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HomeMy WebLinkAbout01-3257MAR~ J. UDREN & ASSOCZATES ATTORHEY FOR PLAZNTZFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE S00 CHERRY HILL, N~ 08034 856-482-6900 Washington Mutual Bank, F.A. :COURT OF CO~ON PLEAS Successors in Interest to ~CIVIL DIVISION Bank United : 3200 S.W. Freeway, Suite 1422 :Cumberland County Houston, TX 77027 : Plaintiff V. Jeffer~ E. Derrick a/k/a Jeffrey E. Derrick i NO. Carol A. Derrick : 555 Browns Lane : Enola, PA 17025 : Defendant(s) COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without farther notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YO~ SHOULD TAKE THIS PA~E~ TO YO~ LANI~H AT ONCE. IF YO~ DO NOT HA%'E A LA. EH OH ~%NNOT AFFOP. D ONe, ~O TO OR TELEPHOH THE OFFICE SET FORTH HELON TO FIND O~T ~ERE YO~ CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 AVI~O Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrlta o en persona o con un abogado ¥ entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas ¥ puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provlsiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013=3387 717=249=3166 or 800=990=9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attaehed document. Unless you notify us within 30 days al~er receipt of this Notiee and the attached doeument that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a eopy of a judgment against you, and mall it to you. If you do not dispute the debt, it is not an admission of liability on your part Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have maned to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt colieetor and this Notice and the attaehed doeument is an attempt to eoHeet a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN /s/Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: Union Federal Savings Bank of Indianapolis Assignments of Record to: Washington Mutual Bank, F.A. Successors in Interest to Bank United Recording Date: 08/28/96 Book: 528 Page: 837 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant(s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with PA.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PRF.MISES: 555 Browns Lane Enola, PA 17025 MUNICIPALITY/TOWNSHIP/BOROUGH: Township of East Pennsboro COUNTY: Cumberland DATE EXECUTED: 05/08/95 DATE RECOI~DED: 05/11/95 BOOK: 1262 PAGE: 285 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured bysaid Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 05/23/01: Principal of debt due and unpaid $113,190.21 Interest at 9.25% * from 10/01/00 to 05/23/0% . . (the per diem %nterest accruing on this debt is $29.08 and that sum should be added each day after 05/23/01) 6,833.80 Title Report 250.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (Th9 monthly escrow on this account is $179.84 and that sum should be added on the first of each month after 05/23/01) 427.29 Late Charges (monthly Iate charge of ~46.72 should be added on the fifteenth of each month after 05/23/01) 286.33 NSF Fees 15.00 Other Fees 41.00 Attorneys F~es.(anticipated and actual to 5% o~ prIncipal) 5~59=51 TOTAL $126,983.14 · This interest rate is subject to adjustment as more £ully set £orth mn the Note and Mortgage. 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $126,983.14 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. M~rk J~ Udren, ESQUIRE MARK J. UDP~EN & ASSOCIATES Attorney for Plaintiff Attorney I.D. No. 04302 CO~ OF C~ ~ CO~O~ OF P~BYLV~A, BO~ ~ DEfCRZB~ ~ FOLL~S, TO W~T~ B~ AT A CONC~TE ~ ON ~E ~STE~ L~ R~n'~' OF MAY L~ OF GRB~O~ DRIP, AT ~E 8Ou-~'~w~T CO~ OF LOT ~. 9 ON ~B ~BZN~TER P~ OF LOTS; ~CE ~O~ ~E 80u'r~E~ LZ~ OF LOT ~. 9, NOR~ 59 DRQRBB8 39 MI~S 27 SECO~S ~ST, A DIBT~E OF 100.00 FEET TO ~ IRON PIN AT THE CO~R OF .LOT ~. 9 ON ~B H~IN~ER ~IO~ P~ OF LOTH; ~CB ~0~ ~S ~W OR ~TE OF QIUSEPPE B~RI~OLI, SOu'r~ 30 DEG~E~ 20 MI~ES 33 BECOME ~T, A DIST~E OF 101.18 FE~ TO ~ IRON PIN; ~E BY ~ ~C C~VI~ ~ ~R HIGHT, ~VINQ A ~IUS OF 125.00 FEET, ~ ~C L~G~ OF 7.77 F~T ~ ~ IRON PIN; CO~Z~IN~ ~0~ B~, SOu'r~ 74 DE~R~EH 39 MI~EH 29 BECO~S ~HT, A DZHT~CE OF 76.52 FEET TO ~ IRON PIN; ~E BY ~ ~C =UATI~ TO ~B RI~mw, ~VI~ A OF 25 FEET, ~ ~C L~ OF 32.95 FE~, TO ~ IRON PIN ON ~E ~T~ LE~ OF ~E WAY LI~ OF ~ DRY; ~CE ~0~ ~E ~TB~ RI~HT OF WAY LI~ OF ~RE~O~ DRIP, BY ~BR ~C C~VIN~ TO ~E HI~T, ~VIN~ A ~IUS OF 175 ~ ~C L~ OF 1.60 FB~ TO ~ IRON PIN~ ~CB STILL CO~INI~ ~O~ S~, 30 DE~EH 20 MI~ES 33 BBCO~H NEST, A DIST~CE OF 56.63 FEET TO A CONC~E CO~AINZN~ 8,732.92 BQU~ FRET, ~RR OR LESS. EEZ~ LOT NO. 10 ON ~E FZ~ B~D~ISZON P~ OF P~ NILLS, SECTION 1, DAT~ ~Y 30, 1990 ~ HECO~ OCTOB~ 3, 1990 IN ~E OFFICE OF ~E ~CO~ OF DE~8 OF ~E~ CO~, PE~BYLV~IA IN P~ ROOK El, P~E 79. BEI~ ~H~ WI~ A ~LLZNQ ~ ~ 555 ~O~S ~. ~BR ~ H~CT TO ~TS OF ~H~LY, CO~ ~ TO~HH~P O~IN~CEH, RIG, S OF VISIBLE OR OF R~CO~, TO ~E ~ ~T ~ PE~ONS OR ~ITIES ~ ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Speeffle information about the nature of the default is provided in the '- ~ The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice exulains how the nrogram works. To see if HEMAP can bela, you must IWI~,ET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counselinn A~encv. The name. address and phone number of Cflnxumer Credit Counselin~ A~encies servin~ your County are listed at the end of this Notice. ~If you have any uuestions, you may call the pennsylvania HooHn~ Finance A~encv toll free at 1-800-342-2397. (Persons with imoaired hcarin~ can call (71TI 780-1869]. This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. ' in your are]- ,.n' ES DE SUMA ~ ~,NDO EN SI. ~ r~ IFICACION m w ~ ESTA AGEI ~' I , *-, c*~,~ [ [ RESTAMO P ~. --~ ~ ~ F. ~ MORTGAGE, ~ _.~'*'~"'- ~ == '~'""~"~' I$ == [~~"~'~-'"~'~ .......................... t ~' = t'~---~~'~~-''~= .......................... .............................. t ...................................................................... HOMEOWNER'S NAME(S): Jeffery E. Deitrick Cnrol A. Ddtrick PROPERTY ADDRESS: SSS Browns In. Enols, Pn. 17025 LOAN ACCOUNT ii: 605?037 ORIGINAL LENDER: Union Federal Savings Bank of Indianapolis CURR~NT LENDER/SERVICER: Bank United ~YMi~..NTS iF You ¢OMP .Y wrra THE ROWSXO? OF E~RGENCY MORTGAGe. ASSISTANC~ ACT OF 1983 (TH~ ACT"), YOU MAY t~ FOR EMERGENCY MORTGAGE ASS~STANCE'- · X)F' YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL~ · IF YOU HAW A RF, A$ONABLE ?ROS~ECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENT$~ AND · IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. OFt a ~lOr 3U flny~IXOLUtLL~U~LL~L~UO~-~'.~ · ~..~'0 . of foreclosure on your m g ~. J . . . th one of the co~ttmer credtt cou~ehn yO . . ._ ' ' .KTING MUST O~'~Utl BRING YOUR MORTGAGE UP 'lU DAiiz.__tn_~ r~.t~ ~Jr ~r~,o ,, -- l o , ,Slow ro yoUR ORrGAOE DE A T", TO YOUR MORTGAGE UP TO DATE· · CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consul, e~ yo . uuny (~v) ~s .... . . ich the ~ronertv is locate~ ,t~.A - -- credit commuhlls! ~9~-na*~ for the county 111 wh ~ . . Advise your lender ~ of your ~ntenttous. in default for the APPLICATION R MORT.G .GE. ..S .T E - Your _mo. rtsase ~.s . . [ and , to resotve uus prootem . ; ofyourdcfault.) Ifyouhav.e~e~, ~areumblc thc risht to apply for financial asststance from the Homeowncr's Bmergency Mort~a.~_.,~sststancc completed Homeowner's lmter~en;c, y Pro . To do so, yo.u, must fil, l out, sisn and .file a . . I;~t~ .t the cn(f of this'l~[otice. Only consumer credit couusen.,n~ a~enctes, tm_.ve appt, tcau.o~?. ........ ' ist u ~n submittin a corn lete apphcatxon to,the..r . ~.v~, la t-tousln~ rogram end they vall ass yo. g P withmthirtven~(~ da ofyour ~inance Agency. Your apphc~tton MUST be filed or postmarked rty ~, ) y~ face- to-face meeting. APPLICATION FOR MORTGAGE A$$ISTANCl~ wlt,~ ~ Page 2 of 5 ~11 ~ p~u~ ap~t you ir you ~ve act ~ time ~qui~m~ ~t fo~ a~ve. Yoh-~[l ~ not~fied dt~tl~by ~c p~l~nm Ho~mg Ft~ ~oy o~t~ ~ston on your appli~tion. NOTR: I~ YOn ~ C~Y PROT~ED BY T~ ~H.~G O~ A PRT~ION ~ B~CY, THi ~OLLO~G P~T OF T~8 ~O~ I8 ~OR ~TION P~OS~ O~Y ~ SHOED NOT BE CONS~E~D ~ ~ A~E~ TO ~LLE~ 3~ DEBT. ~f you have fil~ b-n~ruptcy you ~n still apply for Emergen~ Mo~gage ~sistance.) HOW TO URE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT - The MOP,.TGA(}E debt held by the above lender on your property located at: 555 B~ow~s Ln. Enola. Pa. 17025 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts arc now past due: No~,~b~- 2000 thru February 1. 2001 (21 ir& $ 1,152.55 (cach~ (21 ('& $ 1,168.08 (eachl Late Fee's $ 192.89 ($46.10 eaohl -- Other charges (explain/itemize): $ 21.75 (oronert¥ insoeetion fee'sl TOTAL AMOUNT PAST DUE: $ 4,855.90 ~. YOU HAVE FAILED TO TAKE THE FOLLOWING A~- 1'IO1~1 (Do not use if not aonlicable): WOW TO CURE TI-W. DEFAULT - You may cure the default within TIHRTY (30) DAYS of the date of this notic~ BY PAYING THE TOTAL AMOUIqT PAST DUE TO 't'tl~ !.~NDER, WHICH IS $ 4 ~._~8~.,~..q~ PLUS ANY MOP. T(IA(IE PA~ AND LATE CHAR(iES WHICH BECOME DUE DURINO ~ THIRTY (30) DAY PERIOD. Pa',:,-=..:~ must be ~..~.~.a ,.~fl,~r by cash~ c~.*b;~,'s ch,,el~ ,-~ffi+i,*,t ch~-i~ or money order made l~nnlc United P.O. Box 4864 Houston. Tx. 77210-4864 You can cur~ any other default by taking the following aotion within THIRTY (30) DAYS of the date of this letter. (Do not use if not aonlieabl¢.l ~-F YOU DO NOT CURE THE DEFAULT -- If you do not cure the default within THIRTY (30) DAYS of the date ofthis Notice, the !