HomeMy WebLinkAbout04-4042
KEEFER WOOD ALLEN & RAHAL, LLP
210 WALNUT STREET
PO BOX 11963
HARRISBURG, PA 17108,1963
MANUFACTURERS AND TRADERS
TRUST COMPANY
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
v,
NO. Dl.J - I(D'I^-.
d ()~ CIDZYVl
TERRY L. BUSH and N, ELIZABETH BUSH
CONFESSION OF JUDGMENT
Defendants
CONFESSION OF JUDGMENT
By virtue of the authority conferred by the Guaranty, a copy of which is attached to the
Complaint filed in this action, I appear for the Defendants and confess judgment in favor of the
Plaintiff and against the Defendants for the sum of $382,294,97, and costs of sui!.
0-
Eugene E. Pepinsk , :Jr,
Attorney for Defendants by virtue
of the authorization contained in
the Guaranty
KEEFER WOOD ALLEN & RAHAL. LLP
210 WALNUT STREET
PO BOX 11963
HARRISBURG, PA 17106,1963
MANUFACTURERS AND TRADERS
TRUST COMPANY
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CiViL ACTION - LAW
NO, OLl - 4Dl/J.- C;uLIEA-l
CONFESSION OF JUDGMENT
v,
TERRY L BUSH and N, ELIZABETH BUSH
Defendant
NOTICE OF DEFENDANTS' RIGHTS
A judgment in the amount of $382,294,97 has been entered against you and in favor of the
Plaintiff without any prior notice or hearing based on a confession of judgment contained in a written
agreement or other paper allegedly signed by you. The sheriff may take your money or other
property to pay the judgment at any time after thirty (30) days after the date on which this notice is
served on you,
You may have legal rights to defeat the judgment or to prevent your money or property from
being taken, YOU MUST FILE A PETITiON SEEKING RELIEF FROM THE JUDGMENT AND
PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHiCH THIS
NOTICE is SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT
HAVE A LAWYER AND CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP,
Legal Services Office
MidPenn Legal Services
8 Irvine Row
Carlisle, Pennsylvania 17013
Telephone: (717) 243-9400 / (800) 822-5288
Date: August 12, 2004
KEEFER WOOD ALLEN & RAHAL, LLP
~
By:
Eugene , epi sk ,Jr.
Attorney I,D, #23702
210 Walnut Street
P.O,Box11963
Harrisburg, PA 17108-1963
(717) 255.8051
Attorneys for Manufacturers and Traders Trust Company
KEEFER WOOD ALLEN & RAHAL, LLP
210 WALNUT STREET
PO BOX 11963
HARRISBURG, PA 17108,1963
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
MANUFACTURERS AND TRADERS
TRUST COMPANY
v,
NO, 04 - 404~
(7; u~tTEt2.lJ
TERRY L. BUSH and N. ELIZABETH BUSH
CONFESSION OF JUDGMENT
Defendants
COMPLAINT
1, Plaintiff Manufacturers and Traders Trust Company is a New York banking
corporation, successor to Allfirst Bank, with an office at 213 Market Street, Harrisburg, Pennsylvania
17101.
2, Defendants Terry L Bush and N, Elizabeth Bush are adult individuals, residing at25
Broadmoor Drive, Mechanicsburg, Pennsylvania 17055,
3, On or about December 24,2002, Defendants, for good and valuable consideration,
executed and delivered a Guaranty Agreement (the "Guaranty") to Plaintiff's predecessor for or on
account of all existing or future indebtedness, liabilities or obligations of Hood, Light and Geise Inc,
A true and correct copy of said Guaranty is attached hereto, made a part hereof and marked Exhibit
"A".
4, The Guaranty referred to in Paragraph 3 above has not been assigned by Plaintiff to
any person or organization.
5, Judgment has not been entered on the Guaranty referred to in Paragraph 3 above in
any jurisdiction.
6, The Guaranty provides that Plaintiff may confess judgment against Defendants for
the full amount of the obligations which are due or may become due, together with court costs and
with fifteen percent (15%) for attorneys' fees,
KEEFER WOOD ALLEN & RAHAL, LLP
210 WALNUT STREET
PO BOX 11963
HARRISBURG, PA 17108-1963
7, The obligations of Hood, Light and Geise Inc are in default, among other things, by
reason of the failure to make the payment(s) due under note(s) evidencing and securing the same,
8, The amount due on the Guaranty as of August 10, 2004, is $332,430.41, Fifteen
percent (15%) of said sum is $49,864,56,
9, Plaintiff has been advised and, therefore, avers that Defendants executed the
Guaranty referred to in Paragraph 3 above for business purposes,
10, Plaintiff believes and, therefore, avers that Defendants' annual income exceeds
$10,000,
11, This confession of judgment is not being filed against a natural person(s) in regards
to a consumer credit transaction,
WHEREFORE, Plaintiff demands judgment against Defendants in the sum of $382,294,97,
together with interest as may hereafter accrue and costs of suit.
Date: August 10 , 2004
KEEFER WOOD ALLEN & RAHAL, LLP
BY:~ d
Eugene BP~kY, Jr,
Attorney I.D, #23702
210 Walnut Street
P,O, Box 11963
Harrisburg, PA 17108-1963
(717) 255-8051
Attorneys for Plaintiff
, . 08-10-04
11 :/6
FROM-Klltl' Woad Allin & Rahal
71 T2558050
T-TSI P,OOT/OOS F-002
KeEFER WOOD ALLEN & RAHAL., L.L.P
210 WAI.NUT $T~EET
PO 80X llV"
HARRISBU~G, PA 1 710S-1 V"
VERIFICATION
The undersigned Jeffrey S, Linden, hereby verifies llnd states that
1, He is Assistant Vice President of Menufacturers and Traders Trust Company, Plaintiff
herein;
2. He Is authorized to make this Verification on Its behalf;
3. The facts set forth in the foregoing Complaint are trulll and correct to the best of his
knowledge, Information and belief; and
4. He is aware that false statements herein are made subject to the penalties of 18
Pa. C.S, !i 4904, relallng to unswom falsltlcallon to authorities.
JJit?: J ~w.,
Dated: August 10, 2004
'!l allfirst
GUAHANTY AGHEEMENT
(Continuing)
TillS GUAI~ANT\' AGIU~EMENT ("Guaranty"), is giwn by Terry L. Dush and N. E1izllbelh Blish ("GLllIrantor") lor the benefit of AlJlinll U,,"", a Mlll'yll.nd
~lllh'-chllrlcn:d cOllllucrcild IUlIlk ("l3ank") wilh rcsjlcd 10 the olJligutions of 110011, Lighl IIl1d Gdse Inc., II Clll'lIorlltioll, or lht COUllIllUIWCllllh of PClIlIsylvllllin
("Burrower") to 13<1nk.
[loHowcr desires III obluin credit llccol11lllodutiollS from Bunk whereby lJorrowcr lIluy ublllin CCI'lllin discounts, Imllls, l.:(cuits or other credit lhcilitics from BiUlk, in mlllitioll
to allY ilH..lchtcdncss which llIay be presently owed by Borrower III Uunk, The unJcrsigncu havl.: n:qllc:-;lcd Bunk III mukc sllch l:rcdillucilitit.:s uVllilulllc III B()rruwcr~ llllU in
clulsidcfillllllll(l( the providing of such crcuit lilcililies, (iuaHlIllor givcs Ihe lollilwlng guumnly iUld indellllliriealion to ami lilr the bel1elil ur Blink.
