnwldod bJ .n I......r .PP~ bJ LAndor .pln __ ...n.bla .Dd Ia obtainod. ~ ohaIl .., the proml_ ""lul.... to _Inlain ftIOrtpp '-....... In err"" Of to praride . I.- _ unllllhe Nlful...- ror morrp... I.......... endo in ."""........ with ..., writ..n ........nl bot_n IIorrawet .nd Lender or .ppllcalO law. 9. I..,.alaL Leadar or Ita ...... may _b _lIle .nlrioIa ..,.,.. and inapacIiono of the Propon,. IAndor ahall Ii'" Bor,,,,,,,. __ .t u.. dme or or prior to .n lnapectlon .....l)In. ........bl. .._ ror \be 1,..-1011. 11.~"" Tho p..-cIo ol UIJ ._n1 ol oIa1m For _.... ell..... or --.uanlbol, In......-lon with .n, Sln.l. JIamII, - P.nnl. M.clPredclle M.c UNIPORM INSTRUMBNT - Uniform Omtnanla PIlIO (p... 3 DC 6 ,.po) ...,&.:t ~ .. ,t. I,. BOOK ~420 '.CE 565 condemn.llon or olher lakinl or an, rail or the Property, ur for wt1'fellncc in lieu ur wltllotnMtlIJI'. .ro hcreb, a.lewd and sholl he paid 10 Lencler. In lhe _nl of. tollll Iakm. of tho Prupan,. tho p"""""" ....11 ho .ppl"", '0 tho ..... .....rod b, thIa Soeutll, I_nl, whelhot or nolthen due, wlth.ny _ paid \0 Bur.-r. In lho nefti DC. partial Iallln. of Iha PlOplIrt,ln........ lha r.lr markol ..1110 of tho Prupart, Immedlatel, before ,he laki... 10 equ.1 10 or .....Ier t..... lhe amount of tho IUIN I&CIUIlld '" thla .....rI.y lnatra_ ............., ..roo. Iha ..k..... ....... a.w-r .nd Lconder _""'. ..... In wrId.... the ..... _d '" IhIa ~y IlIIlrumonl ...11 he fIId-.f '" tha ._ or tha ...-- multiplied '" .ho foll-'llJ f..",Ion, (.J tha _ ._ or tho \IUtlIlI ..eund 1Mmed1....I, ....Core lha tatl.... cI.wed '" (b) !he C.lr _.b1 .alue of tha Propert, ImmadIa\elJ' bellxe lho ..k\toi. Aftl bill...... ....11 he ""Id to Bot"""". In tho ....nt of . ""nl.. laid... of Iha properl, In whICh Iha r.lr _.b1 .alue of the P,apa"y 1_1a..., ....Core the ..tin,...... than the ._ of !he .... -..ad I"""""'"" ber.". .... I&tln. ....... IIonower and lAnder othnrwIIn ._ In writIna or ....... .pplloobh law oIhe.- p"""...., Iha P_ ....11 be .ppIIoId 10 the ....... .....red '" Ihlo '-'rII, _ wIlelha. or not the ..... ... U- due. If !he P_rlJ II .bendoned '" &ono-r, or If. allM noel.. by 1Ande. 10 llornMer lhal Iha __ oIfnn 10 make .n ....nI or .UIe a claim for ........ ~r Will 10 nopclIld to Lendoor wllhlo :10 cia,. after \he cia.. Iha nocloo '" ...... Letldar 10 alllhoriDd 10 lIlIIIIool and appIJ !he ........... al ,.. opIIaoI, elIhe. 10 __lion or ...-Ir of ilia Pn>perIJ or to Iha __ -u-s '" ... s-ritJ I...........m. --. or not Ihao due, u_ ~ and IIcInvww olherwIoe .... \" WIllI... .ny .pp1_tloft of f"'lC'Mdo 10 priilelpallhall not ..tend or poat"""" lho due cia.. of the ......." ..JW*IlO N60rNd to Ia1 .......... I and 2 or ohan.. tile _ oflllllh pa,.,..- . II. ..... Nae ........ ~Ilo-_ ., ....... ..... a W..... ........ of the d_ for ..,.... or modIl\aatlon of IlIIOIlizatIon of the .... -..d '" thlo s.urIIy ~ panIMI by ....- 10 .ny __ In m- 01 8Qnow8r "'U not opera" 10 ...... the lIablllt, of Iha ad..... 80nawer or Borrvww'I __ In In..NII. lAnder ohall ..... be *lum.t to .......- ~... qalnot IIR)' _ ill iI\IeIeII or rer.. to ...... dme for "",..,...1 or ~ madll'y ~ of lhe IUnII __ by Ihlo .....R., __ by _ of IIR)' ....... made by the 1IriIl...I'Borrower 0' 8arraWa<'. -.. In l.Ilellllll. Any forba....... by Le-. In _...... &Ill' riJht or _, IIlan not be . WIllwr of or preel" lhe __ or Iny "ah1 or remedy. 11 S_ ... AIIIpI .... '* ... ..... I.WIIIIJl ~ The _1Ila and ~ of ..... s.eur\ly 1..lra_...1I blod.nd bonnJItthe __.nd ___ of Le...... and __r,..bJnet to the prowiIIano of par....ph 11. ~. _.... .nd ............ ....U be jalnt and -..I. Any Ilo..-r who ......... lhIo -.." 1......-. but don no< e.""" the Note: (.) l. ............. thII _"" ""'-' onl, 10 "*'Pili, ._ .nd -..,. thai __r'1 u.u.- In the p_", under the IermI of ... .....n., -... (b) 10 not ........n' obllpled to pa, lhe ..... -..d by lhIo s.eur\tl lnotrumanl; and (e> ...... lhat Lender and .n1 other __ """ ..... 10 ..ltIni1, modi"', bboar or mate .ny .-.mmodatkW with ....nllO Iha IermI of thIa -.n, ~t or the _ wIIh<>ut thai --..-. 13, '- CIIuIIL If Iha an ___ by thlo Soeud" ~ It oubJect to. law......... ... mui_ an ....r... .nd that I... II R...., Intetpre.... '" thai .... InltIrat or _r ..... ....... ..._ or to be ..._ In ....--. with the loan ..~ Ih. ""nail.... 11mI1Ir, 0-: (.) any ..... ..... ....... ....U be noIueacI by the .mount _" 10 ...... the ... to the ..rmltled Ilmi~ .nd (b) any ...... .I"",dy eal\eeIed f_ __ whleh --*cI pIlimIlted ImI.. win be noIunded to Ilorrower. I.Mider may .- 10 make thIa ..fund '" ..ducln, the prlnol..lowed .......r the _ or by _..... . dlt_ paymeni 10 ~r. IC. reCund .ed_ ptlnoI.-I. the ~ will .. ....Ied . .parIIaI prepaymenl "ill"-' .ny ......._1 dtarp under the NIlIe. 14. """"'- An, nml.. 10 __ pIO'fIded for In ... 1eourI., J_ ..... be .... by "lwrln. i' or bl nuoili... It by n"l cl_ mall ...... applicable I.w *lul... _ of _her -u.od. The ........ ....11 be ell....... 10 Iha P...,...,. A_ or Iny other ._ ~. doll...... '" ........ to ....-. Any __ 10 ~ .... be .... by flnt alia Ill&II to LencIer't __ ..lied ......n at ..., _. _ Lender ......... by notice \0 IlorraIIer, Nt1 IiaIloe prookW ror In ... s.eurlt, tnatrU1nenl IIlaII be deemact to .... _ p" \0 Borrower .. Lender ..... at- . pI'O'IIdod In I\llo pa.......... u. c;--.1AlW\ .........,. 'ThIa SeIurI', 1_ ... he ,.........t by fedmll .... and Iha I.w of ,he juridetion in ..hich Iha Pn>perl, .. I......... In the _t that an1 pnnIolon or da_ of IhiI ....."., ....... or tha Note oonl\lc:ta Vlith Ippllcable law, ...... acnIIlct ...n not .1I'eot olhIlt ,nwiIiIDna of Ihia ...."" ~ or the HOle ......... .... be '"""" e!Teet wllhoul the ......... pnnIoIotL To lhIo and the prowIolona of tl1Io s...ullr JIIII......I and tha Note .... deoIaNd to be _.bIe. J6. ____I c.". __ ahaII .. al- .... _fanned ""'" 01 the Note and of IhIa lIeO!urI9 l-w-L 17. .......... of.. r...-v . a ...... ..... .. -.-. If.U or any .... of ilia "...,..., or .nylnte_ In l,l, IOId or lranar.n.d (or If. ~I 1"'_ In __r 10 achI or In......... .nd lIonowr II not . IIIIulaI .......) without Le.....r.. prior wrIuen -nt, .........r _,. .1 Ita option,......nd \mmadiaIa paymenlln rull of.8 ....."""""'" by IhIo lIeoudt,lmtrument. H_, Ihll opeIon ....11 no\ be .....