HomeMy WebLinkAbout04-4122
FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff
TERM
NO.OL/ - 'II).;;;"" C!.iCJ~t--&~
CUMBERLAND COUNTY
v.
CHRISTOPHER S. P AGOTTO
628 CEDAR RIDGE LANE
MECHANICSBURG, PA 17055
Defendant(s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800)990-9108
File #: 95598
File #: 95598
IF THIS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM TillS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.c. ~ 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND
RECEIVED A DISCHARGE, THIS IS NOT AN
ATTEMPT TO COLLECT A DEBT. IT IS AN
ACTION TO ENFORCE A LIEN ON REAL ESTATE.
I. Plaintiff is
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
Plaintiff, is or will be, the owner of legal title to the mortgage that is the subject of this
action, and nominee for the entity indicated below, which is the owner of the entire
beneficial interest in the mortgage:
GMAC MORTGAGE CORPORATION
500 ENTERPRISE ROAD
SUITE 150
HORSHAM, PA 19044
2. The name(s) and last known addressees) of the Defendant(s) are:
CHRISTOPHER S. PAGOTTO
628 CEDAR RIDGE LANE
MECHANICSBURG, PA 17055
who islare the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 10/24/2001 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the
Recorder of CUMBERLAND County, in Mortgage Book No. 1737, Page 3026.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 02/01/2004 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #, 95598
6. The following amounts are due on the mortgage:
Principal Balance
Interest
01/01/2004 through 08/18/2004
(Per Diem $17.51)
Attorney's Fees
Cumulative Late Charges
10/24/2001 to 08/18/2004
Cost of Suit and Title Search
Subtotal
$88,177.18
4,044.81
1,250.00
126.72
$ 550.00
$ 94,148.71
Escrow
Credit
Deficit
Subtotal
0.00
26.79
$ 26.79
TOTAL
$ 94,175.50
7. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's
Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be
charged.
8. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 9] of 1983, as amended in ]998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) haslhave failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or haslhave been denied assistance
by the Pennsylvania Housing Finance Agency.
9. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.
WHEREFORE, PLAINTIFF demands an in rn!! Judgment against the Defendant(s) in the sum of
$ 94,175.50, together with interest from 08/18/2004 at the rate of$17.51 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale ofthe mortgaged property.
FEDERMA~ND PHELA~
By: Is/Fr~~an
FRANK FEDERMAN, ESQUIRE
LAWRENCE 1'. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
File #: 95598
LEGAL DESCRIPTION
ALL THAT CERTAIN piece or parcel ofland situate in Upper Allen Township, Cumberland County, Pennsylvania,
bounded and described in accordance with the Pinal Subdivision Plan for Cedar Ridge Townhouses as prepared by John
C. Brilhart surveying and Mapping Services, last revised on January 15, 1978, recorded in the Cumberland County
Recorder of Deeds Office in Plan Book 32, Page 73, as follows:
BEGINNING at the intersection of the southerly right-of-way line of Cedar Ridge Lane, a private street (50 feet wide),
and the dividing line between Lot Nos. F -I and F -2; thence South 37 degrees 23 minutes 30 seconds East along said
dividing line, a distance of 85 feet to a point at Common Open Space; thence South 52 degrees 36 minutes 30 seconds
West along Common Open Spaces, a distance of24 feet to a point on the dividing line between Lots Nos. 1'-2 and 1'-3;
thence North 37 degrees 23 minutes 30 seconds West along said dividing line, a distance of 85 feet to a point on the
southerly right-of-way line of Cedar ridge Lane; thence along said southerly right-of-way line of Cedar Ridge Lane, North
52 degrees 36 minutes 30 seconds East, a distance of 24 feet to the point and place of BEGINNING.
CONTAINING two thousand forty square feet (2,040 sq. ft.).
BEING Lot No. 1'-2 on said Pinal Subdivision Plan.
HAVING THEREON ERECTED a two-story townhouse dwelling unit known and numbered as 628 Cedar Ridge Lane.
PREMISES BEING: 628 CEDAR RIDGE LANE
File #, 95598
VERIFICA nON
FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for
Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and or the
verification could not be obtained within the time allowed for the filing of the pleading,
that he is authorized to make this verification pursuant to Pa. R. C. P. 1024 (c), and that
the statements made in the foregoing Civil Action in Mortgage Foreclosure are based
upon information supplied by Plaintiff and are true and correct to the best of its
knowledge, information and belief. Furthermore, it is counsel's intention to substitute a
verification from Plaintiff as soon as it is received by counsel.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.
C. S. Sec. 4904 relating to unsworn falsifications to authorities.
:l':r~tJ!i:;
Attorney for Plaintiff
DATE: 1) fI1!Ot(
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FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQ., rd. No. 12248
LAWRENCE 1'. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff
TERM
NO.C>l../ - 4/).).., C!.iu~t7a~
CUMBERLAND COUNTY
v.