*na*r int*na~ to exercise its rights to *~e~larate the mort~aee debt. This means that the entire outstanding balance of this debt will he considered due immediately and you ,;~,y lose the chanee to pay the mortgage in monthly installments. If full payment of the total amount past due is not · made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose unon your mortgaged urooertv. Page 3 of 5 IF THE MORTGAGE IS FORECLOSED UPON - The me,gaged property will be sold by the Sbedff to pay offthe mortgage debt. lfthe lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings arc started against you, you will have to pay all reasonable attorney's fees aotnally incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe thc lender, which may also include other reasonable costs. Jif yon cure the default within the THIRTY/301 DAY neriod, yon will not be required to pay attorney's fees. OTt-tll;R LENDER REMEDIES - Thc lender may also mc you personally for the unpaid principal halancc and all other sums duc under the mortgage. If your debt has been discharged in hankmptoy without your having reaffirmed it, then lender cannot pursue this remedy. RIGHT TO CURE TI-~ DEFAULT PRIOR TO SHERIFFS SALE - If you have not cured the default . within the THIRTY (30) DAY padod and foreclosure proceedings have began, you st/fl have tbe right to core the aet'n,lt and prevent the sale at any time up to one hour before the Shexiffs Sale. You may do so bv paying the total amount then past due, plus any late or other charges then due, reasonable attorneys fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writin~ by the lender and by nerformin~ any other reauirernents under the mortaa~,e. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if yon had never defaulted. EARLIK.qT POSSIIILE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately. 6 months from the date of this Notice. A notice of thc actual date of the Sheriffs Sale will be sent to you before thc sale. Of course, the amount needed to cure the default will increase the longer you wait. You'may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of~,ender: Bank United Address: 3200 S.W. Frecwav. Suite PT-1442 Houston. Tx. 77027 phone ~i'**mher: 800-3~)~-~)803 Fax N-mher~ 713-S43-3969 Contact Person: Charlotte Johnson or Tim Adams Etna's:CT OF SI-IV.16C~'I~S SALE - You. should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in thc property after thc Sheriffs Sale, a lawsuit to remove you and your fumishinga and other belongings could be started by the lender at any time. ASSUMPTION OF MORTOAGE - You X may** ur m m~y not sell or h-ensfer your home to a buyer or kansfe~ee who will assume the mortgage debt, provided that all the outstandingpayments, oharges and attorney's fees and costs are paid prior to or at the sale ap.d that the other requirements of the mortgage are satisfied. ** Assumption may be subject to credit approval and or other conditions Page 4 of 5 YOU MAY ALSO HAVE THE RIGHT: · TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FKOM ANOTHER LENDING INS'H'IIJT[ON TO PAy OFF THIS DEBT. · TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACiING ON YOUR BEHALF. · TO HAVE THE MORTGAGE RESTORED TO THE SAM~ POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THR]EE TIMES IN ANY CALENDAR YEAR.) · TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTfI1JTED UNDER THE MORTGAGE DOCUMENTS, · TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH A~.;IION BY THE LENDER. · TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY Enclosed, olense find n list ofall Counselin~ Ageneiz~ Pages of $ Mark J. Udren0 Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading~ and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. M~ Udren, ESQUIRE MARK J. UDREN &ASSOCIATES NI~RK J. UDP. EN & ASSOCIATES ATTOPATEY FOR PLAINTIFF BY= ~rk J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGNWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. : COURT OF COMMON PLEAS Successors in Interest to i CIVIL DIVISION Bank United .Cumberland County 9451 Corbin ave. Mailstop N010204 ~ MORTGAGE FORECLOSURE Northbris\dge, CA 91324 : Plaintiff : v. Jeffery E. Deitrick ' NO. 01-3257 Civil Term a/k/a Jeffrey E. Derrick Carol A. Deitrick : 555 Browns Lane Enola, PA 17025 Defendant(s) : PRAECIPE FOR .,uDGMENT FOR FAILURE TO ANS~EK_AND_AS~.~M~T OF DANAQ~ TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff,s Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff' s damages as follows: As set forth in Complaint $126,983.14 Interest Per Complaint 4,513.56 From 5/24/01 to 11/13/01 Late charges per Complaint 233.60 From 5/24/01 to 11/13/01 Escrow payment per Complaint 1, 079_._0~4 From 5/24/01 to 11/13/01 TOTAL I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of w.~ich is attached hereto. ;~... '~ & ASSOCIATES DAMAGES ARE HEREBY ASSESSED AS IND,~CATED DATE: tt- m, O} PRO PROTHY ' ' MARK ~. UDREN & ASSOCIATES ATTORNBY FOR PLAIHTIFF BY: Mark ~. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINOS KIGHWAY, SUITE 500 CREUT RILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. COURT OF COMMON PLEAS Successors in Interest to CIVIL DIVISION Bank United Cumberland County 3200 S.W. Freeway, Suite 1422 Houston, TX 77027 Plaintiff V. Jefferv E. Derrick . a/k/a ~effrey. E. Derrick NO. 01-3257 Civil Term Carol A. Derrick 555 Browns Lane Enola, PA 17025 Defendant(s) DATED: June 22, 2001 TO: Jeffery E. Deltrick a/k/a Jeffrey E. Deitrick 555 Browns Lane Enola, PA 17025 ZMP~)RT,~TNOTI~.E YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. 'UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A~MAY BE ENTERED AGAINST YOU WITHOUT A HEARING ANDYOUMAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 USTED SE ENCUENTHA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALG~JNA, DICTAR SE~'r~NCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ASOGADO IMM;nIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICiENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association ~ Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTICE= ~URSUANT TO T~E FAIR DEBT COLLECTION P~ACTZCEB ACT, T~ZB LAW FZU ZB DE~ED TO BE A DEBT COLLECTORAND THZ~ KS AN ATT~EPT TO COLLECT A DEBT. ~ INFORMATION OBTAINED WILL BE U~ED FOR THAT PURPOBE. MARK J. UDREN & ASSOCZATES ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. RIN~S HIGHWAY, SUITE 500 CHERRY RILL, NJ 08034 856-482-890~ Washington Mutual Bank, F.A. COURT OF CO~n~ON PLEAS Successors in Interest to CIVIL DIVISION Bank United Cumberland County 3200 S.W. Freeway, Suite 1422 Houston, TX 77027 Plaintiff V. Jeffer~ E. Detrlck . a/k/a Jeffrey. E. Derrick NO. 01-3257 Civil Term Carol A. Detr~ck 555 Browns Lane Enola, PA 17025 Defendant(e) DATED: June 22, 2001 TO: Carol A. Deitrlck 555 Browne Lane Enola, PA 17025 IM~ORTANT~.NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENTMAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberl~d County Bar J~sociation Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 HOTIF~CAC~.~ORTA]~T~E USTED SE ENCUENTRA EN ESTADO DE REBELDIA FOR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DEh'r~O DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBAAL~UNA, DICTAR SENTENCIAEN SU CONTRA, USTED PUEDE PEP. DER BIENES Y OTROS DERECHOS, iMPORTANTES. DEBE LLEVAR ESTA ~OTIFICACION A UN ABOGADO I~DIATAMENTE SI USTED SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIo,NOvAYATIENEENABOGADO'pERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUiR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTICE~ PURSUANT TO THE FAIR DEBT COLLECTION PRACTICEE ACT, THIS LAW FIRM IS DEiqf~D TO BE A DEBT COLLECTOR AND THIS IS AN ATT~(PT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MARE J. UDRRN a ASSOCIATES ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. HI]~3S HIGHWAY, SUITE SOO CHERRY HILL, NJ 08034 856-482-6900 Successors in Interest to CIVIL DIVISION Bank United Cumberland County 3200 S.W. Freeway, Suite 1422 Houston, TX 77027 MORTGAGE FOP~ECLOSURE Plaintiff v. NO. 01-3257 Civil Term Jeffery E. Derrick a/k/a Jeffrey E. Derrick Carol A. Derrick 555 Browns Lane Enola, PA 17025 De fendant (s) AFFIDAVIT OF NON-MILITARY SERVICE SS COUNTY OF THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records mainta.ined by u.s either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors Civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant: Jeffery E. Derrick a/k/a Jeffrey E. Derrick A~e: Over 18 Residence: As captioned above Employment: Unknown Defendant: Carol A. Derrick Age: Over 18. ~ ~'\ / \ Residence: As captioned a~e\ / \ before me this |~ day ~ '~ ~ -~ ' ~ ~ /\~,.~ ANDRe,~ "~;HABER NOIAPv ' · 4- N[W MA~K J. UDKEN & ASSOCIATES ATTOP-NEY FOR PLAINTIFF BY: Mark J. U4xen, Esquire A'~'Tf.L.D. NO. 04302 1~0 N. KINOS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. : COURT OF COMMON PLEAS Successors in Interest to ~ CIVIL DIVISION Bank United : Cumberland County 9451 Corbin ave. Mailstop N010204 ~ MORTgAgE FORECLOSURE Northbris\dge, CA 91324 Plaintiff : V. Jeffery E. Deitrick 'NO. 01-3257 Civil Tem a/k/a Jeffrey E. Derrick : Carol A. Deitrick : 555 Browns Lane Enola, PA 17025 : Defendant(s) TO: Jeffery E. Deitrick a/k/a Jeffrey E. Derrick 555 Browns Lane Enola, PA 17025 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Pro~honotary ..X_ Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY ..... Mark_.J.._J/dren,._Es~uize_ At this telephone number: _85.