Sc!:lion I. The GUlIfllllly, GllUnlntor guaralllies: (a) pllYlllellt urullY und all SUIl\S now m hen:llllcr uuc and owillg tollank by Borrower us u rCliuH or or in !:llllnecliOll
wilh any ,1Ild all exiliting or future inucbteunelis, liabililY, or (Jhligatillnof evcry "ind, mllUlc,_ IYPi:, mId varidy (lweu by Borrowcr to Bun", uriliinl? out or or relulcd to illly
ll\:ull ,!l.:L:OlllllloJ>llioll, IOlln, lellcr of l.:redil, gUilrilnly, lIL:l.:llUlll, owrdraJl, ulItomalcd l.:ICilHngllllllse ilJ'lgllllltion, runds Iwnliler or olhcr Iinalll.:lUl servkc, m i1ny olher
lli1llSadi(lil, cvelll, or UCl.:lIlTelu.:e, Whellll,:r dire!:t or inJirt'ct, llbsolille or \:ilnlingelll, prilllilry (ll' SC!:Ol1dilry, j(linl or sevcwl, llllwndiliilllal or Cillldilimllll, "nowll ilr un"mwiIl,
Ilq\lidaln! or 1I11Iiquii.!ilh:d, i:,lI11ructual .lr tortious, illdllllillg atl rCllewills, rclill<lIlcings, C.\ICn:iiol1s, subsliluliilllS, umcndmcnls. Hni.! 1ll011jlii:illions lhcrco( 110 lIlallcr whell or
Ihl\V crealcu, arising, eviuenced. or uequireu, ,mu whether or nol prescnlly l.:olllClllplatcd or alltll.:ipalCd ,UllJ illduding, bul not lillll(eu tll, ull mnoullls of prilll.:jpul, illlercsl,
pCII.\hies, rcilllhurselllenls, advanr.;elllenls, eSl.:rmv!i, <lIIU ICes; (b) llml alt sums now or h!:rcillicr dLlL: und owing by Ilorrmvcr to Bilnk shull be paiJ whell lllld itS due, whethcr
by rCitSOIl or inslallmcnt, maturity. ill.:l.:c!l.:fUtioll ur olherwise, lime being or the esscnee: and (c) the lillldy, I.:omplcte, i:lllltinllOUs, und slrjet perlilflllulll.:e und ohSerVlUlL:e by
Jlorwwer or any and all of the terms, I.:ovellilllls, ugrcelllcllls alld cOllditions cOlltuilled in any IIml illl exisling or fulure JOI.:Lllllcnts, instruments, llgrcclllcntli, und Wfltlllgs of
CVI.T}' kind, l1alure, lypc, Ulld variety whichcviJi:I1l:e, rellcct, embody"give rise 10 or SCl.:llrC ally iUld at! c.\isting lInd fulure indebtcdness, lillbilities, ollld obligutiolls OrallY
kllld orlJllllO\VCI' 10 Bnnl.;. ^s llscd in ttlis UllilHlIlty, lhe lcrlll "Obligil,llllns" shall rcler to the ollllg<llions orpa)'melll, pel'l'orlllllJli:C, anu indelllJliliclltioll which Guarunlof hilS
ul1dcrlakl.:n allJ assumed purSlIUllt lotlli:; (JUilfiUlly, hoth ilS uescnbcd III this Seclion lInd ill olher SCl.:!Ion:; orttlis liuufimlY.
Sed ion 2. Nttllll'c or The Guarallly, ThiS (iUlIHlIllY: (ll) is (i) irrevocable; (ii) ubsolLltc llLld uncnnolllomLt; (iii) dlrcet, imlllcoiate, i!lld prinlllry; !luu (iv) one ofpaymclll
illlJ 1l01.iuSl L:ollectiull; ilnd (b) !nukes Guurulllor it surely 10 Ballk and the cquivulent nfu co-obligor wilh Borrower
Scl.:lilln 3. Confessioll of Judglllrut. GUllrlllllor irrC\'orllbly llllt.l ullcolltJiliolllllly lllllhol'i:tes 11l1l11'1I1)l0\\'el"S IIUY allorllcy IIdlllillcd 10 Ill'llclice before llllY (11111'1
HI' rl'\'(1l'{1 ill 1I1e lluiled Sillies 10 allpenr 011 bchalf ill' (;lWrllllloJ" ill any t'llllrl ill (llIe ill' ll111n' III'llfCCtlillJ.:S, or hcforc 1111)' dCI'll Ihcreof or prollllllwlllry or ulhl'l"
t"UlIrt umdal, illllllu lIfll'Cllf fOI', 1'lIufess IInd Cllll'l" jllll!-:lIl~lIll1f.(lliIlSI (;UilfllllWr alIIH)' lime, whdhn hd"nre urnfjer Ihe lI('('IlITeIlCe uf JIIIY dcfault hncllllllcr, wilh
or Il'ilhuulll\'CI'IIICllt of dcfllult, wilb or wilholll((lIuplflillllih't1, lIud \\'ilholll priUI' 1I0111'e III ur tlllllUrllwil)' ufGulll'lIntol' for priur lIellriug, ill 1"11\'01' ur Unlll, ill IIle
full alllUIlIII uf Ihe obligalions whil'lllll'e due or which 11I11)' hr('tHlIr dlle onlhe (;lIlIl'IllIl)', Jlllls mllrl t.usl.~, plus Jlllurlle)'s' ff.~I'S I.'lplllllO lifll'clI percell! (15%) ur Ihl.'
JIUIUUUj whi\'h is due OI.lIIilY bccomc duc, willI relclisc of 1I11erfurs II lid wilhuUI righl of lIppt'lll. C;uJlrJullul' wlli\'es lilc hellclil 01" allY llUt! e\'er)' slnlulc, ordiullllcC,
ur rule Ill" ('11111'1, whelhel' IIO\\' iu force or IlCl"ellfter ellndell, whil'h ImlY he IlIwl"ull)' \\'lIh'cd l'tlllfnrilll,: "lIoU GUlIflllllur 1111)' righl Ill' llri\'ilegc uf uempliulI,
11lIuu'slt'lId dJ.:hls, 1IIlIlnli.~eulclIl. sillY uf UCl'lIliulI, or SlI/lplclIll'lIlary Ilrul'N'tHugs, Ill' tllhl'l" rdid' !"rulIl lhe ClIfUIHlIIClI1 III" iUllllctlillle I'lIfOft'I'lIIelll ul' a jlltlgllU'1l1
Ill' rdatctI pfllH'edillgs 011 II jlulglllelll. (To Ihe cxlcul Jlrohihih'tI by lu\\', JIll)' jlltlgllleul uhlllillcti Ill' t'ulIl"essillll shalllltll rtlllslillllc a li"1I UII !lilY rl.'lIljlrullCfly
Im'alcll ill l'ellllsyh'lIl1ill which is IlIe residelli'c of (;lIl1ralllol'.) The lIullwrily 1I11111111WCr whil:h C;ulInllllur IIlIS gh'ell fill' 1111)' allol'lll'y lullllilled Itl llf/lclit'c hcfun'
Jill)' ('uurl uf reconl '1Ilhe UuitCll Sfales, or the derl. uf sUl'h 1'0111'1, lu 1I1I11elll' for 111111 ftlllk~s jUII~1Il1'UI lIJ.:llillSI (;Uill'llutllr shall he 1I eOlllillllUIlS 1I11thuri!)' wlddl
sh,lllntll he l'xlulIlsled Ill' extinguisbetl hy Jllly ulle 01' lUure excrdlie,~ or illljlel'fcrl Clerl'iscs lilaeo" III' b}' Jill}' ulle Of morc judgmcllts elllcrcd I'UfSUllUI lhel'rlulllltl
Ill' l'wrdSl'11 011 nile UI' 1lI01'l' ucellsillllS 1I11d III slleh Hlllc /lull frumlilllc lu Hme lIutl iu Ihe SIlIllC UI' dilTen'lIll'tlul'lli III" jlll'i.~lliditlIlS liS BlIllk IIIIlY .'ollsider IIcl'eliSllr}'
nr 11l1\'bnhh', (;(lAH^NTOI~ IIElmUY A(,KNOWI.EI)(;I~S THAT TilE CONFI':SSION OF .JIIJ)(;I\IENT l'nOVISIONS IIEIU:IN (.'ONTAINEJ) WIII('II
AFFECT ANn W!\IVI~ C1mTAIN LI~(;'\L UICIITS OF (;IIi\I~!\NT()H IIAVE BEEN IU;i\U, IINUlmSTOOJ) ANI) VOLlJNTAIUL\, ,\(;umm TO 11\
(;tl,\I{AN"f()I{
SCdlOIl 4, At'I'lIl'llt'y Of HCpl'e,Sl'1I111tioIlS, (,lIi1wllIur gUUlilIlltes lhul elleh alli.! ever)' leprcsenllllilllllllld WiUTillll)' milde by BOl'lower or hy (juilnllllor 10 Balik l)(llh
bclllrc and alicr the dille ofllus (hwnlllt)' ilrc llnd Will i:{IIl(lIllle 10 hc \Juc, l.:uHccl. UCI.:Uriltc, illlJ cUllIplete, Wid lIul knuwingly lIlislcilding, ilnu UUilfllntUllihlltl inuellllllfy ilnll
hllJd Ilallk hilrllllcs~ lhlln uny luss, cost, or cxpclIse whidl tlilnl-: IlHlY slli"ler. sllstuill or Illcur ilS a re:-;lIh ur i1lly l'epreScnlalllUl (lJ slalclIlenl oJ'lhllTowef or ofUuut"illltor hcing
IIl<ltCI'llllty litlse, illCUl'rect, illal.:l.:UralC, incoJllplcle, or "lIuwingly Illisleiluillg.
