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PAUL J. KLEMM, ESQUIRE
NUDELMAN, KLEMM & GOLUB, P.C.
425 EAGLE ROCK AVENUE
ROSELAND, NJ 07068
973-618-0000
ID # 92125
ATTORNEY FOR PLAINTIFF
CAPITAL ONE BANK (USA), N.A.
v
JOANN GEIB
NOTICE
CUMBERLAND COUNTY
Plaintiff(s)
1- 6 Rjo-? ?'t `vcG
Defendant(s)
COMPLAINT IN CIVIL ACTION
YOU HAVE BEEN SUED IN COURT. If you wish
to defend against the claims set forth in the following
pages, you must take action within twenty (20) days
after this Complaint and Notice are served by entering
a written appearance personally or by attorney and
filing in writing with the Court your defenses or
objections to the claims set forth against you. You
are warned that if you fail to do so the case may
proceed without you and a judgment may be entered
against you by the Court without further notice for
any money claimed in the Complaint or for any other
claim or relief requested by the Plaintiff. You may
lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW. THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT HIRING A
LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER,
THIS OFFICE MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT
MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford St
Carlisle, PA 17013
(800) 990-9108
AVISO
USTED HA SIDO DEMANDADO/A EN CORTE
Si usted desea defenderse de ]as demandas que se
presentan mas adelente en las siguientes paginas, debe
tomar acci6n dento de los pr6ximos veinte (20) dias
depubs de la notificaci6n de esta Demanda y Avios
radicando personalmente o por medio de un abogado una
comparecencia escrita y radicando en la Corte por escrito
sus defensas de, y objecciones a, las demandas presentadas
aqui en contra suya. Se le advierte de que si usted falla de
tomar acci6n como se describe anteriormente, el caso
puede proceder sin usted y un fallo por cualquier suma de
dinero reclamada en la demanda o cualquier otra
reclamaci6n o remedio solicitado por el demandante puede
ser dictado en contra suya por la Corte sin mds aviso
adicional. Usted puede perder dinero o propiedad u otros
derechos importantes para usted.
USTED DEBE LLEVAR ESTE DOCUMENTO A SU
ABOGADO INMEDIATAMENTE. SI USTED NO
TIENE UN ABOGADO, LLAME O VAYA A LA
SIGUIENTE OFICINA ESTA OFICINA PUEDE
PROVEERLE INFORMACION A CERCA DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGAR POR LOS SERVICIOS
DE UN ABOGADO, ES POSIBLE QUE ESTA
OFICINA LE PUEDA PROVEER INFORMACION
SOBRE AGENCIAS QUE OFREZCAN SERVICIOS
LEGALES SIN CARGO O BAJO COSTO A PERSONAD
QUE CUALIFICAN.
Cumberland County Bar Association
32 South Bedford St
Carlisle, PA 17013
(800) 990-9108
s
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PAUL J. KLEMM, ESQUIRE
NUDELMAN, KLEMM & GOLUB, P.C.
425 EAGLE ROCK AVENUE
ROSELAND, NJ 07068
973-618-0000
ID #92125
ATTORNEY FOR PLAINTIFF
CAPITAL ONE BANK (USA), N.A.,
Plaintiff(s)
V.
JOANN GEIB
Defendant(s)
COMPLAINT IN CIVIL ACTION
M 03
?y'
AND NOW, comes Plaintiff, CAPITAL ONE BANK (USA), N.A., by and through its
attorney, Paul J. Klemm and the law offices of Nudelman, Klemm & Golub, P.C., and files the
following Complaint in Civil Action and in support thereof aver as follows:
1. Plaintiff, CAPITAL ONE BANK (USA), N.A., is a foreign business corporation
located at 4851 Cox Road, Glen Allen, VA 23060. Pursuant to 15 Pa. C.S.A. § 4122, "a foreign
business corporation shall not be considered to be doing business in this Commonwealth for the
purposes of this subchapter by reason of carrying on in this Commonwealth any one or more of
the following acts ... (8) [s]ecuring or collecting debts or enforcing any rights in property
securing them [or] (9) [t]ransacting any business in interstate or foreign commerce."