-fL~4~2-6900 MAR/~ J. UDP, EN & ASSOCIATES ATTORNEY FOR PLAINTIFF BY= Mark J. Udren, Esquire ATT~ ~.D. NO. 04302 1~40 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, N~ 08034 856-482-6900 Washington Mutual Bank, F.A. : COURT OF CO~ON PLEAS Successors in Interest to i CIVIL DIVISION Bank United :Cumberland County 9451 Corbin ave. Mailstop N010204 i MORTGAGE FORBCLOSURB Northbris\dge, CA 91324 Plaintiff v. : Jeffery E. Deitrick 'NO. 01-3257 Civil Term a/k/a Jeffrey E. Derrick : Carol A. Deitrick : 555 Browns Lane Enola, PA 17025 : Defendant(s) : PP, AECIPE FOR OuuGMENT FOR FAILD'RE TO TO THE PRO~ONOT~Y: Kindly enter jud~ent in favor of the Plaintiff and against the Defendant(s) for failure to file an ~swer to Plaintiff's Complaint within 20 days from se~ice thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $126,983.14 Interest Per Complaint 4,513.56 From 5/24/01 to 11/13/01 Late charges per Complaint 233.60 From 5/24/01 to 11/13/01 Escrow pa~ent per Complaint ~ From 5/24/01 to 11/13/01 TOT~ ~~ I hereby certify that (1) the addresses of the Plaintiff ~d Defendant are as sho~ above, and (2) that notice has been given in accordance with Rule 237.1, a copy of w~ich is attached hereto. ~~N[~ &~SOCIATES ~RO PROTHY MA~ J. UDP. EN&ASSOCIATES ATTORNEY FOR PLAINTIFF ~Y~ Mark J. Udren, Esquire A'l-~'x' i.D. NO. 04302 1040 N. KIN~S HIGHWAY, SUITE 500 CHEI~RY HILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. :COURT OF COMMON PLEAS Successors in Interest to ! CIVIL DIVISION Bank United .Cumberland County 9451 Corbin ave. Mailstop N010204 i MORTGAGE FORECLOSURE Northbris\dge, CA 91324 Plaintiff : V. Jeffery E. Deitrick a/k/a Jeffrey E. Derrick iNO. 01-3257 Civil Term Carol A. Deitrick : 555 Browns Lane Enola, PA 17025 Defendant(s) TO: Carol A. Deitrick 555 Browns Lane Enola, PA 17025 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary x Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY ...... MarJ~.~dr~en,._Esquir~ ...... At this telephone number: ..... ~ J. UDREN & A~SOCIATES ATTOP. NEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHEI~RY HILL, N~ 08034 856-482-6900 Washington Mutual Bank, F.A. : COURT OF COMMON PLEAS Successors in Interest to ~ CIVIL DIVISION Bank United : Cumberland County 9451 Corbin ave. Mailstop N010204 i MORTGAGE FORECLOSURE Northbris\dge, CA 91324 Plaintiff : Jeffery E. Deitrick 'NO. 01-3257 Civil Term a/k/a Jeffrey E. Derrick Carol A. Deitrick : 555 Browns Lane Enola, PA 17025 : Defendant(s) : PI~%ECIPE FOR uumG)EENT FOR FAILUI~E TO TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $126,983.14 Interest Per Complaint 4,513.56 From 5/24/01 to 11/13/01 Late charges per Complaint 233.60 From 5/24/01 to 11/13/01 Escrow payment per Complaint From 5/24/01 to 11/13/01 TOTAL I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of w~ich is attached hereto. t & ASSOCIATES ~ ~a~k J. Udren~ ESQU.IRE ~--' Attorney for Plaintiff PRO- PROTHY MA~K J. UDP. EN &ASSOCIATES ATTORREy FOR PLAINTIFF BY: Mark J. U4ren, Esquire ATTY I.D. NO. 04302 1040 N. KIN~S HIGHWAY, SUITE $00 CHHRRY HILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. : COURT OF COMMON PLEAS Successors in Interest to ~ CIVIL DIVISION Bank United :Cumberland County 9451 Corbin ave. Mailstop N010204 i MORTGAGE FORECLOSURE Northbris\dge, CA 91324 Plaintiff : v. Jeffery E. Deitrick 'NO. 01-3257 Civil Term a/k/a Jeffrey E. Derrick Carol A. Deitrick : 555 Browns Lane Enola, PA 17025 : Defendant(s) : PP~%ECIPH FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of Execution in the above matter: Amount due $13.2. 809.~4 Interest From No3~14. 2D01 2~_~1.22 to Date of Sale Mar~. 6, 2002 Per diem e$25.94 (Costs to be added) $ MARK J. UDREN & ASSOCIATES /M~rk ~. Ud~, ESQUIRE ATTOP~NEY FOR PLAINTIFF MARK J. UDR~N & ASSOCIATES ATTOP, NEY FOR PLAINTIFF BY: Mark J. Udren, Esquire AT~,f I.D. HO. 04302 1040 N. KIN~S HIGHWAY, SUITE 500 CHERRY RILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. : COURT OF COMMON PLEAS Successors in Interest to ! CIVIL DIVISION Bank United :Cumberland County 9451 Corbin ave. Mailstop N010204 ~ MORTGAGE FORECLOSURE Northbris\dge, CA 91324 : : Plaintiff : V. Jeffery E. Deitrick :NO. 01-3257 Civil Term a/k/a Jeffrey E. Derrick Carol A. Deitrick : 555 Browns Lane Enola, PA 17025 : : Defendant(s) : CERTIFICATE Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( X ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. ]UDREN & ASSOCIATES ~ J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF BY~ Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINQS HIQHWAY, SUITE 500 CHE~RY BILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. :COURT OF COMMON PLEAS Successors in Interest to ~ CIVIL DIVISION Bank United : Cumberland County 9451 Corbin ave. Mailstop N010204 i MORTC~AGE FORECLOSURE Northbris\dge, CA 91324 : Plaintiff V. Jeffer~ E. Deitrick NO. 01-3257 Civil Term a/k/a Jeffrey E. Derrick Carol A. Deitrick : 555 Browns Lane : Enola, PA 17025 Defendant(s) : AFFIDAVIT PURSUANT TO RULE 3129.1 Washington Mutual Bank, F.A. Successors in Interest to Bank United, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 555 Browns Lane, Enola, PA 17025 1. Name and address of Owner(s) or reputed Owner(s): Name Address Jeffery E. Deitrick 555 Browns Lane, Enola, PA 17025 A/k/a Jeffrey E. Derrick Carol A. Deitrick 555 Browns Lane, Enola, PA 17025 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOIFE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. Commercial Capital Corp. 25 West 43rd St., Ste 900, New York, NY 10036 5. Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. I Courthouse Square, Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover St., Carlisle, PA 17013 Commonwealth of PA, Bureau of Compliance, Dept. 280946 Department of Revenue Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 555 Browns Lane, Enola, PA 17025 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. MARK j~.~ UDREN & ASSOCIATES · , ESQ.. ~--/ Attorney f~r- Plaintiff ~uRK J. UDI~EN & ASSOCIATES ATTOP. NEY FOR PLAINTIFF BY= Mark J. Udren, Esquire ATTY i.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. : COURT OF COMMON PLEAS Successors in Interest to ~ CIVIL DIVISION Bank United : Cumberland County 9451 Corbin ave. Mailstop N010204 i MORTGAGE FORECLOSURE Nortb_bris\dge, CA 91324 : Plaintiff V. Jeffery E. Deitrick NO. 01-3257 Civil Term a/k/a Jeffrey E. Detrick : Carol A. Deitrick : 555 Browns Lane : Enola, PA 17025 : De fendant (s) : TOi Jeffery E. Deitrick Carol A. Dietrick a/k/a Jeffrey E. Derrick 555 Browns Lane 555 Browns Lane Enola, PA 17025 Enola, PA 17025 Your house (real estate) at 555 Browns Lane, Enola, PA 17025 is scheduled to be sold at the Sheriff's Sale on March 6, 2002, at 10:00 A.M. in the Cumberland County Courthouse, i Courthouse Square, Carlisle, PA, to enforce the court judgment of $132,809.34, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOT~~.S_ RI.GHTS ID~.MAy_BEABLETO_~~HERIF~ To prevent this Sheriff's Sale, you must take immediats_act~on-- 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how muchyoumust pay, you may call: 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) Y O.U_ NAY__S ? ILL ._ B E_ A~LE_TO~ff~$[QUR_ E~LF~TJd~_SHF~I~F'__S_SALE._DOES_TAEF~PJ2~F= 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid b~ calling 856-482-6900. 2. You maybe able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. TO find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE T~IS PAPER TO YOUR LAWFER AT 0lICE. IF YOU DO NOT HAVE A LAWFF~ OR CA~OIOT AFFORD (HIE, ~0 TO OR TELEPHOI~ -r~ OFFICE LIBT~n B~LOW TO FI~) O0T ~ YOU CAN GET LEGAL E~LP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 ALL THAT CEETAIN PIECE OR. PARCEL OF LAND SITUATE IN THE TOWNSHIP OF ~AST PENNSBORO, COUNTY OF CUM~EPJ~a. ND AND COMMONWEALTH OF PENNSYLVANIA, BOUWDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A CONCRETE MON~14~NT ON THE EASTERN LEGAL RIGHT OF WAY LINE OF GREENMONT DRIVE, AT TEE SOUTHWEST COP~NEH OF LOT NO. 9 ON THE HE~EINAFTEIt MENTIONED PLAN OF LOTS~ THENCE ALONG THE SOu-a-mERN LINE OF LOT NO. 9, NORTH 59 DEGREES 39 MINUTES 27 SECONDS EAST, A DISTANCE OF 100.00 FEET TO AN IRON PIN AT THE SOu'A'~EAST CORNER OF .LOT NO. 9 ON THE HEREINAFTER MENTIONED pLAN OF LOTS~ THENCE ALONG LA~DS NOW OR LATE OF GIUSEPPE SGHIGNOLIo SOUTH 30 DEGREES 20 MINUTES 33 SECONDS EAST, A DISTANCE OF 101.10 FEET TO AR IHON PIN~ THENCE BY AR ARC CUltVING TO THE RIGHT, HAVING A P. ADIUS OF 125.00 FEET, AR A~C LENGTH OF ?.?? FEET TO ~N IRON PIN~ THENCE CONTINUING ALONG SAME, SOUTH 74 DEGREES 39 MINUTES 29 SECONDS ~EST, A DISTANCE OF 76.52 FEET TO AR IRON PIN; THENCE BY AR A~C CUItVING TO THE EIGHT, HAVING A RADIUS OF 25 FEET, AR ARC LENGTH OF 32.95 FEET, TO AR iRON PiN O~ THE EASTERN LEGAL RIGHT OF THE WAT LINE OF GRNENMONT DRIVE~ THENCE ALONG THE EASTERN RIGHT OF WAY LI~ OF GREEWMONT DRIVE, BY ANOTHER ARC CURVING TO THE RIGHT, HAVING A ]~%.DIUS OF 175 FEET AR A~C LENGTH OF 1.60 FEET TO AN IRON PIN~ THENCE STILL CONTINING ALONU SAME, NORTH 30 DEGREES 20 HINUTES 33 SECONDS WEST, A DISTANCE OF 56.53 FEET TO A CONCRETE MONUMENT, THE POINT AND PLACE OF BEGINNING. CONTAXNIND 8,732.92 SQUA~tE FEET, MORE OR LESS. BEING LOT NO. 10 ON THE FINAL SUBDIVISION PLAN OF PENN HILLS, SECTION 1, DATED MAy 30, 1990 AND RECOEDED OCTOBER 3, 1990 IN THE OFFICE OF THE EHCOEDER OF DEEDS OF CUMBBR.LA~D COU~TY, PENNSYLVANIA IN PLAN BOOK 61, PA~E 79. BEING IMPROVED WITH A DWELLING KNOWN AS 555 BROWNS LANE. UNDER AND SUBJECT TO ACTS OF ASSMMBLY, COUNTY AND TOWNSHIP ONDINANCES, RIGHTS OF PUBLIC UTILITY AND PUBLIC SERVICE COMPARIES, EXISTIND RESTRICTIONS, A~D EASEMENT, VISIBLE OR OF RECOED, TO THE EXTENT T~AT ANY PERSONS OR ENTITIES NAVE ACQUIRED LEGAL RIGHT5 THERNTO. BEING KNOWN AS 555 BROWNS LANE, ENOLA, PA 17025 PROPERTY ID NO.: 09-15-1288-175 TITLE OF SAID PREMISES IS VESTED IN JEFFREY E. DIETRICK AND CAROL A. DIETRICK, HIS WIFE, BY DEED FROM TERRENCE F. DEP~LOSHON, JOINED BY CAROL DEP,~LOSHON, HIS WIFE. DATED 5/5/95, RECORDED 5/11/95, IN DEED BOOK 121, PAGE 1171. MARK J. UDI~EN & ASSOCIATES ATTOI~NEY FOR PLAINTIFF BY= Mark J. Udren ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHEI~Y HILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. :COURT OF CO~ON PLEAS Successors in Interest to ~ CIVIL DIVISION Bank United . Cumberland County 9451 Corbin ave. Mailstop N010204 : Northbris\dge, CA 91324 : Plaintiff V. Jeffery E. Deitrick : a/k/a Jeffrey E. Derrick ~ NO. 01-3257 Civil Term Carol A. Deitrick : 555 Browns Lane Enola, PA 17025 : Defendant(s) : AFFIDAVIT OF SERVICE PURSUAI~TTO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B" . 