Sedioll 5. FurccloSllI'C IlItlclIllliliellfiulI. III Ihe eYi:nl that WI)' reul or personal propCrl)' SCi:lIl'CS cilher Ihe llbligutiuns or (hmower to Billlk or Ihe Obligiltiolls. ulld
lklllk or any "fflliute of [lUll" i1clluires the sallle alkr u delilull by Borrowcr or (iUilrlllllor in i'ull or pilr1lid sallSlill.:tilln uf Ihe obligaliuns of Uunower III U,lIlk Of the
(lbligatlons, (IUilfalltor shall indellll1ily UIlU hold _Ballk harmless IrolJ\ imyloss, l:OSI, or cxpcllse whidl ll<tIlk llIilY SllSWIn us a result of: (a) selllllg lln: reul or pel'.!,olltll property
Sd W.:qulfcu J{H Icss lhall Ihe tolal sums uwed willi rcspcct 10 the uhllgilllollS or lJorrower 1.0 nan" or the Obligil!lOI1S, ilS thc (;lISC lIlay be, Jll'Ovidctl, howevcr, tlml 0II1y SUdl
s.de by Bilnl-: IS uone ill a l.:Olnlllcrl.:iully reasOllabtc Illanllcr; (If (Ill any m;tlllll broughl agulIlsI Banl-: unu!,.:1' Sceljoll 5o\g Of Scdiull 544 (v) ur Ihe Ulliled SIUICS Bankruptcy
('ode, us iIl11endcu, un Ihe ground thaI the cOllSldel'i11101l p.lld by Ihllll.; Itlr Ihc leal or pcrsonal properly \Vas 1I0t ':reasonabl)' equivalcnt value," within the l.:Olllempllllioll of
SCdlOIl 54g or Sedjoll 544 (Il) of the United Stalcs Bankruptcy ('odc, ilS illncnded, or "lim cOIl:iiltcrallllll," Wllhill Ihe cOlllemplalion of nny appllcablc stille hauuulclll
l,:(H1VC}'iIJlCC or tramler law or was otherWise madcqulIle.
Sc!:tiun 6. HCflOl'tillg 11.equiremclIIs. (Ju1lranlor shull Sllblllil to BUill-: unnullI Jinilnciill stlllclllenls, l~deml. SllltC, tlnd IllClll tux rctu(Ils, anu such olher llllilnclill
inlilfllwtloll as ]],ml.: llIilY re(llICSI from lfIoe to IUllC,
Scclion 7. . IInnl. Neet! Nil! l)ul"sue (~Ihe.r !Ugh,ls Ucrure Ellron:illg GIIll~'alllY, Bomk shalt be ulldcr no obligalion 10 pursue t3l111k's rights ,ag1linst J3ofm~er or UllY. of
Ihe mHalcrid 01 l-Jorrower sccu('Jllg the obbglltJons ol Borrower 10 IJilnk, or ag,LJllSI illlY (llller gUilfillltOf Of olher person lhat IS now (lr hCfel1ller llilble UPOJl or III i:OnneC,II(lll
Wllh lIny (If the obllgiltlons of ;lily GUafllnlor or IJom-lwcr tll Ililll" m Illat hus gl'lIllted allY licll Ill' SC!,.:Uflly illlCll~Stlo or l'{lr lhe bCllcflt Ill' Ilunk 10 seCUfe uny (If lhc obligations
uLlIlY <.illill'illllilr llr Bur('(lwer to BUill.; ("Olher Obligor") or <lily cl.lllatenil ofi.lny Dlhcr Obligor before: plll":iillllg 1111111.;':; f1ghlS lIgilillsl (iunHllltor.
