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Home My WebLink About11-6533Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie A. Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. //- 5.3 v. CRYSTAL R BARRICK 103 COUNTRY VIEW EST NEWVILLE PA 17241 Defendant NOTICE ? c Q za -t -v Z ccnr-- ;0C.1 o a CD rn co You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service QQ 800 692-7375 C This communication is from a debt collector and is an attempt to collect a debt. n / 6 Any information obtained will be used for that purpose. OC 7 Robert N. Polas, Jr., Esquire PA Bar # 201259 Came Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. CRYSTAL R BARRICK 103 COUNTRY VIEW EST NEWVMLE PA 17241 Defendant NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para. usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACVRCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLIt AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 This conitnuinication is fi-oin i debt collectoz• -md is ati_ atteinpt to collect a debt. Any infannation obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. CRYSTAL R BARRICK 103 COUNTRY VIEW EST NEWVILLE PA 17241 Defendant COMPLAINT Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140 Corporate Blvd., Norfolk, VA 23502. 2. Defendant CRYSTAL R BARRICK, is an adult individual with last known address of 103 COUNTRY VIEW EST, NEWVILLE PA 17241. 3. It is averred that Defendant was indebted to Capital One National Association on November 16, 2004 with account number ************5786 (hereafter referred to as "Account"). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This communication Is iron a debt collector awl is an atlempt to collets a deb€. Anv inforination ontained «ill be used for [hat purpose, 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on September 22, 2008. 8. Plaintiff is the purchaser, assignee and/or successor in interest Capital One National Association and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $1,060.71. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, CRYSTAL R BARRICK, in the amount of $1,060.71, plus costs of this action and any other relief as the Court deems just and reasonable. Robert N. Polas Jr., Esquire # 201259 Carrie A. Brown, Esquire # 94055 10-11643 Thi communication is from a debt collector and is an atlempt to € ollect a debt. Any infortnatiOn obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Melody C. Clemons hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification ti AUG 0 3 2011 Date : 10-11643 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. EXHIBIT A PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, Virginia 23502 Telephone: 1-866-428-8102 Fax: 1-757-518-0860 Statement of Account Account: ************$786 CRYSTAL R BARRICK Account Holder: CRYSTAL R BARRICK 103 COUNTRY VIEW EST NEWVILLE PA 17241 Consumer Account Issuer: Assignee: Account Number: Date Account Opened: Date of Last Payment: Date of Charge Off: Balance at Purchase: Purchase Date: Product Code: VISA Capital One National Association Portfolio Recovery Associates, LLC ************5786 November 16, 2004 September 22, 2008 April 28, 2009 $1,067.47 May 12, 2009 Balance at Charge-Off: $1,060.71 Less Payments: $.00 Balance Due: $1,060.71 10-11643 CAPE21 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned, Melody C. Clemons depose, affirm and state as follows: Custodian of Records, for Portfolio Recovery Associates, LLC hereby I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's records, including a review of the business records transferred to Account Assignee from Capital One National Association ("Account Seller"), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on May 12, 2009. Further, the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from CRYSTAL R BARRICK ("Debtor") to the Account Seller the sum of $1,060.71 with the respect to account number (************5786), as of April 28, 2009 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, Account Assignee claims the sum of $1,060.71 as due and owing as of the date of this affidavit. LLC $y M Custodian of Records U Subscribed and sworn to before me on of , 2011 s` Notary Public RocheNe eeW Commonwealth of Wok" 10-11643 Notary Public Commission No 7500143 My Commission Expues 613012015 I leis conz1Tittnication is from a debt collector and is att attempt to collect a debt. Am, infoririatiori obtained will be used for that purpose. 