-.1 by Lender If ....... II prohlbl.... '" r-.ra1 law .. of .he date of thiJ 5eeurlly r....umenL If Lender _me. lhIo option, Lender ohall P Borrower notioe of .""",...tiOlL TM nml.. ....U prookle . parlod oC not !eM lhan 30 da,. rr- the cia.. tho notIca II ....lfttecI or mallacl w\lhIn wIlIoh IIonower _ .., .11 IlIRII .w~ by lhie. Security 1...rrum.L If 80nvWIIr laIJo 10 .., .... ..... prior to the lOlpl..tIon of \hie ""rind, Lenclar -1 lmob .ny .......n.. penai.ted by lhi. SeourIIy J_ without ~ notine or ........ on _. IlL .........lUpc Ie RelalMte. If _ .-..naIn -.dItIor.. _r....1I he.. the tlptlo he.. enlorce...nt oC lhil Seeurit,lllll_nt cIIaeond-.l .t .n, Ii... prior to the _rllet of:(.) , t1a,. (or Hoh _r pariod .. .ppllcleble I.w ma, SiIlJle P.mily- Peale MM/IlNMe Mae UNlPOIlM I....,...~.- UIliCotm ~nta 9M (..... 4 oC6 pap.) ,.1." 8old..l:?O PAGE 566 IHI . .pedry for reinllatemoDl) beforo ale of Ihe Property pu....aol to aoy ......er of ale COIII.loed la IhI. SecurilY hutromoat; or (b) 'DII)' of. ju......1 .of...... IIIio S...lIril)' IlUIIruDl.oL Th_ aondlll_ are tbat Borr_r: (.) paya LeDd.r .U I1\DI' wbIeh tbe. would be due und.r Ibla s..urltylDllrutlleDl aod the Noto .a If .0 .....leIMiOll hed -.anN; (b) ...... ..y d.fo.ult 0' a.y otber .oveo.ot. or .....moDll; (e) paya .U apeo... locumd in eoforoiD. Ibla Security Joatrumeo!, i..lu..... bot DOC bdted lD, r.uoo.ble .11......,.. ....1; eod (d) ta.... ....b aatlo. .. Leader _y __bIy r.qDlre 10 ._ lit., lite I.a of IbIo SHunly IDllnameo!, uodar'. ripll 10 Ibe PropeR, eod Sorr_r'. oblplloe 10 pay lb. ..... __red II)' IIlIo Iacurity Ialtnm'.1 .....1 .0aUou. uo"eo..d. Upoa rol...I....al by ......-It, IbIo SaourIt,laItntDleal .a" the oblipll_ H..... Ite,.", ....U r....a fully effective .. If aD .......nlloo lI.d occun.d. H_ver, thl. r1abllo relo..I. WU .01 ."Iy 10 Ill. .... .f ._Ientloa uoder po.....pb 17. Ill. S. III Mete; a... ., ~ SenIcer. Tbe Not. or a partlallot....II. tb. Noto (tDl.tller ....Ib Ibla S_dl, IaltrumeDt) may be .old DDe or Dlore lime. ....thoul prior Do&. to Borrow.r. A al. may r.auk ia . cbe... ID Ibe 'Dlity (Im_ 81 lb. "LoID S.nI.e") Ib.t collect. _llIly pa7DIeDII due uDd.r tll. Not. ..d I.... Seeurlty lutnam.... n.re ..... _y be 0.. or more .lIaa.o. 0' tb. Loao Sonicor u...lalo" to . ..I. of tb. Not.. If Ibon I. . che... of tho Loao S.nicer, BCJn'lJMr wiD he pveD wriltea aDII.. Df Ibo ......0 i. .ccordaDce witb para....pb 14 above aad .pplca..l. law. n. .oti.. wiD ...to Ihe 118me ..d .ddre.. of the aew Loa. Senlolt ....d lb. .dd.... to wbieb payme.I. obould be m."e. TIle Do&. wiD ..... .Dalaia ..y Otb.r iafor_lI... r8fjalr.d by ."lcab" law. 10. ~~ Borrower wB .ot ..11IO lIf p.roti! lb. pre...... _. dl.,..1, lIorel'. or rele... of ..Y H...r"olll Su"',.", D. or In the Prop.rty. B~r Ib.U oot do, .or .Bow ..yeae .... to do. eollbilll .IloDliDItlle Property th.t i. i. ".Iotlo. of....y Bo.uo01\Ulotal Law. The pr_dIDa two ..at..... obaU .01 .pply 10 lIIe pr..._. _ or lI......e 00 tb. Propert, of.maII q...tllI.. of H..relou. Sub....... tb.1 .re leoenlly r___ to b. .ppropriat. to .ormal reold..ti.1 ...e. .ad to malate_. of Ih. Prop.rty. Borr_1t WU promplly Ilre Loodor wrineo .0U.. of .a, lavelli..tioa, .lalm, domaod, 1o_lIit or other ..tloa by ..y goy.rom..tal or r.culatory .C...Y or prlvala party laYOl'llDI lb. Prop.rty .0" ..Y H_n101l1 Su.......... or B.Ylroa...tal Law of which Borrow.r he. .ctu.l Imowled.e. If Borr_r loaro.. or I. ooliftoll by ..y lev.ram'Dtal or n.ulatory .ulhorlty. tllat ..y r.mDrel or otb.r r.medi.dOll ot uy Haardoua SU.....1lCD ._.. Ibe Propor\)' \I a..._.,.., Borrower Ib.U proaIpdy to'" .U n.c.....,.. remed1al .ctloo. io .ccordea.e wltb B."room.ol.1 Law. A. _d ill thl. parqrapb 10, .H....r..ou. Sll.....a.... .re thooe .ubltaa... deliaed 81 loIi. or .....rdouo oublte.... by BaYlrollme.I.1 Law lad lb. foIIowIq luIIllDll...: ....Iln.. leer_oe, otb.r f1amm.ble or tolio pelroleum product.. 10lli. pelliddal ..... iterltlcldOl, .......Ii.. ....YOlII., mal.rlalo coahllolq ..beotoo or formald.hyd', ..d radloaDllve mallrlaiL A. ...d 10 tbi. para....ph 20, "Sovlroom'.I.1 Law" m.... fod.r.1 IaWl aod Ia... of lb. juriadictl... wh.re III. Prop.rty ill_t.d Ih.t relate '0 h..ltb, .fely or ....roaOl..tal proloctlOD. NON-UNIJlOll.M COVSNANTS. Borrower ..d Loader furtber .....0.01 ..d qree .. foOOM: 21_ ~ ....... LetIder..... am alltll:e 10......... .......10 .....arIICImt '........ JIomnrer'. ....... III aay co..... ... ..._ . 11III s-tty J--. (IJut ... prior 10 ............ ...... .......... 17 ..... appl\alllla law pro.... ..........1. n...............". (0) ilia dor~ ,") ilia .... ....... 10 __ ilia oW. (c) . .... IIOt ... ..... 30 ...,. ..... \Ita ... \Ita ItDlIce .. ..... 10 IIcIrnwer. .., ...... tile ..,... .... Ite -..II .... (d) .... ,.,..., 10 __ the tIofauIl WI or before lIoe dIU IptdIIM Itt the aDllee ..., lOItIIt .. ........... or ... _ ....... .., .... 5-"1 ~, fond_ .., ~ .......... .. .... or tIte Pruperty. 1be IIDtIce .... I'urtIoer W_ IIGInwer III ilia ..., 10 re....... aile, ____ .. ... ..., 10 __ III ilia ,........ ........ IIle _r'-"- - ., . .... .. .., ...... oW_ ., ......... 10 --...- .. ,........ If ... tWaaIt .. allt .... .. .. W... ilia ..... ........ . .... aetIce, ....... III ... ...... 8D1 r.qtdre ...... ...... .1\1II11I .. _ __ .., ... s-ttr ........ ....... .... ...... .. ..,. ,...... IbII s-tIJ .......... .., ........ ..-..... 1AIIIIer.... lie....... ,. caIact .. ..,.... ....... .. ........ .... ....... ........... .. 11III ....... 21, ....... .., .. ..... te. _,.. r_ ... .- or till. e.w- 10 ... _ ......... .., .P......... law. 22. ..... UPOll pay_.1 of .11 .1101' _ra.. by thil Security l.otNmeol, IhI. Securily IDIINmeot .od tbe .lIale .ooreyed .haU \Orad..te .Dd bocom. void. All.r oucb OCOllrtOO... uod.r .heU eIl....r.. ..d all.1)' IhI. SaourilyllUllrum'Dl willlolll ".r.. to Bonuwer. Borrower .U pay any reoonlatioa COlt.. 23. W.....,. Borr_r, 10 the elll.ot p.radlled hy .pp.cabl. low, _iy.. .nd role.... uy error or d.te.t. Ia praceediol' 10 entorce tbi. S..urlty Iitotrumo.t, ..... beteb1 _Iva. th. ban.llt of ..y pr'lOat or Mure !a... prorldiDl for ot., of "'"lItlon, .x1eDuoD o~lIm., eIOtllptlOO from eu..!ua.o.I.!e'>',..d ..I., and bom....d exemplio.. 24. ..~~~ .....;iBc:irraWer'. tlm. tolreia...te provided in parqrapb 18 .haJJ a.lead to ODe bour prior 10 the .nmm,oco"leot o~ ~~!fIa~',..t . IIM!