ScclIon~, Wght or Halik To At'l \Vilh l{csllecl To )JOIT(J\\'CI', Olhel' Obligors, And Collalt'l"al. Guurimlor hereby ussents to uny unu uJllcrllls illld ugreelllcnts
bctwecn lIullk anu Borrower ill' betwcen Bunk ulld ullY Olhel' Ubligor. iltlU 1I11lUIlellllmenls unL! llloJiril.'aliulI!> Ihcfc(Jl~ whclllcr presenlly existing or hereuHcr Illilde and
\\hdhcl oml llr 1Il wrlllllg, B41111.; may, withOllt t.:omprOlllislllg, Illlpillrillg, uilllinishing, ur III all)' way 1~leaSlf\g (illanllllur liolH the ObligUliollS iIl111 Wlthoul llotlfYlllg Ul
ublaHliug Ihc prior llppwval oi' Uuarillllor, al iIIlY _Iimc or IIOlll lilllc 10 lime: la) wilive or C.\l.:lIse 1II1/ J~lillill hy lluffuwcr ur ,my Olhcr UbI igor, (lI' delay in lhe e.wt'l.:i!>i: by
B;llIk or any or..lI or Ililllk's fights or rcmcdics With rC:ip~ct 10 slll.:h llcthulC (b) gnml c,\lcnSIOI1~ ofwllc lilr PilYlllClll or perJilflllilllCI.l by BUfl'ower ill' uny Other Obligor: (c)
Ide.ise, subSlllUlC, c.\dlilllge, surrenuer, llr add colllHeral of Il00wwcr or (If any Olhcr Obliglll, ur waive, rcleusc, or suhordillilte, III whole or in jlUrl, all)' Ilcn or sccurity
IIl1crcsl held by Ililll" un illly reul or pcrsollal prujlCrly sccuring pa}'JtlclIlur perJilrllliUll.:e, III whulc or InJl~IlI, of the llhligalluns of IllllTmVC( or of an)' Olhef (~hllgor l(lllan";
(d) r\:km;c BOHmvcr or <lilY Othcr Ubi Igor; (c) apply pU)'IIli:nls Illild\: by JlmfUwcr, or hy <lI1)' {)I!ll.:r ()bllg(lI. 10 illl)' SlllllS o\VeJ by Uurrmvcr or 1my Olllcr Obligor tu Ilunk, III
allY lIn,b (II milllllCI, or 10 imy spe!.;iJji: al.:cOlllll llr i1CWlIIlls, ilS Bank lIlilY clci:.I: iHld (I) t1ludily. dliUlgi:. rClle\V, e.\lelllJ, (ll' llIHend, in any re:ipcl.:t BWlk's agrcelllelll wilh
llunO\VCf or ,lilY Olher Obligor. (If illlY (/Ol,:Ulllelll, inslnllllCIII, (If WlIlJIIg embodYing ur rellcctillg tlli: SiIllle
Sl.:i:liolll). Wui\'CI"s Uy GlIlIl'lUlfur, CiWlI'illltOfWiliws: (il) all)' illld ull IJOli\:es whulsol.:ver willi t\:specl tn lhh (iU:lnLnty or wilh respeello ilIl)' of Ihe ubliglllio(JS or
Ilorl'll\Ver 1(1 Hanl-:" 1I1el\ldjllg, buL not limiled lo~ nolll:l.: or: (i)llall"'s aiXeplilllcc hercof 01" Ballk's illlelllloJl lu al.:l, or Bunk's aCliolJ, in rcliulIl.:c hercoll; (Ii) the Jlrc~elll
C\lslcncc or lilllllC Illcllfnllg ofilny orthc ubllg<ltHlIlS of IJllrllIWCr to Halll-: or illly tel'lns or illllowlls l/lcreufor illl)' dWlIgc thcrein; liiD ilny dclilllll hy Illlrrower or uny Olhcr
()bllgor~ ,Iud (iv) llll.: ohtaining or rcleasc OrallY gllilnUlly (}r liUlcly agleelllent, plcdgc, Olssiglllllent, UI oIlier SCl.:\lrilY I'or UII)' urthe uhliglltiulls of Borrower to Bank: (b)
pres\:1I1lllelll illld uell1ilnd l'{lr paymelll ofuny Stllll due IJ-ulI1 Burrower or illlY Other Obligor and prolcst ofllilllpaYlllcnl: (el dcmand fur pcrl'{lfllliUli:e by Borwwerur illlY Olhcr
OhllgOl: (d) illl tklcnscs unu ulschurges b'lsed on surclyslup; amI (c) ,lilY righlor clillllllo C<lllse a marshaltUlgofthe lIssels OfUulIfillllllr" Borrowcr or uny Olher Obligor.
Scctlon lU. IJlleufoft'Cubilily Of Obligllliulls Of HUHowcr, )':11'. This GIlill'anlY shall be viilllJ, hllldlllg, anu cn!f.lrl.:eahle cvelll!': (a) lhl,.) obllgalions of Bormwer to
BUllk which ilre gllaHlIllled herehy ill'C now or herc,!!lcr bccomc IIlv,llid or ullelll'{lfl.:Cllhle Ii.lf all)' rCilSOIl~ (h) illly lilWI dUl.:ulllents evil1cllclllg or relaling to the Ollllgiltllll1S
sll<ltI fur illl)' J"Cll:iOll he IIIvillld or lInenl'olccub1c in illl)' ICSpCl.:I~ lJl (i:) Bank shull havc Hilled 10 ohlilln, 1(11' all)' reilSOIl. any l.:oHalerlll, lien poSilioll, guamllly. ur l;fedit ~Uppolt
now (If hi:rCilller l.:olltclllplilleu by the purlies.
Seltioll II, No CUlldiliulIS l)reectlclll. This (JllHmnly Sllllll be eflect;ve and enlllreeahlc illllllediiltc!1' upon its c.\ecuti()l\. (iuilrlllllor udllowledgi:s lhat 11(1 U1lsillisi'icd
cunditions plCl:Cdellllo Ihc c1kctlvencss lUlII cnlill'l.:cabllllY ul"lhis (illillilllty i:xi:il <IS oflhe d,Hc urilS c.\C\:lItiulI and lllHlthe effel.:livcness lInu clll'{llcl.:al,iliIY or this GuaruHlY
illC nul III illl)' \Vay i:lHh.litiollcd or i:olllingcllt upon all)' evcnl, llCcllllcllce, (If IWppelling, (II UpOIl .IIlY \:ulI(lition exisllllg or l.:olllillg intu c.xislcni:e eilher bet'ore or aller lhc
e\CCillion orlhis Gtlllfllnty.
SCl.:liun 12. luformatiun COlleeruillg Uurrowcr, Ctlllnlcrlll Or Olhcr Obligurs, Bank shall have lIO prescnl or llllllre uuly or obligulion to UiSi:OVCf or \0 disdosc 10
(iuunllltor illlY illJ{lfInalion. llllullciul or otherwise, conccrning UOIIO\\'cr, <lilY Othcr Ohligor, Of i111)' eollmeml sCl.:uring Ihc obligalions ur BOI'rowef to Bunk Of of Hlly Olhef
Ohligor 10 I_Jank. UUal'illllor waives UllY right to clililn Ul ilssert 1I11)' sLldl dLlty ur obligalioll onlllc parI or I~illlk, (jUUfilll(Of agre~s to ilbluin illl inlimnution which Gtwmnlor
considers cllhcr ilppropriate or relcvulIl \iltlllS Uual'illll)' hom sourccs olhcr than Ballk ilni.! ttl hecollle illld r~majn HI ulltlllles ClllTcnl ilml contliluullsly upprised ill' ull
illfl.lrlllillion i:lllll.:erning Uorrower. Olher Obligors, and llny wlJalcrill whidl is IIliltcfilll lllld fclcv<lnllo thc (lbJigulions ilrChlllrunlOr unuer this (juamnty
SCCIIllIl JJ CUlllllhlli\'c Liallilily. lhc li<lbillty of(illilfilll(or ullder lhis Guamlll)' ~hiltl hc ClllnulilllYe 10, and 1\01 in lieu of, CiWlnllltor's li,lbiJily ullucr illly olher
dOl.:Ulllent or ill ully l.:ilpal.:ily olhcr tlmn ilS GLlarantor heli:lUlder.
Sei:l;on _14, Obligaliolls L1l1eulldiliolllll, Thi: paYlllell1 Hml j1i:rlilllllillll.:e of the Obligalions shaH bc Ille iI/lsulule Hlld uncolllliliOlIilI, Juty tlIh.l oblig1,llion uf (hmflllltllr,
illld s/liIll be mdcpelldcnt or illlY uclensc or any nghts (If sel-olL fi:WUpIlICIII Uf coullterclaim wllich Ollill.lll1or Ilught olhcrwlse Ililvc llglllllSI Bank, UIlU UlIurillllor ~hllll PilY
Hlld pcrlilfJIIlhc Obligations, li-ec ofuny dcdlli:liolls unJ withuut allalClllenl. UilllillUlioll or si:t-ol"L ilnu wHil ~lIch time ,lS the Oblig,lli(lllS hilVC bccll fully pHid nnd flcrl'{lfIl1ed,
(iuarillltllf: (a) shall Ilut suspelld or uiswnlllluc allY PllYlllcnls pnlVlued for hcrc;ll: (bl sllllll pcrfunn <llld (lbserve ,lll ufthe covcnunls Wid tlgreements cOlltilined ill thiS
(iU.II.lII!y~ alld (i:) sllilll not tcrlllinillc or ullempt 10 terminalc thiS (juumnly ftlr illlY rCllSUlI_ No dclay h)' IJiln" III llIilklng delll<lllU 011 (iUUlilnlor I'{lr SlltlSlhclioll of Ihc
(lblig,ltiollS shill! prejuLlice (If ill illlY way impair Balik's ubilily lu ell illiTe lhlS UWlnlllly.
