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HomeMy WebLinkAbout03-0380BUREAU OF /NDTV.rDUAL TAXES INHERTTANCE TAX DIVISTON DEPT.' 180601 HARRISBURG, PA 17118-0601 DEBRA K. NALLET ESQ. Zq N> $2ND. ST. CANPHZLL PA 17011 CONNONNEALTH OF PENNSYLVANIA DEPARTNENT OF REVENUE NOT.rCE OF NONRES.rDENT TNHER1'TANCE TAX APPRA.rSEMENT~ ALLORANCE OR DTSALLONANCE OF DEDUCTIONS, AND ASSESSMENT OF TAX DATE ESTATE OF DATE OF DEATH FZLE NUNBER ACN 11-10-2005 ELDEN JR 0q-02-2005 99 05-050q NON-RESIDENT~ 101 JOSEPH MAKE CHECK PAYABLE AND REMIT PAYMENT TO: PA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128-0601 CUT ALONG THIS LINE ~ RETAIN LONER PORTION FOR YOUR RECORDS ~ REV'537 EX AFP (01-03} NOTICE OF NONRESIDENT INHERITANCE TAX APPRAZSENENT, ALLO#ANCE OR DISALLO#ANCE OF DEDUCTIONS AND ASSESSNENT OF TAX ESTATE OF ELDEN JR JOSEPH FILE NO. 99 05-050~ ACN101 DATE 11-10-2003 TAX CONPUTAT.rON NETHOD ELECYED: ( ) FLAT RATE ( X} PROPORT.rONATE TAX RETURN #AS: (X) ACCEPTED AS F.rLED ( ) CHANGED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSR APPRAISED VALUE OF RETURN BASED ON.' ORIGINAL RETURN 1. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) S. Closely Held Stock/Partnership .rnterest (Schedule C) q. Mortgages/Notes Receivable (Schedule D) 5. Cash/Bank Deposits/Misc. Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) 7. Transfers (Schedule G) 8. Tote/ Assets APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Funeral Expenses/Ada. Costs/Misc. Expanses (Schedule H) 10. Debts/Mortgage Liabilit/as/Liens (Schedule T) 11. Tote/ Deduct/ons 12. Nat Value of Tax Return 15. Char/table/Governmental Bequests (Schedule J) 14. Net Value of Estate Subject to Tax NOTE: ASSESSNENT OF TAX: 15. Amount of Line 14 e~ Spousal rata 16. Amount of L/ne 14 taxable at L/heal/Class A rate 17. Amount of Line 14 et S/bl/ng rata 18. Amount of L/ne 14 ~axable et Co.rlateral/Class B rata 19. Principal Tax Due TAX CREDZTS: PAYMENT RECEIP1 DZSCOUNT (+) DATE NUMBER .rNTEREST/PEN PA.rD (-) 07-01-Z005 NR00q891 356.73 (1) 151,252.~8 (2) lq7,qq7.8q ($) .00 (4) .00 (5) 51,20q.60 (6) .00 (7) .00 NOTE: To /nsure proper credit ~o your account, sube/t the upper port/on of this fore with your tax payment. (a) 5q9,90q.92 (9) 12~,567.qq (10) . O0 (11) 12~567.qq (12) 337,,3:57 .q. 8 (15) . O0 (14) 337 ~, 337. q8 If an assessment ~as lssued previously, lines lq, 15 and/or 16, 17, 18 and 19 will reflect figures that include the total of ALL returns assessed to date. (1;) .00 X O0 = .00 (16) 158,5q8.62 X Oq5 = 7,15q.69 (17) .00 X 12 = .00 (28) .00 x 15 = .00 (19) 7,15q.69 ANOUNT PAID 6,777.96 .rF PA.rD AFTER DATE IND.rCATED, SEE REVERSE FOR CALCULAT.rON OF ADD.rTZONAL INTEREST. TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. TOTAL DUE 7,15q.69 .O0 .00 .00 TF TOTAL DUE 'rs LESS THAN $1, NO PAYMENT TS REQU'rRED. .rF TOTAL DUE .rS REFLECTED AS A 'CRED'rT- (CR), YOU NAY BE DUE A REFUND. SEE REVERSE S.rDE OF TNTS FORM FOR /NSTRUCT'rONS. ) RESERVATION= Estates of decedents dying on or before December 12, 1981 -- If any future interest in the estate is transferred in possession ar enjoyment to Class D (collateral) beneficiaries of the decedent after the expiration of any estate for life or for years, the Commonwealth hereby expressly reserves the right to appraise and assess transfer Znheritance Taxes at the lawful Class B (collateral) rate on any such ~utura interest. PURPOSE DF NOTICE: OBJECTIONS: ADHIN- ISTRATIVE CORRECTIONS: DZSCOUNT: REFUND [CR): PENALTY: INTEREST: TO REHIT PAYHENT: To fulfill the requirements of Section ZlqO of the Inheritance and Estate Tax Act, Act 23 of ZOO0. (72 P.S. Section 91qO). Any party in interest not satisfied with the appraisement, allowance, or disalloaancm of deductions, or assessment of tax (including