CHRISTOPHER S. P AGOTTO
628 CEDAR RIDGE LANE
MECHANlCSBURG, P A 17055
Defendant(s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800)990-9108
File #: 95598
File #: 95598
IF TillS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM TillS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. ~ 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND
RECEIVED A DISCHARGE, THIS IS NOT AN
ATTEMPT TO COLLECT A DEBT. IT IS AN
ACTION TO ENFORCE A LIEN ON REAL ESTATE.
I. Plaintiff is
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
Plaintiff, is or will be, the owner of legal title to the mortgage that is the subject of this
action, and nominee for the entity indicated below, which is the owner of the entire
beneficial interest in the mortgage:
GMAC MORTGAGE CORPORATION
500 ENTERPRISE ROAD
SUITE 150
HORSHAM, P A 19044
2. The name(s) and last known addressees) of the Defendant(s) are:
CHRISTOPHER S. PAGOTTO
628 CEDAR RIDGE LANE
MECHANICSBURG, PA 17055
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 10/24/2001 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the
Recorder of CUMBERLAND County, in Mortgage Book No. 1737, Page 3026.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 02/01/2004 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 95598
6. The following amounts are due on the mortgage:
Principal Balance
Interest
01/01/2004 through 08/18/2004
(Per Diem $17.51)
Attorney's Fees
Cumulative Late Charges
10/24/2001 to 08/18/2004
Cost of Suit and Title Search
Subtotal
$88.177.18
4,044.81
1,250.00
126.72
$ 550.00
$ 94,148.71
Escrow
Credit
Deficit
Subtotal
0.00
26.79
$ 26.79
TOTAL
$ 94,175.50
7. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's
Sale. Ifthe Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be
charged.
8. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
9. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 94,175.50, together with interest from 08/18/2004 at the rate of$17.51 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
FEDERM~NDPHELA~
By: IsiFr~1ffman
FRANK FEDERMAN, ESQUIRE
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
File #, 95598
LEGAL DESCRIPTION
ALL THAT CERTAIN piece or parcel of land situate in Upper Allen Township, Cumberland County, Pennsylvania,
bounded and described in accordance with the final Subdivision Plan for Cedar Ridge Townhouses as prepared by John
C. Brilhart surveying and Mapping Services, last revised on January 15, 1978, recorded in the Cumberland County
Recorder of Deeds Office in Plan Book 32, Page 73, as follows:
BEGINNING at the intersection ofthe southerly right-of-way line of Cedar Ridge Lane, a private street (50 feet wide),
and the dividing line between Lot Nos. 1'-1 and 1'-2; thence South 37 degrees 23 minutes 30 seconds East along said
dividing line, a distance of 85 feet to a point at Common Open Space; thence South 52 degrees 36 minutes 30 seconds
West along Common Open Spaces, a distance of24 feet to a point on the dividing line between Lots Nos. 1'-2 and 1'-3;
thence North 37 degrees 23 minutes 30 seconds West along said dividing line, a distance of 85 feet to a point on the
southerly right-of-way line of Cedar ridge Lane; thence along said southerly right-of-way line of Cedar Ridge Lane, North
52 degrees 36 minutes 30 seconds East, a distance of24 feet to the point and place of BEGINNING.
CONTAINING two thousand forty square feet (2,040 sq. ft.).
BEING Lot No. f-2 on said Final Subdivision Plan.
HAVING THEREON ERECTED a two-story townhouse dwelling unit known and numbered as 628 Cedar Ridge Lane.
PREMISES BEING: 628 CEDAR RIDGE LANE
#, 95598
VERIFICATION
FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for
Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and or the
verification could not be obtained within the time allowed for the filing of the pleading,
that he is authorized to make this verification pursuant to Pa. R. C. P. 1024 ( c ), and that
the statements made in the foregoing Civil Action in Mortgage Foreclosure are based
upon information supplied by Plaintiff and are true and correct to the best of its
knowledge, information and belief. Furthermore, it is counsel's intention to substitute a
verification from Plaintiff as soon as it is received by counsel.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.
C. S. Sec. 4904 relating to unsworn falsifications to authorities.
1~{{1J1i;;;
Attorney for Plaintiff
DATE: 1J (I ~ lot(
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SHERIFF'S RETURN - REGULAR
CASE NO: 2004-04122 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MORTGAGE ELECTRONIC RESISTRATI
VS
PAGOTTO CHRISTOPHER S
CPL. MICHAEL BARRICK
, Sheriff or Deputy Sheriff of
says, the within COMPLAINT - MORT FORE
Cumberland County, Pennsylvania, who being duly sworn according to law,
was served upon
PAGOTTO CHRISTOPHER S
the
DEFENDANT
, at 1328:00 HOURS, on the 13th day of September, 2004
at 721 COLONIAL COURT
MECHANICSBURG, PA 17055
by handing to
CHRISTOPHER S PAGOTTO
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
14.80
.00
10.00
.00
42.80
-7'/ ~
./> .
'r~~b-"'",",;4~ ,
R. Thomas Kline
09/14/2004
FEDERMAN &
Sworn and Subscribed to before By:
me this It!!3= day of
~I'l/~~ ~~O'l A.D.