ScCtillll 15. IJcfCIISCS Agllillstl)ehlor, Ullllllllltor waives all)' right 10 lIsscl'lugainst Bunk <lily uelCnse (whelher legal (If i:l/uitilblc), l.:luilll, l.:uunterduilll, ur righl or
.sct-urr or rCl.:OllplllClll which (JulIfUll!Or nwy now or hcrealler llilve ilgillllSt Ilorru\Ver or any Ulhcr Ohligol
SCL:IUlIl I(l, E\'ClIIs Alllhurizillg An'c1cl'lIliIHl OfThc Obli~lIli.JII.~, lrilll}' urlhc tilllol\'illg shall happcn ur occur, !lilllk, wilhulIllloticc or u\:lIl11nd, Illlly uccelerule ilnd
c,1I1 LllIe lhe Olllig.ltluIIS, cvcn if lIilnk hilS !lol uecelerulcu illld callcd dlle Ihc slims (lIvcd lu Ilank by J!UH(l\\,\:f: (il) il dclilLltl by any lJi)rrllwcr UI' Othcr Ohligor upon illlY of
Ihe e.\iSlillg (If rlllme obligations Ilruny Borrowcr (lI Ollli:r Obligor (0 lIall"; ([II il nlilurc ufml)' OUillilllhll' III perlhl"lll.lIIY C(lVi:lIilllt (If llgrl.:el\lCnt cOlllaillcll in Ihis (iuarilllly;
l!:J a udllull ill1lll)' ollll.:r agrcemelll, imlrUllIcnt or dilcUlIlelJt bd\Veell illlY UlI<lr<llllor, lloll'o\VCl or lllher Obligor <llld Ballk, or illlY wrpofille 11lfiliale ilf Hall", whclher
lllel'lPusl)', simultaneously. or herealkr i:lllercu mlo; (d) u Illillcnal advcrse dUlllgC in the HlliUlt.:lid \:(Hldlllon of illl)' l;uUnlnlor, [Immwcr 01' Uthcr ObJi~or Iro!ll Ihat
t.:.\pre:isl.:d iJl Ihc f1I\<lIll:Iid ~lalelllcnl must Icccnl,ly suhlllllleu 10 B.lllk priollo Ihc d.llc ill' lilts (I11illilllty. as delcl"lllined III guod liulh by Bilnk in ilS solc lll.~ercltoll: tcl
lIlstllllllUlI ilrhallkruptl;)', IIlsolvellcy, rCOl'gulliziltlOIl or 1'i:l.:l.:lverslul' PHli:CCumgs by or agaillsl illlY (iUiIliUllur,IJllrru\Vcr or Olher Uhllgor III any :illlle or leJernlwUl'l; (I) Ih~
ilppllllllmellt or a receivcr, lISslgnee, euslodiull, trustce or sillHhlr 01 Iici"llllldcl' ilny ledcnd or slllle IlIsolvcni:y or i:l'cdilors' righls law J{ll' iIll}' pwpcl'l)' (II' any GUilrlllllor,
Burrowcr (If Olher Obligor; (g) failure OrilllY (iuilnullor, HOllowcr ur Olhcr Ohllgor 10 1I1f111sh III B.lIlk slIch cllllatcral Of addillomil cultatcml ,IS Ihlnk mily III goud 1;lill!
rcquest; (h) i11ly Wilfrilllty, rcprescnllltiutl, or stalelHenllo llllll" by (If (!II bel mil' of illlY Ciuanlntor, IloJTilWer ur Othcr Obligor [lHlving to lwvc bccll inCUl"fel.:1 in !lilY malcrial
rcspecl whcn madc or IIlrnishcd; (i) Ihe occurrcni:e of tiny cvent which is, or woulu be with the pilssugc loll' time or Ihe giving of nuticc or b(llh, ,I ucfuult unUer ilny
illdcbtcuncss of ;lny GUUH.IIltur, Borrower 01' Olher Obligor 10 lln)' person (ltJl(:f thulI BUllk; (j) UIIY nUtlCrllil lms, thelt ur subslantial uiuTmgc. not fully insurcd tbr thc bencJil
\11' Ilunk, 1(1 illlY of thc !lsscl~ of uny Guaruntor, IJoflower 01 {)lhel (lbllgor, UI' Ihc Silk, ICilse, Inulsler ,(II' CIICUlllhnlJll.:!: of uny Illuteriul piln ur the ussets of uny GU<lrillllor,
Burruwcr or Otller Obligur other 111U1I in thc uhlltlmy cOllrse ur II1ISIlIi:SS~ (k) Ihe culry ur' ,lilY filial .I\1dglllellt uguill:il ullY Guanllllor. Borrower or Olhcr Obligor If.lr Ihe
\')'HIUJ'JA,I"'l\cNu.1
puymcnl or moncy in cxcess of $5,000; (J) thc lcvy UpOll or llttlll:hmcnl of uny usscts of any Guaranlor. Borwwer or Other Obligor; (m) the recordutioll of ilny fcderul. slate
or IOl.:ultax licllagainst [IllY Gunrulltor, !3orrowef or OilIer Obligor~ (11) a 'hunge of ownership (Ir uiss\llulion, mcrger. l.:onsolidalion, liquiunlimlllr reorgullizmioll of any
(iUill'illllor. B\lnOWCr or Olher Obliijor which is 1I eOl!l()l'illion, pilrtncrship (lr other legal elltity: (Ill the delllh tlJ'ilny (juartmlor,llurHlwer Uf Olhcr Obligur who is allalurill
person;, (]1) lhilure or Ilny Uuuruntor, Burrower (ll' Other Uullbor hl, furnish to I3tlllk .'iUcll t1nanl.:iul 1lllllnnUliuI1 us Bunk nmy rl:IIUire Ii-om lime 10 lillle; or hi) lhl:
dctClllllllilllon III bood 1ililh by Hank. in Its sole dISl.:l'etlllll, thallhl: ability or any (juilI'lUllor, ]luuower or (l[hcr Obligor to pay (If perlilrlll uny ul' lheir respective llbligilliollS
lo Balik is IIlIPllircd lilr <lny rcason.
SCl.:tiun 17. Expcnscs or ColICClioll AmI AUurucys' Fccs. (luarunlOr shull puy all wsls uud expcllses incllncd lly !Junk in colleetin~ SlllllS due under this (jUllfilllty,
illcltldlllg without Ilmililtion the cosls uf <Illy lien, .IlIuglllcnt or ulher rewrd seiln.:hes. appmisuls, hilVcl e.'ipellses und the like. llllllldiliutl, ll'this (iuurilnly IS fclcrred to illl
i111ornc)' fur l.:ollel,;[lUll. whether (If not judgmenl hilS hCl:lll,;onlcsscd or suit has been I1lcd. (jual'imtllr Shilll PilY ull of I~llnk's cosls. lccs (including. but nnllill1iLed Lo, Ililllk's
.Illumeys' ICes, chmgl,;s and expenses) untl illl othcr expcnses resul\lllg from SUdl rclerml (10 lhe CX[l,;nt IlO[ prllhibned by law),
,"ic(.:lioll IX lutcrcsl l~lltC After Judgmcnt, If.llldglllent is entered llgllinsl UUill"illllor UII tllis (;II~lnlllty. the U1110Ullt of thc judgmenl entered (whidl muy indude
prinl.:ipal, inlCrCS[, .:hillgcs, fecs, ,lilt! costs) shall hl.:ilr iukles[ al [hc higher or Lhe deliLult inlen,:s,[ rale .'iC[, funh in the uOl.:UlllcnLs g(lvenlillg Lhc uulig;lIiuns or lJorl'llwer t(l
11.ln!;, as Ucll.:JlHHlCU olllllC uille uftllc elllry urlhe judglllelil. or [hc kgiLI ratc uf mlcrcs[ then applu,.:ahlc tll.ltu.lglHclltS 1I11he juristlielionln which judgmcnl WilS elltl:rcU.