CUMBERLAND COUNTY
NN96394
2. Defendant, JOANN GEIB, is an individual and citizen of the Commonwealth of
Pennsylvania, who is believed to currently reside at, 302 N BALTIMORE AVE APT 4,
MOUNT HOLLY SPRINGS PA 17065-1600.
At the special insistence and request of the Defendant, Defendant was issued a
credit card by CAPITAL ONE BANK (USA), N.A., account number ************7961.
4. The Defendant is responsible for an unpaid balance in the amount of $11,574.08
and interest in the amount of $980.17.
5. Plaintiff has made demand to Defendant for $12,554.25, but Defendant has
willfully failed and/or refused to reimburse Plaintiff for the aforesaid sum due.
Wherefore, Plaintiff demands Judgment in its favor and against the Defendant in the
amount of $12,554.25 and interest from the date of breach, with continuing interest thereon at the
legal rate from the date of Judgment plus anticipated court costs. The damages requested are less
than the maximum amount for compulsory arbitration as set by the Court.
Respectfully Submitted:
NUDELMAN, KLEMM & GOLUB, P.C.
Paul J. Klemm, Esquire
425 Eagle Rock Avenue
Roseland, NJ 07068
(973) 618-0000
NN96394
CAPITAL ONE BANK (USA), N.A.,
Plaintiff,
V.
JOANN GEIB
DeE'ndant(s).
VERM aim
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. to unswozn falsification to authorities, that he/she is an authorized agent of C
Section 4904 relating
BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to CAPITAL ONE
Verification, and that the facts set forth in the fare oin make this
correct to the best of his/her knowledge, information jang Complaint in Civil Action are true and
lief.
Dated: Davis
N00000038179071
957492473
A070
NUDELMAN, KLEMM & GOLUB, P.C.
MO(Q3qq
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson iLE_0FFN'
Sheriff u i }iE PROTH0"N Rt r,','
??,?at? at Cu,nG?rfr??A
Jody S Smith
Chief Deputy I SEP -2 PH 2: 15
Richard W Stewart
Solicitor CUMBERLAND COUNTY
"PENNSYLVANIA
Capital One Bank (U.S.A.) N.A.
Case Number
vs.
Joann Geib 2011-6495
SHERIFF'S RETURN OF SERVICE
08/26/2011 08:06 PM - Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on August
26, 2011 at 2006 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Joann Geib, by making known unto herself personally, at 302 N. Baltimore Avenue,
Apartment 4, Mount Holly Springs, Cumberland County, Pennsylvania 17065 its contents and at the same
time handing to her personally the said true and correct copy of the 4(A 54 HALL,
DEPUTY
SHERIFF COST: $35.00
August 29, 2011
SO ANSWERS,
RON R ANDERSON, SHERIFF
eci Cou-y3uite she„!Y. Te ecs-tt. In;;.
PAUL J. KLEMM, ESQUIRE
NUDELMAN, KLEMM & GOLUB,
425 EAGLE ROCK AVENUE
ROSELAND, NJ 07068
973-618-0000
ID #92125
P.C.
rATTORNEY FOR PLAINTIFF
CAPITAL ONE BANK (USA), N.A.
V.
JOANN GEIB
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
NO. 11-6495 CIVIL TERM
PRAECIPE TO ENTER JUDGMENT
TO THE PROTHONOTARY:
Kindly enter Judgment in favor of Plaintiff(s), CAPITAL ONE BANK (USA), N.A. and
against Defendant(s), JOANN GEIB, in the above- captioned matter, in the amount of
$12,681.25, for failure to answer the Complaint in twenty (20) days as required by Pennsylvania
Rules of Civil Procedure.