C 1. '-~ Q /n-,.J~~ tfii
1~rothonotary I
AFFIDAVIT OF SERVICE
PLAINTIFF
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
CUMBERLAND COUNTY
PJT
No. 2004-04122
DEFENDANT(S)
SERVE CHRISTOPHER S. P AGOTTO AT
721 COLONIAL COURT
MECHANICSBURG, PA 17055
CHRISTOPHERS.PAGOTTO
ACCT. #0519632608
Type of Action
- Notice of Sheriff's Sale
Sale Datc: JUNE 8, 2005
Served and made known t01 vi ".1 40 P ~f'v( s~)
at 1// J.S", o'clock f!-m, at 7 ,'J., / (b In) J J- J
SERVE~ p"
P3,,:>o,be~eodant,onthe /'3 day of );/MLC[,
Cf-. J tf~(L;)Iv'l (5 ~U~j
,2005
. Conunonwealth
of Pennsylvania, in the manner described below:
Defendant personally served. c ( c L_
)( Adult family member with whom Defendant( s) reside( s). Name and Relationship is j J oJ {j'4C
Adult in charge ofDefendant(s)'s residence who refused to give name or relationship. "'TI'}'/ a ~.3 c,dftO
Manager/Cterk of place oflodging in which Defendant(s) reside(s). J
Agent or person in charge ofDefendant(s)'s office or usual place of business.
an officer of said Defendant(s)'s company.
Other: / ,I 'bJ~t 1\;:)./ f-
DescjPtion: Age~. Height ,5tP Weight ISo Race tAJt, SexL Other No Cj k~c
I, Oar(. el- C<:., L I CiiI- ~ . ?to~etent adult, being duly swom according to law, depose and state that I ~erSOnallY ~ed
a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at
the address indicated above_
NOTARIAL SEAL
LUCHJ.E H. eARlY,
li ,F
Sworn to and subscribed
heforemethis.I.",'fh.daY.. ~
of'fJll.c"'-"-- .2000'>. .
Notary: 'f. .. '}J.{ ,C'1. G., By: . .~, .
, -0".....i....A_-~ j ~y
PLEASE ATTEMPT SERVICE AT LEAST 3 TIMES. INDICATE DATES
OF SERVICE A'ITEMl.'TED.
NOT SERVED
On the day of
.200_. at
o'clock _.m., Defendant NOT FOUND because:
Moved Unknown
No Answer
Vacant
l't Attempt:
/
/
Time:
28d Attempt:
/
I
Time:
3rd Attempt:
I
/
Time:
Sworn to and subscribed
before me this _ day
of , 200 _'
Notary:
By:
Attornev for Plaintiff
Daniel G. Schmieg, Esquire - to. No. 62205
,
PHELAN HALLINAN & SCHMIEG, L.L.P.
By: DANIEL G. SCHMIEG
. Identification No. 62205
Attorney for Plaintiff
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SillTE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff,
v.
NO. 2004-04122
CHRISTOPHER S. PAGOTTO
Defendant(s).
PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter an in rem judgment in favor of the Plaintiff and against CHRISTOPHER S.
PAGOTTO ,Defendant(s) for failure to file an Answer to Plaintiffs Complaint within 20 days from
service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiffs damages
as follows:
As set forth in Complaint
Interest from 8/18/04 to 3/2/05
TOTAL
$94,175.50
$3,449.47
$97,624.97
I hereby certify that (I) the addresses of the Plaintiff and Defendant(s) are as shown above, and
(2) that notice has been given in accordance with Rule 237.1, copy attached.
~G xr,
DANIEL G. SCHMIEG, QUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICA'1t..
DATE: (Y{';:Jl>r"'-.J I 2CX)S ~ f2
PRO PROTHY
4-
//
FEDERMAN AND PHELAN, LLP
. FRANK FEDERMAN, ESQ., Id. No. 12248
LA WRENCE T. PHELAN, ESQ., Id, No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(71 'ij 'i61-7000
ATTORNEY FOR PLAINTIFF
MORTGAGE ELECTRONIC
SYSTEMS, INC.
REGISTRATION : COURT OF COMMON PLEAS
Plaintiff
: CIVIL DIVISION
Vs.
: CUMBERLAND COUNTY
CHRISTOPHER S. PAGOTTO
Defendants
: NO. 04-4122 CIVIL TERM
,.-"\
,,"''7)'
,)'\ '.
TO: CHRISTOPHER S. PAGOTTO
721 COLONIAL COURT
MECHANICSBURG, PA 17055
\'" ~'
"11.'
'.i '"
..'\
DATE OF NOTICE: OCTORFR 5.2004
THIS FIRM [S A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO
YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.lF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND
SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS
ENFORCEMENT OF LIEN AGAINST PROPERTY.