Se.:tion Il). Ellrl.lrl'Cmcllt Uurillg UlllIll.l"lllllcy, l:ultlreCl1lCllt ul'lILis Ullillilllty .'ilwllntll be S[.Lyeu Ol' III ilI1Y WU)' uelayed us II rcsult ul'lhe 1I1ing llfu petltlull unuer lhe
lJnitcu Sl,lles liiln!.;rupley Coue, liS <llllended. by or ilgainsl B(lHower, Shoulu BanI.; be requil'l.:d tll ubtain till {Irder of the Uniteu Slilles Uunkruph':y Court 10 begin
clll(IICelllel\[ or this (JUilranly allcr the liIing of II pl:[ition under [hc United St..les Uankrupte)' Code. as amended, by or ilgulnst Burmwcr, Guurillllor hereuy wllsellls to IhlS
rclil.:J' imll a~rl,:cs [{lllle or cause 10 bc tilcd ull ilppmpriute pJciluings 10 evidcnee unu eflceluate such cOllsenl ilnd 10 enable Bunk 1(1 (lblUin the relief relluestcd.
Seclion 20 I(ClllCtlics CUIlIUhllivc. All of UlIllk's !'ights ilnd remedics shall bc clllllula[ive Hlld ilny lililun.: or Bank LII c,'(creisc im)' right hereunder shull not be
I.:unslrueu ilS U waiver of the right to cxereise the Silllle or iUIY oLher right a[ illlY Lillie. mId rmllllime to [imc, lher":illier.
Sel,:[i\Ul 2 I I>ischllrgc Of GUllrllllly, .l.his (iuaran[y SllilllllOt he uischurgeu illll! Guartllll(lr .'ill.lll nol he I'clcascu Ihllll liuhilil)' IIlltil nil Obliga[ions llilve been Sillisllcd
inllllJ amI the suLislhl,;tion ofthc Ol,ligations is not suhjl.:l.:t 10 clmHenge or conlest. and alll.(lmlllillllcnl.~ Orl~ilnk (irany) have hcen e,'itinguisllcd in <Ll.:COrdillll.:c WiUl Ll1m
[CIIll.:;. I r all or illlY porllOn of Lhe Obliga[ion.:; an: .:;alisth.:d lllld Ballk IS I'C{luired Ihr allY rCilSOlllo pay [U il!IY person [he sums tlSCU to salisly the Obligalions, [he Obligations
shilll relllain in etlcl.:t ulld enl<lr\.:euble to the ex[ent [hcrcol'.
Sel.:lioll12, Continuing Gllllnlllly. This GllllHlIlly is n Ctlnlilluing gllilfilnty or nil e.'(isling ,LIld futurc llblig,llions or lJorrowcr 10 Bunk UIlU IHUY I\ot ut uny lime bc
lel'llllllil[ed by Guarantor. This Guaranty IllHY be terminu[ed only ill wliting by Bunk <lnd upon slldl lerms WId conui[i(llls Uli Bunk IlWY impose,
Sedion23. IUghls Of Subroglltioll, Elt'. fnlhe: event Ulltll'illllor puys uny SUlllto or fllr lhc Iwnefit of 1J.1IIk j)ursuunlto [hiS ULlarulllY, Uunr<m[or shull have no righl or
con[nbutlOn, IIldeHlniticution, exoneration, rellllburselllelll, SUbrogilllOJl Of other right or remedy ilgamS[ or wilh resllct:t tu llormwcr. tiny Other OblJgur, or llny collntl:wl.
whelller re.ll, personul, or mixed, secming thc obligil[i\lll.:; Dr Burrowcr to BiUlk or Llle obligutions or any ()lher Ouligor <Lnu hl:rcby wuives ilnd rcleuscs allllnd tiny sLlch riglLls
whil..:h itlllUY now or hefcllller l1uve,
Sedion 24. SUhUI'lJillllliull Of Ccrlltiu IndehletlllCss, If GUUfun[ur hllS udVUlll.:eu or herellller ildvanl,:es allY S(II11S to Borrower (II' ils sucl..:essors or assigns or il"
florrowCf ur its SlIl..:cessors or ilssigllS is now or shall hl:lellller be1.:ollle indebted to Uu.tfUn[or. SUl..:h SUlllS and inJdltcdness shall hI.: suuurdillllte ill all rcspeets lolhe illllllUlll~
now and herc.iller due i.llld uwing to Bunk by Uorrowel'.
Sedioll 25. Scluff, Bunk slmJl have lhc fighllD set-olr.U\d upply uguinslthe Obligu[ioJls uny SlIlllS of;lny UU<lnllllor lit uny lime un deposit with Bunk whether such
dql().'iits IIl"e gcneral or special, time, .savings, pilssbolll.: or uClllanu. provisional or lintll. ~Ulu GUHlllll[or hwehy pledges !lnd granls lu litlllk il securilY in[ereSl in illl slll.:h
dCjl(lsilS iU1U dcp(lsit uccounts.
Sedion 26. Chuke or Law, The luws llf Lhe, C(lllllllunwcullh or PCllllSyh'llllill (e;>\cluding, howevcr. eonllicl of lilw principlcs) shull gUWfJl und be applied tu
delel"lllJne all issues rellltmg 10 this GlIilriUlIY llnd the ngh[s tLllu ubligalions uf Lhe Pllrties herdu. induuing lhe vulidilY. I..:onsll'uelion. inLerp!'etulion. ilml elllhl'ceilllLliLy uf thioS
(iuilralllY anu iLs vurious pwvisiolls ulld the eonscquenl..:es and legul cf[ce[ of llJltnulSal..:liollS and evenls whll.:h resulted in the issu.1I1ee or [hiS UUilnLnty Ilr which oceurrcd or
wele lo Ol.:l..:ur ilS il dlled or indirect resull of this (iuamll[y haVing bccn CXel,:uleu.
Scction 27. Conscnl Tu .JlIl"istliclioll, AgrcclllclIl As To Velluc, UUilflllllor irrevocubly cunsl.:Jlts [olhe Iloll-exdllsive.iurisdil.:tioll oflhe C(lUrlS of[hc COllllllClIIIYCllllh
nf l'l'llll~yh'llUill anu nf the Uniteu Slates Di.:;[rkl CUllrl tilr the I\liddlc J)islrid uf l'l'llllsyh'ullin (iUilflllllur agrel..:s [lml Ventlc shall he propl.:r ill <lilY t:oun of lhl.:
('nUllllullwc,llIh uf PCllusylvlluill selec[ed hy I~ank or mthe Uni[ed S[ale.'i Dislricl Cuur! fur [he I\litltlll' Uisll"il'luf 11('Ullsyh'llllill ilnd waivcs an)' right Lo oblcet Illlllc
1I\<It1llclIilnCC ur a SLlIt in allY oJ'lhe slalc or tcdcliIl courls of [hc (,'UllIllIUllWCllllh ul' I'ClIllSyl\'llllill unthc bOlsls or illlpl'\lper venue {ll' (If incUIIVCllleJlCe (If li.Jnllll. .