discount or interest) as shown on this Notice must object within sixty (60) days of receipt of this Notice. -Objections may ba made by: --written protest to the PA Department of Revenue, Board of Appeals, Dept. ZSiOZ1, Harrisburg, PA 17118-1021, OR --electing to have the matter determined at audit of the personal representative, OR --appmai to the Orphans' Court of Dauphin County, Court House, Harrisburg, PA 17101. Factual errors discovered on this assessment should bo addressed in writing to: PA Department of Revenue, Bureau of Individual Taxes, ATTN: Post Assessment Reviee Unit, Dept. 180601, Harrisburg, PA 17118-0601 Phone (717) 787-6505. Sea page 5 of the booklet "Instructions for Inheritance Tax Return far a Nonresident Decedent" (REV-1756) for an explanation of administratively correctable errors. If any tax due is paid within three (5) months after the dacedmnt's death, a discount of five percent (51) of the tax paid is allowed. A refund of a tax credit, which ems not requested on the Tax Return, may ba requested by completing an "Application for Refund of Pennsylvania Inheritance and Estate Tax" (REV-iS15). Applications are available at the Office of the Register of Mills, any of the 25 Revenue District Offices or from the Department's E4-hour ans.ering service for forms ordering: 1-SO0-561-ZO50; services for taxpayers ,ith special hearing and / or speaking needs: 1-800-q¢7-5010 (TT only). The lex tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, and not paid before January 18, 1996, the first day after the and of tho tax amnesty period. This non-participation penalty is appealable in the same manner and in the the same time period as you would appeal the tax and interest that has been assessed as indicated on this notice. Interest is charged beginning with first day of delinquency or nine (9) months and one (1) day from the date of death to the date of payment. Taxes which became delinquent before January 1, 1981 bear interest at the rate of six (6Z) percent per annum calculated at a daily rate of .00016q. All taxes which became delinquent on and after January 1, 1981 will bear interest at a rate ehich will vary from calendar year to calendar year with that rate announced by the PA Department of Revenue. The applicable interest rates for 198Z through 2005 are: Interest Daily Interest Daily Interest Daily Rate Factor Year Rate Factor Yea_~r Rate Factor Yea.~_r 1981 ZOZ .000548 1987 9Z .O00Zq7 1999 7Z .000191 1983 16Z .000458 1988-1991 11Z .000501 ZOO0 81 .000219 198q 111 .000501 1991 9Z .OOOgi7 ZOO1 9Z .O00Zq7 1985 152 .000356 1995-199q 72 .000192 2002 61 .O0016fi 1986 10Z .00027~ 1995-1998 9Z .O00Zq7 2005 51 .000157 --Interest is calculated as folloes: INTEREST = BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR --Any Notice issued after the tax becomes delinquent will reflect an interest calculation to fifteen (15) days beyond the date of the assessment. If payment is made after the interest computation date shown on the Notice, additional interest must be calculated. Detach the top portion of this Notice and submit mith your payment to PA Department of Revenue, at the address shown on the reverse side. -Make check or money order payable to: PA Department o£ REVENUE COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT No. NR004891 RECEIVED FROM: DEBRA K WALLET LAW OFFICE 24 N 32ND ST CAMP HILL PA 17011-2917 ESTATE INFORMATION I FILE NUMBER 99 03-0504 NAME OF DECEDENT (LAST) (FIRST) (MI) ELDEN JR JOSEPH DATE OF PAYMENT 7/3/2003 POSTMARK DATE 7/1/2003 COUNTY Non-Resident DATE OF DEATH 4/2/2003 REMARKS ACN ASSESSMENT CONTROL NUMBER 101 TOTAL AMOUNT PAID RECEIVED BY AMOUNT 6,777.96 $6,777.96 John M. Riedman SEAL COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE Register REV-1737-2~ ~. + (11-~ COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN NONRESIDENT DECEDENT ESTATE OF Joseph Elden, Jr. SCHEDULE A, PART 1 REAL ESTATE IN PENNSYLVANIA FILE NUMBER Part 1 must include all real property owned by the decedent individually or as a tenant in common _with another party(les), having its situs in Pennsylvania. Property which is jointly-owned with right of survivorship should be disclosed on Schedule F. All real estate must be reported at fair market value which is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. NUMBER 1. DESCRIPTION VALUE AT DATE OF DEATH 604 Hilltop Dr., New Cumberland, PA 17070 (based on proceeds from sale - see attached HUD-i) 151,252.48 PART I TOTAL PART 2 TOTAL Prol3ortionate Method Only from reverse side $ O. O0 To'rAL (Also enter on line 1, Recapitulation) $ 151,252.48 (If more space is needed, insert additional sheets of the same size) coMMoNWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN NONRESIDENT DECEDENT ESTATE OF Joseph Elden, Jr. SCHEDULE E, PART I __~~ MISCELLANEOUS PERSONAL PROPERTY FILE NUMBER Part 1 must include all tangible personal property having its situs in Pennsylvania. Examples of. tangible personal property are jewelry, furniture, paintings, etc. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. Complete Part 2 on reverse side ONLY when the proportionate method of tax computation is elected. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1. Household goods located in Pennsylvania 7,000.00 2. 1996 Chevrolet Caprice 6,500.00 3. 1983 Chevrolet Malibu 1,200.00 PART I TOTAL PART Proportionate Method Only from reverse side I'OT&L (Also enter on line 5, Recapitulation) (If more space is needed, insert additional sheets of the same size) 14,700.00 $ 36,504.60 $ 51,204.60 LAST WILL AND TESTAMENT OF JOSEPH ELDEN, JR. I, JOSEPH ELDEN, JR., of Cumberland County, Pennsylvania, being of sound and disposing mind, memory, and understanding, do hereby make, publish, and declare this to be my Last Will and Testament and hereby revoke all other Wills and Codicils that I have made, including the Will dated October 20, 1978. FIRST: I give, devise, and bequeath all of my Estate, of whatever nature and wherever situate, to my beloved Wife, IMOGENE GENTEL ELDEN, so long as she shall mrvive me by thirty (30) days. SECOND: Should my Wife fail to survive me by thirty (30) days or should she for any reason fail to take under this, my Last Will and Testament, then I give, devise, and bequeath the following: A. Twenty (20%) percem of my entire estate to my daughter, JOANNE ELDEN BEALE, of Centreville, Virginia. B. Twenty (20%) percent of my entire estate to my daughter, MARGUERITE ELDEN RYAN, of Gaithersburg, Maryland. C. Twenty (20%) percent of my entire estate to my daughter, CHRISTINE ELDEN KING, of Woodbridge, Virginia. D. Forty (40%) percent of my entire estate, in equal shares, to those of my grandchildren who survive me by thirty (30) days. THIRD: I give and bequeath all my tools and my workbench to my son-in-law, $OEL KING, of Woodbridge, Virginia. FOURTH: All interests of any beneficiary in the income or principal of this Estate, while undistributed and in the possession of my Executrix or Trustee, even though vested and distributable, shall not be subject to attachment, execution or sequestration for any debt, contract, obligation or liability of any beneficiary and, furthermore, shall not be subject to pledge, assignment, conveyance, or anticipation. FIFTH: All inheritance, estate, and mc. cession taxes (including interest and any penalties thereon) payable by reason of my death shall be paid out of and be charged generally against the principal of my residuary estate without reimbursement from any person. SIXTH: I nominate, constitute, and