IMPORT ANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALL Y OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE
DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU
MA Y LOSE YOUR PROPERTY OR OTHER IMPORT ANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMA nON ABOUT HIRING A LA WYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
[NFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELlGIBI.E PERSONS AT A
REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIA TlON
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(800)990-9108
fR 'EDER AN, ESQUIRE
LAWRENCE T. HELAN, ESQUIRE
FRANCIS S HALLINAN. ESQUIRE
Attornt:y's fur Plaintiff
SHERIFF'S RETURN - REGULAR
LASE NO: 2004-04122 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MORTGAGE ELECTRONIC RESISTRATI
VS
PAGOTTO CHRISTOPHER S
CPL. MICHAEL BARRICK
Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
PAGOTTO CHRISTOPHER S
the
DEFENDANT
, at 1328:00 HOURS, on the 13th day of September, 2004
at 721 COLONIAL COURT
MECHANICSBURG, PA 17055
by handing to
CHRISTOPHER S PAGOTTO
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
14.80
.00
10.00
.00
42.80
F
f
,
j::"
1~..R
R. Thomas Kline
me this
day of
09/14/2004
FEDE~
By: / "
'Deputy ;heriff
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Sworn and Subscribed to before
A.D.
Prothonotary
PHELAN HALLINAN & SCHMIEG, L.L.P.
By: DANIEL G. SCHMIEG
Identification No. 62205
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS,INC.
8201 GREENSBORO DRIVE, SUITE 350
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff,
v.
NO. 2004-04122
CHRISTOPHER S. PAGOTTO
Defendant(s).
VERIFICATION OF NON-MILITARY SERVICE
DANIEL G. SCHMIEG, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that on information and belief, he has knowledge of the following facts,
to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service of the United States
or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress
of 1940, as amended.
(b) that defendant CHRISTOPHER S. PAGOTTO is over 18 years of age and resides
at, 721 COLONIAL COURT, MECHANICSBURG, PA 17055.
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
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DANIEL G. SCHMIEG, ES UIRE
Attorney for Plaintiff
LEGAL DESCRlPTlON
ALL THAT CERTAIN pkce or parcel of land siroate in UppCT Allen Township, Cumberland CQunly,
Pennsylvania, bounded and described in accordance with the final Subdivision Plan for Cedar Ridge
Townhouses as prepare<J by Jolm C, Brilhart Surveying and Mapping Services. lase revised on January
15. 1978, reGOlded ;11 the Cumberland COIInt}' Recorder of Deeds Office in Plan Book 32 Page 73, as
follows:
BEGINNING at !he interseceion of me Southerly right-of-way line of Cedar Ridge Lane, a private street
(50 fe<< Wide} and the dividing line between Lot Nos. 1'.1 and "'-2; meTlee South 37 degrees 23 minutes
30 seoooos East alQng said dividing line. a distanee Qf 85 feel to a point at Common Open space; lheIlce
South 52 degrees 36 minutes 30 seconds West along Commoo Open Spaces, a dislam:e of 24 feet to a
point 00 the dividing line between lots Nos. F-2 and F-3: thCJlCC North 31 degrees 23 mioutes 30
seconds West along said dividing line, a distance of 85 feet to a point on me Solltherly right-of-way line
of Cedar Ridge Lane; thence along said Southerly riglrt,o{)t~way line of Cedar Ridge Lane, North 52
degr<<s 36 degrees 30 seconds &I., a distance of 24 feet to the point and place of beginning.
CONTAINING two thousand forty square feet (2,040 sq. ft.).
BEING Lot No. P-2 on said Filial SUbdivision Plan.
HAVING th<:rcoll erected a IWQ-S\l)ry IQWllhouse dwelli1l8 unit kllown aud numbered as 628 Cedar
Ridge Lane.
TITLE TO SAID PREMISES IS VESTED IN Christopher S, PagQt(.(l, single mall by De<<! from
Lyllda C. Burgess. sillgle WIlman, dated 1012412001 and recorded 1111/2001 in Record llook 249
Page 186.
PROPERTY ADDRESS: 628 CEDAR RIDGE LANE, MECHANlCSBURG, P A 17055
TAX PARCEL: #42-24-0792-036
"
(Rule of Civil Procedure No. 236) - Revised
...
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff,
v.
NO. 2004-04122
CHRISTOPHER S. P AGOTTO
Defendant(s).
Notice is given that a Judgment in the above-captioned matter has been entered against you on
[Yl~i 200~
~alhP ___r .C-yyy~
DEPUTY _.L_'C
If you have any questions concerning this matter, please contact:
DANIEL G. SCHMIEG. ESQUIRE
Attorney for Plaintiff
ONE PENN CENTER AT SUBURBAN STATION
1617 lORNI'. KENNEDY BLVD., SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
""THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD
NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN
AGAINST PROPERTY.""
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PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P.3180-3183
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS,INC.
Plaintiff,
v.
No. 2004-04122
CHRISTOPHER S. PAGOTTO
Defendant(s).
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execution in the above matter:
Amount Due
$97,624.97
Interest from 3/2/05 to JUNE 8, 2005
(per diem -$16.05)
$ I ,572.90 and Costs
TOTAL
$99,197.87
l'kww P (, irJw",,~
DANIEL G. SCHMIEG, QUIRE
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
Attorney for Plaintiff
Note: Please attach description of property. No.