~II'. ~'p~! to thl. S..urlty I....nameot. , 25. l'uri:IlMa~'~. If ooy ofy.e d"bt _ur.d by thil Securlly I....rum.nt i. I..t to Borrower to acquire t.tle to tho P,oponj-,lbl.'aec.i1t; blItium.itflbU'.Il,'. pOrCbue Dlo.ey mort...e, U. W.... We After Jo,dptML Borr_r ..ree. lb.t the inte..ot r.te payable .fter . jud.ment i. eDt.rod o. lbe Note or in OIl ..tlna of mort...e fore.IDln.. .lIall he the ra.. p.yebl. fmm tlm. to lime und.r lhe Noto. 8oud420 r~CE567 F_ 30B !I/!IO (pale 5 uf 6 p.COI) .." : .;i',.,;1(~ ; 'II I , )7. ..... .. ... s-iI1 ........... It ooe or more rlden an executed by Bon_r and recorded tOlelb.r wllll tin. Security I........al. Ibe ..........1. .ad .......8011 ot ea.b IUIIb rld.r .b.U ... I~od 1.10 ..d ... .lD..d ..d .upplemeill lb. ......al. .ad .,r..m'.I' ot Ible S",urIly IlIItrume.t e. It the "d.r(.) ..e.. I part ot lbi. Security IldtnImenl. ICheek .pp......,. "OI(e.}1 o Adjultable Rate Rider D O,.....t.. Paym.ot Rider D BaUOOD Rider o Ollter(.) (,pIIIM o Condominium Rider o Plaued Unit Develop...nt Rider o Rile Improveme.t Rider o t-4 Family Rider o BIweekly hym.nt Rider D 50000d Home Ride, BY IIGNING BBLOW, IIonower _pro .ad a~ to tho lell1ll contained In pa,.. I tIuouah .. or thla Secllrilr lnotru...., .nd In ...., ridor{.) ......led bJ IIonower .nd recorded It. Wl~ \ ~~- lirry. a ~K~ Carol K. Davia (Seol, 800-tnI'et (S.al/ _'0 (Seal) Borrower (Seal) tMnlJlfj'lU COMMONWl!AL11f OP PBNNlYLVANIA, &~ Counlrll: Onlhia,the 14th claro!" November 1997 ,bero..me,,.feO~~UL /~Ilrg. tbe undo........ omcero _lIr._red Harry F. Davi.... and Carol K. Davis 10 be lhe pc'""" thaI __ name knovm \0 me (or satisfacloril, proven) IUbleribed to the within i...rumcnt end aoknowled.ed eAecuaed tho ..me rOt the purpa.e t.t.reln conlAlned. IN ~BOP. I ""nounto "' mr hand .nd official aealj /J . .o\~~~\\~,.l.o<."',: " ~UL Mr~~;,i',~\~; ., lit "~'r '"'-,'':'''<'-= - '"' ':8 'L~< 't'l!!""'" i: 7.i.:J'r' 1.'t1.\)~.:~Jf!:u~ CER~:4'VJ;~!:e I, Tilllothy L. Myers '. r,1n'y'll"';..'" do ""nobr cerllfJ lkt '~''-- add... or the within ....... lender ia 20 South Main street, Chambersburq, PA 17201 at Onkl!lt WI...... m1 hand lh;a 14th dar or November ,1997 r~ <'rs'~ Alenl 01 Lender F_ 3039 '190 (po.e 6 oC 6 page.) Boud420 'AGE 568 1,,1 , EXHIBIT" A " TRACT NO.1: ALL the following described real estate lying and being situate in South Newton Township, Cuinberland County, Pennsylvania, bounded and limited as follows: BEGINNING at an existing railroad spike in Township Route #330 at corner of other lands now or formerly of Harry F. Davis and Carol K. Davis; thence by said other lands now or formerly of Davis North forty-five (45) degrees seventeen (17) minutes twenty-one (21) seconds East four hundred fifty-three and twenty-one hundredths (453.21) feet to an iron pin: thence by the same, North thirty-four (34) dc:grec=I fourteen (14) minutes five (05) seconds East three hundred sixty-four and three hundredths (364.03) feet to an iron pin; thence by the same, South forty-four (44) degrees fifty-eight (58) minutes thirty-six (36) seconds East three hundred one and fifty-five hundredths (301.55) feet to an iron pin; thence by the same, South forty-five (45) degrees one (Ol) minute twenty-four (24) seconds West one hundred seventy-five and eighty-two hundredths (175,82) feet to an iron pin; thence by the samc, North forty-four (44) degrees fifty-eight (58) minutes thirty-six (36) seconds West two hundred forty-two and six tenths (242,6) feet to an iron pin; thcnce continuing by the same, South thirty-four (34) degrees fourteen (14) minutes five (05) seconds West one hundred eighty-two and seven tenths (182.7) feet to an iron pin: thence by the same, South forty- five (4S) degrees seventeen (l7) minutes twenty-onc (21) seconds West four hundred fifty-three and twenty-one hundredths (453,21) feet to a railroad spike in Township Roule #330; thence with Township Route #330 North forty-three (43) degrees forty-seven (47) minutes thirty-eight (38) seconds West twenty-five (25) feet to an existing railroad spike in the place of beginning. BEING Lot I, CONTAINING 1.5143 acres, as shown on draft of survey prepared by Carl D. Bert, dated 1anuary 4, 1978, recorded in Cumberland County, Pennsylvania, Plan Book 34, at Page 22, ALSO BEING a part of the same which Harry F. Davis and Carol K. Davis, husband and wife, by their deed datedlanuary 22, 1988 and recorded in the Office of the Recorder of Deeds in and for Cumberland County, PeMsylvania, in Deed Book "E", Volume 33, at Page 133, granted and conveyed to Harry F, Davis and Carol K. Davis, husband and wife, grantors herein, TRACT NO.2: ALL that certain tract of land lying and being situate in South Newton Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at an existing railroad spike in the centerline of Township Route #330; thence along lands now or fonnerly of Wayne Z, and Susan Shirk, North twenty-nine (29) degrees fifty-two (52) minutes forty-five (45) seconds East, eight hundred sh<ty-two and nineteen hundredths (862,19) feet to a set iron pin at the corner of lands now or formerly of Wayne Z. and Susan Shirk and lands now or formerly of Paul H. and Harry G. Hock; thence along the said lands of Paul H. and Harry G. Hock, South forty-five (45) degrees eleven (II) minutes fifty-five (55) seconds East; four hundred fifty-seven and fifty hundredths (457,50) feet to a set iron pin; thence along Lot No.5, more fully described on the hereinafter mentioned Subdivision Plan, South forty-four (44 ) degrees forty-eiGht (48) minutes five (OS) seconds West, twenty-five (25,00) feet to a point; thence along Lot No. I, more fully described on the hereinafter mentioned Subdivision Plan, North forty-five (45) degrees BDOK1420fAGE 569 , (Exhibit "A" - Continued) eleven (11) minutes fifty-five (55) seconds West, three hundred one and fifty-five hundredths (301.55) feet to a point; thence along the same, South thirty-four (34) degrees zero (00) minutes forty-six (46) seconds West, three hundred sixty-four and three hundredths (364.03) feet to an existing iron pin; thence continuing with the SIUne, South forty-five (45) degrees three (03) minutes fifty-three (53) seconds West, four hundred fifty and fifty-three hundredths (450.53) feet to an existing railroad spike in the centerline of Township Route #330: the point and place of BEGINNING. BEING Lot No, lA and