appoint my Wife, IMOGENE GENTEL ELDEN, as Executrix of this, my Last Will and Testament. In the event of the renunciation, death, resignation, or inability of my wife to act for whatever reason in this capacity, then I nominate, constitute, and appoint my daughter, JOANNE ELDEN BEALE, as Executrix of this, my Last Will and Testament. I direct that no representative named above shall be required to post security for the faithful performance of her duties in any jurisdiction insofar as I am able by law to relieve her of such obligation. Any of my representatives shall be entitled to reasonable compensation for the performance of the duties set forth here. IN WITNESS WHEREOF, I have hereunto set my hand and seal this ~,~ day of ~ *.~~' 1996, on this, the third of three typewritten pages. I have also ~ , signed the left-hand margin of the first two pages for purposes of identification only. SIGNED, PUBLISHED, and DECLARED by the Testator, JOSEPH ELDEN, JR., as his Last Will and Testament, in the presence of us, who at his request, in his presence, and in the presence of each other, have hereunto subscribed our names as witnesses. My Commission Expires May 15, 2000 ACKNOWLEDGMENT Commonwealth of Pennsylvania County of Cumberland I, JOSEPH ELDEN, JR., Testator, whose name is signed to the attached instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Last Will and Testament; that I signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed. Sworn or affLrmed to and subscribed before me by JOSEPH ELDEN, JR., the Testator, this \~'v'x day of ~~.n' , 1996. NOTARIAL SEAL EUZABETH HALLEI'I~, No!ary Public Camp Hill 8oro, Cumberland County My Commission Expires May 15, 2000 Commonwealth of Pennsylvania County of Cumberland AFFIDAVIT We, Debra K. Wallet and ~'~\'l~ ~.~.1~,~.~, the wimesses whose names are signed to the attached imtmment, being duly qualified according to law, depose and say that we were present and saw the Testator sign and execute the instrument as his Last Will and Testament; that JOSEPH ELDEN, JR. executed it as his free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testator signed the Will as witnesses; and that, to the best of our knowledge, the Testator was at that time 18 years of age or older, of sound mind, and under no constraint or undue influence. Sworn or affkmed to and subscribed to before me by and ~xle. Ko~'l~ ~M~ witnesses, this \'~'~ day of. 1996. "NOTARIAL SEAL HALLET~, Nolary Public ill Boro, Cumberland County My Commission Expires May 15, 2000 Before the Register of Wills for Montgomery County, Maryland Proof of Custody of Last Will and Testament Estate No. Decedent W41119 Joseph Elden, Jr. Date Filed ' April 16, 2003 Date of death of decedent: April 2, 2003 · The paper writing delivered to the Register of Wills is to the best of my knowledge the decedenrs Last Will and Testament, Date of execution of will: Septemberl]996 · The paper writing(s) delivered to the Register of Wills is/are to the best of my knowledge the Codicil(s) to the decedent's Last Will and Testament. Date of execution of Codicil(s): NONE I came into possession of the Last Will and Testament and/or Codicil(s) in the following manner: [-"1 Held in Register of Wills safekeeping: ~j [~ Will was filed with this office by loanne Elder~ & ughter. · Other: I do solemnly affirm under the penalties of perjury that the contents of the foregoing document are true to the best of my knowledge, information and belief. ypnne Pearson uty Register of Wills /~gnature of person delivering Will and/or C--odicil(s) or requesting the Register of Wills to remove safekeeping files. Address: 142~1425 DEPUTY/CUSTODY. DOT 1/~6 IN THE ORPHANS' COURT FOR (OR) BEFORE THE REGISTER OF WILLS FOR IN THE ESTATE OF: ESTATE NO: FOR: [] REGULAR ESTATE PETITION FOR PROBATE Estate value excess of $30,000. (If spouse is sole heir or legatee, $50,000.) Complete and attach Schedule A. SMALL ESTATE PETITION FOR ADMINISTRATION Estate value of $30,000 or less. (If spouse is sole heir or legatee, $50,000.) Complete and attach Schedule B [] WILL OF NO ESTATE Complete items 2 and 5 The Petition of: Name Name Address Address Name Address Each of us states: I am (a) at least 18 years of age and either a citizen of the United States or a permanent resident alien spouse of the decedent or (bi a trust company or any other corporation authorized by law to act as a personal representative. 2. The decedent. 'J 06e j~ J.?lg~tv- ~"/'~, , was domiciled in (Cou~ and died on the ~. day of ~ P~J ~ , ~ ~ , at d~',v~,~v 0ff ~¢vl~ -~rlt ~u~ ~- ~11,~ ~b (p~ of death) If the decedent was not domiciled in this county at the time of death, this is the proper office in which to file this petition because: I am entitled to pdodty of appointment as personal representative of the decedent's estate pursuant to §5-104 of the Estates and Trusts Article, Annotated Code of Maryland because: 't ~ ~ A] ~ w~,~ C/ !~V ~ ~ and I am not excluded by §5-105 (b) of the Estates and Trusts Article, Annotated Code of Maryland from serving as personal representative. Regular Estate - RW 1112 - Page 1 of 2 plus schedule A Small Estate - RW 1 103 - Page 1 of 2 plus schedule B Will- No Estate- RW 1135 - Page 1 of 2 t/~ Revi~ed 3/2001 Page I I have made a diligent search for the decedent's will and to the best of my knowledge' [] none exists; or ~ the will dated 9'/13, / J. ~ ~ ~ (including codicils, if any, dated accompanying, this petition is the la§t will {nd i~ came into my hands in the following manner: and the names and last known addresses of the witnesses are: 2,-i A/.. I,hll PI'}-. )'/oll Other proceedings, if any, regarding the decedent or the estate are as follows: 7. If any information required by paragraphs 2 through 6 has not been furnished, the reason is: If appointed, I accept the duties of the office of personal representative and consent to personal jurisdiction in any action brought in this State against me as personal representative or arising out of the duties of the office of personal representative. WHEREFORE, I request appointment as personal representative of the decedent's estate and the following relief as indicated: that the will and codicils, if any, be admitted to administrative probate; that the will and codicils, if any, be admitted to judicial probate; [] that the will and codicils, if any, be filed only; [] that the following additional relief be granted: I solemnly affirm under the penalties of perjury that the contents of the foregoing petition are true to the best of my knowledge, information, and belief. Attorney ~//-7~ 5-- ~:..~0- ,-~ ..,R l/ Petitioner Address Petitioner Date Petitioner Date Telephone Number (optional) Telepl~one Number RW 1112- Page 2 of 2 RW 1103 - Page 2 of 2 RW 1135 - Page 2 of 2 Page 2 F~v~ed ~2001 IN THE ORPHANS' COURT FOR (OR) BEFORE THE REGISTER OF WILLS FOR IN THE ESTATE OF: ESTATE NO: , MARYLAND SCHEDULE - A Regular Estate Estimated Value of Estate and Unsecured Debts Personal property (approximate value) Real Property (approximate value) Value of property subject to: (a) Direct Inheritance Tax of (b) Collateral Inheritance Tax of Unsecured Debts (approximate amount) I solemnly affirm under the penalties of perjury that the contents of the foregoing schedule are true to the best of my knowledge, information, and belief. Attorney Address Petitioner Date Petitioner Date Telephone Number Telephone Number(optional) Safekeeping Wills Bond Set $ ~ 000. 