IMPORTANT NOTICE: This property is sold at the direction of the
plaintiff. It may not be sold in the absence of a representative of
the plaintiff at the sheriff's Sale. The sale must be postponed or
stayed in the event that a representative of the plaintiff is not
present at the sale.
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LEGAL DESCRIPTION
.
ALL THAT CERTAIN piece or parcel of land siruare in Upper Allen Townshi[l, Cumberland Counly.
Pennsylvania, bounded and described in accordance with the l'illaI Subdivisiou Plan for Cedar Ridge
Townhouses a~ prepared by Iohn C. Brilhart Surveying and Mapping Services, I~t revised ou January
15. 1978, r~cordcd ill the Cumtxrlaod Conaty Recorder (If Deeds Office in Plan Book 32 rage 73, as
follows:
BEt:ilNNING at the intersection of Ibe Southerly right-of-way Iinc of Cedar Ridge Lane, a private street
(50 feel wide} and Ite dividing line belween Lot Nos. F-I and 1'-2; t1ltlllCe South 37 degrees 23 minutes
30 ~conds East along said dividing line. a distance of 85 [cellO a poiot at Commou Open Space; thence
Soutl\ 52 degree:; 36 minutes 30 seconds West along Common Operl Spaces, a distance of 24 feet to a
point on the diViding line between Lol~ Nos. f-2 and f-3; thellCe North 31 degrees 23 minures 30
seconds West along said dividing line. a distance of 85 feet \0 a poinl on liIe Southerly right-of-way line
of Cedar Ridge Lane; \hence along said Southerly right-of-way line of Cedar Ridge Unc. N<lnh 52
degre.:s 36 degrees 30 seconds East. a distance of 24 feet w the point and place of beginnin@,.
CONTAINING Iwo thousand forty square feet (2.040 sq. ft.).
BEING Lot No. 1<-2 on said Final Subdivision Plan.
HAVING thereon erected a IWQ-SWty townhouse dwcllillg ""ie known and numbered as 628 Cedar
Ridge lAme.
TITLE TO SAID PRIWISES IS VESTED IN DlrisWpbcr S. PagOllQ. single mall by Deed from
Lyoda C. Burgess, single woman. dated 10/24/2001 and recorded 11/1/2001 in Record Hook 249
Page 186.
PROPERTY ADDRESS: 628 CEDAR RIDGE LANE. MECHANICSBURG, P A 17055
TAX PARCEL: #42-24-0792-036
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 04-4122 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC., Plaintiff (s)
From CHRISTOPHER S. PAGOTTO
(I) You are directed to levy upon the property ofthe defendant (s)and to sell SEE LEGAL
DESCRIPTION
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone oiher than a named garnishee, you are directed to notify himlher that helshe has been added as a
garnishee and is enjoined as above stated.
Amount Due $97,624.97 L.L. $.50
Inierest FROM 3/2/05 TO 6/8105 (PER DIEM - $16.05) - $1,572.90 AND COSTS
Alty's Comm % Due Prothy $1.00
Atty Paid $124.80
Plaintiff Paid
Date: MARCH 3, 2005
Other Costs
CURTIS R. LONG
(Seal)
Protho.z
....]ly: 0",0
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Deputy
REQUESTING PARTY:
Name DANIEL G. SCHMIEG, ESQUIRE
Address: ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEY ARD, SUITE 1400
PHILADELPHIA, PA 19103-1814
Attorney for: PLAINTIFF
Telephone: 215-563-7000
Supreme Court !D No. 62205
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS,INC.
CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
v.
CIVIL DIVISION
CHRISTOPHER S. PAGOTTO
NO. 2004-04122
Defendant(s).
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. I)
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff in the above action, by
its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at 628 CEDAR
RIDGE LANE, MECHANICSBURG, P A 17055 .
I. Name and address ofOwner(s) or reputed OwnerCs):
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
CHRISTOPHER S. PAGOTTO
721 COLONIAL COURT
MECHANICSBURG, PA 17055
2. Name and address of Defendant(s) in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
CITIFINANCIAL, INC.
6520 CARLISLE PIKE
MECHANICSBURG, PA 17050
.
4. Name and address of last recorded holder of every mortgage of record:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
P.O. BOX 2026
FLINT, MI 48501-2026
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
628 CEDAR RIDGE LANE
MECHANICSBURG, PA 17055
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties ofl8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
March 2. 2005
DATE
l\.......l;J (, 3.rL...,;~
DANIEL G. SCHMIEG, E QUIRE
Attorney for Plaintiff
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PHELAN HALLINAN & SCHMIEG, L.L.P.
By: DANIEL G. SCHMIEG
Identification No. 62205
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PIDLADELPIDA, PA 19103-1814
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC.
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
v.
CIVIL DIVISION
CHRISTOPHER S. PAGOTTO
NO. 2004-04122
Defendant(s).