containing a net lot area of 2.0043 acres as more fully .described on a Subdivision Plan entitled "Lot Additions for Harry F. Davis", prepared by John R. Kissinaer, R.S., dated November 13, 1992, and recorded in Cumberland County Plan Book 67, at Page 100, SUBJECT TO setback lines, easements, notations and restrictions as more fully set.forth on record. ALSO BEING part of the same real estate that David L. Mays and Wanda L. Mays, by t.hcir deed dated September, 4,1987, and recorded Septell1ber 17,1987, in Cumberland County Deed Book "Y", Volume 32, at Page 22, conveyed to Harry F. and Carol K. Davis, husband and wife, the Grantors herein. Boud420,AiE 570 . / IN THE UNITED STATES BANKRUPTY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA INRE: Harry F. Davis Carol K. Davis Case No. 1-03-bk-03443 Chapter 7 Debtors PNC Bank, National Association Movant v. Harry F. Davis and Carol Davis Respondents ORDER TERMINATING THE AUTOMATIC STAY AND NOW, upon consideration of the Motion for Relieffrom the Automatic Stay ofPNC Bank, National Association, and the Debtors' Answer thereto, and after hearing thereon, IT IS HEREBY ORDERED THAT: 1. The automatic stay is annulled and is lifted immediately, including waiver of the stay of order of Fed. R. BanIa. P., Rule 4001 (a)(3), as it applies to PNC Bank, National Association ("Bank"), and as to the indebtedness of the Debtors to the Bank, and as to the Property described in the Bank's Motion; and the Bank, is free to proceed with its rights and remedies available with respect to such Property under the Notes, Guaranties, and Mortgages referenced in the Bank's Motion, and otherwise at law or in equity, including without limitation, to access to the Property to appraise, conduct environmental assessments and inspect and secure the Property, and to exercise or enforce its rights and remedies with respect to the Property, including foreclosure upon and/or sale of the Property. As to Lots known as 1 and lA, Bank may not exercise its rights and remedies, as they may exist, until a determination has been made by the state court as to whether the aforesaid lots are subject to the Notes, Guaranties, and Mortgages referenced in the Bank's Motion. EXHIBIT B 2. The Stipulation and Order of December 1, 2003, shall remain in full force and effect regardless ofthe modification ofthe Automatic Stay entered herein, thereby preserving the Debtors' residential exemption if it is determined that the Bank does not have a valid mortgage on lots 1 and/or IA. 3. This Court retains jurisdiction over the above captioned bankruptcy case as to all matters raised herein, such that if the Court of Common Pleas determines that the Bank does not have a mortgage encumbering lots I and lA, the Debtors shall be permitted to file a timely Motion in this court to bring all remaining issues back for consideration, including but not limited to the Avoidance of any Judicial Lien which the Bank may have. 4. This case will remain open pending resolution of the litigation in the Court of Common Pleas. The Debtors are to report any final Order entered in the Court of Common Pleas back to this Court. ;ItJ'ithjt;ti;~lW~ , ;Pbt~e~e.c~1tQ~fe,'or{$~r'~;~fg'l1(?!ti.i,tlnifJtt.~d{<?fY;tli'~ ;~(Jm~itl4~'t'. Dated: February 6, 2006 . ^'J i'., '.f" ~\1 ""lac a- fJ.03ERT ? ZiEGtElt REiCORDER OF DEEOS CU ~~ CEfH_M,:n cou ~ITY - P,\ 2006 l'iRR 6 PM 1 LtO Tax Parcel Nos.: 41-12-0324-019; 41-12-0024-020; 41-12-0324-021; part of 41-12~ FIDUCIARY DEED tJE,. THIS INDENfURE, made on this L day of March, 2006, by and between Lawrence G_ Frank, Trustee in Bankruptcy for Harry F. Davis and Carol K Davis (the "Grantor") AND Terry J. Shetron and Becky L. Shetron, his wife, both adult individuals, (collectively, the "Grantee"). WITNESSETH: WHEREAS, Hany F. Davis and Carol K Davis filed a Petition for bankruptcy in the United States Bankruptcy Court for the Middle District of Pennsylvania, at Case No. 1~3-bk-03443. WHEREAS, On January 3, 2006, Lawrence G. Frank; Trustee in Bankruptcy for Harry F. Davis and Carol K. Davis, made a motion for the private sale of real property described below, which is part of the bankruptcy estate, free and dear of liens and encumbrances; and MO., 27 J rl\~E2iG1 105638 EXHIBIT C . WHEREAS, by Amended Order dated February 8, 2006, a certified copy of which is attached hereto as Exhibit "All, the Bankruptcy Court ordered that the Trustee is permitted to sell the real property described herein to Grantee. NOW THEREFORE, KNOW ALL MEN BY THESE PRESENTS, that the Grantor, for and in consideration of the sum of Two Hundred Fifteen Thousand Dollars ($215,000.00), lawful money of the United States of America, unto the Grantor well and truly paid and delivered by the Grantee at and before the sealing and delivery of these presents, the receipt whereof the Grantor does hereby acknowledge, Grantor has granted, bargained, sold, released and confirmed, and by these presents does grant, bargain, sell, alien, enfeoff, release, convey and confirm unto the Grantee, the heirs and assigns of the Grantee, as tenants by the entireties: ALL THAT CERTAIN land and real estate, and every tract, parcel, lot and piece thereof, described in Exhibit "B" attached hereto, hereby incorporated by reference as if herein fully set forth verbatim, and hereby made and to be deemed an integral part hereof. TOGETHER with, all and singular, the buildings and structures thereon, and the improvements, ways, streets, alleys, passages, waters, water-courses, rights, liberties, privileges, hereditaments and appurtenances, whatsoever unto the hereby granted premises belonging, or in any wise appertaining, and the reversions, remainders, rents, issues and profits thereof; and all of the estate, right, title, interest, property, claim and demand whatsoever of the Grantor, at law and in equity, of, in and to the same. 105638 2 BOOK 273 PACE2162 . \ ............. TO HA VB AND TO HOLD the said land and real estate, with the messuage or tenements. thereon, and the hereditaments and premises hereby granted, or mentioned and intended so to be, with the appwtenances, unto the Grantee, the heirs and assigns of the Grantee to and for the only proper use and behoof of the Grantee, the heirs and assigns of the Grantee, forever. AND, the Grantor, for the Grantor and the respective heirs, executors and administrators of the Grantor, by these presents, does covenant, promise and agree to and with the Grantee, the heirs and assigns of the Grantee, that the Grantor has not heretofore done or committed any act, matter or thing whatsoever whereby the premises hereby granted, or any part thereof, is, are, shall or may be impeached, charged or encumbered in title, charge, estate or otherwise howsoever. IN WITNESS WHEREOF, the Grantor, intending to be legally bound hereby, has caused this Fiduciary Deed to be duly executed on this'day, month and year first above written. WITNESS: ~J~~ oo-i C"7 n n;;o ("':, " -~'=O ~de1 &:::t ::r '7 :r "" c=:, .;.... ""'"' ....... tf'J. 1ft ~r:I: ~ ~ P ....., :i..,m C) GJ~ ..