00 (FOR REGISTER'S USE) Custody of Wills Deputy RW 1136 Revised 3/2001 IN THE ORPHANS' COURT FOR (OR) BEFORE THE REGISTER OF WILLS FOR IN THE ESTATE OF: Naroe (and age if under 18 years) MONTGOMERY COUNTY ESTATE NO: LIST OF INTERESTED PERSONS Specify: Last Known Address Heir/Legatee/ including Zip Code Personal Representative Relationship to Decedent I solemnly affirm under the penalties of perjury that the contents of the foregoing list of interested persons are true to the best of my knowledge, information, and belief. Attorney Address Telephone Number Patitioner/Personal Representative Date Petitioner/Personal Representative Date Petitioner/Personal Representative Date Instructions: 1. Interested persons include decedent's heirs (surviving spouse, children, and other persons who would inhedt if there were no will) and, if decedent died with a will, the personal representative named in the will and all legatees (persons who inherit under the will). All heirs must be listed even if decedent dies with a will. 2. This list must be filled (a) within 20 days after appointment of a personal representative under administrative probate or (b) at the time of filing a Petition for Judicial Probate or a Petition for Administration of a Small Estate. RW 1104 IN THE ORPHANS' COURT FOR BEFORE THE REGISTER OF WILLS FOR IN THE ESTATE OF: JOSEPH ELDEN JR Montgomery County , MARYLAND ESTATE NO: W41119 ADMINISTRATIVE PROBATE ORDER Upon the foregoing Petition for Administrative Probate, and any bond requirement having been met, it is this 16th day of Apdl , 2003. ORDERED that: JOANNE ELDEN BEALE is (are) appointed personal representative(s) of the Estate of JOSEPH ELDEN JR ; and further ORDERED that the will dated dated 09/13/1996 (and codicils, if any, ) is (are) admitted to probate. JO~FFIN Register of Wills RW 1119 P$-35T5 LETTERS OF ADMINISTRATION Estate No. w41119 I cedi~ that administration of the Estate of JOSEPH ELDEN JR was granted on the 16th to JOANNE ELDEN BEALE day of April, 2003 as personal representative(s) and the appointment is in effect this 17th day of April, 2003 Will probated 04/16/2003 (aate) Intestate estate. J(I)SEPH U GRIt-FIN Register of Wills for Montgomery County RW 1120 VALID ONLY IF SEALED WITH THE SEAL OF THE COURT OR THE REGISTER PS-3576 State of YffaryFand, Yffontgomery County OFFICE OF THE REGISTER OF WILLS Estate/Case Number: W41119 I, Joseph M Griffin, Register of Wills for Montgomery County, Maryland, do hereby certify that the foregoing is a true copy of the Last Will and Testament, Proof of Custody, Petition for Probate, List o r .Interested Persons, Administrative Probate Order and Letter or Administration recorded in the estate/case of Joseph Elden, Jr., deceased. In testimony whereof, I have ~reunto su~scri~ed my name and affivced tlie sea£ of the P4gister of g~A'lls for gelontgomery County, tliis date: Ap~117, 2003 Register of g4811s Deputy/1 cerlify.dot 10/97 State of Maryland, Montgomery County, To-wit: I, Louise G. Scrivener , Presiding Judge of the Circuit Court for Montgomery County, Maryland, Sitting as the Orphans' Court do hereby certify that the attestation of Joseph M Griffin, Register of Wills for said County, is in due form and by proper officer. Given under my hand, at Rockville, this 17 t hday of A p r i 1 , A.D. 2003 Presiding Judge State of Maryland, Montgomery County, To-wit: I hereby certify that the Honorable L o u i s e G. S c r i v e n e r by whom the above certificate was given and who hath thereto subscribed his name, was at the time of so doing Presiding Judge of the Circuit Court for Montgomery County, Maryland, Sitting as the Orphans' Court. In testimony whereof I hereunto subscribe my name and affix the seal of said Court this 17 t h day of April , A.D. 2003. Deputyl2Certify.dot 3/9/98 Test: Re~iSter of t/f/i/Is 'for Montgo/n~u~ty