NN96394
PAUL J. KLEMM, ESQUIRE
Attorney for Plaintiff
CX.?1 ??(e l
6kOW
PAUL J. KLEMM, ESQUIRE
NUDELMAN, KLEMM & GOLUB, P.C.
425 EAGLE ROCK AVENUE
ROSELAND, NJ 07068
973-618-0000
ID #92125
CAPITAL ONE BANK (USA), N.A.
V.
JOANN GEIB
ATTORNEY FOR PLAINTIFF
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
NO. 11-6495 CIVIL TERM
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
The undersigned, being duly sworn according to law, deposes and says that the
Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise
within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as
amended;
That Defendant, JOANN GEIB, is over eighteen (18) years d resides at 302 N
BALTIMORE AVE APT 4, MOUNT HOLLY SP S PA 17065-1600.
SWORN TO AND SUBSCRIBED
PAUL J. KLEMM, ESQUIRE
Attorney for Plaintiff
BEFORE ME THIS,-4??DAY
•
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
NO. 11-6495 CIVIL TERM
CERTIFICATION
I, Paul J. Klemm, Esquire, Attorney for Plaintiff, being duly sworn according to law,
PAUL J. KLEMM, ESQUIRE
NUDELMAN, KLEMM & GOLUB,
425 EAGLE ROCK AVENUE
ROSELAND, NJ 07068
973-618-0000
ID #92125
P. C.
ATTORNEY FOR PLAINTIFF
CAPITAL ONE BANK (USA), N.A.
V.
JOANN GEIB
deposes and says that he deposited in the United States mail a letter notifying the Defendant(s)
that Judgment would be entered against them after ten (10) days from the date of said letter in
accordance with Rule 237.1 of Pennsylvania Rules of Civil Procedure. A copy of said letter is
attached hereto and marked Exhibit "A".
SWORN TO AND SUBSCRIBED
N
NN96394 G o m r s oil
N0ter'y Pi,hl• tG, ` Jerse?My Commission Expi?2s
July 27, 2015
PAUL J. KLEMM, ESQUIRE
Attorney for Plaintiff
BEFORE ME THI?4 'DAY
EXHIBIT "A"
PAUL J. KLEMM, ESQUIRE
NUDELMAN, KLEMM & GOLUB, P.C.
425 EAGLE ROCK AVENUE
ROSELAND, NJ 07068
973-618-0000
ID #92125
ATTORNEY FOR PLAINTIFF
CAPITAL ONE BANK (USA), N.A.
V.
JOANN GEIB
To:
JOANN GEIB
Plaintiff(s)
Defendant(s)
302 N BALTIMORE AVE APT 4
MOUNT HOLLY SPRINGS PA 17065-1600
Date of Notice : OCT "? 2 2611
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
NO. 11-6495 CIVIL TERM
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN
DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford St
Carlisle, PA 17013
(800) 990-9108
Cumberland County Bar Association
32 South Bedford St
Carlisle, PA 17013
(800) 990-9108
c
Paul J. Klemm, Esq.
NUDELMAN, KLEMM & GOLUB, P.C.
425 Eagle Rock Avenue
Roseland, NJ 07068
(973)618-0000
NN96394
I
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
PROTHONOTARY
TO: JOANN GEIB
302 N BALTIMORE AVE APT 4
MOUNT HOLLY SPRINGS PA 17065-1600
CAPITAL ONE BANK (USA), N.A.
V.
JOANN GEIB
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
NO. 11-6495 CIVIL TERM
NOTICE
Pursuant to Pa.R.C..P. 236, you are hereby notified that a JUDGMENT has been ent ed
in the above proceeding as indicated below.
la as?la
PROTHONOTARY
X JUDGMENT BY DEFAULT
MONEY JUDGMENT
JUDGMENT IN REPLEVIN
JUDGMENT FOR POSSESSION
If you have any questions concerning this Judgment, please call Paul J. Klemm,
Esquire at 973-618-0000.
NN96394