- :l't"' 7':' :w:- :::1>:" " ::s:: en :::0 ~ ~ ~ .....~: .;- I :;a I I t1) .............. ifi c:'. '. :% .-- ,. ~ ,'., o<>.....::;o~;: .....~:z:;;.f:ll! rtl 0 <> 0. <: I hI' ......... c:n .-t'" ..~. 0-. U1 ""'::::& :.;; ;> == t::I .., i'u .....!2:! ;;... :z ~ .:::a- -.,--, "...... ..... :i1":. : !ii.....,.. ~ ~ '=' ~: t:::. ~oW't...... to." ........ .... ... ..... ........ I'l 1:...~Ot--......... Q'~"""" (..I, -1 (,,1\ r'.=. ~ 1-0 -J -.1 1;.1\ \',.1 ~:JI~~t'J~""'~b~ur=-",p. ~ ~l 00 = u\ <::> Q 0 t..n 0 <:> Q Co" (..II ..0 11::) .::::.ea <:)QOOOOOOO ~. ~ Lawren G_ Frank, Tnlstee in Bankruptcy for Harry F. Davis and Carol K. Davis ;;Q ..... ~ to .,. . Ul Q.I n- ... ... ~ lfIIO ~ .. S ~ r- oo- .:l- ~ .6 I-i C"" en .... "'" ;;>0 $ ~ :J: ...~ <:> tll ~~ N ... t:'C 'U ~""" ..... ;p) '" tD rl" J'"l <..ol . a d c.... .." ..., ...cs ,... 0. ,.,.. o:r- _ I'P ..... co .... ., "'.l .s:- ::l 0 c..n OOQ ~ - 0:;:1 '1l ttJ .... 3 .:::.. ".'~ .... .. , CJI ~ 600K 273 PACE2163 r..,) (..'~ ...-. .....-....... . COMMONWEALTH OF PENNSYLVANIA COUNTY OF 0. \11'.1\ ~ ('~ On this is\: day of J19.(d} , 2006, before me, the undersigned officer, in and for the said State and County, personally appeared LAWRENCE G. FRANK known to me (or satisfactorily proven) to_be the person described in the within Fiduciary Deed, and acknowledged that he executed the same as Trustee in Bankruptcy for Harry F. Davis and Carol K. Davis and for the purposes therein contained. ss. IN WITNESS WHEREOF, I have hereunto set my hand and official seal on . day, month and year first above written. -i '1"'" ,/'. "..JMMONWEALTH OF PENNSYLVAHaA NOTARtAL SEAL . Jill A. STAMBAUGH, NaIIrJ PublIc Silver ~ ~...... CClIIItY My CoInnisIIGn . .. 19, 2009 My Commission Expires: I hereby certify that the precise residence or address of the Grantee in th .,. within Fiduciary Deed is: 1505 Walnut Bottom Road, Newville, PA 17241. ~ I ~_j? Attorney for the Grantee MOK 273 Pf\Gf2164 . . 105638 '".- .........,.... EXHIBIT II A" CERTIl'ltiU COPY OF THE AMENDED ORDER FROM THE UNITED STATES BANKRUPI'CY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA 80m; 273 PAGE2165 . IN TIlE UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA INRE: HARRY F. DAVIS and CAROL K. DAVIS, : CASE NO. 1-03-bk-03443 DEBTORS .: CHAPTER 7 LAWRENCE G. FR.ANK. TRUSTEE IN BANKRUPTCY FOR HARRY F. DAVIS AND CAROL K. DAVIS, MOVANT v. F&M TRUST BANK, PNC BANK, and TIm SENTINEL, RESPONDENTS AMENDED ORDER Upon consideration oCthe Trustee's molion for private sale of reaJ property of the estate free and clear of liens and encumbrances, and upon further consideration of the objection of the Debtors to said sale motion, and a hearing having been held before this court on Februaxy 6, 2006, good reason appearing therefore, it is Hereby Ordered and Decreed that the trustee in bankruptcy be and hereby is permitted to sell real property bown as Lots 3, 3A, 3B, 4, 5 and 6 Hammond Road, Newton Towuship, Shippcnsburg, Cumberland County, Pennsylvania to Terry and Becky Shetron, for the sum ofTwo Hundred Fifteen Thouaand ($215,00.00) Dollars pumwlt to the terms and conditions set forth in said agreement. It Is Further Ordered and Decreed that the trustee sell the aforementioned property on the terms and conditions as aforementioned free and clear of all liens and encumbrances of any nature, including but not limited to any liens and encumbrances entered in the recording offices of Cumberland County, PenbBylvania. It is Further Ordered and Decreed that the trustee be and hereby is permitted to make the following distributions from proceeds generated at settlement in thC above matter as foRows: a. b, BOOK 273 PAcr2i66 ~ . .. d. property; Any notarization or incidental recording fees on account of the sale ofthc aforementioned real c. Trustee's commission to Lawrence G. Frank, Esquire in the amount ofSS,ooo.oo to be paid at the conclusion of the case; f. of the case; The sum of Five Thousand (55,000.00) Dollars to be paid to unsecured creditors at the conclusion g. Balance after payment of the above to be paid to PNe Bank on account of its first lien against the property proposed to be sold. It is Further Ordered and Decreed that a certified copy of this order for sale free and clear ofli.ens and encumbrances be filed in the office ofthc Recorder of Deeds of Cumberland County, Pennsylvania and in any other recording offices desired by the purchaser or the trustee herein. By.Clte c._ Thtselectronic order is 3igned and flkd on the:ra1lle date. Dated: February 8, 2006 '...,"'~~~~~.. .,:~,;:~~;i~~~~T ':3" ~.:f,~~tf,;~~i',:~. ""*....'_... , ,~;._...._::...",......4..~"J- ":j.'!:"~\':'..~.;,a\.l:~"""._ ...%.;5. ;~"'..T.-~J"""_ '..... ,":'\"0 . _...."yt.' ~ _ '~'."".'.;~"~" :;;..:.:.'. ....' .....f' ~"'i:'I"';'i: ~i'~'~~"'~~~tj".