6 0 Annex A Forward Flow Receivable Sale Agreement Amendment Number 2 Exhibit 1 to Forward Flow Receivable Sale Agreement dated February 0, 2009 BELL OF SALE Closing Date: May 12th, 2009 Capital 'One Bank (USA), National Association ("Seller"), in consideration of a Purchase Price of .. , and other valuable consideration, the re-eeipt of which is hereby acknowledged, hereby sells, assigns and transfers all right, title and interest in the Accounts ident1fied in the Sale, File entitle( (which may be in eleo'tronic form) to Portfolio Recovery Associates, LLC (`Buyer"), without recourse or reresentation except as expressly provided herein or on the terms, and subject to the conditions, set forth in the Agreement (as defined below). This Bill of Sale is delivered pursuant to that certain Forward Flow Receivable Sale Agreement, dated as of February 6th, 2009, as amended, by and between Seller (as successor to Capital One Bank) and Buyer (the "Agreement'. All capitalized terms used,,but not d?Aned, in this Bill of Sale shall have the meanings ossigned to such terms • in the Agreenietlt. ' The Cutoff Date for the Sale File was May 7th, 2009. The aggregate Unpaid Balance of the Accounts as of the Cutoff Date ww CAPITAL ONE. BANK (USA), NATIONAL ASSOCIATION By. - Name: Jonathan Stalls Title: Recoveries MVP Boise 211986.1 0045016.00036 CAP F- 2 l 20100527_RMAPRA_ 578 5786_20090428_stmt 1 CYCLE # 27 CAPITAL ONE CYCLE FACSIMILE REPORT 03/28/2009 - 04/27/2009 PAGE 8186 ACCT-ID X57$6 CARD# 5786 STMT-TYPE: ENGLISH REWARDS: N FEE-FOR-BALANCE: N PREV-BAL: $958.21 PAYMENT&CREDITS: $0.00 FINANCE CHRGS: $21.50 TRANSACTIONS: $81.00 NEW-BALANCE: 51,060.71 MINIMUM PAYMENT: $313.00 LATE FEE: $39.00 DUE-DANE: 05222009 CREDIT-LIMIT: 500 CREDIT-AVL: 0.00 CASH-LIMIT: 500 CASH-AVL: 0.00 OVERALL-APR: 25.900 TPC : VP HOLD: 000',CLOSE-DATE: OOB: N MISS-ADDR: N WATCH: WO CRDT-REV: PD OL: 11 PD: 07 CTC IND: INS: PC: 0000000001 ARCH: N REASON: OOiHARDCOPY: 02 NEW: N EBPP: N SERVICE-OWNER: 000011 SAC-PGM: CLOSE: CHARGED-OFF: XF£R: FRAUD: BK-HOLD: N BANKRUPTCY: N CHARGEOFF: N LEGAL: N FRAUD: N TRANSFER: N CTC-CHG-IND: PROBE-IDS: LINE: DELQ: OVLM: AUTH: REIS: PROD: PRIG: USR1: USR2: USR3: MESSAGE-IDS: PAST-DUE: INSURANCE: TRIAD M1: R0002 TRIAD M2: TRIAD M3: XFR: TEAL C/I BALANCE AMOUNT RATE CORR APR FINANCE CHARGE CRYSTAL R BARRICK Purchases 0001 00 977.40 00.0709600 0025.900000000 21.50 103 COUNTRY VIEW EST Cash 0002 00 0.00 00.0709600 002.900000000 0.00 NEWVILLE PA 17241875503 US TRANSACTION DATA TRANDATE REFERENCE NUMBER MERCHANT DESCRIPTION TRANS-AMOUNT POSTDATE C/D FC CARD NUMBER 04212009 PAST DUE FEE 39.00 04212009 D 5786 • 04272009 CAPITAL ONE MONTHLY MEMBE R FEE 3.00 04272009 D 5786 04272009 OVERLIMIT FEE APR 27, 200 9 39.00 04272009 D 5786 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Page 1 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny RAnderson FILED-Or-Mr- Sheriff Tf{ PR{T $ r, [PIOHOTtx+, Jody S Smith ` Chief Deputy 2011 SEA -2 P Z: j -? Richard W Stewart eMR(,P?}u^d i Y Solicitor F} E PENNSYL`v'ANIA Portfolio Recovery Associates, LLC Case Number vs. Crystal R. Barrick 2011-6533 SHERIFF'S RETURN OF SERVICE 08/26/2011 05:55 PM - Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on August 26, 2011 at 1755 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Crystal R. Barrick, by making known unto herself personally, at 103 Country View Estates, Newville, Cumberland County, Pennsylvania 17241 its contents and at the same time handing to her personally the said true and correct copy of the same. N SHALL, DEPUTY SHERIFF COST: $40.00 August 29, 2011 SO ANSWERS, RON R ANDERSON, SHERIFF Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark�R. Garvey, Esquire Attorney ID #94055/201259/312686 lt.t Portfolio Recovery Associates, LLC 120 Corporate Blvd 2013 UL 16 AM I f: 29 Norfolk,VA 23502 Attorneys for Plaintiff CUMBERLAND COUNTY rtNN6YLVAN1A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 No. 11-6533 Plaintiff V. CRYSTAL R BARRICK 103 COUNTRY VIEW EST NEWVILLE PA 17241 Defendant PRAECIPE TO SETTLE DISCONTINUE AND END PLEASE MARK THE ABOVE-CAPTIONED ACTION AS SETTLED, DISCONTINUED AND ENDED. Respect mitted, Robert 1q- Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff 10-11643 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carri(!A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID #94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk,VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 11-6533 V. CRYSTAL R BARRICK 103 COUNTRY VIEW EST NEWVILLE PA 17241 Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Settle Discontinue and End upon CRYSTAL R BARRICK, by First Class Mail, Postage Pre-Paid, a copy thereof on this day of ' 2013,to: CRYSTAL R BARRICK 103 COUNTRY VIEW EST,NE L PA 17241 Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar# 94055 Mark R. Garvey, Esquire PA Bar# 312686 Portfolio Recovery Associates,LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff 10-11643 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for this purpose.