CERTIFICATION
DANIEL G. SCHMIEG, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
() an FHA mortgage
() non-owner occupied
() vacant
(X) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa. e.S. Section 4904 relating to unsworn
falsification to authorities.
f1u..;;; G '
DANIEL G. SCHM~~QUIRE
Attorney for Plaintiff
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Request for Military Status
Page I of I
Department of Defense Manpower Data Center
MAR-02-200508:09:18
Military Status Report
Pursuant to the Servicemen's Civil Relief Act of2003
<Last Name First Middle Begin Date I Active Duty Status I Service/Agency
PAGOTTO CHRlSTOPHER S.
Currently not on Active Military Duty, based on the Social Security Number and last name
provided.
Upon searching the information data banks of the Department of Defense Manpower Data Center, the
above is the current status of the Defendant( s), per the Information provided, as to all branches of the
Military.
~w~~~
Robert J. Brandewie, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, V A 22209-2593
The Defense Manpower Data Center (DMDC) is an organization ofthe Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
If you have information that makes you feel that the DMDC response is not correct, please fax
your response to 703-696-4156 or call 703-696-6762 and further research will be done. For
personal privacy reasons, SSNs are not available on this printed results page. Requesters
submitting a SSN only receive verification that the SSN they submitted is a match or non-
match.
https:/ Iwww.dmdc.osd.milludpdri/owaJsscra.prc _Select
3/2/2005
~
~
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS,INC.
CUMBERLAND COUNTY
Plaintiff,
No. 2004-04122
v.
CHRISTOPHER S. PAGOTTO
Defendant(s).
March 2, 2005
TO: CHRISTOPHER S. PAGOTTO
721 COLONIAL COURT
MECHANICSBURG, PA 17055
"THIS FIRM IS A DEBT COLLECTOR A TTEMPTING TO COLLECT A DEBT AND ANY INFORMA nON
OBTAINED WILL BE USED FOR THA T PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED A DiSCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN A TTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY."
Your house (real estate) at, 628 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055, is
scheduled to be sold at the Sheriffs Sale on JUNE 8, 2005 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of$97,624.97
obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (the mortgagee)
against you. In the event the sale is continued, an announcement will be made at said sale in compliance
with Pa.R.C.P., Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
I. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, ifthe judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attomey to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attomey.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. Ifthe Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale ifthe bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only ifthe buyer pays the Sheriff the full amount due in the sale. To
find out ifthis has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share ofthe money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IMPORT ANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold
in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be
postponed or stayed in the event that a representative of the plaintiff is not present at the sale.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, P A 17013
(717) 249-3166
(800) 990-9108
.
.
LEGAL DESCRIPTION
ALL THAT CERTAIN piece or parcel of land s,ituale in Upper Allen Township, Cumberland County,
l>ennsyIvanla, bounded and described In accordance with the fi naI Subdivision Plan for Cedar Ridge
TowDhooses as prepared by John C. Brilharl Surveying and Mapping Services, last revised on January
15, 1978, recorded in the CumberlaDd County Recorder of Deeds Office in Plan Book 32 Page 73, as
follows:
BEGINNING at tilt: internecrion oftbe Southerly riW1t-of-way line of Cedar Ridge Lane, a private streel
(50 feet wide} and the dividing line between Lot Nos. P.I and 1<'-2; tbellCe Soutll37 degrees 23 minute!!
30 seconds East along said dividing line. a distance of 8S feet I!) a point at Common Open Space; thence
South 52 degrees 36 minutes 30 secomis West along COllllllOll Open Spa~, a disllmce of 24 Fect to a
point on the dividing line between Lots Nos. F-2 and F-3; lhellCC North 37 degrees 23 minutes 30
sllConds West along said dividing line. a distance of 85 feel 10 a point on the Southerly right-of-way line
of Codar Ridge Lane; thence along said Soutberly rigbt-<if-way line of Cedar Ridge LIme. North 52
degre<:l; 36 degrees 30 seconi.ls East, a distance of 24 feet 10 the point ani.l place of beginning.
CONTAlNING two thousand hmy square feet (2.040 sq. ft,).
BEING Lot No. 1'-2 on said Final Subdivision Plan,
HAVING tbenxln erected a two-S\I)ty townhouse dwelling unit known ani.l numbered as 628 Cedar
Ridge: Lome.
TITLE TO SAID PREMISES IS vt:STED IN Christopher S. PagOlIO, single man by ~ from
Lyllda C. Burgess, ,illgle woman. dated 10/2412001 and recorded 11/1/2001 in Record tiook 249
Page 186,
PROPERTY ADDRESS: 628 CEDAR RIDGE LANE, MECHANICSBURG, P A 17055
TAX PARCEL: #42-24-0792-036
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
)
)
CIVIL ACTION
vs.
CHRISTOPHER S. PAGOTTO
) CIVIL DIVISION
) NO. 2004-04122
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
)
)
SS:
I, DANIEL SCHMIEG, ESQUIRE attorney for MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC. hereby verify that on March 9, 2005 true and
correct copies of the Notice of Sheriffs sale were served by certificate of mailing to the
recorded lienholders, and any known interested party see Exhibit "A" attached hereto.