-W~' . >.."":,,~_1'~If;~~~,:/ ,'. eOOK 273 PAGE21~'--~~-A:':--:'~~1" .....,--.....,., . , EXHIBIT liB" LEGAL DESCRIFI10N TO FIDUCIARY DEED ALL those certain Lots situate in South Newton Township, Cumberland County, Pennsylvania, as more particularly described as: LOT 3 All that certain lot of land situate in South Newton Township, Cumberland County, Pennsylvania, as described in a survey dated November 13, 1992, prepared by John R. Kissinger Surveying, and recorded in Cumberland County Plan Book 67, Page 100 and known as Lot 3 on said Plan: Beginning at a point of lands now or formerly known as Lot 6 of a certain Land Subdivision Plan recorded in Cumberland County Plan Book 34, Page 22, thence on said Lot 6, South 45 degrees 09 minutes.37 seconds East, a distance of Three Hundred Eighty-Seven and Forty-Seven Hundredths (387.47) feet to an iron pin; thence along the northerly right of way line of 1-81, by a curve to the right with a chord bearing of South 79 degrees 21 minutes 45 seconds West and a chord distance of 77.05 feet (being designated as Curve" A" on said Plan) to an iron pin; thence along same South 82 degrees 15 minutes 07 seconds West, a distance of Two Hundred Thirty-Four and Thirty-Two Hundredths (234.32) feet to an iron pin; thence along Lot 3A of said Plan, North 45 degrees 10 minutes 10 seconds West, a distance of Two Hundred and Seventy-One Hundredths (200.71) feet to an iron pin; thence along same North 44 degrees 44 minutes 28 seconds East, a distance of Two Hundred Fifty and Three Hundredths (250.03) feet to an iron pin, being the Place of Beginning. Being the same Lot 3 identified on a certain survey of John R. Kissinger Surveying dated November 13, 1992, and recorded in Cumberland County Plan Book 67, Page 100. LOT 3A All that certain lot of land situate in South Newton Township, Cumberland County, Pennsylvania, as described in a survey dated November 13, 1992, prepared by John R. Kissinger Surveying, and recorded in Cumberland County Plan Book 67, Page 100 and known as Lot 3A on said Plan: Beginning at a point of lands now or formerly known as Lot 6 of a certain Land Subdivision Plan recorded in Cumberland County Plan Book 34, Page 22, thence along Lot No.3 of Plan Book 67, Page 100, South 44 degrees 44 minutes 28 seconds West, a distance of Two Hundred Fifty and Three Hundredths (250.03) feet to an iron pin; thence along same, South 45 degrees 10 mintites 10 seconds East, a distance of Two Hundred and Seventy-One H~dredths (200.71) feet to an iron pin; thence along the right of way line of 1-81, South 82 degrees 10 seconds 49 minutes West, a distance of Two Hundred Sixty-Seven and Forty-One Hundredths (267.41) feet to an iron pin; thence along the right of way line of T-330, North 44 degrees 01 minute 27 seconds West, a distance of Two Hundred Fourteen and Seventy-Five Hundredths (214.75) feet to an iron pin; thence along Lot 2 of Plan Book 67, Page 100, North 44 degrees 48 minutes 05 seconds East, a distance of Three Hundred Thirty-Two and Eleven Hundredths (332.11) feet to an iron pin; thence along Lot 3B of Plan Book 67, Page 100, South 45 degrees 11 minutes 55 seconds East, a distance of Thirty-Four and Thirty-Two Hundredths (34.32) feet to an iron pin; thence along same North 44 degrees 48 minutes 05 seconds East, a distance of One Hundred Twenty-Six and Eleven Hundredths (126.11) feet to an iron pin; BUOK 2.13 Pf\tE2168 ..,..,-.....--,. . . thence along Lot 5 of Plan Book 67, Page 100, South 45 degrees 11 minutes 55 seconds East, a distance of One Hundred Forty-One and Seventy-Five Hundredths (141.75) feet to an iron p~ the Place of Beginning. Being the same Lot 3A identified on a certain survey of John R. Kissinger Surveying dated November 13,1992, and recorded in Cumberland County Plan Book 67, Page 100. LOT3B All that certain lot of land situate in South Newton Township, Cumberland County, Pennsylvania, as described in a survey dated November 13, 1992, prepared by John R. Kissinger Surveying, and recorded in Cumberland County Plan Book 67, Page 100 and known as Lot 3B on said Plan: Beginning at a point at the northwesterly comer of said Lot 3B and being on the property line of Lot 5 of said Plan, South 45 degrees 11 minutes 55 seconds East, a distance of Thirty-Four and Thirty-Two Hundredths (34.32) feet to an iron pin; thence along Lot 3A of said Plan, South 44 degrees 48 minutes 05 seconds West, a distance of One Hundred Twenty-Six and Eleven Hundredths (126.11) feet to an iron pin; thence along same, North 45 degrees 11 minutes 55 seconds West, a distance of Thirty-Four and Thirty-Two Hundredths (34.32) feet to an iron pin; thence lllong Lot 2 of said Plan, North 44 degrees 48 minutes 05 seconds East, a distance of One Hundred Twenty-Six and Eleven Hundredths (126.11) feet to an iron pin, the Point of Beginning. Being the same Lot 3B identified on a certain survey of John R. Kissinger Surveying dated November 13, 1992, and recorded in Cumberland County, Plan Book 67, Page 100. LOTS All that certain lot of land situate in South Newton Township, Cumberland County, Pennsylvania, as described in a survey dated November 13, 1992, prepared by John R. Kissinger Surveying, and recorded in Cumberland County Plan Book 67, Page 100 and known as Lot 5 of said Plan. Beginning at a point on the comer of Lot 3A and Lot 3 of said PIan. thence along Lot 3A and Lot 3B and Lot 2 of said Plan, North 45 degrees 11 minutes 55 seconds West, a distance of Five Hundred One and Fourteen Hundredths (501.14) feet to an iron pin; thence along Lot 2A and Lot 2 of said Plan, South 45 degrees 03 minutes 51 seconds West, a distance of Four Hundred Fifty-One and Fifty-Two Hundredths (451.52) feet to an iron pin; thence along the right of way line of T-330, North 43 degrees 58 minutes 05 seconds West, a distance of Twenty-Four and Ninety-Seven Hundredths (24.97) feet to an iron pin; thence along Lot 1 of said Plan, North 45 degrees 03 minutes 34 seconds East, a distance of Four Hundred Fifty-Three and Forty-Five Hundredths (453.45) feet to an iron pin; thence along same, North 34 degrees 01 minute 34 seconds East, a distance of One Hundred Eighty-Two and Sixty-Four Hundredths (18264) feet to an iron pin; thence along same, South 45 degrees 11 minutes 55 seconds East, a distance of Two Hundred Forty-Two and Sixty Hundredths (242.60) feet to an iron pin; thence along same, North 44 degrees 48 minutes 05 seconds East, a distance of Two Hundred and Eighty-Two Hundredths (200.82) feet to an iron pin; thence along the lands now or formerly of Paul H. and Harry G. Hock, South 45 degrees 11 minutes 55 seconds East, a distance of lbree Hundred Seventeen and Sixty-Seven Hundredths (317.67) feet to an iron pin; thence along Lot 6 of the Subdivision PIan recorded in Plan Book 34, Page 22, South 44 degrees 48 minutes 05 seconds West, a distance of Three Hundred Eighty-Two and Seventy-One Hundredths (382.71) feet to an iron pin, the Place of Beginning. 105638 aDOK 273 PACE2169 ............~'.. .....-.