ScelilHl 2~, Aditllls Agllilut UIlIl!\. AllY actloll broughl by (iUiH'illllm ngilinstllank \\'ludllS hasnl. dlrcelly or intll.-el.:ll)', Ull Ihls <iUilHlIlly Oi' an)' Ilmllci' in 01' rela[et! 10
IIIIS (illal'illlly. Uldudtllg but Ilut lllllltcd 10 [he uhllgallons \If 1I01l\lwer [0 Balik, or [hI.: udullnislm[JOu. eulkl.:[lllll. 01' enlilrl..:~lIlellllhcl'e~IC shill! be brought (}ILly in [Ile COUlls
of (he ('UllIllICIIl\\'Clllth of I'cullsyh'llnia. (iUill,lIl[UJ sh,illllot Iile a I,;llunterellltlll agillnsl IJ,m!.. III il SUit hfilugh[ by Bunk ilgilinst Guaranlor III tI slutl: ulher thun the
CUllIlllUIl\\'t'lI11h III' I'cllllSylvllllill unk.'is under the rules of prol.:l.:uure of' lhe cuun in whiell H;Hlk brpughl [he ill.:tiun the countcrclaim is m,lIldalory, IIIlU 1\01 merely
PCi'llllSSlye, .md will be wnsiuereu wUlvcd unless Ilkd liS il counlet'e1.II111 IIllhc aelion IllsUlu[eu by Ilullk. (iuilmnlor ugrecs [hal any ItlfUlll other thun the COllllllollWClllth of
1'l'Il11syl\'lllliil ,IS illl incollVCtUentlorum illld Ihilt a su11 bl'mlgh[ by (iuarilnlor .lgainsl Uall!\ Ul a 1.:00Hl or any slale other tlltllllhc COllllllOUWCllllh of I)Cllllsyl\'llIlill shoulu be
lilrlhwlLh disllllssed or tmlls/erred to iI eourtluealed IIllhe ('(UlIlIlull\vCllllh uf pClllls}'lvllUin by thilll,;Ollll
Sed 1011 29. Ilwulidily or AllY )'111"" If 1ll1Y,pfUVISioll or part of imy provision oflhis Guunlllly .'ih.LlIlor UIlY rCtLSOn be held invulid, Hlegal. or unenlilreeuble in ,my
rcspee[. sUl..:h IIlvilllully, ilJcgullly. or uncnl<lrl,;eilhillly sll;lll nut ,llkel illlY uther proviSIons or [he remaining pan or allY eflcdlvc proVlslUlIS or IhlS Uuiltlln[y. <lnd lhls
(iUaI,Ul[y sl1:l1l be cllllslrueu us if SUdl invuJid, Illegal. (lr ullenlllrl,:Cilble provisiun or pilr[ [hl.:reof hOld nevcr hecn cuntilined hercm. buL only 10 lhl: extent of its invalldi[y.
Illcgullly, or ullen/brceubiJlty.
Seetion3U. AlIlclltllllcnl Or Waiver. No conduct, custom O'.l,:oursc ufdcillillg shull be erlcl.:tivc [oll'uive. illllenu. modily or rclease Ihis GUilnlnty or any ot'the tcrlllS
Ulld eOlluillons hercof. This GUilnmty muy be ull1enued ollly by a wfIllllg duly executed by Guarun[or .lIld Ballk. No wiliver hy Bank of any ufllle pnlVisil1ns o(this GUiIl'lIl1Ly
Ul' <LIlY uf the rights or remedIes or Bunk wilh rcspel..:[ hereto shall b~ cflcdivc or cnforceublc unkss 1Il1V1'J[mg.
Secliun J I, niulliug NltlufC. This GUilrilnlY shall inure to (he bcn~lil of Hnd be enHlrel.:ilblc hy IJilnk and Ballk's sUl.:cessors and llssigns tllld imy other person to whom
Bank IlW}' gnllll an Inlerest III the obligations of l3urrower to [Jilll!.;. anu shall be binulllg upon llnu el11i.lll..:eable ngillHst (jUUfUlllof ilnd GUilnlnlor's persul1al reprcsetllilllVcs,
SIII..:CC.:;S{lfSillIU .lssigIIS.
Secliull 32. Joiul AlI~ St\'er~1 ~llllll'~. lnlhe evenllhere exists more Ih,~n onc GUilfillllllr. all liahili[ies hereunder shillJ lle .loinl and several. Thc lilLbitity ofUUUrilnLOf
shall bC.lUllll ilnd several With the Ilublllly ol.lIlY Other Obligor nolil ]lilfty In tlus Guaranty
Sectlun 33. I\s.SigllltbHily. This Guurunty Of ill\ in [crest [herellllllay be assigncd by Bunk, or by any olher holder. ill any lillll: or lhull lime to timc, GlIunLntor Sllilllllot
have [he nghl III assign Its rights hereunder (lr allY illll:fests hl.:fl..:in wilhout the prior WflUelll..:(Jll.~~lIllll' BUill-
Serllon 34, NCllil'~li, Any nolicc ur dell~allu reqllircd or pefllllLled by or ill eollllecllon with tlus t iWll'WllY, wi[hoUl illlplying the (lbliga[iolllO pHlvide UllY nu[i.ce (lr
dCIILillll.l, .'iIIlIJl be lIlwrllrng ilt the ildull:SS setlmlll lIduw llr [0 sUl.:h olher illldless .IS JllOlY be, helC:lllel s[ll'cllled by wnllen Iloliee to BUill.: by BUfl'mver. Any such lwlfl.:e OJ
dClIllllld .'ih<lJl be .ul.:etllcd [u be eflcc{[w ilS oJ'the uille or hand .u~livI..:lY o~ lilcsllllile Ir~lI1SI~lISSlUll, onc { I J dllY' tlliel d.spaldl if scnl hy leJcgr;un. Ilwitgmlll. uvcrnighL tlclivelY.
nplcss Ilwllor ledcml express. or Ihree (3) dllYs lIJlerlllalllllg II SCllt by llrst etass mOl' I With pllsHlge prepilld
Sec[ioll:l5 Fhllll/\gl'l.'l'lllCIlt. Tlus (rwuanly wntilllLS the 1l11;1I and en[ire ugreelllcHt belwecn IJilll!; lInd (ill;uall!or with re.~pect [0 the gUlIl"ilnly hy (jllilJ'Un[Of or lhe
tJbligallolls, fllelc arc nil scpllHlte mul Of wrlllen 11Ilul..:r~[ulldings bclweell Ban" ilnd Guilt'anlur wllh lesjlce[ lllcICto
Seclwn.3(1. Tl'll~C, Gr,lltlCl',l>clilu'd Tfnll~, (~llplitlus. As IIsl.:d hcrem. Ihe plural sh,lll reler [0 ,1Ild llleludc lhe .'iingulilf. ilnd the singulur. the plural. tlnd the use oriluy
gmdci' shalllll.dudc 1I1ll! Ider 10, u.ny (llhl:r gCllder..11 Illllre lhilll UIlC person hus e;>\eculed this (]uar.1Il1Y~ lllc lcrlll"(juilflllllm" shilH mean ull such pcrsulls colleclivel)' or ilny
ulle Ilr 1l10re ul sud1llcrsofls mdlvlduillly or culkdlvdy, ilS Ule CllSI.: Illay be illlll ilS lhe !.:Onle.'(t IIWY ll:qwre ^11l.:up[,utlS ilre lllr the Jlllrllose ill'cunvelliellcc tUlly,
Sec[ioll 37. SClll Autl Hferlh'c !)ah'. TIII.'i (iUilliUI[Y IS WI IIISlllllnl.:llt e.'(l.:l,;ulell ullder sClIl alld IS eflL'l.:llvc ~Uld Clllll.-ceilble iI.~ (1l'lhe dille set lilrth bdow, iUllepcnucHI Ill.