DATE: Mav 5,2005
DANIEL G. SCHMIEG, ES
Attorney for Plaintiff
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS,INC.
CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
v.
CIVIL DMSION
CHRISTOPHER S. P AGOTTO
NO. 2004-04122
Defendant(s).
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. I)
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. Plaintiff in the above action, by
its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at 628 CEDAR
RIDGE LANE, MECHANICSBURG, PA 17055.
1. Name and address ofOwner(s) or reputed Owner(s):
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
CHRISTOPHER S. P AGOTTO
721 COLONIAL COURT
MECHANICSBURG, PA 17055
2. Name and address of Defendant(s) in thejudgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
CITlFINANCIAL,INC.
6520 CARLISLE PIKE
MECHANICSBURG, P A 17050
4. Name and address oflast recorded holder of every mortgage of record:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
P.O. BOX 2026
FLINT, MI 48501-2026
5. Name and address of every other person who has any record lien on the property:
, Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
iName
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
i 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
628 CEDAR RIDGE LANE
MECHANICS BURG, PA 17055
I
IDomestic Relations of Cumberland County
,
13 Nortb Hauover Street
Carlisle, P A 17013
ICommonwealth of Pennsylvania
!Department of Welfare
PO Box 2675
Harrisburg, P A ] 71 05
I verify that the statements made in this affidavit are true and correct to the best of my personal
Iknowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
~arch 2. 2005
DATE
!
f'>..tu.~1 Co It-L,;iourn.
DANIEL G. SCHMIEG, E QUIRE
Attorney for Plaintiff
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-
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND } SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriffs Deed in which fEDERAL nATIONAL mTG aSSOC is the grantee the same having been
sold to said grantee on the 8TH day of June A.D., 2005, under and by virtue of a writ Execution issued
on the 3rd day of March, A.D., 2005, out of the Court of Common Pleas of said County as of Civil
Term, 2004 Number 4122, at the suit of Mortgage Electronic Reg Systems Inc against Christopher S
Pagotto is duly recorded in Sheriffs Deed Book No. 270, Page 4032.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this -<..
~/~~ ,A.D. 2uo~
day of
~};~
Recorder of Deeds
Mortgage Electronic Registration
Systems, Inc.
VS
Christopher S. Pagotto
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2004-4122 Civil Term
Kenneth Gossert, Deputy Sheriff, who being duly sworn according to law,
states that on April 04, 2005 at 8:51 o'clock PM, he served a true copy of the within
Real Estate Writ, Notice of Sheriffs Sale and Description, in the above entitled
action, upon the within named defendant, to wit: Christopher S. Pagotto, by making
known unto Christopher Pagotto, personally, at 721 Colonieal Court, Mechanicsburg,
Cumberland County, Pennsylvania, its contents and at the same time handing to him
personally the said true and correct copy of the same.
Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states
that on April 07, 2005 at 10:16 o'clock A.M., he posted a true copy of the within Real
Estate Writ, Notice, Poster and Description, in the above entitled action, upon the
property of Christopher Pagotto located at 628 Cedar Ridge Lane, Mechanicsburg,
Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to the within
named defendant, to wit: Christopher Pagotto, by regular mail to his last known
address of 721 Colonial Court, Mechanicsburg, P A 17055. This letter was mailed
under the date of April 18, 2005 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that
after due and legal notice had been given according to law, he exposed the within
described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland
County, Pennsylvania on July 06, 2005 at 10:00 o'clock A.M. He sold the same for
the sum of$1.00 to Attorney Daniel Schmieg for Federal National Mortgage
Association. It being the highest bid and best price received for the same, Federal
National Mortgage Association of 1900 Market Street, Suite 800, Philadelphia, P A
19103, being the buyer in this execution, paid to SheriffR. Thomas Kline the sum of
$905.04.
Sheriffs Costs:
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
Prothonotary
Mileage
$30.00
17.75
15.00
15.00
30.00
10.00
.50
1.00
16.28
Certified Mail
Levy
Surcharge
Postage
Law Journal
Patriot News
Share of Bills
Postpone Sale
Distribution of Proceeds
Sheriffs Deed
$
4.70
15.00
20.00
.37
321.20
307.29
16.47
20.00
25.00
41.50
907.04
Sworn and subscribed to before me
2005, A.D.
So Answers:
;;;P'3~~",-~c. ~
R. Thomas Kline, Sheriff
BYVff~ (lmd.0
Real Estate Sergeant
(;:;y- 0-
3 0 JIl :)D
I. Ut."l>'l~-i)
lL /Ut. u-
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC. ~
CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
v.
CIVIL DIVISION
CHRISTOPHER S. PAGOTTO
NO. 2004-04122
Defendant(s).
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No.1)
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff in the above action, by
its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at 628 CEDAR
RIDGE LANE. MECHANICSBURG, PA 17055.
1. Name and address of Owner(s) or reputed Owner(s):
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
CHRISTOPHER S. PAGOTTO
721 COLONIAL COURT
MECHANICSBURG, PA 17055
2. Name and address ofDefendant(s) in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
CITIFINANCIAL,INC.