-.".......,'. . . , , Being the same Lot 5 identified on a certain survey of John R. Kissinger Surveying dated November 13, 1992, and recorded in Cumberland County Plan Book 67, Page 100. LOT 4 All that certain tract of land situate in South Newton Township, Cumberland County, Pennsylvania, conforming to Land Subdivision of Mary L Hughes, and recorded in Cumberland County Plan Book 34, Page 22, and known as Lot Number 4 on said PIan. Beginning at a point at the northwesterly comer of Lot 4 of said Plan, thence along the lands now or formerly of G. Hershey, South 44 degrees 58 minutes 36 seConds East, a distance of Three Hundred Twenty- Six and Twelve Hundredths (326.12) feet to an iron pin; thence along the right of way line for 1-81, South 66 degrees 22 minutes 22 seconds West, a distance of Two Hundred Seventy and Twenty Hundredths (270.20) feet to an iron pin; thence along Lot No.6 of said Plan, North 44 degrees 58 minutes 36 seconds West, a distance of Two Hundred Twenty-Seven and Seventy-Five Hundredths (227.75) feet to an iron pin; thence along the same, North 45 degrees 01 minute 24 seconds East, a distance of Two Hundred Fifty-One and Sixty- Six Hundredths (251.66) feet to an iron pin, the Place of Beginning. Being the same tract of land identified as Lot 4 on that certain Land Subdivision for Mary L. Hughes, and recorded in Cumberland County PIan Book 34, Page 22. LOT 6 All that certain tract of land situate in South Newton Township, Cumberland County, Commonwealth of Pennsylvania, conforming to Land Subdivision of Mary L. Hughes, and recorded in Cumberland County Plan Book 34, Page 22 and known as Lot Number 6 on said Plan. ' Beginning at a point at the intersection of Lots 2, 3,5 and 6 of said Plan, thence along Lot No.5 of said Plan, North 45 degrees 01 minute 24 seconds East, a distance of Three Hundred Eighty-Two and Ninety Hundredths (382.90) feet to an iron pin; thence along the lands now or formerly of G. Hershey, South 44 degrees 58 minutes 36 seconds East, a distance of Two Hundred Twenty-Five and Twenty-Nine Hundredths (225.29) feet to an iron pin; thence along Lot No.4 of said Plan, South 45 degrees 01 minute 24 seconds West, a distance of Two Hundred Fifty-One and Sixty-Six Hundredths (251.66) feet to an iron pin; thence along the same, South 44 degrees 58 minutes 36 seconds East, a distance of Two Hundred Twenty-Seven and Seventy- Five Hundredths (227.75) feet to an iron pin; thence along the right of way line from 1-81, by a curve to the right with a chord bearing of South 71 degrees 38 minutes 36 seconds West and a chord length of 146.80 feet (being Curve "C' as set forth on said PIan) to an iron pin; thence along Lot No.3 of said Plan, North 44 degrees 58 minutes 36 seconds West, a distance of Three Hundred Eigbty-Seven and Twenty-Seven Hundredths (387.21) feet to an iron pin, the Place of Beginning. Being the same tract of land identified as Lot 6 on that certain Land Subdivision for Mary L. Hughes, and recorded in Cumberland County Plan Book 34, Page 22. L015 3, 3A, 3B, 5,4 and 6 BEING part of the same premises that David L. Mays and Wanda L. Mays, husband and wife, by.their deed dated September 4, 1987, and reco~~H':f1.1m'!affl6~~~k y- 32, Page 22, granted and conveyed unto Harry F. Davis and Carol 1<. D'~. b I ~. C PA In cunl cr antI ounty .,-.----:..,.:.... , , ...--..?':'" : '- ;i"f/1 . 1... ':' 'q'!'~ ., t:I 105638 80~ 213 PACE2i?0 \>.. 'J~": "\.. ... "~.~-'...'_~ Rec.',n1er of Deeds o (.:. r-..3 c.."":J -:=3 (-- :;.:::: '-",) , J:"'* ~ --\ ~:n I > r;~~ (? () ".~~~ -i" :.-,.- -,,>. "2 w o ~.~~ ;::-') ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, : CNIL DNISION Plaintiff, NO.: 01-3133 Civil Term vs. HARRY F. DAVIS and CAROL K. DAVIS, : Defendants. FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERS BURG, Petitioner PNC BANK, NATIONAL ASSOCIATION, : and HARRY F. DAVIS and CAROL K. DAVIS, Respondents PETITION TO INTERVENE BY FARMERS AND MEaCHANTS TRUST COMPANY OF CHAMBERSBURG UNDER PaJR.C.P 2328 AND NOW, comes the Intervenor, Farmers and Merchants Trust Company of Chambersburg, by and through its attorneys, James, Smith, Dietterick & COIlllelly LLP and files this Petition to Intervene Pursuant to Pa.R.C.P. 2328, as follows: 1. Plaintiffhas filed a foreclosure action at the above-captioned term and number against Defendants for foreclosure on the Mortgage, in the amount of $250,000.00, recorded on December 8, 1998 against certain three tracts of land together with buildings and improvements erected thereon in South Newton Township, Cumberland County, Pennsylvania, known as 103 Hammond Road (collectively, the "Property"). Plaintiffhas an additional recorded Mortgage against the Property, in the amount of $245,000.00, recorded on May 27,1998 (collectively, the "PNC Mortgages"). 2. Defendants filed an Answer and New Matter to Plaintiffs Complaint claiming, inter alia, that the legal description attached to the Mortgage contains certain property never intended to be collateral for the loan secured by the Mortgage, namely, the residence of Defendants located at 115 Hammond Road, Shippensburg, Pennsylvania 17257 ("Disputed Tract"). 3. Intervenor holds the first priority mortgage lien against the Disputed Tract pursuant to a Mortgage granted by Defendants to Intervenor, dated November 14, 1997 and recorded December 5,1997, in Mortgage Book Volume 1420, page 563 in the original principal amount of $75,500,00 ("Intervenor's Mortgage"). 4. The PNC Mortgages, if valid against the Disputed Tract, would be second and third priority mortgage liens. 5. Further, Intervenor has a confessed judgment entered against Defendants on April 11,2002 in the amount of$168,899.18 ("Judgment") for a debt separate from that secured by Intervenor's Mortgage, which Judgment presently is a fourth priority lien against the Disputed Tract. 6. Intervenor believes that the Disputed Tract has a market value of approximately $200,000.00, a sufficient amount to pay Intervenor's Mortgage and a substantial sum towards the second priority lien against the Disputed Tract, but with no equity available for further liens. 7. Consequently, should Defendants claim that the PNC Mortgages included the Disputed Tract in error be upheld, then Intervenor's Judgment shall assume second priority lien position on the Disputed Tract. 8. Intervenor is pennitted to intervene in the above-captioned action pursuant to Rule 2327(4), because the detennination of the above-captioned action will affect the enforceability of Intervenor's Judgment. 9. Pursuant to Pa.R.C.P. 2328(a), Intervenor hereby adopts by reference the Answer and New Matter of Defendants filed in the above-captioned action with respect to Defendants' claim that the PNC Mortgages do not encumber the Disputed Tract. WHEREFORE, Intervenor respectfully requests that Honorable Court approve its Petition to Intervene in the above-captioned action and direct the Prothonotary to add, Intervenor to the caption as Intervening Defendant, along with such other relief as this Honorable Court deems just. By: Sco A. etterick, EsqUIre Attorney I.D.#55650 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 VERIFICATION I, Lorie M. Heckman, Assistant Vice President, on behalf of Farmers and Merchants Trust Company of Chambers burg, depose and say subject to the penalties of 18 Pa. C.S.A., sec 4904 relating to unsworn falsification to authorities that the facts set forth in the foregoing Petition to Intervene by Farmers and Merchants Trust Company of Chambersburg under Pa.R.C.P. 2328 are true and correct and to the best of my knowledge and belief. Lori M. Heckman, Assistant Vice President IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, : CIVIL DIVISION Plaintiff, NO.: 01-3133 Civil Term vs. HARRY F. DAVIS and CAROL K. DAVIS, : Defendants. FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERS BURG, Petitioner PNC BANK, NATIONAL ASSOCIATION, : and HARRY F. DAVIS and CAROL K. DA VIS, Respondents 'CERTIFICATE OF SERVICE The undersigned hereby certifies that a true and correct copy of the foregoing Petition to Intervene by Farmers and Merchants Trust Company of Chambers burg Under Pa.R.C.P. 2328 was served on the following this ~ day of r~ .2007, via First Class U. S. Mail, Postage Pre-paid: Jerry A. Weigle, Esquire Weigle & Associate, P.C., 126 East King Street, Shippensburg, PA 17257 Geoffrey S. Shuff, Esquire McN ees Wallace & Nurick LLC, 100 Pine Street, P. , Box 1166, Harrisburg, P A 17108 cot A. DI rick, Esquire P ALD. #55650 P,O. Box 650 Hershey, PA 17033 (717) 533-3280 BY .-:;. -.~ -< ,....." g C") -...J 11 "T'J f'r) CD I \.D -n 3;; N c.) ... FEB 1 12007 t y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, : CIVIL DIVISION Plaintiff, NO.: 01-3133 Civil Term vs. HARRY F. DAVIS and CAROL K. DAVIS, : Defendants. FARMERS AND MERCHANTS TRUST COMP ANY OF CHAMBERSBURG, Petitioner PNC BANK, NATIONAL ASSOCIATION, : and HARRY F. DAVIS and CAROL K. DA VIS, Respondents RULE ~ \6. ?o-f{ d.7) J l-e-L. Lou ~ / AND NOW, upon consideration of the Petition to Intervene by Fanners and Merchants Trust Company of Chambers burg Under Pa.R.C.P. 2328, a Rule is hereby issued on Respondents to show cause why Plaintiffs Petition should not be granted. RULE RETURNABLE 7~ 0 DAYS FROM SERVICES. rff~t t. ~~ . 1:(\ r ... ~ 'v ~ J;.: -.l ... ~ ~ r> ViNV/\1ASf\lN::ld 1 ! !\1i1i~/" '-""'HMnl"\ ;'-J.I,,' fl,., ",' ^-<':~Orll v ~1 t 88 :8 Wd OZ 833 LOOl Atfv'lONOH10tJd 3Hl :10 3J!:HO-C1311:! (' " ~ PNC BANK, NATIONAL ASSOCIATION, Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 Civil Term HARRY F. DAVIS and CAROL K. DAVIS, Defendants : CIVIL ACTION - LA W : MORTGAGE FORECLOSURE PRAECIPE TO DISCONTINUE ACTION TO THE PROTHONOTARY: Pursuant to Pennsylvania Rule of Civil Procedure 229, please discontinue the above- captioned action against all Defendants, without prejudice. Respectfully submitted, McNees Wallace & Nurick LLC Date: February lQ, 2007 By: e9 e S. huff, squire upreme Court I #24848 100 Pine Stree , PO Box 1166 Harrisburg, pA 17108-1166 (717) 237-5439 Attorneys for PNC Bank, National Association .. '. ~ PNC BANK, NATIONAL ASSOCIATION, Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3133 Civil Term HARRY F. DAVIS and CAROL K. DAVIS, Defendants : CIVIL ACTION - LAW : MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE I, Geoffrey S. Shuff, Esquire, hereby certify that a true and correct copy of the Praecipe to Discontinue Action was sent by first class, U.S. mail to the following: Joseph P. Ruane, Esquire WEIGLE & ASSOCIATES, P.c. 126 East King Street Shippensburg, P A 17257 (Attorneys for Defendants) Scott A. Dietterick, Esquire James, Smith, Dietterick & Connelly, LLP P.O. Box 650 Hershey, P A 17033 (Attorneys for Fanners and Merchants Trust Company of Chambersburg) Date: February;g 2007 (') c ~- s-.. "'1],...., n-, c,_. z9: 71' Gi5 :.;;, ~~~..' .G.. C' )>r-: '-- ~ ""-.> <= c:::.:. --J ...,., f'T1 CO N o -n -f ::t:-n m- -oh1 -,.")?' ~l..,' i ::~10 ,,-- " (5 :1] zO om ~ -< > ~ U1 U'I ... /~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, : CIVIL DIVISION Plaintiff, NO.: 01-3133 Civil Term vs. HARRY F. DAVIS and CAROL K. DAVIS, : Defendants. FARMERS AND MERCHANTS TRUST COMP ANY OF CHAMBERSBURG, Petitioner PNC BANK, NATIONAL ASSOCIATION, : and HARRY F. DAVIS and CAROL K. DA VIS, Respondents PRAECIPE TO WITHDRAW PETITION TO INTERVENE BY FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG UNDER Pa.R.C.P 2328 Please mark the Petition to Intervene by Farmers and Merchants Trust Company of Chambersburg Pursuant to Pa.R.C.P. 2328 filed at the above-captioned term and number WITHDRAWN, without prejudice. BY: Scott A. Die . k, Esquire Attorneys for PIa P A I.D. # 55650 P.O. Box 650 Hershey, P A 17033 (717) 533-3280 .. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, : CIVIL DIVISION Plaintiff, NO.: 01-3133Civil Tenn vs. HARRY F. DAVIS and CAROL K. DAVIS, : Defendants. FARMERS AND MERCHANTS TRUST COMP ANY OF CHAMBERSBURG, Petitioner PNC BANK, NATIONAL ASSOCIATION, : and HARRY F. DAVIS and CAROL K. DA VIS, Respondents CERTIFICATE OF SERVICE The undersigned hereby certifies that a true and correct copy of the foregoing Praecipe to Withdraw Petition to Intervene by Fanners and Merchants Trust Company of Chambersburg Pursuant to Pa.R.C.P. 2328 was served on the following this 26th day of February, 2007, via First Class U.S. Mail, Postage Pre-Paid: Jerry A. Weigle, Esquire Weigle & Associate, P .c., 126 East King Street, Shippensburg, P A 17257 Geoffrey S. Shuff, Esquire McNees Wallace & Nurick LLC, 100 Pine Street, P.O. Box 1166, Harrisburg, PA 17108 Respectfully BY: Scott A. lett. ' Attorneys for Plainti P A I.D. # 55650 P.O. Box 650 Hershey, P A 17033 (717) 533-3280 NNELL Y LLP o ~~ ;.) i-r'" (,i"l1-' --;,~ .., / u: -#_~ 40-._,. 1-1.., " ~;: ::1 -< 1""-0) = = --.I o -n ~ :::I::"'Tl n1p -em :rJY SQ ~T': -i:i "'J .,- ',./C) Om :;;! '.0 =-< -r"1 rrl co N CD :;0.- ~ W N