[he dil[c of.u.:1Uill CXCI.:Ulillll,
Sel.:ll\lll .lIt Otlu'.. Wllivcrs, Etc. In [he evelllli.1l11.: has hl.:ell glanlcd a lien or security inlclcsl tIS l.:llllilleral Illl" [hc ()hlj~ulj(Jns by 11 parly (l[hcr thull OUiII'Ulltor ("Ollwr
Colliuellll" j, ~;uilranlur acknowleJges and Uglees that the docuJllellls eviuelldng slleh lil..:n uf seCUnLy Inlercs( lllay llluuil)' existlllg law anJ JIlouily. wuive or explain the righls
i1IlU dU[lcs olllle pmlles lhereto. To Lhe ex lent GuunlnLnr qualllics as illl "obligor" within Ihc IlICtllllllg ul"lhc Unilllrm CWlllllerciul Code..'ieeLlred "]'fjlllsuctions us mnended
("IJ( '('II) Of ,Illy sltl.lililr lilW ufllnr other stutc or ll:rri[Of)' with respect to the OLller Collilterul illld, as II lesuillhefco( the lICC (lr similuJ" Iuw I..:onlcrs uny rights ~1Il UUllfllnLof
or Imposes imy uUlles un UiUlk WIth respel.:t 10 (JuUf'illllOr, Uuurunlllf llgrces that, such rights Wid duties hilve heen fI1uuJned, wuived or cxpluined IOllle Sillll~ cxtent llnu in the
SiUlle IllUIlJlCr. llmt Lhe pUl'ly providing the Other Collllte:ml hus ..greed [(I moulfy, waive, ur cxplilin ils curresponding rights undlor llny corresponding dutics o\~f.:d 10 it by
Hank.
...:
YS.OIO<JA. l'lI!:c No. 1:
Seelioll 39. Wllivcr or Trilll Dy Jury. GUMlwla!' IIml UUIII.. by their Clccutiolllllld IU'CCllllllIl'f. n'sllcdivd)', 01' this Gunl'llllly, lIgrcc dUllllllY sull. IIclioll. Ul"
IlI'ol'ceding, whcfhcn:lnim or cOllulcl'c1uiUlj brought or iuslilulcll by GUllrlllltor or UUlll. or lIn)' SIIl'l'l'ssor ofllssigu orGullflllllor 01' 111m). 011 or wilh I'CSI)ccllo this
(jullrallly or which iUllll)' way !"clltlell, direcUl' 01' indirectly, 10 Ihis GlIlll'lIl1ly or un)' 1.'\'1.'111, transactioll, or OU'lll"l'ClIl'C urisiug oul of or illltlll' Wll)' cOllllecled wilh
fhis Gllllfllllly, 01' the dealings of the pltrlics wilh resJlect lherdo, shull he tried onl)' hy II judJ,:c )lutlnol hy II jlll'Y. GUAHANTOn ANI> nANK 1IE1U:U\'
EXI'IU;SSI,\' WAIVES ANY lUGl1T TO A T1{IAI, IIV ,IUH\' IN ANY SIICII Sill'!', MT(()N, em I'IH>CEIWINC;. C;UlIfllllllu'lllUI Ullukuckuuwlcdj.\cs
llllll H~I'CCS lhallhi:i SectiulI is H slIecil1c Illld 1I11UcriulllSIICl't or Ihis GlIllrllllly lllld lhllllluul{ WOllltlllOlllCH'llllhis (;1I11rullly liS u bllsis 1'01' Ihe cxlellsioll of crellit
tulJulTowcr without this wilivcl' ur jury trilll.
l:m.:11 Olli\nllllnr acknowledges thut Ihe persons signing this GLlurunty urc all of the persons whn lire intended tu have signed, unu Ihlllno lllher signcrs me n:lied Upl11l by the
undersigned .It .
WrINI:SS llurIUlnusllndseulsusurth~~dayor._~?. ,~~
WITNI(i tL-,i:~L'
(SigIlU!l1c)
ke ,4" . 1,/1
(Print Namr:)
(S'~,~
, 19l ItllJ"C)
Ul~
(SEAL)
(Print Name)
''-.-
Terry L. !lush 1 '(< ~ \. Q,""7 I
(Prinl Name) \ ~
Jj, f'~tf!~ ~/ (SEAL)
N, Elizllbeth !lush II. PI,20/Jt2t;, &.sh.-
(Print Nunu.:)
Address: 25 BI'IUldllloor Drive
l\'lcl'hiluicsburg, 11cIIIIsylvllllin 17055
Telephone Number:
(717) 234-81191
\'S-U1U9A,I'lIlteNu.J
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO, OL.( - I.jD'-I2-. C,'"U~LY~
MANUFACTURERS AND TRADERS
TRUST COMPANY
v,
TERRY L. BUSH and N, ELIZABETH BUSH
CONFESSION OF JUDGMENT
Defendants
NOTICE
To: TERRY L. BUSH and N, ELIZABETH BUSH, Defendants
You are hereby notified that on August 1..la.-, 2004, judgment by confession was entered
against you in the sum of $382,294,97 in the above captioned case,,' '- [)
Dated: August lie, ,2004 CL.I?..iza.J 1(, 7~
Prothonotary..:+tvt 0
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP,
Legal Services Office
MidPenn Legal Services
8 Irvine Row
Carlisle, Pennsylvania 17013
Telephone: (717) 243-9400 I (800) 822-5288
I hereby certify that the following is the address of the defendant(s) stated in the certificate of
residence,
Terry L. Bush
N. Elizabeth Bush
25 Broadmoor Drive
Mechanicsburg, PA 17055
~~)-J'
KEEFER WOOD ALLEN & RAHAL, LLP
210 WALNUT STREET
PO BOX 11963
HARRISBURG, PA 17108,1963
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO, 04 - 4Dl('---- {!, ;.n-L~'UL~
CONFESSION OF JUDGMENT
MANUFACTURERS AND TRADERS
TRUST COMPANY
v,
TERRY L. BUSH and N, ELIZABETH BUSH
Defendants
NOTICE
A TERRY L. BUSH and N, ELIZABETH BUSH, Defendidos
Usted esta siendo notificando que el ~ de August del 2004, se anoto en contra suya un
fallo por confesion en la suma de $382,294,97 en el caso mencionado en el e~igr:Z;
FECHA: August ---L.k, 2004 (J~ I< ,0(' CIr1j:--'
Prothonotary ~ 0
USTED DE BE LLEVAR IMMEDIATAMENTE ESTE DOCUMENTO A SU ABOGADO, SI
USTED NO TIENE UN ABOGADO 0 NO PUEDE PAGARLE A UNO, LLAME 0 VAYA A LA
SIGUIENTE OFICINA PARA A VERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL.
Legal Services Office
MidPenn Legal Services
8 Irvine Row
Carlisle, Pennsylvania 17013
Telephone: (717) 243-9400 I (800) 822-5288
Certifico que la siguiente direccion es la del defendido/a segun indicada en el certificado de
residencia:
Terry L. Bush
N, Elizabeth Bush
25 Broadmoor Drive
Mechanicsburg, PA 17055
A~~ J.
CNP~
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r ,...) 0
~ f (f!
~ Lv ~ r-
~~ DJ-
c'. .-'~
.1
,
,
KEEFER WOOD ALLEN & RAHAL, LLP
210 WALNUT STREET
PO BOX 11963
HARRISBURG. PA 17108-1963
MANUFACTURERS AND TRADERS
TRUST COMPANY
Plaintiff
IN THE COURT OF COMMON PLEAS OF
DAUPHIN COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 04-4042 CIVIL TERM
CONFESSION OF JUDGMENT
v,
TERRY L. BUSH and N. ELIZABETH BUSH
Defendants
PRAECIPE
TO THE PROTHONOTARY:
Please mark this judgment "Satisfied" by order of the Plaintiff.
Date: August 17,2006
KEEFER WOOD ALLEN & RAHAL, LLP
BY:~~
Eug . Pepinsky, Jr,
Attorney I.D. #23702
210 Walnut Street
P,O. Box 11963
Harrisburg, PA 17108-1963
(717) 255-8051
Attorneys for Plaintiff
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