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: January 29, 2002 ~ UDREN & ASSOCIATES BY: ~ Mark J. Udren, Esquire Attorney for Plaintiff ~ J. UDREN & ASSOCIATES ATTOP, NEY FOR PLAINTIFF BY: Mark J. Udren, Esquire AT~,f I.D. NO. 04302 1040 N. KIN~S HIGHWAY, SUITE 500 CRE~RY HILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. COURT OF COMMON PLEAS Successors in Interest to CIVIL DIVISION Bank United Cumberland County 9451 Corbin ave. F~ilstop N010204 Northbris\dge, CA 91324 NO. 01-3257 Civil Term Plaintiff Jeffery E. Deitrick a/k/a Jeffrey E. Derrick Carol A. Deitrick 555 Browns Lane Enola, PA 17025 Defendant(s) DATE: January 21, 2002 TO: ALL PARTIES IN INTEREST A~D CLAINA~TS NOTICE OF SHERIFF'S SALE OWNER(S): Jeffrey E. Deitrick a/k/a Jeffrey E. Derrick a Carol A. Deitrick PROPERTY: 555 Browns Lane, Eno1&, PA 17025 Improvements: RESIDENTIAL DWELLIN~ The above captioned property is scheduled to be sold at the ~ County Sheriff's Sale on ~, at 10:00 A.M., at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later that 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. EXHIBIT A STATE OF PENNSYLVANIA, COUNTY OF CUMBERLAND } ss. Robert p Zlesler ................................................................ Recorder of Deeds in and for mid County and State do'hereby certify that the Sheriff's Deed in which ............. Veterans A£fairs SecretaYy "- .... ' = ~s the grantee the Sa~ue, hiivJnE b~en soM tonld 5th gnmtee on the ............................................... day of .................. ~[=u=n=e .................. A. D., ..' 02 ..... , under and by virtue of a writ .............. gxecut:lon ............................................... iuued on the 16th day of Nov 01 .......................... A.D., .... '~ °ut °/the Court d Comman Pleas d said County'as of ............ ~ 01 =: ................................................................... Term~ ~ 3257 ...... ~__t_ t/ashington Nut:ua]. Bank F A ~nmoer .............. ; at the suit of ............ ................................. afalnst Je/~£rey E Deit:rick aka Jef£re E Detr/.ck & -2s2 .......... duly reeorded in Sheriff's Deed Book No. ............, ge ............. IN TESTIMONY WHEREOF, I have heL%-unto set my hand and seal of said ofllce this _._=~.=. day d ....... ~ ................ A.D., ~..~ o ~. Washington Mutual Bank, F.A., In The Court of Common Pleas of Successors in Interest To Bank United Cumberland County, Pennsylvania VS Writ No. 2001-3257 Civil Term .l'effrey E. Deitrick a/k/a .l'effrey E. Derrick and Carol A. Deitrick Harold Weary, Deputy Sheriff, who being duly swom according to law, states that on November 21, 2001 at 6:32 o'clock p.m., EST, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon one of the within named defendants, to wit: Jeffrey E. Deitrick a/k/a Jeffrey E. Detrick, by making known unto Carol Deitrick, adult in charge, at 555 Browns Lane, Enola, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copy of the same. Harold Weary, Deputy Sheriff, who being duly swom according to law, states that on November 21, 2001 at 6:32 o'clock p.m., EST, he served a true copy ofthe within Real Estate Writ, Notice and Description, in the above entitled action, upon one ofthe within named defendants, to wit: Carol A. Deitrick, by making known unto Carol Deitrick personally, at 555 Browns Lane, Enola, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copy of the same. Richard Smith, Deputy Sheriff, who being duly sworn according to law, states that on January 04, 2002 at 9:35 o'clock A.M., E.S.T., he posted a true copy ofthe within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Jeffrey E. Deitriek alk/a Jeffrey E. Detrick and Carol A. Deitrick located at 555 Browns Lane, Enola, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriffmailed a notice of'the pendency of the action to one of the within named defendants to wit: Jeffrey E. Deitrick a/k/a Jeffrey E. Derrick., by regular mail to his last known address of 555 Browns Lane, Enola, PA 17025. This letter was mailed under the date of January 18, 2002 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriffmailed a notice of the pendency of the action to one of the within named defendants to wit: Carol A. Deitrick, by regular mail to her last known address of 555 Browns Lane, Enola, PA 17025. This letter was mailed under the date of January 18, 2002 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvania, on June 5'2002 