6520 CARLISLE PIKE
MECHANICS BURG, PA 17050
4. Name and address of last recorded hoI..Ier of every mortgage of record:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
P.O. BOX 2026
FLINT, MI 48501-2026
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occnpant
628 CEDAR RIDGE LANE
MECHANICS BURG, PA 17055
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, P A 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties ofl8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
March 2, 2005
DATE
~J G ~r~
DANIEL G. SCHMIEG, E QUIRE
Attorney for Plaintiff
,
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC.
CUMBERLAND COUNTY
Plaintiff,
No. 2004-04122
v.
CHRISTOPHER S. P AGOTTO
Defendant(s).
March 2, 2005
TO: CHRISTOPHER S. PAGOTTO
721 COLONIAL COURT
MECHANICSBURG, PA 17055
"THIS FIRM IS A DEBT COLLECTOR A TTEMPTING TO COLLECT A DEBT AND ANY INFORMA TION
OBTAINED WILL BE USED FOR THA T PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY."
Your house (real estate) at, 628 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055, is
scheduled to be sold at the Sheriff's Sale on JUNE 8, 2005 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the court judgment of $97,624.97
obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (the mortgagee)
against you. In the event the sale is continued, an announcement will be made at said sale in compliance
with Pa.R.C.P., Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
I. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
,
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale ifthe bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
properly as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriffwithin ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold
in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be
postponed or stayed in the event that a representative of the plaintiff is not present at the sale.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY A VENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
LEGAL DESCRIPTION
.'
ALL THAT CERTAIN piece or parcel of land situate in Upper Allen Township, Cumberland Counly,
J>cnnsyIvallia, bounded and described In accordance with the Final Subdivision Plan for Cedar Ridge
ToWDh\luses as prepared by John C. Brllbart SurveylDg and Mapping Services, last revised on January
15, 1978, morded in tbe Cumberland County Rwlrder of Deeds Office in Plan Book 32 Page 73, as
fullows: .
BEGINNING atEbe intersecrion of the Solltherly right-of-way line of Cedar Ridge Lane, a private street
(SO feet wide} and the dividing line between Lot Nos. f'-l and }l.2; !lienee Soudt 37 degrees 23 minutes
30 seconds Ea.'It along said dividing line. adisrance of 85 feet to a pointat.Commoo Open Space; lheIIee
South 52 degrees 36 minnt~ 30 seconds West along Common Open Spaces, a distaDc!: of 24 feet to a
point on the diViding line between Ulls Nos. F-2 and F-3: theDce Nonb 31 degrees 23 n\im.l1eS 30
seconds West along said dividing line, a di5lllDCe of 85 feet to a point on lhe: Soutbcrly right-of-way llne
of Cedar Ridge Uwe; thence along said Southerly r~'way line of Cedar Ridge Lane. North 52
degrw; 36 degrees JO seconds East, a distance of 24 feet 10 the point and place of beginning.
CONTAJNING tv..o thousand forty square feet (2.040 sq. ft.).
BEING Lol No. r~2 on said Final Subdivision Plan.
HAVING thereon Cl'CCted a two-swry toWllhouse dwelling unil known and numbered as 628 Cedar
Ridge Lane.
TITI.E TO SAID PREMISES {S YES'fED I~ Christopher S. PagOIlO. sinJ!le lIIan by Deed from
Lyuda C. Burgcss, singlc woman, dated 10/2412001 and recorded 11/1/2001 in 'Rcoord Book 249
Page 186.
PROPERTY ADDRESS: 628 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055
TAX PARCEL: #42-24-0792-036
WRIT OF EXECUTION andlor A TT ACHMENT
COMMONWEALTH OF PENNSYL V ANIAY
COUNTY OF CUMBERLAND)
NO 04-4122 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC., Plaintiff (s)
From CHRISTOPHER S. PAGOTTO
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that helshe has been added as a
garnishee and is enjoined as above stated.
Amount Due $97,624.97
L.L. $.50
Interest FROM 3/2/05 TO 618/05 (PER DIEM - $16.05) - $1,572.90 AND COSTS
Atty's Connn % Due Prothy $1.00
Atty Paid $124.80 Other Costs
Plaintiff Paid
Date: MARCH 3, 2005
CURTIS R. LONG
(Seal)
ProthO:i
~y: ~
~ 7fJL/l.d Lor
Deputy
REQUESTING PARTY:
Name DANIEL G. SCHMIEG, ESQUIRE
Address: ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400
PHILADELPHIA, PA 19103-1814
Attorney for: PLAINTIFF
Telephone: 215-563-7000
Supreme Court ID No. 62205
....
Real Estate Sale #38
On March 09, 2005 the Sherifflevied upon the
defendant's interest in the real property situated in
Upper Allen Township, Cumberland County, PA
Known and numbered as 628 Cedar Ridge Lane,
Mechanicsburg, more fully described on Exhibit "A"
filed with this WTit and by this reference incorporated herein.
Date: March 09,2005
By:Jo,1 uJrvU1J.\
Real Est;;;~Deputy
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