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Mark Udren for The Secretary of Veteran Affairs, an Officer of the United States of America, its successors and assigns. It being the highest bid and best price received for the same, the Secretary of Veteran Affairs, an Officer of the United States of America, its successors and assigns ors000 Wissahickon Ave. Philadelphia, PA 19144, being the buyer in this execution paid Sheriff R. Thomas Kline, the sum of $1090.66, it being costs. Sheriff's Costs: Docketing $30.00 Poundage 21.33 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Service 19.50 Certified Mail .82 Levy 15.00 Surcharge 30.00 Postpone Sale 20.00 Law Journal 437.45 Patriot News 366.30 Share of Bills 24.20 Distribution of Proceeds 25.00 Sheriff's Deed 29.50 $1090.60 paid by attorney 6/26/02 Sworn and subscribed to before me So Answers: ~ ' . Klinff, Sheriff 2002, A.D. ~ Real Estate Deputy MARK J. UDP, EN & ASSOCIATES ATTORNEY FOR PLAINTIFF BY~ Mark J. Udxen, Esquire A'~-~'f I.D. NO. 04302 1040 N. KINGS ~IGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Washington Mutual Bank, F.A. : COU~T OF CO~ON PLEAS Successors in Interest to ~ CIVIL DIVISION Bank United : Cumberland County 9451 Corbin ave. Mailstop N010204 i MORTGAGE FORECLOSURE Northbris\dge, CA 91324 : Plaintiff ~ : ; V. Jeffery E. Deitrick NO. 01-3257 Civil Term a/k/a Jeffrey E. Derrick : Carol A. Deitrick : 555 Browns Lane : Enola, PA 17025 : Defendant(s) : AFFIDAVIT PURSUANT TO RULE 3129.1 Washington Mutual Bank, F.A. Successors in Interest to Bank United, Plaintiff in the above a~tion, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 555 Browns Lane, Enola, PA 17025 1. Name and address of Owner(s) or reputed Owner(s): Name Address Jeffery E. Deitrick 555 Browns Lane, Enola, PA 17025 A/k/a Jeffrey E. Derrick Carol A. Deitrick 555 Browns Lane, Enola, PA 17025 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS %1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE ~EAL ESTATE SALE No. 7-.'7 On November 20, 2001, the sheriff levied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, PA, known and numbered as 555 Browns Lane, Enola, and more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: November 20, 2001 By:~t~ .~rv~ Real Estate Deputy PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. $87, approved May 16, 1929), P. L. 1784 STATE OF PENNSYLVANIA : : SS. COUNTY OF CUMBERLAND : Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law $ournal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JANUARY 25, FEBRUARY 1, 8, 2002 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law .l'oumal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. itt, AL ESTATE SALE NO. 27 Rotger M. Morgenthal, Editor Writ No. 2001-32,57 Civil Washington Mutual Bank. F.A.. Successors In Interest to SWORN TO AND SUBSCRIBED before me this R~mk United 8 day of FEBR ARY 20 2 ,Jeffrey E. Deltrtck a/k/a Carol A. Deltrlck ~ . Atty.: Mark J. Udren ALL THAT CERTAIN piece or par. ! ~ U I~'~l,e~' S g.~l. // I cci o£ land situate In the Township .. of East Pennsboro. County of Pennsylvania. bounded and de- J scribed as follows, to wit: BEGINNING at a concrete monu- merit on the eastern legal right of way line of Greenmont Drive. at the southwest corner of Lot No. 9 on THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication UnderAct No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss MIchael Morrow being duly sworn according to law, deposes and says: That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, In the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of _T~ and The ~ newspapers of general cimulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established Mamh 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published In their regular daily and/or Sunday/ Metre editions which appeared on the 29th day(s) of January and the 5th and 12th day(s) of February 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and Is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphi~in Miscel~ 'M", Volume 14, Page 317. PUBLICATION ........................................................................... COPY SALE ,7 I lay Corem,scion Ex;Ir~ ,June e. a(x~ I NO'I~R~/:~U aLIC Me~t)e~, Fe~n.~¥~van,a Associetioo of Nofa~ commission expires June 6, 2002 Wdl I~,aoo14al/ CUMBERLAND COUNTY SHERIFFS OFFICE  CUMBERLAND COUNTY COURTHOUSE In CARLISLE, PA. 17013 Statement of AdvErtising Costs md C~el~.l)ellgiek To THE PATRIOT-NEWS CO., Dr. ix~ca~0~lNly:.lkftJ. Iklrss For publishing the notice or publication attached Au. ~ Clml',~r Fk= er ~ ot laud hereto on the above stated dates $ 364.80 (~,1.. ~ ~ d' 8~ ~ Probating same Notary Fee(s) $ 1.50 - um~ m~ C~eam~ of , Total $ 366.30 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of ~and tri t- w , newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid.